Speaker 1: On radio.
Speaker 2: She's on The Money Radio Show.
Speaker 3: With Victoria Divine.
Speaker 2: Starts now, Hello and welcome to that.
Speaker 1: She's on the Money Radio Show podcast, the radio show
Speaker 1: podcast for millennials.
Speaker 2: Who want financial freedom.
Speaker 1: I was gonna say, I absolutely now that, because I
Speaker 1: know that this whole thing is going to be about you,
Speaker 1: Victoria Divine, So I wanted to get my little moment
Speaker 1: in the sun before we talk about your wedding.
Speaker 3: Is now when I tell you that I'm the she
Speaker 3: and she's on the money.
Speaker 4: Oh sorry, I'm actually the he. So the S actually
Speaker 4: just stands for sex, and then that that he is
Speaker 4: actually me.
Speaker 3: Oh that's fantastic. The other day, came into the studio
Speaker 3: and Travid put a sign over the S, so it
Speaker 3: just said he's on the money. I was like, you
Speaker 3: know what, I'll just see myself out. Thanks for having me.
Speaker 3: Nice day, enjoy your day.
Speaker 2: Could you imagine a financial show with just me and Mitch?
Speaker 3: To be honest, it would be quite good. Elite people
Speaker 3: would be so engaged. I mean, they're probably screwed for
Speaker 3: a diamond, but that's okay because they had a good time.
Speaker 2: Right, that's a right.
Speaker 4: We just sponsored have to be hungry jacks because all
Speaker 4: the tips would just be drive through hacks.
Speaker 3: Me and my mac is at I'd be one with
Speaker 3: the listener.
Speaker 1: Questions, what's the thing in your wedding where you were like,
Speaker 1: oh my god, I have to have that and it
Speaker 1: doesn't matter how much it costs.
Speaker 2: What was that one thing that you got?
Speaker 3: Oh, that's a good question. I think, you know what.
Speaker 3: I think there's two things. One, there was a non
Speaker 3: negotiable that whatever wedding venue we had, my dog had
Speaker 3: to come because I needed her there. I thought that
Speaker 3: that was you know, obviously everything I do is with
Speaker 3: the dog. She's a flower dog, right, Yeah, she's a
Speaker 3: flower dog. She's also now the ring bearer. She's got
Speaker 3: a little collar with a clip on ring bearer holder thing,
Speaker 3: so she's.
Speaker 4: Oh no, what if she eats and then you're gonna
Speaker 4: have to see it through the pool the next morning.
Speaker 3: Yeah, look that. Thankfully I've got a wedding planner that
Speaker 3: can be her problem.
Speaker 4: True.
Speaker 1: Sorry, sorry, or Gabby who's sitting in the studio here,
Speaker 1: you're ea, so it's your job?
Speaker 3: Was shoes? I really like I've got a thing for shoes.
Speaker 3: I've talked about it on my podcast a million times before.
Speaker 3: I really wanted a beautiful pair of shoes, and so
Speaker 3: we kind of just didn't think about the budget on
Speaker 3: that one, and thankfully they ended up being far more
Speaker 3: reasonable than I thought they might end up being. But
Speaker 3: that was where I was like, no expenses the other thing?
Speaker 3: Am I lab more than one thing? I feel like
Speaker 3: this makes my wedding.
Speaker 2: We've already had mates, so keep going.
Speaker 3: Sorry, I really wanted live music. I didn't realize how
Speaker 3: like how much things would add up over time, but
Speaker 3: I really wanted live music. So we've gone.
Speaker 4: So who did you get?
Speaker 3: We went with three different people. I really wish she
Speaker 3: didn't ask me that because that makes it sound terrible.
Speaker 3: But the wedding goes for a really long time, so
Speaker 3: we've broken it up. Instead of paying someone for like
Speaker 3: the entire period of time.
Speaker 2: It actually doesn't until Friday next Friday.
Speaker 3: Yeah, it goes for an entire Week'll strap yourselves in. No, no, no,
Speaker 3: we're born for three different people over that period of time.
Speaker 3: Like they're not overlapping or anything. And to be honest,
Speaker 3: it ended up being about the same price as it
Speaker 3: was going to to have someone for that entire period
Speaker 3: because you just pay like their hourly fees and stuff.
Speaker 1: So the funny thing is, Mitch, I was at a
Speaker 1: wedding last week and I know that you you know,
Speaker 1: the term DJ is very thrown around quite lightly these days,
Speaker 1: but yeah, it's pretty easy just to hit play on something.
Speaker 1: These guys literally did nothing and they charged like two
Speaker 1: and a half grand?
Speaker 3: Are you serious? That's just so salty because I can
Speaker 3: do that with the Spotify playlist.
Speaker 2: That is essentially what they're doing. That is munny win
Speaker 2: for us. Wedding DJ robberies.
Speaker 1: Can we can we do a little tag team and
Speaker 1: get your mine out of the gun? Mate, I'm talking
Speaker 1: about being DJs mate.
Speaker 3: Well travel Mitch, sick wedding DJ, would you turn out
Speaker 3: to someone's wedding for two and a half grand?
Speaker 2: Absolutely for nothing?
Speaker 3: Exactly?
Speaker 4: Trav you DJ, Y, I'll MC the wedding. Y split
Speaker 4: the money. It's perfect.
Speaker 3: You know what, that's a dream team. One of the
Speaker 3: hardest things when working out what the wedding was going
Speaker 3: to look like, and you know whose job was what
Speaker 3: was actually an MC because we actually have hired our
Speaker 3: celebrate Megan to come and MC the rest of the wedding.
Speaker 3: Because I just felt like We've been to so many
Speaker 3: weddings and I feel like every time it's like the
Speaker 3: best man or a friend and they all have to
Speaker 3: stay really sober and remember what to do and keep
Speaker 3: people on track. And having a job at our wedding
Speaker 3: is not something I want a close friend to have.
Speaker 3: Just like that does not feel fair for you to
Speaker 3: come and have to essentially work, because you know, you
Speaker 3: guys probably understand this a bit more than the average bear,
Speaker 3: Like MCing is actually full work. Like it's not like, oh,
Speaker 3: just can you just tell them to go inside now, No,
Speaker 3: there's like a run sheet and timing and everyone trying
Speaker 3: to be funny at the same time as being emotional
Speaker 3: and getting the point across.
Speaker 2: I mean that's really hard for but easy for me.
Speaker 1: No. I experienced that on the weekend. Didn't have a
Speaker 1: beer until ten o'clock because it was hectic. And it's
Speaker 1: the balance though of going, Okay, I see the bride
Speaker 1: and groom am mingling, but.
Speaker 2: We really need to get this show on the road.
Speaker 3: Yeah, exactly, Like it's your job to pull things together,
Speaker 3: and I think that people really underestimate that role and
Speaker 3: just go like get their mate to do it or
Speaker 3: their cousin and unless they've got experience, it just makes
Speaker 3: me a be anxious because I've seen it go south before.
Speaker 3: And so yeah, we ended up having someone come in
Speaker 3: and do that, and I feel like it obviously hasn't
Speaker 3: happened yet, but I think that's going to become one
Speaker 3: of the best decisions we made because it's also just
Speaker 3: a little bit nice. We've got a professional doing it
Speaker 3: and everyone's going to be able to have a chill evening.
Speaker 1: You know.
Speaker 4: Well we chat about that and more right, all the
Speaker 4: other stuff that goes into funding and costing and throwing
Speaker 4: a wedding.
Speaker 1: I was about to say, yeah, we've actually spoken about
Speaker 1: spending a heap of money in this podcast here, So
Speaker 1: let's get into the show right now where we can
Speaker 1: save you some money.
Speaker 2: Have a great wedding. Victoria Devine, I love you.
Speaker 1: We two and that she's on The Money Radio show
Speaker 1: starts right now. Yeah, for your Saturday morning it is.
Speaker 1: She's on the Money radio show right across the country
Speaker 1: with Australia's number one finance podcast of Victoria Devine.
Speaker 2: We've got mixtury in here as well.
Speaker 4: Hello, I'll tell you what I don't know, what's going
Speaker 4: on in the news. But every time I try to
Speaker 4: watch the block, I get a breaking news update that
Speaker 4: says interest rates or the big banks are about to
Speaker 4: decide and about to release their statement. Interest rates have
Speaker 4: risen highest inflation in forty years. I guess v you'd
Speaker 4: be the one to ask, can you explain why this
Speaker 4: is happening? And maybe even in layman's terms, like how
Speaker 4: does interest rates affect us? Because it can be boring
Speaker 4: and dry.
Speaker 3: Yeah, so it actually happened to spite you, Midge, so
Speaker 3: that it's even more unaffordable for a person's a millennial
Speaker 3: or agen x or whatever the hell you are these
Speaker 3: days to get Propertiesnial. Do you feel spited? Is that one? Now?
Speaker 1: You know?
Speaker 4: I walked past CommBank the other day and the attendant
Speaker 4: at the teller looked at me and gave me stank
Speaker 4: kind I thought the interest rates were about to rise.
Speaker 4: I just had a feeling. I know, I knew it
Speaker 4: was because of me.
Speaker 3: Honestly, that's exactly how it works. But you are right.
Speaker 3: It is the seventh consecutive month that we have had
Speaker 3: an interest rate rise here in Australia, and I'm not
Speaker 3: gonna lie. I kind of felt like this one was coming.
Speaker 3: Having spoken to our brokers in the business. They were like, Yeah,
Speaker 3: it's just gonna happen, like everyone's talking about it. And
Speaker 3: I was like, surely we're not going to tip into
Speaker 3: the seventh month. But we have. On the first of November,
Speaker 3: they announced that they were lifting the cash rate again
Speaker 3: by twenty five points, so that meant it went up
Speaker 3: by point two five percent, So it's now at two
Speaker 3: point eight five percent. But basically it means that the
Speaker 3: back to back rate hikes that have happened over the
Speaker 3: last seven months have added eight hundred and fifteen dollars
Speaker 3: per month to a five hundred thousand dollars mortgage.
Speaker 4: Oh my god, So when's it going to stop? Like
Speaker 4: do you think we've reached critical mass? Like is this
Speaker 4: the CAP or the RBA just going to keep on
Speaker 4: hiking it up? And they can't just keep doing it now.
Speaker 3: They can though, so they come because we currently are
Speaker 3: in a circumstance where our inflation is so high, so
Speaker 3: pushing mortgages off the table. We are actually talking about
Speaker 3: everything being more expensive. I'm pretty sure macers, chippies were
Speaker 3: more expensive the other day, Mitch, So.
Speaker 4: Wait, wait, wait, so the cash rate can influence everything,
Speaker 4: even my steam macus cheeseburger with an extra slice of bacon.
Speaker 3: So the cash rate is usually increased, which is happening
Speaker 3: right now, to try and mitigate what's happening with the
Speaker 3: inflation and with this rising CPI. So what is happening
Speaker 3: is CPI, and inflation is basically the increasing costs of
Speaker 3: goods and services. So CPI is the consumer price index.
Speaker 3: And that's basically if you've got a basket of groceries,
Speaker 3: and I said Mitch, ten years ago, go to Woolies,
Speaker 3: buy groceries up to the value of thirty dollars, you'd
Speaker 3: be able to put way more groceries in that basket
Speaker 3: ten years ago than you would today because everything is
Speaker 3: just so much more expensive. So in order to try
Speaker 3: and balance that out and make sure that inflation doesn't
Speaker 3: keep going through the roof, what our government does is
Speaker 3: increase our cash rate because they want things to be
Speaker 3: a little bit more expensive at top dog level, so
Speaker 3: that the bottom dog level, i e. Us buying steam
Speaker 3: buns at macs, everything isn't going to be feeling as impactful.
Speaker 3: So it's in important obviously I said before, it's adding
Speaker 3: an extra eight hundred and fifteen dollars per month to
Speaker 3: the average five hundred thousand dollar mortgage, which to me
Speaker 3: is insane. Like imagine being told one month, by the way,
Speaker 3: you have to find this much more to cough up,
Speaker 3: which is insane. I think the misconception here is that
Speaker 3: this only impacts people with mortgages, but it doesn't. It
Speaker 3: impacts absolutely everybody in our economy at this point in time.
Speaker 4: God, So what you're saying, V, is someone I don't know,
Speaker 4: for example, would be crazy to have a wedding in
Speaker 4: the middle of an economy like this. It'd be just
Speaker 4: so stupid, it.
Speaker 3: Would be so dumb. Honestly, I don't even know who
Speaker 3: gets married these days. On a day like the Saturday,
Speaker 3: the fifth of like on, do you know who who's
Speaker 3: committed to their job?
Speaker 1: Mitch me speaking of budgets, V. You wouldn't have had
Speaker 1: one for your wedding, would you.
Speaker 4: Oh?
Speaker 3: Well, I probably should have thought about this before today.
Speaker 4: It's literally hours away you're getting married. We have a
Speaker 4: live stream of the church. Now, let's just have to
Speaker 4: connect that through to the to the Oh they're getting
Speaker 4: ready for Victoria the belt.
Speaker 3: You're going to be as disappoint owned as some family members.
Speaker 3: I'm not getting married in the church. Oh no, yeah,
Speaker 3: I was going to just slid up in flames. So
Speaker 3: I decided that would probably ruin my wedding.
Speaker 4: Oh my god, I can imagine. Well hold on, well,
Speaker 4: we just spoke about the cash raid inflation rates. It's
Speaker 4: at all time high. What actually goes into getting married?
Speaker 4: Because I know it sounds done, but I think, like,
Speaker 4: all right, you get the dress that's like one thousand,
Speaker 4: I don't know, you get like a nice cake, Sure,
Speaker 4: get like some flowers at some tables in the higher
Speaker 4: revenue like ten grand max. Like that's where my brain goes,
Speaker 4: Am I wrong?
Speaker 3: Look, no, it's a lot more than that. In fact,
Speaker 3: before this episode, I was like, do you know what,
Speaker 3: I'll brush up on the averages and it's made me
Speaker 3: feel a little bit sick because I think what I'm
Speaker 3: going to be over the average. So moneysmart dot gov
Speaker 3: dot AU says that the average Australian wedding costs thirty
Speaker 3: six thousand dollars and that eighty two percent of couples
Speaker 3: dip into their savings to pay for their wedding. Another
Speaker 3: sixty percent of couples get a loan for their wedding,
Speaker 3: and eighteen percent of couples are putting everything on their
Speaker 3: credit card.
Speaker 4: Oh no, is that bad or is that good?
Speaker 3: I don't think you should be starting a marriage with debt,
Speaker 3: especially to have a one day party. Please don't get
Speaker 3: me wrong. I'm so excited for my wedding, But one
Speaker 3: thing that my partner and I were on the same
Speaker 3: page about is making sure that everything that we are
Speaker 3: doing is being paid for in cash. And to be honest,
Speaker 3: it's why we're getting married so late in our relationship
Speaker 3: in a way, like we've been together like what nearly
Speaker 3: eight years or so, so okay, but we've had these open,
Speaker 3: honest conversations where we were like, you know what, we
Speaker 3: don't want to get married until we've bought a house,
Speaker 3: Like to us, that was the priority, and getting on
Speaker 3: the property ladder with something that we really wanted to
Speaker 3: do before we got married. But each to their own, like,
Speaker 3: I'm not going to judge your values as long as
Speaker 3: you don't judge mine. But to contrast that, I saw
Speaker 3: another's stat somewhere. The average Australian wedding has been increasing
Speaker 3: post COVID and the new average is looking closer to
Speaker 3: fifty four thousand dollars, So that's thirty six. Like that
Speaker 3: is just so much money, Like that's more than a
Speaker 3: family minivan.
Speaker 4: Guys, okay, that's two Toiragos. Give me some cost saving tips.
Speaker 4: Because I don't know if you've announced this, and I
Speaker 4: don't know if we're allowed to talk about it, but
Speaker 4: travs she might yell at us because she told us
Speaker 4: this in the break but me, and if you're a
Speaker 4: guest going to Victoria's wedding getting ready listening to us,
Speaker 4: you ain't getting a cake at this wedding. She's skimmed.
Speaker 3: No, skimped cake is trash. We're not having a wedding cake. Wow.
Speaker 3: Look I grew up doing weddings as a waitress. But
Speaker 3: every single wedding, after all the guests had gone and
Speaker 3: we're clearing the reception tables, they'd just be plate of
Speaker 3: cake with a little bit of berry coolie and like
Speaker 3: a scoop of the whipped cree and a lot of
Speaker 3: fond it and nobody was eating it. So when it
Speaker 3: came to our wedding, I was like, Steven, we are
Speaker 3: not having a cake. Let's just do something that's more
Speaker 3: aligned to us. So instead of having a fancy cake,
Speaker 3: we just picked our favorite dessert, which is obviously upple crumble,
Speaker 3: and we're having that at our wedding. And I kind
Speaker 3: don't mind what people think, because this day isn't about them,
Speaker 3: is it.
Speaker 4: If you're going to the wedding, maybe stop by seven,
Speaker 4: I'll having get some Crispy cremes because you're them by oka.
Speaker 1: From a cake dilemma to money dilemmas. If you're struggling
Speaker 1: with your cash flow, you got yourself in a little
Speaker 1: bit of a situation. You can hit us up anytime
Speaker 1: on She's on the Money on Socials.
Speaker 4: This is She's on the Money radio show.
Speaker 2: Guys, it is time to do this.
Speaker 4: You know. This segment every week reminds me that Victoria,
Speaker 4: you really are a wealth of knowledge, a source for
Speaker 4: all of us to dip into when we are at
Speaker 4: our darkest times. I can send these to your future husband.
Speaker 4: He can add them to the vows, because.
Speaker 3: Actually that would be really good. Yeah, I don't know
Speaker 3: how he's going with ours. If we're honest, is that
Speaker 3: something you should think about just in the moment, like
Speaker 3: from the heart, She'll be.
Speaker 4: Right from the heart. Well, this is definitely from the heart.
Speaker 4: Every week we do a money dilemma and we get
Speaker 4: someone's financial story on the air. To get Victoria's advice,
Speaker 4: Luise send us a DM about her mum's superannuation. She says, Hello,
Speaker 4: the me. Mom is in her early sixties, she's just
Speaker 4: retired from work, and she doesn't have any savings. She's
Speaker 4: going to be relying on her SUPER payout until she
Speaker 4: gets her pension age. She does doesn't have a lot
Speaker 4: of super due to age. Of course, I would really
Speaker 4: like to be able to support her. How can I
Speaker 4: best do this? And what advice would you give me?
Speaker 3: Mom? This is a good question because all of us
Speaker 3: think and Mitch, you and I are probably in the
Speaker 3: same boat, not as trap because tribes are like basically
Speaker 3: old already, So like, yeah, he's probably like all over
Speaker 3: the super thing. Actually, yeah, exactly what the canes for.
Speaker 3: But when we talk about supernuation, it feels so far
Speaker 3: away that it doesn't seem like a priority in the moment,
Speaker 3: but it really is, because these are the circumstances that
Speaker 3: a lot of people in their sixties are now stepping into.
Speaker 3: So caring about super is really important because it's going
Speaker 3: to put future you in a good financial position. In
Speaker 3: saying that, a lot of people in their sixties right
Speaker 3: now didn't have compulsory SUPER because that was brought in
Speaker 3: in nineteen ninety two. So everybody in this circumstance might
Speaker 3: have grown up in a time where contributing to SUPER
Speaker 3: didn't happen until they were in their forties or something
Speaker 3: like that, because it just wasn't something that's been around forever.
Speaker 3: So it's important to care about it. But the best
Speaker 3: way you can actually support your mum during this time
Speaker 3: is to sit down and do some budgeting and some
Speaker 3: cash flow. It's not about just throwing money that way.
Speaker 3: It's about actually fully comprehending and understanding your circumstances. So
Speaker 3: when we're talking about SUPER, yeah, it's great, it's a
Speaker 3: tool that you can use, but I would actually be
Speaker 3: reaching out to either a financial advisor or a financial
Speaker 3: counselor or someone that can help you understand how to
Speaker 3: best marry superinuation with that potential pension so you make
Speaker 3: the most of both circumstances, and also to review where
Speaker 3: your mum is at today, because there's a rule called deeming,
Speaker 3: and I mean I'm not an accountant, so don't quote
Speaker 3: me on this. You will need to talk to one,
Speaker 3: but your financial life will be audited and they will
Speaker 3: look at the assets you have, and based on the
Speaker 3: assets you have and how much money you have in
Speaker 3: super is going to tell the government how much to
Speaker 3: pay you in a pension. So it's worth thinking about
Speaker 3: now so that you can best prepare yourself for the future,
Speaker 3: because a lot of people think, oh my gosh, I'm
Speaker 3: going to have to sell my family home to get
Speaker 3: the pension, But your family home isn't included in this deeming.
Speaker 3: It's actually excluded. So being on the right page, getting
Speaker 3: the right advice is going to put you in the
Speaker 3: best possible circumstance. So the advice that I would give
Speaker 3: to your mum is just be educated on this space.
Speaker 3: Don't bury your head in the sound because it doesn't
Speaker 3: feel like the place you want to be right now.
Speaker 3: I totally get that. But what you can do is
Speaker 3: be really empowered by that circumstance and go all right, well,
Speaker 3: this is what we're working with. How do we make
Speaker 3: the most of it?
Speaker 4: And also, Luise, don't forget I mean, I'm not the
Speaker 4: financial advisor here, but.
Speaker 3: I'm not either anymore, Michie I retired.
Speaker 4: Neither of us are financial advisors here. However, you've got
Speaker 4: the negotiating power. You say, Mum, you put me in
Speaker 4: the wheel and I'll give you a bit of pocket money. Okay,
Speaker 4: you know, I'll just say it sounds good.
Speaker 3: If you don't put me in the will, I'm gonna
Speaker 3: put you in the home.
Speaker 4: It's good.
Speaker 1: If you've got a question for us, to hit us
Speaker 1: up search. Sheees on the money anywhere on socials. Let's
Speaker 1: save some people some money.
Speaker 2: With this sper save a Saturday.
Speaker 4: Yes, every single Saturday morning. Victoria gives us some sneaky
Speaker 4: tips on how to keep more bucks in her bank
Speaker 4: account in your bank accoun actually and hers because she
Speaker 4: uses them too. Oh my, you got a coffee shop
Speaker 4: with Victoria? She gets a note tap at she goes,
Speaker 4: what hack do I have for a ham? And Cha's croissant?
Speaker 4: She got a hack for everything? Victoria, So what do
Speaker 4: I have?
Speaker 2: Frut?
Speaker 3: You know what my hack there is? And it worked.
Speaker 3: Last time we were at the cafe. I was like, oh, Mitch,
Speaker 3: I forgot my wallet and then you paid because I
Speaker 3: was turned out. But if you did not think that
Speaker 3: I was going to make these hacks all about me
Speaker 3: and the fact that I'm getting married today. You were
Speaker 3: sorely wrong because the first tip I've got after going
Speaker 3: through everything, and while I don't regret how much we
Speaker 3: are about to spend on florals for this wedding, I
Speaker 3: do realize that they're really, really expensive. And if you're
Speaker 3: not having a massive wedding and you do have the time,
Speaker 3: why not think about doing like a non bridal bouquet.
Speaker 3: Because inflation is crazy. Things are definitely like, Please don't
Speaker 3: get me wrong, I see so much value in the
Speaker 3: vendors that we have, but oh my gosh, the wedding
Speaker 3: tax is absolutely true. I feel like the second you
Speaker 3: inquire somewhere, they're like, yeah, here's our packages. Oh it's
Speaker 3: a wedding. Oh double totally okay, I totally get it.
Speaker 3: Maybe I should have been smarter when inquiring on places like, oh,
Speaker 3: I'm just having a celebration.
Speaker 4: Yeah we're having a branch having a brunch. We're all
Speaker 4: wearing why.
Speaker 3: There'll be one hundred and fifty people there, but it
Speaker 3: will be brunch.
Speaker 4: Yeah, we have dermatitis, will all be in veils.
Speaker 2: But it's the sun it's a conference.
Speaker 3: It's a conference. Everyone's going to dress up and it's
Speaker 3: going to be really fun. The next tip is instead
Speaker 3: of invitations, because wedding stationary can be so expensive. And
Speaker 3: it's not just the design because obviously, if you're getting
Speaker 3: a graphic designer to do the work, YEP, pay them
Speaker 3: for their time, but the paper that it's printed on
Speaker 3: is really expensive, then you're probably gonna want the matching envelope.
Speaker 3: What you're not forgetting is that if you're anything like me,
Speaker 3: then you also want the little stamp on the back,
Speaker 3: like the little wax seal and stuff, because I'm f
Speaker 3: But then on top of that, a dollar ten to
Speaker 3: send one invitation out and then you know what has
Speaker 3: to happen. Your guests have to send back your RSVP,
Speaker 3: so that then costs them a dollar ten, and a
Speaker 3: dollar ten doesn't sound expensive until it all starts adding up.
Speaker 4: Crue that send them a text for God's sake.
Speaker 3: World, I'll go you one better do an email or
Speaker 3: there are so many websites. It sounds really complicated, and
Speaker 3: that's why I didn't do enough research into it until
Speaker 3: post actually sending out the invites and they're all actually
Speaker 3: done for you, and they are made for people like
Speaker 3: me who have never done a website before. It's a
Speaker 3: bloody money win from my perspective.
Speaker 4: All right, last one, but you got to get to
Speaker 4: the wedding. V. I've just got a text from the priest.
Speaker 4: He said, where is V.
Speaker 3: There's no priest at my wedding, so you're just making
Speaker 3: absolute chua to dat.
Speaker 4: Sorry.
Speaker 3: My tip number three is photography and videography can get
Speaker 3: really expensive when it comes to weddings. Have a look
Speaker 3: for someone up and coming who maybe isn't charging as
Speaker 3: much at this point in their career. I'm sure that
Speaker 3: they are going to put in just as much love.
Speaker 2: All right, you've got to get out of here.
Speaker 3: Got to get married.
Speaker 4: Oh I got trapped. That's the live feed from the wedding.
Speaker 1: Poor STEVEO has been standing there since eight o'clock this morning. Hey,
Speaker 1: if you've got a tip, you can hit us up
Speaker 1: on socials anytime. But we're going to catch you next week.
Speaker 1: Make sure you stick around, Mitch Cherry, You're going to
Speaker 1: do the Life Uncut radio show.
Speaker 2: Next I am out of here. Happy wedding, Victoria.
Speaker 4: We love you. Have the bedtime and listen. Get that
Speaker 4: garter down and have some.
Speaker 3: Also be no wedding garden, no cake, no garden. There's
Speaker 3: a lot of nose at my wedding, So we'll.
Speaker 2: See you when you're a married woman.
Speaker 4: Wake v