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Speaker 1: Hello.

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Speaker 2: My name's Santasha Nabananga Bamblet. I'm a proud yr the

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Speaker 2: Order Kerni Whoalbury and a waddery woman. And before we

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Speaker 2: get started on She's on the Money podcast, I would

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Speaker 2: like to acknowledge the traditional custodians of the land of

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Speaker 2: which this podcast is recorded on a wondery country, acknowledging

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Speaker 2: the elders, the ancestors and the next generation coming through

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Speaker 2: as this podcast is about connecting, empowering, knowledge sharing and

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Speaker 2: the storytelling of you to make a difference for today

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Speaker 2: and lasting impact for tomorrow.

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Speaker 1: Let's get into it.

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Speaker 3: She's on the Money, She's on the Money.

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Speaker 1: Hello, and welcome to She's the Podcast Millennials who Want

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Speaker 1: Financial Freedom. My name is Jessica Rickey and as always,

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Speaker 1: I've got the beautiful Becksyed joining me No Victoria for

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Speaker 1: the next month or so. She's living her best europe life.

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Speaker 1: Must be very nice. Must be nice. But I'm excited

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Speaker 1: because we're bringing back the guest episodes. You guys loved them,

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Speaker 1: so did we, And I'm really really excited because we've

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Speaker 1: got an awesome guest joining us today. We'll be sharing

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Speaker 1: some of our favorite money wins helping to answer a

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Speaker 1: juicy money dilemma, which this week is all about discovering

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Speaker 1: your dream job is actually a bit of a toxic nightmare,

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Speaker 1: and we're going to unpack something you slid into our

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Speaker 1: DMS about which this week is all about figuring out

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Speaker 1: costs and suppliers when starting a business, which I think

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Speaker 1: today's guest will have some insight to share that oo

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Speaker 1: so mysterious.

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Speaker 4: We are super excited today to be joined by founder

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Speaker 4: of fashion brand Fate podcast in all round force of inspiration,

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Speaker 4: Britney Saunders.

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Speaker 1: Welcome.

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Speaker 3: Oh hey guys, I love that intro. You're making me

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Speaker 3: sound amazing.

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Speaker 2: You are.

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Speaker 1: I feel like there's gonna be a lot of people

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Speaker 1: so excited to hear this episode because you're super well

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Speaker 1: known now because you're a bit of a business mogul,

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Speaker 1: You've got so much going on, but also a lot

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Speaker 1: of people who maybe remember you from like way back

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Speaker 1: in the og beauty guru YouTube days.

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Speaker 3: It's just it's been a really interesting journey for me

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Speaker 3: to go from that like YouTube days back in the day,

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Speaker 3: like they were the glory days of the Internet, to

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Speaker 3: now I've just fully, you know, gone in this other direction.

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Speaker 3: And I remember for so many years I'd run into

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Speaker 3: people out and about and it'd be like, I love

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Speaker 3: your videos, I love your YouTube, And now it's just

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Speaker 3: super cool. It's people will be saying I love your

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Speaker 3: podcast or I love your business source. You know more

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Speaker 3: so what I'm doing now, which is super cool.

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Speaker 1: You're one of the few people that I feel like

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Speaker 1: really transitioned super cleanly from that space into another space

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Speaker 1: like spring board it off, and really like established yourself

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Speaker 1: as a super not official but like you run so

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Speaker 1: many businesses now you seem so successful. So I'm really

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Speaker 1: excited to hear more about that, and I'm sure everybody

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Speaker 1: else is too. But before you get started, has everybody's

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Speaker 1: week been do you want to go first for it?

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Speaker 5: Yeah? My week is.

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Speaker 3: I mean it's only tuesdays so far, so so far,

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Speaker 3: so good. I go to Sydney every single Monday. So

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Speaker 3: I'm based in Newcastle.

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Speaker 5: Yeah.

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Speaker 3: So I'm based in Newcastle, which is like two and

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Speaker 3: a bit hours from Sydney. So every Monday is my

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Speaker 3: podcast day in Sydney, so I go there and back

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Speaker 3: every Monday. So I did that yesterday and then this

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Speaker 3: morning we've done a bit of a photo shoot this

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Speaker 3: morning and then I've ducked out of the office to

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Speaker 3: come and do this podcast with you guys.

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Speaker 5: So so far the week is great.

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Speaker 1: Well, you did a lot. It's only like in the morning.

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Speaker 4: Oh my god, busy, busy girl. That is extremely impressive.

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Speaker 4: I could do half of those things in like a

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Speaker 4: whole month. That sounds awesome.

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Speaker 1: But jess what about you? How's you we been? It's

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Speaker 1: been good. Not a lot on obviously v D's away

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Speaker 1: missing dearly. Just I think enjoying the wintery weather that

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Speaker 1: we've had. The crazy vibes.

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Speaker 5: Yeah, I love that fashion.

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Speaker 3: I can winter fashion so much more than summer, Like totally.

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Speaker 3: I love summer weather because it makes me feel like

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Speaker 3: I want to go out more and do things, and

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Speaker 3: on the weekends I want to be out doing things.

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Speaker 3: But I kind of love this cooler weather and rugging

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Speaker 3: up and wearing like all my favorite clothes and they're

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Speaker 3: not feeling guilty if I am just staying home all

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Speaker 3: weekend doing absolutely nothing, Whereas when it's a beautiful day outside,

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Speaker 3: I'm like, I really should get out there.

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Speaker 5: But I love winter for that.

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Speaker 1: Yeah, like listening to the rain on the roof, the

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Speaker 1: leak in my roof has been fixed, by the way,

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Speaker 1: any at home, So now I'm back to enjoying the

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Speaker 1: cooler weather.

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Speaker 4: I think, no more anxiety, No, not at all. It's

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Speaker 4: just coziness, pure coziness. It's been really good, also enjoying

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Speaker 4: the weather. It's really like winter is the month of

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Speaker 4: guilt free rest. I think, not that you know, you

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Speaker 4: should never feel guilty for resting, but just like this

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Speaker 4: thing we do to ourselves, but winter is like time

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Speaker 4: for coziness, time for rest, time for just like wholesome wholesomeness.

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Speaker 4: Have always been really good, just been seeing friends, just

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Speaker 4: going out obviously, you know, with limited funds, been trying

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Speaker 4: to find ways to have fun without money, and it's

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Speaker 4: actually been an exciting challenge E set for myself.

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Speaker 1: So yeah, it's been really good week so far. Amazing.

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Speaker 4: Yeah, speaking of money challenges, Oh very nice?

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Speaker 1: Was that good? That was good? Who money wins all losses?

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Speaker 1: Do you have this week? I've got a good little

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Speaker 1: round up for you guys this week. I'm going to

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Speaker 1: start with one from Kim who said I achieved my

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Speaker 1: initial three thousand dollars emergency fund savings goal, which I'm

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Speaker 1: going to be topping up every fortnight with extra hundred bucks.

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Speaker 1: She had her first investment on Charesis. She had some

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Speaker 1: overtime work last Saturday and the money is going to

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Speaker 1: be added to her emergency fund and her investment. And

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Speaker 1: she said she's back doing an office job as a

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Speaker 1: part of hersal conment. And she said it's a win

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Speaker 1: because she can listen to the podcast while working from home. Cute.

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Speaker 1: I love that. Four wins. Well done, Kim. Next, I've

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Speaker 1: got a money win from Beck who said good name back,

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Speaker 1: absolute money win. We were gifted a bunch of cleaning

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Speaker 1: supplies when we bought our first house in December, which

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Speaker 1: was also a big win. It included a very luxe

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Speaker 1: centered fabric softener. Say that five times fast, and she

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Speaker 1: said at Coals it's fifteen bucks one point nine leaders,

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Speaker 1: but she happened to be at cost Co and got

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Speaker 1: five leaders for seventeen dollars. That's so good. One of

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Speaker 1: the few times that Costco is actually cheaper than everywhere else.

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Speaker 1: Cause I feel like it never is.

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Speaker 5: Norm you reckon, it's not you reckon, it's just the same.

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Speaker 1: You've got to do the unit. So a lot of

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Speaker 1: the time you're buying heaps, but it's not as much

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Speaker 1: depending on what the item is a lot of the times,

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Speaker 1: if you compare it to like your coals or Wooly

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Speaker 1: sale price, it's not necessarily as much.

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Speaker 3: Probably bade love costco though, like I love just going

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Speaker 3: there experience and going through every island just seeing all

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Speaker 3: the stuff that's there.

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Speaker 5: It's amazing.

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Speaker 1: It's so goodtally buying nothing, just looking.

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Speaker 5: Taking.

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Speaker 1: And trying all the samples one hundred percent. And the

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Speaker 1: pizza the pea through is so good. Next, I've got

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Speaker 1: a money win from Lauren, and she said she received

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Speaker 1: a notification that a unit next door to hers had

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Speaker 1: termites in their side fence. Sounds like money loss. They

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Speaker 1: organized for apest and termite inspection as she could see

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Speaker 1: parts of her fence were looking a little bit spicy.

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Speaker 1: Turns out the mowing guys were going too hard on

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Speaker 1: the whipper snipping no termites, and the company didn't charge

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Speaker 1: her for the inspection. Oh great, So sometimes the worst

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Speaker 1: case scenario is in fact the best case scenario. True

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Speaker 1: love that for you, Lauren. And then lastly I have

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Speaker 1: a money win from Millie who said I used my

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Speaker 1: wrong debit card when I tried to pay for parking

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Speaker 1: at work, and it declined and I got so embarrassed

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Speaker 1: and let the person behind me go first. Happens to

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Speaker 1: me literally all the time, she said. Once they'd finished,

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Speaker 1: she went to pay for her parking and it had

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Speaker 1: already been paid. She wasn't looking, so she's not sure

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Speaker 1: if the people in front of her paid for her

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Speaker 1: or if it was just a glitch, but the universe

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Speaker 1: aligned and she was feeling super blessed. Wow, that is

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Speaker 1: really wholesome.

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Speaker 4: I can imagine that the person in front was like, oh,

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Speaker 4: it declined, I'll pay for you.

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Speaker 1: That is so sweet. Has that ever happened to either

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Speaker 1: of you, guys, where someone's like paid for something like

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Speaker 1: in front of you or like for you.

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Speaker 3: No, not for me, but I feel like I should

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Speaker 3: do it for someone, like I always see that on

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Speaker 3: TikTok and stuff, like people paying for the car in

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Speaker 3: front of them. Yeah, I think, or like paying it

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Speaker 3: forward with coffees as well, like I.

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Speaker 5: Know a lot of people do that. Yeah.

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Speaker 1: Yeah, it's such a fun idea. I've never done it

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Speaker 1: because I've never been in a position where it felt

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Speaker 1: like it made sense to me to do it. But

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Speaker 1: I go it seems like such a fun idea. I

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Speaker 1: need to figure out how to pay it forward. It

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Speaker 1: would be so cute.

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Speaker 4: I think that, Like the only time I've kind of

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Speaker 4: had that is when you know someone is leaving a

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Speaker 4: car park and the like, do you want to use

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Speaker 4: the rest of my ticket?

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Speaker 2: You know?

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Speaker 1: Yeah, Oh that's kind of cute. That is iconically Australian. Yeah, totally.

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Speaker 3: I think I saw another video the other day too

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Speaker 3: of someone topping up someone's needed parking in their car

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Speaker 3: or something, so they saw that it was about to

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Speaker 3: run out or whenever they put a fresh one for

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Speaker 3: them in there like paid it again.

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Speaker 1: Yeah, it's sweet in literally, it's just like it makes

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Speaker 1: you feel good, does it?

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Speaker 6: Yeah?

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Speaker 1: Now, Britt, we did only ask our guests if they

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Speaker 1: have a money in or have money loss that they

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Speaker 1: would like to share, to bring one to the table.

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Speaker 1: If you happen to have one with you, Yes, I

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Speaker 1: actually have.

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Speaker 3: I've got two money losses that also related to business.

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Speaker 3: One's about turning lemons into lemonade, and then the other

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Speaker 3: one is just a bit of a general lesson in

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Speaker 3: business in general. So a big money loss for us

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Speaker 3: that we experienced in our business, but then we turned

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Speaker 3: it into something positive.

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Speaker 5: And I think that's something important.

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Speaker 3: To remember, is you can, you know, take a really

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Speaker 3: negative situation and turn it into something great. Was last year,

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Speaker 3: we had manufactured these beautiful corset tops and they were

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Speaker 3: kind of like silky and finished with boning in them.

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Speaker 3: And it was our first time ever making corsets. And

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Speaker 3: they're obviously really tricky compared to like a usual top

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Speaker 3: or whatever that's really stretchy because I've got a lot

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Speaker 3: of structure in them. But when our bolk stock arrived

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Speaker 3: and we've made these corsets in like four different colors,

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Speaker 3: the straps were just a little bit too long, and

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Speaker 3: because they were like made of this silk fabric with

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Speaker 3: no adjustable straps, it was kind of like they're gonna

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Speaker 3: fit some people and they're not going to fit others. Yeah,

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Speaker 3: And so it was this whole dilemma of like, we

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Speaker 3: can't sell these because when we shot them on the models,

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Speaker 3: like it was not fitting them, right.

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Speaker 1: What are we going to do?

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Speaker 5: Like this is a massive.

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Speaker 3: Loss for us, Like we've got these four corsets, the

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Speaker 3: bulk stock is here, what are we going to do?

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Speaker 3: And I was speaking with my partner Aj and then

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Speaker 3: we just come up with this idea, why don't we

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Speaker 3: just because we don't want them to go to waste obviously,

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Speaker 3: but I didn't want to sell them because with us,

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Speaker 3: like I don't want to sell anything that.

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Speaker 5: Isn't like amazing quality.

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Speaker 3: Yeah, so then we said, like, why don't we We're

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Speaker 3: obviously not just going to throw these tops out that

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Speaker 3: is completely wasteful. What if we just give them away

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Speaker 3: in people's orders just as like a gift and then

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Speaker 3: we just cop the loss, you know, of the manufacturing

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Speaker 3: we're not selling them. So then we're like, all right,

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Speaker 3: let's do that, and we'll just put them in people's

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Speaker 3: orders that have ordered a top so that we like

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Speaker 3: have an idea roughly of their size.

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Speaker 5: And then so we got these little cards.

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Speaker 3: And we got like a bunch of them printed out

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Speaker 3: for the same amount of tops that we had, and

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Speaker 3: then we'd pop them in every order saying like, hey,

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Speaker 3: this is a little gift from us to you, like

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Speaker 3: it may not fit or it might fit someone that

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Speaker 3: you know, And we kind of tried to make it

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Speaker 3: this whole like maybe you can give this top a

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Speaker 3: life in some way if people were handy, like they

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Speaker 3: could probably shorten the shoulder strap. So that was like

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Speaker 3: our little activation I guess that we made. We also

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Speaker 3: made a video about it and chucked it up on

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Speaker 3: Instagram and TikTok, and I kind of was just like

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Speaker 3: laughing about the mistake that we'd made and just said, oh,

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Speaker 3: we've made all these corsets and this hasn't worked out,

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Speaker 3: but we're going to be throwing them in people's orders

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Speaker 3: just to kind of teach a lesson of you know,

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Speaker 3: turning those lemons into lemonade. And then it ended up

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Speaker 3: being kind of a win for us because that video

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Speaker 3: then absolutely blew up on socials and then we ended

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Speaker 3: up getting like so manys because then all of a

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Speaker 3: sudden people were like, I want one of these toph

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Speaker 3: and so it all kind of worked out at the end.

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Speaker 3: We had like so many people placing in orders just

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Speaker 3: in hopes to get the corsets, even though that wasn't

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Speaker 3: like the objective at all, and it turned out to

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Speaker 3: be this really positive thing even though we'd obviously lost

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Speaker 3: the money on the tops. It kind of made this

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Speaker 3: really nice vibe within our community and people were getting free.

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Speaker 5: Tops, and yeah, kind of worked out well in the end.

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Speaker 1: Yeah, I love that and then I.

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Speaker 3: Did have another one that comes to mind, which is

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Speaker 3: more of a loss that business owners will experience, and

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Speaker 3: it's probably not something that people think of much, but

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Speaker 3: it's very real and relevant to me and to any

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Speaker 3: other business owners out there. A huge loss that a

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Speaker 3: lot of business owners will experience is hiring the wrong

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Speaker 3: person for the job.

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Speaker 1: Oh tell us right.

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Speaker 3: So it's is something that I've experienced time and time again.

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Speaker 3: It's something that all business owners will experience, and it's

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Speaker 3: not something that you ever really think about. And this

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Speaker 3: is what I speak about a lot on my new

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Speaker 3: business podcast, Big Business Shout Out to my own podcast.

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Speaker 3: It's brand new, but it's just one of those things

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Speaker 3: that I never thought about when I started Fate. But

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Speaker 3: hiring the wrong person for the job can be a

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Speaker 3: huge loss for a business financially, and I guess I

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Speaker 3: just really want to stress the importance of spending your

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Speaker 3: time finding that right person.

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Speaker 5: And it can be really tricky because.

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Speaker 3: The reason why it can be a loss for a

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Speaker 3: business is you spend so long doing your hiring process

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Speaker 3: for that particular role. You've got everyone in your team

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Speaker 3: hiring them, interviewing, going through resumes, calling references, doing all

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Speaker 3: these rounds of interviews. You then get this employee on

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Speaker 3: their contracts and everything like that. Like all this takes time, effort, money.

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Speaker 3: You're paying everyone to do these things. Then you have

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Speaker 3: this new person come into your business, and then you're

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Speaker 3: spending all your time and energy.

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Speaker 5: Training them for getting them into the team.

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Speaker 3: And then if for some reason, for whatever reason, there

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Speaker 3: can be a billion reasons, it doesn't work out or

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Speaker 3: that person isn't the right fit for.

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Speaker 5: The role, then you're back at square one.

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Speaker 3: So it's really important for anyone out there in business,

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Speaker 3: especially if you're new to business or if you're a

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Speaker 3: startup and you're hiring that first employee, which feels like

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Speaker 3: yesterday to me, and people always ask me, how do

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Speaker 3: I know when to hire that first employee?

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Speaker 5: And I'm scared and I don't know how to trust people.

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Speaker 3: My advice so that would be take your time, hire slowly,

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Speaker 3: and make sure that you're hiring that right person, because

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Speaker 3: it does cost a lot of money to bring someone

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Speaker 3: on board, and you want to make sure that that's

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Speaker 3: that right person because you don't want to be back

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Speaker 3: at square one and have to do it all over again.

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Speaker 1: Hundred percent. We talked about that a lot from like

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Speaker 1: an employee perspective on the show and how if you're

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Speaker 1: like in a workplace and something's not right, like working

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Speaker 1: with your employer where you can to you know, upskill

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Speaker 1: or change or sidestep or whatever, because from you know,

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Speaker 1: for a business, it makes so much more sense for

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Speaker 1: them to try and find a way for you to

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Speaker 1: still continue to fit within the workplace rather than just

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Speaker 1: having you know, leaving and going somewhere else be your

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Speaker 1: first option because it is such a big cost to

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Speaker 1: businesses that you know, on both sides, that makes sense

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Speaker 1: for people to try and make it work.

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Speaker 3: You always want to try, in my experience, to promote

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Speaker 3: people with in your team rather than constantly just bringing

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Speaker 3: in new people.

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Speaker 5: For sure.

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Speaker 3: One of the most interesting parts of that from a

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Speaker 3: business owner's perspective as well is trying to scale your

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Speaker 3: company at a sustainable rate that your staff can also

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Speaker 3: continue to grow with you. Yeah, especially for a smaller startup,

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Speaker 3: I find but like small startups, they're going to struggle

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Speaker 3: maybe with their employees not being able to grow as

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Speaker 3: much as they want to because that owner is in

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Speaker 3: those startup days. I think back to years ago, you know,

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Speaker 3: we had our store manager at the time, Grace working

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Speaker 3: in our store when we just had our one retail

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Speaker 3: store here in Newcastle, and she was just working like

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Speaker 3: casually but like quite a lot of hours. But she

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Speaker 3: would always say to me, like, I really want to grow.

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Speaker 3: I really want like a full time role. Like I

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Speaker 3: don't know what it is, I don't care what it is,

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Speaker 3: but I just really want a full time role.

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Speaker 5: And I remember saying her, leave that thought with me,

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Speaker 5: and I'm going to make it happen for you kind

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Speaker 5: of thing.

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Speaker 3: And then it's like, you're trying to grow your company

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Speaker 3: so your staff can grow, and you have this fear

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Speaker 3: of them going elsewhere because maybe your company isn't big

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Speaker 3: enough for them yet.

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Speaker 5: Yeah, but now she's our national retail manager, so she's.

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Speaker 1: All good and great. Yeah, how many stores do you have? Now?

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Speaker 5: We have four and we're about to open the fifth.

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Speaker 1: That's amazing. I love that you amazing. No, Like you

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Speaker 1: know the names of everybody too, Like that's just really nice.

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Speaker 1: I mean, it's a business that you know everyone because

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Speaker 1: you'd have so many people, I guess employee with running

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Speaker 1: all those stores and running all your other businesses. It's

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Speaker 1: just lovely that you remember, But we'll come back in

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Speaker 1: the second half of the show because we have a

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Speaker 1: little bit more talk about employee employee eerth stuff. But Beck,

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Speaker 1: do you have any super fun broke tips for us

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Speaker 1: this week? I most certainly do.

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Speaker 4: Now usually I share two from the community, but I'm

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Speaker 4: going to reserve one for you, Britt if you happen

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Speaker 4: to have a broke tip at the end of this.

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Speaker 4: So first one from the community is from Catherine, who

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Speaker 4: says the plant Jammer app or similar gives you recipe

379
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Speaker 4: ideas based on what you already have in the fridge

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Speaker 4: or pantry, which I think is really cool because we

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Speaker 4: have mentioned that before, like little you know, different websites

382
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Speaker 4: and things like that. But the plant Jamer app, which

383
00:17:02,240 --> 00:17:03,960
Speaker 4: I have not heard of before, I think that would

384
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Speaker 4: be very convenient. So just download that, chuck whatever you

385
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Speaker 4: have in your pantry or fridge already, and it'll come

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Speaker 4: up with a recipe for you. You don't have to

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Speaker 4: spend any money, and I feel like we always feel

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Speaker 4: like we do. If we have like bread and maybe

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Speaker 4: a tin of dice tomatoes, you can probably make a

390
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Speaker 4: whole meal.

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Speaker 1: Out of that. You know, it's a brisk getter.

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Speaker 4: So I think that's a really cool thing and also

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Speaker 4: just like a friendly reminder that that's also an option,

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Speaker 4: so do that before you go to the shops. And

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Speaker 4: then my broke tip for this week is it's kind

396
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Speaker 4: of like common knowledge. It's a little bit common sensical,

397
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Speaker 4: but I also still feel like it's a bit of

398
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Speaker 4: a good reminder, as everyone knows, because I won't shut

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Speaker 4: up about it.

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Speaker 1: I don't really have money at the moment in.

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Speaker 4: Between jobs, and I have used this week as like

402
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Speaker 4: a little challenged myself to have fun without spending much money.

403
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Speaker 4: So as I mentioned before, I go to pubs that

404
00:17:56,119 --> 00:17:58,919
Speaker 4: have free soda, water things like that. But just the

405
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Speaker 4: other day, I think I I spent in total three

406
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Speaker 4: dollars and I fed myself and I brought my girlfriend

407
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Speaker 4: a little gift.

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Speaker 1: And you know how I did that.

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Speaker 4: I made It's going to sound disgusting, but it was

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Speaker 4: really nice. I made a little thing of rice, which

411
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Speaker 4: you know, it depends where you go, but you can, like,

412
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Speaker 4: if you're being really lazy, you can get like a

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Speaker 4: dollar twenty five sachets. We just microwave it and that's plenty.

414
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Speaker 4: And then I bought a ninety cent can of sardines

415
00:18:26,960 --> 00:18:29,240
Speaker 4: and that was my meal. That's all I needed. That's

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Speaker 4: actually less than three dollars. And I had like some

417
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Speaker 4: bread and stuff. I am cheating because I had bread

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Speaker 4: already in the house and so but that was like

419
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Speaker 4: my that was my dinner. And I was like, this

420
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Speaker 4: is plenty for me, and that was great and it

421
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Speaker 4: was like it kind of felt healthy. All I did

422
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Speaker 4: was I like walked around the neighborhood and picked flowers

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Speaker 4: and made like a mini bouquet and potted it in

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Speaker 4: a pre existing mason jar. And that was a gift

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Speaker 4: for my girlfriend. So I spent in total, less than

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Speaker 4: three dollars. I managed to feed myself all day, and

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Speaker 4: I managed to bring a cute little gift for my

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Speaker 4: girlfriend to her house. And I just think that's like God,

429
00:19:00,080 --> 00:19:02,399
Speaker 4: that's such a win win, you know what I mean. Yeah,

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Speaker 4: So just remember that there are treats around you. Even

431
00:19:06,400 --> 00:19:08,280
Speaker 4: if you make a little bouquet of rosemary from your

432
00:19:08,280 --> 00:19:11,080
Speaker 4: communal garden, like, there are ways to kind of go,

433
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Speaker 4: you know, make someone's day, make your own day without

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Speaker 4: having to spend much money or any money.

435
00:19:17,640 --> 00:19:18,920
Speaker 1: And I know it's a very privileged position.

436
00:19:18,960 --> 00:19:20,280
Speaker 4: I don't have kids, I don't have, like, you know,

437
00:19:20,800 --> 00:19:23,199
Speaker 4: anything other than myself to really take care of. So

438
00:19:23,760 --> 00:19:27,000
Speaker 4: that's really only relevant if you are like that. So

439
00:19:27,080 --> 00:19:30,560
Speaker 4: that's my brogue tip for this week. Find joy in

440
00:19:30,760 --> 00:19:33,880
Speaker 4: a little thing so wholesome, and.

441
00:19:33,760 --> 00:19:36,000
Speaker 1: It's those little like thoughtful gifts. They mean so much

442
00:19:36,040 --> 00:19:38,359
Speaker 1: more I think than oh, like I felt like I

443
00:19:38,400 --> 00:19:40,760
Speaker 1: just bought you this expensive thing, Like, yeah, totally took

444
00:19:40,840 --> 00:19:42,760
Speaker 1: the time, you took the larva, you picked things that

445
00:19:42,800 --> 00:19:44,760
Speaker 1: you thought she would like. Like, I think those things

446
00:19:44,760 --> 00:19:48,199
Speaker 1: are so much more meaningful in a relationship than just oh,

447
00:19:48,280 --> 00:19:50,200
Speaker 1: I just bought you something because totally you know what

448
00:19:50,240 --> 00:19:53,520
Speaker 1: I mean, I could, Yeah, I totally agree with that. Okay,

449
00:19:53,880 --> 00:19:55,800
Speaker 1: do you happen to have a broke tip for us?

450
00:19:56,040 --> 00:20:00,520
Speaker 3: I have a savings tip that I used when I

451
00:20:00,560 --> 00:20:03,000
Speaker 3: started to want to save money. But I'm like, maybe

452
00:20:03,000 --> 00:20:05,800
Speaker 3: this is something that everyone already does. I don't know,

453
00:20:05,840 --> 00:20:08,800
Speaker 3: I could be just saying something here that everyone already does.

454
00:20:08,840 --> 00:20:11,600
Speaker 5: But so I dropped out of school when I.

455
00:20:11,480 --> 00:20:15,840
Speaker 3: Was sixteen, and I didn't even get to experience driving

456
00:20:15,880 --> 00:20:17,720
Speaker 3: to school because I didn't get my pees in time,

457
00:20:17,840 --> 00:20:20,439
Speaker 3: Like everyone got to drive to school, Like I fully

458
00:20:20,520 --> 00:20:23,240
Speaker 3: missed that. I was talking about that with my friend yesterday,

459
00:20:23,240 --> 00:20:24,560
Speaker 3: I'm like, I didn't even get to do the whole

460
00:20:24,600 --> 00:20:26,919
Speaker 3: like driving myself to school thing. And then so when

461
00:20:26,920 --> 00:20:28,879
Speaker 3: I dropped out of school. The reason I dropped out

462
00:20:28,880 --> 00:20:30,800
Speaker 3: of school was because all I wanted to do is work.

463
00:20:30,880 --> 00:20:33,879
Speaker 3: I wasn't interested in any of the subjects I was

464
00:20:33,920 --> 00:20:35,880
Speaker 3: doing at school. I wasn't interested in going to UNI

465
00:20:35,960 --> 00:20:37,600
Speaker 3: or anything. I didn't know what I wanted to do.

466
00:20:37,680 --> 00:20:39,320
Speaker 3: All I wanted to do was work and earn money.

467
00:20:39,359 --> 00:20:41,919
Speaker 3: So I ended up working like in over twenty jobs.

468
00:20:42,320 --> 00:20:44,920
Speaker 3: And I was basically on a mission to just try

469
00:20:44,960 --> 00:20:47,240
Speaker 3: and find something that I enjoyed doing. And as soon

470
00:20:47,240 --> 00:20:48,879
Speaker 3: as I knew that I wasn't enjoying a job, and

471
00:20:48,880 --> 00:20:51,960
Speaker 3: I'm talking, I did like waitressing, bar work, retail. I

472
00:20:52,000 --> 00:20:55,160
Speaker 3: worked at a school camp, doing sports, instructing.

473
00:20:54,880 --> 00:20:57,359
Speaker 5: Far working sales. I did absolutely everything.

474
00:20:57,400 --> 00:21:00,000
Speaker 3: I was just trying anything and everything, and I would

475
00:21:00,119 --> 00:21:02,000
Speaker 3: sometimes it was really bad, Like I would get a

476
00:21:02,080 --> 00:21:04,200
Speaker 3: job for three weeks and if I hated it, I'd

477
00:21:04,240 --> 00:21:05,879
Speaker 3: just go get another one because I was like, I

478
00:21:05,960 --> 00:21:08,320
Speaker 3: don't like that. Would I advise people to do that?

479
00:21:08,800 --> 00:21:09,199
Speaker 5: Maybe not?

480
00:21:09,320 --> 00:21:11,919
Speaker 3: But also like I'm all for trying to find that

481
00:21:11,960 --> 00:21:14,000
Speaker 3: thing that brings you happiness, you know, even though that

482
00:21:14,080 --> 00:21:15,520
Speaker 3: means you are job hopping.

483
00:21:15,560 --> 00:21:18,280
Speaker 5: But during all those years I had no money.

484
00:21:18,480 --> 00:21:21,280
Speaker 3: I remember constantly looking at my bank account and it

485
00:21:21,280 --> 00:21:23,639
Speaker 3: would be in like negative one dollar twenty five, like

486
00:21:23,720 --> 00:21:27,199
Speaker 3: just always sitting around there. And throughout my late teens

487
00:21:27,200 --> 00:21:29,879
Speaker 3: and into my early twenties, I really did struggle to

488
00:21:29,920 --> 00:21:33,199
Speaker 3: save I never had any kind of guidance from family

489
00:21:33,280 --> 00:21:36,400
Speaker 3: or anything to save money like that was never taught

490
00:21:36,440 --> 00:21:38,200
Speaker 3: to us when we were kids, and I moved out

491
00:21:38,200 --> 00:21:41,399
Speaker 3: of home when I was seventeen as well, so I

492
00:21:41,440 --> 00:21:43,080
Speaker 3: never really had anyone around and to be like, you

493
00:21:43,119 --> 00:21:45,479
Speaker 3: should save money, and you know, so it wasn't until

494
00:21:46,000 --> 00:21:50,920
Speaker 3: I got into my youtubing days and when I quit

495
00:21:50,960 --> 00:21:52,800
Speaker 3: my full time job when I was twenty one to

496
00:21:52,800 --> 00:21:54,760
Speaker 3: try and be come this youtubeer like that was my

497
00:21:54,920 --> 00:21:57,600
Speaker 3: thing that I found that I really wanted to do that.

498
00:21:57,640 --> 00:21:59,680
Speaker 5: I thought, I'm going to try.

499
00:21:59,520 --> 00:22:02,400
Speaker 3: And save money, which I had never ever done before,

500
00:22:02,680 --> 00:22:04,679
Speaker 3: never had more than a couple of hundred dollars in

501
00:22:04,680 --> 00:22:07,160
Speaker 3: the bank at any given point. And so the way

502
00:22:07,160 --> 00:22:09,720
Speaker 3: that I did it back then when I was not

503
00:22:09,880 --> 00:22:12,520
Speaker 3: working anymore and trying to make this YouTube thing work.

504
00:22:12,560 --> 00:22:15,280
Speaker 3: And this was like ten years ago now, so this

505
00:22:15,320 --> 00:22:17,639
Speaker 3: is when YouTube was so new. I was earning a

506
00:22:17,640 --> 00:22:19,439
Speaker 3: bit of money here and there, like just enough to

507
00:22:19,440 --> 00:22:22,159
Speaker 3: get by and pay my rent in my sharehouse and

508
00:22:22,640 --> 00:22:23,960
Speaker 3: sixty bucks on petrol.

509
00:22:24,320 --> 00:22:26,920
Speaker 5: But what I did was, and it's so basic.

510
00:22:26,840 --> 00:22:29,359
Speaker 3: Everyone probably does this, but you know, I started to

511
00:22:29,359 --> 00:22:31,960
Speaker 3: get focused on a certain number that I always wanted

512
00:22:32,000 --> 00:22:33,679
Speaker 3: to have in my bank account.

513
00:22:33,720 --> 00:22:35,720
Speaker 5: And I remember starting with one thousand dollars.

514
00:22:36,240 --> 00:22:38,600
Speaker 3: So I would build my bank account up until I

515
00:22:38,640 --> 00:22:40,560
Speaker 3: had one thousand dollars in there, and then I would

516
00:22:40,560 --> 00:22:44,119
Speaker 3: get really fixated on always trying to make sure that

517
00:22:44,200 --> 00:22:47,840
Speaker 3: I had one thousand dollars in that savings account. Mind you,

518
00:22:47,880 --> 00:22:49,960
Speaker 3: then like car Regio would come and then it would

519
00:22:49,960 --> 00:22:54,119
Speaker 3: go back down again. But I found that having that

520
00:22:54,240 --> 00:22:58,280
Speaker 3: number was really motivating. And I just remember starting with that,

521
00:22:58,480 --> 00:23:00,560
Speaker 3: I always want to have a thousand dollar, like I

522
00:23:00,600 --> 00:23:02,520
Speaker 3: always want to have a thousand dollars. And then once

523
00:23:02,920 --> 00:23:04,720
Speaker 3: I got to that, and then I could grow my

524
00:23:04,760 --> 00:23:07,520
Speaker 3: account a little bit more beyond that, then I thought

525
00:23:07,560 --> 00:23:10,120
Speaker 3: I would change that number and I'd go, I want

526
00:23:10,160 --> 00:23:12,240
Speaker 3: it to be two thousand dollars that I always have,

527
00:23:12,840 --> 00:23:14,959
Speaker 3: and I think it's really good to kind of. It

528
00:23:15,000 --> 00:23:17,080
Speaker 3: was good for me anyway, who had never done any

529
00:23:17,240 --> 00:23:19,680
Speaker 3: type of saving before, just to like find a number

530
00:23:19,760 --> 00:23:22,199
Speaker 3: that was achievable for me and stick to it. And

531
00:23:22,240 --> 00:23:24,680
Speaker 3: then once I was comfortable with that, then I would

532
00:23:24,720 --> 00:23:26,200
Speaker 3: up it and go, well, now I want to try

533
00:23:26,200 --> 00:23:28,760
Speaker 3: and save five thousand dollars. Yeah, and that was a

534
00:23:28,760 --> 00:23:30,920
Speaker 3: way that I started saving in my early twenties.

535
00:23:31,160 --> 00:23:33,359
Speaker 1: Make that competitive nature work for you, girl.

536
00:23:34,240 --> 00:23:36,360
Speaker 3: Yeah, And I don't know what it is, like you've

537
00:23:36,400 --> 00:23:38,560
Speaker 3: become a bit obsessive with the number and it's like, nope,

538
00:23:38,560 --> 00:23:40,600
Speaker 3: I can't I can't buy that thing that I really

539
00:23:40,640 --> 00:23:43,240
Speaker 3: want because I've got my two thousand dollars in savings

540
00:23:43,240 --> 00:23:45,320
Speaker 3: and like I never wanted it to go below that.

541
00:23:45,720 --> 00:23:45,960
Speaker 1: Yeah.

542
00:23:45,960 --> 00:23:47,920
Speaker 3: And I know it's not realistic like if something comes

543
00:23:48,000 --> 00:23:51,400
Speaker 3: up or an emergency happens or breadgo or anything like that,

544
00:23:51,920 --> 00:23:54,520
Speaker 3: but that was the start of saving for me.

545
00:23:55,080 --> 00:23:57,480
Speaker 1: And it filts a good habit for you for sure.

546
00:23:57,560 --> 00:24:00,000
Speaker 4: Yes, I really like that, and I think I actually

547
00:24:00,080 --> 00:24:01,080
Speaker 4: might start doing that.

548
00:24:01,080 --> 00:24:02,040
Speaker 1: That's definitely not well.

549
00:24:02,080 --> 00:24:03,720
Speaker 3: Just have a number, like even if you're just starting

550
00:24:03,760 --> 00:24:06,320
Speaker 3: with like five hundred bucks or like mine was a thousand,

551
00:24:06,320 --> 00:24:09,200
Speaker 3: and I don't know. I just became really hyper fixated

552
00:24:09,240 --> 00:24:10,879
Speaker 3: on always ensuring that I had that.

553
00:24:11,160 --> 00:24:13,240
Speaker 5: Yeah, and then I continued to grow it from there.

554
00:24:13,640 --> 00:24:15,720
Speaker 1: I yeah, that's a little really really cool.

555
00:24:15,760 --> 00:24:17,840
Speaker 3: When I had no money, that's how I started saving

556
00:24:17,880 --> 00:24:19,679
Speaker 3: and it worked for me. So I always say that

557
00:24:19,680 --> 00:24:20,960
Speaker 3: to people if they're wanting to save.

558
00:24:21,400 --> 00:24:24,520
Speaker 1: Yeah, okay, that's don't feeling right now. Yeah, that's an

559
00:24:24,520 --> 00:24:27,480
Speaker 1: awesome Absolutely, let's go to a really quick break and

560
00:24:27,520 --> 00:24:29,560
Speaker 1: when we come back, we're going to talk all about

561
00:24:29,560 --> 00:24:31,760
Speaker 1: getting a job that turns out the grass is maybe

562
00:24:31,760 --> 00:24:34,840
Speaker 1: not greener, and also how you can figure out costs

563
00:24:34,840 --> 00:24:38,040
Speaker 1: and suppliers and all those really fun but overwhelming kind

564
00:24:38,040 --> 00:24:40,000
Speaker 1: of things if you're thinking about starting a business. So

565
00:24:40,040 --> 00:24:49,000
Speaker 1: don't go anywhere, guys. Welcome back everyone. Here's our money dilemma.

566
00:24:49,240 --> 00:24:51,600
Speaker 7: Hi, there, have you got a money dilemma you just

567
00:24:51,640 --> 00:24:54,160
Speaker 7: can't solve? The Sheese on the Money team is here

568
00:24:54,200 --> 00:24:57,440
Speaker 7: to help. Every week, we tackle your dilemmas, both big

569
00:24:57,480 --> 00:25:00,240
Speaker 7: and small, to answer your most burning money, career and

570
00:25:00,280 --> 00:25:03,440
Speaker 7: life questions. To get involved, simply head to our website

571
00:25:03,480 --> 00:25:05,600
Speaker 7: and leave us a short voice recording and you might

572
00:25:05,680 --> 00:25:08,199
Speaker 7: just find yourself on the show. Now let's take a

573
00:25:08,240 --> 00:25:10,000
Speaker 7: listen to this week's money dilemma.

574
00:25:11,119 --> 00:25:14,199
Speaker 6: Hi, Gils, I'm currently very unhappy at my job. This

575
00:25:14,320 --> 00:25:16,639
Speaker 6: is really getting me down because I was certain it

576
00:25:16,720 --> 00:25:19,360
Speaker 6: was my dream job. I'm not going to say who

577
00:25:19,400 --> 00:25:22,119
Speaker 6: they are, as they're big on socials, but they are

578
00:25:22,160 --> 00:25:25,200
Speaker 6: a business that makes great social content and I adored

579
00:25:25,240 --> 00:25:29,000
Speaker 6: and followed them for ages because they really resonated with

580
00:25:29,080 --> 00:25:34,639
Speaker 6: my values. Basically undepressed and deflated. Because the workplace is toxic,

581
00:25:35,119 --> 00:25:37,119
Speaker 6: I know I should leave, but I am finding it

582
00:25:37,200 --> 00:25:40,480
Speaker 6: hard now looking at other companies who seem more boring

583
00:25:40,520 --> 00:25:43,760
Speaker 6: on socials to even know how to trust myself all

584
00:25:43,800 --> 00:25:46,359
Speaker 6: my instincts. I guess I'm just in need of a

585
00:25:46,359 --> 00:25:48,360
Speaker 6: pep talk or some advice.

586
00:25:48,200 --> 00:25:51,879
Speaker 1: Baby girl. I feel like everybody has had that experience

587
00:25:51,880 --> 00:25:53,560
Speaker 1: where they've taken a job and they've thought it was

588
00:25:53,600 --> 00:25:56,320
Speaker 1: going to be one particular thing, and you've been there

589
00:25:56,359 --> 00:25:57,960
Speaker 1: for a little while and the shine's worn off and

590
00:25:57,960 --> 00:25:59,960
Speaker 1: you've gone, oh my god, what have I done?

591
00:26:00,080 --> 00:26:00,399
Speaker 2: Yeah?

592
00:26:00,480 --> 00:26:03,080
Speaker 4: Totally, and you do kind of feel like, am I

593
00:26:03,119 --> 00:26:05,199
Speaker 4: going to regret this in the future? Like will it

594
00:26:05,240 --> 00:26:07,920
Speaker 4: get better? I don't really have any solid advice here.

595
00:26:07,960 --> 00:26:10,320
Speaker 4: I'm thinking in any kind of situation where you think

596
00:26:10,320 --> 00:26:11,760
Speaker 4: it's going to be one thing and it's kind of

597
00:26:11,760 --> 00:26:13,760
Speaker 4: not and you don't really trust yourself enough to know

598
00:26:13,840 --> 00:26:16,040
Speaker 4: that it's not for you, and so you kind of

599
00:26:16,040 --> 00:26:19,280
Speaker 4: stick around. But I guess ask yourself, like what are

600
00:26:19,280 --> 00:26:24,480
Speaker 4: you waiting for, Like what does the ideal perfect utopia

601
00:26:24,640 --> 00:26:27,439
Speaker 4: world look like for you, and then figure out if

602
00:26:27,480 --> 00:26:30,600
Speaker 4: it's actually possible. If not, I think you just got

603
00:26:30,640 --> 00:26:32,399
Speaker 4: to trust your guard. But again, like I'm not really

604
00:26:32,800 --> 00:26:34,480
Speaker 4: I feel like you'd probably have a lot more.

605
00:26:36,600 --> 00:26:39,879
Speaker 3: This is a great question, and I think this plays

606
00:26:39,920 --> 00:26:43,320
Speaker 3: into the more tricky part of this modern day world

607
00:26:43,320 --> 00:26:47,160
Speaker 3: that we are living in where businesses are on social media,

608
00:26:47,240 --> 00:26:50,240
Speaker 3: whereas you know, ten or so years ago, like we

609
00:26:50,320 --> 00:26:53,800
Speaker 3: didn't see businesses on TikTok and Instagram and the behind

610
00:26:53,800 --> 00:26:56,760
Speaker 3: the scenes of their ass So I can completely understand

611
00:26:56,800 --> 00:27:00,199
Speaker 3: it from both the employee side and then all so

612
00:27:00,359 --> 00:27:03,480
Speaker 3: from my side being that a business that also is

613
00:27:03,520 --> 00:27:05,600
Speaker 3: on social media. And this is something that I've spoken

614
00:27:05,640 --> 00:27:09,040
Speaker 3: about in depth on my podcast, but I'll absolutely talk

615
00:27:09,040 --> 00:27:11,800
Speaker 3: about it again because I love talking about this. I

616
00:27:11,840 --> 00:27:16,120
Speaker 3: think as amazing as it is for businesses to have

617
00:27:16,400 --> 00:27:20,280
Speaker 3: these platforms to show their workplace online, just like we

618
00:27:20,320 --> 00:27:22,720
Speaker 3: do it fate. We show our warehouse, we show our office,

619
00:27:22,760 --> 00:27:26,200
Speaker 3: We're doing dances, we're having fun, we're doing music videos.

620
00:27:26,240 --> 00:27:29,480
Speaker 3: Like it looks like the most amazing place ever to work,

621
00:27:29,560 --> 00:27:32,160
Speaker 3: and in my eyes, it absolutely is. But one thing

622
00:27:32,160 --> 00:27:34,080
Speaker 3: that I always say to people is you've got to

623
00:27:34,119 --> 00:27:37,399
Speaker 3: remember that social media is a highlight reel. It is

624
00:27:37,720 --> 00:27:41,680
Speaker 3: one hundred and ten percent fabricated, put together.

625
00:27:41,920 --> 00:27:43,159
Speaker 5: It is all for show.

626
00:27:43,440 --> 00:27:45,960
Speaker 3: When we're creating our content on social media, it's to

627
00:27:46,200 --> 00:27:50,240
Speaker 3: entertain people, it's to make people like us. Like so

628
00:27:50,320 --> 00:27:52,919
Speaker 3: of course we're going to make our workplace look like

629
00:27:52,960 --> 00:27:54,160
Speaker 3: this fun and amazing place.

630
00:27:54,200 --> 00:27:55,159
Speaker 5: And it absolutely is.

631
00:27:55,200 --> 00:27:57,280
Speaker 3: But I think one of the hard things from the

632
00:27:57,400 --> 00:28:00,640
Speaker 3: employees point of view is that's all they ever seen

633
00:28:00,720 --> 00:28:04,359
Speaker 3: of a company like that fun content on social media,

634
00:28:04,960 --> 00:28:07,840
Speaker 3: and I think it just makes the lines blurred because

635
00:28:07,880 --> 00:28:10,280
Speaker 3: at the end of the day, yes, these workplaces are

636
00:28:10,280 --> 00:28:13,160
Speaker 3: super fun and they have a great social media presence,

637
00:28:13,440 --> 00:28:15,800
Speaker 3: but they're a workplace.

638
00:28:15,440 --> 00:28:18,000
Speaker 1: For sure, and you still have boring work to do.

639
00:28:20,200 --> 00:28:22,840
Speaker 3: And us, this is what I say on my podcast,

640
00:28:22,960 --> 00:28:25,800
Speaker 3: is like those fun videos that we put out every

641
00:28:25,880 --> 00:28:28,000
Speaker 3: single day, because that's what we do on social media

642
00:28:28,200 --> 00:28:31,800
Speaker 3: is a slither of our actual work day. Like the

643
00:28:31,840 --> 00:28:34,560
Speaker 3: fun happens for five minutes while we're filming those videos,

644
00:28:34,600 --> 00:28:36,760
Speaker 3: but then we go to our desks and our heads

645
00:28:36,800 --> 00:28:41,000
Speaker 3: are down and we're working. And that's a really tricky

646
00:28:41,040 --> 00:28:44,200
Speaker 3: thing in this modern day social media world. And that's

647
00:28:44,240 --> 00:28:47,840
Speaker 3: one thing that scares me as well when we are

648
00:28:47,840 --> 00:28:51,880
Speaker 3: growing and we're hiring so many new people, is we've

649
00:28:51,880 --> 00:28:54,240
Speaker 3: had people say in interviews and I love it, but

650
00:28:54,280 --> 00:28:57,080
Speaker 3: they're like, it just looks so fun on social media,

651
00:28:57,360 --> 00:28:59,160
Speaker 3: and I just really want to get in there and

652
00:28:59,200 --> 00:29:01,880
Speaker 3: get amongst it. And I absolutely love that, and we're like,

653
00:29:01,960 --> 00:29:04,160
Speaker 3: we love that you love us, but we also want

654
00:29:04,200 --> 00:29:06,880
Speaker 3: to let you know, like that is not what it

655
00:29:06,920 --> 00:29:07,440
Speaker 3: looks like.

656
00:29:07,400 --> 00:29:08,720
Speaker 5: All day, every day.

657
00:29:09,240 --> 00:29:12,760
Speaker 3: And so to the person asking this question, like, I

658
00:29:12,840 --> 00:29:16,360
Speaker 3: really loved what you said, what is the ideal? Like,

659
00:29:16,720 --> 00:29:18,200
Speaker 3: what is it that you're looking for? I think that's

660
00:29:18,240 --> 00:29:21,240
Speaker 3: a really important question to ask yourself. What is it

661
00:29:21,240 --> 00:29:23,520
Speaker 3: that you're looking for in a job? Maybe write those

662
00:29:23,600 --> 00:29:25,480
Speaker 3: things down. What is it that you're looking for in

663
00:29:25,520 --> 00:29:26,920
Speaker 3: a workplace? What do you want to be doing in

664
00:29:26,960 --> 00:29:30,560
Speaker 3: your role? And they also mentioned that the workplace is toxic.

665
00:29:31,040 --> 00:29:33,400
Speaker 3: Another thing i'd say to that is, don't be afraid

666
00:29:33,440 --> 00:29:36,160
Speaker 3: to speak to people who are your managers or the

667
00:29:36,200 --> 00:29:38,560
Speaker 3: owner of the company, whoever you do have there to

668
00:29:38,640 --> 00:29:42,680
Speaker 3: speak to. We are all about open communication in our workplace,

669
00:29:42,720 --> 00:29:46,320
Speaker 3: and if anyone ever felt that way about us, like,

670
00:29:46,400 --> 00:29:48,240
Speaker 3: I'd want to be the first person to know about

671
00:29:48,240 --> 00:29:49,560
Speaker 3: it kind of thing. I feel like a lot of

672
00:29:49,600 --> 00:29:53,440
Speaker 3: employees feel like they don't have a voice in a workplace.

673
00:29:53,760 --> 00:29:56,400
Speaker 3: And again I can only speak from my own experience

674
00:29:56,440 --> 00:29:59,160
Speaker 3: in business, but with us, like, if someone felt a

675
00:29:59,200 --> 00:30:01,960
Speaker 3: certain way about our workplace or was having troubles with anyone,

676
00:30:02,440 --> 00:30:04,680
Speaker 3: I would want that employee to know that their voice

677
00:30:04,760 --> 00:30:09,480
Speaker 3: will absolutely be heard. So yeah, maybe my advice is obviously,

678
00:30:09,800 --> 00:30:12,320
Speaker 3: you know, follow your gut instinct one hundred percent, but

679
00:30:12,360 --> 00:30:15,680
Speaker 3: also maybe talk to someone within that workplace and express

680
00:30:15,760 --> 00:30:18,760
Speaker 3: your concerns, like is there potential for you in this

681
00:30:18,840 --> 00:30:21,920
Speaker 3: company or you know, are you more so leaning towards

682
00:30:22,000 --> 00:30:23,320
Speaker 3: I'd just done with this workplace.

683
00:30:23,360 --> 00:30:24,440
Speaker 5: This is not the place for me.

684
00:30:24,720 --> 00:30:27,720
Speaker 3: Yeah, and then maybe start exploring those other options.

685
00:30:27,960 --> 00:30:29,800
Speaker 1: Yeah, and it's okay to pull the plug, Like, if

686
00:30:29,840 --> 00:30:32,480
Speaker 1: you are somewhere and it is a toxic I think workplace,

687
00:30:33,440 --> 00:30:35,719
Speaker 1: it takes a toll on you so significantly in it.

688
00:30:35,760 --> 00:30:38,040
Speaker 1: I think that can really bleed into other areas of

689
00:30:38,080 --> 00:30:41,400
Speaker 1: your life, and no job is necessarily worth the anguish

690
00:30:41,440 --> 00:30:43,280
Speaker 1: that something can put you through if it is a

691
00:30:43,280 --> 00:30:46,360
Speaker 1: really toxic environment. I was watching a really interesting TikTok

692
00:30:46,400 --> 00:30:48,160
Speaker 1: from I don't know if you guys know Maggie's out.

693
00:30:48,240 --> 00:30:48,840
Speaker 5: I love her.

694
00:30:48,960 --> 00:30:51,280
Speaker 1: She works a lot in the sustainable fashion space, and

695
00:30:51,320 --> 00:30:55,800
Speaker 1: she was talking about how social media has like fundamentally

696
00:30:55,880 --> 00:30:58,560
Speaker 1: changed the way that we as humans interact with the

697
00:30:58,560 --> 00:31:01,800
Speaker 1: world around us. And I think that that's really relevant

698
00:31:01,920 --> 00:31:05,840
Speaker 1: to this person because you know, you're talking about how

699
00:31:06,920 --> 00:31:09,800
Speaker 1: you see other workplaces online and they don't seem as

700
00:31:09,840 --> 00:31:12,560
Speaker 1: fun as your current work on social media. And I

701
00:31:12,600 --> 00:31:15,720
Speaker 1: completely agree with you, Britt. I think like social media

702
00:31:15,800 --> 00:31:17,240
Speaker 1: is fake at the end of the day. It is

703
00:31:17,320 --> 00:31:18,880
Speaker 1: curated by the person behind it.

704
00:31:19,000 --> 00:31:22,560
Speaker 3: Yes, I will admit that a million times over, Like, yes,

705
00:31:22,920 --> 00:31:25,480
Speaker 3: it's us and it's real and it's me in my content,

706
00:31:25,560 --> 00:31:27,520
Speaker 3: but also like we've set up that phone on that

707
00:31:27,600 --> 00:31:29,480
Speaker 3: tripod and we are going out of our way to

708
00:31:29,480 --> 00:31:31,720
Speaker 3: make it so it is fake in that kind of sense.

709
00:31:31,840 --> 00:31:34,200
Speaker 1: Yeah, I think like, no matter how good a place is,

710
00:31:34,520 --> 00:31:37,400
Speaker 1: you're still putting out a polished thing, Like it's not

711
00:31:37,800 --> 00:31:40,320
Speaker 1: a live stream moment that's captioned. Even if it is

712
00:31:40,400 --> 00:31:42,560
Speaker 1: live stream, someone set it up and probably said, all right, guys,

713
00:31:42,560 --> 00:31:43,560
Speaker 1: we're getting on the live street.

714
00:31:43,920 --> 00:31:46,080
Speaker 3: Yeah, if we did a live stream of our work dail,

715
00:31:46,200 --> 00:31:47,240
Speaker 3: it would be boring.

716
00:31:47,080 --> 00:31:48,480
Speaker 1: Yeah, because it's just working.

717
00:31:48,600 --> 00:31:52,560
Speaker 3: Actually, like, oh, this actually looks really boring because the

718
00:31:52,640 --> 00:31:54,600
Speaker 3: tiktoks and the reels are so fast and fun.

719
00:31:54,840 --> 00:31:57,360
Speaker 1: Yeah. So I think, keeping that in mind, I don't

720
00:31:57,440 --> 00:32:00,640
Speaker 1: think that a company's social media platform is really the

721
00:32:00,640 --> 00:32:04,520
Speaker 1: best measure of the workplace. I think all like, I

722
00:32:04,520 --> 00:32:08,160
Speaker 1: can understand that, you know, you can build an affinity

723
00:32:08,200 --> 00:32:10,320
Speaker 1: with a brand or with the people behind the brand

724
00:32:10,360 --> 00:32:12,000
Speaker 1: from you know, I feel like a lot of people

725
00:32:12,000 --> 00:32:14,320
Speaker 1: feel that way about us in the podcast, Like so

726
00:32:14,400 --> 00:32:16,880
Speaker 1: many people identify with us and say to us, same

727
00:32:16,880 --> 00:32:18,280
Speaker 1: as you all the time, Oh my gosh, i'd love

728
00:32:18,320 --> 00:32:19,920
Speaker 1: to work it cheese and the money. It seems so fun,

729
00:32:20,400 --> 00:32:23,200
Speaker 1: And yeah, absolutely it is, and there's all of these wonderful,

730
00:32:23,200 --> 00:32:26,080
Speaker 1: great things that we've got going on. But same as you, like,

731
00:32:26,440 --> 00:32:28,680
Speaker 1: ninety percent of the time, it's hard work.

732
00:32:28,800 --> 00:32:31,520
Speaker 3: Oh ninety percent of the time, it's shit hitting the

733
00:32:31,640 --> 00:32:35,240
Speaker 3: fin trying to work out problems, like someone's done this,

734
00:32:35,240 --> 00:32:36,440
Speaker 3: this is happening.

735
00:32:36,120 --> 00:32:37,840
Speaker 1: There, Yeah, chos around.

736
00:32:38,640 --> 00:32:40,719
Speaker 5: It's not what you see on socials.

737
00:32:39,960 --> 00:32:43,520
Speaker 3: And further to that, I would say, because they mentioned

738
00:32:43,520 --> 00:32:47,280
Speaker 3: they've seen other companies social media and they look more boring,

739
00:32:47,400 --> 00:32:49,920
Speaker 3: like that might be not the case at all. You

740
00:32:50,000 --> 00:32:53,400
Speaker 3: might get a job somewhere that their socials seem a

741
00:32:53,400 --> 00:32:55,200
Speaker 3: bit more boring, and it might be the best group

742
00:32:55,200 --> 00:32:57,160
Speaker 3: of people ever, and you might have the best time.

743
00:32:57,200 --> 00:33:00,840
Speaker 3: It's really hard to judge a company based on their

744
00:33:00,840 --> 00:33:01,560
Speaker 3: social media.

745
00:33:01,760 --> 00:33:04,160
Speaker 1: Yeah. Yeah, I just don't think that it's the necessarily

746
00:33:04,200 --> 00:33:06,960
Speaker 1: the most important metric that you should be considering when

747
00:33:06,960 --> 00:33:08,960
Speaker 1: you are looking at workplaces, whether that be the one

748
00:33:08,960 --> 00:33:11,960
Speaker 1: that you're currently in or other potential future employers. I

749
00:33:12,000 --> 00:33:15,320
Speaker 1: think there are so many other more important things than

750
00:33:15,360 --> 00:33:18,160
Speaker 1: how fun it looks externally. It's about the people that

751
00:33:18,200 --> 00:33:20,240
Speaker 1: you're working with. It's about the work that you'll be

752
00:33:20,280 --> 00:33:22,560
Speaker 1: doing and how much you can enjoy and the work

753
00:33:22,640 --> 00:33:25,160
Speaker 1: life balance. So I think exactly what you said, like

754
00:33:25,440 --> 00:33:27,720
Speaker 1: what do you want? Figure out what's important to you,

755
00:33:28,280 --> 00:33:32,920
Speaker 1: and then use other aspects or avenues beyond social media

756
00:33:32,960 --> 00:33:35,960
Speaker 1: to assess that. Talk to other employees have a look

757
00:33:36,080 --> 00:33:38,960
Speaker 1: at their employee turnover rate. That's always a really good

758
00:33:39,080 --> 00:33:42,320
Speaker 1: good gauge of how you know what a workplace is like.

759
00:33:42,360 --> 00:33:46,240
Speaker 1: If they're chewing through employees, not necessarily the best sign.

760
00:33:46,440 --> 00:33:48,600
Speaker 1: So there are lots of other things that you can

761
00:33:48,640 --> 00:33:51,280
Speaker 1: do to assess whether somewhere is good or not good.

762
00:33:51,400 --> 00:33:53,760
Speaker 1: But I think definitely keeping in mind that social media

763
00:33:53,880 --> 00:33:56,840
Speaker 1: is so curated and so yes, you know, not a

764
00:33:57,040 --> 00:34:00,240
Speaker 1: bad indicator, because you can have a wonderful workplace puts

765
00:34:00,280 --> 00:34:02,480
Speaker 1: out these videos that is it shows you exactly what

766
00:34:02,560 --> 00:34:05,120
Speaker 1: the culture is like, because culture is so important. But

767
00:34:05,880 --> 00:34:07,920
Speaker 1: just take it with a grain of salt, I think,

768
00:34:08,160 --> 00:34:09,320
Speaker 1: is what I would suggest.

769
00:34:09,560 --> 00:34:11,200
Speaker 4: Yeah, and it kind of like sets you up for

770
00:34:11,560 --> 00:34:13,400
Speaker 4: a bit of disappointment if you already kind of go

771
00:34:13,480 --> 00:34:15,759
Speaker 4: in with It's like if someone tells you that a

772
00:34:15,840 --> 00:34:17,879
Speaker 4: movie is so good, like's the best movie they've ever seen,

773
00:34:18,080 --> 00:34:20,759
Speaker 4: you go in with that expectation, and even if it's

774
00:34:20,760 --> 00:34:22,480
Speaker 4: just like a regular movie, but it would have been

775
00:34:22,480 --> 00:34:23,000
Speaker 4: good if.

776
00:34:22,880 --> 00:34:25,719
Speaker 1: No one told you anything. Yeah, you kind of still

777
00:34:25,760 --> 00:34:25,960
Speaker 1: go in.

778
00:34:26,040 --> 00:34:29,719
Speaker 4: You're like, oh, my expectations were so high that there's

779
00:34:29,800 --> 00:34:33,040
Speaker 4: nowhere to go down. So yeah, just like find out

780
00:34:33,040 --> 00:34:36,400
Speaker 4: what the root of what you want is and you

781
00:34:36,440 --> 00:34:38,840
Speaker 4: can't go wrong, Like if you just follow that and

782
00:34:38,880 --> 00:34:40,000
Speaker 4: if it's fun, it's great.

783
00:34:40,200 --> 00:34:41,840
Speaker 1: If it's not fun, it's still what you want to do.

784
00:34:41,960 --> 00:34:45,240
Speaker 1: Whatever you know? Yeah, perfect, do we have a juicy

785
00:34:46,239 --> 00:34:49,080
Speaker 1: juicy DM to get to Oh you know that we

786
00:34:49,239 --> 00:34:52,040
Speaker 1: do it everybody's favorite time of the week. Let me

787
00:34:52,080 --> 00:34:56,000
Speaker 1: tell you watch our listener set the dam goes Hi, galv.

788
00:34:56,280 --> 00:34:58,400
Speaker 1: I've been thinking for a while that I'd really like

789
00:34:58,480 --> 00:35:01,400
Speaker 1: to start my own small busin thank you Business Bible

790
00:35:01,400 --> 00:35:04,320
Speaker 1: for the inspo. You're so welcome, But I don't know

791
00:35:04,360 --> 00:35:07,439
Speaker 1: where to begin. I'm feeling overwhelmed trying to work out

792
00:35:07,480 --> 00:35:10,040
Speaker 1: how much to invest into the business at the beginning,

793
00:35:10,239 --> 00:35:12,759
Speaker 1: or where to start with the nitty gritty things like

794
00:35:12,840 --> 00:35:17,120
Speaker 1: finding suppliers and manufacturers. I'm struggling to calculate what the

795
00:35:17,239 --> 00:35:20,960
Speaker 1: actual costs associated with starting the business might be. So

796
00:35:21,000 --> 00:35:24,759
Speaker 1: many things to think about, samples, packaging, etc. Or how

797
00:35:24,800 --> 00:35:28,040
Speaker 1: to even begin the process of connecting with the right people.

798
00:35:28,640 --> 00:35:31,080
Speaker 1: Please help so I don't have to quit before I

799
00:35:31,200 --> 00:35:35,520
Speaker 1: even start. To be completely truthful with you, we are

800
00:35:35,520 --> 00:35:38,279
Speaker 1: a business, but we're not a product based business, so

801
00:35:38,400 --> 00:35:41,520
Speaker 1: I completely understand how this person is going. Where do

802
00:35:41,560 --> 00:35:44,239
Speaker 1: you start, because I really wouldn't know where to start either.

803
00:35:44,280 --> 00:35:46,400
Speaker 1: The financial side of things we can probably talk to

804
00:35:46,440 --> 00:35:49,240
Speaker 1: a bit more, but bring how did you even figure

805
00:35:49,239 --> 00:35:51,560
Speaker 1: it out? You obviously run Fate the label, which is

806
00:35:51,600 --> 00:35:55,560
Speaker 1: this incredible inclusive clothing brand that does something that not

807
00:35:55,640 --> 00:35:58,240
Speaker 1: a lot of other brands do. So I'd be interested

808
00:35:58,239 --> 00:36:00,799
Speaker 1: to know how you kind of feel get that all out.

809
00:36:01,239 --> 00:36:03,840
Speaker 3: I think the first thing to remember when it comes

810
00:36:03,880 --> 00:36:06,719
Speaker 3: to starting a business is it's okay if you have

811
00:36:06,960 --> 00:36:08,600
Speaker 3: no idea what you're doing.

812
00:36:08,680 --> 00:36:10,280
Speaker 5: I think there's a lot of pressure.

813
00:36:10,360 --> 00:36:13,600
Speaker 3: And I can only imagine, like I obviously started fake

814
00:36:14,200 --> 00:36:18,279
Speaker 3: six years ago now and it's different now to what

815
00:36:18,320 --> 00:36:20,560
Speaker 3: it was back then, And I'm kind of glad that

816
00:36:20,600 --> 00:36:23,560
Speaker 3: I started back then because now I can imagine someone

817
00:36:23,600 --> 00:36:25,560
Speaker 3: wanting to start a business and seeing all of these

818
00:36:25,680 --> 00:36:29,040
Speaker 3: established business owners online on TikTok and Instagram and all

819
00:36:29,120 --> 00:36:32,520
Speaker 3: this and that, and you would feel like you, in

820
00:36:32,560 --> 00:36:35,560
Speaker 3: a way are comparing yourself to them at where they

821
00:36:35,600 --> 00:36:38,200
Speaker 3: are at their journey now. And I always say to

822
00:36:38,200 --> 00:36:41,640
Speaker 3: people like, don't look at me and compare you at

823
00:36:41,719 --> 00:36:43,480
Speaker 3: the beginning of your journey to me where I am

824
00:36:43,520 --> 00:36:46,480
Speaker 3: now six years in. It can very much look like

825
00:36:46,760 --> 00:36:48,640
Speaker 3: I've got all my shit together and then I know

826
00:36:48,719 --> 00:36:51,759
Speaker 3: what I'm doing and that's one hundred percent correct. But

827
00:36:51,880 --> 00:36:53,960
Speaker 3: at the same time, I still feel like I'm figuring

828
00:36:54,000 --> 00:36:56,719
Speaker 3: all this out as I go. And I guess the

829
00:36:56,760 --> 00:37:01,359
Speaker 3: beauty of business, especially like a startup and starting it yourself, is.

830
00:37:01,760 --> 00:37:03,560
Speaker 5: You don't have to know how to do everything.

831
00:37:03,920 --> 00:37:06,760
Speaker 3: No one does. No one when they start a business

832
00:37:06,800 --> 00:37:09,839
Speaker 3: knows what they're doing. Like you're not born knowing how

833
00:37:09,840 --> 00:37:11,440
Speaker 3: to be a business owner, the same way you're not

834
00:37:11,480 --> 00:37:14,600
Speaker 3: born knowing how to be a boss. You quite literally

835
00:37:14,719 --> 00:37:17,640
Speaker 3: learn everything as you go, and the only way that

836
00:37:17,680 --> 00:37:20,799
Speaker 3: you learn is by trying one thing, going all right,

837
00:37:20,960 --> 00:37:24,239
Speaker 3: I'm gonna do that again, but differently, and that is

838
00:37:24,360 --> 00:37:27,480
Speaker 3: quite literally what owning a business looks like. It is

839
00:37:27,680 --> 00:37:31,600
Speaker 3: just trying, trying, trying, making mistake after mistake after mistake,

840
00:37:31,719 --> 00:37:34,160
Speaker 3: and then just learning to do better by the one

841
00:37:34,239 --> 00:37:37,200
Speaker 3: hundredth time, and then you finally understand what you're doing.

842
00:37:37,680 --> 00:37:42,240
Speaker 3: I can understand that it would be super overwhelming to start,

843
00:37:42,600 --> 00:37:44,719
Speaker 3: and I think the good thing about me when I

844
00:37:44,760 --> 00:37:46,880
Speaker 3: started Fate was that I was so naive to the

845
00:37:46,920 --> 00:37:49,040
Speaker 3: whole thing and I didn't really have anyone that I

846
00:37:49,080 --> 00:37:51,120
Speaker 3: was comparing myself to. I wasn't seeing all these other

847
00:37:51,160 --> 00:37:53,399
Speaker 3: businesses online being like, oh, I want to be like them.

848
00:37:53,880 --> 00:37:57,160
Speaker 3: And as for me, I'd always had the entrepreneurial spirit.

849
00:37:57,200 --> 00:37:59,560
Speaker 3: I never really realized it at the time, but as

850
00:37:59,560 --> 00:38:02,279
Speaker 3: I mentioned, I dropped out of school really early, and

851
00:38:02,600 --> 00:38:06,160
Speaker 3: throughout my teenage years and into my early twenties, I

852
00:38:06,480 --> 00:38:10,840
Speaker 3: tried my hand at a million little business opportunities, just

853
00:38:10,880 --> 00:38:13,400
Speaker 3: to name a few. I was just wanting to do anything.

854
00:38:13,400 --> 00:38:14,840
Speaker 3: I didn't know that I was wanting to start my

855
00:38:14,880 --> 00:38:16,680
Speaker 3: own business, but I was just on this search. I

856
00:38:16,719 --> 00:38:18,759
Speaker 3: was going through jobs and at the same time trying

857
00:38:18,800 --> 00:38:20,320
Speaker 3: all these little side hustle things.

858
00:38:20,360 --> 00:38:23,040
Speaker 5: So I started a beauty business. At one point I.

859
00:38:23,040 --> 00:38:27,280
Speaker 3: Could do makeup half okay, So I was doing freelance

860
00:38:27,360 --> 00:38:29,560
Speaker 3: makeup for like thirty five dollars for a full face

861
00:38:29,600 --> 00:38:30,080
Speaker 3: and lashes.

862
00:38:30,239 --> 00:38:31,440
Speaker 1: Stop the bargain.

863
00:38:32,560 --> 00:38:34,000
Speaker 5: I would come to you and do it.

864
00:38:34,080 --> 00:38:37,080
Speaker 3: And then I was living in a shared rental at

865
00:38:37,080 --> 00:38:40,160
Speaker 3: the time, and we had like this brick room underneath

866
00:38:40,320 --> 00:38:42,480
Speaker 3: the back of the house kind of thing, and I

867
00:38:42,520 --> 00:38:44,799
Speaker 3: turned that into a spray tanning studio. So I went

868
00:38:44,800 --> 00:38:47,160
Speaker 3: to my local beauty supply here in Newcastle. I got

869
00:38:47,160 --> 00:38:51,160
Speaker 3: the tent, the machine, all the supplies, and then I

870
00:38:51,280 --> 00:38:53,759
Speaker 3: used my Facebook account because I had what two to

871
00:38:53,800 --> 00:38:56,080
Speaker 3: three hundred people on Facebook at the time, a lot

872
00:38:56,080 --> 00:38:58,759
Speaker 3: of them lived in Newcastle. I would make little graphics

873
00:38:58,800 --> 00:39:03,760
Speaker 3: with like palm trees so bad, fifteen dollars spray tnds,

874
00:39:03,880 --> 00:39:05,839
Speaker 3: come on down and get them even if you want

875
00:39:05,880 --> 00:39:09,399
Speaker 3: three codes, still fifteen bucks. And so I tried that.

876
00:39:09,560 --> 00:39:13,480
Speaker 3: I did makeup. I did mobile makeup. At one point

877
00:39:13,560 --> 00:39:17,520
Speaker 3: I purchased a bunch of plane phone cases off eBay,

878
00:39:17,719 --> 00:39:20,480
Speaker 3: and then I went to Spotlight and purchased a lot

879
00:39:20,480 --> 00:39:21,360
Speaker 3: of decorations.

880
00:39:21,360 --> 00:39:23,160
Speaker 5: I have photos of all. This is so embarrassing.

881
00:39:23,360 --> 00:39:26,600
Speaker 1: Please send them to us for you, because you don't

882
00:39:26,640 --> 00:39:29,560
Speaker 1: see nobody talks about this. No one talks about the

883
00:39:29,840 --> 00:39:32,160
Speaker 1: hard things that they went through to them be successful.

884
00:39:32,360 --> 00:39:34,680
Speaker 1: So you being willing to share, is I think so

885
00:39:34,840 --> 00:39:35,960
Speaker 1: helpful to people.

886
00:39:36,400 --> 00:39:36,680
Speaker 5: Yeah?

887
00:39:36,719 --> 00:39:40,080
Speaker 3: Well I purchased the phone cases. I sat there gluing

888
00:39:40,120 --> 00:39:42,160
Speaker 3: on all these like gems and stuff, and then again

889
00:39:42,239 --> 00:39:44,440
Speaker 3: I was putting them on my Facebook saying for sale,

890
00:39:44,560 --> 00:39:48,680
Speaker 3: like I sold none, but that didn't matter because like

891
00:39:49,040 --> 00:39:50,719
Speaker 3: I didn't know it at the time, but that was

892
00:39:50,800 --> 00:39:53,799
Speaker 3: me having that entrepreneurial fire in my belly, and I

893
00:39:53,880 --> 00:39:57,239
Speaker 3: was also the kind of person that would say yes

894
00:39:57,280 --> 00:40:00,920
Speaker 3: to anything. I remember at one point my friends, this

895
00:40:01,000 --> 00:40:04,160
Speaker 3: woman owned this secondhand thrift store here in Newcastle and

896
00:40:04,160 --> 00:40:07,160
Speaker 3: she's like, do you want to come and visual merchandise

897
00:40:07,239 --> 00:40:08,120
Speaker 3: our front shop window.

898
00:40:08,120 --> 00:40:09,920
Speaker 5: I was like, of course, Like but I've.

899
00:40:09,760 --> 00:40:13,120
Speaker 3: Never done something like that, however, and then she also

900
00:40:13,200 --> 00:40:16,320
Speaker 3: owned this hair salon and she asked me, can you

901
00:40:16,360 --> 00:40:18,200
Speaker 3: please run our social media? So then I was like

902
00:40:18,239 --> 00:40:20,800
Speaker 3: posting photos to this hairdressing.

903
00:40:20,320 --> 00:40:24,160
Speaker 5: Account for a while there. I tried so many things.

904
00:40:24,640 --> 00:40:26,520
Speaker 3: And at one point as well, when I was more

905
00:40:26,520 --> 00:40:29,839
Speaker 3: in my youtubing days, I started this skincare business called

906
00:40:29,960 --> 00:40:33,440
Speaker 3: NKD like Naked, and I was making coffee scrubs and stuff,

907
00:40:33,440 --> 00:40:35,480
Speaker 3: and I had like a little business partner, kind of

908
00:40:35,520 --> 00:40:37,320
Speaker 3: in like the early Frank Body days.

909
00:40:37,520 --> 00:40:38,839
Speaker 5: I did that for a while, but then I gave

910
00:40:38,920 --> 00:40:39,920
Speaker 5: up on it because it wasn't for me.

911
00:40:40,040 --> 00:40:42,959
Speaker 3: So by the time it came to launching Fate, and

912
00:40:43,400 --> 00:40:45,799
Speaker 3: one of the amazing things about Fate, which I love

913
00:40:45,880 --> 00:40:47,879
Speaker 3: telling people, is it was just another one of those

914
00:40:47,920 --> 00:40:50,719
Speaker 3: little ideas. It was just like the spray tns. It

915
00:40:50,800 --> 00:40:52,719
Speaker 3: was just like the phone cases. It was just like

916
00:40:52,800 --> 00:40:55,440
Speaker 3: running the social media for some random hair salon. It

917
00:40:55,560 --> 00:40:58,600
Speaker 3: wasn't this grand, big idea. It was like, oh, yeah,

918
00:40:58,640 --> 00:41:01,440
Speaker 3: I'll give that to go, like you know, because I

919
00:41:01,480 --> 00:41:04,840
Speaker 3: was just always willing to give anything go. Yeah, if

920
00:41:04,920 --> 00:41:07,200
Speaker 3: you had told me back then that it would lead

921
00:41:07,239 --> 00:41:11,440
Speaker 3: to where I am today, I would say, no way, that's.

922
00:41:11,280 --> 00:41:13,600
Speaker 5: Not gonna happen at all. Like this was this tiny

923
00:41:13,600 --> 00:41:14,120
Speaker 5: little thing.

924
00:41:14,719 --> 00:41:17,759
Speaker 3: I had a double garage underneath my townhouse rental at

925
00:41:17,800 --> 00:41:20,280
Speaker 3: the time, and I said to my partner, Aja, sorry,

926
00:41:20,400 --> 00:41:22,279
Speaker 3: like you're losing your car spot. You have to park

927
00:41:22,320 --> 00:41:24,840
Speaker 3: out on the street because I'm going to start this

928
00:41:24,920 --> 00:41:27,120
Speaker 3: business under here. And I went to Bunnings and I

929
00:41:27,160 --> 00:41:29,160
Speaker 3: got a bunch of plastic tubs and that's where my

930
00:41:29,160 --> 00:41:30,760
Speaker 3: stock was going to go. And I put a table,

931
00:41:30,800 --> 00:41:34,879
Speaker 3: I got a printer, and I honestly just figured out

932
00:41:34,920 --> 00:41:38,359
Speaker 3: all of those little things step by step.

933
00:41:38,280 --> 00:41:39,239
Speaker 5: And you just figure it out.

934
00:41:39,280 --> 00:41:42,720
Speaker 3: I quite literally remember the day I was googling how

935
00:41:42,760 --> 00:41:45,680
Speaker 3: to ship parcels in Australia. Yeah, and then you know,

936
00:41:45,800 --> 00:41:49,600
Speaker 3: going on the Australia Post website, signing up, joining Facebook

937
00:41:49,640 --> 00:41:53,160
Speaker 3: groups for women in business, trying to make connections there,

938
00:41:53,640 --> 00:41:56,640
Speaker 3: jumping online, how to manufacture products. And the thing with

939
00:41:56,680 --> 00:41:59,560
Speaker 3: business is I heard someone say once, and it's so true.

940
00:41:59,600 --> 00:42:03,560
Speaker 3: Sometimes taking the first step is so embarrassingly small that

941
00:42:03,600 --> 00:42:04,880
Speaker 3: a lot of people never take it.

942
00:42:05,920 --> 00:42:07,600
Speaker 1: That's so true, Like you get in your own way

943
00:42:07,600 --> 00:42:09,840
Speaker 1: before exactly what our listener said, she didn't want to

944
00:42:09,880 --> 00:42:12,640
Speaker 1: quit before she even started because she was feeling so overwhelmed.

945
00:42:12,800 --> 00:42:16,360
Speaker 3: Yeah, but it's there's no again, I'm referencing my own podcast,

946
00:42:16,440 --> 00:42:19,000
Speaker 3: but I do have an episode of every single step

947
00:42:19,000 --> 00:42:21,440
Speaker 3: that you need to take to start a business in Australia.

948
00:42:21,560 --> 00:42:21,880
Speaker 1: Perfect.

949
00:42:21,920 --> 00:42:23,560
Speaker 3: That's one of my very first episodes. If you want

950
00:42:23,560 --> 00:42:24,840
Speaker 3: to hear it in depth. I'm obviously not going to

951
00:42:24,880 --> 00:42:25,480
Speaker 3: run through.

952
00:42:25,280 --> 00:42:27,440
Speaker 5: That today with you will be here for another hour.

953
00:42:28,040 --> 00:42:31,239
Speaker 3: But it's just writing everything down that you think you

954
00:42:31,280 --> 00:42:34,600
Speaker 3: need to do and just tackling those steps one by one.

955
00:42:34,960 --> 00:42:36,960
Speaker 3: And when it comes to costs, which I'm sure you

956
00:42:37,000 --> 00:42:40,160
Speaker 3: guys can talk more to as well, it's figuring out

957
00:42:40,160 --> 00:42:41,880
Speaker 3: how much all those things are going to cost, writing

958
00:42:41,880 --> 00:42:44,160
Speaker 3: them down and seeing if it is feasible for you.

959
00:42:44,400 --> 00:42:46,480
Speaker 3: I've heard a lot of people say you don't need

960
00:42:46,560 --> 00:42:48,640
Speaker 3: much to start a business, And again I think it

961
00:42:48,680 --> 00:42:50,960
Speaker 3: depends on what you're doing. Yeah, you know, if you're

962
00:42:50,960 --> 00:42:54,120
Speaker 3: decorating iPhone cases like me at home, that's obviously going

963
00:42:54,200 --> 00:42:55,920
Speaker 3: to be a lot lower of a cost compared to

964
00:42:56,000 --> 00:42:58,520
Speaker 3: if you're actually manufacturing something and you're needed to do

965
00:42:58,600 --> 00:43:00,799
Speaker 3: samples and everything. So it's really hard to say how

966
00:43:00,880 --> 00:43:04,560
Speaker 3: much starting a business costs. But I would say, especially

967
00:43:04,640 --> 00:43:07,920
Speaker 3: if you are starting a product based business and you

968
00:43:08,000 --> 00:43:11,440
Speaker 3: are manufacturing stuff and then you're sampling, you're going to

969
00:43:11,480 --> 00:43:15,560
Speaker 3: need at least like five thousand dollars to get yourself started,

970
00:43:16,000 --> 00:43:18,279
Speaker 3: because it really all does add up, all those little things,

971
00:43:18,280 --> 00:43:20,520
Speaker 3: like even once you've done your products and then you

972
00:43:20,560 --> 00:43:23,680
Speaker 3: need your mailer bags and your labels.

973
00:43:23,120 --> 00:43:24,800
Speaker 1: And nine the things.

974
00:43:25,080 --> 00:43:27,480
Speaker 3: Yes, all those things that you absolutely need, Like that's

975
00:43:27,480 --> 00:43:30,000
Speaker 3: where the costs will really start to rack up. And

976
00:43:30,120 --> 00:43:32,440
Speaker 3: you need racks in your house to put your products in,

977
00:43:32,520 --> 00:43:34,759
Speaker 3: just all those little things. Yeah, but I would just

978
00:43:34,840 --> 00:43:37,720
Speaker 3: really map it out and you'll get a good idea

979
00:43:37,960 --> 00:43:39,640
Speaker 3: from there in terms.

980
00:43:39,480 --> 00:43:40,719
Speaker 5: Of how much it is going to cost.

981
00:43:41,000 --> 00:43:44,640
Speaker 4: This kind of like business idea never started. But when

982
00:43:44,680 --> 00:43:46,840
Speaker 4: I don't know how useful this will be to our

983
00:43:47,320 --> 00:43:49,759
Speaker 4: community member. But my best friend did try to start

984
00:43:49,760 --> 00:43:52,560
Speaker 4: a business, like a few years ago. She now has

985
00:43:52,600 --> 00:43:54,279
Speaker 4: like a couple of coffee vans, which is awesome, so

986
00:43:54,400 --> 00:43:57,640
Speaker 4: she could probably you know, there's some inside I could

987
00:43:57,640 --> 00:43:59,279
Speaker 4: probably take from that. But basically when she tried to

988
00:43:59,280 --> 00:44:01,400
Speaker 4: start the business, this is something I kind of struggle

989
00:44:01,440 --> 00:44:03,120
Speaker 4: with too. There are so many ideas that I have,

990
00:44:03,560 --> 00:44:06,080
Speaker 4: and I'm like, where do I even start? Like how

991
00:44:06,120 --> 00:44:08,759
Speaker 4: do I create something that doesn't exist yet?

992
00:44:08,800 --> 00:44:09,399
Speaker 1: You know what I mean?

993
00:44:09,440 --> 00:44:13,719
Speaker 4: And so what she did was find businesses that are

994
00:44:13,800 --> 00:44:16,600
Speaker 4: currently existing that are similar to the ones you want

995
00:44:16,680 --> 00:44:19,480
Speaker 4: to start, and I feel like somewhere on their page

996
00:44:19,520 --> 00:44:22,319
Speaker 4: they have their manufacturer details and they kind of like

997
00:44:22,400 --> 00:44:25,760
Speaker 4: google that, and I guess, like all the little things

998
00:44:25,800 --> 00:44:28,319
Speaker 4: like how do you actually where do you go? What

999
00:44:28,440 --> 00:44:30,520
Speaker 4: do you start with? How do you create something doesn't

1000
00:44:30,560 --> 00:44:34,680
Speaker 4: exist yet? Find places that are similar to what you're

1001
00:44:34,719 --> 00:44:37,600
Speaker 4: trying to start, see if there's any info on the

1002
00:44:37,800 --> 00:44:40,840
Speaker 4: actual website, and exactly as you say, brit Like again.

1003
00:44:40,600 --> 00:44:43,160
Speaker 1: Like I'm no expert at all, but and you definitely are.

1004
00:44:43,200 --> 00:44:47,080
Speaker 4: But I'm like, yeah, just trying to build those connections,

1005
00:44:47,120 --> 00:44:50,719
Speaker 4: whether it's like literally reaching out to a manufacturer or

1006
00:44:50,760 --> 00:44:53,640
Speaker 4: reaching out to a pre existing business and seeing if

1007
00:44:53,640 --> 00:44:56,440
Speaker 4: anyone will give you some advice somewhere if it's in

1008
00:44:56,480 --> 00:44:58,520
Speaker 4: the same kind of like realm as what you're trying

1009
00:44:58,560 --> 00:44:58,920
Speaker 4: to start.

1010
00:44:59,239 --> 00:45:00,720
Speaker 1: But yeah, it is all very confusing.

1011
00:45:00,800 --> 00:45:03,319
Speaker 4: I don't understand it, and that advice probably didn't do

1012
00:45:03,360 --> 00:45:05,640
Speaker 4: anything for anyone because I don't know anything.

1013
00:45:05,719 --> 00:45:07,200
Speaker 3: I think that's a good I think it's a good

1014
00:45:07,200 --> 00:45:11,359
Speaker 3: point though, like, don't underestimate the power of networking. Yeah,

1015
00:45:11,680 --> 00:45:13,719
Speaker 3: and you'd be surprised how many people are out there

1016
00:45:13,719 --> 00:45:17,120
Speaker 3: that are willing to help you or give you advice.

1017
00:45:17,200 --> 00:45:18,959
Speaker 3: And I know that's what I did in my early days.

1018
00:45:18,960 --> 00:45:23,239
Speaker 3: I joined every women in e Commerce Facebook group that

1019
00:45:23,360 --> 00:45:25,839
Speaker 3: I could find, and there's tons of them that have

1020
00:45:26,080 --> 00:45:29,200
Speaker 3: tens of thousands or hundreds of thousands of members, and

1021
00:45:29,239 --> 00:45:31,239
Speaker 3: you can post in there and say, hey, I want

1022
00:45:31,280 --> 00:45:32,080
Speaker 3: to connect with people.

1023
00:45:32,239 --> 00:45:34,440
Speaker 5: I'm looking to get custom packaging made.

1024
00:45:34,880 --> 00:45:37,120
Speaker 3: And one of the most amazing things as well, and

1025
00:45:37,360 --> 00:45:40,279
Speaker 3: something that I always think is we have this thing

1026
00:45:40,400 --> 00:45:44,719
Speaker 3: at our fingertips called Google, and it is like.

1027
00:45:44,680 --> 00:45:46,600
Speaker 5: People will be like, how did you figure that out?

1028
00:45:46,640 --> 00:45:49,000
Speaker 5: I'm like, I literally googled that shit and I figured

1029
00:45:49,040 --> 00:45:49,279
Speaker 5: it out.

1030
00:45:49,360 --> 00:45:52,520
Speaker 3: And now we have AI and we have chat GPT,

1031
00:45:52,920 --> 00:45:56,839
Speaker 3: like we have all of this information right at our fingertips,

1032
00:45:57,040 --> 00:45:58,400
Speaker 3: and that's how I figured.

1033
00:45:58,080 --> 00:45:59,120
Speaker 5: Out my whole business.

1034
00:45:59,160 --> 00:46:01,920
Speaker 3: I didn't know anything, and now I know everything I

1035
00:46:02,000 --> 00:46:04,680
Speaker 3: know because I just did my research and I Google

1036
00:46:04,760 --> 00:46:07,160
Speaker 3: the shit out of everything, and I continue to google

1037
00:46:07,200 --> 00:46:10,560
Speaker 3: the shit out of stuff every single day. And people

1038
00:46:10,560 --> 00:46:12,400
Speaker 3: will often say like how do I start a business?

1039
00:46:12,480 --> 00:46:15,000
Speaker 3: Like what's the first thing that I do? And you know,

1040
00:46:15,160 --> 00:46:17,759
Speaker 3: you could quite literally jump onto Google and go, hey,

1041
00:46:18,160 --> 00:46:19,680
Speaker 3: what's the first thing I need to do if I

1042
00:46:19,719 --> 00:46:21,480
Speaker 3: want to start a business in Australia.

1043
00:46:21,600 --> 00:46:23,239
Speaker 5: I think when people say like what's the first thing

1044
00:46:23,239 --> 00:46:24,719
Speaker 5: that I do? Or where do I start? I don't

1045
00:46:24,719 --> 00:46:28,359
Speaker 5: think they're necessarily asking that question exactly. I think they're

1046
00:46:28,400 --> 00:46:29,520
Speaker 5: also asking.

1047
00:46:29,440 --> 00:46:33,600
Speaker 3: I'm scared, I'm hesitant, I'm worried that it won't work out.

1048
00:46:33,600 --> 00:46:36,120
Speaker 3: I think that's what actually stops people, because if you

1049
00:46:36,160 --> 00:46:38,160
Speaker 3: want to find out how to start a business in Australia,

1050
00:46:38,680 --> 00:46:40,720
Speaker 3: the world is your oyster. When it comes to Google

1051
00:46:40,760 --> 00:46:44,200
Speaker 3: and the Internet. I think it's more so them wanting reassurance.

1052
00:46:44,360 --> 00:46:47,000
Speaker 3: When I get asked that question, it's not how do

1053
00:46:47,000 --> 00:46:48,680
Speaker 3: I start a business? It's like, I know I want

1054
00:46:48,719 --> 00:46:51,080
Speaker 3: to start one, but I'm really scared. Yeah, and it

1055
00:46:51,160 --> 00:46:54,080
Speaker 3: is scary, and it's a lot, and it's more than

1056
00:46:54,080 --> 00:46:57,120
Speaker 3: you would ever think when it comes to business. But

1057
00:46:57,160 --> 00:46:59,320
Speaker 3: that's like the beauty of it is starting from scratch

1058
00:46:59,360 --> 00:47:01,399
Speaker 3: and figuring it all yourself, because I don't think there's

1059
00:47:01,440 --> 00:47:04,200
Speaker 3: any other way to start a business, Like you've got

1060
00:47:04,239 --> 00:47:06,600
Speaker 3: to do all that groundwork yourself in the beginning, because

1061
00:47:06,680 --> 00:47:08,759
Speaker 3: let's be honest, like I mean, some people do have

1062
00:47:08,800 --> 00:47:11,120
Speaker 3: businesses handed to them, but for the most of us,

1063
00:47:11,719 --> 00:47:15,440
Speaker 3: you are there from that very first day figuring out.

1064
00:47:15,400 --> 00:47:17,200
Speaker 5: How on earth do I set up a shop of

1065
00:47:17,239 --> 00:47:17,760
Speaker 5: fy store?

1066
00:47:17,920 --> 00:47:20,799
Speaker 1: Yeah, yeah, one hundred percent. On the financial side of things,

1067
00:47:20,840 --> 00:47:23,840
Speaker 1: I think that you're absolutely doing the right thing thinking about,

1068
00:47:24,440 --> 00:47:27,000
Speaker 1: you know, the finances, looking into whether or not it's viable.

1069
00:47:27,200 --> 00:47:28,799
Speaker 1: As you were saying, I guess that's a really good

1070
00:47:28,880 --> 00:47:31,360
Speaker 1: tool for risk assessment. If you need to invest twenty

1071
00:47:31,400 --> 00:47:33,880
Speaker 1: grand to get started, you might go, oh, that doesn't

1072
00:47:33,880 --> 00:47:36,520
Speaker 1: feel comfortable or doable for me right now, and maybe

1073
00:47:36,520 --> 00:47:40,560
Speaker 1: you look at something else. I would suggest looking into wholesaling.

1074
00:47:40,600 --> 00:47:42,520
Speaker 1: So if you're doing a product based business, you know,

1075
00:47:42,600 --> 00:47:44,440
Speaker 1: like you said, you were going down to Spotlight and

1076
00:47:44,480 --> 00:47:46,960
Speaker 1: buying all your beads and decorations to your phone cases,

1077
00:47:47,440 --> 00:47:50,480
Speaker 1: which is absolutely a viable option on a small scale,

1078
00:47:50,560 --> 00:47:51,880
Speaker 1: but you'll find that you can save a lot of

1079
00:47:51,880 --> 00:47:55,759
Speaker 1: money purchasing things wholesale. So whether that's direct frum suppliers,

1080
00:47:55,920 --> 00:47:58,400
Speaker 1: there absolutely is some things manufactured here. I know a

1081
00:47:58,480 --> 00:48:01,839
Speaker 1: lot of companies you know you supplies and manufacturers. There's

1082
00:48:01,880 --> 00:48:03,760
Speaker 1: a lot of great ones in Asia, and they're super

1083
00:48:03,760 --> 00:48:07,000
Speaker 1: close to us. Obviously, you know, doing your research into

1084
00:48:07,120 --> 00:48:09,520
Speaker 1: who you're working with and the ethics of those places,

1085
00:48:09,520 --> 00:48:11,759
Speaker 1: if that's important to you, is also something that you

1086
00:48:11,800 --> 00:48:15,240
Speaker 1: might need to consider. But even from you know, direct

1087
00:48:15,239 --> 00:48:18,160
Speaker 1: manufacturers on shore, a lot of the time you can

1088
00:48:18,280 --> 00:48:21,160
Speaker 1: purchase things in larger quantities at a much better price

1089
00:48:21,280 --> 00:48:24,000
Speaker 1: than just going down to your local store and buying

1090
00:48:24,000 --> 00:48:26,200
Speaker 1: the bits and pieces that you need as one offs

1091
00:48:26,239 --> 00:48:28,920
Speaker 1: over the counter. The other thing that I would maybe

1092
00:48:29,120 --> 00:48:33,200
Speaker 1: suggest in terms of like finding suppliers and manufacturers, not

1093
00:48:33,280 --> 00:48:36,440
Speaker 1: that I have any experience whatsoever in this, but is

1094
00:48:36,600 --> 00:48:39,160
Speaker 1: just making sure that you're speaking to a couple of people,

1095
00:48:39,400 --> 00:48:42,080
Speaker 1: like anything, getting quotes from multiple places so you can

1096
00:48:42,120 --> 00:48:45,719
Speaker 1: compare prices, Getting samples from multiple places so you can

1097
00:48:45,760 --> 00:48:49,760
Speaker 1: compare quality, sample everything.

1098
00:48:49,760 --> 00:48:54,120
Speaker 3: I've seen so many video nightmares of people like ordering

1099
00:48:54,160 --> 00:48:57,280
Speaker 3: stuff from Ali Baba, which is like a massive website

1100
00:48:57,280 --> 00:48:59,640
Speaker 3: where you can find all the manufacturers in the world.

1101
00:48:59,680 --> 00:49:01,799
Speaker 3: I feel like everyone knows about Ali bub You guys

1102
00:49:01,840 --> 00:49:03,759
Speaker 3: know about Ali Barber might.

1103
00:49:03,840 --> 00:49:06,239
Speaker 1: Let's not assume it's a great platform.

1104
00:49:06,760 --> 00:49:09,160
Speaker 3: Yeah, so that's like a essentially a hub where you

1105
00:49:09,200 --> 00:49:12,640
Speaker 3: can find manufacturers for anything and everything. But even if

1106
00:49:12,680 --> 00:49:15,160
Speaker 3: you are jumping on there and connecting with manufacturers and

1107
00:49:16,080 --> 00:49:20,399
Speaker 3: you can do research into their businesses, don't just go

1108
00:49:20,480 --> 00:49:24,200
Speaker 3: with one and then stick with them and definitely explore

1109
00:49:24,200 --> 00:49:28,120
Speaker 3: those options, get samples made, don't just order based on

1110
00:49:28,160 --> 00:49:30,320
Speaker 3: a photo that they've sent you. I've seen some nightmare

1111
00:49:30,400 --> 00:49:32,640
Speaker 3: videos pop up on TikTok being like this is what

1112
00:49:32,680 --> 00:49:34,279
Speaker 3: I thought I was ordering, and then it's showed up

1113
00:49:34,320 --> 00:49:37,160
Speaker 3: with like another company's logo on it or whatever. I'm

1114
00:49:37,160 --> 00:49:39,520
Speaker 3: sure a lot of people have made really expensive mistakes there.

1115
00:49:39,560 --> 00:49:43,120
Speaker 3: So yeah, definitely shop around as expensive as it can be.

1116
00:49:43,239 --> 00:49:46,360
Speaker 3: Then sampling with multiple manufacturers, like it's something that you

1117
00:49:46,440 --> 00:49:48,040
Speaker 3: have to do to ensure that quality.

1118
00:49:48,400 --> 00:49:51,400
Speaker 1: Yeah, it's the equivalent of measure open well, measure twice,

1119
00:49:51,440 --> 00:49:54,200
Speaker 1: cut once, Isn't it like do the due diligence at

1120
00:49:54,200 --> 00:49:56,759
Speaker 1: the start to get what you need down the track

1121
00:49:56,800 --> 00:49:59,600
Speaker 1: and save yourself from a huge, very expensive mistake. And

1122
00:49:59,640 --> 00:50:01,759
Speaker 1: if you are ordering online where possible, I would just

1123
00:50:01,800 --> 00:50:05,000
Speaker 1: say pay using secure payment options, because if you're dealing

1124
00:50:05,000 --> 00:50:08,160
Speaker 1: with companies or I can imagine would be very overwhelming,

1125
00:50:08,320 --> 00:50:10,840
Speaker 1: you know, going into this pool of people and within

1126
00:50:11,040 --> 00:50:12,840
Speaker 1: you know, like anything, there will be people out there

1127
00:50:12,880 --> 00:50:14,880
Speaker 1: who are not doing the right thing, and it can

1128
00:50:14,920 --> 00:50:17,600
Speaker 1: be hard to differentiate that, especially if you are looking

1129
00:50:17,760 --> 00:50:21,439
Speaker 1: at international places, so you know, pay via PayPal, pay

1130
00:50:21,520 --> 00:50:24,240
Speaker 1: via a credit card that has some kind of protection

1131
00:50:24,320 --> 00:50:26,919
Speaker 1: on it, especially in those early days when you don't

1132
00:50:26,960 --> 00:50:29,120
Speaker 1: have the connections, you maybe don't know how to discern

1133
00:50:29,520 --> 00:50:32,000
Speaker 1: what is legit and what's not. Just that little extra

1134
00:50:32,040 --> 00:50:34,800
Speaker 1: step of protection I feel like might be kind of helpful.

1135
00:50:35,400 --> 00:50:36,960
Speaker 3: Yeah, if someone says do you want to do a

1136
00:50:37,000 --> 00:50:39,799
Speaker 3: direct transfer or whatever, just be like no, like I'm

1137
00:50:39,920 --> 00:50:41,520
Speaker 3: using PayPal.

1138
00:50:42,040 --> 00:50:44,680
Speaker 1: Immediately, nop powder there before we go. We did ask

1139
00:50:44,719 --> 00:50:46,920
Speaker 1: everyone on Instagram what they think and if you want

1140
00:50:46,920 --> 00:50:49,520
Speaker 1: to participate, We're actually is the money AUS. We love

1141
00:50:49,560 --> 00:50:51,680
Speaker 1: putting our dilemma up every week and putting our feelers

1142
00:50:51,719 --> 00:50:54,000
Speaker 1: out for what you guys think true. The first question

1143
00:50:54,040 --> 00:50:56,879
Speaker 1: we asked was do you have a small business? And

1144
00:50:57,160 --> 00:51:00,440
Speaker 1: we had seventeen percent of people say yes, fifty four

1145
00:51:00,440 --> 00:51:02,960
Speaker 1: percent of people said no, and twenty nine percent of

1146
00:51:03,000 --> 00:51:05,279
Speaker 1: people said I want you, but I don't know where

1147
00:51:05,320 --> 00:51:08,359
Speaker 1: to start, which is a huge number. We said, if

1148
00:51:08,360 --> 00:51:10,160
Speaker 1: you do have a small business, what were the first

1149
00:51:10,200 --> 00:51:12,920
Speaker 1: steps that you took at the beginning of your journey.

1150
00:51:13,400 --> 00:51:16,920
Speaker 1: Somebody said they contacted as many potential clients as possible

1151
00:51:16,960 --> 00:51:20,120
Speaker 1: to put themselves on people's radar. Somebody else said they

1152
00:51:20,120 --> 00:51:22,280
Speaker 1: found a gap in the market so that they could

1153
00:51:22,480 --> 00:51:24,880
Speaker 1: see that they would be able to service people that

1154
00:51:24,960 --> 00:51:27,120
Speaker 1: weren't currently being serviced, which I feel like is a

1155
00:51:27,160 --> 00:51:28,719
Speaker 1: little bit what you kind of did with Fate. We

1156
00:51:28,760 --> 00:51:32,279
Speaker 1: found that point of difference and really, you know, looked

1157
00:51:32,320 --> 00:51:35,000
Speaker 1: after so many people that didn't have people that were

1158
00:51:35,040 --> 00:51:38,719
Speaker 1: thinking about them. Somebody else said they budgeted their outlays

1159
00:51:38,719 --> 00:51:41,200
Speaker 1: and checked if they could afford to lose the money

1160
00:51:41,239 --> 00:51:43,200
Speaker 1: if they didn't work out, And I feel like that's

1161
00:51:43,239 --> 00:51:45,520
Speaker 1: a really great perspective. Look at it as a bit

1162
00:51:45,560 --> 00:51:48,680
Speaker 1: of an investment. You're taking on risk starting a business,

1163
00:51:48,719 --> 00:51:51,160
Speaker 1: and maybe it'll be amazing and maybe it'll take off,

1164
00:51:51,200 --> 00:51:53,000
Speaker 1: or maybe you won't sell any phone cases.

1165
00:51:53,040 --> 00:51:57,400
Speaker 3: And mind you, the phone cases were hideous, Like I

1166
00:51:57,520 --> 00:51:59,520
Speaker 3: just want to throw that out there, like I'll send

1167
00:51:59,520 --> 00:52:02,440
Speaker 3: you guys photo. It's embarrassing, but it's like something I'm

1168
00:52:02,480 --> 00:52:04,400
Speaker 3: proud of because I was trying it.

1169
00:52:04,760 --> 00:52:08,320
Speaker 1: You do something like it's something to be a because

1170
00:52:08,560 --> 00:52:12,960
Speaker 1: if they were disgusting, it's a good story now, but

1171
00:52:13,040 --> 00:52:15,600
Speaker 1: it really like it taught you something that you're using

1172
00:52:15,640 --> 00:52:18,480
Speaker 1: and you're bringing up now and sharing with people. Somebody

1173
00:52:18,520 --> 00:52:22,040
Speaker 1: else said they figured out what exactly their services were

1174
00:52:22,080 --> 00:52:25,359
Speaker 1: going to be and what they could offer. Someone else said,

1175
00:52:25,440 --> 00:52:27,239
Speaker 1: check all the permits and stuff, which I think is

1176
00:52:27,280 --> 00:52:30,640
Speaker 1: a great point, depending on what product or industry, what whatever.

1177
00:52:30,840 --> 00:52:34,239
Speaker 1: Check permits, check copyright, all those kinds of things. Make

1178
00:52:34,280 --> 00:52:37,080
Speaker 1: sure you're not going to be infringing on something or

1179
00:52:37,080 --> 00:52:39,759
Speaker 1: in a little bit of hot water. Later, somebody else said,

1180
00:52:39,800 --> 00:52:43,120
Speaker 1: write a business plan. The common thread very much is

1181
00:52:43,760 --> 00:52:46,160
Speaker 1: do the work up front to pre plan yes, which

1182
00:52:46,200 --> 00:52:48,760
Speaker 1: I think really echoes kind of what we all were saying.

1183
00:52:48,960 --> 00:52:50,520
Speaker 5: I think I have one to add there as well.

1184
00:52:50,680 --> 00:52:51,799
Speaker 5: Sorry to cut you off.

1185
00:52:51,840 --> 00:52:54,480
Speaker 3: Another thing as well, is to like ask yourself some

1186
00:52:54,520 --> 00:52:57,560
Speaker 3: important questions before even getting to the point of like

1187
00:52:57,600 --> 00:52:59,920
Speaker 3: then writing a business plan or coming up with your idea,

1188
00:53:00,239 --> 00:53:02,600
Speaker 3: or maybe you've already got the idea. But a really

1189
00:53:02,600 --> 00:53:05,680
Speaker 3: important question that I would ask myself if I was

1190
00:53:05,719 --> 00:53:08,520
Speaker 3: starting something new. And obviously I didn't ask myself this

1191
00:53:08,560 --> 00:53:10,279
Speaker 3: when I was starting fake because I never thought that

1192
00:53:10,280 --> 00:53:12,480
Speaker 3: it was going to be something grand, like it was

1193
00:53:12,560 --> 00:53:14,440
Speaker 3: just the thing that I thought, Yeah, that sounds like

1194
00:53:14,480 --> 00:53:16,399
Speaker 3: a good idea, Let's give it a go. But I'd

1195
00:53:16,400 --> 00:53:20,680
Speaker 3: really encourage people to ask themselves what it is they're

1196
00:53:20,800 --> 00:53:21,600
Speaker 3: wanting to do.

1197
00:53:22,680 --> 00:53:24,560
Speaker 5: Is something that they genuinely really want to do.

1198
00:53:25,200 --> 00:53:27,920
Speaker 3: I think because of social media again and how it

1199
00:53:27,960 --> 00:53:30,879
Speaker 3: is this highlight reel and you know, even I make

1200
00:53:30,960 --> 00:53:33,040
Speaker 3: business look so fun and easy and LADDI dare and

1201
00:53:33,040 --> 00:53:35,799
Speaker 3: tiktoks and dancing around the warehouse, it can be very

1202
00:53:35,800 --> 00:53:37,520
Speaker 3: easy for people to go, I want to start my

1203
00:53:37,560 --> 00:53:40,560
Speaker 3: own business because it looks so fun. I can set

1204
00:53:40,600 --> 00:53:43,279
Speaker 3: my own hours, like I can have a great work

1205
00:53:43,280 --> 00:53:46,480
Speaker 3: life balance, and the reality of that is the absolute opposite,

1206
00:53:46,520 --> 00:53:48,400
Speaker 3: like you will work more than you ever have. So

1207
00:53:48,400 --> 00:53:50,480
Speaker 3: I think it's really important to stop and ask yourself,

1208
00:53:50,520 --> 00:53:52,560
Speaker 3: why do I want to start my own business, Like

1209
00:53:52,560 --> 00:53:55,000
Speaker 3: what is my reason for wanting to do this? And

1210
00:53:55,200 --> 00:53:57,640
Speaker 3: if you already have your idea, is this something that

1211
00:53:57,680 --> 00:54:00,239
Speaker 3: I can see myself doing in five years time from

1212
00:54:00,280 --> 00:54:02,680
Speaker 3: now or is it something that I just think is

1213
00:54:02,760 --> 00:54:06,640
Speaker 3: cool or fun or interesting now? Because business is such

1214
00:54:06,680 --> 00:54:10,520
Speaker 3: a big commitment. Yeah, and once you're in, there's really

1215
00:54:10,520 --> 00:54:13,600
Speaker 3: no turning back, especially if that business then starts to scale.

1216
00:54:14,080 --> 00:54:16,239
Speaker 3: Like sometimes I step back and look at what I'm doing, like,

1217
00:54:16,280 --> 00:54:19,160
Speaker 3: oh my god, like this has gone really far, like

1218
00:54:19,000 --> 00:54:20,759
Speaker 3: like there's no backing out now, you know.

1219
00:54:21,000 --> 00:54:22,480
Speaker 5: If I wasn't, I'm just lucky.

1220
00:54:22,480 --> 00:54:24,839
Speaker 3: I'm passionate about what I do, because man, I've dug

1221
00:54:24,880 --> 00:54:26,880
Speaker 3: myself a really deep hole if I don't want to

1222
00:54:26,880 --> 00:54:30,360
Speaker 3: be in this anymore, So I'd really like ask yourself,

1223
00:54:30,400 --> 00:54:31,719
Speaker 3: you know, why is it that I want to do?

1224
00:54:31,800 --> 00:54:34,440
Speaker 3: What is my motive behind wanting to start this business?

1225
00:54:34,440 --> 00:54:37,160
Speaker 3: And I am I ready for this commitment because it's

1226
00:54:37,200 --> 00:54:41,600
Speaker 3: the biggest commitment you'll ever bloody make in my opinion. Yeah, Yeah,

1227
00:54:41,920 --> 00:54:44,360
Speaker 3: that's another thing I do too, like make sure it

1228
00:54:44,440 --> 00:54:47,160
Speaker 3: is something that you can see yourself doing for the

1229
00:54:47,200 --> 00:54:49,640
Speaker 3: long term, or for at least for like a long

1230
00:54:49,680 --> 00:54:50,600
Speaker 3: period of time.

1231
00:54:51,080 --> 00:54:53,120
Speaker 1: That's awesome. Advice, and I feel like the perfect place

1232
00:54:53,160 --> 00:54:54,759
Speaker 1: to kind of leave it off as well. The last

1233
00:54:54,760 --> 00:54:56,520
Speaker 1: thing I would add is listen to podcasts. There's so

1234
00:54:56,520 --> 00:54:59,400
Speaker 1: many resources out there for your Instagram pages. We obviously

1235
00:54:59,400 --> 00:55:01,200
Speaker 1: have the Business a series that we've done where we

1236
00:55:01,280 --> 00:55:03,840
Speaker 1: cover so much about small business, but you've just launched

1237
00:55:03,840 --> 00:55:06,440
Speaker 1: obviously your own as well. Tell people where they can

1238
00:55:06,440 --> 00:55:08,800
Speaker 1: find that. Tell people where they can find you, because

1239
00:55:08,840 --> 00:55:11,560
Speaker 1: I feel like you're so open with sharing your journey

1240
00:55:11,560 --> 00:55:13,919
Speaker 1: and that's really what people need to kind of help

1241
00:55:13,960 --> 00:55:16,200
Speaker 1: them figure out is listen to other people and what's

1242
00:55:16,239 --> 00:55:16,879
Speaker 1: happened for them.

1243
00:55:17,520 --> 00:55:20,040
Speaker 3: Absolutely, if you want to come and listen to my podcast,

1244
00:55:20,200 --> 00:55:23,320
Speaker 3: it's called Big Business, and you can find.

1245
00:55:23,080 --> 00:55:25,239
Speaker 5: My podcast wherever you get your podcasts.

1246
00:55:25,320 --> 00:55:27,640
Speaker 3: And I'm only up to like episode six or something,

1247
00:55:27,680 --> 00:55:30,319
Speaker 3: so it's still really new and it is genuinely a

1248
00:55:30,320 --> 00:55:32,440
Speaker 3: great place to start if you are new to business,

1249
00:55:32,440 --> 00:55:34,839
Speaker 3: because with my episode so far, I've kind of taken

1250
00:55:34,880 --> 00:55:36,720
Speaker 3: it back to the very beginning and I'm like going

1251
00:55:36,760 --> 00:55:39,799
Speaker 3: through all the phases and I'm being an open book

1252
00:55:39,800 --> 00:55:41,640
Speaker 3: on there. And I've had so many people dm me

1253
00:55:41,719 --> 00:55:44,040
Speaker 3: saying I love how transparent you are.

1254
00:55:43,880 --> 00:55:44,360
Speaker 5: Being with this.

1255
00:55:44,520 --> 00:55:47,200
Speaker 3: I don't want it to be a business podcast where

1256
00:55:47,239 --> 00:55:49,440
Speaker 3: it's just like, oh, business is just so fun and

1257
00:55:49,480 --> 00:55:52,040
Speaker 3: it's really challenging sometimes, but I really love it. Like

1258
00:55:52,400 --> 00:55:55,280
Speaker 3: each episode, I'm gone, this is what happens in business,

1259
00:55:55,520 --> 00:55:57,840
Speaker 3: this is how much things cost. I really want to

1260
00:55:57,840 --> 00:56:00,680
Speaker 3: try and share as much information with people as I can,

1261
00:56:00,719 --> 00:56:03,319
Speaker 3: because I never listened to anyone talking about that when

1262
00:56:03,360 --> 00:56:05,680
Speaker 3: I started Fate, and I would have loved to. Yeah,

1263
00:56:05,680 --> 00:56:08,120
Speaker 3: feel free to look me up Big Business. You can

1264
00:56:08,160 --> 00:56:10,520
Speaker 3: find me on Instagram and on TikTok. Just look up

1265
00:56:10,560 --> 00:56:12,520
Speaker 3: my name anywhere and everywhere.

1266
00:56:12,680 --> 00:56:14,560
Speaker 1: Amazing. We'll want some links in the show notes for

1267
00:56:14,560 --> 00:56:16,719
Speaker 1: you guys. Definitely check it out. And Britt, thank you

1268
00:56:16,880 --> 00:56:18,920
Speaker 1: so much for joining us and sharing all of your.

1269
00:56:18,760 --> 00:56:21,879
Speaker 5: Inside having me. It's been great to be here. Come

1270
00:56:21,880 --> 00:56:24,319
Speaker 5: back some time. Yeah, all right, I'll be back next

1271
00:56:24,320 --> 00:56:25,799
Speaker 5: week introducing our.

1272
00:56:25,719 --> 00:56:29,919
Speaker 1: Brand new co host for your Sorry, Victoria, you've been right.

1273
00:56:31,000 --> 00:56:33,680
Speaker 1: Our producer will let Victoria know that she's no longer needed.

1274
00:56:34,200 --> 00:56:35,839
Speaker 5: Yeah, yeah, we'll see you stepping in.

1275
00:56:38,440 --> 00:56:41,040
Speaker 4: You've been so great. Thank you so much, Brett. You're

1276
00:56:41,080 --> 00:56:43,520
Speaker 4: just amazing. You're so inspiring, So thank you so much again.

1277
00:56:43,680 --> 00:56:45,600
Speaker 1: Have a good weekend, guys, and Victoria will see you

1278
00:56:45,600 --> 00:56:48,000
Speaker 1: bright and early on Monday for money, Darry, Bye, guys.

1279
00:56:54,080 --> 00:56:56,239
Speaker 7: The ad buy shared on She's on the Money is

1280
00:56:56,280 --> 00:57:00,520
Speaker 7: generally nature and does not consider your individual circumstances. She's

1281
00:57:00,560 --> 00:57:04,040
Speaker 7: on the Money exists purely for educational purposes and should

1282
00:57:04,040 --> 00:57:07,240
Speaker 7: not be relied upon to make an investment or financial decision.

1283
00:57:07,600 --> 00:57:10,040
Speaker 7: If you do choose to buy a financial product, read

1284
00:57:10,080 --> 00:57:13,400
Speaker 7: the PDS TMD and obtain appropriate financial.

1285
00:57:13,000 --> 00:57:14,800
Speaker 5: Advice tailored towards your needs.

1286
00:57:15,160 --> 00:57:19,080
Speaker 7: Victoria Divine and She's on the Money are authorized representatives

1287
00:57:19,120 --> 00:57:23,240
Speaker 7: of Money SHERPA pty Ltd ABN three two one six

1288
00:57:23,320 --> 00:57:27,200
Speaker 7: four nine two seven seven zero eight AFSL four five

1289
00:57:27,280 --> 00:57:30,640
Speaker 7: one two eight nine