1
00:00:00,200 --> 00:00:19,440
Speaker 1: She's on the Money. She's on the Money.

2
00:00:29,400 --> 00:00:32,840
Speaker 2: Hello, and welcome to She's on the Money, the podcast

3
00:00:32,880 --> 00:00:37,000
Speaker 2: for millennials who want financial freedom. Welcome back to another

4
00:00:37,040 --> 00:00:39,559
Speaker 2: one of our Friday Drinks episodes where we get to

5
00:00:39,600 --> 00:00:42,479
Speaker 2: celebrate the Money wins and confessions from how She's on

6
00:00:42,520 --> 00:00:45,239
Speaker 2: the Money community that She's on the Money team are

7
00:00:45,280 --> 00:00:47,400
Speaker 2: all here and as you can probably tell from the

8
00:00:47,479 --> 00:00:50,360
Speaker 2: quality of this audio, we're remote once again.

9
00:00:50,520 --> 00:00:56,520
Speaker 3: Hello team, But you guys just sounds so excited to

10
00:00:56,640 --> 00:01:02,600
Speaker 3: be yay, but in true Friday.

11
00:01:02,320 --> 00:01:06,760
Speaker 2: During style, like nothing's gonna stop us from doing this episode. Tony,

12
00:01:06,920 --> 00:01:09,240
Speaker 2: what happened on Monday's Money Diary?

13
00:01:10,000 --> 00:01:14,240
Speaker 4: So we chatted to a young woman who is absolutely

14
00:01:14,360 --> 00:01:16,759
Speaker 4: killing it. She never went to UNI and she's now

15
00:01:16,800 --> 00:01:18,640
Speaker 4: making over two hundred thousand.

16
00:01:18,400 --> 00:01:24,240
Speaker 5: Dollars a year as a real estate agent, and which

17
00:01:24,280 --> 00:01:27,160
Speaker 5: was really cool just to showing like there's different ways of,

18
00:01:27,480 --> 00:01:29,119
Speaker 5: you know, getting into a high paying job.

19
00:01:29,160 --> 00:01:31,479
Speaker 4: You don't have to have gone to university, you don't

20
00:01:31,600 --> 00:01:34,360
Speaker 4: have to have done any higher education. You know, if

21
00:01:34,400 --> 00:01:36,800
Speaker 4: you just like work really hard, you can get there,

22
00:01:36,840 --> 00:01:40,000
Speaker 4: which was a really cool insight and it was awesome

23
00:01:40,040 --> 00:01:42,520
Speaker 4: to hear about how busy she is really.

24
00:01:43,440 --> 00:01:44,800
Speaker 3: Just also her passion.

25
00:01:45,200 --> 00:01:47,840
Speaker 2: Like I think the one thing I really took from

26
00:01:47,880 --> 00:01:51,000
Speaker 2: that episode was she wasn't just like a hard worker.

27
00:01:51,280 --> 00:01:53,840
Speaker 2: She had such a vision of her future and a

28
00:01:53,920 --> 00:01:56,320
Speaker 2: vision of what she wanted to achieve, which I was like,

29
00:01:56,920 --> 00:01:59,800
Speaker 2: you're amazing because we're like, oh, how did you know?

30
00:02:00,160 --> 00:02:02,640
Speaker 2: Because she was quite intelligent at school, which I think

31
00:02:02,640 --> 00:02:04,760
Speaker 2: a lot of people just assume, well, if you've got

32
00:02:04,760 --> 00:02:07,200
Speaker 2: a good atar, or you got a good school obviously,

33
00:02:07,320 --> 00:02:09,600
Speaker 2: or go to university. And she was like, no, my

34
00:02:09,760 --> 00:02:12,840
Speaker 2: drive was always to earn a killer amount of money, and.

35
00:02:12,760 --> 00:02:15,800
Speaker 3: I made it happen. It was like, oh, that's very cool.

36
00:02:15,880 --> 00:02:18,280
Speaker 2: So she was like super switched on, but also knew

37
00:02:18,280 --> 00:02:20,560
Speaker 2: what she wanted and what she didn't need to achieve that.

38
00:02:20,680 --> 00:02:22,840
Speaker 2: I just really liked hearing that and just knowing that

39
00:02:23,600 --> 00:02:26,400
Speaker 2: while it's the minority, like anyone can do it if

40
00:02:26,440 --> 00:02:29,040
Speaker 2: you really want to do it, all right, Jess, what

41
00:02:29,280 --> 00:02:31,800
Speaker 2: happened this week on our Wednesday deep Dive?

42
00:02:32,480 --> 00:02:34,960
Speaker 6: So this week you and g spoke about something that

43
00:02:35,000 --> 00:02:38,280
Speaker 6: we get questions on all the time, which is seeing

44
00:02:38,320 --> 00:02:40,760
Speaker 6: a financial advisor. When do you do it? How do

45
00:02:40,840 --> 00:02:43,600
Speaker 6: you find one? How much does it cost? Because I

46
00:02:43,600 --> 00:02:46,280
Speaker 6: think sometimes people are a little bit taken aback by

47
00:02:46,320 --> 00:02:48,919
Speaker 6: how much it actually does cost to see an advisor,

48
00:02:49,200 --> 00:02:51,639
Speaker 6: which is why we talk about all the different options

49
00:02:51,680 --> 00:02:54,440
Speaker 6: and platforms that are out there and all of the

50
00:02:54,440 --> 00:02:56,720
Speaker 6: different things that you can really expect, because seeing an

51
00:02:56,720 --> 00:02:59,679
Speaker 6: advisor is a very personal experience. But I think a

52
00:02:59,680 --> 00:03:01,480
Speaker 6: lot of people are also a little bit put off

53
00:03:01,520 --> 00:03:05,040
Speaker 6: because they feel like it's overwhelming or confronting. So you

54
00:03:05,040 --> 00:03:07,320
Speaker 6: guys really broke it down so that people can have

55
00:03:07,480 --> 00:03:09,400
Speaker 6: a little bit of an overview of what they might

56
00:03:09,480 --> 00:03:11,200
Speaker 6: chat about if they do see an advisor.

57
00:03:11,480 --> 00:03:14,040
Speaker 2: Yeah, and when you don't need to see an advisor

58
00:03:14,080 --> 00:03:16,160
Speaker 2: as well. I think was a really important piece on

59
00:03:16,240 --> 00:03:18,200
Speaker 2: that because so many times people will be like, oh

60
00:03:18,240 --> 00:03:21,040
Speaker 2: my gosh, I need financial advice, and you'll be like, oh,

61
00:03:21,120 --> 00:03:23,440
Speaker 2: you don't, actually like you actually just need to go

62
00:03:23,480 --> 00:03:25,720
Speaker 2: away and do your budget, like that's what you're asking

63
00:03:25,760 --> 00:03:27,760
Speaker 2: for help on. And if you want help, great, but

64
00:03:27,760 --> 00:03:30,200
Speaker 2: a financial advisor is going to be a very expensive

65
00:03:30,240 --> 00:03:31,680
Speaker 2: way to get some budgeting help.

66
00:03:32,000 --> 00:03:34,000
Speaker 3: So I really liked that episode.

67
00:03:34,000 --> 00:03:36,480
Speaker 2: I'm biased because I am a financial advisor, but I

68
00:03:36,520 --> 00:03:38,880
Speaker 2: really liked the clarity we could provide and in all

69
00:03:38,880 --> 00:03:41,760
Speaker 2: the honesty. I kind of wish we'd done that episode

70
00:03:41,800 --> 00:03:44,160
Speaker 2: like a year ago. I just feel like, once we

71
00:03:44,240 --> 00:03:47,080
Speaker 2: finished recording it, I said to Georgia, why didn't we

72
00:03:47,120 --> 00:03:50,640
Speaker 2: do that earlier? Like that was so necessary, so embarrassing

73
00:03:50,680 --> 00:03:52,800
Speaker 2: from us. But we learn and we grow friends, we

74
00:03:52,920 --> 00:03:53,640
Speaker 2: learn and we grow.

75
00:03:54,000 --> 00:03:56,560
Speaker 7: I learned how to spell financial advisor.

76
00:03:57,760 --> 00:03:59,600
Speaker 6: Which I didn't know before I took this job.

77
00:04:00,360 --> 00:04:01,040
Speaker 3: Impressive.

78
00:04:01,360 --> 00:04:02,160
Speaker 8: Did you just think it was.

79
00:04:02,160 --> 00:04:07,560
Speaker 7: Like or I thought it was, Oh.

80
00:04:06,480 --> 00:04:09,800
Speaker 2: Yeah, there's a lot of I guess misconception. I guess

81
00:04:09,800 --> 00:04:12,440
Speaker 2: it doesn't actually matter at all when it comes down

82
00:04:12,480 --> 00:04:15,600
Speaker 2: to it. But the American way of spelling advisor is

83
00:04:15,600 --> 00:04:17,760
Speaker 2: with an O R at the end, and the Australian

84
00:04:17,800 --> 00:04:20,880
Speaker 2: way is er at the end. So I'll always correct

85
00:04:20,960 --> 00:04:24,120
Speaker 2: content that has R because like, I'm not American, but

86
00:04:24,160 --> 00:04:29,520
Speaker 2: anybody else wouldn't even blink twice. It's just me being pedantic.

87
00:04:29,200 --> 00:04:32,000
Speaker 6: Can confirm my copy has been corrected previously.

88
00:04:33,200 --> 00:04:36,800
Speaker 2: Guys, if I'm pedantic and really annoying to work with,

89
00:04:37,760 --> 00:04:40,960
Speaker 2: I'm so welcome or I think it is time to

90
00:04:41,000 --> 00:04:44,760
Speaker 2: move on from Victoria being pedantic into Ryan's money wins

91
00:04:44,760 --> 00:04:46,719
Speaker 2: and confessions from the community this week.

92
00:04:46,960 --> 00:04:49,000
Speaker 9: So last week I made the bold claim that we

93
00:04:49,080 --> 00:04:53,400
Speaker 9: had the Facebook Marketplace money win of the year early.

94
00:04:53,640 --> 00:04:56,919
Speaker 8: Mind you, in July, I've said we cannot be beaten.

95
00:04:57,080 --> 00:05:00,400
Speaker 9: It was Lauren who made not only a ale of

96
00:05:00,440 --> 00:05:03,200
Speaker 9: a car on Facebook Marketplace, but a profit on a car.

97
00:05:03,200 --> 00:05:06,640
Speaker 9: And as we know, cars usually decreasing value. So we said,

98
00:05:07,000 --> 00:05:10,040
Speaker 9: who can beat that? Tell us your best second hand

99
00:05:10,120 --> 00:05:11,400
Speaker 9: money wins, and.

100
00:05:11,800 --> 00:05:14,599
Speaker 6: My lord, the people delivered. They really did.

101
00:05:14,640 --> 00:05:15,440
Speaker 3: They always do.

102
00:05:15,560 --> 00:05:16,480
Speaker 6: You never disappoint.

103
00:05:17,000 --> 00:05:18,360
Speaker 3: Is this going to be the best?

104
00:05:18,400 --> 00:05:20,640
Speaker 2: She's on the Money podcast of the year, because it's

105
00:05:20,640 --> 00:05:23,000
Speaker 2: the episode where Ryan says he's wrong.

106
00:05:23,400 --> 00:05:25,600
Speaker 3: Is that what's going to go on wrong all the time?

107
00:05:26,440 --> 00:05:28,000
Speaker 3: And I can take it at least you.

108
00:05:28,040 --> 00:05:32,040
Speaker 9: Can best podcast I'm wrong and I'll get to the

109
00:05:32,560 --> 00:05:36,520
Speaker 9: key winner. Barbara has blown us out of the water.

110
00:05:36,600 --> 00:05:40,400
Speaker 9: From last week, Okay, let's art with Anika, she said

111
00:05:40,560 --> 00:05:43,080
Speaker 9: ninety five percent of her wardrobe is thrifted and people

112
00:05:43,120 --> 00:05:44,680
Speaker 9: always ask, oh, where do you get your clothes, and

113
00:05:44,680 --> 00:05:47,480
Speaker 9: they're always shocked when I say, oh, they're secondhand. So

114
00:05:47,720 --> 00:05:52,240
Speaker 9: during Lockdown last year, Anika started a vintage website because

115
00:05:52,240 --> 00:05:54,480
Speaker 9: she was basically just cleaning out her wardrobe and thought, oh,

116
00:05:54,560 --> 00:05:56,280
Speaker 9: this stuff's good. I won't just throw it out, I'll

117
00:05:56,320 --> 00:06:00,560
Speaker 9: try and sell it. And she has made ten thousand

118
00:06:00,680 --> 00:06:03,280
Speaker 9: dollars selling stuff from.

119
00:06:03,080 --> 00:06:05,599
Speaker 3: Her own wall, from her own wardrobe.

120
00:06:05,720 --> 00:06:07,640
Speaker 6: That is insanity.

121
00:06:08,000 --> 00:06:09,720
Speaker 9: So she knows the places to go and she goes

122
00:06:09,760 --> 00:06:11,400
Speaker 9: and picks up the good stuff. And apparently there's a

123
00:06:11,440 --> 00:06:12,760
Speaker 9: bit of a scene where you're like, oh, yeah, that

124
00:06:12,800 --> 00:06:14,560
Speaker 9: place in that zuburb you go on a Tuesday morning,

125
00:06:14,600 --> 00:06:15,559
Speaker 9: that's when they get the new stuff.

126
00:06:15,600 --> 00:06:17,640
Speaker 3: So how do you find that information out?

127
00:06:17,720 --> 00:06:19,559
Speaker 2: How do you find when they get their latest drop?

128
00:06:19,839 --> 00:06:23,159
Speaker 8: People know when the drops are. They become really good

129
00:06:23,160 --> 00:06:23,480
Speaker 8: at knowing.

130
00:06:23,560 --> 00:06:25,560
Speaker 2: Yet, but how do I get in on that, because

131
00:06:25,600 --> 00:06:27,600
Speaker 2: like I want to go to the Brighton.

132
00:06:27,200 --> 00:06:28,479
Speaker 7: One, you have to be in the know.

133
00:06:28,920 --> 00:06:31,359
Speaker 8: Yeah, well we got to contact Anika and then over.

134
00:06:31,200 --> 00:06:32,960
Speaker 3: The years and has slide into my DMS.

135
00:06:33,000 --> 00:06:33,920
Speaker 7: I'm very interested.

136
00:06:34,040 --> 00:06:37,360
Speaker 9: Yeah, she's been accumulating stuff and has made ten thousand dollars.

137
00:06:37,440 --> 00:06:38,760
Speaker 9: And she said it was just a bit of a hobby,

138
00:06:38,760 --> 00:06:40,600
Speaker 9: but now I guess it's a legit side hustle.

139
00:06:40,880 --> 00:06:41,280
Speaker 8: It is.

140
00:06:41,680 --> 00:06:43,400
Speaker 6: It definitely is all right.

141
00:06:43,440 --> 00:06:46,839
Speaker 9: Holly said that she has just furnished a unit that

142
00:06:46,920 --> 00:06:49,440
Speaker 9: she's planning on, like she's selling a unit that she's

143
00:06:49,480 --> 00:06:52,920
Speaker 9: been living in, and she instead of spending two thousand,

144
00:06:53,080 --> 00:06:56,040
Speaker 9: five hundred dollars to get it professionally staged.

145
00:06:55,800 --> 00:06:56,839
Speaker 3: She's a lot of money.

146
00:06:57,120 --> 00:06:59,440
Speaker 8: Yeah, well, I think that's normal in stage's standard.

147
00:06:59,560 --> 00:07:03,680
Speaker 6: Yeah, staging expensive and fine, and you pay by week

148
00:07:03,800 --> 00:07:05,760
Speaker 6: as well, so like you'll pay that amount for like

149
00:07:05,800 --> 00:07:09,440
Speaker 6: an eight week run if you're maybe, yes.

150
00:07:08,960 --> 00:07:11,360
Speaker 9: But with staging, it is, I guess an investment because

151
00:07:11,560 --> 00:07:14,120
Speaker 9: you know it works. You get a higher because people

152
00:07:14,520 --> 00:07:16,120
Speaker 9: look at the house, it looks lived in. You can

153
00:07:16,120 --> 00:07:19,040
Speaker 9: pitch yourself there. But Holly said, you know what, that

154
00:07:19,080 --> 00:07:21,880
Speaker 9: does feel a bit expensive. So she went onto Facebook

155
00:07:21,920 --> 00:07:25,400
Speaker 9: marketplace and spent six hundred dollars instead of twenty five

156
00:07:25,440 --> 00:07:27,000
Speaker 9: hundred to kind of stage it and make it look

157
00:07:27,120 --> 00:07:30,040
Speaker 9: nice herself, then sold the house, then sold all the

158
00:07:30,040 --> 00:07:31,920
Speaker 9: stuff for the same amount of money she paid for it,

159
00:07:31,960 --> 00:07:35,360
Speaker 9: so essentially got staging for free and she sold her place.

160
00:07:35,520 --> 00:07:36,080
Speaker 8: Well done.

161
00:07:36,760 --> 00:07:39,640
Speaker 2: Yeah, that's a airpiic's and six such of bucks is

162
00:07:39,720 --> 00:07:41,840
Speaker 2: honestly like, it's still a lot of money, but it's

163
00:07:41,880 --> 00:07:43,560
Speaker 2: next to nothing in comparison.

164
00:07:44,440 --> 00:07:47,440
Speaker 8: Well, and you got it all back, so yeah.

165
00:07:46,760 --> 00:07:50,440
Speaker 6: Can I give you a sneaky staging real estate tip. Yeah,

166
00:07:50,480 --> 00:07:52,840
Speaker 6: we want to hear it if you are staging on

167
00:07:52,960 --> 00:07:56,160
Speaker 6: the cheap. But instead of getting a bed frame and mattress,

168
00:07:56,240 --> 00:07:59,440
Speaker 6: you just get one of those bed height air mattresses

169
00:07:59,560 --> 00:08:01,600
Speaker 6: andres that you can put a head wall behind it,

170
00:08:01,720 --> 00:08:03,680
Speaker 6: and with all of the correct like betting on it,

171
00:08:03,760 --> 00:08:04,520
Speaker 6: you wouldn't even know.

172
00:08:04,760 --> 00:08:07,960
Speaker 9: Well, can I share a story? I once jumped on

173
00:08:08,000 --> 00:08:09,480
Speaker 9: a bed in an open house and it was a

174
00:08:09,480 --> 00:08:10,400
Speaker 9: wooden box.

175
00:08:10,120 --> 00:08:11,000
Speaker 8: With a doner on it.

176
00:08:10,840 --> 00:08:16,080
Speaker 2: And yeah, but like of course you did, run doesn't

177
00:08:16,120 --> 00:08:17,440
Speaker 2: care for you, guys.

178
00:08:17,560 --> 00:08:19,160
Speaker 6: I was just about to say, no one sits on it,

179
00:08:19,240 --> 00:08:19,840
Speaker 6: so who would know?

180
00:08:20,320 --> 00:08:22,280
Speaker 8: Well, and it's just like, hey, I'm going to go

181
00:08:22,320 --> 00:08:24,800
Speaker 8: jump on the bed, all right.

182
00:08:24,840 --> 00:08:27,360
Speaker 9: Allison got a five dollar pair of Doc Martins in

183
00:08:27,400 --> 00:08:29,040
Speaker 9: her size, great condition and broken in.

184
00:08:29,280 --> 00:08:31,960
Speaker 6: Five dollars for Doc Marks broken in as well.

185
00:08:32,520 --> 00:08:35,840
Speaker 2: Tony wears Doc Martins and looks so sassy in them.

186
00:08:36,280 --> 00:08:37,840
Speaker 2: They expansive, aren't they?

187
00:08:38,000 --> 00:08:38,280
Speaker 7: Yeah?

188
00:08:38,320 --> 00:08:42,480
Speaker 4: They are generally like anywhere from two to four hundred dollars,

189
00:08:42,480 --> 00:08:43,760
Speaker 4: depending on what type.

190
00:08:44,040 --> 00:08:45,400
Speaker 3: Yeah, and she got some for five.

191
00:08:45,480 --> 00:08:48,600
Speaker 2: But where do you get five dollars at a second

192
00:08:48,600 --> 00:08:54,880
Speaker 2: hand store, like a Yeah, let's go to Liz.

193
00:08:55,160 --> 00:09:00,000
Speaker 9: She recently bought her first home. Congratulations Liz. She completely

194
00:09:00,120 --> 00:09:06,560
Speaker 9: furnished the entire house for under one thousand dollars. What well, Obviously,

195
00:09:06,679 --> 00:09:08,880
Speaker 9: buying a house you need a deposit. You don't have

196
00:09:08,920 --> 00:09:10,640
Speaker 9: a lot of money left over. And she thought, Hey,

197
00:09:10,679 --> 00:09:13,079
Speaker 9: if I get the best stuff later, that's fine. I'm

198
00:09:13,080 --> 00:09:14,520
Speaker 9: just going to get the basics. So I went onto

199
00:09:14,559 --> 00:09:17,000
Speaker 9: Facebook marketplace got heaps of secondhand stuff. She said, it's

200
00:09:17,000 --> 00:09:19,360
Speaker 9: more than fine. We feel really great in our new

201
00:09:19,360 --> 00:09:21,720
Speaker 9: house and I spent less than one thousand dollars on

202
00:09:21,840 --> 00:09:28,440
Speaker 9: everything can put unbelievable. Now we crossed to our shoes

203
00:09:29,000 --> 00:09:31,040
Speaker 9: slash heels report of Victoria Devine.

204
00:09:31,200 --> 00:09:32,960
Speaker 3: Hello, Yeah, reporting for Judy.

205
00:09:33,800 --> 00:09:34,600
Speaker 8: How much would we pay?

206
00:09:34,800 --> 00:09:36,520
Speaker 9: I'm just going to embarrass myself trying to pronounce this,

207
00:09:36,760 --> 00:09:37,960
Speaker 9: Tony Bianco?

208
00:09:38,200 --> 00:09:39,920
Speaker 8: Is that how I pronounced the shoes?

209
00:09:40,400 --> 00:09:43,439
Speaker 3: Yeah, Tony Bianco, I.

210
00:09:43,360 --> 00:09:45,560
Speaker 8: Don't know what thought they were, but just ballpark. How

211
00:09:45,640 --> 00:09:46,960
Speaker 8: much could you pay for a pair of those?

212
00:09:47,000 --> 00:09:49,560
Speaker 2: Between one hundred and three hundred dollars on average?

213
00:09:49,559 --> 00:09:51,680
Speaker 3: I reckon? Is that? Tony and Jess?

214
00:09:52,080 --> 00:09:54,320
Speaker 6: Yeah, depends on if it's a boot or lax.

215
00:09:54,480 --> 00:09:56,559
Speaker 3: Yeah, a boot would be more expensive.

216
00:09:56,559 --> 00:09:59,360
Speaker 2: If you should Honestly, she's here far more.

217
00:09:59,240 --> 00:10:02,720
Speaker 4: Fashi I am okay, I would say about two hundred dollars.

218
00:10:03,400 --> 00:10:03,920
Speaker 3: There you go.

219
00:10:04,360 --> 00:10:10,480
Speaker 9: Dannielle paid ten dollars at an O shop, wears them everywhere.

220
00:10:10,480 --> 00:10:12,040
Speaker 9: She said, And why wouldn't you for ten bucks? And

221
00:10:12,080 --> 00:10:13,680
Speaker 9: you've got a nice brand like that?

222
00:10:13,679 --> 00:10:17,160
Speaker 2: That's five dollars per Sue Tony is that you wear?

223
00:10:17,679 --> 00:10:19,600
Speaker 7: Yeah, that's that's.

224
00:10:19,440 --> 00:10:20,079
Speaker 3: Not a joke.

225
00:10:20,480 --> 00:10:20,960
Speaker 8: That was what.

226
00:10:23,200 --> 00:10:25,520
Speaker 4: I was laughing, because Ryan said, and why wouldn't you

227
00:10:25,559 --> 00:10:27,840
Speaker 4: wear them every day? Or with a brand like that?

228
00:10:28,960 --> 00:10:31,280
Speaker 4: He's got no idea. But I love the commitment.

229
00:10:31,600 --> 00:10:34,480
Speaker 8: And here I am with my heels Lingo ladies.

230
00:10:35,600 --> 00:10:39,440
Speaker 4: Shoes on the footwear, all right, shoes on the money,

231
00:10:39,520 --> 00:10:40,600
Speaker 4: Shoes on the money.

232
00:10:41,400 --> 00:10:44,920
Speaker 6: Ryan missed a shoot investor.

233
00:10:47,000 --> 00:10:50,840
Speaker 3: Sorry, you don't don't think I'm funny.

234
00:10:52,080 --> 00:10:53,640
Speaker 8: Well, I don't need to wear heels, so I could

235
00:10:53,640 --> 00:10:54,720
Speaker 8: be like the barefoot investor.

236
00:10:54,760 --> 00:10:55,199
Speaker 1: That doesn't work.

237
00:10:55,520 --> 00:10:57,160
Speaker 3: All right, Let's go investor.

238
00:10:58,400 --> 00:11:01,680
Speaker 9: The greatest money win not just from marketplace, but any

239
00:11:01,720 --> 00:11:03,280
Speaker 9: money win of the entire year.

240
00:11:04,200 --> 00:11:05,960
Speaker 8: Barbara is from Barbara.

241
00:11:06,360 --> 00:11:10,280
Speaker 9: Come mate, bar What a legend in two thousand and

242
00:11:10,320 --> 00:11:13,680
Speaker 9: one was that twenty years ago Barbara bought a car

243
00:11:13,760 --> 00:11:15,640
Speaker 9: for five thousand dollars.

244
00:11:15,960 --> 00:11:25,040
Speaker 7: Hey, guys, Carbra, the lockdown is getting to me. Someone

245
00:11:25,160 --> 00:11:25,840
Speaker 7: said help.

246
00:11:26,080 --> 00:11:28,360
Speaker 8: Yeah, you're about to say bravo to this story about

247
00:11:28,360 --> 00:11:30,240
Speaker 8: a Prado. It is ay.

248
00:11:31,520 --> 00:11:34,760
Speaker 9: She bought it for five thousand dollars, She drove it

249
00:11:34,840 --> 00:11:38,720
Speaker 9: for nine years, and last year sold it for fourteen

250
00:11:38,920 --> 00:11:43,559
Speaker 9: thousand dollars on the marketplace, making it a ten thousand

251
00:11:43,640 --> 00:11:48,720
Speaker 9: dollar profit. Over ten thousand dollars profits only ten years.

252
00:11:48,920 --> 00:11:50,480
Speaker 6: Barbara, take the wheel?

253
00:11:50,640 --> 00:11:57,120
Speaker 2: You serious, Carbra, Barbaraanta, what how.

254
00:11:56,960 --> 00:11:58,120
Speaker 3: Do you even do that?

255
00:11:58,800 --> 00:12:02,920
Speaker 2: But in saying that SUVs have gone up insane amounts

256
00:12:03,000 --> 00:12:06,120
Speaker 2: over COVID, so she's making hey while the sun really

257
00:12:06,120 --> 00:12:06,920
Speaker 2: does shine?

258
00:12:07,440 --> 00:12:10,000
Speaker 9: Yeah, so, Barbara, and I mean, if anyone can top

259
00:12:10,280 --> 00:12:12,839
Speaker 9: making profit on a car that they've driven for years,

260
00:12:13,520 --> 00:12:17,719
Speaker 9: this is ludicrous, car, Bra, to steal Tony's pun, you

261
00:12:17,760 --> 00:12:19,000
Speaker 9: are the winner of the year.

262
00:12:19,080 --> 00:12:20,560
Speaker 8: What does she win? Give her a car?

263
00:12:22,640 --> 00:12:24,839
Speaker 3: No, she doesn't win a car. Stop committing to that.

264
00:12:25,000 --> 00:12:29,160
Speaker 2: We can't afford that kind of budget, Ryan, She can, right, well,

265
00:12:29,280 --> 00:12:29,840
Speaker 2: she can buy.

266
00:12:29,720 --> 00:12:40,199
Speaker 10: Her own car money whim.

267
00:12:40,280 --> 00:12:44,600
Speaker 2: All right, So we are back without energy, which obviously Tony,

268
00:12:44,720 --> 00:12:48,120
Speaker 2: Jess and Ryan are dwindling on. I would say this week,

269
00:12:48,200 --> 00:12:51,760
Speaker 2: but that's our offensive. Yes, sorry, but that is because

270
00:12:51,760 --> 00:12:54,480
Speaker 2: we're in lockdown again, and we've been talking in the

271
00:12:54,559 --> 00:12:58,280
Speaker 2: team about how hard this lockdown is mentally. And it's

272
00:12:58,320 --> 00:13:01,240
Speaker 2: funny because we have a new person in our team, Catherine,

273
00:13:01,280 --> 00:13:04,000
Speaker 2: who I'm sure will introduce to you guys at some point,

274
00:13:04,240 --> 00:13:07,719
Speaker 2: but Catherine's from Canberra, and because Catherine's from Canberra, she's

275
00:13:07,800 --> 00:13:10,600
Speaker 2: never been through a lockdown, so she's like, oh, that's fine, no,

276
00:13:10,800 --> 00:13:16,080
Speaker 2: just stay home and just yeah, Like it's funny seeing

277
00:13:16,120 --> 00:13:19,040
Speaker 2: the difference between the rest of the team, who were

278
00:13:19,080 --> 00:13:22,040
Speaker 2: slightly traumatized and I would genuinely say have a level

279
00:13:22,040 --> 00:13:25,080
Speaker 2: of PTSD from it, and Tony this morning we were

280
00:13:25,120 --> 00:13:27,800
Speaker 2: on Zoom and you summarized it perfectly. It's not for

281
00:13:27,960 --> 00:13:30,840
Speaker 2: us day one, it's like day two hundred, and it

282
00:13:30,920 --> 00:13:33,760
Speaker 2: is really hard and it just feels really overwhelmed me.

283
00:13:33,840 --> 00:13:36,400
Speaker 2: So I thought I would ask the team how you're going,

284
00:13:36,800 --> 00:13:39,160
Speaker 2: what's going on, because I think that this is something

285
00:13:39,200 --> 00:13:42,400
Speaker 2: we should talk about more often, because you know, you

286
00:13:42,480 --> 00:13:45,360
Speaker 2: can't just be all sunshine and roses and beautiful peach

287
00:13:45,440 --> 00:13:48,679
Speaker 2: posts on Instagram, Like for me, this has been really

288
00:13:48,720 --> 00:13:51,320
Speaker 2: hard and I really don't enjoy it. And you know,

289
00:13:51,400 --> 00:13:54,280
Speaker 2: I'm very privileged in that I can still work throughout,

290
00:13:54,440 --> 00:13:57,480
Speaker 2: but like, it doesn't make it any less of a

291
00:13:57,520 --> 00:14:00,240
Speaker 2: mental load for me to be stuck at home and

292
00:14:00,280 --> 00:14:01,960
Speaker 2: feeling like I'm on a row wheel.

293
00:14:02,160 --> 00:14:05,440
Speaker 4: Yeah, And like you said, yeah, it's it's cumulative and

294
00:14:05,480 --> 00:14:07,040
Speaker 4: it just feels like so heavy.

295
00:14:07,080 --> 00:14:09,360
Speaker 7: And for us in Victoria, obviously there's.

296
00:14:09,160 --> 00:14:12,360
Speaker 4: Been two hundred days or something in the last two

297
00:14:12,400 --> 00:14:15,360
Speaker 4: years that we've been locked down. It's a lot of

298
00:14:16,240 --> 00:14:19,080
Speaker 4: it's yeah, And when you think about it like that,

299
00:14:19,160 --> 00:14:21,080
Speaker 4: you know, it was this time last year for us

300
00:14:21,120 --> 00:14:23,840
Speaker 4: that we got locked down for what two three months

301
00:14:23,960 --> 00:14:25,280
Speaker 4: or whatever it was, and we.

302
00:14:25,280 --> 00:14:27,520
Speaker 2: Had no idea what was going to happen or where

303
00:14:27,520 --> 00:14:28,440
Speaker 2: it was going.

304
00:14:28,920 --> 00:14:31,240
Speaker 4: It's really difficult, and I guess it's just about keeping

305
00:14:31,240 --> 00:14:33,600
Speaker 4: it real, like you said about how we're all feeling.

306
00:14:33,640 --> 00:14:36,560
Speaker 4: And for me, over the weekend, I've been trying to,

307
00:14:36,600 --> 00:14:39,080
Speaker 4: you know, boost up my Instagram and post a bit more.

308
00:14:39,120 --> 00:14:40,800
Speaker 7: And I was like, cool, I've got all this time.

309
00:14:40,840 --> 00:14:42,800
Speaker 4: I'm going to come up with all of these things

310
00:14:42,800 --> 00:14:45,920
Speaker 4: to make and all of these reels or tiktoks to post.

311
00:14:46,240 --> 00:14:48,640
Speaker 4: And then I sat down and I just was bashing

312
00:14:48,640 --> 00:14:50,600
Speaker 4: my head against the wall trying to be creative, and

313
00:14:50,640 --> 00:14:53,040
Speaker 4: I was like, you know what, I actually just like

314
00:14:53,200 --> 00:14:55,680
Speaker 4: zapped of my creative juices.

315
00:14:56,440 --> 00:14:59,760
Speaker 2: Got sorry, we are out. We are fresh out over

316
00:14:59,800 --> 00:15:01,000
Speaker 2: here in Tony's house.

317
00:15:01,240 --> 00:15:03,120
Speaker 9: Well, not being able to leave the house and change

318
00:15:03,120 --> 00:15:07,320
Speaker 9: your surrounds is for creative when I'm in rute, and

319
00:15:07,360 --> 00:15:09,720
Speaker 9: I would say to anyone, like, creatively, just go for

320
00:15:09,760 --> 00:15:12,200
Speaker 9: a walk, change the scenery, like look at something different.

321
00:15:12,280 --> 00:15:14,520
Speaker 9: That'll just you know, get your juices flying. But when

322
00:15:14,800 --> 00:15:16,480
Speaker 9: you know, it's literally the opposite of that, You're staring

323
00:15:16,480 --> 00:15:18,320
Speaker 9: at the same blank wall you've been staring at for

324
00:15:18,320 --> 00:15:20,640
Speaker 9: two hundred days straight, and you're like, oh, where all

325
00:15:20,640 --> 00:15:23,840
Speaker 9: the spark of inspiration come from? Well, alert, Probably not this.

326
00:15:23,800 --> 00:15:28,360
Speaker 2: Apartment, So yeah, surprise, surprise. But it does all roll

327
00:15:28,400 --> 00:15:30,640
Speaker 2: into one. And I think it's really worthy of note

328
00:15:30,640 --> 00:15:32,640
Speaker 2: that it is hard, and I know that so many

329
00:15:32,640 --> 00:15:36,240
Speaker 2: people are struggling financially, and I've had so many dms

330
00:15:36,280 --> 00:15:38,640
Speaker 2: from people being like, hey, like I'm about to go

331
00:15:38,680 --> 00:15:41,400
Speaker 2: into lockdown for the first time. I'm in Adelaide or

332
00:15:41,640 --> 00:15:44,040
Speaker 2: you know, the people in Sydney, their lockdowns have been

333
00:15:44,080 --> 00:15:46,000
Speaker 2: getting significantly.

334
00:15:45,600 --> 00:15:47,240
Speaker 3: Harsher over the last couple of.

335
00:15:47,200 --> 00:15:50,640
Speaker 2: Weeks, and that's to me, that feels really cruel in

336
00:15:50,680 --> 00:15:53,200
Speaker 2: a way because they're having it slowly taken off them

337
00:15:53,200 --> 00:15:55,600
Speaker 2: instead of like all right, stay home, like we're just

338
00:15:55,640 --> 00:15:57,280
Speaker 2: going to fix this, it's kind of like, well, what

339
00:15:57,320 --> 00:15:58,320
Speaker 2: are the rules today?

340
00:15:58,360 --> 00:16:00,960
Speaker 3: Are they moving? Are they like? Are they different? Like

341
00:16:01,000 --> 00:16:03,120
Speaker 3: how long are we going to be here? And I

342
00:16:03,240 --> 00:16:05,560
Speaker 3: just feel like, yeah, it's not easy for.

343
00:16:05,640 --> 00:16:09,080
Speaker 2: Any of us, but you know, we're all trying our best,

344
00:16:09,120 --> 00:16:11,800
Speaker 2: and we you know, I was talking on Instagram about

345
00:16:11,840 --> 00:16:14,360
Speaker 2: this earlier this week, like whilst some of us might

346
00:16:14,400 --> 00:16:17,240
Speaker 2: be financially stable and some of us might you know,

347
00:16:17,720 --> 00:16:20,160
Speaker 2: not be at all and be really stressing, Like, we're

348
00:16:20,160 --> 00:16:22,320
Speaker 2: all in the same situation, and we're all in this

349
00:16:22,400 --> 00:16:26,720
Speaker 2: storm and it's all impacting us significantly, regardless of what

350
00:16:26,800 --> 00:16:30,000
Speaker 2: kind of ship we're sailing. But I guess as a team,

351
00:16:30,120 --> 00:16:32,480
Speaker 2: something that's been really helping us suggests, which I think

352
00:16:32,520 --> 00:16:37,080
Speaker 2: you've been loving, is our lockdown pilates, which we have

353
00:16:37,160 --> 00:16:39,240
Speaker 2: been doing as a team every single morning.

354
00:16:39,680 --> 00:16:43,600
Speaker 6: Yes, it's been so fun. I yeah, my mental health

355
00:16:43,640 --> 00:16:46,480
Speaker 6: has not been great this particular lockdown, like a lot

356
00:16:46,480 --> 00:16:50,160
Speaker 6: of people, and I've been finding it really hard to connect,

357
00:16:50,600 --> 00:16:52,680
Speaker 6: like with the team and even just with my partner.

358
00:16:52,880 --> 00:16:54,880
Speaker 6: I'm really lucky that I do live with someone, but

359
00:16:54,920 --> 00:16:58,240
Speaker 6: I've been finding it really tricky to kind of get

360
00:16:58,280 --> 00:17:00,920
Speaker 6: into the day and start off right. And so Victoria,

361
00:17:00,920 --> 00:17:03,040
Speaker 6: I think it was youth who suggested we all do

362
00:17:03,120 --> 00:17:05,520
Speaker 6: a little pilate session in the morning. So we get

363
00:17:05,560 --> 00:17:08,320
Speaker 6: on Zoom and we do a little Keep It Cleaner workout.

364
00:17:08,600 --> 00:17:11,280
Speaker 6: But yeah, it's been so fun. It's literally twenty minutes

365
00:17:11,280 --> 00:17:12,840
Speaker 6: out of our day, and it's so nice that we

366
00:17:12,880 --> 00:17:14,920
Speaker 6: can do it all together and feel a little bit connected.

367
00:17:14,960 --> 00:17:17,200
Speaker 6: And for people like me who are having a little

368
00:17:17,200 --> 00:17:20,000
Speaker 6: bit of a hard time mentally, that small amount of

369
00:17:20,200 --> 00:17:22,720
Speaker 6: exercise and we do ones that do not require any

370
00:17:22,760 --> 00:17:25,879
Speaker 6: equipment because I am not a sporty gal. I don't

371
00:17:25,920 --> 00:17:28,639
Speaker 6: have the weights, I don't have the resistance band, I

372
00:17:28,680 --> 00:17:30,879
Speaker 6: have nothing. So we've been doing the ones with no

373
00:17:30,960 --> 00:17:34,439
Speaker 6: equipment and it is genuinely they don't lie, those indorphins,

374
00:17:34,480 --> 00:17:37,400
Speaker 6: they do not lie. You feel so much better afterwards,

375
00:17:37,400 --> 00:17:39,399
Speaker 6: and it's been really nice for us to just do

376
00:17:39,440 --> 00:17:40,120
Speaker 6: something as a team.

377
00:17:40,520 --> 00:17:42,719
Speaker 2: Yeah, and we're not sponsored by Keep It Cleaner, but

378
00:17:42,760 --> 00:17:45,720
Speaker 2: we do love Stephan Laura, but Also they do have

379
00:17:45,760 --> 00:17:48,119
Speaker 2: a YouTube channel where they have a couple of workouts

380
00:17:48,119 --> 00:17:50,000
Speaker 2: that you can do with them for free. And the

381
00:17:50,040 --> 00:17:52,320
Speaker 2: thing I like about them is that it feels like

382
00:17:52,359 --> 00:17:54,520
Speaker 2: you're in a class, like they're actually talking to you

383
00:17:54,600 --> 00:17:56,560
Speaker 2: like a person instead of just like working out and

384
00:17:56,600 --> 00:17:59,160
Speaker 2: you're trying to keep up. But also I know they

385
00:17:59,200 --> 00:18:01,520
Speaker 2: have like a one week free trial so that you

386
00:18:01,520 --> 00:18:03,240
Speaker 2: can give it a crack and see if you like it,

387
00:18:03,320 --> 00:18:05,000
Speaker 2: and that's a money win, Like.

388
00:18:05,160 --> 00:18:06,840
Speaker 3: That's pretty good thing to do.

389
00:18:07,240 --> 00:18:11,000
Speaker 2: And I just genuinely really like the platform because it's

390
00:18:11,000 --> 00:18:13,200
Speaker 2: bringing my team together and we've got something to do,

391
00:18:13,320 --> 00:18:16,280
Speaker 2: and you best believe that. Every single morning, I'm like, hey,

392
00:18:16,400 --> 00:18:20,360
Speaker 2: assumling guys, it's Pilarate's time. And you kind of get

393
00:18:20,359 --> 00:18:22,800
Speaker 2: to go at your own pace because like Tony screen

394
00:18:22,840 --> 00:18:25,000
Speaker 2: and Jess the screen and my screen, they're all teeny tiny,

395
00:18:25,040 --> 00:18:26,960
Speaker 2: so you can't really see what the other person is doing,

396
00:18:27,000 --> 00:18:29,520
Speaker 2: but you know they're they're keeping you accountable.

397
00:18:29,000 --> 00:18:31,800
Speaker 7: And you can just hear each other breathing or going mad.

398
00:18:33,200 --> 00:18:35,399
Speaker 3: Or me being like what push ups?

399
00:18:35,880 --> 00:18:36,120
Speaker 1: No?

400
00:18:36,400 --> 00:18:37,520
Speaker 3: I said Pilarates.

401
00:18:38,119 --> 00:18:43,800
Speaker 11: The grunts of support from they're there genuinely so in

402
00:18:43,840 --> 00:18:47,399
Speaker 11: the group chat today, Was it deliberate that when someone

403
00:18:47,440 --> 00:18:50,160
Speaker 11: said is it time for pilates it was instead written

404
00:18:50,200 --> 00:18:52,160
Speaker 11: it's time for pies and lattes.

405
00:18:52,400 --> 00:18:54,600
Speaker 8: Was that a deliberate joke? Or is that just what

406
00:18:54,640 --> 00:18:55,400
Speaker 8: you guys were doing.

407
00:18:56,520 --> 00:18:59,119
Speaker 7: We're actually just eating and drinking coffee on zone.

408
00:18:59,520 --> 00:19:02,159
Speaker 2: Yeah, it's actually what we do. And you could have joined.

409
00:19:02,280 --> 00:19:04,960
Speaker 2: I haven't seen you sign in you.

410
00:19:04,880 --> 00:19:09,920
Speaker 9: Guys started when my shift on radio starts.

411
00:19:11,000 --> 00:19:15,160
Speaker 2: Multitask right, Yeah, you could do radio pilarates? Could you just.

412
00:19:15,480 --> 00:19:19,200
Speaker 8: Doing pilarates whilst on the radio? And here's justin Bieber.

413
00:19:21,160 --> 00:19:23,080
Speaker 3: That does not sound like ballartes.

414
00:19:24,720 --> 00:19:28,000
Speaker 8: Maybe I'm doing it wrong. I've got a lockdown win.

415
00:19:28,600 --> 00:19:29,399
Speaker 3: Yeah, what is that?

416
00:19:29,920 --> 00:19:33,400
Speaker 8: So obviously a bit more time at home and we

417
00:19:33,600 --> 00:19:34,440
Speaker 8: just sort of did that.

418
00:19:34,520 --> 00:19:37,080
Speaker 9: Oh were they meaning to clean out that spare cupboard

419
00:19:37,080 --> 00:19:39,280
Speaker 9: for ages? Let's just you know, those kind of jobs

420
00:19:39,280 --> 00:19:41,120
Speaker 9: that you can just end up putting off for years.

421
00:19:41,359 --> 00:19:43,280
Speaker 3: My wardrobe is clean for that reason.

422
00:19:43,440 --> 00:19:44,480
Speaker 7: Yeah.

423
00:19:44,520 --> 00:19:49,119
Speaker 8: So I actually found this bag full of coins.

424
00:19:48,880 --> 00:19:53,359
Speaker 3: Money, bag full of money, and John and I'm up.

425
00:19:53,240 --> 00:19:55,040
Speaker 6: Having a bag full of money that you didn't know

426
00:19:55,080 --> 00:19:55,720
Speaker 6: you had.

427
00:19:55,800 --> 00:19:59,520
Speaker 2: And then and then literally broadcasting that on a national

428
00:19:59,560 --> 00:20:01,040
Speaker 2: money podcast.

429
00:20:00,600 --> 00:20:02,920
Speaker 3: And expecting people to not think you're a drug dealer.

430
00:20:03,200 --> 00:20:06,120
Speaker 8: No, it wasn't like wads of notes. It was more like, you.

431
00:20:06,040 --> 00:20:08,160
Speaker 7: Know, if you've sent coin, Yeah, like.

432
00:20:08,080 --> 00:20:09,439
Speaker 9: Where you put the coins. And I used to just

433
00:20:09,440 --> 00:20:10,800
Speaker 9: like keep them in a bowl by my desk at

434
00:20:10,800 --> 00:20:11,760
Speaker 9: the end of the day. And I must have just

435
00:20:11,800 --> 00:20:13,960
Speaker 9: tipped it into this bag when we moved house and

436
00:20:13,960 --> 00:20:15,919
Speaker 9: then I found it. And I did find some like

437
00:20:16,000 --> 00:20:18,040
Speaker 9: American notes and stuff, and I reckon there was about

438
00:20:18,040 --> 00:20:21,280
Speaker 9: fifty or sixty bucks money. Yeah, So I mean, if

439
00:20:21,280 --> 00:20:23,760
Speaker 9: anyone ever used coins every again, I'm going to have

440
00:20:23,840 --> 00:20:26,200
Speaker 9: a win there. But having said that, I can't even

441
00:20:26,200 --> 00:20:29,240
Speaker 9: remember the last time I used like a physical currency.

442
00:20:28,880 --> 00:20:32,200
Speaker 3: So yeah, but that's a win. That's a win.

443
00:20:32,280 --> 00:20:34,679
Speaker 2: And I've actually done that before, and I thought that

444
00:20:34,840 --> 00:20:37,480
Speaker 2: finding it would be really hard to deal with because

445
00:20:37,480 --> 00:20:41,560
Speaker 2: I don't use coins anymore. But most big bank branches

446
00:20:41,680 --> 00:20:43,919
Speaker 2: now have the coin sorders and you can kind of

447
00:20:43,960 --> 00:20:45,760
Speaker 2: just go and tip all the coins in and then

448
00:20:45,800 --> 00:20:48,120
Speaker 2: it tells you how much is there, and they say

449
00:20:48,200 --> 00:20:50,240
Speaker 2: do you want to just put directually into your bank.

450
00:20:50,080 --> 00:20:54,080
Speaker 3: Account and you're like, yeah, money, that's awesome.

451
00:20:54,320 --> 00:20:57,199
Speaker 2: Yeah, So Google like the coin sorder because I know

452
00:20:57,280 --> 00:20:59,720
Speaker 2: they're not at every single branch, but you literally can

453
00:21:00,200 --> 00:21:02,640
Speaker 2: the money into a coin sorder and then it'll be like, oh,

454
00:21:02,640 --> 00:21:05,640
Speaker 2: that's one hundred and twelve dollars twenty Ryan, John, how

455
00:21:05,640 --> 00:21:07,680
Speaker 2: do you want that converted? And you'll be like, put

456
00:21:07,720 --> 00:21:09,440
Speaker 2: it in my bank account and then it's in your bank

457
00:21:09,480 --> 00:21:11,679
Speaker 2: accounts so satisfying.

458
00:21:11,720 --> 00:21:15,080
Speaker 9: Remember when we were in like say, primary school, and

459
00:21:15,119 --> 00:21:17,000
Speaker 9: there was like, guess how many.

460
00:21:17,800 --> 00:21:20,280
Speaker 3: Jelly beans do you reckon?

461
00:21:20,359 --> 00:21:23,879
Speaker 9: If I take a photo of the just what of coins?

462
00:21:24,320 --> 00:21:27,520
Speaker 9: Whoever in the She's on the money group guesses the

463
00:21:27,640 --> 00:21:29,119
Speaker 9: closest gets the money.

464
00:21:29,280 --> 00:21:33,080
Speaker 3: Oh my gosh, yes, that is the lasting I do it.

465
00:21:33,080 --> 00:21:37,119
Speaker 2: It's like jelly beans, but better lockdown activity.

466
00:21:37,280 --> 00:21:38,719
Speaker 7: Everybody can participate.

467
00:21:39,359 --> 00:21:40,000
Speaker 8: Well, by the.

468
00:21:39,960 --> 00:21:42,600
Speaker 2: Time she's on the money has all of their shrapnel

469
00:21:42,720 --> 00:21:45,480
Speaker 2: and they are willing to gift it to you. By

470
00:21:45,520 --> 00:21:47,720
Speaker 2: the way, just to disclaim this, I will not be

471
00:21:47,800 --> 00:21:49,120
Speaker 2: paying postage, because I.

472
00:21:49,119 --> 00:21:49,520
Speaker 10: Will be.

473
00:21:51,520 --> 00:21:52,840
Speaker 8: We'll send a bank transfer.

474
00:21:52,600 --> 00:21:54,879
Speaker 2: But we'll make Ryan go to the bank and film

475
00:21:54,960 --> 00:21:58,680
Speaker 2: himself putting it through the coin sort and then goes out.

476
00:21:58,840 --> 00:22:01,080
Speaker 9: By the time this podcast goes out Friday morning, there

477
00:22:01,080 --> 00:22:03,439
Speaker 9: will be a photo in the Facebook group where you

478
00:22:03,440 --> 00:22:05,400
Speaker 9: can see the coins, so that'll be in the Facebook group.

479
00:22:06,520 --> 00:22:11,600
Speaker 9: Speaking of wins, Jess, win or confession in Lockdown this week.

480
00:22:11,440 --> 00:22:13,720
Speaker 6: Win car park win off the back of my car

481
00:22:13,760 --> 00:22:14,720
Speaker 6: park loss.

482
00:22:14,480 --> 00:22:19,920
Speaker 7: Last Jess, You've got to get a life, literally, like.

483
00:22:19,800 --> 00:22:22,360
Speaker 6: My life is driving in and out of this car park. Yeah,

484
00:22:22,359 --> 00:22:24,600
Speaker 6: that's exactly what it is. It's that I'm not driving

485
00:22:24,600 --> 00:22:26,720
Speaker 6: to work because we're working remote least, I'm saving myself,

486
00:22:26,720 --> 00:22:28,120
Speaker 6: like seventy five dollars I'm parking.

487
00:22:28,200 --> 00:22:29,359
Speaker 3: That's so much money.

488
00:22:29,600 --> 00:22:32,040
Speaker 6: So it's so much money, and normally I do catch

489
00:22:32,040 --> 00:22:34,879
Speaker 6: the train, but with COVID, I've just been trying to

490
00:22:35,000 --> 00:22:39,680
Speaker 6: reduce the opportunities for myself to come into contact needlessly.

491
00:22:39,760 --> 00:22:41,679
Speaker 6: And I'm in a very privileged position where I can

492
00:22:41,760 --> 00:22:43,600
Speaker 6: afford to drive to work and I obviously have a

493
00:22:43,640 --> 00:22:48,000
Speaker 6: car and stuff, so I'm very fortunate. But like the

494
00:22:48,119 --> 00:22:50,520
Speaker 6: money and the cost of parking, and I'm really lucky

495
00:22:50,600 --> 00:22:53,040
Speaker 6: that I can afford to come in, but like that

496
00:22:53,320 --> 00:22:54,280
Speaker 6: seventy five.

497
00:22:54,119 --> 00:22:55,600
Speaker 7: Dollars, I can it's some money.

498
00:22:55,640 --> 00:22:55,840
Speaker 8: Win.

499
00:22:56,000 --> 00:22:57,440
Speaker 3: That's a very good Tony.

500
00:22:57,480 --> 00:22:58,320
Speaker 6: How about you? How'd you go?

501
00:22:59,400 --> 00:23:00,919
Speaker 7: I've got an fashion.

502
00:23:02,080 --> 00:23:06,080
Speaker 4: So being in Lockdown obviously is played on the emotions

503
00:23:06,080 --> 00:23:08,760
Speaker 4: a little bit and my boyfriend Torbes and I have

504
00:23:08,840 --> 00:23:12,000
Speaker 4: been like, oh yeah, let's order something naughty. Let's order

505
00:23:12,000 --> 00:23:15,639
Speaker 4: some naughty food. Let's you know, indulge in Uber eats,

506
00:23:15,720 --> 00:23:18,560
Speaker 4: and we've actually so actually, this might be a future

507
00:23:18,640 --> 00:23:23,879
Speaker 4: money win. We've actually deleted all of the uber eats

508
00:23:24,200 --> 00:23:27,400
Speaker 4: and delivery apps off of our phones.

509
00:23:28,960 --> 00:23:30,639
Speaker 3: How did you do that? In lockdown?

510
00:23:31,000 --> 00:23:33,399
Speaker 4: Honestly, we were just ordering so much food. Now, I

511
00:23:33,480 --> 00:23:36,360
Speaker 4: was like, this is getting ridiculous. It's costing a fortune.

512
00:23:36,480 --> 00:23:39,560
Speaker 4: We're ordering really naughty food. So we're eating like, not

513
00:23:39,760 --> 00:23:42,000
Speaker 4: very well and it doesn't make you feel better.

514
00:23:42,119 --> 00:23:43,400
Speaker 7: You think that eating like.

515
00:23:43,440 --> 00:23:46,320
Speaker 4: Crappy food's going to make you feel so good and

516
00:23:46,400 --> 00:23:49,199
Speaker 4: like indulgent, but it just makes you feel awful the

517
00:23:49,200 --> 00:23:49,720
Speaker 4: next day.

518
00:23:50,240 --> 00:23:52,120
Speaker 7: So we've deleted them all.

519
00:23:52,200 --> 00:23:54,040
Speaker 4: I don't know how long it's gonna last, but hopefully

520
00:23:54,080 --> 00:23:56,760
Speaker 4: it's a future money win that we're no longer ordering

521
00:23:56,800 --> 00:23:57,840
Speaker 4: food on Uber eat.

522
00:23:58,160 --> 00:24:00,560
Speaker 2: Do you think it'll last longer than the time Ryan

523
00:24:00,600 --> 00:24:02,480
Speaker 2: said he won't have takeaway coffees?

524
00:24:03,119 --> 00:24:06,800
Speaker 4: That's a challenge. That's a great challenge. You know what,

525
00:24:07,040 --> 00:24:08,760
Speaker 4: I'm going to last longer than Ryan did?

526
00:24:09,280 --> 00:24:11,320
Speaker 9: That is aggressive and that is the last time my

527
00:24:11,440 --> 00:24:13,400
Speaker 9: history's in a podcast about how long I last?

528
00:24:13,400 --> 00:24:14,000
Speaker 8: Thank you very.

529
00:24:15,600 --> 00:24:17,800
Speaker 3: Sorry, not sorry, Let's move on to me.

530
00:24:19,800 --> 00:24:20,240
Speaker 7: Victoria.

531
00:24:20,720 --> 00:24:25,080
Speaker 2: So I actually have a confession and it's oh, it's

532
00:24:25,119 --> 00:24:26,840
Speaker 2: actually a bad comfession.

533
00:24:26,880 --> 00:24:29,400
Speaker 3: It's like not thousands of dollars or anything.

534
00:24:29,440 --> 00:24:33,360
Speaker 2: It's just like the pinnacle of lazy lockdown life.

535
00:24:33,119 --> 00:24:34,080
Speaker 7: Right, so uh huh.

536
00:24:34,280 --> 00:24:37,600
Speaker 2: Everybody knows I'm slightly addicted to the mochiese that you

537
00:24:37,640 --> 00:24:39,920
Speaker 2: get at coals on a good day. They are seven

538
00:24:39,960 --> 00:24:41,720
Speaker 2: dollars a box. If they go on sale, you get

539
00:24:41,720 --> 00:24:43,959
Speaker 2: them for four dollars a box. I'm obsessed. They are

540
00:24:44,000 --> 00:24:47,119
Speaker 2: coconut milk. The coconut milk chocolate ones are the ones

541
00:24:47,160 --> 00:24:48,840
Speaker 2: that I die for good.

542
00:24:49,359 --> 00:24:51,280
Speaker 8: How many in the box six?

543
00:24:51,640 --> 00:24:55,880
Speaker 3: So it's like not exactly a great investment, but like

544
00:24:56,040 --> 00:24:58,000
Speaker 3: I love them. They live on die trees.

545
00:24:58,160 --> 00:25:00,359
Speaker 2: They are delicious, so you've got to let them frost

546
00:25:00,440 --> 00:25:04,640
Speaker 2: a little bit because then they are peaked performing amazing. Anyway,

547
00:25:04,840 --> 00:25:08,679
Speaker 2: the other night in Lockdown, we just announced lockdown, so

548
00:25:08,720 --> 00:25:11,719
Speaker 2: I was a bit frustrated. I'd had two glasses of wine,

549
00:25:11,960 --> 00:25:14,959
Speaker 2: realized they weren't any mo cheese in my freezer. Couldn't

550
00:25:15,000 --> 00:25:17,960
Speaker 2: drive because two glasses of wine and also during lockdown,

551
00:25:18,080 --> 00:25:20,160
Speaker 2: that would be a bit irresponsible. I've only been going

552
00:25:20,160 --> 00:25:25,840
Speaker 2: to the grocery drinks, very very questionable. I paid for

553
00:25:26,240 --> 00:25:30,480
Speaker 2: Uber Eats to bring me one box of chocolate mo cheese.

554
00:25:31,760 --> 00:25:38,720
Speaker 4: Gloria and must be not.

555
00:25:37,560 --> 00:25:41,040
Speaker 2: So expensive, and I just in the moment, I was like,

556
00:25:41,119 --> 00:25:43,000
Speaker 2: I don't even care, this is what I want.

557
00:25:43,240 --> 00:25:44,840
Speaker 3: I'm going to look after myself.

558
00:25:44,960 --> 00:25:46,919
Speaker 2: And it was like close to twenty dollars and I

559
00:25:47,040 --> 00:25:50,840
Speaker 2: literally regret it, like it's obviously.

560
00:25:50,359 --> 00:25:51,200
Speaker 3: Not going to cripple me.

561
00:25:51,280 --> 00:25:53,439
Speaker 2: It's not like I'm in crippling debt, but like, what

562
00:25:53,640 --> 00:25:58,199
Speaker 2: a bad money decision from me? That just highlights the

563
00:25:58,200 --> 00:26:00,560
Speaker 2: fact that I have literally no self control.

564
00:26:00,680 --> 00:26:01,520
Speaker 8: How were they though?

565
00:26:01,960 --> 00:26:02,520
Speaker 6: So good?

566
00:26:03,000 --> 00:26:04,800
Speaker 3: And do you know why they were good guys?

567
00:26:05,080 --> 00:26:08,000
Speaker 2: Because they came from a random seven to eleven, like

568
00:26:08,240 --> 00:26:11,320
Speaker 2: four suburbs across and so in the time it came

569
00:26:11,359 --> 00:26:12,720
Speaker 2: from there to my house, they're.

570
00:26:12,520 --> 00:26:15,040
Speaker 3: Defrayed with the perfect amount. That's very good.

571
00:26:15,080 --> 00:26:17,959
Speaker 9: Now you bring it to the table and say it's

572
00:26:17,960 --> 00:26:22,720
Speaker 9: a confession. But Victoria Devine, do you regret your decision

573
00:26:22,840 --> 00:26:23,280
Speaker 9: at all?

574
00:26:24,000 --> 00:26:24,240
Speaker 3: Yeah?

575
00:26:24,520 --> 00:26:26,760
Speaker 2: Kind of kind of because I knew what'd have to

576
00:26:26,800 --> 00:26:29,240
Speaker 2: tell you. I knew i'd have to tell you, but

577
00:26:29,359 --> 00:26:32,040
Speaker 2: I enjoyed all of the Mochi's. The only thing I

578
00:26:32,080 --> 00:26:35,920
Speaker 2: regretted was not buying two boxes because that transport fee

579
00:26:36,080 --> 00:26:41,000
Speaker 2: was really expensive delivery, and when they arrived Steve wanted

580
00:26:41,000 --> 00:26:42,560
Speaker 2: to share them, and I was like, oh, I didn't

581
00:26:42,560 --> 00:26:43,359
Speaker 2: sign up for this.

582
00:26:43,960 --> 00:26:44,520
Speaker 7: I hate that.

583
00:26:45,080 --> 00:26:47,520
Speaker 6: Yeah, I like your own box Steve.

584
00:26:47,400 --> 00:26:52,400
Speaker 2: Got, And so I ended up. Instead of being able

585
00:26:52,440 --> 00:26:54,800
Speaker 2: to be a garbage guts and have all six Mochi's,

586
00:26:54,880 --> 00:26:57,639
Speaker 2: I got three, which is probably what I deserved given

587
00:26:57,640 --> 00:27:00,919
Speaker 2: and I paid for them on roots all right, And

588
00:27:01,000 --> 00:27:02,920
Speaker 2: I think that's probably enough.

589
00:27:02,720 --> 00:27:03,679
Speaker 3: For me, guys.

590
00:27:03,840 --> 00:27:07,000
Speaker 2: But just before we head off, we'd like to acknowledge

591
00:27:07,040 --> 00:27:11,040
Speaker 2: and pay respect to Australia's Aboriginal and Torres Strait Islander people's.

592
00:27:11,440 --> 00:27:14,680
Speaker 2: They're the traditional custodians of the lands, the waterways and

593
00:27:14,720 --> 00:27:18,320
Speaker 2: the skies all across Australia. We thank you for sharing

594
00:27:18,400 --> 00:27:20,159
Speaker 2: and for caring for the land on which we are

595
00:27:20,200 --> 00:27:23,480
Speaker 2: able to learn. We pay respects to elders past and present,

596
00:27:23,520 --> 00:27:25,600
Speaker 2: and we share our friendship and our kindness.

597
00:27:26,240 --> 00:27:28,760
Speaker 4: The advice shared on She's on the Money is generally

598
00:27:28,840 --> 00:27:31,760
Speaker 4: nature and does not consider your individual circumstances.

599
00:27:32,119 --> 00:27:32,440
Speaker 3: She's on.

600
00:27:32,520 --> 00:27:35,480
Speaker 4: The money exists purely for educational purposes and should not

601
00:27:35,520 --> 00:27:38,840
Speaker 4: be relied upon to make an investment or any financial decision.

602
00:27:39,280 --> 00:27:42,760
Speaker 4: And we promise that Victoria Devine is an authorized representative

603
00:27:42,760 --> 00:27:47,000
Speaker 4: of Australia Pacific Funds Management Proprietary Limited ABM three four

604
00:27:47,040 --> 00:27:50,320
Speaker 4: one three two four six three two five seven AFSL

605
00:27:50,400 --> 00:27:52,040
Speaker 4: three three nine one five one.

606
00:27:52,119 --> 00:27:54,480
Speaker 9: If you are in lockdown, take care of yourself, jump

607
00:27:54,480 --> 00:27:56,560
Speaker 9: into this. She's on the money Facebook group Guess how

608
00:27:56,600 --> 00:27:57,440
Speaker 9: much Cash of God?

609
00:27:57,440 --> 00:27:58,200
Speaker 8: And it's yours.

610
00:27:58,880 --> 00:28:01,120
Speaker 3: Heay, that's so much fun.

611
00:28:01,160 --> 00:28:03,560
Speaker 2: I can't believe we've got something better than jelly beans

612
00:28:03,600 --> 00:28:15,119
Speaker 2: on this podcast. Bye guys, Bye,