1 00:00:00,600 --> 00:00:01,080 Speaker 1: Hello. 2 00:00:01,480 --> 00:00:04,840 Speaker 2: My name is Satasha Nabananga Bamblet. I'm a proud yor 3 00:00:04,880 --> 00:00:08,600 Speaker 2: the Order Kerni Whaltbury and a waddery woman. And before 4 00:00:08,600 --> 00:00:11,080 Speaker 2: we get started on She's on the Money podcast, I 5 00:00:11,119 --> 00:00:14,240 Speaker 2: would like to acknowledge the traditional custodians of the land 6 00:00:14,360 --> 00:00:17,680 Speaker 2: of which this podcast is recorded on a wondery country, 7 00:00:18,079 --> 00:00:22,200 Speaker 2: acknowledging the elders, the ancestors and the next generation coming 8 00:00:22,239 --> 00:00:26,880 Speaker 2: through as this podcast is about connecting, empowering, knowledge sharing 9 00:00:27,000 --> 00:00:30,040 Speaker 2: and the storytelling of you to make a difference for 10 00:00:30,160 --> 00:00:33,040 Speaker 2: today and lasting impact for tomorrow. 11 00:00:33,240 --> 00:00:34,120 Speaker 1: Let's get into it. 12 00:00:34,280 --> 00:00:38,440 Speaker 3: She's on the Money, She's on the Money. 13 00:00:57,120 --> 00:00:59,920 Speaker 4: Hello, and welcome to She's on the Money, the podcast 14 00:01:00,000 --> 00:01:02,600 Speaker 4: that helps you feel good about money even when life 15 00:01:02,640 --> 00:01:05,399 Speaker 4: is falling apart a little bit or a lot. I'm 16 00:01:05,480 --> 00:01:08,000 Speaker 4: Victoria Devine, and today we are talking about something that 17 00:01:08,040 --> 00:01:10,400 Speaker 4: doesn't come with a budget, tenplate or a five step 18 00:01:10,480 --> 00:01:13,760 Speaker 4: financial plan. We're talking about what it really costs to 19 00:01:13,800 --> 00:01:17,240 Speaker 4: survive when your brain, your body, and your entire world 20 00:01:17,560 --> 00:01:22,000 Speaker 4: stop co operating. Because sometimes the hardest thing isn't managing 21 00:01:22,000 --> 00:01:25,480 Speaker 4: your money, it's managing to stay afloat at all. And 22 00:01:25,600 --> 00:01:29,720 Speaker 4: yet rent is still due groceries still cost money. Life 23 00:01:29,800 --> 00:01:33,120 Speaker 4: doesn't pause just because you are struggling. And that's the 24 00:01:33,160 --> 00:01:35,920 Speaker 4: reality for my two guests today who know this a 25 00:01:35,959 --> 00:01:39,399 Speaker 4: lot better than most. Jamilla Risby is a best selling 26 00:01:39,440 --> 00:01:42,880 Speaker 4: author and advocate who, at thirty one, was diagnosed with 27 00:01:42,959 --> 00:01:46,560 Speaker 4: a rare and aggressive brain tumor. Rosy Waterland is a 28 00:01:46,600 --> 00:01:50,400 Speaker 4: writer and comedian whose childhood was shaped by poverty, addiction, 29 00:01:50,600 --> 00:01:53,520 Speaker 4: and survival, and whose adult life has been shaped by 30 00:01:53,560 --> 00:01:58,320 Speaker 4: complex trauma. Together they've written Broken Brains, a raw, funny 31 00:01:58,360 --> 00:02:01,160 Speaker 4: and painfully honest look at what happens when your health, 32 00:02:01,480 --> 00:02:04,880 Speaker 4: your finances, and your sense of self all come under pressure. 33 00:02:05,360 --> 00:02:08,480 Speaker 4: Jamilla and Rosie, we are genuinely so excited to have 34 00:02:08,520 --> 00:02:09,960 Speaker 4: you on the show. Welcome. 35 00:02:10,720 --> 00:02:12,040 Speaker 1: It's very excited to bless that. 36 00:02:12,520 --> 00:02:15,600 Speaker 4: I am very excited. You have just published your book, 37 00:02:15,639 --> 00:02:19,240 Speaker 4: Broken Brains, and it is all about your personal experiences, 38 00:02:19,480 --> 00:02:24,120 Speaker 4: your illnesses and shame, and the system that then made 39 00:02:24,160 --> 00:02:27,120 Speaker 4: it even harder for you guys to thrive. Talk to 40 00:02:27,160 --> 00:02:30,280 Speaker 4: me about what your broken Brain journey has looked like 41 00:02:30,440 --> 00:02:31,359 Speaker 4: in real life. 42 00:02:31,440 --> 00:02:33,480 Speaker 3: Well, why don't I go first and then Rosie can 43 00:02:33,520 --> 00:02:34,360 Speaker 3: tell you a bit about her. 44 00:02:34,400 --> 00:02:36,720 Speaker 4: Yeah, because you guys are so different, but then when 45 00:02:36,760 --> 00:02:38,840 Speaker 4: you come together in the book, it just makes sense 46 00:02:39,360 --> 00:02:42,560 Speaker 4: the same. It was amazing. I was kind of like 47 00:02:42,600 --> 00:02:45,560 Speaker 4: before obviously having a look at it, being like okay, 48 00:02:45,680 --> 00:02:47,760 Speaker 4: all right, read it, and I'm like, this makes so 49 00:02:47,840 --> 00:02:48,480 Speaker 4: much sense. 50 00:02:48,600 --> 00:02:48,919 Speaker 1: Yeah. 51 00:02:49,040 --> 00:02:49,639 Speaker 5: Yeah. 52 00:02:49,840 --> 00:02:52,679 Speaker 3: So I was diagnosed with a brain tumor called a 53 00:02:52,720 --> 00:02:56,760 Speaker 3: cranioferngioma when I was thirty one, quite an unusual kind 54 00:02:56,760 --> 00:02:59,919 Speaker 3: of brain tumor. So it affects every one in one 55 00:03:00,120 --> 00:03:01,840 Speaker 3: million to one and a half million people, so I'm 56 00:03:01,919 --> 00:03:04,920 Speaker 3: very special. I love being rare, but not like that. Yeah, no, 57 00:03:04,960 --> 00:03:05,680 Speaker 3: it's not kind of rare. 58 00:03:05,720 --> 00:03:06,080 Speaker 5: You want to be. 59 00:03:06,120 --> 00:03:09,160 Speaker 3: Actually, when you're sick, you want to be as pedestrian 60 00:03:09,240 --> 00:03:10,320 Speaker 3: as possible. 61 00:03:11,600 --> 00:03:12,800 Speaker 4: Way to go kind of illness. 62 00:03:13,919 --> 00:03:17,239 Speaker 3: So when I was diagnosed, it was obviously massive shock, 63 00:03:17,880 --> 00:03:21,680 Speaker 3: and what followed that was a series of brain surgeries 64 00:03:21,720 --> 00:03:24,000 Speaker 3: as the tumor kept growing back when they would remove it, 65 00:03:24,080 --> 00:03:27,120 Speaker 3: and then ultimately radiation treatment. I had thirty six rounds 66 00:03:27,120 --> 00:03:29,799 Speaker 3: of radiation thirty six Yeah, so six days a week 67 00:03:29,840 --> 00:03:32,320 Speaker 3: for six weeks, which by the end of that I 68 00:03:32,320 --> 00:03:34,359 Speaker 3: felt like they'd burned out that my insides. It was 69 00:03:34,400 --> 00:03:37,920 Speaker 3: pretty hectic, and then probably took about two years for 70 00:03:38,440 --> 00:03:41,360 Speaker 3: the full extent of the brain injuries that I'd acquired 71 00:03:41,520 --> 00:03:44,240 Speaker 3: to kind of make themselves known. And I still live 72 00:03:44,280 --> 00:03:46,560 Speaker 3: with those, now, live with the whole bunch of medications 73 00:03:46,600 --> 00:03:50,640 Speaker 3: and treatments that continue. But I'm five years no tumor growth. 74 00:03:50,720 --> 00:03:53,200 Speaker 4: I love that. That makes me so happy. You literally 75 00:03:53,240 --> 00:03:56,160 Speaker 4: burnt it out. It's gone. Yeah, it's gone. And Rosie 76 00:03:56,280 --> 00:03:57,800 Speaker 4: tell me your journey. 77 00:03:57,960 --> 00:04:01,119 Speaker 1: Yes, So mine seems a little differend on the surface, 78 00:04:01,240 --> 00:04:05,040 Speaker 1: Like you said, so, I had a pretty difficult childhood. 79 00:04:05,080 --> 00:04:08,720 Speaker 1: Both my parents were alcoholics, drug addicts, they were mentally ill. 80 00:04:08,800 --> 00:04:10,600 Speaker 1: My sisters and I were in and out of the 81 00:04:10,840 --> 00:04:13,680 Speaker 1: foster system. There was a lot of neglect and abuse. 82 00:04:13,960 --> 00:04:16,480 Speaker 1: And I guess the best way I would describe it 83 00:04:16,520 --> 00:04:19,839 Speaker 1: is people often think that trauma is the event, but 84 00:04:20,000 --> 00:04:22,640 Speaker 1: trauma is what I deal with now. So if you 85 00:04:22,680 --> 00:04:26,680 Speaker 1: look at my childhood as the car crash, the trauma 86 00:04:26,720 --> 00:04:29,440 Speaker 1: I live with as an adult is the brain injury 87 00:04:29,520 --> 00:04:34,120 Speaker 1: caused by that car crash. So I started showing really 88 00:04:34,160 --> 00:04:37,080 Speaker 1: significant symptoms when I was about seventeen, so about twenty 89 00:04:37,160 --> 00:04:40,560 Speaker 1: years ago, and I've been in treatment on and off 90 00:04:40,600 --> 00:04:44,400 Speaker 1: when I could afford it ever since. I do take 91 00:04:44,400 --> 00:04:48,360 Speaker 1: a lot of medications as well. I have symptoms that 92 00:04:48,600 --> 00:04:52,719 Speaker 1: I'll be dealing with for the rest of my life. Yeah, 93 00:04:52,760 --> 00:04:56,559 Speaker 1: And I think it was not long after Jamila's first 94 00:04:56,600 --> 00:05:02,240 Speaker 1: surgery that she was looking for someone, anyone to talk 95 00:05:02,279 --> 00:05:04,640 Speaker 1: to who she felt like might understand what it's like 96 00:05:04,800 --> 00:05:08,680 Speaker 1: to feel sort of out of control of your to 97 00:05:08,760 --> 00:05:10,640 Speaker 1: not have control of your body and brain. And she 98 00:05:11,120 --> 00:05:14,920 Speaker 1: came to me and we, like you said, didn't think 99 00:05:15,000 --> 00:05:16,800 Speaker 1: we would have a lot in common, but realize very 100 00:05:16,880 --> 00:05:18,520 Speaker 1: quickly we have a lot in common. 101 00:05:18,560 --> 00:05:22,680 Speaker 4: Actually, Yeah, absolutely, Your book is really about surviving the 102 00:05:22,800 --> 00:05:26,479 Speaker 4: things that aren't is obvious or that people never see, right, 103 00:05:26,560 --> 00:05:30,240 Speaker 4: so like illness, trauma, shame, and the system that genuinely 104 00:05:30,279 --> 00:05:33,640 Speaker 4: makes it so much harder. What made you both go, 105 00:05:33,800 --> 00:05:35,520 Speaker 4: all right, we want to write a book. We want 106 00:05:35,560 --> 00:05:37,880 Speaker 4: to tell this story because it's one thing to you know, 107 00:05:38,000 --> 00:05:40,560 Speaker 4: find each other and have that level of support. Why 108 00:05:40,640 --> 00:05:42,240 Speaker 4: did you want to take it to that next level 109 00:05:42,279 --> 00:05:43,279 Speaker 4: and share it with us? 110 00:05:43,400 --> 00:05:47,280 Speaker 3: Well, I had sought some support from Rosie, as she said, 111 00:05:47,279 --> 00:05:50,560 Speaker 3: And I went to Rosie and asked her for some 112 00:05:50,720 --> 00:05:53,120 Speaker 3: help with dealing with the mental health side of what 113 00:05:53,200 --> 00:05:56,960 Speaker 3: I was going through. You know, when you're experiencing the 114 00:05:57,040 --> 00:06:00,440 Speaker 3: stress and the trauma of being told you're really seriously ill, 115 00:06:00,800 --> 00:06:03,000 Speaker 3: and the fallout of surgery and treatment. 116 00:06:03,320 --> 00:06:05,440 Speaker 5: It takes a real toll on your mental well being. 117 00:06:05,880 --> 00:06:09,039 Speaker 3: And I wanted advice, I suppose because I knew Rosie 118 00:06:09,040 --> 00:06:11,520 Speaker 3: had been there before, and I think I almost wanted 119 00:06:11,560 --> 00:06:13,479 Speaker 3: to say, how do I stop this? How do I 120 00:06:13,520 --> 00:06:16,240 Speaker 3: stop my brain being so scared? And when I went 121 00:06:16,240 --> 00:06:18,560 Speaker 3: to visit Rosie, she was actually in psychiatric care at 122 00:06:18,560 --> 00:06:21,080 Speaker 3: the time, and we went and had a lunch across 123 00:06:21,080 --> 00:06:23,479 Speaker 3: the road, and when we were chatting, one of the 124 00:06:23,520 --> 00:06:26,799 Speaker 3: things that came out really quickly was that we actually 125 00:06:26,839 --> 00:06:30,680 Speaker 3: have the same our conditions have the same mortality rate, 126 00:06:31,279 --> 00:06:34,240 Speaker 3: so we actually had the same chance of not being 127 00:06:34,240 --> 00:06:36,239 Speaker 3: alive in five years or ten years. 128 00:06:36,400 --> 00:06:36,839 Speaker 4: Wow. 129 00:06:36,880 --> 00:06:39,760 Speaker 3: And yet, yeah, the world doesn't respond to Rosie with 130 00:06:39,839 --> 00:06:42,680 Speaker 3: the same sort of urgency it does to me. You know, 131 00:06:42,720 --> 00:06:45,560 Speaker 3: when my friends and my family learned that I had 132 00:06:45,560 --> 00:06:47,560 Speaker 3: this brain tumor that had to be cut out of 133 00:06:47,560 --> 00:06:52,320 Speaker 3: my head, I was incredibly lucky. I had this overwhelming 134 00:06:52,360 --> 00:06:55,040 Speaker 3: outpouring of support, And I joked to Rosie at the 135 00:06:55,040 --> 00:06:57,599 Speaker 3: time that I had eleven Lasagnas in my freezer. 136 00:06:57,320 --> 00:06:59,440 Speaker 4: I was about to say, because you had so many lasagnas, 137 00:06:59,480 --> 00:07:00,960 Speaker 4: and have any lasagnas? 138 00:07:01,320 --> 00:07:03,960 Speaker 1: And I was like, yeah, oh, I've never got one, 139 00:07:04,440 --> 00:07:06,920 Speaker 1: but I don't have had lasagnas delivered exactly. 140 00:07:07,040 --> 00:07:09,440 Speaker 3: Yeah, and think because we're both storytellers, it was genuinely 141 00:07:09,480 --> 00:07:11,680 Speaker 3: at that moment that we were like, there's a book 142 00:07:11,720 --> 00:07:12,800 Speaker 3: in this, we should write about this. 143 00:07:12,920 --> 00:07:16,040 Speaker 1: Yeah, that very conversation. By the end we decided to 144 00:07:16,040 --> 00:07:16,520 Speaker 1: write a book. 145 00:07:16,760 --> 00:07:21,520 Speaker 4: Yeah, Rosie, your story is deeply rooted in instability. How 146 00:07:21,560 --> 00:07:24,000 Speaker 4: did that shape the way that you've come to think 147 00:07:24,040 --> 00:07:26,520 Speaker 4: about money and then your place in the world. How 148 00:07:26,520 --> 00:07:28,720 Speaker 4: do you even begin to unlearn a lot of this 149 00:07:28,880 --> 00:07:32,080 Speaker 4: as an adult? It's very difficult, you know. 150 00:07:32,240 --> 00:07:36,240 Speaker 1: I did not get to a what I felt like 151 00:07:36,440 --> 00:07:40,280 Speaker 1: was a secure place financially until very very recently, and 152 00:07:40,320 --> 00:07:43,760 Speaker 1: I'm thirty eight years old. I mean so exciting. It 153 00:07:43,800 --> 00:07:48,200 Speaker 1: feels stable, well more stable than I've ever felt. I mean, 154 00:07:48,240 --> 00:07:50,440 Speaker 1: I'm still getting there, you know what I mean. But 155 00:07:50,680 --> 00:07:53,760 Speaker 1: I yeah, I grew up, like you said, with there 156 00:07:53,800 --> 00:07:57,480 Speaker 1: was a lot of poverty. The interesting thing about my parents, though, 157 00:07:57,760 --> 00:08:00,920 Speaker 1: was I say that they were both like black sheep 158 00:08:01,000 --> 00:08:03,760 Speaker 1: of each of their respective families. So my mom came 159 00:08:03,800 --> 00:08:06,640 Speaker 1: from quite a wealthy family. She went to private school 160 00:08:06,680 --> 00:08:08,720 Speaker 1: on the North Shore in Sydney, which is a very 161 00:08:08,720 --> 00:08:12,120 Speaker 1: snooty area. My dad came from like a pretty well 162 00:08:12,120 --> 00:08:15,040 Speaker 1: off family too, but they sort of then went their 163 00:08:15,080 --> 00:08:18,280 Speaker 1: own rogue directions and found each other. So I grew 164 00:08:18,360 --> 00:08:21,400 Speaker 1: up with predominantly my mom because my dad died when 165 00:08:21,400 --> 00:08:24,600 Speaker 1: I was quite young, with not a lot. I mean, 166 00:08:24,640 --> 00:08:27,360 Speaker 1: you know, there were years when we would need the 167 00:08:27,360 --> 00:08:29,880 Speaker 1: Smith family to deliver like a Christmas hamper to us 168 00:08:29,920 --> 00:08:31,840 Speaker 1: because we wouldn't have food at Christmas, that kind of thing. 169 00:08:32,360 --> 00:08:36,760 Speaker 1: There was often homelessness in the sense of you know, 170 00:08:36,800 --> 00:08:38,880 Speaker 1: I think a lot of people think homelessness means living 171 00:08:38,880 --> 00:08:40,839 Speaker 1: on the street, but I mean, like there were oftentimes 172 00:08:40,840 --> 00:08:43,120 Speaker 1: we didn't have anywhere to live. We'd be couch shopping 173 00:08:43,200 --> 00:08:46,959 Speaker 1: with our mum, living different places. But then we also would, 174 00:08:47,120 --> 00:08:51,360 Speaker 1: you know, say on like Easter or someone's birthday, go 175 00:08:51,480 --> 00:08:56,120 Speaker 1: to my grandparents' house or my uncle's house, my mum's brother, 176 00:08:56,240 --> 00:08:58,720 Speaker 1: and they were all very wealthy, so it was a 177 00:08:58,800 --> 00:09:03,960 Speaker 1: very odd experience knowing that there was something else. I 178 00:09:04,000 --> 00:09:07,880 Speaker 1: grew up in a lot of poverty and instability, but 179 00:09:08,000 --> 00:09:11,240 Speaker 1: I also had this sort of link to aut a 180 00:09:11,280 --> 00:09:16,240 Speaker 1: window at a window you something very different, like what possibility, 181 00:09:16,320 --> 00:09:19,800 Speaker 1: I guess, and that was a really odd thing to 182 00:09:19,920 --> 00:09:23,400 Speaker 1: deal with. I remember I tell this story. I think 183 00:09:23,440 --> 00:09:25,160 Speaker 1: it's funny, but a lot of people find it very 184 00:09:25,160 --> 00:09:28,920 Speaker 1: sad that my dad used to play us this VHS 185 00:09:29,000 --> 00:09:32,880 Speaker 1: tape of his brother had kids who were about ten 186 00:09:32,920 --> 00:09:35,760 Speaker 1: years older than us, and they had gone to Disneyland 187 00:09:36,200 --> 00:09:39,320 Speaker 1: and they had filmed like all this stuff while they're 188 00:09:39,320 --> 00:09:43,760 Speaker 1: at Disneyland. And my dad used to play this VHS 189 00:09:43,840 --> 00:09:47,280 Speaker 1: tape of his brother's kids at Disneyland to us, and 190 00:09:47,320 --> 00:09:49,960 Speaker 1: it was like our favorite movie, to watch the kids 191 00:09:50,000 --> 00:09:53,280 Speaker 1: at Disneyland. To us, that was as close as we 192 00:09:53,280 --> 00:09:55,600 Speaker 1: were going to get. And so it was. There was 193 00:09:55,640 --> 00:09:58,600 Speaker 1: a window there, which seemed sad, but I think to 194 00:09:58,760 --> 00:10:03,240 Speaker 1: me it provided like a sense of I know there's 195 00:10:03,280 --> 00:10:05,640 Speaker 1: something better than what I have here, Like I know 196 00:10:05,760 --> 00:10:09,760 Speaker 1: there is stability somewhere, Like we may move all the time, 197 00:10:09,800 --> 00:10:11,760 Speaker 1: Like I lived over in over one hundred houses as 198 00:10:11,760 --> 00:10:14,520 Speaker 1: a kid, I went to like at least twenty schools. 199 00:10:15,360 --> 00:10:17,760 Speaker 1: We moved a lot, We had instability, but I saw 200 00:10:17,760 --> 00:10:20,880 Speaker 1: that it was possible to feel secure and safe and 201 00:10:20,880 --> 00:10:24,720 Speaker 1: live in one place through people in my extended family. 202 00:10:25,280 --> 00:10:28,120 Speaker 1: So there was a jealousy, but there was also a 203 00:10:28,240 --> 00:10:30,160 Speaker 1: hope and a motivation. I guess. Yeah. 204 00:10:30,160 --> 00:10:32,679 Speaker 4: I was about to ask, you know, when you're young, 205 00:10:32,800 --> 00:10:36,120 Speaker 4: you don't actually comprehend a lot of the times why 206 00:10:36,160 --> 00:10:39,120 Speaker 4: those things are happening, Like you don't understand what financial 207 00:10:39,200 --> 00:10:42,000 Speaker 4: security means, or you know whether your parents are working 208 00:10:42,080 --> 00:10:44,640 Speaker 4: really hard or not. You can just see that one 209 00:10:44,720 --> 00:10:48,600 Speaker 4: kid has something that you don't. Were you quite envious 210 00:10:48,640 --> 00:10:50,760 Speaker 4: of that? Because I can imagine myself, I feel like 211 00:10:50,800 --> 00:10:53,520 Speaker 4: I would be quite envious see and the kids at Disneyland. 212 00:10:54,080 --> 00:10:58,080 Speaker 1: Yeah, I mean it was more the Disneyland thing was 213 00:10:58,160 --> 00:11:02,559 Speaker 1: more like I was envious of them having a lovely 214 00:11:02,640 --> 00:11:07,439 Speaker 1: family experience. I will say that with my mom, she 215 00:11:07,559 --> 00:11:12,720 Speaker 1: struggled being traditionally maternal. She left when I was about 216 00:11:12,720 --> 00:11:15,960 Speaker 1: three weeks old, and I didn't start living permanently with 217 00:11:16,000 --> 00:11:18,720 Speaker 1: her until I was almost four, and then on and 218 00:11:18,760 --> 00:11:21,880 Speaker 1: off after that until I got taken away. Permanently became 219 00:11:21,920 --> 00:11:24,679 Speaker 1: a water of state, and her way of showing love 220 00:11:25,120 --> 00:11:30,839 Speaker 1: was buying things, so we didn't often. I'll talk to 221 00:11:30,880 --> 00:11:33,000 Speaker 1: people who grew up much wealthier than me, I'd say 222 00:11:33,040 --> 00:11:35,480 Speaker 1: I would talk to Jam about all the toys and 223 00:11:35,559 --> 00:11:38,040 Speaker 1: cool stuff I had as a kid, and I probably 224 00:11:38,040 --> 00:11:40,040 Speaker 1: had a lot more cool stuff than you Di didd 225 00:11:40,160 --> 00:11:43,280 Speaker 1: probably because that's how my mom knew how to show love. 226 00:11:43,520 --> 00:11:47,040 Speaker 1: I remember being very very little, and she worked as 227 00:11:47,040 --> 00:11:49,200 Speaker 1: a sex worker when I was little to sort of 228 00:11:49,240 --> 00:11:52,520 Speaker 1: pay her way, and so on the visits we would 229 00:11:52,520 --> 00:11:55,160 Speaker 1: have with her, the exciting thing was that she would 230 00:11:55,240 --> 00:11:59,280 Speaker 1: bring you something, bring you like a polypocket or you know, 231 00:11:59,400 --> 00:12:02,000 Speaker 1: a doll or you know a Barbie or something like. 232 00:12:02,040 --> 00:12:07,480 Speaker 1: She showed that through gifts and spending, and I think 233 00:12:07,520 --> 00:12:12,240 Speaker 1: that definitely gave me some warped ideas about what money 234 00:12:12,360 --> 00:12:16,640 Speaker 1: is and how to manage it because she was never 235 00:12:17,360 --> 00:12:20,720 Speaker 1: great with it. There was never a sense in our 236 00:12:20,760 --> 00:12:23,520 Speaker 1: existence with her that it was something that you were 237 00:12:23,559 --> 00:12:25,440 Speaker 1: responsible with. If you had it, you spent it. 238 00:12:25,559 --> 00:12:30,199 Speaker 4: Yeah. Absolutely, Jam. Before your diagnosis, I feel like your 239 00:12:30,280 --> 00:12:34,240 Speaker 4: life was picture perfect. Like you had this young family, 240 00:12:34,520 --> 00:12:37,679 Speaker 4: You were financially stable, you had a bang in Korea. 241 00:12:37,800 --> 00:12:39,840 Speaker 4: Like you. I would look at you and be like, 242 00:12:40,400 --> 00:12:41,960 Speaker 4: I want to be Jam when I grow. 243 00:12:41,800 --> 00:12:45,040 Speaker 1: Up, my grown up friend, my most accomplished grown up friend. 244 00:12:45,559 --> 00:12:48,319 Speaker 4: Right Like, I know she's laughing, but I literally was 245 00:12:48,360 --> 00:12:49,200 Speaker 4: like when I grow up. 246 00:12:49,240 --> 00:12:50,960 Speaker 1: One day, I'm going to be just like MILLERI oh, 247 00:12:51,000 --> 00:12:52,840 Speaker 1: she's three months old me and I say the same. 248 00:12:52,720 --> 00:12:54,840 Speaker 4: Yeah, exactly when I grow up. When I grow up. 249 00:12:55,000 --> 00:12:58,440 Speaker 4: So from the outside outside, it seemed like you had 250 00:12:58,520 --> 00:13:03,200 Speaker 4: your stuff together, like your goals babe. But what did 251 00:13:03,240 --> 00:13:07,840 Speaker 4: that look like? Because you got your diagnosis and then 252 00:13:08,000 --> 00:13:12,560 Speaker 4: everything shifts. Your priority is shift, your financial stability shifts, 253 00:13:13,000 --> 00:13:16,079 Speaker 4: and I imagine you go from being Okay, I've built 254 00:13:16,120 --> 00:13:18,679 Speaker 4: my life and while you know you're not agreeing with 255 00:13:18,760 --> 00:13:21,160 Speaker 4: us that you know, oh it's picture perfect, like you 256 00:13:21,200 --> 00:13:24,199 Speaker 4: would have felt financially stable. Yeah, we have a great artner. 257 00:13:24,240 --> 00:13:26,560 Speaker 4: I'm so excited. I have you know, this great kid. 258 00:13:27,120 --> 00:13:29,079 Speaker 4: What happens when you get sent into a spin? 259 00:13:29,320 --> 00:13:29,800 Speaker 5: You know what? 260 00:13:30,480 --> 00:13:33,319 Speaker 3: Money was not on my mind, like when you get 261 00:13:33,320 --> 00:13:35,640 Speaker 3: given a diagnosis like that, money is the last thing 262 00:13:36,000 --> 00:13:38,040 Speaker 3: you think about, and it should be the last thing 263 00:13:38,080 --> 00:13:40,960 Speaker 3: you think about. But the reality is that it's going 264 00:13:41,000 --> 00:13:42,440 Speaker 3: to start playing a role pretty quickly. 265 00:13:42,520 --> 00:13:42,760 Speaker 1: Right. 266 00:13:43,200 --> 00:13:45,960 Speaker 5: So for us, we were renting at the time, we 267 00:13:45,960 --> 00:13:48,000 Speaker 5: were house hunting. We were looking to buy our first home. 268 00:13:48,040 --> 00:13:50,520 Speaker 3: We've been looking at lots of houses and trying to 269 00:13:50,559 --> 00:13:53,520 Speaker 3: find the right thing I remember one of the conversations 270 00:13:53,520 --> 00:13:56,000 Speaker 3: we had was Okay, well, that's just we're not doing 271 00:13:56,000 --> 00:13:57,840 Speaker 3: that anytime soon because we can't deal with that. We've 272 00:13:58,120 --> 00:14:01,120 Speaker 3: we've got too much other stress. And then I had 273 00:14:01,160 --> 00:14:06,840 Speaker 3: private health insurance, which was fortunate, and it meant that 274 00:14:06,840 --> 00:14:10,120 Speaker 3: that gave me the ability to choose my surgeon, which 275 00:14:10,600 --> 00:14:12,120 Speaker 3: you know, if I'd been in the public system, I 276 00:14:12,160 --> 00:14:14,439 Speaker 3: might have ended up with the same surgeon anyway, It's possible. 277 00:14:14,480 --> 00:14:16,440 Speaker 3: He worked in the public and the private system, but 278 00:14:16,480 --> 00:14:18,800 Speaker 3: I got to choose him. And I remember him saying 279 00:14:18,840 --> 00:14:21,360 Speaker 3: to me, the other advantage was that he then got 280 00:14:21,360 --> 00:14:24,440 Speaker 3: to choose his team. Yeah, because it was the private system, 281 00:14:24,440 --> 00:14:26,120 Speaker 3: he could then say I want that nurse, and I 282 00:14:26,160 --> 00:14:28,520 Speaker 3: want that assistant surgeon. I want that person, and there's 283 00:14:28,600 --> 00:14:31,000 Speaker 3: huge benefit to that. I remember saying, is there any 284 00:14:31,040 --> 00:14:33,400 Speaker 3: other benefit? Like what else do I kind of get for. 285 00:14:33,400 --> 00:14:37,120 Speaker 4: My money paying this extraordinary amount health agents? 286 00:14:37,240 --> 00:14:37,480 Speaker 1: Right? 287 00:14:37,880 --> 00:14:39,480 Speaker 3: He said to me, well, there are rumors that the 288 00:14:39,520 --> 00:14:41,840 Speaker 3: food is better, don't you were like, I don't think 289 00:14:41,880 --> 00:14:42,240 Speaker 3: it is. 290 00:14:42,640 --> 00:14:43,440 Speaker 5: I don't think it is. 291 00:14:43,440 --> 00:14:45,720 Speaker 3: A Look, if it was better, it wasn't much better. 292 00:14:46,080 --> 00:14:48,760 Speaker 3: And I had these sort of quite naive assumptions. I 293 00:14:48,800 --> 00:14:51,120 Speaker 3: think I thought Medicare took care of you when you 294 00:14:51,160 --> 00:14:53,080 Speaker 3: were sick, and so you didn't have to pay anything. 295 00:14:53,400 --> 00:14:56,000 Speaker 3: And I thought if you had private health insurance, then 296 00:14:56,160 --> 00:14:59,080 Speaker 3: anything extra you won't pay much at all, which I'll 297 00:14:59,080 --> 00:15:00,960 Speaker 3: look back on that. And I had no idea, right, 298 00:15:00,960 --> 00:15:01,720 Speaker 3: I had no idea. 299 00:15:01,840 --> 00:15:03,920 Speaker 4: Well, you don't know, and you just don't expect these things, 300 00:15:03,920 --> 00:15:06,160 Speaker 4: not at all to you, especially when you're young, not 301 00:15:06,240 --> 00:15:09,000 Speaker 4: when you're thirty one, Like the idea that this happened 302 00:15:09,000 --> 00:15:10,760 Speaker 4: to you when you're thirty one, and I'm sitting here 303 00:15:10,760 --> 00:15:14,360 Speaker 4: at thirty three, I just go, what like this to me? 304 00:15:14,680 --> 00:15:17,440 Speaker 4: It's so foreign, and I'm so grateful it's foreign. But 305 00:15:17,480 --> 00:15:20,600 Speaker 4: I also just go, life is so fragile, and it 306 00:15:20,640 --> 00:15:21,480 Speaker 4: can happen fast. 307 00:15:21,640 --> 00:15:22,800 Speaker 5: It happens really fast. 308 00:15:23,120 --> 00:15:24,960 Speaker 3: And the other bit I think you don't think about 309 00:15:25,040 --> 00:15:28,200 Speaker 3: so much is that you can't work right. 310 00:15:28,560 --> 00:15:34,000 Speaker 4: After you have insurance. I have to ask the financial aurance. 311 00:15:34,040 --> 00:15:36,160 Speaker 3: I absolutely did not have insurance that I don't think 312 00:15:36,160 --> 00:15:39,640 Speaker 3: I'd even crossed my mind at that age. And so 313 00:15:40,280 --> 00:15:42,320 Speaker 3: you know, I had eight weeks off work for recovery, 314 00:15:42,920 --> 00:15:45,440 Speaker 3: and even then I wasn't totally way more than that 315 00:15:45,560 --> 00:15:48,000 Speaker 3: ready to go back to work after brain surgery. After 316 00:15:48,040 --> 00:15:49,960 Speaker 3: eight works, I went back to work a bit, but 317 00:15:50,200 --> 00:15:52,400 Speaker 3: I certainly wasn't on my game and I would have 318 00:15:52,440 --> 00:15:55,080 Speaker 3: struggled to work full time. And then for me, the 319 00:15:55,160 --> 00:15:57,440 Speaker 3: TIMA grew back within a few months after that, and 320 00:15:57,480 --> 00:16:00,280 Speaker 3: then I needed sixteen weeks off for that recovery. And 321 00:16:00,320 --> 00:16:02,720 Speaker 3: once you get to that point and your partner's also 322 00:16:02,800 --> 00:16:05,080 Speaker 3: taking heaps of time off to look after you, and 323 00:16:05,120 --> 00:16:07,960 Speaker 3: then you've also got to think about childcare and all 324 00:16:07,960 --> 00:16:10,840 Speaker 3: the other bits and pieces, suddenly life starts to look 325 00:16:11,000 --> 00:16:14,120 Speaker 3: By that second surgery, we were a bit like, oh wow, okay, 326 00:16:14,160 --> 00:16:14,760 Speaker 3: this is not. 327 00:16:14,800 --> 00:16:16,760 Speaker 4: That house deposit. It doesn't look like house deposit. 328 00:16:16,800 --> 00:16:19,160 Speaker 3: And we used the emergency like we were people who 329 00:16:19,200 --> 00:16:22,160 Speaker 3: had an emergency bank account, right, But we used it 330 00:16:22,200 --> 00:16:23,760 Speaker 3: all up and then we had to go again. 331 00:16:23,920 --> 00:16:27,720 Speaker 4: So because you probably just thought and like most people do, 332 00:16:27,840 --> 00:16:29,640 Speaker 4: and I don't want to scare people when it comes 333 00:16:29,680 --> 00:16:33,360 Speaker 4: to the finances, but the reality is, when we create 334 00:16:33,360 --> 00:16:35,880 Speaker 4: our emergency funds, we're thinking, okay, like, what's like three 335 00:16:35,920 --> 00:16:38,800 Speaker 4: months of our expenses? What does that look like. We're 336 00:16:38,800 --> 00:16:41,560 Speaker 4: not talking about the car parking at hospital, We're not 337 00:16:41,600 --> 00:16:43,920 Speaker 4: talking about the late night uber eats and all of 338 00:16:43,960 --> 00:16:47,120 Speaker 4: the takeaway food that we need because we're staying at hospital. 339 00:16:47,200 --> 00:16:50,800 Speaker 4: Like it goes so quickly, and like this is my 340 00:16:50,920 --> 00:16:53,200 Speaker 4: reminder to everybody out there that if you haven't thought 341 00:16:53,200 --> 00:16:56,920 Speaker 4: about getting your personal insurances together, please do, please do asap. 342 00:16:57,200 --> 00:16:59,680 Speaker 4: Like that is one thing that I am wildly passionate 343 00:16:59,720 --> 00:17:03,600 Speaker 4: about because sadly, as an ex financial advisor, I've seen 344 00:17:03,600 --> 00:17:06,359 Speaker 4: it too many times, and it's always the people that say, 345 00:17:06,480 --> 00:17:08,000 Speaker 4: I never thought this would happen to me. 346 00:17:08,160 --> 00:17:09,840 Speaker 5: And also once you're on the other side, like me, 347 00:17:10,200 --> 00:17:10,959 Speaker 5: you can't get it. 348 00:17:11,160 --> 00:17:13,280 Speaker 3: Oh no, your one's ensuring me now, right, yeap, No, 349 00:17:13,359 --> 00:17:17,040 Speaker 3: you're band, so my husband's very well insured, but you 350 00:17:17,040 --> 00:17:18,040 Speaker 3: know that's not an option for me. 351 00:17:18,400 --> 00:17:22,880 Speaker 4: No. No. Both of you described these quite dramatic moments 352 00:17:22,920 --> 00:17:27,600 Speaker 4: where your health completely collapsed, But it wasn't ever just physical. 353 00:17:27,760 --> 00:17:30,120 Speaker 4: I think people just assume when you say my health collapsed, 354 00:17:30,160 --> 00:17:32,760 Speaker 4: you just assume it's some dramatic flop to the floor. 355 00:17:33,119 --> 00:17:37,520 Speaker 4: But what did it cost to keep functioning professionally and 356 00:17:37,720 --> 00:17:41,080 Speaker 4: financially when your world's are literally falling apart? 357 00:17:41,240 --> 00:17:45,119 Speaker 1: I mean, I know it has at times cost me 358 00:17:45,280 --> 00:17:50,960 Speaker 1: almost everything. Really, I was never really great with money 359 00:17:51,320 --> 00:17:55,480 Speaker 1: because I wasn't you know, wasn't raised. You were taught 360 00:17:55,560 --> 00:17:57,000 Speaker 1: how to be yet how to be. 361 00:17:57,600 --> 00:17:59,240 Speaker 5: I remember when we used to work together. 362 00:17:59,240 --> 00:18:00,720 Speaker 1: Oh my years again, know what you're. 363 00:18:02,160 --> 00:18:05,040 Speaker 3: I remember explaining to Rosie how banks work, Yeah, because 364 00:18:05,119 --> 00:18:08,919 Speaker 3: she didn't understand need friend, you need that person. 365 00:18:09,119 --> 00:18:12,320 Speaker 1: It blew my mind when Jamila explained to me that 366 00:18:12,359 --> 00:18:16,199 Speaker 1: there is not a physical dollar for every dollar that 367 00:18:16,280 --> 00:18:18,000 Speaker 1: there is, like I. 368 00:18:17,880 --> 00:18:20,200 Speaker 4: Thought you could it was all there, we can all 369 00:18:20,560 --> 00:18:22,200 Speaker 4: you thought the bank had a shoe box with your money? 370 00:18:22,240 --> 00:18:25,520 Speaker 1: Yes, And then I had this like existential crisis where 371 00:18:25,520 --> 00:18:28,639 Speaker 1: I was like, so money is just a concept? What? 372 00:18:29,000 --> 00:18:31,280 Speaker 1: Like I couldn't. It blew my mind. So that is 373 00:18:31,359 --> 00:18:34,560 Speaker 1: literally where I was coming from, not even understanding that. 374 00:18:34,920 --> 00:18:36,919 Speaker 4: But you know how many people don't. Yeah, Like I 375 00:18:36,920 --> 00:18:38,879 Speaker 4: don't want you to go oh, I didn't even get that. 376 00:18:39,000 --> 00:18:39,440 Speaker 4: What do you mean? 377 00:18:39,600 --> 00:18:40,199 Speaker 5: Who was going to. 378 00:18:40,240 --> 00:18:41,159 Speaker 4: Teach you that? Rosie? 379 00:18:41,200 --> 00:18:44,520 Speaker 1: Oh my gosh, I had no Yeah, jam did I 380 00:18:44,560 --> 00:18:47,159 Speaker 1: mean when I got my first book advance, which was 381 00:18:47,200 --> 00:18:50,560 Speaker 1: like quite a decent chunk of money, I ended up 382 00:18:50,600 --> 00:18:53,520 Speaker 1: getting into a huge amount of tax problems because I 383 00:18:53,560 --> 00:18:56,320 Speaker 1: didn't realize I had to pay tax on that. I 384 00:18:56,440 --> 00:18:59,800 Speaker 1: just was like, hooray, I have money, and I didn't 385 00:19:00,320 --> 00:19:04,800 Speaker 1: anything extravagant. I just remember feeling like it's nice to 386 00:19:04,920 --> 00:19:08,159 Speaker 1: not have to worry. I remember my fridge broke and 387 00:19:08,240 --> 00:19:12,400 Speaker 1: I felt so amazing. It was like quite a profound 388 00:19:12,480 --> 00:19:14,919 Speaker 1: day in my life when my fridge broke and I 389 00:19:14,960 --> 00:19:17,040 Speaker 1: could just buy a fridge and I didn't have to 390 00:19:17,080 --> 00:19:19,960 Speaker 1: think about it. It was I wasn't buying anything crazy, 391 00:19:19,960 --> 00:19:21,760 Speaker 1: but I just yeah, I didn't understand tax and I 392 00:19:22,000 --> 00:19:25,280 Speaker 1: so I for like the first decade of working as 393 00:19:25,320 --> 00:19:28,520 Speaker 1: a professional writer had a lot of financial issues, and 394 00:19:28,600 --> 00:19:32,240 Speaker 1: it was probably twenty twenty two where I did have it, 395 00:19:32,600 --> 00:19:34,480 Speaker 1: like quite a bit of money saved, Like I was 396 00:19:34,520 --> 00:19:37,119 Speaker 1: doing okay work wise, but mentally I had a really 397 00:19:37,160 --> 00:19:41,000 Speaker 1: bad relapse and I worked a little on and off, 398 00:19:41,640 --> 00:19:46,200 Speaker 1: but I mostly didn't work. From i'd say, for about 399 00:19:46,240 --> 00:19:48,800 Speaker 1: eighteen months over twenty twenty two and twenty twenty three, 400 00:19:49,320 --> 00:19:51,399 Speaker 1: I completely ran out of money, like I got to 401 00:19:51,560 --> 00:19:55,240 Speaker 1: like ground zero. I had to move apartments once in 402 00:19:55,320 --> 00:19:58,280 Speaker 1: that time, and Jamila lent me money to pay my 403 00:19:58,640 --> 00:20:02,640 Speaker 1: bond for my apartment because I just I literally had 404 00:20:02,760 --> 00:20:06,800 Speaker 1: nothing saved and I got really unwell and I couldn't work. 405 00:20:07,440 --> 00:20:11,360 Speaker 1: It was a really scary time because when you are 406 00:20:11,440 --> 00:20:15,480 Speaker 1: struggling with your health and then the money stuff is 407 00:20:15,480 --> 00:20:19,199 Speaker 1: added to it, like it really does make you feel like, 408 00:20:19,280 --> 00:20:21,520 Speaker 1: you know what, if I wasn't already getting swallowed up, 409 00:20:21,560 --> 00:20:22,320 Speaker 1: this is going to be the. 410 00:20:22,280 --> 00:20:24,760 Speaker 4: Thing kicks down? Yeah exactly, I mean you can kick 411 00:20:24,840 --> 00:20:25,919 Speaker 4: them to do how do I do this? 412 00:20:26,040 --> 00:20:29,200 Speaker 1: Like? I the one thing I've always made sure I 413 00:20:29,280 --> 00:20:33,040 Speaker 1: pay and sometimes over my rent. I have paid for 414 00:20:33,119 --> 00:20:36,919 Speaker 1: my private health insurance because in my early twenties I 415 00:20:36,960 --> 00:20:40,560 Speaker 1: needed to be hospitalized for my PTSD and I didn't 416 00:20:40,600 --> 00:20:44,320 Speaker 1: have insurance. I went to a public hospital and unfortunately 417 00:20:44,760 --> 00:20:49,159 Speaker 1: in patient care in public psychiatric care is pretty grim. 418 00:20:50,160 --> 00:20:55,919 Speaker 1: And I after that started paying a very high premium 419 00:20:55,920 --> 00:21:00,000 Speaker 1: health insurance because health insurance that covers inpatient private psychiatric as. 420 00:21:00,920 --> 00:21:03,520 Speaker 4: You need you need actually on bronze. 421 00:21:03,600 --> 00:21:06,680 Speaker 1: Yeah, I have paid for that ever since. That's been 422 00:21:06,680 --> 00:21:09,760 Speaker 1: my one negotiable thing that I pay for because I 423 00:21:09,800 --> 00:21:12,040 Speaker 1: never wanted to have to go to a public place again. 424 00:21:12,119 --> 00:21:15,520 Speaker 1: And I have used it, like there's been about four 425 00:21:15,960 --> 00:21:19,719 Speaker 1: times that I've needed private psychiatric care since I started 426 00:21:19,720 --> 00:21:22,960 Speaker 1: paying for that. But yeah, across twenty twenty two twenty 427 00:21:23,000 --> 00:21:27,080 Speaker 1: three when I wasn't working and literally ran out of money. 428 00:21:27,720 --> 00:21:29,560 Speaker 1: The one thing I sort of made sure I paid 429 00:21:29,560 --> 00:21:32,159 Speaker 1: for was my private health insurance, and everything else was 430 00:21:33,920 --> 00:21:34,520 Speaker 1: day by day. 431 00:21:34,800 --> 00:21:37,320 Speaker 4: And you know what, I totally get that, Yeah, because 432 00:21:37,359 --> 00:21:40,359 Speaker 4: that is in line with your values and what you're like. 433 00:21:40,560 --> 00:21:43,200 Speaker 4: I can't go back there because I'm assuming that would 434 00:21:43,240 --> 00:21:47,720 Speaker 4: have impacted you even more than going to impatient care privately. 435 00:21:48,680 --> 00:21:51,080 Speaker 4: I just can't imagine. All right, let's go to a 436 00:21:51,119 --> 00:21:52,880 Speaker 4: really quick break, because on the flip side, I want 437 00:21:52,880 --> 00:21:55,479 Speaker 4: to talk more about the lasagnas that we mentioned. I 438 00:21:55,520 --> 00:21:58,639 Speaker 4: also want to talk about inequality and why Australia support 439 00:21:58,720 --> 00:22:01,960 Speaker 4: systems so often all the people who need it the most. 440 00:22:02,280 --> 00:22:04,520 Speaker 4: Plus how do you actually prepare for the kind of 441 00:22:04,520 --> 00:22:07,760 Speaker 4: life crisis no one sees coming. That's all after the break, 442 00:22:11,600 --> 00:22:14,320 Speaker 4: all right, we are back, and I wanted to talk 443 00:22:14,359 --> 00:22:17,080 Speaker 4: about something that actually stuck with me out of the book, 444 00:22:17,080 --> 00:22:19,040 Speaker 4: and you guys have already mentioned it, and that's lasagna. 445 00:22:19,800 --> 00:22:21,840 Speaker 4: I just feel like that's a big thing. It's a 446 00:22:21,880 --> 00:22:24,600 Speaker 4: big thing, do you know what. I love a good lasagna, 447 00:22:24,720 --> 00:22:26,280 Speaker 4: And with so many in your freezer, you could have 448 00:22:26,280 --> 00:22:28,520 Speaker 4: done a whole taste testing Josh my husband. 449 00:22:28,560 --> 00:22:30,760 Speaker 5: My husband had like Tali's ranking. 450 00:22:31,119 --> 00:22:34,280 Speaker 4: Rank them like, oh yep, Sue's one. That's pretty good. 451 00:22:34,440 --> 00:22:37,280 Speaker 3: You've got scores for like cheesiness and you know, death 452 00:22:37,320 --> 00:22:38,600 Speaker 3: of Tomato and the sauce. 453 00:22:38,720 --> 00:22:42,000 Speaker 4: Yeh see. I think that's important. But Jam, at the 454 00:22:42,080 --> 00:22:43,560 Speaker 4: end of the day, for those of you who haven't 455 00:22:43,640 --> 00:22:47,080 Speaker 4: read the book, you had a plethora of lasagners, and 456 00:22:47,160 --> 00:22:52,520 Speaker 4: Rosie you wrote about never having one lasagna in your fridge. 457 00:22:53,240 --> 00:22:58,280 Speaker 4: What do you think that says about visible versus invisible illnesses? 458 00:22:58,720 --> 00:23:03,399 Speaker 1: You know, I think it's no secret that there is 459 00:23:03,440 --> 00:23:05,639 Speaker 1: a lot of prejudice in society when it comes to 460 00:23:05,680 --> 00:23:08,920 Speaker 1: how we viewed mental health versus physical health. I think 461 00:23:09,000 --> 00:23:11,520 Speaker 1: I even have, even people with mental health issues hold 462 00:23:11,520 --> 00:23:13,840 Speaker 1: those prejudices. I mean, there have been times that I've 463 00:23:13,920 --> 00:23:17,199 Speaker 1: even said to myself, like come on, Rosie again, like 464 00:23:17,240 --> 00:23:20,520 Speaker 1: pull yourself out of this this time, just get it together, 465 00:23:20,560 --> 00:23:22,600 Speaker 1: which I don't think Jamila would ever have said to 466 00:23:22,600 --> 00:23:25,720 Speaker 1: her brain show, like come on, jam just just shrink that, 467 00:23:26,040 --> 00:23:28,119 Speaker 1: just get you know, get rid of that, take care 468 00:23:28,160 --> 00:23:31,840 Speaker 1: of jam. So even I have it, I understand, but 469 00:23:32,000 --> 00:23:35,320 Speaker 1: we tend to not take this stuff as seriously. And 470 00:23:35,359 --> 00:23:37,919 Speaker 1: I think at the end of the day, the bottom 471 00:23:37,920 --> 00:23:40,240 Speaker 1: line is it's because a lot of people think it 472 00:23:40,320 --> 00:23:43,000 Speaker 1: is a choice. Maybe not on the surface, maybe they 473 00:23:43,040 --> 00:23:45,800 Speaker 1: don't say that out loud, but deep down, I think 474 00:23:45,800 --> 00:23:48,280 Speaker 1: a lot of people do think that mental health stuff 475 00:23:48,480 --> 00:23:51,560 Speaker 1: is a choice because if it's to do with you know, 476 00:23:51,840 --> 00:23:55,480 Speaker 1: your emotions, your mental health, the way you think, all 477 00:23:55,480 --> 00:23:58,080 Speaker 1: of that kind of thing, if it's not something physical, 478 00:23:58,359 --> 00:24:02,159 Speaker 1: then surely you should just be able to fix it. 479 00:24:02,640 --> 00:24:04,840 Speaker 1: I think that's why. I mean, really, it's kind of 480 00:24:04,960 --> 00:24:07,200 Speaker 1: I've been asked this question a few times and I've 481 00:24:07,200 --> 00:24:08,840 Speaker 1: been thinking, oh, should I be giving a more complex 482 00:24:08,880 --> 00:24:10,840 Speaker 1: answer than that, But no, I just I think that's it. 483 00:24:11,080 --> 00:24:12,000 Speaker 1: I think that's the answer. 484 00:24:12,280 --> 00:24:14,280 Speaker 4: I have seen that time and time again. Like my 485 00:24:14,280 --> 00:24:17,760 Speaker 4: background is in psychology, so like I fully comprehend this, 486 00:24:17,920 --> 00:24:21,920 Speaker 4: but even I who have been through you know, diagnosis, 487 00:24:22,760 --> 00:24:24,440 Speaker 4: I just look at it and I go. The one 488 00:24:24,480 --> 00:24:26,719 Speaker 4: thing that helped me really understand it was like it 489 00:24:26,760 --> 00:24:30,160 Speaker 4: was chemical. I was like, okay, like yours might be physical, 490 00:24:30,200 --> 00:24:32,119 Speaker 4: but mine was chemical. And it's not an emotional thing 491 00:24:32,160 --> 00:24:34,199 Speaker 4: you can just get over. Like I literally don't have 492 00:24:34,359 --> 00:24:37,159 Speaker 4: enough of a chemical and I can't xyz and so 493 00:24:37,640 --> 00:24:39,520 Speaker 4: I feel like for me that helped, and there's nothing 494 00:24:39,560 --> 00:24:42,399 Speaker 4: that's going to help everybody. But it just it frustrates 495 00:24:42,440 --> 00:24:45,160 Speaker 4: me beyond belief that people don't take mental health seriously, 496 00:24:45,320 --> 00:24:49,359 Speaker 4: Like it impacts everything. It impacts your financial wellbeing, your 497 00:24:49,400 --> 00:24:53,320 Speaker 4: emotional wellbeing, it impacts your relationships, It impacts your ability 498 00:24:53,359 --> 00:24:55,679 Speaker 4: to create the career you want to create, whether you 499 00:24:55,760 --> 00:24:58,840 Speaker 4: have children or not. Like it is one of the 500 00:24:58,920 --> 00:25:02,720 Speaker 4: most tactful things that you can go through, but people 501 00:25:02,760 --> 00:25:04,360 Speaker 4: still don't put a liz on you in your freezer. 502 00:25:04,760 --> 00:25:05,439 Speaker 4: What's that about? 503 00:25:05,480 --> 00:25:07,720 Speaker 1: I mean all those things that you just said. I 504 00:25:07,760 --> 00:25:11,560 Speaker 1: put off having kids my whole like adult life because 505 00:25:11,600 --> 00:25:14,800 Speaker 1: I remembered what it was like growing up with my mother. 506 00:25:14,920 --> 00:25:17,359 Speaker 1: I remember what it was like growing up with someone 507 00:25:17,359 --> 00:25:20,960 Speaker 1: who had kids before she was able to or should 508 00:25:20,960 --> 00:25:24,000 Speaker 1: have mentally, financially, in all those ways. My older sister, 509 00:25:24,080 --> 00:25:26,400 Speaker 1: yann and then had her first kid when she was seventeen, 510 00:25:26,440 --> 00:25:29,720 Speaker 1: and I saw how much that affected her life. So 511 00:25:29,800 --> 00:25:32,639 Speaker 1: I always said, like, I won't. I remember saying as 512 00:25:32,640 --> 00:25:34,880 Speaker 1: a little kid, like I'm not going to have kids 513 00:25:34,960 --> 00:25:37,280 Speaker 1: until I'm at least thirty five. Like for me, that 514 00:25:37,440 --> 00:25:39,440 Speaker 1: was this age in my brain that it's. 515 00:25:39,480 --> 00:25:40,160 Speaker 5: Grown up age. 516 00:25:40,240 --> 00:25:43,359 Speaker 4: Yeah, yeah, you're paying proper taxes thirty fever right, like. 517 00:25:43,840 --> 00:25:46,399 Speaker 1: I thought I would be, but like probably wasn't working 518 00:25:46,400 --> 00:25:49,720 Speaker 1: that much then. But like I yeah, there was a 519 00:25:49,760 --> 00:25:52,440 Speaker 1: lot of things that I put off because I knew 520 00:25:52,680 --> 00:25:57,159 Speaker 1: I ninety five ninety six percent, ninety seven percent of 521 00:25:57,160 --> 00:25:59,280 Speaker 1: my energy is going to just trying to keep this 522 00:25:59,320 --> 00:26:01,879 Speaker 1: mental health stuff and check. I didn't have the time, 523 00:26:02,080 --> 00:26:06,040 Speaker 1: the resources, the energy to do a lot of the 524 00:26:06,080 --> 00:26:08,720 Speaker 1: things I wanted to do. I mean, essentially, you live 525 00:26:09,160 --> 00:26:12,120 Speaker 1: a life of surviving and not thriving. Yeah, that's where 526 00:26:12,119 --> 00:26:12,560 Speaker 1: you land. 527 00:26:12,640 --> 00:26:16,520 Speaker 4: Yeah, Jam, you've experienced both sides of this, first in 528 00:26:16,760 --> 00:26:20,560 Speaker 4: being an advocate but then also navigating the Australian healthcare 529 00:26:20,600 --> 00:26:26,120 Speaker 4: system as a patient. When it comes to Australia as 530 00:26:26,160 --> 00:26:29,280 Speaker 4: a country, Why do you think we are still getting 531 00:26:29,280 --> 00:26:30,000 Speaker 4: it so wrong? 532 00:26:30,119 --> 00:26:33,720 Speaker 3: Yeah, So Australia has I think, unquestionably one of the 533 00:26:33,720 --> 00:26:36,520 Speaker 3: best healthcare systems in the world in terms of our 534 00:26:36,520 --> 00:26:38,600 Speaker 3: commitment to universal health care. The fact that if you 535 00:26:38,640 --> 00:26:41,160 Speaker 3: show up at a hospital, as you know, Prime Minister 536 00:26:41,240 --> 00:26:43,560 Speaker 3: is always telling us you show them your Medicare card 537 00:26:43,560 --> 00:26:45,040 Speaker 3: before anyone asks for your credit card. 538 00:26:45,080 --> 00:26:46,320 Speaker 5: And I don't want to take away from that. 539 00:26:46,320 --> 00:26:47,960 Speaker 4: That is remarkable one hundred percent. 540 00:26:48,000 --> 00:26:51,080 Speaker 3: But Australia built a healthcare system and a hospital system 541 00:26:51,520 --> 00:26:54,640 Speaker 3: to treat people with physical ill health, and then when 542 00:26:54,680 --> 00:26:57,200 Speaker 3: we kind of figured out mental illness was a thing, 543 00:26:57,640 --> 00:27:00,680 Speaker 3: we just sort of shoved it in the back cor Now, yeah, 544 00:27:00,680 --> 00:27:02,880 Speaker 3: we sort of tacked this thing on, but we built 545 00:27:02,920 --> 00:27:05,119 Speaker 3: it in the same model as the first one, and 546 00:27:05,160 --> 00:27:06,840 Speaker 3: we sort of tacked it on the side. But we're 547 00:27:06,840 --> 00:27:10,200 Speaker 3: dealing with a completely different set of challenges, a completely 548 00:27:10,240 --> 00:27:12,720 Speaker 3: different set of treatments, and so it doesn't. 549 00:27:12,480 --> 00:27:13,320 Speaker 5: Work that way. 550 00:27:13,440 --> 00:27:16,600 Speaker 3: You can't treat schizophrenia the way you treat cancer, right, 551 00:27:17,119 --> 00:27:18,160 Speaker 3: you're dealing with things in. 552 00:27:18,080 --> 00:27:19,520 Speaker 4: A complete motto Medicare card. 553 00:27:19,640 --> 00:27:21,720 Speaker 3: No, it doesn't make sense. And so what we've done 554 00:27:21,760 --> 00:27:23,440 Speaker 3: is we've sort of built two systems at the same 555 00:27:23,520 --> 00:27:26,320 Speaker 3: time and they're very much unequal. And don't get me wrong, 556 00:27:26,320 --> 00:27:28,440 Speaker 3: there are inequalities that exist within the sort of physical 557 00:27:28,440 --> 00:27:31,280 Speaker 3: healthcare system as well, but the way they work is 558 00:27:31,400 --> 00:27:33,360 Speaker 3: very unequal. And so what we do is we tend 559 00:27:33,359 --> 00:27:36,520 Speaker 3: to interact with people who have mental health challenges at 560 00:27:36,560 --> 00:27:39,880 Speaker 3: two levels. The first is and it's great that this exists, 561 00:27:39,880 --> 00:27:41,840 Speaker 3: that you can get the medicare rebate for a series 562 00:27:41,880 --> 00:27:44,840 Speaker 3: of consultations with a psychologists. Once you've seen your GP 563 00:27:44,960 --> 00:27:47,520 Speaker 3: and been approved for a mental health plan, that's great 564 00:27:48,080 --> 00:27:50,880 Speaker 3: if you're someone who needs more than that, and that's 565 00:27:51,040 --> 00:27:51,879 Speaker 3: a lot of people. 566 00:27:52,000 --> 00:27:54,440 Speaker 4: So often in our community, we're like, great, it's ten 567 00:27:54,880 --> 00:27:56,880 Speaker 4: right now, Well now now what right? 568 00:27:57,040 --> 00:27:59,159 Speaker 5: What happens if you need fifty? What happens if you 569 00:27:59,160 --> 00:28:00,120 Speaker 5: need more than fifty? 570 00:28:00,720 --> 00:28:03,160 Speaker 3: And then at the other end of the spectrum, we're 571 00:28:03,200 --> 00:28:06,119 Speaker 3: talking about people who reach the point of showing up 572 00:28:06,119 --> 00:28:09,679 Speaker 3: an emergency at a public hospital because their mental ill 573 00:28:09,760 --> 00:28:12,760 Speaker 3: health has become so serious and they are in crisis, 574 00:28:13,280 --> 00:28:16,600 Speaker 3: and we will intervene there, usually for a very brief period, 575 00:28:17,000 --> 00:28:19,600 Speaker 3: you know, twenty four hours, forty eight hours, often where 576 00:28:19,600 --> 00:28:21,400 Speaker 3: it's like, right, have we got you to a point 577 00:28:21,440 --> 00:28:23,360 Speaker 3: where we think you're not a danger to yourself? 578 00:28:23,560 --> 00:28:25,040 Speaker 5: Okay, thank you very much, you can go home. 579 00:28:25,400 --> 00:28:27,480 Speaker 3: So there are sort of two points of intervention in 580 00:28:27,520 --> 00:28:30,280 Speaker 3: the public system, and that there's just so much space 581 00:28:30,320 --> 00:28:32,959 Speaker 3: in between, not to mention the fact that at that 582 00:28:33,280 --> 00:28:36,159 Speaker 3: acute crisis end, that's not sufficient. 583 00:28:35,800 --> 00:28:39,760 Speaker 4: No, And that's what's heartbreaking when it comes to I 584 00:28:39,760 --> 00:28:44,280 Speaker 4: guess the financial side of that people in crisis can't 585 00:28:44,320 --> 00:28:47,480 Speaker 4: think about finances at the same time as trying to 586 00:28:47,520 --> 00:28:51,920 Speaker 4: manage their crisis. How do we better support people going 587 00:28:52,000 --> 00:28:53,800 Speaker 4: through these things financially, you. 588 00:28:53,800 --> 00:28:55,120 Speaker 5: Know, as part of Broken Brains. 589 00:28:55,160 --> 00:28:57,120 Speaker 3: We both shared our stories, but we also talked to 590 00:28:57,200 --> 00:28:59,880 Speaker 3: heaps of different experts and other people with lived expertise, 591 00:29:00,200 --> 00:29:04,280 Speaker 3: and we spoke to Professor Kate Drummond, who is the 592 00:29:04,440 --> 00:29:08,320 Speaker 3: head of neurosurgery at Royal Melbourne Hospital. Bizarrely spoke to 593 00:29:08,360 --> 00:29:10,600 Speaker 3: her many years ago and she's now my neurosurgeon, which 594 00:29:10,600 --> 00:29:13,040 Speaker 3: is just weird, but at the time I'd never met 595 00:29:13,080 --> 00:29:16,800 Speaker 3: her before and she said so many things that stuck 596 00:29:16,800 --> 00:29:20,120 Speaker 3: with me about how our health system operates. But I 597 00:29:20,160 --> 00:29:22,400 Speaker 3: asked her if she had a magic wand what's the 598 00:29:22,440 --> 00:29:25,160 Speaker 3: one thing she'd change. She said, she would pick up 599 00:29:25,200 --> 00:29:27,760 Speaker 3: all the money that we spend on interventions in the 600 00:29:27,800 --> 00:29:30,680 Speaker 3: final couple of weeks of someone's life to prolong life 601 00:29:30,760 --> 00:29:33,400 Speaker 3: at the very very end, and she would pick that 602 00:29:33,480 --> 00:29:35,040 Speaker 3: up and she'd give it to people in their late 603 00:29:35,080 --> 00:29:38,520 Speaker 3: teens and twenties to intervene on mental ill health. Because 604 00:29:38,520 --> 00:29:42,600 Speaker 3: she said, if your aim is to have people live longer, 605 00:29:42,840 --> 00:29:46,480 Speaker 3: healthier lives, you would have so much more impact than 606 00:29:46,520 --> 00:29:48,720 Speaker 3: you would prolonging the life of someone who's in their 607 00:29:48,800 --> 00:29:52,480 Speaker 3: nineties by another month, probably prolonging that life in a 608 00:29:52,520 --> 00:29:55,440 Speaker 3: way that wouldn't be very comfortable or enjoyable. Now, that 609 00:29:55,560 --> 00:29:57,600 Speaker 3: is really confronting, right, Like I can think about that 610 00:29:57,640 --> 00:29:59,640 Speaker 3: at as hard at a policy level, and I feel 611 00:29:59,680 --> 00:30:01,400 Speaker 3: o with it. But then you say, okay, well what 612 00:30:01,400 --> 00:30:03,080 Speaker 3: about your grandma? And I'd be like, we'll hold on 613 00:30:03,120 --> 00:30:03,720 Speaker 3: a second part. 614 00:30:03,880 --> 00:30:06,880 Speaker 4: We're not talking about her, we're talking about policy. Jam. 615 00:30:07,000 --> 00:30:09,880 Speaker 3: Yeah, And so that's hard to wrap our heads around, 616 00:30:09,920 --> 00:30:12,400 Speaker 3: I think. But our purpose should not be an l 617 00:30:12,520 --> 00:30:15,080 Speaker 3: system for people to live forever. That's not going to work. 618 00:30:15,200 --> 00:30:18,000 Speaker 3: We have not yet pulled that up right. So it 619 00:30:18,080 --> 00:30:20,920 Speaker 3: should be to support people to have a wonderful life. 620 00:30:20,960 --> 00:30:23,960 Speaker 3: And we're possible to extend that life. But that does 621 00:30:24,000 --> 00:30:25,840 Speaker 3: become a point where it's like, what are we doing 622 00:30:25,840 --> 00:30:27,520 Speaker 3: and what are we spending and what are we putting 623 00:30:27,520 --> 00:30:29,719 Speaker 3: someone through for one more week or two more weeks 624 00:30:30,120 --> 00:30:32,840 Speaker 3: when we could put that money as a country into 625 00:30:32,920 --> 00:30:35,240 Speaker 3: making sure that we get quality of life and quantity 626 00:30:35,280 --> 00:30:37,320 Speaker 3: of life for people who are in their twenties and thirties. 627 00:30:37,320 --> 00:30:38,880 Speaker 3: That mean that they get to be that eighty or 628 00:30:38,960 --> 00:30:39,520 Speaker 3: ninety year old. 629 00:30:39,600 --> 00:30:39,840 Speaker 2: Yeah. 630 00:30:39,880 --> 00:30:43,680 Speaker 4: Absolutely. Now I'm obviously so excited for my community to 631 00:30:43,720 --> 00:30:47,160 Speaker 4: pick up this episode and learn more about broken brains. 632 00:30:47,160 --> 00:30:51,760 Speaker 4: But I'm also just so excited that the possibility that 633 00:30:51,840 --> 00:30:55,320 Speaker 4: people who are currently ill and struggling financially see this 634 00:30:55,400 --> 00:30:58,000 Speaker 4: episode and go, oh my goodness, Like I didn't know 635 00:30:58,080 --> 00:31:02,400 Speaker 4: something like this was happening. I didn't realize conversations were, 636 00:31:02,560 --> 00:31:05,680 Speaker 4: you know, happening in this space. And I'm hoping that 637 00:31:05,840 --> 00:31:08,240 Speaker 4: you know, if you haven't met us before, welcome, But 638 00:31:08,400 --> 00:31:10,680 Speaker 4: what would your one piece of advice to people who 639 00:31:10,760 --> 00:31:14,320 Speaker 4: are currently going through illness and also struggling financially, what 640 00:31:14,360 --> 00:31:16,760 Speaker 4: would your one piece of advice from both of you be? 641 00:31:16,960 --> 00:31:18,280 Speaker 5: I'm happy to go first on that one. 642 00:31:18,440 --> 00:31:21,280 Speaker 3: I if you are like me and you're going through 643 00:31:21,280 --> 00:31:25,480 Speaker 3: a physical health challenge, your mental health is as non 644 00:31:25,480 --> 00:31:28,840 Speaker 3: negotiable as Rosy's is. You know, when Rosie was going 645 00:31:28,880 --> 00:31:30,360 Speaker 3: through some of the toughest times in her life, she 646 00:31:30,480 --> 00:31:33,240 Speaker 3: still put the money into mental health care. It took 647 00:31:33,280 --> 00:31:36,080 Speaker 3: me two years before one of my doctors said to me, 648 00:31:36,120 --> 00:31:39,000 Speaker 3: are you getting any support now? I was because my 649 00:31:39,120 --> 00:31:41,600 Speaker 3: husband muched me off to a psychologist the morning after 650 00:31:41,640 --> 00:31:43,880 Speaker 3: I was diagnosed, so I was getting great support. 651 00:31:44,160 --> 00:31:45,880 Speaker 5: But the impact on your. 652 00:31:45,720 --> 00:31:47,680 Speaker 3: Health and your wellbeing and your ability to go back 653 00:31:47,720 --> 00:31:49,800 Speaker 3: to work and become someone who can earn money again, 654 00:31:50,200 --> 00:31:51,880 Speaker 3: it will be the mental as much. 655 00:31:51,640 --> 00:31:53,000 Speaker 5: As the physical that pushes you. 656 00:31:53,720 --> 00:31:56,120 Speaker 3: The second thing I would say is that go into 657 00:31:56,200 --> 00:32:01,040 Speaker 3: the system knowing that even within the physical health system 658 00:32:01,120 --> 00:32:03,520 Speaker 3: we treat diseases. There is a hierarchy of how we 659 00:32:03,560 --> 00:32:06,560 Speaker 3: support different conditions and diseases, and a lot of that 660 00:32:06,600 --> 00:32:09,120 Speaker 3: actually has to do with the charitable sector as well, 661 00:32:09,520 --> 00:32:11,960 Speaker 3: because some always had to talk about this one. Some 662 00:32:12,040 --> 00:32:13,720 Speaker 3: diseases are more attractive than others. 663 00:32:14,000 --> 00:32:14,200 Speaker 5: Right. 664 00:32:14,640 --> 00:32:17,320 Speaker 3: We have raised more money in this country to support 665 00:32:17,400 --> 00:32:20,000 Speaker 3: people who are going through breast cancer treatment and to 666 00:32:20,160 --> 00:32:22,720 Speaker 3: ensure that treatment is not only quality, and we have 667 00:32:22,840 --> 00:32:26,440 Speaker 3: reduced mortality rates and we have improved how we support 668 00:32:26,480 --> 00:32:28,160 Speaker 3: people psychologically through that process. 669 00:32:28,320 --> 00:32:29,760 Speaker 5: And I do not begrudge a center of that. 670 00:32:29,760 --> 00:32:32,680 Speaker 3: It is extraordinary what this country has done, and a 671 00:32:32,680 --> 00:32:34,960 Speaker 3: lot of that is because of the McGrath Foundation and others. 672 00:32:35,320 --> 00:32:37,760 Speaker 3: But it's really interesting. The McGrath Foundation just this year 673 00:32:37,800 --> 00:32:41,160 Speaker 3: announced that they are now moving their targets to support 674 00:32:41,160 --> 00:32:44,080 Speaker 3: people with other kinds of cancers too, because there are 675 00:32:44,120 --> 00:32:46,760 Speaker 3: the sexy cancers and the ones that we get excited about, 676 00:32:46,840 --> 00:32:48,520 Speaker 3: and the ones that we feel good about and we 677 00:32:48,560 --> 00:32:51,479 Speaker 3: want to talk about. We don't talk about prostate cancer, 678 00:32:51,760 --> 00:32:53,560 Speaker 3: we don't talk about anal cancer. 679 00:32:53,880 --> 00:32:55,880 Speaker 5: We don't talk about stuff that makes people go, oh god, 680 00:32:55,880 --> 00:32:57,920 Speaker 5: I don't know about that one. Right, No pooh colored ribbons. 681 00:32:57,960 --> 00:32:59,680 Speaker 3: There's no poo colored ribbons, is what one of the 682 00:32:59,720 --> 00:33:01,760 Speaker 3: mark as we speak to in our book says. And 683 00:33:01,800 --> 00:33:03,680 Speaker 3: she was a woman who had colorectal cancer. She's like, 684 00:33:03,680 --> 00:33:05,880 Speaker 3: there's no poor colored ribbon. Right, That's not something we 685 00:33:06,240 --> 00:33:08,600 Speaker 3: go and party about. So going in with your eyes 686 00:33:08,600 --> 00:33:11,200 Speaker 3: wide open around what support is available to you or not. 687 00:33:11,360 --> 00:33:14,160 Speaker 3: I'm someone who lives with rare diseases. Where it will 688 00:33:14,240 --> 00:33:17,120 Speaker 3: hit is when you get to the medicine part. Because 689 00:33:17,240 --> 00:33:20,600 Speaker 3: our medicines aren't on the PBS, or if they exist 690 00:33:20,680 --> 00:33:22,960 Speaker 3: and we can use someone else's medicines, we don't get 691 00:33:22,960 --> 00:33:24,960 Speaker 3: it on the PBS because we're not using it for 692 00:33:25,000 --> 00:33:28,440 Speaker 3: the set purpose. Right, So you do have to prepare 693 00:33:28,480 --> 00:33:31,000 Speaker 3: and you do have to save accordingly. I think I'm 694 00:33:31,000 --> 00:33:34,760 Speaker 3: sorry I'm giving so much advice I'm supposed to give to one. 695 00:33:34,960 --> 00:33:37,120 Speaker 3: My other one is one that I am struggling to 696 00:33:37,120 --> 00:33:40,200 Speaker 3: take myself, but I'm really trying to. Which is that 697 00:33:40,280 --> 00:33:43,600 Speaker 3: my partner said really early on, spending money on your 698 00:33:43,600 --> 00:33:46,840 Speaker 3: health is non negotiable. And that meant not just the 699 00:33:46,920 --> 00:33:49,240 Speaker 3: drugs that keep me alive, but the drugs that keep 700 00:33:49,280 --> 00:33:52,960 Speaker 3: me well. And I have medicines that there have been 701 00:33:53,040 --> 00:33:55,560 Speaker 3: times they're off the PBS that are costing us three 702 00:33:55,560 --> 00:33:58,400 Speaker 3: four thousand dollars a month, right, Like there's big money. 703 00:33:59,000 --> 00:34:01,840 Speaker 3: And the number of times they don't technically keep me alive, 704 00:34:02,080 --> 00:34:03,920 Speaker 3: they keep me well, and they're a big part of 705 00:34:03,920 --> 00:34:05,600 Speaker 3: my quality of life, but I don't need I'm not 706 00:34:05,600 --> 00:34:06,880 Speaker 3: going to die tomorrow without them. 707 00:34:07,560 --> 00:34:08,640 Speaker 5: And the number of times I've. 708 00:34:08,480 --> 00:34:11,480 Speaker 3: Gone, oh, we don't maybe just not this month, or 709 00:34:11,560 --> 00:34:13,840 Speaker 3: like we really need to be doing this. And I 710 00:34:13,880 --> 00:34:15,280 Speaker 3: look at my son and I look at my husband, 711 00:34:15,320 --> 00:34:18,960 Speaker 3: and he has been adamant, like, this is not negotiable. 712 00:34:19,239 --> 00:34:21,560 Speaker 3: If this makes you feel better, we buy it. 713 00:34:21,880 --> 00:34:22,080 Speaker 1: Right. 714 00:34:22,800 --> 00:34:25,640 Speaker 3: I felt so much guilt about that, And we're in 715 00:34:25,640 --> 00:34:28,279 Speaker 3: a very fortunate position where we're able to make that 716 00:34:28,440 --> 00:34:31,520 Speaker 3: choice rather than having no choice. And I know people 717 00:34:31,560 --> 00:34:34,400 Speaker 3: with the same tumor as me who cut tablets in 718 00:34:34,440 --> 00:34:36,440 Speaker 3: half and take them every second day and do all 719 00:34:36,480 --> 00:34:38,680 Speaker 3: sorts of stuff because they can't afford to do it properly. 720 00:34:39,719 --> 00:34:42,200 Speaker 3: But I am just learning to let go of some 721 00:34:42,280 --> 00:34:46,440 Speaker 3: of that guilt around what my family doesn't have because 722 00:34:46,480 --> 00:34:51,480 Speaker 3: of my disease and the impacts of my disabilities. But 723 00:34:51,560 --> 00:34:53,680 Speaker 3: I think I'm finally getting there and sort of forgiving 724 00:34:53,719 --> 00:34:56,920 Speaker 3: myself and recognizing that it's better for them to have me. 725 00:34:57,160 --> 00:34:59,840 Speaker 5: It's better to have a wife and a mum. 726 00:34:59,480 --> 00:35:01,799 Speaker 4: That I well wife and well. 727 00:35:01,680 --> 00:35:03,880 Speaker 5: Doing well and can be the best person you can be. 728 00:35:04,000 --> 00:35:04,320 Speaker 1: Yeah. 729 00:35:04,520 --> 00:35:07,400 Speaker 4: No, I think that that's so important, and it honestly 730 00:35:07,440 --> 00:35:09,560 Speaker 4: makes me feel Like when you said and I still 731 00:35:09,560 --> 00:35:11,920 Speaker 4: carry so much, girl, I was like, oh, like that 732 00:35:11,960 --> 00:35:14,840 Speaker 4: breaks me because it's just your son has who he 733 00:35:14,960 --> 00:35:18,520 Speaker 4: needs and you were able to afford that, And like, yeah, 734 00:35:18,520 --> 00:35:21,200 Speaker 4: you might not have as much stuff, but stuff doesn't 735 00:35:21,280 --> 00:35:25,280 Speaker 4: go with you, Like that's not the stuff that matters. Yeah, Rosie, 736 00:35:25,320 --> 00:35:26,520 Speaker 4: what would your advice be? 737 00:35:26,840 --> 00:35:30,560 Speaker 1: You know that question is trickier for me to answer 738 00:35:30,680 --> 00:35:32,920 Speaker 1: than I think it is for Jamila. I write in 739 00:35:32,960 --> 00:35:35,279 Speaker 1: the book about the fact that I've been seeing a 740 00:35:35,719 --> 00:35:40,200 Speaker 1: child psychiatrist who specializes in trauma since I was seventeen, 741 00:35:40,239 --> 00:35:42,000 Speaker 1: I've been seen the same one, so I'm probably his 742 00:35:42,040 --> 00:35:45,439 Speaker 1: oldest patient by this mind. But I started seeing him 743 00:35:45,480 --> 00:35:48,880 Speaker 1: because at the time, my uncle had taken custody of 744 00:35:48,920 --> 00:35:52,319 Speaker 1: me and he was paying for it. When my uncle 745 00:35:52,360 --> 00:35:57,160 Speaker 1: stopped paying for it, this particular psychiatrist boll builled me 746 00:35:57,239 --> 00:35:59,759 Speaker 1: without any gap, so it was essentially free for me 747 00:35:59,840 --> 00:36:03,560 Speaker 1: to see him, and he has been very generous with 748 00:36:03,600 --> 00:36:07,000 Speaker 1: me at times over the last twenty years. I pay 749 00:36:07,320 --> 00:36:09,960 Speaker 1: when I can afford it, and other times, like you know, 750 00:36:10,000 --> 00:36:11,880 Speaker 1: back in twenty twenty two, when I was really struggling, 751 00:36:12,040 --> 00:36:15,319 Speaker 1: he went back to bulk billing me. That is, that's 752 00:36:15,360 --> 00:36:19,600 Speaker 1: a unicorn psychiatrist. Like I understand how lucky I am 753 00:36:19,920 --> 00:36:22,279 Speaker 1: that he has been able to do that for me, 754 00:36:22,400 --> 00:36:24,840 Speaker 1: because I look at my sisters who've not had access 755 00:36:24,880 --> 00:36:28,680 Speaker 1: to that kind of trauma treatment, who have just only 756 00:36:28,840 --> 00:36:31,360 Speaker 1: when the ten sessions a year became available, which hasn't 757 00:36:31,400 --> 00:36:35,759 Speaker 1: been throughout since we've been unwell. They haven't had that, 758 00:36:35,880 --> 00:36:40,320 Speaker 1: and I can see how much further in my mental 759 00:36:40,360 --> 00:36:43,640 Speaker 1: health I am than them because of that. So I 760 00:36:43,719 --> 00:36:45,880 Speaker 1: know how lucky I am, and at the same time, 761 00:36:46,040 --> 00:36:49,120 Speaker 1: I think how unfair that I had to be lucky 762 00:36:49,600 --> 00:36:54,919 Speaker 1: to get treatment that I needed. So when people come 763 00:36:54,960 --> 00:36:57,960 Speaker 1: to me for advice about what to do when you're unwell, 764 00:36:58,000 --> 00:37:02,840 Speaker 1: particularly financially in the mental health sphere, I don't quite 765 00:37:02,960 --> 00:37:05,920 Speaker 1: know what to say. I say, take advantage of what 766 00:37:06,040 --> 00:37:08,920 Speaker 1: is offered to you, get the ten sessions, get more 767 00:37:08,960 --> 00:37:12,720 Speaker 1: if you can, and also try and have someone advocate 768 00:37:12,760 --> 00:37:15,400 Speaker 1: for you, because when you are mentally in that really 769 00:37:15,480 --> 00:37:19,040 Speaker 1: dark place, like you said, it's hard to you know, 770 00:37:19,200 --> 00:37:21,800 Speaker 1: bills all that kind of stuff. You can barely function, 771 00:37:21,880 --> 00:37:23,399 Speaker 1: Like there are type you can't make a phone call, 772 00:37:23,480 --> 00:37:27,720 Speaker 1: let alone handle life admin. There have been times since 773 00:37:27,880 --> 00:37:30,040 Speaker 1: Jamila and I've been friends for over ten years now, 774 00:37:30,040 --> 00:37:32,440 Speaker 1: and twice in that ten years, I've had a mental 775 00:37:32,440 --> 00:37:36,120 Speaker 1: health relapse that's been pretty bad, and she has stepped 776 00:37:36,120 --> 00:37:39,160 Speaker 1: in to advocate for me. Just as someone who makes 777 00:37:39,200 --> 00:37:43,560 Speaker 1: phone calls helps like organize, like calling around hospitals to 778 00:37:43,560 --> 00:37:45,960 Speaker 1: see if there's a place open or whatever, like, it 779 00:37:46,040 --> 00:37:49,319 Speaker 1: really helps to have someone step in and advocate for 780 00:37:49,360 --> 00:37:52,120 Speaker 1: you and look for programs because there are resources out there, 781 00:37:52,400 --> 00:37:55,319 Speaker 1: particularly for trauma. I know that I've done, you know 782 00:37:55,400 --> 00:37:58,960 Speaker 1: this essentially psychotherapy with my therapist since i've been with him, 783 00:37:59,000 --> 00:38:01,720 Speaker 1: But there are we now know in the last few years, 784 00:38:01,800 --> 00:38:04,480 Speaker 1: you know, the very famous book by Besill Vanderkoch, like 785 00:38:04,520 --> 00:38:07,319 Speaker 1: The Body Keeps the Score. We're understanding more and more, 786 00:38:07,360 --> 00:38:10,040 Speaker 1: particularly over the last decade, that so much of it 787 00:38:10,080 --> 00:38:12,280 Speaker 1: is to do with the body and not just the brain. 788 00:38:12,960 --> 00:38:15,799 Speaker 1: That has been something that financially, I've not really been 789 00:38:15,840 --> 00:38:18,120 Speaker 1: able to explore until the last couple of years treatment 790 00:38:18,160 --> 00:38:20,279 Speaker 1: for that kind of thing. Someone at a book event 791 00:38:20,320 --> 00:38:22,120 Speaker 1: for us the other night came up to me and said, 792 00:38:22,239 --> 00:38:25,279 Speaker 1: I work in the trauma space, particularly childhood trauma, and 793 00:38:25,800 --> 00:38:28,480 Speaker 1: you should be telling your readers and listeners and everything 794 00:38:28,560 --> 00:38:31,480 Speaker 1: that EMDR is now available for free for people to 795 00:38:31,560 --> 00:38:34,920 Speaker 1: access through certain programs if they're dealing with childhood trauma. 796 00:38:35,160 --> 00:38:39,280 Speaker 1: So I think it's just essentially like the snowball effect 797 00:38:39,280 --> 00:38:41,880 Speaker 1: of It's like when Jamila started interviewing people for the book, 798 00:38:41,880 --> 00:38:44,120 Speaker 1: and she would talk to someone who would recommend someone 799 00:38:44,120 --> 00:38:46,120 Speaker 1: who would recommend someone, and before you knew it, you'd 800 00:38:46,120 --> 00:38:48,719 Speaker 1: interviewed over two hundred people. I think it's the same 801 00:38:48,880 --> 00:38:52,280 Speaker 1: with this kind of thing, Like your psychiatrist may recommend 802 00:38:52,320 --> 00:38:54,319 Speaker 1: talking to someone who may know of a program, and 803 00:38:54,360 --> 00:38:57,880 Speaker 1: they may know of something else, and it's just taking 804 00:38:57,920 --> 00:39:02,000 Speaker 1: whatever support you can get, because financially it's really hard 805 00:39:02,040 --> 00:39:05,760 Speaker 1: in this country to treat mental health. You're not going 806 00:39:05,840 --> 00:39:09,720 Speaker 1: to just walk into a doctor's office or a hospital 807 00:39:09,760 --> 00:39:12,680 Speaker 1: and get what you need easily. So really take the 808 00:39:12,719 --> 00:39:15,520 Speaker 1: help from anyone who was offering it to you, and 809 00:39:15,800 --> 00:39:18,480 Speaker 1: listen to people's advice. And that's sort of the best 810 00:39:18,520 --> 00:39:20,000 Speaker 1: advice I can offer. 811 00:39:20,040 --> 00:39:20,200 Speaker 3: It. 812 00:39:20,200 --> 00:39:22,160 Speaker 1: It's hard on this side of things. 813 00:39:22,440 --> 00:39:26,440 Speaker 4: I feel like the one thing that hasn't been mentioned 814 00:39:27,000 --> 00:39:29,719 Speaker 4: is just giving yourself a lot more kindness as well. 815 00:39:29,719 --> 00:39:31,920 Speaker 4: I think that a lot of the time, people in 816 00:39:31,960 --> 00:39:35,319 Speaker 4: similar situations, they'll say I'm so bad at this, or 817 00:39:35,400 --> 00:39:38,720 Speaker 4: I suck at that, or like you really just compare 818 00:39:38,760 --> 00:39:41,680 Speaker 4: yourself to other people in similar situations. You might go, oh, 819 00:39:41,680 --> 00:39:44,520 Speaker 4: but she's handling it's so much better. But you don't 820 00:39:44,640 --> 00:39:47,440 Speaker 4: see these things. You don't get to see under the 821 00:39:47,520 --> 00:39:51,000 Speaker 4: covers of people's financial circumstances. And like, you know, jam 822 00:39:51,080 --> 00:39:53,600 Speaker 4: was talking about her beautiful husband and the support that 823 00:39:53,680 --> 00:39:56,880 Speaker 4: she had, and knowing that he was probably working throughout 824 00:39:56,880 --> 00:39:59,760 Speaker 4: that and you had your house depositing some emergency savings. 825 00:40:00,320 --> 00:40:03,160 Speaker 4: We didn't know that until she shared that we could 826 00:40:03,160 --> 00:40:05,520 Speaker 4: have assumed that she'd come from a really wealthy family 827 00:40:05,640 --> 00:40:07,840 Speaker 4: or something along those lines, or we could have on 828 00:40:07,880 --> 00:40:11,520 Speaker 4: the flips, I'd been like, not aware of the astronomical 829 00:40:11,520 --> 00:40:14,200 Speaker 4: amount of debt she needed to go into. So everybody's 830 00:40:14,239 --> 00:40:17,000 Speaker 4: journey is so different. And I think that because of 831 00:40:17,040 --> 00:40:19,239 Speaker 4: this beautiful community we have in sees on the money, 832 00:40:19,239 --> 00:40:22,399 Speaker 4: people are so open with their journeys, especially when they're 833 00:40:22,480 --> 00:40:26,120 Speaker 4: unwell and when they're going through financial crisis, that you 834 00:40:26,400 --> 00:40:29,040 Speaker 4: just don't know what you don't know. And I think 835 00:40:29,120 --> 00:40:32,239 Speaker 4: you are so harsh on yourselves. You're like, oh, well, 836 00:40:32,280 --> 00:40:34,000 Speaker 4: I can't afford that, or I shouldn't do this, or 837 00:40:34,000 --> 00:40:36,360 Speaker 4: I shouldn't like I think you just need to wipe 838 00:40:36,440 --> 00:40:38,879 Speaker 4: all of the expectation off and just go I'm doing 839 00:40:38,920 --> 00:40:39,759 Speaker 4: the best that I can. 840 00:40:39,880 --> 00:40:43,319 Speaker 1: I'm really glad you just said that, because, yeah, that's 841 00:40:43,360 --> 00:40:45,600 Speaker 1: really important to point out. I know that I have 842 00:40:47,080 --> 00:40:50,480 Speaker 1: been filled with an enormous amount of shame getting to 843 00:40:50,520 --> 00:40:52,600 Speaker 1: this age where I'm nearly forty. Like I turned thirty 844 00:40:52,680 --> 00:40:55,399 Speaker 1: nine this year. I'm an eighty six baby. And when 845 00:40:55,400 --> 00:40:57,960 Speaker 1: I was little, like I said, I had these wealthier 846 00:40:58,000 --> 00:41:00,399 Speaker 1: family members that I would look to and I would 847 00:41:00,400 --> 00:41:02,279 Speaker 1: always say like I'm going to be like them, Like 848 00:41:02,360 --> 00:41:04,440 Speaker 1: I'm not going to be like my crazy parents. Like 849 00:41:04,480 --> 00:41:06,279 Speaker 1: when I grew up, I remember I used to say, 850 00:41:06,560 --> 00:41:08,640 Speaker 1: I'm going to be a doctor like my uncle because 851 00:41:08,680 --> 00:41:11,040 Speaker 1: my mum told me once he made five thousand dollars 852 00:41:11,080 --> 00:41:12,680 Speaker 1: a week, and I was like that, I'm going to 853 00:41:12,680 --> 00:41:16,080 Speaker 1: be a doctor because of that, like I would. I 854 00:41:16,120 --> 00:41:20,240 Speaker 1: really thought I would be in a very different position 855 00:41:20,400 --> 00:41:23,480 Speaker 1: by now, And I often feel an enormous amount of 856 00:41:23,560 --> 00:41:26,719 Speaker 1: shame and disappointment that, you know, I thought I would 857 00:41:26,719 --> 00:41:28,520 Speaker 1: be married by now. I thought I would have kids. 858 00:41:28,560 --> 00:41:32,200 Speaker 1: I thought i'd own a house. I thought I would 859 00:41:32,200 --> 00:41:35,600 Speaker 1: have built the life for myself that I always wanted 860 00:41:36,480 --> 00:41:39,759 Speaker 1: by this stage, by much earlier than this. And there 861 00:41:39,760 --> 00:41:45,799 Speaker 1: are times that really really makes me feel, just to 862 00:41:45,840 --> 00:41:49,160 Speaker 1: put it bluntly, pretty shit about myself. It really does. 863 00:41:49,960 --> 00:41:54,680 Speaker 1: And what has helped a lot is, like you said, 864 00:41:55,719 --> 00:41:58,680 Speaker 1: learning to have some compassion for myself over it, learning 865 00:41:59,120 --> 00:42:01,520 Speaker 1: to try and be bit gentler with myself and more 866 00:42:01,560 --> 00:42:06,320 Speaker 1: forgiving and say, like, you know, Rosie, you were barely 867 00:42:06,400 --> 00:42:08,919 Speaker 1: keeping your head above water. Like all I was able 868 00:42:08,960 --> 00:42:12,480 Speaker 1: to focus on was just getting through the day, saving 869 00:42:12,520 --> 00:42:17,560 Speaker 1: for a house, marriage, kids, building a stable life. It 870 00:42:17,640 --> 00:42:20,360 Speaker 1: really sucks that it's not really starting for me until 871 00:42:20,360 --> 00:42:24,680 Speaker 1: the last couple of years. But it's not my fault, 872 00:42:24,840 --> 00:42:26,319 Speaker 1: Like I did the best I could, and so I 873 00:42:26,400 --> 00:42:29,799 Speaker 1: have to be gentler with myself about it. It is hard, though, 874 00:42:29,840 --> 00:42:31,759 Speaker 1: it's really hard. You're filled with a lot of shame 875 00:42:31,800 --> 00:42:33,960 Speaker 1: about this kind of thing. But yeah, I'm really glad 876 00:42:34,000 --> 00:42:37,760 Speaker 1: you pointed that out because having self compassion is hugely important. 877 00:42:37,800 --> 00:42:39,880 Speaker 1: It's helped me a lot, even though it's not easy 878 00:42:39,920 --> 00:42:40,160 Speaker 1: to do. 879 00:42:40,440 --> 00:42:42,920 Speaker 4: No, I'm glad that you resonate with that because I 880 00:42:43,000 --> 00:42:45,280 Speaker 4: just I feel like I want to scoop our community 881 00:42:45,360 --> 00:42:47,920 Speaker 4: up sometimes and be like you are doing so well, 882 00:42:48,320 --> 00:42:50,319 Speaker 4: Like look at the cards that were dealt to you, 883 00:42:50,440 --> 00:42:53,040 Speaker 4: and what could have happened the place you could have 884 00:42:53,200 --> 00:42:55,600 Speaker 4: been in, and look how hard you fought to be here. 885 00:42:55,840 --> 00:42:58,880 Speaker 4: You're on a podcast advocating for those people who can't 886 00:42:59,120 --> 00:43:01,160 Speaker 4: speak up for them else. There are people who are 887 00:43:01,200 --> 00:43:03,240 Speaker 4: going to listen to this and be like, holy moly, 888 00:43:03,360 --> 00:43:05,760 Speaker 4: Like that's exactly what I needed to hear at the moment, 889 00:43:06,000 --> 00:43:09,000 Speaker 4: And you're being that person that baby you needed, and 890 00:43:09,040 --> 00:43:12,160 Speaker 4: I just go, that's the ultimate outcome, right, Like I 891 00:43:12,239 --> 00:43:16,120 Speaker 4: know that your stereotypical family and your house and your 892 00:43:16,200 --> 00:43:20,080 Speaker 4: savings account didn't tick the box. But like you've become 893 00:43:20,080 --> 00:43:23,160 Speaker 4: the woman that baby you needed, and that is incredible, 894 00:43:23,440 --> 00:43:25,720 Speaker 4: Like that is the coolest thing in the entire world. 895 00:43:26,320 --> 00:43:29,120 Speaker 1: So I wrote the book. I guess that's really nice. 896 00:43:29,400 --> 00:43:32,960 Speaker 4: So unfortunately we don't have a lot of time left. Guys, 897 00:43:33,000 --> 00:43:36,600 Speaker 4: you have been so generous and so kind for sharing 898 00:43:36,600 --> 00:43:39,600 Speaker 4: this story with me, with my community. I'm just I'm 899 00:43:39,640 --> 00:43:44,040 Speaker 4: beyond grateful for this. This conversation has been really thoughtful, 900 00:43:44,160 --> 00:43:47,640 Speaker 4: really generous, really open, and I just I hope that 901 00:43:47,680 --> 00:43:50,440 Speaker 4: we can start seeing mental and physical illness on the 902 00:43:50,440 --> 00:43:52,840 Speaker 4: same page. I hope that there's more conversation in the 903 00:43:52,840 --> 00:43:56,720 Speaker 4: next four years about getting us on the same page. 904 00:43:56,920 --> 00:43:59,279 Speaker 4: And I just think that this has been a long 905 00:43:59,320 --> 00:44:01,400 Speaker 4: time coming and it won't be the last time we 906 00:44:01,480 --> 00:44:05,600 Speaker 4: talk about this. So, guys, if you have loved talking 907 00:44:05,600 --> 00:44:08,879 Speaker 4: to jam and to Rosie, they have a beautiful book 908 00:44:08,920 --> 00:44:11,360 Speaker 4: called Broken Brains. It is real, it is raw, it 909 00:44:11,440 --> 00:44:15,200 Speaker 4: is honest, is everything you need to have a conversation 910 00:44:15,520 --> 00:44:19,720 Speaker 4: around grief, around resilience and humor. Like it is funny 911 00:44:19,960 --> 00:44:20,720 Speaker 4: we keep trying. 912 00:44:20,520 --> 00:44:23,879 Speaker 1: To tell people it's not heavy. 913 00:44:23,920 --> 00:44:25,759 Speaker 4: I feel like I've made it sounds heavy at the stuff, 914 00:44:26,400 --> 00:44:29,160 Speaker 4: you're really funny too, Like I'll give you that, and 915 00:44:29,200 --> 00:44:31,640 Speaker 4: it's all at once and it is beautiful. And if 916 00:44:31,640 --> 00:44:33,600 Speaker 4: you're listening and you haven't grabbed a copy yet, I 917 00:44:33,640 --> 00:44:35,520 Speaker 4: definitely recommend it. But I'm going to pop all of 918 00:44:35,560 --> 00:44:37,640 Speaker 4: the information for that in the show notes so that 919 00:44:37,680 --> 00:44:39,920 Speaker 4: you can pick up a copy and pour over it 920 00:44:39,920 --> 00:44:43,279 Speaker 4: in the same way that I absolutely did. And I 921 00:44:43,280 --> 00:44:45,000 Speaker 4: guess one of the things I took from that was like, 922 00:44:45,080 --> 00:44:47,359 Speaker 4: I need to make a whole lot more Lasagnias, Like 923 00:44:47,360 --> 00:44:49,040 Speaker 4: I've got a lot of it. 924 00:44:49,400 --> 00:44:50,399 Speaker 1: Yeah, jam has enough. 925 00:44:50,640 --> 00:44:54,640 Speaker 4: Yes, Yeah, exactly, And we're makings and my beautiful she's 926 00:44:54,680 --> 00:44:57,759 Speaker 4: on the money community. I know that sometimes life can 927 00:44:57,960 --> 00:45:01,520 Speaker 4: throw things at you that no budget or plan could 928 00:45:01,560 --> 00:45:04,240 Speaker 4: ever prepare for. And if you are in that space 929 00:45:04,360 --> 00:45:07,400 Speaker 4: right now, just know that it's okay to focus on 930 00:45:07,560 --> 00:45:10,080 Speaker 4: just getting through, not getting ahead. I want you to 931 00:45:10,120 --> 00:45:13,880 Speaker 4: take your health, your safety, and your stability first. It 932 00:45:14,000 --> 00:45:16,680 Speaker 4: always is going to come first, because the rest can wait, 933 00:45:17,080 --> 00:45:19,560 Speaker 4: and you are not behind for doing what you need 934 00:45:19,600 --> 00:45:22,480 Speaker 4: to do to survive. If you have loved this episode, 935 00:45:22,560 --> 00:45:24,640 Speaker 4: please share it with somebody who needs to hear it, 936 00:45:24,719 --> 00:45:27,080 Speaker 4: especially if they're going through something tough right now, and 937 00:45:27,120 --> 00:45:28,920 Speaker 4: make sure that you're following She's on the Money so 938 00:45:29,000 --> 00:45:31,560 Speaker 4: that you never miss another chat like this one. Guys, 939 00:45:31,600 --> 00:45:33,239 Speaker 4: Thanks Sharing Tak, Thank you. 940 00:45:40,120 --> 00:45:41,080 Speaker 1: Did buy shared on. 941 00:45:41,239 --> 00:45:43,640 Speaker 6: She's on the Money is general in nature and does 942 00:45:43,719 --> 00:45:47,719 Speaker 6: not consider your individual circumstances. She's on the Money exists 943 00:45:47,880 --> 00:45:51,040 Speaker 6: purely for educational purposes and should not be relied upon 944 00:45:51,120 --> 00:45:54,160 Speaker 6: to make an investment or financial decision. If you do 945 00:45:54,280 --> 00:45:56,320 Speaker 6: choose to buy a financial product, read. 946 00:45:56,120 --> 00:46:00,240 Speaker 4: The PDS TMD and obtain appropriate financial advice tailored towards 947 00:46:00,320 --> 00:46:00,880 Speaker 4: your needs. 948 00:46:01,200 --> 00:46:05,160 Speaker 6: Victoria Divine and Sheese on the Money are authorized representatives 949 00:46:05,200 --> 00:46:07,759 Speaker 6: of Money sherper P t y lt D A b 950 00:46:07,920 --> 00:46:10,960 Speaker 6: N three two one six four nine two seven seven 951 00:46:11,080 --> 00:46:15,240 Speaker 4: Zero eight afs L four five one two eight nine