1
00:00:00,200 --> 00:00:01,960
Speaker 1: She's on the Money.

2
00:00:02,160 --> 00:00:04,400
Speaker 2: She's on the Money.

3
00:00:12,560 --> 00:00:14,840
Speaker 1: Hello, and welcome to she is on the Money the

4
00:00:14,880 --> 00:00:17,800
Speaker 1: podcast The Millennials Who Want Financial Freedom. My name is

5
00:00:17,840 --> 00:00:21,040
Speaker 1: Georgia King. I'm a copywriter and journalism student and each

6
00:00:21,079 --> 00:00:23,320
Speaker 1: week I sit down to chat OATMELK had Money with

7
00:00:23,360 --> 00:00:27,880
Speaker 1: Melbourne based financial adviser Victoria Devine. Hello, Georgia King, now

8
00:00:27,920 --> 00:00:31,080
Speaker 1: speaking of Divines. On the day of recording, it is

9
00:00:31,160 --> 00:00:36,200
Speaker 1: Victoria's younger sister, Alex Devo, Divine's big birthday. We wanted

10
00:00:36,240 --> 00:00:38,839
Speaker 1: to send our well wishes to the big woman on

11
00:00:38,920 --> 00:00:40,120
Speaker 1: this very special day.

12
00:00:40,280 --> 00:00:42,200
Speaker 2: It is a very special day. She's getting a shout

13
00:00:42,200 --> 00:00:45,640
Speaker 2: out instead of a birthday gift this year, so you're welcome.

14
00:00:45,720 --> 00:00:47,879
Speaker 2: It is a gift that will keep on giving.

15
00:00:48,120 --> 00:00:49,760
Speaker 1: She's literally going to hate this anyway.

16
00:00:49,920 --> 00:00:50,760
Speaker 2: Money weirdday.

17
00:00:52,159 --> 00:00:54,600
Speaker 1: Today on the show, we're going to be delving into

18
00:00:54,600 --> 00:00:58,280
Speaker 1: an issue based by every Australian woman. That is the

19
00:00:58,360 --> 00:01:01,920
Speaker 1: very subtle, very sneaky pink tax. Now the pink tax,

20
00:01:01,960 --> 00:01:04,120
Speaker 1: of course, refers to the extra coin women are made

21
00:01:04,160 --> 00:01:07,480
Speaker 1: to pay for essential items like raisors, clothing, beauty products

22
00:01:07,560 --> 00:01:10,920
Speaker 1: and moa despite there being no actual difference beyond the

23
00:01:10,920 --> 00:01:14,520
Speaker 1: branding between these quote unquote male female products. Then later

24
00:01:14,560 --> 00:01:16,479
Speaker 1: on in the show, we'll be sitting down with doctor

25
00:01:16,520 --> 00:01:19,680
Speaker 1: Hannah from the brilliant sexual and Reproductive health podcast, You

26
00:01:19,720 --> 00:01:21,880
Speaker 1: to You, You to Me, You to Us, who will

27
00:01:21,880 --> 00:01:24,080
Speaker 1: be answering some of your questions on the price of

28
00:01:24,120 --> 00:01:27,360
Speaker 1: women's health. So it's quite a large show we have

29
00:01:27,600 --> 00:01:30,160
Speaker 1: coming up, guys, But before we do dive in Victoria,

30
00:01:30,400 --> 00:01:32,800
Speaker 1: let's talk money wins and confessions from the week that

31
00:01:32,959 --> 00:01:33,800
Speaker 1: was what have you got for me?

32
00:01:33,959 --> 00:01:36,279
Speaker 2: So it is very hard to scrape from the bottom

33
00:01:36,319 --> 00:01:38,200
Speaker 2: of the barrel to get a money win. But I

34
00:01:38,280 --> 00:01:40,800
Speaker 2: bring you my best money win this week, and that

35
00:01:41,080 --> 00:01:44,720
Speaker 2: is that, whilst it is Alex Devo Divine's birthday, it

36
00:01:44,840 --> 00:01:48,000
Speaker 2: is or has been this month, my partner's birthday as well,

37
00:01:48,480 --> 00:01:51,160
Speaker 2: and obviously by people gifts on their birthday, I was

38
00:01:51,200 --> 00:01:53,320
Speaker 2: kidding when I said Alex was only getting a shout out,

39
00:01:53,320 --> 00:01:56,080
Speaker 2: but maybe I was, who knows. But I needed to

40
00:01:56,120 --> 00:01:58,040
Speaker 2: purchase him a gift, and usually I would just head

41
00:01:58,040 --> 00:01:59,800
Speaker 2: to Chadston and purchase some stuff that I know that

42
00:01:59,840 --> 00:02:02,040
Speaker 2: he liked or was looking for, and not put too

43
00:02:02,120 --> 00:02:04,400
Speaker 2: much thought into it. But my money win is that

44
00:02:04,520 --> 00:02:06,320
Speaker 2: I haven't been able to go to the shops, so

45
00:02:06,360 --> 00:02:09,480
Speaker 2: I had to online shop. But by online shopping, I

46
00:02:09,560 --> 00:02:11,720
Speaker 2: managed to get the best deal. And I feel like

47
00:02:11,800 --> 00:02:14,360
Speaker 2: this birthday, I spent less but got him more and

48
00:02:14,400 --> 00:02:16,960
Speaker 2: I'm just really happy with that. So that is my

49
00:02:17,080 --> 00:02:20,120
Speaker 2: money win. And it's not that sexy. But turns out

50
00:02:20,160 --> 00:02:22,760
Speaker 2: if you put some thought into actually purchasing gifts, you

51
00:02:22,919 --> 00:02:26,360
Speaker 2: end up spending less. So probably not that revolutionary, but

52
00:02:26,680 --> 00:02:28,920
Speaker 2: turns out I needed to learn that. Georgia King, have

53
00:02:29,040 --> 00:02:31,200
Speaker 2: you got a money win or confession for us this week?

54
00:02:31,280 --> 00:02:33,440
Speaker 1: Yeah, look, I've got a bit of a double once again.

55
00:02:33,440 --> 00:02:35,200
Speaker 1: I've got the money win and I've got the money confession.

56
00:02:35,320 --> 00:02:38,320
Speaker 1: Money win is that my laptop is still working. You

57
00:02:38,360 --> 00:02:40,399
Speaker 1: guys might remember last week win a winner, I did

58
00:02:40,440 --> 00:02:43,079
Speaker 1: pour half of my coffee onto my keyboard. It was

59
00:02:43,120 --> 00:02:45,960
Speaker 1: an accident, of course, and these things do happen, but

60
00:02:46,240 --> 00:02:47,880
Speaker 1: it didn't work for the whole day, and then it

61
00:02:47,960 --> 00:02:49,920
Speaker 1: kicked on again at like five pm. So I'm not

62
00:02:49,919 --> 00:02:52,200
Speaker 1: going to look into that. I think it's fine. I

63
00:02:52,240 --> 00:02:53,360
Speaker 1: think it's a win.

64
00:02:53,680 --> 00:02:56,840
Speaker 2: Okay, that's really nice for you, Georgia. I'm very happy.

65
00:02:56,960 --> 00:02:59,200
Speaker 1: The other part is a money confession, which is that

66
00:02:59,240 --> 00:03:02,440
Speaker 1: I just randomly bought these sandals yesterday. Don't even know

67
00:03:02,440 --> 00:03:04,640
Speaker 1: if I like them, but I was just really feeling

68
00:03:04,680 --> 00:03:08,320
Speaker 1: like the flatness, the fatigue of Melbourne's lockdown. My friends

69
00:03:08,320 --> 00:03:10,000
Speaker 1: in other states are just having the time of their lives,

70
00:03:10,040 --> 00:03:11,680
Speaker 1: and I was like, no, I'm gonna buy these full

71
00:03:11,720 --> 00:03:14,720
Speaker 1: price sandals, even though I constantly tell people not to

72
00:03:14,760 --> 00:03:16,520
Speaker 1: buy things full priced. But just couldn't help me.

73
00:03:16,560 --> 00:03:18,400
Speaker 2: You went ahead and just did that mean? Take me

74
00:03:18,520 --> 00:03:21,120
Speaker 2: really scraping the bottom of the barrel for our money

75
00:03:21,120 --> 00:03:22,600
Speaker 2: wins and confessions. But I'm here for it.

76
00:03:22,639 --> 00:03:24,680
Speaker 1: That's all right, We've still got good at the care Georgie.

77
00:03:24,760 --> 00:03:27,600
Speaker 2: I keep saying, everybody in other states having a really

78
00:03:27,600 --> 00:03:29,640
Speaker 2: fun time. I follow a fair few people who are

79
00:03:29,639 --> 00:03:32,600
Speaker 2: based in Sydney, and please stop posting how much fun

80
00:03:32,600 --> 00:03:35,360
Speaker 2: you're having a bond ee. I'm envious. But then further

81
00:03:35,440 --> 00:03:37,720
Speaker 2: to that, can you guys please stop asking how my

82
00:03:37,840 --> 00:03:38,640
Speaker 2: weekend was?

83
00:03:39,040 --> 00:03:40,520
Speaker 1: Like, stop feeling attack.

84
00:03:40,760 --> 00:03:44,160
Speaker 2: Oh it was great, I didn't leave my house again. Anyway,

85
00:03:44,280 --> 00:03:46,800
Speaker 2: Let's move on before I get really riled up. But

86
00:03:47,200 --> 00:03:50,520
Speaker 2: for everybody in every other state except for Victoria, stop

87
00:03:50,560 --> 00:03:53,600
Speaker 2: asking your Melbourne friends how their weekends were it's not except.

88
00:03:58,280 --> 00:04:01,320
Speaker 1: So yes, Facebook group time now before we talk through

89
00:04:01,400 --> 00:04:05,160
Speaker 1: our favorite posts as we always do. The community has

90
00:04:05,200 --> 00:04:07,400
Speaker 1: been going. I think it's safe to say bonkers over

91
00:04:07,400 --> 00:04:09,560
Speaker 1: the online course, Victoria. Can you talk us through what's

92
00:04:09,560 --> 00:04:10,280
Speaker 1: been doing on they have?

93
00:04:10,400 --> 00:04:12,640
Speaker 2: I didn't even know that the word bonkers were still

94
00:04:12,680 --> 00:04:14,920
Speaker 2: in use in twenty twenty, but here we are.

95
00:04:15,160 --> 00:04:16,000
Speaker 1: Does you rascaldar?

96
00:04:16,120 --> 00:04:18,200
Speaker 2: You guys, are you keating? Georgia King?

97
00:04:18,600 --> 00:04:19,000
Speaker 1: Bonkers?

98
00:04:19,080 --> 00:04:19,440
Speaker 3: Bonking?

99
00:04:21,200 --> 00:04:25,240
Speaker 2: I'm dad, We've lost it, Georgia King. You are absolutely correct.

100
00:04:25,360 --> 00:04:28,320
Speaker 2: I am feeling this week so grateful for all of

101
00:04:28,360 --> 00:04:30,760
Speaker 2: the love that we have been receiving on the online course.

102
00:04:30,880 --> 00:04:33,599
Speaker 2: Not only did you guys really embrace the fact that

103
00:04:33,640 --> 00:04:36,039
Speaker 2: I was releasing an online course, which I'm super super

104
00:04:36,040 --> 00:04:39,080
Speaker 2: excited about, but you also got on it early without

105
00:04:39,160 --> 00:04:41,919
Speaker 2: having seen the content, and you know, really believed in

106
00:04:41,960 --> 00:04:43,920
Speaker 2: me when we did the presale, which I was so

107
00:04:43,920 --> 00:04:46,839
Speaker 2: so excited to do. But now that the course is live,

108
00:04:47,160 --> 00:04:50,640
Speaker 2: I am being overwhelmed with these beautiful emails from people

109
00:04:50,800 --> 00:04:53,320
Speaker 2: just saying how much they're loving it, or asking questions

110
00:04:53,360 --> 00:04:55,600
Speaker 2: about the course or where they're up to, or about

111
00:04:55,600 --> 00:04:58,200
Speaker 2: their money values or money stories, and like I am

112
00:04:58,320 --> 00:05:02,040
Speaker 2: loving it. Georgia. We've all so got another private Facebook

113
00:05:02,080 --> 00:05:04,440
Speaker 2: group which you can only join if you are doing

114
00:05:04,440 --> 00:05:07,599
Speaker 2: the online course, and that has been going wild as well.

115
00:05:07,640 --> 00:05:09,800
Speaker 2: And I'm really really loving that there's the one thing

116
00:05:09,839 --> 00:05:12,200
Speaker 2: that's bringing us all together and we've all got questions

117
00:05:12,240 --> 00:05:14,200
Speaker 2: about it. Someone the other day was like, Oh, I'm

118
00:05:14,200 --> 00:05:16,800
Speaker 2: really struggling all my money values piece, like what other

119
00:05:17,240 --> 00:05:20,560
Speaker 2: values have people listed? And people are being so open

120
00:05:20,680 --> 00:05:23,280
Speaker 2: and so sharing. I'm just so grateful for this community.

121
00:05:23,320 --> 00:05:25,800
Speaker 2: Like I know that sounds really lame, but I love

122
00:05:25,880 --> 00:05:28,039
Speaker 2: you guys, and like I just think that we're all

123
00:05:28,040 --> 00:05:29,960
Speaker 2: friends and I love it. But can we move on

124
00:05:30,040 --> 00:05:33,000
Speaker 2: before I get all like sappy and a great tearing up. No,

125
00:05:33,120 --> 00:05:35,720
Speaker 2: I'm not actually tearing up, but like, I just feel

126
00:05:35,720 --> 00:05:38,000
Speaker 2: like I'm a sappy, sappy ward of sadness today.

127
00:05:38,120 --> 00:05:40,159
Speaker 1: That's all right, we need that at the moment. But

128
00:05:40,360 --> 00:05:42,680
Speaker 1: talk me through your favorite post from the week In

129
00:05:42,720 --> 00:05:43,320
Speaker 1: the main group.

130
00:05:43,480 --> 00:05:48,960
Speaker 2: This week, Mikayla posted money Win DIY highlights Feed my Boyfriend. Now.

131
00:05:49,000 --> 00:05:52,040
Speaker 2: She wasn't keen on spending big money at the hairdresser anymore,

132
00:05:52,080 --> 00:05:54,440
Speaker 2: so she went and bought herself some products from Price

133
00:05:54,440 --> 00:05:57,160
Speaker 2: Attack with their guidance. She spent about one hundred and

134
00:05:57,200 --> 00:05:59,640
Speaker 2: thirty dollars all up, including a good treatment to look

135
00:05:59,680 --> 00:06:02,680
Speaker 2: after her hair after she bleaches it. And guys, this

136
00:06:02,839 --> 00:06:06,080
Speaker 2: is wild. She actually bleached it. I have very dark hair,

137
00:06:06,320 --> 00:06:08,159
Speaker 2: so I feel like playing with dark hair is not

138
00:06:08,279 --> 00:06:11,520
Speaker 2: nearly as risky as playing with bleached hair. But she

139
00:06:11,600 --> 00:06:14,520
Speaker 2: gave it a crack anyway, and she looks stunning. She

140
00:06:14,640 --> 00:06:17,120
Speaker 2: uploaded a couple of selfies which I am so here for.

141
00:06:17,480 --> 00:06:20,799
Speaker 2: But bonus, she's saving one hundred and forty dollars every

142
00:06:20,839 --> 00:06:23,120
Speaker 2: three months at the salon, and she got all the

143
00:06:23,120 --> 00:06:25,479
Speaker 2: products for one thirty. She doesn't have to pay anything else,

144
00:06:25,520 --> 00:06:27,080
Speaker 2: and she says it's going to last her a heap

145
00:06:27,120 --> 00:06:29,840
Speaker 2: of round. So I love that. MICHAELA good on you.

146
00:06:30,200 --> 00:06:32,080
Speaker 2: I'm not sure her game. I would be to bleach

147
00:06:32,120 --> 00:06:34,880
Speaker 2: my own hair, but if it looks that good, maybe

148
00:06:34,920 --> 00:06:35,800
Speaker 2: I would better give it.

149
00:06:35,720 --> 00:06:38,160
Speaker 1: A whirl a day you. I love it the community,

150
00:06:38,200 --> 00:06:40,840
Speaker 1: do it for the gram love her curls there as well.

151
00:06:40,880 --> 00:06:43,400
Speaker 2: It honestly looked like a professional had done her hair.

152
00:06:43,680 --> 00:06:46,279
Speaker 2: Not only has she got it beautifully died, but she's

153
00:06:46,320 --> 00:06:48,880
Speaker 2: also like styled it. And I know those GHD curls

154
00:06:48,920 --> 00:06:51,760
Speaker 2: are so hard to do. But have you got money?

155
00:06:51,760 --> 00:06:53,840
Speaker 2: We're not confessioned from the community this week to share.

156
00:06:54,000 --> 00:06:56,280
Speaker 1: Mine's a win. As if I'm going to choose a confession,

157
00:06:57,040 --> 00:06:57,440
Speaker 1: I don't know.

158
00:06:57,600 --> 00:07:00,680
Speaker 2: Sometimes the confessions make it that's true, that really funny.

159
00:07:00,760 --> 00:07:02,560
Speaker 1: Yeah, yeah, yeah, Okay, Well this one is a win.

160
00:07:02,680 --> 00:07:06,080
Speaker 1: It's from Laura, who has actually so she's moved into

161
00:07:06,160 --> 00:07:09,160
Speaker 1: a new place and she's been trying to find some art.

162
00:07:09,240 --> 00:07:10,640
Speaker 1: But we know art is expensive.

163
00:07:10,760 --> 00:07:11,800
Speaker 2: Art is so expensive.

164
00:07:11,840 --> 00:07:13,680
Speaker 1: Yeah, unless you're buying, like, you know, a picture of

165
00:07:13,720 --> 00:07:16,080
Speaker 1: a cactus from km art or something, it can set

166
00:07:16,080 --> 00:07:18,760
Speaker 1: you back a few hundred bucks. So v she's actually

167
00:07:18,960 --> 00:07:22,360
Speaker 1: framed tee towels, which I know probably sounds a little

168
00:07:22,360 --> 00:07:24,600
Speaker 1: bit putrid, but like.

169
00:07:24,640 --> 00:07:27,680
Speaker 2: I've seen this, it is absolutely well and truly not putrid.

170
00:07:27,720 --> 00:07:29,840
Speaker 2: But I can see how someone might think that, yeah,

171
00:07:29,840 --> 00:07:31,520
Speaker 2: because this is a podcast and you can't see how

172
00:07:31,560 --> 00:07:32,600
Speaker 2: cute they look exactly.

173
00:07:32,640 --> 00:07:34,680
Speaker 1: But they're not just your run of the mill tee towels.

174
00:07:34,720 --> 00:07:37,040
Speaker 1: They're like artistic teetots. So she's picked them up from

175
00:07:37,040 --> 00:07:39,400
Speaker 1: Third draw Down, which is a very trendy store. I

176
00:07:39,400 --> 00:07:40,640
Speaker 1: think it's in Brunswick, of.

177
00:07:40,640 --> 00:07:43,160
Speaker 2: Yeah, that's much too cool for me.

178
00:07:43,520 --> 00:07:46,800
Speaker 1: Yes. Also from the n GV, she's got some postcards

179
00:07:46,840 --> 00:07:48,600
Speaker 1: and stuff, so she slapped them in a frame and

180
00:07:48,640 --> 00:07:50,840
Speaker 1: she's written that she's honestly spent more on the two

181
00:07:50,920 --> 00:07:53,200
Speaker 1: dollars to twelve dollar frames in this picture than the

182
00:07:53,320 --> 00:07:55,760
Speaker 1: art that I love that, which is amazing because art

183
00:07:55,800 --> 00:07:58,400
Speaker 1: is so expensive and it looks great, it's creative cy

184
00:07:58,520 --> 00:08:00,400
Speaker 1: I love it. And that's why so many in my

185
00:08:00,440 --> 00:08:03,600
Speaker 1: home are bear because art is expensive precisely. So I'm

186
00:08:03,640 --> 00:08:05,240
Speaker 1: just going to keep on keeping on with my bare

187
00:08:05,280 --> 00:08:08,480
Speaker 1: walls because I also like creative ability. Moving on, moving

188
00:08:08,680 --> 00:08:12,000
Speaker 1: right along, So let's chat the main topic of today's show.

189
00:08:12,400 --> 00:08:15,000
Speaker 1: What is pink tax and why is it holding us back?

190
00:08:15,200 --> 00:08:15,360
Speaker 2: Now?

191
00:08:15,400 --> 00:08:17,560
Speaker 1: As mentioned at the top of the show, the pink

192
00:08:17,600 --> 00:08:20,080
Speaker 1: tax is the phenomenon that basically sees the same or

193
00:08:20,120 --> 00:08:23,880
Speaker 1: similar products costing more when they're marketed towards women. Now,

194
00:08:23,880 --> 00:08:27,280
Speaker 1: the difference here is not astronomical. The price discrepancy can

195
00:08:27,360 --> 00:08:29,920
Speaker 1: be subtle, but over the course of a lifetime, and

196
00:08:30,000 --> 00:08:32,320
Speaker 1: when coupled with the fourteen percent gender pay gap that

197
00:08:32,360 --> 00:08:35,160
Speaker 1: still exists here in Australia, what a joke exactly? We

198
00:08:35,200 --> 00:08:39,520
Speaker 1: would probably all agree that this trend is grossly unfair. Now, Victoria,

199
00:08:39,600 --> 00:08:42,760
Speaker 1: to start off today's conversation, can you please briefly talk

200
00:08:42,840 --> 00:08:45,200
Speaker 1: me through why we are paying more for these products

201
00:08:45,200 --> 00:08:47,520
Speaker 1: at the same time as we're generally earning far less.

202
00:08:47,880 --> 00:08:51,600
Speaker 2: Yeah. Look, George, this is actually ridiculous, and I can't

203
00:08:51,640 --> 00:08:53,600
Speaker 2: quite believe that this is still a thing. I don't

204
00:08:53,600 --> 00:08:56,280
Speaker 2: know if anyone has reminded you, but it is twenty twenty.

205
00:08:56,559 --> 00:08:59,520
Speaker 2: But as you said, women are earning fourteen percent less

206
00:08:59,520 --> 00:09:02,280
Speaker 2: than men, and the discrepancy is actually widened further for

207
00:09:02,400 --> 00:09:05,160
Speaker 2: women of color and non binary people. And I just

208
00:09:05,240 --> 00:09:07,400
Speaker 2: think that it is insane that this is the type

209
00:09:07,400 --> 00:09:09,560
Speaker 2: of conversation we still need to be having this year.

210
00:09:09,840 --> 00:09:13,080
Speaker 2: Yet here we are, we are still paying more and

211
00:09:13,120 --> 00:09:16,240
Speaker 2: it makes little sense, but it is absolutely reflective of

212
00:09:16,280 --> 00:09:18,240
Speaker 2: the change that is still left to be done in

213
00:09:18,280 --> 00:09:21,120
Speaker 2: our society. Yes, we've come a long way in closing

214
00:09:21,160 --> 00:09:23,360
Speaker 2: the gap and giving it a go for women, but

215
00:09:23,520 --> 00:09:26,199
Speaker 2: there's still so much work to be done on establishing

216
00:09:26,200 --> 00:09:29,120
Speaker 2: equality across the board, and the pink tax or gender

217
00:09:29,200 --> 00:09:32,719
Speaker 2: pricing is very clearly an example of that. Now, can

218
00:09:32,760 --> 00:09:35,240
Speaker 2: we just be really clear upfront here that the pink

219
00:09:35,320 --> 00:09:38,160
Speaker 2: tax is not an actual tax, so let's just be

220
00:09:38,280 --> 00:09:42,040
Speaker 2: really straightforward on that. It's more of a nonsensical phenomenon

221
00:09:42,120 --> 00:09:44,600
Speaker 2: that most of us aren't even aware of, because it's

222
00:09:44,640 --> 00:09:47,280
Speaker 2: just the way things have always been. Examples of products

223
00:09:47,280 --> 00:09:50,319
Speaker 2: where the women's version is commonly marked up include raisers,

224
00:09:50,400 --> 00:09:55,200
Speaker 2: body wash, moisturizers, deodorant, skincare, kids, toys, clothing, and the

225
00:09:55,240 --> 00:09:58,240
Speaker 2: difference is often only a few cents to a couple

226
00:09:58,280 --> 00:10:02,360
Speaker 2: of dollars. But the stats that annually we as women

227
00:10:02,400 --> 00:10:05,720
Speaker 2: are paying thirteen hundred dollars more than men for these

228
00:10:05,800 --> 00:10:08,680
Speaker 2: identical products, and that is wild Georgia.

229
00:10:08,840 --> 00:10:10,559
Speaker 1: Well, that's it. And the whole reason it's called the

230
00:10:10,600 --> 00:10:12,880
Speaker 1: pink tax is because often the only difference in the

231
00:10:12,920 --> 00:10:15,520
Speaker 1: product is that the branding is pink or has a

232
00:10:15,520 --> 00:10:18,720
Speaker 1: little flour on it, like eating that's wor ridiculous exactly.

233
00:10:18,880 --> 00:10:20,960
Speaker 2: I'm sure it costs them so much more to buy

234
00:10:21,000 --> 00:10:23,959
Speaker 2: pink dye as it does blue. Like is that a thing?

235
00:10:24,120 --> 00:10:25,280
Speaker 1: It's just so stupid.

236
00:10:25,320 --> 00:10:27,760
Speaker 2: Can I also just butt in here with a little

237
00:10:27,760 --> 00:10:31,240
Speaker 2: bit of an investing fact because I love investing. I

238
00:10:31,240 --> 00:10:33,560
Speaker 2: don't know if you know this yet or not. If not,

239
00:10:33,720 --> 00:10:36,200
Speaker 2: maybe go back and listen to our investing episodes. But

240
00:10:36,360 --> 00:10:39,200
Speaker 2: thirteen hundred dollars. If I'm on my high horse, I

241
00:10:39,240 --> 00:10:42,400
Speaker 2: am probably or hoping, you know, to retire in thirty

242
00:10:42,520 --> 00:10:46,360
Speaker 2: or so years. Hypothetically, if I took my thirteen hundred

243
00:10:46,480 --> 00:10:48,720
Speaker 2: dollars each and every single year that I was paying

244
00:10:48,720 --> 00:10:52,360
Speaker 2: on pink products, I would actually have over the next

245
00:10:52,360 --> 00:10:56,640
Speaker 2: thirty years. Guess what two hundred and thirty six thousand

246
00:10:56,720 --> 00:11:00,000
Speaker 2: dollars invested had I taken thirteen hundred dollars a year

247
00:11:00,360 --> 00:11:03,040
Speaker 2: and invested that for the next you know, thirty years.

248
00:11:03,040 --> 00:11:05,719
Speaker 2: So if we want to talk about wild, look at

249
00:11:05,720 --> 00:11:08,040
Speaker 2: how much this is impacting us, and look at how

250
00:11:08,120 --> 00:11:11,960
Speaker 2: much we could be putting towards our futures, like oh wild.

251
00:11:12,280 --> 00:11:14,320
Speaker 2: But my next question here there is just why is

252
00:11:14,360 --> 00:11:16,439
Speaker 2: this a thing? I actually think it comes down to

253
00:11:16,480 --> 00:11:19,160
Speaker 2: a few reasons. George. Women are used to paying more

254
00:11:19,200 --> 00:11:21,600
Speaker 2: and placing a higher value on these items. I've had

255
00:11:21,600 --> 00:11:23,959
Speaker 2: a really good think about this, and we genuinely don't

256
00:11:23,960 --> 00:11:26,000
Speaker 2: see it, and we just kind of accept it. So

257
00:11:26,040 --> 00:11:28,760
Speaker 2: there's far less controversy about it than there should be.

258
00:11:28,840 --> 00:11:30,559
Speaker 2: And I think that we should just like all get

259
00:11:30,600 --> 00:11:33,040
Speaker 2: on our high horses again and start this controversy all

260
00:11:33,120 --> 00:11:35,559
Speaker 2: up again and start talking about it and calling it out.

261
00:11:35,679 --> 00:11:38,480
Speaker 2: But I can guarantee you most of our listeners right

262
00:11:38,520 --> 00:11:40,959
Speaker 2: now we'll have no idea that this is a thing,

263
00:11:41,000 --> 00:11:43,040
Speaker 2: because we've just grown up with it. We're just used

264
00:11:43,040 --> 00:11:44,760
Speaker 2: to it, and we are completely blind to it. In

265
00:11:44,800 --> 00:11:48,200
Speaker 2: a way. As I said before, thirteen hundred dollars annually

266
00:11:48,320 --> 00:11:51,080
Speaker 2: ends up being two hundred and thirty six thousand dollars

267
00:11:51,120 --> 00:11:54,280
Speaker 2: if you invested that annually, and these companies are making

268
00:11:54,440 --> 00:11:57,480
Speaker 2: millions of dollars off this tiny price difference, which is

269
00:11:57,679 --> 00:12:00,960
Speaker 2: just blatantly unfair. The second part of this is that

270
00:12:01,000 --> 00:12:03,640
Speaker 2: I think that there is also this perception from advertisers

271
00:12:03,880 --> 00:12:06,680
Speaker 2: that because women are more concerned about personal care and maintenance,

272
00:12:07,160 --> 00:12:09,200
Speaker 2: that they're willing to pay more and they should, which

273
00:12:09,240 --> 00:12:11,760
Speaker 2: is dumb. Like it is so dumb, and the fact

274
00:12:11,800 --> 00:12:14,800
Speaker 2: that people are commercializing that is insane to me. But

275
00:12:14,880 --> 00:12:17,840
Speaker 2: I was reading an article recently on Psychology today about this,

276
00:12:18,120 --> 00:12:21,280
Speaker 2: and they likened the pink tax attitude with the idea

277
00:12:21,360 --> 00:12:23,120
Speaker 2: out there that women are willing to work for a

278
00:12:23,200 --> 00:12:26,000
Speaker 2: Laura salery than men, so just pay them less. These

279
00:12:26,040 --> 00:12:29,920
Speaker 2: are lazy, damaging generalizations that degrade fifty percent of the population,

280
00:12:30,080 --> 00:12:32,040
Speaker 2: and I think in twenty twenty, there is just no

281
00:12:32,200 --> 00:12:33,559
Speaker 2: place for this kind of rhetoric.

282
00:12:33,679 --> 00:12:37,520
Speaker 1: On another thing I noticed fee when I was kind

283
00:12:37,559 --> 00:12:39,960
Speaker 1: of gathering research for today's show, and that I just

284
00:12:40,160 --> 00:12:43,600
Speaker 1: like had not been cognizant of before, was how much

285
00:12:43,960 --> 00:12:48,560
Speaker 1: money women are pouring into these additional expensive items and

286
00:12:48,640 --> 00:12:52,200
Speaker 1: rituals that men just don't have to so like makeup, tanning,

287
00:12:52,240 --> 00:12:56,320
Speaker 1: getting your head done, buying, you know, expensive dresses, our nails, our.

288
00:12:56,320 --> 00:13:00,400
Speaker 2: Pubes, yes, our pubes, and also my ridiculous skincare routine.

289
00:13:00,440 --> 00:13:03,720
Speaker 2: Now ISO and have decided to become even more obsessed

290
00:13:03,720 --> 00:13:05,000
Speaker 2: with skincare than I used to be.

291
00:13:05,120 --> 00:13:08,040
Speaker 1: I think that's very normal. But it's like we're told

292
00:13:08,160 --> 00:13:10,400
Speaker 1: by society that we have to spend so much on

293
00:13:11,080 --> 00:13:13,800
Speaker 1: just maintaining ourselves. And then by contrast, men can just

294
00:13:13,840 --> 00:13:16,960
Speaker 1: like slap on an unioned T shirt and people are like, wow,

295
00:13:17,040 --> 00:13:17,560
Speaker 1: you're stunning.

296
00:13:17,640 --> 00:13:19,760
Speaker 2: You know what I mean, it's just like, what a babe,

297
00:13:20,120 --> 00:13:23,760
Speaker 2: What a babe? The audacity in that is real. But

298
00:13:24,240 --> 00:13:26,400
Speaker 2: Georgia we do spend lots more on that stuff. So

299
00:13:26,440 --> 00:13:30,720
Speaker 2: Australian spend a massive twenty two billion dollars a year

300
00:13:30,720 --> 00:13:34,880
Speaker 2: on appearances, which includes personal grooming but does not include

301
00:13:34,920 --> 00:13:38,160
Speaker 2: cosmetic surgery or gyms. And of that twenty two billion.

302
00:13:38,520 --> 00:13:41,920
Speaker 2: Women account for fifteen billion dollars of that, and that's

303
00:13:42,000 --> 00:13:44,720
Speaker 2: largely because society tells women that they need to present

304
00:13:44,760 --> 00:13:47,800
Speaker 2: themselves in certain ways and maintain themselves, whereas men are

305
00:13:47,960 --> 00:13:50,440
Speaker 2: just not put under that same level of pressure. And

306
00:13:50,480 --> 00:13:53,360
Speaker 2: to me, that is insanity. The other thing g is

307
00:13:53,400 --> 00:13:55,880
Speaker 2: that we have to spend more money on tampons and

308
00:13:55,960 --> 00:13:59,600
Speaker 2: pads and sanitary products. People who bleed on average spend

309
00:13:59,640 --> 00:14:03,240
Speaker 2: about three thousand dollars over the lifetime on pads and tampons,

310
00:14:03,440 --> 00:14:06,360
Speaker 2: not to mention contraception, but we'll get to that later.

311
00:14:06,800 --> 00:14:08,840
Speaker 2: It often costs more to just not be a man,

312
00:14:09,120 --> 00:14:12,360
Speaker 2: and it's absolutely time that that changed. And I'm also

313
00:14:12,400 --> 00:14:13,960
Speaker 2: going to just point out here that I'm really grateful

314
00:14:14,000 --> 00:14:16,120
Speaker 2: that tampon tax has been lifted, as if that was

315
00:14:16,160 --> 00:14:19,360
Speaker 2: actually a thing previously. Anyway, I know, it's weird that

316
00:14:19,400 --> 00:14:21,480
Speaker 2: you use the word grateful. It's like it never should

317
00:14:21,480 --> 00:14:23,560
Speaker 2: have been there in the first place. It's ridiculous, no,

318
00:14:23,600 --> 00:14:25,240
Speaker 2: because do you know what, like just to get into this,

319
00:14:25,360 --> 00:14:27,480
Speaker 2: there used to be a tampon tax, and pad tax

320
00:14:27,520 --> 00:14:31,320
Speaker 2: and sanitary item tax, but there was no tax on condoms.

321
00:14:31,680 --> 00:14:34,880
Speaker 2: So that was telling me that they didn't think that

322
00:14:35,040 --> 00:14:39,560
Speaker 2: items that benefited a man were worth taxing. But obviously tampons,

323
00:14:39,600 --> 00:14:43,239
Speaker 2: that's a choice, right, Somehow a tampon is not necessary,

324
00:14:43,440 --> 00:14:45,960
Speaker 2: but a condom is like, don't get me wrong, we

325
00:14:46,000 --> 00:14:49,240
Speaker 2: all should be using those protect yourself, But don't tell

326
00:14:49,280 --> 00:14:52,400
Speaker 2: me that a tampon is not necessary and therefore should

327
00:14:52,440 --> 00:14:54,400
Speaker 2: be taxed. Getting the bill. Honestly, that's it.

328
00:14:54,480 --> 00:14:57,040
Speaker 1: You don't choose to bleed, but you do choose to stoop,

329
00:14:57,160 --> 00:14:57,640
Speaker 1: you know what I mean.

330
00:14:58,840 --> 00:15:01,520
Speaker 2: Yeah, look, let's move on your term, all.

331
00:15:01,480 --> 00:15:05,400
Speaker 1: Right, So to pivot quickly here to the pay gap fee,

332
00:15:05,640 --> 00:15:08,080
Speaker 1: Can you please talk through what the heck is gone

333
00:15:08,120 --> 00:15:10,320
Speaker 1: on there? Why is there still such a golf in

334
00:15:10,400 --> 00:15:13,640
Speaker 1: what women earn compared to men. It feels like we're

335
00:15:13,800 --> 00:15:15,200
Speaker 1: literally being set up to fail.

336
00:15:15,640 --> 00:15:18,760
Speaker 2: Ah. Yes, So the gender pay gap measures the difference

337
00:15:18,760 --> 00:15:21,640
Speaker 2: between the average earning of women and men in the workforce,

338
00:15:21,680 --> 00:15:23,640
Speaker 2: and I think it's really important to point out here

339
00:15:23,800 --> 00:15:26,560
Speaker 2: that it is not the difference between two people in

340
00:15:26,600 --> 00:15:29,560
Speaker 2: the same role being paid differently, which is worth pointing

341
00:15:29,560 --> 00:15:32,920
Speaker 2: out because that is illegal and against the law. Our

342
00:15:32,960 --> 00:15:36,160
Speaker 2: friends at the Gender Equality Agency and the Australian Bureau

343
00:15:36,200 --> 00:15:39,560
Speaker 2: of Statistics data both show a gender pay gap favoriteing

344
00:15:39,640 --> 00:15:42,960
Speaker 2: full time working men over full time working women in

345
00:15:43,080 --> 00:15:46,920
Speaker 2: every single industry and occupational care degree in Australia, which

346
00:15:46,960 --> 00:15:49,640
Speaker 2: is massive and it's really a signal of a larger

347
00:15:49,680 --> 00:15:54,160
Speaker 2: cultural problem within our workplaces. So just a few stats

348
00:15:54,160 --> 00:15:57,960
Speaker 2: for you, statscal I've pulled together these. As of May

349
00:15:58,040 --> 00:16:01,160
Speaker 2: this year, the average weekly or gnary full time earnings

350
00:16:01,200 --> 00:16:05,760
Speaker 2: across all industries and occupations for women was fifteen hundred

351
00:16:05,960 --> 00:16:09,120
Speaker 2: fifty eight dollars and forty cents compared to men's average

352
00:16:09,160 --> 00:16:12,880
Speaker 2: weekly ordinary full time earnings of eighteen hundred and twelve dollars,

353
00:16:12,880 --> 00:16:16,000
Speaker 2: which is huge. The full time total remuneration gender pay

354
00:16:16,040 --> 00:16:19,080
Speaker 2: gap is twenty point eight percent, meaning men working full

355
00:16:19,080 --> 00:16:22,560
Speaker 2: time earn nearly twenty five six hundred and seventy nine

356
00:16:22,600 --> 00:16:25,160
Speaker 2: dollars a year more than women who are working full time,

357
00:16:25,160 --> 00:16:28,920
Speaker 2: which is massive and stupidly unfair. It's also significantly worse

358
00:16:28,960 --> 00:16:31,400
Speaker 2: for women of color and non binary people, who we

359
00:16:31,440 --> 00:16:34,120
Speaker 2: all know are afforded less opportunity than white women and

360
00:16:34,240 --> 00:16:36,960
Speaker 2: face a whole suite of other issues, but at this stage,

361
00:16:37,000 --> 00:16:39,440
Speaker 2: the research on these minorities at this point in time

362
00:16:39,560 --> 00:16:42,160
Speaker 2: is pretty limited, and that is also really sad.

363
00:16:42,800 --> 00:16:45,120
Speaker 1: Why is this the case still victoria? Like, it seems

364
00:16:45,240 --> 00:16:47,960
Speaker 1: ridiculous that it's twenty twenty and there is still this

365
00:16:48,120 --> 00:16:50,320
Speaker 1: massive golf in what men and women are own.

366
00:16:50,400 --> 00:16:52,360
Speaker 2: Yeah, and I think that this is really important to

367
00:16:52,400 --> 00:16:54,520
Speaker 2: address as well. So back to our friends at the

368
00:16:54,520 --> 00:16:58,320
Speaker 2: Workplace Gender Equality Agency. The gender pay gap is influenced

369
00:16:58,360 --> 00:17:01,720
Speaker 2: by a number of factors. These includes discrimination and bias

370
00:17:01,760 --> 00:17:04,879
Speaker 2: in hiring and paying decisions, women and men working in

371
00:17:04,920 --> 00:17:08,280
Speaker 2: different industries and different jobs, with female dominated industries and

372
00:17:08,359 --> 00:17:13,160
Speaker 2: jobs just attracting lower wages, women's disproportionate share of unpaid

373
00:17:13,200 --> 00:17:16,159
Speaker 2: caring and domestic work, which is a massive one, a

374
00:17:16,280 --> 00:17:20,640
Speaker 2: lack of workplace for flexibility to accommodate caring for and responsibilities,

375
00:17:20,720 --> 00:17:24,440
Speaker 2: especially in more senior roles, and women's greater time out

376
00:17:24,440 --> 00:17:28,720
Speaker 2: of the workplace impacting career progression and their opportunities. So essentially,

377
00:17:28,760 --> 00:17:31,360
Speaker 2: women are less likely to be executives bringing in those

378
00:17:31,440 --> 00:17:34,400
Speaker 2: larger salaries. With the proportion of women in senior management

379
00:17:34,480 --> 00:17:37,479
Speaker 2: globally sitting at twenty nine percent, which Georgia is actually

380
00:17:37,480 --> 00:17:40,439
Speaker 2: the highest it's ever been in a history of history Georgia.

381
00:17:40,480 --> 00:17:43,320
Speaker 2: I think there's also this stupidly unfair perception that women

382
00:17:43,400 --> 00:17:46,040
Speaker 2: are just more dispensable and less reliable because of the

383
00:17:46,080 --> 00:17:49,639
Speaker 2: fact that they may have children one day, which is insane.

384
00:17:50,040 --> 00:17:52,560
Speaker 2: And another point is that the greater number of women

385
00:17:52,600 --> 00:17:55,600
Speaker 2: who are also drawn to those career roles are often

386
00:17:55,800 --> 00:17:59,160
Speaker 2: greatly underpaid, despite how integral they are to our society,

387
00:17:59,280 --> 00:18:01,919
Speaker 2: which I think this year has been highlighted more than

388
00:18:01,960 --> 00:18:04,679
Speaker 2: any other year. We are also generally less likely to

389
00:18:04,760 --> 00:18:06,879
Speaker 2: ask for a pay rise. And if this is you,

390
00:18:06,960 --> 00:18:09,479
Speaker 2: go back to our pay rise episode and listen to that.

391
00:18:09,520 --> 00:18:10,960
Speaker 2: And if you don't want to take notes from that,

392
00:18:11,040 --> 00:18:13,879
Speaker 2: listen to it again and go for those jobs that

393
00:18:13,920 --> 00:18:16,600
Speaker 2: we just don't feel as qualified for as so many

394
00:18:16,680 --> 00:18:19,760
Speaker 2: of us are riddled with impostera syndrome which we know

395
00:18:19,920 --> 00:18:23,280
Speaker 2: impacts far more women than it does men. So for

396
00:18:23,320 --> 00:18:25,879
Speaker 2: anyone who doesn't know, imposter syndrome is the feeling that

397
00:18:26,000 --> 00:18:28,880
Speaker 2: you're a fraud despite the fact that you are extremely

398
00:18:28,920 --> 00:18:31,560
Speaker 2: qualified and good at what you do. It's this seed

399
00:18:31,600 --> 00:18:33,679
Speaker 2: of doubt that tells you that you're not worthy and

400
00:18:33,760 --> 00:18:36,239
Speaker 2: anything good you've done is just because of luck, and

401
00:18:36,280 --> 00:18:39,400
Speaker 2: that sooner or later they in quotation marks will find

402
00:18:39,400 --> 00:18:41,439
Speaker 2: out that you're a fraud and it is bullshit, and

403
00:18:41,480 --> 00:18:43,680
Speaker 2: you are competent and you are capable, and you are

404
00:18:43,760 --> 00:18:45,879
Speaker 2: absolutely able to go for that job. And I just

405
00:18:45,880 --> 00:18:49,280
Speaker 2: think that imposter syndrome also in twenty twenty needs to

406
00:18:49,280 --> 00:18:51,399
Speaker 2: get in the bin, along with a number of other things.

407
00:18:51,640 --> 00:18:54,280
Speaker 2: So there's an amazing stat Georgia, which you've likely heard

408
00:18:54,320 --> 00:18:56,920
Speaker 2: before because we've put it on the podcast, But that's

409
00:18:57,000 --> 00:18:59,439
Speaker 2: that men apply for a job when they feel like

410
00:18:59,520 --> 00:19:02,920
Speaker 2: they meet sixty percent of the criteria of the qualifications,

411
00:19:03,119 --> 00:19:05,760
Speaker 2: but women apply only if they meet one hundred percent

412
00:19:05,800 --> 00:19:08,520
Speaker 2: of them. So we really need to start backing ourselves

413
00:19:08,520 --> 00:19:10,520
Speaker 2: more and put ourselves out there. We need to be

414
00:19:10,600 --> 00:19:14,000
Speaker 2: talking about this. It is honestly, I keep saying it's crazy,

415
00:19:14,160 --> 00:19:17,119
Speaker 2: but it is crazy because we are so capable and

416
00:19:17,200 --> 00:19:19,920
Speaker 2: so competent and we just need to see more women

417
00:19:20,000 --> 00:19:21,240
Speaker 2: doing more cool stuff.

418
00:19:21,280 --> 00:19:24,399
Speaker 1: Well, that's exactly right in terms of more solutions than

419
00:19:24,520 --> 00:19:26,199
Speaker 1: be when it comes to the gender pay gap and

420
00:19:26,240 --> 00:19:28,640
Speaker 1: when it comes to the pink tas, what actions can

421
00:19:28,720 --> 00:19:30,600
Speaker 1: we be taking in our own lives to kind of

422
00:19:30,680 --> 00:19:31,560
Speaker 1: put an end to it.

423
00:19:31,600 --> 00:19:33,800
Speaker 2: Well for the gender pay gap. According to the Young

424
00:19:33,840 --> 00:19:37,399
Speaker 2: Workers Center, pay gap secrecy and a lack of transparency

425
00:19:37,600 --> 00:19:39,200
Speaker 2: is one of the reasons we do have a gap.

426
00:19:39,400 --> 00:19:41,439
Speaker 2: So I think that if we start talking about our

427
00:19:41,480 --> 00:19:44,640
Speaker 2: wages more openly and gaining clarity over what our peers

428
00:19:44,640 --> 00:19:47,960
Speaker 2: are earning, and we're appropriate demanding what we're worth, I

429
00:19:47,960 --> 00:19:50,199
Speaker 2: think it could be really useful. Let's talk about it

430
00:19:50,240 --> 00:19:53,080
Speaker 2: more like, let's just make it really normal to understand

431
00:19:53,359 --> 00:19:55,439
Speaker 2: what our friends are earning and what you're earning. There

432
00:19:55,480 --> 00:19:58,360
Speaker 2: is absolutely no shame in a salary, whether you earn

433
00:19:58,400 --> 00:20:00,400
Speaker 2: half as much as your friend or double what your

434
00:20:00,400 --> 00:20:03,320
Speaker 2: friend earns, like, it does not matter what you earn,

435
00:20:03,400 --> 00:20:06,199
Speaker 2: it's what you do with it. It's actually illegal, by

436
00:20:06,240 --> 00:20:08,280
Speaker 2: the way, to pay women less for the same role

437
00:20:08,320 --> 00:20:10,040
Speaker 2: as a man. So if you think for your company

438
00:20:10,119 --> 00:20:12,520
Speaker 2: is doing the wrong thing, then I definitely suggest you

439
00:20:12,560 --> 00:20:15,639
Speaker 2: go to HR and if they're not helpful, then go

440
00:20:15,680 --> 00:20:18,280
Speaker 2: to the Fair Work Ombardsman hard word for me to

441
00:20:18,280 --> 00:20:21,720
Speaker 2: get out. For some reason today, this exists to help employees,

442
00:20:21,760 --> 00:20:24,520
Speaker 2: so alternatively you could go down that line. I also

443
00:20:24,600 --> 00:20:27,520
Speaker 2: really like their website, so Fairwork dot gov, dot AU

444
00:20:27,960 --> 00:20:30,680
Speaker 2: not to just report people, but to just educate yourself,

445
00:20:30,680 --> 00:20:33,640
Speaker 2: like read through things, understand how you can help yourself,

446
00:20:33,720 --> 00:20:37,240
Speaker 2: understand the expectations so that you know when you are

447
00:20:37,320 --> 00:20:39,760
Speaker 2: going to HR that you've got a really solid case.

448
00:20:39,840 --> 00:20:42,359
Speaker 2: And I always recommend that, like make sure that you

449
00:20:42,480 --> 00:20:45,399
Speaker 2: go into a meeting really prepared for the conversation you

450
00:20:45,440 --> 00:20:47,240
Speaker 2: want to have instead of oh, I think I'm being

451
00:20:47,280 --> 00:20:49,639
Speaker 2: paid less, Like go in and be like, hey, here's

452
00:20:49,680 --> 00:20:51,840
Speaker 2: the award rate that I should be paid. And I

453
00:20:51,920 --> 00:20:54,360
Speaker 2: know I'm being paid less because the award's twenty seven

454
00:20:54,400 --> 00:20:56,280
Speaker 2: dollars an hour and you're currently paying me twenty three

455
00:20:56,320 --> 00:20:59,960
Speaker 2: dollars an hour. Like have those conversations from an educated place.

456
00:21:00,119 --> 00:21:02,960
Speaker 2: There are so many great resources out there that can help.

457
00:21:03,240 --> 00:21:06,119
Speaker 2: And if you're stumped, post in our Facebook group. There

458
00:21:06,200 --> 00:21:09,240
Speaker 2: are a number of wizards in our community that'll be like, hey, girl,

459
00:21:09,359 --> 00:21:12,120
Speaker 2: get you back, here's the resource. Like they're incredible. Use

460
00:21:12,160 --> 00:21:14,240
Speaker 2: our community for what they are good at, and that

461
00:21:14,400 --> 00:21:18,800
Speaker 2: is researching and stalking people online. So when it comes

462
00:21:18,800 --> 00:21:20,800
Speaker 2: to pink tax, there are also a few things that

463
00:21:20,840 --> 00:21:22,960
Speaker 2: we can do moving away from the gender pay gap.

464
00:21:23,040 --> 00:21:25,439
Speaker 2: We can buy men's products instead of women's I've been

465
00:21:25,440 --> 00:21:28,040
Speaker 2: doing this for years. Very sexy. I know. I don't

466
00:21:28,040 --> 00:21:30,199
Speaker 2: think I've owned a pink razer. All my raises are

467
00:21:30,200 --> 00:21:32,760
Speaker 2: the blue. But if you're buying a basic white T shirt,

468
00:21:32,800 --> 00:21:34,760
Speaker 2: then why not just go and buy men's one in

469
00:21:34,800 --> 00:21:38,040
Speaker 2: your size? Like it's cheaper. I promise do you buy

470
00:21:38,119 --> 00:21:40,840
Speaker 2: raisors like I do in Woolies. At the time of

471
00:21:40,880 --> 00:21:44,000
Speaker 2: recording this, the price for a women's Gillette Venus disposable

472
00:21:44,080 --> 00:21:46,919
Speaker 2: razor is four dollars fifty, whereas the male equivalent, So

473
00:21:47,040 --> 00:21:49,280
Speaker 2: like not even just like, oh I looked at Gellette once,

474
00:21:49,480 --> 00:21:52,800
Speaker 2: same number of blades, same shape, same size is three

475
00:21:52,880 --> 00:21:55,720
Speaker 2: dollars forty, and the men's raisers have ten in it,

476
00:21:56,119 --> 00:21:59,080
Speaker 2: while the women's rass have five. Ludacris, like you are

477
00:21:59,119 --> 00:22:03,040
Speaker 2: literally paying more for less. I hate that anyway. Also

478
00:22:03,200 --> 00:22:05,879
Speaker 2: good idea to look at unit pricing before buying, and

479
00:22:05,920 --> 00:22:08,320
Speaker 2: that is usually on the tags at the front. So

480
00:22:08,640 --> 00:22:11,119
Speaker 2: when you're buying food products, it's usually like, oh, this

481
00:22:11,359 --> 00:22:14,639
Speaker 2: many cents per hundred grams or clees or kilogram, so

482
00:22:14,680 --> 00:22:17,200
Speaker 2: have a look at that. We know sometimes items may

483
00:22:17,320 --> 00:22:19,800
Speaker 2: look like they're the same price, but in reality, the

484
00:22:19,840 --> 00:22:22,840
Speaker 2: men's version will often have more of said product, So

485
00:22:22,960 --> 00:22:25,399
Speaker 2: back to the raisers, you get literally double the amount

486
00:22:25,440 --> 00:22:28,280
Speaker 2: of raisers for less money. So looking at unit pricing

487
00:22:28,359 --> 00:22:31,320
Speaker 2: can help clarify exactly what your dollar is getting you.

488
00:22:31,560 --> 00:22:35,000
Speaker 2: And also my favorite, call it out. We know the

489
00:22:35,040 --> 00:22:37,439
Speaker 2: only way for change to happen is where companies are

490
00:22:37,480 --> 00:22:39,879
Speaker 2: challenged on the decisions that they're making. So if you

491
00:22:39,920 --> 00:22:42,359
Speaker 2: are seeing this happen, have a chat to the retailer

492
00:22:42,359 --> 00:22:44,960
Speaker 2: about why and bring it to their attention. You can

493
00:22:45,000 --> 00:22:47,600
Speaker 2: write letters of complaints, you can email. It can all

494
00:22:47,640 --> 00:22:51,600
Speaker 2: be surprisingly helpful when actioning change. So that is my

495
00:22:51,720 --> 00:22:53,119
Speaker 2: wrap of things that we can do.

496
00:22:53,200 --> 00:22:55,120
Speaker 1: Georgie Kit loved it. I just wanted to add kind

497
00:22:55,119 --> 00:22:57,880
Speaker 1: of one last thing there, v, which just goes back

498
00:22:57,920 --> 00:23:00,840
Speaker 1: to kind of the first solution that you set up

499
00:23:00,880 --> 00:23:03,720
Speaker 1: the top, which was just to start having these conversations.

500
00:23:03,760 --> 00:23:05,600
Speaker 1: And I just wanted to kind of point out that

501
00:23:06,000 --> 00:23:07,760
Speaker 1: I think the reason that She's on the Money has

502
00:23:07,800 --> 00:23:10,960
Speaker 1: been so successful is that you've created this big community

503
00:23:11,040 --> 00:23:13,440
Speaker 1: of women who are just ready to start talking about money.

504
00:23:13,480 --> 00:23:16,679
Speaker 1: It's like we've not really had that opportunity afforded to

505
00:23:16,720 --> 00:23:18,600
Speaker 1: us before, and I think that that really speaks to

506
00:23:18,920 --> 00:23:21,200
Speaker 1: women just being fed up of not being included in

507
00:23:21,240 --> 00:23:24,840
Speaker 1: the conversation and you know, wanting to just learn more

508
00:23:24,880 --> 00:23:27,040
Speaker 1: and educate themselves, and you know you want to talk

509
00:23:27,080 --> 00:23:28,000
Speaker 1: about that a little bit.

510
00:23:28,040 --> 00:23:31,000
Speaker 2: But that's one hundred percent it right, Like we aren't dumb.

511
00:23:31,080 --> 00:23:33,800
Speaker 2: We don't need this information dumbed down because we're not dumb.

512
00:23:34,080 --> 00:23:37,399
Speaker 2: We are smart people doing cool things. It's just that

513
00:23:37,440 --> 00:23:39,840
Speaker 2: we've never had this conversation before. And how do you

514
00:23:39,880 --> 00:23:42,000
Speaker 2: know how to have a conversation you've never had before?

515
00:23:42,080 --> 00:23:44,000
Speaker 2: Like how do we talk about compound interest if no

516
00:23:44,040 --> 00:23:46,240
Speaker 2: one's even told you what it is. It's not that

517
00:23:46,280 --> 00:23:48,359
Speaker 2: you don't get it, friends, it is that we just

518
00:23:48,440 --> 00:23:50,600
Speaker 2: haven't had this discussion. Like it's not the stuff you

519
00:23:50,680 --> 00:23:52,960
Speaker 2: learn in school. It is the stuff that is so

520
00:23:53,200 --> 00:23:55,640
Speaker 2: important for us to understand though. And I guess that's

521
00:23:55,640 --> 00:23:58,199
Speaker 2: why we exist. And I think it's the space I

522
00:23:58,320 --> 00:24:00,240
Speaker 2: love and the reason I created it is big because

523
00:24:00,320 --> 00:24:02,720
Speaker 2: I wanted to be a part of one of those communities.

524
00:24:02,920 --> 00:24:06,240
Speaker 2: Yeah didn't exist, so cool, gking, I'm here for creating it.

525
00:24:07,200 --> 00:24:09,439
Speaker 2: But yes, I think that that is why we exist.

526
00:24:09,520 --> 00:24:11,480
Speaker 2: And I think that together we can have an impact.

527
00:24:11,480 --> 00:24:15,440
Speaker 2: And you see the impact of us changing people's money

528
00:24:15,480 --> 00:24:18,360
Speaker 2: stories for the better, and I'm honestly so blown away

529
00:24:18,359 --> 00:24:21,119
Speaker 2: that that's still a thing. But I also think that

530
00:24:21,160 --> 00:24:23,040
Speaker 2: we have the ability as a community to have a

531
00:24:23,119 --> 00:24:25,399
Speaker 2: larger impact on things that impact us and that are

532
00:24:25,440 --> 00:24:27,960
Speaker 2: important to us, and we need to start talking about that. Like,

533
00:24:28,040 --> 00:24:30,080
Speaker 2: we don't need to be abusive, we don't need to

534
00:24:30,119 --> 00:24:32,800
Speaker 2: be anything other than educated, but just calling it out

535
00:24:32,800 --> 00:24:34,960
Speaker 2: where we see it. We don't need to be aggressive online.

536
00:24:35,200 --> 00:24:36,680
Speaker 2: But what we do need to do is go, hey,

537
00:24:36,760 --> 00:24:38,159
Speaker 2: did you know this is a thing? Like this is

538
00:24:38,200 --> 00:24:41,680
Speaker 2: wildly unfair? Like Gillette, why are you guys charging more

539
00:24:41,720 --> 00:24:44,399
Speaker 2: for rass? Does it genuinely cost you more to produce

540
00:24:44,400 --> 00:24:46,880
Speaker 2: a pink raser? If so, could you explain to us

541
00:24:46,880 --> 00:24:48,919
Speaker 2: why it costs more? Like I would love to know

542
00:24:49,040 --> 00:24:52,000
Speaker 2: because I want to be educated in these things. And

543
00:24:52,040 --> 00:24:55,280
Speaker 2: then if I then still choose to purchase a pink raser,

544
00:24:55,520 --> 00:24:57,280
Speaker 2: it would be a choice that I'm making because I

545
00:24:57,320 --> 00:25:00,760
Speaker 2: want a particular product above and beyond knowing that you

546
00:25:00,800 --> 00:25:02,880
Speaker 2: guys are you know, profiting off the fact that I'm

547
00:25:02,920 --> 00:25:05,399
Speaker 2: female and didn't go and look in the male section

548
00:25:05,520 --> 00:25:09,119
Speaker 2: before purchasing this item. So I just feel like I

549
00:25:09,200 --> 00:25:11,360
Speaker 2: want to be educated. I want to understand these things,

550
00:25:11,359 --> 00:25:13,119
Speaker 2: but there's a lack of clarity around them and that

551
00:25:13,160 --> 00:25:14,320
Speaker 2: just seems wildly unfair.

552
00:25:18,680 --> 00:25:20,800
Speaker 1: This week, instead of doing our usual shees on the

553
00:25:20,840 --> 00:25:23,320
Speaker 1: money mail box and hearing from a money diarist, Wove

554
00:25:23,359 --> 00:25:26,480
Speaker 1: instead invited doctor Hannah from the fabulous You to You

555
00:25:26,960 --> 00:25:29,560
Speaker 1: to Me You Torass podcast to chat through some of

556
00:25:29,560 --> 00:25:33,040
Speaker 1: the female reproductive health questions we know you've been dying.

557
00:25:32,840 --> 00:25:33,840
Speaker 2: To have answered.

558
00:25:34,359 --> 00:25:37,120
Speaker 1: Now, the questions do all come from our community, and

559
00:25:37,160 --> 00:25:39,200
Speaker 1: we know you guys are going to get so much

560
00:25:39,240 --> 00:25:41,640
Speaker 1: out of this little chat. Here's Hannah.

561
00:25:41,720 --> 00:25:45,360
Speaker 2: Hannah. First things first, can you introduce yourself and tell

562
00:25:45,440 --> 00:25:46,600
Speaker 2: us a little bit about you?

563
00:25:47,240 --> 00:25:51,840
Speaker 3: Absolutely so. I'm a doctor. I work specifically in sexual health.

564
00:25:51,920 --> 00:25:54,640
Speaker 3: So lots of people haven't actually heard of that specialty

565
00:25:54,680 --> 00:25:56,680
Speaker 3: and get a bit confused when I say that. So

566
00:25:56,720 --> 00:25:58,479
Speaker 3: to give you a bit of an idea about what

567
00:25:58,520 --> 00:26:01,800
Speaker 3: we actually do. We obviously manage lots of STIs. We

568
00:26:01,880 --> 00:26:05,040
Speaker 3: help people with contraception choices. We see lots of people

569
00:26:05,080 --> 00:26:08,520
Speaker 3: with early pregnancy deciding what their plan is for that pregnancy.

570
00:26:08,840 --> 00:26:11,879
Speaker 3: We manage lots of people living with HIV. There's a

571
00:26:11,920 --> 00:26:14,080
Speaker 3: really broad range of stuff that we do, lots of

572
00:26:14,080 --> 00:26:17,560
Speaker 3: sexual dysfunction, common guiyany issues. It's a really broad and

573
00:26:17,600 --> 00:26:21,440
Speaker 3: fun and interesting area of medicine to work in. So yeah,

574
00:26:21,440 --> 00:26:23,080
Speaker 3: I do that for my day job. And I also

575
00:26:23,160 --> 00:26:26,560
Speaker 3: work in the Sexual Assault Service after hours, so helping

576
00:26:26,600 --> 00:26:29,040
Speaker 3: clients who are victims of sexual violence in terms of

577
00:26:29,080 --> 00:26:32,640
Speaker 3: doing forensic examinations and stuff like that. And the other

578
00:26:32,680 --> 00:26:35,040
Speaker 3: thing I do is, as you mentioned, my podcast, which

579
00:26:35,080 --> 00:26:37,159
Speaker 3: is we've just finished season one and that was a

580
00:26:37,160 --> 00:26:40,800
Speaker 3: bit of a learning experiment for me. But yeah, so

581
00:26:40,840 --> 00:26:43,160
Speaker 3: that's a bit about me, and yeah, I'm really excited to.

582
00:26:43,119 --> 00:26:46,080
Speaker 2: Be well, thank you so much for joining us. That

583
00:26:46,240 --> 00:26:48,800
Speaker 2: actually sounds awesome. I didn't realize you did so much.

584
00:26:48,840 --> 00:26:52,399
Speaker 2: I knew about your primary job and your podcast, but

585
00:26:52,560 --> 00:26:55,000
Speaker 2: not much else, So thank you so much for sharing that.

586
00:26:55,480 --> 00:26:58,200
Speaker 2: Georgia and I have gone through the list of questions

587
00:26:58,200 --> 00:27:01,160
Speaker 2: that our Facebook community have left for you to help

588
00:27:01,240 --> 00:27:04,159
Speaker 2: us answer, and I think we might just dive straight

589
00:27:04,200 --> 00:27:06,360
Speaker 2: in and Georgia and I can ask you a few

590
00:27:06,480 --> 00:27:09,240
Speaker 2: questions and maybe just have a general chat about each

591
00:27:09,280 --> 00:27:11,680
Speaker 2: of them and what page we're on. What do you reckon?

592
00:27:11,960 --> 00:27:14,200
Speaker 2: Sounds good to me, all right, Georgia do you want

593
00:27:14,200 --> 00:27:15,720
Speaker 2: to hit her up with the first one?

594
00:27:15,760 --> 00:27:18,560
Speaker 1: Absolutely, I'll kick us up. So I hope this isn't

595
00:27:18,560 --> 00:27:21,080
Speaker 1: too weird. But my friend swears by the Diva Cup

596
00:27:21,400 --> 00:27:23,199
Speaker 1: and keeps telling me I need to get one. She

597
00:27:23,240 --> 00:27:25,240
Speaker 1: says it's great for the environment and is a cheaper

598
00:27:25,240 --> 00:27:27,320
Speaker 1: option in the long term, but is it a safe

599
00:27:27,359 --> 00:27:29,280
Speaker 1: option compared to pads and tampons?

600
00:27:29,600 --> 00:27:33,520
Speaker 3: So, yeah, I love this question. I think it's really topical. Actually,

601
00:27:33,600 --> 00:27:36,320
Speaker 3: I think lots of women and gender diverse people that

602
00:27:36,440 --> 00:27:41,679
Speaker 3: bleed are increasingly looking for more safe, effective, and I

603
00:27:41,680 --> 00:27:45,320
Speaker 3: guess environmentally friendly ways to manage their period. And I guess,

604
00:27:45,359 --> 00:27:48,119
Speaker 3: given this is a money podcast, it's also interesting to

605
00:27:48,160 --> 00:27:50,600
Speaker 3: look at it from like an economic point of view.

606
00:27:50,960 --> 00:27:52,400
Speaker 3: And in the world, they kind of estimate that there's

607
00:27:52,400 --> 00:27:55,600
Speaker 3: about two billion menstruators and all those about one point

608
00:27:55,600 --> 00:27:58,399
Speaker 3: seven billion live in low and middle income country, So

609
00:27:59,000 --> 00:28:01,120
Speaker 3: looking at things like the Diva Cup, which is one

610
00:28:01,200 --> 00:28:04,119
Speaker 3: brand of menstrual cup, is a really worthwhile thing to

611
00:28:04,240 --> 00:28:07,639
Speaker 3: consider in terms, I guess specifically of the safety of

612
00:28:07,680 --> 00:28:11,400
Speaker 3: menstrual cups. Absolutely, they're a safe option to consider as

613
00:28:11,400 --> 00:28:14,359
Speaker 3: long as you're using them correctly. So there's a few

614
00:28:14,520 --> 00:28:18,199
Speaker 3: I guess basic principles when it comes to using menstrual cups.

615
00:28:18,240 --> 00:28:21,199
Speaker 3: And the first and I guess most important thing is

616
00:28:21,520 --> 00:28:24,320
Speaker 3: cleaning it adequately. So you need to make sure that

617
00:28:24,359 --> 00:28:26,800
Speaker 3: you're rinsing it out at least once a day, ideally

618
00:28:26,840 --> 00:28:30,800
Speaker 3: two or three times. And also it's important to sterilize

619
00:28:30,800 --> 00:28:33,600
Speaker 3: the cup at the end of each period, so once

620
00:28:33,640 --> 00:28:35,960
Speaker 3: a month, give it a good clean in boiling water.

621
00:28:36,160 --> 00:28:38,040
Speaker 2: So when you say sorry to butt in there, when

622
00:28:38,080 --> 00:28:40,080
Speaker 2: you say bring it out, do I have to do

623
00:28:40,120 --> 00:28:42,240
Speaker 2: that with boiling water or can I just run it

624
00:28:42,320 --> 00:28:44,840
Speaker 2: under the tap and go about my day like or

625
00:28:44,920 --> 00:28:46,680
Speaker 2: is that actually going to have to be in boiling

626
00:28:46,720 --> 00:28:47,200
Speaker 2: water again?

627
00:28:47,400 --> 00:28:49,840
Speaker 3: So you only need to do the sterilizing with boiling

628
00:28:49,840 --> 00:28:52,360
Speaker 3: water like once a month. So if you say you

629
00:28:52,480 --> 00:28:54,479
Speaker 3: use your menstrual cup for the whole five or six

630
00:28:54,600 --> 00:28:56,800
Speaker 3: days that you bleed, obviously you're going to need to

631
00:28:57,320 --> 00:28:59,600
Speaker 3: empty it because it's collecting blood. And when you just

632
00:28:59,640 --> 00:29:01,840
Speaker 3: empty it, you know, halfway through the day or when

633
00:29:01,880 --> 00:29:03,760
Speaker 3: you're in the shower, whatever, you can just rinse it

634
00:29:03,800 --> 00:29:05,920
Speaker 3: with the shower water or the tap water or whatever.

635
00:29:06,040 --> 00:29:08,320
Speaker 3: Though you don't need to boil it every single time. Yeah,

636
00:29:08,480 --> 00:29:10,720
Speaker 3: and some people too, feel like in public toilets or

637
00:29:10,760 --> 00:29:12,960
Speaker 3: whatever and you can't access you know how the sinks

638
00:29:12,960 --> 00:29:14,240
Speaker 3: are always not in the cubicle.

639
00:29:14,440 --> 00:29:17,760
Speaker 2: Oh how annoying. I didn't that. And what would a

640
00:29:17,840 --> 00:29:20,680
Speaker 2: diva cup or a menstrual cup actually set us back?

641
00:29:21,120 --> 00:29:24,160
Speaker 3: Pretty cheap, Like I personally use a menstrual cup and

642
00:29:24,200 --> 00:29:25,680
Speaker 3: mine only cost twenty dollars and.

643
00:29:25,600 --> 00:29:27,240
Speaker 2: It will last me years amazing.

644
00:29:27,680 --> 00:29:30,440
Speaker 3: Yeah, it's a really a really cheap option.

645
00:29:31,000 --> 00:29:35,000
Speaker 1: So the next question is why aren't feminine hygiene products free?

646
00:29:35,120 --> 00:29:36,920
Speaker 1: What would need to happen to make them free? And

647
00:29:37,040 --> 00:29:39,080
Speaker 1: what costs from the government would disinvolve?

648
00:29:39,800 --> 00:29:42,360
Speaker 3: Yeah, I love this question, and I think I hate

649
00:29:42,360 --> 00:29:44,040
Speaker 3: to get political, but I feel like it's because we

650
00:29:44,080 --> 00:29:48,760
Speaker 3: live in an inherently patriarchal society where periods are viewed

651
00:29:48,880 --> 00:29:52,360
Speaker 3: as this weird kind of gruesome luxury, like almost like

652
00:29:52,440 --> 00:29:54,000
Speaker 3: we're not going to talk about it, we're not going

653
00:29:54,080 --> 00:29:56,040
Speaker 3: to acknowledge it. If women talk about it in the workplace,

654
00:29:56,040 --> 00:29:59,720
Speaker 3: it's inappropriate. But at the same time, like it's a luxury,

655
00:29:59,800 --> 00:30:02,320
Speaker 3: so we're going to charge your GST. Like not that

656
00:30:02,320 --> 00:30:04,040
Speaker 3: that's the case anymore, but you know.

657
00:30:04,560 --> 00:30:07,680
Speaker 2: Hannah, I would like to change our theme of our

658
00:30:07,800 --> 00:30:11,480
Speaker 2: questions for you and start talking about contraception. We have

659
00:30:11,640 --> 00:30:14,440
Speaker 2: had a question come in that said, Hi, guys, I

660
00:30:14,480 --> 00:30:17,920
Speaker 2: find that contraception is really expensive. What is the cheapest

661
00:30:17,920 --> 00:30:20,640
Speaker 2: option for me? And is this something I should be

662
00:30:20,680 --> 00:30:24,120
Speaker 2: looking at the cheapest option for so I guess I would.

663
00:30:23,960 --> 00:30:26,880
Speaker 3: Say in a perfect world, cost shouldn't be a consideration

664
00:30:27,120 --> 00:30:30,240
Speaker 3: when it comes to contraception. Ideally, in my perfect world,

665
00:30:30,640 --> 00:30:33,480
Speaker 3: women should be able to access any contraceptive they like

666
00:30:33,520 --> 00:30:36,080
Speaker 3: that is safe and effective and reliable, regardless of the

667
00:30:36,080 --> 00:30:39,760
Speaker 3: cost and regardless of your income bracket. The sad reality

668
00:30:40,000 --> 00:30:42,240
Speaker 3: is that cost does come into it for a lot

669
00:30:42,240 --> 00:30:44,840
Speaker 3: of people. And there's some general principles, I guess because

670
00:30:44,840 --> 00:30:47,800
Speaker 3: we're based in Australia, there's a few things that kind

671
00:30:47,840 --> 00:30:51,520
Speaker 3: of guide how much contraception can be for you. And

672
00:30:51,640 --> 00:30:54,120
Speaker 3: first of all, you know, if you hold a Medicare card,

673
00:30:54,160 --> 00:30:57,640
Speaker 3: that's a great benefit because you'll automatically be eligible for

674
00:30:58,080 --> 00:31:01,520
Speaker 3: subsidies if anything's listed on the PECES. In addition, if

675
00:31:01,560 --> 00:31:03,960
Speaker 3: you have a healthcare card, so if you're a full

676
00:31:03,960 --> 00:31:06,920
Speaker 3: time student or other things like that, you can get

677
00:31:06,920 --> 00:31:11,520
Speaker 3: an even more reduced cost of PBS listed medications. And

678
00:31:11,560 --> 00:31:14,239
Speaker 3: then I guess it depends to where you access it.

679
00:31:14,280 --> 00:31:17,120
Speaker 3: So again, I work in a publicly funded clinic, so

680
00:31:17,160 --> 00:31:20,120
Speaker 3: we do lots of at least free insertions of contraception

681
00:31:20,200 --> 00:31:23,000
Speaker 3: and things like that, but not everyone can access our service,

682
00:31:23,120 --> 00:31:25,080
Speaker 3: So there's lots of different things that impact on the

683
00:31:25,120 --> 00:31:28,680
Speaker 3: cost of different contraceptives. I would say, ideally, if you

684
00:31:29,400 --> 00:31:32,080
Speaker 3: are privileged enough for cost not to be the biggest consideration,

685
00:31:32,320 --> 00:31:34,960
Speaker 3: the first thing you should be considering is it safe

686
00:31:34,960 --> 00:31:37,920
Speaker 3: for you? And then second to that is it reliable

687
00:31:37,920 --> 00:31:41,240
Speaker 3: for you? So I'm sorry that this person that's asked

688
00:31:41,280 --> 00:31:45,040
Speaker 3: this question is finding contraception really expensive. I think there's

689
00:31:45,080 --> 00:31:49,360
Speaker 3: a few really cheap options that people shout or could

690
00:31:49,360 --> 00:31:51,719
Speaker 3: be aware of. Some of the pills that have been

691
00:31:51,760 --> 00:31:54,040
Speaker 3: around for a really long time can be as cheap

692
00:31:54,080 --> 00:31:58,120
Speaker 3: as like fourteen dollars for four months supply, so that's

693
00:31:58,200 --> 00:32:02,320
Speaker 3: pretty cheap for affordable for most people. The implan on

694
00:32:02,360 --> 00:32:04,520
Speaker 3: which is the rod in the arm, it cost forty

695
00:32:04,600 --> 00:32:06,880
Speaker 3: dollars if you have a Medicare card, or only six

696
00:32:06,960 --> 00:32:08,760
Speaker 3: dollars if you have a healthcare card, and it lasts

697
00:32:08,840 --> 00:32:11,040
Speaker 3: three years, so that works out as like two bucks

698
00:32:11,120 --> 00:32:11,400
Speaker 3: a year.

699
00:32:12,520 --> 00:32:13,360
Speaker 2: How good is that?

700
00:32:13,480 --> 00:32:16,280
Speaker 3: Pretty good. Yeah, and then the Marina, which is the

701
00:32:16,320 --> 00:32:19,400
Speaker 3: hormonal aud Similarly, it's about forty dollars for Medicare card

702
00:32:19,400 --> 00:32:22,440
Speaker 3: holders in that last five years. So yeah, there's certainly

703
00:32:22,440 --> 00:32:25,560
Speaker 3: lots of options out there, and you know, a lot

704
00:32:25,560 --> 00:32:27,640
Speaker 3: of them for kind of the price of a coffee

705
00:32:27,640 --> 00:32:30,680
Speaker 3: a week or something like that. So it's really worthwhile

706
00:32:31,040 --> 00:32:33,160
Speaker 3: if you feel like you can't afford the contraceptive you're

707
00:32:33,200 --> 00:32:36,080
Speaker 3: currently on, discuss other options with your doctor, because there's

708
00:32:36,120 --> 00:32:37,080
Speaker 3: certainly more out there.

709
00:32:37,480 --> 00:32:40,400
Speaker 2: The next question says, can we talk about sharing the

710
00:32:40,440 --> 00:32:43,480
Speaker 2: cost of contraception with your partner? How do you feel

711
00:32:43,480 --> 00:32:46,480
Speaker 2: about that? How do we approach that conversation? I feel

712
00:32:46,520 --> 00:32:48,640
Speaker 2: like I'll put my finance hat on and say, if

713
00:32:48,640 --> 00:32:51,280
Speaker 2: it's a shared cost, which it is, let's talk about it,

714
00:32:51,320 --> 00:32:53,720
Speaker 2: put it in the budget. But how do you approach

715
00:32:53,800 --> 00:32:55,080
Speaker 2: that from your point of view?

716
00:32:55,520 --> 00:32:57,640
Speaker 3: I don't actually come across this very much, but I

717
00:32:58,040 --> 00:33:00,720
Speaker 3: really love that this person asks this. I think it's

718
00:33:00,760 --> 00:33:03,959
Speaker 3: good obviously for people in relationships, because not only does

719
00:33:04,000 --> 00:33:07,200
Speaker 3: it kind of share the responsibility of contraception, but also

720
00:33:07,240 --> 00:33:10,080
Speaker 3: opens the conversation a bit about what your plans are

721
00:33:10,120 --> 00:33:13,640
Speaker 3: for pregnancy future later on, and you know how long

722
00:33:13,640 --> 00:33:15,800
Speaker 3: we are going to be preventing pregnancy for all that

723
00:33:15,840 --> 00:33:17,160
Speaker 3: type of thing. So I think it's a really healthy

724
00:33:17,160 --> 00:33:20,320
Speaker 3: discussion to have, and certainly I feel that contraception does

725
00:33:20,360 --> 00:33:23,520
Speaker 3: not just become the responsibility of the person with a uterus,

726
00:33:23,640 --> 00:33:26,080
Speaker 3: like we all need to play our part and be

727
00:33:26,160 --> 00:33:29,640
Speaker 3: interested and as this financially, I guess the flip side

728
00:33:29,640 --> 00:33:33,040
Speaker 3: of that is that not everyone having sex with a

729
00:33:33,120 --> 00:33:35,640
Speaker 3: risk of, you know, getting pregnant, is in a relationship,

730
00:33:35,760 --> 00:33:37,760
Speaker 3: So it's not going to be an option for everyone.

731
00:33:37,800 --> 00:33:40,120
Speaker 3: But certainly, if you're in a relationship and that's something

732
00:33:40,160 --> 00:33:43,000
Speaker 3: you feel comfortable doing, by all means, I would advocate

733
00:33:43,040 --> 00:33:43,240
Speaker 3: for that.

734
00:33:43,480 --> 00:33:46,960
Speaker 2: All right, Hannah, we have a question about abortion. They say,

735
00:33:47,080 --> 00:33:49,440
Speaker 2: let's break the stigma around abortion. So what are the

736
00:33:49,480 --> 00:33:52,240
Speaker 2: first steps to take if someone needs one? Where can

737
00:33:52,280 --> 00:33:55,000
Speaker 2: they find support and resources if going through one? And

738
00:33:55,040 --> 00:33:56,320
Speaker 2: how much do they cost?

739
00:33:56,920 --> 00:34:00,560
Speaker 3: Yeah, so this is topical and in New South Wales

740
00:34:00,560 --> 00:34:03,520
Speaker 3: where I work, the law has just changed around abortion,

741
00:34:03,560 --> 00:34:06,520
Speaker 3: which is really exciting. Up until October last year it

742
00:34:06,600 --> 00:34:11,400
Speaker 3: was still a criminal offense. So serious, I am absolutely serious.

743
00:34:11,480 --> 00:34:14,279
Speaker 3: You are a bit more progressive in Victoria and it's

744
00:34:14,360 --> 00:34:19,040
Speaker 3: been more readily accessible for people down there. But yeah,

745
00:34:19,040 --> 00:34:22,840
Speaker 3: it was literally in October last year they finally changed

746
00:34:22,920 --> 00:34:25,680
Speaker 3: the I think it's the nineteen hundreds Crime Act or

747
00:34:25,680 --> 00:34:28,799
Speaker 3: something crazy. So now in New South Wales you can

748
00:34:28,880 --> 00:34:32,239
Speaker 3: access abortion upon request up to twenty two weeks, So

749
00:34:32,239 --> 00:34:35,360
Speaker 3: you no longer have to say, you know, I have

750
00:34:35,440 --> 00:34:38,200
Speaker 3: this medical reason why or my mental health is going

751
00:34:38,239 --> 00:34:40,560
Speaker 3: to deteriorate. You can just say I'm not I would

752
00:34:40,640 --> 00:34:43,600
Speaker 3: like an A eighty I would like an abortion. Yeah,

753
00:34:43,680 --> 00:34:45,360
Speaker 3: and that's true up to twent two weeks in Victoria

754
00:34:45,400 --> 00:34:47,799
Speaker 3: up to twenty four weeks. Because the law is state based,

755
00:34:47,840 --> 00:34:50,680
Speaker 3: it's a bit different obviously in each state in terms

756
00:34:50,680 --> 00:34:54,279
Speaker 3: of where to go. So it depends a little bit

757
00:34:54,280 --> 00:34:58,040
Speaker 3: on what type of abortion or termination that you are

758
00:34:58,080 --> 00:35:02,000
Speaker 3: interested in. Having a little bit about that. There's two types.

759
00:35:02,040 --> 00:35:04,880
Speaker 3: There's a medical abortion or a surgical abortion.

760
00:35:05,280 --> 00:35:08,080
Speaker 2: What is is this a silly question? What's the difference

761
00:35:08,120 --> 00:35:09,960
Speaker 2: between a medical and a surgical abortion?

762
00:35:10,440 --> 00:35:14,520
Speaker 3: Yeah? So medical. It's also referred to as MS two step.

763
00:35:14,560 --> 00:35:16,080
Speaker 3: You might have heard of r U four eight six,

764
00:35:16,120 --> 00:35:18,279
Speaker 3: that very controversial at the time tablet that came on

765
00:35:18,320 --> 00:35:21,839
Speaker 3: the market, But basically you take two tablets about twenty

766
00:35:21,840 --> 00:35:24,879
Speaker 3: four to forty eight hours apart. The first tablet ends

767
00:35:24,920 --> 00:35:28,560
Speaker 3: the pregnancy and the second tablet induces uterine contractions so

768
00:35:28,640 --> 00:35:32,440
Speaker 3: that the pregnancy is expelled. So most people would have

769
00:35:32,480 --> 00:35:36,960
Speaker 3: a medical termination at home with a partner or family

770
00:35:36,960 --> 00:35:38,799
Speaker 3: member there with them, just to make sure that they're

771
00:35:38,840 --> 00:35:44,240
Speaker 3: okay through that process. The surgical termination sounds scary because surgery,

772
00:35:44,280 --> 00:35:46,279
Speaker 3: but it's not actually any big decisions in your body

773
00:35:46,360 --> 00:35:50,080
Speaker 3: or anything like that. It's basically you have light sedation.

774
00:35:50,280 --> 00:35:53,240
Speaker 3: It's just a day procedure and they basically just evacuate

775
00:35:53,280 --> 00:35:55,840
Speaker 3: the contents of the uterus so the products of conception.

776
00:35:56,840 --> 00:36:00,560
Speaker 3: You can have a surgical abortion after six weeks and

777
00:36:00,719 --> 00:36:03,960
Speaker 3: up to kind of whatever timeframe in your state is

778
00:36:03,960 --> 00:36:07,080
Speaker 3: that allows abortion. Past the twenty two to twenty four

779
00:36:07,080 --> 00:36:09,640
Speaker 3: week market gets a little bit more complicated in terms

780
00:36:09,640 --> 00:36:11,680
Speaker 3: of what type of abortion you can get, and some

781
00:36:11,880 --> 00:36:15,080
Speaker 3: very late pregnancies if there's fetal abnormalities or things like that,

782
00:36:15,120 --> 00:36:18,880
Speaker 3: actually require induction of labor and almost laboring like you

783
00:36:18,880 --> 00:36:21,360
Speaker 3: were having an actual baby. So there's lots of nuances

784
00:36:21,400 --> 00:36:24,600
Speaker 3: to this discussion. But in Australia, about ninety four percent

785
00:36:24,760 --> 00:36:27,319
Speaker 3: of abortions do happen in the first fourteen weeks, So

786
00:36:27,640 --> 00:36:30,399
Speaker 3: the general medical or surg call are the two main

787
00:36:30,440 --> 00:36:35,160
Speaker 3: options in terms of I guess how much these cost.

788
00:36:35,480 --> 00:36:38,200
Speaker 3: The medical abortion Again, if you have a Medicare card,

789
00:36:38,640 --> 00:36:41,360
Speaker 3: that's a great thing because it'll be about one hundred

790
00:36:41,360 --> 00:36:44,240
Speaker 3: and fifty dollars. Again, because these are usually all private

791
00:36:44,239 --> 00:36:47,239
Speaker 3: clinics that are offering this service, there can be differences.

792
00:36:47,280 --> 00:36:49,799
Speaker 3: So that's just a general guide, and it can be

793
00:36:50,120 --> 00:36:52,480
Speaker 3: up to about three hundred dollars to four hundred dollars

794
00:36:52,520 --> 00:36:54,359
Speaker 3: I think if you don't hold a Medicare card, because

795
00:36:54,400 --> 00:37:00,200
Speaker 3: the medications won't be subsidized. The surgical side of things again,

796
00:37:00,200 --> 00:37:02,520
Speaker 3: if you have Medicare, can be about four hundred dollars

797
00:37:02,520 --> 00:37:06,439
Speaker 3: and if you don't, about eight hundred dollars. Again, differences

798
00:37:06,440 --> 00:37:08,759
Speaker 3: depending on where you access it. The other thing to

799
00:37:08,840 --> 00:37:11,840
Speaker 3: consider is that these costs don't necessarily particularly if you

800
00:37:11,840 --> 00:37:14,640
Speaker 3: don't hold Medicare card, don't include things like the cost

801
00:37:14,640 --> 00:37:17,160
Speaker 3: of an ultrasound, because, for example, if you're going to

802
00:37:17,160 --> 00:37:19,040
Speaker 3: have a medical termination, you need to make sure that

803
00:37:19,080 --> 00:37:21,160
Speaker 3: the pregnancy is actually in the uterus, not in the

804
00:37:21,239 --> 00:37:23,759
Speaker 3: flopin tubes like not an ectopic pregnancy or something like that,

805
00:37:24,320 --> 00:37:27,920
Speaker 3: so you do need some tests and things working yourself

806
00:37:28,000 --> 00:37:30,400
Speaker 3: up to I guess have a termination in terms of

807
00:37:30,440 --> 00:37:33,319
Speaker 3: where you can access it most cheap. I mean, any

808
00:37:33,320 --> 00:37:35,759
Speaker 3: doctor in Australia can do an online course to become

809
00:37:35,800 --> 00:37:39,920
Speaker 3: an accredited prescriber of medical abortion, but that's aid in

810
00:37:39,960 --> 00:37:43,759
Speaker 3: some facilities they won't offer it. So for example, in

811
00:37:44,160 --> 00:37:46,480
Speaker 3: I work in a publicly funded clinic, and it's not

812
00:37:46,520 --> 00:37:49,160
Speaker 3: a question of conscientious objection. Like all the doctors, they

813
00:37:49,160 --> 00:37:50,400
Speaker 3: would be happy to do it, but it's just one

814
00:37:50,440 --> 00:37:52,600
Speaker 3: of the limitations of our funding. It's not a service

815
00:37:52,640 --> 00:37:56,200
Speaker 3: we currently provide, so not every doctor you see will

816
00:37:56,239 --> 00:37:58,600
Speaker 3: be able to provide you with that. But certainly the

817
00:37:58,680 --> 00:38:01,000
Speaker 3: law in New South Wales stipul that if you ask

818
00:38:01,040 --> 00:38:03,719
Speaker 3: a doctor for an abortion and they can't provide you

819
00:38:03,800 --> 00:38:05,759
Speaker 3: with that care, they have to give you a really

820
00:38:05,760 --> 00:38:09,200
Speaker 3: prompt referral to someone who can. So it's helpful to

821
00:38:09,200 --> 00:38:10,839
Speaker 3: know your rights. I guess around that too.

822
00:38:11,120 --> 00:38:13,640
Speaker 2: So if we find ourselves in a situation where we

823
00:38:13,719 --> 00:38:15,840
Speaker 2: go to a doctor and they say sorry, I can't

824
00:38:15,840 --> 00:38:17,759
Speaker 2: do this, it's not going to be an issue because

825
00:38:17,800 --> 00:38:20,640
Speaker 2: they will help us find someone who will exactly.

826
00:38:20,840 --> 00:38:23,359
Speaker 3: Yeah, and that again I think that was that only

827
00:38:23,440 --> 00:38:25,759
Speaker 3: changed last year too in New South Wales. Prior to

828
00:38:25,800 --> 00:38:29,960
Speaker 3: that they could just say no, I don't do abortions, goodbye.

829
00:38:30,000 --> 00:38:32,360
Speaker 3: But now they have to actually, you know, help you

830
00:38:32,600 --> 00:38:34,360
Speaker 3: access it, which is a really good change.

831
00:38:34,520 --> 00:38:36,600
Speaker 2: Yeah, that's an awesome change because I feel like for

832
00:38:36,680 --> 00:38:38,520
Speaker 2: a lot of people that would be a really hard

833
00:38:38,560 --> 00:38:41,360
Speaker 2: step to make, and then to have someone say no, sorry,

834
00:38:41,360 --> 00:38:44,240
Speaker 2: I'm not doing that and then provide absolutely no support

835
00:38:44,560 --> 00:38:47,040
Speaker 2: like that would be a really sticky situation to be

836
00:38:47,120 --> 00:38:49,359
Speaker 2: and so I'm glad that it's now mandated they have

837
00:38:49,440 --> 00:38:50,120
Speaker 2: to help you out.

838
00:38:50,360 --> 00:38:53,520
Speaker 3: Yeah, exactly. And you know, people access abortion for all

839
00:38:53,600 --> 00:38:56,360
Speaker 3: sorts of different reasons, none of which are the healthcare

840
00:38:56,400 --> 00:38:59,719
Speaker 3: providers prerogative to know. Like that, it's a really persolute

841
00:39:00,080 --> 00:39:03,319
Speaker 3: and we just need to respect that people they need

842
00:39:03,360 --> 00:39:05,800
Speaker 3: it and they're requesting it, and people need all different

843
00:39:05,960 --> 00:39:08,480
Speaker 3: levels of support, So some people will come in, you know,

844
00:39:09,320 --> 00:39:12,040
Speaker 3: nurses get abortions, doctors get abortions, People with all sorts

845
00:39:12,080 --> 00:39:14,839
Speaker 3: of different levels of health literacy get abortions. It's not

846
00:39:14,920 --> 00:39:17,800
Speaker 3: just something that young people get or poor people get

847
00:39:17,920 --> 00:39:21,680
Speaker 3: or whatever. It's something that affects everyone, and they actually

848
00:39:21,680 --> 00:39:24,879
Speaker 3: do this survey in Australia where they showed about one

849
00:39:24,960 --> 00:39:27,600
Speaker 3: in four respondents had had an unintended pregnancy in the

850
00:39:27,640 --> 00:39:30,560
Speaker 3: last ten years, and fifty percent of them were using contraception.

851
00:39:30,800 --> 00:39:33,360
Speaker 3: So it's not even about oh, you're a baud it

852
00:39:33,440 --> 00:39:35,640
Speaker 3: using contraception or you forgot to use a k like,

853
00:39:35,920 --> 00:39:38,160
Speaker 3: lots of people are actually feeling like, Yeah, I.

854
00:39:38,080 --> 00:39:40,960
Speaker 2: Feel like there's this stigma around abortion that if you

855
00:39:41,080 --> 00:39:44,680
Speaker 2: need one, you must have been irresponsible, whereas that's not

856
00:39:44,800 --> 00:39:47,319
Speaker 2: the case at all. It's I needed one for my

857
00:39:47,360 --> 00:39:49,920
Speaker 2: own personal reasons. And how lucky are we to live

858
00:39:49,920 --> 00:39:52,200
Speaker 2: in a country where we can access healthcare like that?

859
00:39:52,520 --> 00:39:55,920
Speaker 3: Absolutely? Yeah, and despite the progress that we've made, there

860
00:39:55,920 --> 00:39:58,319
Speaker 3: still is a lot of stigma with abortion. And yeah,

861
00:39:58,320 --> 00:39:59,960
Speaker 3: that's why I love this question. I think it's really

862
00:40:00,120 --> 00:40:02,440
Speaker 3: good thing to talk about. And if you're not getting

863
00:40:02,440 --> 00:40:04,319
Speaker 3: the help that you need from the doctor you've seen,

864
00:40:04,760 --> 00:40:08,279
Speaker 3: please reach out ask on my Instagram page or even

865
00:40:08,360 --> 00:40:10,759
Speaker 3: just like your GP whatever. There are people out there

866
00:40:10,800 --> 00:40:11,319
Speaker 3: that can help.

867
00:40:11,440 --> 00:40:15,279
Speaker 2: So from contraception to conception, what is the best time

868
00:40:15,320 --> 00:40:18,360
Speaker 2: to start preparing to fall pregnant? Is it twelve months?

869
00:40:18,400 --> 00:40:21,360
Speaker 2: Is eighteen months? Should I be doing tests? Does my

870
00:40:21,440 --> 00:40:24,040
Speaker 2: partner need to do tests, like what does that look like.

871
00:40:24,239 --> 00:40:27,040
Speaker 3: The best thing that anyone can do if they're thinking

872
00:40:27,080 --> 00:40:29,200
Speaker 3: they want to get pregnant is just to be the

873
00:40:29,200 --> 00:40:32,239
Speaker 3: healthiest version of yourself, because that's going to first and

874
00:40:32,280 --> 00:40:37,120
Speaker 3: foremost make conception more likely and more easy. But also

875
00:40:37,160 --> 00:40:40,600
Speaker 3: if you're healthy and well, your pregnancy will be easier

876
00:40:40,600 --> 00:40:42,960
Speaker 3: and you'll have a healthy pregnancy. That's said, there's lots

877
00:40:42,960 --> 00:40:45,760
Speaker 3: of things that are outside of what we can control,

878
00:40:45,800 --> 00:40:48,520
Speaker 3: and some people you know, have chronic health conditions that

879
00:40:48,840 --> 00:40:52,320
Speaker 3: will make their chances of falling pregnant lower or more difficult.

880
00:40:52,400 --> 00:40:54,719
Speaker 3: And I guess I acknowledge that not everyone can just

881
00:40:54,760 --> 00:40:56,360
Speaker 3: be like, Okay, well from now on, I'm going to

882
00:40:56,360 --> 00:40:57,920
Speaker 3: be healthy, and that will mean I get pregnant as

883
00:40:57,920 --> 00:41:00,799
Speaker 3: soon as I want to. It's more just about optimizing

884
00:41:00,840 --> 00:41:03,280
Speaker 3: your health to give yourself the best chance of falling

885
00:41:03,280 --> 00:41:06,560
Speaker 3: pregnant when you decide to. So some really simple things

886
00:41:06,600 --> 00:41:10,440
Speaker 3: I guess are just healthy diet, regular exercise, stop smoking

887
00:41:10,480 --> 00:41:12,480
Speaker 3: if you smoke. All that type of stuff is really

888
00:41:12,480 --> 00:41:17,040
Speaker 3: helpful in terms of testing. For the average person who

889
00:41:17,560 --> 00:41:19,600
Speaker 3: has just decided now I'm ready to start a family,

890
00:41:19,680 --> 00:41:22,879
Speaker 3: there's not really any testing that you need to do

891
00:41:23,239 --> 00:41:26,200
Speaker 3: really far in advance. But I would say it's really

892
00:41:26,680 --> 00:41:29,800
Speaker 3: a good idea to see your GP before you're actually pregnant,

893
00:41:29,880 --> 00:41:32,279
Speaker 3: So a few months before is a good idea, maybe

894
00:41:32,280 --> 00:41:35,279
Speaker 3: three to six months before you actually start trying. And

895
00:41:35,360 --> 00:41:37,319
Speaker 3: the reason for that is they can check that all

896
00:41:37,320 --> 00:41:39,480
Speaker 3: your vaccinations are up to date, so there's some that

897
00:41:39,520 --> 00:41:43,759
Speaker 3: are contraindicated in pregnancy but can protect the fetus, like

898
00:41:43,840 --> 00:41:46,759
Speaker 3: rubella for example, And they can also do screening for

899
00:41:46,800 --> 00:41:49,719
Speaker 3: like bloodborne viruses like HIV and things like that, just

900
00:41:49,760 --> 00:41:52,719
Speaker 3: to make sure that we're optimizing any underlying health conditions

901
00:41:52,760 --> 00:41:54,960
Speaker 3: before you get pregnant. And it's also a really good

902
00:41:55,000 --> 00:41:58,040
Speaker 3: idea to talk to your GP about supplements, pregnancy vitamins,

903
00:41:58,080 --> 00:41:59,920
Speaker 3: that type of thing, because a lot of people don't know,

904
00:42:00,000 --> 00:42:03,359
Speaker 3: but fold eate, for example, folic acid, it's a really

905
00:42:03,400 --> 00:42:05,520
Speaker 3: good idea to take that for three months before you

906
00:42:05,560 --> 00:42:09,520
Speaker 3: actually get pregnant. So yeah, I would say general stuff

907
00:42:09,520 --> 00:42:11,719
Speaker 3: you can be doing now, even if you don't want

908
00:42:11,719 --> 00:42:14,000
Speaker 3: to have kids for ten years, but that specific stuff

909
00:42:14,040 --> 00:42:17,719
Speaker 3: probably maybe three months before you start trying, check in

910
00:42:17,760 --> 00:42:18,280
Speaker 3: with your GP.

911
00:42:18,719 --> 00:42:22,120
Speaker 2: Awesome, thank you, And if we are going to have kids,

912
00:42:22,640 --> 00:42:25,120
Speaker 2: This is another good question. I think, do we really

913
00:42:25,160 --> 00:42:27,720
Speaker 2: need to do it before thirty five? Can we reduce

914
00:42:27,760 --> 00:42:31,520
Speaker 2: the chances of negative effects while we are still getting older, so.

915
00:42:31,440 --> 00:42:33,680
Speaker 3: You don't have to fall pregnant before thirty five? That

916
00:42:33,840 --> 00:42:38,560
Speaker 3: is Yeah, that's just not true. I guess the chance

917
00:42:38,600 --> 00:42:42,000
Speaker 3: of you falling pregnant does naturally decline with age. So,

918
00:42:42,920 --> 00:42:45,279
Speaker 3: as a lot of people might know, you have all

919
00:42:45,360 --> 00:42:49,160
Speaker 3: the eggs that you can ever potentially ovulate at birth,

920
00:42:49,239 --> 00:42:52,239
Speaker 3: so you don't actually grow any new eggs. So that's

921
00:42:52,280 --> 00:42:55,720
Speaker 3: why over time, as you ovulate and as eggs die off,

922
00:42:56,239 --> 00:43:00,760
Speaker 3: you slowly do lose your reproductive capacity. And egg quality

923
00:43:00,760 --> 00:43:04,160
Speaker 3: also declines with time too, so perhaps the ease of

924
00:43:04,200 --> 00:43:08,200
Speaker 3: falling pregnant is more difficult after age thirty five. But again,

925
00:43:08,440 --> 00:43:10,080
Speaker 3: I would just like a disclaim here. I'm not a

926
00:43:10,080 --> 00:43:14,080
Speaker 3: fertility specialist, and I'm actually interviewing two fertility specialists really

927
00:43:14,160 --> 00:43:16,799
Speaker 3: soon about all these questions because I want, I guess

928
00:43:16,800 --> 00:43:18,520
Speaker 3: people to get really good, reliable information.

929
00:43:18,719 --> 00:43:23,440
Speaker 2: So watch this space, brilliant or Sam. I think Georgia

930
00:43:23,480 --> 00:43:26,080
Speaker 2: has a few more questions for you if you can

931
00:43:26,120 --> 00:43:26,880
Speaker 2: handle them.

932
00:43:27,120 --> 00:43:30,680
Speaker 1: Yeah, so these are a little bit more random, So

933
00:43:30,840 --> 00:43:33,280
Speaker 1: a question for both of you. If we could invest

934
00:43:33,320 --> 00:43:36,240
Speaker 1: as much time and or money into our health as possible,

935
00:43:36,440 --> 00:43:38,200
Speaker 1: what would be the one thing you would choose to

936
00:43:38,239 --> 00:43:40,560
Speaker 1: invest in if you could only pick one. So this

937
00:43:40,600 --> 00:43:43,560
Speaker 1: could be anything from skincare to working out, to insurance,

938
00:43:43,560 --> 00:43:45,760
Speaker 1: to relationships, to therapy to just about anything.

939
00:43:46,160 --> 00:43:46,480
Speaker 3: I don't know.

940
00:43:46,480 --> 00:43:48,359
Speaker 1: Should we start start with Hannah and then we can

941
00:43:48,360 --> 00:43:49,720
Speaker 1: move across to Victoria.

942
00:43:49,760 --> 00:43:51,640
Speaker 3: I'm excited to hear Victoria's answer to this.

943
00:43:52,440 --> 00:43:54,480
Speaker 2: Well, I'm going to copy it about it?

944
00:43:56,000 --> 00:43:57,960
Speaker 3: Okay, So my answer to this is probably a bit

945
00:43:57,960 --> 00:44:00,320
Speaker 3: of a cop out, but I would say any preventive

946
00:44:00,560 --> 00:44:05,239
Speaker 3: health stuff is really worth all your money. Not all

947
00:44:05,239 --> 00:44:07,239
Speaker 3: your money. That's not financial advice.

948
00:44:07,560 --> 00:44:09,839
Speaker 2: Good financial advice, all your money.

949
00:44:12,560 --> 00:44:14,960
Speaker 3: No, I guess I just think like, while you're young

950
00:44:15,000 --> 00:44:18,160
Speaker 3: and healthy, the more stuff you can do to prevent

951
00:44:18,440 --> 00:44:21,680
Speaker 3: disease later in life is really worthwhile. And so for

952
00:44:21,760 --> 00:44:26,239
Speaker 3: some people, you know, maybe you're somebody that loves exercising outdoors,

953
00:44:26,360 --> 00:44:28,960
Speaker 3: but you've maybe had a few mental health issues over

954
00:44:29,480 --> 00:44:32,239
Speaker 3: your time, So maybe for you, instead of paying for

955
00:44:32,320 --> 00:44:34,840
Speaker 3: a gym membership, it might be more worthwhile checking with

956
00:44:34,840 --> 00:44:37,680
Speaker 3: the psychologist once every six months. Whereas you know, if

957
00:44:37,680 --> 00:44:40,120
Speaker 3: you're somebody that will only exercise if there's like a

958
00:44:40,120 --> 00:44:43,319
Speaker 3: fitness instructor yelling at you what to do, but you've

959
00:44:43,320 --> 00:44:45,160
Speaker 3: not really had any mental health concerns, Maybe you can

960
00:44:45,480 --> 00:44:48,440
Speaker 3: invest your money in the gym side of stuff, whereas

961
00:44:48,560 --> 00:44:51,240
Speaker 3: you can manage mental health stuff in I guess cheaper

962
00:44:51,400 --> 00:44:54,360
Speaker 3: or free ways just managing stress or online mood gyms,

963
00:44:54,360 --> 00:44:57,120
Speaker 3: that kind of stuff. So that's a really broad answer,

964
00:44:57,120 --> 00:44:58,799
Speaker 3: and I feel like I'm cheating a little bit by

965
00:44:58,920 --> 00:44:59,640
Speaker 3: saying but.

966
00:45:00,000 --> 00:45:03,720
Speaker 2: No, my response is absolutely a cop out as well, Hannah.

967
00:45:03,760 --> 00:45:08,000
Speaker 2: For me, it's actually go figure financial health and mental

968
00:45:08,040 --> 00:45:11,080
Speaker 2: health kind of combined. I feel like we don't talk

969
00:45:11,120 --> 00:45:14,480
Speaker 2: about the stress money puts on you nearly enough, and

970
00:45:14,520 --> 00:45:17,279
Speaker 2: we don't talk about how much that actually impacts our

971
00:45:17,320 --> 00:45:20,760
Speaker 2: mental health. And by putting our finances first, I feel

972
00:45:20,760 --> 00:45:24,080
Speaker 2: like we are able to put ourselves first in a way.

973
00:45:24,120 --> 00:45:26,000
Speaker 2: Like I've said it before on our podcast that I

974
00:45:26,080 --> 00:45:29,560
Speaker 2: genuinely believe that keeping a budget and having a good

975
00:45:29,560 --> 00:45:31,880
Speaker 2: cash flow plan is one of the best acts of

976
00:45:31,920 --> 00:45:34,960
Speaker 2: self care that you can actually have for yourself. So

977
00:45:35,080 --> 00:45:37,279
Speaker 2: for me, it would be about just understanding what that

978
00:45:37,440 --> 00:45:40,239
Speaker 2: is and actually caring about your money because that's going

979
00:45:40,280 --> 00:45:42,360
Speaker 2: to be able to fund things like skin care and

980
00:45:42,480 --> 00:45:44,680
Speaker 2: out of pockets and being able to go to a

981
00:45:44,719 --> 00:45:47,160
Speaker 2: GP and putting it in the budget. So if you

982
00:45:47,239 --> 00:45:50,160
Speaker 2: need contraception, you know you can afford it, and if

983
00:45:50,160 --> 00:45:54,040
Speaker 2: you need to go see a gynecologist, you're not stressed

984
00:45:54,080 --> 00:45:57,360
Speaker 2: about that as an option. I also feel like mental

985
00:45:57,400 --> 00:45:59,480
Speaker 2: health is something that I put a lot of priority

986
00:45:59,520 --> 00:46:03,040
Speaker 2: on for my self because I know that that dictates

987
00:46:03,080 --> 00:46:05,680
Speaker 2: how healthy I am as a whole. Like I know,

988
00:46:05,760 --> 00:46:08,360
Speaker 2: if I'm not mentally well, I'm not exercising, I'm not

989
00:46:08,400 --> 00:46:11,880
Speaker 2: eating well, I'm not putting myself first. So for me personally,

990
00:46:11,960 --> 00:46:16,080
Speaker 2: i'd be investing in my financial health, not literally investing,

991
00:46:16,200 --> 00:46:18,760
Speaker 2: obviously I love that too, but I would be making

992
00:46:18,760 --> 00:46:21,640
Speaker 2: sure that I just understand my budget, feel comfortable talking

993
00:46:21,640 --> 00:46:24,200
Speaker 2: about money, and then furthering that just making sure that

994
00:46:24,239 --> 00:46:26,200
Speaker 2: my mental health is okay. I'm going to rope you

995
00:46:26,280 --> 00:46:29,200
Speaker 2: into this though, Georgiah, God, God, what is what is

996
00:46:29,239 --> 00:46:30,040
Speaker 2: your priority?

997
00:46:32,400 --> 00:46:36,160
Speaker 1: I mean, I guess I'd probably go with the kind

998
00:46:36,160 --> 00:46:40,680
Speaker 1: of broad, overarching answer that Han provided in all of.

999
00:46:40,600 --> 00:46:41,720
Speaker 2: The preventative measures.

1000
00:46:41,719 --> 00:46:43,719
Speaker 1: So I love to get out for a run. I

1001
00:46:43,760 --> 00:46:46,919
Speaker 1: find that that's really good for my mental health, And yeah,

1002
00:46:46,960 --> 00:46:49,200
Speaker 1: I think that is probably my take, but I'm certainly

1003
00:46:49,200 --> 00:46:51,440
Speaker 1: no expert on anything. I don't think you have to

1004
00:46:51,440 --> 00:46:53,440
Speaker 1: be an expert to be able to put yourself first.

1005
00:46:53,480 --> 00:46:55,520
Speaker 1: And I think that we should all be putting ourselves

1006
00:46:55,560 --> 00:46:58,080
Speaker 1: first a bit more often than we actually do, to

1007
00:46:58,120 --> 00:47:00,279
Speaker 1: be a little bit quote centric, like you can't pour

1008
00:47:00,360 --> 00:47:02,480
Speaker 1: from an empty cup. And I think the healthier you are,

1009
00:47:02,600 --> 00:47:05,960
Speaker 1: the healthier everybody around you. Is so brilliant that makes sense.

1010
00:47:06,480 --> 00:47:09,560
Speaker 1: I'll ask the next one back to Vagina's Hannah, do

1011
00:47:09,600 --> 00:47:12,200
Speaker 1: we really need to be spending money on those special

1012
00:47:12,280 --> 00:47:16,120
Speaker 1: expensive cleaners for our intimate areas? Are they are wasted

1013
00:47:16,160 --> 00:47:16,720
Speaker 1: out cash?

1014
00:47:16,800 --> 00:47:19,480
Speaker 3: I cannot tell you how much of my Monday to

1015
00:47:19,600 --> 00:47:22,879
Speaker 3: Friday what time is spent talking about this topic. It's

1016
00:47:22,960 --> 00:47:26,120
Speaker 3: like so common and I feel like this is what

1017
00:47:26,239 --> 00:47:26,560
Speaker 3: I mean.

1018
00:47:26,640 --> 00:47:29,000
Speaker 2: The marketing on them is beautiful.

1019
00:47:28,840 --> 00:47:31,520
Speaker 3: I know, and you know some of them are like

1020
00:47:31,600 --> 00:47:34,840
Speaker 3: marketed as doctors and some are like, I don't know,

1021
00:47:34,920 --> 00:47:38,040
Speaker 3: there's so much misinformation out there. I'm sorry to keep

1022
00:47:38,040 --> 00:47:41,120
Speaker 3: spooking my episodes, but I interviewed a dermatologist about this

1023
00:47:41,280 --> 00:47:44,400
Speaker 3: because you know, it's a really common cause of genital

1024
00:47:44,440 --> 00:47:48,400
Speaker 3: skin problems using all these like feminine hygiene products that

1025
00:47:48,480 --> 00:47:51,799
Speaker 3: actually just create more problems than they solve. At the

1026
00:47:51,920 --> 00:47:54,680
Speaker 3: end of the day, you shouldn't dooche, so you shouldn't

1027
00:47:54,680 --> 00:47:58,080
Speaker 3: clean inside the vagina. It will sort itself out. And

1028
00:47:58,400 --> 00:48:01,160
Speaker 3: in terms of like the volver or the external genital area,

1029
00:48:01,400 --> 00:48:04,399
Speaker 3: generally water is enough. If you must use something, it's

1030
00:48:04,400 --> 00:48:10,279
Speaker 3: best to use fragrance free, dermatological approved washes. So save

1031
00:48:10,360 --> 00:48:11,160
Speaker 3: your pennies, guys.

1032
00:48:11,200 --> 00:48:13,640
Speaker 2: So they're fancy ones aren't worth our.

1033
00:48:13,560 --> 00:48:15,440
Speaker 3: Time, They are not worth your time.

1034
00:48:15,680 --> 00:48:17,680
Speaker 2: No, that could be a money win for some of

1035
00:48:17,719 --> 00:48:21,560
Speaker 2: our listeners to stop purchasing feminine hygiene washes.

1036
00:48:21,719 --> 00:48:24,240
Speaker 1: Well, I feel like it also is kind of anti feminist.

1037
00:48:24,280 --> 00:48:27,040
Speaker 1: It's like your vagina's dirty, clean it, you know what

1038
00:48:27,040 --> 00:48:29,399
Speaker 1: I mean. Like that's another thing that said to us

1039
00:48:29,400 --> 00:48:30,640
Speaker 1: to make us feel horrible.

1040
00:48:30,719 --> 00:48:33,279
Speaker 2: And if you genuinely think it is not okay, Like

1041
00:48:33,320 --> 00:48:35,160
Speaker 2: I feel like you shouldn't be using a wash, you

1042
00:48:35,200 --> 00:48:38,319
Speaker 2: should actually be going and talking to your doctor, right, Yeah, And.

1043
00:48:38,239 --> 00:48:41,040
Speaker 3: That's something I say commonly. Actually, people who do get

1044
00:48:41,040 --> 00:48:43,560
Speaker 3: a genital skin problem or a weird discharge, they start

1045
00:48:43,600 --> 00:48:46,560
Speaker 3: cleaning more because they're like, oh, something unclean or have

1046
00:48:46,600 --> 00:48:48,840
Speaker 3: done something wrong and so they clean more often, and

1047
00:48:48,880 --> 00:48:51,200
Speaker 3: again that tends to make things worse rather than better.

1048
00:48:51,360 --> 00:48:54,359
Speaker 3: So even if you're only cleaning with water, it's also

1049
00:48:54,440 --> 00:48:58,360
Speaker 3: important not to overclean, so like once twice a day max.

1050
00:48:58,360 --> 00:49:00,920
Speaker 3: You don't need to be cleaning of every fifteen minutes

1051
00:49:01,000 --> 00:49:01,400
Speaker 3: or whatever.

1052
00:49:01,600 --> 00:49:04,200
Speaker 1: So, Hannah, how do we deal with doctors who don't

1053
00:49:04,200 --> 00:49:07,800
Speaker 1: believe in endometriosis or brush off pain and symptoms.

1054
00:49:08,560 --> 00:49:11,319
Speaker 3: This is a heartbreaking question, and I'm sorry to the

1055
00:49:11,520 --> 00:49:13,879
Speaker 3: hundreds of women out there who have gone through this.

1056
00:49:14,600 --> 00:49:19,000
Speaker 3: I think historically there has been a real misunderstanding of

1057
00:49:19,040 --> 00:49:23,440
Speaker 3: the difference between normal cyclical pelvic pain and you know,

1058
00:49:23,680 --> 00:49:28,280
Speaker 3: actual chronic medical conditions like edmetriosis. So sorry on behalf

1059
00:49:28,320 --> 00:49:33,560
Speaker 3: of my community of fellow doctors. I think again, one

1060
00:49:33,560 --> 00:49:36,160
Speaker 3: of the really good things that you can do if

1061
00:49:36,239 --> 00:49:38,960
Speaker 3: you have a specific concern, like if you think you

1062
00:49:39,080 --> 00:49:41,640
Speaker 3: possibly have endmetriosis and you feel like every time you

1063
00:49:41,680 --> 00:49:44,040
Speaker 3: go in and say, my period pain means that I

1064
00:49:44,080 --> 00:49:46,880
Speaker 3: can't go to school, my period pain is stopping me

1065
00:49:46,880 --> 00:49:50,319
Speaker 3: from playing sport, and they're just not getting like it's

1066
00:49:50,320 --> 00:49:52,399
Speaker 3: just not getting through to your doctor. Like, firstly, sorry

1067
00:49:52,400 --> 00:49:55,800
Speaker 3: about that. That's not good enough, but also maybe flag

1068
00:49:55,840 --> 00:49:58,919
Speaker 3: with them what your specific concern is, because I think

1069
00:49:59,000 --> 00:50:00,560
Speaker 3: at the end of the day, you might been living

1070
00:50:00,560 --> 00:50:03,120
Speaker 3: with this symptom for like four years, ten years, like

1071
00:50:03,160 --> 00:50:04,960
Speaker 3: a really long time, whatever it is, and you've been

1072
00:50:05,040 --> 00:50:07,360
Speaker 3: mulling it over and thinking about it. When you go

1073
00:50:07,400 --> 00:50:09,640
Speaker 3: to the doctor and have a fifteen minute appointment and

1074
00:50:09,680 --> 00:50:13,120
Speaker 3: you say I have painful periods, it's maybe not connecting

1075
00:50:13,160 --> 00:50:15,680
Speaker 3: with them just how much an impact it's had on

1076
00:50:15,719 --> 00:50:17,600
Speaker 3: your life and what it means for you, and that

1077
00:50:17,680 --> 00:50:21,359
Speaker 3: you're specifically concerned you have ENDO. So I think it's

1078
00:50:21,480 --> 00:50:24,120
Speaker 3: always a bit of a power imbalance seeing a doctor

1079
00:50:24,200 --> 00:50:26,720
Speaker 3: because you know, you always feel a bit like flustered

1080
00:50:26,760 --> 00:50:28,799
Speaker 3: and like am I asking stupid questions and all of that,

1081
00:50:29,080 --> 00:50:31,720
Speaker 3: write them down, tell them what you're specifically worried about,

1082
00:50:31,800 --> 00:50:33,040
Speaker 3: and at the end of the day, if they're not

1083
00:50:33,520 --> 00:50:35,799
Speaker 3: answering your questions adequately enough or you don't feel like

1084
00:50:35,840 --> 00:50:38,480
Speaker 3: you're getting the answers you need, see a different doctor.

1085
00:50:38,680 --> 00:50:41,160
Speaker 2: And I think that's really relevant as well, because I've

1086
00:50:41,160 --> 00:50:43,680
Speaker 2: been to the doctor before and felt like I've had

1087
00:50:43,719 --> 00:50:46,000
Speaker 2: silly questions or that, you know, I didn't want to

1088
00:50:46,040 --> 00:50:48,399
Speaker 2: seem dumb but in the same way that I talk

1089
00:50:48,440 --> 00:50:52,040
Speaker 2: about finance. I can't be expected to be a medical expert.

1090
00:50:52,239 --> 00:50:54,560
Speaker 2: Like you guys have studied for years and years and

1091
00:50:54,680 --> 00:50:57,839
Speaker 2: years to know what you know, and I haven't done that.

1092
00:50:58,160 --> 00:50:59,840
Speaker 2: And I feel like so many people come into my

1093
00:50:59,840 --> 00:51:01,400
Speaker 2: life and they're like, Oh, I feel like this is

1094
00:51:01,400 --> 00:51:03,600
Speaker 2: such a dumb question. It's like, but why would you

1095
00:51:03,640 --> 00:51:06,080
Speaker 2: know the answer to that. You're not a financial advisor,

1096
00:51:06,160 --> 00:51:09,000
Speaker 2: You've never studied this. So I think it's really important

1097
00:51:09,000 --> 00:51:11,360
Speaker 2: to also point out, like you're going to a doctor

1098
00:51:11,400 --> 00:51:13,560
Speaker 2: because they're a specialist and you are not, and that

1099
00:51:13,680 --> 00:51:15,480
Speaker 2: is that is the beauty of it, right, Like you

1100
00:51:15,480 --> 00:51:17,920
Speaker 2: can ask your question. There's no such thing as a

1101
00:51:17,960 --> 00:51:20,800
Speaker 2: silly question, especially when you go into a doctor's office,

1102
00:51:20,880 --> 00:51:23,520
Speaker 2: Like tell them what's going on, tell them how it's

1103
00:51:23,560 --> 00:51:25,720
Speaker 2: impacting you. And if you don't feel like you're getting

1104
00:51:25,719 --> 00:51:28,520
Speaker 2: the response that you need, either let them know like, hey,

1105
00:51:28,560 --> 00:51:31,680
Speaker 2: it's actually more significant than this, or you're right, Hannah,

1106
00:51:31,760 --> 00:51:33,960
Speaker 2: go and see someone who is going to listen to you.

1107
00:51:33,960 --> 00:51:35,080
Speaker 2: You deserve that level of.

1108
00:51:35,080 --> 00:51:37,920
Speaker 3: Respect, absolutely, And I think we're all the same. Like

1109
00:51:38,239 --> 00:51:40,680
Speaker 3: I went to see a lawyer recently and I felt

1110
00:51:40,760 --> 00:51:43,520
Speaker 3: so stupid asking questions that I'm like, is this just

1111
00:51:43,560 --> 00:51:45,960
Speaker 3: common knowledge and I'm an idiot? But no, you're like, oh,

1112
00:51:46,239 --> 00:51:48,320
Speaker 3: not the area that I have studied for six years

1113
00:51:48,400 --> 00:51:52,600
Speaker 3: or whatever, Like exactly, this is why we see exactly exerts. Yeah,

1114
00:51:53,000 --> 00:51:54,320
Speaker 3: like we are smart people.

1115
00:51:54,440 --> 00:51:56,799
Speaker 2: We are all smart people. It just doesn't mean we've

1116
00:51:56,840 --> 00:51:58,440
Speaker 2: studied absolutely everything.

1117
00:51:58,800 --> 00:51:59,680
Speaker 3: Yeah, exactly.

1118
00:52:00,120 --> 00:52:02,320
Speaker 2: All right, Hatta, that is about all we have time

1119
00:52:02,480 --> 00:52:05,239
Speaker 2: for today. I know that we have spent a fair

1120
00:52:05,239 --> 00:52:07,400
Speaker 2: bit of your time and we are very very grateful

1121
00:52:07,480 --> 00:52:11,440
Speaker 2: for you joining us today. So thank you so so much.

1122
00:52:11,800 --> 00:52:14,000
Speaker 2: I think that this is really valuable content that our

1123
00:52:14,040 --> 00:52:16,239
Speaker 2: community will love amazing.

1124
00:52:16,280 --> 00:52:18,160
Speaker 3: Thanks guys so much for having me. It's been fun.

1125
00:52:21,600 --> 00:52:24,120
Speaker 1: We hope you guys enjoyed that chat with doctor Hannah.

1126
00:52:24,160 --> 00:52:26,520
Speaker 1: But unfortunately it is now time to wrap the show.

1127
00:52:26,560 --> 00:52:28,600
Speaker 2: But just before we head off, we'd really like to

1128
00:52:28,640 --> 00:52:31,600
Speaker 2: acknowledge and pay respect to Australia's Aboriginal and torrest Rate

1129
00:52:31,640 --> 00:52:35,120
Speaker 2: islander peoples, the traditional custodians of the lands, wadaways and

1130
00:52:35,160 --> 00:52:38,240
Speaker 2: skies across Australia. We thank you for sharing and caring

1131
00:52:38,280 --> 00:52:40,200
Speaker 2: for the land on which we are able to learn.

1132
00:52:40,480 --> 00:52:42,880
Speaker 2: We pay our respects to elders past and present, and

1133
00:52:42,920 --> 00:52:44,839
Speaker 2: we share our friendship and kindness.

1134
00:52:45,160 --> 00:52:48,240
Speaker 1: Now for the boring but important stuff. The advice shared

1135
00:52:48,280 --> 00:52:50,200
Speaker 1: on she Is on the Money is general in nature

1136
00:52:50,280 --> 00:52:53,560
Speaker 1: and does not consider your individual circumstances. She's on the

1137
00:52:53,600 --> 00:52:56,680
Speaker 1: Money exists purely for educational purposes and should not be

1138
00:52:56,760 --> 00:53:00,560
Speaker 1: relied upon to make an investment or financial decision and relaxed,

1139
00:53:00,560 --> 00:53:04,040
Speaker 1: we promise. Victoria Devine is an authorized representative of Australia

1140
00:53:04,040 --> 00:53:07,200
Speaker 1: Pacific Funds Management propriored to Limited aby and three four

1141
00:53:07,400 --> 00:53:10,120
Speaker 1: one three two four six three two five seven AFSL

1142
00:53:10,200 --> 00:53:11,120
Speaker 1: three three ninety.

1143
00:53:10,880 --> 00:53:12,839
Speaker 2: One five one. I sound on the rack so good.

1144
00:53:12,840 --> 00:53:13,920
Speaker 2: I love it as.

1145
00:53:15,280 --> 00:53:17,799
Speaker 1: As always a big shout out to the big man,

1146
00:53:18,120 --> 00:53:20,160
Speaker 1: Irian John. We're putting together today's pook.

1147
00:53:20,280 --> 00:53:22,719
Speaker 2: What a guy, what a wizard. We'd also love it

1148
00:53:22,760 --> 00:53:25,480
Speaker 2: if you joined our Facebook group, where our community shares

1149
00:53:25,640 --> 00:53:29,160
Speaker 2: money tips and tricks every single day, free of judgment.

1150
00:53:29,360 --> 00:53:31,799
Speaker 2: So She's on the Money on Facebook and join us

1151
00:53:32,000 --> 00:53:33,879
Speaker 2: if Facebook's not your thing, though, you can also find

1152
00:53:33,960 --> 00:53:36,040
Speaker 2: us on Instagram. We're at She's on the Money a

1153
00:53:36,320 --> 00:53:39,319
Speaker 2: US and Georgia King. One last thing before we go.

1154
00:53:39,480 --> 00:53:42,880
Speaker 2: A few people over the weekend messaged me on Instagram

1155
00:53:42,880 --> 00:53:45,160
Speaker 2: and said, well, I didn't realize you guys had such

1156
00:53:45,160 --> 00:53:48,160
Speaker 2: a sassy newsletter. But for those of you who aren't

1157
00:53:48,200 --> 00:53:50,840
Speaker 2: on our newsletter, Liz, you can head to our website

1158
00:53:50,840 --> 00:53:55,240
Speaker 2: to join up and here all of Georgia King's unsolicited recommendations.

1159
00:53:56,400 --> 00:53:58,560
Speaker 1: Did you read this week's Did you see the Michael Bouble?

1160
00:53:58,840 --> 00:54:02,360
Speaker 2: Georgia King shouted out to our very good friend Michael Boobley,

1161
00:54:02,840 --> 00:54:06,360
Speaker 2: and I just I don't understand where your creative ability

1162
00:54:06,440 --> 00:54:10,319
Speaker 2: comes from. I'm honestly envious of it. But Georgia King

1163
00:54:10,440 --> 00:54:14,080
Speaker 2: also did a really terrible job of photoshopping herself looking

1164
00:54:14,160 --> 00:54:19,240
Speaker 2: longingly at Michael Boobley. And it was actually borderline cream.

1165
00:54:19,800 --> 00:54:22,080
Speaker 1: So I accidentally cut off my haird so like did

1166
00:54:22,120 --> 00:54:24,160
Speaker 1: draw a little hat? Yeah, it was I think it

1167
00:54:24,239 --> 00:54:24,920
Speaker 1: was the highlight.

1168
00:54:25,000 --> 00:54:27,200
Speaker 2: It was the highlight. It was like Georgia King in

1169
00:54:27,239 --> 00:54:29,839
Speaker 2: a really dodgy Microsoft but hearty hat.

1170
00:54:29,920 --> 00:54:31,040
Speaker 1: Hey, it was photoshoped.

1171
00:54:31,080 --> 00:54:35,839
Speaker 2: Okay, I'm gonna wrap this episode. This is a bit, guys,

1172
00:54:36,160 --> 00:54:36,879
Speaker 2: tays