1
00:00:00,200 --> 00:00:02,000
Speaker 1: She's on the Money.

2
00:00:02,160 --> 00:00:19,440
Speaker 2: She's on the Money.

3
00:00:23,280 --> 00:00:26,640
Speaker 3: Hello and welcome to She's on the Money, the podcast

4
00:00:26,680 --> 00:00:30,639
Speaker 3: for millennials who want financial freedom. Welcome back to another

5
00:00:30,680 --> 00:00:33,919
Speaker 3: one of our Friday Drinks episodes. Were were to celebrate

6
00:00:33,960 --> 00:00:36,320
Speaker 3: the money wins from our community and have a.

7
00:00:36,360 --> 00:00:37,720
Speaker 4: Chat about the week that was.

8
00:00:37,960 --> 00:00:41,080
Speaker 3: Let's jump straight in, we have Tony. Tony, what was

9
00:00:41,120 --> 00:00:42,360
Speaker 3: on this week's money diaries?

10
00:00:42,760 --> 00:00:45,120
Speaker 5: So we talked to a lovely young woman who talked

11
00:00:45,240 --> 00:00:48,800
Speaker 5: us through how her finances have been impacted by losing

12
00:00:48,840 --> 00:00:51,760
Speaker 5: her mum at only eighteen years old. And she talked

13
00:00:51,760 --> 00:00:53,760
Speaker 5: to us about how she had to move out of home.

14
00:00:53,840 --> 00:00:56,440
Speaker 5: She had no furniture, I didn't have anything with her

15
00:00:56,440 --> 00:00:58,280
Speaker 5: little sister, and they had to move into like a

16
00:00:58,320 --> 00:01:02,440
Speaker 5: sharehouse flat, so they were paying rent and all these things.

17
00:01:02,320 --> 00:01:04,400
Speaker 1: At the first suddenly in their life.

18
00:01:04,760 --> 00:01:07,880
Speaker 5: Yeah, after their mom passed away, which is really really horrible.

19
00:01:07,600 --> 00:01:09,760
Speaker 6: As if you don't have enough to deal with her exactly.

20
00:01:10,160 --> 00:01:13,120
Speaker 5: Yeah, and obviously, like I lost my mom around the

21
00:01:13,160 --> 00:01:15,120
Speaker 5: same age. And I was saying, you know, you just

22
00:01:15,160 --> 00:01:17,800
Speaker 5: feel so out of control at that time as well,

23
00:01:17,840 --> 00:01:20,040
Speaker 5: and she said, yeah, it's only feels like I'm only

24
00:01:20,120 --> 00:01:24,240
Speaker 5: just kind of coming around to really getting past it,

25
00:01:24,400 --> 00:01:26,720
Speaker 5: and because it's just so much to take on, let alone,

26
00:01:26,760 --> 00:01:29,080
Speaker 5: like thinking about how you're going to eat and where

27
00:01:29,080 --> 00:01:31,000
Speaker 5: you're going to live, you know, which is just be awful.

28
00:01:31,920 --> 00:01:33,759
Speaker 5: So it was a really insightful chat and I hope

29
00:01:33,760 --> 00:01:35,640
Speaker 5: that if you listen to it, that you liked it

30
00:01:35,680 --> 00:01:37,560
Speaker 5: and you've got like a bit of a different perspective

31
00:01:37,640 --> 00:01:40,679
Speaker 5: and understand that no one chooses to get into debt,

32
00:01:40,720 --> 00:01:43,280
Speaker 5: and if people are in debt, it's not because they

33
00:01:43,680 --> 00:01:45,840
Speaker 5: chose it, it's because they were probably in a bit

34
00:01:45,840 --> 00:01:48,960
Speaker 5: of a crappy situation and they didn't have another option.

35
00:01:49,080 --> 00:01:52,280
Speaker 4: Yeah, whether it's dead or eight exactly exactly.

36
00:01:52,440 --> 00:01:55,280
Speaker 3: But we were having this conversation earlier today, Tony, where

37
00:01:55,320 --> 00:01:58,720
Speaker 3: you just never know, just never know if someone's circumstances,

38
00:01:58,760 --> 00:02:01,360
Speaker 3: whether you're looking at their resume and wondering what their

39
00:02:01,440 --> 00:02:03,880
Speaker 3: jobs were and why they chose those, or you know,

40
00:02:04,280 --> 00:02:06,240
Speaker 3: why they are in so much debt, Like, it's not

41
00:02:06,360 --> 00:02:09,200
Speaker 3: your position to judge them, and by judging them, you're

42
00:02:09,240 --> 00:02:11,560
Speaker 3: assuming a lot about their circumstance.

43
00:02:10,960 --> 00:02:12,440
Speaker 4: Which you don't have the information on.

44
00:02:12,720 --> 00:02:14,799
Speaker 3: So I just think it's you know, a good reminder

45
00:02:14,840 --> 00:02:17,760
Speaker 3: that you never know anything about somebody unless you've walked

46
00:02:17,760 --> 00:02:20,520
Speaker 3: a mile in their shoes. So that story was definitely,

47
00:02:20,800 --> 00:02:24,000
Speaker 3: you know, thankfully, not something I could relate to. Yeah,

48
00:02:24,040 --> 00:02:26,960
Speaker 3: but was such a special story to have shared, you know,

49
00:02:27,080 --> 00:02:29,200
Speaker 3: with the community, but also with me, Like I felt

50
00:02:29,240 --> 00:02:31,639
Speaker 3: so grateful that someone was willing to have that conversation

51
00:02:32,040 --> 00:02:34,520
Speaker 3: and even that you were willing to open up about

52
00:02:34,560 --> 00:02:37,520
Speaker 3: your experience having gone through something similar. And you know,

53
00:02:37,600 --> 00:02:39,360
Speaker 3: I'm just really proud of the space that we have

54
00:02:39,440 --> 00:02:40,920
Speaker 3: where people are comfortable doing that.

55
00:02:41,680 --> 00:02:43,960
Speaker 5: And if you were listening to that and that's something

56
00:02:43,960 --> 00:02:46,000
Speaker 5: you've been through, or you need some support, if you've

57
00:02:46,040 --> 00:02:48,520
Speaker 5: lost your mum, you can contact our friends at Mothers

58
00:02:48,639 --> 00:02:51,680
Speaker 5: Daughters Australia. They've got heaps of resources, heaps of support

59
00:02:51,720 --> 00:02:55,160
Speaker 5: that you can engage through them. So we'll put their

60
00:02:55,160 --> 00:02:56,080
Speaker 5: thing in our show notes.

61
00:02:56,160 --> 00:02:59,400
Speaker 3: Yeah, great, And onto this week's deep dive. Jesz, what

62
00:02:59,520 --> 00:03:00,960
Speaker 3: did we go over with George?

63
00:03:01,440 --> 00:03:04,079
Speaker 7: So you and George had to chat about credit scores

64
00:03:04,120 --> 00:03:06,640
Speaker 7: and particularly all of the myths that surround them, because

65
00:03:06,680 --> 00:03:10,800
Speaker 7: I feel like we have this misunderstanding from TV and

66
00:03:10,919 --> 00:03:13,280
Speaker 7: movies that you know, we need a credit card to

67
00:03:13,280 --> 00:03:15,520
Speaker 7: have credit and all of these other things which actually

68
00:03:15,600 --> 00:03:18,880
Speaker 7: aren't necessarily true. So you and G went through busted

69
00:03:18,919 --> 00:03:21,400
Speaker 7: a few myths. Spoke about how to improve your credit

70
00:03:21,440 --> 00:03:23,200
Speaker 7: score as well, if that's something you want to do,

71
00:03:23,919 --> 00:03:25,640
Speaker 7: so definitely well worth a listen, and how.

72
00:03:25,560 --> 00:03:26,919
Speaker 1: To do a soft check.

73
00:03:26,960 --> 00:03:29,080
Speaker 5: The difference between to soften a hard check.

74
00:03:28,880 --> 00:03:31,919
Speaker 3: And what can impact your credit score versus non checking

75
00:03:32,000 --> 00:03:34,639
Speaker 3: is not bad. You just don't want to officially inquired,

76
00:03:34,760 --> 00:03:36,880
Speaker 3: or like when you apply for a credit card or

77
00:03:36,920 --> 00:03:37,960
Speaker 3: a car loan, yep.

78
00:03:38,080 --> 00:03:42,120
Speaker 6: Question, Yes, of all the topics in finance a credit

79
00:03:42,160 --> 00:03:48,040
Speaker 6: scores is credit scores the topic that has the most misconceptions, myths,

80
00:03:48,360 --> 00:03:51,360
Speaker 6: untruth because I feel like in Australia and all the

81
00:03:51,440 --> 00:03:53,960
Speaker 6: questions we get that sometimes don't even make it into

82
00:03:53,960 --> 00:03:56,160
Speaker 6: the group, but it just feels like no one gets it.

83
00:03:56,760 --> 00:03:59,040
Speaker 7: Us is so different to us as well.

84
00:03:59,080 --> 00:04:02,000
Speaker 6: But can you think of a more misinformed area of

85
00:04:02,080 --> 00:04:03,000
Speaker 6: financing credit?

86
00:04:03,400 --> 00:04:03,560
Speaker 7: Yeah?

87
00:04:03,680 --> 00:04:04,440
Speaker 4: What investing?

88
00:04:04,720 --> 00:04:08,040
Speaker 3: Investing it's so risky you've gotta lose all your mono,

89
00:04:08,960 --> 00:04:11,600
Speaker 3: So yeah, I'd probably say investing, But credit scores. Everyone's

90
00:04:11,640 --> 00:04:13,240
Speaker 3: just like you do need a credit card to get

91
00:04:13,240 --> 00:04:14,960
Speaker 3: a good credit score to get a home loan, And

92
00:04:15,000 --> 00:04:17,719
Speaker 3: to me that just it's wild and get that information

93
00:04:17,800 --> 00:04:20,680
Speaker 3: in the bin because it's you subscribing to an American methodology.

94
00:04:20,920 --> 00:04:22,880
Speaker 3: But I also think that there's a lot of misconception

95
00:04:22,960 --> 00:04:25,440
Speaker 3: around what investing is, and to be honest, over the

96
00:04:25,440 --> 00:04:29,240
Speaker 3: long term, good investment is relatively safe, and it is,

97
00:04:29,520 --> 00:04:31,400
Speaker 3: you know, if we look at the performance and I

98
00:04:31,440 --> 00:04:33,640
Speaker 3: was having a chat today with Charlotte, who's someone in

99
00:04:33,680 --> 00:04:37,200
Speaker 3: our office, about historical performance of the share market and

100
00:04:37,240 --> 00:04:39,560
Speaker 3: different assets over time, and if you look at the

101
00:04:39,640 --> 00:04:42,400
Speaker 3: share market over the last thirty years, nobody has lost

102
00:04:42,400 --> 00:04:45,719
Speaker 3: money if they've stayed invested. The people who have lost

103
00:04:45,760 --> 00:04:47,960
Speaker 3: money are the ones who have exited because they're worried

104
00:04:48,040 --> 00:04:50,120
Speaker 3: or had to leave, or you know, haven't had the

105
00:04:50,160 --> 00:04:52,039
Speaker 3: benefit of time on their side. And I think that

106
00:04:52,040 --> 00:04:55,719
Speaker 3: there's probably a lot of misconception around that topic because

107
00:04:55,839 --> 00:04:58,359
Speaker 3: you know, everyone has a credit score and it's not

108
00:04:58,560 --> 00:05:00,839
Speaker 3: I guess that consequential. It is when it comes to

109
00:05:00,880 --> 00:05:05,359
Speaker 3: getting loans, but not investing can literally ruin your entire future,

110
00:05:05,600 --> 00:05:07,960
Speaker 3: and we just don't have enough education on the fact

111
00:05:08,040 --> 00:05:09,839
Speaker 3: that you can do it safely and in line with

112
00:05:09,880 --> 00:05:12,120
Speaker 3: your risk profile, and you can pick stogs that over

113
00:05:12,120 --> 00:05:14,440
Speaker 3: the long term grow and benefit you. And I'll stop

114
00:05:14,560 --> 00:05:16,479
Speaker 3: harping on about investment, but we all know how I

115
00:05:16,520 --> 00:05:19,280
Speaker 3: feel about that. Go listen to our entire investing series

116
00:05:19,320 --> 00:05:19,600
Speaker 3: on it.

117
00:05:20,279 --> 00:05:22,599
Speaker 5: But all the stuff about credit scores was actually really

118
00:05:22,640 --> 00:05:25,400
Speaker 5: really interesting, and it's one of our most requested things

119
00:05:25,720 --> 00:05:27,640
Speaker 5: in our Facebook group. People always like, so, what's the

120
00:05:27,680 --> 00:05:29,280
Speaker 5: deal with a credit score and a credit.

121
00:05:29,040 --> 00:05:29,800
Speaker 1: Check and all of that.

122
00:05:30,080 --> 00:05:32,600
Speaker 5: So if you've ever found yourself wondering about that, or

123
00:05:32,600 --> 00:05:34,360
Speaker 5: you watched American Pie so you think you need to

124
00:05:34,360 --> 00:05:36,480
Speaker 5: get a credit card to get a credit rating, you're

125
00:05:36,520 --> 00:05:38,200
Speaker 5: wrong and you need to listen to the episode.

126
00:05:38,480 --> 00:05:40,520
Speaker 3: That is not what I got from American Pie.

127
00:05:40,560 --> 00:05:44,360
Speaker 6: But okay, that movie that is not the one that comes.

128
00:05:44,240 --> 00:05:48,320
Speaker 4: To Let's go straight into Jessica.

129
00:05:48,520 --> 00:05:52,640
Speaker 3: We actually have a very exciting announcement to make about Property.

130
00:05:52,279 --> 00:05:53,760
Speaker 4: Playbook, don't we Oh my gosh.

131
00:05:53,880 --> 00:05:54,080
Speaker 6: Yes.

132
00:05:54,120 --> 00:05:56,520
Speaker 7: And firstly, if you don't know, Property Playbook is out

133
00:05:56,520 --> 00:05:59,200
Speaker 7: property based podcast. We still get people being like, hey,

134
00:05:59,240 --> 00:06:01,039
Speaker 7: can you recommend podcast about property?

135
00:06:01,120 --> 00:06:03,360
Speaker 1: And we have one spoiler alone, we have one.

136
00:06:04,160 --> 00:06:06,520
Speaker 7: But the really exciting thing that we have to announce

137
00:06:06,560 --> 00:06:09,360
Speaker 7: is we've actually just partnered with our friends at you

138
00:06:09,480 --> 00:06:12,880
Speaker 7: Bank to bring together that whole season of the Property Playbook.

139
00:06:12,960 --> 00:06:16,480
Speaker 7: They are such legends. If you tune into our book

140
00:06:16,520 --> 00:06:19,520
Speaker 7: launch event, they actually helped us pull that together so

141
00:06:19,880 --> 00:06:23,559
Speaker 7: last minute, after unfortunately, like five minutes literally after Covid

142
00:06:23,680 --> 00:06:26,200
Speaker 7: ruined our plans, and they were so kind and so beautiful,

143
00:06:26,200 --> 00:06:28,240
Speaker 7: and when they heard that we were doing this new podcast,

144
00:06:28,720 --> 00:06:30,560
Speaker 7: they were like, yes, how can we make it happen?

145
00:06:30,560 --> 00:06:33,560
Speaker 7: We're so excited for you. So you'll be seeing more

146
00:06:33,600 --> 00:06:35,240
Speaker 7: of them and more of us over.

147
00:06:35,120 --> 00:06:37,880
Speaker 3: On the Property Playbook, which you guys know, I'm already

148
00:06:37,880 --> 00:06:39,600
Speaker 3: a massive fan if you Bank and everyone.

149
00:06:39,360 --> 00:06:40,240
Speaker 4: Who runs you Bank.

150
00:06:40,400 --> 00:06:42,640
Speaker 3: So I'm genuinely so grateful that we can now say

151
00:06:42,640 --> 00:06:45,920
Speaker 3: we're a legit podcast with like actual partners, Like, that's

152
00:06:45,960 --> 00:06:46,560
Speaker 3: pretty cool.

153
00:06:46,640 --> 00:06:49,120
Speaker 1: I'm excited to now get paid. It's my favorite part.

154
00:06:50,240 --> 00:06:56,279
Speaker 7: Vote so on intern sorry yeah on the paperwork.

155
00:06:57,160 --> 00:06:59,320
Speaker 4: Yah, it's an unpaid internsh Thank you.

156
00:06:59,400 --> 00:07:02,960
Speaker 1: Very much, very grateful for the opportunity. You better.

157
00:07:03,279 --> 00:07:06,160
Speaker 3: All right, moving on, Ryan, what is going on in

158
00:07:06,160 --> 00:07:07,200
Speaker 3: the community this week?

159
00:07:07,240 --> 00:07:08,920
Speaker 6: All right, there's some fun ones this week, but this

160
00:07:08,960 --> 00:07:11,160
Speaker 6: one is just such a good piece of advice that

161
00:07:11,240 --> 00:07:15,400
Speaker 6: everyone should take on board. Gemma invest it's get credit

162
00:07:15,400 --> 00:07:20,600
Speaker 6: cards if you're int house guards that's going on. Gemma

163
00:07:20,720 --> 00:07:23,640
Speaker 6: says after years of just renewing my car insurance just

164
00:07:23,680 --> 00:07:25,400
Speaker 6: out of convenience, it might have been a direct debit

165
00:07:25,480 --> 00:07:27,600
Speaker 6: or just yep, same again this year, she said, I

166
00:07:27,680 --> 00:07:30,080
Speaker 6: actually bothered to shop around this year and just see

167
00:07:30,240 --> 00:07:33,640
Speaker 6: what's going on. I managed to secure a better policy

168
00:07:33,760 --> 00:07:36,600
Speaker 6: for three hundred and fifty dollars cheaper than the one

169
00:07:36,600 --> 00:07:38,800
Speaker 6: I was with, So she was getting more money win

170
00:07:38,960 --> 00:07:42,200
Speaker 6: the three fifty cheaper. And because they're always incentivizing, she

171
00:07:42,240 --> 00:07:44,320
Speaker 6: got one hundred dollars gift card just for signing up.

172
00:07:44,800 --> 00:07:46,720
Speaker 3: Four hundred and fifty dollars worth of value.

173
00:07:46,840 --> 00:07:49,160
Speaker 6: Yeah, and like I said, it seems like an easy

174
00:07:49,160 --> 00:07:51,800
Speaker 6: thing and I'm guilty of it. Yeah, just renews same again.

175
00:07:51,840 --> 00:07:54,240
Speaker 6: Next to you. But shop around, don't do it, good deal,

176
00:07:54,320 --> 00:07:54,800
Speaker 6: don't do it.

177
00:07:54,840 --> 00:07:57,480
Speaker 3: Our friends that get reminded actually help you make sure

178
00:07:57,520 --> 00:08:00,480
Speaker 3: that you always know what last year's fees were as well,

179
00:08:00,560 --> 00:08:01,920
Speaker 3: so they put it in front of mine so you

180
00:08:01,920 --> 00:08:03,560
Speaker 3: can put a reminder in your app so that if

181
00:08:03,560 --> 00:08:05,000
Speaker 3: you want to go and check it, you've actually got

182
00:08:05,000 --> 00:08:06,800
Speaker 3: all the resources that you need to call them up

183
00:08:06,800 --> 00:08:08,640
Speaker 3: and be like, well, actually I know that it was

184
00:08:08,680 --> 00:08:12,800
Speaker 3: this last year because car insurance in particular is pretty sneaky.

185
00:08:12,840 --> 00:08:14,520
Speaker 3: They don't tell you what you paid last year. They

186
00:08:14,560 --> 00:08:16,520
Speaker 3: just seen it in new bill and the invoice for

187
00:08:16,600 --> 00:08:18,560
Speaker 3: what it's going to cost this year, and you're like, oh, like,

188
00:08:18,640 --> 00:08:21,160
Speaker 3: I think it was around seven hundred dollars, but they've

189
00:08:21,160 --> 00:08:23,000
Speaker 3: sent you an invoice for like seven hundred and eighty

190
00:08:23,040 --> 00:08:23,520
Speaker 3: and you're like.

191
00:08:23,440 --> 00:08:26,360
Speaker 4: Oh, yeah, that feelings right. Yeah, but it wasn't and.

192
00:08:26,320 --> 00:08:28,480
Speaker 3: It creeped up, and so yeah, that would be my

193
00:08:28,560 --> 00:08:29,840
Speaker 3: sneaky hot tip for today.

194
00:08:29,960 --> 00:08:32,800
Speaker 6: That's awesome. Now Bronti has done something really well, but

195
00:08:32,840 --> 00:08:36,439
Speaker 6: I don't like her. She said I didn't feel like

196
00:08:36,480 --> 00:08:38,360
Speaker 6: going for a run this morning because it was too cold,

197
00:08:38,559 --> 00:08:41,199
Speaker 6: and I'm like, talk to me, sister, I get fifty.

198
00:08:40,920 --> 00:08:42,040
Speaker 1: Degrees and it's too hot for me.

199
00:08:43,280 --> 00:08:46,120
Speaker 5: That doesn't make sense. I'm just coming up with any

200
00:08:46,120 --> 00:08:46,760
Speaker 5: excuse I can.

201
00:08:47,400 --> 00:08:49,960
Speaker 3: I didn't go on a run because I don't run,

202
00:08:51,200 --> 00:08:52,240
Speaker 3: But good on you, Bronti.

203
00:08:52,520 --> 00:08:54,720
Speaker 6: Well, and then Brondi's and I was like, yeah, I'm

204
00:08:54,760 --> 00:08:56,440
Speaker 6: with you, Bronti. I get it because but I forced

205
00:08:56,440 --> 00:08:57,560
Speaker 6: myself and got out there anymore.

206
00:08:58,440 --> 00:08:59,760
Speaker 1: Yeah, not relatable, Bronti.

207
00:09:00,200 --> 00:09:02,560
Speaker 6: I don't know what it feels like she says. I'm

208
00:09:02,600 --> 00:09:04,520
Speaker 6: glad I did because when I was running, I found

209
00:09:04,520 --> 00:09:05,760
Speaker 6: fifty bucks on the ground.

210
00:09:05,840 --> 00:09:09,160
Speaker 7: Oh that's a good enough incentive for me to start running.

211
00:09:09,280 --> 00:09:10,920
Speaker 7: I'm gonna find fifty bucks maybe one day.

212
00:09:11,080 --> 00:09:13,160
Speaker 6: Yeah, way to just rub it in, Bronti that you're

213
00:09:13,160 --> 00:09:15,959
Speaker 6: better than all of us. Well, fifty bucks. Now, Nikki

214
00:09:16,280 --> 00:09:19,280
Speaker 6: was prepared to spend one thousand, two hundred and fifty

215
00:09:19,280 --> 00:09:22,040
Speaker 6: bucks on bedside tables. That feels like a lot. That's

216
00:09:22,040 --> 00:09:25,240
Speaker 6: a lot, right, that's like wood or like Yeah, they'd

217
00:09:25,240 --> 00:09:26,199
Speaker 6: be delicious.

218
00:09:26,520 --> 00:09:29,240
Speaker 3: Someone over to my house. I have I kea once

219
00:09:29,640 --> 00:09:32,760
Speaker 3: and have done since firsty university, can't stop, won't stop,

220
00:09:32,800 --> 00:09:34,760
Speaker 3: will not change. Maybe I will one day when I

221
00:09:34,840 --> 00:09:35,280
Speaker 3: grow up.

222
00:09:35,840 --> 00:09:37,720
Speaker 6: So Niki was ready to spend the money. Then she

223
00:09:37,760 --> 00:09:40,439
Speaker 6: saw a kmart diy hack on TikTok.

224
00:09:40,760 --> 00:09:42,679
Speaker 4: Was it Jessica's TikTok.

225
00:09:42,760 --> 00:09:44,920
Speaker 6: About a bedside table hacked?

226
00:09:45,080 --> 00:09:48,480
Speaker 7: No, we hacked a kmart table for that. She's on

227
00:09:48,480 --> 00:09:51,320
Speaker 7: the money Instagram very check that out. It was there's

228
00:09:51,400 --> 00:09:53,319
Speaker 7: going to be a video on my Instagram on the table.

229
00:09:54,440 --> 00:09:56,640
Speaker 6: Yeah, I saw the other day and on the wrong post.

230
00:09:56,720 --> 00:09:57,199
Speaker 4: Yeah you did.

231
00:09:57,440 --> 00:09:58,000
Speaker 1: I got that.

232
00:09:58,000 --> 00:09:58,640
Speaker 6: That was impressive.

233
00:09:59,080 --> 00:10:02,200
Speaker 4: Soa one that thought that counts.

234
00:10:01,800 --> 00:10:03,959
Speaker 6: Instead of spending one two hundred and fifty bucks, she

235
00:10:04,000 --> 00:10:08,280
Speaker 6: spent just seventy five dollars, therefore saving eleven one hundred dollars.

236
00:10:08,520 --> 00:10:10,200
Speaker 6: And she goes, they're pretty much the same. They're great,

237
00:10:10,320 --> 00:10:10,880
Speaker 6: that's awesome.

238
00:10:10,960 --> 00:10:12,000
Speaker 1: Do you have a picture of them?

239
00:10:12,320 --> 00:10:13,160
Speaker 4: I do not speak.

240
00:10:14,320 --> 00:10:17,200
Speaker 6: I'll get Nikki put it in the thread under your thing,

241
00:10:17,240 --> 00:10:20,160
Speaker 6: replied yourself. We'll go check it out now. Lily said

242
00:10:20,160 --> 00:10:23,360
Speaker 6: that her sister and herself they got a and you

243
00:10:23,400 --> 00:10:26,480
Speaker 6: guys might need to explain this to me. They hired

244
00:10:26,520 --> 00:10:26,880
Speaker 6: a rat.

245
00:10:26,920 --> 00:10:29,160
Speaker 4: So it's like the time you thought that lash extensions

246
00:10:29,160 --> 00:10:30,120
Speaker 4: were reappliable.

247
00:10:30,520 --> 00:10:34,240
Speaker 6: So Lily and her sister thy lash are They hired

248
00:10:34,320 --> 00:10:37,080
Speaker 6: a rack at a pre loved fashion boutique.

249
00:10:37,200 --> 00:10:38,240
Speaker 4: Yeap, I understand that.

250
00:10:39,040 --> 00:10:39,720
Speaker 6: What does that mean?

251
00:10:39,920 --> 00:10:43,079
Speaker 5: So it means that you get like a rack in

252
00:10:43,120 --> 00:10:45,560
Speaker 5: a shop, and it's kind of like if you went

253
00:10:45,640 --> 00:10:47,960
Speaker 5: to like a flea market you get to resell all

254
00:10:48,000 --> 00:10:49,760
Speaker 5: your stuff, but you're in a shop so people can

255
00:10:49,840 --> 00:10:51,440
Speaker 5: like go and look at it and try it on

256
00:10:51,520 --> 00:10:52,120
Speaker 5: and stuff, and.

257
00:10:52,040 --> 00:10:53,199
Speaker 6: The shop takes a cat or whatever.

258
00:10:53,240 --> 00:10:56,200
Speaker 1: However, yeah, or you paid a fee.

259
00:10:56,040 --> 00:10:56,679
Speaker 7: To have the rack.

260
00:10:56,880 --> 00:11:00,160
Speaker 6: Actually, yeah, well she paid eighty dollars for two weeks,

261
00:11:00,200 --> 00:11:03,439
Speaker 6: which is pretty cheap considering they made two thousand and

262
00:11:05,000 --> 00:11:06,280
Speaker 6: six dollars.

263
00:11:06,640 --> 00:11:09,120
Speaker 7: Is this place in Melbourne? Because we should definitely do that.

264
00:11:09,160 --> 00:11:10,760
Speaker 4: Can we have a shit on the money rack? Like,

265
00:11:10,800 --> 00:11:14,240
Speaker 4: I mean clothing, I don't have any clothes.

266
00:11:14,240 --> 00:11:15,840
Speaker 1: I don't wear that, do you do?

267
00:11:16,000 --> 00:11:18,120
Speaker 4: You're wearing a bing jumper right now?

268
00:11:18,360 --> 00:11:19,640
Speaker 1: You're like, I'm not going to sell them.

269
00:11:21,120 --> 00:11:23,680
Speaker 6: Well well done to Lillian Sis. That's really impressive. Now,

270
00:11:24,000 --> 00:11:27,280
Speaker 6: I asked in the slack today, which is a lot

271
00:11:27,280 --> 00:11:29,200
Speaker 6: of the group chat of us here she's in the money.

272
00:11:29,240 --> 00:11:33,680
Speaker 6: Who is the best fashion correspondent? Between Jessica, Tony and Victoria?

273
00:11:33,720 --> 00:11:34,520
Speaker 6: What did we come up with?

274
00:11:35,160 --> 00:11:36,440
Speaker 7: Tony just said not her.

275
00:11:36,480 --> 00:11:39,160
Speaker 5: I said either of these girls. Jess used to work

276
00:11:39,200 --> 00:11:43,400
Speaker 5: at Glasson's. So I feel live o yess Yeah, okay.

277
00:11:44,080 --> 00:11:48,280
Speaker 3: Our fashion correspondent Jess crossing live now, dream job.

278
00:11:48,640 --> 00:11:53,040
Speaker 6: Jess. I've just texted you. Can you describe the item.

279
00:11:54,160 --> 00:11:54,319
Speaker 7: There?

280
00:11:54,320 --> 00:11:56,520
Speaker 1: It is glad your Farmazon's effects.

281
00:11:57,640 --> 00:11:59,920
Speaker 7: I'm gonna say the style is Gorme.

282
00:12:00,520 --> 00:12:01,080
Speaker 6: It is Gorman.

283
00:12:01,200 --> 00:12:05,000
Speaker 7: Oh okay, so it's a Gorman esque I can't tell

284
00:12:05,080 --> 00:12:07,200
Speaker 7: if it's a jumpsuit. From the way that it's folding,

285
00:12:07,240 --> 00:12:14,079
Speaker 7: potentially a jumpsuit, maybe a dress like mid thigh fluttery sleeves.

286
00:12:14,160 --> 00:12:15,200
Speaker 1: It's pink with.

287
00:12:15,080 --> 00:12:18,160
Speaker 7: Like a yellow, black, white and turquoise pattern on it,

288
00:12:18,240 --> 00:12:18,960
Speaker 7: and a neck.

289
00:12:19,080 --> 00:12:20,920
Speaker 5: That would be so expected because it got a collar

290
00:12:21,320 --> 00:12:22,560
Speaker 5: no collar V neck.

291
00:12:22,400 --> 00:12:24,840
Speaker 4: Yeah, okay, well I wasn't sure if it's V neck collar.

292
00:12:24,640 --> 00:12:27,760
Speaker 7: V neck and it's like a crossover like a little.

293
00:12:28,920 --> 00:12:31,760
Speaker 6: So considering it is in fact from Gorman, if you

294
00:12:31,840 --> 00:12:33,280
Speaker 6: were to throw a number at what would that be

295
00:12:33,280 --> 00:12:34,080
Speaker 6: working hundred bucks?

296
00:12:34,200 --> 00:12:35,959
Speaker 7: Ye, man, I'd say like two forty.

297
00:12:36,440 --> 00:12:39,480
Speaker 6: Introducing June who's a member of that She's on the money,

298
00:12:39,960 --> 00:12:47,120
Speaker 6: June sing introducing she paid one dollar at a shop

299
00:12:47,400 --> 00:12:49,680
Speaker 6: because she realized it was valuable. Then she went home

300
00:12:49,840 --> 00:12:53,040
Speaker 6: flipped it on Facebook marketplace for ninety dollars, making an

301
00:12:53,120 --> 00:12:55,160
Speaker 6: eighty nine dollar profits.

302
00:12:54,640 --> 00:12:57,840
Speaker 7: From here's the photo for you guys.

303
00:12:57,920 --> 00:13:00,240
Speaker 3: That is exactly what I thought that would look like.

304
00:13:00,760 --> 00:13:03,559
Speaker 3: You are officially that she's on the money. Fashion Correspondent.

305
00:13:03,640 --> 00:13:04,240
Speaker 7: Thank you well.

306
00:13:04,440 --> 00:13:06,680
Speaker 6: That was a great description and well done to June.

307
00:13:06,720 --> 00:13:08,560
Speaker 6: And that picture is actually in the thread of Money

308
00:13:08,600 --> 00:13:10,000
Speaker 6: Wins this week, So if everyone else wants to go

309
00:13:10,120 --> 00:13:11,720
Speaker 6: check it, out for a dollar.

310
00:13:11,880 --> 00:13:13,040
Speaker 7: She's cute, that's a bargain.

311
00:13:13,080 --> 00:13:15,320
Speaker 6: What is that? Op? Stop thinking lift?

312
00:13:15,440 --> 00:13:17,040
Speaker 7: I feel like it's normally the other way around, like

313
00:13:17,080 --> 00:13:19,920
Speaker 7: normally that like op shops have been marking up in

314
00:13:20,080 --> 00:13:20,840
Speaker 7: right years.

315
00:13:20,880 --> 00:13:23,040
Speaker 3: Look, I haven't been recently, but the last time I

316
00:13:23,080 --> 00:13:25,880
Speaker 3: went to an opshop, I was genuinely surprised about how

317
00:13:25,960 --> 00:13:29,280
Speaker 3: expensive that's really expense. I was like, hold up, hold up,

318
00:13:29,440 --> 00:13:30,959
Speaker 3: what do you mean forty dollars?

319
00:13:31,200 --> 00:13:33,760
Speaker 5: It's because people troll through it. And I'm not being

320
00:13:33,800 --> 00:13:37,040
Speaker 5: aggressive towards you, June, but people troll through, get all

321
00:13:37,280 --> 00:13:39,040
Speaker 5: the good stuff and then resell it.

322
00:13:39,080 --> 00:13:41,960
Speaker 1: So I feel like, but yeah, they have yeah, but

323
00:13:42,040 --> 00:13:43,000
Speaker 1: then when you go.

324
00:13:43,040 --> 00:13:45,320
Speaker 5: To like have a bit of a scalp, you can't

325
00:13:45,320 --> 00:13:47,360
Speaker 5: get anything good because they're reselling it all for one

326
00:13:47,440 --> 00:13:48,880
Speaker 5: hundred bucks, like on Chappel straight.

327
00:13:49,000 --> 00:13:51,400
Speaker 7: And it's shitty because for some people, like it's a

328
00:13:51,440 --> 00:13:56,160
Speaker 7: really great way to access quality closing affordable price point.

329
00:13:56,720 --> 00:13:59,839
Speaker 4: So I mean, I mean, just a hot topic. Debate, debate,

330
00:14:01,360 --> 00:14:02,800
Speaker 4: move on, move on, before it happens.

331
00:14:02,880 --> 00:14:05,680
Speaker 6: Belinda started a new job. They have a full coffee machine,

332
00:14:05,679 --> 00:14:09,040
Speaker 6: so she's no longer buying a coffee every day. Butlinda says,

333
00:14:09,320 --> 00:14:11,839
Speaker 6: I make my own. And I finally got around to

334
00:14:11,880 --> 00:14:14,920
Speaker 6: setting up a five dollars a day amount in my

335
00:14:15,080 --> 00:14:17,920
Speaker 6: Rai's account. She did Ryan john Well, I said I

336
00:14:17,920 --> 00:14:20,520
Speaker 6: I've also done that, and Belinda said, Ryan, you are

337
00:14:20,600 --> 00:14:21,440
Speaker 6: my inspiration.

338
00:14:21,760 --> 00:14:24,000
Speaker 4: Oh so cute.

339
00:14:24,200 --> 00:14:25,800
Speaker 6: I baited her to say that. I said, am I

340
00:14:25,920 --> 00:14:32,840
Speaker 6: your inspiration? She's like, yes, strate, but five dollars a

341
00:14:32,920 --> 00:14:34,400
Speaker 6: day is going to a Rais account to make up

342
00:14:34,440 --> 00:14:38,760
Speaker 6: for the coffee she's not buying. Now. Tanya recently had

343
00:14:38,840 --> 00:14:42,320
Speaker 6: and also Tanya describes herself as a longtime lurker, first

344
00:14:42,320 --> 00:14:46,400
Speaker 6: time poster. I love that I recently had breast reduction

345
00:14:46,520 --> 00:14:50,000
Speaker 6: surgery and I had some beautiful lingerie pieces that no

346
00:14:50,080 --> 00:14:52,040
Speaker 6: longer fit, which is a bit of She's really happy

347
00:14:52,040 --> 00:14:54,600
Speaker 6: she got the surgery, but she's like, I've got these pieces, and.

348
00:14:54,560 --> 00:14:58,560
Speaker 4: Then lingerie is so much money. I had.

349
00:15:00,640 --> 00:15:01,280
Speaker 1: A little like.

350
00:15:01,320 --> 00:15:08,080
Speaker 7: Wear time generally, don't you wear them to work?

351
00:15:08,280 --> 00:15:09,440
Speaker 4: Like I buy money?

352
00:15:09,440 --> 00:15:13,080
Speaker 3: Because at bombs to know about you chess is but

353
00:15:13,440 --> 00:15:14,720
Speaker 3: one minute Max.

354
00:15:15,600 --> 00:15:18,800
Speaker 7: Come in, I look cute, I take it off.

355
00:15:20,080 --> 00:15:24,320
Speaker 4: Please know it's going In the podcast, Stark.

356
00:15:24,000 --> 00:15:27,640
Speaker 6: No, so, I also had no idea the price until

357
00:15:27,680 --> 00:15:29,720
Speaker 6: I read some of the comments because it is wild.

358
00:15:29,640 --> 00:15:31,360
Speaker 4: So comments or started buying it.

359
00:15:31,480 --> 00:15:34,000
Speaker 5: Yeah, he's like, oh, I've started reading Victoria's Secret for

360
00:15:34,040 --> 00:15:36,800
Speaker 5: the articles though I needed to find.

361
00:15:36,960 --> 00:15:39,600
Speaker 6: Research, but Tanya said, I didn't want these to go

362
00:15:39,600 --> 00:15:42,200
Speaker 6: to waste, So I found a biaswap and cell page

363
00:15:42,240 --> 00:15:44,720
Speaker 6: that does specific like for this area for lingerie pieces

364
00:15:44,720 --> 00:15:47,040
Speaker 6: and stuff like that. And she got five hundred and

365
00:15:47,040 --> 00:15:50,200
Speaker 6: sixty two dollars selling all the pieces and she's going

366
00:15:50,280 --> 00:15:53,640
Speaker 6: to use that money to buy stuff. Now, Yeah, that's

367
00:15:53,680 --> 00:15:54,200
Speaker 6: so fun.

368
00:15:54,480 --> 00:15:57,840
Speaker 3: I mean, on the surface, that's really wholesome and really cute.

369
00:15:58,080 --> 00:16:00,520
Speaker 3: But like, I'm pretty sure there are people on internet

370
00:16:00,520 --> 00:16:02,120
Speaker 3: that would definitely buy your underwear.

371
00:16:02,760 --> 00:16:05,040
Speaker 1: Oh yeah, for more than that. And after you've done

372
00:16:05,080 --> 00:16:06,040
Speaker 1: the one minute wear like.

373
00:16:06,040 --> 00:16:11,680
Speaker 3: Jess Jess, that's why she wears it only for him, don't.

374
00:16:11,480 --> 00:16:12,680
Speaker 6: Wear it too long. I've got to sell this later,

375
00:16:14,480 --> 00:16:14,760
Speaker 6: all right.

376
00:16:14,800 --> 00:16:16,720
Speaker 1: Two more Ali, that's a good side hustle.

377
00:16:17,320 --> 00:16:21,160
Speaker 6: Yes, Ali says, I rented out my second bedroom to

378
00:16:21,440 --> 00:16:23,320
Speaker 6: my to a nursing student. She lives in a small town.

379
00:16:23,360 --> 00:16:25,360
Speaker 6: A nursing student is doing their prack or whatever at

380
00:16:25,360 --> 00:16:27,600
Speaker 6: the local hospital, so she rented out the place. She's

381
00:16:27,720 --> 00:16:30,200
Speaker 6: just built her first house and was a bit really

382
00:16:30,200 --> 00:16:32,360
Speaker 6: on the edge of her mortgage repayments every month. She said,

383
00:16:32,400 --> 00:16:34,680
Speaker 6: now I've got a renter. I'm helping a student. And

384
00:16:35,320 --> 00:16:38,200
Speaker 6: a lot of people are talking now about how expensive

385
00:16:38,200 --> 00:16:40,640
Speaker 6: property prices are becoming, and sometimes you need to make

386
00:16:40,680 --> 00:16:43,160
Speaker 6: a sacrifice. Are you going to go a few more

387
00:16:43,200 --> 00:16:45,400
Speaker 6: suburbs out? Are you going to have one less bedroom?

388
00:16:45,680 --> 00:16:47,360
Speaker 6: Something to keep in mind, this is actually what I

389
00:16:47,400 --> 00:16:49,440
Speaker 6: did when I first bought a house. I was like,

390
00:16:49,600 --> 00:16:51,640
Speaker 6: single and not with bridgets, so.

391
00:16:51,640 --> 00:16:56,680
Speaker 3: It want to be nice buying a house and having

392
00:16:56,680 --> 00:16:57,520
Speaker 3: a crack at ry And.

393
00:16:59,480 --> 00:17:04,560
Speaker 1: I was like, yeah, lingree to wear for a minute, notedge.

394
00:17:05,600 --> 00:17:08,440
Speaker 6: What's the rating of this episode? Wow? But one of

395
00:17:08,480 --> 00:17:11,240
Speaker 6: my mates actual leads PG. Yeah. One of my mates

396
00:17:11,440 --> 00:17:12,920
Speaker 6: rented the spare room and that's the only way I

397
00:17:12,960 --> 00:17:14,240
Speaker 6: could have bought to buy a house. And that was

398
00:17:14,280 --> 00:17:16,199
Speaker 6: my way of going, oh, I can't quite afford it,

399
00:17:16,240 --> 00:17:18,440
Speaker 6: but here's a sacrifice. And again, when I was single,

400
00:17:18,520 --> 00:17:20,000
Speaker 6: it wasn't really a sacrifice. It was great to have

401
00:17:20,000 --> 00:17:22,439
Speaker 6: some companies, to be honest, But that a great idea.

402
00:17:22,480 --> 00:17:22,680
Speaker 7: Ali.

403
00:17:22,800 --> 00:17:24,800
Speaker 6: She's so she's getting ahead on her mortgage so well,

404
00:17:25,520 --> 00:17:29,320
Speaker 6: and finally Kate, she bought a house in December, and

405
00:17:29,359 --> 00:17:31,520
Speaker 6: she recently had a valuation done because she's going to

406
00:17:31,560 --> 00:17:35,639
Speaker 6: remortgage and refinance. Their house is now worth two hundred

407
00:17:35,680 --> 00:17:38,800
Speaker 6: and fifty thousand dollars more than when they bought it

408
00:17:38,960 --> 00:17:42,399
Speaker 6: six months ago. Six months, six months. They bought it

409
00:17:42,440 --> 00:17:45,200
Speaker 6: in December, it's now July. What's that? Six or seven months? Yep?

410
00:17:45,560 --> 00:17:48,440
Speaker 6: We now have over fifty percent equity in our house

411
00:17:48,520 --> 00:17:50,880
Speaker 6: and we're twenty three years old. Could I be more

412
00:17:50,920 --> 00:17:53,160
Speaker 6: annoyed and jealous and annoyed at you? Kate?

413
00:17:53,400 --> 00:17:54,040
Speaker 1: Oh?

414
00:17:54,080 --> 00:17:55,440
Speaker 7: So jealous? But that's so cool.

415
00:17:55,640 --> 00:17:57,200
Speaker 1: Well done, Yeah, good job, Kate.

416
00:17:57,440 --> 00:18:08,440
Speaker 4: That is a money win, all right, Jess.

417
00:18:08,480 --> 00:18:10,840
Speaker 3: So this week is quite a special week, and we

418
00:18:10,960 --> 00:18:13,359
Speaker 3: have decided to share in lieu of our money wins

419
00:18:13,600 --> 00:18:14,840
Speaker 3: or confessions this week.

420
00:18:14,920 --> 00:18:17,600
Speaker 7: What we're going to talk about NATOC Week, which if

421
00:18:17,600 --> 00:18:20,920
Speaker 7: you didn't know, stands for National Aborigines and Islanders Day

422
00:18:21,000 --> 00:18:25,320
Speaker 7: Observance Committee, and the NADOCK Committee is basically tasked with

423
00:18:25,440 --> 00:18:28,439
Speaker 7: increasing awareness in the wide community for the status and

424
00:18:28,480 --> 00:18:32,320
Speaker 7: treatment of our Aboriginal and Torus Strait Islander friends. And

425
00:18:32,440 --> 00:18:35,320
Speaker 7: so this week has a theme. Every year they do

426
00:18:35,400 --> 00:18:38,600
Speaker 7: something different. It's really fun and there's so many great activities.

427
00:18:38,680 --> 00:18:40,479
Speaker 7: Obviously we're at the end of the week now. Hopefully

428
00:18:40,480 --> 00:18:41,040
Speaker 7: you guys.

429
00:18:40,840 --> 00:18:43,120
Speaker 3: It's Friday, but hopefully you've seen it on our platform

430
00:18:43,119 --> 00:18:45,480
Speaker 3: already and interacted with it and supported it, and it

431
00:18:45,520 --> 00:18:47,160
Speaker 3: won't come as a surprise that we're talking about.

432
00:18:47,240 --> 00:18:48,880
Speaker 7: Yeah. We popped it up on Monday with the link

433
00:18:48,920 --> 00:18:50,920
Speaker 7: to the website, which had a heap of really great

434
00:18:50,920 --> 00:18:53,359
Speaker 7: resources for different events that they were throwing and things

435
00:18:53,440 --> 00:18:56,960
Speaker 7: like that. The theme this year is Healing Country, meaning

436
00:18:57,040 --> 00:19:00,520
Speaker 7: embracing the First Nation's cultural knowledge and understanding of as

437
00:19:00,520 --> 00:19:03,520
Speaker 7: a part of our national heritage, because it is such

438
00:19:03,560 --> 00:19:07,880
Speaker 7: a rich culture and they're genuinely so much fantastic history

439
00:19:07,920 --> 00:19:10,560
Speaker 7: and art that it's really great to absorb. And it's

440
00:19:10,600 --> 00:19:14,800
Speaker 7: not necessarily really prevalent. Yeah, you just don't see it

441
00:19:14,880 --> 00:19:17,200
Speaker 7: often enough, I think. And so we popped a thread

442
00:19:17,200 --> 00:19:19,520
Speaker 7: in on Monday and said, hey, share some of your

443
00:19:19,520 --> 00:19:23,680
Speaker 7: favorite First Nations creators and artists. And I thought maybe

444
00:19:23,680 --> 00:19:26,040
Speaker 7: we could just share some of our favorites. I've popped

445
00:19:26,040 --> 00:19:28,480
Speaker 7: a couple of mine on the thread. Definitely go have

446
00:19:28,520 --> 00:19:30,440
Speaker 7: a look at it. It's under our announcements and there's

447
00:19:30,560 --> 00:19:33,960
Speaker 7: so many great artisans there if you're looking for something

448
00:19:34,000 --> 00:19:34,639
Speaker 7: to purchase.

449
00:19:35,040 --> 00:19:37,520
Speaker 5: I also saw like on the news and on the

450
00:19:37,520 --> 00:19:39,639
Speaker 5: weather and stuff, instead of the western names for all

451
00:19:39,640 --> 00:19:42,159
Speaker 5: the capital cities that were using the traditional names, and

452
00:19:42,480 --> 00:19:44,040
Speaker 5: I thought that was really really cool.

453
00:19:44,080 --> 00:19:46,600
Speaker 7: But you know, Australia Post does that too. You can

454
00:19:46,760 --> 00:19:48,399
Speaker 7: elect to send your post with.

455
00:19:48,560 --> 00:19:50,600
Speaker 1: I just saw that recently. It's really cool.

456
00:19:50,680 --> 00:19:51,600
Speaker 4: What are you talking about.

457
00:19:51,640 --> 00:19:54,879
Speaker 7: They've adjusted the way you would write your address on

458
00:19:54,960 --> 00:19:57,560
Speaker 7: anything that you're sending, which is super duper cool. So

459
00:19:57,640 --> 00:19:59,439
Speaker 7: now instead of sending it Tissues in the Money one

460
00:19:59,440 --> 00:20:02,080
Speaker 7: SI's two Street, you would send it to She's on

461
00:20:02,119 --> 00:20:05,439
Speaker 7: the Money Warrangery Country one sixty two Collins Street, Melbourne,

462
00:20:05,440 --> 00:20:07,879
Speaker 7: which I think is so such a beautiful way to

463
00:20:07,920 --> 00:20:10,520
Speaker 7: acknowledge the lands that we are existing on and start

464
00:20:10,560 --> 00:20:12,440
Speaker 7: to use those names that I think have been really

465
00:20:12,600 --> 00:20:15,679
Speaker 7: lost over however many many many many days.

466
00:20:16,119 --> 00:20:19,000
Speaker 5: Yeah, decade is not long enough and add it into

467
00:20:19,040 --> 00:20:20,520
Speaker 5: our bokap exactly right.

468
00:20:20,600 --> 00:20:22,920
Speaker 7: And there's a really great link on the os Post

469
00:20:22,920 --> 00:20:25,280
Speaker 7: website to help you find the traditional nameplace of the

470
00:20:25,280 --> 00:20:27,439
Speaker 7: country that you are living on or sending to if

471
00:20:27,480 --> 00:20:27,879
Speaker 7: you need that.

472
00:20:28,119 --> 00:20:30,959
Speaker 4: Oh cool, I love that. So easy to add in

473
00:20:31,000 --> 00:20:33,480
Speaker 4: as well. Yeah, absolutely, I really like that.

474
00:20:33,480 --> 00:20:36,280
Speaker 3: That's actually such a special way of starting to reintroduce

475
00:20:36,359 --> 00:20:39,520
Speaker 3: things that have arguably been lost. And you know, I

476
00:20:39,560 --> 00:20:41,800
Speaker 3: didn't know about this stuff way back in school. I

477
00:20:41,840 --> 00:20:44,720
Speaker 3: wouldn't have had a clue, and now learning about it,

478
00:20:44,480 --> 00:20:47,200
Speaker 3: it just feels so special to be able to reconnect

479
00:20:47,280 --> 00:20:50,159
Speaker 3: with stuff like that and actually just respect that culture

480
00:20:50,160 --> 00:20:52,359
Speaker 3: because you know how much it means to the people

481
00:20:52,440 --> 00:20:55,199
Speaker 3: that really connect with it. And I feel like I

482
00:20:55,240 --> 00:20:59,040
Speaker 3: can't say that I have any relations who are Aboriginal

483
00:20:59,119 --> 00:21:01,760
Speaker 3: or Torres Straight Island, but like, I just really feel

484
00:21:01,760 --> 00:21:04,560
Speaker 3: for them having lost such a significant piece of their

485
00:21:04,600 --> 00:21:07,119
Speaker 3: culture that I go, no, you just have that respect,

486
00:21:07,240 --> 00:21:09,199
Speaker 3: Like I'd love that, Like maybe we should update it

487
00:21:09,240 --> 00:21:11,320
Speaker 3: on our website and put it there and people can,

488
00:21:11,480 --> 00:21:13,960
Speaker 3: you know, send their puscles that way, and you know,

489
00:21:14,040 --> 00:21:16,159
Speaker 3: it's just a really nice reminder when you get a

490
00:21:16,160 --> 00:21:18,439
Speaker 3: piece of mail that you know, this country has a

491
00:21:18,560 --> 00:21:20,200
Speaker 3: history and it's very special.

492
00:21:20,800 --> 00:21:22,440
Speaker 1: I was recently in New Zealand.

493
00:21:22,920 --> 00:21:27,240
Speaker 5: In Zealand, yeah, and was really surprised to see how

494
00:21:27,280 --> 00:21:29,760
Speaker 5: much moldy they use, like on all their signs, and

495
00:21:29,840 --> 00:21:30,359
Speaker 5: I love it.

496
00:21:30,440 --> 00:21:32,560
Speaker 6: Yeah. So my wife Bridge is from New Zealand, and

497
00:21:32,600 --> 00:21:35,760
Speaker 6: she was shocked at the opposite way about how little

498
00:21:35,880 --> 00:21:38,880
Speaker 6: how I did. Yeah, and she's like, oh, because back home,

499
00:21:38,920 --> 00:21:40,879
Speaker 6: it's like we learned languages at school and it was

500
00:21:40,920 --> 00:21:43,680
Speaker 6: just really common and in the workplace and years she's like, oh,

501
00:21:44,160 --> 00:21:46,000
Speaker 6: it was like I don't talk about it for decades,

502
00:21:46,040 --> 00:21:49,160
Speaker 6: and it's like, finally we're doing the smallest of yeah,

503
00:21:49,240 --> 00:21:50,160
Speaker 6: first steps to try.

504
00:21:50,200 --> 00:21:52,040
Speaker 7: And I don't know, there's a lot more to do,

505
00:21:52,119 --> 00:21:54,040
Speaker 7: but I think Naydoc Week and there's a number of

506
00:21:54,080 --> 00:21:56,600
Speaker 7: other celebrations throughout the year that are's super special and

507
00:21:56,640 --> 00:21:59,000
Speaker 7: really great to get around. But I thought we could

508
00:21:59,000 --> 00:22:01,600
Speaker 7: go around the table and all share our favorites either

509
00:22:01,600 --> 00:22:03,199
Speaker 7: from the thread or I know we all have some

510
00:22:03,280 --> 00:22:05,720
Speaker 7: businesses that we personally love to support as well.

511
00:22:05,880 --> 00:22:07,000
Speaker 1: Tony do to go. Yeah.

512
00:22:07,160 --> 00:22:10,720
Speaker 5: So I recently started following Warm a collective which is

513
00:22:10,800 --> 00:22:13,880
Speaker 5: an Aboriginal owned and family operated art, body.

514
00:22:13,600 --> 00:22:14,760
Speaker 1: And bath business.

515
00:22:15,160 --> 00:22:17,760
Speaker 5: And for anyone that knows me, I love a bath

516
00:22:20,720 --> 00:22:22,840
Speaker 5: and my boyfriend and I are about to move into

517
00:22:22,880 --> 00:22:24,800
Speaker 5: a house with a bus excited.

518
00:22:25,640 --> 00:22:26,800
Speaker 1: So it was a really great.

519
00:22:26,680 --> 00:22:29,720
Speaker 3: Art keep everybody updated on the bath update the bath situation.

520
00:22:30,359 --> 00:22:32,760
Speaker 5: So it was a great excuse for me to, you know,

521
00:22:32,800 --> 00:22:36,119
Speaker 5: go out and buy his bath stuff and it's all

522
00:22:36,160 --> 00:22:40,040
Speaker 5: Aboriginal owned and they've got some amazing like shower gels

523
00:22:40,080 --> 00:22:43,400
Speaker 5: and bath bombs and bubble bath and stuff and it's

524
00:22:43,440 --> 00:22:46,960
Speaker 5: all like traditional sense and it's all handmade and it's.

525
00:22:46,800 --> 00:22:47,920
Speaker 1: Really really gorgeous.

526
00:22:48,359 --> 00:22:50,680
Speaker 5: But I also have a sneaky other one. My best

527
00:22:50,720 --> 00:22:53,760
Speaker 5: friend Ayton is an Aboriginal woman and she's an artist.

528
00:22:54,520 --> 00:22:56,399
Speaker 5: And if you have a look at her Instagram at

529
00:22:56,520 --> 00:22:58,280
Speaker 5: Dartbreaker Underscore, you can find.

530
00:22:58,320 --> 00:22:59,880
Speaker 4: She does some cheeky picture.

531
00:23:00,080 --> 00:23:02,920
Speaker 5: Yeah, she does like these like nudy girls and it's

532
00:23:03,000 --> 00:23:05,840
Speaker 5: it's really really cool. But yeah, as an Aboriginal woman,

533
00:23:06,119 --> 00:23:08,200
Speaker 5: I love to support her by her art a lot.

534
00:23:08,359 --> 00:23:09,520
Speaker 5: So if it's something that you might.

535
00:23:09,440 --> 00:23:12,000
Speaker 4: Be into a look, pick up a little cheeky piece.

536
00:23:12,040 --> 00:23:14,880
Speaker 3: It's definitely on the theme of this episode speaking about.

537
00:23:17,960 --> 00:23:19,159
Speaker 4: So, I've got a couple.

538
00:23:19,280 --> 00:23:21,879
Speaker 3: So the first one. Both of these weren't in the thread,

539
00:23:21,920 --> 00:23:23,560
Speaker 3: which I was really surprised about.

540
00:23:23,400 --> 00:23:24,560
Speaker 4: Which is why I'm bringing them up.

541
00:23:24,760 --> 00:23:26,959
Speaker 3: The first one is a guy called Brad Turner and

542
00:23:27,000 --> 00:23:29,400
Speaker 3: he's an Aboriginal artist and I know this is she's

543
00:23:29,440 --> 00:23:31,960
Speaker 3: on the money, but like he's just such a special

544
00:23:32,040 --> 00:23:34,879
Speaker 3: human and does such beautiful pieces of work that I

545
00:23:34,920 --> 00:23:37,199
Speaker 3: wanted to share it. I've been creeping on his art

546
00:23:37,280 --> 00:23:39,960
Speaker 3: for a very long time, and one day I might

547
00:23:40,000 --> 00:23:42,000
Speaker 3: be able to afford an original piece.

548
00:23:42,320 --> 00:23:42,880
Speaker 4: Like he.

549
00:23:42,960 --> 00:23:45,720
Speaker 3: I guess he would know me, like just through Instagram,

550
00:23:45,760 --> 00:23:48,480
Speaker 3: Like if he's yeah, do you know Victoria de Vine, Like,

551
00:23:48,520 --> 00:23:50,399
Speaker 3: it wouldn't be like, oh, yeah, she's so nice. It

552
00:23:50,400 --> 00:23:52,360
Speaker 3: would be like, oh yeah, she replies to so many

553
00:23:52,400 --> 00:23:55,040
Speaker 3: of my stories with love, hard eyes, like kind of weird,

554
00:23:55,040 --> 00:23:57,560
Speaker 3: but that that's our relationship. So I'm assuming he knows

555
00:23:57,600 --> 00:24:00,840
Speaker 3: who I am, hopefully. And then there's second is actually

556
00:24:00,880 --> 00:24:04,000
Speaker 3: a friend of mine, and that's Aleirah Potter. So Alira

557
00:24:04,359 --> 00:24:05,080
Speaker 3: is Ah.

558
00:24:05,080 --> 00:24:05,959
Speaker 1: I follow her on Instagram.

559
00:24:06,520 --> 00:24:09,600
Speaker 3: Yeah, she's so beautiful and I met her at a

560
00:24:09,680 --> 00:24:12,440
Speaker 3: keeper Cleaner event earlier this year, and she's a creator,

561
00:24:12,520 --> 00:24:15,920
Speaker 3: a writer and a speaker and just a glowy human,

562
00:24:16,240 --> 00:24:18,679
Speaker 3: like literally a glowy you know those people that you

563
00:24:18,680 --> 00:24:22,240
Speaker 3: meet and you're like, wow, I want your energy around. Yeah, yeah,

564
00:24:22,280 --> 00:24:25,040
Speaker 3: Like she was just a glowy human. And Alira is

565
00:24:25,080 --> 00:24:28,479
Speaker 3: an Aboriginal woman who spreads so much love across the Internet,

566
00:24:28,520 --> 00:24:30,520
Speaker 3: and I just think everybody should go and follow her

567
00:24:30,880 --> 00:24:33,400
Speaker 3: because I just feel like I learned so much from

568
00:24:33,440 --> 00:24:36,439
Speaker 3: even just having her Instagram stories pop up, and like

569
00:24:36,680 --> 00:24:39,760
Speaker 3: she will share other black owned businesses, and she will

570
00:24:39,800 --> 00:24:43,720
Speaker 3: share really beautiful content that educates, and I think that

571
00:24:44,160 --> 00:24:47,240
Speaker 3: it's really special because it's not actually her job to

572
00:24:47,359 --> 00:24:51,200
Speaker 3: educate us. It's nobody's job to educate us except for ourselves.

573
00:24:51,200 --> 00:24:52,760
Speaker 3: And if you want to learn more about it, great,

574
00:24:52,920 --> 00:24:55,399
Speaker 3: go to the Nadok website and learn more. There's an

575
00:24:55,680 --> 00:24:59,160
Speaker 3: entire page on history that you can go and learn from.

576
00:24:59,240 --> 00:25:02,240
Speaker 3: But she's so giving with her time and so giving

577
00:25:02,280 --> 00:25:04,560
Speaker 3: with her energy and her content, and I just feel

578
00:25:04,560 --> 00:25:07,400
Speaker 3: like we can learn so much from absorbing it. And

579
00:25:07,440 --> 00:25:09,720
Speaker 3: like as much as nobody owes us anything when it

580
00:25:09,760 --> 00:25:13,000
Speaker 3: comes to education, like reading is one thing, but seeing

581
00:25:13,080 --> 00:25:16,320
Speaker 3: somebody's beautiful interpretation of what that means for her culture

582
00:25:16,359 --> 00:25:19,160
Speaker 3: and what that means for you know, how she interprets it,

583
00:25:19,160 --> 00:25:22,560
Speaker 3: it just it's so nice to see. Anyway, she doesn't

584
00:25:22,560 --> 00:25:25,359
Speaker 3: have a specific product to sell, but I just wanted

585
00:25:25,400 --> 00:25:27,399
Speaker 3: to share it because I just feel like it was

586
00:25:27,440 --> 00:25:28,480
Speaker 3: the right place to do that.

587
00:25:28,600 --> 00:25:31,520
Speaker 5: And also something as simple as following someone on Instagram,

588
00:25:31,880 --> 00:25:34,320
Speaker 5: you know, if you if you can't afford to buy

589
00:25:34,359 --> 00:25:37,040
Speaker 5: from a black owned business, you can donate. If you

590
00:25:37,080 --> 00:25:38,960
Speaker 5: don't have the money to do that, please just educate

591
00:25:39,000 --> 00:25:43,120
Speaker 5: yourselves about what you can do and support like content creators.

592
00:25:44,440 --> 00:25:48,640
Speaker 7: Following liking sharing is a saving saving absolutely like that,

593
00:25:48,840 --> 00:25:50,840
Speaker 7: get the algorithm, get them out there, get them in

594
00:25:50,880 --> 00:25:52,800
Speaker 7: front of your eyes. It's such a great way to

595
00:25:52,800 --> 00:25:54,040
Speaker 7: support people for free.

596
00:25:54,240 --> 00:25:54,520
Speaker 1: Yep.

597
00:25:54,760 --> 00:25:57,600
Speaker 3: Right, as she also has a really really cute dog.

598
00:25:58,040 --> 00:26:01,240
Speaker 3: So if we have conced you so yet, she has

599
00:26:01,280 --> 00:26:04,640
Speaker 3: an incredibly cute dog, and like that's worth it in itself,

600
00:26:04,720 --> 00:26:05,119
Speaker 3: I agree.

601
00:26:05,240 --> 00:26:08,400
Speaker 6: Yeah, all right, Ash's message through this is her own business.

602
00:26:08,480 --> 00:26:12,359
Speaker 6: It's Little Black Duck teapots and I've been off the

603
00:26:12,359 --> 00:26:15,440
Speaker 6: Instagram page and the Facebook. They're incredible. Have you seen

604
00:26:15,480 --> 00:26:18,639
Speaker 6: the photos in the thread? So their aboriginal art like

605
00:26:18,680 --> 00:26:20,600
Speaker 6: painted over the teapots and stuff, but they're really bright

606
00:26:20,640 --> 00:26:22,800
Speaker 6: and colorful, beautiful, and it just reminds me of something

607
00:26:22,840 --> 00:26:24,400
Speaker 6: that's going to need to go into my mum's house

608
00:26:24,400 --> 00:26:27,760
Speaker 6: because my mum has colors everywhere. She loves aboriginal art.

609
00:26:27,840 --> 00:26:31,119
Speaker 6: So the combination of the two, Oh, they're so stunny. Right,

610
00:26:31,240 --> 00:26:34,280
Speaker 6: And that's her own business, So little Black Duck teapots.

611
00:26:34,280 --> 00:26:35,040
Speaker 6: Go and check them out.

612
00:26:35,080 --> 00:26:36,720
Speaker 1: Oh thanks for reaching out, Ash.

613
00:26:36,560 --> 00:26:40,160
Speaker 7: That's so fun. My favorite is I popped a couple

614
00:26:40,160 --> 00:26:42,560
Speaker 7: in the thread. But an artist in particular I followed

615
00:26:42,560 --> 00:26:46,000
Speaker 7: on Instagram for I reckon over two years now is

616
00:26:46,440 --> 00:26:48,800
Speaker 7: Nudderna And she does I know, and I.

617
00:26:48,720 --> 00:26:51,080
Speaker 3: Didn't say them because I knew that was going to

618
00:26:51,119 --> 00:26:52,320
Speaker 3: be your special share.

619
00:26:53,840 --> 00:26:57,879
Speaker 7: I'm so excited because she does beautiful artwork. Her colour

620
00:26:58,000 --> 00:27:00,440
Speaker 7: it's a really traditional style and her colors is in particular,

621
00:27:00,520 --> 00:27:03,480
Speaker 7: really speak to me personally, and they're very on brand

622
00:27:03,520 --> 00:27:05,160
Speaker 7: fishes in the money. There's a lot of pinks and

623
00:27:05,200 --> 00:27:07,880
Speaker 7: warms and it just it genuinely makes me feel warm

624
00:27:07,880 --> 00:27:11,000
Speaker 7: and happy looking at them. And Victoria, I'm so excited.

625
00:27:11,160 --> 00:27:13,280
Speaker 7: Let us order a piece for the office a couple

626
00:27:13,359 --> 00:27:14,639
Speaker 7: of weeks ago and it should.

627
00:27:14,359 --> 00:27:15,160
Speaker 4: Be with us really though.

628
00:27:15,240 --> 00:27:16,919
Speaker 1: It's going to be so stunning.

629
00:27:16,960 --> 00:27:18,840
Speaker 5: I cannot wait for its site.

630
00:27:19,160 --> 00:27:20,080
Speaker 4: It's so excited.

631
00:27:20,200 --> 00:27:22,520
Speaker 3: We're currently having arguments over whose desk it's going to

632
00:27:22,600 --> 00:27:23,160
Speaker 3: be closest.

633
00:27:24,600 --> 00:27:26,480
Speaker 7: Yeah, but her stuff is really beautiful and there are

634
00:27:26,520 --> 00:27:29,199
Speaker 7: a number of other artists on that thread. And if

635
00:27:29,240 --> 00:27:31,679
Speaker 7: you can't afford to buy original artworks, prints are a

636
00:27:31,680 --> 00:27:33,600
Speaker 7: really great option. That's what we went with, and you

637
00:27:33,600 --> 00:27:35,919
Speaker 7: can get all different custom sizes and it's just a

638
00:27:35,960 --> 00:27:38,320
Speaker 7: really fun way just bruce up your space.

639
00:27:39,080 --> 00:27:41,320
Speaker 4: Agreed, that was really special. I love that we should

640
00:27:41,359 --> 00:27:41,920
Speaker 4: do this more.

641
00:27:42,000 --> 00:27:44,080
Speaker 3: I just feel like there's so many great things in

642
00:27:44,119 --> 00:27:47,320
Speaker 3: our community that we can share in people doing cool things,

643
00:27:47,359 --> 00:27:50,120
Speaker 3: and like, even just looking through that thread, like how

644
00:27:50,200 --> 00:27:52,560
Speaker 3: creative are people? Like this is coming from someone who

645
00:27:52,560 --> 00:27:55,320
Speaker 3: can't draw stick figures, I'm just like, what do you mean?

646
00:27:55,640 --> 00:27:58,800
Speaker 4: Like, how are you guys? How is that correive? I know,

647
00:27:59,160 --> 00:27:59,840
Speaker 4: I even look.

648
00:27:59,720 --> 00:28:01,760
Speaker 3: At you guys because you guys are all creatives and

649
00:28:01,800 --> 00:28:04,160
Speaker 3: I'm the financial advisor and I'm like, oh, I wish

650
00:28:04,160 --> 00:28:05,520
Speaker 3: I was just so much cooler.

651
00:28:06,119 --> 00:28:08,119
Speaker 4: But you know, I've got you guys to stand behind

652
00:28:08,119 --> 00:28:08,840
Speaker 4: and make me look cool.

653
00:28:09,000 --> 00:28:10,760
Speaker 7: So far, so good.

654
00:28:10,960 --> 00:28:13,240
Speaker 3: So with that, I think it is time to head off.

655
00:28:13,280 --> 00:28:15,879
Speaker 3: But as always, just before we head off, we'd like

656
00:28:15,920 --> 00:28:19,040
Speaker 3: to acknowledge and pay respect to Australia's Aboriginal and torrest

657
00:28:19,119 --> 00:28:22,560
Speaker 3: Rait Islander people's they're the traditional custodians of the lands,

658
00:28:22,600 --> 00:28:26,080
Speaker 3: the waterways and the skies all across Australia. We thank

659
00:28:26,119 --> 00:28:28,160
Speaker 3: you for sharing the caring for the land on which

660
00:28:28,200 --> 00:28:30,520
Speaker 3: we are able to learn. We pay our respects to

661
00:28:30,560 --> 00:28:33,040
Speaker 3: elders past and present, and we share our friendship and

662
00:28:33,080 --> 00:28:33,800
Speaker 3: our kindness.

663
00:28:34,280 --> 00:28:36,760
Speaker 5: The advice shared on She's on the Money is generally

664
00:28:36,840 --> 00:28:40,480
Speaker 5: nature and does not consider your individual circumstances. She's on

665
00:28:40,520 --> 00:28:43,520
Speaker 5: the Money exists purely for educational purposes and should not

666
00:28:43,600 --> 00:28:46,520
Speaker 5: be relied upon to make an investment or financial decision.

667
00:28:46,960 --> 00:28:50,120
Speaker 5: And we promise that Victoria Devine is an authorized representative

668
00:28:50,160 --> 00:28:54,120
Speaker 5: of Australia Pacific Funds Management Proprietary Limited ABN three four

669
00:28:54,160 --> 00:28:57,080
Speaker 5: one three two four six three two five seven AFSL

670
00:28:57,160 --> 00:28:58,800
Speaker 5: three three nine one five to one.

671
00:28:58,960 --> 00:29:01,640
Speaker 4: What a guy? What a what a list of numbers?

672
00:29:02,680 --> 00:29:03,840
Speaker 1: Apparently they mean something.

673
00:29:04,000 --> 00:29:05,600
Speaker 4: Yeah, I don't know what it is yet. I haven't

674
00:29:05,640 --> 00:29:07,520
Speaker 4: worked it out. Hopefully we can work it out by

675
00:29:07,520 --> 00:29:08,880
Speaker 4: next week. Say next week, guys

676
00:29:08,920 --> 00:29:12,120
Speaker 2: Love you, Bye bye