Speaker 1: Hello.
Speaker 2: My name's Santasha Nabananga Bamblet. I'm a proud yr the
Speaker 2: Order Kerni Whoalbury and a waddery woman. And before we
Speaker 2: get started on She's on the Money podcast, I would
Speaker 2: like to acknowledge the traditional custodians of the land of
Speaker 2: which this podcast is recorded on a wondery country, acknowledging
Speaker 2: the elders, the ancestors and the next generation coming through.
Speaker 2: As this podcast is about connecting, empowering, knowledge sharing and
Speaker 2: the storytelling of you to make a difference for today
Speaker 2: and lasting impact for tomorrow.
Speaker 1: Let's get into it.
Speaker 3: She's on the Money, She's on the Money.
Speaker 4: Hello, and welcome to She's on the Money, the podcast
Speaker 4: Millennials who want Financial Freedom.
Speaker 5: My name is Jessic Ricky.
Speaker 4: And of course today I have Beksayer joining me because
Speaker 4: it's Friday, so today we are celebrating you, the incredible
Speaker 4: She's on the Money community. Today, I'll be sharing some
Speaker 4: of my favorite money ins. Beck will be sharing some
Speaker 4: of her best broke tips, and we'll be helping to
Speaker 4: answer a juicy money dilemma, which this week is all
Speaker 4: about prioritizing healthy eating and your budget. Plus we're going
Speaker 4: to unpack something that you slid into our DMS, about
Speaker 4: which this week you asked for advice about navigating going
Speaker 4: into business with your bestie.
Speaker 6: Oh juicy, exciting and.
Speaker 4: Beck, I feel like we have someone you might be
Speaker 4: able to give us a little insight into that today.
Speaker 3: I do.
Speaker 7: It does feel like we have someone in the room
Speaker 7: with us today, a nice, bright energy. We are super
Speaker 7: excited to be joined by someone who I think will
Speaker 7: have some really amazing insights to share today. Laura Henshaw
Speaker 7: is the CEO and co founder of health and.
Speaker 6: Finis app Kick.
Speaker 7: She's a podcaster and a columnist, among so many other things.
Speaker 6: Welcome Laura, thank you.
Speaker 1: So much for having me.
Speaker 3: I'm so excited to be here, and I also I
Speaker 3: come bearing gifts for anyone that has heard of Kick.
Speaker 3: If you're thinking what the heck you're talking about, you'll
Speaker 3: find out a little bit in this episode. But if
Speaker 3: you have heard of Kick and you have wanted to
Speaker 3: give it a go, it's an app that I.
Speaker 1: Am the founder of and the CEO of.
Speaker 3: We have over a thousand recipes, workouts and meditations on there,
Speaker 3: and if you do want to give it a go,
Speaker 3: we've got a free month code for your wonderful community.
Speaker 1: Which could be a bit of a money win. I
Speaker 1: was thinking, we love a good segue.
Speaker 3: Yes, So the code is money month and if you
Speaker 3: go onto the website www dot kick app dot com,
Speaker 3: make an account, put the code in for the monthly membership,
Speaker 3: then download the app and log in, you can give
Speaker 3: it a go.
Speaker 6: Amazing cool, This is so exciting.
Speaker 7: You're a very impressive, impressive woman about that definitely.
Speaker 4: We were just talking off air about how you guys
Speaker 4: celebrated your fifth birthday for Kick very recently.
Speaker 3: Yes, for the podcast, which is crazy. It honestly has
Speaker 3: felt like a year or two. Yeah, half a day
Speaker 3: that as soon as you're an adult time, Yeah. I
Speaker 3: feel like when you're a kid, it's like I just
Speaker 3: want to be eighteen. Yeah, and then you're an adult,
Speaker 3: it's like a.
Speaker 6: Five years to get older. How's it Ron's week been?
Speaker 4: Might's been good? Taylor Swift, anybody else? The Torture Poets Department?
Speaker 6: Big week dropped.
Speaker 4: I know, Beck, you're not a huge fan, so I
Speaker 4: don't know, are you across the whole?
Speaker 7: I am across it, and I like, I'm you know,
Speaker 7: I'm one of those not swifties. That also don't hate tails, Yeah,
Speaker 7: you appreciate I appreciate tailors swift.
Speaker 4: So anyone who doesn't know she dropped an album, we're
Speaker 4: all very excited. And then she put up another little
Speaker 4: countdown on her Instagram and everyone's like, what's the countdown for?
Speaker 4: What is she counting down for? What's happening? Two hours
Speaker 4: later a second album. She does thirty one songs in
Speaker 4: one day.
Speaker 1: So it wasn't always in the same album.
Speaker 4: So the second bit is she created an anthology, which
Speaker 4: is like normally a collection or curation of poems or writings.
Speaker 4: So so if you look up Tortured Poets Department the anthology,
Speaker 4: that one has all thirty one but if you look
Speaker 4: up just Tortured Poets Department and it has the original
Speaker 4: set of songs.
Speaker 5: I see, my queen.
Speaker 4: I had full mental breakdown, like I was already crying.
Speaker 1: I saw your calendar. It was quite funny.
Speaker 3: I all about listening because it was what it was
Speaker 3: like a Tuesday or something.
Speaker 5: It was a Friday, Friday.
Speaker 1: I remember looking at your calendar and I.
Speaker 6: Was like, I love that.
Speaker 5: I feel like if that was one of my employees.
Speaker 6: It was so cute. Jess I love watching you talk
Speaker 6: about Taylor Switch.
Speaker 7: I get so excited and like things that make you
Speaker 7: excited like habiitasherie. You know, I just think it's really
Speaker 7: cute to see like revert back into like a really
Speaker 7: cute like young.
Speaker 4: Like it is such that you're not young. It's you
Speaker 4: know what I mean, It's a girlhood thing. I said
Speaker 4: this about the Errors Tour. It just it made you
Speaker 4: feel comfortable with girlhood, like all of that joy and
Speaker 4: just wearing something sparkly and something you just feel cute
Speaker 4: in and all those things that I think society sometimes
Speaker 4: makes you feel silly for, like why are you so
Speaker 4: excited over this? Like chill out? Like it just is
Speaker 4: almost like permission. That's how I feel abou tailor sweet.
Speaker 4: So it's very big weak for me.
Speaker 5: About you.
Speaker 3: I love that I had a I had a good week.
Speaker 3: I feel like a lot of people. Now it's got
Speaker 3: a little bit colder. You get a bit sick, like
Speaker 3: your body's like hang on, it's so hot. So I
Speaker 3: have it last week, but now matter this week because
Speaker 3: I'm feeling good and you have a.
Speaker 4: You found appreciation for me able to breathe out both
Speaker 4: your nostrils that you get after me. You know, when
Speaker 4: you're sick and you're like, I never.
Speaker 3: Appreciated very wide nostrils, so they get really super blocks
Speaker 3: from I have like other things. But yeah, my nostrils
Speaker 3: seem to be that sounds amazing.
Speaker 7: Thoroughfare the word thoroughfare. God lucky you pray for white nostrils.
Speaker 5: How's your We've been back?
Speaker 6: My week has It's been pretty good.
Speaker 7: I like, you know, obviously, as everyone knows, I'm like
Speaker 7: in between jobs at the moment, so but I've just
Speaker 7: started like casually working again at this in this office
Speaker 7: and with Kiss with Kids Radio, so it's been really fun.
Speaker 7: I've just felt like, you know, when you're like not working,
Speaker 7: it's sounds like a dream, sounds like you're just constantly
Speaker 7: on holiday. But everyone you've ever met is working, So
Speaker 7: you're like you wake up and you're like, Okay, what
Speaker 7: do I do now?
Speaker 4: You know what I mean?
Speaker 7: Or you will go to the gym and they be like, okay,
Speaker 7: now what do I do? Like it's always like what
Speaker 7: do I do?
Speaker 4: You know?
Speaker 7: So just knowing that I have something to like fill
Speaker 7: my days and it's fun with people that I love,
Speaker 7: and I just like I'm feeling really happy. So this
Speaker 7: week has been really enjoyable. So yeah, I'm feeling good.
Speaker 7: I'm feeling good.
Speaker 5: Sounds like you're having a winning week, so do you.
Speaker 5: I like a little pun.
Speaker 6: I try.
Speaker 5: I really do try to do.
Speaker 4: Speaking of which, I have some excellent money wins to
Speaker 4: share with everybody this week. I will start off with Tyler,
Speaker 4: who said I got my first dividend.
Speaker 5: It was two dollars retirement coming soon.
Speaker 4: I'm amazing and that was just the energy that I
Speaker 4: needed this week celebrating the small wins.
Speaker 5: Well done, Tyler.
Speaker 4: Next, I have a money win from Stacy, who said
Speaker 4: I found lots of my berry plants had rooted on
Speaker 4: the end of some canes. So I've potted them up
Speaker 4: and I'm hoping they're all settle into the pots nicely
Speaker 4: so I can sell them in a few months.
Speaker 7: Maybe I didn't understand any of those words, but I
Speaker 7: feel like trust the process.
Speaker 4: You know, the berries had babies, and she did to
Speaker 4: sell the babies on the canes, yeah, which I think
Speaker 4: is just maybe what she was growing them on.
Speaker 6: Understood.
Speaker 4: Yes, very exciting. We love that making something from nothing cool. Next,
Speaker 4: I've got a really good money win for anyone who's
Speaker 4: planning on traveling to the Goldie anytime soon? From Alisha,
Speaker 4: who said, we're traveling the Goldie. We're in a caravan.
Speaker 4: We wanted to head to Movie World. Two adults and
Speaker 4: two children. That would be four hundred and eighty dollars
Speaker 4: in tickets. Whoa daylight robbery? Now I understand why we
Speaker 4: never wanted kids. Hurry, but she said, after doing some
Speaker 4: research online, she's discovered that you can stay at the
Speaker 4: SeaWorld resort for four hundred and forty four dollars like
Speaker 4: a basic double room, and you get free entry to
Speaker 4: Movie World the day that you check in.
Speaker 5: So she caught up.
Speaker 4: She organized early check in, and so they're staying accommodated
Speaker 4: in an actual hotel for less money than they would
Speaker 4: have spent on just their ticket.
Speaker 5: Stains Movie World.
Speaker 6: That is really cool.
Speaker 7: And then they have like a nine of luxury if
Speaker 7: they're not that you know, did they.
Speaker 5: Save an actual room?
Speaker 4: They were in a caravan, they've got some proper see, yeah,
Speaker 4: a bit more space curious.
Speaker 3: I don't know what Free World accommodations like. Yeah, I
Speaker 3: don't know either, but sure it's lovely.
Speaker 4: It's the main thing is it's cheaper than the tickets,
Speaker 4: and I'm going to call that a money win.
Speaker 5: That's a big win, totally big win. Well done, Alisha.
Speaker 4: Next, I've got one from Jesse her excellent name, who
Speaker 4: said I ordered a glass of wine and they had
Speaker 4: just under half a glass's worth left after her glass
Speaker 4: and asked if I'd like the full glass for free.
Speaker 5: Oh okay, so they had like a little bit left.
Speaker 5: They're like, we'll just top.
Speaker 4: It's like when you buy fabric and this is very
Speaker 4: niche when you're buying. As I'm saying this, I'm like
Speaker 4: maybe not buying fabric at spotlight and they've got like
Speaker 4: a little bit left on the roll. They're like, do
Speaker 4: you want to just take it all for an extra dollar?
Speaker 4: And you're like, absolutely I would.
Speaker 7: It is similar to like when you're like in the
Speaker 7: toilet and it's like, I'm only allowing myself X amount
Speaker 7: of squares.
Speaker 6: I'm I'm not going to leave to exactly I'll give
Speaker 6: myself Why not?
Speaker 4: Oh you're my boyfriend, you leave for one square? One?
Speaker 6: Okay?
Speaker 5: It's a toxic trait.
Speaker 6: Yeah, that is so cheeky.
Speaker 4: And then lastly, I've got a very on theme win
Speaker 4: from Zoe who said money win.
Speaker 5: Taylor put all her bonus tracks straight onto.
Speaker 4: Streaming so I don't have to buy all the album
Speaker 4: variants to hear them.
Speaker 5: We love that a queen being so considerate.
Speaker 4: Now, Laura, we've been asking everyone who comes in if
Speaker 4: they have their own money or perhaps confession to share
Speaker 4: if you happen to have one.
Speaker 1: I do, so I don't know if anyone, Well are you.
Speaker 3: I think it's only in Victoria, So if you live
Speaker 3: in Victoria, you'll be familiar and you go park around
Speaker 3: the city with past.
Speaker 5: Day the app.
Speaker 3: So I have been locked out of my app for
Speaker 3: a long time and I can use it, but I
Speaker 3: can't change cars in it. That's when it makes me
Speaker 3: do my password and I my car was actually stolen
Speaker 3: last year, which is fine, no problem at all, It's
Speaker 3: all good. I was safe, it was well, it was
Speaker 3: the car's not safe, but it was out.
Speaker 1: The front of my house. I didn't come he went
Speaker 1: car okay.
Speaker 3: So I have a new car, and so I needed
Speaker 3: to put my number plate into the payday app, and
Speaker 3: every time I park, I'm rushed. So then I'm like,
Speaker 3: I don't have time to work out my because it keeps.
Speaker 1: Saying I didn't have an account. I'm like, I definitely,
Speaker 1: because I'm using it, I.
Speaker 3: Have an account, and it's one of those things that
Speaker 3: I just it is. I have to say, from a
Speaker 3: product experience perspective, the forgot password experience is not the
Speaker 3: best I.
Speaker 1: Have used anyway.
Speaker 3: So every time I end up having to pay for
Speaker 3: the full time, so like the full two hours of
Speaker 3: full one hour, because I have to do it in
Speaker 3: the machine thing. Yeah, but the most amazing thing with
Speaker 3: pace day or whatever other thing is that you can
Speaker 3: pause it as soon as you stop parking. You just
Speaker 3: pay for what you parked. Yes, So anyway, on the
Speaker 3: way kend, I dedicated twenty minutes to working out how
Speaker 3: to get into my past day app happened to be
Speaker 3: connected to my email from about ten years ago.
Speaker 6: So well that's why.
Speaker 3: That's why anyway I'm in, And now since then, when
Speaker 3: I've been parking, I'm just paying for the actual time
Speaker 3: that I'm parking instead of the entire you know, two
Speaker 3: hours or whatever. So that's a win, and I just
Speaker 3: feel I feel organized. It was like a life Adaman
Speaker 3: and every time I'm like, oh, why is this so difficult?
Speaker 3: And it was a little bit difficult, but it wasn't
Speaker 3: as hard as I built it up to be my
Speaker 3: hit right right right, And it's like a weight off
Speaker 3: your shoulders, theos that you leave for so long that
Speaker 3: you go, oh, I need to do that, But I worry, April,
Speaker 3: I'm so guilty of this.
Speaker 4: See for weeks weeks and weeks, and then you do it.
Speaker 4: You're like, why did I not just do that like
Speaker 4: three weeks ago?
Speaker 7: Yes, yes, I kind of had everything that story. It's
Speaker 7: a money loss initially and will be your money win
Speaker 7: in the future, exactly.
Speaker 5: I love that incredible, Beck. Do you have any little
Speaker 5: broke tips for us this week?
Speaker 7: I do have some frog tips, so as per we
Speaker 7: have some from the community and one from myself. But Laura,
Speaker 7: because you are here, I'm hoping that you have one
Speaker 7: to share after so I will just give you guys
Speaker 7: one from the community for today. So the first one
Speaker 7: comes from Tanya, who says, go to w allers at
Speaker 7: four pm every day. That's where they start discounting food
Speaker 7: items expiring that day. I stuck up on meats and
Speaker 7: leave it in the freezer. Ask your local woolies what
Speaker 7: time they discount it, as times may differ, which I
Speaker 7: know is like something similar to what we've had before,
Speaker 7: but I just think it's a really good idea because
Speaker 7: I hadn't thought about meat and like having that like
Speaker 7: marked down and just like keeping in the freezer forever
Speaker 7: for the rest of eternity.
Speaker 1: Do you follow those accounts on TikTok.
Speaker 3: There's people on TikTok that are experts at this, and
Speaker 3: these people are getting honestly three hundred dollars worth of stuff,
Speaker 3: Like they buy muffins, everything, so much stuff gets discounts, fruit, venge,
Speaker 3: salad mix, meat, Yeah, honestly, if it can go off,
Speaker 3: it's it's discounted, and they get it for like twenty dollars.
Speaker 1: And I find myself watching it because it's.
Speaker 3: Like that, oh my god, they got like that packet
Speaker 3: of lettuce for twenty one cents, and it's just quite
Speaker 3: satisfying to watch.
Speaker 4: I would love to just figure out how they did,
Speaker 4: like why twenty one cents, like so specific.
Speaker 3: Yeah, I know you're exactly a formula or something, but
Speaker 3: when it's going off and what the price is or something,
Speaker 3: but it is, honestly, I I'm like, oh, this is amazing.
Speaker 6: So good.
Speaker 7: And I remember, like obviously when it's like a bigger
Speaker 7: long weekend, let's say like Easter or Christmas my mum
Speaker 7: for example, just this Christmas, the passport, like you know
Speaker 7: those whole is cakes like those, not the mud cake,
Speaker 7: like more than the mud cake, even though the mud
Speaker 7: cake is sufficient, but the ones that have like the
Speaker 7: decorations in the.
Speaker 6: Card put it's in the cardboard, babe, you get it.
Speaker 7: I think the whole cake was like eighty three cents.
Speaker 7: I'm not exaggerating. I have photo Sid's crazy and so yeah,
Speaker 7: just like you know, go pisack out your local Woolies and.
Speaker 4: They pre stock for the big weekends. Probably yeah, exactly,
Speaker 4: just they counts.
Speaker 5: They probably have extra leftover, exactly exactly. Talk to you
Speaker 5: like a Woollies person.
Speaker 6: That's it.
Speaker 7: Probably cold, yeah, maybe not aldi. I've never seen Ali
Speaker 7: marked out anything. But they don't need to do they
Speaker 7: It's so cheap.
Speaker 4: Sometimes the stuff, the fun stuff in the middle bit
Speaker 4: ye all the hile that gets you. Sometimes that stuff
Speaker 4: goes on sale if it's like a two, and I
Speaker 4: think if it's two lack left of center. True, nobody
Speaker 4: bought like the mini standing tree.
Speaker 7: So randomile a whole different later for like three dollars.
Speaker 7: I'd buy that and then My broke tip for this
Speaker 7: week again is also kind of similar to ones that
Speaker 7: I've mentioned before, but I'm talking specifically about Adobe today.
Speaker 6: Sorry.
Speaker 7: Adobe, if you're listening for some reason to this podcast,
Speaker 7: please know that I appreciate you so basically with Adobe
Speaker 7: in my life, I've never you know, how you can
Speaker 7: do the free trial and stuff like that.
Speaker 6: You can do that for a lot of things.
Speaker 7: It's all, you know, great, But if I actually intend
Speaker 7: on staying, I will always free trial at first, and
Speaker 7: then pretend that I'm canceling and then be like, no,
Speaker 7: I don't want this anymore. And then they'll be like please, babe,
Speaker 7: and then they'll be like, what if we give to
Speaker 7: you cheaper? And then I'm like no, and then they
Speaker 7: give it cheaper, cheaper, cheaper, and toward the end you
Speaker 7: might even save like half price. So Adobe can be
Speaker 7: quite expensive. If you can afford it, Please pay for
Speaker 7: price because it's an amazing like I don't know, I
Speaker 7: just love all their programs.
Speaker 6: It's it's great.
Speaker 7: But because I haven't, like you know, i've kind of
Speaker 7: been in between jobs, I need to pay for that
Speaker 7: myself now.
Speaker 6: And I'm like, wow, it is so expensive.
Speaker 7: So I have unfortunately had to be kind of like
Speaker 7: being in a position where I'm not routing the system
Speaker 7: but really taking a creative being at to be creative
Speaker 7: exactly exactly. And so I would say I'd always recommend
Speaker 7: that goes through a lot of things. Had the same
Speaker 7: thing with apps, and also, like you know, I've tried
Speaker 7: to cancel my Fitness First membership and they were like,
Speaker 7: how about this. They kind of gave it to me
Speaker 7: a lot cheaper half price, and like a lot of things,
Speaker 7: if you're like I'm leaving, I'm out of here, They're
Speaker 7: you know, the companies will be like, please stay and
Speaker 7: we'll give you XYZ. So just try it, Just try it,
Speaker 7: you know. So that's my bro tip and I hope
Speaker 7: that is useful for someone out there.
Speaker 6: And Laura will head to you.
Speaker 2: Now.
Speaker 6: Do you happen to have a broad tip of your own?
Speaker 3: I do, and mine can come off the back of yours,
Speaker 3: because I find with insurance, car insurance in particular, every
Speaker 3: year in my car insurance rolls over something. They often
Speaker 3: will put it up each year and if you call
Speaker 3: them and it's life admin, it goes and it's the thing.
Speaker 3: That's like, I just it's going to be a big thing,
Speaker 3: But it actually doesn't take that long if you call
Speaker 3: them and or maybe you go on a website where
Speaker 3: you can compare different insurances and you find a cheaper
Speaker 3: price for your insurance. And I know you've you've absolutely
Speaker 3: recommended this on the podcast before, but it's always one
Speaker 3: to remind ourselves off because it goes in the part
Speaker 3: of life admin. And then you call them and say, hey,
Speaker 3: I'm leaving I found insurance for this price, they will
Speaker 3: very often match it.
Speaker 6: Amazing, that's really cool.
Speaker 4: Again, you probably if you did a little I'm gonna
Speaker 4: leave RACV for UI like someone, you know what I mean,
Speaker 4: they might go, oh no, please please stay, give you
Speaker 4: a little cheeky discount. Even if you don't find somewhere
Speaker 4: that you can match it.
Speaker 6: Yes, give it a go.
Speaker 4: They have online chats now at all the time too,
Speaker 4: So if it is in that too hard basket for
Speaker 4: life admin a little tight while you're doing something else,
Speaker 4: don't go.
Speaker 6: Astraight mm hmmm hmm. It's so right. It's always worth
Speaker 6: giving it to go.
Speaker 4: The worst that they can say is no, exactly, I'm
Speaker 4: trying to make that My attitude this year is just
Speaker 4: take a punt, and if.
Speaker 5: I say no, they say no, that's okay, that's okay.
Speaker 4: All right, Well, why don't we head to a really
Speaker 4: quick break and on the other side, we're going to
Speaker 4: be talking about prioritizing healthy eating while you're on a budget,
Speaker 4: and navigating going in business with your bestie.
Speaker 5: So don't go anywhere.
Speaker 6: Welcome back everyone. Here's our money dilemma.
Speaker 2: Hi.
Speaker 8: There, have you got a money dilemma you just can't solve?
Speaker 8: The Sheese on the Money team is here to help.
Speaker 8: Every week, we tackle your dilemmas, both big and small,
Speaker 8: to answer your most burning money, career and life questions.
Speaker 8: To get involved, simply head to our website and leave
Speaker 8: us a short voice recording and you might just find
Speaker 8: yourself on the show. Now, let's take a listen to
Speaker 8: this week's money dilemma.
Speaker 9: Hey guys, I'm single, and I'm on seventy five k
Speaker 9: per year, and I've set myself the target this year
Speaker 9: to eat better and have a more balanced diet, but
Speaker 9: also to whip up my budget into shape and get
Speaker 9: my savings and emergency fund in place, because at the
Speaker 9: moment it's looking really dire, and I just feel like
Speaker 9: I don't have a safety net, especially in this cost
Speaker 9: of living crisis. I feel like I haven't yet managed
Speaker 9: to do both yet. One week, my savings will be better,
Speaker 9: but my food habit's not great. And then the next
Speaker 9: week I feel like I'm burning through the extra cash
Speaker 9: at the checkout buying wonderful healthy foods that I know
Speaker 9: my body needs and deserves. And I just feel like
Speaker 9: I'm having to sacrifice my health for more money, or
Speaker 9: I spend more of my money and feel financially stressed,
Speaker 9: but I'm eating better. It's April now, and I feel
Speaker 9: like I'm still on this sea saw and have had
Speaker 9: made no progress. Any advice would be so welcome. Thank you.
Speaker 5: I'm sorry feeling stressed.
Speaker 4: I feel like a lot of people are feeling stressed
Speaker 4: right now, and it's it's so unfair that people need
Speaker 4: to feel like they have to choose between their help
Speaker 4: or some level of financial stability. And that's not a
Speaker 4: reflector on you. That is very much a reflection of
Speaker 4: the financial climate and the way things are structured, which
Speaker 4: is just awful. So I just want to say, firstly,
Speaker 4: it's not you, like You're not the problem. Here, but
Speaker 4: I feel like, obviously, Laura, you are the co founder
Speaker 4: of Kick. You guys are all about health and balance
Speaker 4: and all those sorts of things. So I feel like
Speaker 4: you maybe have some good insight to share.
Speaker 3: Sure, yes, so, as you said, just just to echo
Speaker 3: what Jess said, it is just horrible to feel like
Speaker 3: we have to choose between looking after our bodies and
Speaker 3: our health and then wanting to.
Speaker 1: Have financial stability.
Speaker 3: However, I do think and this is actually going back
Speaker 3: to when we first started Kick in twenty fifteen with
Speaker 3: our ebook was recipes, and the point of the kind
Speaker 3: of recipe food part of Kick was wanting to kind
Speaker 3: of reframe healthy eating as it being able to be
Speaker 3: accessible and also affordable. I think there's quite a bit
Speaker 3: of misconception that do eat healthy, you have to go
Speaker 3: to the organic food store and like buy really expensive
Speaker 3: food and everything has to be organic, and that's not
Speaker 3: feasible for most people in society unless you value that
Speaker 3: very highly and that's your core spending area and then
Speaker 3: the rest you save. And so for us at Kick,
Speaker 3: what's really important is making healthy eating accessible and so
Speaker 3: in thinking through how to eat healthy while saving money,
Speaker 3: there's a few things that I think can really help.
Speaker 3: So the first one being when things are trending, especially
Speaker 3: within the health space. We see things trending, it goes
Speaker 3: kind of from one thing to the other, they usually
Speaker 3: go up in price significantly. And so it is so
Speaker 3: for example, if anything becomes in quotation mark superfood, like
Speaker 3: there was a time when oats was it, and oats
Speaker 3: is amazing.
Speaker 1: Really really healthy food, part of a.
Speaker 3: For part of our diet that we can eat delicious,
Speaker 3: you know, great for breakfast, however you're going to eat
Speaker 3: you're ever going to eat it. But there was a
Speaker 3: time when it was labeled a superfood and it went
Speaker 3: up crassing. Anytime that that happens, because then the food
Speaker 3: starts to become popular, so then more brands or new
Speaker 3: brands to kind of like, okay, I'm going to make
Speaker 3: this into a product. Then you end up paying for
Speaker 3: a lot of the branding and kind of all of
Speaker 3: the superfoodness around it. When it's trending, and it's that
Speaker 3: can push our what we're spending on our food, it
Speaker 3: can increase the food bilt quite significantly. So not feeling
Speaker 3: like we have to you know, follow all the health
Speaker 3: trends is really important and just.
Speaker 1: Always trip it back to basics.
Speaker 3: The second thing is around canned foods like lagrooms and beans.
Speaker 1: They're really great high sources of protein.
Speaker 3: There's something that you can buy when they're on sales,
Speaker 3: so you can stock up if they're half price, the
Speaker 3: balls or coals or wherever you buy them, and.
Speaker 1: They they last for ages.
Speaker 5: Yeah, true.
Speaker 3: And then also that you can add them into casseroles
Speaker 3: or whatever, like slow especially we now go into winter
Speaker 3: slow cooked meals to help bulk up the protein without
Speaker 3: having to add extra meat. So if you do eat meat,
Speaker 3: and meat is expensive, it's the usually the most expensive
Speaker 3: thing in our kind of grocery bill of what we're buying,
Speaker 3: So you can bulk up the protein with the more
Speaker 3: affordable item in the lagrooms, and they're really really good
Speaker 3: for us.
Speaker 5: I just realized I've been pronouncing that wrong way, have I?
Speaker 6: How do you say?
Speaker 5: I say, leg you.
Speaker 3: Which I think it's it's definitely tomato or tomato. I
Speaker 3: think you can say either.
Speaker 1: I think you can absolutely say either.
Speaker 5: It's embarrassed.
Speaker 1: No, no, no, no no.
Speaker 3: There's probably people listening being like every time I said
Speaker 3: it's screaming, like that is not how you say it.
Speaker 1: However you say legoo or how did you say it?
Speaker 7: Leg You like, so I think that's fine.
Speaker 3: I think it's fine, can be however you say it, beans, whatever, lentils,
Speaker 3: et cetera.
Speaker 1: Really good for saving money and.
Speaker 3: Also very very healthy. And but they're just not again
Speaker 3: they're not. They're probably right now not trending in quotation marks.
Speaker 3: So we don't have anxiety exactly. We don't think like, oh,
Speaker 3: they're really really healthy, but they are full of and
Speaker 3: packed with nutrients.
Speaker 1: So that's a good tip.
Speaker 3: It's also really important to shop seasonally, so within your
Speaker 3: and also change the recipes that you're making seasonally as well.
Speaker 3: So you might have a favorite recipe that you love,
Speaker 3: but it actually might be double the cost to prepare
Speaker 3: that recipe in winter versus summer because the ingredients might
Speaker 3: be out of season. There's times when capsicins are eighteen
Speaker 3: dollars a kilo. Who So there's one of my favorite
Speaker 3: recipes in kick is we have this One the most
Speaker 3: popular recipes is always the one pot ones because no dishes,
Speaker 3: you just put all in the pot. But there's one
Speaker 3: that uses a lot of capskicins. I think the one
Speaker 3: pot for heater bowl it's so delicious Mexican for heater Bowl.
Speaker 1: But during the time when.
Speaker 3: Capsicans are out of season, that's not a good recipe
Speaker 3: to make because it's so expensive because it needs about
Speaker 3: six capsicins, so it's shopping seasonally.
Speaker 1: And then the other thing is prepping.
Speaker 3: Meal prepping is very very important for saving money when
Speaker 3: you go to the shop and wheel to it.
Speaker 1: You know, when you go and.
Speaker 3: You shop for one meal at a time, and it's
Speaker 3: hard because you know you had a busy weekend and
Speaker 3: you didn't do it, and then you know it's better
Speaker 3: than getting often more affordable than getting takeaway, but you
Speaker 3: then buy all this random stuff that you don't need
Speaker 3: and it ends up being way more expensive per meal
Speaker 3: than if you prep. So prepping what you're going to
Speaker 3: make for the full week that way, then you could
Speaker 3: buy so for example, if you're going to use chicken,
Speaker 3: you could make three meals with chicken, and you can
Speaker 3: bulk buy the chicken, so it's cheaper. You can also
Speaker 3: as well in terms of meal prepping, which is really
Speaker 3: because if you think about if you get home you're
Speaker 3: so tired, you don't have any like you just you
Speaker 3: can't blow cooking and you orto Uber eats, they can
Speaker 3: cost like ten dollars in delivery, and Uber eats as well.
Speaker 3: Often things are about thirty percent more than if you
Speaker 3: actually go into that particular shop and order it, just
Speaker 3: because obviously the shop has to.
Speaker 5: Make the charge on it, exactly right.
Speaker 3: But the surcharge of the actual cost of things on
Speaker 3: Uber eats is more like there's a chicken shop near me,
Speaker 3: where the chicken might be about I don't know, fifteen
Speaker 3: dollars if you are probably more, I can't remember, but
Speaker 3: just say, for shane dollars if you buy in the shop,
Speaker 3: or twenty five dollars on Uber each. Yes, so I
Speaker 3: think that's important to acknowledge. But then within that kind
Speaker 3: of Uber eats order, just say you end up spending
Speaker 3: thirty dollars on a meal when because you just can't
Speaker 3: be bothered. And for some people meal prepping and thinking,
Speaker 3: or for me, like meal prepping every meal for the week,
Speaker 3: like eating out of having a container with chicken and
Speaker 3: rice whatever is easy to meal prep.
Speaker 1: Is so unappealing.
Speaker 5: I completely we all know that.
Speaker 3: Like if you bring lunch to work and it's the
Speaker 3: same lunch you had every day for the week, and
Speaker 3: of course that as soon as one person's like, you
Speaker 3: want to go get immediately? Do you like guizmind and
Speaker 3: goment do you call it guzzies.
Speaker 1: Guzzies or.
Speaker 4: But I love it?
Speaker 6: I think you call it guzzies.
Speaker 3: I mean, okay, whatever saying let's go get you know,
Speaker 3: let's go get sushi or whatever it might be.
Speaker 1: You're so much you're gonna be like, yeah, I have
Speaker 1: eaten this same lunch. It has like ten days.
Speaker 3: So it's with meal prepping. It's important to remember that.
Speaker 3: I think some people like I just can't do that,
Speaker 3: So I can't meal prep. But there's many ways that
Speaker 3: you can do it. It might be making a you
Speaker 3: might have bolonnaise for dinner one night, making more of
Speaker 3: that sauce, freezing that in the freezer, so then when
Speaker 3: you in the whatever week you know you're gonna have
Speaker 3: a really big day, defrost that in the morning you
Speaker 3: get home.
Speaker 1: You still cook the pasta fresh.
Speaker 3: You can add a little bit more vegetables or something,
Speaker 3: so it feels like a new, exciting meal. You haven't
Speaker 3: had bolonaise every single day for the past six days, and.
Speaker 1: You're over it. But it's still a really easy, affordable meal.
Speaker 3: To meal prep, so really thinking about what type of
Speaker 3: meal prep works for you and then letting that you know,
Speaker 3: working in with that instead of just thinking I just
Speaker 3: kind of the same meal every day.
Speaker 1: The other one is shopping at the market.
Speaker 3: Often, if you are near a market for fruit and vege,
Speaker 3: it can be a really affordable way.
Speaker 1: To buy fruit and veg.
Speaker 3: So I find when I do do my shop at
Speaker 3: the market, it is I get the fruit and veg
Speaker 3: is super fresh, and they always have specials that mean
Speaker 3: that you might you know, they might be a special
Speaker 3: of I don't know, potatoes or whatever, bananda, something is
Speaker 3: really reduce So then it's like, Okay, how could you
Speaker 3: make that vegetable or whatever it might be work for you?
Speaker 1: True in that way, Yes, to reduce the food cost.
Speaker 4: Yeah, can you freeze the bananas and use them in
Speaker 4: a cyball.
Speaker 6: Exactly right percent?
Speaker 1: Or smoothies or whatever it might be.
Speaker 3: But it's thinking about how can you and not I
Speaker 3: think it's just kind of not feeling like you have
Speaker 3: to buy into the trends when it comes to health,
Speaker 3: and it's really stripping it back to basics. And I
Speaker 3: mean that that's a big part of why we started
Speaker 3: kick because healthy doesn't have to be trendy or show.
Speaker 1: It's not.
Speaker 3: It's it's stripping it back to basics and it's a
Speaker 3: healthy meal is like meat and three bedge if that's what.
Speaker 1: You want to eat or whatever it is.
Speaker 3: It can be affordable, it's but it's reframing I think
Speaker 3: what we think health looks like, yeah, versus what it
Speaker 3: actually is. It's way less glamorous than you know what.
Speaker 3: I think sometimes social media makes it seem seem like.
Speaker 5: Does need to be super COMPLEXU exactly totally.
Speaker 7: I completely agree with that, and I feel like you've
Speaker 7: really kind of like captured everything there. But I guess,
Speaker 7: like just to add to that exactly as we were
Speaker 7: saying before, like going to your woolies, your Harris farms
Speaker 7: sometimes like and don't I know that it's not really
Speaker 7: a Harris farm in Victoria, I don't think, but like
Speaker 7: in New South Wales they will have like bags of
Speaker 7: veggies for like two dollars or something, and just like
Speaker 7: exactly as you say, like finding a way to make
Speaker 7: that work for you for the week, going back next
Speaker 7: week and seeing what other like weird little specials bags
Speaker 7: of like miscellaneous fruits and bands they have and things
Speaker 7: like that. I recently just bought a box of good
Speaker 7: and fugly, which is like you and fuggly. Yeah, it's
Speaker 7: like fruits and begs that they're gonna throw out because
Speaker 7: they're fugly. Yeah, but they're really still good for you.
Speaker 7: And like it's prob it's like thirty nine dollars a box,
Speaker 7: but like you.
Speaker 6: Have, there's so much in there.
Speaker 7: So I feel like, you know, doing that like going
Speaker 7: to places where it's like, you know, cheaper by miles
Speaker 7: for example, which I know again is something that's probably
Speaker 7: only in Melbourne. I think it's like things that are
Speaker 7: you know, either being discontinued but still good or.
Speaker 3: Ugly vegetables and things like that and still got the
Speaker 3: same amount of nutrients exactly. C has a hole in
Speaker 3: it or if it has a worm, but if it's bent,
Speaker 3: if it's bent, it's still not exactly.
Speaker 1: The same amount of means exactly exactly.
Speaker 7: Yeah, totally, And I feel like, yeah, pre planning your
Speaker 7: meals and things like that, you can kind of like
Speaker 7: see that you don't actually need that much to get
Speaker 7: a like kind of like a lot of nutrients out
Speaker 7: of like fruits, vegetables, legumes, and things like that. Like
Speaker 7: I when I was trying to eat really healthy, I
Speaker 7: was like, I need to eat the rainbow in every meal.
Speaker 7: Like you don't need to do that, you know, you
Speaker 7: could just have like some frozen broccoli, also go frozen.
Speaker 7: I feel like it's really it's a really good way
Speaker 7: to get your fruits and veggies in cheap and also
Speaker 7: easy to prepare, easy to cook, all.
Speaker 6: That kind of stuff. And also it's like frozen at
Speaker 6: time of harvest. I think I don't know, I made
Speaker 6: that up.
Speaker 3: So maybe it's like they're fresh what's they're called fresh
Speaker 3: sat frozen sat press and exactly right, so they keep
Speaker 3: a lot of the nutrients. But I think a lot
Speaker 3: of people, again, frozen vegetables are not glamorous.
Speaker 1: They're not you know, you don't go to a.
Speaker 3: Cafe that's super in quotation makes healthy and they still
Speaker 3: be frozen vegetables. So but it is such a good option,
Speaker 3: and they're already prepped, so it's so much easier.
Speaker 6: Just exactly exactly. But yeah, you're doing your best and
Speaker 6: that's all you can do.
Speaker 5: I agree.
Speaker 4: Also, see if you can, like one little thing for
Speaker 4: me is see if you can make your leftovers into
Speaker 4: like grow your leftovers. So like avocados, for example, are
Speaker 4: really easy. If you take the pit of your avocado
Speaker 4: and you put a little skewy in it, and you
Speaker 4: put it over water, you can grow an avocado plant
Speaker 4: and grow an avocado. True, a lot of herbs are
Speaker 4: the same, Like if you buy fresh herbs, you can
Speaker 4: then propagate those and plant them and then you never
Speaker 4: have to buy the herb again. So like just little things,
Speaker 4: which I know that that might seem a little extreme,
Speaker 4: like it seems like a lot of effort, but if
Speaker 4: you're really having a tough time, I think financially it's
Speaker 4: about how can you extend everything? Also, using this is
Speaker 4: embarrassing for me, but how can you use the whole thing?
Speaker 4: I used to only use the leaves of pactoy and
Speaker 4: I would chuck.
Speaker 5: The bottom pit. It turns out you can cook that.
Speaker 5: I didn't know that bokchoy of packed paktoy, bokchoy, they're
Speaker 5: different variations of like the bottom is, so there you go,
Speaker 5: But now now I know.
Speaker 6: But I think there are.
Speaker 4: A lot of like things that maybe like a recipe
Speaker 4: cause for a certain part of a vegetable, but for
Speaker 4: the most part, you can cook and use the whole thing,
Speaker 4: so like figuring out learning, not being dumb like me
Speaker 4: and not really I don't know.
Speaker 5: I feel stupid now, but learn for.
Speaker 4: My mistakes, like use all of those things, use leftovers
Speaker 4: to grow things if you can, because all those little
Speaker 4: bits add up. But also I think, don't beat yourself
Speaker 4: up if you have a week where you're like, I
Speaker 4: can only do this and it's not as healthy as
Speaker 4: I wanted to be. I think like health is often
Speaker 4: and all or nothing thing in our minds.
Speaker 1: And it's not.
Speaker 5: It's not at all. And just don't beat yourself up.
Speaker 4: I think, because that's something that I've been guilty of
Speaker 4: in the past, is I set this goal or this
Speaker 4: expectation for myself and then I don't get there, and
Speaker 4: I feel really awful about myself and that it's harder
Speaker 4: to get back on the horse, and it's it's a
Speaker 4: whole thing. So I think you're doing your best, and
Speaker 4: it's awesome that you've identified that you need to have
Speaker 4: this emergency fund, and I'm so happy that you're prioritizing
Speaker 4: that because that will bring you, I think a lot
Speaker 4: of peace of mind, and if that sometimes comes at
Speaker 4: the cost of you not eating in the way that
Speaker 4: you wanted to. As long as you are feeding yourself
Speaker 4: the nutrients that you need, that's all that matters. Like,
Speaker 4: as long as you are getting what you need and
Speaker 4: you're surviving and you are doing your best, and we're
Speaker 4: so proud of you just for doing that, I think.
Speaker 4: So please, don't feel bad. You are doing autumn great advice.
Speaker 1: Yess.
Speaker 6: Wow them and me feel empowered.
Speaker 4: Oh good, I'm so glad not to fully switch June.
Speaker 5: But do we want to chat about this week's juicy
Speaker 5: Juicy DM?
Speaker 7: Yes?
Speaker 6: Please?
Speaker 5: All right?
Speaker 4: So the DM says this, Hey, girls, So, my best
Speaker 4: friend of ten years and I have been talking for
Speaker 4: quite some time about starting a business together. It's going
Speaker 4: to be a jewelry brand, and we've put heaps of
Speaker 4: time and effort into this and we're finally ready to
Speaker 4: kickstart things. Whilst I'm so excited, I'm thinking, is it
Speaker 4: a bad idea to mix business and friendship? What do
Speaker 4: we do if we have a disagreement? How do we
Speaker 4: navigate different opinions, especially because as we have very different
Speaker 4: ways of resolving conflict on first glance, starting a business
Speaker 4: with my bestie sounds like so much fun, but I'm
Speaker 4: afraid it will have a negative impact on our friendship.
Speaker 4: My dad once worked with his best friend and the
Speaker 4: job went bad and they ended up losing the friendship.
Speaker 4: So my question is what's your best advice for navigating
Speaker 4: owning business with a friend and what do you do
Speaker 4: when you need to have tough conversations. Also on the
Speaker 4: flip side, do you think there are any great advantages
Speaker 4: we should know about?
Speaker 7: That's a good question, and who better and someone who
Speaker 7: has worked with their best friend for since twenty fifteen,
Speaker 7: so almost ten years now, almost a full decade that.
Speaker 3: We've been working on Kick or some you know before
Speaker 3: Kick was Kick, I can offer some advice on that.
Speaker 3: So I think when we first started, people definitely said
Speaker 3: to us, never go in I mean it's something that
Speaker 3: I think we just have.
Speaker 1: It's been embedded into our belief system. Never go into
Speaker 1: business with a friend.
Speaker 3: Yeah, because you know I will ruin your friendship and
Speaker 3: all of those things. I think it's really important to
Speaker 3: try and take that noise out of your decision because
Speaker 3: what other people's experiences are. While they might be helpful
Speaker 3: if they're exactly the same as you, they often can
Speaker 3: cloud our judgment.
Speaker 1: Because every experience is different for everyone.
Speaker 3: So in making the decision, obviously it's especially if it
Speaker 3: is from your dad who shared that with you, it
Speaker 3: can make it a little bit harder because that is
Speaker 3: very close to home. But I think definitely take it
Speaker 3: on board, but don't let that cloud your decision. I
Speaker 3: think the most important thing to start out with, and
Speaker 3: a big part of how Steph and I have been
Speaker 3: able to work the way that we have for such a.
Speaker 1: Long time is being very aligned.
Speaker 3: And this is I do not think you can go
Speaker 3: into business with anyone if it's your friend or not,
Speaker 3: if you are not aligned on the vision and where
Speaker 3: you want.
Speaker 1: To take the business.
Speaker 3: That includes at what point will you pay yourselves? What
Speaker 3: are you both doing in the business, like, what are
Speaker 3: you both bringing to the tape? And it's really important
Speaker 3: that that's different if it is the same. That's something
Speaker 3: that I have seen in many kind of business or
Speaker 3: business partner relationships where you bring the same skill set,
Speaker 3: that can become quite difficult once when you start you're
Speaker 3: kind of doing everything, and when you bring.
Speaker 1: A team on, that can become a little bit difficult.
Speaker 3: So it's really important that you're and also so then
Speaker 3: it doesn't make sense to start if you're starting a
Speaker 3: business and you're going to give half of it, or
Speaker 3: if it's your idea or maybe a lot of the
Speaker 3: ideas together. But if you're going to give half of
Speaker 3: the equity of your business to someone else and they're
Speaker 3: going to give it to you, you need to do
Speaker 3: that for a reason, right, And we are going to
Speaker 3: start this business together and we're going to be the
Speaker 3: best people to do this because we bring X, Y
Speaker 3: and Z to the table. So it's really important to
Speaker 3: be clear on that.
Speaker 1: Set clear.
Speaker 3: It's all about communication and setting expectations because if you
Speaker 3: haven't set an expectation that for example, if you're working
Speaker 3: going to work full time in the business, but your
Speaker 3: business partner still has.
Speaker 1: A job and it's going to do it.
Speaker 3: After hours, being really clear on what are your expectations
Speaker 3: if you're working full time, are you going to be
Speaker 3: paid for that time? Because they're being paid in their job,
Speaker 3: what are the expectations on them in the hours that
Speaker 3: they're going to do. Because when that goes unspoken and
Speaker 3: there's kind of assumptions, no assumptions. Don't go into any
Speaker 3: business arrangement with assumptions it's important to have an agreement.
Speaker 3: It's interesting everyone said, this is Sep and I and
Speaker 3: we had one and we actually ended up never looking
Speaker 3: at it. But it is important to have, you know,
Speaker 3: just in case. So you've got that down and then
Speaker 3: as you kind of navigated and you know, for Stephanis
Speaker 3: as I said, it's almost been a decade. What's really
Speaker 3: important to enable is to never stop communicating because as humans,
Speaker 3: our wants and our needs change.
Speaker 1: And that's okay.
Speaker 3: And if you are with this jury business, which sounds amazing,
Speaker 3: going to go into business, it might be a ten
Speaker 3: year journey, it might be five, it might be one,
Speaker 3: it might be twenty years.
Speaker 1: You don't know.
Speaker 3: But over that time you will both evolve as people
Speaker 3: and what you want will change, and so it is
Speaker 3: very important that you create safe space to enable those
Speaker 3: conversations to speak about what you want and if it changes,
Speaker 3: to have that conversation. So you might have when you start,
Speaker 3: you might think, okay, we want to grow this business
Speaker 3: and have brick and mortar stores. We want to have,
Speaker 3: you know, all around Australia, and that's the goal. There
Speaker 3: might be something that happens in either one of the
Speaker 3: business partner's lives where that.
Speaker 1: No longer is what they want.
Speaker 3: You don't want to be in business with someone who
Speaker 3: doesn't want to be there anymore, or who's like feeling
Speaker 3: like they're not living, you know, or being in that
Speaker 3: business because being a foundry is all encompassing and it
Speaker 3: consumes a lot of your life. You don't want to
Speaker 3: be in business with someone who even though they started
Speaker 3: by wanting one thing, it then changed and then they
Speaker 3: feel unhappy. You don't want to be in business someone
Speaker 3: who's unhappy. You want to enable that conversation and be
Speaker 3: comfortable that things may change and you will find a solution,
Speaker 3: but you have to open the space to talk through it. Yeah,
Speaker 3: and that's something that Steph and I have learned along
Speaker 3: the journey. It's very easy to get caught up in
Speaker 3: just day to day kind of this has to be done,
Speaker 3: and this has to be done without taking space and
Speaker 3: time to sit down and say like.
Speaker 6: Hey, how are you how are you going?
Speaker 3: Because there's there is going to be things that you're
Speaker 3: both going to do that are going to maybe annoy
Speaker 3: each other. It's inevitable, exactly right, but it's so important
Speaker 3: that you work through them because otherwise you can build
Speaker 3: things like resentment, and you start to have this kind
Speaker 3: of you can build an elephant within your partnership. Often
Speaker 3: this is also advice for like a lot of relationships
Speaker 3: in our lives, but especially you know as business partners
Speaker 3: that you could have avoided by just having a conversation,
Speaker 3: and you are going to have to have uncomfortable conversations.
Speaker 3: I think that's something that we and I don't know
Speaker 3: if it's through COVID or in the way that we
Speaker 3: live in Like for example, on Facebook, your algorithm is
Speaker 3: very close to what you believe because Facebook.
Speaker 1: It knows what you believe, so you'll serve what you believe.
Speaker 3: And sometimes we become very or we have I think,
Speaker 3: become very uncomfortable with uncomfort stable conversations saying something that
Speaker 3: you so for example, just say you want to do
Speaker 3: the bricks one wants to do. You had an idea
Speaker 3: you're going to do the brick and mortar stores, but
Speaker 3: then one said, hey, I actually don't want this anymore.
Speaker 3: I want to take the business global, or I want
Speaker 3: to step out of the business, or whatever it might be.
Speaker 3: That is going to be an uncomfortable conversation because you're
Speaker 3: changing your mind, but it is okay to change your mind,
Speaker 3: it is okay to voice those things, and if you
Speaker 3: avoid it, it just gets really, really, really hard. So
Speaker 3: that's the most important advice that I would have is
Speaker 3: know that you have to create a safe space to
Speaker 3: have those conversations that you have the respect And this
Speaker 3: is what Sep and I like we have. I'm so
Speaker 3: grateful to be able to work with someone who trusts
Speaker 3: me wholeheartedly and respects me wholeheartedly. And I know going
Speaker 3: into any uncomfortable conversation that we have that we both
Speaker 3: want the best. It's obviously important to say what we want,
Speaker 3: but we also want the best for each other. And
Speaker 3: we're not going in thinking like, oh, I'm going to
Speaker 3: say this and I just really want to piss the
Speaker 3: other person off or whatever.
Speaker 7: It's like.
Speaker 3: No, we're going in because we value and respect our
Speaker 3: friendship so much first before our kind of business partnership
Speaker 3: that we want to protect it so then we can
Speaker 3: be the best business partners for our team and then
Speaker 3: for the mission and et cetera.
Speaker 4: How you found that, as you know, you guys have
Speaker 4: been in business for such a long time. You know
Speaker 4: you've been friends for way longer. From what I understand, right,
Speaker 4: did any point your relationship suffer because of work? Not
Speaker 4: because necessarily you're having conflict, but just I can imagine
Speaker 4: if you see someone every day at the office or whatever,
Speaker 4: then making time outside of work might not seem like
Speaker 4: such a priority. Or did it impact the relationship at
Speaker 4: all between you guys in those kinds of ways.
Speaker 3: It definitely goes through seasons, like all kind of relationships
Speaker 3: that we have in our lives. I think it is
Speaker 3: that something that's really important is making time outside of
Speaker 3: work to spend together where you don't talk about work
Speaker 3: and you nourish that you know, that beautiful friendship.
Speaker 1: That's why you started.
Speaker 3: Working together in the first place, and that is very,
Speaker 3: very important. And so absolutely there's been times we and
Speaker 3: it's come from avoiding conversations and we avoided and this
Speaker 3: has been a journey for us. We didn't avoid them
Speaker 3: because we were like, oh, I just want to build
Speaker 3: this up my head and make this big story out.
Speaker 3: We avoided them because we were trying to protect the
Speaker 3: And this is what we're working through is we tell
Speaker 3: each other like ninety seven percent, but the three percent
Speaker 3: that we don't share is and I think this is
Speaker 3: very prominent in many relationships.
Speaker 1: Is not because we want.
Speaker 3: To keep anything from each other, but it's because we're
Speaker 3: trying to protect the other one. Yeah, from that three percent,
Speaker 3: it might be something that we want, but we're like,
Speaker 3: that's going to be uncomfortable to talk through. That's going
Speaker 3: to I don't know if that's going to be the
Speaker 3: best thing for them. But again, this is all assumptions.
Speaker 3: This is all assumptions of what you think, like for me,
Speaker 3: like maybe what I thought Seph would think, or what
Speaker 3: Seth Goood.
Speaker 1: I would think.
Speaker 3: And that protecting each other, which is always a good intention,
Speaker 3: has been sometimes the reason that we've avoided conversations and
Speaker 3: let them build up, and then we've had an it's
Speaker 3: been like, oh my god, why don't we talk about
Speaker 3: this six months ago? But because we're trying to protect
Speaker 3: each other based on assumptions that are not true.
Speaker 5: It became this big thing and it didn't need to.
Speaker 3: Be exactly and even some of it's a smaller thing
Speaker 3: or bigger thing. And in an assumption, it's kind of thinking, Okay,
Speaker 3: I can't say this because I think even in whatever relationship,
Speaker 3: this person is going to say this back, this is
Speaker 3: how it's going to impact them. You don't know how
Speaker 3: it's going to impact them, But to not have conversations
Speaker 3: because of these assumptions that are most likely not true,
Speaker 3: it can be very dangerous for relationships.
Speaker 7: Yeah, yeah, completely, Yeah, I completely agree with everything you're saying.
Speaker 6: It's all about communication.
Speaker 7: And when you were reading this out, I was kind
Speaker 7: of thinking it could work until it got to the
Speaker 7: point where she said that they have different conflict resolution styles,
Speaker 7: and like that obviously not our whole friendship relationship. You know,
Speaker 7: whatever it looks like is going to be conflict after conflict.
Speaker 7: But if you deal with differently, I can only assume
Speaker 7: that the kind of like communication.
Speaker 6: Styles are also quite different.
Speaker 7: Also, if it does get to a point where like, sure,
Speaker 7: you've had an uncomfortable situation where you have you have
Speaker 7: had an uncomfortable conversation and it's turned into a conflict,
Speaker 7: it's already kind of gone through all the steps of
Speaker 7: like gentle conversation, uncomfortable conversation. Now it's a conflict, and
Speaker 7: then I just can't see that going very well. Like,
Speaker 7: if you do have different conflict resolution styles, like it
Speaker 7: can work if everyone's like this is how you like
Speaker 7: to do it, and so I like to do it.
Speaker 7: So let's compromise, And it's kind of.
Speaker 3: Like and create a process before you go into business
Speaker 3: of how are we going to create And if they
Speaker 3: have different conflicts styles and maybe communication styles, it's possible
Speaker 3: and it's very likely one would feel more comfortable with
Speaker 3: being possibly dominant and maybe not dominant, but with conflict
Speaker 3: and a certainness, and then one may not and that
Speaker 3: can be quite dangerous in a relationship. Don't acknowledge it
Speaker 3: and speak about it. So maybe it's speaking through that totally.
Speaker 3: As you said, how what is your conflict resolution and style? Look,
Speaker 3: maybe not even starting with conflict because you don't want
Speaker 3: to get to conflict. You want to rename it as
Speaker 3: and reframe it as communications style as you said, and
Speaker 3: working through differences exactly.
Speaker 1: But you're always wanting.
Speaker 3: The best of the business, right yeah, And so talking
Speaker 3: about it before and how we work through this and
Speaker 3: being really honest about how that when that whatever the
Speaker 3: other person does for conflict resolution, how that makes you
Speaker 3: feel and vice versa, So then you can maybe work
Speaker 3: through can we actually navigate this? Because that's so true,
Speaker 3: it would be quite difficult if that's not addressed totally.
Speaker 7: My best friend and I just really quickly, well, she
Speaker 7: owns a coffee van, but we used to run one
Speaker 7: together in Sorrento, beautiful Sorrento, and we like we're still
Speaker 7: like best friends to this day, and we do argue
Speaker 7: a lot. We're kind of like, you know, like an
Speaker 7: old married couple, so we're very comfortable arguing with each other.
Speaker 7: But when we were doing this, because she she's kind
Speaker 7: of the type that would there would be like a
Speaker 7: bit of an issue. She wants to go away and
Speaker 7: think about it and then come back when all of
Speaker 7: his thoughts are in order and then discuss it. But
Speaker 7: I like just want to talk about it right here,
Speaker 7: right now, and let's just like let's just sit down,
Speaker 7: let's just like calm down and talk. I cannot like
Speaker 7: let it simmer, but she must have let it simmer.
Speaker 7: So we realized very quickly we weren't very good as
Speaker 7: business partners or whatever that was. And so I think, yeah,
Speaker 7: it just you know exactly, just like it's all about communication.
Speaker 7: Just talk about it, just talk about it.
Speaker 5: Yeah.
Speaker 4: No, I'm the only person who hasn't gone into business
Speaker 4: or someone, so I don't know that I'm the best
Speaker 4: person to talk about it, but I will say I
Speaker 4: have observed many a business partnership fall apart, and not
Speaker 4: to be the downer, but I will say that not
Speaker 4: every set of friends is made or equipped to go
Speaker 4: into business together, even if the intentions are the.
Speaker 5: Best of the best. So I would really.
Speaker 4: Make sure that you sit with it and think about
Speaker 4: it because I think, you know, I do have a
Speaker 4: small business, and a lot of us who have small businesses,
Speaker 4: you get stuck in the thought of small like you're
Speaker 4: just thinking about your current day to day operations and
Speaker 4: the little things that you do. But I think if
Speaker 4: you're going into business ideally like you do want to
Speaker 4: get to a point where you're scaling, whether that's scaling
Speaker 4: a team, whether that's scaling income with that scaling product.
Speaker 4: And so at some point, if everything goes the way
Speaker 4: that you hope it will, you will one day be
Speaker 4: a bigger business. And with a bigger business comes I
Speaker 4: think significantly more challenges and it becomes harder to navigate
Speaker 4: if you don't have that really solid foundation.
Speaker 5: Again, this is just what I've observed.
Speaker 1: Yes, that's very true. One hundred percent agree.
Speaker 4: So I think it is worth reflecting now, imagine you
Speaker 4: and your best friend had a team of ten people,
Speaker 4: or imagine you had a business that was turning over
Speaker 4: half a million dollars a year, or whatever your ideal
Speaker 4: big picture endgame looks like. Do you think that you
Speaker 4: could still run that business effectively as a team, Because
Speaker 4: ultimately that's what you are. You're a team that is
Speaker 4: trying to build this thing. And so I think if
Speaker 4: you have doubts now, I think it's really important that
Speaker 4: you look into them deeply because it may the outcome
Speaker 4: may be like, there is a possibility that it just
Speaker 4: might not work like as much as you want it too,
Speaker 4: as much as you're the best of friends and you
Speaker 4: want to do this cool thing together. If you have doubts,
Speaker 4: there may be a reason. And so I just I
Speaker 4: would suggest sitting with them and really like reflecting deeply
Speaker 4: on them, because it may be a thing that that
Speaker 4: your communication styles are just too different. And you know,
Speaker 4: when you have that conflict, it could tear that relationship apart,
Speaker 4: and you don't want that either. I don't know that
Speaker 4: anything would be worth that. So I think also just
Speaker 4: considering that outcome as an option, I hope that that's
Speaker 4: not the case. Like, I want you guys to be
Speaker 4: able to go into business and to build this incredible thing.
Speaker 4: But it's okay if it is it's okay if it
Speaker 4: is absolutely and I've seen many a person go down
Speaker 4: that path and it is very hard on everybody.
Speaker 5: So yeah, we did ask a few questions.
Speaker 4: If you guys on our Instagram and she's in the
Speaker 4: money aus, if you want to join in every week,
Speaker 4: these are so much funds. The first thing we said
Speaker 4: was would you ever consider starting a business or a
Speaker 4: side hustle with your friend or somebody close to you.
Speaker 4: Thirty five percent of people said yes, it would be
Speaker 4: slight and I would love that, and sixty five percent
Speaker 4: of people said no, I wouldn't want to risk my friendship. Next,
Speaker 4: we asked, if you have done this before, how has
Speaker 4: it impacted your relationship. Thirty percent of people said it's
Speaker 4: made us closer than ever, and seventy percent of people
Speaker 4: said we've had some issues. Third thing that we asked
Speaker 4: was do you think that being besties would make running
Speaker 4: a business easier or harder?
Speaker 5: And this was interesting.
Speaker 4: Twenty three percent of people said easier and seventy seven
Speaker 4: percent of people said they thought that it would be harder.
Speaker 5: So I really feel like you and Steph are.
Speaker 4: Kind of unicorns in the way that you guys have
Speaker 4: done so well. But we did ask for a bit
Speaker 4: more details. We said, what advantages do you think would
Speaker 4: come with running a business with your bestie?
Speaker 5: And it was really vary.
Speaker 4: So some people said, you know, you know how they think,
Speaker 4: you know how they work. You can work to your
Speaker 4: strength and your weaknesses, which I think really goes back
Speaker 4: to what you were saying before, Laura. Someone said the
Speaker 4: good days would be so much fun, Like just think
Speaker 4: about how much fun you would have together. Someone said
Speaker 4: you can understand each other's support and conflict, need, their habits,
Speaker 4: their triggers, which I think is also I guess the
Speaker 4: flip side of that's true of the negative is you
Speaker 4: know or may be able to preempt. But then are
Speaker 4: we getting into that dangerous territory where you're assuming, So
Speaker 4: it could be like a little bit of a double
Speaker 4: edged sword. Lots of people saying your values are likely
Speaker 4: aligned because you were good friends. You know, if you
Speaker 4: are best friends, you've built that relationship on respect and
Speaker 4: honesty and all of those great qualities that we look
Speaker 4: for in friendships, So that should translate really nicely into
Speaker 4: a business partner getting to work together all the time
Speaker 4: sounds really fun. So overwhelmingly I would say people seemed
Speaker 4: pretty positive about it. And so then we said, tell
Speaker 4: us your two cents. Any other thoughts on mixing business
Speaker 4: and friendship, And I just want to say, not a
Speaker 4: word of a lie. The first thing that came up
Speaker 4: is Stephan Laura from Kick did it and are thriving
Speaker 4: so many people because it's possible, which I just think
Speaker 4: is so sweet. Lots of people are saying get contracts
Speaker 4: and written agreements in place, which I agree with very strongly.
Speaker 4: I think coming back to that imagining you're a big
Speaker 4: business when you're small, you go, oh, it doesn't matter,
Speaker 4: Like it's just the two of us from our garage,
Speaker 4: Like it's not that big of a deal, it's not
Speaker 4: that deep. But I think if you treat yourself as
Speaker 4: that big, big business from the very start, that means
Speaker 4: having agreements in place. If one person wants to step away,
Speaker 4: what does that look like? If one person is doing
Speaker 4: more work than the other person, what does that look like.
Speaker 4: I think outlining the financial and some of the interpersonal
Speaker 4: things can.
Speaker 5: Help avoid conflict later on.
Speaker 4: I know you guys said you never used your agreement,
Speaker 4: but you had one from the beginning, right.
Speaker 3: Had one, And so it's important to put in there
Speaker 3: you're depending if you're paying yourself or if you're not.
Speaker 1: That's really important.
Speaker 3: Expectations in terms of work hours or however you measure
Speaker 3: work output, if it's in task, whatever it my old projects,
Speaker 3: whatever it might be. I think sometimes we can overcomplicate
Speaker 3: it in thinking we need to solve for so for example,
Speaker 3: around if someone to leave at one point, that's very
Speaker 3: hard to solve for and in it because hopefully that
Speaker 3: doesn't happen. I think it's putting the basics down because
Speaker 3: you don't want to make it overwhelming, and that like
Speaker 3: you have to solve for everything in this original contract.
Speaker 3: I think it is such amazing advice to think about
Speaker 3: yourself as a big business in that, but try not
Speaker 3: to also, I think put too much pressure to solve everything.
Speaker 3: But the really important things is whatever's happening with money,
Speaker 3: like how you be financially supported and.
Speaker 1: What is the output of each of you.
Speaker 3: Going to be And you could even put in there
Speaker 3: too that you're going to catch up every month and
Speaker 3: talk through you know where you're both at and that
Speaker 3: the contract is open to changing as you both evolve,
Speaker 3: which may mean that you can have to solve for
Speaker 3: actually one of us isn't in this anymore, or whatever.
Speaker 5: You can always amend or update it later.
Speaker 4: Absolutely people saying set aside time each week socially where
Speaker 4: you don't talk about the business at all and can
Speaker 4: connect as friends is really important. Lots and lots of
Speaker 4: people saying contracts and boundaries as well, coming clear you know,
Speaker 4: outside of work, we don't talk about these things, or
Speaker 4: you know, this day is my day off and I
Speaker 4: don't want to think about work or things of that nature.
Speaker 4: Also quite a few people saying it's a bad idea,
Speaker 4: don't do it. So it's a really mixed bag. But
Speaker 4: I think ultimately it's really well summed up by what
Speaker 4: you were saying before, Laura, which is it can be
Speaker 4: so great and there can be so many wonderful things
Speaker 4: to it, but you need to set it up for
Speaker 4: success early, which you know is what you were saying
Speaker 4: as well back. So I think hopefully that helps answer
Speaker 4: the question. Has anybody else have any your last thoughts
Speaker 4: before we s get out all out of here.
Speaker 6: Personally, I'm okay.
Speaker 4: You're feeling good, Laura, thank you for coming in. And
Speaker 4: if peop want to see more of you or of Kick,
Speaker 4: where can they find you, guys?
Speaker 3: So you can find us on Instagram atkick dot app.
Speaker 3: And if you do want to try the app, we've
Speaker 3: got everything. We've got over a thousand workouts. I love
Speaker 3: the app, meditation to there, thank.
Speaker 4: You, Sammy's workout in my favorite amazing Strength is so good,
Speaker 4: and the pilates is also great.
Speaker 1: She's amazing. We've got in that that's so important to them.
Speaker 3: I really wanted to make sure we shared a code
Speaker 3: with your community because I know especially and I mean
Speaker 3: it links in so well to what we spoke about
Speaker 3: earlier with help making healthy inning acessable, but exercise as well,
Speaker 3: like a pilates membership, like all of these different like
Speaker 3: a running program, all of these separate things can add
Speaker 3: up to a lot, and so at Kick we've wanted
Speaker 3: to put it all within the one membership.
Speaker 1: And so if you do want to give it a
Speaker 1: go and try.
Speaker 3: If you go onto our website www dot kickapp dot
Speaker 3: com and then sign up to the monthly membership and
Speaker 3: enter the code money month capital m O N E
Speaker 3: Y M o n t.
Speaker 1: H isaurdays well Money month amazing.
Speaker 3: You can try kick and then once you create an
Speaker 3: account on the website and use the code, then download
Speaker 3: the app, log in with.
Speaker 1: The same details and yeah, you can experience it all.
Speaker 5: It's great you want to do that, of course.
Speaker 3: Let me know.
Speaker 1: Love feedback and thank you so much.
Speaker 6: So much.
Speaker 7: It's been so nice having you on. Genuinely like such
Speaker 7: a treat, So thank.
Speaker 5: You so much.
Speaker 1: Thanks you for having me.
Speaker 5: Have a wonderful weekend, guys.
Speaker 4: If you try, will see you bright and early on
Speaker 4: Monday for money Darry see you later, bye, guys.
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