1 00:00:00,280 --> 00:00:03,320 Speaker 1: It's a special Will and Woody podcast mini. 2 00:00:03,720 --> 00:00:06,520 Speaker 2: Right now, we're talking bank accounts with your partner. 3 00:00:10,440 --> 00:00:14,040 Speaker 3: Yeah, when should you share them? If ever? Thirteen one 4 00:00:14,080 --> 00:00:16,520 Speaker 3: oh sixty five is our number if you want to engage, 5 00:00:16,880 --> 00:00:17,760 Speaker 3: we're talking about it. 6 00:00:18,000 --> 00:00:20,160 Speaker 1: I'm pumped to hear your views on this, no doubt, 7 00:00:20,200 --> 00:00:21,840 Speaker 1: Will and I'll come to you in a second. But 8 00:00:21,880 --> 00:00:25,800 Speaker 1: we're talking about it because apparently one in eight Aussies 9 00:00:26,360 --> 00:00:31,319 Speaker 1: have been dumped because of their money woes. So to 10 00:00:31,400 --> 00:00:34,240 Speaker 1: explain that a bit more so, people have shared their 11 00:00:34,360 --> 00:00:38,400 Speaker 1: current banking situation or their current money situation with a 12 00:00:38,960 --> 00:00:42,840 Speaker 1: new partner and the new partner's been unhappy with where 13 00:00:42,840 --> 00:00:44,519 Speaker 1: they're at and then broken. 14 00:00:44,240 --> 00:00:47,120 Speaker 2: Up with them because they weren't bringing enough to the table. 15 00:00:47,360 --> 00:00:47,640 Speaker 4: Yeah. 16 00:00:47,760 --> 00:00:48,080 Speaker 2: Wow. 17 00:00:48,120 --> 00:00:50,240 Speaker 1: And I imagine that it'd be a concern for people 18 00:00:50,280 --> 00:00:55,520 Speaker 1: early in a relationship when you're trying to woo someone. 19 00:00:55,840 --> 00:00:58,760 Speaker 1: But I think, yeah, you hope not. But I think 20 00:00:58,800 --> 00:01:02,040 Speaker 1: it would be a factor finding out when where someone's financially, 21 00:01:02,160 --> 00:01:04,000 Speaker 1: Like if you found out that someone was in really 22 00:01:04,000 --> 00:01:06,680 Speaker 1: really heavy debt and you've just started to get to 23 00:01:06,680 --> 00:01:09,960 Speaker 1: know them, you can see how some people would go Nah, 24 00:01:10,120 --> 00:01:11,360 Speaker 1: I'm not getting involved there. 25 00:01:12,120 --> 00:01:14,520 Speaker 2: Yeah, I mean, if you're the devil. 26 00:01:14,240 --> 00:01:16,640 Speaker 5: And there are some devils out there, like if you're 27 00:01:16,640 --> 00:01:17,520 Speaker 5: in love with someone. 28 00:01:17,760 --> 00:01:20,000 Speaker 1: Yeah, well the question would be though, so should you 29 00:01:20,040 --> 00:01:23,160 Speaker 1: wait until you're in love with someone before sharing your 30 00:01:23,160 --> 00:01:24,200 Speaker 1: financial situation? 31 00:01:24,280 --> 00:01:24,440 Speaker 5: There? 32 00:01:24,480 --> 00:01:24,760 Speaker 2: I think? 33 00:01:24,800 --> 00:01:27,520 Speaker 1: So oh right, yeah, okay, so you're wait, Well, so 34 00:01:27,560 --> 00:01:29,080 Speaker 1: how long did it take you and your You've been 35 00:01:29,120 --> 00:01:31,840 Speaker 1: with your partner now for five years? How long was 36 00:01:31,880 --> 00:01:36,560 Speaker 1: it before you guys were talking about banking stuff and 37 00:01:36,600 --> 00:01:43,640 Speaker 1: then I guess sharing, sharing the war chest. 38 00:01:43,720 --> 00:01:44,959 Speaker 2: It certainly wasn't the war chest. 39 00:01:45,000 --> 00:01:47,600 Speaker 5: Actually, yeah, we were in well, well we're I think 40 00:01:47,640 --> 00:01:49,400 Speaker 5: we're in a bit of a different situation because we 41 00:01:49,480 --> 00:01:53,520 Speaker 5: fell in love and then we I SEM had to 42 00:01:53,600 --> 00:01:55,720 Speaker 5: leave Australia because their visa was running out, so we 43 00:01:55,760 --> 00:01:57,360 Speaker 5: had to apply for a partner visa to keep her 44 00:01:57,360 --> 00:02:01,840 Speaker 5: in Australia after about six months, and that we had 45 00:02:01,880 --> 00:02:02,640 Speaker 5: to apply. 46 00:02:02,440 --> 00:02:03,960 Speaker 2: Twice in a row. To keep her here. 47 00:02:03,960 --> 00:02:06,360 Speaker 5: We have to play on shore and offshore, which cost 48 00:02:06,480 --> 00:02:09,680 Speaker 5: us twenty thousand dollars off the bat bloody, which neither 49 00:02:09,720 --> 00:02:11,680 Speaker 5: of us, neither of us had neither of. 50 00:02:11,720 --> 00:02:13,600 Speaker 2: Us even sniffed anything like that. 51 00:02:13,760 --> 00:02:16,919 Speaker 5: Yeah, So we maxed two credit cards immediately to keep 52 00:02:16,919 --> 00:02:17,280 Speaker 5: her here. 53 00:02:17,400 --> 00:02:20,720 Speaker 1: Oh but so immediately though. That's communal money now, isn't it. 54 00:02:20,880 --> 00:02:24,840 Speaker 5: How Yeah, yeah, absolutely, we both we just we just 55 00:02:24,880 --> 00:02:26,440 Speaker 5: copped it and because we just knew we wanted to 56 00:02:26,440 --> 00:02:26,799 Speaker 5: beat again. 57 00:02:26,840 --> 00:02:28,079 Speaker 4: That's why I mean. 58 00:02:28,120 --> 00:02:32,000 Speaker 5: I mean, I know I'm sounding probably tediously romantic and 59 00:02:32,080 --> 00:02:33,320 Speaker 5: maybe even unrealistic. 60 00:02:33,480 --> 00:02:36,079 Speaker 3: Yeah, but you are, though, well, I know romantic. 61 00:02:36,480 --> 00:02:37,760 Speaker 2: I definitely am a romantic. 62 00:02:37,800 --> 00:02:40,440 Speaker 5: But I just think that I think that if you're 63 00:02:40,480 --> 00:02:43,600 Speaker 5: into someone, and you're really into someone, it depends on 64 00:02:43,639 --> 00:02:46,480 Speaker 5: your circumstances, like if you've got a kid, sure, I mean, 65 00:02:46,520 --> 00:02:48,400 Speaker 5: if money is something's really hard to come. 66 00:02:48,240 --> 00:02:48,720 Speaker 2: By for you. 67 00:02:48,760 --> 00:02:50,080 Speaker 5: But at the end of the day, if you're really 68 00:02:50,080 --> 00:02:52,680 Speaker 5: into someone, like I would like to think that money 69 00:02:52,800 --> 00:02:55,840 Speaker 5: is the last thing that would keep you from being 70 00:02:55,880 --> 00:02:56,359 Speaker 5: with someone. 71 00:02:56,840 --> 00:02:59,959 Speaker 2: Yeah, like really if you're really into that. 72 00:03:00,160 --> 00:03:02,440 Speaker 1: If that's an argument though, that you know it shouldn't 73 00:03:02,480 --> 00:03:04,480 Speaker 1: matter with money, Is that an argument to just go 74 00:03:04,560 --> 00:03:06,240 Speaker 1: just always keep it separate though as well? 75 00:03:06,520 --> 00:03:08,640 Speaker 4: Yeah, I really do think it's horses. 76 00:03:08,840 --> 00:03:10,080 Speaker 5: I don't want to tell anyone how to do this 77 00:03:10,200 --> 00:03:12,359 Speaker 5: because I don't think that it makes you exactly right. 78 00:03:12,440 --> 00:03:15,560 Speaker 5: I think if money is not making your relationship any better, 79 00:03:16,000 --> 00:03:20,560 Speaker 5: which it doesn't, then I think that it shouldn't matter 80 00:03:20,600 --> 00:03:22,880 Speaker 5: either way that you go about this, because it's whatever 81 00:03:22,960 --> 00:03:25,560 Speaker 5: works for you. Like, yeah, it's very much a private 82 00:03:25,600 --> 00:03:28,480 Speaker 5: thing as well, Like it's often how people are raised, Yeah, 83 00:03:28,520 --> 00:03:30,919 Speaker 5: how they treat money. Yeah. I know when Sam first 84 00:03:30,960 --> 00:03:33,359 Speaker 5: came over here and you know, we we were looking 85 00:03:33,440 --> 00:03:36,360 Speaker 5: at buying a house, you know, we're on the bend 86 00:03:36,360 --> 00:03:38,440 Speaker 5: together for a couple of years, and I was people 87 00:03:38,440 --> 00:03:40,440 Speaker 5: that were telling me, that's a that's not a clever 88 00:03:40,480 --> 00:03:40,800 Speaker 5: thing to do. 89 00:03:40,960 --> 00:03:42,080 Speaker 2: She's not even a citizen here. 90 00:03:42,320 --> 00:03:42,560 Speaker 6: Yeah. 91 00:03:42,680 --> 00:03:44,520 Speaker 5: Yeah, you know, that's a really risky thing to be 92 00:03:44,560 --> 00:03:47,880 Speaker 5: doing with someone. And that's not illogical advice because there 93 00:03:47,880 --> 00:03:50,680 Speaker 5: are all sorts of stories of you know, people swindling 94 00:03:50,680 --> 00:03:52,240 Speaker 5: other people as soon as you put your same name 95 00:03:52,280 --> 00:03:54,280 Speaker 5: on the house and that that's the thing that happens. 96 00:03:54,400 --> 00:03:54,640 Speaker 4: Yeah. 97 00:03:54,680 --> 00:03:56,720 Speaker 1: Absolutely, We've got plenty of calls coming in. We're going 98 00:03:56,760 --> 00:03:58,120 Speaker 1: to take them right up next thirteen one o. 99 00:03:58,200 --> 00:03:58,680 Speaker 3: Six y five. 100 00:03:58,760 --> 00:04:02,320 Speaker 1: Though, should do you share bank account details with your partner? 101 00:04:02,360 --> 00:04:04,320 Speaker 3: And how early should you do it? 102 00:04:04,400 --> 00:04:04,600 Speaker 4: Yeah? 103 00:04:04,600 --> 00:04:06,160 Speaker 5: The other part about that is though, as well, if 104 00:04:06,360 --> 00:04:10,200 Speaker 5: if you're not surrendering your finances to someone, that's offensive 105 00:04:10,240 --> 00:04:15,520 Speaker 5: to some people, as well as you would say spicy meatball. 106 00:04:15,640 --> 00:04:16,360 Speaker 3: It's a spicy man. 107 00:04:16,440 --> 00:04:17,200 Speaker 4: But we'll talk about it. 108 00:04:18,520 --> 00:04:20,000 Speaker 3: Let's cook up those spicy mead polls. 109 00:04:20,040 --> 00:04:23,919 Speaker 4: But it's finance with woods. 110 00:04:23,720 --> 00:04:26,760 Speaker 1: Bundy open is could be a segment, could be a segment, 111 00:04:26,839 --> 00:04:27,680 Speaker 1: could be a segment. 112 00:04:27,800 --> 00:04:29,720 Speaker 4: What do we thinking? What do you want to call it? 113 00:04:31,680 --> 00:04:32,800 Speaker 3: Talking cash with Woody. 114 00:04:33,080 --> 00:04:39,240 Speaker 1: Yeah, it's a preliminary ideas blood no name on the tin. 115 00:04:39,279 --> 00:04:41,000 Speaker 1: I'm like the Smith family, they just they just call 116 00:04:41,040 --> 00:04:42,400 Speaker 1: it as it is. These days they've got a water 117 00:04:42,440 --> 00:04:47,000 Speaker 1: company called water Anyway, I digress. We're talking now on 118 00:04:47,040 --> 00:04:49,839 Speaker 1: whether you should share bank details with your partner or 119 00:04:49,960 --> 00:04:52,880 Speaker 1: share a bank account with your partner, because it can 120 00:04:52,920 --> 00:04:55,160 Speaker 1: be a bloody spicy meatball. And then the reason we're 121 00:04:55,160 --> 00:04:58,320 Speaker 1: talking about it bloody, the reason we're talking about it 122 00:04:58,360 --> 00:05:00,840 Speaker 1: is because apparently one in eight Ossie a dumped because 123 00:05:00,839 --> 00:05:02,920 Speaker 1: of money was so the person there with finds out 124 00:05:02,920 --> 00:05:06,120 Speaker 1: their financial situation. If it's not good, they go, no, 125 00:05:06,320 --> 00:05:08,640 Speaker 1: I'm out, which would be a reason for you not 126 00:05:08,720 --> 00:05:12,320 Speaker 1: to share your bank details, you know, your banking information. 127 00:05:12,320 --> 00:05:13,960 Speaker 2: Because you're scared that someone's going to break up with you. 128 00:05:14,279 --> 00:05:15,720 Speaker 5: I think that's the case of you, you know you're 129 00:05:15,720 --> 00:05:17,840 Speaker 5: still sporting your dollar might account from you two. 130 00:05:18,120 --> 00:05:19,000 Speaker 4: I mean sure, and. 131 00:05:18,960 --> 00:05:19,479 Speaker 3: Some of us are. 132 00:05:19,520 --> 00:05:21,400 Speaker 1: I put my gold coins on my little checkbook there 133 00:05:21,400 --> 00:05:22,160 Speaker 1: from Conwealth Bank. 134 00:05:22,200 --> 00:05:24,640 Speaker 5: But I think if you've got any sort of assemblance, 135 00:05:24,880 --> 00:05:27,080 Speaker 5: I don't know. My stance in this is I don't 136 00:05:27,080 --> 00:05:28,800 Speaker 5: think money should be the reason that you should break 137 00:05:28,880 --> 00:05:32,760 Speaker 5: up with someone unless it's actually stopping you from feasibly living. 138 00:05:32,880 --> 00:05:35,760 Speaker 1: Sure, we've got jasmine here, Jazz. What's your thoughts. 139 00:05:37,720 --> 00:05:41,719 Speaker 6: I reckon if you're not like ridiculously in debt, there's 140 00:05:41,760 --> 00:05:42,560 Speaker 6: no issue with it. 141 00:05:43,279 --> 00:05:45,239 Speaker 1: So if you were with someone, though, So you've fallen 142 00:05:45,240 --> 00:05:47,320 Speaker 1: in love with someone and then you found out that 143 00:05:47,360 --> 00:05:50,279 Speaker 1: they are in a bit of debt, the love wouldn't 144 00:05:50,320 --> 00:05:52,279 Speaker 1: conquer all and you wouldn't go like, let's, you know, 145 00:05:52,360 --> 00:05:53,440 Speaker 1: let's get through this together. 146 00:05:54,800 --> 00:05:58,120 Speaker 6: I mean I probably would. It would depend on how 147 00:05:58,240 --> 00:06:00,520 Speaker 6: much step though, Like if it's like, you know, like 148 00:06:00,880 --> 00:06:03,840 Speaker 6: eighty thousand dollars, that'd probably be a bit yeah, But 149 00:06:04,080 --> 00:06:06,839 Speaker 6: if it's you know, like a car Loan or something 150 00:06:06,880 --> 00:06:07,160 Speaker 6: like that. 151 00:06:08,320 --> 00:06:10,279 Speaker 5: That's what I was saying in terms of like, particularly 152 00:06:10,320 --> 00:06:12,560 Speaker 5: if you know that they are in debt, because they 153 00:06:12,600 --> 00:06:14,599 Speaker 5: struggle with debt, you know, like if they've got a 154 00:06:14,600 --> 00:06:17,440 Speaker 5: gambling addiction or an alcohol addiction, or like they're obviously 155 00:06:17,480 --> 00:06:19,920 Speaker 5: pouring their money into something that means that you're going 156 00:06:19,960 --> 00:06:22,120 Speaker 5: to then live a shocking life because of that. But 157 00:06:22,160 --> 00:06:24,440 Speaker 5: if they'd like I don't know how to miss or 158 00:06:24,480 --> 00:06:26,520 Speaker 5: got a car loan or something like that, like I. 159 00:06:26,480 --> 00:06:28,200 Speaker 4: Don't know I dance with I don't know. 160 00:06:28,240 --> 00:06:29,160 Speaker 2: What do you think about that? 161 00:06:29,279 --> 00:06:31,080 Speaker 4: Like you haven't been how longly been with men? 162 00:06:31,120 --> 00:06:33,720 Speaker 1: For I've been with them for nine months? Thanks for asking. 163 00:06:33,720 --> 00:06:36,160 Speaker 1: Actually it was our nine month anniversary. Yes, congratulations, a 164 00:06:36,200 --> 00:06:37,000 Speaker 1: little bit of music. 165 00:06:36,839 --> 00:06:39,719 Speaker 3: There no doubt my month with you guys. Yeah, we 166 00:06:39,800 --> 00:06:41,480 Speaker 3: celebrate every month too exciting. 167 00:06:42,800 --> 00:06:47,159 Speaker 1: And we so we share a we have a shared card, 168 00:06:47,279 --> 00:06:51,000 Speaker 1: so we tip money into a shared account every single month. 169 00:06:51,120 --> 00:06:53,880 Speaker 1: And that happened pretty fast, but mainly at a convenience 170 00:06:53,880 --> 00:06:55,720 Speaker 1: just because every time we went out for dinner or breakfast. 171 00:06:55,720 --> 00:06:57,520 Speaker 1: It get annoying when it's like, oh, pay, I know 172 00:06:57,640 --> 00:06:59,400 Speaker 1: you paid for this one. I paid for dinner last night. 173 00:06:59,440 --> 00:07:04,320 Speaker 5: That's different to having her having access to your savings account. 174 00:07:04,480 --> 00:07:06,800 Speaker 5: That's separate account that you both ship money into. 175 00:07:06,800 --> 00:07:07,120 Speaker 4: That shit. 176 00:07:07,160 --> 00:07:08,159 Speaker 2: I mean, I think that's clever. 177 00:07:08,520 --> 00:07:11,280 Speaker 5: Yeah, really because, as you said, you're sharing finances without 178 00:07:11,320 --> 00:07:12,840 Speaker 5: sharing finances necessarily. 179 00:07:12,880 --> 00:07:13,080 Speaker 4: Yeah. 180 00:07:13,120 --> 00:07:15,480 Speaker 1: True, But then naturally we start having conversations now. So 181 00:07:15,600 --> 00:07:17,240 Speaker 1: I'll get to you in a second, Shanner, but like 182 00:07:17,960 --> 00:07:20,040 Speaker 1: you do have to start having conversations about your personal 183 00:07:20,080 --> 00:07:24,160 Speaker 1: financial positions, because if she's wanting to know potentially buy 184 00:07:24,200 --> 00:07:25,840 Speaker 1: something or anything or something. 185 00:07:25,560 --> 00:07:27,320 Speaker 3: It's like, well, what point do we go? 186 00:07:27,440 --> 00:07:29,440 Speaker 1: Oh, hang on, before you make that should be making 187 00:07:29,480 --> 00:07:30,400 Speaker 1: these decisions together. 188 00:07:30,640 --> 00:07:32,920 Speaker 3: Yeah, but it's very early in the relationship. 189 00:07:32,400 --> 00:07:35,360 Speaker 1: To you're talking like, yeah, you know, absolutely got Shanna here, Shanne, 190 00:07:35,400 --> 00:07:37,160 Speaker 1: what are your thoughts? Mate? 191 00:07:37,680 --> 00:07:39,480 Speaker 6: Your finance is completely separate? 192 00:07:39,560 --> 00:07:44,120 Speaker 3: Bloody hell? All right? Is that working for you? Shanna? 193 00:07:44,880 --> 00:07:46,880 Speaker 6: It's working now, it isn't in the past. 194 00:07:47,120 --> 00:07:50,440 Speaker 5: Yeah. Yeah, See, you've got all these battled, hardened people 195 00:07:50,440 --> 00:07:52,880 Speaker 5: that have been burnted. I reckon one mony for me once. 196 00:07:53,160 --> 00:07:55,560 Speaker 5: Shame on you for me twice shame on me. Yeah, 197 00:07:55,680 --> 00:07:57,440 Speaker 5: very true. But the other thing is, you know, I 198 00:07:57,480 --> 00:07:58,240 Speaker 5: don't want to be in a. 199 00:07:58,160 --> 00:08:00,400 Speaker 1: Situation and I don't know if you're in this situation 200 00:08:00,520 --> 00:08:02,840 Speaker 1: right now where if you want to make a purchase, like, 201 00:08:02,880 --> 00:08:05,680 Speaker 1: for example, if you want to buy a ridiculous keyboard 202 00:08:05,680 --> 00:08:09,080 Speaker 1: that makes synth noises, for example, hypothetically. 203 00:08:08,600 --> 00:08:09,840 Speaker 4: A deep mine twelve. 204 00:08:11,160 --> 00:08:12,600 Speaker 2: And that's something if you want to buy a deep 205 00:08:12,640 --> 00:08:13,640 Speaker 2: mind and that's something you own. 206 00:08:13,680 --> 00:08:15,800 Speaker 1: But was that like, given you've got to share account, 207 00:08:16,160 --> 00:08:18,080 Speaker 1: is it a bit stressful to know that you need 208 00:08:18,120 --> 00:08:20,040 Speaker 1: to run a purchase by someone? I shouldn't you be 209 00:08:20,080 --> 00:08:21,200 Speaker 1: able to buy that if you know, if out of 210 00:08:21,240 --> 00:08:21,760 Speaker 1: your money? 211 00:08:21,880 --> 00:08:25,520 Speaker 5: Yeah, I don't feel I just think, well, I also 212 00:08:25,560 --> 00:08:27,440 Speaker 5: think that when you have the other part about this 213 00:08:27,480 --> 00:08:29,000 Speaker 5: is because sim and I both have a mortgage, we've 214 00:08:29,000 --> 00:08:31,800 Speaker 5: got communal debt, right, yeah, so you're working as a 215 00:08:31,840 --> 00:08:32,880 Speaker 5: team now as well. 216 00:08:33,200 --> 00:08:33,840 Speaker 4: So when you're. 217 00:08:33,720 --> 00:08:35,960 Speaker 5: Respectful of that, and that's the other part of it 218 00:08:36,000 --> 00:08:38,760 Speaker 5: as well, when you've got communal debt, you're both working 219 00:08:38,800 --> 00:08:41,760 Speaker 5: towards a goal, then try to wipe your dead away. 220 00:08:42,080 --> 00:08:44,200 Speaker 5: So then you don't go out there and think to yourself, 221 00:08:44,200 --> 00:08:46,640 Speaker 5: I'm going to go and buy a fifteen hundred dollar keyboard. 222 00:08:46,400 --> 00:08:49,640 Speaker 3: So hell did you get the synth? 223 00:08:50,160 --> 00:08:50,480 Speaker 6: Model? 224 00:08:50,679 --> 00:08:53,240 Speaker 4: Doesn't know about it? To the trapdoor. 225 00:08:54,400 --> 00:08:57,240 Speaker 3: Hear more of the boys on the Full Show podcast. 226 00:08:57,720 --> 00:08:58,600 Speaker 4: You know you want to