1 00:00:00,200 --> 00:00:14,560 Speaker 1: She's on the Money. She's on the Money. Hello, and 2 00:00:14,760 --> 00:00:18,040 Speaker 1: welcome to She's on the Money, the podcast for millennials 3 00:00:18,040 --> 00:00:21,200 Speaker 1: who want financial freedom. That was colorful, Yes, and it's 4 00:00:21,239 --> 00:00:25,840 Speaker 1: colorful because we are so bleeping excited about this brand 5 00:00:25,880 --> 00:00:28,000 Speaker 1: new well, I mean, this is a bonus episode, and 6 00:00:28,040 --> 00:00:30,000 Speaker 1: I know you weren't expecting it, and I hope that 7 00:00:30,040 --> 00:00:32,400 Speaker 1: you've already listened to today's app or you're catching up 8 00:00:32,400 --> 00:00:34,800 Speaker 1: on whatever you're doing and you're just running around and 9 00:00:34,800 --> 00:00:38,080 Speaker 1: then this little epp dropped into your hot little hands. 10 00:00:38,520 --> 00:00:42,760 Speaker 2: Because they drop into ears. But that's okay, okay, I'll 11 00:00:42,760 --> 00:00:43,280 Speaker 2: cut that out. 12 00:00:43,320 --> 00:00:48,120 Speaker 1: Sorry. So Victoria Divine is with me as always because 13 00:00:48,120 --> 00:00:51,320 Speaker 1: we need to chat this amazing new thing that we're 14 00:00:52,440 --> 00:00:54,680 Speaker 1: we're all so excited about it, and I've cornered you. 15 00:00:54,760 --> 00:00:56,960 Speaker 1: I've finally gotten a minute alone with you to talk 16 00:00:56,960 --> 00:01:00,560 Speaker 1: about this very exciting we've got. 17 00:01:00,800 --> 00:01:03,080 Speaker 2: I know what you're talking about. Does everybody listening know 18 00:01:03,120 --> 00:01:04,119 Speaker 2: what you're talking about? 19 00:01:05,240 --> 00:01:06,040 Speaker 1: They never respond? 20 00:01:06,040 --> 00:01:08,400 Speaker 3: Oh my gosh, it's so they never ever respond. 21 00:01:09,200 --> 00:01:11,800 Speaker 1: So I need to talk to you and BENJII role 22 00:01:12,200 --> 00:01:20,720 Speaker 1: about our six park collaboration partnership partnership, relationship marriage see 23 00:01:20,880 --> 00:01:25,679 Speaker 1: a marriage marriage of two amazing platforms. Yeah, which is 24 00:01:25,800 --> 00:01:28,760 Speaker 1: super super fun. I'm genuinely so proud of this. So 25 00:01:28,959 --> 00:01:30,520 Speaker 1: I've obviously been teasing. 26 00:01:30,200 --> 00:01:33,600 Speaker 2: You guys for a little while about an investment something 27 00:01:33,720 --> 00:01:37,440 Speaker 2: something in the works, And finally the announcement is that 28 00:01:37,480 --> 00:01:40,880 Speaker 2: we have partnered with six park to bring you guys 29 00:01:41,120 --> 00:01:45,119 Speaker 2: a cost effective platform that goes genuinely beyond micro investing, 30 00:01:45,520 --> 00:01:48,280 Speaker 2: and it actually creates a way to give you guys 31 00:01:48,400 --> 00:01:52,560 Speaker 2: access to tailored investment advice, like genuine investment advice that 32 00:01:52,640 --> 00:01:54,920 Speaker 2: will put you in the right risk profile and make 33 00:01:54,960 --> 00:01:58,400 Speaker 2: sure you are looked after when it comes to investing 34 00:01:58,920 --> 00:02:01,400 Speaker 2: with ongoing support, which is obviously great. 35 00:02:01,640 --> 00:02:03,000 Speaker 1: But isn't that really expensive? 36 00:02:03,160 --> 00:02:05,400 Speaker 2: Look it can be, but we've managed to find a 37 00:02:05,400 --> 00:02:07,240 Speaker 2: way with our friends from six park to make sure 38 00:02:07,240 --> 00:02:08,760 Speaker 2: that that starts at ten bucks a month. 39 00:02:09,400 --> 00:02:11,320 Speaker 1: So how does it work? So if I just hand 40 00:02:11,360 --> 00:02:13,919 Speaker 1: you my ten dollars, does that just mean that you go, okay, 41 00:02:13,919 --> 00:02:16,480 Speaker 1: I'll put ten dollars into your account and we'll invest 42 00:02:16,520 --> 00:02:17,280 Speaker 1: that ten dollars. 43 00:02:17,440 --> 00:02:20,840 Speaker 2: No, absolutely not. So there are obviously some prerequisites on 44 00:02:20,880 --> 00:02:23,520 Speaker 2: this because it's not micro investing. It's not like the 45 00:02:23,560 --> 00:02:26,400 Speaker 2: platforms and the apps that we use in our community, 46 00:02:26,440 --> 00:02:28,360 Speaker 2: and that our community know in love right, like you 47 00:02:28,440 --> 00:02:31,200 Speaker 2: guys are all around spaceship and all around rais and 48 00:02:31,240 --> 00:02:33,640 Speaker 2: we're not going to be changing that anytime soon. Like 49 00:02:33,720 --> 00:02:35,919 Speaker 2: this platform is not here to tread on the toes 50 00:02:35,919 --> 00:02:38,720 Speaker 2: of rais or space they got No, it's okay, we're 51 00:02:38,720 --> 00:02:40,000 Speaker 2: too aligned to those guys. 52 00:02:40,000 --> 00:02:42,240 Speaker 3: They've never sponsored us. But like, guys, don't worry. 53 00:02:42,280 --> 00:02:43,400 Speaker 1: We would never do that to them. 54 00:02:43,520 --> 00:02:45,520 Speaker 2: No, I would never do that to you. I still 55 00:02:45,560 --> 00:02:48,440 Speaker 2: love you. But this is a way to get actual 56 00:02:48,680 --> 00:02:52,240 Speaker 2: investment advice, not just a fund that you put your 57 00:02:52,240 --> 00:02:54,520 Speaker 2: money in and it's self directed. So it's no longer 58 00:02:54,560 --> 00:02:57,320 Speaker 2: self directed. It is a fund that goes beyond you 59 00:02:57,400 --> 00:02:59,519 Speaker 2: putting your money in, and it's actually a full statement 60 00:02:59,560 --> 00:03:02,640 Speaker 2: of advice. And you get this big formal document that says, hey, 61 00:03:02,680 --> 00:03:06,280 Speaker 2: with the survey that you've done and the information you've provided, 62 00:03:06,320 --> 00:03:08,119 Speaker 2: we think this is going to be the best way 63 00:03:08,160 --> 00:03:10,480 Speaker 2: for you to personally invest. And then you have to 64 00:03:10,480 --> 00:03:13,000 Speaker 2: sign off on your statement of advice. So for me, 65 00:03:13,360 --> 00:03:15,920 Speaker 2: this is so great because we've found a way to 66 00:03:16,000 --> 00:03:19,359 Speaker 2: make sure that that happens on a way that is actually. 67 00:03:19,120 --> 00:03:20,720 Speaker 3: Far more accessible. 68 00:03:21,160 --> 00:03:24,040 Speaker 2: And that's ten bucks a month, which is also tax 69 00:03:24,040 --> 00:03:26,440 Speaker 2: deductible because it's an investment cost. Wow. 70 00:03:26,639 --> 00:03:28,560 Speaker 1: So the same way like when you go and do 71 00:03:28,600 --> 00:03:30,960 Speaker 1: your taxes, your accountant is tax deductible. 72 00:03:31,160 --> 00:03:31,400 Speaker 4: Yes. 73 00:03:31,960 --> 00:03:35,160 Speaker 2: Yeah, So in Australia, Like this is completely off topic. 74 00:03:35,160 --> 00:03:38,280 Speaker 2: This is just me talking about this state of financial advice, right. 75 00:03:38,440 --> 00:03:41,080 Speaker 2: It's something that all financial advisors get up in arms 76 00:03:41,080 --> 00:03:43,800 Speaker 2: with because we all have to write a statement of 77 00:03:43,840 --> 00:03:45,760 Speaker 2: advice to take you on as a brand new client. 78 00:03:45,800 --> 00:03:46,560 Speaker 3: Like it's a non. 79 00:03:46,360 --> 00:03:47,840 Speaker 1: Negotiable so it's like a contract. 80 00:03:47,880 --> 00:03:50,160 Speaker 2: It's like a con but it's not just a contract. 81 00:03:50,160 --> 00:03:52,880 Speaker 2: It does include that, but it also is a really 82 00:03:52,960 --> 00:03:56,000 Speaker 2: big document that states all of the reasons why I 83 00:03:56,160 --> 00:03:58,400 Speaker 2: believe that the advice I'm putting on the table is 84 00:03:58,440 --> 00:04:01,880 Speaker 2: the best possible outcome for you. Takes into consideration your 85 00:04:01,920 --> 00:04:05,960 Speaker 2: whole personal situation, your financial situation, the goals that you're 86 00:04:06,000 --> 00:04:10,320 Speaker 2: trying to achieve, and it's that alloolved. Yeah, it's really 87 00:04:10,360 --> 00:04:12,800 Speaker 2: involved and like some of them can be eighty eighty 88 00:04:12,920 --> 00:04:16,479 Speaker 2: ish pages, like literally because they're so compliance driven and 89 00:04:16,520 --> 00:04:19,320 Speaker 2: they take a really long time to write. It costs 90 00:04:19,360 --> 00:04:22,520 Speaker 2: us a lot of money to do, right, But in Australia, 91 00:04:22,839 --> 00:04:26,560 Speaker 2: that's not a tax deductible cost. Like, it's not categorized 92 00:04:26,600 --> 00:04:29,400 Speaker 2: as a tax deductible cost. It's only the investment fees 93 00:04:29,440 --> 00:04:31,640 Speaker 2: that you pay after that, or the ongoing maintenance fees 94 00:04:31,680 --> 00:04:34,880 Speaker 2: that you pay after that that's tax deductible. So in Australia, 95 00:04:35,000 --> 00:04:38,359 Speaker 2: like financial advisors feel a little bit stooged because you 96 00:04:38,440 --> 00:04:43,279 Speaker 2: can't claim the setup of your investment on tax, which sucks. 97 00:04:43,600 --> 00:04:46,800 Speaker 1: But with our fancy dancing new investing platform with our 98 00:04:46,839 --> 00:04:50,159 Speaker 1: friends at six Park that have been noted in our fees. 99 00:04:49,920 --> 00:04:53,080 Speaker 2: Yeah, you have absolutely no statement of advice fee, yet 100 00:04:53,080 --> 00:04:54,880 Speaker 2: you still get a statement of advice, which is the 101 00:04:54,920 --> 00:04:55,360 Speaker 2: money win. 102 00:04:55,640 --> 00:05:00,320 Speaker 1: So is there like some weird secret hidden signa fee 103 00:05:00,440 --> 00:05:02,200 Speaker 1: or something. Is that what I'm missing or is it 104 00:05:02,240 --> 00:05:03,680 Speaker 1: actually just ten dollars a month? 105 00:05:03,720 --> 00:05:06,080 Speaker 2: No, it starts at nine ninety five a month, and 106 00:05:06,160 --> 00:05:07,680 Speaker 2: I can go across all of the costs, and I 107 00:05:07,680 --> 00:05:09,520 Speaker 2: mean it's probably better for us to be really deep 108 00:05:09,560 --> 00:05:11,480 Speaker 2: in this episode because obviously you can head to our 109 00:05:11,480 --> 00:05:13,680 Speaker 2: website to see the pricing and have a bit of 110 00:05:13,680 --> 00:05:16,880 Speaker 2: a peruse, but not everybody spends the time actually deep diving, 111 00:05:16,920 --> 00:05:20,799 Speaker 2: because like who actually goes and reads the financial services guide. 112 00:05:20,839 --> 00:05:21,719 Speaker 3: Not many people. 113 00:05:21,760 --> 00:05:23,320 Speaker 2: I mean a lot of you guys have been asking 114 00:05:23,360 --> 00:05:24,719 Speaker 2: for it, which is great, and you can find it 115 00:05:24,720 --> 00:05:26,840 Speaker 2: at the bottom of our website as well. That's very 116 00:05:26,839 --> 00:05:29,880 Speaker 2: easy to find. But it's nine ninety five a month 117 00:05:29,960 --> 00:05:33,480 Speaker 2: on account balances between five thousand and nineteen thousand, nine 118 00:05:33,560 --> 00:05:36,120 Speaker 2: hundred and ninety nine dollars. And then it becomes a 119 00:05:36,160 --> 00:05:38,400 Speaker 2: percentage based feed based on the amount of money that 120 00:05:38,440 --> 00:05:40,120 Speaker 2: you've got invested, because it just. 121 00:05:40,160 --> 00:05:42,320 Speaker 4: Makes more sense that way, and that would be a 122 00:05:42,360 --> 00:05:48,400 Speaker 4: base amount that would be quite standard across most financial advice. Yeah, absolutely, relationships. 123 00:05:48,440 --> 00:05:50,800 Speaker 4: I guess well, it would come down to a percentage. 124 00:05:50,920 --> 00:05:53,480 Speaker 2: Yeah, and the standard when it comes to like, let's 125 00:05:53,520 --> 00:05:57,320 Speaker 2: compare these apples for apples. When we are saying financial advice, 126 00:05:57,360 --> 00:05:59,360 Speaker 2: we're not saying, oh, what about the raise feace And 127 00:05:59,360 --> 00:06:00,640 Speaker 2: we can get into that later because I know you 128 00:06:00,680 --> 00:06:02,000 Speaker 2: want to ask me about that, because a lot of 129 00:06:02,000 --> 00:06:04,640 Speaker 2: the community has been like, what's the difference between RAIS 130 00:06:04,720 --> 00:06:07,400 Speaker 2: and this option? And there are actually a lot and 131 00:06:07,480 --> 00:06:09,479 Speaker 2: I have my pros and cons list, so you guys 132 00:06:09,480 --> 00:06:12,840 Speaker 2: better listen out. So the average financial advisor charge is 133 00:06:12,880 --> 00:06:15,640 Speaker 2: about one percent of funds under management or fun as 134 00:06:15,680 --> 00:06:18,240 Speaker 2: we call it yeah fancy. It's just like one of 135 00:06:18,279 --> 00:06:20,800 Speaker 2: those acronyms you can start throwing around and be like, oh, 136 00:06:20,839 --> 00:06:21,719 Speaker 2: what fun have you got? 137 00:06:21,800 --> 00:06:23,960 Speaker 1: Oh yeah, that's my percentage fum Yeah, all good. 138 00:06:25,040 --> 00:06:26,760 Speaker 3: Anyway, that is how it works. 139 00:06:26,760 --> 00:06:30,440 Speaker 2: But when it comes to the six park pricing, the 140 00:06:30,480 --> 00:06:32,920 Speaker 2: next step up is between twenty thousand dollars and two 141 00:06:33,040 --> 00:06:35,960 Speaker 2: hundred thousand dollars your charge to zero point five percent 142 00:06:36,080 --> 00:06:39,720 Speaker 2: of your funds under management pern on account balances between 143 00:06:39,720 --> 00:06:42,280 Speaker 2: that amount, which means if we compared it to the 144 00:06:42,279 --> 00:06:46,000 Speaker 2: traditional model of financial advice, had you invested like, let's 145 00:06:46,000 --> 00:06:49,120 Speaker 2: say twenty five thousand dollars, you would be paying two 146 00:06:49,240 --> 00:06:53,000 Speaker 2: hundred and fifty dollars in ongoing fees for that ye, 147 00:06:53,839 --> 00:06:55,839 Speaker 2: not taking into consideration that you had to pay a 148 00:06:55,839 --> 00:06:58,440 Speaker 2: big upfront statement of advice fee and any other management 149 00:06:58,480 --> 00:07:01,280 Speaker 2: fees that they potentially would do. That's just the investment 150 00:07:01,320 --> 00:07:05,200 Speaker 2: component on six park that is zero point five percent, 151 00:07:05,279 --> 00:07:07,039 Speaker 2: which would make it one hundred and twenty five dollars. 152 00:07:07,040 --> 00:07:09,800 Speaker 2: So it's literally half the price for advice that I 153 00:07:09,960 --> 00:07:12,240 Speaker 2: genuinely have vetted and would give myself. 154 00:07:12,720 --> 00:07:15,800 Speaker 1: So why how have we made it so cheap that 155 00:07:15,880 --> 00:07:19,200 Speaker 1: sounds like a fake question, but honestly, like, how because. 156 00:07:19,240 --> 00:07:21,840 Speaker 2: I'm automated At the end of the day, it's because 157 00:07:21,880 --> 00:07:25,720 Speaker 2: it's automated. And six Park have this really fantastic platform 158 00:07:25,760 --> 00:07:29,400 Speaker 2: that they've spent literally years creating, and I'm not going 159 00:07:29,440 --> 00:07:31,320 Speaker 2: to try and reinvent the wheel, Like I think a 160 00:07:31,320 --> 00:07:33,280 Speaker 2: lot of people were expecting me to come out with 161 00:07:33,320 --> 00:07:36,280 Speaker 2: my brand new, shiny advice platform and. 162 00:07:36,400 --> 00:07:37,560 Speaker 1: We're good, but we're not that good. 163 00:07:37,600 --> 00:07:38,560 Speaker 3: Look no. 164 00:07:38,640 --> 00:07:41,800 Speaker 2: But I also just don't believe in reinventing the wheel, 165 00:07:41,840 --> 00:07:44,240 Speaker 2: Like why fix something if it's not broken and somebody 166 00:07:44,240 --> 00:07:46,280 Speaker 2: else has already done an epic job of it. It 167 00:07:46,280 --> 00:07:49,680 Speaker 2: would actually be wildly irresponsible of me, as a financial 168 00:07:49,720 --> 00:07:52,800 Speaker 2: advisor who runs her own wealth business, who goes and 169 00:07:52,920 --> 00:07:56,440 Speaker 2: actually podcasts ninety percent of the week away, How do 170 00:07:56,560 --> 00:08:00,000 Speaker 2: you genuinely think I would go and create a platform 171 00:08:00,160 --> 00:08:03,720 Speaker 2: that was well diversified enough and genuinely researched enough and 172 00:08:03,800 --> 00:08:07,480 Speaker 2: keep up with it to be my personal investment recommendations. 173 00:08:07,800 --> 00:08:09,760 Speaker 2: And I guess that's why at this point in time, 174 00:08:09,800 --> 00:08:12,320 Speaker 2: I'm not taking on personal clients because I don't have 175 00:08:12,400 --> 00:08:15,920 Speaker 2: the capacity to service them, and the next best step 176 00:08:16,040 --> 00:08:20,360 Speaker 2: is finding how can we automate this process? And that 177 00:08:20,400 --> 00:08:22,600 Speaker 2: flows into the question of like, well, why is it 178 00:08:22,720 --> 00:08:27,119 Speaker 2: only investment, not soubernuation and not insurance. And my answer 179 00:08:27,160 --> 00:08:29,320 Speaker 2: to that is because I genuinely haven't found a solution 180 00:08:29,400 --> 00:08:31,400 Speaker 2: that automates those things to a level I would be 181 00:08:31,480 --> 00:08:35,679 Speaker 2: comfortable with. Whereas with those investment amounts that you are 182 00:08:35,720 --> 00:08:38,880 Speaker 2: making on six Park, the advice is kind of a 183 00:08:38,880 --> 00:08:41,560 Speaker 2: no brainer once it goes through that they have these 184 00:08:41,720 --> 00:08:46,280 Speaker 2: really great investment platforms that I'm so excited about, and 185 00:08:46,320 --> 00:08:48,880 Speaker 2: they're so well diversified, and they're made up of so 186 00:08:49,080 --> 00:08:50,880 Speaker 2: many different ETFs. 187 00:08:50,360 --> 00:08:51,360 Speaker 3: That you've probably heard of. 188 00:08:51,440 --> 00:08:54,760 Speaker 2: They hold Vanguard ETFs and Beta Shares ETFs, which you know, 189 00:08:54,800 --> 00:08:58,600 Speaker 2: if you're into investing and you are directly investing in volities, 190 00:08:59,120 --> 00:09:02,760 Speaker 2: you'd know those names. But it doesn't mean that it 191 00:09:02,840 --> 00:09:05,760 Speaker 2: is a solution for everybody. Right, you might want to 192 00:09:05,760 --> 00:09:07,640 Speaker 2: go and invest on your own and b a dy 193 00:09:07,760 --> 00:09:10,160 Speaker 2: investory might go v I don't want to pay another 194 00:09:10,320 --> 00:09:12,400 Speaker 2: fee to invest when I can just go buy an 195 00:09:12,400 --> 00:09:15,480 Speaker 2: ETF on my own, which is absolutely well and fair. 196 00:09:15,520 --> 00:09:17,280 Speaker 2: Like we're throwing this into the ring as a really 197 00:09:17,320 --> 00:09:19,840 Speaker 2: great option. We're not saying it's the only option that 198 00:09:19,920 --> 00:09:22,360 Speaker 2: is available to you, guys, and I want you to 199 00:09:22,400 --> 00:09:24,960 Speaker 2: do your research, Like how many times have I said 200 00:09:24,960 --> 00:09:28,840 Speaker 2: on this podcast, please go do your own run, inform yourself, 201 00:09:28,920 --> 00:09:31,200 Speaker 2: inform yourself and make sure it's the right decision. Please 202 00:09:31,200 --> 00:09:33,079 Speaker 2: don't jump on this because it's a she's on the 203 00:09:33,120 --> 00:09:35,360 Speaker 2: money thing, and you know, I'm so grateful to have 204 00:09:35,440 --> 00:09:38,480 Speaker 2: your trust if you are jumping onto that, but please 205 00:09:38,480 --> 00:09:39,160 Speaker 2: go compare it. 206 00:09:39,559 --> 00:09:40,199 Speaker 3: What is the. 207 00:09:40,200 --> 00:09:42,440 Speaker 2: Outcome that you're trying to achieve? Is this the right 208 00:09:42,480 --> 00:09:45,040 Speaker 2: solution for you? And we've tried to provide as much 209 00:09:45,120 --> 00:09:49,240 Speaker 2: information as possible on the website so you can go, oh, yeah, 210 00:09:49,280 --> 00:09:52,280 Speaker 2: that makes sense. But if you're an accomplished investor, maybe 211 00:09:52,280 --> 00:09:53,800 Speaker 2: you do want to do it on your own and 212 00:09:53,840 --> 00:09:57,920 Speaker 2: you're completely capable. But this is genuine advice that not 213 00:09:58,000 --> 00:10:00,400 Speaker 2: only just tells you, hey, Tony, this is you might 214 00:10:00,440 --> 00:10:03,520 Speaker 2: want to invest, but it furthers it and gives you 215 00:10:03,559 --> 00:10:05,160 Speaker 2: the ongoing support that. 216 00:10:05,080 --> 00:10:05,760 Speaker 3: You might need. 217 00:10:06,000 --> 00:10:08,000 Speaker 2: So you might want to call a financial advisor and 218 00:10:08,040 --> 00:10:09,640 Speaker 2: be like, hey, what is my fund doing? 219 00:10:09,679 --> 00:10:12,079 Speaker 3: How does this work? What does this mean? Six pack 220 00:10:12,160 --> 00:10:12,640 Speaker 3: provide that? 221 00:10:13,040 --> 00:10:15,360 Speaker 1: So it was going to be my next question before 222 00:10:15,360 --> 00:10:17,240 Speaker 1: you said, oh, they've figured out a way to automate 223 00:10:17,280 --> 00:10:19,600 Speaker 1: these systems and that's why it's so cheap. But does 224 00:10:19,600 --> 00:10:22,240 Speaker 1: that mean because that scares people right when you hear 225 00:10:22,360 --> 00:10:25,120 Speaker 1: that it's automated. So does that mean that I'm calling 226 00:10:25,200 --> 00:10:26,960 Speaker 1: up and talking to a robot on the phone or 227 00:10:27,360 --> 00:10:28,880 Speaker 1: do I have access to someone? 228 00:10:29,280 --> 00:10:32,520 Speaker 2: Absolutely not, you have access to somebody. All of the 229 00:10:32,640 --> 00:10:36,800 Speaker 2: processes automated though, So when you do financial advice, you 230 00:10:36,840 --> 00:10:38,840 Speaker 2: feel in a fact find and you feel in a 231 00:10:38,960 --> 00:10:43,240 Speaker 2: risk profile assessment, and those parts have been automated, and 232 00:10:43,280 --> 00:10:45,839 Speaker 2: with all of their algorithms in the back end, they 233 00:10:45,840 --> 00:10:48,440 Speaker 2: would spit out an outcome that makes sense. 234 00:10:48,840 --> 00:10:51,880 Speaker 1: Yeah, like science technology, like smart people stuff. 235 00:10:51,960 --> 00:10:52,200 Speaker 3: Guys. 236 00:10:52,240 --> 00:10:54,920 Speaker 2: Obviously I couldn't create that myself. That's why I needed 237 00:10:55,120 --> 00:10:59,280 Speaker 2: That's fine, yeah, obviously, but it's one of those things 238 00:10:59,280 --> 00:11:02,960 Speaker 2: where this just makes sense. So the automation part of that, 239 00:11:03,200 --> 00:11:06,200 Speaker 2: it's kind of the no brainer. It's like the start position. 240 00:11:06,360 --> 00:11:08,920 Speaker 2: But you can ask them questions. They will, on an 241 00:11:08,960 --> 00:11:13,240 Speaker 2: ongoing basis rebalance your investments when it's necessary, which means 242 00:11:13,240 --> 00:11:15,560 Speaker 2: that they're going to take all of the investments that 243 00:11:15,600 --> 00:11:18,080 Speaker 2: are in action or your trading strategy and bring the 244 00:11:18,120 --> 00:11:20,719 Speaker 2: portfolio up in a way to make sure that it's 245 00:11:20,720 --> 00:11:23,160 Speaker 2: always on target for your asset allocation and what your 246 00:11:23,240 --> 00:11:26,320 Speaker 2: risk profile is, because over time, you know, if you're 247 00:11:26,320 --> 00:11:29,040 Speaker 2: just investing into one etf like, there are changes that 248 00:11:29,120 --> 00:11:30,920 Speaker 2: need to be made. And you have access to a 249 00:11:30,960 --> 00:11:33,959 Speaker 2: really beautiful customer support team who are there to guide 250 00:11:33,960 --> 00:11:37,040 Speaker 2: you through your journey an sway literally any questions that 251 00:11:37,120 --> 00:11:38,040 Speaker 2: you might have, and. 252 00:11:38,000 --> 00:11:40,880 Speaker 1: That are actually constantly servicing your. 253 00:11:40,760 --> 00:11:43,439 Speaker 3: Twenty four to seven their job I have gone through. 254 00:11:43,480 --> 00:11:45,840 Speaker 2: I cannot tell you how many people I've met who 255 00:11:45,920 --> 00:11:49,480 Speaker 2: have different platforms that obviously, look, let's be really blunt, 256 00:11:49,800 --> 00:11:52,880 Speaker 2: She's on the money, has so many beautiful community members 257 00:11:52,920 --> 00:11:55,520 Speaker 2: in it, and we have such a beautiful level of 258 00:11:55,559 --> 00:11:57,960 Speaker 2: trust that I wanted to make sure we found the 259 00:11:58,040 --> 00:12:01,120 Speaker 2: right solution, not just the shiny solution that could be 260 00:12:01,200 --> 00:12:03,960 Speaker 2: sold to me, so that you guys got access to it, 261 00:12:04,000 --> 00:12:07,320 Speaker 2: because people wanted that opportunity, and it just wasn't the 262 00:12:07,400 --> 00:12:10,200 Speaker 2: right thing to do. And then when six Park came along, 263 00:12:10,240 --> 00:12:12,520 Speaker 2: and I looked at all of their portfolios and the 264 00:12:12,520 --> 00:12:14,839 Speaker 2: way they work, and you know, I've met with every 265 00:12:14,880 --> 00:12:17,480 Speaker 2: single person on their team and had a conversation with 266 00:12:17,600 --> 00:12:20,720 Speaker 2: them and understood where are you from what was your history? 267 00:12:20,760 --> 00:12:21,720 Speaker 2: How do you work? 268 00:12:21,760 --> 00:12:22,480 Speaker 3: Why are you here? 269 00:12:22,720 --> 00:12:24,600 Speaker 1: Like an actual job about it? 270 00:12:24,679 --> 00:12:27,480 Speaker 2: Yeah? All these people, why would you do this? And 271 00:12:27,840 --> 00:12:30,920 Speaker 2: I've literally gone back and forth and they've recently introduced 272 00:12:30,920 --> 00:12:33,720 Speaker 2: sustainable investing. And this is why it's taken so long, 273 00:12:33,760 --> 00:12:36,079 Speaker 2: because I didn't want to present this to my community 274 00:12:36,360 --> 00:12:39,400 Speaker 2: until there were sustainable and ethical options on the table 275 00:12:39,440 --> 00:12:42,520 Speaker 2: for you guys, because it didn't align to my values. 276 00:12:42,920 --> 00:12:46,200 Speaker 2: And the sustainable options that they've chosen are really popular 277 00:12:46,240 --> 00:12:50,320 Speaker 2: options in the community already. Like we're not talking about 278 00:12:50,400 --> 00:12:53,920 Speaker 2: reinventing the wheel, right, they are picking a portfolio of 279 00:12:54,000 --> 00:12:57,400 Speaker 2: great ETFs for you if you want the support. We 280 00:12:57,440 --> 00:12:59,880 Speaker 2: are absolutely not saying this is the only way to invest. 281 00:13:00,120 --> 00:13:02,040 Speaker 3: Of course, the moneyway, Yeah, it's not. 282 00:13:02,200 --> 00:13:06,000 Speaker 2: We are just making advice more accessible and accessible. 283 00:13:06,200 --> 00:13:08,840 Speaker 1: Obviously that's all well and good, But five thousand dollars. 284 00:13:08,840 --> 00:13:10,920 Speaker 1: I don't have a spare five thousand dollars. 285 00:13:11,080 --> 00:13:14,240 Speaker 2: And that's a very good point, Tony, And so many 286 00:13:14,240 --> 00:13:17,600 Speaker 2: people in our community have brought that up, and you're right, 287 00:13:17,679 --> 00:13:20,360 Speaker 2: they don't. But this is not trying to replace a 288 00:13:20,440 --> 00:13:22,240 Speaker 2: raise or a spaceship or your safe. 289 00:13:22,080 --> 00:13:24,360 Speaker 1: Because in a raise, I can invest ten cents a 290 00:13:24,440 --> 00:13:26,760 Speaker 1: day after it's rounded up my three dollars ninety for 291 00:13:26,800 --> 00:13:27,520 Speaker 1: a coffee. Yeah. 292 00:13:27,559 --> 00:13:30,640 Speaker 2: Absolutely, And that's one of the key differences here between 293 00:13:30,880 --> 00:13:33,800 Speaker 2: Rays and six Park And you know, I, you know what, 294 00:13:33,840 --> 00:13:36,280 Speaker 2: I'm going to create a blog comparing them all because 295 00:13:36,320 --> 00:13:38,520 Speaker 2: I feel like there's been a little bit of confusion 296 00:13:38,559 --> 00:13:40,920 Speaker 2: around what it is because we're not a Raise, we're 297 00:13:40,920 --> 00:13:42,839 Speaker 2: not a spaceship, We're not trying to compete in those 298 00:13:42,880 --> 00:13:45,200 Speaker 2: spaces In fact, I still want you to use those 299 00:13:45,240 --> 00:13:48,960 Speaker 2: platforms and learn about investing and start your journey. And 300 00:13:49,040 --> 00:13:51,240 Speaker 2: once you get to the point where you're like, Victoria, 301 00:13:51,600 --> 00:13:54,880 Speaker 2: what is next? What comes next? How do I access 302 00:13:54,920 --> 00:13:58,680 Speaker 2: financial advice? Because I now have five thousand dollars in 303 00:13:58,679 --> 00:14:00,840 Speaker 2: my platform, then you're more than welcome to. 304 00:14:01,240 --> 00:14:03,960 Speaker 1: So this is purely for if I outgrow Raise. So 305 00:14:03,960 --> 00:14:04,400 Speaker 1: if I. 306 00:14:04,280 --> 00:14:07,000 Speaker 2: Feel like your outgrowing rais or spaceship or want to 307 00:14:07,040 --> 00:14:09,720 Speaker 2: take it to the next level and get proper advice, 308 00:14:10,240 --> 00:14:13,600 Speaker 2: this is where we are going for investment advice. So 309 00:14:13,640 --> 00:14:17,120 Speaker 2: we're not trying to replace these solutions, we are trying 310 00:14:17,160 --> 00:14:20,160 Speaker 2: to compliment them. Because in our community, the amount of 311 00:14:20,200 --> 00:14:23,240 Speaker 2: messages I get they say, hey, Victoria, I've been microinvesting 312 00:14:23,400 --> 00:14:25,760 Speaker 2: for the last eighteen months and listening to the podcast, 313 00:14:25,760 --> 00:14:28,760 Speaker 2: and I'm so motivated and inspired. We've got a recommendation 314 00:14:28,800 --> 00:14:30,200 Speaker 2: of a financial advisor. 315 00:14:29,880 --> 00:14:30,400 Speaker 3: I can talk to. 316 00:14:30,800 --> 00:14:32,960 Speaker 2: They go, yeah, I would love to do that, but 317 00:14:33,280 --> 00:14:36,720 Speaker 2: so many times you just don't have the funds available 318 00:14:37,240 --> 00:14:39,400 Speaker 2: to pay for financial. 319 00:14:38,920 --> 00:14:42,200 Speaker 1: Advice and then invest on top of that, exactly. So 320 00:14:42,200 --> 00:14:44,520 Speaker 1: it's all well and good to have the minimum three 321 00:14:44,560 --> 00:14:47,240 Speaker 1: thousand dollars fee to go to a financial advisor, but 322 00:14:47,280 --> 00:14:49,520 Speaker 1: if that's all the money that you've got saved, then 323 00:14:49,520 --> 00:14:51,480 Speaker 1: that's not going to do any favors exactly. 324 00:14:51,640 --> 00:14:54,560 Speaker 2: And as you said before, raise is a really great option. 325 00:14:54,640 --> 00:14:56,640 Speaker 2: It is a round up option. However, the way you 326 00:14:56,640 --> 00:14:58,560 Speaker 2: would have got access to that is downloading it on 327 00:14:58,600 --> 00:15:00,800 Speaker 2: your phone and just selecting a profile, because which one 328 00:15:00,800 --> 00:15:02,240 Speaker 2: do you pick? And the amount of times you guys 329 00:15:02,240 --> 00:15:04,920 Speaker 2: are posted in our community being like which profile, Diegey, 330 00:15:04,960 --> 00:15:07,160 Speaker 2: and I go, no, this is serious. You need to 331 00:15:07,200 --> 00:15:10,800 Speaker 2: go through a risk assessment like this is well, this 332 00:15:10,880 --> 00:15:15,280 Speaker 2: is going to finished chat about that, But I don't 333 00:15:15,320 --> 00:15:17,920 Speaker 2: want people to pick it because other people are picking it. 334 00:15:17,960 --> 00:15:20,240 Speaker 2: That is not how investing works. It needs to be 335 00:15:20,360 --> 00:15:23,120 Speaker 2: personal to you because personal finance is that it is 336 00:15:23,240 --> 00:15:27,960 Speaker 2: personal and Raise is actually a self directed micro investing platform. 337 00:15:28,400 --> 00:15:31,320 Speaker 2: Self directed is the key there. Whereas six Park you 338 00:15:31,360 --> 00:15:34,120 Speaker 2: actually get a statement of advice and your personal situation 339 00:15:34,240 --> 00:15:37,400 Speaker 2: has been taken into consideration and what you're investing and 340 00:15:37,440 --> 00:15:41,480 Speaker 2: what returns you're expecting in relation to your risk profile 341 00:15:41,600 --> 00:15:43,840 Speaker 2: and how well it's going to go. And I think 342 00:15:43,840 --> 00:15:46,080 Speaker 2: that that is really important, and that is the key 343 00:15:46,160 --> 00:15:49,720 Speaker 2: difference here, like we're not I know, raises three dollars 344 00:15:49,760 --> 00:15:52,720 Speaker 2: fifty a month for a standard portfolio under fifteen grand 345 00:15:52,960 --> 00:15:54,120 Speaker 2: whereas WIN nine ninety five. 346 00:15:54,200 --> 00:15:58,240 Speaker 3: That's obviously a significant difference. But there are a whole heap. 347 00:15:58,040 --> 00:16:00,000 Speaker 2: Of differences, and I'll go through them because I've actually 348 00:16:00,160 --> 00:16:01,920 Speaker 2: listed off a number of them because I think they're 349 00:16:01,920 --> 00:16:05,880 Speaker 2: really important. But we are consistent advice, ongoing advice to 350 00:16:05,920 --> 00:16:09,120 Speaker 2: make sure that you're consistently okay, and it includes any 351 00:16:09,360 --> 00:16:12,040 Speaker 2: revisions of advice that you might need and updates and 352 00:16:12,160 --> 00:16:15,680 Speaker 2: access to a financial advisor to ask questions. And it's 353 00:16:15,960 --> 00:16:19,960 Speaker 2: just a different solution, Tony. It's just a different option. 354 00:16:20,320 --> 00:16:23,080 Speaker 2: It's not comparing apples with apples and going, oh yeah, 355 00:16:23,080 --> 00:16:25,800 Speaker 2: but the fees over on Raise much much Lower. 356 00:16:25,520 --> 00:16:28,480 Speaker 1: Because when it's not comparable, well, you're not trying to 357 00:16:28,680 --> 00:16:29,440 Speaker 1: replace that. 358 00:16:29,800 --> 00:16:31,960 Speaker 2: Absolutely, I'm not trying to replace that, and I never 359 00:16:32,040 --> 00:16:34,400 Speaker 2: want to because I think that they're great platforms, and you. 360 00:16:34,320 --> 00:16:35,720 Speaker 3: Guys know I use both of them. 361 00:16:35,880 --> 00:16:38,840 Speaker 2: Yeah, But if we want to take some other comparisons, 362 00:16:38,840 --> 00:16:41,720 Speaker 2: which I've said historically are really important, I want you 363 00:16:41,760 --> 00:16:44,440 Speaker 2: guys to be the underlying owner of your asset, right 364 00:16:45,080 --> 00:16:48,200 Speaker 2: something like Rays, you don't actually get the underlying asset. 365 00:16:48,320 --> 00:16:51,000 Speaker 2: That investment is not registered in your name. They are 366 00:16:51,040 --> 00:16:53,480 Speaker 2: held by a custodian, which is RAISE, and you don't 367 00:16:53,520 --> 00:16:56,120 Speaker 2: actually have access to that, Whereas through six Park, the 368 00:16:56,160 --> 00:17:00,000 Speaker 2: investments are registered in your name and you actually retain 369 00:17:00,160 --> 00:17:02,720 Speaker 2: legal ownership of them, which is really cool because we're 370 00:17:02,720 --> 00:17:06,359 Speaker 2: growing a portfolio that you own and you're in control of. 371 00:17:06,440 --> 00:17:08,879 Speaker 2: And I think that that's so powerful. And if you 372 00:17:08,920 --> 00:17:11,800 Speaker 2: compare it to RAISE again, when it comes to sustainable options, 373 00:17:11,800 --> 00:17:15,160 Speaker 2: which I'm obviously really passionate about, there's one option there 374 00:17:15,200 --> 00:17:18,320 Speaker 2: is Emerald, and it's great, fantastic, I'm so glad you 375 00:17:18,320 --> 00:17:20,840 Speaker 2: guys have access to that, But we have five different 376 00:17:20,840 --> 00:17:23,720 Speaker 2: options based on your risk profile, and I think that 377 00:17:23,720 --> 00:17:26,639 Speaker 2: that's really powerful because if you've only got one option 378 00:17:26,760 --> 00:17:29,240 Speaker 2: and the ethical option doesn't have a risk profile that's 379 00:17:29,240 --> 00:17:31,960 Speaker 2: aligned to your values and what you're trying to achieve, 380 00:17:32,320 --> 00:17:34,359 Speaker 2: you kind of feel a little bit swayed into picking 381 00:17:34,359 --> 00:17:35,000 Speaker 2: that one option. 382 00:17:35,200 --> 00:17:36,400 Speaker 3: Yeah, with no level of. 383 00:17:36,440 --> 00:17:40,080 Speaker 2: Risk being taken into consideration, it just to me doesn't 384 00:17:40,080 --> 00:17:42,280 Speaker 2: make sense. Yeah, you're right, it's not going to be 385 00:17:42,359 --> 00:17:44,439 Speaker 2: for everybody, and it's not going to be, you know, 386 00:17:44,760 --> 00:17:47,480 Speaker 2: super accessible. And I don't want people to be disappointed 387 00:17:47,480 --> 00:17:49,399 Speaker 2: because I've launched this product and you are hoping to 388 00:17:49,400 --> 00:17:49,760 Speaker 2: buy in. 389 00:17:49,760 --> 00:17:50,520 Speaker 3: For two dollars. 390 00:17:50,840 --> 00:17:53,359 Speaker 2: Like, I feel like it would be really unethical of 391 00:17:53,440 --> 00:17:56,399 Speaker 2: me to have the values I have, which is really 392 00:17:56,440 --> 00:17:59,600 Speaker 2: good quality financial advice and getting that, and then start 393 00:17:59,600 --> 00:18:02,320 Speaker 2: a platform where I invest for two dollars or five 394 00:18:02,359 --> 00:18:05,360 Speaker 2: dollars or whatever it is because I can't well diversify you. 395 00:18:05,560 --> 00:18:07,520 Speaker 2: I'm not there for the long term. I'm not there 396 00:18:07,560 --> 00:18:10,239 Speaker 2: for the journey. And for me, this was creating a 397 00:18:10,359 --> 00:18:13,600 Speaker 2: platform that could last you till retirement if you want 398 00:18:13,640 --> 00:18:14,200 Speaker 2: to stay there. 399 00:18:14,359 --> 00:18:16,679 Speaker 1: Yeah. I think the interesting thing that you've brought up 400 00:18:16,680 --> 00:18:19,600 Speaker 1: that I've actually learned while we've been chatting is that 401 00:18:19,720 --> 00:18:23,760 Speaker 1: all of the number crunching is robots, but you actually 402 00:18:23,800 --> 00:18:26,439 Speaker 1: are chatting with people, which I didn't know that you 403 00:18:26,520 --> 00:18:30,680 Speaker 1: had access to a person, which in these situations, I mean, 404 00:18:30,680 --> 00:18:33,080 Speaker 1: and we're talking about five thousand dollars as a minimum, 405 00:18:33,119 --> 00:18:35,760 Speaker 1: which is a lot of money for people to invest with, 406 00:18:35,920 --> 00:18:38,680 Speaker 1: especially if it's their first time post going with Rais 407 00:18:38,800 --> 00:18:40,879 Speaker 1: or whatever. But to know that you've got someone that 408 00:18:40,960 --> 00:18:43,360 Speaker 1: can hold your hand and you know, make you feel 409 00:18:43,400 --> 00:18:45,880 Speaker 1: a bit better about it and reassure you. And also 410 00:18:46,119 --> 00:18:48,879 Speaker 1: for me, and this isn't me blowing smoke up your bottom, 411 00:18:48,920 --> 00:18:51,080 Speaker 1: because I love you and because we work together, but 412 00:18:51,119 --> 00:18:53,359 Speaker 1: also if it's something that you've talked about and that 413 00:18:53,400 --> 00:18:55,240 Speaker 1: we're opening up to our community, I know that it's 414 00:18:55,280 --> 00:18:58,600 Speaker 1: something you trust. Yeah. Absolutely, I've seen the pictures of 415 00:18:58,640 --> 00:19:00,000 Speaker 1: the people from six Park Can they look like. 416 00:19:00,560 --> 00:19:03,359 Speaker 2: Oh okay, that's what makes it really they are, But 417 00:19:03,440 --> 00:19:05,840 Speaker 2: you've also met them and you've seen in the background 418 00:19:05,920 --> 00:19:08,680 Speaker 2: how many conversations I'm having around how you missed life 419 00:19:08,680 --> 00:19:11,359 Speaker 2: and making sure it does align to our community and 420 00:19:11,440 --> 00:19:13,040 Speaker 2: even just like the wording on the website, and I'm like, 421 00:19:13,080 --> 00:19:14,480 Speaker 2: oh my gosh, I want it to be perfect. I 422 00:19:14,520 --> 00:19:17,080 Speaker 2: want people to really understand what we're trying to bring 423 00:19:17,119 --> 00:19:20,240 Speaker 2: to life here because I didn't want to be compared 424 00:19:20,280 --> 00:19:23,560 Speaker 2: to Raise or Spaceship, which was kind of inevitable because that's, 425 00:19:23,760 --> 00:19:26,720 Speaker 2: I guess, the easiest thing to compare to, right, whereas 426 00:19:26,760 --> 00:19:29,960 Speaker 2: in reality you should be comparing it to actual financial advice, 427 00:19:30,080 --> 00:19:32,159 Speaker 2: Like how much would it have cost you to go 428 00:19:32,200 --> 00:19:34,480 Speaker 2: and actually see someone in person to get that advice 429 00:19:34,520 --> 00:19:39,000 Speaker 2: written and then have ongoing contact with them. It's really expensive. Yes, 430 00:19:39,040 --> 00:19:41,960 Speaker 2: there is the initial hurdle of five thousand dollars to invest, 431 00:19:42,200 --> 00:19:44,240 Speaker 2: and to be honest, if you have less than five 432 00:19:44,240 --> 00:19:46,600 Speaker 2: thousand dollars to invest, you can still use the platform 433 00:19:46,600 --> 00:19:49,199 Speaker 2: if you want what will happen? So you take the 434 00:19:49,240 --> 00:19:52,360 Speaker 2: assessment and then after you've agreed to your financial advice 435 00:19:52,440 --> 00:19:55,320 Speaker 2: and you signed off on your SLA six, Park will 436 00:19:55,359 --> 00:19:57,920 Speaker 2: set you up with your cash management brokerage accounts, but 437 00:19:57,960 --> 00:19:59,960 Speaker 2: they just won't trade on your behalf until you have 438 00:20:00,119 --> 00:20:02,280 Speaker 2: a minimum of five thousand dollars. So you can go 439 00:20:02,320 --> 00:20:04,119 Speaker 2: and get the advice if you really want to, and 440 00:20:04,160 --> 00:20:05,960 Speaker 2: they'll say, yep, cool. When you get to this point, 441 00:20:06,080 --> 00:20:08,040 Speaker 2: this is how you would invest. And you know, if 442 00:20:08,080 --> 00:20:11,119 Speaker 2: you're working up to your five thousand dollars to be invested. 443 00:20:11,280 --> 00:20:13,919 Speaker 2: You can use that as the contribution hub, right, you 444 00:20:13,960 --> 00:20:17,280 Speaker 2: can start contributing to that, so it's in your actual 445 00:20:17,480 --> 00:20:20,679 Speaker 2: cash management hub, and it's a part of your investment strategy, 446 00:20:20,960 --> 00:20:23,119 Speaker 2: and once it hits five thousand dollars or more, they 447 00:20:23,160 --> 00:20:26,440 Speaker 2: will invest your money into your carefully selected portfolio, which 448 00:20:26,480 --> 00:20:28,600 Speaker 2: I think is really important. And the reason that hurdle 449 00:20:28,760 --> 00:20:31,800 Speaker 2: is there is actually for your own protection. It's not 450 00:20:31,840 --> 00:20:34,680 Speaker 2: because we don't want you to get good quality financial 451 00:20:34,680 --> 00:20:36,840 Speaker 2: advice on less money. At the end of the day, 452 00:20:36,840 --> 00:20:38,440 Speaker 2: I'm sorry, but you're not going to retire with five 453 00:20:38,440 --> 00:20:41,480 Speaker 2: thousand dollars like you need more money than that to 454 00:20:41,600 --> 00:20:44,560 Speaker 2: actually invest for the long term. We are contributing to 455 00:20:44,640 --> 00:20:47,480 Speaker 2: it on a consistent basis, but we want to do 456 00:20:47,560 --> 00:20:50,919 Speaker 2: that in the most responsible way, and for us to 457 00:20:51,000 --> 00:20:53,600 Speaker 2: do that, you need five thousand dollars to make sure 458 00:20:53,640 --> 00:20:56,560 Speaker 2: that we are across the board well diversified and are 459 00:20:56,600 --> 00:21:00,239 Speaker 2: providing good quality advice. Anything less than that and it 460 00:21:00,359 --> 00:21:02,760 Speaker 2: just becomes really fickle. And that's where we say, you 461 00:21:02,800 --> 00:21:07,440 Speaker 2: know what, Enjoy your micro investing platforms, Enjoy spaceship, enjoy raising, 462 00:21:07,480 --> 00:21:09,720 Speaker 2: enjoy all of the other options you've got, or just 463 00:21:09,760 --> 00:21:12,080 Speaker 2: save until you get that point. But I have had 464 00:21:12,119 --> 00:21:13,880 Speaker 2: a lot of people slide into my dms and say 465 00:21:13,920 --> 00:21:16,440 Speaker 2: heavy Drier, like I want five grand, Like I still 466 00:21:16,480 --> 00:21:17,480 Speaker 2: want to be on the platform. 467 00:21:17,760 --> 00:21:18,280 Speaker 3: You can be. 468 00:21:18,640 --> 00:21:21,320 Speaker 2: You absolutely can be, And I think that's really special 469 00:21:21,359 --> 00:21:23,480 Speaker 2: that you guys really want to be involved. But I 470 00:21:23,520 --> 00:21:25,240 Speaker 2: only want you to do it if it works for 471 00:21:25,320 --> 00:21:26,840 Speaker 2: you personally. 472 00:21:26,359 --> 00:21:29,920 Speaker 1: Because this is just another great option out of all 473 00:21:29,920 --> 00:21:32,720 Speaker 1: of the paths you can take to investing or micro 474 00:21:32,840 --> 00:21:35,480 Speaker 1: investing or whatever. This is just another option for you. 475 00:21:44,400 --> 00:21:47,880 Speaker 1: So as if this was a money Diary episode, Yes, 476 00:21:48,280 --> 00:21:50,440 Speaker 1: I want to know the pervy details. Of course you do, 477 00:21:50,640 --> 00:21:53,280 Speaker 1: so nine ninety five a month. What are you? What 478 00:21:53,320 --> 00:21:55,320 Speaker 1: are you getting for that? Should I just go a 479 00:21:55,359 --> 00:21:56,040 Speaker 1: straight person? 480 00:21:56,480 --> 00:21:56,520 Speaker 2: What? 481 00:21:56,560 --> 00:21:57,440 Speaker 3: How am I being passed? 482 00:21:57,480 --> 00:22:00,000 Speaker 1: Yea? How we how are we doing? Or should I 483 00:22:00,119 --> 00:22:02,200 Speaker 1: just go straight to six Park? Like what's there? 484 00:22:02,440 --> 00:22:05,080 Speaker 2: You can go straight to six Park? Absolutely you can. 485 00:22:05,160 --> 00:22:07,760 Speaker 2: It's the same price. Like, we have not increased the 486 00:22:07,800 --> 00:22:09,720 Speaker 2: price for shees on the Money members because that would 487 00:22:09,720 --> 00:22:12,120 Speaker 2: be wildly unethical, Like that is not who we are. 488 00:22:12,400 --> 00:22:14,480 Speaker 2: We haven't slapped a pink tax on it and just 489 00:22:14,480 --> 00:22:16,680 Speaker 2: gone you know what, it's peach, So it's more expensive. 490 00:22:16,760 --> 00:22:20,119 Speaker 2: This isn't raisers, my friend, this is genuine advice that 491 00:22:20,200 --> 00:22:21,560 Speaker 2: I genuinely believe you. 492 00:22:21,640 --> 00:22:22,840 Speaker 3: Deserve access to. 493 00:22:23,080 --> 00:22:25,720 Speaker 2: And to be honest, we have the platform, like we've 494 00:22:25,760 --> 00:22:28,119 Speaker 2: got these beautiful shees on the money community and it 495 00:22:28,160 --> 00:22:31,199 Speaker 2: seems only fair to share that. But on top of 496 00:22:31,400 --> 00:22:34,360 Speaker 2: the access to six Park, which you guys obviously will get, 497 00:22:34,400 --> 00:22:37,120 Speaker 2: and that team I actually have, I guess you could say, 498 00:22:37,160 --> 00:22:40,240 Speaker 2: like a level of guardianship over our community. So I 499 00:22:40,440 --> 00:22:42,919 Speaker 2: have the ability to log in and see you guys 500 00:22:42,960 --> 00:22:45,399 Speaker 2: as my quote clients, and I have the ability to 501 00:22:45,440 --> 00:22:48,400 Speaker 2: see what's going on in your portfolios and make sure 502 00:22:48,440 --> 00:22:50,560 Speaker 2: that from my perspective, they're all running well and they're 503 00:22:50,560 --> 00:22:52,879 Speaker 2: performing and I'm happy with it. Like that's something that 504 00:22:52,920 --> 00:22:55,680 Speaker 2: I'm going to be meticulous about checking and making sure 505 00:22:55,720 --> 00:22:58,040 Speaker 2: that we're on the same page with six Park. And 506 00:22:58,160 --> 00:22:59,960 Speaker 2: you know, if I ever have any concerns, which I 507 00:23:00,160 --> 00:23:02,600 Speaker 2: haven't yet, but if I ever have any concerns, or 508 00:23:02,640 --> 00:23:04,360 Speaker 2: you guys have any concerns, I want you to come 509 00:23:04,400 --> 00:23:06,680 Speaker 2: straight to me so that I can address it, because 510 00:23:06,680 --> 00:23:09,400 Speaker 2: it's not as though I'm just referring them to six 511 00:23:09,440 --> 00:23:11,480 Speaker 2: Park and clipping the ticket and getting a referral fee. 512 00:23:11,480 --> 00:23:13,160 Speaker 3: That is absolutely not the. 513 00:23:13,000 --> 00:23:15,800 Speaker 2: Case, and in any event that the partnership ends up 514 00:23:15,800 --> 00:23:17,840 Speaker 2: making money, then six Park will share a part of 515 00:23:17,840 --> 00:23:21,040 Speaker 2: the revenue from their management fee with me and nothing extra. 516 00:23:21,480 --> 00:23:24,760 Speaker 1: You're actually being our fairing investment godmother. 517 00:23:24,600 --> 00:23:27,480 Speaker 2: Exactly, And like the benefit for me, there is more 518 00:23:27,520 --> 00:23:30,080 Speaker 2: long term. If you want me to be completely blunt 519 00:23:30,080 --> 00:23:33,239 Speaker 2: about that, it's you know, at some point some of 520 00:23:33,280 --> 00:23:37,280 Speaker 2: you will convert into being really big investment clients. 521 00:23:37,480 --> 00:23:40,080 Speaker 1: Yeah, which is what you want. You want us to be. 522 00:23:40,400 --> 00:23:44,480 Speaker 2: I want to be exactly, but not in that way. 523 00:23:44,760 --> 00:23:47,399 Speaker 2: I just want you to be financially stable. This is 524 00:23:47,440 --> 00:23:51,680 Speaker 2: a really great way to start investing properly. But then 525 00:23:51,720 --> 00:23:53,919 Speaker 2: also I'll be able to see if you're investing two 526 00:23:54,000 --> 00:23:55,720 Speaker 2: hundred thousand dollars a month, and I'll go, you know what, 527 00:23:56,080 --> 00:23:59,360 Speaker 2: probably a little bit beyond that type of advice. It's 528 00:23:59,359 --> 00:24:01,960 Speaker 2: time to graduate, wait into something bigger and get some 529 00:24:01,960 --> 00:24:05,040 Speaker 2: more holistic advice and you know, plug in your insurances 530 00:24:05,080 --> 00:24:06,720 Speaker 2: and plug in your super and I'll be able to 531 00:24:06,760 --> 00:24:09,400 Speaker 2: see all of that. So for me, it's an opportunity 532 00:24:09,440 --> 00:24:12,560 Speaker 2: to create an environment where you can invest with good 533 00:24:12,680 --> 00:24:16,040 Speaker 2: quality advice that ultimately helps me be here for the 534 00:24:16,119 --> 00:24:19,040 Speaker 2: journey for the next twenty thirty forty years, because lord knows, 535 00:24:19,119 --> 00:24:21,160 Speaker 2: that's how long I'll be talking about financial literacy. 536 00:24:21,440 --> 00:24:23,199 Speaker 1: My god, you're going to be here with me for 537 00:24:23,359 --> 00:24:24,400 Speaker 1: twenty thirty forty. 538 00:24:24,320 --> 00:24:26,879 Speaker 2: Years, I hope, So please don't leave me. 539 00:24:27,000 --> 00:24:29,680 Speaker 1: Are we're going to run out of things to talk about? Look? 540 00:24:29,720 --> 00:24:32,160 Speaker 2: Probably not on this episode though. 541 00:24:32,400 --> 00:24:34,639 Speaker 1: Yeah. No, I've definitely got way more questions. So we 542 00:24:34,680 --> 00:24:38,320 Speaker 1: put out a little post to our lovely community and 543 00:24:38,320 --> 00:24:39,040 Speaker 1: we had a ques. 544 00:24:38,960 --> 00:24:40,399 Speaker 3: You did, I have everything to do. 545 00:24:40,560 --> 00:24:41,440 Speaker 1: I do all the work here. 546 00:24:41,560 --> 00:24:43,480 Speaker 2: Yeah, you were like, I am going to be asking 547 00:24:43,560 --> 00:24:47,720 Speaker 2: Victoria questions. She doesn't consent just yet, but whatever will 548 00:24:47,720 --> 00:24:48,520 Speaker 2: buller into it. 549 00:24:48,720 --> 00:24:52,000 Speaker 1: Yep, it is how it works. And we had someone 550 00:24:52,040 --> 00:24:55,480 Speaker 1: ask what's the difference between this and this being our 551 00:24:55,560 --> 00:24:58,760 Speaker 1: six Park partnership and a managed fund? 552 00:24:59,040 --> 00:25:01,439 Speaker 3: Okay, so good question. 553 00:25:01,840 --> 00:25:04,280 Speaker 1: I didn't answer. Ask it someone else who is smarter 554 00:25:04,359 --> 00:25:04,600 Speaker 1: than me. 555 00:25:04,840 --> 00:25:08,680 Speaker 2: Yes, okay, no problems, that makes sense, like not being rude, 556 00:25:09,119 --> 00:25:11,760 Speaker 2: but I was like, managed fund today, You're like ETF 557 00:25:11,840 --> 00:25:16,800 Speaker 2: what anyway? Your assets with six Park are actually held 558 00:25:16,880 --> 00:25:19,800 Speaker 2: in your name, which I've already said on this podcast, 559 00:25:19,800 --> 00:25:23,240 Speaker 2: but that's really important, and each ETF not just like one, 560 00:25:23,440 --> 00:25:25,439 Speaker 2: all of them will be held in your name, so 561 00:25:25,600 --> 00:25:28,560 Speaker 2: unlike a managed fund or your micro investing platforms, which 562 00:25:28,640 --> 00:25:32,439 Speaker 2: don't allow you that level of ownership. Right, So the 563 00:25:32,560 --> 00:25:36,120 Speaker 2: six Park advice is solely limited to investment management, which, 564 00:25:36,160 --> 00:25:38,520 Speaker 2: you know what could be a downside because it's not 565 00:25:38,760 --> 00:25:42,880 Speaker 2: holistic financial advice. It doesn't take into consideration your supranuation, 566 00:25:43,240 --> 00:25:47,120 Speaker 2: It doesn't take into consideration your insurance needs. But nor 567 00:25:47,160 --> 00:25:49,480 Speaker 2: do we want it to, because I just don't think 568 00:25:49,520 --> 00:25:51,919 Speaker 2: that there's a holistic platform out there that's going to 569 00:25:51,960 --> 00:25:54,080 Speaker 2: provide you with the solution that you need. 570 00:25:54,240 --> 00:25:57,639 Speaker 1: Like it's just that one size fits all doesn't exist exactly. 571 00:25:57,800 --> 00:26:00,320 Speaker 2: So six Park are actually helping by providing an investment 572 00:26:00,359 --> 00:26:03,800 Speaker 2: recommendations that are aligned to your plans and your horizons 573 00:26:03,840 --> 00:26:06,680 Speaker 2: and what you're planning on doing. They not only set 574 00:26:06,680 --> 00:26:09,440 Speaker 2: it up, but they manage your regular reinvesting, which adds 575 00:26:09,480 --> 00:26:12,640 Speaker 2: to long term returns by the way, which is kind 576 00:26:12,640 --> 00:26:13,960 Speaker 2: of sexy Tona Roddy. 577 00:26:14,119 --> 00:26:16,159 Speaker 1: I agree. So to sum up, we've been from the 578 00:26:16,200 --> 00:26:17,760 Speaker 1: top to the bottom of this and how it's going 579 00:26:17,840 --> 00:26:20,000 Speaker 1: to work and how we're going to help people get 580 00:26:20,000 --> 00:26:22,359 Speaker 1: their money working for them, and we've said This is 581 00:26:22,520 --> 00:26:25,240 Speaker 1: a really exciting opportunity for us and for our community 582 00:26:25,240 --> 00:26:28,120 Speaker 1: to be part of our team and the six Park team. 583 00:26:28,359 --> 00:26:29,720 Speaker 1: And I know that you said you're not going to 584 00:26:29,800 --> 00:26:32,239 Speaker 1: be a millionaire from this or anything. Why do it? 585 00:26:32,840 --> 00:26:35,520 Speaker 1: What's the benefit for us as a as a brand 586 00:26:35,680 --> 00:26:37,000 Speaker 1: to kind of be part of. 587 00:26:36,880 --> 00:26:38,760 Speaker 3: This habits she's on the money platform. 588 00:26:38,840 --> 00:26:41,760 Speaker 2: Yeah, well, that's actually a really good question, and I'm 589 00:26:41,800 --> 00:26:44,280 Speaker 2: really glad that we're addressing it just purely because I 590 00:26:44,320 --> 00:26:46,119 Speaker 2: want you guys to feel like I am open and 591 00:26:46,160 --> 00:26:49,600 Speaker 2: honest and transparent with you, because there's nothing I won't answer, 592 00:26:49,720 --> 00:26:52,040 Speaker 2: Like I feel like I often give too much more 593 00:26:52,080 --> 00:26:54,320 Speaker 2: that I often feel like I give more than what 594 00:26:54,359 --> 00:26:56,480 Speaker 2: I need to give because I'm like, nah, guys, like legit, 595 00:26:56,520 --> 00:26:59,159 Speaker 2: I did my research stuff. Yeah, I don't want you 596 00:26:59,200 --> 00:27:00,800 Speaker 2: to feel uncomfort with anything. 597 00:27:00,800 --> 00:27:03,320 Speaker 3: And do you know what? Money makes everybody uncomfortable? 598 00:27:03,600 --> 00:27:05,840 Speaker 2: And they're so quick to jump to a conclusion and go, 599 00:27:05,880 --> 00:27:08,080 Speaker 2: oh my god, Victoria's got a platform nine ninety five 600 00:27:08,080 --> 00:27:08,400 Speaker 2: a month. 601 00:27:08,480 --> 00:27:10,879 Speaker 3: Oh well raises three fifty a month. That is awful. 602 00:27:10,920 --> 00:27:13,840 Speaker 2: Those fees are exhobitant, and you go, yeah, okay, if 603 00:27:13,840 --> 00:27:16,560 Speaker 2: we're just looking like for like, but they're not actually 604 00:27:16,600 --> 00:27:19,560 Speaker 2: the same offering. Yeah, like this is a full investment 605 00:27:19,640 --> 00:27:22,479 Speaker 2: strategy tailored to you. There is a hurdle to get in. 606 00:27:22,520 --> 00:27:24,720 Speaker 2: It is five thousand dollars. You're not going to be 607 00:27:24,720 --> 00:27:26,800 Speaker 2: able to jump on it with your first five hundred, 608 00:27:27,320 --> 00:27:30,000 Speaker 2: nor do I want you to jump on straight away. 609 00:27:30,119 --> 00:27:32,200 Speaker 2: I actually want you to get to that first five 610 00:27:32,240 --> 00:27:34,919 Speaker 2: thousand dollars because this is that next step. I'm not 611 00:27:35,040 --> 00:27:37,679 Speaker 2: asking you to do it in replacement of Rais or 612 00:27:37,720 --> 00:27:40,479 Speaker 2: in replacement of Spaceship or you know, you round up 613 00:27:40,520 --> 00:27:41,640 Speaker 2: whatever app you'll. 614 00:27:41,560 --> 00:27:43,720 Speaker 1: Use it, but that we grow into this kind of. 615 00:27:43,880 --> 00:27:46,960 Speaker 2: Growing into something like this. And I'm responding to you 616 00:27:47,000 --> 00:27:51,040 Speaker 2: guys asking me, Victoria, I want financial advice, who do 617 00:27:51,080 --> 00:27:52,960 Speaker 2: I talk to? I am going to spend three thousand 618 00:27:53,000 --> 00:27:53,959 Speaker 2: dollars and I go far out. 619 00:27:54,080 --> 00:27:55,399 Speaker 1: It's just not an There has. 620 00:27:55,280 --> 00:27:57,600 Speaker 2: To be a solution out there that caters to this 621 00:27:57,880 --> 00:27:59,639 Speaker 2: gap in this massive market. 622 00:28:00,080 --> 00:28:01,880 Speaker 3: And six Park really fill that in. 623 00:28:02,000 --> 00:28:05,120 Speaker 2: And I'm really proud, genuinely so proud of what we're 624 00:28:05,119 --> 00:28:07,800 Speaker 2: putting on the table here with them. And it's not 625 00:28:07,920 --> 00:28:10,120 Speaker 2: just me going and slapping my brand on the six 626 00:28:10,200 --> 00:28:12,320 Speaker 2: Park portfolio and being like, Wow, I did it. 627 00:28:12,440 --> 00:28:14,120 Speaker 1: And charging twenty extra dollars. 628 00:28:14,240 --> 00:28:17,840 Speaker 2: Yeah, exactly, it's absolutely not the case. I'm actually doing 629 00:28:17,840 --> 00:28:20,359 Speaker 2: it to provide another level of value. 630 00:28:20,000 --> 00:28:21,560 Speaker 3: Because I know you guys trust me. 631 00:28:22,119 --> 00:28:24,639 Speaker 2: But I will have oversight over all of this, like 632 00:28:24,680 --> 00:28:26,280 Speaker 2: I can again and see how many of you have 633 00:28:26,280 --> 00:28:28,480 Speaker 2: already signed up and see what's going on, and I. 634 00:28:28,480 --> 00:28:29,160 Speaker 3: Just I'm excited. 635 00:28:29,320 --> 00:28:31,199 Speaker 2: Yeah, but I get to be on that journey with 636 00:28:31,359 --> 00:28:34,560 Speaker 2: you without being your direct advisor because I don't have 637 00:28:34,680 --> 00:28:36,840 Speaker 2: time for that. And I'm not saying it's because I 638 00:28:36,840 --> 00:28:39,520 Speaker 2: don't want to make it, but I literally couldn't service 639 00:28:39,560 --> 00:28:42,200 Speaker 2: the level of clients that we can with the six 640 00:28:42,280 --> 00:28:45,680 Speaker 2: park platform to the level and quality that they can, 641 00:28:46,160 --> 00:28:48,400 Speaker 2: Like it's epic, Like how cool would have been if 642 00:28:48,440 --> 00:28:49,479 Speaker 2: I'd done that all myself. 643 00:28:49,520 --> 00:28:50,320 Speaker 3: I wish I could. 644 00:28:50,520 --> 00:28:52,880 Speaker 1: Yeah, but again, then you'd really be making all the money. 645 00:28:52,880 --> 00:28:55,400 Speaker 2: Gosh, yeah, how might actually start making bank on this? 646 00:28:55,800 --> 00:28:58,800 Speaker 2: But genuinely, it's not about followers. It's not about making 647 00:28:58,880 --> 00:29:01,000 Speaker 2: money this. You or I could have done a lot 648 00:29:01,040 --> 00:29:02,960 Speaker 2: more things, Tony to make a lot more money. 649 00:29:02,960 --> 00:29:04,400 Speaker 1: Oh god, talk about that off yah. 650 00:29:04,800 --> 00:29:07,680 Speaker 2: Yeah, But it's genuinely so that I'm making investing more 651 00:29:07,720 --> 00:29:10,480 Speaker 2: accessible and affordable and I don't want you, guys to 652 00:29:10,480 --> 00:29:15,640 Speaker 2: get confused about accessible. Being five dollars accessible full investment 653 00:29:15,720 --> 00:29:18,960 Speaker 2: advice is very different to you being able to start 654 00:29:19,000 --> 00:29:21,800 Speaker 2: your investment journey on a spaceship with your first five dollars. 655 00:29:21,960 --> 00:29:24,640 Speaker 2: And if you want to start there, these apps are fantastic. 656 00:29:24,720 --> 00:29:27,520 Speaker 2: They show your investment reports, they show you the different 657 00:29:27,560 --> 00:29:30,320 Speaker 2: portfolios that you have choices out of, and they teach 658 00:29:30,400 --> 00:29:31,920 Speaker 2: you what it's like to invest and you get to 659 00:29:31,960 --> 00:29:34,720 Speaker 2: experience the ebbs and flows with a much less amount 660 00:29:34,760 --> 00:29:37,240 Speaker 2: of money, whereas when it comes to five grand, that's 661 00:29:37,280 --> 00:29:39,680 Speaker 2: a lot of money. I kind of don't want you 662 00:29:39,720 --> 00:29:43,320 Speaker 2: to be going into your first time ever investing. If 663 00:29:43,360 --> 00:29:45,200 Speaker 2: you're like, yeah, cool, I only want to be on 664 00:29:45,240 --> 00:29:45,800 Speaker 2: those shoes on the. 665 00:29:45,800 --> 00:29:46,920 Speaker 3: Money one, I get it. 666 00:29:47,040 --> 00:29:50,440 Speaker 2: But I don't want you to not have had that experience. 667 00:29:50,520 --> 00:29:52,920 Speaker 2: And this is why we talk about micro investing platforms, 668 00:29:52,960 --> 00:29:55,440 Speaker 2: and if you haven't heard our podcasts on those, go 669 00:29:55,520 --> 00:29:58,200 Speaker 2: back listen to the podcast on micro investing. We did 670 00:29:58,200 --> 00:30:00,360 Speaker 2: a part one and part two on invest and then 671 00:30:00,360 --> 00:30:03,040 Speaker 2: we did a whole little investment series earlier this year. 672 00:30:03,440 --> 00:30:05,880 Speaker 2: I genuinely want you guys to be in control of 673 00:30:05,920 --> 00:30:09,080 Speaker 2: your own destiny. And your own investment portfolios. This is 674 00:30:09,160 --> 00:30:11,680 Speaker 2: just another really great option to put into the mix, 675 00:30:11,800 --> 00:30:14,880 Speaker 2: which I can say I've fully vetted and get behind, 676 00:30:14,960 --> 00:30:17,320 Speaker 2: and I am actually on that journey with you and 677 00:30:17,400 --> 00:30:19,560 Speaker 2: for the people that have already joined, I'm so grateful. 678 00:30:19,760 --> 00:30:21,960 Speaker 2: But you'll hear from me. I will be emailing you 679 00:30:22,120 --> 00:30:24,320 Speaker 2: updates and telling you what's going on in the market 680 00:30:24,320 --> 00:30:28,080 Speaker 2: in the same way that I always explain finance, in 681 00:30:28,120 --> 00:30:29,960 Speaker 2: the same way that I talk to you guys in 682 00:30:30,000 --> 00:30:32,959 Speaker 2: our newsletter and talk to you guys across our podcast 683 00:30:33,240 --> 00:30:35,720 Speaker 2: in a way that I think is relatable and easy 684 00:30:35,760 --> 00:30:38,760 Speaker 2: to digest and just make sense, because that's what's important 685 00:30:38,760 --> 00:30:41,440 Speaker 2: to us exactly. Then that's why I'm so excited about 686 00:30:41,480 --> 00:30:44,440 Speaker 2: a platform that enables me the flexibility to talk to 687 00:30:44,480 --> 00:30:48,000 Speaker 2: you personally on a regular basis about your investment platform 688 00:30:48,200 --> 00:30:51,640 Speaker 2: while still providing really good quality investment advice. 689 00:30:52,360 --> 00:30:54,440 Speaker 1: I feel like this is a really good place to 690 00:30:54,560 --> 00:30:56,960 Speaker 1: leave it, and I hope that you are feeling as 691 00:30:56,960 --> 00:30:59,120 Speaker 1: excited about this as I am, because. 692 00:30:59,360 --> 00:31:04,840 Speaker 2: I genuinely beautiful opportunity to get more people investing or 693 00:31:04,840 --> 00:31:05,920 Speaker 2: at least considering it. 694 00:31:06,080 --> 00:31:09,600 Speaker 1: Yeah, well said, thanks for letting me. Benjiri for all 695 00:31:09,600 --> 00:31:10,080 Speaker 1: that info. 696 00:31:10,360 --> 00:31:13,000 Speaker 2: Look, I really appreciate you hustling me into a pod 697 00:31:13,080 --> 00:31:15,400 Speaker 2: studio so that we could do this. I think it 698 00:31:15,440 --> 00:31:18,239 Speaker 2: has been really important because sometimes you know, we did 699 00:31:18,240 --> 00:31:20,920 Speaker 2: an IGTV. We've done some posts this week on it, 700 00:31:21,080 --> 00:31:22,760 Speaker 2: and it's kind of like, well, what is it? And 701 00:31:22,840 --> 00:31:25,440 Speaker 2: hearing it from me and why I actually am choosing 702 00:31:25,480 --> 00:31:27,680 Speaker 2: this and I'm so behind it and I'm so proud 703 00:31:27,720 --> 00:31:29,800 Speaker 2: of it is really important. Yeah, And I think that 704 00:31:29,920 --> 00:31:32,120 Speaker 2: you know, in our team, we've been so proud of 705 00:31:32,120 --> 00:31:34,760 Speaker 2: it this week and just the uptake of who's getting 706 00:31:34,760 --> 00:31:37,640 Speaker 2: on board, and you know, even saying the media around 707 00:31:37,680 --> 00:31:41,000 Speaker 2: it like that is really special to open something up 708 00:31:41,080 --> 00:31:43,680 Speaker 2: to such a large community. And it's been an honor, 709 00:31:43,800 --> 00:31:47,200 Speaker 2: honestly to be able to open something up that otherwise, 710 00:31:47,280 --> 00:31:50,120 Speaker 2: you know, ten fifteen years just wasn't accessible. We had 711 00:31:50,120 --> 00:31:51,960 Speaker 2: to go get advice, we had to spend thousands of 712 00:31:52,000 --> 00:31:54,320 Speaker 2: dollars on it, and I genuinely think you deserve better. 713 00:31:55,240 --> 00:31:57,320 Speaker 1: And if there's anything that you kind of need to 714 00:31:57,360 --> 00:31:59,640 Speaker 1: rehash or have a look over, or to get any 715 00:31:59,680 --> 00:32:03,400 Speaker 1: more information, there's an amazing little page on our website 716 00:32:03,520 --> 00:32:06,080 Speaker 1: that you can go to and click through. No, it's 717 00:32:06,080 --> 00:32:09,440 Speaker 1: not that little Actually it's huge. There's some frequently asked 718 00:32:09,520 --> 00:32:12,240 Speaker 1: questions on there that you drop down, which is very fancy. 719 00:32:12,320 --> 00:32:13,880 Speaker 3: I did all the coding for that myself. 720 00:32:13,960 --> 00:32:15,040 Speaker 1: Guys, you did. Wow. 721 00:32:15,080 --> 00:32:17,120 Speaker 3: We're just I'm a web developer. 722 00:32:17,200 --> 00:32:19,480 Speaker 1: We're a real one stop shop at the moment, aren't we. God, 723 00:32:19,480 --> 00:32:22,080 Speaker 1: you can get everything. We're also going to be popping 724 00:32:22,080 --> 00:32:24,600 Speaker 1: out a little blog post that outlines all of this stuff. 725 00:32:24,840 --> 00:32:28,200 Speaker 1: But I feel like, let's go. Should we eat some lunch? 726 00:32:28,520 --> 00:32:29,520 Speaker 3: Yeah, let's go to lunch. 727 00:32:29,520 --> 00:32:30,800 Speaker 1: I'd actually love some chicken. 728 00:32:31,160 --> 00:32:33,040 Speaker 3: Gosh, that is not what I feel like, Tony. 729 00:32:33,040 --> 00:32:35,400 Speaker 2: But before you go to lunch, we'd like to acknowledge 730 00:32:35,400 --> 00:32:39,080 Speaker 2: and pay respect to Australia's Aboriginal and torrest Right Islander people's, 731 00:32:39,240 --> 00:32:42,240 Speaker 2: the traditional custodians at the lands, the waterways and the 732 00:32:42,280 --> 00:32:45,480 Speaker 2: skies all across Australia. We thank you for sharing and 733 00:32:45,520 --> 00:32:47,800 Speaker 2: for caring for the land on which we are able. 734 00:32:47,480 --> 00:32:48,640 Speaker 3: To learn and invest. 735 00:32:49,240 --> 00:32:52,040 Speaker 2: And we pay our respects to elders past and present, 736 00:32:52,080 --> 00:32:54,200 Speaker 2: and we share our friendship and our kindness. 737 00:32:54,400 --> 00:32:56,719 Speaker 1: The advice shared on Cheese on the Money is generally 738 00:32:56,840 --> 00:33:00,520 Speaker 1: nature and does not consider your individual circumstances. Cheese on 739 00:33:00,560 --> 00:33:03,640 Speaker 1: the money exists purely for educational purposes and should not 740 00:33:03,680 --> 00:33:06,520 Speaker 1: be relied upon to make an investment or financial decision, 741 00:33:07,000 --> 00:33:10,280 Speaker 1: and we promise Victoria Devine is an authorized representative of 742 00:33:10,320 --> 00:33:14,680 Speaker 1: Australia Pacific Funds Management Proprietary Limited ABN three four one 743 00:33:14,720 --> 00:33:18,040 Speaker 1: three two four six three two five seven AFOSEL three 744 00:33:18,080 --> 00:33:19,640 Speaker 1: three nine one five one. 745 00:33:19,920 --> 00:33:23,320 Speaker 2: Our quick note guys, just in addition to today's disclaimer, 746 00:33:23,360 --> 00:33:25,480 Speaker 2: we wanted to just note that we have edited this 747 00:33:25,600 --> 00:33:28,600 Speaker 2: episode since you maybe listened to it the first time, 748 00:33:28,640 --> 00:33:30,360 Speaker 2: and the reason for that is to make sure that 749 00:33:30,400 --> 00:33:34,000 Speaker 2: we had absolute clarity on exactly how I get paid. 750 00:33:34,040 --> 00:33:36,280 Speaker 2: Tony and I got really carried away with the conversation 751 00:33:36,320 --> 00:33:38,440 Speaker 2: we were having because we were so excited about it. 752 00:33:38,600 --> 00:33:40,400 Speaker 2: I wanted to make sure that you guys knew exactly 753 00:33:40,440 --> 00:33:42,360 Speaker 2: how I get paid. I think the main thing for 754 00:33:42,440 --> 00:33:45,880 Speaker 2: me though, was that we don't get referrals from this service. However, 755 00:33:46,160 --> 00:33:48,640 Speaker 2: if the six Park Partnership actually ends up making money, 756 00:33:48,640 --> 00:33:51,040 Speaker 2: which would be brilliant, I do get a percentage of 757 00:33:51,040 --> 00:33:53,720 Speaker 2: their management fee, which hasn't been increased in any way, 758 00:33:53,760 --> 00:33:56,720 Speaker 2: shape or form from their actual offering. It is exactly 759 00:33:56,760 --> 00:33:59,400 Speaker 2: the same as the direct six Park offering. It's just 760 00:33:59,440 --> 00:34:01,240 Speaker 2: that six Pars will share a little bit of their 761 00:34:01,280 --> 00:34:03,200 Speaker 2: profit with me, which is very fun. 762 00:34:03,440 --> 00:34:05,719 Speaker 1: And if you do have any other questions about our 763 00:34:05,760 --> 00:34:09,000 Speaker 1: six Park platform and our integration with six Park, we 764 00:34:09,040 --> 00:34:10,560 Speaker 1: would love it if you send us a dam on 765 00:34:10,640 --> 00:34:13,360 Speaker 1: Instagram or reach out on Facebook or send us an email. 766 00:34:13,520 --> 00:34:16,200 Speaker 1: You can find all of that information at the website, 767 00:34:16,200 --> 00:34:18,520 Speaker 1: which is in the show notes. We would also love 768 00:34:18,520 --> 00:34:20,680 Speaker 1: it if you joined our Facebook group. If you search 769 00:34:20,800 --> 00:34:23,400 Speaker 1: sheees on the Money inside Facebook, you'll find it. You 770 00:34:23,440 --> 00:34:26,360 Speaker 1: can ask any questions at all, and make sure you 771 00:34:26,360 --> 00:34:28,720 Speaker 1: follow us on Instagram to get all the latest info 772 00:34:29,160 --> 00:34:30,800 Speaker 1: and what else. 773 00:34:31,400 --> 00:34:32,719 Speaker 3: I think that's itough round. 774 00:34:33,080 --> 00:34:35,000 Speaker 1: Absolutely everyone's had enough of us today. 775 00:34:35,120 --> 00:34:37,160 Speaker 2: Yeah, look, this is the second episode that's dropping it 776 00:34:37,160 --> 00:34:39,360 Speaker 2: into their feed. We will see you on Friday, friends 777 00:34:39,440 --> 00:34:42,880 Speaker 1: Love you, baby,