Speaker 1: She's on the Money Radio Show.
Speaker 2: With Victoria Divine starts now, Hello.
Speaker 1: And welcome to the She's On the Money Radio Show podcast,
Speaker 1: the podcast for millennials who want financial freedom. You like
Speaker 1: that one, didn't you?
Speaker 3: Yeah?
Speaker 4: I like it?
Speaker 1: Well done?
Speaker 5: Post the button?
Speaker 1: You just like my mom?
Speaker 2: Why?
Speaker 1: I don't know, it just kind of feel like you know. Now,
Speaker 1: you are a very nice lady.
Speaker 4: And if Victoria is the mum, what am i?
Speaker 1: You're the uncle that needs to get off his butt
Speaker 1: and get himself a real job and sort his life out.
Speaker 6: Well that's not really nice. Who would tell anybody to get.
Speaker 5: A real job?
Speaker 4: Yeah, yeah, thank you very much. When we can talk
Speaker 4: into sticks for a living and make millions of dollars?
Speaker 5: Oh are you making millions? Do we need to renegotiate
Speaker 5: our contract?
Speaker 1: Well?
Speaker 4: Sorry, that's actually gravy on my contract.
Speaker 6: Thought, because I was about to say, I thought we
Speaker 6: did this out of goodwill. They have convinced me this
Speaker 6: is a good thing for my brand.
Speaker 1: Yeah, oh my god, it'll be good for your profile.
Speaker 1: Thing is classic media right now. No, it's not gonna
Speaker 1: be made anyway.
Speaker 5: Brain exposure.
Speaker 4: Yeah, the bathrooms on level three need a good cleaning.
Speaker 4: It'll be great for your profile if you just jump
Speaker 4: on in and jift the toilets for us.
Speaker 5: Hard no from me.
Speaker 1: The funny thing about talking about your contract the image
Speaker 1: is we actually had on the show today with our
Speaker 1: money dilemma. Wendy wrote in and she was asking what's
Speaker 1: the best way to get a pay rise? So maybe
Speaker 1: she did she did, You're the person that we need
Speaker 1: to talk to scrape Victoria's advice, and we need to
Speaker 1: talk to you Victoria.
Speaker 6: No, we touched on it and it was good. Oh,
Speaker 6: I reckon It was a good episode. But we did
Speaker 6: an entire episode on the podcast recently about asking for
Speaker 6: a pay rise, So definitely if you haven't listened.
Speaker 5: To that, go back to it. Because I feel like
Speaker 5: we all.
Speaker 6: Need to know our worth, Like it pisces me off
Speaker 6: guys that we have friends and family and even ourselves
Speaker 6: that are undervaluing ourselves or don't have the confidence to
Speaker 6: ask for what we're worth, Like it just makes sense.
Speaker 4: Also, can I be honest, I was terrified to ask
Speaker 4: for a pay rise, and then the moment I did
Speaker 4: it was it was easy and my boss was expecting it.
Speaker 4: The guys, they're not shocked, like they're your boss. Their
Speaker 4: job is to pay you, so they're always expecting you
Speaker 4: to ask more money and the worst thing they can
Speaker 4: do is say no.
Speaker 3: Yeah.
Speaker 4: We also do a which I think is funny, to
Speaker 4: do a super Savier Saturday. So Victoria's got tips for us,
Speaker 4: And we also do I think my favorite segment, tell
Speaker 4: them they're dreaming, You've got to sing it.
Speaker 6: Yeah, and we actually talk about dryalint, which is interesting.
Speaker 4: Yeah, shocking. I don't know how we did it, but
Speaker 4: we did.
Speaker 1: We did. But the other thing is guilty pleasures, and
Speaker 1: we didn't get much time to talk about this. What's
Speaker 1: a guilty pleasure that you've actually bought in the last week?
Speaker 1: Victoria's last week a six dollar Okay, what about you? Mitch?
Speaker 4: I bought a four thousand dollars DJ set imported from
Speaker 4: Milwaukee in the US.
Speaker 1: Are you choking?
Speaker 5: He is actually getting paid way more than us track?
Speaker 1: How god, mate, how the hell did you get that?
Speaker 4: Mate? I've got five radio shows okay, your free rich
Speaker 4: Rich Rich I bought those.
Speaker 6: Sorry, Mitch, Mitch Rich I love that, Rich Mitch.
Speaker 1: My whole thing was Ben and Jerry's have got like
Speaker 1: the salted topped Carol brownie or that was my guilty pleasure.
Speaker 1: But the only reason I bought it was because it
Speaker 1: was half priced at will It.
Speaker 5: That's a money win. That is a money winn, money win,
Speaker 5: making money by buying that ice cream, to be rude, not.
Speaker 4: To money win on the fly when you get the
Speaker 4: sale items at the checkout at the service station. I
Speaker 4: always fall.
Speaker 6: For that every time I actually end up buying gum
Speaker 6: and lollies and stuff if I'm hungry.
Speaker 4: It's the two for six gum deal. It's not even
Speaker 4: a saving, it's just the same prices.
Speaker 5: To actually really bad like it's a trap.
Speaker 6: It's all about marketing, right, It's all about like psychology
Speaker 6: and how they get you. It's white check out at
Speaker 6: the supermarket. They always have lollies and chocolates. It's not
Speaker 6: because they think you will want them. It's because they
Speaker 6: know that your kid is standing there asking for it.
Speaker 5: And it's like a dollar, right, So how do you
Speaker 5: shut your up?
Speaker 6: You just say, yeah, no problems, grab it, pop it
Speaker 6: on the pop it in the trolley, and it's fine.
Speaker 1: That's weird because I don't have a kid that I.
Speaker 5: Know of, so still buy on the chocolates.
Speaker 4: Yeah, yeah, yeah, you know what kid did anyone else's dad?
Speaker 4: Maybe this is the dad thing, My dad did it?
Speaker 4: Maybe a mom thing. They would as the checkout went
Speaker 4: through and the items were being scanned, they would grab
Speaker 4: a copy of Okay, your new idea and read it,
Speaker 4: Oh my god, so quicky, and then put as if
Speaker 4: their life depended on it, and then put it back
Speaker 4: before it was time to pay.
Speaker 5: Oh my god.
Speaker 6: That has triggered some kind of memory in me that
Speaker 6: reminds me of what it was like in like the
Speaker 6: early two thousands to go a checkout and feel anxious.
Speaker 6: You know what was worse than that? Though, Mitch or
Speaker 6: your mum was like, oh my god, I forgot the milk,
Speaker 6: and then she'd leave you at their checkout drink.
Speaker 5: And you'd be like, oh my god, what if she.
Speaker 6: Doesn't come back, and this checkout lady thinks I can
Speaker 6: pay for it money?
Speaker 1: What am I going to do?
Speaker 5: My mom's not going to come back with the milk.
Speaker 6: Or the eggs or whatever she forgot to put in
Speaker 6: the cart.
Speaker 4: And they always take so much time, don't they take it?
Speaker 5: And then you get there and your mum comes back
Speaker 5: and it's fine.
Speaker 4: Or they will ask you what Flybys you say, I
Speaker 4: don't know what fly I don't even know My nine times.
Speaker 6: Tables don't even have Flybys. I get asked all the time.
Speaker 6: I feel like I'm missing out because Jess, who is
Speaker 6: a co host of the actual she's on the Money podcast,
Speaker 6: not this one.
Speaker 5: It's just like the market.
Speaker 1: Thanks mate, appreciate You're welcome.
Speaker 6: She saved up so many Flybys points that she bought
Speaker 6: herself an entire kitchenaide stand mixer with the points.
Speaker 1: I don't even know what that is, but it's I
Speaker 1: do it too, so expensive great like money win.
Speaker 5: I need to get myself a Flybys.
Speaker 1: Cart just quickly. The whole magazine at the shopping thing.
Speaker 4: Oh yeah, then we spoke about an hour ago.
Speaker 1: Yeah yeah, yeah No. I just have to say this.
Speaker 1: I think my mum, chrisy Roebuck, is single handedly keeping
Speaker 1: New Idea and Women's Day in business because she's the
Speaker 1: only one who ever reads that and buys it every
Speaker 1: single week, and then she gives it to my sister
Speaker 1: who reads it two weeks later, which is fantastic.
Speaker 6: That's pretty good. That's getting a latter bank for bart
Speaker 6: really is she? She should come on the show.
Speaker 4: Can I give you a fun fact that I often
Speaker 4: don't share, but on the front page of New Ideas
Speaker 4: and the Okays the actors. You know, it's like my
Speaker 4: dad was secretly my brother who at the end of
Speaker 4: the day was my cousin. You know the really crazy headlines.
Speaker 1: Yeah, you know how Mitch knows that is because it's.
Speaker 5: How he got that four thousand dollars DJ stuff.
Speaker 1: She's on the Muney radio show coming out to you
Speaker 1: right now.
Speaker 2: This is She's on the Money radio.
Speaker 1: Show Saturday morning round the country. This is she's on
Speaker 1: the Money Radio show with Australia's number one finance podcast
Speaker 1: of Victoria Devine Mitsedtury as well, and it is time
Speaker 1: to do this dream?
Speaker 4: How good's a good yell? Just to get it out
Speaker 4: of your system, so therapeutic, cathartic even.
Speaker 1: And make people feel bad about themselves instead of you.
Speaker 4: Right, Oh god, yeah, that's my lot.
Speaker 5: That's so nasty. Do you know what really annoys me
Speaker 5: about yelling?
Speaker 6: Absolute side note? I sometimes get frustrated, right, like, no
Speaker 6: want to have a hard shocked at me, shocking my
Speaker 6: partner won't yell at me, like you know, when you're like,
Speaker 6: oh my god, I can't believe.
Speaker 5: You did this. He's like, Okay, no problems, I'll fix that.
Speaker 5: Like he's two level headed.
Speaker 1: That's called being a door mat Steve soly not.
Speaker 5: It's called being a good human.
Speaker 1: And I am not one.
Speaker 4: What this segment's about. And so it's when we've all
Speaker 4: done it. We've all been scrolling through Facebook Marketplace looking
Speaker 4: for a bargain, or you've gone app shopping and you go,
Speaker 4: you know, I'm not going to buy it here. I'm
Speaker 4: going to go to Facebook Marketplace and save one hundred dollars.
Speaker 4: We get blown away by how much people think they're
Speaker 4: junk is worth. That's why we're playing a tel and
Speaker 4: they're dreaming. So we found five weird marketplace items, right, guys,
Speaker 4: you all have one we did?
Speaker 5: We did, Trav, you get to go first this week.
Speaker 1: Oh well, I mean this is state of the art technology.
Speaker 1: It's something this radio station probably still uses. In fact,
Speaker 1: it might actually be this radio station that is selling this.
Speaker 1: By the way, a Sanyo Beta VC good used. It
Speaker 1: says good English in the title good used working condition.
Speaker 1: How much would you pay for a Sanyo Beta VCR.
Speaker 4: She's a VCR player.
Speaker 5: You have videotapes.
Speaker 1: It's essentially a video player.
Speaker 5: Yeah ten bucks, Oh yeah, and we're on the same page.
Speaker 1: It's worth tens all right, give me an extra three
Speaker 1: hundred and forty because it's three hundred and fifty bucks.
Speaker 1: But you know what, have a look at it that.
Speaker 5: I actually need one of those. I'm not gonna lie.
Speaker 6: I thought it'd be like ten bucks on Facebook Marketplace.
Speaker 6: And you know what, I'm getting married at the end
Speaker 6: of this year and my parents d tape is still
Speaker 6: on VCR and they said, oh my gosh, you should
Speaker 6: watch this beforehand. And I low key wan too because
Speaker 6: it's like so nice. Right, we're going through wedding stuff.
Speaker 6: I need a VC. I'm not paying three hundred and
Speaker 6: fifty bucks?
Speaker 5: Are you joking?
Speaker 4: Too much money? What about this?
Speaker 2: All of this?
Speaker 4: I got okay, Apple MacBook Air original box, the box,
Speaker 4: it's just the bus. But it's in the fancy shipping.
Speaker 4: This is there where it's fancy shipping cardboard bugs. It
Speaker 4: says this was ordered online, so it comes with a
Speaker 4: high quality got board box, which it was shipped in.
Speaker 4: What do we think they're asking for that? It's it's
Speaker 4: in Sydney.
Speaker 6: Free pick up because it's rubbish and they just want
Speaker 6: you to come and take it out of their house.
Speaker 6: Maybe they're putting it on Facebook marketplace because it doesn't
Speaker 6: fit in the bin.
Speaker 1: That's a good point.
Speaker 5: Yeah, how much for the most Yeah, I said free.
Speaker 1: I'm going to say seven dollars.
Speaker 4: Fifty bucks for the bus in a box?
Speaker 5: Absolutely not.
Speaker 1: I hope sometimes these people are taking the piers and
Speaker 1: they are waiting for the one person to come up
Speaker 1: and then just take them away and go. You, sir,
Speaker 1: are crazy because you are willing to pay fifty bucks
Speaker 1: for a box and get it.
Speaker 4: I hope they listen to this radio show and I'm
Speaker 4: just doing this for Victoria, Travin, Mitch. They've got content
Speaker 4: on that.
Speaker 5: I really appreciate it. I've actually got two for you today.
Speaker 6: One of them I kind of feel like they've done
Speaker 6: it to take the mickey. The other I'm just confused about.
Speaker 6: So the first one is lettuce. They have a bag
Speaker 6: of single leaf iceberg lettuce. It's crisp and crunchy. It's
Speaker 6: from Woolies. On the packet you can see in the photo.
Speaker 6: Two dollars.
Speaker 5: What do you think they're selling it for? Oh my god,
Speaker 5: what do you think they're trying.
Speaker 1: To sell for with the prices, I am going to
Speaker 1: say forty dollars.
Speaker 6: No, five hundred. They are making a very good profit margin.
Speaker 1: That's ridiculous, all right, but you said you had to
Speaker 1: I do.
Speaker 6: This one came through my DMS earlier this week. This
Speaker 6: one's from Queensland. I'm going to make you, guys guess
Speaker 6: the price again. Here's a picture of it.
Speaker 5: Do you know what that is? Trav No?
Speaker 4: What is that?
Speaker 6: No?
Speaker 5: Idea? All right?
Speaker 1: So it's like some kind of a rabbit or a
Speaker 1: cat in a bowl or something.
Speaker 5: It is linked from my dryer about a year's worth.
Speaker 5: How much is someone selling their dryer linked for? Guys?
Speaker 4: Too much?
Speaker 5: I mean, I would just put that in the bin.
Speaker 4: But I reckon, we're talking sense. I think we're talking sense.
Speaker 4: They're after seventy five cents.
Speaker 1: I think I'm going to say, because people are idiots,
Speaker 1: five bucks?
Speaker 5: No, two hundred and fifty dollar US.
Speaker 1: How does that even say what the lint is from? Like,
Speaker 1: if it's from much special edition Yeezy, I know, Mitch
Speaker 1: would probably be interesting.
Speaker 5: Yeah, maybe they've been drying their CASHMI or something.
Speaker 4: Sorry to send me that link. I might be yes
Speaker 4: you later.
Speaker 5: But is that a thing only it's a limp ball.
Speaker 1: I was going to say, yeah, the only link I'm
Speaker 1: doing is the chocolate version. But you know what, people
Speaker 1: like to spend their money on the most random things.
Speaker 1: So coming up next on the She's on the Money
Speaker 1: radio show, Let's do guilty pleasures. What is your guilty pleasure?
Speaker 1: How much do you spend on that? Thirteen one, six
Speaker 1: y five. We want to hear from you right now.
Speaker 1: It's not the seventeen thousand dollars uber eats that you do, Mitch.
Speaker 5: Is it a six dollar larte?
Speaker 1: Yeah, it might be two hundred and fifty dollars in
Speaker 1: who knows.
Speaker 4: Don't you guilt shame people? Please? Everyone has very different
Speaker 4: We're not.
Speaker 5: Guilt shaming anybody.
Speaker 6: We're all about embracing everybody's choices.
Speaker 5: Some of them are better than others, though.
Speaker 1: Thirteen to one, I six five. Give us a call
Speaker 1: right now, what's your guilty pleasure? And we will guilt
Speaker 1: shame you. Next here on She's on the Money Radio Show.
Speaker 2: She's on the Money Radio Show.
Speaker 1: Saturday morning. It's She's on the Money Radio show. Right
Speaker 1: around the country with Australia's number one Finance podcast of
Speaker 1: Victoria Devine and the Dancing Queen who's been dancing up
Speaker 1: a storm in the songs there Mitch churry, how are
Speaker 1: you mate?
Speaker 4: Anyone got some deodor? And I'm I'm dancing up a
Speaker 4: sweating here.
Speaker 6: The wondering isn't gonna benefit you, It will benefit us exactly.
Speaker 3: You know what?
Speaker 1: But we are all here thanks to Budget Direct winn
Speaker 1: are we can Stars Insurer of the Year Award twenty
Speaker 1: twenty two Budget Direct Insurance Solved.
Speaker 6: We're talking about guilty pleasures today, and I believe we
Speaker 6: have a few callers that have come through some stings.
Speaker 5: Good ones. Play the sting so we can get through
Speaker 5: that it.
Speaker 4: Play it.
Speaker 1: You guys aren't even my real mum and dad. Guilty
Speaker 1: thirty six five give us a call right now. We
Speaker 1: want to hear what's that crazy thing that you know?
Speaker 1: You go, Oh, I probably shouldn't spend all my cash
Speaker 1: on this, but yeah.
Speaker 4: Mine's uber eats. Victoria, what's yours coffee? Yeah, a lot
Speaker 4: of cough, a lot of cough.
Speaker 1: What about you, Belle? What's your guilty pleasure?
Speaker 7: Well, basically, I only stay at hotels that have beautiful pools.
Speaker 7: Just so I can get a selfie to send to
Speaker 7: my ex and make him jealous.
Speaker 4: Oh and does it work?
Speaker 6: Why are you still tuxting your ex? Do we need
Speaker 6: to talk about this? Do you want to grab a coffee?
Speaker 7: Absolutely not texting him, just putting it on Instagram and
Speaker 7: I know who's working.
Speaker 6: Yeah, you are right, all right, But I feel like
Speaker 6: that's a good criteria to meet when you're going on holiday.
Speaker 6: If I go on holiday like I'm off to Balley
Speaker 6: like Mitch was last week, I want to.
Speaker 4: Go, let's power through, let's push on.
Speaker 5: I feel like the pool is a place I spend
Speaker 5: a lot of time. It's not a guilty pleasure. It's
Speaker 5: just a smart woman.
Speaker 1: Have you ever rocked up to one bell and it's
Speaker 1: just like this is not what it's said on the
Speaker 1: box and it's just like a bath tub or something.
Speaker 7: There was one and it just did not live up
Speaker 7: to my photographic.
Speaker 4: But hold on, Bell, I'm confused. Is the goal to
Speaker 4: convince people that you own a house with one hundred
Speaker 4: different pools? People?
Speaker 5: To convince people she can go on expensive holidays?
Speaker 4: All right, all right, guilty pleasure, take it. Thank you
Speaker 4: Belle for your call.
Speaker 1: Thank you all right, we have Sasha now thirty one,
Speaker 1: I six five. We're taking your calls on your guilty pleasure. Sasha,
Speaker 1: what's yours?
Speaker 7: My guilty pleasure is nanoblock.
Speaker 3: We basically like this teeny tiny lego that you use
Speaker 3: tweezers to assemble like little display models of things.
Speaker 7: And it started out as I was at a bookshop
Speaker 7: and there was this little nanoblock thing and I bought
Speaker 7: it. It was like fifteen bucks. I got addicted. I don't know,
Speaker 7: I must have been going through something in my life.
Speaker 7: And I've now moved up to full like two hundred
Speaker 7: and fifty dollars mini city replicas, and I have two.
Speaker 7: I have London and I have Paris.
Speaker 6: Oh my god, I'm impressed because I would get so
Speaker 6: frustrated at that I just couldn't do it.
Speaker 7: That's part of it.
Speaker 3: You sit and you're like oh, and then you finally
Speaker 3: get it and it's amazing.
Speaker 6: My ADHD could never So how much have you spent
Speaker 6: on this, Sasha?
Speaker 7: So it's two hundred and fifty dollars for a full city. No,
Speaker 7: keep in mind that the city it moves so like
Speaker 7: the London Eye in the London, like it's an actual
Speaker 7: little revolving circle bits.
Speaker 4: You're here to promote it us some time, and right
Speaker 4: now you can get London and Shanghai for the good
Speaker 4: price twelve five hundred off. It's not a guilty pleasure,
Speaker 4: it's a guilty plug. Drop her trap.
Speaker 1: Whatever that was guilty pleasures. We're going to do that
Speaker 1: again soon. I love that segment.
Speaker 5: I love that segment.
Speaker 4: It's so much fun.
Speaker 5: What do you do with these little cities once you've
Speaker 5: got them?
Speaker 1: I thought she said Nana block and then I was like,
Speaker 1: what is that?
Speaker 6: But I thought she was going to talk to us
Speaker 6: about crypto, and it was about to be like, get.
Speaker 4: Off my show. Anyway.
Speaker 1: If you've got a money dilemma, you're struggling with your
Speaker 1: cash flow, probably from buying too much crypto. If you
Speaker 1: need some advice, you can hear us up right now
Speaker 1: at She's on the Money Social Mitch. Who's hit us
Speaker 1: up this week?
Speaker 4: Wendy. And you know, for someone named Wendy to hit
Speaker 4: us up online, you know it's it takes a while
Speaker 4: to log up on the.
Speaker 5: Computer and get on loves the name Wendy.
Speaker 4: It reminds me of Yeah, but you just know, Wendy's
Speaker 4: not at Uni. You know what I mean. Wendy's Wendy's
Speaker 4: on a probos bus tour. Yeah, but potentially she wants
Speaker 4: to know how do I ask? Actually, I'll do it
Speaker 4: in Wendy's voice, how do I ask for a pay?
Speaker 7: Right?
Speaker 1: Wendy sounds just like Victoria Divine.
Speaker 5: You guys are so nice to me.
Speaker 4: Victoria.
Speaker 1: That's coming up next on She's on the Money radio show.
Speaker 5: I believe it's Vicky d This is.
Speaker 1: She's on the Money Radio show Saturday morning. She's on
Speaker 1: The Money Radio Show with Australia's number one finance podcast
Speaker 1: of Victoria Devine. Mitch Curry as well, we're doing High.
Speaker 1: You were doing Victoria and your voice is there, Mitch
Speaker 1: because they were very similar.
Speaker 5: He's trying. You don't even need men.
Speaker 4: Now is Victoria or the High?
Speaker 2: Who is the yup?
Speaker 1: I want you to do this segment as Victoria, Mitch,
Speaker 1: because we're doing this. Press the button, Thank you, Captain
Speaker 1: of he is. I almost forgot Each.
Speaker 4: Week we bring you someone's fine. Actually, dog down, Lucy
Speaker 4: hold on? Can someone call reception? The Chanel deliveries here?
Speaker 5: Yeah, Chanel don't deliver Come on now, sit down.
Speaker 4: Sorry, let's get to the money dilemma. Okay, so this
Speaker 4: is uh.
Speaker 1: Doing Victoria's voice. Oh, actually he did, so.
Speaker 4: That's meaning the what I did, Victoria. Oh, okay. Wendy
Speaker 4: posted on the Shoes on the Money Facebook community group
Speaker 4: about asking for a pay rise. So this is what
Speaker 4: she says. Wendy asks, I've been telling my partner for
Speaker 4: many years that he's underpaid and should be asking for
Speaker 4: a pay rise, but he never does, and it drives
Speaker 4: me nuts. He was painfully shy when we met, but
Speaker 4: just come out of his shell, which is great. However,
Speaker 4: when we have a conversation about it, he shuts down completely.
Speaker 4: I'm wondering if there is something that will make him
Speaker 4: click to ask for that pay rise. Good question, Victoria, Oh.
Speaker 5: This is not the way I thought you'd ask this question.
Speaker 5: It's usually I.
Speaker 6: Want a pay rise? How do I ask? I feel
Speaker 6: like there's a lot going on there right. Obviously, confidence
Speaker 6: is a really big part of asking for a pay rise,
Speaker 6: but it's all about knowing your worth. Like we need
Speaker 6: to know our worth and to do that when it
Speaker 6: comes to asking for a pay rise. There are a
Speaker 6: few things we can do to be a bit more confident.
Speaker 6: So firstly, we can look at our job description and
Speaker 6: what we're being paid, and do a little bit of
Speaker 6: Google searching and see what other jobs that fit that
Speaker 6: criteria are actually paying, so that we know we're either
Speaker 6: on the mark, or we're under, or we're over, so
Speaker 6: we get a good idea of what the market's doing.
Speaker 6: The second thing we do is look at.
Speaker 5: Our job description and what we actually.
Speaker 6: Do, because often those true things differ a little bit.
Speaker 6: Like we'll have our job description, but then if we've
Speaker 6: been there for a few years, we might have taken
Speaker 6: on a number of other responsibilities, Like someone might have
Speaker 6: left and you might have absorbed some of their job,
Speaker 6: and now you're actually performing in a completely different capacity
Speaker 6: and that might need to be remunerated differently. It's not
Speaker 6: necessarily about the above and beyond. I know that a
Speaker 6: lot of people will be like, but I put so
Speaker 6: much energy and effort into my job, and it's like, well, yeah,
Speaker 6: but your.
Speaker 5: Boss is going to expect that.
Speaker 6: So let's sit down and go all right, well, what
Speaker 6: is this job actually worth and how does this work.
Speaker 6: One of the things that I really like, not a
Speaker 6: sponsored plug, but something that has been really handy for
Speaker 6: my clients, and I is the Hayes Salary Guide. If
Speaker 6: you just google the Hayes Salary Guide, it will pop up.
Speaker 6: And for me, that's one of the most comprehensive guides
Speaker 6: I can find that benchmarks different salaries, so that you
Speaker 6: can actually take something and have some research. When you
Speaker 6: sit down with your boss and go, I want to
Speaker 6: pay rise, you can go because I know the market
Speaker 6: pays this in this location, So I think we also
Speaker 6: need to sit down and go all right, well, why
Speaker 6: do I deserve this?
Speaker 5: Like if I was my boss, what would be those blockers?
Speaker 6: What are the things that my boss would say no,
Speaker 6: Like I can't afford it, or I can't do this,
Speaker 6: or I can't do that. Write down all of those.
Speaker 6: So when you approach your boss, you can say, hey,
Speaker 6: I'd love to have a chat to you about my remuneration.
Speaker 6: Never just waltz into their office with a whole heap
Speaker 6: of papers and be like, we need to talk about
Speaker 6: my pay.
Speaker 5: Organize the time to sit down.
Speaker 6: Can also adequately prepare themselves big a time that they
Speaker 6: won't be too stressed. We did some research in the
Speaker 6: Sheets on the Money community. We find that Thursday is
Speaker 6: the perfect day to usk O pay us because it's
Speaker 6: not the start of the week when people are really stressed.
Speaker 6: It's not Friday when people are just trying to get
Speaker 6: out the door. Gives them enough time to think about it.
Speaker 6: But from my perspective, it's all about research. And another
Speaker 6: hot tip that has been happening in my community has
Speaker 6: been an email folder. So keep an email folder in
Speaker 6: your emails. So when you get good feedback or things
Speaker 6: that you think you've done really well, take a copy
Speaker 6: of that email. Drop it into that folder, so that
Speaker 6: when you go to talk to your boss, you're not
Speaker 6: just putting research in front of them, You're putting proof
Speaker 6: in front of them. Because all of us are usually
Speaker 6: terrible at blowing our own trumpets. But if we get
Speaker 6: good feedback and then we're like, oh my gosh, I
Speaker 6: know I got some good feedback throughout the year, where
Speaker 6: is it? It's usually really hard to find, not if
Speaker 6: you have a folder of it, So can you track
Speaker 6: of it? Make sure that you're taking to your boss
Speaker 6: a very reasonable explanation of why you might deserve that.
Speaker 6: It can actually be a very pragmatic conversation. And I
Speaker 6: think if we can peel our emotions away from that
Speaker 6: it's what is the job that I'm doing today worth?
Speaker 6: How do I articulate what it could be worth or
Speaker 6: should be worth? And then how do I sit down
Speaker 6: and have an educated conversation with my boss where they
Speaker 6: basically can't say no?
Speaker 1: Great tips? All right, if you want to get in
Speaker 1: touch with us, just search. She's on the Money on socials,
Speaker 1: Isn't that right, Victoria Devine.
Speaker 6: Type us into any social media platform when we're there.
Speaker 6: Don't promise it's good on TikTok though. Terrible content there.
Speaker 1: Great content though. Coming up next super save As Saturday, Victoria,
Speaker 1: You're going to give us some sneaky little tips on
Speaker 1: how we can keep more bucks in our bank account.
Speaker 1: That's coming up next on She's on the Money radio show.
Speaker 2: This is She's on the Money radio.
Speaker 1: Show Saturday morning right across this country of ours. It's
Speaker 1: She's on the Money radio show with Australia's number one
Speaker 1: finance podcast of Victoria Divine, Mitch Cheery as well. And guys,
Speaker 1: we're doing it all thanks to budget Direct. Winn're of
Speaker 1: can Stars Insurer of the Year Award twenty twenty two.
Speaker 1: Budget Direct Insurance Solved. But it's time for this simple
Speaker 1: save a Saturday. Yeah, every single week, Victoria, you give
Speaker 1: us some sneaky little tips on Yeah, they definitely are.
Speaker 1: It's kind of like, oh, I shouldn't know about this,
Speaker 1: but I do.
Speaker 5: It's not you shouldn't know. You deserve to know. That's
Speaker 5: why we're telling you.
Speaker 1: Yeah, that's what I mean. It's like we shouldn't know
Speaker 1: because some people are trying to keep it a secret,
Speaker 1: but we're telling you, and it's like you're part of
Speaker 1: some little secret club.
Speaker 5: Yeah, have a little bit of a money win. I've
Speaker 5: got a money win.
Speaker 6: I'm going to save to the very last, which I
Speaker 6: know is going to impact a lot of people around
Speaker 6: Australia at different amounts. But this is a two hundred
Speaker 6: and fifty dollars money win for Victorians. So that's very good.
Speaker 6: But first, cab off the rank guys, generic brand prescription medication.
Speaker 4: I've just discovered this you actually, yeah, because we've just
Speaker 4: discovered that my partner has anaphylactic he's actually allergic to COVID.
Speaker 4: It's a long story.
Speaker 6: Oh my gosh, I remember you telling us this. This
Speaker 6: is crazy, Like imagine being hit with that stick.
Speaker 4: That's awful, I know. So he needs EpiPens. Right, So
Speaker 4: EpiPens are so expensive, and there's a whole discussion we
Speaker 4: could have on those being made cheaper. But we got
Speaker 4: the generic brand epipan, which I didn't even know you
Speaker 4: could do. It was half the price.
Speaker 6: Feel like it's something that a lot of us have
Speaker 6: been asked, right, Like you go to fill a prescription
Speaker 6: and the chemist will say, hey, do you want the
Speaker 6: generic one, and you're like, oh, no, Like, just give me.
Speaker 5: What the doctor prescribe.
Speaker 6: I was talking to my pharmacist the other day when
Speaker 6: in the middle of the day and he was having
Speaker 6: a bit of a chat with me, and it's exactly
Speaker 6: the same medication, like same active ingredients, same everything. It
Speaker 6: just comes in a different box and it's a lot cheaper.
Speaker 6: And he was saying he doesn't understand why everyone just
Speaker 6: doesn't default to that, because he's.
Speaker 5: Like, why do you need a name brand? What are
Speaker 5: you going to do?
Speaker 1: Because people just hate budget marketing.
Speaker 5: Yeah, but you're not getting a subpar product.
Speaker 6: It's basically identical in a different wrapping, which I think
Speaker 6: is really important to take into consideration.
Speaker 1: Yeah, we really know. Unless we were listening to the
Speaker 1: Shees on the Money radio shower save a Saturday man.
Speaker 4: Hit me with tip two.
Speaker 6: Baby, guys, everybody has that thing in their house that
Speaker 6: they just don't use.
Speaker 5: Sell your unused items.
Speaker 6: We drag Facebook marketplace a little bit, so probably be
Speaker 6: really reasonable about what you're popping online. Otherwise you might
Speaker 6: find yourself on the show. But sell your unused items.
Speaker 6: If you're not using that keyboard because you bought it
Speaker 6: and you thought you were going to teach yourself piano,
Speaker 6: pop it off, pluck it online, get rid of it,
Speaker 6: turn it into cash. Use that cash to pump up
Speaker 6: your emergency fund, or invest or save, or even just
Speaker 6: take yourself out for a little date. But I just
Speaker 6: think it's so important to always be looking for ways
Speaker 6: to find some extra cash now homes. And I'm putting
Speaker 6: that tip in there because I actually need to take
Speaker 6: that myself.
Speaker 4: What do you have, Victoria, What do you have line
Speaker 4: around that you could sell?
Speaker 6: I've got a treadmill, Like I bought a treadmill during COVID,
Speaker 6: but I bought one of those like flat treadmills, the
Speaker 6: walking pads.
Speaker 4: Yes you watch TV and stand at the desk and
Speaker 4: do it.
Speaker 6: Yes, yes, so I thought i'd do that, but I
Speaker 6: haven't used it, So this is my kick up the
Speaker 6: bottom to either sell it or start using it.
Speaker 4: Or you could repurpose it as an at home sushi
Speaker 4: train and put it inol Wow.
Speaker 6: He just throws food at the wall because it's like
Speaker 6: it doesn't go round in a circle.
Speaker 4: On Speed one Victoria Speed one.
Speaker 6: Or I could get really lazy and put my dog
Speaker 6: on it instead of going for walks.
Speaker 5: She'd do it.
Speaker 1: You leave Lucy alone. Your Bully fIF.
Speaker 5: Three again not sponsored.
Speaker 6: It's actually a government initiative that's going on is the
Speaker 6: two hundred and fifty power Saving bonus that is a
Speaker 6: one off two hundred and fifty dollars cash back if
Speaker 6: you upload in Victoria a copy of your energy bill,
Speaker 6: and a heap of people in the Shees on the
Speaker 6: money community have been doing this. You pop online, you
Speaker 6: go to the compared dot energy dot victor gov dot
Speaker 6: au website, you upload a copy of your energy bill. Bam,
Speaker 6: two hundred and fifty bucks back in your account. It
Speaker 6: doesn't even have to be a two hundred and fifty
Speaker 6: dollars bill. It's just a flat payout free money. And
Speaker 6: last year they had it, but it was only for
Speaker 6: concession cardholders.
Speaker 4: That's crazy.
Speaker 6: Now it's gone, everybody and their dog can get their
Speaker 6: two hundred and fifty bucks back.
Speaker 4: Lucy, Yeah, what a deal.
Speaker 6: Lucy's sleep under the desk. She's so sick of our stuff.
Speaker 6: She's just like, can you get me out of here?
Speaker 4: Guys?
Speaker 6: I want to go to brunch. I know how this works.
Speaker 6: I come record, then my mum takes me to get megs.
Speaker 1: It's funny because that's what we can do, Victoria. But
Speaker 1: Mitch Churry, can't you are doing Brittain Laura the Life
Speaker 1: on Cut radio show.
Speaker 4: I'm not doing Britain Laura, how DEI. They're both very
Speaker 4: respectful women. They wouldn't do me.
Speaker 5: Okay, well you're going to go do their show? Is
Speaker 5: that better?
Speaker 4: Thank you show?
Speaker 1: All right, that's coming up straight after the news. We're
Speaker 1: out of here. We'll be back next week. In the meantime,
Speaker 1: if you want to catch up with this, just search.
Speaker 1: She's on the money on Socials. But until then, we'll
Speaker 1: see you next week. See them by you