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Speaker 1: Hello, my name's Santasha Nabananga Bamblet. I'm a proud yr

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Speaker 1: the Order Kerni Whoalbury and a waddery woman. And before

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Speaker 1: we get started on She's on the Money podcast, I

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Speaker 1: would like to acknowledge the traditional custodians of the land

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Speaker 1: of which this podcast is recorded on a wondery country,

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Speaker 1: acknowledging the elders, the ancestors and the next generation coming

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Speaker 1: through as this podcast is about connecting, empowering, knowledge sharing

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Speaker 1: and the storytelling of you to make a difference for

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Speaker 1: today and lasting impact for tomorrow.

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Speaker 2: Let's get into it.

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Speaker 3: She's on the Money, She's on the Money.

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Speaker 4: Hello, and welcome to She's on the Money, the podcast

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Speaker 4: for millennials who want financial freedom. In twenty nineteen, Australian

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Speaker 4: residents undertook eleven point three million outbound international trips and

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Speaker 4: they stayed abroad for an average of two weeks.

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Speaker 5: Yeah.

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Speaker 2: I feel like that changed a little bit after that.

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Speaker 4: Did These are numbers which in twenty twenty two seem

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Speaker 4: unfathomable after two years being in and out of lockdowns

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Speaker 4: with no international travel on the cards at all. Fortunately

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Speaker 4: the pandemic is over, baby.

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Speaker 2: That's not true. That is not true. The pandemic is

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Speaker 2: not over, but we are over it too, so we

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Speaker 2: are moving on content wise.

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Speaker 4: While the world opening back up is incredible, what is

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Speaker 4: less incredible is the rising cost of living we're all

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Speaker 4: facing right now. With the exchange rate poor and the

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Speaker 4: fuel prices sky high. For many of us, travel may

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Speaker 4: feel just a little bit out of reach right now.

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Speaker 4: To make sure your long awaited holiday plans actually happen today,

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Speaker 4: we're going to be running through a few handy hacks

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Speaker 4: to help make your travel plans that little bit cheaper.

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Speaker 4: My name is Georgia King, and joining me as always

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Speaker 4: is Victoria Devine and V. If I'm not mistaken, little

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Speaker 4: Bertie told me you've freshly returned from a little overseas trip.

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Speaker 2: I don't believe a little Bertie. I believe that our

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Speaker 2: group chat that I was consistently like, look, I'm in

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Speaker 2: the international water.

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Speaker 5: It's me obviously a lot of content.

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Speaker 2: I feel like that was telling you that I was overseas.

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Speaker 2: But yeah, I feel really really grateful to have been

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Speaker 2: able to travel overseas. Obviously, after such a tumultuous period

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Speaker 2: of time, it is not an option for everybody, So

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Speaker 2: I guess let's let's start out there and go, you

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Speaker 2: know what the last couple of years have been, let's

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Speaker 2: call it the dumpster fire. It was. That's right, And

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Speaker 2: there are some people who are going to be listening

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Speaker 2: to this that are like v that is so far

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Speaker 2: off an option that I have right now, and that

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Speaker 2: is totally okay. But it's nice to talk about. It's

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Speaker 2: a conversation that we all want to have. I've just

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Speaker 2: gotten back and I feel like I am let's say,

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Speaker 2: the Savings Queen Jess. She threw me under a bus

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Speaker 2: while we're in Paris because we while I was in Paris.

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Speaker 2: Oh my gosh, get this. This is so bouche, and

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Speaker 2: like I promise you, it was just coincident. We didn't

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Speaker 2: travel there for this. We had a Hents Day for

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Speaker 2: me because I'm getting married in November, which I don't

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Speaker 2: think I've told you guys the date as in November before.

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Speaker 2: But I'm getting married in November and my best friend,

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Speaker 2: or one of my best friends, Steph, is pregnant, and

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Speaker 2: so it's not going to be possible for us to

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Speaker 2: have a Hent's Day closer to the date because she's

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Speaker 2: gonna have a newborn and I just really want her there.

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Speaker 2: Another one of my best friends, Rose lives in London

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Speaker 2: at the moment, so it was just it seemed all

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Speaker 2: perfect when we were on holiday to like do this

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Speaker 2: day together anyway, We're having this boogie day. We'd planned

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Speaker 2: it all out. We're like in Paris, guys, this is

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Speaker 2: the fanciest thing I've done in my life. And we

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Speaker 2: looked on Uber to like get to our next venue

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Speaker 2: if we're we're going and I was like, absolutely not,

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Speaker 2: absolutely not. We are not getting in an uber that

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Speaker 2: is like four times to the price, not happening. And

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Speaker 2: they're like, Victoria, not on your heads a day And

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Speaker 2: I was like yet, nah. Now we can either get

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Speaker 2: a scooter because the Lime scooters and we're in Paris,

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Speaker 2: or we can go on metro. And they were like Victoria,

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Speaker 2: like we'll just get in an uber, like it'll be

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Speaker 2: much easier, Like ye, you're all dressed up, and I

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Speaker 2: was like nap. So we got on the metro. So

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Speaker 2: we went on the train on my Handstay. I was

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Speaker 2: dressed as him. I had my white dress, I had

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Speaker 2: my veil.

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Speaker 5: There is a Tea tocot dress.

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Speaker 2: Weren't you No, It was like it was a dress

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Speaker 2: I already had, like a one that I'd bought ages

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Speaker 2: ago that was really expensive that I needed to get

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Speaker 2: more cost per wear out. So when the girls were like,

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Speaker 2: we're gonna have a hend state, you have to wear white,

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Speaker 2: I was like, this is perfect. Also on the Queen

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Speaker 2: of a white dress, so I had a plethora of options. Anyway,

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Speaker 2: I wore that. It was a bit expensive, but also

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Speaker 2: it did look really boogie. I had my hair and

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Speaker 2: makeup done. I had this like massive veil on, and

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Speaker 2: I was just like going through the turnstile at the

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Speaker 2: Metro because I was like, I am not going to

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Speaker 2: be paying uber search.

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Speaker 5: Not in Paris on a budget.

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Speaker 2: Yeah. Always, the exchange rate is absolutely horrendous. So cocktails

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Speaker 2: were already costing us an absolute bomb. I'd prefer to

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Speaker 2: have another drink and go on the train. And I

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Speaker 2: made some pole.

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Speaker 5: Laugh So that was exactly you would have made.

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Speaker 2: So that's my travel hack. Have a Hen's party in Paris.

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Speaker 2: Incredible money win.

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Speaker 5: OpEd for PT.

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Speaker 4: I would have loved to have seen you on a scooter,

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Speaker 4: but anyway, we'll talk about this.

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Speaker 2: I've got to fee the show of it because newfound

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Speaker 2: love scooters, Like I am obsessed like the electric scooters everywhere.

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Speaker 2: I've got the linemap on my phone now already use

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Speaker 2: them in Melbourne. I love them. It's so practical, you

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Speaker 2: get to be outside, you get to have a fun experience.

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Speaker 2: It's really cheap, like.

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Speaker 5: What's terrifying your life?

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Speaker 2: So we're in London, right, George, and it was the

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Speaker 2: first time that we were going to scoot. One of

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Speaker 2: my best friends Rows leaves in London and she was like,

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Speaker 2: oh my gosh, Like the public transport here takes ages

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Speaker 2: because traffic's messed up. We can grab scooters And all

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Speaker 2: the girls were like, yeah, like that sounds like a

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Speaker 2: really fun experience. And Jess was a bit like, oh,

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Speaker 2: I don't know, I've never been on a scooter and

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Speaker 2: a maybeit apprehensive. And we're like, that's fine. We'll just

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Speaker 2: like go on backstreets and go slow. And when you

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Speaker 2: first get these scoots, they like have a speed limit

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Speaker 2: so that you're not going really fast. Right, So we

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Speaker 2: told her all of this, Rose Rose lied. Rose was like, yeah, okay,

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Speaker 2: do a little scoop, go around and circle. I'm in London.

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Speaker 2: I don't know where i am. I'm just trusting my

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Speaker 2: friend straight into Piccadilly Circus, just.

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Speaker 5: On the Skoders joint.

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Speaker 2: In the busiest joint in town. She's on a scooter, screeching.

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Speaker 2: She's alive, she got a cut down, she was fine.

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Speaker 2: She's better for the experience. But my friends, that's why

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Speaker 2: we have travel insured exactly because you can't.

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Speaker 5: Trust rows.

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Speaker 4: Lovely little anecdotes to kick us off. But let's get

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Speaker 4: into it. V. Where do we start in terms of

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Speaker 4: saving hacks for overseas travels?

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Speaker 2: So I feel like there are different levels of savings hacks.

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Speaker 2: There's like the basics, then there's like the mediocre, then

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Speaker 2: there's like the big juicy savings hacks. So we're going

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Speaker 2: to start off with like the bear basics, right, and

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Speaker 2: we're going to build up from there. So like the basics,

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Speaker 2: when it comes to making sure that you're getting a

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Speaker 2: cost effective holiday, would be making sure that you know

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Speaker 2: school holiday dates right, because it's obviously going to peak

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Speaker 2: anytime there are school holiday dates, because that's when most

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Speaker 2: people want to travel because a lot of people have

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Speaker 2: kids and they need to time their holidays around that.

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Speaker 2: So for someone like me, I don't have kids. So

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Speaker 2: before we went away, I made sure that I wasn't

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Speaker 2: traveling during a peak period. The other benefit of that

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Speaker 2: is obviously less traffic when you're over there. So if

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Speaker 2: you're going to Bali or you're going to a very

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Speaker 2: popular holiday destination, I actually love the idea that I

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Speaker 2: know it's not Australian school holidays, because then I know

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Speaker 2: it's not gonna be filled full of a plethora of kids,

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Speaker 2: because I think we've all been somewhere at some point,

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Speaker 2: even if it's just like the Maya Christmas windows and

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Speaker 2: you're like, oh god, I forgot what it was like

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Speaker 2: to have so many people in one location because it's

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Speaker 2: school holidays, right, So that would be my first Make

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Speaker 2: sure you're traveling in off peak periods if possible. The

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Speaker 2: next one is phone roaming, which if you listened to

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Speaker 2: our travel insurance episode, you know I got stung with

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Speaker 2: it TLDR. If you're with the same phone carrier that

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Speaker 2: I am with, roaming included everywhere except the UAE, which

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Speaker 2: is how I ended up with a seven hundred dollar

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Speaker 2: phone bill. Thankfully they've sordered me out. I'm out of it.

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Speaker 2: We're all good, but make sure that you understand your

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Speaker 2: phone roaming options. So for me, my phone roaming options

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Speaker 2: were five dollars a day if you're out of the country.

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Speaker 2: A couple of the girls I was traveling with were

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Speaker 2: with different carriers, so they were either ten dollars a

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Speaker 2: day or pay as you go. So just understand that

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Speaker 2: because I'm actually so reliant on my phone, and that

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Speaker 2: sounds really bad because when you're on holiday you want

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Speaker 2: to be disconnected. But the one thing that made me

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Speaker 2: feel really safe was knowing, all right, well, we're going

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Speaker 2: to go for a walk, but I also know I've

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Speaker 2: got Google Maps on my phone and I can get

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Speaker 2: straight home if I need to. I also found so

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Speaker 2: I traveled with a Wires card, which is another travel

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Speaker 2: hack and like a next level very good outcome if

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Speaker 2: you are looking for an overseas bank with good exchange rates.

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Speaker 2: I found them really good. But I had my wires

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Speaker 2: card on my phone because you can get it same day,

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Speaker 2: which was like a bit of a money win. Again,

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Speaker 2: not sponsored. I've never actually even spoken to them propera.

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Speaker 2: They just are a really good service, and I used

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Speaker 2: my Wives card when I was over there. But I

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Speaker 2: would make sure that you understand what that means for

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Speaker 2: you and how much data you actually need. Because some

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Speaker 2: people will be like, oh, just turn data off, and

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Speaker 2: I was like, that's not an option for me, Like

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Speaker 2: I genuinely get anxiety when I'm in a place that

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Speaker 2: I don't know and knowing that my phone was on

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Speaker 2: me and I could just open it and could just

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Speaker 2: use Google Translate, which, gee, have you seen that?

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Speaker 1: No?

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Speaker 5: Sorry, I shook my head. This is a podcast from Doing.

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Speaker 2: What are you doing? G King? So while I was

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Speaker 2: away Rose, she's like featuring in this episode very heavily

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Speaker 2: because she gave me a lot of tips and tricks.

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Speaker 2: Rose introduced me to Google Translate, which you might go, great,

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Speaker 2: no problems, Like I can type my text in there,

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Speaker 2: Georgia King. No, you open the camera and hold it

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Speaker 2: over whatever text you're trying to translate, and it translates

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Speaker 2: on the screen into English. Whether that is a menu

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Speaker 2: or a stop sign, it doesn't matter. It literally will

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Speaker 2: pop up and put the text over the top. So

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Speaker 2: I'll be like I'll have that, no problems, thank you

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Speaker 2: so much. But also when you translate, you can speak

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Speaker 2: directly into this in English and then press translate to

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Speaker 2: French and it tells your uber driver what you need

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Speaker 2: to tell them in their native tongue and then they

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Speaker 2: say it back in French and it tells me in

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Speaker 2: English what he just said. That is like no texting

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Speaker 2: out little messages and handing in the phone and being

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Speaker 2: like do you get this? Like it was free George

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Speaker 2: Jim how Good's gole how Good is Google sponsor up?

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Speaker 2: Because I am your biggest fan? But literally that's that's

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Speaker 2: Is that a money saving hack? I don't know if

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Speaker 2: it's a money saving chesa.

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Speaker 5: You get back on your hack.

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Speaker 2: Having Google Translate and having my phone there accessible and

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Speaker 2: knowing I can use it without being stressed about the

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Speaker 2: cash side of it was to me really important. It

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Speaker 2: might not be as important to you, so make up

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Speaker 2: your own mind. There's also an option in a lot

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Speaker 2: of countries, so it's becoming more popular in places like

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Speaker 2: Europe and Japan. But rentable mobile routers so you can

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Speaker 2: just like have a pocket Wi Fi thing, so you

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Speaker 2: would tend to that. Another hack, which if you're traveling

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Speaker 2: for a week, it probably doesn't make a lot of

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Speaker 2: sense to do so if you're traveling for a longer

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Speaker 2: period of time. So for example, Broshe who is on

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Speaker 2: our team, she's head of events here at she's on

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Speaker 2: the money. She is headed off nine weeks in Europe

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Speaker 2: without me. Kind of rude, but okay, it might make

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Speaker 2: more sense for her to just buy her own pocket

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Speaker 2: Wi Fi router to use while she's abroad so that

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Speaker 2: she doesn't have to change her mobile number and do

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Speaker 2: the whole new simcard thing, which can be a little

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Speaker 2: bit of a headache, but typically your reserve one, you

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Speaker 2: pick it up at the airport, or you can have

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Speaker 2: it delivered to your hotel. There's a super low cost

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Speaker 2: way to make sure you don't get stung with international

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Speaker 2: roaming fees if that's something you need access to. Sonic.

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Speaker 2: I mean, we did a whole episode on comprehensive travel insurance,

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Speaker 2: so go back to that. But my top tip there

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Speaker 2: is get comprehensive travel insurance non negotiable. And then Georgia

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Speaker 2: King the other tip not sponsored, just a really big

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Speaker 2: fan of shot Back. This is not their episode, but

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Speaker 2: it could be their episode shot Back. Honestly, when we

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Speaker 2: were booking our holiday, they had so many deals on

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Speaker 2: like booking dot Com or direct with our airlines. So

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Speaker 2: make sure that you're getting money back on these things.

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Speaker 2: Because every transaction I made, I was making sure to

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Speaker 2: click shot Back, and I was like, oh my gosh,

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Speaker 2: like I'm literally getting more cash back just by having

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Speaker 2: this on my browser. So again not sponsored. I mean,

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Speaker 2: they're probably gonna be pretty happy with this little shout

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Speaker 2: out because I'm literally their biggest fan. But I think

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Speaker 2: that's the one thing I didn't expect. Like, obviously I

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Speaker 2: shop on the Iconic all the time. I tell you

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Speaker 2: about this, I get my cash back, I have a

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Speaker 2: supreme time. But when it popped up for places like

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Speaker 2: booking dot Com, I was like, hold up, like you're

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Speaker 2: saying I can get like five percent cash back on

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Speaker 2: my holiday money in I'm absolute money in.

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Speaker 4: Amazing and using yeah, platforms like shot back so much

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Speaker 4: better than using platforms like after pay, you know.

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Speaker 2: But yeah, but I mean they're completely different, and it

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Speaker 2: frustrates me because they feel like I'm seeing a lot

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Speaker 2: of people in our community put holidays on buy now,

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Speaker 2: pay later pms and it just I just think it's

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Speaker 2: the wrong mentality. Like please don't get me wrong. It

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Speaker 2: is a privilege. It's kind of a reward, it's not

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Speaker 2: a given. Gee. I think that being in this privileged

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Speaker 2: position of having just gotten back from a holiday and

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Speaker 2: you know, I'd been thinking about this, you know, I

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Speaker 2: say flippantly, ha ha. We booked a last minute holiday,

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Speaker 2: but the reason we did that was because through COVID,

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Speaker 2: I had holidays that were booked that got canceled, and

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Speaker 2: thankfully I had good refund policies. So I've had this

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Speaker 2: cash sitting to the side that I've literally had ear

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Speaker 2: marked as this is a holiday at some point somehow

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Speaker 2: with my girlfriends. And then once Steph ended up pregnant,

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Speaker 2: which is like the most exciting thing to happen to

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Speaker 2: be my entire life, we were like, oh, we probably

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Speaker 2: should organize this soon because if we don't, that's just

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Speaker 2: not going to be a reality for us in the future.

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Speaker 2: So we planned this pretty last minute, but it was

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Speaker 2: also something that had been set aside. And I think nowadays,

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Speaker 2: especially with the rising costs of living and how much

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Speaker 2: the world is costing us, and how much stress we're

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Speaker 2: all under and how much trauma honestly all of us

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Speaker 2: have been through over the last two nearly three years,

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Speaker 2: we all go, we deserve a holiday, and you totally do.

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Speaker 2: But I also look at it and go, just future,

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Speaker 2: you deserve the financial implications that are going to be

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Speaker 2: put on you by making that decision. And it's so

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Speaker 2: easy to make that decision to go, oh, well, I'll

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Speaker 2: just go on holiday and deal with it later. It's like,

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Speaker 2: but is that actually putting you in the best possible position? Like,

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Speaker 2: I know this whole yolo mentality exists, and I'm a

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Speaker 2: very big believer in experiences over you know, big long

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Speaker 2: term financial goals happening sooner. Like I totally get that

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Speaker 2: everybody's on a different page, But personally, I would much

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Speaker 2: prefer to have the ability to go on holidays and

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Speaker 2: I'll just retire a few years later because for me,

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Speaker 2: enjoying the journey is so important. But it's also like,

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Speaker 2: can we really reframe this and go if you don't

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Speaker 2: have a good emergency fund and you don't have that

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Speaker 2: free cash flow available and you're really stretching yourself to

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Speaker 2: go on this holiday and it's putting you out to

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Speaker 2: quote live your best life, is that actually the best

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Speaker 2: use of funds that you have, Like, I just I

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Speaker 2: want you to care about yourself as much as I

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Speaker 2: care about you. Because as much as I gee, I

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Speaker 2: want you to go overseas, I want you to have

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Speaker 2: a mint time. I want you to have the best

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Speaker 2: time ever, But I go, is that worth it? Or

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Speaker 2: should we be saving for this? Because the way I

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Speaker 2: view it is, for me, a holiday is a reward,

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Speaker 2: either a reward for doing something good or saving, but

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Speaker 2: it shouldn't be something that costs you once you're there.

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Speaker 2: So I'm very much a believer in saving for a

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Speaker 2: holiday and paying it off before you go than paying

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Speaker 2: it off when you get back. Like, I don't believe

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Speaker 2: anyone should carry debt for things they can't tangibly hold

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Speaker 2: or tangibly on cell yeah right, Like it's just it's

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Speaker 2: bad debt and it's putting you in a bad position,

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Speaker 2: and I just don't want anyone to be in that position.

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Speaker 2: But I think it's you know, I'm bringing it up

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Speaker 2: now because I feel like every man and their dog

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Speaker 2: is currently in Italy.

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Speaker 5: That's what I was gonna say. It's hard when everyone's

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Speaker 5: there got a Malfi.

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Speaker 2: Every single influencer. I was like, Oh, we're in the

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Speaker 2: Amalfi coast. I'm like, oh my gosh, like gorgeous, But

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Speaker 2: don't forget that so many of them either sponsored or

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Speaker 2: have paid for it in cash or are in unnecessary debt.

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Speaker 2: Like I cannot and I don't mean to throw influences

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Speaker 2: under the bus, because gee, we are influencers in a way,

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Speaker 2: like the amount of influences I have spoken to, because

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Speaker 2: that's you know, my financial advice practice really focuses on

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Speaker 2: people with social media platforms. The amount of influencers I

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Speaker 2: have spoken to before that are like, oh, I'm in

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Speaker 2: fifty grand worth of personal debt, like no worries because

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Speaker 2: it's like for my personal brand. And I just go, what,

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Speaker 2: like why are you putting up with this? Like your

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Speaker 2: audience don't require you to have a brand new XBYZ

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Speaker 2: or go on a holiday to create content, Like, no

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Speaker 2: one's expecting this of you. So I think there's something

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Speaker 2: really sexy about putting your own needs first. I don't know.

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Speaker 5: Okay, So after pay is a no no, what.

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Speaker 2: A surprise nobody's shocked to accept.

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Speaker 4: For Victoria, let's move on the V and chat about flights.

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Speaker 4: How can we save a pretty penny when it comes

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Speaker 4: to booking our affairs?

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Speaker 2: Okay, So there are lots of ways, and I want

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Speaker 2: to say research, but also research is also going to

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00:16:59,200 --> 00:17:02,000
Speaker 2: put you back. So private browsing when you're on your

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Speaker 2: computer and you're looking up flights go into eatingcognito mode

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Speaker 2: so that your cookies aren't being tracked, because if your

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Speaker 2: cookies are being tracked, the flight company they're really smart.

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Speaker 2: They're like, g wants to go on holiday on these dates. Okay,

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Speaker 2: let's show her the price today and then if she

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Speaker 2: looks tomorrow, let's add one hundred bucks to it, because really, yeah,

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Speaker 2: it happens all the time. And if you get rid

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Speaker 2: of your cookies and delete like your browsing history, more

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00:17:24,240 --> 00:17:26,919
Speaker 2: often than not, the price will go down because if

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Speaker 2: you look anyway. That is a hot tip. Other hot tip,

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Speaker 2: after I've done a lot of research, the best time

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Speaker 2: to book a flight is Tuesday at eight pm. And

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00:17:37,560 --> 00:17:39,520
Speaker 2: that's because then this might change because we're going to

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Speaker 2: send the shoes on the money community onto the internet

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Speaker 2: to do this. But that's because that's when flight companies

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Speaker 2: and flight websites and booking websites have the least amount

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Speaker 2: of traffic, so they want the most amount of bookings.

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Speaker 2: Whereas the worst time you can book a flight is

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Speaker 2: a Saturday night after eight pm, and that's because.

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Speaker 5: People are on the berz and they're like, oh, let's.

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Speaker 2: Get a buck, let's go a bye way yeah, that's

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Speaker 2: literally it, right. Is that not the night that you

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Speaker 2: would organize to have your mates over to book the

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Speaker 2: holiday that you've been planning on.

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Speaker 5: It's not going to be a Tuesday?

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Speaker 4: Yuck?

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Speaker 5: I hate tuesdays.

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Speaker 2: Yeah we okay, gee, we say recording on a Tuesday

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Speaker 2: or I have no problems. So cookies are really important,

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Speaker 2: not the delicious kind, but the kind that save your money.

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Speaker 2: And then look at flexible dates for planes because they

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Speaker 2: really vary. So an example of that is not going,

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Speaker 2: oh hey, gee, have a look if you can just

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Speaker 2: go the week before, like that's not that practical. But

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Speaker 2: I actually looked at flights because I was in charge

404
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Speaker 2: of booking Ah surprise, I was in charge of booking

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Speaker 2: flights for the four of us that were going to

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Speaker 2: the UK, right, So I put down all of our

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Speaker 2: flight preferences and how to look at what it would cost.

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Speaker 2: And I put down flexible dates, not because I actually

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Speaker 2: wanted to change the time, but because I wanted to

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Speaker 2: see what that would look like. And I realized that

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Speaker 2: if we came back a day later than what we

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Speaker 2: had planned originally. When we sat down and we said

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Speaker 2: let's go on holiday, what dates do you want like

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Speaker 2: my girlfriends and night. We're very much homebodies. So if

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Speaker 2: I'm going on a holiday, I actually want to come

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Speaker 2: back with enough time to be at home sett all unpack,

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Speaker 2: have a good sleep in my own bed before going

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Speaker 2: back to work. So I was like, I want to

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Speaker 2: probably be back on the Friday, so I've got the

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Speaker 2: weekend and go back to work on Monday. Right, this

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Speaker 2: is my thought pattern. But we realized if we were

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Speaker 2: happy to fly in on this Saturday night at like

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Speaker 2: ten pm or something ridiculous and only have that Sunday,

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Speaker 2: we were saving close to one thousand dollars. Wow. So

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Speaker 2: all of us agreed, you know what, as much as

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Speaker 2: we want to come back on that Friday night, let's

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Speaker 2: just extend it for like less than twenty four hours.

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Speaker 2: And it put us in a better position. The other

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Speaker 2: thing happened at the start of the holiday as well,

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Speaker 2: where I was like, guys, like, what date do we

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Speaker 2: want to go? And everyone's like, cool, we finished work

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Speaker 2: on Friday, let's go on Saturday morning or you know,

433
00:19:51,520 --> 00:19:54,280
Speaker 2: Saturday afternoon. I was like, no problems. But I went

434
00:19:54,320 --> 00:19:56,720
Speaker 2: back to them and said, look, flights are four hundred

435
00:19:56,760 --> 00:19:59,639
Speaker 2: dollars each cheaper if we can fly out at three

436
00:19:59,720 --> 00:20:02,240
Speaker 2: A on the friday that you finished work, Like, would

437
00:20:02,280 --> 00:20:04,399
Speaker 2: you be down for actually flying out the night that

438
00:20:04,440 --> 00:20:06,400
Speaker 2: you finished work? And everyone was like, yeah, no problems,

439
00:20:06,440 --> 00:20:08,040
Speaker 2: Like we'll finish work, we'll have a big day, we'll

440
00:20:08,080 --> 00:20:10,280
Speaker 2: fall asleep on the plane. So for us, we ended

441
00:20:10,359 --> 00:20:12,640
Speaker 2: up actually saving a fair bit of money because we

442
00:20:12,640 --> 00:20:14,480
Speaker 2: were able to be flexible on the dates. And I

443
00:20:14,520 --> 00:20:16,800
Speaker 2: don't think it's about going, oh, should you change a

444
00:20:16,880 --> 00:20:19,200
Speaker 2: holiday a week or so, It's literally about the small

445
00:20:19,240 --> 00:20:23,200
Speaker 2: flight changes to the more unpopular flights. That meant one,

446
00:20:23,280 --> 00:20:26,920
Speaker 2: our flight wasn't so packed, because from what I understand,

447
00:20:27,080 --> 00:20:30,359
Speaker 2: flights at the moment are hectic. But two, it saved

448
00:20:30,440 --> 00:20:32,640
Speaker 2: us some pretty serious bank Like I think we ended

449
00:20:32,720 --> 00:20:34,679
Speaker 2: up saving more than twelve hundred dollars each on the

450
00:20:34,720 --> 00:20:37,840
Speaker 2: return flights just because we weren't trying to fly at

451
00:20:37,880 --> 00:20:41,119
Speaker 2: the quote most convenient time for us. And then also

452
00:20:41,320 --> 00:20:43,840
Speaker 2: to add on to that, not a money saving trick,

453
00:20:44,119 --> 00:20:47,560
Speaker 2: but a time saving trick. The second we got to

454
00:20:47,600 --> 00:20:51,440
Speaker 2: the airport, we started acting like we were on London time. Yeah,

455
00:20:51,680 --> 00:20:54,880
Speaker 2: so making sure that we were aligning our sleep schedule

456
00:20:54,920 --> 00:20:58,199
Speaker 2: for the plane to what the location would be so

457
00:20:58,280 --> 00:21:00,720
Speaker 2: that we weren't as jet lagged when we got worked

458
00:21:00,720 --> 00:21:03,840
Speaker 2: out for king uh huh coming home not the same,

459
00:21:04,000 --> 00:21:05,080
Speaker 2: But we won't talk about.

460
00:21:04,840 --> 00:21:05,879
Speaker 5: It or about that one.

461
00:21:06,040 --> 00:21:08,600
Speaker 4: I think we've mentioned this before. V. One of my

462
00:21:08,720 --> 00:21:11,200
Speaker 4: tips for saving money when it comes to travel would

463
00:21:11,240 --> 00:21:14,359
Speaker 4: be skipping on a calm a little bit, especially if

464
00:21:14,359 --> 00:21:16,359
Speaker 4: you're somewhere where you're going to be outsight seeing all

465
00:21:16,440 --> 00:21:19,080
Speaker 4: day and you're not going to be spending that much

466
00:21:19,119 --> 00:21:21,320
Speaker 4: time at the accommodation, even though we might have big

467
00:21:21,400 --> 00:21:23,840
Speaker 4: dreams of you know, scrolling Airbnb and like looking at

468
00:21:23,840 --> 00:21:26,040
Speaker 4: all of the amazing places, but that can be a

469
00:21:26,040 --> 00:21:28,200
Speaker 4: bit of a waste of money if you're not actually

470
00:21:28,200 --> 00:21:28,960
Speaker 4: spending that much time.

471
00:21:29,160 --> 00:21:31,720
Speaker 2: I could do you agree? Agree more? And I guess

472
00:21:31,760 --> 00:21:33,600
Speaker 2: this is going to shock a lot of people. And

473
00:21:33,640 --> 00:21:35,240
Speaker 2: I say it's going to shock a lot of people

474
00:21:35,560 --> 00:21:37,760
Speaker 2: because I already know you're shocked, because you're in my

475
00:21:37,880 --> 00:21:40,719
Speaker 2: DMS being like, what the hell of Victoria, Divine, we

476
00:21:40,760 --> 00:21:42,520
Speaker 2: stayed in hostel when we got to London.

477
00:21:42,880 --> 00:21:45,440
Speaker 4: I cannot believe that you stayed in a hostel. Why,

478
00:21:46,040 --> 00:21:47,760
Speaker 4: because you're the boogiest woman I know.

479
00:21:48,200 --> 00:21:49,879
Speaker 2: Yeah, I guess it did look a little bit dumb

480
00:21:50,119 --> 00:21:51,840
Speaker 2: me walking in and I did have like an ic

481
00:21:51,880 --> 00:21:54,920
Speaker 2: sandbag and I was like, hello, huge checking style, But

482
00:21:55,320 --> 00:21:57,840
Speaker 2: it genuinely just made the most sense. Right, London is

483
00:21:57,880 --> 00:22:00,679
Speaker 2: really expensive if like I could not believe when I

484
00:22:00,800 --> 00:22:03,479
Speaker 2: was there, the cost of living, like, oh my gosh,

485
00:22:03,480 --> 00:22:07,680
Speaker 2: coffees were costing us like fourteen dollars. Like everything there

486
00:22:07,760 --> 00:22:11,560
Speaker 2: was double so like the exchange rate two pound is insane.

487
00:22:11,560 --> 00:22:15,040
Speaker 2: At the moment, everything was expensive. So when we were

488
00:22:15,080 --> 00:22:17,680
Speaker 2: doing our research to find out like where should we stay,

489
00:22:17,720 --> 00:22:20,080
Speaker 2: what should we do? We looked at Airbnb, we looked

490
00:22:20,119 --> 00:22:23,240
Speaker 2: at hotels, we looked at literally everything, and I was

491
00:22:23,320 --> 00:22:25,639
Speaker 2: just like, this is insane. Like there were five of

492
00:22:25,720 --> 00:22:28,200
Speaker 2: us to accommodate, which meant if we went with a hotel,

493
00:22:28,240 --> 00:22:29,919
Speaker 2: we'd probably have to have a couple of rooms. So

494
00:22:29,960 --> 00:22:33,000
Speaker 2: it was getting to become really expensive. And I ended

495
00:22:33,080 --> 00:22:36,160
Speaker 2: up just going, hey, would you guys consider a hostel?

496
00:22:36,200 --> 00:22:37,840
Speaker 2: And I think the girls thought I was joking because

497
00:22:37,840 --> 00:22:40,600
Speaker 2: they were like, ha haha, yeah, no problem speed And

498
00:22:40,640 --> 00:22:42,879
Speaker 2: then when I sent them the booking link, they were like,

499
00:22:42,960 --> 00:22:46,000
Speaker 2: she is serious. But I think we ended up paying

500
00:22:46,000 --> 00:22:48,639
Speaker 2: about twelve hundred dollars for five of us for like

501
00:22:48,720 --> 00:22:51,840
Speaker 2: four nights in London, which is unheard of, Like that's

502
00:22:51,880 --> 00:22:54,400
Speaker 2: so cheap. We stayed at just because I know I'm

503
00:22:54,400 --> 00:22:56,879
Speaker 2: going to get asked. We stayed at Wombats, which is

504
00:22:56,960 --> 00:23:00,640
Speaker 2: a hostel in London, but we booked a private room

505
00:23:00,920 --> 00:23:03,159
Speaker 2: so we had bunk beds, which was a dream like

506
00:23:03,200 --> 00:23:06,280
Speaker 2: a girls trip vibes. It felt like we're on school camp.

507
00:23:06,480 --> 00:23:09,159
Speaker 2: But we had our own, very clean, very nice bathroom.

508
00:23:09,320 --> 00:23:11,840
Speaker 2: It was all fine, a separate toilet like getting ready

509
00:23:11,840 --> 00:23:14,639
Speaker 2: area up like it actually was the dream set up,

510
00:23:15,200 --> 00:23:16,959
Speaker 2: and it just took a bit of research to make

511
00:23:16,960 --> 00:23:19,199
Speaker 2: sure we weren't getting a dodgy hostel where it was

512
00:23:19,240 --> 00:23:21,560
Speaker 2: like a fifty person share room and we didn't know

513
00:23:21,600 --> 00:23:25,040
Speaker 2: who was there. We got this private room, six bunk beds,

514
00:23:25,040 --> 00:23:26,720
Speaker 2: so there was a spare one in our room, but

515
00:23:26,760 --> 00:23:28,320
Speaker 2: we wanted to book the whole room and not have

516
00:23:28,440 --> 00:23:31,440
Speaker 2: randoms in our house. But it worked really well, very

517
00:23:31,440 --> 00:23:34,400
Speaker 2: centrally located very close to a train station. You're right,

518
00:23:34,480 --> 00:23:37,640
Speaker 2: we weren't there the whole time. So to us, London

519
00:23:37,760 --> 00:23:39,560
Speaker 2: was the place where we really wanted to save on

520
00:23:39,600 --> 00:23:43,120
Speaker 2: accommodation because it just no brainer. Yeah, because we were

521
00:23:43,160 --> 00:23:45,760
Speaker 2: going out for dinner, everything was more expensive. We wanted

522
00:23:45,800 --> 00:23:48,360
Speaker 2: to enjoy our time there, but then when we went

523
00:23:48,440 --> 00:23:51,080
Speaker 2: further down into France, we were like, oh, we actually

524
00:23:51,080 --> 00:23:52,879
Speaker 2: want to have a bit of a relaxing time. So

525
00:23:52,920 --> 00:23:55,280
Speaker 2: we ended up booking an airbnb that was purely based

526
00:23:55,280 --> 00:23:56,880
Speaker 2: on the fact that we'd want to hang out there.

527
00:23:57,200 --> 00:23:59,000
Speaker 2: But I think it's all about how much time are

528
00:23:59,040 --> 00:24:02,320
Speaker 2: you actually planning on space and would you consider a

529
00:24:02,320 --> 00:24:04,280
Speaker 2: hostel because I know a lot of you are listening,

530
00:24:04,280 --> 00:24:07,600
Speaker 2: going that doesn't sound very Victoria, But it's all about values.

531
00:24:07,920 --> 00:24:09,800
Speaker 2: Like I just wanted to be safe, secure, I have

532
00:24:09,800 --> 00:24:12,280
Speaker 2: a comfortable bed, make sure that I could get around

533
00:24:12,320 --> 00:24:14,719
Speaker 2: and see things and enjoy my time there. And that

534
00:24:14,960 --> 00:24:17,800
Speaker 2: enabled me to do that perfectly. Like was it the rits?

535
00:24:17,920 --> 00:24:19,919
Speaker 2: Absolutely not. But did that mean that we could go

536
00:24:19,960 --> 00:24:21,920
Speaker 2: afford to pay for drinks at the risk and have

537
00:24:21,960 --> 00:24:24,240
Speaker 2: like the bougiest time ever while we're they're on food

538
00:24:24,240 --> 00:24:26,080
Speaker 2: at beverage, Yes, because we did that too.

539
00:24:26,160 --> 00:24:28,760
Speaker 4: Amazing. Yeah, little sacrifice and it goes a long way.

540
00:24:29,160 --> 00:24:31,080
Speaker 4: The other thing I was going to say there, V

541
00:24:31,400 --> 00:24:34,080
Speaker 4: is it's probably worth as well checking out the location

542
00:24:34,359 --> 00:24:37,440
Speaker 4: of where you're staying. I'm sure that that hostel was

543
00:24:37,560 --> 00:24:40,240
Speaker 4: centrally located. They always seem to be. But if you're

544
00:24:40,600 --> 00:24:42,680
Speaker 4: saving money because it's really far out of the city,

545
00:24:42,720 --> 00:24:44,920
Speaker 4: but then you have to pay heapes for cats into town,

546
00:24:45,040 --> 00:24:47,480
Speaker 4: then it's like worth weighing that up as well. Yeah, Like,

547
00:24:47,880 --> 00:24:50,080
Speaker 4: I think the one thing that I really liked was

548
00:24:50,359 --> 00:24:53,639
Speaker 4: in the UK and when we traveled. Public transport is

549
00:24:53,680 --> 00:24:56,719
Speaker 4: so easy and it's actually my preference when I'm getting around.

550
00:24:57,000 --> 00:25:00,439
Speaker 2: So if I'm overseas, I actually just want to experien it,

551
00:25:00,640 --> 00:25:02,560
Speaker 2: Like I want to go on the Metro. I want

552
00:25:02,560 --> 00:25:04,560
Speaker 2: to see what it's like. I want to be in

553
00:25:04,600 --> 00:25:07,600
Speaker 2: and about and around people. I don't actually want to

554
00:25:07,680 --> 00:25:10,160
Speaker 2: just go from uber to uber to cab to cab

555
00:25:10,200 --> 00:25:12,320
Speaker 2: because it just feels like I'm at home, right, So

556
00:25:12,520 --> 00:25:14,800
Speaker 2: I know everybody is different there, but it was for

557
00:25:14,920 --> 00:25:17,479
Speaker 2: us we wanted to be close to public transport. We

558
00:25:17,520 --> 00:25:19,840
Speaker 2: actually were really close to London Tower Bridge. It was

559
00:25:19,920 --> 00:25:22,320
Speaker 2: a non issue when it came to transport. But I

560
00:25:22,320 --> 00:25:24,879
Speaker 2: would look at that too. Just because it's cheap doesn't

561
00:25:24,880 --> 00:25:26,480
Speaker 2: mean it's actually a good money win.

562
00:25:26,640 --> 00:25:29,760
Speaker 4: Yeah, exactly right. You just mentioned before v that the

563
00:25:29,800 --> 00:25:34,200
Speaker 4: cost of living was insane over there. We made yep,

564
00:25:34,560 --> 00:25:37,080
Speaker 4: how did you save money when it comes to eating out?

565
00:25:37,440 --> 00:25:41,679
Speaker 2: Okay, so one of my favor this entire episode is

566
00:25:41,880 --> 00:25:44,760
Speaker 2: how stingy can Victoria Devine be Like, that's what it

567
00:25:44,800 --> 00:25:47,200
Speaker 2: should be called. But I promise you I have really

568
00:25:47,240 --> 00:25:49,520
Speaker 2: good holidays and I really enjoy it, and I actually

569
00:25:49,600 --> 00:25:52,080
Speaker 2: much prefer this. But one of my other tips is,

570
00:25:52,119 --> 00:25:53,600
Speaker 2: if you are staying in a hotel that has a

571
00:25:53,680 --> 00:25:57,160
Speaker 2: mini bar, get it emptied. Not because I don't trust you,

572
00:25:57,240 --> 00:25:58,919
Speaker 2: not because I'm like, oh my gosh, you'll eat the

573
00:25:58,920 --> 00:26:01,080
Speaker 2: stuff in the minibar and it's expensive. That's not it,

574
00:26:01,400 --> 00:26:03,160
Speaker 2: because they leave the fridge in there, and you can

575
00:26:03,160 --> 00:26:06,919
Speaker 2: put stuff in the fridge. Yeah, so you can do breakfast.

576
00:26:07,240 --> 00:26:09,960
Speaker 2: So often when I travel, especially if I travel with Steve,

577
00:26:10,080 --> 00:26:12,560
Speaker 2: we go to a local supermarket when we arrive and

578
00:26:12,680 --> 00:26:14,879
Speaker 2: we grab some breakfast stuff. We might grab some like

579
00:26:15,000 --> 00:26:17,719
Speaker 2: croissants if we're in France or whatever it is, and

580
00:26:17,800 --> 00:26:20,040
Speaker 2: we grab some cereal and some milk and some fruit

581
00:26:20,080 --> 00:26:21,800
Speaker 2: and chuck that in the fridge and then we have

582
00:26:21,960 --> 00:26:24,960
Speaker 2: breakfast before we leave. And I feel like that genuinely

583
00:26:25,400 --> 00:26:28,840
Speaker 2: cuts the cost down. But you can try different things

584
00:26:28,880 --> 00:26:32,280
Speaker 2: from different locations, Like this is so lame, But we're

585
00:26:32,320 --> 00:26:35,120
Speaker 2: going to the US later this year. I'm so excited

586
00:26:35,160 --> 00:26:37,680
Speaker 2: to try the US cereals and like go to the

587
00:26:37,720 --> 00:26:40,800
Speaker 2: supermarket like lucky charms. Yeah, I don't know what else

588
00:26:40,840 --> 00:26:43,000
Speaker 2: do cap didn't crunch or whatever it is, Like, I'm

589
00:26:43,000 --> 00:26:45,760
Speaker 2: not here trying to be super healthy. I'm here going

590
00:26:45,840 --> 00:26:47,919
Speaker 2: this is actually a really good way of saving money

591
00:26:48,240 --> 00:26:51,639
Speaker 2: and maybe experiencing something else that the locals experience. I

592
00:26:51,640 --> 00:26:54,080
Speaker 2: don't think we need to look at it as a sacrifice, like,

593
00:26:54,200 --> 00:26:55,879
Speaker 2: oh my gosh, well, let's just get the things that

594
00:26:55,920 --> 00:26:58,280
Speaker 2: you want to eat for breakfast. Like when we're in Paris,

595
00:26:58,520 --> 00:27:00,720
Speaker 2: we got our own breakfast and had it at the airbnb,

596
00:27:00,880 --> 00:27:02,560
Speaker 2: but we made it a thing like we got some

597
00:27:02,720 --> 00:27:05,639
Speaker 2: juice and we drank the juicy in champagne glasses and

598
00:27:05,680 --> 00:27:08,840
Speaker 2: had some croissants and stuff. And it was just a

599
00:27:08,920 --> 00:27:11,960
Speaker 2: much more cost effective way to have breakfast for five

600
00:27:12,119 --> 00:27:15,239
Speaker 2: adults but also enjoy the experience. And then we went

601
00:27:15,280 --> 00:27:17,280
Speaker 2: out to a museum or did whatever we wanted to do,

602
00:27:17,400 --> 00:27:21,360
Speaker 2: and it was just a very nice way to experience life.

603
00:27:21,400 --> 00:27:23,719
Speaker 2: But it's also such a more chill way to like

604
00:27:23,760 --> 00:27:25,520
Speaker 2: start the day, like, yes, so where are we going?

605
00:27:25,560 --> 00:27:27,360
Speaker 2: What are we doing. I mean, don't get me wrong,

606
00:27:27,400 --> 00:27:29,400
Speaker 2: we still went up for some breakfasts, but I think

607
00:27:29,440 --> 00:27:32,240
Speaker 2: that's a really good idea. And the next is eating

608
00:27:32,280 --> 00:27:35,440
Speaker 2: like a local, Like if you're overseas, it is very

609
00:27:35,560 --> 00:27:37,960
Speaker 2: very likely that local dishes are going to be much

610
00:27:38,160 --> 00:27:41,159
Speaker 2: cheaper than international cuisine. Like if you're trying to go

611
00:27:41,240 --> 00:27:43,959
Speaker 2: over to Bali and then go to the Italian restaurant, like,

612
00:27:44,000 --> 00:27:46,440
Speaker 2: that's not going to be the cheapest option for you.

613
00:27:46,960 --> 00:27:49,520
Speaker 2: And because it's local, they're probably tastier and better made

614
00:27:49,520 --> 00:27:52,119
Speaker 2: because they're the locals making local food, Like why wouldn't

615
00:27:52,160 --> 00:27:54,720
Speaker 2: you want to do that? So I think it's important

616
00:27:54,760 --> 00:27:56,840
Speaker 2: to have a look at that. Obviously well within your

617
00:27:56,920 --> 00:28:00,239
Speaker 2: dietary restrictions and stuff like that. But then all so,

618
00:28:01,000 --> 00:28:02,960
Speaker 2: looking for a place with a kitchen might be a

619
00:28:02,960 --> 00:28:07,040
Speaker 2: good option. Some hotels actually have little kitchenettes, so check

620
00:28:07,080 --> 00:28:09,800
Speaker 2: out what that is, because you could save some money

621
00:28:09,840 --> 00:28:12,240
Speaker 2: even just cooking like one meal at home or where

622
00:28:12,280 --> 00:28:15,280
Speaker 2: you're staying. Plus going to a market or supermarket as

623
00:28:15,280 --> 00:28:18,560
Speaker 2: I said before, Oh, super fun in another CARAMERI like,

624
00:28:18,560 --> 00:28:19,920
Speaker 2: am I the only one that goes come we go

625
00:28:19,960 --> 00:28:20,600
Speaker 2: to a supermarket?

626
00:28:21,280 --> 00:28:22,560
Speaker 5: Chemist's really fun.

627
00:28:23,119 --> 00:28:25,120
Speaker 2: The chemists are really fun, Like, I want to see

628
00:28:25,119 --> 00:28:29,360
Speaker 2: all the stuff you guys have, Like I'm just I'm crazy,

629
00:28:29,440 --> 00:28:33,159
Speaker 2: but that's okay, I love it, but genuinely a kitchen,

630
00:28:33,359 --> 00:28:36,119
Speaker 2: but also ask the hotel you're staying at what amenities

631
00:28:36,160 --> 00:28:39,560
Speaker 2: they have. I know this again makes me sound like

632
00:28:39,600 --> 00:28:42,760
Speaker 2: super stingy Victoria's saving tips like, I promise these are

633
00:28:42,760 --> 00:28:45,840
Speaker 2: good tips though, great tips. The fridge great, you can

634
00:28:45,840 --> 00:28:47,680
Speaker 2: have it emptied out, put your stuff in it. Do

635
00:28:47,720 --> 00:28:49,160
Speaker 2: they have access to a microwave?

636
00:28:49,560 --> 00:28:49,680
Speaker 1: Like?

637
00:28:49,680 --> 00:28:52,280
Speaker 2: Can you have a microwave in your room? Very likely

638
00:28:52,360 --> 00:28:55,440
Speaker 2: they actually have those on offer because people traveling with

639
00:28:55,560 --> 00:28:58,000
Speaker 2: babies often ask for them to warm bottles up in

640
00:28:58,040 --> 00:28:59,960
Speaker 2: the middle of the night, Like is that an option

641
00:29:00,200 --> 00:29:02,360
Speaker 2: for you? Can you have a microwave in there? Bam,

642
00:29:02,400 --> 00:29:04,600
Speaker 2: You've got a microwave and a fridge and you didn't

643
00:29:04,640 --> 00:29:06,400
Speaker 2: even have to book a place with a kitchen. Two

644
00:29:06,440 --> 00:29:10,920
Speaker 2: minute noodles come at me really exactly. It just depends

645
00:29:10,920 --> 00:29:13,280
Speaker 2: on what your values are and what you're doing. But

646
00:29:13,360 --> 00:29:15,600
Speaker 2: I'm the type of person who does get burnt out

647
00:29:15,640 --> 00:29:17,840
Speaker 2: on a holiday. Sometimes I just don't want to go

648
00:29:17,840 --> 00:29:19,440
Speaker 2: out for dinner. I don't want to go to a restaurant.

649
00:29:19,480 --> 00:29:21,280
Speaker 2: I do want to eat easy mac in my bed

650
00:29:21,520 --> 00:29:23,120
Speaker 2: and watch a movie and have a bit of a

651
00:29:23,200 --> 00:29:25,560
Speaker 2: chill night, and that could be a really good way

652
00:29:25,600 --> 00:29:28,880
Speaker 2: of building in a more cost effective day.

653
00:29:29,000 --> 00:29:33,640
Speaker 4: Right, smart, some very clever tips in their v lord

654
00:29:34,000 --> 00:29:36,160
Speaker 4: on the other side of the break, we're gonna hear

655
00:29:36,520 --> 00:29:39,720
Speaker 4: more from you there, and also we're gonna chat through

656
00:29:39,720 --> 00:29:42,239
Speaker 4: how we can sight see more economically, because that is

657
00:29:42,280 --> 00:29:44,760
Speaker 4: something that they really pump up the toruism.

658
00:29:44,360 --> 00:29:47,320
Speaker 2: Hop on, hop off to hop on, hop off tour.

659
00:29:47,240 --> 00:29:48,440
Speaker 5: Don't go anywhere guys.

660
00:29:52,360 --> 00:29:56,040
Speaker 4: Alrighty v let's jump straight back into it. I saw

661
00:29:56,080 --> 00:29:57,800
Speaker 4: on your socials that you did a lot of sight

662
00:29:57,840 --> 00:29:59,160
Speaker 4: seeing when you were abroad.

663
00:29:59,400 --> 00:30:01,440
Speaker 2: We did. I feel like I tried to pack it

664
00:30:01,480 --> 00:30:02,800
Speaker 2: in as much as possible.

665
00:30:02,920 --> 00:30:05,200
Speaker 5: You got to when in Rome as they say, we

666
00:30:05,200 --> 00:30:05,760
Speaker 5: were in France.

667
00:30:06,000 --> 00:30:06,760
Speaker 2: Okay, thank you?

668
00:30:07,280 --> 00:30:09,480
Speaker 5: How did you save money when it came to sightseeing?

669
00:30:09,520 --> 00:30:12,640
Speaker 2: All right? So sightseeing I think is a fun one

670
00:30:12,960 --> 00:30:16,840
Speaker 2: because it can be really expensive something that is pretty good.

671
00:30:17,000 --> 00:30:19,720
Speaker 2: And this is just a good reat cheat tip because

672
00:30:19,760 --> 00:30:22,360
Speaker 2: if you book one of those hop on, hop off tours,

673
00:30:22,440 --> 00:30:25,400
Speaker 2: especially like around London or something, they'll often be like,

674
00:30:25,440 --> 00:30:27,400
Speaker 2: oh you get twenty four or forty eight hours or

675
00:30:27,440 --> 00:30:30,320
Speaker 2: whatever it is, hop on, hop off, But why don't

676
00:30:30,360 --> 00:30:33,160
Speaker 2: you just use that as public transports so you like

677
00:30:33,280 --> 00:30:35,560
Speaker 2: hop on at the location you want to hop on

678
00:30:35,800 --> 00:30:37,880
Speaker 2: and then hop off at other locations and kind of

679
00:30:37,960 --> 00:30:39,920
Speaker 2: use it for like the twenty four or forty eight

680
00:30:39,960 --> 00:30:43,120
Speaker 2: hours you're in that location as public transport instead of

681
00:30:43,200 --> 00:30:45,720
Speaker 2: doing the public transport thing in addition to then getting

682
00:30:45,760 --> 00:30:47,360
Speaker 2: on a bus. Does that make sense?

683
00:30:47,520 --> 00:30:47,680
Speaker 1: Yeah?

684
00:30:47,720 --> 00:30:49,760
Speaker 2: Yeah, and I feel like that's really smart. But then

685
00:30:49,800 --> 00:30:52,000
Speaker 2: another thing that I love doing when I get to

686
00:30:52,080 --> 00:30:55,320
Speaker 2: new locations, and I always do the research beforehand because

687
00:30:55,360 --> 00:30:57,000
Speaker 2: it is quite hard to book them in. But it's

688
00:30:57,000 --> 00:31:00,760
Speaker 2: a walking tour. So often you have you've done a

689
00:31:00,760 --> 00:31:03,280
Speaker 2: walking tour before, George King, I think so not for

690
00:31:03,320 --> 00:31:06,680
Speaker 2: a lot to get very eclectic people doing walking to

691
00:31:06,720 --> 00:31:09,200
Speaker 2: us leading them or in the leading them, leading them,

692
00:31:09,240 --> 00:31:11,160
Speaker 2: And that's like my favorite part of it, because you

693
00:31:11,200 --> 00:31:14,680
Speaker 2: get this eccentric local who's just so passionate about where

694
00:31:14,680 --> 00:31:16,680
Speaker 2: they live that they want to take you on this

695
00:31:16,760 --> 00:31:20,160
Speaker 2: walking tour of their town. And walking tours are usually

696
00:31:20,200 --> 00:31:23,200
Speaker 2: like free. You just like usually tip the person or

697
00:31:23,240 --> 00:31:25,160
Speaker 2: whatever it is, and I always tear it and make

698
00:31:25,200 --> 00:31:27,960
Speaker 2: sure that I'm not, you know, taking advantage of the situation.

699
00:31:28,440 --> 00:31:31,160
Speaker 2: But the type of person that does a free walking tour,

700
00:31:31,240 --> 00:31:33,880
Speaker 2: I promise you is a very passionate individual who can

701
00:31:33,920 --> 00:31:35,720
Speaker 2: tell you where the best pub is, where the best

702
00:31:35,720 --> 00:31:38,000
Speaker 2: parmer is, where the best everything is, and all the

703
00:31:38,000 --> 00:31:40,680
Speaker 2: hot tips of the location. And it's a good way

704
00:31:40,680 --> 00:31:43,800
Speaker 2: to spend a few hours to meet people. And genuinely,

705
00:31:43,960 --> 00:31:46,240
Speaker 2: the fact that they're usually free is a money win,

706
00:31:46,760 --> 00:31:49,120
Speaker 2: and it's something that I usually do on the first

707
00:31:49,240 --> 00:31:51,360
Speaker 2: day or the first night that I'm in a location,

708
00:31:51,680 --> 00:31:53,400
Speaker 2: so I can be like, okay, cool, like let's do

709
00:31:53,440 --> 00:31:55,280
Speaker 2: the walking tour. We hear, we've put our stuff in

710
00:31:55,320 --> 00:31:58,240
Speaker 2: the hotel, let's go gee and we do a walking

711
00:31:58,280 --> 00:32:00,280
Speaker 2: tour and then we feel like we have a bit

712
00:32:00,320 --> 00:32:02,720
Speaker 2: more of a grounding of the location that we're in.

713
00:32:03,160 --> 00:32:05,760
Speaker 2: I have quite literally done them in every country I

714
00:32:05,760 --> 00:32:08,160
Speaker 2: have been to, except for London last time because the

715
00:32:08,160 --> 00:32:09,640
Speaker 2: girls didn't want to do it because they.

716
00:32:09,560 --> 00:32:11,360
Speaker 5: Suck rude from the girlies.

717
00:32:11,520 --> 00:32:14,360
Speaker 2: Okay, that gives you a really good activity, but also

718
00:32:14,840 --> 00:32:17,120
Speaker 2: the guide will usually have a lot of fun tips

719
00:32:17,160 --> 00:32:20,400
Speaker 2: and tricks for the location you're in. Obviously, booking ahead

720
00:32:20,440 --> 00:32:23,040
Speaker 2: is really important because if it's free, places are going

721
00:32:23,080 --> 00:32:27,000
Speaker 2: to be limited. But trip Advisor, which again not sponsored,

722
00:32:27,080 --> 00:32:29,360
Speaker 2: just a good website, usually has really good reviews of

723
00:32:29,360 --> 00:32:31,360
Speaker 2: whether it's a good walking tour or not a good

724
00:32:31,360 --> 00:32:33,760
Speaker 2: walking tour. And then the next morning I like to

725
00:32:33,760 --> 00:32:35,480
Speaker 2: get up and find a local market and go for

726
00:32:35,520 --> 00:32:37,600
Speaker 2: a walk through there because I promise they are so

727
00:32:37,640 --> 00:32:39,960
Speaker 2: interesting when you're overseas the best.

728
00:32:40,320 --> 00:32:42,480
Speaker 4: Just back on the food thing for a little bit,

729
00:32:43,160 --> 00:32:45,720
Speaker 4: to go back to the snacks the key I know,

730
00:32:46,120 --> 00:32:48,200
Speaker 4: as well as like stocking up at the supermarket and

731
00:32:48,200 --> 00:32:50,640
Speaker 4: buying all the local choices, which.

732
00:32:50,760 --> 00:32:53,840
Speaker 2: Is obviously a given if you're in France, like, definitely

733
00:32:53,880 --> 00:32:54,120
Speaker 2: do it.

734
00:32:54,200 --> 00:32:55,480
Speaker 5: Did you buy the brick cheese?

735
00:32:55,720 --> 00:32:58,520
Speaker 2: Yeah, that's obviously the best trees and that's obviously the

736
00:32:58,560 --> 00:33:01,000
Speaker 2: best cheese. I also don't eat cheese, but while I

737
00:33:01,040 --> 00:33:03,200
Speaker 2: was in France, I did have a few sneaky slices

738
00:33:03,240 --> 00:33:05,880
Speaker 2: which I shouldn't admit to, but like when in Rome.

739
00:33:05,720 --> 00:33:08,240
Speaker 4: Right, not to rude, not to but I think a

740
00:33:08,240 --> 00:33:11,560
Speaker 4: lot of people turn their noses up at street vendors,

741
00:33:11,720 --> 00:33:13,960
Speaker 4: which won't necessarily be a thing in Europe, but if

742
00:33:14,000 --> 00:33:17,880
Speaker 4: you're in somewhere like India or Balis so many people

743
00:33:18,440 --> 00:33:20,400
Speaker 4: kind of scoff at that, and I'm like, I'm not

744
00:33:20,440 --> 00:33:21,480
Speaker 4: wanting that into my body.

745
00:33:21,680 --> 00:33:24,120
Speaker 2: Well, it's not about putting it into my body, like

746
00:33:24,200 --> 00:33:25,560
Speaker 2: I want to eat this street.

747
00:33:25,320 --> 00:33:27,719
Speaker 4: Fit exactly because that's often the best stuff.

748
00:33:27,760 --> 00:33:30,680
Speaker 2: George, I have a sensitive little tummy. I don't want

749
00:33:30,720 --> 00:33:33,320
Speaker 2: to spend the next week in my hotel room. I'm

750
00:33:33,360 --> 00:33:35,120
Speaker 2: really scared.

751
00:33:35,680 --> 00:33:38,080
Speaker 5: So absolutely your call if you're not comfortable with it.

752
00:33:38,240 --> 00:33:40,280
Speaker 5: No comfortable, but.

753
00:33:40,240 --> 00:33:44,760
Speaker 2: My body, my bow not So I'm here for it, though,

754
00:33:44,840 --> 00:33:45,200
Speaker 2: what's you do?

755
00:33:45,400 --> 00:33:45,520
Speaker 1: Well?

756
00:33:45,560 --> 00:33:48,560
Speaker 4: I think it's like receiving recommendations from the local scene

757
00:33:48,600 --> 00:33:51,120
Speaker 4: where there's a lot of people heading and trusting that

758
00:33:51,120 --> 00:33:53,320
Speaker 4: that food is going to be immaculate because it so

759
00:33:53,400 --> 00:33:57,240
Speaker 4: often is true. There's a show somebody feed Feel It's incredible,

760
00:33:57,320 --> 00:34:00,000
Speaker 4: and he goes to the best markets in different places

761
00:34:00,080 --> 00:34:02,120
Speaker 4: all over the world and eats like the locals eat,

762
00:34:02,200 --> 00:34:04,760
Speaker 4: and it's just it's a very cool, much more authentic,

763
00:34:04,840 --> 00:34:06,480
Speaker 4: and much more affordable experience.

764
00:34:06,520 --> 00:34:07,520
Speaker 5: So I really like that.

765
00:34:07,640 --> 00:34:10,560
Speaker 2: And I also feel like there's a point on turnover, right,

766
00:34:10,680 --> 00:34:13,080
Speaker 2: Like if there is a lot of sales going on,

767
00:34:13,160 --> 00:34:15,120
Speaker 2: it's not like you're buying some sushi that has been

768
00:34:15,160 --> 00:34:17,200
Speaker 2: sitting in the window for the last six hours and

769
00:34:17,239 --> 00:34:19,160
Speaker 2: you're just a bit iffy on it, Like if they're

770
00:34:19,200 --> 00:34:22,279
Speaker 2: consistently making like when I was in Thailand last time,

771
00:34:22,600 --> 00:34:24,680
Speaker 2: like the pad tie that they give you. Did you

772
00:34:24,680 --> 00:34:26,560
Speaker 2: get the pad tie in the bag? Like it's literally

773
00:34:26,600 --> 00:34:29,239
Speaker 2: my favorite thing in the entire world. Like every time

774
00:34:29,280 --> 00:34:31,879
Speaker 2: we were walking back from dinner to our hotel, I'd

775
00:34:31,880 --> 00:34:34,080
Speaker 2: be like, yeah, I've got a stomach for a second dinner,

776
00:34:34,160 --> 00:34:37,120
Speaker 2: Like this is genius because they like literally flip it

777
00:34:37,200 --> 00:34:38,480
Speaker 2: up in front of you and it is some of

778
00:34:38,520 --> 00:34:40,120
Speaker 2: the best pad tie I've had in my life. And

779
00:34:40,120 --> 00:34:41,600
Speaker 2: then they serve it to you in a plastic bag

780
00:34:41,640 --> 00:34:45,200
Speaker 2: with a little plastic fork. Questionable experience, but like the

781
00:34:45,239 --> 00:34:48,120
Speaker 2: best food I've had. And I think like eighty bart

782
00:34:48,280 --> 00:34:51,120
Speaker 2: or something ridiculously cheap, which is like lessen no dollar here,

783
00:34:51,440 --> 00:34:53,880
Speaker 2: So I get it. I think it's really important. But

784
00:34:54,000 --> 00:34:56,840
Speaker 2: also turnover, like I feel like waiting in a line

785
00:34:56,880 --> 00:34:58,880
Speaker 2: in that situation is a good thing. It's like you

786
00:34:58,960 --> 00:35:00,600
Speaker 2: had to wait. That is a outcome.

787
00:35:01,160 --> 00:35:04,080
Speaker 4: Before we wrap the we're going to finish off with

788
00:35:04,120 --> 00:35:06,279
Speaker 4: a couple of more random tips from you, which I'm

789
00:35:06,280 --> 00:35:09,680
Speaker 4: excited for. Last little tip from me before I sign

790
00:35:09,719 --> 00:35:14,359
Speaker 4: out is to use the free WiFi at Starbucks at all.

791
00:35:14,520 --> 00:35:17,240
Speaker 4: That's a yes. That is a very good tip by itself.

792
00:35:17,280 --> 00:35:21,000
Speaker 4: A little caramel frappuccino, you say their store for three hours?

793
00:35:21,320 --> 00:35:23,720
Speaker 2: Yeah you look, you say that, but like in London,

794
00:35:23,760 --> 00:35:28,200
Speaker 2: the caramel frappuccino fourteen dollars. Do you know what? Nah? No,

795
00:35:28,440 --> 00:35:32,839
Speaker 2: But there's usually especially across Europe, there is usually free

796
00:35:32,840 --> 00:35:35,400
Speaker 2: Wi Fi at a million different locations. And don't be

797
00:35:35,480 --> 00:35:37,759
Speaker 2: shy if you're at a restaurant sitting down for a

798
00:35:37,840 --> 00:35:40,000
Speaker 2: drink asking them if they do have Wi Fi, because

799
00:35:40,000 --> 00:35:42,240
Speaker 2: it's going to save you money and also they're probably

800
00:35:42,280 --> 00:35:44,279
Speaker 2: going to get another drink out of you anyway, because

801
00:35:44,280 --> 00:35:49,080
Speaker 2: you like stuck scrolling through Instagram. Everybody wins, man, everybody wins.

802
00:35:49,120 --> 00:35:50,879
Speaker 5: Any final tips to wrap it be Lord.

803
00:35:50,960 --> 00:35:53,040
Speaker 2: Look, I feel like when we were scripting this episode

804
00:35:53,040 --> 00:35:54,400
Speaker 2: and I was writing down all the hot tips that

805
00:35:54,440 --> 00:35:57,040
Speaker 2: I had, I feel like I have lots of tips. Obviously,

806
00:35:57,200 --> 00:35:59,680
Speaker 2: taking your own snacks is a very good idea. When

807
00:35:59,719 --> 00:36:02,400
Speaker 2: I I have these protein bars that I take that

808
00:36:02,480 --> 00:36:04,239
Speaker 2: I hide in the bottom of my handbag, so if

809
00:36:04,239 --> 00:36:07,080
Speaker 2: I do get stuck, I'm not absolutely starving. I also

810
00:36:07,120 --> 00:36:09,560
Speaker 2: really like having access to something that feels like home.

811
00:36:09,840 --> 00:36:13,640
Speaker 2: So that's another tip from me. Laundromats if you haven't

812
00:36:13,640 --> 00:36:15,799
Speaker 2: booked an airbnb that has a washing machine. So we

813
00:36:15,840 --> 00:36:18,440
Speaker 2: booked an airbnb with a washing machine in Paris and

814
00:36:18,800 --> 00:36:21,760
Speaker 2: it got the biggest workout of its life, five girls

815
00:36:21,800 --> 00:36:23,799
Speaker 2: who all had washing to do. It was like a

816
00:36:23,880 --> 00:36:28,440
Speaker 2: roster system. Money win, but use laundromats. Don't carry so

817
00:36:28,560 --> 00:36:31,520
Speaker 2: much stuff. Ask miss jessic Riki how much fun it

818
00:36:31,680 --> 00:36:35,439
Speaker 2: was pulling a very heavy suitcase over cobblestones, and she'll

819
00:36:35,480 --> 00:36:36,239
Speaker 2: tell you that she.

820
00:36:36,160 --> 00:36:37,279
Speaker 5: Wishes she'd pass.

821
00:36:37,400 --> 00:36:40,880
Speaker 2: She did. Fucked she did. That's because she kept going shopping.

822
00:36:41,200 --> 00:36:43,200
Speaker 2: I need out her. But we did have to send

823
00:36:43,239 --> 00:36:46,399
Speaker 2: some packages home. I didn't Jessica did. I helped though,

824
00:36:46,840 --> 00:36:49,839
Speaker 2: But take a little clothes line. Do you nickers take

825
00:36:49,880 --> 00:36:52,759
Speaker 2: some washing powder? I did. I say that as though

826
00:36:52,840 --> 00:36:54,319
Speaker 2: you guys are going to be surprised. I don't think

827
00:36:54,320 --> 00:36:56,840
Speaker 2: you should be surprised at anything from me anymore. The

828
00:36:56,880 --> 00:36:59,239
Speaker 2: other one take a powerboard. Not a money saving tip,

829
00:36:59,320 --> 00:37:02,400
Speaker 2: just a sanity, because I promise one, if you're traveling

830
00:37:02,400 --> 00:37:04,760
Speaker 2: with other girls, they'll be like has anybody Gottenn adapter

831
00:37:04,920 --> 00:37:07,040
Speaker 2: and I can be that absolute hero that goes I've

832
00:37:07,040 --> 00:37:10,520
Speaker 2: got one type owerboard, babe, come right this way. And then,

833
00:37:10,600 --> 00:37:14,120
Speaker 2: as I've said on our travel Insurance episode, drop box everything,

834
00:37:14,400 --> 00:37:17,680
Speaker 2: have access to a digital copy of your passport, your

835
00:37:17,680 --> 00:37:20,279
Speaker 2: credit cards, all of your travel documents, all of your

836
00:37:20,280 --> 00:37:23,080
Speaker 2: travel itinerary, so that you are always safe and sound.

837
00:37:23,520 --> 00:37:26,920
Speaker 2: And also don't feel pressured to book a holiday because

838
00:37:26,920 --> 00:37:29,799
Speaker 2: all the Instagram influencers are booking a holiday, or your

839
00:37:29,800 --> 00:37:31,719
Speaker 2: mate really wants you to go to Italy with them

840
00:37:31,719 --> 00:37:34,640
Speaker 2: and you just can't afford it. Like there's something and

841
00:37:34,680 --> 00:37:36,960
Speaker 2: I've said it a million times before, there is something

842
00:37:37,160 --> 00:37:39,520
Speaker 2: so sexy about being like, hey, it's not in my budget,

843
00:37:39,880 --> 00:37:41,840
Speaker 2: Like it's just not for me at this point in time,

844
00:37:41,960 --> 00:37:44,279
Speaker 2: Like you may really really want to go, But I

845
00:37:44,320 --> 00:37:47,640
Speaker 2: think that putting ourselves and future selves first is so

846
00:37:47,800 --> 00:37:50,120
Speaker 2: important and as much as the experience, Let's be honest,

847
00:37:50,160 --> 00:37:53,880
Speaker 2: the experience would be sick. But is that putting future

848
00:37:53,920 --> 00:37:55,719
Speaker 2: you in the best possible position. And I guess I'm

849
00:37:55,760 --> 00:37:58,719
Speaker 2: a little bit riled up. Well, my feathers are a

850
00:37:58,719 --> 00:38:01,000
Speaker 2: little bit ruffled at the moment, because there's a TikTok

851
00:38:01,040 --> 00:38:03,200
Speaker 2: trend at the moment. It's basically like, oh, I can

852
00:38:03,239 --> 00:38:05,400
Speaker 2: make money back, but I can't always go to the

853
00:38:05,440 --> 00:38:07,520
Speaker 2: South of France and you know, swim in the ocean

854
00:38:07,560 --> 00:38:10,640
Speaker 2: or whatever it is. And as much as I totally

855
00:38:10,680 --> 00:38:12,720
Speaker 2: agree with that, like there has to be some level

856
00:38:12,719 --> 00:38:14,960
Speaker 2: of balance in life because it's not about the destination,

857
00:38:15,040 --> 00:38:17,959
Speaker 2: it is about the journey as well, I also go, yeah,

858
00:38:18,000 --> 00:38:20,279
Speaker 2: but like coming home to crippling debt that gives you

859
00:38:20,360 --> 00:38:22,880
Speaker 2: anxiety and makes you more stressed than you were before

860
00:38:22,880 --> 00:38:25,439
Speaker 2: the holiday, Like that's not worth it. And I think

861
00:38:25,440 --> 00:38:28,840
Speaker 2: that just being really smart about your decisions isn't just

862
00:38:28,920 --> 00:38:31,279
Speaker 2: about saying yes all the time. Oh my gosh, yes,

863
00:38:31,320 --> 00:38:33,320
Speaker 2: I mean like I want to do that with my girlfriends.

864
00:38:33,440 --> 00:38:36,480
Speaker 2: I get it, but like, let's negotiate these things so

865
00:38:36,520 --> 00:38:38,600
Speaker 2: everyone could be in the best possible position.

866
00:38:38,320 --> 00:38:42,359
Speaker 4: One hundred percent. Mute everyone that's in Europe. I would say, yeah,

867
00:38:42,480 --> 00:38:44,680
Speaker 4: just block and block her, block her. It's hard when

868
00:38:44,719 --> 00:38:46,279
Speaker 4: it's freezing in Australia at the moment.

869
00:38:46,280 --> 00:38:48,759
Speaker 2: I'm blocked me now though to it.

870
00:38:49,080 --> 00:38:51,520
Speaker 4: Alrighty, let's leave it there be remember guys, of the

871
00:38:51,520 --> 00:38:53,960
Speaker 4: advice sheed and she's on the money is general in

872
00:38:54,080 --> 00:38:57,520
Speaker 4: nature and does not consider your individual circumstances. She's on

873
00:38:57,560 --> 00:39:00,759
Speaker 4: the Money exists purely for educational purposes and should not

874
00:39:00,920 --> 00:39:03,960
Speaker 4: be relied upon to make an investment or a financial decision.

875
00:39:04,320 --> 00:39:06,960
Speaker 4: And we promise Victoria divine and She's on the Money

876
00:39:07,000 --> 00:39:11,440
Speaker 4: are authorized representatives of in Focused Securities Australia Proprietary Limited

877
00:39:11,480 --> 00:39:14,239
Speaker 4: ABN four seven zero nine seven seven nine seven zero

878
00:39:14,239 --> 00:39:16,799
Speaker 4: four nine Aposal two three six five two three.

879
00:39:17,000 --> 00:39:18,760
Speaker 2: See you on Friday, guys, Bye guys,