1
00:00:00,680 --> 00:00:03,320
Speaker 1: New Jersey and Amanda gem Nation.

2
00:00:03,680 --> 00:00:06,520
Speaker 2: Have you heard of something called girl meths? I know

3
00:00:06,559 --> 00:00:08,960
Speaker 2: it's in America. They called it girl meth, but I'm

4
00:00:09,000 --> 00:00:12,480
Speaker 2: going to say meths. Actually, this the Fry is originated

5
00:00:12,640 --> 00:00:15,840
Speaker 2: on a New Zealand podcast Fletch, Vaughn and Highly, but

6
00:00:15,880 --> 00:00:18,479
Speaker 2: this has gone international and TikTok is really enjoying the

7
00:00:18,520 --> 00:00:21,600
Speaker 2: idea of girl mets. If you wonder what girl math is,

8
00:00:22,200 --> 00:00:23,959
Speaker 2: he's one of the TikTokers explaining it.

9
00:00:24,200 --> 00:00:25,959
Speaker 3: There's a list of things I firmly believe because a

10
00:00:25,960 --> 00:00:27,880
Speaker 3: girl math. Anything under five dollars is free. You think

11
00:00:27,880 --> 00:00:29,360
Speaker 3: I buy with a gift card is free? If I

12
00:00:29,440 --> 00:00:32,040
Speaker 3: buy something but then I return it, I've made money.

13
00:00:32,120 --> 00:00:34,200
Speaker 3: Going to an event or a concert is free because

14
00:00:34,200 --> 00:00:35,920
Speaker 3: I've purchased the ticket so long ago it like doesn't

15
00:00:35,920 --> 00:00:37,960
Speaker 3: even count. I load my Starbucks app in advance, so

16
00:00:38,000 --> 00:00:41,080
Speaker 3: Starbucks is free. Anything discounted more than fifty percent is free,

17
00:00:41,120 --> 00:00:43,280
Speaker 3: and I am losing money by not getting it. But

18
00:00:43,360 --> 00:00:44,960
Speaker 3: I'm like paying something back for dinner, and I have

19
00:00:45,080 --> 00:00:47,080
Speaker 3: money in Venmo that dinner is free if I don't

20
00:00:47,120 --> 00:00:49,040
Speaker 3: buy something, like if I don't buy a parashorts for

21
00:00:49,040 --> 00:00:51,440
Speaker 3: fifty dollars, Like I've made fifty dollars and I can

22
00:00:51,479 --> 00:00:53,440
Speaker 3: then go spend fifty dollars on something else. Okay, this

23
00:00:53,440 --> 00:00:54,880
Speaker 3: one's a little bit weird. But my husband and I

24
00:00:54,920 --> 00:00:57,480
Speaker 3: share credit cards and a bank account. But somehow every

25
00:00:57,480 --> 00:00:59,360
Speaker 3: time that he puts down his card with his name

26
00:00:59,400 --> 00:01:00,840
Speaker 3: on it, like that's free and you pick.

27
00:01:01,640 --> 00:01:05,040
Speaker 2: This is how girls justify how they spend money. And

28
00:01:05,120 --> 00:01:07,800
Speaker 2: it's so true. This is the calculation you do in

29
00:01:07,840 --> 00:01:10,320
Speaker 2: your head to make your purchases make sense.

30
00:01:10,480 --> 00:01:12,600
Speaker 1: There's also the idea of per use.

31
00:01:13,160 --> 00:01:16,720
Speaker 4: This even applies when you are calculating a per use.

32
00:01:17,120 --> 00:01:19,400
Speaker 4: So for like a purse or a shirt, if you

33
00:01:19,400 --> 00:01:22,039
Speaker 4: buy a fifty dollars T shirt and you wear that

34
00:01:22,080 --> 00:01:24,839
Speaker 4: fifty times, it's only a dollar per use. Girl math,

35
00:01:25,080 --> 00:01:26,120
Speaker 4: we get to make the rules.

36
00:01:26,240 --> 00:01:30,199
Speaker 2: Yeah, I do this if I spend money on something

37
00:01:30,240 --> 00:01:34,080
Speaker 2: that's not fun that I don't get any doorphins from, like,

38
00:01:34,120 --> 00:01:36,760
Speaker 2: for example, going to the dentist or buying something for

39
00:01:36,800 --> 00:01:40,800
Speaker 2: the kids, or getting a new washing machine that's free.

40
00:01:41,200 --> 00:01:45,120
Speaker 2: That's not free, that's not money. Money is something I

41
00:01:45,240 --> 00:01:47,720
Speaker 2: use on things that I like, the rest of the

42
00:01:47,760 --> 00:01:50,920
Speaker 2: stuff that doesn't count as spending. So there's no such

43
00:01:50,960 --> 00:01:53,120
Speaker 2: thing as going over budget. If it's stuff that's.

44
00:01:52,960 --> 00:01:55,120
Speaker 5: Boring, so registration, car.

45
00:01:55,000 --> 00:01:59,960
Speaker 2: Services, that's money that I haven't spent that month, because

46
00:02:00,120 --> 00:02:03,040
Speaker 2: that's not fun. Even if I've spent that money on

47
00:02:03,080 --> 00:02:06,200
Speaker 2: those things that month, that's not what I call spending.

48
00:02:06,760 --> 00:02:08,680
Speaker 2: Spending is the stuff I do for free, and that's

49
00:02:08,720 --> 00:02:09,760
Speaker 2: the only bit I count.

50
00:02:11,240 --> 00:02:13,000
Speaker 1: Does this make sense to you? It makes sense. Yeah,

51
00:02:13,000 --> 00:02:13,400
Speaker 1: it makes sense.

52
00:02:13,560 --> 00:02:17,360
Speaker 5: Guys do that as well. I got all these Bunnings vouchers,

53
00:02:17,440 --> 00:02:20,000
Speaker 5: got three hundred bucks worth of Bunnings vouchers for some reason.

54
00:02:20,000 --> 00:02:21,600
Speaker 5: I don't know why I've got them. I just got them.

55
00:02:21,840 --> 00:02:24,320
Speaker 5: And when I go into Bunnings to buy sale needs

56
00:02:24,320 --> 00:02:27,000
Speaker 5: some nuts and bolts, and it's the spray paint, and

57
00:02:27,200 --> 00:02:31,520
Speaker 5: I won't use my Bunnings voucher because that stuff is free.

58
00:02:31,960 --> 00:02:35,119
Speaker 5: Spray paint, nuts and bolts. Paint is boring. You don't

59
00:02:35,120 --> 00:02:37,000
Speaker 5: want to use your Bunnings voucher on paint. I want

60
00:02:37,040 --> 00:02:38,360
Speaker 5: to buy a stick chain, so you don't want to

61
00:02:38,480 --> 00:02:42,480
Speaker 5: stick chain. You got this new stick so you so

62
00:02:42,639 --> 00:02:44,920
Speaker 5: for you and it's a cordless one.

63
00:02:45,040 --> 00:02:48,799
Speaker 1: That means spending is fun for the rest of it.

64
00:02:49,480 --> 00:02:51,920
Speaker 5: You want to buy something cool. And I've got this

65
00:02:52,000 --> 00:02:56,639
Speaker 5: other voucher that's come through a Prezzy voucher. You'd hate

66
00:02:56,680 --> 00:03:00,480
Speaker 5: the spelling pr e z ee. So it's cool crazzy.

67
00:03:00,960 --> 00:03:02,880
Speaker 5: And because I've been with this company for twenty years,

68
00:03:02,880 --> 00:03:05,800
Speaker 5: I have five hundred bucks to spend it really yeah, yeah,

69
00:03:06,160 --> 00:03:07,520
Speaker 5: you'll get there when you've been here.

70
00:03:07,560 --> 00:03:08,600
Speaker 1: What are you going to spend it on?

71
00:03:08,760 --> 00:03:10,519
Speaker 5: I know I could spend it on five hundred bucks

72
00:03:10,520 --> 00:03:11,839
Speaker 5: of fuel, but I'm not going to do that because

73
00:03:11,880 --> 00:03:12,440
Speaker 5: it's free.

74
00:03:12,639 --> 00:03:15,720
Speaker 1: Yeah, fuel, you wouldn't see fuel. That's the stuff that

75
00:03:15,840 --> 00:03:20,680
Speaker 1: is life. Spending isn't life. There's no endorphin rush from

76
00:03:20,720 --> 00:03:21,280
Speaker 1: just living.

77
00:03:21,400 --> 00:03:23,320
Speaker 5: I was thinking I'd go to JB High five, maybe

78
00:03:23,360 --> 00:03:24,520
Speaker 5: get a new fit Bit watch.

79
00:03:24,720 --> 00:03:26,760
Speaker 1: Oh maybe a nice pair of high heel crocs that

80
00:03:26,840 --> 00:03:28,400
Speaker 1: I saw last week.

81
00:03:28,400 --> 00:03:29,800
Speaker 5: That's from JB High Fight.

82
00:03:29,960 --> 00:03:32,640
Speaker 1: Well, if you get them wherever you like, Brendan.

83
00:03:32,520 --> 00:03:35,440
Speaker 5: You can buy stuff like that. But then guys appreciate

84
00:03:35,680 --> 00:03:37,000
Speaker 5: a good appliance as.

85
00:03:36,880 --> 00:03:39,520
Speaker 2: Though, Well that's where you're on your own because things

86
00:03:39,520 --> 00:03:43,560
Speaker 2: that are roaring to me is not that's not fun spending,

87
00:03:43,600 --> 00:03:46,600
Speaker 2: so it doesn't count, which means that if I've spent

88
00:03:47,080 --> 00:03:49,280
Speaker 2: money on REGI oh blah blah blah, whatever that is

89
00:03:50,320 --> 00:03:53,120
Speaker 2: that hasn't happened, and I've still got that much money

90
00:03:53,160 --> 00:03:54,920
Speaker 2: to spend because that's not money.

91
00:03:55,120 --> 00:03:55,480
Speaker 3: Yeah.

92
00:03:55,720 --> 00:03:58,400
Speaker 1: See, that's how it works. That's girl mates now, you know.

93
00:03:59,280 --> 00:04:00,200
Speaker 5: It's just it's