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Speaker 1: She's on the Money. She's on the Money.

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Speaker 2: Hello, and welcome to She's on the Money, the podcast

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Speaker 2: for millennials who want financial freedom. Welcome back to another

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Speaker 2: one of our Friday Drinks episodes where we get to

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Speaker 2: celebrate the wins from our She's on the Money community.

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Speaker 2: As we all know, there are so many great wins

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Speaker 2: and confessions shed every single week in the She's on

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Speaker 2: the Money Facebook group, and our team spend a very

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Speaker 2: significant part of our week, in all of our days

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Speaker 2: talking about the things that you guys get up to,

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Speaker 2: So it only feels fair to make that conversation public.

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Speaker 2: So to kick off this week's Friday Chat, Tony, what

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Speaker 2: do we get up to? Monday with Money Diries.

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Speaker 3: Our moneyitarist on Monday, was talking to us about how

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Speaker 3: she is recovering from a financially abusive relationship with her

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Speaker 3: mum and how she's kind of come out on the

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Speaker 3: other side. She's got no debt, she's got like a

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Speaker 3: huge juicy emergency fund now and she's doing full service

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Speaker 3: sex work and building herself back up, and she said

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Speaker 3: that she.

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Speaker 4: Was loving what she was doing, which was really really.

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Speaker 2: Cool and really important because it's important to love the

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Speaker 2: jobs that we have exactly like Jess, who obviously loves

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Speaker 2: her job. Jess, what did we do on Wednesday?

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Speaker 5: So Wednesday was a really fun conversation around what happens

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Speaker 5: if you don't want to buy a house, what happens

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Speaker 5: if you decide that you want to rent forever. We've

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Speaker 5: actually had a few dms about this really recently, people

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Speaker 5: saying that they can't afford to buy where they want

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Speaker 5: to live, or you know, they don't want to be

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Speaker 5: tied down to one place for too long and it's

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Speaker 5: such a big financial commitment. So we spoke about you know,

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Speaker 5: what your options are, what that might look like, and

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Speaker 5: also if anyone is interested in renterfesting, we spoke about

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Speaker 5: that on the Property Playbook as well.

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Speaker 2: Yeah, it was actually a very property centric week. I feel,

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Speaker 2: talking all things renting, buying, selling across the Property Playbook

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Speaker 2: and she's on the money. I think I want to

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Speaker 2: go back to talking about shares soon though, Gus.

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Speaker 5: Give me some superannuations.

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Speaker 2: There are changes coming in October to the insurance industry

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Speaker 2: actually that Tony, Jess and I have been talking about

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Speaker 2: and we'll probably do an entire pod on but like, yeah,

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Speaker 2: maybe we should change the conversation away from property, because

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Speaker 2: I'm telling you right now, as much as property is

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Speaker 2: very exciting, do you know what's more sexy? Superannuation?

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Speaker 4: It's true gets me going every time we talk about

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Speaker 4: I'm like, oh, super.

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Speaker 2: Literally the best. But talking about the best, Let's go

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Speaker 2: back to our community and ask Brian what his favorite

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Speaker 2: posts in the She's on the Money community were this week?

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Speaker 6: All right, well, last week we were discussing hard rubbish.

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Speaker 4: Wee it was so good.

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Speaker 7: Red whis that was so good? Hop No, it's a

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Speaker 7: real great read. I recommend it. I'll get to them

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Speaker 7: in a sec, but just quickly. A few money wins. Irene,

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Speaker 7: for the first pay cycle in a long time, didn't

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Speaker 7: transfer money from her savings back to her every account

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Speaker 7: the first time in years. She said, the extra fifty

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Speaker 7: dollars she put into her additional savings, so she is up.

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Speaker 6: Well done, Irene, great job by Rain.

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Speaker 3: It's such an easy thing to do. You're like, oh,

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Speaker 3: just a little bit off the top. I'll pay myself

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Speaker 3: back next week.

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Speaker 6: But I never do, you really never do.

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Speaker 7: Now, this is a pretty big one. It might not

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Speaker 7: seem like a big one, but I reckon this is huge.

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Speaker 7: Ash says, after spending the last four years at home

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Speaker 7: raising my child, I'm this week returning back to work

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Speaker 7: for the first time since giving birth.

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Speaker 2: So exciting. That is so exciting. Congratulations. I wish i'd

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Speaker 2: cottoned on to what you were saying earlier, though, Brian,

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Speaker 2: because I thought you said she had spent four years

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Speaker 2: at home erasing her child, not raising her child. So

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Speaker 2: I had to hear the rest of that comment to

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Speaker 2: really get the contest in order.

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Speaker 6: Well, maybe that's why she's got time to go back

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Speaker 6: to work now. She doesn't have a child. She just

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Speaker 6: rubbed it out. She's incredibly nervous. But good luck, Ash, Oh.

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Speaker 2: My gosh, duck on water. You will be fine, all right.

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Speaker 7: And Laura, here's a great money win, which I'm guessing

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Speaker 7: Jess might have done some work in the background.

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Speaker 6: Laura says, money win.

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Speaker 7: I won the bloody roomba boom. I get to remove

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Speaker 7: that from my want to buy list. It's a money win,

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Speaker 7: but also an energy and time win. I cannot wait

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Speaker 7: for it to arrive.

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Speaker 4: It's so I.

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Speaker 2: Can't tell you, Oh my gosh. Like, as you guys know,

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Speaker 2: I have named mine Jeeves, and now Jeeves has been

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Speaker 2: set up for a significant period of time. He's mapped

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Speaker 2: my whole house, so I can send him to specific locations.

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Speaker 2: But better, I've worked out how to turn him on

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Speaker 2: every morning, so it's like I turned on the vacuum

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Speaker 2: and I've vacuumed the house before i even get out

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Speaker 2: of bed. It's don't tell me I'm not productive in lockdown.

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Speaker 5: It's so fun giving people stuff. Can I just say,

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Speaker 5: Like I was talking to Laura when she won the

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Speaker 5: room bar. She was literally in cold. She sent us

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Speaker 5: a voice memo. She's like, I'm just holding an avocado.

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Speaker 2: It was so funny.

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Speaker 5: But we put up a post this week because it's

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Speaker 5: really fun giving back and we wouldn't have anything without

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Speaker 5: the support of you guys, and we want to put

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Speaker 5: together more really fun giveaways, particularly at a certain time

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Speaker 5: of year when gift giving is very prominent.

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Speaker 2: Now that's about So.

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Speaker 5: If there's anybody that you guys would really love to

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Speaker 5: see us work with, or anybody that would you know,

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Speaker 5: if you would to win a prize from them, would

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Speaker 5: make your day, Please go and comment on that post,

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Speaker 5: because it's comment on that post.

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Speaker 6: I already have someone's John.

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Speaker 2: Requested a Tesla. I would like to request that we

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Speaker 2: partner with Chanelle. I've literally always wanted one of their

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Speaker 2: black jumbo handbags, completely out of my budget, not the point,

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Speaker 2: but if I won one, that'd be all right.

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Speaker 6: It was actually Rhiannon who requested the Tesla. I just

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Speaker 6: supported her recommendation just to.

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Speaker 2: Get requesting the Chanelle. I'm just supporting her in that request.

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Speaker 7: And Emily Jade has requested a date with Ryan John,

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Speaker 7: So good luck to Emily.

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Speaker 5: I said something you wanted.

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Speaker 7: The collective look on all three of your faces have discussed.

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Speaker 6: Can someone just show some sort of support, Like.

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Speaker 2: When someone says they think your brother's hot. I'm assuming

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Speaker 2: that's what that's like. You're like, ooh, why would you

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Speaker 2: know that would know?

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Speaker 7: I'm from a orphanage. All right, let's get to the

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Speaker 7: hard rubbish wins. Now, are you guys on slack by

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Speaker 7: the way, yeah, can you just jump on the shoes

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Speaker 7: on the money slack?

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Speaker 6: All right, jump into the I just posted a photo

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Speaker 6: to us.

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Speaker 2: Yeah, of a whole heap of random chairs.

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Speaker 6: Yes, okay, So how many chairs do you reckonize?

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Speaker 2: Four twelve, sixteen, Oh, probably like thirty seven, thirty eight.

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Speaker 7: Maybe all right, So Jennifer's hard rubbish win. She said,

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Speaker 7: I really love the wooden chair mishmash look. So for

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Speaker 7: our wedding last year, I found all these different chairs

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Speaker 7: on roadside pickups. I drove around for weeks collecting them all,

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Speaker 7: and that's them there. So the total seating cost was

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Speaker 7: just ten dollars because I had to buy a few

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Speaker 7: screws to fix some mobbly ones.

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Speaker 6: But she found all of those chairs and.

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Speaker 2: Chairs.

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Speaker 5: It looks really cute too, very like shabby.

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Speaker 7: Sheet all right, Georgias. Now I both love and hate

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Speaker 7: that this has become a thing. But Georgia said, she's

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Speaker 7: been manifesting a green velvet couch for years and.

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Speaker 2: She's the trick is to be specific.

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Speaker 7: Yeah, and she she finally found this on the side

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Speaker 7: of the road. She brought some new cushions to kind of,

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Speaker 7: you know, clean it up and take care of a

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Speaker 7: few edges and stuff.

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Speaker 6: Seventy dollars total for the whole thing.

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Speaker 7: And if you check out that picture, it's so cool,

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Speaker 7: Like obviously you'd be a certain vibe depending on the

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Speaker 7: room that it sits in and stuff. But she's been

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Speaker 7: manifesting it. This is exactly what she wanted and it

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Speaker 7: looks like a winner, and you.

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Speaker 5: Could clean something up and it looks like a hundred

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Speaker 5: bucks one hundred bucks. That's not a million bucks deering.

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Speaker 2: It was worth one hundred dollars. It depends how good

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Speaker 2: you are at DIY.

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Speaker 7: Speaking of DIY, I think we've used this term before,

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Speaker 7: but I haven't really clicked like the term upcycling.

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Speaker 2: Yeah, that's a term we've heard of this podcast before.

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Speaker 6: Yeah, all right, have a look in the slack. Now.

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Speaker 6: This is from Sophie. She found this cabinet.

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Speaker 2: On the side of it so nice.

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Speaker 7: So she's sanded it out, put some new doors on it.

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Speaker 7: Now it's a TV cabinet, but that's an absolute that's.

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Speaker 2: Really expensive and to be honest, that would not look

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Speaker 2: out of place in Jessicarii's house.

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Speaker 5: Really fun fact, I have done almost the exact same

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Speaker 5: hack to when ikea cabinet and it's literally right next

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Speaker 5: to me.

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Speaker 2: Oh my gosh, it literally.

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Speaker 5: So I endorsed this di.

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Speaker 2: I'm actually glad that I know you well enough that

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Speaker 2: I knew not only endorse it, but have a similar product.

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Speaker 4: That's so good strong personal branding, Jess, I love it.

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Speaker 6: All right, Sarah says, I love good hard rubbish finds.

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Speaker 7: Last week I got two perfect conditions bedside tables and

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Speaker 7: a stead of drawers.

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Speaker 6: Yeah, I just needed to dust them off, I managed.

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Speaker 7: I can't believe so a little while ago I manifested

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Speaker 7: it and then I drove past and luckily I have

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Speaker 7: a ute, so collecting these goods is nice and easy.

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Speaker 6: I see them. I literally just slammed the brakes on

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Speaker 6: a throat in the back.

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Speaker 2: Car.

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Speaker 6: Yeah.

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Speaker 7: So she's got a few things, and she said her

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Speaker 7: next thing is a big red couch.

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Speaker 2: I'm manifesting that too. If you actually find a big

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Speaker 2: red couch, we want to see it, we want photos.

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Speaker 5: I was going to say that.

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Speaker 2: Not car, that that's enough.

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Speaker 7: Couchy enough, that's good all right. So Ruby says, I

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Speaker 7: found a Papa Son chair. Now I've got a Papa

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Speaker 7: Son at my house. Love a pas On, which is

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Speaker 7: like a big how would you describe it? It's like

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Speaker 7: a half dome.

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Speaker 2: Almost half dome things.

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Speaker 7: Yeah, yeah, so be found one. Whilst listening to the

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Speaker 7: Friday Drinks episode. She was out for a walk hearing

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Speaker 7: us talk about hard rubbish. She's walking down the street

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Speaker 7: and as she's hearing it, she goes look at that

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Speaker 7: papa soon. She said she made three thousand dollars last

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Speaker 7: year selling things she found in hard rubbish as well.

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Speaker 7: Sometimes she gives them a new code of paint or

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Speaker 7: sends them back, but it's like a little hobby.

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Speaker 6: She touches them up. And well, that's impressive. Now.

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Speaker 7: I know I've made some pretty maybe outrageous claims in

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Speaker 7: the last month about this is the greatest money win

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Speaker 7: of the year or stuff like this, but I think

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Speaker 7: this is the most feel good money win that we've

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Speaker 7: ever had on she's on the make.

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Speaker 2: What is it?

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Speaker 7: This is from Joe Elizabeth, and I'm going to put

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Speaker 7: out there Joe, you are a bloody legend, mate, Joe said,

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Speaker 7: I make fifteen thousand dollars a year from hard rubbish

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Speaker 7: flipping stuff that I find, and I use that money

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Speaker 7: to fund my homeless kitten and animal cigarettes. Stop it,

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Speaker 7: stop it, Joe. You didn't stop it? Oh my god,

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Speaker 7: free money to me. I help people who can't afford

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Speaker 7: new stuff, and you know, give them some stuff that

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Speaker 7: looks really great at the cheaper price. It avoids stuff

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Speaker 7: going into landfill. I spend one afternoon a week going

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Speaker 7: and finding stuff I turn it around on the weekend

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Speaker 7: and I make a bit of money. I put it

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Speaker 7: into something good and I feel like I'm doing some

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Speaker 7: good in the world.

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Speaker 6: And our bloody agree. Joe, You're doing a lot of good.

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Speaker 6: That is unbelievable, love human.

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Speaker 4: Wish I was that good a person.

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Speaker 2: Oh you just stop.

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Speaker 4: I'm the one throwing the.

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Speaker 3: Stuff out unfortunately, Yeah, jos strategy, it's not worth their

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Speaker 3: time to be fine.

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Speaker 7: Joe Elizabeth says, my strategy is to hang out in

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Speaker 7: the front of Tony's house.

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Speaker 2: Stop giving your strategy away. You won't make fifteen grand

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Speaker 2: next year.

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Speaker 3: I walk out my past door the like thirty people

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Speaker 3: standing you got there like seagulls waiting for a chip.

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Speaker 7: They are our money, our hard rubbish wins. And there's

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Speaker 7: only a few of them. They're thread Genuinely, it went on.

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Speaker 7: So it's so good. Go and say that she's on

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Speaker 7: the money Facebook group. You'll see the thread in there.

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Speaker 7: There's a lot of fun that you had, a lot

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Speaker 7: of people are posting photos and stuff as well, So

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Speaker 7: if you want to have a look at some of

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Speaker 7: the things we've mentioned, go check it out.

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Speaker 2: So jumping back into the episode, we are going to

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Speaker 2: be talking about the wins from our team, Tony, I

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Speaker 2: want to know what money win you want to share

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Speaker 2: with the community this week.

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Speaker 4: Guys.

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Speaker 3: I have a really fun and dumb win this week,

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Speaker 3: So I've got the I always wear white runners, which

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Speaker 3: most people wouldn't.

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Speaker 4: Know, but I do always wear white runners.

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Speaker 3: And my very favorite type of white runners are like

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Speaker 3: the one the supercar ones with like the high platform

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Speaker 3: on the bottom.

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Speaker 2: Oh yeah, and your fancy you always have really cute

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Speaker 2: sneakis on.

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Speaker 3: They're just always white because they just elevate everything sneak

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Speaker 3: that it's it just does something to me.

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Speaker 2: Just I don't know if this is pushing off your

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Speaker 2: money win. But you do have those fancy Vega ones too,

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Speaker 2: Is it Veja Veja whatever you say?

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Speaker 4: Well, I always think it's Vasa, but I actually don't know.

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Speaker 3: But remember that was one of my first money wins

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Speaker 3: because they were supposed to be like two hundred dollars

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Speaker 3: and I got them flat one hundred and ten.

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Speaker 2: I reckon your cost per wear on those is epic.

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Speaker 3: Now it's oh, I'm making money that paying they're paying dividends, right,

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Speaker 3: So I found I got this email from Platypus today

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Speaker 3: that the Supergar sneaker is that I normally buy like

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Speaker 3: one hundred and eighty dollars and I got them for

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Speaker 3: eighty five dollars.

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Speaker 2: What that's a good money, wir Yep, yep.

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Speaker 4: So I'm very very happy with that.

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Speaker 3: So just have to wait three weeks for them to

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Speaker 3: get here by post while.

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Speaker 4: But it'll be.

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Speaker 2: Not me over here being like supergar? Does she mean

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Speaker 2: super Ga? I live under a rock?

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Speaker 4: Oh? Is that what they're called?

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Speaker 6: No?

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Speaker 2: No, no, no no, they're probably like, you're correct, I

296
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Speaker 2: am not cool. I just see all the cool girls

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Speaker 2: on Instagram wearing those and look at them, and I'm like,

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Speaker 2: maybe I could one day be a cool girl.

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Speaker 4: It probably is super Ga, you know, I just thought

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Speaker 4: it was supercar word, so Supergar. I feel like Superga.

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Speaker 2: I'm just slide into their dams and ask them.

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Speaker 3: Yeah, if anybody knows, message us at the ses on

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Speaker 3: the money Instagram, let.

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Speaker 2: Us know how to how to say brand name please.

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Speaker 2: You just feel like we're not on trend.

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Speaker 4: With that, But ve do you have a more substantial

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Speaker 4: win than that I do?

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Speaker 2: But this is very domestic. Obviously. A couple of weeks ago,

309
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Speaker 2: I got a robot vacuum, which I'm quite clearly over

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Speaker 2: the moon about. And the next step in my domestic

311
00:14:38,600 --> 00:14:42,880
Speaker 2: goddess journey is getting curtains for my house. How exciting

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00:14:43,160 --> 00:14:48,040
Speaker 2: trap yourself in this story is a cliffhanger. So I

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Speaker 2: went and got a quote to have my whole house

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Speaker 2: done in those beautiful sheer blinds. Right, Like, my house

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Speaker 2: isn't actually that big, So I've got like two rooms

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Speaker 2: at the front of the house and the big open

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Speaker 2: plan kind of like shears at the back, and my study.

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Speaker 2: So it was going to be thousands of dollars to

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Speaker 2: get these years. Little did I know that they're actually

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Speaker 2: really expensive, and so I'd kind of just reserved myself

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Speaker 2: to the fact that no, maybe I just won't get

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Speaker 2: them at home, not yet, not until, like you know,

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Speaker 2: I'm a bit older and have a bit older Yeah,

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Speaker 2: Like you know, I still feel like even the way

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Speaker 2: I'm thirty, I still need to grow up. Like when

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Speaker 2: we used to look at people and be like thirty,

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Speaker 2: she's ancient, And now I'm like thirty, How are people

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Speaker 2: letting me be responsible for anything? Like I shouldn't even

329
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Speaker 2: have my kettle license yet, Like I don't know anyway,

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00:15:36,640 --> 00:15:37,920
Speaker 2: I never got my pen license.

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Speaker 6: On that note, what about joining license?

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Speaker 2: What's a joining license?

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Speaker 6: Yeah, like when your letters can join the next letter.

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Speaker 2: I'm a left hander, and it's actually a really sore

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Speaker 2: point for me. I literally never got my pen license.

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Speaker 2: I was still on pencil until the end of grade three,

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Speaker 2: and then by grade four I didn't have a pen license.

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Speaker 2: I was illegally using big pence.

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Speaker 4: My god, I'm going to call someone about that.

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Speaker 2: Please don't call my grade three teacher, mister Snee. He'll

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Speaker 2: have something to say about that. But back on track,

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Speaker 2: My curtains were going to cost a lot of money,

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Speaker 2: and I'd reserved myself to not do that. And I

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Speaker 2: actually found a whole heap of really cheap curtains. This

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00:16:15,640 --> 00:16:18,760
Speaker 2: is not sponsored FAI, just on freedom that you can

346
00:16:18,800 --> 00:16:22,040
Speaker 2: install yourself that look exactly the same. And I'm literally

347
00:16:22,080 --> 00:16:24,680
Speaker 2: paying less than a quarter of the price to install

348
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Speaker 2: them myself. And with all the time I have in lockdown,

349
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Speaker 2: instead of waiting eight weeks like the Fancy Curtain Place

350
00:16:31,360 --> 00:16:33,440
Speaker 2: website said it was going to be, it's going to

351
00:16:33,480 --> 00:16:35,520
Speaker 2: be here really soon and over the weekend, I can

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Speaker 2: install my own curtains.

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Speaker 3: Oh great, And then you contract DIY relationship counseling when

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Speaker 3: you break up because you did the DIY.

355
00:16:42,360 --> 00:16:46,680
Speaker 2: Can yeah, and like it will actually give us something

356
00:16:46,720 --> 00:16:48,680
Speaker 2: to argue about that isn't what we're going to have

357
00:16:48,760 --> 00:16:49,520
Speaker 2: for dinner? Yeah?

358
00:16:49,600 --> 00:16:51,600
Speaker 4: Or what you're watching on yeah?

359
00:16:51,800 --> 00:16:55,280
Speaker 2: Or do we really want to watch another episode of suits?

360
00:16:55,400 --> 00:16:56,120
Speaker 2: Like I don't know.

361
00:16:56,320 --> 00:17:00,760
Speaker 5: Yeskia is really good as well for like real affordable

362
00:17:00,800 --> 00:17:03,320
Speaker 5: sheer curtains And if you're in a rental like me.

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Speaker 5: Pro tip if you have blinds or something, you can

364
00:17:06,240 --> 00:17:09,080
Speaker 5: just get like a pressure rod which literally holds itself

365
00:17:09,160 --> 00:17:11,840
Speaker 5: up using gravity. You don't have to drill in or anything.

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Speaker 6: And yeah, is gravity the word? Do you want to

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00:17:14,960 --> 00:17:15,360
Speaker 6: stick with?

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00:17:15,680 --> 00:17:16,240
Speaker 4: I don't think so.

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00:17:16,320 --> 00:17:17,240
Speaker 2: Do you want to lock that one?

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00:17:17,280 --> 00:17:17,320
Speaker 6: In?

371
00:17:17,480 --> 00:17:21,720
Speaker 5: Eddie science makes it stay up and not full down?

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00:17:22,920 --> 00:17:25,040
Speaker 2: Even comes to your house and he says, stay up,

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00:17:25,480 --> 00:17:29,800
Speaker 2: stay up. Curtains somehow they stay up.

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Speaker 5: They don't damage the walls, and you can put beautiful

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Speaker 5: curtains up and have your.

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00:17:33,119 --> 00:17:37,600
Speaker 2: Lovely shares for a really affordable price like that. I

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00:17:37,800 --> 00:17:40,320
Speaker 2: one day am gonna hire Jessic She to be the

378
00:17:40,359 --> 00:17:44,800
Speaker 2: interior designer at my house because honestly, you guys are.

379
00:17:45,080 --> 00:17:47,040
Speaker 6: In her hand haven't you sort of already done that

380
00:17:47,200 --> 00:17:47,560
Speaker 6: kind of.

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Speaker 2: Officially, I do actually consult her before I make any

382
00:17:52,640 --> 00:17:55,919
Speaker 2: big purchase nowadays, like ask Jess. When I was ordering

383
00:17:55,960 --> 00:17:58,000
Speaker 2: these curtains, I was like, now, is this the right color?

384
00:17:58,200 --> 00:18:00,000
Speaker 2: Just like I literally don't know, but.

385
00:18:00,160 --> 00:18:03,600
Speaker 4: Sure, well, just is that your money win?

386
00:18:03,680 --> 00:18:06,679
Speaker 3: That Victoria has hired you for a different other another

387
00:18:06,840 --> 00:18:07,520
Speaker 3: job or.

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00:18:08,920 --> 00:18:11,840
Speaker 5: No mine is also something I purchased, but it comes

389
00:18:11,840 --> 00:18:13,920
Speaker 5: with a little life hack, so we know. I love

390
00:18:13,920 --> 00:18:17,760
Speaker 5: a deepop win. I bought a pair of Lulu Lemon leggings.

391
00:18:18,280 --> 00:18:20,920
Speaker 5: My favorites are the Alliance. They're buttery soft. They are

392
00:18:20,960 --> 00:18:24,080
Speaker 5: one hundred and twenty dollars if you buy them for price.

393
00:18:24,760 --> 00:18:27,159
Speaker 5: I found a pair on deep Hop for forty five dollars.

394
00:18:27,359 --> 00:18:29,879
Speaker 5: They are familiar with it's a money win. But if

395
00:18:29,880 --> 00:18:33,480
Speaker 5: you're familiar with Lulu, they do different leg lengths so

396
00:18:33,520 --> 00:18:36,320
Speaker 5: that you know your taller gals, your shorter girls, everybody

397
00:18:36,320 --> 00:18:39,199
Speaker 5: get Yeah, they do different lengths for different people. And

398
00:18:39,240 --> 00:18:41,919
Speaker 5: the leggings that I purchased are too long for me,

399
00:18:42,520 --> 00:18:45,359
Speaker 5: but I was doing some googling to get them hemmed.

400
00:18:45,680 --> 00:18:50,320
Speaker 5: Lululemon does free hemming in store. You don't it doesn't

401
00:18:50,320 --> 00:18:51,960
Speaker 5: have to be at the time of purchase, and you

402
00:18:52,000 --> 00:18:53,320
Speaker 5: don't have to show a receipt.

403
00:18:53,760 --> 00:18:54,600
Speaker 2: You just turn up.

404
00:18:54,640 --> 00:18:57,439
Speaker 5: So I bought these leggings really affordably. They were my size,

405
00:18:57,440 --> 00:18:58,080
Speaker 5: but too long.

406
00:18:58,119 --> 00:18:58,800
Speaker 2: I'm going to take them.

407
00:18:58,800 --> 00:19:00,440
Speaker 5: They're gonna hem them up to the per pick length

408
00:19:00,440 --> 00:19:01,360
Speaker 5: and it's not going to cost me a.

409
00:19:01,320 --> 00:19:05,280
Speaker 2: Dollar, which is such a good money win, impeccable, so amazing.

410
00:19:05,560 --> 00:19:08,439
Speaker 4: Ryan, do you have a win from Lula Lemon?

411
00:19:09,880 --> 00:19:13,040
Speaker 7: You actually say that, but there are some unbelievable men's

412
00:19:13,080 --> 00:19:14,000
Speaker 7: items in Lulu Lemon.

413
00:19:14,040 --> 00:19:16,440
Speaker 2: I know that sounds like it's not Actually he was

414
00:19:16,480 --> 00:19:17,720
Speaker 2: obsessed with Lulu Lemon.

415
00:19:17,800 --> 00:19:18,920
Speaker 6: Yeah, they're actually great.

416
00:19:19,119 --> 00:19:22,560
Speaker 2: And until you've actually tried them, or until your male

417
00:19:22,680 --> 00:19:26,439
Speaker 2: friends or people who wear males clothing tries them, I

418
00:19:26,520 --> 00:19:29,879
Speaker 2: promise you they will always pick fun at you for

419
00:19:30,080 --> 00:19:32,560
Speaker 2: spending too much on leggings and too much on Lululemon

420
00:19:32,600 --> 00:19:35,240
Speaker 2: stuff until they try it themselves. And now my boyfriend

421
00:19:35,280 --> 00:19:39,800
Speaker 2: is addicted to Lululemon. It's so expensive, but I promise

422
00:19:39,840 --> 00:19:41,760
Speaker 2: you the quality.

423
00:19:41,600 --> 00:19:47,080
Speaker 7: Supreme, supreme, my money win until I get into the

424
00:19:47,200 --> 00:19:48,280
Speaker 7: Lululemon is.

425
00:19:48,680 --> 00:19:50,320
Speaker 6: I think I mentioned a few weeks ago that I

426
00:19:50,359 --> 00:19:51,000
Speaker 6: sold my car.

427
00:19:51,160 --> 00:19:54,040
Speaker 7: Yes, so a bridget and I went from being a

428
00:19:54,040 --> 00:19:56,040
Speaker 7: two car family to one car family because we just

429
00:19:56,040 --> 00:19:56,640
Speaker 7: didn't need it.

430
00:19:57,040 --> 00:20:00,000
Speaker 2: And it's so economical. I'm so proud of thank you

431
00:20:00,080 --> 00:20:02,960
Speaker 2: doing it for the impact and the cloud.

432
00:20:03,080 --> 00:20:06,199
Speaker 7: It actually is not just like the petrol and the

433
00:20:06,240 --> 00:20:08,879
Speaker 7: money I got from selling my car, but the insurance,

434
00:20:08,960 --> 00:20:11,160
Speaker 7: the red Joe, like all those other things. It's going

435
00:20:11,160 --> 00:20:15,040
Speaker 7: really really impressive. So I am now getting to work

436
00:20:15,359 --> 00:20:18,240
Speaker 7: using those uber bikes. Have you seen those uber bikes

437
00:20:18,240 --> 00:20:20,560
Speaker 7: in the sea, Like you scan them with the QR code.

438
00:20:20,359 --> 00:20:21,760
Speaker 4: And you literally just get on and they have the

439
00:20:21,840 --> 00:20:22,399
Speaker 4: blue ones.

440
00:20:23,280 --> 00:20:27,760
Speaker 7: No, they're like they're really bright, obnoxious red orange sort of.

441
00:20:27,720 --> 00:20:29,560
Speaker 2: Vibe, and they're not about your helmet.

442
00:20:30,119 --> 00:20:31,960
Speaker 7: There's a helmet attached and it's all locked in so

443
00:20:31,960 --> 00:20:34,400
Speaker 7: as soon as you scan the QR code, it unlocks.

444
00:20:34,480 --> 00:20:35,840
Speaker 7: It's got this little thing and then you grab the

445
00:20:35,840 --> 00:20:38,560
Speaker 7: helmet chuck it on. And I've had friends who have

446
00:20:38,640 --> 00:20:41,400
Speaker 7: had bikes stolen. I've had friends that are like, oh,

447
00:20:41,440 --> 00:20:43,040
Speaker 7: my bike's broken, I have to go and take and

448
00:20:43,080 --> 00:20:46,000
Speaker 7: get a service. The ability to just ride it and

449
00:20:46,080 --> 00:20:47,760
Speaker 7: just literally leave it on the side of the road

450
00:20:48,400 --> 00:20:50,560
Speaker 7: is a very nice luxury. And for me to get

451
00:20:50,600 --> 00:20:54,679
Speaker 7: to work on average has cost between about two dollars

452
00:20:54,760 --> 00:20:56,240
Speaker 7: ninety to three dollars eighty.

453
00:20:56,359 --> 00:20:57,520
Speaker 2: Hey, that's pretty.

454
00:20:57,240 --> 00:21:00,000
Speaker 5: Good, but I'm confessed that's less than a public trend

455
00:21:00,119 --> 00:21:00,840
Speaker 5: port fair Like.

456
00:21:01,000 --> 00:21:03,879
Speaker 2: Yeah, I'm confused about the accessibility of these things.

457
00:21:04,160 --> 00:21:07,640
Speaker 7: Well, they're only in I guess inner suburbs. I live

458
00:21:07,680 --> 00:21:10,040
Speaker 7: in Richmond, and so when I get up in the morning,

459
00:21:10,800 --> 00:21:12,760
Speaker 7: I open the app and it's sort of oh, it.

460
00:21:12,800 --> 00:21:14,400
Speaker 2: Tells you where a bike. I was going to say,

461
00:21:14,400 --> 00:21:15,919
Speaker 2: how do you know where the bike is going to be?

462
00:21:16,119 --> 00:21:18,280
Speaker 2: How do you finish work? And then be like, oh,

463
00:21:18,280 --> 00:21:20,320
Speaker 2: I'm going to get a bike, Like is it where

464
00:21:20,359 --> 00:21:22,480
Speaker 2: you left it? Or did somebody else come and get it.

465
00:21:22,520 --> 00:21:24,120
Speaker 2: I'm just I don't understand.

466
00:21:24,400 --> 00:21:26,440
Speaker 7: Yeah, So I go on the app and it shows

467
00:21:26,440 --> 00:21:28,240
Speaker 7: you that the ones closest to you, and then you

468
00:21:28,280 --> 00:21:29,879
Speaker 7: can like press on it and like sort of bags

469
00:21:29,880 --> 00:21:30,560
Speaker 7: it for ten minutes.

470
00:21:30,560 --> 00:21:32,200
Speaker 6: Why you walk to jump on it sort of thing.

471
00:21:32,240 --> 00:21:35,639
Speaker 7: However, I've literally been riding home and leaving it on

472
00:21:35,680 --> 00:21:38,200
Speaker 7: the front, like on the footpath at the front of

473
00:21:38,200 --> 00:21:40,760
Speaker 7: my house, and ninety nine percent of the time it's

474
00:21:40,760 --> 00:21:42,439
Speaker 7: the same one there. And I walk out in the morning,

475
00:21:42,520 --> 00:21:45,200
Speaker 7: So it's super easy because there's so many of them,

476
00:21:45,680 --> 00:21:48,639
Speaker 7: and that saved me a fortune, Like I said, literally

477
00:21:49,000 --> 00:21:50,840
Speaker 7: sold a car all the on road costs and it

478
00:21:50,880 --> 00:21:52,000
Speaker 7: cost a couple of dollars a day.

479
00:21:52,520 --> 00:21:52,919
Speaker 6: Huge win.

480
00:21:53,040 --> 00:21:55,320
Speaker 3: And they're like an assisted bike as well, so they're

481
00:21:55,359 --> 00:21:58,080
Speaker 3: not as hard to ride, like it's not as if

482
00:21:58,119 --> 00:22:01,560
Speaker 3: you're jumping on a BEARX and you know, I'm really different.

483
00:22:01,560 --> 00:22:03,760
Speaker 4: And then you rock up to work and you're sweating

484
00:22:03,800 --> 00:22:05,359
Speaker 4: meag You've just ridden your bike.

485
00:22:06,320 --> 00:22:08,520
Speaker 6: I still don't know what the deal.

486
00:22:08,359 --> 00:22:11,879
Speaker 7: Is electrics, but you can't hear it like it's so

487
00:22:12,160 --> 00:22:15,520
Speaker 7: you literally do two rotations and you like arrive at

488
00:22:15,560 --> 00:22:18,200
Speaker 7: your destination and I don't know how. And I didn't

489
00:22:18,200 --> 00:22:20,200
Speaker 7: actually realize that until I wrote it the first time

490
00:22:20,480 --> 00:22:22,160
Speaker 7: and someone at work was like, oh.

491
00:22:22,520 --> 00:22:24,399
Speaker 6: Good on, you're getting your exercise every day.

492
00:22:24,240 --> 00:22:26,440
Speaker 2: And I was like, take it, run, take it twenty

493
00:22:26,400 --> 00:22:27,080
Speaker 2: you have exercise.

494
00:22:27,200 --> 00:22:29,360
Speaker 6: Just a really active guy.

495
00:22:29,960 --> 00:22:32,520
Speaker 2: That would be me until you told me they were electric.

496
00:22:32,600 --> 00:22:35,040
Speaker 2: I was like, that's not for me. That's not my vibe.

497
00:22:35,200 --> 00:22:38,840
Speaker 2: But I can refresh and refreshed and tell everybody that

498
00:22:38,880 --> 00:22:40,919
Speaker 2: I rode the bike. Note.

499
00:22:41,040 --> 00:22:43,399
Speaker 7: Yeah, so it's really weird. A few rotations and it

500
00:22:43,440 --> 00:22:45,680
Speaker 7: just goes. So I don't know how it works. Battery

501
00:22:45,720 --> 00:22:48,080
Speaker 7: inside it somewhere or some solar thing. It makes no

502
00:22:48,119 --> 00:22:49,840
Speaker 7: sense to my simple it's.

503
00:22:49,760 --> 00:22:53,000
Speaker 5: Charged when you get all that's actually like, yeah, potentially

504
00:22:53,000 --> 00:22:54,520
Speaker 5: like a wind turbine or something.

505
00:22:54,560 --> 00:22:58,160
Speaker 3: Like kinetic energy, like how watches have that? Like when

506
00:22:58,160 --> 00:22:59,400
Speaker 3: you move your rec If I.

507
00:22:59,320 --> 00:23:02,600
Speaker 2: Don't put my for a while, it's always the wrong time.

508
00:23:02,680 --> 00:23:04,520
Speaker 7: If anyone knows the answers, please post it in the

509
00:23:04,520 --> 00:23:06,480
Speaker 7: Facebook group, because I ride it twice a day and

510
00:23:06,520 --> 00:23:07,840
Speaker 7: I have no idea how work.

511
00:23:07,960 --> 00:23:10,720
Speaker 2: I mean, a simple Google will probably answer that question,

512
00:23:10,800 --> 00:23:12,680
Speaker 2: but we could also ask jest. You'll probably say the

513
00:23:12,720 --> 00:23:13,560
Speaker 2: answer is gravity.

514
00:23:14,160 --> 00:23:18,000
Speaker 7: How Yeah, I'm just happy to get to work for

515
00:23:18,000 --> 00:23:19,600
Speaker 7: two dollars ninety Yeah, it doesn't really map.

516
00:23:19,720 --> 00:23:20,800
Speaker 2: That's a pretty good money win.

517
00:23:21,040 --> 00:23:22,080
Speaker 4: That's really like that.

518
00:23:22,600 --> 00:23:24,720
Speaker 2: I really really like that. I think that is good.

519
00:23:24,720 --> 00:23:26,639
Speaker 2: But Ryan, I think that is more than enough. On

520
00:23:26,760 --> 00:23:29,320
Speaker 2: how you ride bikes and tell everybody about it, and

521
00:23:29,560 --> 00:23:32,639
Speaker 2: you're like a one car household and like to brag

522
00:23:32,720 --> 00:23:34,120
Speaker 2: about it, so we.

523
00:23:34,040 --> 00:23:35,480
Speaker 5: Are better than everyone else.

524
00:23:35,720 --> 00:23:38,399
Speaker 2: He knows he's better than everybody else. So we are

525
00:23:38,440 --> 00:23:41,800
Speaker 2: going to wrap it there, my friends. But as always,

526
00:23:42,040 --> 00:23:44,359
Speaker 2: just before we head off, we'd like to acknowledge and

527
00:23:44,480 --> 00:23:48,640
Speaker 2: pay respect to Australia's Aboriginal and torust Rate island of people's.

528
00:23:48,920 --> 00:23:52,239
Speaker 2: They're the traditional custodians of the lands, the waterways and

529
00:23:52,280 --> 00:23:55,760
Speaker 2: the skies all across Australia. We thank you for sharing

530
00:23:55,840 --> 00:23:57,760
Speaker 2: and for caring for the land on which we are

531
00:23:57,840 --> 00:24:00,760
Speaker 2: able to learn. We pay our respects to its passed

532
00:24:00,800 --> 00:24:04,000
Speaker 2: and present, and we share our friendship and our kindness.

533
00:24:04,160 --> 00:24:06,440
Speaker 3: The advice shared on She's on the Money is general

534
00:24:06,480 --> 00:24:10,040
Speaker 3: in nature and does not consider your individual circumstances. Shees

535
00:24:10,080 --> 00:24:13,119
Speaker 3: on the Money exists purely for educational purposes and should

536
00:24:13,160 --> 00:24:16,240
Speaker 3: not be relied upon to make an investment or financial decision.

537
00:24:16,640 --> 00:24:20,000
Speaker 3: And we promise that Victoria Devine is an authorized representative

538
00:24:20,040 --> 00:24:24,160
Speaker 3: of Australia Pacific Funds Management Proprietary Limited ABN three four

539
00:24:24,200 --> 00:24:27,360
Speaker 3: one three two four six three two five seven AFSL

540
00:24:27,440 --> 00:24:29,080
Speaker 3: three three nine one five one.

541
00:24:29,160 --> 00:24:35,760
Speaker 2: See you next Friday, guy, Bye bye