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Speaker 1: Hello, my name's Santasha Nabananga Bamblet. I'm a proud Yr

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Speaker 1: the Order Kerney Whaltbury and a waddery woman. And before

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Speaker 1: we get started on She's on the Money podcast, I

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Speaker 1: would like to acknowledge the traditional custodians of the land

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Speaker 1: of which this podcast is recorded on a wondery country,

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Speaker 1: acknowledging the elders, the ancestors and the next generation coming

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Speaker 1: through as this podcast is about connecting, empowering, knowledge sharing

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Speaker 1: and the storytelling of you to make a difference for

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Speaker 1: today and lasting impact for tomorrow.

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Speaker 2: Let's get into it.

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Speaker 3: She's on the Money, She's on the Money.

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Speaker 4: Hello, and welcome to She's on the Money the podcast.

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Speaker 4: Millennials who watch Financial Freedom, Hello Victoria.

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Speaker 2: Hello, bags.

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Speaker 4: Are you ready?

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Speaker 2: It seems so solemn. I know it's really really sad

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Speaker 2: episode today.

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Speaker 5: No it's not.

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Speaker 6: It's never a sad episode.

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Speaker 5: Terrible gag. Move on, Okay, let's get on with it.

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Speaker 4: Look, very often in life you can't make your money

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Speaker 4: go far enough to do all the things that you

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Speaker 4: want to do or even should do.

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Speaker 2: It can be really stressful. It can be very stressful.

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Speaker 4: Giving your charity can be one of those things that

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Speaker 4: we know is super important. It makes us feel good

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Speaker 4: and really kind of grinds on us when we can't

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Speaker 4: afford to do You feel that same dilemma, Oh.

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Speaker 6: Absolutely, And I feel like so many of us feel

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Speaker 6: that or like get the guilts when I don't know,

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Speaker 6: You're at a stop sign and the guy comes up

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Speaker 6: with the like tem for like the children's hospital or something,

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Speaker 6: and you're like, oh, I don't have coins, all the

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Speaker 6: way through to feeling really guilty that you know, you

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Speaker 6: might know somebody else who donates a portion of their

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Speaker 6: paycheck and you just can't do that. So I feel

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Speaker 6: like that's why I want to talk about it today,

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Speaker 6: because we want to remove the guilt of not giving

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Speaker 6: today because obviously, if you know me, well you know

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Speaker 6: that's something that is very very close to my heart.

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Speaker 6: It is something I do. It is something my husband

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Speaker 6: and I do together. I also think it's interesting because

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Speaker 6: I find it weird when people openly talk about what

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Speaker 6: they give and how they give.

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Speaker 5: Weird like humble brag, yeah, weird.

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Speaker 6: Flex So like, that's all I'm gonna say on that,

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Speaker 6: because I just feel a little bit uncomfortable being like, well,

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Speaker 6: we do this and this is how we do this,

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Speaker 6: and it's a flex like disgusting.

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Speaker 4: What I hear I have money?

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Speaker 5: Yeah exactly, and you're just like cool.

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Speaker 6: And does that make you feel good? Must be nice

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Speaker 6: and must be nice. But anyway, so it's something that

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Speaker 6: lots of us want to do. And amongst our heavier

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Speaker 6: and denser episodes where you learn about investing, for example,

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Speaker 6: I think it's also super important to talk about our

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Speaker 6: mental health when it comes to money. And ow she's

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Speaker 6: on the money family know that that's really important to

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Speaker 6: me as well. So this is one of those little

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Speaker 6: checking episodes to make sure we're all on the same

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Speaker 6: page and we are mentally healthy. So I'm going to

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Speaker 6: start with a little bit of personal experience. So way

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Speaker 6: back when I was at UNI, I was about twenty,

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Speaker 6: I had a sponsor child through World Vision. So growing up,

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Speaker 6: my parents had a sponsor child for my sister and

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Speaker 6: I and that was a way that they gave back.

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Speaker 6: So when I became an adult, I really wanted to

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Speaker 6: continue that because I felt like it was a really

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Speaker 6: beautiful experience. Like I don't know if you've ever seen

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Speaker 6: how that process works. And to be honest, I know

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Speaker 6: that there are lots of companies that do and don't

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Speaker 6: do the right thing when it comes to spontor the children.

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Speaker 6: But the company I went through, I felt like was

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Speaker 6: really legitimate, and you kind of get a relationship with

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Speaker 6: that child and you feel, I don't know, you just

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Speaker 6: feel good anyway, really like it. And when I've moved

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Speaker 6: into my first full time job and my parents kind

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Speaker 6: of weren't the bank of Mum and Dad in that

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Speaker 6: way that they financially made me feel secure, I was

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Speaker 6: really struggling and I had to cut back expenses. I've

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Speaker 6: spoken about this quite openly. I ended up in literally

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Speaker 6: more than thirty thousand dollars worth of personal debt, and

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Speaker 6: a decision that I made was that I had to

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Speaker 6: stop sponsoring my sponsor child because it was too much,

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Speaker 6: like it was just adding up, and I felt guilty

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Speaker 6: and sick, and I would stay up late at night

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Speaker 6: just thinking about that how some poor kid in a

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Speaker 6: different country was not being looked after because I couldn't

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Speaker 6: get my shit together, And that really weighed very heavily

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Speaker 6: on me. And it's kind of hard to remove that

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Speaker 6: guilt when we know how privileged we are, even if

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Speaker 6: we are struggling like we were living in Australia and

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Speaker 6: I could just go to the supermarket and like, oh yeah, anyway,

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Speaker 6: So we get this idea that somebody else needs the

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Speaker 6: money more than we do, and then we feel terrible.

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Speaker 6: And I think I'm not the only one who's been

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Speaker 6: in this circumstance, regardless of whether it was a sponsor

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Speaker 6: child or giving money or as I said, just giving

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Speaker 6: coins to somebody who asks for them on Legacy Day.

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Speaker 6: But I just think that is a good way to

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Speaker 6: start this because I have been through periods where I

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Speaker 6: haven't been able to give, and it's a value that

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Speaker 6: I have. And you know what, if you don't give

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Speaker 6: and it's not in line when your values are not here,

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Speaker 6: to try and change your values. No, like, let's talk

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Speaker 6: about a few common experiences when it does come to giving.

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Speaker 6: I don't think anybody should guilt you into giving. This

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Speaker 6: is never a good reason to do anything. And I'm

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Speaker 6: talking directly to the people with yellow clipboards on the

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Speaker 6: corner of Colin's Freed in Melbourne, CBD. As I say this,

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Speaker 6: don't come up to me and be like, do you

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Speaker 6: know how good you've got it? You will not be

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Speaker 6: getting my money. Goodbye, sir, you'll get my tears. Giving

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Speaker 6: to charity doesn't make you a better person. You can't

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Speaker 6: actually buy being a better person. I don't care how

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Speaker 6: much money you give to charity. You can show kindness

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Speaker 6: in your every date life and make the world a

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Speaker 6: better place because if that, you do not need to

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Speaker 6: share your money with anybody. Like I think that a

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Speaker 6: lot of people see it as like, oh, you must

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Speaker 6: think you're such a better person because you give to charity. No,

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Speaker 6: that's not something that exists. And if you even hold

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Speaker 6: that value about yourself, I think that you need to

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Speaker 6: really revalue. That doesn't make you a good person. We

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Speaker 6: need to talk about why you give in the first place,

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Speaker 6: What does that make you feel, Why are you choosing

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Speaker 6: that charity in particular, why do you do what you do?

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Speaker 6: And you know, giving you more examples because I am

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Speaker 6: really passionate about this. Something that I don't talk about

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Speaker 6: enough is my role as the treasurer and I'm on

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Speaker 6: the board at TLC for Kids. TLC for Kids is

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Speaker 6: a children's charity that basically gives practical and emotional relief

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Speaker 6: to sick kids and their families all across Australia.

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Speaker 2: And they do you know, rapid responses.

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Speaker 6: So if you're a sick child and you need something,

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Speaker 6: you submit a request and they help you.

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Speaker 2: They've also got this beautiful.

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Speaker 6: Offering beck that makes me cry, like it is so moving. Right,

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Speaker 6: So sick kids and their families don't have the opportunity

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Speaker 6: to just go home whenever they want, right. And obviously,

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Speaker 6: if you want to take a sick kid home, often

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Speaker 6: you need, like it, an ambulance because they're so sick

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Speaker 6: that they need the support.

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Speaker 2: But obviously you.

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Speaker 6: Can't just give every sick kid an ambulance so that

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Speaker 6: they can just go home and pat their dog or

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Speaker 6: go to thea or do whatever they want, because we need

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Speaker 6: to reserve ambulances for emergencies, like you can't just use

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Speaker 6: them as you want to. Anyway, TC for Kids has

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Speaker 6: a new initiative and it's the TLC Ambulance, and it's

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Speaker 6: for sick kids to have rides to where they need

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Speaker 6: to go to do what they need to do. And

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Speaker 6: often these rides are used as their last rides.

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Speaker 2: They might want to go home.

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Speaker 6: To see the dog, or they might want to you know,

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Speaker 6: go to the beach or like put their feet in

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Speaker 6: the sand or do something with their family. And often

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Speaker 6: it's a really mundane trip. Like it's not like, oh,

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Speaker 6: let's do make a wish and take a cancer kid

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Speaker 6: all the way to Disneyland. Like it's not stuff like that.

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Speaker 6: It's wholesome content and that's what they do. And I

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Speaker 6: feel so privileged to be involved and so proud of

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Speaker 6: the work that they do. And that's why I'm involved.

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Speaker 6: It doesn't make me a better person, Like, listen to

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Speaker 6: the stories. Like you listen to the stories, you meet

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Speaker 6: the people, you see how passionate they are, and like

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Speaker 6: the CEO, Tim Connell and Hotly Moley, he is one

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Speaker 6: of the most wholesome human beings. And like, just being

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Speaker 6: able to hold space with people like that is an

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Speaker 6: absolute privilege. And that's what I get from that. Like

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Speaker 6: I genuinely believe that I get more out of that

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Speaker 6: experience than they ever get from me. And I think

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Speaker 6: that that is, to me, one of the most valuable

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Speaker 6: roles that I have. It's so cool back, it is

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Speaker 6: so cool, But I just think that if we did

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Speaker 6: enough research on our own, people would be able to

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Speaker 6: find the same passion that I have for TLC for kids,

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Speaker 6: for their own charities and their own causes and a

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Speaker 6: lot of the time, we're just like, ah, well, you know,

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Speaker 6: there are starving kids in Africa.

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Speaker 2: I can't save them all.

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Speaker 6: And that's okay. That might not be a cause that's

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Speaker 6: that close to your heart, but I'm sure that there

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Speaker 6: is something that you will find that could resonate with you.

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Speaker 6: But we don't just give cash because it makes you

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Speaker 6: a good person. Yeah, Like that's actually a really surface

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Speaker 6: level and to me, really gross.

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Speaker 1: Yeah.

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Speaker 6: Like, I remember going on a date once with some

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Speaker 6: dude I met on Tinder, which near a whole host

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Speaker 6: of stories. We can start another podcast, Okay, yeah, let's

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Speaker 6: do that Tory's Tindertails. But I remember that was like

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Speaker 6: one of the first things he wanted to tell me

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Speaker 6: that he was like super charitable, and I was at

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Speaker 6: UNI and I was like, this is ick, Like I

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Speaker 6: couldn't give anything, and then he was judging anyway. Red flag,

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Speaker 6: red flag. But also, where you given. The way that

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Speaker 6: you give is personal to you and your values, and

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Speaker 6: I don't think anyone should be asking you about that

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Speaker 6: or making you feel bad about that. It's a very

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Speaker 6: fickle space, and I don't think people should be giving

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Speaker 6: because it ultimately makes them a better person. I think

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Speaker 6: we should be giving because you get so much out

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Speaker 6: of it.

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Speaker 4: Yeah, there are so many reasons to give and the

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Speaker 4: benefits that you know, the receiver and the giver actually get.

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Speaker 4: But there's also this thing called tie thing. Yep, tie thing,

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Speaker 4: where you give a percentage to charity or church as

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Speaker 4: a part of your religious beliefs.

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Speaker 5: Is that Am I kind of explaining that right?

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Speaker 6: Yes, so it's called tie thing, and I find it

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Speaker 6: very interesting because beck the church quite clearly does not

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Speaker 6: have enough money at the moment. They really need ambment

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Speaker 6: of your pennies, just really scraping pennies. They do not

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Speaker 6: own the most amount of real estate in the entire

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Speaker 6: country or even the entire world. I think they've got

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Speaker 6: the biggest property investment portfolio in the entire world.

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Speaker 2: Actually, Catholic Church.

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Speaker 5: Wow, yeah, but.

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Speaker 2: It's not them.

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Speaker 6: You you must have worked really hard for that. But

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Speaker 6: let's not get into the religious side of things, because

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Speaker 6: we're not here to offend people, and it's not actually

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Speaker 6: about our religious perspectives. It's actually about this idea of tithing,

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Speaker 6: and a tithe is a portion, usually ten percent of

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Speaker 6: your income that is given as an offering to your

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Speaker 6: local church. Fun fact, the word tythe literally means tenth

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Speaker 6: in Hebrew, which I find really interesting because I just

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Speaker 6: like knowing where words come from. Yes, because the custom

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Speaker 6: of tithing is biblical, many Christians and Jewish people practice

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Speaker 6: it as part of their faith, but it is expressed

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Speaker 6: in lots of different ways across organized religion, and I

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Speaker 6: just look, I find it really interesting and we might

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Speaker 6: do a whole episode on it because they say it's,

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Speaker 6: you know, a choice, it's something need I.

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Speaker 2: Don't have to do.

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Speaker 6: But obviously there are a lot of repercussions if you're

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Speaker 6: not seen to be tie things, and there are actually

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Speaker 6: a lot of stories. Again, I've been on TikTok recently

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Speaker 6: and I have found myself on Mormon Utah TikTok Ah,

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Speaker 6: and like I've talked about this before, and I find

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Speaker 6: it really interesting because they obviously are obsessed with like

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Speaker 6: dit Coke and soul my, so, like, I keep watching

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Speaker 6: their videos and then I keep being served more of them,

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Speaker 6: but it keeps coming up about this tie thing, and

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Speaker 6: a few content creators have come up on my feed

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Speaker 6: talking about how much debt they've gone into but they

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Speaker 6: were still tithing ten percent of their income to the church,

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Speaker 6: and it just gives me the ick, and it doesn't

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Speaker 6: feel like that's the best possible use of your personal funds. Like,

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Speaker 6: if you're in debt, why are you still giving a

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Speaker 6: church worth literal billions regardless of what it is ten

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Speaker 6: percent of your income.

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Speaker 1: Hmm.

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Speaker 4: It seems like they don't care or mind that you're

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Speaker 4: struggling to make ends meet. Yeah. Absolutely, so it sound

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Speaker 4: like a very truly beneficial relationship. Maybe I don't know what.

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Speaker 6: I've never tythed, and I can basically guarantee I.

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Speaker 5: Never will type no, I've teethed. I've teethed, but I

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Speaker 5: will not tythe will not tythe.

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Speaker 2: Let's go to a break.

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Speaker 5: We desperately need a break. Let's go for a little break.

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Speaker 5: Let's go for a cup of tape bub Welcome back.

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Speaker 4: We are talking about the guilt many of us experience

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Speaker 4: if we can't manage to give to charity today right

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Speaker 4: this second. One thing I want to raise is that

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Speaker 4: just because we can't give right now, it doesn't mean.

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Speaker 5: We can't ever give.

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Speaker 4: Yeah. Absolutely, Our circumstances will change, hopefully and in the

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Speaker 4: future you might be in a different financial situation.

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Speaker 5: Maybe you can give then.

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Speaker 6: Just get one percent, And I mean, I actually think

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Speaker 6: it's really important to prioritize you and look after your

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Speaker 6: mental health and your physical health, and make sure you

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Speaker 6: know you've got a good emergency fund before you're doing

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Speaker 6: these things. Because as much as I think it's beautiful

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Speaker 6: and I think it should definitely be part of everyone's

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Speaker 6: ultimate budget. When I say ultimate budget, though, that's after

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Speaker 6: you've got your emergency fund and you're not in personal

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Speaker 6: debt and you're in an okay situation and you have

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Speaker 6: a disposable income. I feel like getting yourself in a

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Speaker 6: position to look at your budget and set goals is

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Speaker 6: actually a really good investment. And one of these might

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Speaker 6: be to regularly give to charity, and that's okay. But

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Speaker 6: I just think there's been a lot of content around recently,

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Speaker 6: just floating around the internet, floating on Instagram, other money

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Speaker 6: podcasts talking about it that just makes me feel a

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Speaker 6: little bit like we should be guilted into it, and

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Speaker 6: as we've said before, we don't do that. But i'd

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Speaker 6: actually like to ask you about it, Beck, because you

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Speaker 6: know you've shared before that you haven't earned a massive income,

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Speaker 6: and you've been in debt and you've gone through bankruptcy.

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Speaker 6: What's your take on charity, because I feel like people

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Speaker 6: that I know in similar situations to you, it just

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Speaker 6: doesn't even come across the radar, Like we don't even

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Speaker 6: think about it because it's just not a friggin' option.

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Speaker 6: It's not something you can consider. So why I spend

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Speaker 6: too much time on it?

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Speaker 4: I know that's so true. I mean I did used

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Speaker 4: to give a little bit to save the children. Yeah,

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Speaker 4: and I don't know how, but it just dropped off.

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Speaker 4: But it wasn't heaps of money. I guess like my

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Speaker 4: main thing is now exactly this, Like I'm not in

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Speaker 4: the financial situation to give money and certainly not enough.

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Speaker 4: That's and you know this might seem silly, but not

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Speaker 4: enough to actually maybe feel like I'm making a big

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Speaker 4: difference totally. Like I know that probably a dollar a

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Speaker 4: month among other millions of one dollar per month makes

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Speaker 4: a big difference. But if I don't feel good about it,

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Speaker 4: I just feel like it's a bit of a cop out.

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Speaker 4: I'm gonna wait until I have the money to give,

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Speaker 4: until charity I actually want to give to, Like I

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Speaker 4: really care about animals kept in captivity really really stresses

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Speaker 4: me out and that's kind of a cause that I

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Speaker 4: want to maybe go down, you know, and animals don't

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Speaker 4: know that I'm helping them.

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Speaker 5: But it still feels.

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Speaker 4: Good, do you know what I mean?

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Speaker 2: And that's why we do it. It feels good.

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Speaker 4: I think I'm going to wait until I'm a little

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Speaker 4: bit more financially stable and kind of feel like I'm

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Speaker 4: making a difference.

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Speaker 1: You know.

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Speaker 6: And that's so that's totally okay. But what I don't

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Speaker 6: think is okay if someone was like, oh, Beck, you

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Speaker 6: don't give even a dollar how ick?

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Speaker 2: No?

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Speaker 4: Absolutely not, yeah, absolutely, And you know, there are ways

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Speaker 4: to give back that don't involve money. You could volunteer

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Speaker 4: time for any number of volunteer organizations. There are plenty

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Speaker 4: out there, and as you say, v like, it's not

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Speaker 4: always one sided. You get so much back from the community,

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Speaker 4: the connections, the experiences that you hadn't even bargained for.

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Speaker 4: These are things that you just exactly, you can't you know,

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Speaker 4: the priceless exactly. I feel like it just brings, I guess,

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Speaker 4: another layer to your life.

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Speaker 2: And it's kind of like.

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Speaker 6: Having alby in a way, or like a passion project

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Speaker 6: or an interest or something that you just do for

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Speaker 6: yourself that makes you feel really good, and they're like,

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Speaker 6: I mean, a lot of people are going to be like, what,

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Speaker 6: I don't want to go down to the local soup kitchen.

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Speaker 6: That sounds boring. That's fine, that might not be for you,

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Speaker 6: But like, what are you passionate about? And you said before,

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Speaker 6: Beck that you're really passionate about animals kept in captivity.

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Speaker 6: And I think that there are probably a lot of

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Speaker 6: things you could do if you wanted to, and you

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Speaker 6: had the privilege of additional time to be able to

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Speaker 6: do that, that you know, could work towards that. But

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Speaker 6: something else I want to touch on is actually this

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Speaker 6: concept that I have seen recently about this expectation that

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Speaker 6: there are big rich people who don't even give back.

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Speaker 6: And that's okay, that's all right, you do you, But

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Speaker 6: this idea that I've never seen them at the soup kitchen.

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Speaker 6: I've never seen them, you know, pack a gift bag

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Speaker 6: for a charity event. I've never seen them, you know,

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Speaker 6: do the hard yards. All they do is throw cash

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Speaker 6: at it and think that that makes them a better person.

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Speaker 6: One we're ready to still doesn't make you a better person.

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Speaker 6: But let's preface this a little bit better.

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Speaker 1: Right.

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Speaker 6: So, say you're a CEO of a really really big company, right,

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Speaker 6: and your time is valuable.

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Speaker 2: Like, let's say you're a lawyer.

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Speaker 6: Because lawyers have really high charge out rates.

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Speaker 2: You're a really big dog lawyer.

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Speaker 6: You make like a twelve hundred bucks an hour working

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Speaker 6: with clients, right, big dog lawyer.

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Speaker 2: Right, So you're earning.

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Speaker 6: This twelve hundred dollars per hour, and there is a

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Speaker 6: charity event going on down the road, and it's a

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Speaker 6: cause that's really close to your heart, and they need

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Speaker 6: some help packing some.

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Speaker 2: Gift bags, and you go far out. That would be

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Speaker 2: really good. I really want to help this charity.

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Speaker 6: I really like is that the best use of your

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Speaker 6: time and money to spend your time going and packing

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Speaker 6: gift bags? Where you know, a minimum wage you know,

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Speaker 6: casual worker could do that. And let's say it's thirty

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Speaker 6: bucks an hour to hire somebody to go and pack

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Speaker 6: gift bags. I know a lot of people who jump

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Speaker 6: at the chance to pack gift bags for thirty bucks

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Speaker 6: an hour. Right, is that the best use of that

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Speaker 6: CEO or that lawyer's time to do that, or is

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Speaker 6: a better use of their time to work a few

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Speaker 6: more hours and then donate a chunk of cash to

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Speaker 6: charity that they can use to pay for those gift bags,

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Speaker 6: or you know, pay for services that that company renders,

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Speaker 6: or pay for you know, a TLC for children, you know,

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Speaker 6: pay for something these kids need. I feel like we

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Speaker 6: really need to reframe what giving means, because there's this

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Speaker 6: idea that, oh.

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Speaker 2: You do give money.

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Speaker 5: That's so black and white.

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Speaker 6: It's so black and white. It's not this idea of

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Speaker 6: is that the best use of my time? And I

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Speaker 6: have done historically, you know, my fair share of stuff

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Speaker 6: like that. But now, being a business owner, I kind

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Speaker 6: of look at it and go, well, actually might be

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Speaker 6: a better use of my time to donate a percentage

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Speaker 6: of my business's income or my business is profit to

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Speaker 6: charity than it is for me to take days off

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Speaker 6: work and go and help out somewhere. Why don't I

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Speaker 6: help them hire someone to do that. Why don't I

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Speaker 6: help actually fund that, or why don't I give money

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Speaker 6: towards the cause that they're trying to raise money for.

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Speaker 6: So I think it's an interesting conundrum because a lot

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Speaker 6: of people are like, oh, CEOs won't lift a finger,

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Speaker 6: and then there's all these you know, something that really

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Speaker 6: frustrates me. Is this like CEO sleepout you know that

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Speaker 6: never in my cay. So it's like it's like a

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Speaker 6: charity event and that's so fine, and it does raise

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Speaker 6: a lot of money for a really really good cause.

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Speaker 6: But it's this idea that they'll take a CEO and

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Speaker 6: make them sleep on you know, the MCG grounds in

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Speaker 6: a cardboard box for the night, and it's totally okay,

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Speaker 6: and like it does raise money and you're like paying,

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Speaker 6: you know, you might like contribute funds towards this particular

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Speaker 6: CEO that's raising money.

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Speaker 2: I just think it's.

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Speaker 6: Such a cop out because it's like you don't need

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Speaker 6: to sleep in a cardboard box on the MCG to

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Speaker 6: raise money or do good or be good.

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Speaker 2: Like it's just also I feel.

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Speaker 4: Like homeless people maybe don't like they have the spikes

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Speaker 4: on the little you know, like sidewalks and stuff, Like

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Speaker 4: they don't get a cushy MCG.

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Speaker 5: I mean a brand you sit down, I mean yeah.

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Speaker 6: So I just think there are a lot of things

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Speaker 6: that are for show in the charity world and that

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Speaker 6: really frustrates me. Like true charity is done from the

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Speaker 6: kindness of your heart, from a place that does not

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Speaker 6: troud your heart with guilt. It is done from a

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Speaker 6: place of actually wanting a better world, and it's usually

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Speaker 6: done really humbly, and we're not talking about it, and

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Speaker 6: we're not. You know, it's good to talk about it

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Speaker 6: because it might be motivating for other people to do

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Speaker 6: it as well. But I just think, you know, it's

439
00:19:56,840 --> 00:19:59,080
Speaker 6: not actually there as a status symbol or to make

440
00:19:59,080 --> 00:20:00,000
Speaker 6: you look like a better person.

441
00:20:00,480 --> 00:20:00,800
Speaker 4: Yeah.

442
00:20:00,960 --> 00:20:02,160
Speaker 5: I agree with that completely.

443
00:20:02,440 --> 00:20:07,080
Speaker 4: So be me as a modest individual, not much money.

444
00:20:07,119 --> 00:20:09,680
Speaker 4: What can I do? And people like me? What can

445
00:20:09,720 --> 00:20:11,280
Speaker 4: we do to make a change?

446
00:20:11,359 --> 00:20:15,359
Speaker 6: Okay, So my favorite thing that you could do personally

447
00:20:15,440 --> 00:20:17,520
Speaker 6: that does not involve any money, and you get a

448
00:20:17,520 --> 00:20:21,280
Speaker 6: free snack. You're in You're free snack, so you can

449
00:20:21,280 --> 00:20:23,240
Speaker 6: get a free snack, you can get a free milkshake,

450
00:20:23,400 --> 00:20:26,680
Speaker 6: unlimited cookies, staffage trolls. Yeah, okay, it's giving blood to

451
00:20:26,720 --> 00:20:27,959
Speaker 6: the Australian Red Cross.

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00:20:28,160 --> 00:20:28,920
Speaker 5: Oh she got me?

453
00:20:29,080 --> 00:20:32,640
Speaker 6: Yeah yeah right. So one in three Australians will need

454
00:20:32,680 --> 00:20:36,040
Speaker 6: a blood transfusion in their lives and it's so easy

455
00:20:36,080 --> 00:20:38,199
Speaker 6: to roll up your sleeve and donate and get a

456
00:20:38,240 --> 00:20:40,920
Speaker 6: free snack. It is free to do, and there are

457
00:20:41,119 --> 00:20:45,479
Speaker 6: permanent blood donation centers scattered across our country. And then

458
00:20:45,520 --> 00:20:48,880
Speaker 6: there's also a mobile donor van that visits some universities

459
00:20:48,880 --> 00:20:50,800
Speaker 6: that you could just like literally step out of the

460
00:20:50,800 --> 00:20:54,120
Speaker 6: classroom on your break and you donate some blood. If

461
00:20:54,200 --> 00:20:57,160
Speaker 6: needles aren't really your thing. I totally get that. As

462
00:20:57,160 --> 00:20:59,600
Speaker 6: somebody who used to faint at the site of a needle,

463
00:21:00,200 --> 00:21:02,600
Speaker 6: we get that. The Red Cross Blood Bank is actually

464
00:21:02,640 --> 00:21:06,200
Speaker 6: also always looking for volunteers to keep donors wel fed

465
00:21:06,240 --> 00:21:09,280
Speaker 6: and hydrated before they head home, because if you donate blood,

466
00:21:09,320 --> 00:21:11,040
Speaker 6: you need to kind of stick around for like fifteen

467
00:21:11,040 --> 00:21:13,200
Speaker 6: minutes to make sure, okay, you don't faint or whatever.

468
00:21:13,920 --> 00:21:16,920
Speaker 6: Another good one is Clean Up Australia Day, for example.

469
00:21:17,200 --> 00:21:19,960
Speaker 6: And with so many other initiatives and organizations around the

470
00:21:20,000 --> 00:21:22,600
Speaker 6: country that you can support, I feel like there's always

471
00:21:22,600 --> 00:21:25,520
Speaker 6: a way to support the world without giving cash. It

472
00:21:25,520 --> 00:21:27,159
Speaker 6: doesn't always have to come back to money. I mean,

473
00:21:27,160 --> 00:21:29,040
Speaker 6: these is shees on the money, but it doesn't have

474
00:21:29,119 --> 00:21:32,800
Speaker 6: to come back to money. Can sometimes just be doing

475
00:21:32,840 --> 00:21:34,680
Speaker 6: good and being good and it could be your time.

476
00:21:34,760 --> 00:21:36,240
Speaker 6: Do you know what It could be you going for

477
00:21:36,280 --> 00:21:38,440
Speaker 6: your morning coffee walk and seeing some rubbish on the

478
00:21:38,440 --> 00:21:40,520
Speaker 6: ground and just popping it in the bin. I do

479
00:21:40,680 --> 00:21:43,680
Speaker 6: think that what goes around comes around, and the energy

480
00:21:43,760 --> 00:21:45,920
Speaker 6: that you put out I'm such a fluffy human being,

481
00:21:45,960 --> 00:21:48,639
Speaker 6: but the energy that you put into the universe comes

482
00:21:48,680 --> 00:21:51,880
Speaker 6: back threefold. Like if you do good things, good things

483
00:21:51,920 --> 00:21:54,040
Speaker 6: come to you. And it goes back to that, you know,

484
00:21:54,119 --> 00:21:57,200
Speaker 6: positive mindset kind of thing, like why are we doing

485
00:21:57,240 --> 00:21:59,800
Speaker 6: it if you expect credit for it? That gives me

486
00:21:59,840 --> 00:22:01,880
Speaker 6: the don't do it for the credit. Do it from

487
00:22:01,880 --> 00:22:03,720
Speaker 6: the goodness of your heart. Full stop NDUS story. I

488
00:22:03,800 --> 00:22:05,320
Speaker 6: probably think that's the end of the episode.

489
00:22:05,560 --> 00:22:08,040
Speaker 5: Yep, amen, I love that. Let's get out of here.

490
00:22:08,119 --> 00:22:09,760
Speaker 5: Let's get out of here, have a lovely evening.

491
00:22:09,880 --> 00:22:10,840
Speaker 2: See you on Friday.

492
00:22:10,920 --> 00:22:16,800
Speaker 5: Game Then bye?

493
00:22:18,800 --> 00:22:21,320
Speaker 7: Did buy shared on She's on the Money is general

494
00:22:21,400 --> 00:22:25,240
Speaker 7: in nature and does not consider your individual circumstances. She's

495
00:22:25,280 --> 00:22:28,760
Speaker 7: on the Money exists purely for educational purposes and should

496
00:22:28,760 --> 00:22:31,960
Speaker 7: not be relied upon to make an investment or financial decision.

497
00:22:32,359 --> 00:22:34,800
Speaker 7: If you do choose to buy a financial product, read

498
00:22:34,800 --> 00:22:38,920
Speaker 7: the PDS TMD and obtain appropriate financial advice tailored towards

499
00:22:39,000 --> 00:22:42,280
Speaker 7: your needs. Victoria Divine and She's on the Money are

500
00:22:42,320 --> 00:22:44,280
Speaker 7: authorized representatives of money.

501
00:22:44,280 --> 00:22:45,960
Speaker 6: Sheirper Pty Ltd.

502
00:22:46,160 --> 00:22:49,639
Speaker 7: ABN three two one six four nine two seven seven

503
00:22:49,760 --> 00:23:02,240
Speaker 7: zero eight AFSL four five one two eight ninet