Speaker 1: Hello.
Speaker 2: My name's Santasha Nabananga Bamblet. I'm a proud Yr the
Speaker 2: Order Kerney Whalbury and a waddery woman. And before we
Speaker 2: get started on She's on the Money podcast, I would
Speaker 2: like to acknowledge the traditional custodians of the land of
Speaker 2: which this podcast is recorded on a wondery country, acknowledging
Speaker 2: the elders, the ancestors and the next generation coming through
Speaker 2: as this podcast is about connecting, empowering, knowledge sharing and
Speaker 2: the storytelling of you to make a difference for today
Speaker 2: and lasting impact for tomorrow.
Speaker 3: Let's get into it.
Speaker 4: She's on the Money, She's on the Money.
Speaker 5: Hello, and welcome to She's on the Money the podcast.
Speaker 5: Millennials who watch Financial Freedom, Hello Victoria.
Speaker 3: Hello, bags. Are you ready?
Speaker 1: It seems so solemn.
Speaker 3: I know it's really really sad episode today. No it's not.
Speaker 1: It's never a sad episode.
Speaker 3: Terrible gag. Move on, Okay, let's get on with it.
Speaker 5: Look, very often in life you can't make your money
Speaker 5: go far enough to do all the things that you
Speaker 5: want to do or even should do.
Speaker 3: It can be really stressful.
Speaker 1: It can be very stressful.
Speaker 5: Giving your charity can be one of those things that
Speaker 5: we know is super important. It makes us feel good
Speaker 5: and really kind of grinds on us when we can't
Speaker 5: afford to do You feel that same dilemma, Oh.
Speaker 1: Absolutely, And I feel like so many of us feel
Speaker 1: that or like get the guilts when I don't know,
Speaker 1: You're at a stop sign and the guy comes up
Speaker 1: with the like tin for like the children's hospital or something,
Speaker 1: and you're like, oh, I don't have coins, all the
Speaker 1: way through to feeling really guilty that you know, you
Speaker 1: might know somebody else who donates a portion of their
Speaker 1: paycheck and you just can't do that. So I feel
Speaker 1: like that's why I want to talk about it today,
Speaker 1: because we want to remove the guilt of not giving
Speaker 1: today because obviously, if you know me, well you know
Speaker 1: that's something that is very very close to my heart.
Speaker 1: It is something I do. It is something my husband
Speaker 1: and I do together. I also think it's interesting because
Speaker 1: I find it weird when people openly talk about what
Speaker 1: they give and how they give.
Speaker 3: Weird like humble brag, yeah, weird.
Speaker 1: Flex So like, that's all I'm gonna say on that,
Speaker 1: because I just feel a little bit uncomfortable being like, well,
Speaker 1: we do this and this is how we do this,
Speaker 1: and it's a flex like disgusting.
Speaker 5: What I hear I have money?
Speaker 3: Yeah exactly, and you're just like cool.
Speaker 1: And does that make you feel good? Must be nice
Speaker 1: and must be nice. But anyway, so it's something that
Speaker 1: lots of us want to do. And amongst our heavier
Speaker 1: and denser episodes where you learn about investing, for example,
Speaker 1: I think it's also super important to talk about our
Speaker 1: mental health when it comes to money. And ow she's
Speaker 1: on the money family know that that's really important to
Speaker 1: me as well. So this is one of those little
Speaker 1: checking episodes to make sure we're all on the same
Speaker 1: page and we are mentally healthy. So I'm going to
Speaker 1: start with a little bit of personal experience. So way
Speaker 1: back when I was at UNI, I was about twenty,
Speaker 1: I had a sponsor child through World Vision. So growing up,
Speaker 1: my parents had a sponsor child for my sister and
Speaker 1: I and that was a way that they gave back.
Speaker 1: So when I became an adult, I really wanted to
Speaker 1: continue that because I felt like it was a really
Speaker 1: beautiful experience. Like I don't know if you've ever seen
Speaker 1: how that process works. And to be honest, I know
Speaker 1: that there are lots of companies that do and don't
Speaker 1: do the right thing when it comes to spontor the children.
Speaker 1: But the company I went through, I felt like was
Speaker 1: really legitimate, and you kind of get a relationship with
Speaker 1: that child and you feel, I don't know, you just
Speaker 1: feel good anyway, really like it. And when I've moved
Speaker 1: into my first full time job and my parents kind
Speaker 1: of weren't the bank of Mum and Dad in that
Speaker 1: way that they financially made me feel secure, I was
Speaker 1: really struggling and I had to cut back expenses. I've
Speaker 1: spoken about this quite openly. I ended up in literally
Speaker 1: more than thirty thousand dollars worth of personal debt, and
Speaker 1: a decision that I made was that I had to
Speaker 1: stop sponsoring my sponsor child because it was too much,
Speaker 1: like it was just adding up, and I felt guilty
Speaker 1: and sick, and I would stay up late at night
Speaker 1: just thinking about that how some poor kid in a
Speaker 1: different country was not being looked after because I couldn't
Speaker 1: get my shit together, And that really weighed very heavily
Speaker 1: on me. And it's kind of hard to remove that
Speaker 1: guilt when we know how privileged we are, even if
Speaker 1: we are struggling like we were living in Australia and
Speaker 1: I could just go to the supermarket and like, oh yeah, anyway,
Speaker 1: So we get this idea that somebody else needs the
Speaker 1: money more than we do, and then we feel terrible.
Speaker 1: And I think I'm not the only one who's been
Speaker 1: in this circumstance, regardless of whether it was a sponsor
Speaker 1: child or giving money or as I said, just giving
Speaker 1: coins to somebody who asks for them on Legacy Day.
Speaker 1: But I just think that is a good way to
Speaker 1: start this because I have been through periods where I
Speaker 1: haven't been able to give, and it's a value that
Speaker 1: I have. And you know what, if you don't give
Speaker 1: and it's not in line when your values are not here,
Speaker 1: to try and change your values. No, like, let's talk
Speaker 1: about a few common experiences when it does come to giving.
Speaker 1: I don't think anybody should guilt you into giving. This
Speaker 1: is never a good reason to do anything. And I'm
Speaker 1: talking directly to the people with yellow clipboards on the
Speaker 1: corner of Colin's Freed in Melbourne, CBD. As I say this,
Speaker 1: don't come up to me and be like, do you
Speaker 1: know how good you've got it? You will not be
Speaker 1: getting my money. Goodbye, sir, you'll get my tears. Giving
Speaker 1: to charity doesn't make you a better person. You can't
Speaker 1: actually buy being a better person. I don't care how
Speaker 1: much money you give to charity. You can show kindness
Speaker 1: in your every date life and make the world a
Speaker 1: better place because if that, you do not need to
Speaker 1: share your money with anybody. Like I think that a
Speaker 1: lot of people see it as like, oh, you must
Speaker 1: think you're such a better person because you give to charity. No,
Speaker 1: that's not something that exists. And if you even hold
Speaker 1: that value about yourself, I think that you need to
Speaker 1: really revalue. That doesn't make you a good person. We
Speaker 1: need to talk about why you give in the first place,
Speaker 1: What does that make you feel, Why are you choosing
Speaker 1: that charity in particular, why do you do what you do?
Speaker 1: And you know, giving you more examples because I am
Speaker 1: really passionate about this. Something that I don't talk about
Speaker 1: enough is my role as the treasurer and I'm on
Speaker 1: the board at TLC for Kids. TLC for Kids is
Speaker 1: a children's charity that basically gives practical and emotional relief
Speaker 1: to sick kids and their families all across Australia. And
Speaker 1: they do you know, rapid responses. So if you're a
Speaker 1: sick child and you need something, you submit a request
Speaker 1: and they help you. They've also got this beautiful offering
Speaker 1: beck that makes me cry, like it is so moving. Right,
Speaker 1: So sick kids and their families don't have the opportunity
Speaker 1: to just go home whenever they want, right. And obviously,
Speaker 1: if you want to take a sick kid home, often
Speaker 1: you need, like it, an ambulance because they're so sick
Speaker 1: that they need the support.
Speaker 3: But obviously you.
Speaker 1: Can't just give every sick kid an ambulance so that
Speaker 1: they can just go home and pat their dog or
Speaker 1: go to thea or do whatever they want, because we need
Speaker 1: to reserve ambulances for emergencies, like you can't just use
Speaker 1: them as you want to. Anyway, TC for Kids has
Speaker 1: a new initiative and it's the TLC Ambulance, and it's
Speaker 1: for sick kids to have rides to where they need
Speaker 1: to go to do what they need to do. And
Speaker 1: often these rides are used as their last rides. They
Speaker 1: might want to go home to see the dog, or
Speaker 1: they might want to you know, go to the beach
Speaker 1: or like put their feet in the sand or do
Speaker 1: something with their family. And often it's a really mundane trip.
Speaker 1: Like it's not like, oh, let's do make a wish
Speaker 1: and take a cancer kid all the way to Disneyland.
Speaker 1: Like it's not stuff like that. It's wholesome content and
Speaker 1: that's what they do. And I feel so privileged to
Speaker 1: be involved and so proud of the work that they do.
Speaker 1: And that's why I'm involved. It doesn't make me a
Speaker 1: better person, Like, listen to the stories. Like you listen
Speaker 1: to the stories, you meet the people, you see how
Speaker 1: passionate they are, and like the CEO, Tim Connell and
Speaker 1: Hotly Moley, he is one of the most wholesome human beings.
Speaker 1: And like, just being able to hold space with people
Speaker 1: like that is an absolute privilege. And that's what I
Speaker 1: get from that. Like I genuinely believe that I get
Speaker 1: more out of that experience than they ever get from me.
Speaker 1: And I think that that is, to me, one of
Speaker 1: the most valuable roles that I have. It's so cool back,
Speaker 1: it is so cool, But I just think that if
Speaker 1: we did enough research on our own, people would be
Speaker 1: able to find the same passion that I have for
Speaker 1: TLC for kids, for their own charities and their own
Speaker 1: causes and a lot of the time, we're just like, ah, well,
Speaker 1: you know, there are starving kids in Africa. I can't
Speaker 1: save them all. And that's okay. That might not be
Speaker 1: a cause that's that close to your heart, but I'm
Speaker 1: sure that there is something that you will find that
Speaker 1: could resonate with you. But we don't just give cash
Speaker 1: because it makes you a good person. Yeah, Like that's
Speaker 1: actually a really surface level and to me, really gross.
Speaker 2: Yeah.
Speaker 1: Like, I remember going on a date once with some
Speaker 1: dude I met on Tinder, which near a whole host
Speaker 1: of stories. We can start another podcast, Okay, yeah, let's
Speaker 1: do that Tory's Tindertails. But I remember that was like
Speaker 1: one of the first things he wanted to tell me
Speaker 1: that he was like super charitable, and I was at
Speaker 1: UNI and I was like, this is ick, Like I
Speaker 1: couldn't give anything, and then he was judging anyway. Red flag,
Speaker 1: red flag. But also, where you given. The way that
Speaker 1: you give is personal to you and your values, and
Speaker 1: I don't think anyone should be asking you about that
Speaker 1: or making you feel bad about that. It's a very
Speaker 1: fickle space, and I don't think people should be giving
Speaker 1: because it ultimately makes them a better person. I think
Speaker 1: we should be giving because you get so much out
Speaker 1: of it.
Speaker 5: Yeah, there are so many reasons to give and the
Speaker 5: benefits that you know, the receiver and the giver actually get.
Speaker 5: But there's also this thing called tie thing. Yep, tie thing,
Speaker 5: where you give a percentage to charity or church as
Speaker 5: a part of your religious beliefs.
Speaker 3: Is that Am I kind of explaining that right?
Speaker 1: Yes, so it's called tie thing, and I find it
Speaker 1: very interesting because beck the church quite clearly does not
Speaker 1: have enough money at the moment. They really need ambment
Speaker 1: of your pennies, just really scraping pennies. They do not
Speaker 1: own the most amount of real estate in the entire
Speaker 1: country or even the entire world. I think they've got
Speaker 1: the biggest property investment portfolio in the entire world. Actually,
Speaker 1: Catholic Church.
Speaker 3: Wow. Yeah, but it's not just them. You you must
Speaker 3: have worked really hard for that.
Speaker 1: But let's not get into the religious side of things,
Speaker 1: because we're not here to offend people, and it's not
Speaker 1: actually about our religious perspectives. It's actually about this idea
Speaker 1: of tithing, and a tithe is a portion, usually ten
Speaker 1: percent of your income that is given as an offering
Speaker 1: to your local church. Fun fact, the word tythe literally
Speaker 1: means tenth in Hebrew, which I find really interesting because
Speaker 1: I just like knowing where words come from. Yes, because
Speaker 1: the custom of tithing is biblical, many Christians and Jewish
Speaker 1: people practice it as part of their faith, but it
Speaker 1: is expressed in lots of different ways across organized religion,
Speaker 1: and I just look, I find it really interesting and
Speaker 1: we might do a whole episode on it because they
Speaker 1: say it's, you know, a choice, it's something need I.
Speaker 3: Don't have to do.
Speaker 1: But obviously there are a lot of repercussions if you're
Speaker 1: not seen to be tie things, and there are actually
Speaker 1: a lot of stories. Again, I've been on TikTok recently
Speaker 1: and I have found myself on Mormon Utah TikTok Ah,
Speaker 1: and like I've talked about this before, and I find
Speaker 1: it really interesting because they obviously are obsessed with like
Speaker 1: dit Coke and soul my, so like, I keep watching
Speaker 1: their videos and then I keep being served more of them,
Speaker 1: but it keeps coming up about this tie thing, and
Speaker 1: a few content creators have come up on my feed
Speaker 1: talking about how much debt they've gone into but they
Speaker 1: were still tithing ten percent of their income. To the church,
Speaker 1: and it just gives me the ick, and it doesn't
Speaker 1: feel like that's the best possible use of your personal funds. Like,
Speaker 1: if you're in debt, why are you still giving a
Speaker 1: church worth literal billions regardless of what it is ten
Speaker 1: percent of your income.
Speaker 2: Hmm.
Speaker 5: It seems like they don't care or mind that you're
Speaker 5: struggling to make ends meet. Yeah. Absolutely, so it sound
Speaker 5: like a very truly beneficial relationship.
Speaker 3: Maybe I don't know what.
Speaker 1: I've never tythed, and I can basically guarantee I never.
Speaker 3: Will type no, I've teethed. I've teethed, but I will
Speaker 3: not tythe will not tythe.
Speaker 1: Let's go to a break.
Speaker 3: We desperately need a break. Let's go for a little break.
Speaker 3: Let's go for a cup of tape bub. Welcome back.
Speaker 5: We are talking about the guilt many of us experience
Speaker 5: if we can't manage to give to charity today right
Speaker 5: this second. One thing I want to raise is that
Speaker 5: just because we can't give right now, it doesn't mean
Speaker 5: we can't ever give. Yeah. Absolutely, Our circumstances will change,
Speaker 5: hopefully and in the future you might be in a
Speaker 5: different financial situation.
Speaker 3: Maybe you can give then.
Speaker 1: Just get one percent. And I mean, I actually think
Speaker 1: it's really important to prioritize you and look after your
Speaker 1: mental health and your physical health, and make sure you
Speaker 1: know you've got a good emergency fund before you're doing
Speaker 1: these things. Because as much as I think it's beautiful
Speaker 1: and I think it should definitely be part of everyone's
Speaker 1: ultimate budget. When I say ultimate budget, though, that's after
Speaker 1: you've got your emergency fund and you're not in personal
Speaker 1: debt and you're in an okay situation and you have
Speaker 1: a disposable income. I feel like getting yourself in a
Speaker 1: position to look at your budget and set goals is
Speaker 1: actually a really good investment. And one of these might
Speaker 1: be to regularly give to charity, and that's okay. But
Speaker 1: I just think there's been a lot of content around recently,
Speaker 1: just floating around the internet, floating on Instagram, other money
Speaker 1: podcasts talking about it that just makes me feel a
Speaker 1: little bit like we should be guilted into it, and
Speaker 1: as we've said before, we don't do that. But i'd
Speaker 1: actually like to ask you about it, Beck, because you
Speaker 1: know you've shared before that you haven't earned a massive
Speaker 1: income and you've been in debt and you've gone through bankruptcy.
Speaker 1: What's your take on charity, because I feel like people
Speaker 1: that I know in similar situations to you, it just
Speaker 1: doesn't even come across the radar, Like we don't even
Speaker 1: think about it because it's just not a friggin' option.
Speaker 1: It's not something you can consider. So why I spend
Speaker 1: too much time on it?
Speaker 5: I know that's so true. I mean I did used
Speaker 5: to give a little bit to save the children. Yeah,
Speaker 5: and I don't know how, but it just dropped off.
Speaker 5: But it wasn't heaps of money. I guess like my
Speaker 5: main thing is now exactly this, Like I'm not in
Speaker 5: the financial situation to give money and certainly not enough.
Speaker 5: That's and you know this might seem silly, but not
Speaker 5: enough to actually maybe feel like I'm making a big
Speaker 5: difference totally. Like I know that probably a dollar a
Speaker 5: month among other millions of one dollar per month makes
Speaker 5: a big difference. But if I don't feel good about it,
Speaker 5: I just feel like it's a bit of a cop out.
Speaker 5: I'm gonna wait until I have the money to give,
Speaker 5: until charity I actually want to give to, Like I
Speaker 5: really care about animals kept in captivity really really stresses
Speaker 5: me out and that's kind of a cause that I
Speaker 5: want to maybe go down, you know, and animals don't
Speaker 5: know that I'm helping them.
Speaker 3: But it still feels.
Speaker 5: Good, do you know what I mean?
Speaker 1: And that's why we do it. It feels good.
Speaker 5: I think I'm going to wait until I'm a little
Speaker 5: bit more financially stable and kind of feel like I'm
Speaker 5: making a difference.
Speaker 2: You know.
Speaker 1: And that's so that's totally okay. But what I don't
Speaker 1: think is okay if someone was like, oh, Beck, you
Speaker 1: don't give even a dollar how ick? No?
Speaker 5: Absolutely not, yeah, absolutely, And you know, there are ways
Speaker 5: to give back that don't involve money. You could volunteer
Speaker 5: time for any number of volunteer organizations. There are plenty
Speaker 5: out there, and as you say, v like, it's not
Speaker 5: always one sided. You get so much back from the community,
Speaker 5: the connections, the experiences that you hadn't even bargained for.
Speaker 5: These are things that you just exactly, you can't you know,
Speaker 5: the priceless exactly. I feel like it just brings, I guess,
Speaker 5: another layer to your life.
Speaker 1: And it's kind of like having alby in a way,
Speaker 1: or like a passion project or an interest or something
Speaker 1: that you just do for yourself that makes you feel
Speaker 1: really good, and they're like, I mean, a lot of
Speaker 1: people are going to be like, what, I don't want
Speaker 1: to go down to the local soup kitchen. That sounds boring.
Speaker 1: That's fine, that might not be for you, But like,
Speaker 1: what are you passionate about? And you said before, Beck
Speaker 1: that you're really passionate about animals kept in captivity. And
Speaker 1: I think that there are probably a lot of things
Speaker 1: you could do if you wanted to, and you had
Speaker 1: the privilege of additional time to be able to do that,
Speaker 1: that you know, could work towards that. But something else
Speaker 1: I want to touch on is actually this concept that
Speaker 1: I have seen recently about this expectation that there are
Speaker 1: big rich people who don't even give back. And that's okay,
Speaker 1: that's all right, you do you, But this idea that
Speaker 1: I've never seen them at the soup kitchen. I've never
Speaker 1: seen them, you know, pack a gift bag for a
Speaker 1: charity event. I've never seen them, you know, do the
Speaker 1: hard yards. All they do is throw cash at it
Speaker 1: and think that that makes them a better person. One
Speaker 1: we're ready to still doesn't make you a better person.
Speaker 1: But let's preface this a little bit better.
Speaker 2: Right.
Speaker 1: So, say you're a CEO of a really really big company, right,
Speaker 1: and your time is valuable. Like, let's say you're a lawyer.
Speaker 1: Because lawyers have really high charge out rates. You're a
Speaker 1: really big dog lawyer. You make like a twelve hundred
Speaker 1: bucks an hour working with clients, right, big dog lawyer. Right,
Speaker 1: So you're earning this twelve hundred dollars per hour, and
Speaker 1: there is a charity event going on down the road,
Speaker 1: and it's a cause that's really close to your heart,
Speaker 1: and they need some help packing some gift bags, and
Speaker 1: you go far out that would be really good. I
Speaker 1: really want to help this charity. I really like is
Speaker 1: that the best use of your time and money to
Speaker 1: spend your time going and packing gift bags? Where you know,
Speaker 1: a minimum wage you know, casual worker could do that.
Speaker 1: And let's say it's thirty bucks an hour to hire
Speaker 1: somebody to go and pack gift bags. I know a
Speaker 1: lot of people who jump at the chance to pack
Speaker 1: gift bags for thirty bucks an hour? Right, Is that
Speaker 1: the best use of that CEO, that lawyer's time to
Speaker 1: do that? Or is a better use of their time
Speaker 1: to work a few more hours and then donate a
Speaker 1: chunk of cash to charity that they can use to
Speaker 1: pay for those gift bags, or you know, pay for
Speaker 1: services that that company renders, or pay for you know,
Speaker 1: a TLC for children, you know, pay for something these
Speaker 1: kids need. I feel like we really need to reframe
Speaker 1: what giving means, because there's this idea that, oh, you
Speaker 1: do give money.
Speaker 3: That's so black and white.
Speaker 1: It's so black and white. It's not this idea of
Speaker 1: is that the best use of my time? And I
Speaker 1: have done historically, you know, my fair share of stuff
Speaker 1: like that. But now being a business owner, I kind
Speaker 1: of look at it and go, well, actually might be
Speaker 1: a better use of my time to donate a percentage
Speaker 1: of my business's income or my business is profit to
Speaker 1: charity than it is for me to take days off
Speaker 1: work and go and help out somewhere. Why don't I
Speaker 1: help them hire someone to do that. Why don't I
Speaker 1: help actually fund that, or why don't I give money
Speaker 1: towards the cause that they're trying to raise money for.
Speaker 1: So I think it's an interesting conundrum because a lot
Speaker 1: of people are like, oh, CEOs won't lift a finger,
Speaker 1: and then there's all these you know, something that really
Speaker 1: frustrates me, is this like CEO sleepout you know that
Speaker 1: never in my cay. So it's like it's like a
Speaker 1: charity event and that's so fine, and it does raise
Speaker 1: a lot of money for a really really good cause.
Speaker 1: But it's this idea that they'll take a CEO and
Speaker 1: make them sleep on you know, the MCG grounds in
Speaker 1: a cardboard box for the night, and it's totally okay,
Speaker 1: and like it does raise money, and you're like paining,
Speaker 1: you know, you might like contribute funds towards this particular
Speaker 1: CEO that's raising money. I just think it's such a
Speaker 1: cop out because it's like you don't need to sleep
Speaker 1: in a cardboard box on the MCG to raise money
Speaker 1: or do good or be good.
Speaker 3: Like it's just also I feel.
Speaker 5: Like homeless people maybe don't like they have the spikes
Speaker 5: on the little you know, like sidewalks and stuff, Like
Speaker 5: they don't get a cushy MCG.
Speaker 3: I mean a brand you sit down, I mean yeah.
Speaker 1: So I just think there are a lot of things
Speaker 1: that are for show in the charity world and that
Speaker 1: really frustrates me. Like true charity is done from the
Speaker 1: kindness of your heart, from a place that does not
Speaker 1: troud your heart with guilt. It is done from a
Speaker 1: place of actually wanting a better world, and it's usually
Speaker 1: done really humbly, and we're not talking about it, and
Speaker 1: we're not. You know, it's good to talk about it
Speaker 1: because it might be motivating for other people to do
Speaker 1: it as well. But I just think, you know, it's
Speaker 1: not actually there as a status symbol or to make
Speaker 1: you look like a better person.
Speaker 5: Yeah.
Speaker 3: I agree with that completely.
Speaker 5: So be me as a modest individual, not much money.
Speaker 5: What can I do? And people like me, what can
Speaker 5: we do to make a change?
Speaker 1: Okay, So my favorite thing that you could do personally
Speaker 1: that does not involve any money, and you get a
Speaker 1: free snack. You're in You're free snack, so you can
Speaker 1: get a free snack, you can get a free milkshake,
Speaker 1: unlimited cookies, staffage trolls. Yeah, okay, it's giving blood to
Speaker 1: the Australian Red Cross.
Speaker 3: Oh she got me?
Speaker 1: Yeah yeah right. So one in three Australians will need
Speaker 1: a blood transfusion in their lives and it's so easy
Speaker 1: to roll up your sleeve and donate and get a
Speaker 1: free snack. It is free to do and there are
Speaker 1: permanent blood donation centers scattered across our country. And then
Speaker 1: there's also a mobile donor van that visits some universities
Speaker 1: that you could just like literally step out of the
Speaker 1: classroom on your break and you donate some blood. If
Speaker 1: needles aren't really your thing, I totally get that. As
Speaker 1: somebody who used to faint at the site of a needle,
Speaker 1: we get that. The Red Cross Blood Bank is actually
Speaker 1: also always looking for volunteers to keep donors wel fed
Speaker 1: and hydrated before they head home, because if you donate blood,
Speaker 1: you need to kind of stick around for like fifteen
Speaker 1: minutes to make sure, okay, you don't faint or whatever.
Speaker 1: Another good one is Clean Up Australia Day, for example.
Speaker 1: And with so many other initiatives and organizations around the
Speaker 1: country that you can support, I feel like there's always
Speaker 1: a way to support the world without giving cash. It
Speaker 1: doesn't always have to come back to money. I mean,
Speaker 1: these is shees on the money, but it doesn't have
Speaker 1: to come back to money. Can sometimes just be doing
Speaker 1: good and being good and it could be your time.
Speaker 1: Do you know what It could be you going for
Speaker 1: your morning coffee walk and seeing some rubbish on the
Speaker 1: ground and just popping it in the Bin. I do
Speaker 1: think that what goes around comes around, and the energy
Speaker 1: that you put out I'm such a fluffy human being,
Speaker 1: but the energy that you put into the universe comes
Speaker 1: back threefold. Like if you do good things, good things
Speaker 1: come to you, and it goes back to that, you know,
Speaker 1: positive mindset kind of thing, like why are we doing
Speaker 1: it if you expect credit for it? That gives me
Speaker 1: the don't do it for the credit. Do it from
Speaker 1: the goodness of your heart. Full stop, endus story. I
Speaker 1: probably think that's the end of the episode.
Speaker 3: Yep, amen, I love that. Let's get out of here.
Speaker 3: Let's get out of here, have a lovely evening. See
Speaker 3: you on Friday. Game Then bye? Did buy shared on?
Speaker 1: She's on the Money is general in nature and does
Speaker 1: not consider your individual circumstances. She's on the Money exists
Speaker 1: purely for educational purposes and should not be relied upon
Speaker 1: to make an investment or financial decision. If you do
Speaker 1: choose to buy a financial product, read the PDS TMD
Speaker 1: and obtain appropriate financial advice tailored towards your needs. Victoria
Speaker 1: Divine and She's on the Money are authorized representatives of money.
Speaker 1: Sheirper pty ltd ABN three two one six four nine
Speaker 1: two seven seven zero eight AFSL four five one two
Speaker 1: eight ninet