Speaker 1: On air, and I have radio.
Speaker 2: She's on the Money Radio Show.
Speaker 3: With Victoria Divine starts now. Hello, and welcome to the
Speaker 3: She's on the Money Radio Show podcast, the podcast for
Speaker 3: millennials who want financial freedom. Now Divine, Hello, what was
Speaker 3: the best purchase you made this week?
Speaker 1: My flights to go see all of my community members
Speaker 1: around the country.
Speaker 3: Okay, that was like not what I was expecting, but
Speaker 3: it was a pretty good one.
Speaker 1: Oh really, what were you expecting?
Speaker 3: I don't know if you want to say it on
Speaker 3: the podcast.
Speaker 1: Oh, I'm sitting here with a frozen coke from seven
Speaker 1: to eleven. I mean they've gone up in price, right,
Speaker 1: so they've gone up to this was a large. Please
Speaker 1: don't judge me for drinking a frozen coke so early
Speaker 1: in the morning, but I promise I needed it and
Speaker 1: I'd already had a coffee. So he's gone up to
Speaker 1: a dollar fifty for a large. But look at this
Speaker 1: sustainable packaging. Great, we love to see it.
Speaker 3: You know something else we love to see? Or here
Speaker 3: is this week's show?
Speaker 1: Oh no, I want to ask you. We can do
Speaker 1: whatever we want on this It's got our podcast to
Speaker 1: do whatever you want, and no one's here no one's here,
Speaker 1: and like Mitch is a way six so he can't
Speaker 1: tell us mel our producer not here. We are riding
Speaker 1: not solo with two peas in a pod today. But
Speaker 1: what was your best purchase of the week?
Speaker 3: Oh my god. So I am a massive Formula one fan,
Speaker 3: as you know. I absolutely love it.
Speaker 1: I'm wearing a Formula one T shirt right now. It's
Speaker 1: not actually is that Tom Cruise.
Speaker 3: It is Tom shirt with oh okay, no no, no, no, no, no, no,
Speaker 3: no no, put your okay, get back in the bin
Speaker 3: there for a second.
Speaker 1: Device right, you're going to put yourself in the bin.
Speaker 1: There is a picture of Tom Cruise on your T.
Speaker 3: Shirt because it is a cold Trickle T shirt, which
Speaker 3: is the character Tom Cruise plays in the nineteen ninety
Speaker 3: film supporting Days of Thunder.
Speaker 1: Absolutely it's not Tom Cruise.
Speaker 3: They don't care, mate, I do. I don't about your community.
Speaker 1: Here is shirt it is on this show. It is
Speaker 1: all about my community. So so sit down.
Speaker 3: I absolutely love that little dropping into an AD's nest
Speaker 3: and I did that.
Speaker 1: On Oh I feel like people can bait me.
Speaker 3: So nosolutely love the community. No, no, no, it's not actually
Speaker 3: Tom Cruise because it's the character he plays, so technically
Speaker 3: it's not. But the best purchase I bought was an
Speaker 3: F one replica race suit.
Speaker 1: IF one replica razuit. Do you know why he's saying that, Guys,
Speaker 1: he's saying that because he owns the flipping company like
Speaker 1: you own the company. And do you know what, I think?
Speaker 1: It's genius. As if that's not the smartest thing you've
Speaker 1: ever seen in your life, you can't tell me I
Speaker 1: bought an F one replica.
Speaker 3: Well, I didn't want to be that guy, but thank
Speaker 3: you so much very far.
Speaker 1: I am obsessed with it. I can't wait. I've never
Speaker 1: been interested in racing.
Speaker 3: Today I am fantastic.
Speaker 1: You know what, I want my own race suit.
Speaker 3: I'm going to get one with a divine next to you.
Speaker 1: We could get she's on the money race suit, definitely.
Speaker 1: We had Renee Gracie on the show last week. We'll
Speaker 1: call her.
Speaker 3: Don't worry about last week's show. Let's talk about this
Speaker 3: week's show. We're going to give you some dupes. Is
Speaker 3: there something that you've bought that you know I'm going
Speaker 3: to pay the full price for the full promise.
Speaker 1: There are so many, so many like even here, I'm
Speaker 1: just thinking about it. Like I used to be obsessed
Speaker 1: with this miscaap not that you care, but my community
Speaker 1: might from Kevin or Coin, which is at Mecca. It's
Speaker 1: like fifty dollar mescara up. But I'm obsessed with this mascara.
Speaker 1: Every man in his dog has been gifted one from me.
Speaker 1: I kid you not. And it's the extend lash from
Speaker 1: MC beauty. Just at Wooli's.
Speaker 3: Wow.
Speaker 1: I buy it on sale for twelve bucks. Money win
Speaker 1: ten out of ten. It's basically the same thing.
Speaker 3: I mean.
Speaker 1: They've also done entire dupes of basically everything Charlotte Tilbury.
Speaker 1: And as much as I can't get behind blatantly ripping
Speaker 1: off other businesses, I can get behind cheap cosmetics. So
Speaker 1: I haven't bought all of that stuff. I don't want
Speaker 1: to get behind it. But when I was looking for
Speaker 1: a really nice mescara, that one worked, it was at Wooli's.
Speaker 1: It was on sale for twelve bucks, and now it
Speaker 1: is my staple.
Speaker 3: Perfect and it looks amazing, all right. Plenty more. We're
Speaker 3: also going to do Facebook Marketplace, Trash or Treasure End
Speaker 3: as always some super amazing money saving tips to keep
Speaker 3: more money in your bank account with a little Super
Speaker 3: Saver Saturday, right.
Speaker 1: I think it's genius. How about we get into it though,
Speaker 1: let's do it feel like that was a wild ride.
Speaker 3: It was the She's on the Money Radio Show starts
Speaker 3: all right now, it's She's on the Money Radio Show
Speaker 3: for your Saturday morning with Australia's number one finance podcast
Speaker 3: of Victoria Devine sitting over there. My name is travro Buck.
Speaker 3: Mitch Surrey always sick this week, but that's okay. We
Speaker 3: don't even need him because we're going to do this.
Speaker 1: He's probably sitting in bed listening.
Speaker 3: To us, crying into his like.
Speaker 1: Yeah, obviously the only thing he could do if he
Speaker 1: missed a show.
Speaker 3: I was thinking, what would he be eating?
Speaker 1: People should go and check his Instagram and see if
Speaker 1: he's been posting.
Speaker 3: One hundred percent. Yeah he would be as well.
Speaker 1: Yeah, he'd be a little pest.
Speaker 3: You're in trouble mate.
Speaker 1: We've got to you at brunch.
Speaker 3: I see you hey, coming up soon. We are going
Speaker 3: to do a little Facebook market place trash or Treasure.
Speaker 3: But the worst thing is, but it's always so hard
Speaker 3: when you see these celebrities look an absolutely amazing vee
Speaker 3: and they've always got the latest and most expensive things,
Speaker 3: and it's like, how do I keep up with that?
Speaker 1: But it's actually about getting rich and then you get hot, Okay,
Speaker 1: So we can't do that. So what we're going to
Speaker 1: do is makes some recommendations on some good dupes of
Speaker 1: products we love, but my favorite are dupes that are
Speaker 1: like really comparable. Right, So I don't know if we're
Speaker 1: going to get in trouble for this traber name dropping,
Speaker 1: so hopefully we're not not sponsored, not sponsored, just good.
Speaker 1: But one of my favorite lipsticks is the Charlotte Tilbury
Speaker 1: Pillow Talk. It's kind of like a cult lipstick, right,
Speaker 1: but it's really expensive. You get it at Mecca, and
Speaker 1: to be honest, like I adore it, I have bought it,
Speaker 1: I will probably buy it again. Every Man and his
Speaker 1: dog looks good in this lips. Honestly, my dog looks beautiful.
Speaker 3: Is that why Lucy's looking so beautiful today?
Speaker 1: It's stunning today, all because of this lipstick. But I
Speaker 1: have found a jube, or I think I've found a jupe.
Speaker 1: I found it a chemist warehouse, So shout out to them.
Speaker 1: Not sponsored, just good nine ninety nine. It is the
Speaker 1: Flower Pedal put lip color in spiced petal. And you
Speaker 1: know what, she goes in my handbag and I have
Speaker 1: been saving my Charlotte tel brief a special occasions.
Speaker 3: What's that Charlotte teel re worth?
Speaker 1: Oh like fifty bucks right minimum?
Speaker 3: Jeez, Chemists warehouse by five of them.
Speaker 1: I've of them. One in your car, one in your handbag,
Speaker 1: one in your other handbag, one at your desk. You're
Speaker 1: gonna look caught twenty four.
Speaker 3: To seven and spicy. It feels like I want to
Speaker 3: eat that.
Speaker 1: This is a personal tip just on you.
Speaker 3: Well, I've actually got a tip. It's not makeup or
Speaker 3: anything like that. But I love gaming, and I love
Speaker 3: retro gaming. So like Nintendo's, your Super Nintendo's, and I
Speaker 3: know your partner Steve O also loves things like that. Yeah,
Speaker 3: you could go off and you could buy like a
Speaker 3: Norman Nintendo or like a Super Nintendo or a Sega
Speaker 3: Mega Drive and they're like three four hundred bucks at
Speaker 3: consoles still right, but you probably still got heaps of
Speaker 3: old school games hanging around the place. I randomly found
Speaker 3: this thing. Again, not sponsored a retron So it's like
Speaker 3: retro with.
Speaker 1: Our radio show is not big enough to have every
Speaker 1: branded product in saying that we're trying to get there.
Speaker 1: So if anybody's like, oh, we'd love to throw some
Speaker 1: money at you for mentioning our product, we don't get
Speaker 1: were still a game.
Speaker 3: I mean, we don't even get paid to do this,
Speaker 3: so it's fine, but we don't. So you can basically
Speaker 3: play any Nintendo, any Oup, Nintendo, or any Sega Mega
Speaker 3: Drive game that you have all in one, so you
Speaker 3: don't have to worry about buying three different consoles.
Speaker 1: Why is this not more popular?
Speaker 3: Well, and guessing that's because people don't even know they exist.
Speaker 3: So again, it's called retron retro with an N on
Speaker 3: the end.
Speaker 1: But any like, we have very different types of recommendations.
Speaker 1: Here my next recommendation. Kim Kardashian has a brand called Skims,
Speaker 1: which is known for having lux quality T shirts and
Speaker 1: like shape wear and like basic teas and stuff like that.
Speaker 3: Yeah, I was gonna say, isn't that kind of like
Speaker 3: spanks Kinder?
Speaker 1: But they like do beautiful T shirts and stuff and
Speaker 1: they've got a number of dresses that are kind of
Speaker 1: cult status. Anyway, a T shirt is going to set
Speaker 1: you back a minimum of ninety four dollars Australian watch. Yeah,
Speaker 1: just playing T shirt. I've found the Jupe one. It
Speaker 1: is at Surprey. Be you haven't set foot in a
Speaker 1: Surprey for a very long time as a woman in
Speaker 1: my thirties, I was embarrassed to do so, but I
Speaker 1: was very, very glad I did because their lux Longline tea,
Speaker 1: which will set you back a cool twenty, is basically identical.
Speaker 3: So you're basically giving our listeners seventy four dollars.
Speaker 1: Free stuff free wow, And it comes in the same colors,
Speaker 1: and the fabric feels almost identical, like that buttery smooth. Anyway,
Speaker 1: I hope you guys blame me for selling outs to Prey.
Speaker 1: Not something that I ever thought I would say. But
Speaker 1: I'm proud of that jupefind because I have a few
Speaker 1: of them in my active wear wardrobe and I really
Speaker 1: really like that.
Speaker 3: And you are the most active person I know.
Speaker 1: It's absolutely not true. The only true part of this
Speaker 1: story is that the T shirts are good.
Speaker 3: Let's do this, let's throw it out there. Thirty one
Speaker 3: A six five. What's your hot tip for a dupe?
Speaker 2: Like?
Speaker 3: What is something that you've bought Audi Audy Supermarkets?
Speaker 1: Hands down? Everything on their shelves, amazing turn out of ten.
Speaker 3: Just like that. If there's something that you know that
Speaker 3: is literally a fraction of the cost of the real
Speaker 3: thing but just as good to even better, give us
Speaker 3: a call right now. At thirty one A six five.
Speaker 3: We were talking just beforehand, what's that cheap version of
Speaker 3: a product that you found that's either just as good
Speaker 3: or even better. Now you'll talk in supermarkets.
Speaker 1: All we did during that break was talk about the
Speaker 1: snacks that you can get from AUDI, and they're just better.
Speaker 1: I'm not gonna lie obviously, I have been sponsored by
Speaker 1: AUDI in the past. The only reason I accepted that
Speaker 1: was because I was already obsessed with them. But I
Speaker 1: genuinely think because like if you've been to an AUDI recently, yeah,
Speaker 1: so they basically just have one of each product. There's
Speaker 1: not like five different options for chop chip newsle bars, right,
Speaker 1: there's just one option, and you know what's going to
Speaker 1: be good because that's the one option that they decided
Speaker 1: to put on the shelf.
Speaker 3: You kind of feel like that you're over in Europe,
Speaker 3: right because it feels like.
Speaker 1: You're a little bit European.
Speaker 3: Yeah, You're like you're on a little European vaca getaway.
Speaker 3: It's amazing.
Speaker 1: I love it. And one of the things that my
Speaker 1: partner loves as well, obviously not real Niche recommendation is
Speaker 1: the Tara Masalada. It's pink. It is a Greek dip
Speaker 1: made of basically fish eggs. It's like a cavea dip.
Speaker 1: But you can get it at Audi and he swears
Speaker 1: that is the best one out there.
Speaker 3: I'm literally just impressed that you nail the pronunciation of that.
Speaker 1: I'm basically Greek, so watch out thought.
Speaker 3: So mate, Hey, we throw out there thirty one to
Speaker 3: six ' five. What's the dupe that you found? The
Speaker 3: thing that is way cheaper than the original and probably better?
Speaker 3: Celest What did you find? Mate?
Speaker 2: So my parents have such an amazing diceon stick vacuum.
Speaker 3: Oh the best.
Speaker 1: I've got one of those ten out of ten can recommend.
Speaker 2: Which is amazing and I love it, but it costs
Speaker 2: like around twelve hundred dollars or something like that, and
Speaker 2: I just can't afford it, which is fair enough.
Speaker 1: So is a pretty big if let's be honest, hoover
Speaker 1: up your money.
Speaker 2: So what I did I went to Camar because I
Speaker 2: heard about this ninety nine dollars one, which was similar.
Speaker 1: I's been talking about this.
Speaker 2: It's the best thing ever. I'm obsessed, and now my
Speaker 2: parents even want to borrow.
Speaker 1: Tell them to go get their own camarp vacuum. They
Speaker 1: can clearly afford the disons, so they can go get
Speaker 1: their vacuum.
Speaker 3: A vacuum you know what you do? So lest you
Speaker 3: actually hire it out to them ten bucks each that
Speaker 3: you go perfectly.
Speaker 2: That's a good idea. I really like that one.
Speaker 3: What is it called, by the way, I want to
Speaker 3: go get that.
Speaker 2: I don't know. I think it's something stick.
Speaker 3: The Bryson stick. Wow. Hey, thanks so much.
Speaker 2: Last Nora's legend.
Speaker 3: All right, thirty one to six five this Saturday morning,
Speaker 3: we are talking about dupes. What have you bought the
Speaker 3: budget version of that's actually better than the original exy version.
Speaker 3: Becks giving us a call on thirty one to sixty five, Mate,
Speaker 3: what did you buy it?
Speaker 2: So?
Speaker 4: I bought this perfume is called kloud by Ariana Grande.
Speaker 3: Oh I love Ari.
Speaker 4: It is seriously identical. It's not better than the buccer
Speaker 4: rouge that you get at Mecca.
Speaker 1: I know that that baccer Rouge five forty very very
Speaker 1: expensive perfume. What does that set you back?
Speaker 4: So it's like three hundred and fifty six dollars for
Speaker 4: seventy mil.
Speaker 3: What?
Speaker 4: And is this clow by Ariana Grande is only fifty
Speaker 4: bucks for one hundred mil at Tamith Warehouse.
Speaker 3: Oh?
Speaker 1: Is that on sale or is that just their standard price?
Speaker 4: No, that's what it costs all the time.
Speaker 1: That is a very good money.
Speaker 3: Jeez.
Speaker 1: A lot of my girlfriends are obsessed with that perfume track.
Speaker 3: That's three hundred bucks less. So if I bought that
Speaker 3: for somebody, do you reckon, I'd be able to tell
Speaker 3: I reckon.
Speaker 1: They would buy. So he tries just going to like
Speaker 1: sneak up to his girlfriend in the morning and spray
Speaker 1: and tell her it's back or our rooge. Oh yeah, baby,
Speaker 1: it's the expensive one. But you have to put it
Speaker 1: on with your eyes closed.
Speaker 3: It doesn't work the best. I love it. I am
Speaker 3: in a chemist warehouse here I come.
Speaker 4: Hey, thanks so much, beck, no worries, guys, have a
Speaker 4: good day.
Speaker 3: That is amazing. Speaking of awesome fines, We're gonna do
Speaker 3: Facebook marketplace trash or treasure. If you found some trash
Speaker 3: or better yet, some treasure you can hit us up
Speaker 3: on she'es on the Money socials, v you love you
Speaker 3: always send me little messages during the weekend going oh
Speaker 3: my god, look what Hannah from blasted me, or look
Speaker 3: what you don't Oh.
Speaker 1: My gosh, someone listed and this isn't what I'm gonna
Speaker 1: put up there, but it was like someone listed this
Speaker 1: chip packet and I was like so confused because it
Speaker 1: was like it's been touched by Nigel and I'm like,
Speaker 1: who's Nigel? And then you read the rest of the description.
Speaker 1: They're like, we know you don't know Nigel, but we're
Speaker 1: so confident he'll be famous one day that this should
Speaker 1: be worth fifty bucks.
Speaker 3: Like what Actually, love people, That is what the internet
Speaker 3: is for. This is she's on the Money radio show.
Speaker 3: Mich's gonna be absolutely spewing.
Speaker 1: He's gonna miss this segment so much. It's one of
Speaker 1: his favorites.
Speaker 3: We're doing this right now. Yeah. We absolutely love trawling
Speaker 3: through Facebook Marketplace added just to see what kind of
Speaker 3: incredible finds we might stumble across.
Speaker 1: We've got a few good ones this week. Yeah, yeah,
Speaker 1: but it's got a few to bring to the table. Marself.
Speaker 3: It's not only the ones that are amazing. It's the
Speaker 3: absolute trash those people that go, oh my god, this
Speaker 3: is the best thing ever, and they just try to
Speaker 3: absolutely hoodwink you with their crap and just just go,
Speaker 3: why would anybody sell that? Because nobody's with that.
Speaker 1: No, I'm obsessed with that.
Speaker 3: I love it actual best. All Right, you can hit
Speaker 3: us up at She's on the money on socials if
Speaker 3: you've got any but V what have you got first?
Speaker 3: All right?
Speaker 1: So first things first, I have so you know how
Speaker 1: sometimes people do hard rubbish and they put things like
Speaker 1: maybe otherns or like old couches or whatever out on
Speaker 1: their mattresses yep, or just like things that they clearly
Speaker 1: have decided they can't sell on Facebook marketplace. Well, this
Speaker 1: week I have for you a photo of a stove
Speaker 1: that has clearly been put outside with somebody else's like
Speaker 1: hard rubbish, but it's been dragged away. You can see
Speaker 1: the drag.
Speaker 3: Marks on the ground.
Speaker 1: Someone's taken a photo of it and they're trying to
Speaker 1: sell someone else's stove that was hard rubbish. How much
Speaker 1: are they selling it? Fortress? I mean, he says not
Speaker 1: sure if in working condition, right, so.
Speaker 3: He hasn't even checked it out. He's literally put.
Speaker 1: This on Facebook Marketplace. He's just like done his rounds.
Speaker 1: Instead of picking it up, taking it home, flipping it
Speaker 1: and selling it, he's just selling it straight from him
Speaker 1: where it is on the side of the road. I'm impressed.
Speaker 3: Do you reckon? He's probably just sitting out there camping
Speaker 3: in his car, wait until somebody comes along.
Speaker 1: Yeah, I reckon.
Speaker 3: I don't know, man, I reckon. Probably fifty bucks.
Speaker 1: Yeah, it is actually forty nine dollars, which I think
Speaker 1: is really good. My favorite thing about it, though, is
Speaker 1: on Facebook Marketplace, people can comment on your posts and
Speaker 1: they said, is this even yours? And he said, no,
Speaker 1: could arrange transport?
Speaker 3: I love it. He's just got no next question go no,
Speaker 3: no it's not. But I am so moving on. Yeah anyway,
Speaker 3: all right, this is amazing. Okay, so I'm going to
Speaker 3: read this verbatim because the caption is the best part
Speaker 3: of this for sale aged potato. It doesn't say how
Speaker 3: old the potato is, can be used for a Halloween decoration,
Speaker 3: or you can eat it full stop? I think I
Speaker 3: think serious inquiries only. So it's an old potato. You
Speaker 3: know how when you have when you open up, they
Speaker 3: go to sprout. Yeah, but no, this is literally like
Speaker 3: there's sprouts that are a meter along on this thing,
Speaker 3: you know how Sometimes like one falls down the back
Speaker 3: of your cupboard and you find it and it's purple
Speaker 3: and gross and stuff like that. Yeah, absolutely not have
Speaker 3: a look at that. What do you think?
Speaker 1: That's gorgeous? That is very sprouted. In fact, I don't
Speaker 1: even know if I've got room in my kitchen for that.
Speaker 3: Would you eat it or would you use it as
Speaker 3: a decoration?
Speaker 1: I reckon, that's definitely decoration. I think you'd get a
Speaker 1: little bit sick it, just like you'd get sick.
Speaker 3: I thought maybe it was too beautiful.
Speaker 1: Oh yeah, that's what I meant. That's absolutely what I meant.
Speaker 3: What are you paying for that vine?
Speaker 1: Oh? Fifteen bucks times at Bay?
Speaker 3: Four sixty bucks?
Speaker 1: You're serious? Why would I pay sixty bucks for a
Speaker 1: sprouted potato?
Speaker 3: Because it's one of a kind made and it's beautiful.
Speaker 1: That's a frendous I hate that. I can't get behind that.
Speaker 1: All Right, The next one I've got for you, mister Travrobuck,
Speaker 1: you might be interested. You are a gamer, right, So
Speaker 1: it's a black gaming chair. It has arm rests on
Speaker 1: the side.
Speaker 3: If you're gaming, you really need to rest your arms or.
Speaker 1: I don't know. The armrests are on the side. There
Speaker 1: is a suspicious white substance for the armrest. But it's
Speaker 1: an ergonomic chair. Doesn't matter, mate, it's an ergonomic chair
Speaker 1: and it is for sale. How much originally it was
Speaker 1: seven hundred bucks for this gaming chair. I didn't know
Speaker 1: chairs could be so expensive.
Speaker 3: Oh, you can get ones that are like two thousand dollars.
Speaker 1: I mean, were you joking through chair? Anyway? This was
Speaker 1: a seven hundred dollars one, so maybe it was the
Speaker 1: budget version for sale on Facebook marketplace in New South Wales.
Speaker 1: If anybody would like that. How much are you paying
Speaker 1: for that trash?
Speaker 3: Absolutely zero, it's not interested.
Speaker 1: The seller is hoping for a grand eighty bucks.
Speaker 3: Oh I thought you said a grand eighty like he
Speaker 3: was going up more like.
Speaker 1: The No, no, no, no eighty bucks.
Speaker 3: Eighty bucks sorry mateys eighty bucks or whatever that thing is.
Speaker 1: It's in used condition.
Speaker 3: No, not getting in my house at all, no chance,
Speaker 3: no chat.
Speaker 1: I just thought this would be a really good one.
Speaker 3: No, let's mark that into the trash.
Speaker 1: Being okay, sorry, sorry, all right.
Speaker 3: If you've got a Facebook marketplace, trash or treasure. Fine,
Speaker 3: you can hit us up on socials just search She's
Speaker 3: on the money. Hit us up there, simper save a Saturday. Yeah,
Speaker 3: every single week, Victoria, you give us some sneaky tips
Speaker 3: on how to keep some more bucks in our bank account.
Speaker 3: What you got for us this week?
Speaker 1: Vine, Well you were telling me before during the break.
Speaker 1: Then you've got a sneaky tip. And I feel like
Speaker 1: it's not really a tip like a lifestyle.
Speaker 3: Oh. I kind of feel as controversial and people are
Speaker 3: either gonna love it or hate it. And I'd love
Speaker 3: to see what you think about it.
Speaker 1: But right, let's get to mine first, because that sounds
Speaker 1: like a way better hook than mine. Look, I've got
Speaker 1: the first things first. It is October, and in October,
Speaker 1: you guys don't know this, my insurance premiums come into
Speaker 1: my inbox and I have to pay them.
Speaker 3: No, I need that.
Speaker 1: I don't How did you know that? Because we all
Speaker 1: know to talk about that stuff all the time. Anyway,
Speaker 1: I pay on an annual basis, and often when your
Speaker 1: insurance premiums come in, you're like, okay, no worries, pay
Speaker 1: it or put it off and then pay it a
Speaker 1: little later. We all do it, but what you shouldn't
Speaker 1: be doing. And maybe Budget Direct aren't gonna be too
Speaker 1: impressed with me with this one. But Budget Direct always
Speaker 1: want to save their consumers money, so they're gonna love this. Paul.
Speaker 1: Ask for a discount or review your insurances as to
Speaker 1: whether you need that much anymore. I am always about
Speaker 1: negotiating because sometimes and Budget Direct haven't done this to me,
Speaker 1: But another insurance that I've got has gone up by
Speaker 1: two hundred bucks. It's so much money, especially right now
Speaker 1: while I feel like the cost of living is already insane.
Speaker 1: Took me two minutes. I called them and said, hey,
Speaker 1: you just want to understand the increase in premium And
Speaker 1: the woman on the phone was like, oh yeah, I
Speaker 1: was in cost of living and I was like, look,
Speaker 1: I just don't think I can afford it. Is it
Speaker 1: anyway you could match last year's And she was like,
Speaker 1: let me put you through to our customer retention team.
Speaker 1: Two minutes later, I was paying exactly what I paid
Speaker 1: last year for another whole year of cover.
Speaker 3: I think that most people don't understand if you just
Speaker 3: call them, then that's what they're banking on. People are
Speaker 3: just gonna cop it right, But if you call them,
Speaker 3: they give you a really good deal, like Foxtel. Like
Speaker 3: if you go, hey, I don't want to pay this much,
Speaker 3: they go, oh, okay, what do you want to pay? Yeah?
Speaker 3: And am I right? Three dollars.
Speaker 1: I feel like people feel bad calling as well. But
Speaker 1: like the thing I always try to remember is I'm
Speaker 1: not calling the CEO. No, I'm calling someone just like
Speaker 1: me who happens to work in the call center. And
Speaker 1: I go, hey, mate, They're like, yeah, I totally get that.
Speaker 1: Let me put you through to someone who can help.
Speaker 1: So I feel like there's two things. Ask but also
Speaker 1: be kind because you know what, they've got the power
Speaker 1: to say, nah, not stuff exactly.
Speaker 3: I'm always nice about it. But the good thing is
Speaker 3: for the companies as well. It's like, even if you
Speaker 3: do pay a little bit less, you're going to stick
Speaker 3: with that company for another five years, whereas they might
Speaker 3: get an extra twohunred Bucks out of you, but you
Speaker 3: know what, you get to change and they're going to
Speaker 3: lose the.
Speaker 1: Five years that you and customer attention is really important.
Speaker 3: It's better than acquisitions.
Speaker 1: Always say that, all right, exactly, So the next hot
Speaker 1: chip I have for you trav You're not gonna like
Speaker 1: beause it involved doing a bit more life admin. But
Speaker 1: I promise, promised, promise, it will save you money. And
Speaker 1: that is so last week we talked about that app
Speaker 1: that can save you money via the catalogs, so.
Speaker 3: Oh half five sapp. I actually downloaded that.
Speaker 1: Yeah, ten out of ten recommendation. But the other thing
Speaker 1: I will recommend is literally basing your meal plan on
Speaker 1: what is on sale in that app or in the catalogs.
Speaker 1: So last week I put them to good use and
Speaker 1: I actually flipped through and realized there are a few
Speaker 1: things that I like on sale. So then I based
Speaker 1: what we're having for dinner on what was on sale,
Speaker 1: and we saved a few bucks on our grocery shop,
Speaker 1: which I think is great, amazing money win. Also sneaky
Speaker 1: other tip which I love, especially coming up to this
Speaker 1: Christmas season. Their Christmas one isn't out yet coals and
Speaker 1: I'm sure Bullies does the same thing they release like
Speaker 1: a Coals maker.
Speaker 3: Oh yeah, get it. It's great.
Speaker 1: So many good recipes, so many great budget hacks, and
Speaker 1: so many good entertaining meals, which is something I always
Speaker 1: get stuck with. So literally last year I was like,
Speaker 1: oh yeah, here's this spread that I created and everyone
Speaker 1: was like wow, but the reality.
Speaker 3: Of it was you stole it.
Speaker 1: Yeah, I stole it from the Coals magazine and it works.
Speaker 3: Smarter, not harder than exactly absolute genius. Now my tip
Speaker 3: it's probably I think it's more of like a releasing
Speaker 3: social pressures.
Speaker 1: I told you it was more of a lifestylely tip.
Speaker 3: Yeah, so birthday cards, Christmas cards, any kind of card,
Speaker 3: stick them in the bin. I love getting card, no, okay,
Speaker 3: but the thing is you're paying six, seven, even up
Speaker 3: to ten bucks.
Speaker 1: I don't do that. We don't pay ten dollars for card.
Speaker 1: Do you not get yours at the two dollars shop?
Speaker 3: I mean, I've been to Big w before, but there's
Speaker 3: only so many that you can get. And my nieces
Speaker 3: and nephews have be getting the same Disney and like
Speaker 3: Spider Man one for the past eight years, but just
Speaker 3: by a pack of those little tiny ten centimeter blank ones.
Speaker 3: Oh yeah, and just right, Happy Birthday love Uncle Triv.
Speaker 3: And that costs you like a dollar fifty done?
Speaker 1: Okay, I have another hack for you. Are you ready?
Speaker 1: It is also about greeting cards Keeki k post Christmas
Speaker 1: I picked up a whole heap of gift cards fifty
Speaker 1: cents each.
Speaker 3: Amazing.
Speaker 1: And sometimes if you're in store, have a little cheeky
Speaker 1: look at keeki k along the bottom of their cards
Speaker 1: section they have the discounted ones.
Speaker 3: Amazing. See I did that with Easter eggs Monday calms.
Speaker 3: Load motrolia up with those Easter egeks because they're all
Speaker 3: like a dollar each.
Speaker 1: I have a whole heap of Greek friends, and they
Speaker 1: obviously celebrate Regaza later than the Easter that I celebrate,
Speaker 1: so they go and get all their stuff cheap money.
Speaker 3: Weeen, I reckon all the Greeks back in like one
Speaker 3: thousand eight years ago, they absolutely did it. Hey, that's
Speaker 3: all we got time for. If you've got a tip, though,
Speaker 3: make sure you hit us up. Just searchchese on the
Speaker 3: Money on any social platform. Find us there. Hopefully in
Speaker 3: Mich's going to be back with us, but the lifelin
Speaker 3: Cut radio show is coming up next