WEBVTT - Even More Unhinged Savings Hacks

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<v Speaker 1>My name is Tatasha Bamblet. I'm a proud First Nations

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<v Speaker 1>woman and I'm here to acknowledge country t glennyan Ganya, Niana,

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<v Speaker 1>Kaka yah Ya, bin Ahaka Nian Our gay In Nimbina,

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<v Speaker 1>yakarum Jar, Dominyama, Domaga Ithawakawaman, damon Imlan Bumba ban Gadabomba

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<v Speaker 1>in and now in wakah Ghana on yak rum Jar

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<v Speaker 1>water Nadaa. Hello, beautiful friends, we gather on the lands

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<v Speaker 1>of the Aboriginal people. We thank, acknowledge and respect the

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<v Speaker 1>Aboriginal people's land that we're gathering on today. Take pleasure

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<v Speaker 1>in all the land and respect all that you see.

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<v Speaker 1>She's on the Money podcast acknowledges culture, country, community and connections,

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<v Speaker 1>bringing you the tools, knowledge and resources for you to thrive.

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<v Speaker 2>She's on the Money. She's on the Money. Hello and

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<v Speaker 2>welcome to She's on the Money, the podcast that knows.

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<v Speaker 2>Sometimes a spreadsheet isn't going to cut it. Sometimes you

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<v Speaker 2>need to put your money in the freezer, or cut

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<v Speaker 2>your credit card in half, something a little bit more unhinged.

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<v Speaker 2>I would say I'm becksited, and today Victoria is not

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<v Speaker 2>here because Victoria has something called financial qualifications, and honestly,

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<v Speaker 2>I mean that sounds awful. I'm so sorry my thoughts

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<v Speaker 2>are with her today. That just gets in the way

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<v Speaker 2>of the chaos where about to unleash, I would say, so,

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<v Speaker 2>I'm glad that she's not here with all of her

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<v Speaker 2>financial qualifications spreading her seed today. I actually have Jessica

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<v Speaker 2>Ricky with me and while Victoria's away, we're doing some

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<v Speaker 2>serious financial expert things. I've been left unsupervised and I've

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<v Speaker 2>gone behind her back in books this year and I

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<v Speaker 2>brought back up. Hello yescaiki, Hello, It's always the time

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<v Speaker 2>when we get to do an episode together. I know,

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<v Speaker 2>I'm so excited. We really couldn't say whatever we want. Yeah,

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<v Speaker 2>it doesn't have to be fact checked, doesn't have to

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<v Speaker 2>be true, any of those boring things.

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<v Speaker 3>But yeah, at the top, if you're hoping for serious

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<v Speaker 3>financial advice, perhaps today is not the episode for you.

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<v Speaker 2>Yes, yes, I completely agree. But if you are just

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<v Speaker 2>looking for something that is, I know, maybe like crazy

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<v Speaker 2>smart that you hadn't thought of before, this is the

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<v Speaker 2>episode for you. You know you're setting them up. We're

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<v Speaker 2>gonna blow your sucks off. We may wait, not blow

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<v Speaker 2>your socks off, so i'd be wearing some. You know

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<v Speaker 2>what's crazier, Jessy, is that it too yusy and we're working,

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<v Speaker 2>Oh my gosh, in the hard yard. I know it's

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<v Speaker 2>usually I think we should be getting day and a half.

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<v Speaker 2>Maybe that's tomorrow. I don't really know. Definitely not through

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<v Speaker 2>the power of pre recording. No, that's so true, because

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<v Speaker 2>it's not usy we are currently. I don't want to

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<v Speaker 2>know where we are right now. So luckily we pre

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<v Speaker 2>recorded this because we would I would say we're probably

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<v Speaker 2>not legible. Is that the right word in the wrong font. Yes,

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<v Speaker 2>I said the wrong word twice, But I hope that

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<v Speaker 2>everyone understands.

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<v Speaker 3>Well.

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<v Speaker 2>Happy New Year for all of those listening. Happy almost.

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<v Speaker 2>I feel like it's been such a crazy one.

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<v Speaker 3>I feel exactly how you sound, hung like, just like

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<v Speaker 3>my brain is scrambled and mounting out of my ears

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<v Speaker 3>a little bit.

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<v Speaker 2>So totally.

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<v Speaker 3>We thought it would be the perfect opportunity to do

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<v Speaker 3>a fun, lighthearted episode, not too heavy for anybody. And

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<v Speaker 3>I feel like the last Unhinged Hacks was so popular,

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<v Speaker 3>oh my god.

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<v Speaker 2>Which I totally get because some of these like it's

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<v Speaker 2>a lot easier to follow than doing a whole financial degree.

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<v Speaker 2>You know, it's like, hey, just but I don't know,

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<v Speaker 2>run over your own foot and you won't be able

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<v Speaker 2>to walk to the shop anymore. I love those kind

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<v Speaker 2>of things and they really do work. So stay tuned

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<v Speaker 2>more great tips like that. Okay, So, Jess, do you

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<v Speaker 2>feel ready to start? I feel ready to start. I'm excited. Okay, great,

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<v Speaker 2>because fully start. I want to know. Do you have

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<v Speaker 2>any unhinged hacks of your own? Oh, be honest, not

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<v Speaker 2>to sound like a stick in a mud, but a

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<v Speaker 2>stick in the mud.

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<v Speaker 3>I'm not a huge unhinged person, but I do have

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<v Speaker 3>one that I loved from the last episode, which was

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<v Speaker 3>where somebody said that every time they feel like shopping,

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<v Speaker 3>they turn their phone to grayscale.

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<v Speaker 2>Yeah, that's so clever. It was like you who said that.

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<v Speaker 2>I might have relayed it, but it was not my idea.

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<v Speaker 2>I think it's genius.

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<v Speaker 3>I think that's very clever because so it was making

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<v Speaker 3>me think a lot of my friends have kids. I

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<v Speaker 3>have nieces and nephews, And there's a lot of discussion

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<v Speaker 3>about how like modern day everything TV, but this definitely

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<v Speaker 3>flows into like advertising, social media, et cetera. Is so overstimulating,

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<v Speaker 3>and so it's like you turn the grayscale on and

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<v Speaker 3>all of a sudden, it's like you flip that switch

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<v Speaker 3>that gets your brain firing.

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<v Speaker 2>So I feel like you don't get that joy anymore. Yes,

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<v Speaker 2>I completely agree, And it also feels like a bit

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<v Speaker 2>old and timey. I was just gonna say, what is

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<v Speaker 2>this the fifteen hundred? Yeah, seriously, I'm like, I don't

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<v Speaker 2>want to iPhone seventeen from the fifteen h Thank you.

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<v Speaker 2>I was a big fan of that one. Yeah, I

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<v Speaker 2>really that's such a good idea. What's on your list

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<v Speaker 2>for me? This one comes from one of our community members.

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<v Speaker 2>Rachel says, I freeze spending for May and November. That's crazy.

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<v Speaker 2>I free spending for May and November. It's a game

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<v Speaker 2>within my family so we can be more money free

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<v Speaker 2>in the other ten months. That is pretty cause it

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<v Speaker 2>seems to random seven months. I think for May and November.

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<v Speaker 3>It's between May and November, and I was like, wow,

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<v Speaker 3>that's a long time, just two three big months.

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<v Speaker 2>That makes a lot more sense. Yeah, and I'm like,

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<v Speaker 2>I wonder where why wrote those random months? But the

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<v Speaker 2>intent is to limit as much spend as possible, so

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<v Speaker 2>we try to use pantry items as much as possible.

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<v Speaker 2>Oh wow, that includes like food, and I think it's

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<v Speaker 2>great walking public transport, et cetera rather than cars. It's

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<v Speaker 2>a bit of a fun challenge and interesting to see

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<v Speaker 2>how the conversations generate enthusiasm at the dinner table. We

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<v Speaker 2>have chosen May. Okay, this is what I wanted to know.

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<v Speaker 2>We have chosen May is the media holiday challenge in

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<v Speaker 2>June and November to help prep for December madness. Both

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<v Speaker 2>removing the adrenaline adaptations many of our savings mean that

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<v Speaker 2>our holidays are a bit more focused on memories as

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<v Speaker 2>we can spend a bit more. Okay, please, that makes

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<v Speaker 2>so much sense.

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<v Speaker 3>I love the idea of making it a gain that

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<v Speaker 3>everyone's participating, because sometimes it's sad when you're doing a

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<v Speaker 3>no bye by yourself and everyone's like, oh, want to

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<v Speaker 3>go out to dinner and you'll be like no, I

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<v Speaker 3>want to know, I know, I know. Maybe that's something

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<v Speaker 3>we can do for next year. We can make a

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<v Speaker 3>challenge for the community. I feel like that would be

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<v Speaker 3>really fun.

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<v Speaker 2>Oh my god, that would be so fun, and it

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<v Speaker 2>would be like you come together. It's like going on

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<v Speaker 2>a little solo adventure and then coming together and talking

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<v Speaker 2>about how it's going. It's like that is so fun.

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<v Speaker 2>That really does generate some conversations. Well, I went away

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<v Speaker 2>for twenty twenty six. Yes, absolutely. Do you have any

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<v Speaker 2>unhinsacks you'd like to share?

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<v Speaker 3>Yeah, we pulled some really good ones from the community.

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<v Speaker 3>So my one that I've got here is from Luke

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<v Speaker 3>who said we used to do a thing when saving

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<v Speaker 3>for our house deposit.

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<v Speaker 2>We called it could have but didn't. Okay.

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<v Speaker 3>We would be like, hey, want to go to the

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<v Speaker 3>movies tonight? Sure, or we could do could have but didn't,

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<v Speaker 3>So we'd go rent and make popcorn at home and

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<v Speaker 3>even grab a bottle of wine, and then transfer the

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<v Speaker 3>difference between what we could have done, in this case

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<v Speaker 3>going to the movies and what we actually did. Sometimes

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<v Speaker 3>we'd even just mention doing an extravagant thing for fund

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<v Speaker 3>so we could transfer more money to savings. We also

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<v Speaker 3>put a block on our savings account so that money

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<v Speaker 3>could go in, but we couldn't transfer it back out

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<v Speaker 3>until we were ready. I love a catchphrase. Have a

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<v Speaker 3>catch phrase, Yes, and that's gonna stick.

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<v Speaker 2>That is gonna stick. You say I'm not going to

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<v Speaker 2>do X y Z. You need a catchphrase. Otherwise, sometimes

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<v Speaker 2>it's just like it's also easy to remember. Yeah that's clever.

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<v Speaker 2>I really really like that. And another way to make

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<v Speaker 2>it fun, make it enjoy it. You're going to make

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<v Speaker 2>it a game. Otherwise it's like where's the color? You know?

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<v Speaker 3>I love it?

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<v Speaker 2>So the next one comes from Cam, who says, get

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<v Speaker 2>yourself a partner who's equally, if not more stingy than

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<v Speaker 2>you are when it comes to money. My partner is

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<v Speaker 2>proud to say he will wear his cheap came up

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<v Speaker 2>undies regardless of holes and ribs. I'm exactly the same

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<v Speaker 2>and loves to shop. It really rubs off on you

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<v Speaker 2>and you end up finding cost effective way to enjoy

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<v Speaker 2>your time together. Example walks, camping, trips, et cetera, which

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<v Speaker 2>has literally saved us enough money that we could technically

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<v Speaker 2>not work for three years and still pay our bills

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<v Speaker 2>and mortgage comfortably. What how much some much money is you?

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<v Speaker 2>It's hundreds of thousands of dollars?

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<v Speaker 3>Would that's very impressive. I don't know if I'm pro

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<v Speaker 3>holes in the undies. I don't like a light breeze,

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<v Speaker 3>but you know, I think that if you're you and

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<v Speaker 3>your partner have to be on the same package. Because again,

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<v Speaker 3>like back, I think there's nothing worse than you being like, oh,

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<v Speaker 3>I want to save money, I want to do this thing,

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<v Speaker 3>and your partner being like.

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<v Speaker 2>Let's go out, let's blow the bucheto do whatever you want. Yes,

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<v Speaker 2>that sounds exactly like me and everyone I've ever met.

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<v Speaker 3>There are a lot of people on the thread that

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<v Speaker 3>we put in the Facebook group too. Not in the

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<v Speaker 3>Facebook group. Definitely go join it because that's where we

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<v Speaker 3>pull all these fun things from. But there are a

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<v Speaker 3>lot of people making jokes about, you know, not leaving

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<v Speaker 3>the house to not spend money. But Charlotte actually took

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<v Speaker 3>it a step further and she does a fake lockdown.

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<v Speaker 3>She said, when we're in a tight spot, I pretend

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<v Speaker 3>I'm on lockdown.

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<v Speaker 2>I e.

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<v Speaker 3>We can't go anywhere or do anything other than work.

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<v Speaker 3>I just stay home, clean my house, walk around the

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<v Speaker 3>neighborhood for an hour and that's it.

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<v Speaker 2>Oh that's so clever.

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<v Speaker 3>I fear that that may bring up trauma responses from

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<v Speaker 3>some Victorians, cause, yeah, take us back into a different lockdown.

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<v Speaker 2>But that's true. The joke about leaving.

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<v Speaker 3>The house and spending two hundred dollars by the time

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<v Speaker 3>you blink is not a joke, No, I fear.

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<v Speaker 2>I totally agree something about being left to your own devices.

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<v Speaker 3>I don't know what it is, Like, I'm quite good

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<v Speaker 3>with money, but there's something it's so temging. I honestly,

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<v Speaker 3>the thought has crossed my mind before, Oh should I

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<v Speaker 3>go to the like should I just go for a

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<v Speaker 3>wander around or goat groceries? No, I'm going to stay

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<v Speaker 3>home so that I don't spend money.

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<v Speaker 2>Yes, And I think even when you're going to buy

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<v Speaker 2>groceries and you do an online wiolword's order and then

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<v Speaker 2>you can like you see the total before you get

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<v Speaker 2>to check out, because once you're here to check out. Sorry,

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<v Speaker 2>but it's just way too awkward to be like, I've

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<v Speaker 2>got to I can't spend this much money. Yeah, so

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<v Speaker 2>you're like, you're buying it online, you're looking at it,

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<v Speaker 2>you're in the comfort of your homes, not awkward, and

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<v Speaker 2>then you just take things out of your car because

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<v Speaker 2>you're like, oh, actually I don't need that. And then

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<v Speaker 2>you're also not tempted by impulse purchases bass bars. I

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<v Speaker 2>don't know what it is with me lately, but I

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<v Speaker 2>have a kick catchunk of your day, and on leave

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<v Speaker 2>the house. I probably won't be doing that, so everything

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<v Speaker 2>adds up. Everything adds up. I think this is great.

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<v Speaker 2>I do need to do a fake lockdown on myself.

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<v Speaker 2>So this next one comes from Tory, who says I'm

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<v Speaker 2>not and don't want to be a trad wife good,

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<v Speaker 2>but I follow tradwife don't send type content on social

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<v Speaker 2>media so I can learn all their hacks. That's actually

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<v Speaker 2>pretty clever. I'm not out there farming and being completely

0:10:35.280 --> 0:10:37.760
<v Speaker 2>self sufficient, but I know how to make almost everything

0:10:37.800 --> 0:10:41.440
<v Speaker 2>from scratch, and it's so ridiculously cheap and not as

0:10:41.520 --> 0:10:43.360
<v Speaker 2>time consuming as I thought it would be. And I've

0:10:43.440 --> 0:10:46.640
<v Speaker 2>learned how to have almost zero waste because almost everything

0:10:46.720 --> 0:10:49.000
<v Speaker 2>can be turned into something useful. That is so cool.

0:10:49.400 --> 0:10:52.040
<v Speaker 3>I'm always impressed when one of those tradwif videos comes

0:10:52.120 --> 0:10:55.319
<v Speaker 3>up on my Yeah, like, you know, I'm making my

0:10:55.400 --> 0:10:59.839
<v Speaker 3>own butter or I'm doing whatever I aspire to be

0:10:59.880 --> 0:11:00.439
<v Speaker 3>that person.

0:11:00.679 --> 0:11:03.800
<v Speaker 2>I don't know there, Yes, but she's right.

0:11:03.840 --> 0:11:09.160
<v Speaker 3>You can totally make almost anything, really totally quality, much

0:11:09.600 --> 0:11:11.200
<v Speaker 3>healthier for you a lot of the time for anything

0:11:11.240 --> 0:11:13.120
<v Speaker 3>that SPoD related. A lot of cleaning products too, like

0:11:13.160 --> 0:11:16.600
<v Speaker 3>I see a lot of people dry cleaning stuff totally.

0:11:16.280 --> 0:11:19.120
<v Speaker 2>And it is really really cheap. It's also great for

0:11:19.200 --> 0:11:21.599
<v Speaker 2>the environments, as Tory says, like you know, having that

0:11:21.760 --> 0:11:23.920
<v Speaker 2>no waste kind of approach as well. We got a

0:11:24.000 --> 0:11:28.440
<v Speaker 2>lot to learn from tradwives, and not just the an

0:11:28.559 --> 0:11:33.520
<v Speaker 2>inequal mental and physical and emotional labor. But I think

0:11:33.760 --> 0:11:36.560
<v Speaker 2>we I do want to get into like butter churning.

0:11:36.720 --> 0:11:41.679
<v Speaker 2>You know, I could see you change. Oh my god,

0:11:41.720 --> 0:11:43.480
<v Speaker 2>I can see that for myself too. I just I

0:11:43.520 --> 0:11:45.920
<v Speaker 2>think you do need one of those dress dresses.

0:11:45.760 --> 0:11:47.839
<v Speaker 3>And say, oh you can fight against the stereotype and

0:11:47.880 --> 0:11:48.679
<v Speaker 3>do it in your sweats.

0:11:48.880 --> 0:11:50.319
<v Speaker 2>Oh my god. True, I could do it in the

0:11:50.360 --> 0:11:54.800
<v Speaker 2>most like masculine dikey outfit I can find and churning

0:11:54.800 --> 0:11:59.600
<v Speaker 2>but eye. And then I think it's no longer trad wife.

0:11:59.600 --> 0:12:01.960
<v Speaker 2>It's like it's like first trap, it has given, trading,

0:12:02.200 --> 0:12:06.360
<v Speaker 2>It's it's given. Oh my god, Okay, let me get

0:12:06.360 --> 0:12:07.240
<v Speaker 2>into this. Thank you, Tory.

0:12:07.480 --> 0:12:09.559
<v Speaker 3>The next I've got one from Chloe who said, if

0:12:09.640 --> 0:12:12.079
<v Speaker 3>I want something or if I have something extra come

0:12:12.160 --> 0:12:14.839
<v Speaker 3>up and I need to use additional money instead of

0:12:14.960 --> 0:12:17.480
<v Speaker 3>using anything from my savings, I do a door dash

0:12:17.679 --> 0:12:20.280
<v Speaker 3>and make myself work for the extra money. So it

0:12:20.360 --> 0:12:22.520
<v Speaker 3>feels like I didn't actually spend the money on it

0:12:22.600 --> 0:12:25.600
<v Speaker 3>because girl math. But it keeps my savings building without

0:12:25.760 --> 0:12:26.160
<v Speaker 3>touching it.

0:12:26.880 --> 0:12:29.240
<v Speaker 2>Yeah, okay, I love this idea.

0:12:29.520 --> 0:12:32.240
<v Speaker 3>I'm all for this idea because I think I've said

0:12:32.280 --> 0:12:35.040
<v Speaker 3>before my finance hot take is you are not entitled

0:12:35.120 --> 0:12:38.360
<v Speaker 3>to anything outside of your needs. You don't have to

0:12:38.520 --> 0:12:42.280
<v Speaker 3>have a new outfit or a new book or like

0:12:42.400 --> 0:12:45.000
<v Speaker 3>you You're not entitled to it. If you want it

0:12:45.080 --> 0:12:47.560
<v Speaker 3>that it's so fine, and you budget in. But if

0:12:47.600 --> 0:12:49.319
<v Speaker 3>it's not in your budget and you still want it,

0:12:50.200 --> 0:12:53.120
<v Speaker 3>work for it. Pick up a little extra DoorDash or

0:12:53.240 --> 0:12:55.480
<v Speaker 3>uber eats, drive get the cash, and then you can

0:12:55.559 --> 0:12:55.760
<v Speaker 3>have it.

0:12:56.000 --> 0:12:58.120
<v Speaker 2>Like, that's so fine. You're allowed to work hard for things.

0:12:58.400 --> 0:13:01.480
<v Speaker 2>I agree. I think I think we because I know

0:13:01.640 --> 0:13:04.520
<v Speaker 2>that that's your take on that thing. To disagree though,

0:13:04.679 --> 0:13:08.679
<v Speaker 2>but I it's only because I cannot say no to myself,

0:13:08.720 --> 0:13:11.959
<v Speaker 2>and so I'm like, I if I want something and

0:13:12.200 --> 0:13:14.120
<v Speaker 2>I don't want to, we'll be getting it, and I'll

0:13:14.120 --> 0:13:18.920
<v Speaker 2>be getting it. I'm gonna work hard for rent and

0:13:19.000 --> 0:13:22.439
<v Speaker 2>I'm gonna work hard for utilities, but I'm gonna not

0:13:22.600 --> 0:13:25.720
<v Speaker 2>work hard. For luxuries, and that doesn't work for all.

0:13:25.800 --> 0:13:29.000
<v Speaker 2>In fact, probably most people that doesn't work for But anyway, Okay,

0:13:29.280 --> 0:13:30.800
<v Speaker 2>I think we should take a really quick break. What

0:13:30.840 --> 0:13:33.240
<v Speaker 2>do you reckon? I think so too. There's more unhindtaxles.

0:13:33.240 --> 0:13:35.000
<v Speaker 2>Go have a dig for them. Yeah, and we'll come

0:13:35.040 --> 0:13:40.640
<v Speaker 2>back right on the other side of this. Okay, guys,

0:13:40.720 --> 0:13:42.320
<v Speaker 2>we are back and we're about to unleash even more

0:13:42.360 --> 0:13:44.600
<v Speaker 2>chaotic saving tips. Jess, what do you have next?

0:13:44.800 --> 0:13:48.199
<v Speaker 3>This one's from Shari, who said my unhinged strategy is

0:13:48.440 --> 0:13:52.400
<v Speaker 3>I literally learned Python coding so I could turn a

0:13:52.520 --> 0:13:56.760
<v Speaker 3>notion page into the ultimate savings tracker with achievements, et cetera.

0:13:56.960 --> 0:13:59.440
<v Speaker 3>So it felt like my bank account was a video game.

0:14:00.080 --> 0:14:00.320
<v Speaker 2>Clever.

0:14:00.360 --> 0:14:01.520
<v Speaker 3>I mean to be honest, I don't know half the

0:14:01.559 --> 0:14:04.760
<v Speaker 3>words that I just said. No, suddenly sounds very impressive.

0:14:06.200 --> 0:14:09.040
<v Speaker 3>Is she gamified her savings?

0:14:10.080 --> 0:14:13.960
<v Speaker 2>Very fad? So, Shari, if you're listening, can you send

0:14:14.080 --> 0:14:17.640
<v Speaker 2>us this because the public thing that we can share? Yeah,

0:14:17.840 --> 0:14:19.840
<v Speaker 2>is this something we can use? I feel like I

0:14:19.920 --> 0:14:22.560
<v Speaker 2>want to. I want to do this anything in the world.

0:14:22.560 --> 0:14:24.040
<v Speaker 2>If you turn into a video game, I feel like

0:14:24.400 --> 0:14:26.960
<v Speaker 2>it could be really really fun. What a great idea, Shari,

0:14:27.000 --> 0:14:29.040
<v Speaker 2>I think you're sitting on like a million dollar idea.

0:14:29.160 --> 0:14:32.200
<v Speaker 2>By the way, this sounds great. Yeah, anything coding. I'm like,

0:14:32.560 --> 0:14:35.920
<v Speaker 2>I don't understand, but I really really respect it. So

0:14:36.720 --> 0:14:39.480
<v Speaker 2>this exon one comes from Lucy who says, oh, this

0:14:39.960 --> 0:14:44.120
<v Speaker 2>this actually does rings some bells you've told before scripts

0:14:44.160 --> 0:14:47.840
<v Speaker 2>and toilet rolls. It can't be easily rolled and therefore

0:14:48.360 --> 0:14:51.480
<v Speaker 2>less easy to use because you are like, you know,

0:14:51.520 --> 0:14:53.040
<v Speaker 2>you're trying to pull the things. Sometimes you just do

0:14:53.160 --> 0:14:56.320
<v Speaker 2>a little pull and like this thing is a roll

0:14:56.400 --> 0:14:58.800
<v Speaker 2>and roll and rolling. You're getting so much toilet roll,

0:14:59.040 --> 0:15:01.040
<v Speaker 2>but if you squeeze, then it's like you got to

0:15:01.120 --> 0:15:03.400
<v Speaker 2>really put in the work and maybe you're only getting

0:15:03.440 --> 0:15:04.320
<v Speaker 2>four squares out of it.

0:15:04.440 --> 0:15:07.080
<v Speaker 3>You know, it's something you're not conscious of, because I'd

0:15:07.160 --> 0:15:09.760
<v Speaker 3>never given it a second thought until whenever it was

0:15:09.880 --> 0:15:11.560
<v Speaker 3>that you gave this as a broke tip.

0:15:11.880 --> 0:15:12.240
<v Speaker 2>I reckon.

0:15:12.320 --> 0:15:14.880
<v Speaker 3>It's over a year ago, maybe two years ago now, yeah,

0:15:15.040 --> 0:15:16.800
<v Speaker 3>and ever since then, I'm so aware of it. And

0:15:16.840 --> 0:15:19.560
<v Speaker 3>I was like, wow, I really was like plowing through

0:15:19.640 --> 0:15:22.800
<v Speaker 3>it before I was aware, and now I'm like conscious,

0:15:23.000 --> 0:15:25.040
<v Speaker 3>I don't always squeeze the role because it looks ugly

0:15:25.160 --> 0:15:26.800
<v Speaker 3>but I just like, it's always in the back of

0:15:26.840 --> 0:15:29.360
<v Speaker 3>my mind. I always think about it. How many squares

0:15:29.400 --> 0:15:31.480
<v Speaker 3>are I pulling out? Whatever, It's such a good idea.

0:15:32.000 --> 0:15:36.040
<v Speaker 3>Thank you, Lucy, You've really changed our lives. Next, I've

0:15:36.040 --> 0:15:38.560
<v Speaker 3>got a hack from Laura, who said, my partner and

0:15:38.560 --> 0:15:41.840
<v Speaker 3>I will settle debates with a dart board. We both

0:15:41.960 --> 0:15:44.320
<v Speaker 3>transfer to savings the amount of points we land on,

0:15:44.440 --> 0:15:47.160
<v Speaker 3>and whoever is the highest wins the debate and the

0:15:47.200 --> 0:15:50.480
<v Speaker 3>long term benefits of saving more. Oh god, I would

0:15:50.520 --> 0:15:52.680
<v Speaker 3>be making no money because me and a dartboard are

0:15:52.720 --> 0:15:53.160
<v Speaker 3>not friends.

0:15:53.400 --> 0:15:57.520
<v Speaker 2>No, absolutely, And what if you're like the debate. Here's

0:15:57.600 --> 0:15:59.560
<v Speaker 2>the thing about the debate. I'm like, what if one

0:15:59.600 --> 0:16:02.400
<v Speaker 2>of you is absolutely in the wrong objectively And I

0:16:02.520 --> 0:16:04.520
<v Speaker 2>know there's no objective truth, but what if you want

0:16:04.560 --> 0:16:06.600
<v Speaker 2>to do is absolutely the wrong one? And then you

0:16:07.040 --> 0:16:08.760
<v Speaker 2>just get the highest score on the dark board and

0:16:08.760 --> 0:16:11.720
<v Speaker 2>you're like, well, I win, and that means that. So

0:16:11.920 --> 0:16:14.600
<v Speaker 2>I'm trying to think of something factual, fact flat. Yeah

0:16:15.000 --> 0:16:17.600
<v Speaker 2>it is flat, and that's true. We have to believe

0:16:17.640 --> 0:16:21.040
<v Speaker 2>that now, Sorry, but I respect it. I think that's great.

0:16:21.440 --> 0:16:24.360
<v Speaker 2>And yes, I guess the biggest win of them all

0:16:24.520 --> 0:16:27.600
<v Speaker 2>is how much money we save at the end of

0:16:27.640 --> 0:16:27.960
<v Speaker 2>the day.

0:16:28.480 --> 0:16:30.600
<v Speaker 3>And maybe it's a way to avoid an argument too. Yeah,

0:16:31.400 --> 0:16:33.360
<v Speaker 3>when you both get real stuck in and you're like, well,

0:16:33.400 --> 0:16:35.760
<v Speaker 3>I'm right, but I'm right. I know sometimes you just

0:16:35.840 --> 0:16:37.040
<v Speaker 3>need a way to referee it out.

0:16:37.280 --> 0:16:39.280
<v Speaker 2>God, I think that would make it worse me I

0:16:40.120 --> 0:16:43.040
<v Speaker 2>but anyway, I see it works for you. Fantastic. Okay.

0:16:43.080 --> 0:16:46.400
<v Speaker 2>The next one comes from Rubina. I pretend I'm my

0:16:46.560 --> 0:16:49.520
<v Speaker 2>great grandma during the Great Depression and find a way

0:16:49.560 --> 0:16:52.680
<v Speaker 2>to fix, reuse, or go without my great Depression. Name

0:16:52.800 --> 0:16:54.880
<v Speaker 2>is Mary Beautiful.

0:16:55.320 --> 0:16:58.000
<v Speaker 3>This is what we mean when we say onion tap. Yeah,

0:16:58.560 --> 0:17:05.760
<v Speaker 3>I mean it's out here doing a full outfits, Like, how.

0:17:05.680 --> 0:17:08.960
<v Speaker 2>Does this go to? Really the lengths we go to

0:17:09.119 --> 0:17:10.399
<v Speaker 2>to save save a buck?

0:17:10.600 --> 0:17:10.760
<v Speaker 3>You know?

0:17:11.840 --> 0:17:12.200
<v Speaker 1>But I do.

0:17:12.880 --> 0:17:15.960
<v Speaker 2>I completely am on board with making it a game

0:17:16.240 --> 0:17:19.440
<v Speaker 2>and making it a role play, a cosplay of some kind.

0:17:19.480 --> 0:17:21.600
<v Speaker 2>I love a role play. I love it. You gotta

0:17:21.600 --> 0:17:22.680
<v Speaker 2>find a way to make it fun.

0:17:22.800 --> 0:17:25.920
<v Speaker 3>I really do, well, Mary, I really do hope we

0:17:26.000 --> 0:17:28.080
<v Speaker 3>meet you one day. Send us a photo, let us know.

0:17:28.119 --> 0:17:29.440
<v Speaker 3>If there's an outfit, I've got to see it.

0:17:29.880 --> 0:17:30.080
<v Speaker 4>Yeah.

0:17:30.280 --> 0:17:32.399
<v Speaker 2>Actually I've got one from Rick and.

0:17:32.520 --> 0:17:37.480
<v Speaker 3>He really is treading into unhinged, morally questionable waters. Okay,

0:17:37.680 --> 0:17:40.240
<v Speaker 3>but I'm just repeating what it was said. He says,

0:17:40.320 --> 0:17:44.040
<v Speaker 3>if something breaks or stops working, I buy an identical

0:17:44.119 --> 0:17:46.880
<v Speaker 3>one and use that receipt to return the broken one.

0:17:47.000 --> 0:17:50.680
<v Speaker 2>Fair enough, And unless it's like a small business, like

0:17:50.760 --> 0:17:54.400
<v Speaker 2>if family run business, I'm on board. I'm on board.

0:17:54.600 --> 0:17:56.800
<v Speaker 2>If it's KMA or something, go for it. I think

0:17:56.840 --> 0:17:57.840
<v Speaker 2>it's so clever.

0:17:58.080 --> 0:18:00.680
<v Speaker 3>And reminder, if you're seeing breaks in like less twelve months,

0:18:00.760 --> 0:18:04.000
<v Speaker 3>that's covered by consumer warranty, less than two years even.

0:18:04.040 --> 0:18:06.679
<v Speaker 2>Yeah, totally. God, it's annoying though, isn't as long as

0:18:06.720 --> 0:18:08.440
<v Speaker 2>you need to take the whole thing in you don't

0:18:08.480 --> 0:18:11.960
<v Speaker 2>have the box anymore. But Rick, I'm right, I think

0:18:12.720 --> 0:18:15.159
<v Speaker 2>just taking notes. I'm taking this one. I'm gonna take it.

0:18:15.200 --> 0:18:17.119
<v Speaker 2>I'm gonna use it. Rick, if you're listening, can you

0:18:17.160 --> 0:18:18.720
<v Speaker 2>let us know if it's ever like backfight on you,

0:18:18.800 --> 0:18:21.200
<v Speaker 2>if they've ever been like, hey, this doesn't look like

0:18:21.280 --> 0:18:24.320
<v Speaker 2>you just bought it, you know what I mean? Maybe

0:18:24.400 --> 0:18:27.920
<v Speaker 2>he isn't listening because he's arrested sending this in from jail.

0:18:28.200 --> 0:18:33.399
<v Speaker 2>Maybe I'll see you in there actually, because I'm going

0:18:33.440 --> 0:18:36.760
<v Speaker 2>to start doing this This section one comes from Georgie,

0:18:37.240 --> 0:18:39.280
<v Speaker 2>who says, I structure my money with a small amount

0:18:39.280 --> 0:18:42.080
<v Speaker 2>of my transaction account money for living in a linked

0:18:42.320 --> 0:18:47.200
<v Speaker 2>savings account attached, and all actual savings in a different bank.

0:18:47.600 --> 0:18:50.480
<v Speaker 2>Sometimes I sneak attack myself and just take all of

0:18:50.560 --> 0:18:54.320
<v Speaker 2>the money from the money for Living account, transfer it

0:18:54.400 --> 0:18:56.639
<v Speaker 2>to the different bank, and just make it work for

0:18:56.680 --> 0:19:00.520
<v Speaker 2>a week. Okay, I get that. I I kind of

0:19:00.560 --> 0:19:03.119
<v Speaker 2>like that. So this is what I'm thinking because I

0:19:03.280 --> 0:19:05.080
<v Speaker 2>explained it to me, because my brain's struggling to follow.

0:19:05.440 --> 0:19:08.120
<v Speaker 2>So what I'm gathering from this, because I'm exactly the same,

0:19:08.520 --> 0:19:10.280
<v Speaker 2>is that I have in real life. I have a

0:19:10.359 --> 0:19:13.640
<v Speaker 2>savings account that I put money into. Often I lock

0:19:13.720 --> 0:19:16.480
<v Speaker 2>it and it's the thing goes to my friend. Every

0:19:17.520 --> 0:19:20.640
<v Speaker 2>three days, I'll have to unlock it and say hello,

0:19:20.720 --> 0:19:22.960
<v Speaker 2>make sweet angel me again and just unlock it for me,

0:19:23.000 --> 0:19:25.320
<v Speaker 2>and four dollars in there, so it's in my savings

0:19:25.680 --> 0:19:29.680
<v Speaker 2>and then my actual spending. And then and then I

0:19:29.760 --> 0:19:32.399
<v Speaker 2>assume what's happening here is that like that savings account

0:19:32.520 --> 0:19:34.720
<v Speaker 2>is not the real savings account. It is like the

0:19:34.760 --> 0:19:38.119
<v Speaker 2>fake one. To trick herself into thinking like I've got

0:19:38.200 --> 0:19:41.560
<v Speaker 2>to dip into my savings switch exactly and then but

0:19:41.680 --> 0:19:46.480
<v Speaker 2>there's actual savings in a completely different bank that she

0:19:46.600 --> 0:19:49.520
<v Speaker 2>can't touch, can't access, and so sometimes she puts all

0:19:49.600 --> 0:19:51.680
<v Speaker 2>that money in there and she's like, well, I don't

0:19:51.720 --> 0:19:54.160
<v Speaker 2>have any money for the week because that money doesn't

0:19:54.200 --> 0:19:57.040
<v Speaker 2>exist outside of mind. That's the vibe I get, Georgie.

0:19:57.040 --> 0:19:59.000
<v Speaker 2>If you're listening and you're like, that is not at

0:19:59.040 --> 0:20:02.359
<v Speaker 2>all what I meant, then let us know, because the

0:20:02.920 --> 0:20:06.359
<v Speaker 2>version that I took is great. But maybe it's like,

0:20:06.840 --> 0:20:10.280
<v Speaker 2>can you trick yourself? Does that? Like, is that a thing?

0:20:10.480 --> 0:20:12.199
<v Speaker 2>I have tried it? Yeah, I have three different man

0:20:12.200 --> 0:20:14.560
<v Speaker 2>accounts now from trying to trick myself and putting money

0:20:14.560 --> 0:20:15.879
<v Speaker 2>in a differ account. It has not worked for me.

0:20:15.920 --> 0:20:18.840
<v Speaker 2>It's f yeah, because I always access it. But I

0:20:18.920 --> 0:20:22.480
<v Speaker 2>think if it's so far removed that you don't actually

0:20:22.600 --> 0:20:26.040
<v Speaker 2>know how to get in there, you know, sometimes you

0:20:26.119 --> 0:20:28.159
<v Speaker 2>just got to demystify something once you like, you know,

0:20:28.200 --> 0:20:30.200
<v Speaker 2>I own how to access this account, I own know

0:20:30.240 --> 0:20:32.880
<v Speaker 2>how to withdraw money from that account. Once it's demystified

0:20:32.960 --> 0:20:34.879
<v Speaker 2>and you've figured out how to do it, there is

0:20:35.000 --> 0:20:38.320
<v Speaker 2>nothing stopping you ever again from accessing that money. So

0:20:39.440 --> 0:20:41.639
<v Speaker 2>it's it's it's just trying to get it so far

0:20:41.680 --> 0:20:43.200
<v Speaker 2>away from you that you've got to find a sweet

0:20:43.200 --> 0:20:45.720
<v Speaker 2>spot for your brain. And yeah, yeah, I think so

0:20:46.160 --> 0:20:46.800
<v Speaker 2>that makes sense.

0:20:47.359 --> 0:20:49.200
<v Speaker 3>I've got to have from Katie, and I will say

0:20:49.520 --> 0:20:51.919
<v Speaker 3>I've got thoughts almost familiar side. Okay, She says, if

0:20:51.960 --> 0:20:53.520
<v Speaker 3>you add something to your basket in deep Up and

0:20:53.600 --> 0:20:56.000
<v Speaker 3>you don't buy it, usually the person selling it will

0:20:56.000 --> 0:20:58.320
<v Speaker 3>send you an offer, which to me says they are

0:20:58.359 --> 0:21:00.680
<v Speaker 3>having trouble selling it. So I always counter with a

0:21:00.800 --> 0:21:04.879
<v Speaker 3>lower price, and I've never not been accepted. Okay, I

0:21:05.000 --> 0:21:07.920
<v Speaker 3>will say yes to the first part, Like as someone

0:21:07.960 --> 0:21:10.360
<v Speaker 3>who sells a lot of stuff on deepop, if someone

0:21:10.440 --> 0:21:13.000
<v Speaker 3>has something in their cart, if it's if I've only

0:21:13.119 --> 0:21:15.240
<v Speaker 3>just put it up, I won't discount it, like it'll

0:21:15.320 --> 0:21:17.440
<v Speaker 3>usually only be for things that I've had listed for

0:21:18.000 --> 0:21:20.240
<v Speaker 3>a couple of months or whatever. But if someone adds

0:21:20.240 --> 0:21:21.840
<v Speaker 3>it to their cart, I will usually send them a

0:21:21.840 --> 0:21:24.240
<v Speaker 3>little discount and be like, buy it today and it's yours.

0:21:24.880 --> 0:21:28.320
<v Speaker 2>But the reverse is true, where if they then lowball.

0:21:28.000 --> 0:21:30.399
<v Speaker 3>Me even further, sometimes it pisss me off enough that

0:21:30.480 --> 0:21:32.400
<v Speaker 3>I'm like, actually, offer revoked.

0:21:32.560 --> 0:21:33.280
<v Speaker 2>You can pay.

0:21:34.800 --> 0:21:38.160
<v Speaker 3>Yeah, depending on how much, Because this is the thing

0:21:38.240 --> 0:21:40.560
<v Speaker 3>I have to say with deepop is sometimes.

0:21:40.240 --> 0:21:42.320
<v Speaker 2>People will be absurd.

0:21:42.440 --> 0:21:44.200
<v Speaker 3>Like I know we're all for don't ask, don't get,

0:21:44.240 --> 0:21:46.640
<v Speaker 3>and I'll never fault somebody for asking for a discount,

0:21:46.680 --> 0:21:49.720
<v Speaker 3>but like, if I've listed an item for fifty dollars

0:21:50.200 --> 0:21:52.000
<v Speaker 3>and you're going to offer me ten.

0:21:53.359 --> 0:21:56.960
<v Speaker 2>You're in my bad books. I'm sorry you are. You've

0:21:57.040 --> 0:21:58.760
<v Speaker 2>done it, You've really done it this time. I will

0:21:58.800 --> 0:22:01.040
<v Speaker 2>actually never accept it off few. No, I'm just kidding,

0:22:01.920 --> 0:22:02.359
<v Speaker 2>you know, like.

0:22:03.960 --> 0:22:07.560
<v Speaker 3>Side whereas Yeah, so I mean you know what, don't ask,

0:22:07.600 --> 0:22:08.040
<v Speaker 3>don't get.

0:22:08.160 --> 0:22:10.120
<v Speaker 2>Yeah, I think the first half of that very true.

0:22:10.160 --> 0:22:12.320
<v Speaker 3>Like if someone's had a hard time selling something and

0:22:12.480 --> 0:22:15.000
<v Speaker 3>you put it in your cart, you're gonna get an offer.

0:22:15.240 --> 0:22:17.720
<v Speaker 2>Yeah, that's a fair fair play. Second one, i'd say,

0:22:17.880 --> 0:22:21.000
<v Speaker 2>do it your own risk. Yeah, okay, but that's just

0:22:21.080 --> 0:22:25.280
<v Speaker 2>my personal tape totally. I also think someone might be

0:22:25.320 --> 0:22:27.560
<v Speaker 2>struggling for money. I don't want to load balls them more.

0:22:27.640 --> 0:22:30.480
<v Speaker 2>But also if they take it, well, then that's a

0:22:30.560 --> 0:22:30.920
<v Speaker 2>win for you.

0:22:31.280 --> 0:22:31.560
<v Speaker 4>Great.

0:22:32.080 --> 0:22:36.560
<v Speaker 2>Thank you, Katie. I'm sorry that your has caused such

0:22:36.560 --> 0:22:39.359
<v Speaker 2>a debate, but I am on both sides. Yeah, you know,

0:22:39.560 --> 0:22:44.080
<v Speaker 2>I'm on both sides of the coin. But yeah, that's fantastic. Okay.

0:22:44.160 --> 0:22:47.280
<v Speaker 2>The next one comes from Angela, who says, I asked

0:22:47.320 --> 0:22:51.480
<v Speaker 2>for fifty pounds lbs. I've always wondered why does that

0:22:51.560 --> 0:22:54.399
<v Speaker 2>mean pounds? You know, how could it possibly ivegn never

0:22:54.440 --> 0:22:56.720
<v Speaker 2>get any thought, but that's a great question. Yeah, where

0:22:56.800 --> 0:23:02.639
<v Speaker 2>there's no lb or s in pounds. Oh yes, But anyway,

0:23:02.760 --> 0:23:03.639
<v Speaker 2>someone out there's going to know.

0:23:03.760 --> 0:23:05.880
<v Speaker 3>Let us put it in the Spotify comments, please, because

0:23:05.880 --> 0:23:06.919
<v Speaker 3>it's going to keep me up at night.

0:23:07.080 --> 0:23:09.760
<v Speaker 2>Please let us know. So I asked for fifty pounds

0:23:09.800 --> 0:23:12.040
<v Speaker 2>of flour for Christmas. I didn't That is quite a

0:23:12.080 --> 0:23:14.240
<v Speaker 2>lot of flower I didn't have to buy a flour

0:23:14.359 --> 0:23:18.040
<v Speaker 2>for nine months, baked every other day, vacuum sealed it

0:23:18.119 --> 0:23:21.280
<v Speaker 2>in four pound bags so it keeps fresh. This year,

0:23:21.320 --> 0:23:23.479
<v Speaker 2>I'm asking for fifty pounds of flour and twenty five

0:23:23.480 --> 0:23:27.200
<v Speaker 2>pounds of sugar. Get an angler. I make my own

0:23:27.240 --> 0:23:30.440
<v Speaker 2>brown sugar and it never gets hard like store board,

0:23:30.920 --> 0:23:34.160
<v Speaker 2>which is it's a very practical gift, very very practical.

0:23:34.240 --> 0:23:36.399
<v Speaker 2>There's so she's so funny that this year she's like,

0:23:36.680 --> 0:23:39.680
<v Speaker 2>I'm trying fifty pounds of flour and also twenty five

0:23:39.680 --> 0:23:41.560
<v Speaker 2>pounds of sugar because clever.

0:23:42.000 --> 0:23:43.920
<v Speaker 3>If I don't know what she's baking, I know a

0:23:44.320 --> 0:23:45.320
<v Speaker 3>lot of flour it is.

0:23:45.560 --> 0:23:47.960
<v Speaker 2>You can do a lot of bread. Yeah, that's true. Bread. Yeah,

0:23:48.960 --> 0:23:50.399
<v Speaker 2>but I wonder with the sugar. What are you going

0:23:50.440 --> 0:23:53.200
<v Speaker 2>to do with the sugar? I really want? Surely? Yeah,

0:23:53.640 --> 0:23:56.600
<v Speaker 2>so you got to make some sweet treats. And the

0:23:56.680 --> 0:23:59.240
<v Speaker 2>next year maybe you should ask for butter. Fifty pounds

0:23:59.280 --> 0:24:01.160
<v Speaker 2>of butter. I don't think you can really get anything

0:24:01.200 --> 0:24:04.320
<v Speaker 2>done with that butter. But I'm loving this. That is

0:24:04.359 --> 0:24:07.080
<v Speaker 2>so clever. All for a practical gift, absolutely totally. And

0:24:07.200 --> 0:24:09.120
<v Speaker 2>also it's a hack for both because if someone asked

0:24:09.119 --> 0:24:11.439
<v Speaker 2>me for fifty pounds a flower, and I know I've

0:24:11.440 --> 0:24:14.119
<v Speaker 2>got him like a couple of kilos, it's still a

0:24:14.240 --> 0:24:16.359
<v Speaker 2>big win for me because it's only a few dollars.

0:24:16.600 --> 0:24:18.200
<v Speaker 2>That's true. Actually it's great affordable.

0:24:18.680 --> 0:24:21.159
<v Speaker 3>I've got one from Rachel who said she taught her

0:24:21.280 --> 0:24:24.680
<v Speaker 3>blue collar husband how to bleach and tone and install

0:24:24.760 --> 0:24:28.600
<v Speaker 3>her twenty four inch taping extensions, which saves her thousands.

0:24:28.800 --> 0:24:30.760
<v Speaker 2>WHOA, I thought this?

0:24:31.320 --> 0:24:32.920
<v Speaker 3>You know that this is the epitome to me of

0:24:32.960 --> 0:24:35.520
<v Speaker 3>if he wanted to, he would. There's a woman on TikTok.

0:24:35.560 --> 0:24:38.120
<v Speaker 3>I saw she made a video that her husband did

0:24:38.240 --> 0:24:39.679
<v Speaker 3>a spray tanding course.

0:24:39.920 --> 0:24:42.320
<v Speaker 2>Oh my god, they bought like a bought like online

0:24:42.359 --> 0:24:42.600
<v Speaker 2>a kit.

0:24:42.680 --> 0:24:45.000
<v Speaker 3>He got the tenth, the sprayer, the whole thing and

0:24:45.160 --> 0:24:48.440
<v Speaker 3>does her like weekly spraytnds for her. Oh, because he

0:24:48.560 --> 0:24:50.359
<v Speaker 3>saw that it was so annoying for her to have

0:24:50.440 --> 0:24:52.280
<v Speaker 3>to go every week and pay all this money and whatever,

0:24:52.320 --> 0:24:53.080
<v Speaker 3>and it wasn't always good.

0:24:53.119 --> 0:24:54.880
<v Speaker 2>So he's like, oh bet I can do that better.

0:24:55.200 --> 0:24:59.159
<v Speaker 3>Yes, pop off king, I think so good with the

0:24:59.240 --> 0:25:01.320
<v Speaker 3>husband's boy, These girlfriends put him to work.

0:25:01.520 --> 0:25:04.400
<v Speaker 2>Absolutely, I completely agree. Yeah, I want more.

0:25:04.480 --> 0:25:08.119
<v Speaker 3>Actually, if you've taught your partner something, I want to comment.

0:25:08.200 --> 0:25:09.639
<v Speaker 3>I want to know maybe we can make it a

0:25:09.720 --> 0:25:13.280
<v Speaker 3>thread is such as for pictures, what are they doing?

0:25:13.640 --> 0:25:16.639
<v Speaker 2>Like what pink collar jobs have you given your partner totally?

0:25:16.760 --> 0:25:18.359
<v Speaker 2>Or is this someone in the friend group has picked

0:25:18.400 --> 0:25:20.639
<v Speaker 2>up something that like, so like they've learned how to

0:25:20.680 --> 0:25:22.560
<v Speaker 2>do nails, they've learned how to like and then you're

0:25:22.640 --> 0:25:25.720
<v Speaker 2>order saving money. Yeah yeah that's so colemar case. Then

0:25:25.760 --> 0:25:26.840
<v Speaker 2>they appreciate the effort.

0:25:26.960 --> 0:25:30.080
<v Speaker 3>Firstly, like that husband now understands how annoying it is

0:25:30.480 --> 0:25:33.800
<v Speaker 3>to scrub the whole body, to get between the fingers,

0:25:33.920 --> 0:25:36.320
<v Speaker 3>to do the powder, the whole thing, the guy who's

0:25:36.320 --> 0:25:37.960
<v Speaker 3>doing the bleach and tone. I also can't hear the

0:25:38.000 --> 0:25:40.800
<v Speaker 3>words bleach and tone without thinking of tanamojo a bleach

0:25:40.840 --> 0:25:41.240
<v Speaker 3>in tone.

0:25:41.560 --> 0:25:44.520
<v Speaker 2>I have not a single clue what that is. AH

0:25:44.920 --> 0:25:45.280
<v Speaker 2>have to share.

0:25:45.280 --> 0:25:49.040
<v Speaker 3>I'm so sorry, maybe perhaps for a very specific our

0:25:49.119 --> 0:25:54.040
<v Speaker 3>bleach and tone, our bleach and done anyway view, But

0:25:54.080 --> 0:25:57.120
<v Speaker 3>I'm just thinking like that man now appreciates what goes

0:25:57.119 --> 0:25:59.639
<v Speaker 3>into the maintenance of those extensions as he should.

0:25:59.760 --> 0:26:01.600
<v Speaker 2>That's because now you're going to see a girl on

0:26:01.600 --> 0:26:04.040
<v Speaker 2>the street with extensions and be like you are looking

0:26:04.119 --> 0:26:08.880
<v Speaker 2>at great, my queen. That's fantastic, And swinger really want

0:26:08.920 --> 0:26:10.840
<v Speaker 2>to start doing actually learn how to do all these things.

0:26:11.400 --> 0:26:14.000
<v Speaker 2>So this next one comes from Lauren, who says I

0:26:14.119 --> 0:26:17.000
<v Speaker 2>read three star reviews, and almost every time I decide

0:26:17.040 --> 0:26:20.360
<v Speaker 2>against buying the item I was read the lowest Yes,

0:26:20.720 --> 0:26:22.760
<v Speaker 2>me too, turns you off. Yeah, really turns you off.

0:26:22.800 --> 0:26:24.600
<v Speaker 2>That's such a great idea. You're right, that is such

0:26:24.680 --> 0:26:27.960
<v Speaker 2>a good way to deinfluence yourself. Is the worst of

0:26:28.040 --> 0:26:30.600
<v Speaker 2>the worst. You're you know what, probably don't need the

0:26:30.640 --> 0:26:34.240
<v Speaker 2>sandwich press. You totally I think it's a really good

0:26:34.280 --> 0:26:34.800
<v Speaker 2>place to leave it.

0:26:34.840 --> 0:26:36.720
<v Speaker 3>So if you're listening to this episode, you're getting farmer

0:26:36.840 --> 0:26:38.320
<v Speaker 3>about all the fun you're missing out on in the

0:26:38.359 --> 0:26:40.560
<v Speaker 3>Facebook groups a link in their show notes and join

0:26:40.640 --> 0:26:42.600
<v Speaker 3>us there because there's all kinds of fun things going.

0:26:42.520 --> 0:26:44.600
<v Speaker 2>Absolutely and share the episode with a friend who might

0:26:44.640 --> 0:26:47.840
<v Speaker 2>need some unhinged hacks to help save them money. It's

0:26:47.880 --> 0:26:49.920
<v Speaker 2>been so much fun spending news Eve with you, guys.

0:26:50.000 --> 0:26:51.239
<v Speaker 2>Thank you for hanging out with us.

0:26:51.520 --> 0:26:53.719
<v Speaker 3>It's been an absolute privilege having you in the community

0:26:53.760 --> 0:26:56.160
<v Speaker 3>for twenty twenty five. Just to reminder, we're not going

0:26:56.160 --> 0:26:58.160
<v Speaker 3>anywhere over the summer. You're still going to be getting

0:26:58.200 --> 0:27:00.399
<v Speaker 3>all of the episodes you love to start You're off

0:27:00.720 --> 0:27:03.280
<v Speaker 3>the right way all the way through January, there'll be

0:27:03.359 --> 0:27:08.000
<v Speaker 3>some more less unhinged hacks, right ways to set yourself up.

0:27:08.040 --> 0:27:10.439
<v Speaker 3>Don't worry, all the finance bits and pieces you love

0:27:10.480 --> 0:27:12.720
<v Speaker 3>will be back along with Queen Victoria Divine in the

0:27:12.840 --> 0:27:13.199
<v Speaker 3>new year.

0:27:13.800 --> 0:27:17.280
<v Speaker 2>Oh and as always, we've got more unhinged fun coming

0:27:17.320 --> 0:27:19.640
<v Speaker 2>your way on Friday. Bye, guys, Bye.

0:27:26.160 --> 0:27:28.680
<v Speaker 4>The advice shared on She's on the Money is general

0:27:28.760 --> 0:27:32.600
<v Speaker 4>in nature and does not consider your individual circumstances. She's

0:27:32.640 --> 0:27:36.080
<v Speaker 4>on the Money exists purely for educational purposes and should

0:27:36.160 --> 0:27:39.320
<v Speaker 4>not be relied upon to make an investment or financial decision.

0:27:39.680 --> 0:27:41.880
<v Speaker 2>If you do choose to buy a financial.

0:27:41.520 --> 0:27:45.800
<v Speaker 4>Product, read the PDS TMD and obtain appropriate financial advice.

0:27:45.560 --> 0:27:46.840
<v Speaker 2>Tailored towards your needs.

0:27:47.240 --> 0:27:51.160
<v Speaker 4>Victoria Divine and She's on the Money are authorized representatives

0:27:51.240 --> 0:27:55.040
<v Speaker 4>of money sherper pty Ltd ABN three two one is

0:27:55.160 --> 0:27:59.000
<v Speaker 4>six four nine two seven seven zero eight AFSL four

0:27:59.119 --> 0:28:00.600
<v Speaker 4>five one two eight nine