1 00:00:00,200 --> 00:00:02,000 Speaker 1: She's on the Money. 2 00:00:02,160 --> 00:00:04,440 Speaker 2: She's on the Money. 3 00:00:17,280 --> 00:00:20,600 Speaker 1: Hello and welcome to She's on the Money, the podcast 4 00:00:20,600 --> 00:00:24,119 Speaker 1: for millennials who want financial freedom, and this episode of 5 00:00:24,160 --> 00:00:27,080 Speaker 1: She's on the Money, as you guys probably have anticipated 6 00:00:27,080 --> 00:00:29,680 Speaker 1: given the title of the episode is our Friday Drinks 7 00:00:29,680 --> 00:00:32,760 Speaker 1: episode where we get to say cheers to our entire community. 8 00:00:33,240 --> 00:00:35,440 Speaker 1: So this week on She's on the Money, we did 9 00:00:35,479 --> 00:00:38,200 Speaker 1: a deep dive all about salary packaging with the one 10 00:00:38,240 --> 00:00:41,520 Speaker 1: and only Georgia King. We talked about tax benefits, super 11 00:00:41,520 --> 00:00:43,919 Speaker 1: benefits and all of the things to be wary of. 12 00:00:44,600 --> 00:00:48,080 Speaker 1: And on Monday, we had an incredible guest, one of 13 00:00:48,120 --> 00:00:52,000 Speaker 1: our first real life money diarists that wasn't anonymous, and 14 00:00:52,000 --> 00:00:55,520 Speaker 1: that was Dara, who is also known as DJ Tiger. 15 00:00:55,600 --> 00:00:58,680 Speaker 3: Lily Us add that the money diarists are in fact real. 16 00:00:58,520 --> 00:01:01,840 Speaker 1: Life all right, yeah, yeah, good call. But like our 17 00:01:01,880 --> 00:01:04,000 Speaker 1: money dirests are usually anonymous, and this is one of 18 00:01:04,040 --> 00:01:07,280 Speaker 1: our first non anonymous money diarists, which I think was 19 00:01:07,319 --> 00:01:10,039 Speaker 1: really brave. And she came into the studio and she was, 20 00:01:10,080 --> 00:01:14,280 Speaker 1: honestly one of the most articulate women I have ever met. 21 00:01:14,480 --> 00:01:16,959 Speaker 1: Such a boss, Oh my gosh, such a boss. Honestly, 22 00:01:17,000 --> 00:01:19,920 Speaker 1: beautiful could not stop staring at her. But she talked 23 00:01:19,920 --> 00:01:22,080 Speaker 1: about how she saved more than twenty thousand dollars on 24 00:01:22,120 --> 00:01:24,680 Speaker 1: a car, how she personally would never buy a car 25 00:01:24,880 --> 00:01:27,760 Speaker 1: brand new. She talked about all of her multiple income 26 00:01:27,800 --> 00:01:31,040 Speaker 1: streams that she generates from social media and also from 27 00:01:31,040 --> 00:01:34,000 Speaker 1: being a DJ, and what she's done during COVID, and 28 00:01:34,240 --> 00:01:36,640 Speaker 1: she talked about being taken seriously as a business woman, 29 00:01:36,680 --> 00:01:38,520 Speaker 1: which obviously was something that I was like, yes, this 30 00:01:38,640 --> 00:01:42,880 Speaker 1: so resonates with me. But moving on Friday Drinks episode 31 00:01:43,000 --> 00:01:46,880 Speaker 1: this week, Georgia King, you're here, Hello, hi friend, Oh 32 00:01:47,120 --> 00:01:51,800 Speaker 1: Jesse Garci. As always, We've got Ryan John good evening, 33 00:01:51,920 --> 00:01:53,720 Speaker 1: You're on the decks. A lot of people dm us 34 00:01:53,760 --> 00:01:56,160 Speaker 1: this week saying that they really liked your music at 35 00:01:56,160 --> 00:01:59,360 Speaker 1: the end of last week's Friday Drinks and requested to 36 00:01:59,440 --> 00:02:00,520 Speaker 1: keep it well. 37 00:02:00,600 --> 00:02:02,800 Speaker 3: There was fights about how much legally we could do, 38 00:02:02,920 --> 00:02:05,440 Speaker 3: but after Georgie did one of the great Harry stars, 39 00:02:06,160 --> 00:02:08,200 Speaker 3: I thought it was only fair to for Harry to 40 00:02:08,200 --> 00:02:08,880 Speaker 3: play us out. 41 00:02:09,240 --> 00:02:13,320 Speaker 1: Thank you, Harry. We did definitely take that completely realty free. 42 00:02:13,400 --> 00:02:18,680 Speaker 1: But speaking of royalty, that was good, right, that was good. 43 00:02:19,040 --> 00:02:24,600 Speaker 1: We have co founder of up bank, Domim is joining us, 44 00:02:24,639 --> 00:02:27,520 Speaker 1: which I am so excited about because obviously we like 45 00:02:27,600 --> 00:02:29,040 Speaker 1: up bank, but you know what we like more than 46 00:02:29,160 --> 00:02:32,720 Speaker 1: up Bank people who create banks. Kind of cool, right, 47 00:02:32,800 --> 00:02:33,799 Speaker 1: kind of cool, kind of green. 48 00:02:35,280 --> 00:02:37,240 Speaker 4: Yeah, I'm so excited to get street cred. 49 00:02:37,280 --> 00:02:38,840 Speaker 3: When you say I'm the CEO of a bank, does 50 00:02:38,880 --> 00:02:39,760 Speaker 3: that you know the people? 51 00:02:40,520 --> 00:02:44,160 Speaker 1: Yeah, there's a fair bit of street cred there. 52 00:02:44,919 --> 00:02:46,079 Speaker 2: Technically I'm not the CEO. 53 00:02:46,560 --> 00:02:48,280 Speaker 1: If you've just hired a new c. 54 00:02:49,280 --> 00:02:52,800 Speaker 2: It's top secret. I don't think we've publicly no download. 55 00:02:52,800 --> 00:02:56,200 Speaker 1: They've just up. It's not dom. 56 00:02:57,639 --> 00:02:59,920 Speaker 3: So what do you They can do all the new 57 00:03:00,080 --> 00:03:01,799 Speaker 3: gritty ceo stuff so you can just get back to 58 00:03:01,840 --> 00:03:03,160 Speaker 3: having fun and making it great. 59 00:03:03,400 --> 00:03:05,560 Speaker 2: Yeah, I think not much will change really, but we've 60 00:03:05,600 --> 00:03:07,800 Speaker 2: just been scaling. I've just been growing and need to 61 00:03:07,800 --> 00:03:09,760 Speaker 2: share it around, share the love. There's so much to do, 62 00:03:10,040 --> 00:03:11,600 Speaker 2: so you can't do everything yourself. 63 00:03:12,240 --> 00:03:12,880 Speaker 1: I love that. 64 00:03:13,200 --> 00:03:15,320 Speaker 3: Now, are we giving away some more of your money? 65 00:03:15,360 --> 00:03:17,400 Speaker 3: You've hired a CEO. Yes, and that's not cheap either. 66 00:03:17,760 --> 00:03:19,640 Speaker 3: We're giving away hep you cash. What are we up 67 00:03:19,680 --> 00:03:20,000 Speaker 3: to with that? 68 00:03:20,280 --> 00:03:22,080 Speaker 1: So this week we actually get to give away a 69 00:03:22,120 --> 00:03:25,200 Speaker 1: total of five thousand dollars, which that's a lot of 70 00:03:25,280 --> 00:03:27,720 Speaker 1: dollar rus. I'd also like to just point out that 71 00:03:27,760 --> 00:03:30,359 Speaker 1: I tried to payment request that from you earlier. Dom 72 00:03:30,520 --> 00:03:33,400 Speaker 1: there's a payment limit of one thousand dollars on the app, 73 00:03:33,480 --> 00:03:35,240 Speaker 1: so I'm going to have to send you five different 74 00:03:35,280 --> 00:03:38,360 Speaker 1: payments with five different memes, and I'm we're king on that. 75 00:03:38,440 --> 00:03:41,120 Speaker 1: So we'll pay that as soon as this episode has finished. 76 00:03:41,120 --> 00:03:43,480 Speaker 1: But we have picked our hundred winners, haven't we? Absolutely 77 00:03:43,840 --> 00:03:46,280 Speaker 1: have you got one from the least that you thought 78 00:03:46,320 --> 00:03:48,120 Speaker 1: was one of your favorites. Because it wasn't just me 79 00:03:48,240 --> 00:03:49,840 Speaker 1: going through this, The whole team had a bit of 80 00:03:49,880 --> 00:03:50,280 Speaker 1: a laugh. 81 00:03:50,400 --> 00:03:52,440 Speaker 2: It was very difficult to choose because there were so 82 00:03:52,520 --> 00:03:55,080 Speaker 2: many and they're awesome, like people actually went to effort. 83 00:03:55,160 --> 00:03:56,720 Speaker 2: It wasn't just a you know, I'm going to get 84 00:03:56,720 --> 00:03:59,200 Speaker 2: fifty bucks or something. It was like actually telling real 85 00:03:59,680 --> 00:04:01,800 Speaker 2: sort of stories about what they deserve the moment. 86 00:04:01,840 --> 00:04:04,240 Speaker 1: It was really hard and we got so many requests 87 00:04:04,240 --> 00:04:06,120 Speaker 1: and then we only got to choose a hundred of them, 88 00:04:06,120 --> 00:04:07,960 Speaker 1: which are the time I was like, Jess, how are 89 00:04:08,000 --> 00:04:11,920 Speaker 1: you going to pick a hundred of these easily? Because 90 00:04:12,080 --> 00:04:14,560 Speaker 1: we enjoyed the process so much, I. 91 00:04:14,520 --> 00:04:17,120 Speaker 4: Felt like Oprah, like you get fifty dollars. 92 00:04:17,920 --> 00:04:20,840 Speaker 1: We like mini Oprahs, but like definitely not nearly as 93 00:04:20,839 --> 00:04:23,200 Speaker 1: cool and not nearly as generous, but we're trying, right, 94 00:04:23,320 --> 00:04:26,920 Speaker 1: It's all about the thought that count. Yeah, we're all 95 00:04:26,960 --> 00:04:29,320 Speaker 1: starting somewhere. I love it. I love it. One of 96 00:04:29,360 --> 00:04:32,440 Speaker 1: my favorite ones was actually really timely because obviously Easter 97 00:04:32,520 --> 00:04:35,120 Speaker 1: has just happened, and they said that they're planning to 98 00:04:35,120 --> 00:04:38,039 Speaker 1: buy all the Easter chocolate at fifty percent off, which 99 00:04:38,160 --> 00:04:39,200 Speaker 1: obviously your money. 100 00:04:38,960 --> 00:04:40,279 Speaker 4: Win person after my own heart. 101 00:04:40,320 --> 00:04:43,080 Speaker 1: Yeah, exactly. And what did we do this week, Jess, 102 00:04:43,760 --> 00:04:45,560 Speaker 1: I don't know what you want to say. We bought 103 00:04:45,760 --> 00:04:47,839 Speaker 1: discount Easter, did we not? 104 00:04:48,080 --> 00:04:49,240 Speaker 4: Yes? Yes, yes, I. 105 00:04:49,440 --> 00:04:52,760 Speaker 1: Don't know why that didn't come to mind so much sugar, 106 00:04:52,800 --> 00:04:53,560 Speaker 1: it's not funny. 107 00:04:54,040 --> 00:04:56,480 Speaker 4: I stopped the office this week. We've said half price 108 00:04:56,600 --> 00:04:59,200 Speaker 4: Easter chocolate. That money wan wasn't me. But I'm on 109 00:04:59,279 --> 00:05:00,880 Speaker 4: the same way, like there's you we. 110 00:05:00,880 --> 00:05:02,839 Speaker 1: Are, which is why we pitched that as one of 111 00:05:02,880 --> 00:05:05,400 Speaker 1: the limners. So if that was yours, because it's had 112 00:05:05,480 --> 00:05:08,080 Speaker 1: very high levels of privacy and security, which is obvious. 113 00:05:08,120 --> 00:05:10,080 Speaker 1: But they couldn't give us your names, but we just 114 00:05:10,160 --> 00:05:11,960 Speaker 1: have your your lists. 115 00:05:12,160 --> 00:05:14,320 Speaker 4: I've decided your name was Stan chocolate person. 116 00:05:14,360 --> 00:05:16,679 Speaker 1: Thank you Stan, Thank you Stan for coming along. 117 00:05:17,279 --> 00:05:18,920 Speaker 2: And I said it was hard to pick. But I 118 00:05:18,920 --> 00:05:22,440 Speaker 2: actually one of them really resonated with me because we 119 00:05:22,480 --> 00:05:26,039 Speaker 2: actually live in my wife's grandparents' house. Grandpa built the 120 00:05:26,080 --> 00:05:28,480 Speaker 2: house and we've got all these old lemon trees and 121 00:05:28,920 --> 00:05:31,840 Speaker 2: cumquats and grapefruits and all sorts of things. And someone 122 00:05:31,920 --> 00:05:33,920 Speaker 2: wrote in saying that they'd say they never going to 123 00:05:33,960 --> 00:05:36,080 Speaker 2: buy a lemon again because they bought a house and 124 00:05:36,120 --> 00:05:36,680 Speaker 2: the house has. 125 00:05:36,600 --> 00:05:37,120 Speaker 3: A lemon try. 126 00:05:39,200 --> 00:05:41,599 Speaker 1: That's cool, but my fifty dollars going to help you 127 00:05:41,640 --> 00:05:42,760 Speaker 1: never buy a lemon again. 128 00:05:43,240 --> 00:05:45,479 Speaker 2: They bought a house instead, And yeah, okay. 129 00:05:45,240 --> 00:05:47,120 Speaker 1: All right. I love that they can buy like a 130 00:05:47,160 --> 00:05:48,560 Speaker 1: fancy lemon juice or. 131 00:05:48,600 --> 00:05:51,120 Speaker 2: Some Well, they're saying that they're actually freezing the lemon 132 00:05:51,200 --> 00:05:54,200 Speaker 2: juice because they can't they can't get through that many lemons. 133 00:05:54,240 --> 00:05:56,600 Speaker 2: There's so many. So that's very clever, that's so smart. 134 00:05:56,760 --> 00:05:58,760 Speaker 4: Wait wait, wait, what do you do with the frozen 135 00:05:58,800 --> 00:06:02,560 Speaker 4: lemon juice? So different? I guess you just like live 136 00:06:02,600 --> 00:06:02,880 Speaker 4: it up. 137 00:06:03,160 --> 00:06:06,480 Speaker 1: Okay, sorry, I overthought it, Like what do they. 138 00:06:06,400 --> 00:06:09,080 Speaker 3: Do with frozen I'm going to go on the record 139 00:06:09,120 --> 00:06:10,839 Speaker 3: and say that's one of the great First world problems, 140 00:06:10,839 --> 00:06:14,360 Speaker 3: having too many lemons so expensive, use them all the time. 141 00:06:14,440 --> 00:06:15,720 Speaker 3: So boohoo to her. 142 00:06:15,920 --> 00:06:18,039 Speaker 1: I'm into my Mum's on the weekend and I came 143 00:06:18,080 --> 00:06:20,400 Speaker 1: home with an entire shopping bag of lemons. So if 144 00:06:20,440 --> 00:06:22,719 Speaker 1: you guys want some, I'll bring some into the office. 145 00:06:23,000 --> 00:06:26,120 Speaker 2: Well as a bonus. The lemon rhymes are used as 146 00:06:26,160 --> 00:06:26,800 Speaker 2: Easter treats. 147 00:06:28,520 --> 00:06:32,080 Speaker 4: Really, I don't know, like a little lemon cake or something. 148 00:06:32,120 --> 00:06:34,440 Speaker 2: Maybe well that's what their community member said. That's what 149 00:06:34,440 --> 00:06:38,599 Speaker 2: they did. They made candied lemon rygin. The good would 150 00:06:38,600 --> 00:06:38,800 Speaker 2: that be? 151 00:06:39,000 --> 00:06:41,720 Speaker 4: That's like a triple money winning, such a good one. 152 00:06:41,960 --> 00:06:43,680 Speaker 1: I love that. I'm not that creative. 153 00:06:43,839 --> 00:06:45,680 Speaker 4: If you submitted a payment request, keep an eye on 154 00:06:45,680 --> 00:06:47,800 Speaker 4: your bank account because Victoria Devine is going to be 155 00:06:47,920 --> 00:06:51,760 Speaker 4: swiping away answering all of your payment requests. One hundred people, 156 00:06:51,839 --> 00:06:52,560 Speaker 4: fifty bucks is. 157 00:06:52,480 --> 00:06:55,560 Speaker 1: Coming your way literally this morning, which I'm so excited about. 158 00:06:55,880 --> 00:06:59,520 Speaker 1: We get to play Oprah, guys, all right, So segueing 159 00:06:59,520 --> 00:07:02,760 Speaker 1: into the community's favorite segment, which I didn't even know 160 00:07:02,880 --> 00:07:05,039 Speaker 1: was going to become the community's favorite segment, And that 161 00:07:05,200 --> 00:07:06,040 Speaker 1: is what is that? Ryan? 162 00:07:08,400 --> 00:07:10,880 Speaker 3: It's today, It's the top ten wins of the week. 163 00:07:11,560 --> 00:07:13,880 Speaker 3: It's crying because there's so many good ones. Sorry, we 164 00:07:13,920 --> 00:07:14,640 Speaker 3: didn't make it. 165 00:07:14,520 --> 00:07:16,840 Speaker 1: All right, So are we going in ascending or descending 166 00:07:16,960 --> 00:07:21,400 Speaker 1: order this time or no order? Clever works for us 167 00:07:21,440 --> 00:07:23,800 Speaker 1: a person, and I just want to have some level 168 00:07:23,800 --> 00:07:24,560 Speaker 1: of structure. 169 00:07:24,800 --> 00:07:25,520 Speaker 3: Even asked that. 170 00:07:25,560 --> 00:07:27,720 Speaker 1: Okay, I'm sorry. It also stresses me up that there's 171 00:07:27,760 --> 00:07:31,040 Speaker 1: never any consistency in the number, like one week at seven, 172 00:07:31,080 --> 00:07:33,840 Speaker 1: one week at six. This week he's decided it's ten. 173 00:07:34,040 --> 00:07:36,360 Speaker 3: What if it just becomes the best money wins of 174 00:07:36,400 --> 00:07:36,720 Speaker 3: the week. 175 00:07:36,880 --> 00:07:39,680 Speaker 1: Okay, that seems reasonable. That makes my heart very happy, 176 00:07:39,800 --> 00:07:40,200 Speaker 1: all right. 177 00:07:40,400 --> 00:07:44,680 Speaker 3: Taylor says, mine's a loss and a win. Her straightener 178 00:07:44,760 --> 00:07:48,840 Speaker 3: passed away her hair straight Yeah, hard time, so she 179 00:07:48,880 --> 00:07:50,320 Speaker 3: went to purchase a new one. The woman at the 180 00:07:50,320 --> 00:07:53,320 Speaker 3: shop gave her a thirty dollars discount and free shampool 181 00:07:53,320 --> 00:07:55,600 Speaker 3: and conditioner because they both have curly hair, and she 182 00:07:55,680 --> 00:08:03,040 Speaker 3: felt her pain. All right. Jackie says money. When I 183 00:08:03,080 --> 00:08:06,080 Speaker 3: was going to purchase a new chest of draws. They 184 00:08:06,120 --> 00:08:07,640 Speaker 3: can be really expensive as well. I don't know if 185 00:08:07,680 --> 00:08:11,240 Speaker 3: you've shopped for those, but no, no one anyone bought 186 00:08:12,200 --> 00:08:13,520 Speaker 3: am I just at the stage of my life when 187 00:08:13,520 --> 00:08:15,360 Speaker 3: I'm buying chests of draws and I'm really sad. 188 00:08:15,200 --> 00:08:17,640 Speaker 1: And like, no, no, no, they can actually be so 189 00:08:17,840 --> 00:08:20,600 Speaker 1: spino if you don't shop at Ikea. I was gonna 190 00:08:20,600 --> 00:08:23,600 Speaker 1: say mine came from Ikeas I still have an Ikea one. 191 00:08:23,720 --> 00:08:24,680 Speaker 1: We are winners. 192 00:08:25,080 --> 00:08:28,000 Speaker 3: I decided to wait twenty four hours before making a purchase, 193 00:08:28,040 --> 00:08:30,200 Speaker 3: then realize I just needed to tighten a few screws 194 00:08:30,200 --> 00:08:33,080 Speaker 3: and I could keep using the one I already have. Okay, 195 00:08:33,600 --> 00:08:34,760 Speaker 3: and fifty dollars saved. 196 00:08:35,080 --> 00:08:37,480 Speaker 1: I love that, but I also question why it took 197 00:08:37,480 --> 00:08:39,280 Speaker 1: you that long for workout that you need to tighten 198 00:08:39,320 --> 00:08:39,800 Speaker 1: the screws. 199 00:08:40,160 --> 00:08:42,680 Speaker 3: Well, we're not here to judge, Jackie. We're just trying 200 00:08:42,679 --> 00:08:45,600 Speaker 3: to say three hundred and fifty dollars eight all right now? 201 00:08:45,679 --> 00:08:49,760 Speaker 3: Jess loves this one sick because I saw you commenting again, 202 00:08:50,120 --> 00:08:50,920 Speaker 3: I love It's Like. 203 00:08:50,960 --> 00:08:52,840 Speaker 4: My favorite part of Money Wints thirty is when you 204 00:08:52,840 --> 00:08:54,760 Speaker 4: guys put them and I just go through and look 205 00:08:54,760 --> 00:08:56,600 Speaker 4: at them all and literally respond to It. 206 00:08:56,640 --> 00:08:58,920 Speaker 1: Actually makes me so happy when I see you guys, 207 00:08:58,960 --> 00:09:00,880 Speaker 1: like on a Saturday or so day getting involved and 208 00:09:00,920 --> 00:09:02,440 Speaker 1: I'm like, you don't have to do that, and you're like, 209 00:09:02,600 --> 00:09:04,640 Speaker 1: oh yeah, But like it was really cool, and I 210 00:09:04,720 --> 00:09:07,440 Speaker 1: just love that you're so engaged in the community. 211 00:09:07,440 --> 00:09:10,800 Speaker 3: Savonne says, my daughter peer pressured me into buying some quails. 212 00:09:11,000 --> 00:09:11,360 Speaker 2: I love. 213 00:09:11,440 --> 00:09:13,760 Speaker 1: This is so good. 214 00:09:15,280 --> 00:09:17,079 Speaker 4: What's that going to do with anybody? 215 00:09:17,280 --> 00:09:19,760 Speaker 3: Okay, okay, we spend one hundred dollars on a massive 216 00:09:19,840 --> 00:09:21,640 Speaker 3: cage for them, but the cage is too big, so 217 00:09:21,679 --> 00:09:25,960 Speaker 3: I guess we need to buy more quails now. But 218 00:09:26,040 --> 00:09:28,880 Speaker 3: I guess we'll have more quail eggs coming soon, so 219 00:09:28,960 --> 00:09:30,160 Speaker 3: I guess that will be a win. 220 00:09:30,720 --> 00:09:34,560 Speaker 4: I'm getting out as a win quail win, absolutely, my mate. 221 00:09:34,559 --> 00:09:37,600 Speaker 1: Why do you always like the left field ones so much? 222 00:09:37,640 --> 00:09:39,280 Speaker 4: The weird ones just really do it for me. 223 00:09:40,160 --> 00:09:42,920 Speaker 3: What really made this weird for me is that she 224 00:09:43,040 --> 00:09:44,839 Speaker 3: was peer pressured by her own daughter. 225 00:09:45,320 --> 00:09:46,880 Speaker 1: Is that buy some quails? 226 00:09:47,440 --> 00:09:49,559 Speaker 3: But is peer pressure? Because that's something you can get 227 00:09:49,559 --> 00:09:50,160 Speaker 3: from a child. 228 00:09:50,280 --> 00:09:52,520 Speaker 1: We don't have kids, but dom I feel like you 229 00:09:52,559 --> 00:09:55,679 Speaker 1: have experienced here. Can you be peer pressured by a minor. 230 00:09:56,720 --> 00:09:58,559 Speaker 2: Especially when they're twelve year old girls? 231 00:10:00,120 --> 00:10:03,080 Speaker 1: Okay, and we don't have context on age. Could you 232 00:10:03,160 --> 00:10:05,439 Speaker 1: be peer pressured into buying quails? 233 00:10:05,480 --> 00:10:07,640 Speaker 2: Probably not quails, but I was thinking they could eat 234 00:10:07,679 --> 00:10:09,240 Speaker 2: the quails too. 235 00:10:08,679 --> 00:10:16,760 Speaker 5: Okay, after providing such a generous spread of gluten free 236 00:10:16,760 --> 00:10:19,920 Speaker 5: and vegan food, you suggest on my podcast that we're 237 00:10:19,920 --> 00:10:21,280 Speaker 5: going to eat the quakes. 238 00:10:22,280 --> 00:10:22,679 Speaker 1: Okay. 239 00:10:22,960 --> 00:10:25,720 Speaker 2: Actually, all my life I had a pet duck. So 240 00:10:25,760 --> 00:10:28,640 Speaker 2: when I was a kid, I had a pet duck, Daniel, 241 00:10:29,480 --> 00:10:33,240 Speaker 2: and he saved our house from a burglar. Yeah, it's 242 00:10:33,240 --> 00:10:33,960 Speaker 2: a real true story. 243 00:10:34,120 --> 00:10:34,959 Speaker 1: I want to hear his story. 244 00:10:35,240 --> 00:10:36,880 Speaker 2: And he was on the front page of the Herald Sun. 245 00:10:39,000 --> 00:10:40,120 Speaker 1: Daniel, you legends. 246 00:10:40,320 --> 00:10:42,720 Speaker 2: So he used to like pecked people's toes, and the 247 00:10:42,720 --> 00:10:45,160 Speaker 2: burglar jumped over the fence and had no shoes, and 248 00:10:45,280 --> 00:10:47,360 Speaker 2: Daniel like went straight for him. And so my mum 249 00:10:47,400 --> 00:10:50,200 Speaker 2: actually got a carving knife and held the burglar at 250 00:10:50,240 --> 00:10:52,600 Speaker 2: ransom while the police came. And then the police came 251 00:10:52,720 --> 00:10:54,679 Speaker 2: and they took the burglar back outside so that he 252 00:10:54,720 --> 00:10:56,280 Speaker 2: could show where he was breaking in or whatever, and 253 00:10:56,320 --> 00:10:58,320 Speaker 2: the duck went for his toes again, and so the 254 00:10:58,360 --> 00:11:00,679 Speaker 2: policeman tipped off a journa and then the journo came 255 00:11:00,720 --> 00:11:02,520 Speaker 2: out took photos of me in the dark and everything, 256 00:11:02,600 --> 00:11:04,360 Speaker 2: and ended up on the front page of the Herald Sound. 257 00:11:04,520 --> 00:11:06,280 Speaker 1: Can we take that up? Where can we find my 258 00:11:06,360 --> 00:11:07,000 Speaker 1: mum has it? 259 00:11:08,360 --> 00:11:08,640 Speaker 3: Yes? 260 00:11:09,080 --> 00:11:13,360 Speaker 1: Also, why is a character up not a duck called Daniel? 261 00:11:13,600 --> 00:11:14,920 Speaker 2: It should be, but I'll tell you what happened. 262 00:11:14,920 --> 00:11:18,320 Speaker 1: He can be in charge of security, absolutely. 263 00:11:18,920 --> 00:11:22,520 Speaker 2: But when I when I grew up Daniel, actually I 264 00:11:22,520 --> 00:11:24,560 Speaker 2: gave him to a friend when I moved overseas. He 265 00:11:24,559 --> 00:11:26,840 Speaker 2: did eventually pass away. So we got a new duck 266 00:11:27,080 --> 00:11:29,920 Speaker 2: and we went out to Coldstream, little town near Little Dale. 267 00:11:30,000 --> 00:11:34,120 Speaker 2: Gorgeous and we got one day old duckling and we 268 00:11:34,240 --> 00:11:38,280 Speaker 2: called it Daphne. And she's gorgeous but really sad. Foxes 269 00:11:38,320 --> 00:11:40,920 Speaker 2: attacked and so she was probably about six years old 270 00:11:41,080 --> 00:11:42,440 Speaker 2: and then we lost out to Foxes. 271 00:11:44,040 --> 00:11:45,040 Speaker 1: Six sounds good she was. 272 00:11:45,480 --> 00:11:48,600 Speaker 2: How long did Daniel was sixteen when I gave. 273 00:11:50,320 --> 00:11:53,680 Speaker 3: So? Did they did the robber end up going to jail? 274 00:11:54,120 --> 00:11:56,679 Speaker 3: I don't think so, okay, because I was just imagining 275 00:11:56,760 --> 00:11:58,719 Speaker 3: in jail how much street cred you would not have? 276 00:11:59,200 --> 00:12:02,680 Speaker 3: Or how did you get? Caught? It dark? So to 277 00:12:02,679 --> 00:12:04,520 Speaker 3: peck my toes and it. 278 00:12:04,600 --> 00:12:07,160 Speaker 1: Was all over darkness? Small whoopen with a knife? 279 00:12:08,440 --> 00:12:12,160 Speaker 3: All right? Um, Charlotte Jane said, I got flights. Now, 280 00:12:12,520 --> 00:12:14,760 Speaker 3: this is a controversial one, and I don't know if 281 00:12:14,760 --> 00:12:17,480 Speaker 3: it's true. I've heard it is, but I'm not sure. 282 00:12:17,840 --> 00:12:20,720 Speaker 3: I got flights from Melbourne to Adelaide for one hundred 283 00:12:20,800 --> 00:12:24,400 Speaker 3: dollars return, which is great while we wait. The reason 284 00:12:24,440 --> 00:12:26,400 Speaker 3: it was so cheap is because I did it with 285 00:12:26,440 --> 00:12:29,440 Speaker 3: my phone and not on my laptop. What is that 286 00:12:29,480 --> 00:12:30,080 Speaker 3: a real thing? 287 00:12:30,559 --> 00:12:31,360 Speaker 1: How does that wear? 288 00:12:31,480 --> 00:12:33,199 Speaker 4: Is it potentially cookies? 289 00:12:33,640 --> 00:12:36,360 Speaker 3: Well, that's why it's like obviously the how it's coming 290 00:12:36,400 --> 00:12:38,640 Speaker 3: through to the website can dictate what price and stuff are. 291 00:12:38,679 --> 00:12:40,640 Speaker 3: But Dom Mardine, you probably know more tech stuff than us. 292 00:12:40,679 --> 00:12:41,559 Speaker 3: Is that possible? 293 00:12:42,320 --> 00:12:46,800 Speaker 2: It's possible, It's not plausible, rights different, don't think it. 294 00:12:47,160 --> 00:12:49,480 Speaker 3: So it's just one of these like wives tales or no. 295 00:12:49,480 --> 00:12:52,880 Speaker 2: Look, it's possible, you know, as you're saying, it's a 296 00:12:52,920 --> 00:12:56,440 Speaker 2: new device, and so maybe they're offering a special deal 297 00:12:56,480 --> 00:12:59,960 Speaker 2: to certain locations or certain devices or whatever. That's that's possible. 298 00:13:00,200 --> 00:13:02,360 Speaker 2: It's more likely they had some sort of discount code 299 00:13:02,440 --> 00:13:04,280 Speaker 2: or they were logged into some service. 300 00:13:04,040 --> 00:13:06,080 Speaker 1: Or something and they just didn't owe it, or like 301 00:13:06,120 --> 00:13:09,640 Speaker 1: in app purchases, right, like I know with Sephora, for example, 302 00:13:09,640 --> 00:13:13,640 Speaker 1: which you probably have absolutely no experience, but they always 303 00:13:13,640 --> 00:13:15,560 Speaker 1: say they'll give you an extra discount if you book 304 00:13:15,600 --> 00:13:17,560 Speaker 1: through the app because they want you to download the 305 00:13:17,600 --> 00:13:20,640 Speaker 1: app and then like function on it, which is interesting. 306 00:13:20,880 --> 00:13:23,640 Speaker 1: That's also why I always go incognito when I need 307 00:13:23,679 --> 00:13:27,240 Speaker 1: to book flights or hotels because I'm scared of my cookies. Yeah, 308 00:13:28,400 --> 00:13:29,320 Speaker 1: I'm scared of it. 309 00:13:29,320 --> 00:13:30,640 Speaker 2: Might be a real thing that That's what I'm saying. 310 00:13:30,679 --> 00:13:32,320 Speaker 2: They might have been using a particular app, or they 311 00:13:32,400 --> 00:13:34,520 Speaker 2: might have had some discount code or something. But yeah, 312 00:13:35,240 --> 00:13:36,280 Speaker 2: that's a bit sus. 313 00:13:37,280 --> 00:13:39,960 Speaker 3: Money, all right. Naomi Holland says, money win. 314 00:13:40,360 --> 00:13:42,480 Speaker 1: Where's the music? Thank you? 315 00:13:43,880 --> 00:13:44,880 Speaker 4: I'm going who listen to you? 316 00:13:44,960 --> 00:13:45,160 Speaker 3: Not me? 317 00:13:47,000 --> 00:13:48,679 Speaker 1: That's what having power feels like. 318 00:13:49,160 --> 00:13:50,559 Speaker 3: When have I ever not listened to you? 319 00:13:50,640 --> 00:13:51,839 Speaker 4: Right then? When I said where the music? 320 00:13:52,080 --> 00:13:55,960 Speaker 1: You didn't hold on? When she called you, you didn't answer. 321 00:13:55,960 --> 00:13:58,319 Speaker 1: In point two seconds later I called in you answered. 322 00:13:58,440 --> 00:14:01,280 Speaker 3: I was on another call. Hey, Naomi one says money win. 323 00:14:01,840 --> 00:14:04,960 Speaker 3: We refinanced our home loan with a different bank. Interest 324 00:14:05,040 --> 00:14:08,360 Speaker 3: rates dropped from three point nine to one point nine four. 325 00:14:09,559 --> 00:14:13,199 Speaker 3: Also got four thousand dollars cash for moving back. That's you. 326 00:14:14,000 --> 00:14:16,200 Speaker 1: But what she doing with the cash? 327 00:14:16,600 --> 00:14:17,959 Speaker 3: Do you actually get it in cash? It as a 328 00:14:17,960 --> 00:14:19,880 Speaker 3: goal against your loan or depends on the deal. 329 00:14:20,200 --> 00:14:21,800 Speaker 1: On the deal and what it is because some of 330 00:14:21,800 --> 00:14:23,840 Speaker 1: them have the caveat that it comes on a visa 331 00:14:23,880 --> 00:14:24,480 Speaker 1: gift card. 332 00:14:24,920 --> 00:14:27,400 Speaker 3: Oh that's not that's not on. Just keep it. 333 00:14:27,520 --> 00:14:28,840 Speaker 1: Yeah, that's not on. 334 00:14:29,880 --> 00:14:34,040 Speaker 3: Brie says KFC had free delivery all Easter weekend, so 335 00:14:34,080 --> 00:14:36,600 Speaker 3: I saved them the delivery fee. Gets that the money. 336 00:14:37,240 --> 00:14:43,200 Speaker 3: Well done. This is from my money. 337 00:14:43,280 --> 00:14:45,520 Speaker 1: Yeah, this is definitely okay. 338 00:14:45,520 --> 00:14:48,160 Speaker 3: I just wanted to know I've picked the right I'm 339 00:14:48,200 --> 00:14:48,800 Speaker 3: glad that. 340 00:14:48,760 --> 00:14:52,560 Speaker 1: The KFC branding really attracted you and was remembered by you. 341 00:14:52,840 --> 00:14:56,320 Speaker 3: Hey, they saw me, they know their audience. All right, 342 00:14:56,360 --> 00:15:00,640 Speaker 3: money win. Yesterday, this is Adelaide s I'm gonna go 343 00:15:00,640 --> 00:15:02,680 Speaker 3: on down a limon say. That's probably not her real name, 344 00:15:02,680 --> 00:15:06,120 Speaker 3: but that's her name on Facebook, Adelaide. Madelaide says, yesterday 345 00:15:06,160 --> 00:15:08,520 Speaker 3: I officially paid off my personal debt, which got to 346 00:15:08,680 --> 00:15:12,880 Speaker 3: nineteen thousand dollars. It's now all paid off and all 347 00:15:12,920 --> 00:15:14,280 Speaker 3: my money is now my own. 348 00:15:14,400 --> 00:15:17,800 Speaker 4: Yes, that is such a good feeling. As someone who 349 00:15:17,880 --> 00:15:20,400 Speaker 4: also has had personal debt, there is no better feeling. 350 00:15:20,920 --> 00:15:24,640 Speaker 3: Nineteen grand that would feel nice in theirs says I 351 00:15:24,760 --> 00:15:26,840 Speaker 3: just changed our gas and electricity. I looked at the 352 00:15:26,840 --> 00:15:30,840 Speaker 3: government website because it's not biased and doesn't have paid rankings. 353 00:15:30,920 --> 00:15:33,360 Speaker 1: They have been listening to the Shoes on the Money community. 354 00:15:33,400 --> 00:15:38,240 Speaker 3: With that tip, we saved six hundred dollars a year. 355 00:15:38,560 --> 00:15:40,920 Speaker 1: Six money win. 356 00:15:42,520 --> 00:15:45,520 Speaker 3: Kerry Howard says, bought a house last week. That's a win. 357 00:15:46,080 --> 00:15:46,840 Speaker 3: Well done. 358 00:15:47,240 --> 00:15:50,440 Speaker 1: That's a pretty epic And can you people underestimate how 359 00:15:50,520 --> 00:15:52,359 Speaker 1: hard buying a house is nowadays? 360 00:15:53,680 --> 00:15:56,400 Speaker 3: The prices in the last like four weeks have like 361 00:15:56,480 --> 00:15:57,480 Speaker 3: doubled in Melbourne. 362 00:15:57,520 --> 00:16:00,000 Speaker 1: This will be the second podcast today I have given 363 00:16:00,120 --> 00:16:03,160 Speaker 1: in this example. But the house got auctioned off, or 364 00:16:03,160 --> 00:16:05,680 Speaker 1: a townhouse across the road from me went for four 365 00:16:05,800 --> 00:16:07,880 Speaker 1: hundred thousand dollars over reserve. 366 00:16:09,080 --> 00:16:10,840 Speaker 4: That's what it's like, a whole nother house. 367 00:16:10,840 --> 00:16:13,200 Speaker 1: That's a whole nother house you could have purchased. 368 00:16:13,240 --> 00:16:16,480 Speaker 2: Literally, I'm actually buying back the house that we originally 369 00:16:16,520 --> 00:16:20,320 Speaker 2: a first house that we bought. The people are moving 370 00:16:20,360 --> 00:16:22,040 Speaker 2: out and we were just you know, we were just 371 00:16:22,080 --> 00:16:23,880 Speaker 2: there one time and just got chatting to them and 372 00:16:23,960 --> 00:16:25,280 Speaker 2: they're like they're going to put it on the market 373 00:16:25,280 --> 00:16:26,720 Speaker 2: and sell it, and I want to buy it back. 374 00:16:27,840 --> 00:16:30,960 Speaker 2: That our first house. How cool? And we designed or 375 00:16:30,960 --> 00:16:33,200 Speaker 2: we demolished what was there. We didn't acually demolished it 376 00:16:33,240 --> 00:16:35,360 Speaker 2: got it got chopped up and put on a truck 377 00:16:35,400 --> 00:16:37,480 Speaker 2: and taken to Philip Island. Like someone else still lives 378 00:16:37,520 --> 00:16:40,240 Speaker 2: in the house. But we built a new house. So cool, 379 00:16:40,280 --> 00:16:41,760 Speaker 2: and we built a new house on there, and we 380 00:16:41,840 --> 00:16:44,600 Speaker 2: designed it ourselves. You get it back, Well, maybe they 381 00:16:44,600 --> 00:16:50,480 Speaker 2: haven't accepted our offer. That's awesome is that. 382 00:16:50,360 --> 00:16:52,400 Speaker 3: I went to an inspection the other week and the 383 00:16:52,440 --> 00:16:55,480 Speaker 3: house was between eight fifty and nine to fifty and 384 00:16:55,520 --> 00:16:57,840 Speaker 3: then an auction it went for one point four or 385 00:16:57,880 --> 00:16:59,520 Speaker 3: five million dollars. 386 00:16:59,840 --> 00:17:00,960 Speaker 1: You find out about that. 387 00:17:00,960 --> 00:17:02,440 Speaker 3: That was a different one to the one you said, Oh. 388 00:17:02,400 --> 00:17:04,479 Speaker 1: My gosh, that was another one that went that far. 389 00:17:04,800 --> 00:17:06,800 Speaker 3: Yeah, the one I sent you that I like, that 390 00:17:06,840 --> 00:17:08,240 Speaker 3: was out of arrange. But that was about a million 391 00:17:08,240 --> 00:17:09,919 Speaker 3: and went for a million and half. 392 00:17:10,480 --> 00:17:15,280 Speaker 1: Yeah, the city, like in the CB Coburg that one cog. 393 00:17:15,400 --> 00:17:19,639 Speaker 4: Yeah, those price rangers created based on historical sales. So 394 00:17:19,680 --> 00:17:21,760 Speaker 4: like if we're in a boom now after a period 395 00:17:21,800 --> 00:17:23,840 Speaker 4: of like a lull, it's always going to go over 396 00:17:23,960 --> 00:17:26,560 Speaker 4: because all of those historical sales in that life. But 397 00:17:26,600 --> 00:17:29,560 Speaker 4: they know that now, they know that. But like legally 398 00:17:29,880 --> 00:17:32,760 Speaker 4: in real estate, you're only required to provide comparable sales 399 00:17:32,800 --> 00:17:34,359 Speaker 4: within like a certain time frame. It's like, I think 400 00:17:34,359 --> 00:17:35,399 Speaker 4: it's like the last six months. 401 00:17:35,400 --> 00:17:37,159 Speaker 3: We call bull on one of the real estate agents 402 00:17:37,160 --> 00:17:39,520 Speaker 3: and they kind of gave us a bull answer back, 403 00:17:39,720 --> 00:17:42,399 Speaker 3: like just completely like the one next door is the 404 00:17:42,400 --> 00:17:44,840 Speaker 3: same soul for this two weeks ago, and well, according 405 00:17:44,840 --> 00:17:47,439 Speaker 3: to historical garden and made, the house next door is 406 00:17:47,440 --> 00:17:49,280 Speaker 3: the same and it's old for like more than you're asking. 407 00:17:49,320 --> 00:17:52,280 Speaker 4: So like if they've made the SOI prior to like 408 00:17:52,400 --> 00:17:55,439 Speaker 4: that statement of information, which is a document that provides 409 00:17:55,440 --> 00:17:58,600 Speaker 4: comparable sales, Like let's say I put my house up 410 00:17:58,600 --> 00:18:00,320 Speaker 4: for sale, and I may be a so I for weeks, 411 00:18:00,320 --> 00:18:02,320 Speaker 4: go in that household last week, Like, you don't have 412 00:18:02,359 --> 00:18:05,040 Speaker 4: to update that s I, or at least I should 413 00:18:05,119 --> 00:18:06,719 Speaker 4: preface that with that was when I worked in real 414 00:18:06,840 --> 00:18:07,920 Speaker 4: estate many many years ago. 415 00:18:08,119 --> 00:18:10,280 Speaker 3: I'm sure it's quite similar. Yeah, And that's the kind 416 00:18:10,280 --> 00:18:14,560 Speaker 3: of spiel they gain far I don't like that. Chloe says, 417 00:18:14,600 --> 00:18:17,479 Speaker 3: this is the last one. I invest in restaurant brands 418 00:18:17,560 --> 00:18:19,440 Speaker 3: via a parent company that covers a whole bunch of 419 00:18:19,520 --> 00:18:22,280 Speaker 3: fast food outlets in New Zealand, and I just received 420 00:18:22,280 --> 00:18:27,400 Speaker 3: my annual free shareholder meal voucher, get a free meal and. 421 00:18:27,760 --> 00:18:30,600 Speaker 1: Money win if ever I heard one and he guesses. 422 00:18:30,200 --> 00:18:31,800 Speaker 3: What the voucher was for McDonald's. 423 00:18:31,840 --> 00:18:32,959 Speaker 4: Yeah, that's what I was gonna say. 424 00:18:33,240 --> 00:18:35,040 Speaker 3: I'll give you a clue, KFC. 425 00:18:41,359 --> 00:18:43,760 Speaker 1: Imagine becoming a shareholder and all you've got was the 426 00:18:43,840 --> 00:18:46,919 Speaker 1: vouchergar KFEN. 427 00:18:47,160 --> 00:18:48,480 Speaker 3: That's what's happened to Chloe. 428 00:18:48,880 --> 00:19:00,400 Speaker 1: Oh my capital growth. All right, now we are back 429 00:19:00,480 --> 00:19:02,600 Speaker 1: and we are definitely running. I want to hear an 430 00:19:02,640 --> 00:19:06,199 Speaker 1: team's personal money wins and confessions from the week. Who 431 00:19:06,200 --> 00:19:07,920 Speaker 1: are we going to start with this week? We're just 432 00:19:08,000 --> 00:19:12,240 Speaker 1: going to throw Dom's Pooty's hand. I'm going to throw 433 00:19:12,280 --> 00:19:15,840 Speaker 1: you in the dpen. But anytime we go by, Yeah, 434 00:19:16,000 --> 00:19:17,640 Speaker 1: everybody wants to go first. 435 00:19:18,280 --> 00:19:18,800 Speaker 3: What is it? 436 00:19:19,000 --> 00:19:20,080 Speaker 2: My money win? 437 00:19:20,520 --> 00:19:22,080 Speaker 1: It would be a win because no one puts their 438 00:19:22,080 --> 00:19:22,960 Speaker 1: hand up when they've got to. 439 00:19:23,760 --> 00:19:26,400 Speaker 2: It's a win and a confession. Okay, Yeah, and it's 440 00:19:26,480 --> 00:19:28,679 Speaker 2: quite odd. So we were running a We were in 441 00:19:28,680 --> 00:19:31,640 Speaker 2: Australia's first game of fired TikTok thing. 442 00:19:31,920 --> 00:19:33,080 Speaker 4: I played that. It was very fun. 443 00:19:34,080 --> 00:19:39,280 Speaker 2: Twenty three million views. Twenty three million, Yeah, and guess 444 00:19:39,320 --> 00:19:43,159 Speaker 2: who won? Guess who won? The thousand dollars completely random 445 00:19:43,240 --> 00:19:45,680 Speaker 2: draw by a legal partner that we have that you 446 00:19:45,720 --> 00:19:48,320 Speaker 2: know doesn't all legitimate everything. Guess who won was actually 447 00:19:50,320 --> 00:19:54,000 Speaker 2: literally and of course I'm disqualified. Yeah, so I'm like partying. 448 00:19:54,000 --> 00:19:56,960 Speaker 2: And then they said you can't win it your. 449 00:19:56,760 --> 00:19:59,280 Speaker 1: Own company's price one thousand dollars. 450 00:19:59,280 --> 00:20:01,320 Speaker 2: So we're back into the drawer. They're drawing it right 451 00:20:01,320 --> 00:20:01,840 Speaker 2: now tonight. 452 00:20:01,920 --> 00:20:02,880 Speaker 1: That is a money win. 453 00:20:03,080 --> 00:20:05,359 Speaker 2: But that was very disappointed when they told me I 454 00:20:05,359 --> 00:20:05,919 Speaker 2: couldn't have it. 455 00:20:07,080 --> 00:20:08,560 Speaker 4: Can they still play the game? Is the game still 456 00:20:08,600 --> 00:20:09,200 Speaker 4: up on TikTok? 457 00:20:09,640 --> 00:20:11,679 Speaker 2: Yes, I don't believe it is. I just don't think 458 00:20:11,720 --> 00:20:13,240 Speaker 2: you win the money, but you can. You can still 459 00:20:13,240 --> 00:20:15,360 Speaker 2: play the game Challenge easy. 460 00:20:16,280 --> 00:20:16,840 Speaker 3: And do you know what you do? 461 00:20:17,160 --> 00:20:19,720 Speaker 1: What you eat them eat the money. 462 00:20:20,160 --> 00:20:21,879 Speaker 2: The money falls out of the sky and you literally 463 00:20:21,880 --> 00:20:23,760 Speaker 2: eat it. And do you know I did. I was 464 00:20:23,960 --> 00:20:25,960 Speaker 2: with my four year old daughter and she has an 465 00:20:26,040 --> 00:20:28,119 Speaker 2: art table. She was making things, and so she wanted 466 00:20:28,119 --> 00:20:31,720 Speaker 2: to make a little puppa puppets, so little puppets of me, 467 00:20:32,280 --> 00:20:34,080 Speaker 2: and so I got them. And then when I couldn't 468 00:20:34,080 --> 00:20:35,639 Speaker 2: get all the coins, I just these little puppets just 469 00:20:35,680 --> 00:20:39,800 Speaker 2: like came in. So that's not fair, that's cheating. 470 00:20:40,960 --> 00:20:43,840 Speaker 1: Disqualified, not because you're the co founder because you cheated. 471 00:20:44,600 --> 00:20:46,359 Speaker 2: Yeah, but my four year old daughter made them. They 472 00:20:46,359 --> 00:20:47,040 Speaker 2: were gorgeous. 473 00:20:47,040 --> 00:20:51,639 Speaker 1: Okay, Okay, when it's done by our minor, they can 474 00:20:51,680 --> 00:20:52,880 Speaker 1: also bribe you. 475 00:20:53,520 --> 00:20:56,160 Speaker 4: Yeah, Victoria's de one on TikTok. We've got some really 476 00:20:56,320 --> 00:20:59,000 Speaker 4: fun ones with some little up insider tips. Off the 477 00:20:59,040 --> 00:21:00,800 Speaker 4: back of that and check out. The game is super fun. 478 00:21:01,119 --> 00:21:02,679 Speaker 1: It is. I've been having a lot of fun on 479 00:21:02,720 --> 00:21:06,560 Speaker 1: TikTok recently, but it's not my turn to talk. Jessica. 480 00:21:06,680 --> 00:21:10,400 Speaker 1: You spoke up first, Rip, I have a money confession 481 00:21:10,520 --> 00:21:11,440 Speaker 1: elevant money less. 482 00:21:11,640 --> 00:21:14,119 Speaker 4: So this week we are recording a little earlier than usual. 483 00:21:14,200 --> 00:21:16,200 Speaker 4: It is Wednesday. So if you've been following along, we've 484 00:21:16,200 --> 00:21:18,560 Speaker 4: been doing a Day in our Life on Stories, so 485 00:21:18,600 --> 00:21:21,959 Speaker 4: you may have seen I walked down the hill to 486 00:21:21,960 --> 00:21:24,240 Speaker 4: give us some drinks and some snacks a little earlier 487 00:21:24,640 --> 00:21:28,120 Speaker 4: when through seven eleven I got some panadoll. You did 488 00:21:28,240 --> 00:21:31,600 Speaker 4: two packets of pringles and a box of donuts. Take 489 00:21:31,600 --> 00:21:32,800 Speaker 4: a guess at how much that costs me? 490 00:21:32,920 --> 00:21:35,159 Speaker 1: Oh, no cost you? 491 00:21:35,280 --> 00:21:36,840 Speaker 4: Well, guess how much it cost me on the sheet 492 00:21:36,880 --> 00:21:37,440 Speaker 4: on the money cut. 493 00:21:37,560 --> 00:21:39,520 Speaker 1: Okay, so we're playing a game of guess how much 494 00:21:39,520 --> 00:21:40,360 Speaker 1: it costs Victoria. 495 00:21:40,440 --> 00:21:42,200 Speaker 2: Yeah, forty seven dollars close. 496 00:21:42,920 --> 00:21:43,640 Speaker 1: I feel like. 497 00:21:43,440 --> 00:21:46,040 Speaker 3: Seven elevens in town can be spenny, right. 498 00:21:46,119 --> 00:21:48,520 Speaker 4: Well, I went to the Richmond one. Firstly, very bougie. 499 00:21:49,520 --> 00:21:50,840 Speaker 3: There's about fifty in Richmond. 500 00:21:51,520 --> 00:21:52,920 Speaker 1: There's so many in Richmond. 501 00:21:53,040 --> 00:21:55,720 Speaker 4: The one in particular that I entered very boogie. How 502 00:21:55,760 --> 00:21:56,280 Speaker 4: was it bougie? 503 00:21:58,320 --> 00:21:58,439 Speaker 6: Very? 504 00:21:58,520 --> 00:21:59,960 Speaker 3: It's the massive one. 505 00:22:00,160 --> 00:22:02,240 Speaker 4: Yeah, it was big, like the door was ordered like 506 00:22:02,280 --> 00:22:04,080 Speaker 4: it wasn't like a sliding door. It was like an 507 00:22:04,119 --> 00:22:04,800 Speaker 4: opening door. 508 00:22:05,320 --> 00:22:07,159 Speaker 3: Just it was. 509 00:22:07,440 --> 00:22:09,280 Speaker 1: It's gonna make a lot of sense when you learn 510 00:22:09,320 --> 00:22:10,800 Speaker 1: that just is from the west side. 511 00:22:11,560 --> 00:22:14,160 Speaker 3: The coffee machine. There's a coffee machine in that one 512 00:22:14,640 --> 00:22:15,720 Speaker 3: that has soy milk. 513 00:22:18,480 --> 00:22:20,919 Speaker 1: Eleven there's Richmond if ever I heard it. 514 00:22:20,960 --> 00:22:24,399 Speaker 4: Those four items run us thirty seven dollars fifty. A 515 00:22:24,560 --> 00:22:26,080 Speaker 4: tub of pringles was seven dollars. 516 00:22:26,280 --> 00:22:27,600 Speaker 1: How much was the urifin? 517 00:22:28,080 --> 00:22:29,320 Speaker 4: I like twelve? 518 00:22:29,640 --> 00:22:30,119 Speaker 3: I think what? 519 00:22:30,600 --> 00:22:32,040 Speaker 4: Yeah, there was only little pack and they were only 520 00:22:32,080 --> 00:22:34,560 Speaker 4: the small Like my mind was just playing. So that's 521 00:22:34,560 --> 00:22:36,760 Speaker 4: my money loss. That's awful. 522 00:22:36,960 --> 00:22:39,480 Speaker 1: Georgia just off what she got my friend. 523 00:22:40,520 --> 00:22:43,880 Speaker 6: I have a money with yeah, to bring us back out. 524 00:22:44,040 --> 00:22:48,280 Speaker 6: So it's Melbourne Comedy Festival at the moment, guys. 525 00:22:48,040 --> 00:22:49,200 Speaker 4: Which is fantastic. 526 00:22:49,320 --> 00:22:52,520 Speaker 6: Great to be supporting the artists after such a hard 527 00:22:52,600 --> 00:22:53,280 Speaker 6: year last year. 528 00:22:53,920 --> 00:22:55,280 Speaker 4: So that's what I did, because I'm a hero. 529 00:22:55,840 --> 00:23:00,080 Speaker 6: Last week I went to see Nate Valvo, yeah, and 530 00:23:00,119 --> 00:23:04,000 Speaker 6: he was phenomenal so great. Tickets were pretty cheap anyway, 531 00:23:04,119 --> 00:23:06,800 Speaker 6: but I was like, treat yourself anyway. Went to the 532 00:23:06,840 --> 00:23:10,119 Speaker 6: ticket booth and he was like, Melady, it's twenty dollars 533 00:23:10,160 --> 00:23:13,479 Speaker 6: a ticket, ten dollars off because it's Mercedes Night or something. 534 00:23:13,520 --> 00:23:17,400 Speaker 6: I was like, I don't know what you're talking about, yo, 535 00:23:17,960 --> 00:23:19,480 Speaker 6: so great, I got like twenty dollars off. 536 00:23:19,520 --> 00:23:22,640 Speaker 4: Did he actually say malady? Probably not. 537 00:23:24,160 --> 00:23:29,639 Speaker 1: Georgia woulds Can we all get bracelets that just through WWGD? 538 00:23:29,800 --> 00:23:32,040 Speaker 1: So it's like, what would Georgia do? But if it was, 539 00:23:32,320 --> 00:23:35,840 Speaker 1: it's always left field, it's always different. It's thinking creatively, 540 00:23:36,119 --> 00:23:36,480 Speaker 1: keeps it. 541 00:23:36,400 --> 00:23:38,480 Speaker 4: Fun and fresh. What can we say? That's like you, 542 00:23:38,880 --> 00:23:39,520 Speaker 4: who's next? 543 00:23:39,600 --> 00:23:42,040 Speaker 1: It's Rune. I had a because I said it's run 544 00:23:42,119 --> 00:23:43,199 Speaker 1: before he could say the tour. 545 00:23:43,520 --> 00:23:45,159 Speaker 3: I had what I thought was going to be a 546 00:23:45,200 --> 00:23:47,040 Speaker 3: loss that became a win, and I think I talked 547 00:23:47,040 --> 00:23:49,600 Speaker 3: about it with you guys earlier. I've moved into a 548 00:23:49,600 --> 00:23:52,520 Speaker 3: new house this week, and the couch would not fit 549 00:23:52,600 --> 00:23:55,160 Speaker 3: through the front door. And I was sitting there thinking, 550 00:23:55,200 --> 00:23:56,720 Speaker 3: I'm gonna have to buy a new couch. I'm gonna 551 00:23:56,720 --> 00:23:58,360 Speaker 3: have to probably pay someone to get the old couch 552 00:23:58,359 --> 00:24:00,359 Speaker 3: because it's just sitting at the front. I was having this, 553 00:24:00,440 --> 00:24:03,359 Speaker 3: you know, money loss in my mind until I realized 554 00:24:03,600 --> 00:24:06,679 Speaker 3: that if I got into the townhouse behind us and 555 00:24:06,760 --> 00:24:09,360 Speaker 3: took my couch through their front door out their back door, 556 00:24:09,400 --> 00:24:12,040 Speaker 3: I could throw it over the back fence. Money win. 557 00:24:12,480 --> 00:24:16,240 Speaker 3: It worked, new couch, money savings, got to keep my 558 00:24:16,280 --> 00:24:18,240 Speaker 3: old couch. The dog BDA is happy because that's where 559 00:24:18,240 --> 00:24:19,040 Speaker 3: he That's. 560 00:24:18,960 --> 00:24:20,200 Speaker 4: A major agis issue. 561 00:24:20,320 --> 00:24:21,880 Speaker 3: If you're at your house, you're not at your place 562 00:24:21,920 --> 00:24:22,280 Speaker 3: of work. 563 00:24:23,440 --> 00:24:25,000 Speaker 2: I thought you're going to say you've got a bigger door. 564 00:24:25,960 --> 00:24:33,040 Speaker 3: Well we sort of do now. Also, actually just money win. 565 00:24:33,119 --> 00:24:35,080 Speaker 3: I'm actually moved into Victoria's friend's house. 566 00:24:35,359 --> 00:24:38,240 Speaker 1: Yeah, my best friend's house, which is really strange seeing 567 00:24:38,320 --> 00:24:41,399 Speaker 1: you Instagram story from your new house, me being like, 568 00:24:41,440 --> 00:24:42,880 Speaker 1: that is not where the kettle goes. 569 00:24:42,680 --> 00:24:45,200 Speaker 3: Brian, Well it does, now, mate, And can I tell 570 00:24:45,240 --> 00:24:47,240 Speaker 3: you that I would have we would have bought our house. 571 00:24:47,280 --> 00:24:50,439 Speaker 3: But back to the previous conversation. Turns out prices have 572 00:24:50,440 --> 00:24:52,960 Speaker 3: gone up half a million in a month. It's crazy, 573 00:24:53,119 --> 00:24:54,520 Speaker 3: so it might be there for a while while we save. 574 00:24:55,240 --> 00:24:57,280 Speaker 3: It's a cute house though, it's very nice. V. What 575 00:24:57,280 --> 00:24:57,680 Speaker 3: do you got? 576 00:24:57,760 --> 00:24:59,840 Speaker 1: Okay, So I've got a money when a money can 577 00:25:00,359 --> 00:25:03,720 Speaker 1: and then another money confession for you. So this week 578 00:25:03,880 --> 00:25:07,680 Speaker 1: or in the last week, it's been raining, it's getting winterry. 579 00:25:07,920 --> 00:25:10,760 Speaker 1: I'm now a crazy dog owner, and I bought on 580 00:25:10,840 --> 00:25:14,640 Speaker 1: the internet some dog rain jackets because that's what other 581 00:25:14,720 --> 00:25:17,000 Speaker 1: people do with their time. It's very normal. 582 00:25:17,080 --> 00:25:19,000 Speaker 3: Was on this podcast last week we were discussing the 583 00:25:19,040 --> 00:25:20,240 Speaker 3: gum boots you got for the dogs. 584 00:25:20,320 --> 00:25:22,960 Speaker 1: Yeah, and some of boots didn't work out. So now 585 00:25:22,960 --> 00:25:25,280 Speaker 1: I've got her the little kind of like Paddington Bear 586 00:25:25,480 --> 00:25:29,880 Speaker 1: like raincoat, very very cute, but the one I wanted 587 00:25:30,280 --> 00:25:32,439 Speaker 1: because I googled it and obviously found the cutest one 588 00:25:32,480 --> 00:25:35,000 Speaker 1: that had like this navy and white interior with a stripe, 589 00:25:35,119 --> 00:25:39,040 Speaker 1: very fancy, very fashion, very lucy, and it was like 590 00:25:39,119 --> 00:25:42,200 Speaker 1: two hundred dollars. What I'm not paying two hundred dollars 591 00:25:42,240 --> 00:25:46,560 Speaker 1: for a dog jacket. So I googled it. I didn't. 592 00:25:46,600 --> 00:25:48,760 Speaker 1: I didn't, I wouldn't do that. I'm like crazy, but 593 00:25:48,840 --> 00:25:52,160 Speaker 1: not that crazy. So I got on Ali Express tight 594 00:25:52,240 --> 00:25:56,200 Speaker 1: gan yellow dog jackets, same thing pops up eleven dollars, 595 00:25:56,680 --> 00:25:59,080 Speaker 1: bought it, bought two because it wasn't sure about the 596 00:25:59,119 --> 00:26:01,719 Speaker 1: size for free once. If you've got a dog smaller 597 00:26:01,720 --> 00:26:03,320 Speaker 1: than Lucy, please let me know it might be your 598 00:26:03,359 --> 00:26:04,600 Speaker 1: money win for you as well, and I'll send you 599 00:26:04,640 --> 00:26:05,160 Speaker 1: a dog jacket. 600 00:26:05,200 --> 00:26:07,560 Speaker 3: Would you say eleven dollars to two hundred? The product 601 00:26:07,560 --> 00:26:08,639 Speaker 3: looks pretty similar. 602 00:26:08,560 --> 00:26:14,520 Speaker 1: It's identical, perfect, and it came because on Oli Express. 603 00:26:14,560 --> 00:26:17,600 Speaker 1: Obviously sometimes it could be a little bit dodgy, but 604 00:26:17,680 --> 00:26:19,960 Speaker 1: you can look through the photo reviews and it had 605 00:26:20,000 --> 00:26:23,360 Speaker 1: like three hundred five star reviews and all these photos 606 00:26:23,359 --> 00:26:25,560 Speaker 1: of other people's dogs in these jackets, and I was like, 607 00:26:25,760 --> 00:26:28,280 Speaker 1: I'll take the risk. Those dogs look cute. 608 00:26:28,400 --> 00:26:30,960 Speaker 3: Everyone who follows our Instagram will know the answer for that. 609 00:26:31,000 --> 00:26:33,639 Speaker 3: She's on the Money Workplace, But dom I want to 610 00:26:33,680 --> 00:26:36,040 Speaker 3: know about the up Bank workplace. Is it a dog 611 00:26:36,080 --> 00:26:38,600 Speaker 3: friendly place? If a dog rocked up, would that be cool? 612 00:26:38,720 --> 00:26:42,880 Speaker 3: Is it a distraction? And what is your company policy 613 00:26:42,880 --> 00:26:45,040 Speaker 3: on rain jackets? On animals? 614 00:26:45,080 --> 00:26:45,959 Speaker 2: Completely awesome? 615 00:26:46,000 --> 00:26:46,960 Speaker 3: Both. Yeah. 616 00:26:47,119 --> 00:26:49,840 Speaker 2: We have a few different dogs that have come to 617 00:26:49,920 --> 00:26:51,879 Speaker 2: the office. We don't have a permanent dog in the office, 618 00:26:52,080 --> 00:26:54,760 Speaker 2: but people bring their own dog in. I don't think 619 00:26:54,800 --> 00:26:58,040 Speaker 2: any of them have rain jackets. We could not real dogs. 620 00:26:58,680 --> 00:27:00,360 Speaker 2: We could organize that, yeah, right. 621 00:27:00,680 --> 00:27:03,200 Speaker 3: And so how many dogs at any one time in 622 00:27:03,240 --> 00:27:03,840 Speaker 3: the workplace? 623 00:27:04,320 --> 00:27:04,840 Speaker 2: Only one? 624 00:27:05,000 --> 00:27:06,840 Speaker 3: Okay? Yeah, last time I. 625 00:27:06,880 --> 00:27:09,639 Speaker 1: Was at your office, there was a baby, there was 626 00:27:09,640 --> 00:27:11,840 Speaker 1: some dolls, and I played Mario cart So I just 627 00:27:11,840 --> 00:27:13,160 Speaker 1: feel like you'd be alright with dogs. 628 00:27:13,240 --> 00:27:16,400 Speaker 2: Yeah, absolutely fine. And there's usually a little sausage dog 629 00:27:16,440 --> 00:27:20,800 Speaker 2: that comes in. I forgot its name, but it's gorgeous. 630 00:27:21,520 --> 00:27:22,800 Speaker 4: And that's why we love up. 631 00:27:25,320 --> 00:27:28,240 Speaker 1: And my money confession, guys, obviously buying. 632 00:27:28,440 --> 00:27:30,480 Speaker 3: The buying the dog jackets is not a confession. 633 00:27:30,560 --> 00:27:33,359 Speaker 1: The money. I saved a lot of money on something 634 00:27:33,400 --> 00:27:36,240 Speaker 1: that I'd put twenty four hours between me and my spending, 635 00:27:36,359 --> 00:27:38,240 Speaker 1: and it was in line with my values. And I 636 00:27:38,240 --> 00:27:41,199 Speaker 1: don't think anyone at this table should be questioning my values. 637 00:27:41,240 --> 00:27:43,320 Speaker 1: And when I spend my money on if I've got conviction. 638 00:27:43,800 --> 00:27:50,280 Speaker 1: But my money lost is how much jess spent. All right, 639 00:27:50,320 --> 00:27:52,879 Speaker 1: We've been drinking a particular wine for most of this 640 00:27:53,400 --> 00:27:56,640 Speaker 1: pod recording, Jessica, and I'm not gonna lie, I don't 641 00:27:56,640 --> 00:27:59,440 Speaker 1: think any of us are enjoying it. No, No, it's 642 00:27:59,440 --> 00:28:01,439 Speaker 1: not very good. So could you just tell us what 643 00:28:01,480 --> 00:28:05,440 Speaker 1: we're drinking to warn other people? And how much was it? 644 00:28:06,640 --> 00:28:07,480 Speaker 4: Honestly don't know. 645 00:28:07,640 --> 00:28:11,280 Speaker 1: Okay, just spending all my money. I like that, like 646 00:28:11,440 --> 00:28:12,240 Speaker 1: be married. Now. 647 00:28:12,480 --> 00:28:15,600 Speaker 4: Yeah, look I wasn't wearing my glasses and so I 648 00:28:15,640 --> 00:28:19,159 Speaker 4: just grabbed what looked like approximately a nice bottle of white. 649 00:28:19,640 --> 00:28:28,280 Speaker 4: It turns out it's alcoholic free alcoholic free. 650 00:28:28,840 --> 00:28:31,159 Speaker 1: Could you just read the name of the wine. 651 00:28:31,400 --> 00:28:35,520 Speaker 4: Yeah, so we're drinking zero zero alcohol sparkling wine, which 652 00:28:35,560 --> 00:28:38,160 Speaker 4: we thought would may perhaps just be like apple juice, 653 00:28:38,560 --> 00:28:40,640 Speaker 4: but not as good. Just buy sparkling apple juice. 654 00:28:40,920 --> 00:28:43,440 Speaker 1: Just buy sparkling apple juice next time. It'll probably be 655 00:28:43,560 --> 00:28:45,120 Speaker 1: cheaper and tastier. 656 00:28:45,440 --> 00:28:46,520 Speaker 3: Juice in your soda stream. 657 00:28:47,400 --> 00:28:53,160 Speaker 1: No, it backs up. It explodes everywhere. Dom's right, it 658 00:28:53,240 --> 00:28:57,080 Speaker 1: explodes everywhere. I've tested that theory and can confirm you 659 00:28:57,160 --> 00:28:59,920 Speaker 1: also can't recarbonate tonic water, just for those of you 660 00:29:00,120 --> 00:29:05,200 Speaker 1: wondering you would. So with that, we'd like to acknowledge 661 00:29:05,200 --> 00:29:08,800 Speaker 1: and pay respect to Australia's Aboriginal and Torres Strait Islander people. 662 00:29:09,120 --> 00:29:12,000 Speaker 1: They're the traditional custodians of the lands, the waterways and 663 00:29:12,040 --> 00:29:15,200 Speaker 1: the skies all across Australia. We thank you for sharing 664 00:29:15,240 --> 00:29:17,240 Speaker 1: and for caring on the land which we are able 665 00:29:17,280 --> 00:29:20,200 Speaker 1: to learn. We pay our respects to elders past and present, 666 00:29:20,240 --> 00:29:23,520 Speaker 1: and we share our friendship and our kindness. Now, George King, 667 00:29:23,560 --> 00:29:24,800 Speaker 1: do you want to read that? Or do your men 668 00:29:24,840 --> 00:29:25,280 Speaker 1: to read that? 669 00:29:25,360 --> 00:29:26,560 Speaker 4: I can do it if you'd like. 670 00:29:26,680 --> 00:29:28,000 Speaker 1: I've gotten real speedy at it. 671 00:29:28,160 --> 00:29:29,200 Speaker 6: You have, I know I need to. 672 00:29:30,640 --> 00:29:30,880 Speaker 1: Go. 673 00:29:31,600 --> 00:29:33,720 Speaker 6: So she is on the money is general in nature 674 00:29:33,800 --> 00:29:36,120 Speaker 6: and does not consider your individual circumstances. 675 00:29:36,120 --> 00:29:38,600 Speaker 1: That lacks a lot of passion, but caric she is on. 676 00:29:38,600 --> 00:29:42,320 Speaker 6: The money exists purely for educational purposes and should not 677 00:29:42,400 --> 00:29:45,800 Speaker 6: be relied upon to make an investment or a financial decision. 678 00:29:46,040 --> 00:29:47,880 Speaker 4: And we promise Victoria. 679 00:29:47,560 --> 00:29:51,400 Speaker 6: Divine is an authorized representative of Australia Pacific Funds Management 680 00:29:51,560 --> 00:29:54,640 Speaker 6: but prior toly Limited ADM three four one three two 681 00:29:54,680 --> 00:29:57,240 Speaker 6: four six three two five seven afossel through three nine 682 00:29:57,400 --> 00:29:58,520 Speaker 6: one five one. 683 00:29:58,600 --> 00:29:59,920 Speaker 1: That was pretty speedy. Thank you. 684 00:30:00,000 --> 00:30:05,120 Speaker 6: Thank you. Thanks to Sam Blacker our podcast Butler for 685 00:30:05,200 --> 00:30:06,760 Speaker 6: helping out with the audio. 686 00:30:06,600 --> 00:30:09,920 Speaker 1: Our podcast Butler, Yeah, did you name him? The podcast 687 00:30:09,920 --> 00:30:10,800 Speaker 1: Butler if he. 688 00:30:10,760 --> 00:30:12,200 Speaker 3: Reads the next line, you'll find out where 689 00:30:12,200 --> 00:30:26,000 Speaker 6: We can find him at the podcast butler dot com.