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Speaker 1: She's on the Money.

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Speaker 2: She's on the Money.

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Speaker 3: Hello, and welcome to She's on the Money's Friday Drinks episode,

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Speaker 3: where every single Friday, we sit down and have a

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Speaker 3: drink together as a team. We chat about our money

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Speaker 3: wins and confessions from the week. We talk about what's

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Speaker 3: happened in the community, and we get to hear this

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Speaker 3: week Ryan John's six ish favorite money win.

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Speaker 4: It's not quite seven, but it's more than six. Yeah.

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Speaker 3: I asked you before starting recording, Oh, how many money

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Speaker 3: win seat six each?

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Speaker 5: And I was like, you know what, that is good enough.

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Speaker 5: It is Friday.

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Speaker 3: I cannot be bothered trying to work out how many

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Speaker 3: it is anymore, because you guys live for these. So

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Speaker 3: this week was a big week. We had a really

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Speaker 3: good money diary. We spoke to a debt free side

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Speaker 3: hustler who took a zoom pull from her car with

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Speaker 3: a toddler in the back, which I really really appre

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Speaker 3: sheated and I adored her story of going through a

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Speaker 3: lot of sh one t and coming out the other side.

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Speaker 3: She is really big in the debt free community on Instagram,

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Speaker 3: and to be honest, has been very pivotal in the

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Speaker 3: She's on the Money Community thus far.

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Speaker 5: And then on.

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Speaker 3: Wednesday we spoke about the very sexy topic of setting

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Speaker 3: up investments for your children, and Georgia King and I

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Speaker 3: had a lot of fun at recording this episode. And

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Speaker 3: next week you're going to hear about a child who

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Speaker 3: is actually making investment decisions for his family. He's only

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Speaker 3: seven years old, and I cannot wait for that to get.

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Speaker 4: In wrong, ye, wrong, And I mean sometimes some of

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Speaker 4: our stories are so great they're almost unrealistic and unrelatable,

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Speaker 4: and I feel like investing seven years old is going

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Speaker 4: to be right.

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Speaker 3: The seven year old is definitely up there, and you

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Speaker 3: know it might take a little bit of the shine

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Speaker 3: off at when you realize how it's working, but we

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Speaker 3: are going to leave it there.

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Speaker 4: He clickbait.

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Speaker 3: Don't I need to learn how to be more clickbaity.

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Speaker 3: I'm a financial advisor, not to create shoot it down

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Speaker 3: before the Sorry all right, sorry sounds. I loved it

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Speaker 3: as an episode. But this week we are, as always

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Speaker 3: joined by our friend Brian John, Jessica Ricci, and Georgia Kelly.

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Speaker 3: So let's jump straight into money wins or confessions. Hold

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Speaker 3: on getting a side eye. This week, we don't just

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Speaker 3: have a drink to share with you guys. We have

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Speaker 3: a drink and a snack, so we're gonna find out

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Speaker 3: where it comes from and what it is.

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Speaker 5: Jessica, what is it?

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Speaker 2: This week? We have a really fun one.

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Speaker 6: I think it may have gotten a little bit lost

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Speaker 6: in OZ post because it was part of a campaign

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Speaker 6: which has now finished.

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Speaker 3: Maybe we just got like, I guess I could use it.

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Speaker 6: But I'm really excited about it. No, it's a really

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Speaker 6: great idea. So obviously tourism took a hit this year

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Speaker 6: with covid or last year as well. Yes, but for us,

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Speaker 6: but regional travel for those here in Vic.

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Speaker 2: The Yarra Valley.

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Speaker 6: Wineries beautiful beverages, really a wholesomer vibe. And so what

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Speaker 6: they've done is put together an assortment of drinks from

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Speaker 6: local wineries and breweries and sent them over to us,

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Speaker 6: which I thought was really great. So I have four

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Speaker 6: different beverages here and we are going to fight to

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Speaker 6: the death.

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Speaker 4: I suppose have they not been named for each of us?

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Speaker 2: They weren't named. So if you hear something you like,

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Speaker 2: fists come out.

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Speaker 6: Okay, if you do want to see all of these Instagram,

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Speaker 6: it's Yarra Valley Dandyenong Rangers. I believe they have a

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Speaker 6: link to all.

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Speaker 2: Of these different local business Yes. Great.

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Speaker 6: So starting off, we have a fresh fruity floral Fizzy

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Speaker 6: Rose nickname in high school, and that comes from Helen

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Speaker 6: and Joey. Next up, we have a moscado from Soft

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Speaker 6: I'm really glad you all said that because that one's mine.

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Speaker 3: Also, can we just shout out innocent bystander? Whilst I

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Speaker 3: might not like a Moscado Georgia.

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Speaker 1: We got a bit sourced on the innocent bystander once.

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Speaker 3: And then trying to edit that one, we sat on

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Speaker 3: the floor in my study at my house.

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Speaker 5: It was fun down the glass of a glass. It

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Speaker 5: was a bottom of red and podcast. What did we do?

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Speaker 5: We didn't even know it was. You had a beanie

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Speaker 5: over your microphone.

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Speaker 1: It was very makeshift, it was. It was COVID cheek

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Speaker 1: quality content.

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Speaker 6: Moving right along, we have a parent apple cider from

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Speaker 6: Coldstream Brewery, and then lastly we have a hard cider

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Speaker 6: or a Louis has hardsider from Napoleon cold Stream as well.

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Speaker 5: Cute.

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Speaker 4: I think I'll go one of the ones from cold

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Speaker 4: Stream because I'm sort of out from that direction. In

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Speaker 4: alpham Pan and Hill Area.

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Speaker 3: So I like that's almost it sounds like the hard

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Speaker 3: cider kind of guy.

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Speaker 1: Yeah, give him the hard hard cider.

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Speaker 7: Are wetsta soft six right?

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Speaker 5: Nice? Nice?

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Speaker 1: Give Georgia the I'll have the side again.

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Speaker 5: She wants the rose.

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Speaker 6: Yeah, long winded Melbourne Gary Valley support local. If you

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Speaker 6: want to get youself a beverage, We're very into that.

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Speaker 6: So thanks to the team that senters over.

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Speaker 5: Yeah, so kind.

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Speaker 3: It's like getting presents in the mail when companies slide

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Speaker 3: into our DMS. They're like, hey, we have something we

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Speaker 3: think you love and we're like, we will love it.

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Speaker 5: Can we talk about it?

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Speaker 2: Even better? These guys literally just send it to the office.

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Speaker 3: Was Oh, they didn't even slide into our DMS. Surprise,

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Speaker 3: pr All right, well that is us gloating. Moving on

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Speaker 3: from gloating, I want to hear your money wins all

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Speaker 3: confessions from this week and this week very classy start.

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Speaker 3: We're going to start with Georgia. Georgia, what are you

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Speaker 3: bringing to the table this week?

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Speaker 1: I feel like we often start with me. We do,

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Speaker 1: but today I'm not mad about it because it actually

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Speaker 1: ties into the whole supporting regional off the back of

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Speaker 1: the horror that was last year and kind of continues

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Speaker 1: to be this year. So this weekend I'm going to

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Speaker 1: Dalsford fancy and lots of people probably know about the

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Speaker 1: two hundred dollars travel about that they're doing.

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Speaker 2: So I picked up.

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Speaker 4: One of those to apply for that. Or you buy

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Speaker 4: it and then you get a refund or how does

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Speaker 4: it actually work?

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Speaker 1: You buy your accommodation as you would normally, and then

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Speaker 1: the government kind of rebates it later on.

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Speaker 4: And if you go to one of the stock kind

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Speaker 4: of traditional B and b so, or you've got an airbnb.

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Speaker 1: Or what's the we're going to a little hotel.

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Speaker 5: Yeah, it's a little bit fat, see, a little bit na.

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Speaker 1: Yeah, and like you feel like you're a hero because

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Speaker 1: you're putting money back into that economy and like what.

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Speaker 5: Your caro status means to you.

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Speaker 1: Exactly right?

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Speaker 4: Good, it is beautiful though. Yeah.

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Speaker 2: Any recommendations and that I do.

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Speaker 3: Actually I went to the Convent Gardens on the weekend

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Speaker 3: with Steph and we had a little grazing table and

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Speaker 3: a couple of proseccos outside, which was delightful.

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Speaker 4: Good.

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Speaker 3: But I would recommend booking actually because that leads in

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Speaker 3: and I'm going to just take the limelight now to

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Speaker 3: my money win slash loss, and that actually also involves

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Speaker 3: dales Fed. Steph and I, Steph being my best friend,

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Speaker 3: went up to Dalesford for a day.

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Speaker 5: It was a day.

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Speaker 3: Trip, definitely not overnight. We're not bougie. And we got there,

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Speaker 3: had lunch, thought we'd go for a couple of cocktails

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Speaker 3: at some of the fancier restaurants around town. Turns out

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Speaker 3: we couldn't get in because COVID, And so that's my

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Speaker 3: money win. I didn't spend any money money else when

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Speaker 3: I went on a day trip to Dalesford, I just

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Speaker 3: spent it on one glass of prosecco, some hot chips,

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Speaker 3: and a scone that made my tummy hurts so bad

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Speaker 3: it was not so Yeah, that's my story and my

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Speaker 3: money win slash loss. Like drove all the way there,

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Speaker 3: had a good day, but didn't spend heaps of money.

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Speaker 4: I've noticed in the group there has been a lot

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Speaker 4: of this is sort of a wind, but a loss

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Speaker 4: lost in a win with that kind of thing, like

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Speaker 4: something fell through that I was planning on spending heaps on.

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Speaker 4: Is that a win?

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Speaker 3: I'm really grateful that my community grabs its straws in

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Speaker 3: much the same way. I yeah, yeah, yeah, Have you

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Speaker 3: got a money win or confession for us this week?

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Speaker 4: I've got a win, and it's not a traditional win,

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Speaker 4: but I feel like it's a win. Nonetheless, I lost

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Speaker 4: my wedding ring. What yeah for about?

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Speaker 2: You said that very casually, Well.

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Speaker 4: It's casual now it was serious because money win, I

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Speaker 4: don't have to buy another one. I found it. And

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Speaker 4: when I say I found it, I actually couldn't find

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Speaker 4: my wallet, which you guys know is very common occurrence

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Speaker 4: for me. I just leave stuff everywhere.

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Speaker 5: Jess is also the same.

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Speaker 3: I found it right multiple times in my car and

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Speaker 3: called her and been like, hey, have you wallet, and

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Speaker 3: she's just like do you And I'm like, it's been

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Speaker 3: there for three days.

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Speaker 4: So I was missing my wedding ring for about six weeks.

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Speaker 4: And then on the weekend I lost my wallet and

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Speaker 4: Bridget's like, I bet if I go into the car,

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Speaker 4: I'll find it right away, and I was like, we'll

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Speaker 4: just do it then. So she goes into the car

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Speaker 4: and comes back thirty seconds later with my and my

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Speaker 4: wedding You're an idiot. So that saved me buying another one.

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Speaker 4: But quickly, let's go around the room. How much do

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Speaker 4: you think I paid for my wedding ring?

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Speaker 5: This is a trick question for me because I know

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Speaker 5: the other people in the room.

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Speaker 1: Well, I don't even know what the average would be,

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Speaker 1: So I'm going to say like fifty bucks, because I

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Speaker 1: feel like the story is that it's really cheap.

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Speaker 4: I mean, yeah, that's see where I'm going with you.

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Speaker 5: So much to people spend on wedding rings, they only

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Speaker 5: work at.

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Speaker 6: A jewelry store, and men's obviously significantly cheap. Are like

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Speaker 6: yours is just a band?

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Speaker 4: Right? What do you mean? Just a band?

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Speaker 6: It's his wedding a beautiful but like you don't have

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Speaker 6: a stone in it? Do you like a fine band?

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Speaker 4: Generally?

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Speaker 6: Like anywhere from like two fifty to seven or eight

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Speaker 6: hundreds a broad rage.

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Speaker 2: I'm gonna take it tap and say like four hundred bucks.

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Speaker 4: Yeah, so I went shopping at Lord Coconut with a friend.

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Speaker 4: He got his for nine hundred, another friend got his

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Speaker 4: for eleven hundred. But mine can well done. Georgia King,

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Speaker 4: fifty bucks? What I we Yeah, that's amazing. I like

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Speaker 4: that it's fine, and we spent enough on bridgets, so

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Speaker 4: I thought I'll.

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Speaker 1: Just take on for the team.

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Speaker 5: I like I like that bridges right taste.

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Speaker 4: Thank you appreciate that. It's all her.

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Speaker 6: Jess working on the free flowing segue. Mine is wallet

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Speaker 6: loss related.

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Speaker 2: Loss.

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Speaker 6: But Sarah Shokara, I was late to work this morning.

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Speaker 6: Not my fault, was in your fault, huge amounts of

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Speaker 6: traffic on the freeway.

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Speaker 5: It wasn't her fault.

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Speaker 3: Because she always comes up with a really good excuse. Yeah,

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Speaker 3: but what do we say in the team an excuse?

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Speaker 3: Is just that an excuse?

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Speaker 5: You've said that to me.

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Speaker 4: I've never heard that from Victoria.

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Speaker 5: No, I'm always like you do you boo boo?

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Speaker 6: Anyway, because I am prone to losing my wallet, I

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Speaker 6: do not keep money in the account attached to my

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Speaker 6: card because I'm like Fellows, it potentially problematic.

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Speaker 5: So she's a card in your wallet, I have money

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Speaker 5: on it.

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Speaker 6: Yeah, So anyone who might steal my wallet, no, don't try. No,

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Speaker 6: So I don't keep money in that account. And then

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Speaker 6: today I was late to get into the car park

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Speaker 6: and they charge you through the nose if you don't

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Speaker 6: come in within the hour that you're looked. And so

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Speaker 6: I went in and tapped my card all as well.

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Speaker 6: When I went to tap out on my way over here,

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Speaker 6: it wouldn't process. It wanted to charge me in extra

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Speaker 6: thirty bucks on top of the twenty bucks i'd already

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Speaker 6: paid when I booked, money lost potentially, but it didn't

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Speaker 6: go through because there's no money in that account. I

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Speaker 6: just hit the little dial and was like, hey, like

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Speaker 6: I pre booked, I can't get out. I'm not sure

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Speaker 6: what's going on, and they're like, oh, we're so sorry.

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Speaker 6: Lifted the boomgate and out I went money. I mean,

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Speaker 6: I spent less time in their car park. Surely it

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Speaker 6: should be cheaper, not more expensive.

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Speaker 5: Yeah, that's true. It's a very very valid point.

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Speaker 2: Yeah, I like it.

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Speaker 5: Happy with her, I'm really impressed.

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Speaker 3: But what I want to hear next is Ryan's six

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Speaker 3: ish moneys, that Ake's favorite from our community.

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Speaker 5: This week.

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Speaker 3: We're gonna have Ryan's six ish money wins in a

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Speaker 3: hot second.

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Speaker 5: All right, Ryan, let's jump straight into this.

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Speaker 3: I want to hear your best money wins or confessions

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Speaker 3: from our community this week, and you, before getting into them,

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Speaker 3: are going to tell me whether they're going to be

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Speaker 3: in an ascending or descending order.

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Speaker 4: Do you mean, like, is the best one going to

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Speaker 4: be last? Yeah?

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Speaker 5: Is the best one going to be last? Or first?

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Speaker 4: I don't think it's the best money win, but it's

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Speaker 4: my favorite money win.

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Speaker 5: Save that for last. Okay, save that for last.

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Speaker 4: Actually, quick question. Obviously, iceed coffees are awesome in summer.

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Speaker 4: Iced coffee is not in some of those yeah, yes,

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Speaker 4: or no iced coffee all the time? Okay, even in winter.

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Speaker 5: Yeah, I'd love it.

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Speaker 1: Yeah, even in winter.

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Speaker 4: Yes.

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Speaker 2: I don't drink coffee. Please don't strain me.

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Speaker 4: Okay, what do you drink?

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Speaker 2: Pepsi?

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Speaker 5: She also drinks.

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Speaker 4: Hot chocolate so Jade Courtney says, I am obsessed with

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Speaker 4: iced coffees. And in the last few weeks, I've been

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Speaker 4: traveling a lot, and I was moving house and I

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Speaker 4: spent about sixty dollars on iced coffees in just a

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Speaker 4: week or two.

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Speaker 5: That's a leafy funny. Yeah, it's a lot of milk

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Speaker 5: as well, ye.

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Speaker 4: She said. I now have a coffee machine at home,

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Speaker 4: and I bought the five dollar caramel syrup, so now

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Speaker 4: I can make the best ice coffees myself. Money. And

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Speaker 4: we've had a lot of coffee relaid winds in the

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Speaker 4: last few weeks. But here, I don't think we've heard

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Speaker 4: this yet. I also reuse all my coffee ground so

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Speaker 4: I make lip scrubs, body scrubs.

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Speaker 2: Hand wash and more.

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Speaker 4: Yes, I'll never need to buy any sort of scrub

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Speaker 4: again because I'm all scrubbed up.

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Speaker 3: That's impressive, But do you know how easy it is

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Speaker 3: to do? You just take the grounds from your coffee

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Speaker 3: and mix it with like honey, awesome, even water if

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Speaker 3: you really want to be a bit basic or coconut

305
00:13:54,760 --> 00:13:56,880
Speaker 3: oil is a very top contender. And then if you

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Speaker 3: add some essential oils, it'd be smelly and it will

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Speaker 3: literally be like frank body. You can like custom make

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Speaker 3: your own sense.

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Speaker 5: Obviously, coffee is gone.

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Speaker 4: To be the base victory Devine. Can I just say

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Speaker 4: that's some very valuable information, But it also did downplay

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Speaker 4: the skill.

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Speaker 5: Involved with No, it's not like in super savagy.

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Speaker 4: It's pretty easier.

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Speaker 2: Anyone can do it.

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Speaker 5: Why does everybody say this sound like a nasty pasty

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Speaker 5: on this.

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Speaker 4: Chee Butjunior, well stop using terms like a nasty pasty.

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Speaker 4: But Tunia says money win. I've been looking in to

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Speaker 4: get an eyebrow micro blader this year.

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Speaker 3: Micro blading have you heard of that, like she's going

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Speaker 3: to do it herself or she's going to get a She.

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Speaker 4: Said, Okay, it's very expensive, but I was going to

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Speaker 4: bite the bullet as it saves time in the morning.

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Speaker 4: What is a micro bullet? What am I explaining?

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Speaker 3: So what you're explaining is micro blading tattooing, which if

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Speaker 3: you look at my face, you'll see two big tattoos

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Speaker 3: on my face that you probably didn't know what.

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Speaker 5: My eyebrows are. Indeed, Fate, that makes.

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Speaker 4: A lot of sense now, especially the photos I saw

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Speaker 4: of you when you were younger with those eyebrows when

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Speaker 4: you're sixteen.

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00:15:04,200 --> 00:15:07,040
Speaker 3: Now there's sixteen year old Victoria One eyebrows are horrendous

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Speaker 3: on Instagram.

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Speaker 5: Of course you can. I'm not ashamed of who I

336
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Speaker 5: used to be.

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Speaker 3: She made me who I am today, and that is

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Speaker 3: a girl with good eyebrows because I learnt a lot.

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Speaker 4: So apparently this microblading and V I'm not asking you

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Speaker 4: to divulge, but.

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Speaker 5: No, I'm happy to divulge. We talk about money on

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Speaker 5: this podcast, but.

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Speaker 4: Junior says, you can pay six hundred and fifty bucks

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Speaker 4: for this, if not more.

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Speaker 3: Yeah, yeah, yeah, I have, And do you want to

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Speaker 3: know this or is this too pervy? Like, is this

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Speaker 3: just gonna go to her bus? I once spent twelve

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Speaker 3: hundred dollars on an eye round. Yeah, and it wasn't

349
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Speaker 3: even that good. It was literally it was from quote

350
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Speaker 3: the best person in Melbourne, and I had to have

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Speaker 3: them fixed.

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Speaker 4: Wow, they get a refund twelve hundred bucks.

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Speaker 5: I didn't. I didn't even bother, Like.

354
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Speaker 4: You just avoid that awkward conversation.

355
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Speaker 3: I didn't want to have that conversation. But they weren't good.

356
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Speaker 3: The color is off, and it turns out micro blading

357
00:15:58,960 --> 00:16:01,640
Speaker 3: is not that good your skin because it creates really

358
00:16:01,640 --> 00:16:03,640
Speaker 3: bad scar tissues. So it might look really good for

359
00:16:03,640 --> 00:16:06,880
Speaker 3: the first twelve months, but after that, like they fade

360
00:16:06,880 --> 00:16:08,360
Speaker 3: and you end up with scars on your face. So

361
00:16:08,400 --> 00:16:10,440
Speaker 3: you should actually look at normal tattooing. But that's just

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Speaker 3: a side note.

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00:16:11,200 --> 00:16:14,280
Speaker 4: Again, not to attack it out, shut down, to shut down,

364
00:16:14,320 --> 00:16:14,800
Speaker 4: no no.

365
00:16:14,720 --> 00:16:16,840
Speaker 5: But like pet says, something else.

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Speaker 4: Petunia says, the place I wanted to go to said

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Speaker 4: they needed brow models, and instead of paying the six

368
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Speaker 4: hundred and fifty, she got it done for ninety dollars.

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Speaker 5: Oh my gosh, that's actually a money win.

370
00:16:28,320 --> 00:16:31,200
Speaker 4: Huge money win and then here's the issious one. Issus

371
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Speaker 4: banker Lee said, Oh my god, I did that too.

372
00:16:34,160 --> 00:16:35,800
Speaker 4: It was supposed to be seven hundred and fifty, but

373
00:16:35,840 --> 00:16:37,560
Speaker 4: I got it done for one hundred and fifty dollars.

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00:16:37,680 --> 00:16:39,160
Speaker 4: Every couple of months they want to try a new

375
00:16:39,160 --> 00:16:40,840
Speaker 4: technique or a new machine, so you could come in

376
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Speaker 4: and get it done cheap.

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Speaker 5: Hey, it's actually money win.

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00:16:42,920 --> 00:16:44,840
Speaker 3: That stuff can be expensive and as I said before,

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Speaker 3: twelve hundred dollars for a set of browse.

380
00:16:47,920 --> 00:16:50,160
Speaker 6: Someone also shared a post this week in a similar

381
00:16:50,320 --> 00:16:53,400
Speaker 6: vein about beauty schools and how all of their students

382
00:16:53,440 --> 00:16:56,840
Speaker 6: are always needing to test like hairstyling or massage or

383
00:16:56,880 --> 00:16:58,320
Speaker 6: like pretty much any treatment you can think of.

384
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Speaker 4: I think maybe I saw that as well, because someone

385
00:17:00,240 --> 00:17:01,960
Speaker 4: they went to a hairdresser that they were, you know,

386
00:17:02,000 --> 00:17:04,439
Speaker 4: the final stage of their apprenticeship and it's not cheaper

387
00:17:04,480 --> 00:17:05,359
Speaker 4: and they yeah, So.

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Speaker 2: If money's a bit tired, or if you just want

389
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Speaker 2: to save some cash local beauty.

390
00:17:08,440 --> 00:17:11,120
Speaker 3: School, I don't know why you wouldn't, because they're supervised

391
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Speaker 3: by professionals.

392
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Speaker 5: It's not just from random and not just take.

393
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Speaker 4: It's welcome to day one. Figure it out for yourself.

394
00:17:19,040 --> 00:17:20,360
Speaker 5: Yeah, no, it's not like that at all.

395
00:17:20,520 --> 00:17:24,560
Speaker 4: Amanda Chan says, I cleared two hundred dollars pure profit

396
00:17:24,640 --> 00:17:29,320
Speaker 4: in February alone from eBay flipping. It's never going to

397
00:17:29,359 --> 00:17:31,760
Speaker 4: be my true replacement of my full time income, but

398
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Speaker 4: it's a nice little hobby that I actually enjoy doing,

399
00:17:34,080 --> 00:17:35,600
Speaker 4: and it gives me a little bit of extra money

400
00:17:35,640 --> 00:17:37,520
Speaker 4: so I can indulge in my op shopping habit.

401
00:17:37,760 --> 00:17:39,640
Speaker 5: How good, two hungy.

402
00:17:39,920 --> 00:17:42,280
Speaker 4: I actually love the idea that you can have a

403
00:17:42,320 --> 00:17:45,560
Speaker 4: hobby or something you enjoy that pays for itself, even

404
00:17:45,600 --> 00:17:47,600
Speaker 4: if it's not making profit. If you go, hey, I

405
00:17:47,680 --> 00:17:49,240
Speaker 4: like buying new clothes, so I make a bit of

406
00:17:49,280 --> 00:17:50,600
Speaker 4: money from the clothes, then I can spend that on

407
00:17:50,640 --> 00:17:52,320
Speaker 4: more clothes. It's like, you've got this hobby that just

408
00:17:52,480 --> 00:17:53,760
Speaker 4: doesn't cost your sense very.

409
00:17:53,800 --> 00:17:56,080
Speaker 3: Efficient, awesome, and if you make less than I think

410
00:17:56,080 --> 00:17:57,760
Speaker 3: it's four and a half thousand dollars, if you don't

411
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Speaker 3: have to pay tax on it.

412
00:17:58,760 --> 00:18:01,359
Speaker 4: If it is a hobby, can you explain what isn't

413
00:18:01,480 --> 00:18:03,359
Speaker 4: is not a hobby? Because I reckon I got a

414
00:18:03,359 --> 00:18:05,200
Speaker 4: bit generous with what could be a hobby.

415
00:18:06,040 --> 00:18:08,800
Speaker 3: Yeah, yeah, okay, well I can tell you right now

416
00:18:09,040 --> 00:18:11,840
Speaker 3: uber driving, not a hobby an actual income.

417
00:18:11,960 --> 00:18:15,960
Speaker 4: That was the actually one I tried to Hello, I

418
00:18:16,040 --> 00:18:18,400
Speaker 4: drove home in canbra post three weekends, I drove over.

419
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Speaker 5: Yeah, not a hobby.

420
00:18:20,600 --> 00:18:23,359
Speaker 3: Yeah, but sorry to attack you. There seems to be

421
00:18:23,440 --> 00:18:26,960
Speaker 3: Victoria attacking everybody on the pod today. But yeah, it's

422
00:18:27,160 --> 00:18:29,119
Speaker 3: a legit hobby. Like if it's just you're doing it

423
00:18:29,119 --> 00:18:30,639
Speaker 3: for fun, you're not doing it for an income, and

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00:18:30,680 --> 00:18:32,360
Speaker 3: you're making two hundred bucks a month.

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00:18:32,320 --> 00:18:34,560
Speaker 5: I would argue that you should be talking to your

426
00:18:34,560 --> 00:18:36,920
Speaker 5: accountant about classifying that one as a hobby.

427
00:18:37,119 --> 00:18:39,359
Speaker 4: Also, when I was an uber driver, I used to

428
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Speaker 4: go to the Army barracks in Canberra and there would

429
00:18:42,600 --> 00:18:44,639
Speaker 4: be like a lady that was like leaving one of

430
00:18:44,680 --> 00:18:46,480
Speaker 4: the guys room, and I would drive her back to

431
00:18:46,720 --> 00:18:49,280
Speaker 4: the residents of the University of Canberra and then I would

432
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Speaker 4: probably pick up a guy there and taking back to

433
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Speaker 4: the Army barracks and you just go back and back.

434
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Speaker 5: That's nice. I'm sure that they are like, oh, yeah,

435
00:18:55,560 --> 00:18:57,720
Speaker 5: that definitely happens. Not HEAVYQ.

436
00:18:58,160 --> 00:19:01,960
Speaker 2: What was your uber rating? Did you have five starts?

437
00:19:02,359 --> 00:19:02,639
Speaker 6: Oh?

438
00:19:02,680 --> 00:19:04,439
Speaker 4: I actually don't know. You only did it for a

439
00:19:04,440 --> 00:19:06,280
Speaker 4: few weekends. Because of this and I tried to do

440
00:19:06,320 --> 00:19:08,760
Speaker 4: a radio segment. It didn't really work, and then I

441
00:19:08,920 --> 00:19:10,840
Speaker 4: ended up just having one night stands in the back

442
00:19:10,840 --> 00:19:13,720
Speaker 4: of my cart. But there were the people I was

443
00:19:13,760 --> 00:19:19,080
Speaker 4: driving home. They were the people I was driving home.

444
00:19:19,160 --> 00:19:20,560
Speaker 4: They were having one night stand.

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00:19:20,720 --> 00:19:22,720
Speaker 3: How do you know they were in commuter relationships with

446
00:19:22,760 --> 00:19:23,959
Speaker 3: people in the army barracks.

447
00:19:23,960 --> 00:19:25,480
Speaker 5: That is very judgmental of you.

448
00:19:26,160 --> 00:19:28,320
Speaker 4: Who gets an uber home from two am from their

449
00:19:28,359 --> 00:19:29,040
Speaker 4: partner's house.

450
00:19:29,119 --> 00:19:32,359
Speaker 5: They had a fight. I don't know, I feel like

451
00:19:32,800 --> 00:19:34,320
Speaker 5: room on those army barrack bunks.

452
00:19:34,400 --> 00:19:35,840
Speaker 2: So just a quick visits.

453
00:19:35,880 --> 00:19:38,600
Speaker 5: How don't you know there are bunks in the army barks.

454
00:19:39,440 --> 00:19:46,280
Speaker 4: Guess let's just push on. Hey, Melina Jones says, I

455
00:19:46,320 --> 00:19:49,640
Speaker 4: bought a brand new literally tag still on it, seed

456
00:19:49,840 --> 00:19:53,639
Speaker 4: heritage jumpsuit from the op shop, and he guesses what

457
00:19:53,640 --> 00:19:57,160
Speaker 4: they're normally worth because seeds like.

458
00:19:57,200 --> 00:19:59,240
Speaker 5: Pretty nice, it's lovely.

459
00:19:59,400 --> 00:20:00,400
Speaker 2: Maybe one six.

460
00:20:00,840 --> 00:20:03,320
Speaker 5: I was going to say that one eighty nine.

461
00:20:03,600 --> 00:20:05,639
Speaker 4: Molina said she looked it up and it was one

462
00:20:05,720 --> 00:20:07,320
Speaker 4: hundred and seventy dollars brand.

463
00:20:07,240 --> 00:20:11,120
Speaker 3: Ye, that one friend she got hold on and I close,

464
00:20:11,200 --> 00:20:12,320
Speaker 3: you're closer, You're closer.

465
00:20:12,359 --> 00:20:13,879
Speaker 5: Sorry, I tried to steal that. Don't take my.

466
00:20:13,880 --> 00:20:14,399
Speaker 2: Win from me.

467
00:20:14,600 --> 00:20:17,200
Speaker 4: She got it for forty dollars with the tags still

468
00:20:17,240 --> 00:20:21,600
Speaker 4: on very good money, so good, all right, uh Nia

469
00:20:22,000 --> 00:20:24,800
Speaker 4: says I called my bank and got my interest rate

470
00:20:24,880 --> 00:20:28,080
Speaker 4: reduced by zero point eighty nine percent. That's a pretty

471
00:20:28,119 --> 00:20:30,440
Speaker 4: big decrease, that is, and it's now got a too

472
00:20:30,480 --> 00:20:31,080
Speaker 4: in front of it.

473
00:20:32,480 --> 00:20:32,880
Speaker 5: We want.

474
00:20:33,119 --> 00:20:35,600
Speaker 4: I'm looking at a saving of at least two thousand,

475
00:20:35,800 --> 00:20:39,840
Speaker 4: five hundred dollars as a result. That is massive. Well,

476
00:20:39,960 --> 00:20:42,480
Speaker 4: I love that and now actually, and it's.

477
00:20:42,359 --> 00:20:45,680
Speaker 5: Not that hard to pick up your phone and ask

478
00:20:45,760 --> 00:20:46,520
Speaker 5: for a lawarete.

479
00:20:46,640 --> 00:20:49,000
Speaker 6: We've had heaps of people messaging here saying they've used

480
00:20:49,080 --> 00:20:53,560
Speaker 6: the plate together and they loving it. Yeah, so heaps

481
00:20:53,600 --> 00:20:56,800
Speaker 6: of people are getting discounts, so honestly, try it. Worse

482
00:20:56,840 --> 00:20:58,200
Speaker 6: they can say, is no, is there.

483
00:20:58,200 --> 00:21:00,159
Speaker 3: A way that we can track how much this is

484
00:21:00,200 --> 00:21:03,159
Speaker 3: on the money community saves from just asking for a

485
00:21:03,200 --> 00:21:04,200
Speaker 3: discount on stuff?

486
00:21:04,760 --> 00:21:07,720
Speaker 5: How cool would that be? There's really not Ba's rhetorical.

487
00:21:07,800 --> 00:21:09,840
Speaker 4: Maybe we'll put it in our next research survey. Thing.

488
00:21:10,560 --> 00:21:12,480
Speaker 5: Did you say that's because of cheese on the money?

489
00:21:12,800 --> 00:21:15,160
Speaker 4: You know what we probably do? We are something similar, right,

490
00:21:16,000 --> 00:21:16,560
Speaker 4: I haven't.

491
00:21:16,400 --> 00:21:18,720
Speaker 5: Ever asked because of us or something.

492
00:21:18,840 --> 00:21:20,320
Speaker 3: I might have said how much you you saved in

493
00:21:20,320 --> 00:21:22,800
Speaker 3: the last twelk months, and that would be taking major

494
00:21:22,920 --> 00:21:24,680
Speaker 3: liberties if I was like, ah, because of.

495
00:21:24,680 --> 00:21:25,359
Speaker 2: Us all of that.

496
00:21:27,080 --> 00:21:29,840
Speaker 4: Speaking of liberty is you know newspapers, for every one

497
00:21:29,920 --> 00:21:33,480
Speaker 4: newspaper they sell, they count that as four people reading it.

498
00:21:33,760 --> 00:21:37,159
Speaker 4: Why because it sounds like that. Yeah, but it sounds

499
00:21:37,200 --> 00:21:40,080
Speaker 4: like more people buying newspapers. So when they sell to advertisers,

500
00:21:40,119 --> 00:21:45,680
Speaker 4: they can actually jack the numbers. So, speaking of taking liberties, Hello,

501
00:21:45,840 --> 00:21:47,000
Speaker 4: our friends at the Held Sun.

502
00:21:48,280 --> 00:21:50,120
Speaker 5: I'm going to be in the Herald Sun really soon.

503
00:21:50,240 --> 00:21:55,000
Speaker 4: So well, whatever they tell you, divide that by right,

504
00:21:55,200 --> 00:21:57,359
Speaker 4: that's the scary music because we're about to announce the

505
00:21:57,359 --> 00:21:58,120
Speaker 4: money win of the week.

506
00:21:58,480 --> 00:22:00,280
Speaker 5: Oh is it a scary money you in?

507
00:22:00,680 --> 00:22:01,760
Speaker 4: This is supposed to be suspense.

508
00:22:01,760 --> 00:22:03,840
Speaker 2: I'm trying.

509
00:22:04,119 --> 00:22:05,360
Speaker 4: Is it working? Yeah?

510
00:22:05,480 --> 00:22:05,720
Speaker 2: Yeah?

511
00:22:07,800 --> 00:22:09,960
Speaker 5: Sure you want to lock him b Yeah, we.

512
00:22:09,840 --> 00:22:17,600
Speaker 4: Were talking about this earlier. Riley Elliott money win. That's

513
00:22:17,600 --> 00:22:20,600
Speaker 4: actually freaking out a little bit. I went out for

514
00:22:20,640 --> 00:22:23,040
Speaker 4: lunch and drinks with some girlfriends on the weekend. We

515
00:22:23,240 --> 00:22:28,640
Speaker 4: ordered a bottle of prosecco to share. None the one

516
00:22:28,680 --> 00:22:32,040
Speaker 4: we wanted to order wasn't available. So they said, oh, sorry,

517
00:22:32,040 --> 00:22:34,360
Speaker 4: we can't actually give you that the more expensive one

518
00:22:34,359 --> 00:22:36,520
Speaker 4: we still have in stock. But because that's our fault,

519
00:22:36,760 --> 00:22:38,960
Speaker 4: we're going to give you the most expensive one at

520
00:22:39,000 --> 00:22:47,960
Speaker 4: the price of the cheaper proseccoeynchlls.

521
00:22:49,400 --> 00:22:49,480
Speaker 1: T.

522
00:22:50,040 --> 00:22:52,280
Speaker 5: This is what freaking was during the other weekend of

523
00:22:52,359 --> 00:22:52,800
Speaker 5: the curve.

524
00:22:53,640 --> 00:22:55,800
Speaker 1: I was you get a shut You get a shut?

525
00:22:57,160 --> 00:22:57,400
Speaker 3: God?

526
00:22:58,400 --> 00:22:58,760
Speaker 4: All right?

527
00:22:58,880 --> 00:23:01,120
Speaker 3: I think that is more than enough from the She's

528
00:23:01,119 --> 00:23:03,119
Speaker 3: on the Money team this week. We hope you have

529
00:23:03,200 --> 00:23:07,359
Speaker 3: an absolutely stellar weekend. Looking forward to our money diary

530
00:23:07,560 --> 00:23:10,840
Speaker 3: next Monday. But before we head off, we'd like to

531
00:23:10,880 --> 00:23:14,000
Speaker 3: acknowledge and pay respects to Australia's Aboriginal and torrest Right

532
00:23:14,040 --> 00:23:17,840
Speaker 3: islander peoples, the traditional custodians of the lands, the waterways

533
00:23:17,840 --> 00:23:20,639
Speaker 3: and the skies all across Australia. We thank you for

534
00:23:20,720 --> 00:23:22,800
Speaker 3: sharing and for caring on the land which we are

535
00:23:22,880 --> 00:23:26,240
Speaker 3: able to learn. We pay respects to eldest past and present,

536
00:23:26,280 --> 00:23:29,199
Speaker 3: and we share our friendship and our kindness. Now, the

537
00:23:29,240 --> 00:23:31,720
Speaker 3: advice shared on Shees on the Money, even on these

538
00:23:31,840 --> 00:23:35,200
Speaker 3: Friday Drinks episodes, is general in nature and does never

539
00:23:35,359 --> 00:23:39,120
Speaker 3: consider your individual circumstances. She's on the Money exists purely

540
00:23:39,160 --> 00:23:43,119
Speaker 3: for educational and sometimes entertainment purposes and should not be

541
00:23:43,160 --> 00:23:46,240
Speaker 3: relied upon to make an investment or a financial decision.

542
00:23:46,560 --> 00:23:49,720
Speaker 3: And we promise I am actually an authorized representative of

543
00:23:49,760 --> 00:23:53,920
Speaker 3: Australia Pacific Funds Management Proprietary Limited ABN three four one

544
00:23:53,960 --> 00:23:58,200
Speaker 3: three two four six three two five seven AFSL three

545
00:23:58,240 --> 00:24:01,600
Speaker 3: three nine one five one. And as always, thank you

546
00:24:01,640 --> 00:24:04,640
Speaker 3: to our dream team which happens to be here today.

547
00:24:04,840 --> 00:24:08,800
Speaker 5: Brian, Jess, Georgia and Beck who's not here today because

548
00:24:08,840 --> 00:24:10,680
Speaker 5: she's I don't see you next week.

549
00:24:11,440 --> 00:24:12,040
Speaker 3: Byeus