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Speaker 1: This is jam Nation.

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Speaker 2: Were Jonesy and Man down to the Jogi amount of

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Speaker 2: arms for the pub test today? Pre paying funerals? Does

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Speaker 2: it pass the pub test? This came to our attention

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Speaker 2: we were watching ACA last night. I had a story

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Speaker 2: on funeral insurance, which is a different kettle of fish.

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Speaker 2: I think funeral insurance is the biggest scam in the

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Speaker 2: history of all insurances. But it tells the tale of

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Speaker 2: this por old bloke who'd been paying diligently into a

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Speaker 2: funeral insurance scheme and would have continued to do so

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Speaker 2: if it wasn't for his daughter discovering these extra payments.

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Speaker 3: Danielle started to investigate when she couldn't work out why

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Speaker 3: her father's pension was always running out.

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Speaker 4: And I'm looking at it and I'm thinking, are you

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Speaker 4: what the heck is this? You know? Oh, that's me

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Speaker 4: funeral insurance. It's still a two hundred dollars a fortnight date.

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Speaker 3: So far, Alan's forked out thirty three thousand dollars for

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Speaker 3: his funerals.

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Speaker 4: Is supposed to pay it until ninety the age of ninety,

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Speaker 4: so all up there getting sixty thousand dollars for a

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Speaker 4: payout of twenty twenty six and twenty two dollars.

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Speaker 3: Outrageous.

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Speaker 5: It is, and I know a number of Indigenous communities

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Speaker 5: have been targeted like this is absolutely morally outrageous. But

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Speaker 5: separate to funeral insurance, pre paying your funeral. I've seen

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Speaker 5: some comments from people here saying it's the best thing

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Speaker 5: you can do for your family. Is a great gift

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Speaker 5: for your loved ones. I tend to think I don't

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Speaker 5: care you sort it out.

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Speaker 2: I like this tweet. Someone's right, Well, I'm almost forty

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Speaker 2: and today I finished paying off my student lianes. I

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Speaker 2: guess it's time to take on some new debt and

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Speaker 2: I'll start pre paying my funeral.

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Speaker 5: Excersise, Well, well it's you know, it's a long life

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Speaker 5: of pain.

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Speaker 2: And I'm with you. I've looked after my family, I've

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Speaker 2: provided for them. Why would I do this? You know

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Speaker 2: they can sort that out.

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Speaker 5: Pre paying funerals does it pass the pub test?

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Speaker 1: So I don't think the pub test. I think if

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Speaker 1: you want to put money aside for your funeral, to.

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Speaker 6: Have an account, put it aside and just don't dip

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Speaker 6: into it. When I was living in the UK, I

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Speaker 6: had an elderly friend over there. She ended up going

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Speaker 6: to a nursing home. She'd prepaid her funeral when I

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Speaker 6: was living over there, and she paid seven thousand pounds.

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Speaker 6: Then she'd passed away, and she ended up having a

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Speaker 6: porpoise funeral because none of this information from the funeral

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Speaker 6: places passed on like with us, didn't go with us.

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Speaker 6: So isn't that awful? Look it does.

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Speaker 1: It's the family whole of hustle. But you just have

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Speaker 1: to make sure that the family.

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Speaker 6: Knows who you've prepaid with so that it.

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Speaker 1: Doesn't all go to waste. No, I wouldn't prepay any funeral.

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Speaker 1: I looked after my family and children all my life.

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Speaker 1: I worked for forty eight years. Surely somebody somewhere can

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Speaker 1: just afford a few dollars just to dig a hole

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Speaker 1: and put me in it. No, it doesn't pass the

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Speaker 1: pup test.

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Speaker 2: I'd be like the garbage at our house.

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Speaker 5: It doesn't get taken out.

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Speaker 2: Well, I'll be just rotting around the side.

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Speaker 5: You're gone. Who cares