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Speaker 1: She's on the Money. She's on the Money.

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Speaker 2: Hello, and welcome to She's on the Money, the podcast

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Speaker 2: for millennials who want financial freedom. My voice just broke

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Speaker 2: a little bit.

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Speaker 3: Apologies.

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Speaker 4: That's really nice, yep.

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Speaker 2: Now we all love the idea of a side hustle,

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Speaker 2: a little extra coin to help free up your cash flow.

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Speaker 3: Sounds like the dream, and it.

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Speaker 2: Certainly can dream, Georgia, it can be be. But as

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Speaker 2: you would know, for busy people, which we also know

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Speaker 2: a lot of our listeners are, it can be really

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Speaker 2: hard to keep up with your primary job and then

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Speaker 2: also hustle on the weekend after hours get it done.

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Speaker 4: It's hard, especially with like set hours like that makes

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Speaker 4: it extra struggly.

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Speaker 2: So to help you out if you're wanting a little

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Speaker 2: side hustle but you are stretched for time, we've rounded

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Speaker 2: up our top apps and websites for making money so

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Speaker 2: you can get on the hustle with minimal effort and

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Speaker 2: in some cases from the comfort of your couch.

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Speaker 4: Or someone else that later, but like it could be

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Speaker 4: your couch or someone else's couch, exactly right.

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Speaker 2: My name is Georgia King Angel. Joining me today is

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Speaker 2: financial advisor Victoria Divine. What are your thoughts on apps

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Speaker 2: that help us hustle, which I love it.

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Speaker 4: It's literally so exciting, and I think let's preface this right, So, gee,

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Speaker 4: we've gone away, We've done our research. We have come

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Speaker 4: up with our top five favorite apps to help make

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Speaker 4: you money that don't require you to have money to

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Speaker 4: begin with. So obviously let out a little more.

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Speaker 3: What do you mean?

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Speaker 4: Yeah, so we've done top five, but then we've also

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Speaker 4: done some honorable mention, so like they get a mention,

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Speaker 4: but I think you guys would have guessed those ones,

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Speaker 4: So like, we're not going to make them one of

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Speaker 4: our top ones because otherwise why we are podcast with content.

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Speaker 4: But when we say you don't have to have money

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Speaker 4: to make money, we obviously adore our app friends like

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Speaker 4: shop back and our friends at shares E's, but those apps,

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Speaker 4: not a bad thing, do require you to spend money

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Speaker 4: to make money. So as a prerequisite for this episode,

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Speaker 4: we have made the decision to only review apps and

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Speaker 4: recommend apps that you do not need any cash to

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Speaker 4: start with. So obviously, our friends at shot back give

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Speaker 4: you a cash back reward for shopping online, which is

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Speaker 4: a money win if you've got something that you wanted

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Speaker 4: to buy and shareses. They're our investment app Friends that

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Speaker 4: we've been talking all over the podcasts about more recently,

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Speaker 4: and they are a great investing platform. But again, you're

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Speaker 4: going to need money to put on the platform to

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Speaker 4: start making money. All of which is great, but gee,

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Speaker 4: what if we have no money to begin with. Here's

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Speaker 4: five top apps that don't require much skill that are

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Speaker 4: going to help you boost your income this financial year.

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Speaker 3: Love it money so excited.

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Speaker 2: We should also say up the top here that none

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Speaker 2: of these apps or websites are sponsoring this episode that

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Speaker 2: we thought were pretty.

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Speaker 4: Can you imagine it would be nice that would get

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Speaker 4: in touch if you were to hear yourself for a show.

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Speaker 4: Let us know and we are happy to chat. Georgia

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Speaker 4: does sponsored posts so f on her Instagram. I think

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Speaker 4: she's got nearly a thousand followers for.

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Speaker 3: My Yeah, for my eight hundred followers.

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Speaker 2: Okav let's get straight into it. Fiver is the first

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Speaker 2: app on our list today. I've never used Fiver I have.

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Speaker 2: It's an epic little platform. Tell me all about it.

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Speaker 4: Shouldn't call it little though, it's actually massive. It is

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Speaker 4: the world's largest marketplace for digital services that gives employers

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Speaker 4: the opportunity to hire people like freelance writers or graphic

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Speaker 4: designers or people who can do copy via their platform,

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Speaker 4: and it also allows freelancers the opportunity to use the

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Speaker 4: platform to connect with potential clients. Now, there are a

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Speaker 4: number of reasons why you would use this. It could

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Speaker 4: be good for people who creatives, writers, designers, people in

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Speaker 4: video or animation or marketing or audio, all of which

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Speaker 4: I do not have any skill in. But you could

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Speaker 4: also advertise your administrative skills or have a look on

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Speaker 4: the platform and see what there is, because honestly, it

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Speaker 4: is endless. I have used it a number of times.

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Speaker 4: It is honestly such a good platform, and it's really

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Speaker 4: great for people who want to make the most of

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Speaker 4: having access to clients without branding or marketing themselves. So

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Speaker 4: you don't need to have a website setup, you don't

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Speaker 4: need to go and you know, create a whole business

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Speaker 4: for yourself. You can just pop your skills on this platform,

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Speaker 4: fill out a little bio about you and what you do,

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Speaker 4: and over time you might have to start at a

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Speaker 4: lower entry rate because obviously to get your first few

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Speaker 4: jobs without any reviews is going to be a bit

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Speaker 4: of a challenge, but I don't think it would be

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Speaker 4: too bad. But once you build up those good reviews,

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Speaker 4: you can increase your prices. And I actually know someone

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Speaker 4: in our community who just checks copy, like literally just

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Speaker 4: fact checks copy and English because she has clients that

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Speaker 4: are English as a second language and wants like essays

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Speaker 4: and stuff proofread so that it is grammatically correct, because

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Speaker 4: English isn't something that absolutely everyone is always perfect at.

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Speaker 4: I feel like a lot of people could do that role,

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Speaker 4: even if they don't have like video and animation design

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Speaker 4: and you're not a graphic designer, like I think this

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Speaker 4: platform could absolutely tick a few boxes. And as I said,

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Speaker 4: you've got the opportunity to use it as much or

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Speaker 4: as little as you want and g In fact, when

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Speaker 4: we're doing some research for this episode, we found out

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Speaker 4: that there is a freelancer in the US. Her name's Alexandra,

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Speaker 4: and she says that she has made three hundred and

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Speaker 4: seventy eight thousand dollars US as a freelance writer on

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Speaker 4: fiver Dude.

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Speaker 3: She said she makes that per year.

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Speaker 4: Oh my god, not total, not.

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Speaker 3: Total, that's per year. That's not real. Most writers are

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Speaker 3: in like fifty k.

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Speaker 4: A year, literally, but she says it's not that hard,

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Speaker 4: and to be honest with numbers like that, I really

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Speaker 4: believe her.

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Speaker 2: I know, I'm really intrigued by that story. Alexandra listening

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Speaker 2: cole in. That's not really a thing that we.

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Speaker 4: Do, but I mean, it's probably not the norm. I

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Speaker 4: would love Alexandra's money story. So if anyone knows her,

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Speaker 4: let us know. We'd love to slide into her DMS.

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Speaker 4: But it's one of those things where even if you've

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Speaker 4: got some free time at home, maybe reading essays or

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Speaker 4: reading copy or doing something that you have skill in

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Speaker 4: could actually make you some money and do as we promised.

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Speaker 4: Guess what, you can do it from your couch.

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Speaker 3: Yeah, exactly right.

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Speaker 2: And this one's really handy for freelancers because you know,

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Speaker 2: I freelance, and it can be really hard to connect

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Speaker 2: with clients. Sometimes you just don't have the energy, you

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Speaker 2: don't have the passion maybe to like go out and

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Speaker 2: pursue leads and try and network. It's hard in this

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Speaker 2: day and age as well. So this just having like

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Speaker 2: a pool of clients there that you can work with,

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Speaker 2: I think is really helpful, and not having.

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Speaker 3: Is really handy as well.

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Speaker 4: Yeah.

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Speaker 3: So good.

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Speaker 4: And then these are quite well. We've done the research

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Speaker 4: into that five as service fees are five point five

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Speaker 4: percent of the purchase amount, which is I think pretty good,

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Speaker 4: especially because marketing and branding and websites and stuff would

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Speaker 4: absolutely cost you a little bit more than that to

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Speaker 4: establish in the first instance. And then there's an additional

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Speaker 4: two dollars small fee order applied to purchasers that are

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Speaker 4: under fifty dollars, which I don't know. That all seems

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Speaker 4: quite reasonable for how easy they make the process.

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Speaker 3: Yes, again, not sponsored, we just stams.

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Speaker 2: Yeah, and we should say as well that we will

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Speaker 2: link to all of these apps and websites in the

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Speaker 2: show bios, so you don't need to be writing them

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Speaker 2: down as we go. We will leave them there for you. Gee,

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Speaker 2: what's next on our list? Okay, the next one here

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Speaker 2: is air Tasker V. I know you have used air

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Speaker 2: Tasker a couple of times quite recently. I have tell

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Speaker 2: me all about it. Do love air Tasker. I feel

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Speaker 2: like it makes my life really easy. So when we

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Speaker 2: moved Officers, I used air Tasker and some really strong

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Speaker 2: boys just as a fan, and they helped us move

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Speaker 2: all of our furniture into our new office, which arguably

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Speaker 2: was only the level down, but like it was quite heavy,

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Speaker 2: so that was really helpful. And the task got done

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Speaker 2: in like an hour as in I posted it and

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Speaker 2: the hour after we had people churn up, which was happy.

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Speaker 2: But air Task out not dissimilar to Fiver, only the

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Speaker 2: tasks are usually more hands on, so Fiver you could

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Speaker 2: do anywhere in the world, whereas air Task is more

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Speaker 2: location based. I mean people can do copywriting jobs and

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Speaker 2: stuff like that on there as well, but again more

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Speaker 2: location based usually. So essentially, as a user, I can

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Speaker 2: go onto the app post a task, and then users

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Speaker 2: of the app can bid for the task, and they

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Speaker 2: might say, all right, well the I could do that

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Speaker 2: for one hundred dollars, and someone else might come in

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Speaker 2: and be like, yeah, cool, I can do that and

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Speaker 2: it's one hundred and ten, and then you can read

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Speaker 2: through their reviews and work out who you want to

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Speaker 2: go with and pick the person that.

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Speaker 4: You think is right for the job. As a hustler,

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Speaker 4: like you can literally go on that app and keep

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Speaker 4: an eye out for tasks that are within your scope

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Speaker 4: of capability, and you could just put your hand up

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Speaker 4: for the price that you're willing to do it for so,

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Speaker 4: like it might be rubbish removal, which I have used

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Speaker 4: their tasker for before, because I didn't have the tools

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Speaker 4: and resources to get a trailer and get all the

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Speaker 4: rubbish that I had from a moving house a little

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Speaker 4: while ago in a trailer and get it done. It

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Speaker 4: was just easier to get an antasker. But also I

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Speaker 4: might have like a day's worth of admin. I know. Actually,

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Speaker 4: I've got a couple of girlfriends who have online product

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Speaker 4: businesses where they have to pack boxes, and a couple

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Speaker 4: of them have had days where their businesses have been

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Speaker 4: like so busy that they actually needed a few more

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Speaker 4: hands on deck to like pack their product boxes and

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Speaker 4: like drop things to the post office. So there are

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Speaker 4: even jobs like that which are essentially just labor based

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Speaker 4: jobs where it's like, hey, call two hundred bucks for

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Speaker 4: you know, half a day's work, please come down and

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Speaker 4: help me pack my orders for my online business. So

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Speaker 4: it's actually quite cool what they have on that platform.

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Speaker 4: And especially if you're in lockdown jobs like that because

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Speaker 4: they're essential, they'll give you an essential workers permit so

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Speaker 4: that you can one get out of the house and

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Speaker 4: do something if that's what you're up to. But two,

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Speaker 4: it's absolutely legal and absolutely fine because you're doing work

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Speaker 4: that needs to be done.

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Speaker 2: Kind of cool, right, absolutely And does this work in

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Speaker 2: a similar way to fiber in that you like create

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Speaker 2: a profile and people approach you or is it like

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Speaker 2: review based as well?

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Speaker 4: It's kind of like the flip so like I as

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Speaker 4: somebody who needs something done, will post a job and

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Speaker 4: then you will bid for that job by saying I

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Speaker 4: can do that job for this job. I think it's

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Speaker 4: quite easy. So it's split up into different categories, so

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Speaker 4: like removals, assembly so you can get people to assemble

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Speaker 4: all your ita furniture, which is quite cool. It cooking, handyman, design,

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Speaker 4: and business. So it's usable for a lot of people

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Speaker 4: with a wide range of skills, which we like. And again, G,

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Speaker 4: we think it's really good because you can make money

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Speaker 4: on there that you otherwise wouldn't have made. And even

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Speaker 4: if you just do like one one hundred dollars task

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Speaker 4: each week in a year's time, G, that's fifty two

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Speaker 4: one hundred dollars like five grand.

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Speaker 3: Nice, That is nothing to be sneezed at. VD.

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Speaker 2: I know a lot about this one as well, because

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Speaker 2: I know when we did our side hustling episode way

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Speaker 2: back when people are like, yeah, great, but not all

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Speaker 2: of us know how to make candles or are good

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Speaker 2: at writing, and I don't know, you don't.

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Speaker 4: Feel like exactly.

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Speaker 2: So this is a way of making that cash without

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Speaker 2: having this necessarily like the fanciest skill.

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Speaker 4: Set you know, exactly. And it's also a way of

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Speaker 4: boosting your income without having to start like a business

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Speaker 4: and brand yourself and have like a skill that you're marketing. Like.

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Speaker 4: You can literally go on there and some people are like, cool,

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Speaker 4: I can't cook. Can you do my meal prep because

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Speaker 4: I'm on a diet. Yeah, and maybe they'll let you

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Speaker 4: know what to do. And I've got friends that have

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Speaker 4: done that too, So I think it's really interesting. And

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Speaker 4: even if you're like, oh, I really don't think that

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Speaker 4: there's going to be anything for me, what are you

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Speaker 4: going to lose from downloading the app while you're already

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Speaker 4: on the couch and scrolling through what kinds of jobs

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Speaker 4: are on there? Because you might see something you're like, oh,

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Speaker 4: I didn't even know that was a thing, and give

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Speaker 4: it as easy because if it's not for you, don't

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Speaker 4: do it again.

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Speaker 2: Also, like if you're saving for something, I have my

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Speaker 2: eye on this blanket at the moment, and it's like

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Speaker 2: way too much money, Like I should not I should

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Speaker 2: not be buying that blanket. But if I did like

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Speaker 2: a few little tasks and set that money aside for

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Speaker 2: that blanket, I could justify that blanket. Stay blanket again, George.

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Speaker 2: But yeah, I feel like that's a nice kind of

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Speaker 2: little way of saving as well.

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Speaker 4: I think it's really cool as well. And I actually

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Speaker 4: know a couple of mums that do that on the side,

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Speaker 4: and then they use that money for family holidays each

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Speaker 4: year because family holidays weren't in the initial budget. So like,

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Speaker 4: that's kind of cool that they can create the lifestyle

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Speaker 4: that they want to live by doing some extra stuff

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Speaker 4: that they otherwise wouldn't have been able to do. And

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Speaker 4: they know that a lot of us just hadn't considered it,

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Speaker 4: which is why we've done this entire episode Love.

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Speaker 2: In terms of fees, V do they take a cut

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Speaker 2: of what we're making?

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Speaker 3: How does that work?

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Speaker 4: So we found an article on Finder because I couldn't

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Speaker 4: find anything on their website, and it says that air

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Speaker 4: Tasker automatically deducts a service fee of around fifteen to

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Speaker 4: twenty percent of the total price of the job, so

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Speaker 4: pretty clean, pretty clear. At the end of the day,

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Speaker 4: they need to make their money. But the good thing

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Speaker 4: about air Tasker is that fee pays for insurance and

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Speaker 4: maintenance costs, which I think is a pretty good disolutely all.

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Speaker 3: Right, next one here vat Now we did it.

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Speaker 2: We tossed up whether or not to include a Facebook

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Speaker 2: Marketplace on this list.

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Speaker 3: It's kind of a given.

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Speaker 2: The community knows how much we love Facebook Marketplace. We

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Speaker 2: talk about it all the time of Done Sat Drinks,

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Speaker 2: Friday Drinks. Jessica Rich is always talking about it. She's

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Speaker 2: a big fan of the manifesting exactly.

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Speaker 4: She can manifest anything on Facebook Marketplace. So we're not

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Speaker 4: just talking about saving money though and going shopping. That's

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Speaker 4: definitely not the recommendation, which it usually is.

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Speaker 2: So it's more about selling our stuff here. So the

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Speaker 2: platform that we want to talk about is deep pop,

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Speaker 2: which jess is also a big fan of. Tell us

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Speaker 2: more about deepop feed because I am not hip enough

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Speaker 2: to be across it.

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Speaker 4: Oh gee, I don't think either of us are, And

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Speaker 4: that's why we had to turn to the good Jesse

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Speaker 4: Grinci to tell us how it works and what's going on.

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Speaker 4: Because I was overwhelmed. I downloaded the app and I

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Speaker 4: was like, I am not cool enough to be here,

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Speaker 4: and there seems to be like strategy and stuff behind it. Anyway,

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Speaker 4: how it works get to the crux of it. There

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Speaker 4: are a lot of people who use deepop if you

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Speaker 4: haven't heard of it same but there's thirty million users

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Speaker 4: of deepop, which is wild, and it's essentially a peer

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Speaker 4: to peer marketplace that's laid out in a very similar

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Speaker 4: format to Instagram. So you can kind of like scroll

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Speaker 4: through lots of different pictures and then you can buy

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Speaker 4: and sell clothes and items from those pictures, which I

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Speaker 4: think is quite cool. And as a seller, you can

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Speaker 4: set up your profile with like a photo or a

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Speaker 4: logo if you want to get really fancy, and a

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Speaker 4: site description, and you can connect your social media and

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Speaker 4: stuff to where, which is actually kind of cool. I

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Speaker 4: don't know how that works and why having your Instagram

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Speaker 4: attached to your deep hoop account is going to sell more,

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Speaker 4: but I'll just leave that there. But our very own

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Speaker 4: Jessica she adores Deepop, and she said that the main

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Speaker 4: selling points here for her to use deeppop is that

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Speaker 4: it's super convenient that you don't have to wait around

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Speaker 4: for someone to pick up things like you do on

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Speaker 4: Facebook Marketplace, and you can negotiate with someone via the

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Speaker 4: inside messenger that they have and then they can buy

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Speaker 4: and pay for it before you ship it or meet

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Speaker 4: up to pick it up. And it's something that we like,

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Speaker 4: right because there was recent research. Again none of this

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Speaker 4: is sponsored, but also how cool that we are at

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Speaker 4: a point g where we have to disclaim it that

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Speaker 4: that's true. Anyway, there was recent research by gum Tree

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Speaker 4: that actually said that the average Australian has five two

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Speaker 4: hundred dollars worth of stuff sitting around their house that

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Speaker 4: they don't use and could sell. So that's pretty good

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Speaker 4: if we're talking about making money. And obviously g we

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Speaker 4: love the secondhand economy and the fact that you know

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Speaker 4: fast fashion exists. This is one way of getting some

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Speaker 4: fashion items into your wardrobe or out of your wardrobe

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Speaker 4: in this particular case, in a really good way. Apparently

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Speaker 4: it's easier to use than face according to Jessica. According

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Speaker 4: to Jessica, we're putting it in the pros. I like that,

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Speaker 4: and people are using the app in their own way

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Speaker 4: by setting up little online stores and stuff for their brands.

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Speaker 4: So people are like making squnches and stuff and putting

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Speaker 4: it on there without having to set up a whole

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Speaker 4: social media profile and an online business for their kind

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Speaker 4: of small business, especially during lockdown. I just think this

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Speaker 4: is a really cool life.

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Speaker 2: Yeah. So it's kind of like a step beyond marketplace

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Speaker 2: in that, like if I was selling I'm still selling

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Speaker 2: my formal dress guards if anyone remembers.

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Speaker 4: That or no ones bought it.

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Speaker 2: Yeah, surprisingly, So if you had a profile on deepop,

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Speaker 2: it would be much more personalized. You'd have like multiple

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Speaker 2: things on there that are like true to your style,

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Speaker 2: and people would then probably return to you. I'm imagining

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Speaker 2: because okay, does that make sense? That's always your formal

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Speaker 2: dress on deep hop. I'm going to put it on there, George's.

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Speaker 4: It's probably why it hasn't sold.

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Speaker 2: Yeah, yeah, I'll head out to hit that right.

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Speaker 3: After this episode.

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Speaker 4: Fees for Deepop fee so Deepop charges a ten percent

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Speaker 4: fee for all sales that are made through the buy button,

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Speaker 4: and this automatically is charged on the total transaction amount,

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Speaker 4: including shipping costs, which I think is kind of cool,

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Speaker 4: so you don't have to worry about transferring money or

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Speaker 4: paying for things. It just happens, and then you'll get

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Speaker 4: the profits.

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Speaker 2: Bob's your uncle, all right, that one is for Jessica Ricci. Okay,

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Speaker 2: let's head to a little break here, guys. But on

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Speaker 2: the other side, we will be chatting surveys, dog sitting,

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Speaker 2: and potential flaws that we need to be mindful of

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Speaker 2: when it comes to using the apps as a side hustle.

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Speaker 2: Stick around, guys.

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Speaker 4: Girl.

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Speaker 2: Now we are talking about pure profile.

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Speaker 4: So I haven't heard of that one before.

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Speaker 2: I hadn't until we researched this, and then I set

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Speaker 2: up a little profile. Guess how much money I've made

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Speaker 2: since we chatted this morning. Eighty five cents? But oh

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Speaker 2: she easily, super easy.

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Speaker 3: That was a two minute job that I did.

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Speaker 4: Wait, you made eighty five cents in two minutes. Yes,

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Speaker 4: not bad. That's pretty good.

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Speaker 3: Thank you.

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Speaker 4: You're bad. So hey, if we extrapolate that out, g

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Speaker 4: I don't know if you did this, but I did

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Speaker 4: because hold on, let me use my brain quick not

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Speaker 4: so quick maths. That is twenty five dollars and fifty

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Speaker 4: cents per hour.

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Speaker 2: See, that's pretty good money, that's the thing. So eighty

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Speaker 2: five cents it sounds like nothing. But then when when

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Speaker 2: you do your quick mass like you just did, it's

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Speaker 2: actually heaps. We should explain this.

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Speaker 4: Actually, I mean you do have to pay tax, so

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Speaker 4: that's actual income. But at the same time, twenty five bucks.

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Speaker 4: Did you do it from your couch?

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Speaker 3: Yeah?

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Speaker 4: I did money win.

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Speaker 2: Now let's let's explain what it is for anyone who's like,

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Speaker 2: what are the girls talking about? They've lost the plot

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Speaker 2: week lockdowns?

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Speaker 4: Really good to them. This is actually really cool not

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Speaker 4: app so it's not strictly an app, but this could

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Speaker 4: be just another easy way to make some cash. Holder

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Speaker 4: on the side, Pure Profile pays you cash to do surveys,

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Speaker 4: which we love. Basically, you complete surveys and the more

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Speaker 4: surveys you take, the more money you make a nice

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Speaker 4: do their marketing for them. You reckon?

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Speaker 3: That could be the slogan.

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Speaker 4: Yeah, so you can redeem the money in cash, which

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Speaker 4: is obviously ideal, or you can redeem it via various

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Speaker 4: gift cards or via PayPal, or in discounts, or even

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Speaker 4: in movie tickets.

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Speaker 2: Probably not, Probably not going to do it in movie tickets,

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Speaker 2: but I like the center.

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Speaker 4: Not at this point in time, it's nice to know

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Speaker 4: we've got absolutely.

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Speaker 2: So as we said before, v I was literally doing

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Speaker 2: it from the comfort of my couch. I was sitting

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Speaker 2: there doing nothing anyway. I was waiting for Harps to

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Speaker 2: do something so that we could go on our daily

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Speaker 2: lockdown walk.

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Speaker 3: So it's fairyinness to kill, So what else are you

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Speaker 3: going to do? May as well do it, sense, that's

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Speaker 3: what you can do.

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Speaker 4: I really like that because at the end of the day,

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Speaker 4: I think a lot of us, especially in Melbourne and Sydney,

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Speaker 4: we have reached the point in lockdown where we are

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Speaker 4: now bored enough to watch all of Oprah, all of

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Speaker 4: Doctor Phil and then whatever cooking show comes on at

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Speaker 4: three pm. Like, that's what point we are at. And

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Speaker 4: I think that this could be an engaging way of

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Speaker 4: just you know, even if you do like an hour

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Speaker 4: or two, I'm not promising this will be the amount

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Speaker 4: that you make each and every single hour. But as

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Speaker 4: you said before, George, you made eighty five cents for

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Speaker 4: two minutes of time. It's twenty five bucks an hour exactly.

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00:20:20,840 --> 00:20:24,520
Speaker 2: And the surveys, they all differ in what they pay you.

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Speaker 2: So apparently with a lot of these survey sites, a

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Speaker 2: lot of them do points for like how many surveys

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Speaker 2: you complete, oh yeah, Whereas on this platform it's it's

441
00:20:33,960 --> 00:20:36,520
Speaker 2: a set price, so you know what you're getting as

442
00:20:36,520 --> 00:20:38,200
Speaker 2: you go into it, if that makes sense.

443
00:20:38,000 --> 00:20:40,920
Speaker 4: Right, Like you're not just going I get three points

444
00:20:40,920 --> 00:20:43,560
Speaker 4: for this and then three points ends up exactly libise

445
00:20:43,640 --> 00:20:46,880
Speaker 4: points and they're worth nothing. I like that, yes, and.

446
00:20:46,920 --> 00:20:48,919
Speaker 2: I should say that it was also really fun, So

447
00:20:49,200 --> 00:20:51,119
Speaker 2: just a little fun activity if you're bought on the

448
00:20:51,160 --> 00:20:53,399
Speaker 2: toilet that have fun with that, do you know what

449
00:20:53,440 --> 00:20:56,720
Speaker 2: I mean? Fees things to consider.

450
00:20:56,760 --> 00:20:57,600
Speaker 3: Go be all right?

451
00:20:57,640 --> 00:21:00,000
Speaker 4: So you can only cash out a maximum of seven

452
00:21:00,000 --> 00:21:03,160
Speaker 4: twenty dollars at a time, and a minimum of twenty dollars,

453
00:21:03,240 --> 00:21:05,080
Speaker 4: so g I'm sorry to let you know, but you

454
00:21:05,119 --> 00:21:07,640
Speaker 4: can't cash your eighty five cents out yet. You're going

455
00:21:07,680 --> 00:21:10,200
Speaker 4: to have to do some more work and then once

456
00:21:10,240 --> 00:21:11,880
Speaker 4: you get to twenty bucks you can cash it out.

457
00:21:12,119 --> 00:21:15,600
Speaker 4: That's all right. Your redemption can't exceed more than seventy

458
00:21:15,640 --> 00:21:20,200
Speaker 4: bucks within a sixty day period, so you know, it's

459
00:21:20,240 --> 00:21:23,040
Speaker 4: not going to be forty hours of this a week

460
00:21:23,080 --> 00:21:25,680
Speaker 4: and actually have this job at as a full time job.

461
00:21:26,080 --> 00:21:28,440
Speaker 4: But seventy bucks is definitely not something that we should

462
00:21:28,440 --> 00:21:32,000
Speaker 4: sneeze at. But again also it's not instant cash. It

463
00:21:32,040 --> 00:21:34,960
Speaker 4: could take up to thirty business days to be processed

464
00:21:35,000 --> 00:21:37,440
Speaker 4: and landing your account, so I wouldn't be doing this

465
00:21:37,520 --> 00:21:41,240
Speaker 4: if you need some quick cash. Different surveys again, are

466
00:21:41,240 --> 00:21:43,119
Speaker 4: going to earn you different amounts of money, and there

467
00:21:43,119 --> 00:21:46,720
Speaker 4: are lots of different survey platforms online. I know that

468
00:21:46,760 --> 00:21:49,440
Speaker 4: there's another one called Octopus, which seems to be really

469
00:21:49,480 --> 00:21:53,680
Speaker 4: popular in our community. But moving on g from things

470
00:21:53,720 --> 00:21:56,960
Speaker 4: that we can do on our own couches to things

471
00:21:57,000 --> 00:21:59,040
Speaker 4: we could potentially do on other people's couch.

472
00:21:59,320 --> 00:22:01,000
Speaker 2: I knew this would be the one we got you

473
00:22:01,000 --> 00:22:03,560
Speaker 2: were the most excited about, so it's.

474
00:22:03,280 --> 00:22:07,280
Speaker 4: Obviously that's why I suggested this. You put it well.

475
00:22:07,320 --> 00:22:10,080
Speaker 2: I wanted to build the anticipation for you, my girl.

476
00:22:10,480 --> 00:22:14,320
Speaker 2: So it's called poor Shake. It isn't why don't you

477
00:22:14,560 --> 00:22:15,199
Speaker 2: sell it to me?

478
00:22:15,280 --> 00:22:17,639
Speaker 4: Because I have already tried to sell it to you

479
00:22:17,680 --> 00:22:20,000
Speaker 4: prior to this episode. I think it's great.

480
00:22:20,119 --> 00:22:23,960
Speaker 2: So poor Shake basically is the dream dog sitting app.

481
00:22:25,359 --> 00:22:27,320
Speaker 2: I feel like it's the dream for people like UV

482
00:22:27,680 --> 00:22:30,720
Speaker 2: who absolutely don't really need to be paid to look

483
00:22:30,720 --> 00:22:33,520
Speaker 2: after other people's dogs anyway. Me, on the other hand,

484
00:22:33,760 --> 00:22:35,520
Speaker 2: I'm not as kind.

485
00:22:35,600 --> 00:22:36,560
Speaker 3: I love dogs, but.

486
00:22:36,920 --> 00:22:39,199
Speaker 4: So if I go away, I can't call you and

487
00:22:39,240 --> 00:22:40,520
Speaker 4: be like, hey, will you look like.

488
00:22:41,320 --> 00:22:43,959
Speaker 2: Lucy is different. I have a connection with certain dogs.

489
00:22:44,119 --> 00:22:49,080
Speaker 4: But okay, so Lucy's or my parents dog Sunday probably.

490
00:22:49,080 --> 00:22:52,200
Speaker 2: Remember Sunday Day stayed at our house and she broke

491
00:22:52,200 --> 00:22:53,720
Speaker 2: her leg and she was like four weeks.

492
00:22:53,880 --> 00:22:56,400
Speaker 4: I know, I had to come and rescue from your

493
00:22:56,520 --> 00:22:59,600
Speaker 4: house because you and my sister broke my parents' dog

494
00:22:59,720 --> 00:23:03,520
Speaker 4: lad off a ledge. No, yeah it did anyway, moving.

495
00:23:03,320 --> 00:23:05,879
Speaker 2: On, so, yeah, this probably isn't the app for me,

496
00:23:06,000 --> 00:23:09,280
Speaker 2: but the appet dog sitters with the people with dogs,

497
00:23:09,320 --> 00:23:12,160
Speaker 2: it just makes sense. Basically, you sign up to the app,

498
00:23:12,200 --> 00:23:14,600
Speaker 2: you choose your prices, you set up a profile, and

499
00:23:14,640 --> 00:23:17,960
Speaker 2: then you're good to go. You can dog sit overnight

500
00:23:18,040 --> 00:23:19,440
Speaker 2: or during the day. You know a lot of people

501
00:23:19,440 --> 00:23:22,000
Speaker 2: don't like to have their dogs at home. Their puppies

502
00:23:22,000 --> 00:23:24,320
Speaker 2: can be menaces, so it's better if they're with someone

503
00:23:24,320 --> 00:23:26,320
Speaker 2: if you have to go into the office. So it

504
00:23:26,359 --> 00:23:29,400
Speaker 2: works in that way as well. And it works really

505
00:23:29,400 --> 00:23:31,800
Speaker 2: well in that you can meet up with the dog owners.

506
00:23:32,119 --> 00:23:34,080
Speaker 2: The dog sitter and the dog owner can meet up

507
00:23:34,119 --> 00:23:37,760
Speaker 2: prior to the exchange taking place. If you will so

508
00:23:38,240 --> 00:23:40,000
Speaker 2: that you can be comfortable that your dog is going

509
00:23:40,040 --> 00:23:43,080
Speaker 2: to someone that you trust and are happy with.

510
00:23:43,680 --> 00:23:45,680
Speaker 3: So it's cool little app.

511
00:23:46,560 --> 00:23:49,480
Speaker 4: I like that. My best friend Steph actually uses this

512
00:23:49,520 --> 00:23:53,200
Speaker 4: app a lot because she's got two beautiful dogs, Orgie

513
00:23:53,240 --> 00:23:56,879
Speaker 4: and Archery, and one's a French bulldog and one is

514
00:23:56,920 --> 00:24:00,080
Speaker 4: a Pomeranian cost Chuawa and looks like a fox a

515
00:24:00,160 --> 00:24:03,359
Speaker 4: fox Boy. Anyway, when I'm unable to help out and

516
00:24:03,400 --> 00:24:06,639
Speaker 4: look after fox Boy and Archie, she goes on Paorshake

517
00:24:06,680 --> 00:24:10,000
Speaker 4: and has had nothing but good experiences. And that kind

518
00:24:10,000 --> 00:24:12,680
Speaker 4: of makes sense because the things we like about it

519
00:24:12,760 --> 00:24:16,160
Speaker 4: is that paor Shake actually only accepts fifteen percent of

520
00:24:16,280 --> 00:24:19,359
Speaker 4: pet sitter applications because you actually have to apply to

521
00:24:19,359 --> 00:24:22,679
Speaker 4: be on this platform. Because obviously, if you have a

522
00:24:22,720 --> 00:24:26,639
Speaker 4: bad pet sitting history, like Georgia King having broken my parents'

523
00:24:26,680 --> 00:24:29,439
Speaker 4: dog's leg one time, probably not going to make it.

524
00:24:30,600 --> 00:24:32,960
Speaker 4: We should just a disclaimer that Georgia did not break

525
00:24:33,000 --> 00:24:34,919
Speaker 4: the dog's legs. She did it in the backyard all

526
00:24:34,960 --> 00:24:36,880
Speaker 4: by herself, and then I had to come and pick

527
00:24:36,880 --> 00:24:38,400
Speaker 4: her up and do all the vets stuff because I'm

528
00:24:38,400 --> 00:24:40,119
Speaker 4: the only responsible person in Please.

529
00:24:39,920 --> 00:24:43,160
Speaker 2: Don't counsel me The other thing that we should add

530
00:24:43,240 --> 00:24:45,000
Speaker 2: is that it's not just dogs.

531
00:24:44,800 --> 00:24:48,400
Speaker 4: It's all pets, pets with paws. That's what it's called

532
00:24:48,440 --> 00:24:51,760
Speaker 4: paw shake. My cats have paws, bunnies have paws. It's

533
00:24:51,920 --> 00:24:55,120
Speaker 4: literally for any pet that you need looking after. In fact,

534
00:24:55,200 --> 00:24:57,879
Speaker 4: you could add your chickens and get them looked after.

535
00:24:58,520 --> 00:25:00,560
Speaker 4: And I think it's actually really cool because I know

536
00:25:00,720 --> 00:25:03,000
Speaker 4: a fair few UNI students do it and they just

537
00:25:03,119 --> 00:25:05,520
Speaker 4: like take their UNI work to somebody else's house, look

538
00:25:05,560 --> 00:25:09,040
Speaker 4: after the dog, use their Internet study, make sure that

539
00:25:09,080 --> 00:25:11,159
Speaker 4: they're doing well at UNI while being paid for it,

540
00:25:11,160 --> 00:25:13,680
Speaker 4: which I think is quite cool. And at the end

541
00:25:13,680 --> 00:25:16,200
Speaker 4: of the day, like, let's be really brutal, looking after

542
00:25:16,240 --> 00:25:19,320
Speaker 4: pets is definitely a commitment. It is definitely hard work.

543
00:25:19,359 --> 00:25:21,480
Speaker 4: It's not something where you just turn up and fill

544
00:25:21,520 --> 00:25:24,280
Speaker 4: their bowls like they do need engagement, and it's not

545
00:25:24,520 --> 00:25:26,840
Speaker 4: for everybody, but I think it's a pretty good option,

546
00:25:27,320 --> 00:25:31,159
Speaker 4: especially if you've got a few free hours, and it's flexible,

547
00:25:31,400 --> 00:25:33,359
Speaker 4: so like you could only accept jobs where you just

548
00:25:33,400 --> 00:25:35,600
Speaker 4: have to go feed the cat once a day, or

549
00:25:35,640 --> 00:25:37,760
Speaker 4: you could accept a dog where you actually come and

550
00:25:37,840 --> 00:25:39,840
Speaker 4: get the dog from somebody else's house and bring it

551
00:25:39,880 --> 00:25:41,920
Speaker 4: to yours and look after it for an extended period

552
00:25:41,960 --> 00:25:45,320
Speaker 4: of time. So different horses, the different courses, Georgi King.

553
00:25:45,400 --> 00:25:47,400
Speaker 2: Yeah, and we'll finish off this one with a little

554
00:25:47,480 --> 00:25:48,920
Speaker 2: chat about the fees. What are they doing?

555
00:25:49,000 --> 00:25:52,600
Speaker 4: They so poor? Shaped take a nineteen percent cut of

556
00:25:52,680 --> 00:25:55,320
Speaker 4: your earnings, so make sure if you're on that platform

557
00:25:55,359 --> 00:25:58,440
Speaker 4: you are factoring that into whatever you are going to charge.

558
00:25:58,520 --> 00:26:01,440
Speaker 2: It seems like ten to twenty percent seems the norm

559
00:26:01,520 --> 00:26:03,440
Speaker 2: for most of the apps that we've chatted about today,

560
00:26:03,480 --> 00:26:05,040
Speaker 2: which is interesting, not really.

561
00:26:04,920 --> 00:26:07,919
Speaker 4: Seems quite reasonable, I feel, especially because you don't need

562
00:26:07,960 --> 00:26:10,119
Speaker 4: to do any marketing or branding yourself and there's no

563
00:26:10,440 --> 00:26:13,880
Speaker 4: business costs that you're going to incur to set yourself up.

564
00:26:14,320 --> 00:26:19,280
Speaker 2: Okay, that actually rounds up all of our apps for today.

565
00:26:19,320 --> 00:26:22,400
Speaker 2: We did want to give honorable mentions to door Dash

566
00:26:22,440 --> 00:26:25,880
Speaker 2: and Uber, which are also really great ideas. Make sure

567
00:26:26,000 --> 00:26:30,160
Speaker 2: if you are on Uber and the cycling delivery options

568
00:26:30,200 --> 00:26:32,479
Speaker 2: that you're staying safe though I know that's been a

569
00:26:32,520 --> 00:26:36,080
Speaker 2: point of controversy over the last year or so, so

570
00:26:36,320 --> 00:26:38,760
Speaker 2: stay safe, but there are of course always good options

571
00:26:38,840 --> 00:26:42,639
Speaker 2: as well. Is there anything we should be mindful of

572
00:26:42,920 --> 00:26:46,639
Speaker 2: when it comes to these apps? Yes, and we've gone

573
00:26:46,680 --> 00:26:49,159
Speaker 2: through the fees that you need to be mindful of,

574
00:26:49,400 --> 00:26:51,000
Speaker 2: and I don't think that you need to be wary

575
00:26:51,040 --> 00:26:52,800
Speaker 2: of them and be like, oh my gosh, they take

576
00:26:52,960 --> 00:26:55,320
Speaker 2: X amount. I think it's just making sure that you're

577
00:26:55,520 --> 00:26:59,040
Speaker 2: making enough money, but also making sure that you've accounted

578
00:26:59,080 --> 00:27:02,360
Speaker 2: for those fees, because there's nothing more heartbreaking than being like, okay, cool,

579
00:27:02,400 --> 00:27:03,879
Speaker 2: like I'm going to get one hundred bucks from this,

580
00:27:03,920 --> 00:27:06,560
Speaker 2: and then they take a nineteen percent cut and you're like, cool,

581
00:27:06,680 --> 00:27:09,639
Speaker 2: I only get X amount. So I think that that's

582
00:27:09,680 --> 00:27:13,280
Speaker 2: really important to remember. The next is, my friend, all

583
00:27:13,320 --> 00:27:17,400
Speaker 2: of these are income, all of these are taxable. It's

584
00:27:17,440 --> 00:27:20,080
Speaker 2: not just a little hobby. I mean, arguably you could.

585
00:27:19,840 --> 00:27:22,280
Speaker 4: Ask your accountant. I feel like the survey ones are

586
00:27:22,320 --> 00:27:26,000
Speaker 4: potentially classified as a hobby because they're so capped and

587
00:27:26,160 --> 00:27:28,520
Speaker 4: tax says that you can earn up to a certain

588
00:27:28,600 --> 00:27:31,880
Speaker 4: amount without having to pay tax on it if it's

589
00:27:31,880 --> 00:27:34,959
Speaker 4: a hobby. In saying that, we know the uber and

590
00:27:35,040 --> 00:27:37,720
Speaker 4: door dash and things like that are absolutely not hobbies.

591
00:27:37,760 --> 00:27:40,640
Speaker 4: They are jobs, so I would be treating them as such,

592
00:27:40,680 --> 00:27:42,760
Speaker 4: and do not forget to set aside money for these

593
00:27:42,800 --> 00:27:44,880
Speaker 4: earnings so you're not left with a really rude shock

594
00:27:44,880 --> 00:27:46,040
Speaker 4: when it comes to tax time.

595
00:27:46,119 --> 00:27:48,879
Speaker 2: Perfect all right, So just to quickly recap, we have

596
00:27:49,080 --> 00:27:53,359
Speaker 2: poor Shake the dog sitting extravaganza app. We have Pure Profile,

597
00:27:53,560 --> 00:27:55,320
Speaker 2: the survey website to die for.

598
00:27:55,480 --> 00:27:57,440
Speaker 3: I don't know why I'm giving them all these little explanations.

599
00:27:57,480 --> 00:27:58,040
Speaker 3: Who am I?

600
00:27:58,040 --> 00:28:00,600
Speaker 4: I know they are going to be very happy with

601
00:28:00,640 --> 00:28:01,320
Speaker 4: the free probi.

602
00:28:02,080 --> 00:28:04,159
Speaker 2: We've got Deep Hop the one for the hip the

603
00:28:04,240 --> 00:28:09,359
Speaker 2: hip kids. We have Air Tasker for the manual labor

604
00:28:09,480 --> 00:28:13,680
Speaker 2: as well as intellectual labor as well. And then five

605
00:28:13,720 --> 00:28:17,040
Speaker 2: are which is great for our freelances VD. I think

606
00:28:17,080 --> 00:28:19,280
Speaker 2: that is all we have time for. That is a

607
00:28:19,320 --> 00:28:22,320
Speaker 2: really good wrap up of the show. But as always,

608
00:28:22,400 --> 00:28:24,560
Speaker 2: just before we head off, we'd like to acknowledge and

609
00:28:24,680 --> 00:28:28,640
Speaker 2: pay respect to Australia's Aboriginal and torrest right island of People's.

610
00:28:29,000 --> 00:28:30,720
Speaker 2: They're the traditional custodians of.

611
00:28:30,680 --> 00:28:34,240
Speaker 4: The lands, the waterways and the skies all across Australia.

612
00:28:34,760 --> 00:28:36,720
Speaker 4: We thank you for sharing and for caring for the

613
00:28:36,800 --> 00:28:39,320
Speaker 4: land on which we are able to learn. We pay

614
00:28:39,400 --> 00:28:41,920
Speaker 4: respects to elders past and present, and we share our

615
00:28:41,960 --> 00:28:42,680
Speaker 4: friendship and.

616
00:28:42,640 --> 00:28:45,640
Speaker 2: Our kindness and remember GUIDs the advice shed on ses

617
00:28:45,680 --> 00:28:47,800
Speaker 2: on the money is general in nature and does not

618
00:28:47,880 --> 00:28:51,560
Speaker 2: consider your individual circumstances. She is on the money exists

619
00:28:51,600 --> 00:28:54,400
Speaker 2: purely for educational purposes and should not be relied upon

620
00:28:54,440 --> 00:28:56,760
Speaker 2: to make an investment or a financial decision.

621
00:28:57,320 --> 00:28:58,120
Speaker 3: And we promise.

622
00:28:58,280 --> 00:29:02,200
Speaker 2: Victoria Divine is an authorized representative of Australia Pacific Funds

623
00:29:02,200 --> 00:29:06,080
Speaker 2: Management Proprietary Limited ABN three four one through two four

624
00:29:06,120 --> 00:29:08,520
Speaker 2: six three AT two five seven APHO CL three three

625
00:29:08,640 --> 00:29:12,400
Speaker 2: nine one five one and do come and join us

626
00:29:12,440 --> 00:29:14,880
Speaker 2: on the Facebook group. Guys, come and tell us the

627
00:29:14,920 --> 00:29:17,160
Speaker 2: apps that you love that you make money from. We

628
00:29:17,160 --> 00:29:20,120
Speaker 2: would love to hear them. We love hearing from you guys.

629
00:29:21,400 --> 00:29:23,800
Speaker 3: And I guess that's all for today.

630
00:29:24,000 --> 00:29:26,360
Speaker 4: That's all we've got for today. We're going to go

631
00:29:26,440 --> 00:29:28,520
Speaker 4: downloading app and make some more money.

632
00:29:28,640 --> 00:29:34,280
Speaker 2: Absolutely, bye honeys bye