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Speaker 1: She's on The Money Radio Show.

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Speaker 2: With Victoria Divine starts now, Hello and welcome. So that

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Speaker 2: she's on the Money Radio Show podcast, the podcast for

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Speaker 2: millennials who want financial freedom.

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Speaker 3: It's the radio show for millennials who want financial.

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Speaker 4: Can I also say, I'm gen Z.

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Speaker 3: You're not gen Z. You're not, though, Victoria, why do

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Speaker 3: you look fifty.

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Speaker 4: Es? You?

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Speaker 3: Do you need a touch up? Botox? Touch up?

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Speaker 5: I got a quote. I've sound like a Mazda three

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Speaker 5: that's been hit by a car. But I got a

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Speaker 5: quote for Botox.

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Speaker 3: How much was it?

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Speaker 5: It was baby botos. It's fifty nine dollars for perk

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Speaker 5: crow's foot and then one hundred and fifty nine I

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Speaker 5: think for the forehead.

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Speaker 3: Oh that's pretty good. That's not bad.

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Speaker 6: Let's actually talk about money stuff though, because this isn't

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Speaker 6: like she's on the skincare.

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Speaker 1: That would be a very good podcast.

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Speaker 6: I would shout that I'm going to heat up Dolly

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Speaker 6: Foster Blake and ask her if she's interested.

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Speaker 3: It could be the go to podcast.

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Speaker 2: Not Wow, oh my god, a second, you're on fire today, mate.

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Speaker 3: Wow, I'm going to see myself out. What's happened to you?

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Speaker 1: Mate? Are you know. I was going to say, you're

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Speaker 1: in a fighting move. Yeah, feisty.

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Speaker 7: I want to go.

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Speaker 2: I want to go serious question though, Mitch, what you're

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Speaker 2: like twenty one twenty two?

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Speaker 1: What is happening?

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Speaker 8: Mate?

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Speaker 1: Talks?

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Speaker 5: I'm twenty six and it's my birthday in a couple

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Speaker 5: of weeks your birthday?

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Speaker 3: Or do I have to call your mum and.

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Speaker 1: Ask you have to go through mum? The bicycle?

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Speaker 7: No?

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Speaker 4: I want something from your little.

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Speaker 3: Trip you What would you like? What would you like?

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Speaker 4: I do love skincare, so I love something skincare.

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Speaker 3: You want some skincare?

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Speaker 9: All right?

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Speaker 1: The moisturizer? Or why are you talking like that? Mate?

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Speaker 1: Stop being so creepy. That sounds heavy.

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Speaker 3: I really love something, Do you not me?

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Speaker 4: I'm talking of some sort of creep on myself?

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Speaker 1: Okay, all right, boyster man.

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Speaker 4: Maybe an ointment, maybe some sort of I just.

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Speaker 3: Want to ask Sarah.

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Speaker 2: You should ask his ma, which is a little throwback

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Speaker 2: to the ships on the Money radio show.

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Speaker 3: Yeah, I'll ask you, mate.

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Speaker 5: Should I just say something though? I've had a couple

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Speaker 5: of dms and guys. I want you to DM Victoria

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Speaker 5: traveling on all socials. I want you to send us

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Speaker 5: people as finding their marketplace and gum Tree.

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Speaker 3: Forest, send me your marketplace.

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Speaker 5: Send them to me at Mitch Turi, at Roebuck, and

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Speaker 5: at Victoria Devine. We all want them in the dms,

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Speaker 5: don't we, Guys.

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Speaker 3: No, we actually do. I feel like you've given it away.

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Speaker 6: You mentioned before that I'm going on a trip, and

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Speaker 6: I've been really strategic on the She's on the Money

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Speaker 6: podcast to pre record things so that it doesn't look

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Speaker 6: like I'm on holiday. But I've got it's not really

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Speaker 6: a holiday. We're going over to America to go to FINCN,

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Speaker 6: which is a finance Content Creators conference, which to me

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Speaker 6: sounds really exciting to everybody.

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Speaker 3: Else not so much.

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Speaker 1: That's so cool.

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Speaker 3: Thank you for your enthusiasm.

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Speaker 1: Speaking of finances and all things finance. Yeah, let's do

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Speaker 1: the show. Let's do the show. We are going to

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Speaker 1: tell you somebody spent forty million.

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Speaker 3: Dollars on a Father's Day press, a.

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Speaker 2: Father's Day present. What is happening with that? That's the

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Speaker 2: kind of thing.

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Speaker 6: Please go, let's go to the show because he's already

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Speaker 6: tapped out.

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Speaker 3: Definitely noted.

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Speaker 2: You sound like a bloody t rex over there, mate,

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Speaker 2: which is another throwback to the show. Let's start the

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Speaker 2: She's on the Money radio show right now.

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Speaker 1: Tomorrow. Guys, Father's Victoria.

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Speaker 2: You were telling us before you bought your dad what

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Speaker 2: three four pairs of socks, and it's actually lying.

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Speaker 6: You haven't no, no, no, I didn't get him socks.

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Speaker 6: But I also know he listens to this show high

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Speaker 6: down the few. My name is Eric, Yeah, yeah, Eric divine.

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Speaker 6: It's Father's Day tomorrow. I'm not going to ruin his present,

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Speaker 6: are you joking? But socks is definitely something he would

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Speaker 6: ask for. He's also good at asking for new Polo

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Speaker 6: T shirts and like nice white T shirts. And I

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Speaker 6: feel like that's a solid present because white T shirts,

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Speaker 6: over a period of time they go a bit yellow,

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Speaker 6: they like stretch out a bit. They don't look as

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Speaker 6: Chris get you down a white T shirt always.

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Speaker 3: Always, Victoria, I'm boring.

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Speaker 1: It's so boring.

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Speaker 3: I don't know how to tell you this. I am

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Speaker 3: a white woman in my thirties. What were you expecting

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Speaker 3: in good Point?

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Speaker 5: And you know what, Yeah, every since adding you on

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Speaker 5: be real, it's become more and more evident.

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Speaker 4: And it's just his white life, all right.

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Speaker 2: But from boring Victoria to vine A celebrity has gone

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Speaker 2: the actual opposite end of the scummage.

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Speaker 1: Get this right.

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Speaker 4: Beyonce has gifted her husband jay Z.

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Speaker 5: They've been married ages now, the ultimate Father's Day gift,

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Speaker 5: that's what they're calling him.

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Speaker 3: But I don't know if it's the ultimate.

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Speaker 1: Get this.

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Speaker 5: She got him a Bombardier Challenger eight point fifty private.

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Speaker 5: That's a point for the short price of forty million dollars.

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Speaker 1: That's actually not too bad for it.

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Speaker 3: What do you mean, Okay, I'm not rich like you, Trav.

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Speaker 3: I don't know how much jets usually costs.

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Speaker 4: What's the medium price, Trav?

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Speaker 9: No?

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Speaker 3: What did you pay for yours?

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Speaker 1: Traut through fifty?

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Speaker 4: No, I'm thinking of gym membership.

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Speaker 2: Because I'm thinking about, like, if you're going to say

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Speaker 2: a jet in context of things, I'm thinking a couple

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Speaker 2: of hundred MILLI at least. But I mean, when we

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Speaker 2: look back and think it's a Father's Day gift, that

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Speaker 2: is a little bit extravagant.

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Speaker 5: Yeah, here's the thing. A jet for a birthday? Yeah,

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Speaker 5: checks out big one twenty first, fifty sixtieth. I get

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Speaker 5: it maybe for an anniversary, but for Father's Day. No,

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Speaker 5: this jet holds fifteen passengers. It comes with only fifteen

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Speaker 5: fifteen cream leather interior, kitchen, two bathrooms. Apparently Beyonce said

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Speaker 5: this she thought it would be the perfect way to

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Speaker 5: show jay Z how much of a great daddy is.

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Speaker 1: Yeah, here's a plane. You're a great father.

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Speaker 2: I don't get it, Beyonce, why do you hate the

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Speaker 2: rest of us? Like, why do you want to make

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Speaker 2: us look like trash?

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Speaker 1: That's all Each.

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Speaker 3: Seat on that plane's worth two point six meal?

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Speaker 1: Victoria?

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Speaker 4: Yeah, what's what do you reckon?

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Speaker 1: Victoria? I love that you do the quick math. What's

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Speaker 1: a good budget to work with.

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Speaker 3: For buying a plane?

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Speaker 1: No, no, we'll talk off the air about that.

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Speaker 3: I just reckon fifty bucks. End of story.

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Speaker 6: But also you could say things like my presence is

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Speaker 6: your present if you forgot, or you're a tighter.

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Speaker 3: Yeah, but we don't use that word around here.

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Speaker 6: I actually do you know? Going back to the Beyonce thing,

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Speaker 6: why do they have to tell everyone they did that?

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Speaker 1: Yeah, that's it now.

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Speaker 5: It was his first Father's Day. This was a couple

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Speaker 5: of years ago. So this is when they.

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Speaker 3: First and this is all you've got.

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Speaker 1: This smells them classic.

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Speaker 3: This smells a classic. Mistery not putting.

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Speaker 1: After lit lines thirteen one, six five.

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Speaker 5: I want to know what did you spend a fortune

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Speaker 5: on for Father's Day that flopped?

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Speaker 1: I want backfired stories. I want he hated it.

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Speaker 5: I want Dad hasn't spoken to you since I want

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Speaker 5: it's no longer my dad. I emancipated myself. I want

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Speaker 5: the drama.

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Speaker 6: We should do this on Mother's Day too, when it happens,

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Speaker 6: because I reckon, there are a lot of mums out

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Speaker 6: there that are like, yeah, I got a nining board.

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Speaker 3: No, no, now I'm in jail for murder.

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Speaker 2: You can literally make a macaroni card as I did

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Speaker 2: three years ago, and I am a fully grown adult male,

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Speaker 2: and she will love the hell out of it. Exactly.

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Speaker 2: It's theft, all right, fern six five. We want to

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Speaker 2: know what did you buy for your dad? Doesn't have

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Speaker 2: to be this year. Why was such a train wreck

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Speaker 2: and how much did you spend on it?

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Speaker 1: Father's Day tomorrow, let's do this.

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Speaker 10: It's bad.

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Speaker 2: Yeah, Annoyingly, Beyonce bought jay Z a forty million dollar

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Speaker 2: jet for Father's Day. Now that's a pretty good gift, Victoria.

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Speaker 2: You're not going to tell us what you bought your dad?

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Speaker 2: Eric Devine for Father's Day. I'm just going to say

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Speaker 2: I bought my dad pistol, Pete, Roebucks something he is

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Speaker 2: absolutely going to love, Loki Flex.

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Speaker 1: What about you, Mitt Jury? What did you buy your dad?

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Speaker 4: Mark Jury?

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Speaker 5: Happy Father's Day? Mark, love you mate. I go through

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Speaker 5: a third party, So I go through it's mum.

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Speaker 3: Yeah, that's the third party.

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Speaker 5: They're so good, and I just give them a call

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Speaker 5: and they go, this is what they want.

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Speaker 1: They already know for some reason.

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Speaker 5: They go out and then I transferred my mom fifty bucks.

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Speaker 4: It's all set.

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Speaker 3: Then, thank you man. That's so good. You don't even

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Speaker 3: need an EA because you've got one.

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Speaker 1: Yeah, your mom may.

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Speaker 2: Because you know, when you don't go through your mom,

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Speaker 2: there is a huge chance it is going to absolutely flop,

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Speaker 2: that they're going to hate it. It's going to be

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Speaker 2: something that they don't want. It's probably going to be

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Speaker 2: a disaster. So that's what we want to hear from

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Speaker 2: you right now. On thirty one oh six five, what

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Speaker 2: did you buy your dad? You thought he was going

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Speaker 2: to love but absolutely flop?

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Speaker 1: Mick? What happened to you?

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Speaker 9: I well, it shouldn't have fipped. I was pretty confident.

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Speaker 9: I'm gonna be honest going into this. So I spoke

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Speaker 9: to my.

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Speaker 10: Mum, do you know what your old man has always

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Speaker 10: wanted to go skydiving?

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Speaker 3: And I said, well, I'm a good present.

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Speaker 9: I'm not doing that. I was convinced to it, so

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Speaker 9: I said, that's it. We're going to do it.

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Speaker 10: We're going to do it properly. So I found the place.

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Speaker 10: I went and got the full package. So you've got

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Speaker 10: go pros and photos, spent over a k. So I

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Speaker 10: rolled up with him.

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Speaker 9: Were so excited. He couldn't believe it. It was a surprise.

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Speaker 9: So we went up. I said, look, I'll go out first.

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Speaker 3: I don't know how this is going to go badly.

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Speaker 3: This feels really hot.

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Speaker 4: Can I just say it opens?

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Speaker 1: Is he still alive? That's just what I want to preface.

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Speaker 9: This opens, all right? So I go at first. Did

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Speaker 9: it come down? Parachute opens? I hit the ground, I

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Speaker 9: don't know ten.

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Speaker 10: Fifteen seconds before turn around to look at him, and

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Speaker 10: I'm so excited, so I'm just like, get it off

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Speaker 10: so I can run up and get him my heart

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Speaker 10: and as he's coming down and you can hit the

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Speaker 10: boy yelling who manages to get his league.

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Speaker 9: Tangled up, hits the ground. My oh, that looks a bed.

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Speaker 9: Can't get up. We've got to get im tagging the hospital.

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Speaker 9: He's broken his fa.

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Speaker 3: Happy Father's Day, Dada broke your.

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Speaker 10: Leg exactly so I've managed to shout out over at

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Speaker 10: kay and break a major bones. Since then, it's been

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Speaker 10: socks and jocks and nothing else.

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Speaker 3: Go back to the white T shirt.

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Speaker 2: Unfortunately, though, those socks are a lot bigger because of

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Speaker 2: his broken leg.

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Speaker 1: Anyway, traps the body still.

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Speaker 4: Thanks.

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Speaker 1: Mick mixed the storyteller.

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Speaker 4: I reckon.

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Speaker 1: He doesn't written down to picture to foxtail.

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Speaker 4: He wants to get a mini series the first.

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Speaker 1: Time he's told that story, I'll give you the heart.

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Speaker 2: And he's given us a call on thirty twenty six

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Speaker 2: five about her Father's Day present that was a flop.

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Speaker 4: Talk to us, Annie, Hey, Annie, ye Hi?

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Speaker 1: Anny?

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Speaker 3: Are you okay?

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Speaker 10: Are you hi?

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Speaker 3: How are you good?

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Speaker 1: Great? Tell us your story any what happened?

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Speaker 7: Well, my father in law and my husband are very

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Speaker 7: competitive golfers and we thought they deserved to treat, so

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Speaker 7: we decided to send them on this very exclusive little

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Speaker 7: golf weekend. Away. Flights included accommodation of beautiful golf club.

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Speaker 7: But when they bought it the plane, the stewardess asked,

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Speaker 7: who's a bit of golfer, and it was all on.

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Speaker 7: They ended up having a big fight and ended up

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Speaker 7: having quite a few too many drinks by the end

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Speaker 7: of the golf day. My husband had one, but my

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Speaker 7: father in law, being a little bit slightful and very

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Speaker 7: very jealous, decided that he would not wake up my

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Speaker 7: husband the next morning. He was in charge of getting

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Speaker 7: them up for breakfast and everything. He caught the flight

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Speaker 7: back on his own on the exclusive little light aircraft

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Speaker 7: and my husband had to make his lay to the

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Speaker 7: airport and just jump on a regular plane back.

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Speaker 6: Imagine being that salty that you literally wake up the

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Speaker 6: next day and you're like, you're not coming.

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Speaker 3: You know, it would have been.

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Speaker 6: Way worse if it was your dad and your husband

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Speaker 6: like that could have ended in tears.

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Speaker 3: I don't know they knew what they're up to.

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Speaker 2: Hey, if you've got yourself a little bit of a

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Speaker 2: money dilemma, you need some advice, you can hit us

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Speaker 2: up anytime you want.

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Speaker 1: Just search.

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Speaker 2: She's on the money on socials, just like Eloise has

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Speaker 2: done this week.

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Speaker 1: Nitch Yeah.

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Speaker 5: Property buyers agents I don't know what they are. Apparently

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Speaker 5: like you go through a company to buy a property, right, that's.

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Speaker 2: That's actually how it works, complicated.

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Speaker 5: And what they'll do is they'll buy it, and they

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Speaker 5: buy property and their agents and that's all I know

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Speaker 5: so far.

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Speaker 1: But I can't.

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Speaker 3: Believe how intelligent you are, honestly, turn out on your own.

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Speaker 1: This is She's on the Money radio show right now.

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Speaker 1: Let's do this.

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Speaker 5: Yeah, each week we'll bring someone's financial story on air.

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Speaker 5: We do it literally every seven days, and we get

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Speaker 5: Victoria's take on what they should do. So ELOUI sent

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Speaker 5: us this message on that she's on the Money Facebook group.

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Speaker 5: And if you're not part of that community.

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Speaker 3: On Facebook group, oh, it's you know.

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Speaker 5: What its like out there when I'm a bit lonely,

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Speaker 5: I've got no finance questions.

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Speaker 4: Anyone's seen the full moon.

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Speaker 6: Will literally comment and then be like, we're so proud

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Speaker 6: of you for seeing the full moon.

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Speaker 5: Meet I'm well done, Thank you, Eloise, She says, Hi, guys,

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Speaker 5: v I've saved hardcore for two years for a home

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Speaker 5: loan deposit uximately twenty five to thirty K by the

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Speaker 5: end of the year. If I have this sizeable deposit,

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Speaker 5: and I want to use a buyer's advocate because I'm

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Speaker 5: not confident in the buying process and have nobody to

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Speaker 5: lean on close to me for guidance. Would I need

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Speaker 5: to have more money put aside for this server? So

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Speaker 5: I mean she wants to know what to buya's advocates

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Speaker 5: normally cost and are they worth looking into and why?

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Speaker 5: And also what are they I.

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Speaker 1: Want to know?

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Speaker 6: So yes, you would need to put some extra cash aside.

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Speaker 6: So summary of all of.

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Speaker 3: That, let's step back.

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Speaker 6: A buyas advocate is somebody who helps you purchase your home.

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Speaker 6: So it could be somebody who is a property strategist

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Speaker 6: and they're helping you buy the right investment property because

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Speaker 6: maybe you're not investment property expert and you're like, I

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Speaker 6: just have the deposit, I just know what I want

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Speaker 6: the outcome to look like, and they make sure that

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Speaker 6: it aligns to your goals and value use. I personally

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Speaker 6: used Amylenardi, who is the co host of the Property

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Speaker 6: Playbook podcast if you guys are keen on learning more

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Speaker 6: about bias advocacy. But I used her to purchase our

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Speaker 6: first home when we bought and she ended up finding

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Speaker 6: us an off market property that put us in a

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Speaker 6: pretty good position and was something that, you know, really

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Speaker 6: aligned to what we're looking for at a price that

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Speaker 6: we really loved.

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Speaker 4: So what she'll go on hunt for? So you say,

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Speaker 4: I kind of want these couple.

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Speaker 5: Of bedrooms, this would be nice in the backyard, you know,

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Speaker 5: the skin tanning booth, and they go and find.

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Speaker 6: Yeah, the turning booth was really important, to be honest,

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Speaker 6: It's a different process for every single person, right. It's

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Speaker 6: a bit like financial advice in that it's personal. It

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Speaker 6: was a really good process for Steve and I because

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Speaker 6: when we sat down and looked at it, we actually

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Speaker 6: hadn't talked enough about the semantics and the non negotiable

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Speaker 6: things in the house and then the things that would be.

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Speaker 3: Nice to have. So it was good to have a

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Speaker 3: bit more clarity. It was good to have direction.

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Speaker 6: But the things she opened up for us was off

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Speaker 6: market properties basically, so properties that weren't listed on domain

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Speaker 6: dot com or real estate dot com that she could

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Speaker 6: bring us because she had so many relationships with different

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Speaker 6: real estates around the areas that we wanted to purchase.

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Speaker 2: Yeah, I've actually had a few friends who have been

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Speaker 2: buying in the past twelve months, and the amounts of

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Speaker 2: those people who have got off property stuff is crazy.

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Speaker 1: That's where it's at.

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Speaker 6: Yeah, that's where it's at because they usually move quicker.

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Speaker 6: You don't have to go through the full auction process

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Speaker 6: with an off market and essentially an off market property

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Speaker 6: just means it's not listed anywhere online, like the property

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Speaker 6: is technically for sale, but there could be a plethora

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Speaker 6: of different reasons it's not on domain dot com.

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Speaker 4: Wait, so do they door knock Victoria?

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Speaker 9: Like?

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Speaker 7: Hi?

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Speaker 6: Sometimes Like sometimes I've seen clients of mine literally go,

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Speaker 6: I really want to live on this particular street in

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Speaker 6: this area. They either door knock or they might put

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Speaker 6: a letter under the door being like, hey, you know,

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Speaker 6: my name's Trav and I really want to live in

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Speaker 6: this area. Maybe a little happy story that you grew

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Speaker 6: up in a local area and if you're considering like selling,

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Speaker 6: this is my budget.

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Speaker 3: Would love to talk.

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Speaker 6: It's not uncommon, and I think a lot of people

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Speaker 6: don't realize it's an option. I mean, you could do

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Speaker 6: those things yourself, but a buya's advocate kind of takes

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Speaker 6: it to the next level.

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Speaker 1: How much does she have to put a side for

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Speaker 1: the service, so.

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Speaker 3: It really depends on who you're going with and that

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Speaker 3: level of service.

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Speaker 6: Right, So if you're going the whole hog and you

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Speaker 6: want them to do absolutely everything, including the negotiation and

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Speaker 6: all the legals and you know, making sure that you

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Speaker 6: get the loan that you need, that's obviously going to

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Speaker 6: be far more expensive than a leaner service. So in Australia,

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Speaker 6: a buyers advocacy probably sits anywhere between five and fifteen

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Speaker 6: thousand dollars as a flat fee. I do get a

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Speaker 6: little bit wary, and this is probably a spicy opinion,

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Speaker 6: and some people listening are probably not going to be

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Speaker 6: happy with me, but I am very wary of buyers

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Speaker 6: advocates that are based on a purchase price, so they

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Speaker 6: get a percentage of what or a commission of what

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Speaker 6: you buy for, because I don't feel like they're working

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Speaker 6: in the best interest of you, because obviously the more

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Speaker 6: money you spend, the more commission they get, so obviously

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Speaker 6: the more expensive, the better for them.

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Speaker 3: So I don't particularly like that. I love a flat fee.

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Speaker 3: Most of them will have an upfront pain that you make.

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Speaker 6: It might be like fifty percent now, like pay two

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Speaker 6: and a half grand now, and then once you buy

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Speaker 6: the property and sign the contract you owe the other half.

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Speaker 3: That's great, but lots of semantics.

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Speaker 6: But tld are anywhere between five and fifteen thousand dollars,

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Speaker 6: and I would steer clear of people who are commission based.

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Speaker 2: Great advice as always, Victoria Devine. All right, if you've

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Speaker 2: got a question, just hit us up anytime search. She's

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Speaker 2: on the money on our socials. It's time to do

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Speaker 2: this save Saturday. Yeah, every week, Victoria, you give us

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Speaker 2: some sneaky little tips, you little sneak about how to

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Speaker 2: keep more bucks in our bank account.

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Speaker 6: You know how much pressure this is every single week.

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Speaker 6: I'm like hunting for super saver a Saturday tips. So

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00:16:38,480 --> 00:16:40,120
Speaker 6: if you've got some, dm them to me so I

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00:16:40,160 --> 00:16:42,120
Speaker 6: can use them on the show. Because less work is

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Speaker 6: better wor.

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Speaker 1: It's smarter, not harder. That's our mantre here.

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Speaker 3: But this week I had to do it myself, which

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Speaker 3: is a joke, but I mean good. They're good. I

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Speaker 3: promise like you.

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Speaker 1: Get paid for it, mate, and that's what you get

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Speaker 1: paid to do.

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Speaker 3: So okay, sorry, sorry, sorry, Well what do you got

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Speaker 3: for us?

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Speaker 1: All right?

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Speaker 6: So my first tip guys on the twenty eighth of septeen,

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Speaker 6: the national petrol price tax cut is going to end.

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Speaker 6: Yeah I know, I mean petrol is still expensive, but

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Speaker 6: it's going to get more expensive. So my hot tip

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00:17:11,040 --> 00:17:13,360
Speaker 6: this week is to fill up your tanks before then,

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Speaker 6: and do it a day or two prior, because I

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Speaker 6: reckon the queues are going to be massive.

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Speaker 2: My dad used to fill up little drums of petrol

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Speaker 2: and have them in our back room, so we literally

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Speaker 2: have stats of a genius.

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Speaker 3: That's really safe? Is that way your house?

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Speaker 1: That chet?

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Speaker 2: It's starting to actually make a lot of sense in

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Speaker 2: a number of areas.

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Speaker 6: Does anybody actually even need to buy petrol for anything

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Speaker 6: other than their car these days? I remember my dad

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Speaker 6: used to get it for the lawnmower, But now my

450
00:17:40,520 --> 00:17:44,000
Speaker 6: lawnmower charges up with that Ryobi battery pack that just

451
00:17:44,080 --> 00:17:44,920
Speaker 6: keeps going and going.

452
00:17:44,960 --> 00:17:47,800
Speaker 1: Here in boats all right, mate, Oh.

453
00:17:47,840 --> 00:17:50,760
Speaker 6: Yeah, we're not really. He's trav knowing the cost of

454
00:17:50,840 --> 00:17:54,160
Speaker 6: private jets and me each and his boat in here.

455
00:17:54,240 --> 00:17:56,280
Speaker 6: I am being like, you know, what would be really

456
00:17:56,320 --> 00:17:58,480
Speaker 6: handy one of those lime scooters.

457
00:18:00,119 --> 00:18:02,920
Speaker 2: So we're filling up before September twenty eight? What else

458
00:18:03,040 --> 00:18:03,360
Speaker 2: we got?

459
00:18:03,400 --> 00:18:06,840
Speaker 6: Mister Anthony Albanizi, who happens to be our prime minister.

460
00:18:06,960 --> 00:18:09,800
Speaker 6: At this point in time, he has just announced that

461
00:18:09,840 --> 00:18:13,040
Speaker 6: there is free Tafe in twenty twenty three. What a

462
00:18:13,119 --> 00:18:16,920
Speaker 6: money win dress good galore. The fact that it's now

463
00:18:16,960 --> 00:18:18,840
Speaker 6: free is going to open so many doors for so

464
00:18:18,920 --> 00:18:22,439
Speaker 6: many people who maybe we're questioning it before and not sure.

465
00:18:22,480 --> 00:18:23,320
Speaker 3: So I love this.

466
00:18:23,680 --> 00:18:25,040
Speaker 1: Hey, Mitch, what do you got for us? Mates?

467
00:18:25,200 --> 00:18:26,800
Speaker 5: Yeah, this is a little one that I use all

468
00:18:26,840 --> 00:18:28,840
Speaker 5: the time, retail me Not. Have you guys heard of

469
00:18:29,160 --> 00:18:30,159
Speaker 5: retail me Not? I have.

470
00:18:30,520 --> 00:18:31,640
Speaker 3: My mom told me about this.

471
00:18:32,160 --> 00:18:32,600
Speaker 1: I love it.

472
00:18:32,600 --> 00:18:34,600
Speaker 4: It's a coupon website. It's when you got to check

473
00:18:34,640 --> 00:18:35,679
Speaker 4: out and I always see.

474
00:18:35,600 --> 00:18:37,359
Speaker 3: This, you being sponsored.

475
00:18:38,960 --> 00:18:40,560
Speaker 4: I seriously like them, not being paid by them.

476
00:18:40,800 --> 00:18:42,639
Speaker 5: You use retail me Not and they give you coupon

477
00:18:42,720 --> 00:18:44,800
Speaker 5: codes and you save five ten percent, maybe a free

478
00:18:44,800 --> 00:18:47,280
Speaker 5: little gift with purchase. It's my favorite thing to do

479
00:18:47,320 --> 00:18:48,320
Speaker 5: when I'm shopping online.

480
00:18:48,359 --> 00:18:49,040
Speaker 4: Retail you Like.

481
00:18:49,119 --> 00:18:51,119
Speaker 3: That's really good, because do you know what you can

482
00:18:51,160 --> 00:18:53,200
Speaker 3: do with retail me Not. We've spoken on this show

483
00:18:53,240 --> 00:18:54,280
Speaker 3: before about shot.

484
00:18:54,119 --> 00:18:56,639
Speaker 6: Back, which is essentially an app that gives you cash

485
00:18:56,640 --> 00:18:59,320
Speaker 6: back on your purchasers, and there's like a chrome extension

486
00:18:59,320 --> 00:19:01,480
Speaker 6: that you can just in so it's super easy. But

487
00:19:01,520 --> 00:19:03,680
Speaker 6: you can double up because if there's a coupon code,

488
00:19:03,680 --> 00:19:05,800
Speaker 6: you can use the coupon code and you can use

489
00:19:05,800 --> 00:19:08,159
Speaker 6: the shop back code and get a double money win.

490
00:19:08,080 --> 00:19:09,200
Speaker 1: Coupon coming bacception.

491
00:19:09,600 --> 00:19:10,520
Speaker 3: Yeah, I like it.

492
00:19:10,600 --> 00:19:12,880
Speaker 4: Quickly you have one. Jo always brings one. It's always terrible,

493
00:19:12,920 --> 00:19:13,800
Speaker 4: but quickly to end the show.

494
00:19:14,080 --> 00:19:17,080
Speaker 3: Yeah, thank you, but we let him be included me exactly.

495
00:19:17,200 --> 00:19:18,320
Speaker 1: It's a sliding scale.

496
00:19:18,320 --> 00:19:21,800
Speaker 2: Well, us speaking about career changes before Victoria is where

497
00:19:21,800 --> 00:19:24,560
Speaker 2: it's at because the government is going to be footing

498
00:19:24,720 --> 00:19:28,040
Speaker 2: our help debt for twenty twenty three and twenty twenty

499
00:19:28,080 --> 00:19:30,880
Speaker 2: four to study in nursing and midwiffery.

500
00:19:31,040 --> 00:19:32,840
Speaker 1: So that is where it's at.

501
00:19:32,920 --> 00:19:35,080
Speaker 4: Get a whiff of that heart. That is very exciting.

502
00:19:35,520 --> 00:19:38,040
Speaker 3: See, I've seen this in the news all this week.

503
00:19:38,280 --> 00:19:38,800
Speaker 1: Here we go.

504
00:19:39,280 --> 00:19:41,760
Speaker 3: I'm sorry, I'm sorry. It's a good like it sounds sick.

505
00:19:41,880 --> 00:19:44,159
Speaker 1: Right, here's your slapebox, divine yea, all right.

506
00:19:44,040 --> 00:19:46,200
Speaker 6: So thank you. Let me step up and then we'll start.

507
00:19:47,160 --> 00:19:49,080
Speaker 6: There's a few things with this, right, what about the

508
00:19:49,119 --> 00:19:51,760
Speaker 6: students that are already studying, So it's for the next

509
00:19:51,880 --> 00:19:55,560
Speaker 6: ten thousand people who kind of sign up from my perspective,

510
00:19:55,600 --> 00:19:57,840
Speaker 6: I genuinely think it should be the next ten thousand

511
00:19:57,840 --> 00:20:00,399
Speaker 6: people to graduate, not the next ten thousand people to

512
00:20:00,480 --> 00:20:02,919
Speaker 6: go into it. But then, also, if you've got all

513
00:20:02,960 --> 00:20:06,440
Speaker 6: this cash that you're able to subsidize people's help debts with.

514
00:20:06,640 --> 00:20:10,440
Speaker 6: Please don't get me wrong, frontline workers absolutely deserve this.

515
00:20:10,640 --> 00:20:12,800
Speaker 6: But could we just pay nurses more to do their

516
00:20:12,880 --> 00:20:16,600
Speaker 6: jobs instead of forgiving their help debt? Because I guarantee

517
00:20:16,600 --> 00:20:19,080
Speaker 6: if I sat down and said, two nurses, you can

518
00:20:19,080 --> 00:20:21,040
Speaker 6: get paid more per hour for what you do and

519
00:20:21,080 --> 00:20:24,080
Speaker 6: be remunerated even better or have no help debt, they're

520
00:20:24,119 --> 00:20:26,680
Speaker 6: gonna say that they want to be paid more per

521
00:20:26,760 --> 00:20:27,760
Speaker 6: hour because a.

522
00:20:27,760 --> 00:20:29,920
Speaker 3: Help debt doesn't incur any interest.

523
00:20:30,359 --> 00:20:32,639
Speaker 6: So it's alone that if they're not working, they don't

524
00:20:32,680 --> 00:20:34,920
Speaker 6: have to pay back. I've got a lot to say

525
00:20:34,960 --> 00:20:38,560
Speaker 6: about frontline workers and first responders and people who you know,

526
00:20:38,720 --> 00:20:41,399
Speaker 6: especially over the last three years, have had it pretty tough.

527
00:20:41,800 --> 00:20:42,760
Speaker 3: If we've learned.

528
00:20:42,520 --> 00:20:45,080
Speaker 6: Anything over the last three years, it's that we need them.

529
00:20:45,400 --> 00:20:46,600
Speaker 6: Why don't we paying them properly?

530
00:20:46,760 --> 00:20:47,560
Speaker 4: Yeah, now, I'm with you.

531
00:20:48,000 --> 00:20:49,520
Speaker 3: It's a good idea in theory.

532
00:20:49,600 --> 00:20:51,919
Speaker 2: Okay, Well, you've done way too much work for this

533
00:20:52,000 --> 00:20:55,400
Speaker 2: super Savis Saturday, so our She's on the Money community.

534
00:20:55,480 --> 00:20:57,600
Speaker 2: If you have a sneaky tip you want to submit,

535
00:20:57,720 --> 00:21:00,840
Speaker 2: just search She's on the Money on Socials. We got

536
00:21:00,880 --> 00:21:03,960
Speaker 2: to get out of here, though, we being you and I, Victoria.

537
00:21:04,359 --> 00:21:07,000
Speaker 2: No you, Mitch, You're sticking around for the Life on

538
00:21:07,160 --> 00:21:09,520
Speaker 2: Cut with Britt Hockley and Laura durn Right.

539
00:21:11,119 --> 00:21:17,240
Speaker 1: Laura durn from.

540
00:21:14,760 --> 00:21:18,440
Speaker 6: Laura durn from Cut Up Your Life a second A second?

541
00:21:18,840 --> 00:21:22,840
Speaker 2: So the Life on Cut show coming up next, Mitch Jerry.

542
00:21:22,760 --> 00:21:26,119
Speaker 8: Oh my god, and with who Trap Lauren n and

543
00:21:26,320 --> 00:21:32,640
Speaker 8: Britt Hockley Brittany show coming up next, and me the Velociraptor.

544
00:21:32,720 --> 00:21:34,720
Speaker 4: Yes, you guys, go enjoy your branch and I'll see

545
00:21:34,720 --> 00:21:35,120
Speaker 4: you next week.

546
00:21:35,160 --> 00:21:35,760
Speaker 1: See it Blue,