Speaker 1: Hello, my name's Santasha Nabananga Bamblet. I'm a proud your
Speaker 1: the Order Kerni Whoalbury and a waddery woman. And before
Speaker 1: we get started on She's on the Money podcast, I
Speaker 1: would like to acknowledge the traditional custodians of the land
Speaker 1: of which this podcast is recorded on a wondery country,
Speaker 1: acknowledging the elders, the ancestors and the next generation coming
Speaker 1: through as this podcast is about connecting, empowering, knowledge sharing
Speaker 1: and the storytelling of you to make a difference for
Speaker 1: today and lasting impact for tomorrow.
Speaker 2: Let's get into it.
Speaker 3: She's on the Money, She's on the Money.
Speaker 4: Hello, and welcome to She's on the Money the podcast
Speaker 4: Millennials who want financial freedom. Welcome back to another Shop
Speaker 4: Back Money Diary Monday, where we get to chat to
Speaker 4: one of our community members to learn about their life
Speaker 4: and their story and their relationship with money and all
Speaker 4: the juicy bits in between.
Speaker 2: Victoria Jesse Car how are you. I am excited.
Speaker 4: I have a really interesting diarist today. Let me tell
Speaker 4: you all about them. They said, Hey, She's on the
Speaker 4: Money team. Being a twenty two year old first gen
Speaker 4: immigrant from Sri Lanka, my life has always revolved around finances.
Speaker 4: My financial wellbeing has taken a dip in twenty twenty
Speaker 4: two thanks to the compounding effect of trying to afford rent, study,
Speaker 4: my master's in psychology, work three casual jobs, and all
Speaker 4: the whilst dealing with the worst economic crisis my home
Speaker 4: country has ever seen.
Speaker 2: Holy Moly.
Speaker 4: Like a lot of other immigrants, I find myself getting
Speaker 4: caught between the struggle of wanting to live the twenty
Speaker 4: two year old carefree life and the pressure of having
Speaker 4: to have my shit together so I can provide for
Speaker 4: my parents because they have no retirement funds. Whilst my
Speaker 4: story is not unique, I feel like it's a valuable
Speaker 4: discussion to have with this community and I can't wait
Speaker 4: to share.
Speaker 3: Well that's giving me groose bumps. Money Diarist, welcome to
Speaker 3: the show. Thank you for joining us.
Speaker 5: Thank you so much for having me. I really appreciate it.
Speaker 3: Oh my god, don't be silly. I hate that you said.
Speaker 3: Oh my money story isn't unique, Like yes, city is
Speaker 3: that everybody's is. You might have some shared experiences, but
Speaker 3: I promised nobody in this entire world has a matching
Speaker 3: money story. It's kind of like a fingerprint. But how
Speaker 3: about we get into it. I really want to hear
Speaker 3: about this one. All right, money diarists, can you tell
Speaker 3: us a little bit about your money story?
Speaker 5: Okay, So I feel like I have a bit of
Speaker 5: a anxious attachment to money, like a true sych but
Speaker 5: this manifests an almost a scarcity mindset when it comes
Speaker 5: to money, and that's probably heavily related to my childhood.
Speaker 5: So for context, I am a twenty two year old
Speaker 5: first gen immigrant from Sri Lanka and growing up, my
Speaker 5: family would be classed's low income. So we grew up
Speaker 5: receiving family benefits from you know, Centralink and youth Allowance,
Speaker 5: which I just want to say, like, we're so privileged
Speaker 5: to live in a country that has such good social security,
Speaker 5: so very grateful for that. And my parents are really
Speaker 5: you know, smart, skilled, hard working people. But because of
Speaker 5: certain circumstances, my dad had to live in Sri Lanka
Speaker 5: while my mom essentially raised us on her own in
Speaker 5: Australia in a new country. Props to her so amazing
Speaker 5: so in terms of family income, So even when Sri
Speaker 5: Lanka wasn't going through a financial crisis, converting a Sri
Speaker 5: Lankan salary to Australian dollars is obviously not that stellar.
Speaker 5: And because my dad was the I guess, primary income earner.
Speaker 5: And additionally, my mom had to retire early or stop
Speaker 5: working early because she had a workplace injury, so she
Speaker 5: was predominantly a stay at homer. So safe to say
Speaker 5: that money was very tight growing up, and there was
Speaker 5: a lot of rhetoric about being able to afford things,
Speaker 5: and I was very very conscious of the concept of
Speaker 5: money from a very young age. But I guess I'm
Speaker 5: saying that, like, I'm really grateful for where I came from,
Speaker 5: and I feel so blessed that everything that my parents
Speaker 5: did for my sister and I, and I genuinely didn't
Speaker 5: feel like I missed out on anything as a child.
Speaker 5: It was more the sacrifice was on my parents' end.
Speaker 5: You know, they kind of sacrifice living with their partner.
Speaker 5: They didn't really indulge in any discretionary spending, you know,
Speaker 5: buying clothes or going out to eat. But most notably,
Speaker 5: they didn't invest into their financial future in the conventional
Speaker 5: Australian way of you know, super and investments, So instead
Speaker 5: they kind of funneled all their money into us and
Speaker 5: our education and in a weird way where kind of
Speaker 5: their investments and sometimes I feel like there's a huge
Speaker 5: pressure to almost be a good return on that investment
Speaker 5: and be able to take care of them financially and
Speaker 5: help them retire and actually enjoy their life. So yeah,
Speaker 5: that's kind of my money story in a nutshell.
Speaker 2: Is your dad here now?
Speaker 5: No, he still lives in Tri Lanka, so he's not
Speaker 5: a citizen, whereas like the rest my sister, my mum
Speaker 5: and I are So he.
Speaker 2: My gosh, that must be so hard for you guys.
Speaker 5: Yeah, it was pretty tough, especially for my mum, like
Speaker 5: obviously being in a new country. At one point she
Speaker 5: was working full time and trying to look after two toddlers,
Speaker 5: which I just can't imagine how crazy that would have been.
Speaker 5: So yeah, she's honestly done such an amazing job. Wow.
Speaker 3: Yes, it sounds like it is there any plan in
Speaker 3: the future for him to join you guys, it's.
Speaker 5: Kind of tricky. I feel like eventually, yes, and I
Speaker 5: think it would be easier for him, you know, to
Speaker 5: live here long term, just because the rest of his
Speaker 5: family does. But in terms of wrapping up kind of
Speaker 5: whatever's going on in TL like right now and figuring
Speaker 5: that out. It's kind of hard for him to move here.
Speaker 5: And also we're kind of waiting till me and my
Speaker 5: sister get jobs and we start earning an income, so
Speaker 5: if he does leave, then we can kind of cover things.
Speaker 3: Oh wow, that's such an intricate but special place to be.
Speaker 3: I know it's not the ideal outcome, but like that
Speaker 3: also feels like a lot of pressure on you money diarist.
Speaker 5: Yeah, definitely a lot of pressure. But I've got my
Speaker 5: sister to share the pressure with.
Speaker 2: So totally all right.
Speaker 3: I want to know you mentioned in your writing that
Speaker 3: you have three casual jobs. What do you do for
Speaker 3: work at the moment? How much money do you actually earn?
Speaker 5: Great question. So, as I said before, I'm a full
Speaker 5: time master's student in like a psychology master's student, which
Speaker 5: takes up most of my time between like clients and
Speaker 5: admin and classes. So my main job would be something
Speaker 5: I picked up in the middle of this year, which
Speaker 5: is essentially like a tech job at my university, very random.
Speaker 5: My second job is like casual academic work, so I
Speaker 5: teach a couple of tutorials after hours and also mark
Speaker 5: student assignments. And my third job is doing some casual
Speaker 5: like research assistant work for the lab that I did
Speaker 5: my honors with, which is really cool. But in terms
Speaker 5: of the actual number, it's really hard to pinpoint because
Speaker 5: it can just vary so vastly depending on how many
Speaker 5: shifts that I pick up. But I kind of estimated
Speaker 5: between five hundred dollars to one thousand dollars a week,
Speaker 5: and I would say collectively, I probably wouldn't be earning
Speaker 5: more than thirty five to forty thousand dollars in a
Speaker 5: year as a full time student, but I'm very keen
Speaker 5: to finish studying and actually starting a full time.
Speaker 3: Wage understandably, So al right, I want to know. Sounds
Speaker 3: like you're pretty clear on this, but what is big
Speaker 3: money goal? What are you currently working towards?
Speaker 5: So one of my more short term goals is to
Speaker 5: save a bit of money so I can do some
Speaker 5: solo travel after my masters, because I didn't really do
Speaker 5: much of that when I was younger, so I think
Speaker 5: that's a really important thing to like experience different cultures.
Speaker 5: My second big money goal would be to, like many others,
Speaker 5: like get an investment property one day, but honestly, the
Speaker 5: idea of that, like navigating that space seems so daunting
Speaker 5: because I don't really have any, like I guess, mentors
Speaker 5: in that area. So that's kind of something that I
Speaker 5: just am hoping for down the line, and I guess
Speaker 5: the biggest one would be to earn enough to support
Speaker 5: myself and also my parents.
Speaker 3: Yeah, of course, of course, all right, next question, do
Speaker 3: you currently invest?
Speaker 5: Yes, I do have some investments, the best one being
Speaker 5: super so I tried to contribut as much as I can,
Speaker 5: and I think I have around fifteen thousand Tuck dawayne
Speaker 5: there at the moment.
Speaker 2: Who is she cas I you're working full time?
Speaker 3: Masters has a massive investment portfolio that's unrelatable content, my love.
Speaker 5: I've also got some stock investments as well, so I
Speaker 5: think collectively, across a few platforms, I've got about fifty
Speaker 5: seven thousand in there at the moment.
Speaker 2: Wow, what oh my gosh, A queen A few other investments.
Speaker 3: A couple, just a couple has a sneaky entire house
Speaker 3: deploset plus some hidden away.
Speaker 5: But like a huge disclaimer, I lived at home during
Speaker 5: undergrad so even like paying bills and board, this does
Speaker 5: not amount to how much it actually costs to live
Speaker 5: out of home of course, So yeah, I'm very like
Speaker 5: privileged to be able to but I'm proud of that amount.
Speaker 5: And technically this is an investment, but I've got about
Speaker 5: nine thousand in my emergency fund and that I feel
Speaker 5: like is an investment in myself because it just helps
Speaker 5: me sleep at night and knowing that if something went wrong,
Speaker 5: there wasn't anyone that I could really rely on without
Speaker 5: putting them in a worse financial position. So having that
Speaker 5: buffer is just so important to me. So I call
Speaker 5: it an investment.
Speaker 3: I think it's an investment, absolutely, and I think it's
Speaker 3: really special for you to be in that position because
Speaker 3: I'm sure that's a position your parents would you know,
Speaker 3: never have even dreamt of being in themselves, which would
Speaker 3: I'm assuming make them so proud of you and know
Speaker 3: that you're absolutely killing it and the sacrifices they've made,
Speaker 3: is you know they're really paying off?
Speaker 5: Yeah, I think they are. I think they are pretty proud,
Speaker 5: which is Yeah, it's a nice.
Speaker 3: Feeling, understandably. So all right, money diarist, I want to know.
Speaker 3: I think the answer to this, Jessica is a no.
Speaker 3: But do you currently have any debts? I don't have
Speaker 3: any personal debt or like credit card debt. But I
Speaker 3: do have quite a hefty amount of HEX debt because
Speaker 3: obviously studying psych. So it's currently sitting at thirty four
Speaker 3: thousand at the moment, thanks indexation, but it will actually
Speaker 3: go up to thirty eight thousand once I finished my masters.
Speaker 2: Yeah.
Speaker 5: Yeah, so that's a bit stressful, but it could have
Speaker 5: been worse. I got lucky with this CSP funded place,
Speaker 5: but I definitely know lots of psych people who have
Speaker 5: like HEX sets nearing the hundred thousand dollar mark because cough,
Speaker 5: Victoria divine. So yeah, it's such a long process.
Speaker 3: Oh my love, I feel you like, it feels like
Speaker 3: a lot, And I now don't worry about it at
Speaker 3: all because I feel like I have a way better
Speaker 3: education on it. But when I did my undergraduate degree
Speaker 3: that added up. Then I did my postgraduate, then I
Speaker 3: did a master's, and then I've gone back and done
Speaker 3: some random other things, and like, we're currently sitting at
Speaker 3: one hundred plus thousand dollars and that gives me mad
Speaker 3: anxiety when I look at it, because I hate the
Speaker 3: idea of debt. But at the same time, I'm like, no,
Speaker 3: it's got me here, Like we've been doing pretty well
Speaker 3: so far. Yeah, And you know, I guess reframing that
Speaker 3: really helps because as much as it's a debt that
Speaker 3: doesn't carry any interest, which is nice, it does still
Speaker 3: have indexation, so we do have to be careful of it.
Speaker 3: But at the same time, I get why it's not
Speaker 3: a priority for most people to pay off because I'm
Speaker 3: not making it a priority because it hasn't gotten in
Speaker 3: my way of creating wealth or buying a house. And
Speaker 3: I like the idea that if I wasn't making any
Speaker 3: income at all, they're not going to chase me for it,
Speaker 3: whereas that is not the case with a mortgage or
Speaker 3: a personal loan. Money diarist, I need to know you
Speaker 3: sound pretty savvy. Do you currently use shopback?
Speaker 2: Yes?
Speaker 5: I do. I've been using it, of.
Speaker 2: Course she does, Yes, now a couple of years. Of
Speaker 2: course you do.
Speaker 5: I checked my lifetime earning that it was one hundred
Speaker 5: and eighty dollars, which, yeah, I'll take that.
Speaker 3: That has a lot of cash. Like that is a
Speaker 3: shopping spray on the iconic for me. What was your
Speaker 3: last shot back purchase?
Speaker 5: Was it? I think it was something from the kind
Speaker 5: of actually.
Speaker 2: Yeah, relatable content.
Speaker 3: I love to say it all right, next question, I
Speaker 3: feel like you're gonna have a really good tip for
Speaker 3: us here. What is your best money habit?
Speaker 5: I would say my best money habit is, if I
Speaker 5: do say so myself, my work ethic and discipline when
Speaker 5: it comes to earning and saving money. I've been working
Speaker 5: since the age of twelve with like netball, umpiring and whatnot,
Speaker 5: and I've taken a couple of years break in like
Speaker 5: later high school. But yeah, working since the age of
Speaker 5: twelve and kind of saving always been a good saver,
Speaker 5: full credit to my parents. But I'm also I feel
Speaker 5: very disciplined when it comes to spending money on things
Speaker 5: that I really value. So, for example, I don't really
Speaker 5: value eating out as much, so I'm really good at
Speaker 5: like making my food at home and taking it to
Speaker 5: work in school. But on the other hand, I really
Speaker 5: value like living in a really nice space that's like
Speaker 5: close to UNI and work, and also really value the gym,
Speaker 5: So I'll spend a bit more on those things, but
Speaker 5: then I'll save one things that I don't really care
Speaker 5: too much about. Yeah.
Speaker 2: No, that makes absolute sense.
Speaker 3: And I feel like this is a really common theme,
Speaker 3: Jess that we see in a lot of our money.
Speaker 3: Diarist kids of immigrant parents are absolute queens with money,
Speaker 3: Like they just are so good and I feel like
Speaker 3: have such wholesome values and have parents that just go
Speaker 3: above and beyond for them. And you guys need way
Speaker 3: more credit because we have so much to learn from you.
Speaker 3: On the flip side, what is something we don't want
Speaker 3: to learn from you? What is your worst money have it?
Speaker 5: I guess I touched on this in the intro in
Speaker 5: the letter that I wrote, But my worst money habit
Speaker 5: would be I don't know if it could be classed
Speaker 5: as a money habit, but it's the level of guilt
Speaker 5: that I feel when I spend money on discretionary things,
Speaker 5: knowing that there are people in worse situations that are
Speaker 5: struggling to make it out, just make it out here.
Speaker 5: And yeah, just the guilt of spending things that are
Speaker 5: not seen as like productive or actually contributing to anything.
Speaker 5: It's just very stressful and like you want to assimilate
Speaker 5: and kind of do all these like really fun things
Speaker 5: and go traveling and whatnot, but then you also think about, Okay,
Speaker 5: that money could be allocated to you know, family, you
Speaker 5: might need it more or back into your future to
Speaker 5: give yourself that financial backing. So the guilt that I
Speaker 5: feel whenever I do spend money on, Like I spent
Speaker 5: like one hundred dollars in a night out the other week,
Speaker 5: and yeah, I just respiraling just thinking about how much
Speaker 5: money that I kind of just blew like that.
Speaker 2: So, how are you working through that?
Speaker 3: Because I feel like that's a really big piece of
Speaker 3: the puzzle for a lot of people in your situation,
Speaker 3: because you know, I understand the guilt. I totally get it,
Speaker 3: especially when it's so I mean, every single one of
Speaker 3: us has that on us though, like you know, there
Speaker 3: is always quote a better thing to spend it on.
Speaker 3: Does it mean you shouldn't spend it? Absolutely not. But
Speaker 3: I would love to know are you working through that?
Speaker 3: Is that something that you're like, oh, like I haven't
Speaker 3: really addressed it. I mean, you're working in psych you're
Speaker 3: doing your master's. Is this something you've spoken to someone about, Like,
Speaker 3: I feel like this is a really big thing that
Speaker 3: we need to talk about more in our community.
Speaker 5: That's a really good question. And I try to remind
Speaker 5: myself that it is okay. And I think even the
Speaker 5: decision to kind of so I moved from my home states.
Speaker 5: So I used to live in Victoria and I moved
Speaker 5: to like Brisbane to kind of challenge the idea that
Speaker 5: I always have to take the route that is going
Speaker 5: to be like the cheapest or I'm going to like
Speaker 5: save the most money, and that I could you know. Yeah,
Speaker 5: So I've kind of taken actions that will force me
Speaker 5: to spend more money but allow me to kind of
Speaker 5: grow in other ways and see that I guess the
Speaker 5: benefit of spending money in certain situations, like for example,
Speaker 5: on that night out, Yes it wasn't productive, but I
Speaker 5: really had a really good time and it set me
Speaker 5: up for like a good week. So trying to reframe
Speaker 5: things like that, but it's definitely easier so than done.
Speaker 2: Oh one hundred percent. I totally get it.
Speaker 3: And I mean it all goes back to you being
Speaker 3: able to be your best self, because when you're your
Speaker 3: best self, you can fill other people's cups in the
Speaker 3: best possible way. And if you feel really constricted, that
Speaker 3: ultimately is going to lead to some form of burnout
Speaker 3: or tiresome or you might feel some level of, you know,
Speaker 3: being overwhelmed with the responsibility that's on you. So I
Speaker 3: think we need to find a happy balance. But I
Speaker 3: do think it's quite normal to want to talk about
Speaker 3: it as well.
Speaker 2: And go oh, I feel so guilty.
Speaker 3: But also you shouldn't, my love, like you are doing
Speaker 3: the best that you possibly can. In fact, you're doing
Speaker 3: way more than most of us. So always always look
Speaker 3: back at that money dire. If we forced you to
Speaker 3: give yourself a money grade, what would you rate your
Speaker 3: money habits?
Speaker 5: I would probably give myself an A. You know, I
Speaker 5: think I've developed some good money habits over my life. Yeah,
Speaker 5: there's some like skills and goals that I need to
Speaker 5: work towards, but I think I've done okay.
Speaker 2: I would not agree more, my love.
Speaker 3: All right, let's go to a quick break, and right
Speaker 3: after the break, I want to dive a little bit
Speaker 3: more into your money story.
Speaker 2: Don't go anywhere.
Speaker 4: Welcome back to She's on the money and money Diaris.
Speaker 4: I want to start by adding a little bit of
Speaker 4: additional context, if that's okay. You mentioned in your letter
Speaker 4: obviously there's a really severe economic crisis going on right
Speaker 4: now in your home country of Sri Lanka. For anyone
Speaker 4: who's not familiar or hasn't been kind of keeping up
Speaker 4: with that, can you just give us a really i guess,
Speaker 4: high level summary of what's going on and how that
Speaker 4: has kind of then impacted your family and what you
Speaker 4: guys have been going through.
Speaker 5: Absolutely, So Sri Lanka is basically going through their worst
Speaker 5: financial crisis, so they declared bankruptcy. And what's kind of
Speaker 5: happening is people are struggling to get access to essential goods.
Speaker 5: They're like food, fuel, and medicines. People are experiencing daily
Speaker 5: power cuts for like twelve to thirteen hours because of
Speaker 5: resource shortages. I remember a couple of weeks ago, I
Speaker 5: was trying to speak to my granddad but he could
Speaker 5: only spare like a few minutes because he had to
Speaker 5: reserve like his phone battery in case, like there was
Speaker 5: an actual emergency or he had to use it for
Speaker 5: other reasons. So, yeah, it's incredibly sad to see, you know,
Speaker 5: especially so many kids that are at school trying to
Speaker 5: learn and they can't because they're like paper shortages, power cuts,
Speaker 5: and they obviously really do want to learn a lot
Speaker 5: of them. The inflation rate is at seventy percent I
Speaker 5: think that was in September, which is crazy to even fathom.
Speaker 5: And the andy has also like plummeted, worsening the financial
Speaker 5: situation of many families, including myself because obviously my dad
Speaker 5: still lives there, Most of my family on my mom's
Speaker 5: side still lives there, and so yeah, it's just looking
Speaker 5: pretty grim in terms of how they're gonna come back
Speaker 5: from that, and especially because businesses can't really operate when
Speaker 5: there are these power cuts and there are these shortages,
Speaker 5: and people aren't getting the right nutrition or their basic
Speaker 5: needs aren't being met. So yeah, a lot of people
Speaker 5: are definitely negatively affected by this, and I don't really
Speaker 5: know what the solution would be.
Speaker 4: It's absolutely awful, and I think we definitely, I absolutely
Speaker 4: am guilty of forgetting how privileged we are here. You know,
Speaker 4: we've been talking about our rates rises and you know,
Speaker 4: inflation here and we're like, oh my gosh, it's so bad,
Speaker 4: and then you look to somewhere actual anker and you're like,
Speaker 4: it's seventy percent. Like how can anybody even afford to
Speaker 4: be a love, let alone to do anything or enjoy
Speaker 4: their life on any level? You know, you said before
Speaker 4: that it's really tricky obviously with everything going on, getting
Speaker 4: your dad and the rest of your family back over here.
Speaker 4: How has that I guess kind of impacted the choices
Speaker 4: that you have made and that your sister have made,
Speaker 4: because you've said the investment that they ultimately made within
Speaker 4: you guys and in your education, And that's a big
Speaker 4: way to carry on your shoulders to know that the
Speaker 4: future of your families, I guess kind of resting on you.
Speaker 4: And then overlaid over the top of that, there's obviously
Speaker 4: all of the anxiety you must be feeling around their
Speaker 4: safety and their well being and can they access food
Speaker 4: and water and things that no one should ever have
Speaker 4: to worry about. Has that shaped the choices that you
Speaker 4: have made for yourself in terms of your career and
Speaker 4: the opportunities that you're trying to seek out.
Speaker 5: Definitely, I think I don't know if the christ has
Speaker 5: happened like earlier, I don't know if I would have
Speaker 5: even moved into States, So yeah, I think that would
Speaker 5: have really impacted my decisions and changed my priority just
Speaker 5: because it was more expensive and my money could have
Speaker 5: been put to better use, I guess. So yeah, In
Speaker 5: terms of now, it's me just trying to make sure
Speaker 5: that I can finish my education as soon as possible
Speaker 5: and look for full time work and not really taking
Speaker 5: a break. I suppose I wonder when and if I
Speaker 5: will burn out at some point, which is yeah, but
Speaker 5: just trying to finish things as soon as possible and
Speaker 5: not really you know, it's filling my day with either
Speaker 5: work or UNI and just working like seven days a week,
Speaker 5: trying to do everything so it doesn't take me extra
Speaker 5: time that I don't really have because obviously my parents
Speaker 5: are getting older as well, and like my granddad as well,
Speaker 5: like trying to figure out how we can look after everyone.
Speaker 5: So it's it's very much that like collectivist culture as well,
Speaker 5: where you don't really think about yourself and you have
Speaker 5: to think about the whole family unit and what that
Speaker 5: looks like. So I hope that kind of.
Speaker 4: Is that's a big sacrifice from you to give up
Speaker 4: not your use. That sounds very dramatic, but you know,
Speaker 4: to give up things that you want to do. You
Speaker 4: said you want to travel and you want to live
Speaker 4: your care free life. To give that up and go, oh, like,
Speaker 4: I probably am going to burn out and I'm just
Speaker 4: going to have to deal with that when that comes.
Speaker 4: That's a lot for you to take on and for
Speaker 4: your sister as well to take on. I can't imagine
Speaker 4: how hard it is, but it's very impressive that you
Speaker 4: guys are doing everything that you can and that you
Speaker 4: still seem so positive and so happy, and yeah, I
Speaker 4: just can't imagine being in that situation.
Speaker 3: It's a lot you kind of want to articulate it
Speaker 3: as that's a really big burden to carry. But I
Speaker 3: would never want people to feel like their parents or
Speaker 3: their family is a burden. But you know what I'm
Speaker 3: getting to, like, it's kind of like it's this weight
Speaker 3: that you carry, but it's like obviously a choice as well,
Speaker 3: Like there's an element of this isn't a choice, but
Speaker 3: also it's a total choice. And I just think that
Speaker 3: that's really beautiful that you, I guess, lean into that
Speaker 3: and you clearly are so on that train of like
Speaker 3: I want to help my family, I want them to
Speaker 3: be in this position. I just I really admire that.
Speaker 3: I have a lot of respect for it and anyone
Speaker 3: else who's going through that circumstance. It's just so damn impressive.
Speaker 2: Yeah, thanks, just out of curiosity.
Speaker 4: When do you graduate.
Speaker 5: I'll graduate at the end of next year, so I've
Speaker 5: finished my masters.
Speaker 3: That is very exciting. Tell me about what type of
Speaker 3: job you want after your masters. Obviously there's like, what
Speaker 3: is there seven streams of psychology? Which one are you
Speaker 3: going into?
Speaker 2: My love?
Speaker 5: So I'm in the edend of education and developmental stream
Speaker 5: at the moment, I don't know. I'll be doing X
Speaker 5: and ships next year, so I think i'll get a
Speaker 5: better idea of what I'm actually into. I don't think
Speaker 5: it will be private practice. I feel more community based work.
Speaker 5: But honestly, yeah, I have no idea. I thought i'd
Speaker 5: figure it out.
Speaker 3: You have heaps of time and thankfully studying psychology. There
Speaker 3: are so many different options. I think I've spoken about
Speaker 3: it on the podcast. I thought I was going to
Speaker 3: be a counseling psychologist, and then I ended up going
Speaker 3: into organizational psychology, which I.
Speaker 2: Didn't even know existed.
Speaker 3: Before I started psychology, I was like, what do you
Speaker 3: mean the science of people at work?
Speaker 2: That's not a thing.
Speaker 3: So there are just so many different ways to use
Speaker 3: a psych degree. And look at me now, I'm not
Speaker 3: even in psychology, but I use it literally every single day.
Speaker 3: So there will be something, I promise, And I can't
Speaker 3: wait for you to find something that you love and
Speaker 3: that you adore and that you feel like you have
Speaker 3: a really big impact in because I think that most
Speaker 3: people who do psych they do it because they want
Speaker 3: to fix things and they want to, you know, have
Speaker 3: an impact in this world, and it just is another
Speaker 3: testament to how much.
Speaker 2: Of a special human you are.
Speaker 3: So thank you for joining us Money Diarist, Thank you
Speaker 3: for having me on.
Speaker 2: Oh my gosh.
Speaker 4: Of course, before we let you go, I'm sure that
Speaker 4: there will be a lot of people listening to this
Speaker 4: episode who might be hearing about the economic crisis for
Speaker 4: the first time and might be wondering what they can
Speaker 4: do to help. Are there any resources or charities or
Speaker 4: anything that you could recommend people look into if they
Speaker 4: are wanting to help out.
Speaker 5: Yeah, there's a few different fundraisers, and also I know
Speaker 5: of a lot of local artists that have been creating
Speaker 5: some like merch and the proceeds go to people in
Speaker 5: Sri Lanka. So I could potentially actually send you guys
Speaker 5: some links to thing.
Speaker 2: Yeah, that would be great. We'll put them in the
Speaker 2: show notes.
Speaker 5: Yeah, that'd be good. That'd be awesome.
Speaker 3: Yeah, that'd be so great. So Sense of Links will
Speaker 3: make sure that they're in their show notes. So if
Speaker 3: anyone wants to give a helping hand or even just
Speaker 3: do some more research and become more educated on this.
Speaker 3: There will be a few links in the show notes,
Speaker 3: so definitely check them out. But with that, I think
Speaker 3: that is a beautiful place to leave it. Money Dirist,
Speaker 3: thank you for joining us, and as always jessic Ricci,
Speaker 3: it has been a pleasure doing another money diary with you.
Speaker 2: See you guys on Wednesday, See you then.
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