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Speaker 1: Hello, my name's Santasha Nabananga Bamblet. I'm a proud yr

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Speaker 1: the Order Kerni Whoalbury and a waddery woman. And before

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Speaker 1: we get started on She's on the Money podcast, I

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Speaker 1: would like to acknowledge the traditional custodians of the land

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Speaker 1: of which this podcast is recorded on a wondery country,

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Speaker 1: acknowledging the elders, the ancestors and the next generation coming through.

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Speaker 1: As this podcast is about connecting, empowering, knowledge sharing and

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Speaker 1: the storytelling of you to make a difference for today

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Speaker 1: and lasting impact for tomorrow.

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Speaker 2: Let's get into it.

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Speaker 3: She's on the Money, She's on the Money.

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Speaker 4: Hello, and welcome to she He's on the Money, the

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Speaker 4: podcast Millennials who Want Financial Freedom. Today is Friday, which

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Speaker 4: means it's time to get the team together and celebrate

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Speaker 4: you the incredible She's on the Money community. Today, we'll

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Speaker 4: be sharing our favorite money wins. Beck will be sharing

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Speaker 4: a fun broke tip, and we'll be helping to answer

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Speaker 4: a juicy money dilemma, which this week is all about

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Speaker 4: breaking down that mental barrier of investing in your side hustle.

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Speaker 4: We're also going to unpack something that you stit into

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Speaker 4: our DMS out which this week is what to do

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Speaker 4: when a family member takes a pet off of your

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Speaker 4: hands but then follows you up for the vet bills,

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Speaker 4: which I'm very excited to get into. But before we do,

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Speaker 4: no VD this week I know is a strange She's

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Speaker 4: away with her beautiful, beautiful bubba.

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Speaker 5: So today you might hear a new voice. We are

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Speaker 5: joined today by a friend of the show, Jasmine garnes Worthy. Jazz,

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Speaker 5: you have joined us before on the show, but for

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Speaker 5: those who don't know, can you tell us a little

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Speaker 5: bit about yourself.

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Speaker 6: Hi, I am so pumped to be here and very excited, Victoria,

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Speaker 6: what a time. I am the creator of Female found World.

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Speaker 6: We are a community for women building businesses and based

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Speaker 6: out of the US, but we're starting to do a

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Speaker 6: bunch in Australia as well. And you know, I'm based

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Speaker 6: out of New York, so I'm remote today but so

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Speaker 6: excited to chat with you guys and go through all

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Speaker 6: of those fun topics.

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Speaker 7: Yeah, we had so much fun.

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Speaker 4: VD sat down with you when we were in New York,

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Speaker 4: which is so exciting. What a crazy times. People should

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Speaker 4: definitely go back if you haven't listened to that episode.

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Speaker 4: Because it was such a good one.

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Speaker 7: But should we have a little bit of normalcy. Tell me,

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Speaker 7: how is your week? Everybody?

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Speaker 5: Yeah, well, I'll go first, just because it's gonna be

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Speaker 5: really quick. For me, it's been really chill. I've done

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Speaker 5: nothing but go to the gym. I'm obsessed with the

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Speaker 5: gym at the moment. And that is my day on

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Speaker 5: a plate. That's my week on a plate. Actually, Jazz,

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Speaker 5: how's your week been?

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Speaker 6: Oh, it's been pretty good, but quite full on. My

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Speaker 6: husband has been finishing up paternity leave. So I feel

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Speaker 6: like I've been lulled into this false sense of what

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Speaker 6: the situation is the one year old and and you know,

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Speaker 6: I feel like for anyone who has little babies and

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Speaker 6: at home, it's full on. And so it was really

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Speaker 6: great having him around to help. But back to work,

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Speaker 6: back to the real world for him.

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Speaker 7: He also for that full year.

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Speaker 6: He u said, you know, he did it in three batches,

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Speaker 6: which has been so lucky. He had three sets of

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Speaker 6: six weeks, which was just incredible. And he took the

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Speaker 6: last six weeks just before a baby turned one.

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Speaker 4: Oh, that is actually a really cool system. I've never

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Speaker 4: heard of anyone breaking it up like that. But I

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Speaker 4: feel like it's a nice way to almost dip your

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Speaker 4: toe in, isn't it into the kind of you know,

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Speaker 4: having someone there, not having someone there?

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Speaker 7: Then you have them there for a little bit, and.

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Speaker 4: Then you kind of got to reel it back in

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Speaker 4: before you get used to it, which is crazy, but

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Speaker 4: what a wild time for you. I can't imagine doing

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Speaker 4: everything that you do and having a one year old

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Speaker 4: in toe now as well?

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Speaker 7: Well you do it all.

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Speaker 2: Yes, seriously, that is so impressive.

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Speaker 6: It's full on, but like so many people do it,

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Speaker 6: and I've just been, you know, really trying to follow

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Speaker 6: them and watch them and just think, Okay, they can

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Speaker 6: do it. I can do it too.

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Speaker 7: Yeah.

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Speaker 5: Love that?

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Speaker 2: Love that all right? Jess, have you got some money

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Speaker 2: wins for us?

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Speaker 7: I absolutely do.

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Speaker 4: Let me start off this week with a money win

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Speaker 4: from Belinda, who said money win. I've become obsessed with

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Speaker 4: audiobooks recently. Spotify include them on a premium subscription, but

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Speaker 4: only fifteen hours worth, which doesn't always cover the book.

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Speaker 4: Didn't realize it took so long to listen to a book,

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Speaker 4: that's crazy. I googled and found that Audible was sixteen

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Speaker 4: ninety five a month, which I didn't think was too bad,

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Speaker 4: but then I realized that only includes one credit. Then

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Speaker 4: my Auntie told me you can download the Libby app.

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Speaker 4: It's free with a local library card subscription, and there's

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Speaker 4: always something to listen to, so effectively you can check

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Speaker 4: out an audiobook in the same way that you would

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Speaker 4: check out a regular book. She said, what a win. Plus,

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Speaker 4: I'm getting through lots more books while driving and cooking

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Speaker 4: than I ever could read physically.

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Speaker 2: I really like that.

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Speaker 4: I'd never heard of. Oh, actually, I think someone had

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Speaker 4: mentioned that app in the group before. But a really

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Speaker 4: good reminder. A tree with a library card. That's awesome. Next,

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Speaker 4: I've got a money win from Nicole, who said I

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Speaker 4: bought a couple of bits in the post Christmas sales

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Speaker 4: from Mecca and Sephora to save for friends' birthday gifts

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Speaker 4: that are coming up. Cool, really smart. We love thinking ahead,

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Speaker 4: Mel said money win. I've gotten two zippers repaired this

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Speaker 4: week at a local outdoor type store, one for my

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Speaker 4: running pack and the other for Hubby's day pack. It

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Speaker 4: costs less than a hundred dollars to repair them, and

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Speaker 4: it saved me like five hundred dollars that I was

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Speaker 4: going to spend on buying new replacements. Plus it also

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Speaker 4: gave me the warm fuzzies to repair something rather than

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Speaker 4: throwing it out.

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Speaker 2: Nothing more satisfying that I so.

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Speaker 4: Often think, Oh, I need to replace something when it breaks,

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Speaker 4: instead of just going how can I fix it? And

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Speaker 4: I feel like that's a habit of our generation because

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Speaker 4: I think if I think about my parents, whenever something

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Speaker 4: would break, they'd be darning it, or they'd be patching it,

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Speaker 4: or they finding a way to keep it going.

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Speaker 2: I think I haven't heard that word. And why after you.

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Speaker 4: Brought up haberdashers, I'm like, are you sure you're habitashrous?

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Speaker 4: I did some research, but I really like I love

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Speaker 4: the idea of finding a way to kind of make

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Speaker 4: it work. And then lastly, I have a money in

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Speaker 4: from Kaylor who said I got a second housemate and

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Speaker 4: now I'm getting four hundred dollars a week between the

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Speaker 4: two housemates that I have, which is just shy of

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Speaker 4: my mortgage replayment. Plus I'm getting back into selling and

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Speaker 4: reselling things, so I'm making money back there too. So

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Speaker 4: it sounds like she's a living landlord with housemates who

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Speaker 4: are almost covering the mortgage.

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Speaker 7: It sounds pretty.

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Speaker 3: Nice to me.

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Speaker 5: Sounds pretty nice and that I shouldn't say too much

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Speaker 5: because it's good clever.

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Speaker 2: I'm going to make it very clever.

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Speaker 7: It is very clever.

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Speaker 4: But that's not all because we did say anyone who's

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Speaker 4: going to come on the show, you had to bring

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Speaker 4: a little something to something of your own. So Jazz,

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Speaker 4: have you got a money of your own to share

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Speaker 4: with us?

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Speaker 6: Yes, actually very similar to one of the ones that

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Speaker 6: we just heard. But I have been visiting Australia, visiting

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Speaker 6: family and heading back to the US and have been

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Speaker 6: just stocked up on our winter wardrobe from Australia where

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Speaker 6: everything is discounted because we're in the middle of summer

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Speaker 6: over there. So that has been a big save when

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Speaker 6: I look at the year ahead. And the other thing

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Speaker 6: is I also dropped an online course, made more money

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Speaker 6: than I thought that we would, and it's just been

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Speaker 6: a real eye opener about different ways of increasing your income.

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Speaker 6: I've never really thought about those kind of like digital

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Speaker 6: products as being something that would really work, and it

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Speaker 6: launched this week and has just been pretty incredible and

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Speaker 6: a big eye opener about their potential there.

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Speaker 4: Concrats, that's so exciting She's on the money does a

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Speaker 4: few different online courses and it's really cool because it's

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Speaker 4: such a great way to help other people.

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Speaker 7: It allows them to learn at their own pace.

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Speaker 4: We have a lot of people who are neurodiverse in

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Speaker 4: our community, and you know, people with ADHD and things

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Speaker 4: like that. Often traditional learning doesn't work for them. So

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Speaker 4: online courses are awesome because, as you said, as a

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Speaker 4: business owner, for you or for someone like Victoria, it's

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Speaker 4: an additional income stream. It's a really cool way to

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Speaker 4: connect with people. But it's such a cool way to

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Speaker 4: help consumers as well. What was your course about.

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Speaker 6: It's called Retail Bootcamp and it's all about how to

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Speaker 6: prepare a business to grow through independent retail stoppice, which

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Speaker 6: is something that a lot of those small businesses, you know,

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Speaker 6: they want to go after a big target or a

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Speaker 6: Sephora or one of those big retailers, but or in

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Speaker 6: Australia you know Coals or something like that. But really

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Speaker 6: the way that a lot of these businesses are getting

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Speaker 6: significant revenue and enough income to quit their jobs and

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Speaker 6: do it full time is through these independent stockers. And

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Speaker 6: so we worked with a bunch of businesses who are

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Speaker 6: doing a lot of revenue through those channels and just

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Speaker 6: put together this course like this is how you do that.

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Speaker 6: And I've done the Money boot Camp or the Budget

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Speaker 6: boot Camp with She's on the Money and loved it,

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Speaker 6: very inspired by it.

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Speaker 4: It's very cool. I love the budget tool in that course.

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Speaker 4: But that's a really cool concept. I always wonder how

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Speaker 4: products gain to pick companies. So you go, how did

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Speaker 4: Coles decide to have this brand of oatmeal considered that

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Speaker 4: brand of oatmeal or whatever? Because that's so interesting.

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Speaker 7: Congrats, thank you.

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Speaker 5: Okay, So I actually have two broake tips, one for myself,

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Speaker 5: one from the community, and I think Jazz you might

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Speaker 5: have one for yourself after that, I've got one amazing Okay,

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Speaker 5: So first one from me, this one comes from Amy.

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Speaker 5: This one again and I'm trying to steer away from this,

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Speaker 5: but it probably is more for people who live in Melbourne.

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Speaker 5: I'm sure there's an equivalent in other cities and states.

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Speaker 5: But Amy says shop at cheaper by Miles for cheap

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Speaker 5: pantry items.

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Speaker 2: Have you heard cheap miles.

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Speaker 4: I feel like we've mentioned it on the pod before,

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Speaker 4: but for those who don't know, yes.

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Speaker 5: For those who don't know, it's basically, I believe it's

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Speaker 5: like a store. It's like a regular grocery store, but

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Speaker 5: I think it's like things that are being thrown out

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Speaker 5: or discontinued that are still good. You're still edible, you

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Speaker 5: can still use them, but they're just for whatever reason,

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Speaker 5: not good enough for all worth and so and everything

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Speaker 5: is so so so cheap. So I would recommend see

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Speaker 5: if there's anything like that around you and shopping there

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Speaker 5: instead of your Woolworths, your coals, your you know, places

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Speaker 5: like that shop there too. I don't know if they're

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Speaker 5: gonna we're gonna get in trouble.

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Speaker 4: Of saying, I'm sure if we pop a throat in

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Speaker 4: the Facebook group, I'm sure that people would be able

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Speaker 4: to share an equivalent of that kind of store in

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Speaker 4: the state that they're in.

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Speaker 2: Totally, totally I agree. And then one for myself.

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Speaker 5: So I used to do this when I lived with

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Speaker 5: my best friend on the we had a fireplace, but

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Speaker 5: this is also handy for if you have a bonfire

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Speaker 5: or anything like that, especially during the winter. We would

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Speaker 5: look on Marketplace and oftentimes there would be like in

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Speaker 5: the free section, like spare bits of firewood from work

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Speaker 5: sites or residential houses. From like renovations and things like that,

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Speaker 5: just like spare bits of firewood that make sure you've

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Speaker 5: got to make sure it's not treated and make sure

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Speaker 5: you have permission. But if you're on a marketplace, you

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Speaker 5: have permission. It's good for everyone involved because you get

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Speaker 5: free fire wood for your fireplace that's warmth during the winter.

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Speaker 5: And also they don't want to have to pay to

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Speaker 5: get rid of it, so it's win win win.

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Speaker 2: That's me jazz, if you feel free to share your

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Speaker 2: break to here.

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Speaker 6: Okay, So I just went through and did this in

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Speaker 6: my business, and now I'm about to go through and

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Speaker 6: do it my personal life as well. And I went

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Speaker 6: through all of my subscriptions, so the businesses that I'm

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Speaker 6: subscribed to annually, and I reach out to them and

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Speaker 6: I said, hey, I'm a small business. I'm a small

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Speaker 6: woman owned business. We are doing this service and you know,

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Speaker 6: we're really rooted in social good. Is there anything you

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Speaker 6: can do to reduce your subscription rate? And so many

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Speaker 6: of them came back and said yes. So I've instantly

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Speaker 6: saved a couple of hundred bucks in the business looking

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Speaker 6: ahead for twenty twenty four.

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Speaker 7: That's cool.

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Speaker 6: Yes, yes, and a lot of these startups. So you

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Speaker 6: know who we subscribe to to host the podcast. They

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Speaker 6: have a small team, and I've reached out to them directly,

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Speaker 6: got an email back and instantly saved on that, which

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Speaker 6: I'm thrilled about. And now I'm like, Okay, how many

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Speaker 6: subscriptions do I have in my personal life? And who

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Speaker 6: can I email to get a reduction on that? When

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Speaker 6: I'm signing up for the year as well. I love

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Speaker 6: that if you don't ask, you don't get.

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Speaker 4: Yeah, And we have a lot of people in the

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Speaker 4: Shoes and the money community who are small business owners

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Speaker 4: or who work in nonprofits, so I feel like it

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Speaker 4: would never have occurred to me. We've spoken before about

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Speaker 4: going through and doing an audit of your subscriptions and

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Speaker 4: getting rid of things that you don't need, but I

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Speaker 4: don't think we've ever thought of going through and seeing

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Speaker 4: if you can get a discount particular, you know, if

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Speaker 4: you share a bit about you and your background and

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Speaker 4: what you do.

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Speaker 7: That is such a good idea.

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Speaker 8: Hmm.

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Speaker 2: I love that.

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Speaker 4: All right, let's head to a really quick break, you guys,

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Speaker 4: and when we come back, we're going to jump into

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Speaker 4: our juicy juicy money dilemma as well as answering a

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Speaker 4: question all about what to do when a family member

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Speaker 4: is looking after a pet for you don't go anywhere.

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Speaker 2: Welcome back everyone. Here's our money dilemma.

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Speaker 5: Hi.

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Speaker 9: There, have you got a money dilemma you just can't solve?

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Speaker 9: The Sheese on the Money team is here to help.

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Speaker 9: Every week, we tackle your dilemmas, both big and small,

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Speaker 9: to answer your most burning money, career and life questions.

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Speaker 9: To get involved, simply head to our website and leave

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Speaker 9: us a short voice recording and you might just find

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Speaker 9: yourself on the show. Now, let's take a listen to

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Speaker 9: this week's money dilemma.

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Speaker 5: Hi.

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Speaker 8: Girls, I've made the decision this year to pursue my

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Speaker 8: dream of starting my side hustle, which I'm so excited about.

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Speaker 8: But as I've started doing research into everything, I'm realizing

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Speaker 8: that it's a super big investment. I do have money,

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Speaker 8: so but I'm finding I have a bit of a

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Speaker 8: mental block parting with the money, thinking that I may

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Speaker 8: not get it back. Any tips would be appreciated.

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Speaker 7: Thanks, Oh good one.

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Speaker 4: I like that our listener used the word investing in

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Speaker 4: their side hustle because I feel like that kind of

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Speaker 4: aligns with what they're saying about not knowing if the

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Speaker 4: money is going to come back or not, which is

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Speaker 4: kind of true for any investment that you make. But

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Speaker 4: I feel like, Jars, you have so much to kind

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Speaker 4: of share on this. I would love to hear how

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Speaker 4: you decided that it was time to take that jump.

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Speaker 4: Did you have the same kind of feelings about investing

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Speaker 4: in what may have been a side hustle to start

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Speaker 4: off with?

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Speaker 6: Absolutely, Okay, I do have so many thoughts about this.

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Speaker 6: First of all, I just want to tell this person

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Speaker 6: to do it, and I'll give some tips about overcoming

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Speaker 6: that mental block in a second.

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Speaker 2: But do it.

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Speaker 6: Don't hold back. You're not going to regret it. If

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Speaker 6: you're in the same place any year's time and you

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Speaker 6: didn't invest in it and try to do this, you're

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Speaker 6: going to regret it. So one hundred percent, go and

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Speaker 6: do it. Is one of those things that even if

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Speaker 6: this isn't the thing, it's going to get you a

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Speaker 6: step closer to thing, and that is always worth investing in.

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Speaker 6: But in terms of actually overcoming that mental block, for me,

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Speaker 6: I worked full time while doing my side hustle and

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Speaker 6: made sure that what I was investing into the business

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Speaker 6: was what I could genuinely afford. So it really took

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Speaker 6: the pressure off in that way. And I also, you know,

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Speaker 6: built the business to be profitable from the beginning. And

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Speaker 6: if you're somebody who has an inventory based business, you're

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Speaker 6: selling a physical product. That can be difficult because product

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Speaker 6: it's expensive to get started. Maybe you're get doing some

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Speaker 6: branding and you know you have to put some money

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Speaker 6: up front, but you have to understand the numbers there

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Speaker 6: to realize, Okay, if I sell this many products within

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Speaker 6: this amount of time, or if I get this many

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Speaker 6: clients within this amount of time, I'm going to be profitable.

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Speaker 6: I think that there's so much content out there right

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Speaker 6: now that is actually geared towards these big companies that

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Speaker 6: have investors in venture backing, and they're talking about grow

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Speaker 6: at all costs and get as many customers as you can,

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Speaker 6: and it's just not the right advice for most of

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Speaker 6: us building businesses and side hustles. We need to be

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Speaker 6: thinking about that profitability and really the practical stuff about

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Speaker 6: how do I support my life or how do I

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Speaker 6: actually add more money to my life through this venture,

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Speaker 6: And so make sure all of that math is mathing

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Speaker 6: before you do that that.

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Speaker 7: Is such a good call. The math's got a math,

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Speaker 7: or it's not going to math, it's got a math.

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Speaker 4: Yes, Beck, I know that you haven't necessarily leapt into

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Speaker 4: side hustling, but I'm interested to see what you think

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Speaker 4: about the idea of being brave enough almost to take

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Speaker 4: that step.

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Speaker 5: This is something I do say, and I had said

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Speaker 5: this a couple of weeks ago when I was talking

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Speaker 5: about like moving to Melbourne and like career wise, climbing

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Speaker 5: a ledder. If you're starting at the bottom of a ladder,

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Speaker 5: make sure it's one you want to climb or rather

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Speaker 5: than being like halfway up you don't really feel any

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Speaker 5: passionate about. So I guess my thing is like similar

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Speaker 5: to what you're saying. Let's say, for exampample myself, I

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Speaker 5: am going to be forty at some point if I

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Speaker 5: wanted to start something. What I'm telling myself is I

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Speaker 5: can either be forty with X, say forty with a

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Speaker 5: small business, forty with more experience in kind of growing

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Speaker 5: a business or running a business or whatever that might

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Speaker 5: be forty. And let's say, for example, I want to know,

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Speaker 5: take up an instrument or something. Either way, I'm going

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Speaker 5: to be forty and do I want to get there

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Speaker 5: and still be wanting that, or do I want to

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Speaker 5: get there and be like a couple of years into

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Speaker 5: nine years into the thing that I'm trying to get,

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Speaker 5: you know, comfortable with and learn about and skilled in

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Speaker 5: and things like that.

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Speaker 2: Does that make sense?

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Speaker 7: Yeah, one hundred percent.

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Speaker 5: Yeah.

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Speaker 6: The time is going to pass anyway, So do the

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Speaker 6: thing exactly.

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Speaker 4: That is such a good way to say, and I

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Speaker 4: said it the longest way problem. That's why she is

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Speaker 4: the expert. He's an expert.

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Speaker 3: I think.

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Speaker 4: For me, I really like what you said about on

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Speaker 4: the side. We have our segment called The Business Bible

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Speaker 4: that we do episodes every month that is specifically aimed

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Speaker 4: at small business and side hustlers, because, as you were saying, Jazz,

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Speaker 4: there's so much content out there for people who want

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Speaker 4: to grow and scale and be huge, but not a

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Speaker 4: lot of support for people who are maybe just trying

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Speaker 4: to make a bit of extra cash, or they have

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Speaker 4: this dream but they can't afford to go all in.

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Speaker 4: They need to do it on the side, and they've

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Speaker 4: still got to support themselves and their family. And we

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Speaker 4: spoke a few weeks ago about how you sometimes you

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Speaker 4: need to just take the risk, but do it safely.

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Speaker 4: So start doing it on the side of your full

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Speaker 4: time job. Start investing small amounts that you can afford

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Speaker 4: to lose, because any investment involves risk. Investing in a

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Speaker 4: business is just like investing in the share but maybe

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Speaker 4: not just like investing in the share market, but it

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Speaker 4: still comes with that risk, and you're totally right there

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Speaker 4: is a chance that it won't work. But if that's

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Speaker 4: the case, I think that there's something that you can

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Speaker 4: take from that. Most businesses have failures before they have success,

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Speaker 4: and I'd be really interested to know if you had

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Speaker 4: any experiences like that when you were starting to build

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Speaker 4: out your business where you know, something went wrong and

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Speaker 4: you kind of had the option of throwing in the

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Speaker 4: towel or you know, taking it as a learning and

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Speaker 4: improving and continuing to build. Did something like that happen?

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Speaker 6: Yeah, I would also say, like all businesses have failures,

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Speaker 6: but all business owners have failures. I have multiple failed

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Speaker 6: businesses that didn't work out before I got to the

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Speaker 6: one that is now you know, actually able to pay

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Speaker 6: for my life and is growing year over year and

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Speaker 6: as you know, reaching lots of people. I had a

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Speaker 6: beauty company and it was called the buff I started

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Speaker 6: it back in twenty sixteen.

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Speaker 7: Oh my god, I remember the bus.

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Speaker 8: Yeah that was me.

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Speaker 7: WHOA, I did not know that.

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Speaker 6: Yeah, I started it back in twenty sixteen. We were

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Speaker 6: one of the first customized beauty brands out there. Now

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Speaker 6: they're everywhere. And I built that business. You know, within

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Speaker 6: a week of launching, I was in vogue and this

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Speaker 6: was I was labeling, hand labeling these products. And yeah,

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Speaker 6: it was very bootstrapped and in the end the business

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Speaker 6: there was a lot of a lot happening in the space.

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Speaker 6: The business couldn't keep up with competition. I didn't have

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Speaker 6: the skills that I needed to be able to do it,

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Speaker 6: and I had to close the business. And that was

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Speaker 6: devastating in so many ways, Like personally, I put myself

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Speaker 6: out there. Financially, I'd put so much money into it,

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Speaker 6: and I was just, you know, like, how am I

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Speaker 6: going to come back from this? And what does this

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Speaker 6: mean to me personally, financially, professionally. And then out of

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Speaker 6: that came what I'm doing now and have been doing

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Speaker 6: for the last few years, which has been my founder World,

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Speaker 6: which is a much better business and way more suited

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Speaker 6: to me and much more profitable. But if I hadn't

441
00:19:38,359 --> 00:19:40,520
Speaker 6: done the first one, I never would have got here,

442
00:19:40,920 --> 00:19:43,040
Speaker 6: and I could not have predicted that this is where

443
00:19:43,040 --> 00:19:45,200
Speaker 6: I would have ended up. And all of the things

444
00:19:45,240 --> 00:19:49,680
Speaker 6: that I'm doing now I learned through the fire of entrepreneurship,

445
00:19:49,720 --> 00:19:53,800
Speaker 6: and so I really think that those big failures are

446
00:19:53,840 --> 00:19:56,960
Speaker 6: actually learnings, and you need to take the long view

447
00:19:57,040 --> 00:20:00,320
Speaker 6: when it comes to having a side hustle or stuf, adding

448
00:20:00,359 --> 00:20:03,760
Speaker 6: a new venture or project, and really committing to that

449
00:20:03,800 --> 00:20:06,199
Speaker 6: as like a life rather than maybe like just one idea.

450
00:20:07,280 --> 00:20:09,440
Speaker 4: Can I ask this might be a little bit personal,

451
00:20:09,960 --> 00:20:12,240
Speaker 4: and feel free to Obviously we can change it. But

452
00:20:12,280 --> 00:20:15,399
Speaker 4: can I ask when you had that experience when the

453
00:20:15,440 --> 00:20:17,760
Speaker 4: buff hit the point where you were like, point of

454
00:20:17,760 --> 00:20:20,720
Speaker 4: no return, it's not sustainable, I can't do it anymore.

455
00:20:21,400 --> 00:20:22,880
Speaker 7: How did you reconcile?

456
00:20:22,960 --> 00:20:25,520
Speaker 4: I guess with yourself that you were going to take

457
00:20:25,520 --> 00:20:26,840
Speaker 4: a hit, you were going to take a loss. You

458
00:20:26,880 --> 00:20:30,520
Speaker 4: said you invested a lot financially, you had invested your time.

459
00:20:31,000 --> 00:20:33,119
Speaker 4: I imagine there was probably a little bit of embarrassment,

460
00:20:33,119 --> 00:20:34,959
Speaker 4: because you know, you've been in vogue and then all

461
00:20:35,000 --> 00:20:38,320
Speaker 4: of a sudden to have to turn around and go, oh, actually,

462
00:20:38,400 --> 00:20:42,560
Speaker 4: we're closing down. It sounds like our listener is nervous

463
00:20:42,680 --> 00:20:47,480
Speaker 4: about the potential failure. How did you navigate through that

464
00:20:47,520 --> 00:20:49,760
Speaker 4: failure because it was an experience that you had, but

465
00:20:50,040 --> 00:20:52,240
Speaker 4: you came out the other side and now you're thriving.

466
00:20:52,760 --> 00:20:54,240
Speaker 4: What did it look like to get from A to B?

467
00:20:55,400 --> 00:20:58,720
Speaker 6: Honestly, it was talking with other people doing the same thing.

468
00:20:58,760 --> 00:21:01,200
Speaker 6: And I think this is applicable to Yes, if you're

469
00:21:01,200 --> 00:21:03,639
Speaker 6: in business and having that community of other business owners

470
00:21:03,640 --> 00:21:06,280
Speaker 6: around you. But anything that you want to do, go

471
00:21:06,320 --> 00:21:08,359
Speaker 6: and surround yourself with other people who are doing it,

472
00:21:08,400 --> 00:21:10,800
Speaker 6: because they'll be getting having the same challenges, getting the

473
00:21:10,840 --> 00:21:13,959
Speaker 6: same knockbacks, and they're the ones that really hold your

474
00:21:13,960 --> 00:21:15,800
Speaker 6: hand and walk you through it and help kind of

475
00:21:15,880 --> 00:21:18,919
Speaker 6: normalize the challenges and the ups and downs or whatever

476
00:21:18,960 --> 00:21:22,159
Speaker 6: the thing is that you're pursuing that you've committed to.

477
00:21:22,920 --> 00:21:25,520
Speaker 6: I was, you know, I didn't have a great community

478
00:21:25,520 --> 00:21:27,359
Speaker 6: of founders around me, and that's one of the reasons

479
00:21:27,400 --> 00:21:29,119
Speaker 6: why I started Female Founder World. But I was just

480
00:21:29,119 --> 00:21:31,439
Speaker 6: reaching out to people on Instagram and then I was

481
00:21:31,480 --> 00:21:34,000
Speaker 6: doing zoom calls with the ones who would and I

482
00:21:34,040 --> 00:21:37,760
Speaker 6: was kind of talking it through and so many of

483
00:21:37,800 --> 00:21:41,080
Speaker 6: them had had failed businesses before they did the thing

484
00:21:41,240 --> 00:21:44,280
Speaker 6: that I knew them for and that I had idolized

485
00:21:44,280 --> 00:21:47,200
Speaker 6: them for, and that they had built kind of their

486
00:21:47,280 --> 00:21:50,520
Speaker 6: dream life. Many of them had failed businesses before they

487
00:21:50,560 --> 00:21:54,840
Speaker 6: did that, and so I think just having that visibility

488
00:21:54,880 --> 00:21:58,000
Speaker 6: and really seeing that other people had been where I

489
00:21:58,040 --> 00:22:00,960
Speaker 6: had been and normalizing that, I think was such a

490
00:22:01,000 --> 00:22:02,959
Speaker 6: big thing. So I think that this listener should go

491
00:22:03,119 --> 00:22:06,119
Speaker 6: and find other people who are doing a small business

492
00:22:06,160 --> 00:22:09,400
Speaker 6: in a similar area that she is and get them

493
00:22:09,400 --> 00:22:12,280
Speaker 6: in her orbit in some way, because it'll just normalize

494
00:22:12,280 --> 00:22:14,200
Speaker 6: so many of these challenges that she's going to face.

495
00:22:14,600 --> 00:22:16,720
Speaker 7: That is awesome, that love us.

496
00:22:16,920 --> 00:22:18,960
Speaker 4: I don't mean to do a full one eighty away

497
00:22:18,960 --> 00:22:21,360
Speaker 4: from this incredible wisdom that you're just dropping on all

498
00:22:21,359 --> 00:22:23,879
Speaker 4: of us. But we do have a very fun segment.

499
00:22:23,920 --> 00:22:26,239
Speaker 4: Now it's our arguably, I would say, would you say,

500
00:22:26,240 --> 00:22:28,359
Speaker 4: our favorite bit of the week. Yeah, our favorite rid

501
00:22:28,400 --> 00:22:30,880
Speaker 4: of the week for sure for this segment, and it's

502
00:22:30,880 --> 00:22:33,280
Speaker 4: where we chat through our community DM. So let me

503
00:22:33,320 --> 00:22:37,600
Speaker 4: tell you what our listener said this week. Hey, girls,

504
00:22:37,800 --> 00:22:40,399
Speaker 4: I have a dilemma. So I had to give away

505
00:22:40,440 --> 00:22:42,879
Speaker 4: one of my beautiful dogs unfortunately, as he was not

506
00:22:42,960 --> 00:22:45,560
Speaker 4: getting along with my other dog, and the situation had

507
00:22:45,560 --> 00:22:48,520
Speaker 4: become too hot. My brother in law and his partner

508
00:22:48,600 --> 00:22:51,320
Speaker 4: offered to take the dog, which was the perfect outcome.

509
00:22:51,640 --> 00:22:53,959
Speaker 4: They've had the dog for about five months now and

510
00:22:54,040 --> 00:22:57,199
Speaker 4: all has been going well until the other day that

511
00:22:57,240 --> 00:22:59,199
Speaker 4: they text me saying they had got the dog D

512
00:22:59,359 --> 00:23:02,639
Speaker 4: sxt and asked me to transfer them five hundred dollars.

513
00:23:03,200 --> 00:23:05,439
Speaker 4: I was shocked that they asked me for this. I

514
00:23:05,720 --> 00:23:08,120
Speaker 4: never asked them to get him D sxt and it

515
00:23:08,160 --> 00:23:11,040
Speaker 4: was their decision to do this. Also, since they are

516
00:23:11,080 --> 00:23:13,760
Speaker 4: now his owners, I thought they would have taken the

517
00:23:13,760 --> 00:23:17,160
Speaker 4: financial responsibility of the dog on. I'm not too sure

518
00:23:17,200 --> 00:23:19,080
Speaker 4: what to say. I don't think that I should have

519
00:23:19,080 --> 00:23:19,560
Speaker 4: to pay for this.

520
00:23:20,119 --> 00:23:25,000
Speaker 7: What do you think? Anybody got some thoughts?

521
00:23:26,040 --> 00:23:26,560
Speaker 6: Well?

522
00:23:27,080 --> 00:23:27,840
Speaker 2: What do you think?

523
00:23:27,960 --> 00:23:28,360
Speaker 7: Jazz?

524
00:23:28,920 --> 00:23:31,560
Speaker 6: Okay, I have really strong thoughts. Also, my dad is

525
00:23:31,560 --> 00:23:34,399
Speaker 6: a vet and I have a very yes so I

526
00:23:34,680 --> 00:23:37,160
Speaker 6: feel like I have a perspective here and I get

527
00:23:37,720 --> 00:23:40,920
Speaker 6: very worked up about people not taking responsibility for their

528
00:23:41,720 --> 00:23:45,080
Speaker 6: new owners. Are the new owners, they have taken responsibility.

529
00:23:45,119 --> 00:23:47,639
Speaker 6: It'd be different maybe if there was like some underlying

530
00:23:47,680 --> 00:23:51,639
Speaker 6: condition that they had known about and agreed to something.

531
00:23:51,760 --> 00:23:54,879
Speaker 6: But if you take on the responsibility of having a

532
00:23:54,880 --> 00:23:58,560
Speaker 6: pet that includes a financial responsibility, and it was their

533
00:23:58,600 --> 00:24:01,439
Speaker 6: decision to get the dog desex. I really really believe

534
00:24:01,520 --> 00:24:03,440
Speaker 6: that it's on them, and you don't want to set

535
00:24:03,480 --> 00:24:05,600
Speaker 6: a precedent because what happens in five years when that

536
00:24:05,640 --> 00:24:08,000
Speaker 6: dog needs something else? Are they going to come back

537
00:24:08,080 --> 00:24:10,240
Speaker 6: asking for more help?

538
00:24:10,400 --> 00:24:10,840
Speaker 2: I don't know.

539
00:24:11,080 --> 00:24:13,480
Speaker 6: I wouldn't be I wouldn't be transferring that five hundred dollars,

540
00:24:13,520 --> 00:24:14,080
Speaker 6: that's for sure.

541
00:24:14,200 --> 00:24:14,960
Speaker 7: I can really agree.

542
00:24:15,000 --> 00:24:16,760
Speaker 4: And DESEX thing I feel like, is something that it's

543
00:24:16,880 --> 00:24:20,360
Speaker 4: you really need unless you're planning on having your pet

544
00:24:20,440 --> 00:24:23,840
Speaker 4: have puppy more not puppies, but having kids. If that

545
00:24:23,840 --> 00:24:26,399
Speaker 4: feels me to say, unless you're unless you're planning on

546
00:24:26,800 --> 00:24:29,600
Speaker 4: having your pet procreate, you need to be getting at desex.

547
00:24:29,800 --> 00:24:32,480
Speaker 7: It's like a basic health thing. It's a you know,

548
00:24:32,720 --> 00:24:33,200
Speaker 7: if they.

549
00:24:33,040 --> 00:24:35,520
Speaker 4: Get out and you don't want your dog populating every

550
00:24:35,640 --> 00:24:37,160
Speaker 4: other dog on the road.

551
00:24:37,760 --> 00:24:38,280
Speaker 5: Totally.

552
00:24:38,520 --> 00:24:40,800
Speaker 4: I feel like that's such a standard expense too. Like

553
00:24:40,800 --> 00:24:42,639
Speaker 4: you said, it's not as if it was a shock

554
00:24:42,680 --> 00:24:43,840
Speaker 4: that came out of nowhere.

555
00:24:44,200 --> 00:24:47,919
Speaker 5: Yeah, I guess, like maybe, but I am on your side,

556
00:24:47,960 --> 00:24:50,240
Speaker 5: both of your side, because I definitely think the new

557
00:24:50,280 --> 00:24:54,080
Speaker 5: owner should be paying for this, absolutely, I guess though,

558
00:24:54,520 --> 00:24:56,920
Speaker 5: because it is a standard expense, one that you almost

559
00:24:56,960 --> 00:25:01,600
Speaker 5: expect to already have happened. And then you receive the

560
00:25:01,640 --> 00:25:04,720
Speaker 5: pet and like it hasn't been de sexed, then you

561
00:25:04,800 --> 00:25:07,440
Speaker 5: might be like you might be inclined to say, hey,

562
00:25:08,280 --> 00:25:10,159
Speaker 5: what the hell, like, why did you do?

563
00:25:10,520 --> 00:25:12,960
Speaker 4: See You think that they assumed that the dog was

564
00:25:13,000 --> 00:25:14,600
Speaker 4: d SX when they got it, That's.

565
00:25:14,400 --> 00:25:15,080
Speaker 2: What I'm thinking.

566
00:25:15,160 --> 00:25:17,879
Speaker 5: That's that I think is the missing context here, because

567
00:25:17,920 --> 00:25:20,520
Speaker 5: it's the only thing I'm thinking Otherwise, like any other

568
00:25:20,600 --> 00:25:24,320
Speaker 5: vet bill, any other anything, maybe micro chip, I'm not

569
00:25:24,320 --> 00:25:25,280
Speaker 5: sure if that's the thing.

570
00:25:25,520 --> 00:25:27,720
Speaker 7: You would just have to transfer it, I think, assuming

571
00:25:27,760 --> 00:25:28,600
Speaker 7: the original.

572
00:25:29,040 --> 00:25:32,240
Speaker 5: Okay, but yeah, if it's something that's like necessary that

573
00:25:32,320 --> 00:25:35,800
Speaker 5: hasn't been done, you give the dog away. But even then,

574
00:25:36,280 --> 00:25:38,000
Speaker 5: definitely the new owner should be paying for it. That's

575
00:25:38,040 --> 00:25:39,240
Speaker 5: something I do not disagree with.

576
00:25:39,400 --> 00:25:40,400
Speaker 7: Yeah, it's bizarre that.

577
00:25:40,320 --> 00:25:42,520
Speaker 4: This is the first time that they're asking for money,

578
00:25:42,520 --> 00:25:45,000
Speaker 4: which almost sways me to think that you might be right,

579
00:25:45,119 --> 00:25:48,919
Speaker 4: because if they were expecting expenses to be covered, it

580
00:25:49,000 --> 00:25:51,400
Speaker 4: sounds like they haven't asked for food costs to.

581
00:25:51,320 --> 00:25:52,960
Speaker 7: Be covered or anything like that.

582
00:25:53,160 --> 00:25:54,520
Speaker 2: Yeah, which is really interesting.

583
00:25:54,520 --> 00:25:56,720
Speaker 4: But what we do is we ask our community a

584
00:25:56,720 --> 00:25:59,760
Speaker 4: few questions to get their input because they're very smart.

585
00:26:00,080 --> 00:26:02,600
Speaker 4: So we said, firstly, who do you think should pay

586
00:26:02,640 --> 00:26:05,919
Speaker 4: for this? Five percent of people said the old dog owner.

587
00:26:06,480 --> 00:26:09,320
Speaker 4: Ninety five percent of people said the new dog owner.

588
00:26:09,880 --> 00:26:13,080
Speaker 4: Then we asked, do you think the financial responsibility of

589
00:26:13,119 --> 00:26:15,639
Speaker 4: the dog became the brothers when he offered to take it?

590
00:26:16,320 --> 00:26:20,199
Speaker 4: Ninety seven percent of people said yes, one hundred percent.

591
00:26:20,840 --> 00:26:23,199
Speaker 4: Three percent of people said no, he was doing her

592
00:26:23,240 --> 00:26:26,520
Speaker 4: a favor in looking after it, which I don't necessarily

593
00:26:26,560 --> 00:26:28,320
Speaker 4: think he's doing her a favor. He agreed to become

594
00:26:28,320 --> 00:26:29,440
Speaker 4: the owner much.

595
00:26:29,480 --> 00:26:31,480
Speaker 2: Yeah, not looking after it really just owning it.

596
00:26:31,680 --> 00:26:31,920
Speaker 7: Yeah.

597
00:26:32,000 --> 00:26:34,200
Speaker 4: Next week said do you think being a pet owner

598
00:26:34,320 --> 00:26:37,720
Speaker 4: is a big financial commitment? And ninety nine percent of

599
00:26:37,760 --> 00:26:40,119
Speaker 4: people said yes, and one percent of people said no.

600
00:26:40,359 --> 00:26:42,359
Speaker 4: And I want to know what the one percent of

601
00:26:42,359 --> 00:26:45,760
Speaker 4: people were thinking, yea dying to know.

602
00:26:45,760 --> 00:26:46,840
Speaker 6: They never had a pet?

603
00:26:47,040 --> 00:26:49,719
Speaker 2: No totally? Or like what are they skimping out on?

604
00:26:49,800 --> 00:26:50,800
Speaker 2: Like are they just like not visit?

605
00:26:51,400 --> 00:26:51,720
Speaker 3: Usually?

606
00:26:51,840 --> 00:26:54,480
Speaker 4: My cats have stomach problems, so now they eat six

607
00:26:54,520 --> 00:26:55,520
Speaker 4: dollar tins of cat food.

608
00:26:55,600 --> 00:26:56,560
Speaker 7: Ridiculous.

609
00:26:56,600 --> 00:26:57,400
Speaker 2: Pet's a little.

610
00:26:57,160 --> 00:27:00,800
Speaker 4: Money pit sometimes Lastly, we asked, on average, how much

611
00:27:00,840 --> 00:27:03,840
Speaker 4: would you spend on your pet in a year. Five

612
00:27:03,880 --> 00:27:06,520
Speaker 4: percent of people said one hundred to five hundred dollars,

613
00:27:06,960 --> 00:27:09,639
Speaker 4: twenty seven percent of people said five hundred to one

614
00:27:09,680 --> 00:27:13,840
Speaker 4: thousand dollars, forty two percent of people said one thousand

615
00:27:14,000 --> 00:27:17,760
Speaker 4: to two thousand dollars, and twenty six percent said two

616
00:27:17,840 --> 00:27:19,440
Speaker 4: thousand dollars or more.

617
00:27:20,040 --> 00:27:20,359
Speaker 7: Wow.

618
00:27:20,520 --> 00:27:21,320
Speaker 2: Wow wow.

619
00:27:21,359 --> 00:27:23,960
Speaker 4: So the majority of people are spending upwards of one

620
00:27:23,960 --> 00:27:27,520
Speaker 4: thousand dollars pets annually, which doesn't surprise me as a

621
00:27:27,520 --> 00:27:30,240
Speaker 4: pet owner. Then we said to everybody, give us your

622
00:27:30,280 --> 00:27:33,400
Speaker 4: two cents, and so a few people sent us their thoughts.

623
00:27:33,840 --> 00:27:34,720
Speaker 2: I'm excited for this.

624
00:27:35,200 --> 00:27:37,439
Speaker 4: It always gets a little bit interesting as well. So

625
00:27:37,680 --> 00:27:40,320
Speaker 4: somebody said it sounds like the poster bought from a

626
00:27:40,359 --> 00:27:41,440
Speaker 4: backyard breeder.

627
00:27:42,200 --> 00:27:45,600
Speaker 2: Oh no, I don't.

628
00:27:45,680 --> 00:27:48,800
Speaker 4: Yeah, I don't know why they I think maybe they

629
00:27:48,840 --> 00:27:50,960
Speaker 4: think because it was d sex. I think a lot

630
00:27:51,040 --> 00:27:52,520
Speaker 4: of the time, if you get them, if you get

631
00:27:52,520 --> 00:27:54,400
Speaker 4: them from shelters, I'm pretty sure. And Jazz, you're probably

632
00:27:54,440 --> 00:27:56,720
Speaker 4: know better than me. Here they come de SX. Don't

633
00:27:56,720 --> 00:27:58,760
Speaker 4: they like it? Is it a requirement that they need

634
00:27:58,800 --> 00:27:59,120
Speaker 4: to be?

635
00:27:59,520 --> 00:27:59,960
Speaker 7: I think?

636
00:28:00,200 --> 00:28:03,040
Speaker 6: So it does sound unusual for the dog not to

637
00:28:03,080 --> 00:28:05,240
Speaker 6: be d SX unless she got it really young.

638
00:28:05,560 --> 00:28:05,879
Speaker 7: Yeah.

639
00:28:05,920 --> 00:28:08,560
Speaker 4: Well, and somebody else has said responsible dog owners d

640
00:28:08,640 --> 00:28:11,119
Speaker 4: SX their pens owner number one should have done this

641
00:28:11,200 --> 00:28:14,159
Speaker 4: in the first place. Sure, there's actually a lot of

642
00:28:14,200 --> 00:28:17,520
Speaker 4: people that have said it was irresponsible to rehome a

643
00:28:17,560 --> 00:28:20,040
Speaker 4: dog that was in d SX. It's very unusual to

644
00:28:20,040 --> 00:28:22,520
Speaker 4: have a dog that's not d SX. So an interesting

645
00:28:22,560 --> 00:28:24,200
Speaker 4: bit of context there that I feel like we're missing.

646
00:28:24,240 --> 00:28:26,400
Speaker 4: I'd be curious to know why it wasn't d SX

647
00:28:26,480 --> 00:28:29,000
Speaker 4: in the first place, true, or where it came from.

648
00:28:29,440 --> 00:28:31,199
Speaker 4: Somebody else has said if the new owners have the

649
00:28:31,200 --> 00:28:33,760
Speaker 4: pet registered to them, it is legally their property and

650
00:28:33,840 --> 00:28:36,760
Speaker 4: therefore their responsibility, which I think is kind of the

651
00:28:36,800 --> 00:28:39,000
Speaker 4: sentiment that we were leaning towards a little bit, which

652
00:28:39,040 --> 00:28:40,320
Speaker 4: is you're a mum.

653
00:28:40,240 --> 00:28:41,120
Speaker 7: Do the mum things.

654
00:28:42,480 --> 00:28:44,680
Speaker 4: And someone did actually say being a dog mum or

655
00:28:44,760 --> 00:28:47,680
Speaker 4: owner is an immense privilege that comes with a huge

656
00:28:47,720 --> 00:28:50,920
Speaker 4: financial and emotional tax, which I think is a really

657
00:28:50,960 --> 00:28:54,080
Speaker 4: good point to make. Lots of people are just saying

658
00:28:54,120 --> 00:28:57,880
Speaker 4: pets are for life, pets are expensive. If you take

659
00:28:57,920 --> 00:29:00,640
Speaker 4: on that responsibility, you take it on for or worse.

660
00:29:00,720 --> 00:29:03,280
Speaker 4: You don't know what's going to happen, and so whether

661
00:29:03,320 --> 00:29:06,600
Speaker 4: it's desexing, or whether it's treatments for some kind of illness,

662
00:29:06,680 --> 00:29:09,800
Speaker 4: whether it's extremely expensive cat food, that's on you as

663
00:29:09,840 --> 00:29:12,800
Speaker 4: the owner now to bear. How would you approach the

664
00:29:12,840 --> 00:29:15,959
Speaker 4: conversation is my next question? What would you say to

665
00:29:16,040 --> 00:29:19,400
Speaker 4: your or to our listener's brother in law.

666
00:29:19,720 --> 00:29:22,720
Speaker 6: I think the simple thing here is you should have

667
00:29:22,760 --> 00:29:25,920
Speaker 6: had the conversation with me beforehand. Yeah, you did it

668
00:29:26,200 --> 00:29:28,880
Speaker 6: if you were expecting me to pay for it or

669
00:29:28,880 --> 00:29:31,200
Speaker 6: pay for part of it instead of hitting it up

670
00:29:31,240 --> 00:29:31,960
Speaker 6: after the fact.

671
00:29:32,400 --> 00:29:34,680
Speaker 5: I totally agree with that, because you could be in

672
00:29:34,760 --> 00:29:38,560
Speaker 5: any like you know, you're probably thinking that now I

673
00:29:38,560 --> 00:29:39,720
Speaker 5: don't have to budget.

674
00:29:39,360 --> 00:29:41,680
Speaker 2: For this pet as well money.

675
00:29:42,000 --> 00:29:44,080
Speaker 5: You wouldn't have the money to just like throw away

676
00:29:44,080 --> 00:29:46,040
Speaker 5: five hundred bucks to do sexist dog that you don't

677
00:29:46,080 --> 00:29:48,000
Speaker 5: even own anymore, you know, So I feel like.

678
00:29:48,200 --> 00:29:49,320
Speaker 2: Yeah, how would you have the conversation?

679
00:29:49,360 --> 00:29:53,800
Speaker 5: I guess just maybe send them this exact episode so

680
00:29:53,880 --> 00:29:57,600
Speaker 5: that they know that it's kind of universally agreed upon

681
00:29:57,640 --> 00:29:59,280
Speaker 5: that they should be paying for this. But yes, they

682
00:29:59,280 --> 00:30:02,480
Speaker 5: probably should. I have asked ahead of time before taking

683
00:30:02,520 --> 00:30:05,880
Speaker 5: on the dog. Is it do sex. You can't assume

684
00:30:05,920 --> 00:30:08,840
Speaker 5: these things you never know. So I get it, like

685
00:30:08,920 --> 00:30:11,880
Speaker 5: I get it. You want you assume that it's gonna

686
00:30:11,880 --> 00:30:14,560
Speaker 5: be sex and micro chip and whatever else. I haven't

687
00:30:14,600 --> 00:30:15,960
Speaker 5: owned a dog in my adult life, so I don't

688
00:30:15,960 --> 00:30:18,800
Speaker 5: really know all this stuff. But you assume that's gonna

689
00:30:18,840 --> 00:30:21,600
Speaker 5: be there. You assume it's gonna happen already. The fact

690
00:30:21,640 --> 00:30:24,280
Speaker 5: that it wasn't, it's unfortunate you still got to pay

691
00:30:24,320 --> 00:30:24,560
Speaker 5: for it.

692
00:30:26,080 --> 00:30:29,400
Speaker 4: Yeah, very interesting. We'll pop a post up on Instagram.

693
00:30:29,880 --> 00:30:31,360
Speaker 4: Let us know what you think. I think it's a

694
00:30:31,400 --> 00:30:33,600
Speaker 4: tough one because I kind of do see both sides.

695
00:30:33,320 --> 00:30:34,040
Speaker 7: Of the story now.

696
00:30:34,040 --> 00:30:36,600
Speaker 4: But I think ultimately, you're a pet owner. You've got

697
00:30:36,600 --> 00:30:37,880
Speaker 4: to do what you've got to do to look after it,

698
00:30:37,920 --> 00:30:39,760
Speaker 4: and you know they're a part of the family, and

699
00:30:39,800 --> 00:30:42,000
Speaker 4: sometimes that means spending a lot of money for things

700
00:30:42,040 --> 00:30:43,200
Speaker 4: you don't want to spend a lot of money on.

701
00:30:43,280 --> 00:30:43,800
Speaker 2: So I agreed.

702
00:30:44,640 --> 00:30:47,080
Speaker 4: I think that's the perfect place to leave it. Jaz,

703
00:30:47,320 --> 00:30:48,960
Speaker 4: Thank you so much for joining us. If people want

704
00:30:48,960 --> 00:30:50,640
Speaker 4: to find you, where can they go?

705
00:30:51,120 --> 00:30:55,080
Speaker 6: Yes, find me at female Founderworld dot com, Bema founder

706
00:30:55,120 --> 00:30:58,880
Speaker 6: World on Instagram or TikTok or my personal Instagram. I

707
00:30:59,040 --> 00:31:01,080
Speaker 6: spend a lot of time on there. It's at Jasmin

708
00:31:01,120 --> 00:31:02,680
Speaker 6: Gardsworthy incredible.

709
00:31:02,800 --> 00:31:04,240
Speaker 7: She shares so much wonderful content.

710
00:31:04,240 --> 00:31:06,160
Speaker 4: And if you haven't listened to the original episode that

711
00:31:06,240 --> 00:31:09,280
Speaker 4: Victoria and Just Together, I highly recommend giving it Elisen.

712
00:31:09,320 --> 00:31:11,840
Speaker 4: It's a great episode and it's always just fun to

713
00:31:11,920 --> 00:31:13,960
Speaker 4: hear about female founders doing cool things.

714
00:31:14,080 --> 00:31:17,200
Speaker 7: So thank you for joining us, thank you for having me.

715
00:31:17,400 --> 00:31:18,320
Speaker 7: Wonderful to have you.

716
00:31:18,240 --> 00:31:21,240
Speaker 4: Guys, don't forget you can join the Facebook group She's

717
00:31:21,280 --> 00:31:23,480
Speaker 4: on the Money. We're on Instagram and TikTok at She's

718
00:31:23,480 --> 00:31:27,000
Speaker 4: on the Money Aus and Victoria. We'll see you bradon

719
00:31:27,040 --> 00:31:33,440
Speaker 4: early on Monday for my Darry. Bye, guys, Bye.

720
00:31:35,760 --> 00:31:38,320
Speaker 9: The advice shared on She's on the Money is general

721
00:31:38,360 --> 00:31:42,200
Speaker 9: in nature and does not consider your individual circumstances. She's

722
00:31:42,240 --> 00:31:45,720
Speaker 9: on the Money exists purely for educational purposes and should

723
00:31:45,760 --> 00:31:48,880
Speaker 9: not be relied upon to make an investment or financial decision.

724
00:31:49,320 --> 00:31:51,760
Speaker 9: If you do choose to buy a financial product, read

725
00:31:51,760 --> 00:31:55,880
Speaker 9: the PDS TMD and obtain appropriate financial advice tailored towards

726
00:31:55,960 --> 00:31:59,200
Speaker 9: your needs. Victoria Divine and She's on the Money are

727
00:31:59,280 --> 00:32:02,560
Speaker 9: authorized red presentatives of money sherper P t y l

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Speaker 9: t D A b N three two one six four

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Speaker 9: nine two seven seven zero eight a F s L

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Speaker 9: four five one two eight nine