Speaker 1: Hello, my name's Santasha Nabananga Bamblet. I'm a proud yr
Speaker 1: the Order Kerni Whoalbury and a waddery woman. And before
Speaker 1: we get started on She's on the Money podcast, I
Speaker 1: would like to acknowledge the traditional custodians of the land
Speaker 1: of which this podcast is recorded on a wondery country,
Speaker 1: acknowledging the elders, the ancestors and the next generation coming
Speaker 1: through as this podcast is about connecting, empowering, knowledge sharing
Speaker 1: and the storytelling of you to make a difference for
Speaker 1: today and lasting impact for tomorrow.
Speaker 2: Let's get into it.
Speaker 3: She's on the Money, She's on the Money.
Speaker 2: Hello, and welcome to She's the Money, the podcast the
Speaker 2: millennials who want financial freedom. Welcome back to another one
Speaker 2: of our money daries where I get the absolute pleasure
Speaker 2: of sitting down with one of our She's on the
Speaker 2: Money community members to talk all about their journey. Let's
Speaker 2: jump straight into it, because this week I got a
Speaker 2: message and it sounded like this, Hi V. I have
Speaker 2: a pretty unique career in a male dominated industry and
Speaker 2: live an island life in a very remote part of Australia.
Speaker 2: I have a lot to say about the inflated cost
Speaker 2: of living due to my location. But I've worked my
Speaker 2: way up and negotiated a forty thousand dollars pay rise
Speaker 2: in the last six months. I'd love to share my
Speaker 2: less than average lifestyle with the community. Same. Welcome to
Speaker 2: the show.
Speaker 4: Haha, thank you so much for having me while you
Speaker 4: make my life sound pretty interesting.
Speaker 2: You wrote that. Oh no, Analisa, our producer, wrote that,
Speaker 2: So I told you she was a good egg. Before
Speaker 2: we were recording, I was talking about how great she is.
Speaker 2: But that is it, though, Like, where is the lie,
Speaker 2: my friend?
Speaker 4: Yeah, it's true. That is my life at the moment.
Speaker 2: I'm so excited to learn more about it before we
Speaker 2: get there. Could you give us a little bit of
Speaker 2: an idea. What grade would you give your money habits
Speaker 2: from A three to F if I asked you to
Speaker 2: grade them?
Speaker 4: Yeah, so I was thinking a B plus I think
Speaker 4: with some of your money habits at the moment.
Speaker 2: Well, let's learn more about it. You said you have
Speaker 2: an island life in a very remote part of Australia,
Speaker 2: and I want to know more about your money story.
Speaker 2: So tell me where you come from and now why
Speaker 2: you're on an island.
Speaker 4: Yeah. So I live in a really remote island in
Speaker 4: the north of Australia, which is about as north as
Speaker 4: you can get. Actually, it is a beautiful lifestyle, you know.
Speaker 4: It's a very slow lifestyle, and I've managed to fall
Speaker 4: into a career up here that I never thought i'd
Speaker 4: fall into. But it's going very well and I'm really
Speaker 4: enjoying it and feeling very blessed to have this job.
Speaker 4: So yeah, island life is absolutely incredible, but it doesn't
Speaker 4: come without its difficulties. You know. Cost of living up
Speaker 4: here is definitely felt a little bit more just because
Speaker 4: we're so remote and things are shipped in from very
Speaker 4: far away.
Speaker 2: How did you grow up around money.
Speaker 4: I was raised in a single parent family, so there
Speaker 4: was definitely never a lot of money while I was
Speaker 4: growing up. But in saying that, my mum is incredible.
Speaker 4: She's always managed to provide everything that myself and my
Speaker 4: brother needed, so I definitely learned a lot of my
Speaker 4: money habits from her. She was a great saver and
Speaker 4: instilled those beliefs around money and me and my brother.
Speaker 4: So after school, I went to university and I lived
Speaker 4: the university life, which is never a very wealthy life.
Speaker 4: I was living out a home in Melbourne and working
Speaker 4: to support myself through that, and after graduating UNI, I
Speaker 4: kind of thought, well, an office job isn't for me,
Speaker 4: So I led Melbourne and I came to Queensland and
Speaker 4: I've been working on boats ever since.
Speaker 2: On boats. That's interesting. I love this. So tell me
Speaker 2: a bit more about the decision to go. You know,
Speaker 2: I don't want to live an office job. I want
Speaker 2: something else going you know, what is for me a boat?
Speaker 2: Like how did you go from you know, making that decision,
Speaker 2: from being in UNI, which is relatively structured, let's be honest,
Speaker 2: to having obviously a much quieter life, but also working
Speaker 2: in that space.
Speaker 4: Yeah. So I was actually working hospitality when I was
Speaker 4: in university, and when it came towards my graduation, I
Speaker 4: was like, you know, I didn't see myself growing straight
Speaker 4: to an office role. So I was thought, well, I'm
Speaker 4: going to go work in a hospitality venue somewhere a
Speaker 4: bit more tropical. So I actually applied for a job
Speaker 4: on Hamilton Island and I was unsuccessful getting that job,
Speaker 4: and I was like, well, actually, maybe hospitality isn't for me.
Speaker 4: So I started applying for some sail boat jobs in
Speaker 4: the with Sundays. They hired me. So I started off
Speaker 4: as a hostess on one of the tourism boats up there.
Speaker 2: Oh very cool.
Speaker 4: Yeah, there was about five years ago now and so
Speaker 4: it's just progressed from that.
Speaker 2: So tell me a bit more. I need to know
Speaker 2: what do you do for work? How much money do
Speaker 2: you actually earn?
Speaker 4: So I work in marine pilotice. Oh yeah, bit of
Speaker 4: an unusual job. I at the moment am earning just
Speaker 4: over one hundred k year. Yeah. We drive boats and
Speaker 4: we go out to the middle of a shipping channel
Speaker 4: where we run into the side of a big ship
Speaker 4: that's still moving.
Speaker 2: We run into the side of a big ship moving, Yeah, exactly.
Speaker 4: We kind of just smash into the side. If there's
Speaker 4: a bit of a bang, it's all right. And then
Speaker 4: we put a very experienced mariner onto that ship so
Speaker 4: he can navigate it through the reef.
Speaker 2: I've heard of this. They're good pilots, but they've never
Speaker 2: been through that territory and you need someone who's like
Speaker 2: really familiar with it to like just get on for
Speaker 2: a short period of time navigate through that and then
Speaker 2: they get off right. Yeah, yeah, that is cool. So
Speaker 2: how did you fall into that. I mean, it's a
Speaker 2: bit of a jump to go from a hostess on
Speaker 2: a boat to being in marine pilotage. Like, what's the
Speaker 2: segue there, my friend.
Speaker 4: Yeah, it was quite random how it happened. I moved
Speaker 4: to the island where I'm living now, and I met
Speaker 4: up with a friend that I'd known previously from the
Speaker 4: marine industry, and she was working for this company already,
Speaker 4: and so she got me a job. And I started
Speaker 4: out as a casual decand that was almost two years
Speaker 4: ago now, and now I'm the assistant manager two years later.
Speaker 2: No, you're not, I am. That is so cool. Congrats.
Speaker 2: Tell me a bit more about island life though. I
Speaker 2: want to segue back to this because living remote full
Speaker 2: stop is expensive, but then I feel like it might
Speaker 2: be super expensive living remote, but then also on an island.
Speaker 2: So can you tell me a bit about I guess
Speaker 2: your living situation. How do you rent and pay for
Speaker 2: housing or do you pay for housing? And you know
Speaker 2: what's food like because I'm assuming you can't get any roots.
Speaker 4: There's definitely no overeats. So that does help with my savings. Yeah,
Speaker 4: so living on an island, it is very expensive. I
Speaker 4: do want to say that you know, in my situation
Speaker 4: with my work, I am very privileged because I do
Speaker 4: have some things provided with my job. Food is probably
Speaker 4: the biggest expense that I see. To be fair, I'm
Speaker 4: probably a little bit of out of touch with mainland prices.
Speaker 4: I mean, I understand that prices have gone up all
Speaker 4: over Australia, but yeah, you know, living up here, for instance,
Speaker 4: we're paying two dollars eighty five for a liter of fuel.
Speaker 4: I went to a supermarket the other day and I
Speaker 4: paid three dollars fifty for a tin of chopped tomatoes.
Speaker 2: No, you didn't.
Speaker 4: It's quite ridiculous.
Speaker 2: That's like ninety nine cents. It colds for me.
Speaker 4: Sorry, it's ridiculous. But everything that comes to the island
Speaker 4: is brought up on a barge, so that just adds
Speaker 4: a huge freight cost to all the products that are
Speaker 4: brought to the island.
Speaker 2: Yeah, it would.
Speaker 4: And also sometimes those products are just not available. Quality offecially,
Speaker 4: fruit and vegetables can be quite low sometimes. I think
Speaker 4: I paid ten dollars the other day for a very
Speaker 4: average bunch of silver.
Speaker 2: Beat of silver beat. Yeah, that's not even like an expensive,
Speaker 2: exciting vegetable. That's silver beat.
Speaker 4: I know, but you still have to get your greens.
Speaker 2: Oh I'm not disagreeing, Like, I actually really love a
Speaker 2: bit of silver beat. I grew up on a farm,
Speaker 2: and I feel like that stuff grows like wee there,
Speaker 2: but paying ten bucks for it would give me the inck.
Speaker 4: Yeah. Probably my largest expense is my grocery bill. Yeah
Speaker 4: at the moment, Like I said, I am very lucky
Speaker 4: in my job that things are provided for me. For instance,
Speaker 4: I have a work car, so I don't have to
Speaker 4: pay for my own car or fuel. Oh very nice,
Speaker 4: And I understand that everybody on the island is not
Speaker 4: privileged to that like we are.
Speaker 2: Yeah.
Speaker 4: My rent is also subsidized by work, so I think
Speaker 4: work subsidizes it by about three hundred dollars a week
Speaker 4: and I still end up paying one seventy a week.
Speaker 2: Okay, that's pretty good because that would be expensive rent otherwise.
Speaker 4: Yeah, it's really lucky to live on the island without
Speaker 4: rent supplied by your work. It would be almost impossible
Speaker 4: just because there is no accommodation available.
Speaker 1: Yeah.
Speaker 2: Wow.
Speaker 4: Work also covers most of my bills, so they pay
Speaker 4: for my gas and my water and my internet and
Speaker 4: the only bill I have to pay for myself is
Speaker 4: my electricity.
Speaker 2: This is becoming very appealing. Like I wasn't so sold
Speaker 2: on remote work, but now you're like, all of this
Speaker 2: stuff is covered. Also, I'm earning just over one hundred
Speaker 2: thousand dollars per year. Does that put you in a
Speaker 2: very attractive savings position?
Speaker 4: It does. I had never earned money like this before
Speaker 4: falling into this role. So I have hit some pretty
Speaker 4: incredible saving goals this year.
Speaker 2: Well, let's talk about them. What are your big money goals?
Speaker 4: Ah, My biggest money goal this year is to buy property.
Speaker 4: So I'm just going through the process at the moment
Speaker 4: of preapproval.
Speaker 2: Oh yeah, so.
Speaker 4: Looking to purchase an investment property, hopefully in the next
Speaker 4: month or two.
Speaker 2: Oh that's so exciting. That so soon? And so have
Speaker 2: you got your deposit together in all of the balls
Speaker 2: in the right places.
Speaker 4: Yes, I have my deposit ready. I have gone through
Speaker 4: this process once before. But also living on the island,
Speaker 4: it makes it very difficult to view properties. Of course,
Speaker 4: it has slowed me down a little bit in my
Speaker 4: search for properties, but I think I've reached the point
Speaker 4: where I may just have to purchase without viewing the
Speaker 4: property first.
Speaker 2: Yeah, right, are you purchasing remotely or are you purchasing
Speaker 2: back like we're your mummy, or like what's the plan
Speaker 2: with location for this property purchase?
Speaker 4: At the moment, I'm looking at Cans in Far North Queensland.
Speaker 2: And is that because you want to live there at
Speaker 2: some point or is this a good investment opportunity or
Speaker 2: what does that look like for me?
Speaker 4: I think it is a place where you can buy
Speaker 4: a good investment opportunity. Also, if things were to fall
Speaker 4: through with renting it out and I did have to
Speaker 4: move there, I would have access to employment. Yeah, and
Speaker 4: I have lived there previously, so it's a place that's
Speaker 4: just familiar to me.
Speaker 2: Yeah. Great, Cans is gorgeous as well, so like I
Speaker 2: would not be mad if I had to go and
Speaker 2: live there, Like, oh no, I have to live in
Speaker 2: Far North Queensland. How bad is that?
Speaker 4: I know it's tropical paradise there minus the crocodiles.
Speaker 2: It is so beautiful all right, So property purchase, what
Speaker 2: are your other big money goals?
Speaker 4: I don't have too many what I would call short
Speaker 4: term money goals at the moment. I think once I
Speaker 4: take off buying a property, then I'll start to look.
Speaker 4: But yeah, for long term. You know, I'm not a
Speaker 4: person who particularly wants to work a full time job
Speaker 4: for the next thirty years forty years fair, So I
Speaker 4: would really like to find myself in a position down
Speaker 4: the track where I can work less.
Speaker 1: You know.
Speaker 4: If that looks like paying off property so that I
Speaker 4: don't owe anything on it as quick as possible, you know,
Speaker 4: those are probably my goals down the track.
Speaker 2: I love that. What does not working full time look
Speaker 2: like to you? Is it just vibing out during the day, Like,
Speaker 2: how many days a week are we talking that you
Speaker 2: would actually work? Like, give me an idea of what
Speaker 2: this goal lifestyle looks like.
Speaker 4: So I think my perfect rosstar would be four days
Speaker 4: a week or three days a week. You know, I
Speaker 4: have a lot of things that I would like to
Speaker 4: do on the side, and maybe that could also include
Speaker 4: my own business as well.
Speaker 2: Fun.
Speaker 4: Yeah, I don't know what my own business would be,
Speaker 4: but I would really like to be able to support
Speaker 4: myself and work for myself. I think that's probably my
Speaker 4: ultimate goal.
Speaker 2: I love it. It is a lot of stress, but
Speaker 2: it is definitely worth it. All right, let's go to
Speaker 2: a really quick break, because on the flip side, I
Speaker 2: want to ask you. I guess about investments, about debt
Speaker 2: and your best and worst money habits. So guys, don't
Speaker 2: go anywhere, all right, money dirist. We are back and
Speaker 2: you are living an island life in a very remote
Speaker 2: part of Australia, which now you're telling me about it,
Speaker 2: I'm kind of envious of. Like I just look at
Speaker 2: it and go, oh my gosh, what on earth this
Speaker 2: is so far from what my reality is. What do
Speaker 2: your days off look like? If you're stuck on a
Speaker 2: very remote island, what do you get up to?
Speaker 4: Well, the only thing you can do on an island
Speaker 4: is go on a boat.
Speaker 2: That's okay. You like boats, I've heard I.
Speaker 4: Do like boats, even on my days off. I drive them.
Speaker 4: So we will go around the islands, go bakeboarding, to
Speaker 4: slay on the beach, go through a bit of a snorkel,
Speaker 4: try and get away from the crocodiles is my ultimate goal.
Speaker 2: Yeah, yeah, no, thank you.
Speaker 4: But to be fair, I actually don't have a whole
Speaker 4: lot of spare time because I do work two jobs.
Speaker 2: Two jobs.
Speaker 4: Yes, I do work a second job, so I often
Speaker 4: use my days off and also my annually to fit
Speaker 4: my second job in.
Speaker 2: Tell me more what is this second job. You didn't
Speaker 2: mention that when I said what do you do for
Speaker 2: work and how much money do you earn?
Speaker 4: I work for a not for profit in the environmental sector.
Speaker 2: Oh my gosh, how did you forget that?
Speaker 4: It is just a casual job and the hours are
Speaker 4: very varying. Some weeks I may not work at all,
Speaker 4: and then others will do thirty hours a week. So
Speaker 4: that job looks like a lot of computer time as well.
Speaker 4: But I also do get to go out into the
Speaker 4: field quite often and work with traditional owners and rangers
Speaker 4: on country.
Speaker 2: Oh my gosh, gorgeous.
Speaker 4: Yeah, so I work on different islands and back on
Speaker 4: the mainland doing that as well.
Speaker 2: So what kind of income are you earning from that
Speaker 2: in addition to your one hundred grand in your job
Speaker 2: in marine pilotage.
Speaker 4: So that is a casual job, so I'm paid on
Speaker 4: an hourly basis. As I mentioned, it's very sporadic the
Speaker 4: hours last tax here. I think I earn an extra
Speaker 4: twelve grand with that, and I'm probably earn about the
Speaker 4: same this year.
Speaker 2: Yeah, that honestly is so cool. And the fact that
Speaker 2: you get to, I guess, connect so much with the land.
Speaker 2: I'm assuming you're learning a lot as you, you know,
Speaker 2: do the work that you do. I feel like that's
Speaker 2: a dream. That is very very cool. So tell me
Speaker 2: now about investment. Do you have any investments? If so,
Speaker 2: what are they? If you don't, do you have a plan.
Speaker 4: So I've been doing a little bit of listening to
Speaker 4: Shoes on the Money.
Speaker 2: Oh my gosh, great idea. Can't recommend it more highly.
Speaker 4: I also have a Raise account, which I've had for
Speaker 4: about three years. Yeah, and with downloading and joining up
Speaker 4: with Chasi's, I now have started a plan to let
Speaker 4: my raise get up to five hundred dollars, and once
Speaker 4: it reaches five hundred dollars, I'm withdrawing that and putting
Speaker 4: into my Chazia's account.
Speaker 2: Oh I love this idea. And I don't mean to
Speaker 2: buddy in and tell you how to suck eggs. That's
Speaker 2: not what I'm doing. But did you know that Chaz's
Speaker 2: has just introduced roundups, so you could like do that
Speaker 2: inside Chaz's and not change from one investment platform, sell
Speaker 2: down an asset that might decrease in value, and then
Speaker 2: transfer it to another one.
Speaker 4: I did not know that, and this is why I listened.
Speaker 2: Well, there you go hot tips. Love the strategy. Obviously,
Speaker 2: if we're exposing our money to the share market for
Speaker 2: a short period of time, there could be some volatility,
Speaker 2: and so that might be another way to protect yourself.
Speaker 2: But I'll let you look into that and make your
Speaker 2: own decision. It's just a little idea, my friend.
Speaker 4: That's perfect take out the middleman.
Speaker 2: Yeah, but I mean it's a genius idea though, Like,
Speaker 2: have you found that having roundups has meant that there's
Speaker 2: just like money there that you're like, wow, I really
Speaker 2: didn't feel like that came out, or wow, that hit
Speaker 2: five hundred dollars way quicker than I thought it might.
Speaker 4: Yeah, I don't notice the money going out of my
Speaker 4: account at all. I've had it for so long that
Speaker 4: it's just been a part of my account and budgeting
Speaker 4: all the time. I really enjoy the roundup.
Speaker 2: I do too. It's what I do because I like
Speaker 2: to think of myself as a relatively lazy investment. Like
Speaker 2: I've just like direct debited everything else, so that happens,
Speaker 2: and then I've got my roundups, and sometimes I log in,
Speaker 2: I'm like, oh, look at me, that's so nice, Like
Speaker 2: I did all this work, but I didn't. That's my favorite.
Speaker 2: I want to know next, do you have any debts?
Speaker 2: If so, what are they? If not, can I know
Speaker 2: a little bit more pervy detail about the debt that
Speaker 2: you might take on for this property purchase You're about.
Speaker 4: To make sure? Well, the only debt I have is
Speaker 4: my hextet. I am feeling quite disheartened at the moment
Speaker 4: about how large my hextet is. It's up to about
Speaker 4: fifty five thousand dollars.
Speaker 2: Yeah, fair, I would feel stressed, But at the same
Speaker 2: time it makes sense.
Speaker 4: I think going through university and even high school, hextet
Speaker 4: was always kind of sold to me as an interest
Speaker 4: free loan, which in the last year particularly, is certainly
Speaker 4: not I think my hex set was raised by about
Speaker 4: four thousand dollars last financial year. That is my only debt.
Speaker 4: I do also have a credit card, but I pretty
Speaker 4: much just use it for points on larger purchases and
Speaker 4: then pay it off immediately. With the property that I'm
Speaker 4: looking to buy, Cans is still quite reasonably priced, so
Speaker 4: I'm looking at apartments in about two hundred thousand dollars range. Yeah, cool,
Speaker 4: of which I have quite a large deposit to put
Speaker 4: towards whether I use all of my money as a
Speaker 4: deposit or not. That has a rental return on it
Speaker 4: of about between three hundred and three hundred and fifty
Speaker 4: dollars a week.
Speaker 2: That's pretty good. And when you look at that and
Speaker 2: go all right, well, you know it's a two hundred
Speaker 2: thousand dollars apartment, I can get good rental yield. Would
Speaker 2: you look at putting less of a deposit down and
Speaker 2: potentially putting money into like an offset account? Is that
Speaker 2: something that you've spoken to your broker about. I guess
Speaker 2: structuring to make sure it works really well for you.
Speaker 4: Yeah, that is something that I have spoken to my
Speaker 4: broker about, and I will be putting it in an
Speaker 4: offset account.
Speaker 2: Love, we're all on the same page. I love that.
Speaker 2: Tell me, now, what do you think your best money
Speaker 2: habit is.
Speaker 4: I think I am a really good saver.
Speaker 2: I know you're a really good saver.
Speaker 4: Yeah, which I will also discuss seeing my worst money habits.
Speaker 4: But yeah, I think I'm a really good saver. I
Speaker 4: was thinking about this. I also purchase a lot of
Speaker 4: my clothes, furniture, you know, most things secondhand. My main
Speaker 4: priority behind doing that is probably because it's the most
Speaker 4: sustainable option, but it's also led me to like be
Speaker 4: able to save a lot more money by doing that.
Speaker 2: How does that work if you're remote? Like, is it
Speaker 2: still easy to I guess, get access to that market.
Speaker 2: You could say, like, I feel like you would have
Speaker 2: less options.
Speaker 4: Yeah. So living up here, everything in my house is
Speaker 4: actually provided by work, so I don't need to go
Speaker 4: out and buy furniture plates, that kind of stuff. When
Speaker 4: it comes to clothes, I am a big sucker for Deepop.
Speaker 1: Oh.
Speaker 2: I love Deepop same.
Speaker 4: I love to be able to support people as well
Speaker 4: and selling the clothes that they no longer use rather
Speaker 4: than bigger companies.
Speaker 2: It's genius. I love it. I feel like I checked
Speaker 2: Deepop before I make any purchase nowadays as well, because
Speaker 2: I'm like, oh that's cute. Someone might have put it
Speaker 2: on Deepop and half the time they.
Speaker 4: Have exactly yeah. And that's quite easy. To get things
Speaker 4: sent up in the mail. It does take about three
Speaker 4: weeks to arrive. There's no instant gratification.
Speaker 2: Oh I would suck up there. I would forget that
Speaker 2: I'd ordered things and then they'd turn up and be
Speaker 2: like oh yeah, yeah.
Speaker 4: I do end up at the post office quite a
Speaker 4: lot off.
Speaker 2: Here, and segueing from that, what do you think your
Speaker 2: worst money habit is?
Speaker 1: So?
Speaker 4: Yeah, as I mentioned, I think I quite a good saver.
Speaker 4: I think my attitude towards money has shifted quite a
Speaker 4: lot lately, So I think my worst money habits are
Speaker 4: based on decisions that I had made previously. I'm feeling
Speaker 4: quite annoyed that I haven't prioritized investment earlier on in
Speaker 4: my life, whether that investment looked like contributing extra to
Speaker 4: my super or buying a property sooner, or also making
Speaker 4: voluntary payments on my I feel annoyed because I did
Speaker 4: have the ability to do that sooner and I haven't.
Speaker 2: But you didn't have the tools and resources and knowledge
Speaker 2: that you did. Now, you can't be too harsh on yourself.
Speaker 2: I feel like so many times we look back and go, oh,
Speaker 2: my god, I would be so good if I X
Speaker 2: Y Z. Well, you know what, I'd be so good
Speaker 2: if I started investing the day I was born. But
Speaker 2: I didn't, did.
Speaker 4: I You're right, it is a terrible game to play,
Speaker 4: the hindsight game. I think. Also one of my worst
Speaker 4: money habits is I have always been a good saver.
Speaker 4: As I mentioned, but typically before I moved up here,
Speaker 4: that savings was always put towards travel. Yeah, so I would,
Speaker 4: you know, get enough in my bank account to go traveling,
Speaker 4: go traveling, deplete it and then come back and start
Speaker 4: from scratch. Yeah okay, And so that is what I'm
Speaker 4: trying to resist the urge to do these days. I'm
Speaker 4: a little bit more grown up now, So if I
Speaker 4: can just resist that urge to not quit my job
Speaker 4: and go on a trip around the world, that would
Speaker 4: be great.
Speaker 2: I mean, it sounds pretty cool. Like I think you
Speaker 2: could convince me. I think we could all do those things.
Speaker 2: But if that's your worst money, have it. Like you're
Speaker 2: a very interesting person, Like that is very very cool.
Speaker 2: We've talked a lot. I feel like you are absolutely
Speaker 2: killing it and also living your best life at the
Speaker 2: same time, Like marine pilotage sounds slay, Like that sounds
Speaker 2: so cool. But then also getting to work in an
Speaker 2: NFP in the environmental sector like that would nourish you.
Speaker 2: Like I am assuming you're not doing it for the money,
Speaker 2: because you obviously earn a lot in your bigger role,
Speaker 2: but it just sounds like that is so cool. And
Speaker 2: you live on an island and yes, groceries are expensive,
Speaker 2: but everything else kind of is subsidized, so maybe it
Speaker 2: works out a bit. But now that we've talked, what
Speaker 2: do you think it would take to get you from
Speaker 2: a B plus to an A or an A plus?
Speaker 4: Yeah, definitely just needs to prioritize the investing. So if
Speaker 4: I can achieve my money goal of buying a property
Speaker 4: this year, and once that's accomplished, move on to the
Speaker 4: next thing, whether that's property or a different investment, that's
Speaker 4: definitely what I would need to take me to.
Speaker 2: That is so cool. I love that because we know
Speaker 2: what's going to happen, Like you are getting into property,
Speaker 2: and you will be able to leverage that one into
Speaker 2: the next one. Even just knowing that you've got a
Speaker 2: bigger deposit than you need for your first property is
Speaker 2: going to be so constructive. Like, I am obsessed and
Speaker 2: I can't wait to see where you go money, Darist. Unfortunately,
Speaker 2: that is all we have time for today. But I
Speaker 2: have loved getting to know you, getting to know a
Speaker 2: bit about your story. It makes me want to go
Speaker 2: live on an island. I'm not sure my husband or
Speaker 2: my impending baby is going to like that idea, but
Speaker 2: like I'll pitch it to them and see what they say.
Speaker 2: But thank you so much. I think our community is
Speaker 2: going to love this story because it's just so different
Speaker 2: and so pervy. So thank you.
Speaker 4: Yeah, no worries, thank you so much for having me.
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