1 00:00:00,200 --> 00:00:03,240 Speaker 1: My name's Atasha Bamblet. I'm a proud First Nations woman 2 00:00:03,600 --> 00:00:08,559 Speaker 1: and I'm here to acknowledge country. Te Glenn Young Ganya, Niana, 3 00:00:08,680 --> 00:00:11,159 Speaker 1: Kaka yah y and beIN ah Waka Nia and our 4 00:00:11,240 --> 00:00:14,960 Speaker 1: gay In Mbini, yak um Jar, Dominyagumika, Umaga, Ithawaka, Nile, 5 00:00:14,960 --> 00:00:18,239 Speaker 1: waman damind Immlan, Wimba bang Gadaboma in and now in 6 00:00:18,280 --> 00:00:23,280 Speaker 1: Waka Ghana on yak rum Jar Water Nadaa. Hello, beautiful friends, 7 00:00:23,880 --> 00:00:26,400 Speaker 1: we gather on the lands of the Aboriginal people. We 8 00:00:26,520 --> 00:00:29,240 Speaker 1: thank icknowledge and respect the Abiginal people's land that we're 9 00:00:29,280 --> 00:00:32,120 Speaker 1: gathering on today. Take pleasure in all the land and 10 00:00:32,280 --> 00:00:35,839 Speaker 1: respect all that you see. She's on the Money podcast 11 00:00:35,960 --> 00:00:41,960 Speaker 1: acknowledges culture, country, community and connections, bringing you the tools, 12 00:00:42,400 --> 00:00:44,560 Speaker 1: knowledge and resources for you to thrive. 13 00:00:45,080 --> 00:00:46,800 Speaker 2: She's on the Money. 14 00:00:47,040 --> 00:00:52,560 Speaker 3: She's on the Money. Hello and welcome to She's on 15 00:00:52,640 --> 00:00:55,000 Speaker 3: the Money the podcast, but makest Personal Fine is fun, 16 00:00:55,400 --> 00:00:58,360 Speaker 3: especially on Fridays. It's our favorite day of the week 17 00:00:58,440 --> 00:01:00,200 Speaker 3: because it's when we get the team together and we 18 00:01:00,280 --> 00:01:02,720 Speaker 3: get to celebrate you be incredible. She's on the Money 19 00:01:02,760 --> 00:01:06,640 Speaker 3: Community today. Victoria is away on maternity leave. So again 20 00:01:06,800 --> 00:01:10,679 Speaker 3: it's Jesse Ricky taking the reins, joined us always by 21 00:01:11,160 --> 00:01:12,440 Speaker 3: the gorgeous back, said. 22 00:01:13,120 --> 00:01:13,840 Speaker 4: Thank you so much. 23 00:01:14,800 --> 00:01:18,880 Speaker 3: Sorry, of course you are so welcome. Today don't stress 24 00:01:18,920 --> 00:01:21,040 Speaker 3: because I will still be sharing my favorite community money. 25 00:01:21,080 --> 00:01:24,160 Speaker 3: Wins Beck will of course be sharing her best broke tips. 26 00:01:24,600 --> 00:01:27,440 Speaker 3: And this Sunday it is International Women's Day and the 27 00:01:27,560 --> 00:01:30,440 Speaker 3: theme this year is balance the scales or something that 28 00:01:30,480 --> 00:01:32,559 Speaker 3: we are definitely all about here. She's on the money, 29 00:01:32,760 --> 00:01:35,679 Speaker 3: so we've picked some community dilemmas to answer that kind 30 00:01:35,760 --> 00:01:38,240 Speaker 3: of fit within this theme. First, you'll be helping to 31 00:01:38,280 --> 00:01:40,920 Speaker 3: answer a money dilemma that asked the question is a 32 00:01:41,040 --> 00:01:44,520 Speaker 3: better salary and paid maternity leave worth the payoff for 33 00:01:44,880 --> 00:01:48,000 Speaker 3: zero flexibility when you have kids? And a DM that 34 00:01:48,160 --> 00:01:50,840 Speaker 3: asks the really tough question, what do you do when 35 00:01:50,920 --> 00:01:54,000 Speaker 3: you think you're seeing financial control in a friends relationship 36 00:01:54,160 --> 00:01:57,240 Speaker 3: from the outside. That's a tough one. 37 00:01:57,320 --> 00:01:59,160 Speaker 4: That's tough. That sounds like it's going to be good though, 38 00:01:59,280 --> 00:02:02,680 Speaker 4: I have to say about that absolutely. But before we 39 00:02:02,760 --> 00:02:04,760 Speaker 4: get into it, should we start the show with some 40 00:02:05,160 --> 00:02:05,880 Speaker 4: five star love. 41 00:02:06,160 --> 00:02:08,359 Speaker 3: Oh? I think that's the perfect way to start Gorgeous 42 00:02:08,400 --> 00:02:11,120 Speaker 3: and this week I've got a five star review from Belinda, 43 00:02:11,200 --> 00:02:14,520 Speaker 3: who said this pod is life changing. I discovered she's 44 00:02:14,560 --> 00:02:16,720 Speaker 3: on the money after becoming a single mum and taking 45 00:02:16,760 --> 00:02:19,480 Speaker 3: on a mortgage by myself while working full time and 46 00:02:19,680 --> 00:02:22,840 Speaker 3: raising my very young children. The thought of being financially 47 00:02:22,880 --> 00:02:25,920 Speaker 3: responsible for everything was overwhelming, to say the very least, 48 00:02:26,080 --> 00:02:29,280 Speaker 3: and I knew nothing about investing. Victoria has been the 49 00:02:29,320 --> 00:02:32,880 Speaker 3: angel on my shoulder as I emerged from financial survival mode, 50 00:02:33,160 --> 00:02:35,200 Speaker 3: and I now have a very clear budget and almost 51 00:02:35,480 --> 00:02:38,880 Speaker 3: fifty thousand dollars invested so far from my family's future. 52 00:02:39,360 --> 00:02:41,679 Speaker 3: Thank you, she's on the money team. My god, that 53 00:02:41,840 --> 00:02:45,639 Speaker 3: is so cool. Well, good on you. Yeah, it's incredible. 54 00:02:45,800 --> 00:02:48,120 Speaker 3: You should be so proud of yourself, Blenda. It's really 55 00:02:48,240 --> 00:02:51,280 Speaker 3: tough out there, totally the single mums, and you know, 56 00:02:51,520 --> 00:02:53,680 Speaker 3: even just keeping your head above water yea is more 57 00:02:53,760 --> 00:02:56,840 Speaker 3: than enough. But it sounds like you are absolutely kicking goal. 58 00:02:56,880 --> 00:02:57,440 Speaker 4: So arriving. 59 00:02:57,560 --> 00:02:59,400 Speaker 3: We couldn't be proud of So proud of you. 60 00:02:59,680 --> 00:03:01,320 Speaker 4: I think we should move into the Question of the week, 61 00:03:01,320 --> 00:03:02,440 Speaker 4: which is my favorite part. 62 00:03:02,600 --> 00:03:04,760 Speaker 3: I agree, I love this part. 63 00:03:05,480 --> 00:03:07,720 Speaker 4: It's time for that part of Friday Drinks where you 64 00:03:07,760 --> 00:03:09,679 Speaker 4: get to ask us one question of dying to know 65 00:03:09,800 --> 00:03:12,399 Speaker 4: it can be about literally anything. So this week's question 66 00:03:12,560 --> 00:03:15,120 Speaker 4: comes from Nicole, who wants to know what is your 67 00:03:15,200 --> 00:03:16,600 Speaker 4: best party trick. 68 00:03:17,400 --> 00:03:18,800 Speaker 3: I don't have an answer to this one. 69 00:03:18,880 --> 00:03:22,880 Speaker 4: You go for ventriloquism. I'm really, really, really good at ventriloquism, 70 00:03:23,240 --> 00:03:23,920 Speaker 4: and I can. 71 00:03:23,880 --> 00:03:26,520 Speaker 3: See the puppet. Sometimes I woul just take my sock off. 72 00:03:26,600 --> 00:03:27,359 Speaker 5: And use that. 73 00:03:28,120 --> 00:03:29,960 Speaker 4: I don't have a puppet, though I really should get 74 00:03:30,040 --> 00:03:32,680 Speaker 4: I should invest in a puppet. I'm shocked by how 75 00:03:33,200 --> 00:03:34,639 Speaker 4: little people are impressed. 76 00:03:35,400 --> 00:03:39,080 Speaker 3: I'm very impressed. The water bottled talk right now, this 77 00:03:39,200 --> 00:03:39,680 Speaker 3: water bottle. 78 00:03:39,720 --> 00:03:41,360 Speaker 4: Sorry, if anyone listening to this water bottle right in 79 00:03:41,400 --> 00:03:43,560 Speaker 4: front of us, Okay, I need you to ask me. 80 00:03:43,560 --> 00:03:45,720 Speaker 3: A questions, mister water bottle. How is your debt? 81 00:03:45,920 --> 00:03:46,080 Speaker 1: Hey? 82 00:03:46,240 --> 00:03:46,400 Speaker 4: Good? 83 00:03:46,480 --> 00:03:52,040 Speaker 3: Thanks, that's actually quite good. They're good. Someone's going to 84 00:03:52,080 --> 00:03:53,600 Speaker 3: have to need to go to social subwhare we'll put 85 00:03:53,600 --> 00:03:56,640 Speaker 3: it somewhere. Yeah, okay, yeah, yeah, yeah yeah. I did 86 00:03:57,280 --> 00:04:01,960 Speaker 3: not a twitch in the muscle anyway. That's so interesting. 87 00:04:02,000 --> 00:04:04,720 Speaker 3: I never would have guessed that about you. I hope 88 00:04:04,760 --> 00:04:07,520 Speaker 3: you're impressed. I am very impressed. I'm more impressed by 89 00:04:07,560 --> 00:04:09,400 Speaker 3: and let's impressed. Maybe I actually don't think I have 90 00:04:09,520 --> 00:04:12,440 Speaker 3: a party trick. I dare say that's not true. I 91 00:04:12,600 --> 00:04:15,600 Speaker 3: can't care. I mean, can you flip your tongue or anything? No, 92 00:04:15,960 --> 00:04:17,440 Speaker 3: I can't do any of those things. You know, a 93 00:04:17,520 --> 00:04:20,360 Speaker 3: magic trick, I don't do. I'm a sucker for a 94 00:04:20,440 --> 00:04:22,360 Speaker 3: magic trick. So someone comes up to me on the 95 00:04:22,360 --> 00:04:23,680 Speaker 3: street and says, you want to see a magic trick, 96 00:04:23,720 --> 00:04:26,560 Speaker 3: I say, aps frecolutely. That's going to get me every 97 00:04:26,600 --> 00:04:29,800 Speaker 3: time I tell you that right now? Absolutely, yeah, No, 98 00:04:30,000 --> 00:04:32,719 Speaker 3: I fear. I'm just the cheerleader. Somebody is doing something 99 00:04:32,800 --> 00:04:37,000 Speaker 3: cool somewhere, and I'm going that's at trick. Yeah, that's 100 00:04:37,040 --> 00:04:41,279 Speaker 3: the last trick. I'm so sorry. If everybody else has 101 00:04:41,320 --> 00:04:42,720 Speaker 3: a fun party trick, we'd love to hear it. Leave 102 00:04:42,800 --> 00:04:44,640 Speaker 3: us a little comment on Spotify, and if you've got 103 00:04:44,680 --> 00:04:46,880 Speaker 3: a question that you want to ask us, leave it 104 00:04:46,920 --> 00:04:48,600 Speaker 3: in the comments. If it is only on Spotify, we're 105 00:04:48,600 --> 00:04:51,680 Speaker 3: hoping Apple podcasts will get around it. People sometimes ask 106 00:04:51,760 --> 00:04:53,440 Speaker 3: us where do we put these things? When you're asking 107 00:04:53,520 --> 00:04:55,599 Speaker 3: us questions, Spotify is the place. 108 00:04:55,440 --> 00:04:58,040 Speaker 4: To be speaking of do you have any money? 109 00:04:58,080 --> 00:05:02,120 Speaker 3: Tips? Money segue you I said it wrong though it's 110 00:05:02,160 --> 00:05:02,760 Speaker 3: money wins. 111 00:05:02,880 --> 00:05:03,440 Speaker 4: I'm so sorry. 112 00:05:03,480 --> 00:05:06,200 Speaker 3: It doesn't matter. Was smooth and nobody would have noticed. 113 00:05:06,680 --> 00:05:09,400 Speaker 3: And I absolutely do have some for you. Firstly, I 114 00:05:09,480 --> 00:05:11,520 Speaker 3: do have a very good tip from Lyndall, who said 115 00:05:11,560 --> 00:05:14,360 Speaker 3: she asked her partner to go through his subscriptions because 116 00:05:14,360 --> 00:05:17,120 Speaker 3: she was rejouggling the finances. Turns out he was paying 117 00:05:17,160 --> 00:05:20,080 Speaker 3: for two Amazon Prime accounts, one in the US and 118 00:05:20,160 --> 00:05:23,080 Speaker 3: one here. I have done this before. It's like you 119 00:05:23,279 --> 00:05:26,480 Speaker 3: can shop on the Amazon US website, especially I think 120 00:05:26,480 --> 00:05:28,279 Speaker 3: I didn't want to setting up my kindle or something, 121 00:05:28,640 --> 00:05:31,360 Speaker 3: and so you can find yourself with two separate accounts. 122 00:05:31,400 --> 00:05:33,239 Speaker 3: And if you've got Prime on both of those accounts, 123 00:05:33,279 --> 00:05:37,160 Speaker 3: like Lindall's partner was, you'll be paying double Oh cheeky. 124 00:05:37,320 --> 00:05:39,360 Speaker 3: I don't like that. No, so she sent off an 125 00:05:39,360 --> 00:05:41,800 Speaker 3: email and he got back one hundred and seventy dollars 126 00:05:41,880 --> 00:05:43,400 Speaker 3: ish because of how long they've been paying it for. 127 00:05:43,680 --> 00:05:46,680 Speaker 3: Oh that's so good, very good. So just double check 128 00:05:46,920 --> 00:05:49,160 Speaker 3: this way, we say review what's going out, because if 129 00:05:49,160 --> 00:05:51,680 Speaker 3: you're doubling up, you might not even know totally. Next, 130 00:05:51,720 --> 00:05:53,760 Speaker 3: I've got a money win from Meghan, who said she 131 00:05:53,839 --> 00:05:55,800 Speaker 3: put an offering on an apartment a few days ago, 132 00:05:55,880 --> 00:05:59,000 Speaker 3: and after a bit of negotiating, they have finally accepted 133 00:06:00,240 --> 00:06:01,720 Speaker 3: four years of trying to get into the market on 134 00:06:01,839 --> 00:06:05,000 Speaker 3: her own, she can officially say that she's a homoner. 135 00:06:05,080 --> 00:06:08,359 Speaker 3: Oh my gongratulations. That's such a good feeling. 136 00:06:08,600 --> 00:06:12,120 Speaker 4: It really is so huge congratulations, It's so exciting. 137 00:06:12,279 --> 00:06:15,360 Speaker 3: It's so epic. Equally exciting. I've got one from Monique 138 00:06:15,400 --> 00:06:17,840 Speaker 3: who said she quit her toxic job that she was 139 00:06:17,960 --> 00:06:20,800 Speaker 3: unappreciated in because she can make money without dealing with 140 00:06:20,920 --> 00:06:23,680 Speaker 3: that decided she was worth more than putting herself in 141 00:06:23,760 --> 00:06:27,400 Speaker 3: that situation for a check. Nice and I couldn't agree. More. 142 00:06:27,520 --> 00:06:30,960 Speaker 3: Big snaps for you, Monique. That's amazing, amazing. Then it 143 00:06:31,040 --> 00:06:33,240 Speaker 3: pains me to say this. I've got a win from 144 00:06:33,440 --> 00:06:36,040 Speaker 3: Productive Chipmunk three to three nine. And guys, this is 145 00:06:36,040 --> 00:06:38,160 Speaker 3: a little PSA because I used to run the Facebook group. 146 00:06:38,160 --> 00:06:40,080 Speaker 3: I don't do any more. Chara does it. She's wonderful. 147 00:06:40,560 --> 00:06:42,960 Speaker 3: We have anonymous posting turned off because we believe that 148 00:06:43,279 --> 00:06:46,839 Speaker 3: if we want to create open conversations about finances, anonymous 149 00:06:46,880 --> 00:06:49,560 Speaker 3: posting is on an option. However, Facebook has changed the 150 00:06:49,640 --> 00:06:53,360 Speaker 3: rules so that people can comment with nicknames. I see 151 00:06:53,600 --> 00:06:56,640 Speaker 3: we can't turn that off, much to my chagrin, and 152 00:06:56,720 --> 00:06:59,760 Speaker 3: I really don't like it because I don't know why 153 00:06:59,839 --> 00:07:02,760 Speaker 3: people are feeling the need to put their comments, especially 154 00:07:02,839 --> 00:07:05,279 Speaker 3: on a Money Wins threat. I can understand sometimes something 155 00:07:05,400 --> 00:07:07,680 Speaker 3: is sensitive and you might be a little bit self conscious. 156 00:07:07,960 --> 00:07:10,080 Speaker 3: Sure the productive Chipmunk three to three min. I am saying, 157 00:07:10,120 --> 00:07:12,120 Speaker 3: I got a twenty four K bonus last week, and 158 00:07:12,240 --> 00:07:13,800 Speaker 3: I think, girl, put your name behind that. 159 00:07:14,080 --> 00:07:14,560 Speaker 1: Absolutely. 160 00:07:14,640 --> 00:07:16,400 Speaker 3: So I'm drawing a line in the sand everybody, because 161 00:07:16,440 --> 00:07:18,040 Speaker 3: I really don't like the nicknames, because I want to 162 00:07:18,040 --> 00:07:20,000 Speaker 3: be able to celebrate you. I will no longer be 163 00:07:20,120 --> 00:07:22,520 Speaker 3: reading money Wins, but don't have a name attached to them. 164 00:07:24,480 --> 00:07:25,080 Speaker 5: I've put down. 165 00:07:25,320 --> 00:07:27,320 Speaker 3: I can't do it because I'm scrolling and I'm scrolling 166 00:07:27,360 --> 00:07:29,360 Speaker 3: and I'm scrolling. And one of my favorite parts about 167 00:07:29,400 --> 00:07:32,280 Speaker 3: this is we recognize a lot of your names, especially 168 00:07:32,320 --> 00:07:34,320 Speaker 3: the people who comment and interact a lot like I 169 00:07:34,440 --> 00:07:37,000 Speaker 3: feel like I know you, and so when you're hidden 170 00:07:37,080 --> 00:07:41,760 Speaker 3: behind this nickname, I feel really detached. It's very uncle. 171 00:07:42,640 --> 00:07:45,440 Speaker 3: I don't know you, but I understand this is my 172 00:07:45,520 --> 00:07:47,880 Speaker 3: boundary that I must set, and so going forth, yes, 173 00:07:48,240 --> 00:07:50,160 Speaker 3: no more nicknames. I mean you can post with one, 174 00:07:50,480 --> 00:07:53,560 Speaker 3: but I will not be reading. So do with that 175 00:07:53,640 --> 00:07:56,160 Speaker 3: information what you were Wow twenty twenty six. You is 176 00:07:56,320 --> 00:07:58,960 Speaker 3: so like I like her, Thank you. 177 00:07:59,320 --> 00:07:59,840 Speaker 2: I like her. 178 00:08:00,160 --> 00:08:03,000 Speaker 3: You knew me truly. And then lastly this week, I've 179 00:08:03,040 --> 00:08:05,320 Speaker 3: got a money in from Flick who said money in 180 00:08:05,560 --> 00:08:08,080 Speaker 3: pet stock after dark sale. I got my dog food 181 00:08:08,120 --> 00:08:10,720 Speaker 3: for twenty percent off, stacked it with twenty five percent 182 00:08:10,840 --> 00:08:13,600 Speaker 3: cash back or from top cash back, and I spent 183 00:08:13,680 --> 00:08:16,400 Speaker 3: more than I planned on the road launch, So a 184 00:08:16,440 --> 00:08:18,160 Speaker 3: little money lost, but I'm kind of balancing it out 185 00:08:18,200 --> 00:08:20,440 Speaker 3: with the saving on pet food gorgeous. I'm going to say, 186 00:08:20,520 --> 00:08:23,120 Speaker 3: you came out in the wash. Absolutely, it all comes 187 00:08:23,160 --> 00:08:24,280 Speaker 3: out of the wash, and I really want to road 188 00:08:24,320 --> 00:08:29,400 Speaker 3: pep tad lip treatment. I'm resisting the it for me 189 00:08:29,480 --> 00:08:31,200 Speaker 3: this week. If you've got some broke tips maybe around 190 00:08:31,200 --> 00:08:31,480 Speaker 3: me now. 191 00:08:31,680 --> 00:08:34,839 Speaker 4: I do, And I just want to say, if you 192 00:08:35,320 --> 00:08:37,240 Speaker 4: do have a nickname, I will read it, but I 193 00:08:37,360 --> 00:08:39,920 Speaker 4: am supporting your course. 194 00:08:40,200 --> 00:08:40,559 Speaker 3: Thank you. 195 00:08:41,200 --> 00:08:42,439 Speaker 4: This is the other thing I'm worried about is that 196 00:08:42,520 --> 00:08:44,920 Speaker 4: some people's names sound like nicknames and you never know. 197 00:08:45,000 --> 00:08:46,079 Speaker 4: You never know which one's do you know? 198 00:08:46,120 --> 00:08:48,280 Speaker 3: Because they give them a silly little animal cartoon for 199 00:08:48,360 --> 00:08:53,640 Speaker 3: their true as well from a mile away snip it out. Okay, 200 00:08:53,880 --> 00:08:55,040 Speaker 3: you've been cheeky. 201 00:08:56,320 --> 00:08:56,600 Speaker 2: Okay. 202 00:08:56,920 --> 00:08:58,199 Speaker 3: So my brogue tips for this week. 203 00:08:58,280 --> 00:09:00,520 Speaker 4: First one comes from Amanda, who says, I called my 204 00:09:00,640 --> 00:09:03,679 Speaker 4: car insurance I'm on maternity leave now. I lowered my 205 00:09:03,800 --> 00:09:07,079 Speaker 4: annual kilometers and updated the policy to not include travel 206 00:09:07,160 --> 00:09:11,880 Speaker 4: to work. Save two hundred dollars on my annual premium. Gorgeous. 207 00:09:12,559 --> 00:09:14,280 Speaker 4: And then the next one comes from Kate, who says, 208 00:09:14,400 --> 00:09:16,400 Speaker 4: there are so many good TV shows and movies on 209 00:09:16,520 --> 00:09:20,319 Speaker 4: the free streaming platforms SBS on Demand and ABC iView. 210 00:09:20,360 --> 00:09:22,840 Speaker 4: I can not agree more. We haven't had a streaming 211 00:09:22,840 --> 00:09:25,240 Speaker 4: service for ages and tend to only now get them 212 00:09:25,280 --> 00:09:27,040 Speaker 4: when we get offered a deal so we can watch 213 00:09:27,280 --> 00:09:30,600 Speaker 4: specific shows. That's a great idea. Yeah, And isn't there 214 00:09:30,800 --> 00:09:32,240 Speaker 4: like seven plus and nine now? 215 00:09:32,640 --> 00:09:32,840 Speaker 5: Wow? 216 00:09:32,960 --> 00:09:35,800 Speaker 3: I think you might get ads on those so fine? 217 00:09:35,960 --> 00:09:36,719 Speaker 3: I mean they're free. 218 00:09:36,880 --> 00:09:39,320 Speaker 4: Honestly, I love an AD because it gives me time 219 00:09:39,360 --> 00:09:42,760 Speaker 4: to like recoup, sometimes I haven't, like I'm desperate to 220 00:09:42,880 --> 00:09:45,040 Speaker 4: chat and then an AD comes on and you can 221 00:09:45,160 --> 00:09:46,760 Speaker 4: let it all out. This is my moment, This is 222 00:09:46,840 --> 00:09:49,719 Speaker 4: my moment, So I don't hate an ad. Also, nine 223 00:09:49,760 --> 00:09:52,360 Speaker 4: now have a really great series it's called Evil Lives Here. 224 00:09:52,400 --> 00:09:55,400 Speaker 4: I was obsessed with this show. It's like a docu series. 225 00:09:55,480 --> 00:09:57,120 Speaker 4: None of them are like linked, so you can just 226 00:09:57,160 --> 00:09:58,280 Speaker 4: go in and watch any random one. 227 00:09:58,440 --> 00:09:59,160 Speaker 3: But it's on nine now. 228 00:09:59,360 --> 00:10:03,760 Speaker 4: Also some YouTube free shows on there that you randomly 229 00:10:03,800 --> 00:10:04,240 Speaker 4: will find. 230 00:10:04,360 --> 00:10:06,360 Speaker 3: So I think I still love a boot leg. You know, 231 00:10:06,440 --> 00:10:08,240 Speaker 3: back in the day when we couldn't watch things from America, 232 00:10:08,240 --> 00:10:10,480 Speaker 3: I used watch like Dallas Cowboys Chilliders making the team 233 00:10:10,520 --> 00:10:15,680 Speaker 3: in like fifteen parts on YouTube, like four minutes a clip. Yes, yes, yes, 234 00:10:16,360 --> 00:10:17,240 Speaker 3: so I think bring that back. 235 00:10:17,360 --> 00:10:19,319 Speaker 4: There's also a streamio which is like really it is 236 00:10:19,520 --> 00:10:21,640 Speaker 4: a bit bootleg, and you can sometimes see people laughing 237 00:10:21,679 --> 00:10:22,480 Speaker 4: in the audience of. 238 00:10:22,640 --> 00:10:24,599 Speaker 3: The movie, which I think is great. It feels like 239 00:10:24,640 --> 00:10:29,560 Speaker 3: you're in the movie's exactly you need chewing. 240 00:10:30,000 --> 00:10:31,520 Speaker 4: So I think, very honestly, you don't need to be 241 00:10:31,520 --> 00:10:34,199 Speaker 4: paying for subscriptions. That's a great tip. Okay, So my 242 00:10:34,360 --> 00:10:36,599 Speaker 4: one because I have quit my job. As some of 243 00:10:36,640 --> 00:10:40,600 Speaker 4: you may know, I am jobless, so recently I've been 244 00:10:41,000 --> 00:10:44,440 Speaker 4: just getting random shifts hospitality shifts. There's an app called 245 00:10:44,520 --> 00:10:49,560 Speaker 4: sup supp and there is one, I guess like category 246 00:10:49,600 --> 00:10:51,040 Speaker 4: where you can just get like one off shifts and 247 00:10:51,080 --> 00:10:53,240 Speaker 4: another one where you can get more permanent shifts, and 248 00:10:53,320 --> 00:10:55,480 Speaker 4: so I picked up a kitchen hand shift, picked up 249 00:10:55,480 --> 00:10:57,880 Speaker 4: a brister shift. I'm just like picking up all these 250 00:10:58,000 --> 00:10:59,839 Speaker 4: random one off shifts every now and then, which I 251 00:11:00,200 --> 00:11:01,760 Speaker 4: like because I don't really want to be in a 252 00:11:01,920 --> 00:11:04,720 Speaker 4: hospitle again, only because it's like, there's no greater feeling 253 00:11:04,880 --> 00:11:07,760 Speaker 4: than like being sticky and dirty after a long day 254 00:11:08,080 --> 00:11:10,520 Speaker 4: and then going home your back's a bit sore. It's 255 00:11:10,520 --> 00:11:12,600 Speaker 4: such a nice feeling, but I do get really sore, 256 00:11:12,800 --> 00:11:14,040 Speaker 4: so I'm like, I don't know if I could do 257 00:11:14,120 --> 00:11:16,360 Speaker 4: it anymore. So it is just temporary, but it is 258 00:11:16,520 --> 00:11:19,320 Speaker 4: nice knowing like I go into a place, I meet everyone, 259 00:11:19,440 --> 00:11:21,600 Speaker 4: we have a great time. There's no expectations, no one's 260 00:11:21,640 --> 00:11:23,800 Speaker 4: watching me because I'll never be here again. 261 00:11:24,080 --> 00:11:24,920 Speaker 3: It's just a one off. 262 00:11:25,400 --> 00:11:27,440 Speaker 4: And then they'll tell you how much you're gonna get paid, 263 00:11:27,679 --> 00:11:29,720 Speaker 4: they'll tell you the hours, they tell you the al right, 264 00:11:29,760 --> 00:11:31,920 Speaker 4: you don't have to be like calculating it or wondering, 265 00:11:32,520 --> 00:11:34,199 Speaker 4: and then you just pick up all these shifts. You 266 00:11:34,320 --> 00:11:36,160 Speaker 4: chuck it in the calendar, you go to them, you 267 00:11:36,240 --> 00:11:38,400 Speaker 4: make some money. That's all I'm saying. It's incredible. 268 00:11:38,480 --> 00:11:38,839 Speaker 5: I love that. 269 00:11:38,960 --> 00:11:41,160 Speaker 3: That's such a good concept. It's so good. It's given 270 00:11:41,160 --> 00:11:42,560 Speaker 3: me a float right now, tell you what. Yeah, if 271 00:11:42,559 --> 00:11:45,160 Speaker 3: anyone's got to drop back you let us know. Yes literal, 272 00:11:45,200 --> 00:11:48,240 Speaker 3: she's lovely and very employable and absolutely the personality high. 273 00:11:48,440 --> 00:11:49,280 Speaker 4: That is so sweet. 274 00:11:49,360 --> 00:11:52,720 Speaker 3: Thank you. Sure, nothing but joy your workplace, I promise. 275 00:11:53,000 --> 00:11:56,280 Speaker 3: Oh yes, that's so cute. Now we'll go away. We'll 276 00:11:56,280 --> 00:11:57,559 Speaker 3: pump you up a little bit, souse, I think you 277 00:11:57,640 --> 00:11:59,680 Speaker 3: need it. And then when we come back, we're going 278 00:11:59,720 --> 00:12:03,480 Speaker 3: to be talking about high pay, low flexibility or the 279 00:12:03,559 --> 00:12:06,520 Speaker 3: reverse is a better option, And also taking a look 280 00:12:06,600 --> 00:12:08,599 Speaker 3: at a really difficult DM, which is what do you 281 00:12:08,679 --> 00:12:10,920 Speaker 3: do when you think you're seeing a financial control in 282 00:12:10,960 --> 00:12:14,240 Speaker 3: a friend's relationship from the outside. Don't go anywhere, guys. 283 00:12:18,040 --> 00:12:20,080 Speaker 4: Welcome back everyone. Let's take a listen to this week's 284 00:12:20,080 --> 00:12:20,720 Speaker 4: money dilemma. 285 00:12:22,679 --> 00:12:25,000 Speaker 2: Hi, there, have you got a money dilemma you just 286 00:12:25,080 --> 00:12:27,600 Speaker 2: can't solve? The She's on the Money team is here 287 00:12:27,640 --> 00:12:30,840 Speaker 2: to help. Every week, we tackle your dilemmas, both big 288 00:12:30,920 --> 00:12:33,599 Speaker 2: and small, to answer your most burning money, career and 289 00:12:33,720 --> 00:12:36,880 Speaker 2: life questions. To get involved, simply head to our website 290 00:12:36,920 --> 00:12:39,000 Speaker 2: and leave us a short voice recording and you might 291 00:12:39,120 --> 00:12:41,599 Speaker 2: just find yourself on the show. Now let's take a 292 00:12:41,679 --> 00:12:43,439 Speaker 2: listen to this week's money dilemma. 293 00:12:45,880 --> 00:12:47,679 Speaker 5: Hi, girls, love the pot. I have a bit of 294 00:12:47,720 --> 00:12:49,600 Speaker 5: a career dilemma. I'm set, you're a shining to work 295 00:12:49,600 --> 00:12:51,600 Speaker 5: as soon as my maternity leave comes to an end. 296 00:12:52,120 --> 00:12:54,400 Speaker 6: My current role is a great paying, high level role, 297 00:12:54,480 --> 00:12:56,800 Speaker 6: but the hours a very long twenty four to seven 298 00:12:57,040 --> 00:13:00,120 Speaker 6: all late nights, nowhere from home and no flexibility. Well, 299 00:13:00,120 --> 00:13:02,120 Speaker 6: I'll be going five nights a week for dinner, bath, 300 00:13:02,200 --> 00:13:04,360 Speaker 6: and beds my one year old, but it does have 301 00:13:04,480 --> 00:13:05,800 Speaker 6: sixteen weeks of parental leave. 302 00:13:06,000 --> 00:13:08,360 Speaker 5: I've been applying for other roles and have been offered 303 00:13:08,360 --> 00:13:11,240 Speaker 5: a new job. This new role is office hours, two 304 00:13:11,320 --> 00:13:13,640 Speaker 5: days a week, work from home, and a lot more flexibility, 305 00:13:14,040 --> 00:13:16,040 Speaker 5: but it comes with a fifteen K pay cut and 306 00:13:16,240 --> 00:13:18,599 Speaker 5: no parental leave. We're looking to start trying for a 307 00:13:18,640 --> 00:13:20,599 Speaker 5: second baby towards the end of the year, and I 308 00:13:20,600 --> 00:13:21,920 Speaker 5: don't know if I take the job with a pay 309 00:13:21,960 --> 00:13:24,199 Speaker 5: cut of flexibility but it means not as long off 310 00:13:24,320 --> 00:13:27,040 Speaker 5: after second barbe arrives, or stick with the current job 311 00:13:27,120 --> 00:13:30,719 Speaker 5: with better paid parental leaf but no flexibility. I will 312 00:13:30,720 --> 00:13:32,680 Speaker 5: admit there is a lot more room for future growth 313 00:13:32,760 --> 00:13:34,520 Speaker 5: with the new job. Would love your advice. 314 00:13:34,720 --> 00:13:35,000 Speaker 3: Thanks. 315 00:13:36,640 --> 00:13:38,559 Speaker 4: I actually, and I could be wrong, but I gathered 316 00:13:38,600 --> 00:13:42,280 Speaker 4: by the sounds of the way you are explaining it 317 00:13:42,840 --> 00:13:43,720 Speaker 4: you've already. 318 00:13:43,480 --> 00:13:46,079 Speaker 3: Made your mind up, you know, insightful. 319 00:13:46,320 --> 00:13:48,280 Speaker 4: Thank you. I feel like if I was to flip 320 00:13:48,320 --> 00:13:50,240 Speaker 4: a coin, you know, that old trick with a coin, 321 00:13:50,559 --> 00:13:52,439 Speaker 4: what do you wanted to land on sort of vibe? 322 00:13:52,840 --> 00:13:57,400 Speaker 4: I think, without any question in my mind and heart, 323 00:13:58,000 --> 00:14:02,320 Speaker 4: take the better, flexible job with less money. Because also, 324 00:14:02,360 --> 00:14:05,760 Speaker 4: if you're trying at the end of this year, did 325 00:14:05,840 --> 00:14:08,040 Speaker 4: she say that gives you plenty of time? So if 326 00:14:08,080 --> 00:14:10,719 Speaker 4: you start this new job and sure that pays really, 327 00:14:10,960 --> 00:14:15,079 Speaker 4: you know, not as great, but there's flexibility and possibly 328 00:14:16,040 --> 00:14:20,680 Speaker 4: room to move or some opportunities as you mentioned, then 329 00:14:20,880 --> 00:14:23,000 Speaker 4: I think that's plenty of time to kind of like 330 00:14:23,120 --> 00:14:25,440 Speaker 4: work your way up or like get your foot in 331 00:14:25,480 --> 00:14:27,200 Speaker 4: the door in other places. Or even if at the 332 00:14:27,280 --> 00:14:28,720 Speaker 4: end of the day you were on the salary for 333 00:14:28,800 --> 00:14:31,000 Speaker 4: a little while it didn't work and you just like 334 00:14:31,080 --> 00:14:32,600 Speaker 4: look for another job, you know what I mean. At 335 00:14:32,680 --> 00:14:38,000 Speaker 4: least being somewhere in the interim that isn't truly dreadful 336 00:14:38,920 --> 00:14:41,920 Speaker 4: will open your mind up to other things. It will 337 00:14:41,960 --> 00:14:44,680 Speaker 4: make you happier in the meantime you'll feel more free 338 00:14:44,920 --> 00:14:47,120 Speaker 4: or feel more like things will be more flexible. And 339 00:14:47,200 --> 00:14:49,120 Speaker 4: then working from home, I don't know. I just I 340 00:14:49,160 --> 00:14:51,920 Speaker 4: think it's all like taking a little break to catch 341 00:14:51,920 --> 00:14:54,400 Speaker 4: your breath and also figure out what your next step is. 342 00:14:54,920 --> 00:15:00,520 Speaker 4: And so I think you should leave this no flexibility job. Also, 343 00:15:00,520 --> 00:15:02,400 Speaker 4: I didn't even think it was allowed that, Like, someone 344 00:15:02,440 --> 00:15:03,560 Speaker 4: couldn't give you parental leave. 345 00:15:03,880 --> 00:15:07,120 Speaker 3: So an employer is not required to have a parental 346 00:15:07,200 --> 00:15:09,760 Speaker 3: leave scheme wherein the employer pays you. I see if 347 00:15:09,800 --> 00:15:12,960 Speaker 3: that's the case, though you are entitled to government parental leave. 348 00:15:13,200 --> 00:15:15,840 Speaker 3: The thing with government parental leave is that, generally speaking, 349 00:15:15,880 --> 00:15:18,800 Speaker 3: for people, the amount that they receive is significantly lower 350 00:15:19,080 --> 00:15:22,000 Speaker 3: than their income, whereas more often than not, it is 351 00:15:22,040 --> 00:15:25,400 Speaker 3: a higher rate went through your workplace. I don't know 352 00:15:25,480 --> 00:15:27,560 Speaker 3: if on some level you can stack them or like 353 00:15:27,880 --> 00:15:29,720 Speaker 3: jiggle them a little bit. I'm not too sure on 354 00:15:29,880 --> 00:15:33,960 Speaker 3: those details, but generally speaking, programs three employers are seen 355 00:15:34,000 --> 00:15:37,440 Speaker 3: as better or more often than not better off financially. 356 00:15:37,560 --> 00:15:39,960 Speaker 3: I suppose got you, I would be looking to options. 357 00:15:40,440 --> 00:15:42,560 Speaker 3: You know, as you're saying it's parental if not maternity leave. 358 00:15:42,680 --> 00:15:45,880 Speaker 3: Does your partner did they have a parental leave policy 359 00:15:45,920 --> 00:15:48,080 Speaker 3: at their workplace that you could take advantage of. Is 360 00:15:48,120 --> 00:15:50,240 Speaker 3: that something that you could kind of juggle around to 361 00:15:50,280 --> 00:15:53,320 Speaker 3: make it advantageous to you, because if so, maybe that 362 00:15:53,520 --> 00:15:55,880 Speaker 3: kind of you know, the fifteen thousand you would lose 363 00:15:55,920 --> 00:15:57,880 Speaker 3: in moving jobs can come out in the wash if 364 00:15:57,920 --> 00:15:59,920 Speaker 3: you were able to return and then take advantage of 365 00:16:00,080 --> 00:16:03,600 Speaker 3: your partner's parentally of policy. I agree. I really highly 366 00:16:03,880 --> 00:16:07,320 Speaker 3: value flexibility. I think it's so important and for me personally, 367 00:16:07,360 --> 00:16:09,880 Speaker 3: has made a huge difference in my life. I also 368 00:16:09,920 --> 00:16:13,200 Speaker 3: would argue as a parent, flexibility is paramount. I have 369 00:16:13,320 --> 00:16:16,160 Speaker 3: quite a few friends who have kids. They're still quite young, 370 00:16:16,320 --> 00:16:19,160 Speaker 3: kind of aged between like one and six or seven, 371 00:16:19,840 --> 00:16:23,080 Speaker 3: and flexibility is crucial to all of them. They all 372 00:16:23,320 --> 00:16:25,840 Speaker 3: even if you are able to pay day care fees 373 00:16:25,880 --> 00:16:28,000 Speaker 3: and things like that, you don't need to do school pickup, 374 00:16:28,000 --> 00:16:30,440 Speaker 3: school drop off, if you've maybe you've got family available 375 00:16:30,480 --> 00:16:33,720 Speaker 3: to help kids get sick all the time, you're constantly 376 00:16:33,760 --> 00:16:35,800 Speaker 3: having to pick them up, You're constantly having to do things. 377 00:16:36,240 --> 00:16:39,240 Speaker 3: I think that flexibility will serve you really well down 378 00:16:39,280 --> 00:16:42,200 Speaker 3: the track. Whereas if you have a super rigid workplace, 379 00:16:42,560 --> 00:16:44,040 Speaker 3: not that it can't be done. There are plenty of 380 00:16:44,120 --> 00:16:46,800 Speaker 3: people who work, you know, jobs where you know a 381 00:16:46,920 --> 00:16:49,160 Speaker 3: nurse can't leave their shifts more often than not, for example, 382 00:16:49,200 --> 00:16:51,680 Speaker 3: they don't have that flexibility, and lots of mums work 383 00:16:51,720 --> 00:16:54,360 Speaker 3: in those kinds of roles. But I just think it 384 00:16:54,400 --> 00:16:55,920 Speaker 3: would be helpful if you can have it. And it 385 00:16:55,960 --> 00:16:57,840 Speaker 3: sounds like it is also something that you feel is 386 00:16:57,920 --> 00:16:59,880 Speaker 3: kind of important to you, and I'm a big ad 387 00:17:00,440 --> 00:17:02,600 Speaker 3: for it personally, so I would just be looking into 388 00:17:02,640 --> 00:17:04,320 Speaker 3: what those options are. I agree with you. I think 389 00:17:04,400 --> 00:17:07,280 Speaker 3: sometimes money is not the most important thing in a job, 390 00:17:07,720 --> 00:17:09,320 Speaker 3: and maybe it does sound like you've made your mind 391 00:17:09,400 --> 00:17:12,840 Speaker 3: up a little bit totally. She jumps at the DM 392 00:17:12,920 --> 00:17:15,120 Speaker 3: this week, a little bit of an abrupt change of tone. 393 00:17:15,160 --> 00:17:18,159 Speaker 3: I'm very sorry everybody, but I think this is an 394 00:17:18,160 --> 00:17:20,000 Speaker 3: important one for us to tackle at any time, but 395 00:17:20,160 --> 00:17:22,639 Speaker 3: especially with all of the discussions that are happening at 396 00:17:22,680 --> 00:17:25,200 Speaker 3: the moment around International Women's Day. So we've got a 397 00:17:25,280 --> 00:17:28,959 Speaker 3: DM and it says this help please. My friend has 398 00:17:29,000 --> 00:17:31,920 Speaker 3: been with her partner for ten years. They live together 399 00:17:32,080 --> 00:17:34,800 Speaker 3: and have a child, but keep their finances completely separate. 400 00:17:35,200 --> 00:17:37,440 Speaker 3: He earns a high income, which honestly would not be 401 00:17:37,520 --> 00:17:40,600 Speaker 3: possible without her taking on most of the childcare, but 402 00:17:40,840 --> 00:17:43,760 Speaker 3: he keeps most of the money himself. She works in 403 00:17:43,840 --> 00:17:45,720 Speaker 3: a lower paid job and wants to go back to 404 00:17:45,800 --> 00:17:49,360 Speaker 3: school to improve her earning potential. She was so excited 405 00:17:49,359 --> 00:17:52,040 Speaker 3: about it, but her partner has said no because in 406 00:17:52,240 --> 00:17:54,159 Speaker 3: his income would take a hit for her to do it. 407 00:17:54,960 --> 00:17:57,359 Speaker 3: She's now saying she's fine and doesn't want to make 408 00:17:57,400 --> 00:17:59,760 Speaker 3: it a big deal, but I can tell that she's devastated. 409 00:18:00,200 --> 00:18:02,800 Speaker 3: From where I'm standing, this seems like such a power 410 00:18:02,880 --> 00:18:06,200 Speaker 3: imbalance and I hate to say it, but financial control. 411 00:18:06,680 --> 00:18:08,320 Speaker 3: I don't know whether to say this to my friend 412 00:18:08,480 --> 00:18:10,240 Speaker 3: or just to stay out of it. And I want 413 00:18:10,280 --> 00:18:14,359 Speaker 3: to know if I'm overreacting, what would you do? This 414 00:18:14,560 --> 00:18:15,320 Speaker 3: is so sad. 415 00:18:15,400 --> 00:18:18,119 Speaker 4: I just feel so sad for this person. Yeah, because 416 00:18:18,160 --> 00:18:21,520 Speaker 4: it's also like in my mind, I'm like, well, the 417 00:18:21,600 --> 00:18:25,440 Speaker 4: best case scenario, you leave everything smooth, you start your life, 418 00:18:25,560 --> 00:18:28,159 Speaker 4: you get your identity back. I mean, I'm only assuming that, 419 00:18:28,240 --> 00:18:32,760 Speaker 4: like this person was doing something before they had children, 420 00:18:32,760 --> 00:18:34,840 Speaker 4: before they got married, for all of these things. I'm 421 00:18:34,840 --> 00:18:36,480 Speaker 4: not sure if they are married, but I think that 422 00:18:36,560 --> 00:18:39,680 Speaker 4: their life would be so much brighter if they had 423 00:18:39,760 --> 00:18:41,560 Speaker 4: the freedom. I know that it's obviously a little bit 424 00:18:41,600 --> 00:18:44,399 Speaker 4: harder with children and things like that, But yeah, I 425 00:18:44,440 --> 00:18:46,000 Speaker 4: can just see a bright future for them. But the 426 00:18:46,119 --> 00:18:48,600 Speaker 4: process in doing that, you have to assume that this 427 00:18:48,760 --> 00:18:52,760 Speaker 4: person that they're dating or they're married to is kind 428 00:18:52,920 --> 00:18:55,680 Speaker 4: enough and reasonable enough to like let it all be amicable. 429 00:18:55,760 --> 00:18:57,879 Speaker 4: And it doesn't seem like this is the kind of 430 00:18:58,000 --> 00:19:00,640 Speaker 4: situation where it's going to be a nice moo separation. 431 00:19:00,960 --> 00:19:04,000 Speaker 4: So I think that what you should do is certainly 432 00:19:04,240 --> 00:19:06,080 Speaker 4: just be there along the way the whole time and 433 00:19:06,280 --> 00:19:09,520 Speaker 4: make it known that no matter what's happening, whether she 434 00:19:10,359 --> 00:19:13,160 Speaker 4: stays in this situation or leaves the situation, you will 435 00:19:13,200 --> 00:19:15,840 Speaker 4: be there. Because it's the fact that she's not going 436 00:19:15,880 --> 00:19:17,480 Speaker 4: back to school in that there's something she really wants 437 00:19:17,520 --> 00:19:19,600 Speaker 4: to do, I get a sense that there might be 438 00:19:19,640 --> 00:19:23,040 Speaker 4: a little bit of fear there where there's control, There 439 00:19:23,080 --> 00:19:25,760 Speaker 4: might be a little bit of maybe she's not scared. 440 00:19:25,880 --> 00:19:28,040 Speaker 4: But I just think if I really want to do 441 00:19:28,119 --> 00:19:31,200 Speaker 4: something and someone didn't quote unquote let me, it might 442 00:19:31,280 --> 00:19:33,280 Speaker 4: be because I'm either afraid of them or I just 443 00:19:33,320 --> 00:19:35,560 Speaker 4: don't want the whole drama of it all. Yeah, like 444 00:19:35,600 --> 00:19:37,879 Speaker 4: you're walking on eggs, walking on eggshells a little bit 445 00:19:38,520 --> 00:19:40,800 Speaker 4: in which case. It doesn't sound like it's going to 446 00:19:40,840 --> 00:19:44,639 Speaker 4: be a quick and easy like realization and then fix, 447 00:19:44,960 --> 00:19:47,840 Speaker 4: you know, so I think you shouldn't mention it in 448 00:19:47,920 --> 00:19:51,040 Speaker 4: a very gentle way that is free of judgment, and 449 00:19:51,160 --> 00:19:53,120 Speaker 4: in a way that I know it's a really hard 450 00:19:53,160 --> 00:19:56,120 Speaker 4: thing to balance. But when you're trying to tell your friend, 451 00:19:56,240 --> 00:19:58,240 Speaker 4: or when someone's trying to tell you something about the 452 00:19:58,320 --> 00:20:01,400 Speaker 4: person you are married to or in love with or whatever, 453 00:20:02,040 --> 00:20:04,280 Speaker 4: you might get defensive. So try and do it in 454 00:20:04,359 --> 00:20:08,760 Speaker 4: this way that will stop her from feeling the defensiveness 455 00:20:09,480 --> 00:20:12,359 Speaker 4: because you are on both sides, even if it's made up, 456 00:20:12,400 --> 00:20:13,960 Speaker 4: even if you have to pretend you're on both sides 457 00:20:14,000 --> 00:20:15,960 Speaker 4: for now, Do it in this way where it's a 458 00:20:16,040 --> 00:20:19,080 Speaker 4: level playing field. You're on everyone's side and you love 459 00:20:19,119 --> 00:20:22,840 Speaker 4: everyone and you're just kind of noticing some of these things. 460 00:20:23,119 --> 00:20:26,800 Speaker 4: Deliver it gently, and then stay by her side no 461 00:20:26,920 --> 00:20:28,680 Speaker 4: matter what. But yeah, it's a really tricky one. It 462 00:20:28,760 --> 00:20:32,640 Speaker 4: does sound like maybe financial abuse, would you say. 463 00:20:32,800 --> 00:20:35,240 Speaker 3: I completely agree. I think it's a huge red flag 464 00:20:35,320 --> 00:20:38,200 Speaker 3: to me, and I think sometimes people who are in 465 00:20:38,320 --> 00:20:42,600 Speaker 3: those situations or in those relationships might not clock the 466 00:20:42,720 --> 00:20:45,200 Speaker 3: red flag as clearly as somebody who is on the 467 00:20:45,280 --> 00:20:49,400 Speaker 3: outside cam, especially if you know coercive control and things 468 00:20:49,480 --> 00:20:52,560 Speaker 3: like that. More often than not scale up. It starts 469 00:20:52,600 --> 00:20:54,639 Speaker 3: with small things. It starts with, oh, I prefer you 470 00:20:54,680 --> 00:20:56,359 Speaker 3: wouldn't go out because I wanted to go out, or 471 00:20:56,720 --> 00:20:58,639 Speaker 3: oh I wanted you to be home in case, you know, 472 00:20:59,320 --> 00:21:01,080 Speaker 3: and then it scales up to well, I don't want 473 00:21:01,119 --> 00:21:03,479 Speaker 3: you seeing your friends, or you need to be at 474 00:21:03,480 --> 00:21:05,600 Speaker 3: home with the child or whatever that looks like. Those 475 00:21:05,680 --> 00:21:08,720 Speaker 3: things generally start small and build up. Yeah, it's like 476 00:21:08,880 --> 00:21:10,720 Speaker 3: the what is the saying the crab in the pot, 477 00:21:11,200 --> 00:21:12,960 Speaker 3: something frog in the pot, the frog in the pot 478 00:21:13,080 --> 00:21:15,560 Speaker 3: that doesn't know the heat that is turning up, and 479 00:21:15,680 --> 00:21:18,080 Speaker 3: they don't realize that these things that are happening are 480 00:21:18,160 --> 00:21:21,639 Speaker 3: not normal, are not acceptable. I think it is very 481 00:21:21,720 --> 00:21:24,240 Speaker 3: much in the phrasing like financial abuse is not a 482 00:21:24,359 --> 00:21:27,479 Speaker 3: light accusation to make, and I think it is all 483 00:21:27,520 --> 00:21:29,720 Speaker 3: in how the situations panned out. I think it's one 484 00:21:29,800 --> 00:21:33,840 Speaker 3: thing if there was a conversation around, we can't afford 485 00:21:33,920 --> 00:21:36,520 Speaker 3: this right now because the bills are really high, this, 486 00:21:36,680 --> 00:21:39,520 Speaker 3: that and the other is it something we could look into, 487 00:21:39,760 --> 00:21:42,720 Speaker 3: And then there's you know, a whole conversation around well, 488 00:21:43,160 --> 00:21:46,400 Speaker 3: if the male partner's priorities are being men, his job 489 00:21:46,480 --> 00:21:48,480 Speaker 3: and his life, and whatever is being satisfied in the 490 00:21:48,520 --> 00:21:51,119 Speaker 3: female partners not. That's a whole different conversation. Yes, but 491 00:21:51,240 --> 00:21:54,800 Speaker 3: I think exactly as you said the term letting your partner, 492 00:21:55,440 --> 00:21:57,520 Speaker 3: nobody needs to let you do anything. No, Like I 493 00:21:57,520 --> 00:21:59,960 Speaker 3: can understand if you look at a broad picture and go, oh, 494 00:22:00,119 --> 00:22:01,600 Speaker 3: as much as I want to go back to school 495 00:22:01,680 --> 00:22:05,040 Speaker 3: right now, financially it just would be really hard. That's 496 00:22:05,080 --> 00:22:08,400 Speaker 3: a completely different scenario to me to someone just saying well, 497 00:22:08,440 --> 00:22:11,280 Speaker 3: I don't want to change my life so too bad, 498 00:22:11,760 --> 00:22:14,719 Speaker 3: like make it work. Yeah, I will say there are 499 00:22:14,800 --> 00:22:17,320 Speaker 3: other options available to her if she doesn't want to 500 00:22:17,400 --> 00:22:19,879 Speaker 3: leave her job. She could look at a night school potentially, 501 00:22:20,600 --> 00:22:22,840 Speaker 3: or short courses or things that she could do around it. 502 00:22:22,960 --> 00:22:25,800 Speaker 3: If she's not in a place where she does feel 503 00:22:25,840 --> 00:22:28,680 Speaker 3: ready to have this confrontation but does want to make 504 00:22:29,160 --> 00:22:32,159 Speaker 3: those steps for herself, I think it's important for her 505 00:22:32,240 --> 00:22:34,119 Speaker 3: to feel empowered and to feel like she can do 506 00:22:34,240 --> 00:22:36,240 Speaker 3: the things that she wants, because her wants and needs 507 00:22:36,240 --> 00:22:39,320 Speaker 3: are very important, and she needs to know that. Going 508 00:22:39,440 --> 00:22:42,879 Speaker 3: purely off what has been provided to us by our listener, 509 00:22:43,200 --> 00:22:45,960 Speaker 3: I will say exactly as you said. It sounds like 510 00:22:46,040 --> 00:22:49,639 Speaker 3: there is an element of controller abuse, especially with the 511 00:22:49,720 --> 00:22:52,560 Speaker 3: imbalance in finances. Like that's another thing that I'm not 512 00:22:52,680 --> 00:22:56,560 Speaker 3: really understanding. I'm fine for people to have separate finances 513 00:22:56,600 --> 00:22:59,000 Speaker 3: my partner and I do, but why is he keeping 514 00:22:59,040 --> 00:23:01,120 Speaker 3: the majority of the money. Just a lot of things 515 00:23:01,160 --> 00:23:04,720 Speaker 3: are not adding up to me and I think that, yeah, 516 00:23:04,840 --> 00:23:07,680 Speaker 3: sitting her down gently, kind of talking to her about it, 517 00:23:08,240 --> 00:23:10,920 Speaker 3: just playing it out a little bit, I think, and saying, hey, like, 518 00:23:11,359 --> 00:23:13,680 Speaker 3: what is the reasoning for this? Because from my perspective, 519 00:23:13,720 --> 00:23:15,840 Speaker 3: like it just doesn't make the most sense that you're 520 00:23:15,880 --> 00:23:19,040 Speaker 3: not pulling money towards things, or that he earns more. 521 00:23:19,119 --> 00:23:21,760 Speaker 3: Why not give you the opportunity to increase your earning 522 00:23:21,800 --> 00:23:25,320 Speaker 3: potential by studying or have you considered studying part time? 523 00:23:25,440 --> 00:23:28,080 Speaker 3: What did he say? Tease it out a little bit 524 00:23:28,320 --> 00:23:29,959 Speaker 3: and see where it goes, because I think you were 525 00:23:30,359 --> 00:23:32,440 Speaker 3: so on the money when you said people can get 526 00:23:32,520 --> 00:23:37,240 Speaker 3: defensive with things like this. Also, you know, maybe just 527 00:23:37,320 --> 00:23:41,600 Speaker 3: sharing some resources. I think as well, because it's very nuanced, 528 00:23:41,680 --> 00:23:46,080 Speaker 3: financial control can coercive control. It's really difficult, and sometimes 529 00:23:46,119 --> 00:23:49,000 Speaker 3: people need to see things in their own time as well. 530 00:23:49,280 --> 00:23:51,760 Speaker 3: It maybe that as much as right now. For you 531 00:23:51,840 --> 00:23:53,440 Speaker 3: and I, this is a huge red flag, and we 532 00:23:53,560 --> 00:23:56,439 Speaker 3: say leave him, screw him, you don't need him. If 533 00:23:56,480 --> 00:23:59,120 Speaker 3: somebody's not in the place to do that, they need time, 534 00:23:59,160 --> 00:24:01,840 Speaker 3: they need other things, and that's also okay. You can 535 00:24:01,920 --> 00:24:04,320 Speaker 3: lead a horse to water, but you can only do 536 00:24:04,440 --> 00:24:06,600 Speaker 3: so much from the outside, and so it's important that 537 00:24:06,640 --> 00:24:09,000 Speaker 3: they feel supported. I think it's important that they have 538 00:24:09,200 --> 00:24:11,320 Speaker 3: access to resources that they can look at in their 539 00:24:11,359 --> 00:24:13,840 Speaker 3: own time, and the one that we would recommend is 540 00:24:13,840 --> 00:24:16,600 Speaker 3: one eight hundred Respect. You can call them. They have 541 00:24:16,720 --> 00:24:19,359 Speaker 3: a really fantastic website as well with lots of resources, 542 00:24:19,400 --> 00:24:21,360 Speaker 3: and if you or anyone you know needs any kind 543 00:24:21,400 --> 00:24:24,520 Speaker 3: of support, I would strongly encourage you or them to 544 00:24:24,600 --> 00:24:26,480 Speaker 3: take a look at what they have on offer. But 545 00:24:26,600 --> 00:24:29,160 Speaker 3: it is a really tough situation because I think things 546 00:24:29,200 --> 00:24:31,040 Speaker 3: aren't always what they seem from the outside, and I 547 00:24:31,160 --> 00:24:34,280 Speaker 3: want to take it with a grain of positivity. But also, 548 00:24:34,320 --> 00:24:37,960 Speaker 3: if I'm honest, flag is fluorescent red right like it's 549 00:24:38,000 --> 00:24:41,120 Speaker 3: totally bright Crimson. We'll put a link in the show 550 00:24:41,160 --> 00:24:43,280 Speaker 3: notes below to one hundred RESPECT and all of their 551 00:24:43,320 --> 00:24:45,920 Speaker 3: resources as well if anybody would like to access those. 552 00:24:46,080 --> 00:24:48,000 Speaker 3: But we did also put it out to the community 553 00:24:48,040 --> 00:24:50,359 Speaker 3: to see what everybody else thought. We did ask a 554 00:24:50,400 --> 00:24:52,840 Speaker 3: couple of questions. So firstly, we said, what would you 555 00:24:52,920 --> 00:24:55,320 Speaker 3: do if you were our community member. Twenty six percent 556 00:24:55,320 --> 00:24:58,159 Speaker 3: of people said they would call it out directly, sixty 557 00:24:58,200 --> 00:25:00,240 Speaker 3: six percent of people said they would plan to the 558 00:25:00,320 --> 00:25:03,920 Speaker 3: seed gently, four percent of people said they'd wait till 559 00:25:03,920 --> 00:25:06,160 Speaker 3: they were asked about it, and four percent of people 560 00:25:06,240 --> 00:25:09,120 Speaker 3: said they would stay out of it completely. Okay, Next 561 00:25:09,160 --> 00:25:11,359 Speaker 3: we said, what are your thoughts on what is happening 562 00:25:11,400 --> 00:25:14,560 Speaker 3: to the friend? Forty seven percent of people said this 563 00:25:14,720 --> 00:25:18,000 Speaker 3: is definitely financial control, forty eight percent of people so 564 00:25:18,320 --> 00:25:22,560 Speaker 3: unbelievably close, said it's a red flag, but I don't 565 00:25:22,640 --> 00:25:25,600 Speaker 3: quite know what to call it, and five percent of 566 00:25:25,640 --> 00:25:28,240 Speaker 3: people says it is up to your friend to decide 567 00:25:29,119 --> 00:25:31,960 Speaker 3: then kay. We obviously said what is your two cents? 568 00:25:32,000 --> 00:25:34,639 Speaker 3: What do you think? And we got a lot, a lot, 569 00:25:34,720 --> 00:25:37,600 Speaker 3: a lot of messages and feedback. The first one said 570 00:25:38,440 --> 00:25:40,720 Speaker 3: I'd hate to see her retirement fund compared to his 571 00:25:41,320 --> 00:25:45,040 Speaker 3: being visible costs of motherhood strike once again, Yes, which 572 00:25:45,080 --> 00:25:47,760 Speaker 3: is extremely true, so true, I was sinking the same thing, yeah, 573 00:25:47,840 --> 00:25:49,720 Speaker 3: and maybe something worth raising with her as well. Is 574 00:25:49,840 --> 00:25:53,439 Speaker 3: I think women are often put so behind when they 575 00:25:53,480 --> 00:25:55,400 Speaker 3: take time out of the workforce. There's all of those 576 00:25:55,480 --> 00:25:58,280 Speaker 3: long term impacts to your super fund, even to your 577 00:25:58,320 --> 00:26:01,840 Speaker 3: ability to then apply for more senior roles or pay rises. 578 00:26:01,840 --> 00:26:04,840 Speaker 3: There's a lot of prejudice that exists against mothers particularly 579 00:26:05,480 --> 00:26:08,240 Speaker 3: that is working against us constantly, and so that is 580 00:26:08,320 --> 00:26:10,440 Speaker 3: also something that I feel like needs to kind of 581 00:26:10,480 --> 00:26:14,200 Speaker 3: be factored into these kinds of decisions. Again, there's no 582 00:26:14,359 --> 00:26:16,119 Speaker 3: right or wrong, but it's something that I think is 583 00:26:16,200 --> 00:26:20,200 Speaker 3: really critical that people at least consider totally. Next, we've 584 00:26:20,240 --> 00:26:22,760 Speaker 3: got one that came through in four parts. They said, 585 00:26:22,840 --> 00:26:25,160 Speaker 3: this is financial abuse, but you need to tread lightly, 586 00:26:25,320 --> 00:26:29,040 Speaker 3: as this isn't the only abuse happening. With any abuse victims, 587 00:26:29,119 --> 00:26:32,639 Speaker 3: It's important to plant seeds gently and ask questions slowly. 588 00:26:33,280 --> 00:26:36,440 Speaker 3: Always be a safe, non judgmental space for them to 589 00:26:36,560 --> 00:26:39,280 Speaker 3: vent or run to. It will likely take years for 590 00:26:39,359 --> 00:26:41,440 Speaker 3: her to release, and then longer for her to leave 591 00:26:41,760 --> 00:26:45,639 Speaker 3: if she even can. Yes, which I feel like echoes 592 00:26:45,640 --> 00:26:46,600 Speaker 3: a lot of what you were saying. 593 00:26:46,720 --> 00:26:48,560 Speaker 4: Yes, completely agree, very true. 594 00:26:49,000 --> 00:26:51,040 Speaker 3: Somebody said keep some notes of things that your friend 595 00:26:51,119 --> 00:26:54,080 Speaker 3: tells you she'll need them for a family law affidavit 596 00:26:54,160 --> 00:26:56,760 Speaker 3: one day. True, it sounds like it's coming from somebody 597 00:26:56,800 --> 00:26:59,600 Speaker 3: with a bit of experience. Someone else has said, my 598 00:26:59,720 --> 00:27:02,639 Speaker 3: dad similarly did this to my mum. They're now getting 599 00:27:02,640 --> 00:27:06,480 Speaker 3: a divorce. Bro needed a reality check. Somebody says he 600 00:27:06,600 --> 00:27:09,560 Speaker 3: wants her exactly where he has her. She is his employee. 601 00:27:09,680 --> 00:27:11,440 Speaker 4: Oh my god, it's so true. That's what it sounds like. 602 00:27:11,720 --> 00:27:13,800 Speaker 3: Money aside, if she was really excited to go back 603 00:27:13,840 --> 00:27:17,320 Speaker 3: to school, that's super heartbreaking. I think this happens way 604 00:27:17,400 --> 00:27:20,680 Speaker 3: more than people think. Somebody said in role she doesn't 605 00:27:20,680 --> 00:27:24,000 Speaker 3: need permission for her life. Yeah, somebody said I've been there. 606 00:27:24,280 --> 00:27:27,600 Speaker 3: The most helpful friends called it out gently. For example, 607 00:27:27,840 --> 00:27:30,160 Speaker 3: I would not feel okay about that, which I think 608 00:27:30,280 --> 00:27:33,320 Speaker 3: is very helpful because we were kind of struggling to 609 00:27:33,359 --> 00:27:35,040 Speaker 3: put into words a little bit. I think, well, I 610 00:27:35,200 --> 00:27:36,960 Speaker 3: was going to ask you, like, what would you say 611 00:27:37,240 --> 00:27:38,919 Speaker 3: if a friend of yours was in this situation they 612 00:27:38,960 --> 00:27:42,600 Speaker 3: told you this exact story, what would you say to them? Specifically? 613 00:27:43,720 --> 00:27:45,840 Speaker 4: I would say something similar to this, like the eye 614 00:27:45,840 --> 00:27:47,800 Speaker 4: would not feel okay about that, But I do think 615 00:27:47,840 --> 00:27:50,320 Speaker 4: that like sometimes in that situation, you can kind of 616 00:27:50,400 --> 00:27:54,480 Speaker 4: tell yourself, especially if your partner is saying something so nonchalantly, 617 00:27:54,720 --> 00:27:56,639 Speaker 4: something that's really a red flag in this way that 618 00:27:56,800 --> 00:27:59,439 Speaker 4: is like not a big deal, so casual, so casually, 619 00:27:59,480 --> 00:28:01,640 Speaker 4: and then you were like, oh, that must be really 620 00:28:01,680 --> 00:28:04,080 Speaker 4: really normal, I must be really sensitive, or like this 621 00:28:04,240 --> 00:28:05,439 Speaker 4: is a very reasonable thing to. 622 00:28:06,920 --> 00:28:07,440 Speaker 1: It really is. 623 00:28:07,720 --> 00:28:10,639 Speaker 4: And so if you say something very similar to this 624 00:28:10,680 --> 00:28:12,480 Speaker 4: where it's I would not feel okay about that, or 625 00:28:13,160 --> 00:28:15,400 Speaker 4: I would just be asking questions like is that something 626 00:28:15,440 --> 00:28:17,560 Speaker 4: you really wanted to do? And are there any other 627 00:28:17,920 --> 00:28:20,320 Speaker 4: situations where you feel like you want to do something 628 00:28:20,680 --> 00:28:24,240 Speaker 4: that you're not maybe like quote unquote allowed to, or 629 00:28:24,280 --> 00:28:26,439 Speaker 4: you have to maybe like ask for missions for stuff, 630 00:28:26,720 --> 00:28:28,960 Speaker 4: and then just kind of like gently lead it into 631 00:28:29,040 --> 00:28:31,560 Speaker 4: this way where it's like how does that make you feel? 632 00:28:32,000 --> 00:28:34,359 Speaker 4: And if they kind of open up about like feeling like, oh, 633 00:28:34,400 --> 00:28:37,399 Speaker 4: I just think I'm being silly, then grab onto that 634 00:28:38,160 --> 00:28:40,120 Speaker 4: and say you are not silly and just like make 635 00:28:40,160 --> 00:28:41,840 Speaker 4: them feel hurt. So I think, yeah, it's it really 636 00:28:42,040 --> 00:28:43,960 Speaker 4: depends on the person you're talking to, depends on so 637 00:28:44,000 --> 00:28:49,240 Speaker 4: many things, but starting small, starting gently, the great's to start. 638 00:28:49,640 --> 00:28:51,800 Speaker 3: I really like that phrase that I would not feel 639 00:28:51,800 --> 00:28:54,120 Speaker 3: okay about that. Yeah, definitely you're not putting it on 640 00:28:54,200 --> 00:28:56,080 Speaker 3: them and saying they're making a bad choice. But you're 641 00:28:56,440 --> 00:28:59,080 Speaker 3: exactly You're just expressing your own feelings. I thought that 642 00:28:59,200 --> 00:29:02,600 Speaker 3: was really helpful, practical suggestion. I've just got two more. 643 00:29:02,960 --> 00:29:07,280 Speaker 3: One person said, I'm so angry we give up career advancement, income, 644 00:29:07,560 --> 00:29:10,640 Speaker 3: super and our time yep, and it's just taken for granted. 645 00:29:11,360 --> 00:29:13,960 Speaker 3: And then lastly, I have someone who said, I work 646 00:29:14,040 --> 00:29:17,880 Speaker 3: in DF. It is financial control and it's insidious and 647 00:29:18,040 --> 00:29:21,160 Speaker 3: it can lead to much worse. Please call it out. Yes, 648 00:29:21,600 --> 00:29:23,520 Speaker 3: And I think that's the overall thing. We've only got 649 00:29:23,560 --> 00:29:26,040 Speaker 3: a very small amount of information. But if us and 650 00:29:26,480 --> 00:29:28,920 Speaker 3: so many people in our community were looking at this 651 00:29:29,000 --> 00:29:32,440 Speaker 3: and going this is a problem. Yeah, I think as 652 00:29:32,480 --> 00:29:35,600 Speaker 3: a friend, it definitely is your responsibility to at least 653 00:29:35,720 --> 00:29:38,360 Speaker 3: try to bring the conversation to the forefront and then 654 00:29:38,440 --> 00:29:41,360 Speaker 3: support your friend in whatever way she needs, Knowing she 655 00:29:41,480 --> 00:29:43,080 Speaker 3: may be ready to make a choice, she may not, 656 00:29:43,320 --> 00:29:46,280 Speaker 3: and all you can do is try to help encourage 657 00:29:46,280 --> 00:29:48,720 Speaker 3: her to pursue her dreams, encourage her to have what 658 00:29:48,800 --> 00:29:51,400 Speaker 3: she wants because she deserves that too. And yeah, when 659 00:29:51,400 --> 00:29:53,520 Speaker 3: all those fails really rely on those resources. At one 660 00:29:53,560 --> 00:29:55,600 Speaker 3: eight hundred, respect again, we'll put that in the show notes. 661 00:29:55,640 --> 00:29:58,680 Speaker 3: I think, you know, International Women's Day is about really 662 00:29:58,840 --> 00:30:01,960 Speaker 3: highlighting all of the gaps and the struggles and all 663 00:30:02,040 --> 00:30:03,920 Speaker 3: of the progress and the wonderful things that we are 664 00:30:03,960 --> 00:30:05,880 Speaker 3: doing as well as women. And it really breaks my 665 00:30:06,000 --> 00:30:09,040 Speaker 3: heart that so many people replied to a message like 666 00:30:09,080 --> 00:30:11,600 Speaker 3: this and said I've had this experience, my friend has 667 00:30:11,640 --> 00:30:14,440 Speaker 3: had this experience, and you know, it gives me a 668 00:30:14,480 --> 00:30:17,000 Speaker 3: lot of hope that this podcast is bringing people together 669 00:30:17,240 --> 00:30:20,360 Speaker 3: and hopefully making a change in a small way, because 670 00:30:20,400 --> 00:30:22,160 Speaker 3: I think that you know, as much as the pink 671 00:30:22,200 --> 00:30:24,200 Speaker 3: cupcakes and the whatever that we see, we're all out 672 00:30:24,240 --> 00:30:27,160 Speaker 3: at this time of year, I think like this practical 673 00:30:27,200 --> 00:30:29,680 Speaker 3: stuff like women looking out for women. Yeah, like that's 674 00:30:29,720 --> 00:30:31,760 Speaker 3: what it's about to me. And I'm so grateful for 675 00:30:31,840 --> 00:30:34,440 Speaker 3: everyone who shared their opinion, and I'm sending all of 676 00:30:34,520 --> 00:30:36,760 Speaker 3: my love and my thoughts to you know, this person 677 00:30:36,800 --> 00:30:37,560 Speaker 3: and their friend. 678 00:30:37,680 --> 00:30:40,320 Speaker 4: Beautifully said I feel exactly the same way I think, 679 00:30:40,360 --> 00:30:42,040 Speaker 4: And it's definitely like such a I mean, it's always 680 00:30:42,080 --> 00:30:44,120 Speaker 4: important to talk about, but yes, certainly coming up to 681 00:30:44,520 --> 00:30:47,520 Speaker 4: International Women's Day. So I'm really glad that we read 682 00:30:47,560 --> 00:30:48,240 Speaker 4: that one out today. 683 00:30:48,640 --> 00:30:49,520 Speaker 3: Please keep us posted. 684 00:30:49,520 --> 00:30:51,440 Speaker 4: I really love to know how it all goes with 685 00:30:51,760 --> 00:30:53,760 Speaker 4: your friend, and sounds like you're a really good friend, 686 00:30:53,880 --> 00:30:55,560 Speaker 4: so absolutely very well done. 687 00:30:55,400 --> 00:30:57,680 Speaker 3: To you as well. Yeah, and with that, I think 688 00:30:57,720 --> 00:30:59,920 Speaker 3: that's it for the episode. You guys, happy almost into 689 00:31:00,240 --> 00:31:02,240 Speaker 3: Women's Day. Tell a woman you love them, Tell a 690 00:31:02,280 --> 00:31:05,120 Speaker 3: woman you appreciate them, See all the good things that 691 00:31:05,160 --> 00:31:07,520 Speaker 3: they're doing online as well. There's lots going on, but 692 00:31:07,680 --> 00:31:09,960 Speaker 3: thank you so much for joining us. If you haven't already, 693 00:31:10,040 --> 00:31:11,960 Speaker 3: checked out the Facebook group and the Instagram where we 694 00:31:12,040 --> 00:31:13,760 Speaker 3: collect a lot of the fun things that we do 695 00:31:14,000 --> 00:31:17,160 Speaker 3: every Friday. Leavis comment. If you're listening on Spotify, ask 696 00:31:17,280 --> 00:31:19,760 Speaker 3: us a question and subscribe, because that's the thing you 697 00:31:19,800 --> 00:31:21,880 Speaker 3: can do now as well, which is crazy, crazy all 698 00:31:21,960 --> 00:31:23,840 Speaker 3: the things. Thank you guys so much for joining us, 699 00:31:23,920 --> 00:31:26,280 Speaker 3: and Victoria will see you on Monday. From Money Dary, 700 00:31:26,440 --> 00:31:27,440 Speaker 3: Bye guys bye. 701 00:31:32,000 --> 00:31:34,520 Speaker 2: The advice shared on She's on the Money is general 702 00:31:34,600 --> 00:31:38,400 Speaker 2: in nature and does not consider your individual circumstances. She's 703 00:31:38,480 --> 00:31:41,880 Speaker 2: on the Money exists purely for educational purposes and should 704 00:31:41,960 --> 00:31:45,120 Speaker 2: not be relied upon to make an investment or financial decision. 705 00:31:45,520 --> 00:31:47,960 Speaker 2: If you do choose to buy a financial product, read 706 00:31:48,000 --> 00:31:51,240 Speaker 2: the PDS TMD and obtain appropriate financial. 707 00:31:50,920 --> 00:31:52,680 Speaker 1: Advice tailored towards your needs. 708 00:31:53,080 --> 00:31:56,959 Speaker 2: Victoria Devine and She's on the Money are authorized representatives 709 00:31:57,080 --> 00:32:00,880 Speaker 2: of Money Shirper Pty Ltd ABN three two one is 710 00:32:00,960 --> 00:32:03,560 Speaker 2: six four nine two seven seven zero eight 711 00:32:03,840 --> 00:32:06,400 Speaker 3: A f s L four five one two eight nine