Speaker 1: She's on The Money Radio Show.
Speaker 2: With Victoria.
Speaker 3: Divine starts now, Hello and welcome to that. She's on
Speaker 3: The Money Radio Show podcast, radio show and podcast for
Speaker 3: millennials who want financial freedom.
Speaker 4: You know what close enough is good enough?
Speaker 1: Yeah?
Speaker 3: My favorite thing is we had a comment on our
Speaker 3: Instagram where a Victoria got in trouble for telling.
Speaker 4: Me trouble Yeah, apparent nicer.
Speaker 1: No, I don't do that the first time.
Speaker 2: What I want?
Speaker 1: What do you want, Mitch?
Speaker 2: I want them to send us photos.
Speaker 4: Okay, photos of what Mitch.
Speaker 2: I want their photos of their big long bank statements,
Speaker 2: and I just want to see how they're doing, you know,
Speaker 2: if we're helping them on the show or is that
Speaker 2: how it works, Victoria? You ask people for the literal
Speaker 2: photos of their finance.
Speaker 4: And actually don't.
Speaker 5: But you know what, if you've got any photos or
Speaker 5: screenshots of things that you've seen on Facebook place that
Speaker 5: you think is absolutely hilarious and people are taking the mickey,
Speaker 5: we want to see it. Because we haven't done that
Speaker 5: segment on the radio show recently, and we're going to
Speaker 5: bring it back really soon because.
Speaker 3: We've actually got a high bar for quality and we
Speaker 3: haven't had so we won our community.
Speaker 5: We've got the radio hosts and I just really don't
Speaker 5: think it cuts the case.
Speaker 2: Here.
Speaker 3: The reason that Michie wants to see those bank account statements,
Speaker 3: he's looking for a husband.
Speaker 5: He's got a hot do we everyone is as desperate
Speaker 5: as you. Well, But this week on the show, we've
Speaker 5: got some hot tips. We talk about my trip to
Speaker 5: Florida and I tell you how to say forty three
Speaker 5: thousand dollars on your mortgage if you've got one.
Speaker 2: That was a good tip, Victoria. We also go through
Speaker 2: travers grinder conversations and they were explosive more ways than one.
Speaker 2: There were some videos too.
Speaker 4: If you meet someone on Grinder who's meant to pay
Speaker 4: for the first date.
Speaker 2: Oh that's not it's not a date, Victoria.
Speaker 4: Do you know what I reckon?
Speaker 5: We should just get into the show because this has
Speaker 5: been absolute trash to walk and this is not what
Speaker 5: the people are here for.
Speaker 3: Let's be honest, all right, She's on the Money radio
Speaker 3: show starts right now. It is She's on the Money
Speaker 3: radio show with Australia's number one finance podcast of Victoria Divine.
Speaker 4: Those are big shoes to fill, honestly.
Speaker 1: Size tens nine and a half.
Speaker 4: Thank you.
Speaker 2: I'd love to know who's counting as well, who's number
Speaker 2: two and who's number three. I'd like to get you
Speaker 2: all in a room and really have a good chat
Speaker 2: with you all.
Speaker 1: And see what the difference is between.
Speaker 5: Yeah, let's just not dive too deeply into what Australia's
Speaker 5: number one finance podcaster actually means and we can just
Speaker 5: keep on with the show.
Speaker 2: Yeah that's why, Trav I'm just mitched cheery. There's no claim,
Speaker 2: no title, no one can argue it.
Speaker 3: And that's why nobody even says my name. But that's fine.
Speaker 1: Yeah, let's do this.
Speaker 2: That was Victoria with an accent, all right?
Speaker 3: Yeah, okay, So obviously COVID travel restrictions all done injustice.
Speaker 3: So everyone's getting out there. European Summer's Victoria. You are
Speaker 3: over in this States.
Speaker 5: Just a few little days in Florida, living my best life.
Speaker 4: My hair wasn't though. The humidity killed me.
Speaker 2: Oh that would have been awful. In the South is
Speaker 2: really bad.
Speaker 4: One out of ten cannot recommend.
Speaker 3: And something else I don't really recommend is spending as
Speaker 3: much as Kylie Jenner has spent on her recent holiday.
Speaker 5: Isn't it like two million US sillars a day day
Speaker 5: on a trip to Italy.
Speaker 2: Wow, they did get a three hundred foot megga yard,
Speaker 2: which is two hundred and fifty million on its own.
Speaker 2: She had her closest friends. There were ten rooms on
Speaker 2: the yacht, so one room per friend. Twenty nine crew
Speaker 2: members on the boat. There's a sauna, a Hammaker, plunge,
Speaker 2: pul beauty salon. It's truly like extravagant.
Speaker 4: So I've got a question. How do you reckon? I
Speaker 4: become a friend of her.
Speaker 3: The only way you're doing that is becoming one of
Speaker 3: those crew members.
Speaker 4: Mate, Well, I watch enough of below decks.
Speaker 5: I'm absolutely credit chance.
Speaker 4: Yeah, I'm ready. I've been trained.
Speaker 5: You let me know, Kylie, I can absolutely whack together
Speaker 5: a really good margarita.
Speaker 2: What are your travel hacks? Surely you've got some from
Speaker 2: my last trip.
Speaker 4: I've got a few travel hacks.
Speaker 5: Obviously, going to the States it's a really big expense.
Speaker 5: But did you know everyone who's going to scoff at this.
Speaker 5: I traveled with only carry on luggis.
Speaker 1: I saw this.
Speaker 2: I saw that on Instagram.
Speaker 3: Yeah, but hang on a second. Let's just say my
Speaker 3: carry on is like my laptop bag. Your carry on
Speaker 3: is actually a full blown suitcase.
Speaker 4: No it's not. It's actually a carry on suitcase.
Speaker 1: Took eight people to carry it.
Speaker 5: But still, honestly, I find traveling only with carry on
Speaker 5: really liberating because I don't have analysis paralysis.
Speaker 4: When I'm getting ready in the morning.
Speaker 5: I literally only have the dresses that I had planned
Speaker 5: to wear and the makeup that I need.
Speaker 4: That is it.
Speaker 5: In fact, I probably could have packed another pair of pajamas,
Speaker 5: but like, that's not the biggest problem.
Speaker 1: I had a right, So, what are the travel hacks
Speaker 1: have you got for us?
Speaker 5: Mate? So if you're traveling internationally, obviously, especially at the moment,
Speaker 5: it's really expensive. I would have loved to travel business
Speaker 5: and had a little bit more room. However, that wasn't
Speaker 5: an option for me because when I looked at it,
Speaker 5: the business class flights were going to cost ten grand.
Speaker 4: So it was a hard note from me.
Speaker 5: But you know what I did to get a little
Speaker 5: bit of extra room, which is a little bit sneaky,
Speaker 5: and I don't really want to tell you because if
Speaker 5: I tell people, they're going to do it and then
Speaker 5: I'm going to miss out. Yeah, I know, right, So
Speaker 5: what I did was. I flew with United on the
Speaker 5: way to the US. I love United, downloaded the United app,
Speaker 5: and the hour before my flight took off, logged into
Speaker 5: the app changed my seat to make sure that I
Speaker 5: was guaranteed an empty seat next to me when I
Speaker 5: flew worked flawless plan that no one else has thought
Speaker 5: of that yet yet, but now I'm telling them, but
Speaker 5: that was a bonus and I ended up with a
Speaker 5: little bit more extra room. I mean, it's not a
Speaker 5: money saving hack, but it was definitely a sanity saving one.
Speaker 2: Well, I've got one. If this helps, If you guys
Speaker 2: are interested, I know you've been traveling.
Speaker 4: We're not carry on.
Speaker 2: It's might typ you go through security. You know you
Speaker 2: can't bring anything like food or drink through security. So
Speaker 2: once you pass security, you go to subway and you
Speaker 2: get a foot long and you eat the six inch
Speaker 2: at the gate, and then you take the other six
Speaker 2: inch on the pane and then you've got a sandwich
Speaker 2: for the flight.
Speaker 5: That's actually really smart. This is going to sound really
Speaker 5: entire pre booking your in flight meal. Everybody knows I'm
Speaker 5: a picky eater. But if you log into your app,
Speaker 5: you can actually order a customized menu, So if you
Speaker 5: don't eat meat, you can select no meat on your menu.
Speaker 5: But the bonus here is if you have a specialty menu,
Speaker 5: they give you your food first, so when it's meal time,
Speaker 5: your food comes out way before anybody Else's always hot.
Speaker 2: Ten out of ten celiac. If it means I get
Speaker 2: my food before.
Speaker 5: Everybody else, exactly, Sorry, I only eat fruit.
Speaker 3: Did you hear about that couple who actually got stranded
Speaker 3: in Bangkok and it ended up costing them hundreds and
Speaker 3: thousands of ideas?
Speaker 4: Actually disgusting crazy now early couple.
Speaker 1: Yeah, so let's do this.
Speaker 3: What is your worst travel disaster story? We want to
Speaker 3: know the big stuff.
Speaker 1: How much did it cost you? What happened? Were you stranded?
Speaker 3: Did you have to put up with Victoria eating her
Speaker 3: hot fresh meal next to you an hour before you
Speaker 3: got it, while you watched.
Speaker 4: Her in a seat that had a spare seat next
Speaker 4: to it.
Speaker 3: That kind of stuff we want to hear. Give us
Speaker 3: a call right now, thirty one to six five your
Speaker 3: travel disaster stories. Somebody who should have had some travel insurance.
Speaker 4: I did have travel insurance. Talking about you might well,
Speaker 4: everything's about.
Speaker 2: Me beyond the show. But it doesn't matter.
Speaker 4: It's my show.
Speaker 2: It's about me, Victoria, It's about Paul. Little Paul Moroski
Speaker 2: and Georgina Moroski, an Ozsie couple were flying to Bangkok
Speaker 2: on an Australian airline. That's all I'm going to say.
Speaker 2: I'm not going to name in shame, but this couple,
Speaker 2: this is all over the news.
Speaker 3: Right.
Speaker 2: They went to Bankok, had a lovely little trip. They're
Speaker 2: both priority flyers, right, they're both in wheelchairs, so a
Speaker 2: lot of organization goes into their flying schedules, as you
Speaker 2: can imagine.
Speaker 4: Right, which shouldn't be too hard.
Speaker 2: Totally right. They're in Bangkok. They they've halfway finished their trip,
Speaker 2: they're about to fly over to Turkey when they get
Speaker 2: the notification, the email that their flight has been canceled.
Speaker 2: A refund is being processed and the airline is pulling
Speaker 2: themselves out from support and they are no longer able
Speaker 2: to communicate with the Aussies so at all. They said,
Speaker 2: we've refunded you. Sorry, we've overbooked the fly something's happened.
Speaker 2: We don't have your seats anymore and you strngey acceptable
Speaker 2: in ben Kock and their priority passengers in wheelchairs, can
Speaker 2: you imagine the stress and these guys are almost eighty
Speaker 2: the stress that.
Speaker 5: This will especially because of the organization that would have
Speaker 5: gone into, you know, organizing that trip and making sure
Speaker 5: that everything was good to go.
Speaker 1: Yeah.
Speaker 2: So they were on the flight Victoria and they were
Speaker 2: pulled off the flight.
Speaker 4: Wait, they were on the flight.
Speaker 2: Yeah, they were getting on the flight. They were pulled off.
Speaker 2: There's this guy, Elijah, right, he's thirty five. He said,
Speaker 2: I was on the flight the treatment of the elderly couple.
Speaker 2: I was disturbed, That's what he says. So it's a
Speaker 2: mess of a situation, but disgusting.
Speaker 5: I hope someone stepped in and helped them in that circumstance.
Speaker 5: I know it's not their job, but that's the Australian
Speaker 5: thing to do, right, Yeah, or.
Speaker 2: Even give them like some peanuts, you know, or give
Speaker 2: them some like.
Speaker 5: That's what you would have done. Hey, nanny, and you're
Speaker 5: on a peanut. I don't know if this will help.
Speaker 2: I'm disgusted, but I will take one of those mini
Speaker 2: Shardonnays please on my way out.
Speaker 5: Yeah, do you have those mini gin bottles? Because they're
Speaker 5: not just thirty meals, they're always fifty It's good.
Speaker 3: To a big I'll get take a couple of those,
Speaker 3: but I'm mad we threw around there on thirty We
Speaker 3: want to hear your travel disaster stories.
Speaker 1: Hey Kim, what happened to you? Mate?
Speaker 6: My friend and I booked what we thought were like
Speaker 6: twenty pounds airfair to Hamburg for the money amazing, So
Speaker 6: we flew Ryan Air. So this is where it probably
Speaker 6: goes down to budget. And we got to where we
Speaker 6: thought we were staying, which I booked, and I thought
Speaker 6: it was like a beautiful German abode, you know, like
Speaker 6: that cabinet type situation. Turned up it was a hostel.
Speaker 4: Oh no, were you in the like eight person mixed rooms.
Speaker 6: No, well they wanted us to share a room with
Speaker 6: ten other people.
Speaker 5: Oh no, prison break the little curtains so you have
Speaker 5: a little bit of privacy.
Speaker 6: But there was absolutely no other accommodation that we could
Speaker 6: find that was within our budget. So we headed back
Speaker 6: to the tin shed that is the Ryan Air airport
Speaker 6: in Hamburg and basically had to argue and China group
Speaker 6: the eight flights out of there.
Speaker 5: To be honest, I think you should have a spit
Speaker 5: in the bullet and had an experience in the hostel.
Speaker 4: What's the worst that could happen?
Speaker 1: Thanks so much, gim now.
Speaker 3: Drew's given us a buzz on thirty one six five
Speaker 3: talking about your worst travel disasters.
Speaker 1: What happened to you, Drew was years back.
Speaker 7: I was living over in London. I went over there
Speaker 7: to work in finance and finance I landed the day
Speaker 7: the GFC started, so I was already on the back.
Speaker 7: I took a little trip to over to Spain to
Speaker 7: go to music festival with a few mates, and where
Speaker 7: we were staying got cleaned out, so passport and everything.
Speaker 6: Oh no, So off to.
Speaker 7: Madrid we go to get the emergency passport and whatnot
Speaker 7: and show back of London. That was all fine. I
Speaker 7: used to play with the guitar and sing and whatnot.
Speaker 7: So I started auditioning for random rolls and I landed
Speaker 7: a role in a music I don't know if I've
Speaker 7: heard of Jersey Boys.
Speaker 4: Oh wow, legendary, I don't know if you've ever heard
Speaker 4: of it.
Speaker 7: Wait for the story, all right, mate. The idea was
Speaker 7: the rehearsals were going to be in Newcastle for three
Speaker 7: or four weeks whatever, and then if it was any good,
Speaker 7: we're going to end up on the West End, a
Speaker 7: few mates in Barcelona. So I'm going to get Duck
Speaker 7: over there for the weekend.
Speaker 1: Solid plan, good plan.
Speaker 7: So we get over there, we park our little high
Speaker 7: car down on the beach, come back the old high
Speaker 7: card then cleaned out. No not again, emergency passport is gone.
Speaker 5: Oh no, now the embass is just gonna think that
Speaker 5: you're taking the mikey exactly.
Speaker 7: They had to do this full investigation meanwhile in Barcelona
Speaker 7: for weeks.
Speaker 3: The best thing is, though, Drew, You've got a nice
Speaker 3: lucrative little emergency passport selling business out of it.
Speaker 4: We see you, We know what you're up to.
Speaker 2: All right.
Speaker 3: If you have yourself a money dilemma, like Drew probably
Speaker 3: has now got yourself in a little bit of a situation,
Speaker 3: just hit us up. Search us at ses on the
Speaker 3: money on any socials.
Speaker 1: What have you got this week? Nichi?
Speaker 2: Oh, this is a good one.
Speaker 4: It's because you came up with it.
Speaker 1: This isn't me okay.
Speaker 3: Kaitlyn wants to know what.
Speaker 4: Where's the recording of Caitlyn?
Speaker 7: Huh?
Speaker 1: Sorry?
Speaker 2: Do you think that I am putting a wig on?
Speaker 4: And you're not even bothering to put the wig on?
Speaker 5: You're just asking me your money dilemmas so that I'll
Speaker 5: answer all your personal financial questions.
Speaker 4: I'm onto you million dollar meach.
Speaker 2: Well, listen when you when you realize that Caitlyn wants
Speaker 2: to know if she should take a new job with
Speaker 2: a pay rise or stay where she is.
Speaker 1: It's not me, Yeah, Look.
Speaker 4: To be honest. If it is, you have got a
Speaker 4: different answer.
Speaker 2: Well, the advice you give Caitlyn Air quotes Kaitlyn. Next,
Speaker 2: we'll do it after this.
Speaker 1: This is she's on the Money radio show.
Speaker 2: Everybody great to be here.
Speaker 1: You know how we are here.
Speaker 4: Guys, we're here because budget.
Speaker 5: Is that right?
Speaker 1: We are sitting here in person.
Speaker 2: But I was going to say, my mum and my
Speaker 2: dad had a boozy night one night and then about
Speaker 2: twenty six years ago, and I mean that's why I
Speaker 2: don't know.
Speaker 4: I was planned.
Speaker 1: I was a mistake. My parents were told they couldn't
Speaker 1: have kids, no such thing.
Speaker 4: It's a mistake.
Speaker 3: My sister is a doctor. They got told they couldn't.
Speaker 3: And then I popped up a little long time later on.
Speaker 2: Oh isn't that a good story.
Speaker 4: That's called a happy accident.
Speaker 1: I don't say happy ending.
Speaker 2: That would have been pain in my ass? It is?
Speaker 1: Can we move on?
Speaker 3: This is a finance second and the reason we are
Speaker 3: here is because of Budget Direct. They are winner of
Speaker 3: can Stars Insurer of the Year Award twenty twenty two
Speaker 3: Budget Direct Insurance.
Speaker 1: So so you didn't.
Speaker 3: Even practice that one, clearly because of Midge. Anyway, Let's
Speaker 3: do this.
Speaker 2: All right. Every week we bring you a financial story
Speaker 2: from a listener, We get an on air, get Victoria's
Speaker 2: live take on what they should do. You can get
Speaker 2: in touch to slide into the DMS like Caitlyn's done.
Speaker 2: She says, Hi, V, I've got a job. I don't
Speaker 2: know why I went British. Hello, V, I've got a
Speaker 2: job off on the table. I'm not sure I should
Speaker 2: take it? In it though, I don't know I should
Speaker 2: I go to Tottenham? She says, I would gain tenk
Speaker 2: per animy a pay rise. It's a desk job with
Speaker 2: potential to progress and grow with inside that company. It's
Speaker 2: an internal promotion, right, but in a different sector under
Speaker 2: a different brand name. Okay, I get it. Currently she's
Speaker 2: on the road doing deliveries, which she enjoys. She loves
Speaker 2: the freedom, the fresh air, all that good stuff, the
Speaker 2: new job will make a desk bound much longer commute
Speaker 2: to work, but she is saving for a house, so
Speaker 2: the money would be helpful. She's comfortable, does she this
Speaker 2: is a question. Does she take the new job and
Speaker 2: the ten kpay rise, but add a thirty to forty
Speaker 2: minute commute. That's interesting. It's like you can sort of
Speaker 2: gain something, but you also lose the time.
Speaker 5: Look, I think it's a rock and a hard place
Speaker 5: one because I know you guys are expecting me.
Speaker 4: To go, of course, take the new job, take the
Speaker 4: more money.
Speaker 5: But at the end of the day, when you're taking
Speaker 5: a new job or considering taking a new job, it's
Speaker 5: not just the financial remuneration we need to take into consideration,
Speaker 5: but it's all of the added bonuses and benefits and extras.
Speaker 4: It's the flexibility, it's the time with your family and friends.
Speaker 4: It's the commute. If it's ten grand that.
Speaker 5: You're looking for, I think we need to look even
Speaker 5: further than just taking another job. So ten grand divided
Speaker 5: by twelve is about eight hundred and fifty dollars each
Speaker 5: and every single month. And if we divide that by
Speaker 5: fifty two, which is how many weeks are in each
Speaker 5: and every single year. That's one hundred and ninety two
Speaker 5: dollars each and every single week that you might want
Speaker 5: to find to add to your budget. But what we
Speaker 5: need to add up is how much is going to
Speaker 5: be taken out in tax because obviously it's not going
Speaker 5: to be a clean ten grand that hits your account
Speaker 5: after taking that job. But if you're already on the
Speaker 5: road and have some flexibility, you've got an additional forty
Speaker 5: minutes a day. Can you jump on air tasker and
Speaker 5: do something after you've clocked off and find that additional
Speaker 5: cash while maintaining a work life balance that's so important
Speaker 5: to you.
Speaker 3: Yeah, and also you've got to think about the fuel
Speaker 3: that she's going to be driving that forty minuts exact.
Speaker 5: Clear, like what is the actual cost benefit and analysis here,
Speaker 5: because it's not just time you're losing, it's kilometers on
Speaker 5: the cart, it's more frequent car servicing. It is the petrol,
Speaker 5: which we know at the moment is completely astronomical, and
Speaker 5: I do have some hot petrol tips coming up, But
Speaker 5: from my perspective, it's actually more about work life balance
Speaker 5: and what you're trying to achieve because I would prefer
Speaker 5: to absolutely love my life and love my job and
Speaker 5: have the goal of buying a house another twelve months away,
Speaker 5: then bringing it forward and being miserable.
Speaker 2: Victoria. I was talking to one of my friends, and
Speaker 2: this is a friend of mine. You know, we've all
Speaker 2: got those friends that make a lot of money, and
Speaker 2: we've all got like one.
Speaker 5: Yeah, well yeah, mine right now.
Speaker 2: She told me she had six streams of income, and
Speaker 2: I think you touched on it, right, Like, work smarter,
Speaker 2: not harder, right, try to get different forms of income
Speaker 2: coming in. So if I'm not the one to be
Speaker 2: giving financial advice, but stay in the job and try
Speaker 2: to make that extra ten k elsewhere.
Speaker 5: Right, Well, did you know million dollar Midge that the
Speaker 5: average millionaire has seven different streams of income that come in.
Speaker 1: Yeah, that makes sense.
Speaker 5: So you want to be a millionaire, find seven ways
Speaker 5: to generate income and you're halfway there.
Speaker 2: You have your the stripping that you do, and that's
Speaker 2: a great way for you to make money on the side.
Speaker 4: Yeah, and the topless watering.
Speaker 2: The topless waiting.
Speaker 3: But I have to put a lot of time in
Speaker 3: the gym, and I have to take a lot of
Speaker 3: you know, supplements and things like that.
Speaker 4: Oh, I didn't know you did that was obvious.
Speaker 2: Yeah, Traviat's raw chicken breast during the show, It's.
Speaker 4: All why does he always drink eggs?
Speaker 5: Hang on?
Speaker 2: It's bizarre, isn't it.
Speaker 3: I have to say that I love it because you
Speaker 3: guys just bang on about stuff and it gives me
Speaker 3: the time to actually eat and things.
Speaker 1: I have to say anything for minutes. It's fantastic.
Speaker 4: Your mum must be so proud to rad Bless you.
Speaker 1: Chrissy Roebuck.
Speaker 3: Hey, if you have yourself a money dilemma, hit us
Speaker 3: up anytime. Just search Cheese on the Money on socials.
Speaker 3: You can find us there. But look, we want to
Speaker 3: save some money, Victoria Devine, So what are you going
Speaker 3: coming up next?
Speaker 5: I love saving money, and do you know what I
Speaker 5: love more than saving my own money is having the
Speaker 5: street cred to save other people money. So I have
Speaker 5: a fuel app coming up that I'm going to recommend
Speaker 5: because I feel like it does a really good job
Speaker 5: at helping us find the cheapest fuel.
Speaker 4: And I also have.
Speaker 5: A sneaky way to say forty three thousand dollars on
Speaker 5: your mortgage. So don't know anywhere.
Speaker 3: You're a modern day Robin hood you knowne Australia's number
Speaker 3: one finance podcast, and hello Victoria Divine.
Speaker 1: I felt like going really ousy then Victoria worn.
Speaker 5: Yeah, people think that's a stage name. I've been messaged
Speaker 5: so many times people are like, oh, that's a really
Speaker 5: terrible stage name. Yeah, it makes you sound like you
Speaker 5: work in the adult industry. And I'm like, actually, it's
Speaker 5: actually my bloodline that that was my grandparents' name.
Speaker 3: So anyway, and Mitch Jury as well, sitting over there, guys,
Speaker 3: favorite time of the week because it's time to save
Speaker 3: some people some money.
Speaker 1: Let's do this.
Speaker 4: I love it.
Speaker 1: Simper save a Saturday.
Speaker 2: Yes, every week Victoria gives us some sernicky little tips
Speaker 2: on how to keep more bucks in your bank account.
Speaker 2: I don't know about you, trap, but Victoria will text
Speaker 2: me throughout the week and she'll go, oh, I've got
Speaker 2: another tip, Victoria, wait until Saturday morning.
Speaker 1: Stop it, mate, What do you got this week?
Speaker 4: Oh my gosh, I have a few.
Speaker 5: But didn't you say you have a money saving tip
Speaker 5: that you want to share with the community.
Speaker 4: Hang on a second, I'm trying to get out of this.
Speaker 3: This is the third week in a row now that
Speaker 3: we have done this with Mitch Jury. And the first
Speaker 3: two absolutely terrible.
Speaker 1: Mates.
Speaker 4: You know what it's about trusting your friends.
Speaker 1: You said that last week, mate, and guess what happened.
Speaker 1: It was the worst.
Speaker 3: So all right, if you want to be responsible for it, mate,
Speaker 3: you go for It's.
Speaker 2: Shoes on the money with Victoria Vine and Mitch Cheery.
Speaker 2: If I've got a tip, I can bring a tip.
Speaker 4: Keep what's your tip? Million dollar meach?
Speaker 2: All right? If you get a parking fine, which I've
Speaker 2: recently done, no, don't scoff at that, because that is
Speaker 2: a universal problem.
Speaker 5: We will always get parking fines because I have a
Speaker 5: lot of audacity and I'm just like, ah, I risk
Speaker 5: it for the biscuit.
Speaker 2: It was a couple of hundred bucks and I forgot
Speaker 2: about it.
Speaker 4: In the left A couple of one hundred bucks for
Speaker 4: parking fine. What did you do in the middle of
Speaker 4: the bridge.
Speaker 2: It was in Bondai, so that's the you need to know. Anyway,
Speaker 2: a couple hundred bucks and I forgot about it. They
Speaker 2: sent me mail letter mail at a mail letter, and
Speaker 2: I didn't reply. Got one in the mail. I actually
Speaker 2: read it and said your license is being suspended. You
Speaker 2: must pay now. So I called them and I said, listen, guys,
Speaker 2: I'm not going to pay you the full amount. What
Speaker 2: I'm going to do is I'm going to do it
Speaker 2: in fortnightly repayments. And they said, great, you want to
Speaker 2: do fifty bucks a fortnite And I said, you know what,
Speaker 2: I'm going to give you ten bucks a fortnight. And
Speaker 2: they have to accept it. They've got to take it
Speaker 2: because they actually yeah, he said, oh, I think we'd
Speaker 2: prefer to do a bit more. And I said, oh,
Speaker 2: I can afford is ten dollars a fortnight for a
Speaker 2: couple of months until it's paid off. That is a
Speaker 2: super service Saturday.
Speaker 5: That's actually really smart for budgeting cash flow because obviously,
Speaker 5: when you get a parking fine, it's not expected and
Speaker 5: you might be out literally a couple of hundred bucks,
Speaker 5: So negotiate it. But also, what if you're that parking
Speaker 5: inspector that Mitchatto chat to. He's gonna be like, isn't
Speaker 5: that million dollar mich I try to pay you ten
Speaker 5: bucks a week.
Speaker 3: Hey, if we're gonna throw out tips like that, just
Speaker 3: don't park in a place you're not supposed to save
Speaker 3: yourself a cup one hundred bucks?
Speaker 4: All right, thanks for coming draft see yourself about.
Speaker 1: All right?
Speaker 4: So I haven't you app for you guys, which I
Speaker 4: have recently discovered.
Speaker 5: Obviously you know I'm already obsessed with the seven eleven
Speaker 5: fuel lock app where you can lock in a fuel price.
Speaker 5: This app takes it to the next level. It actually
Speaker 5: lets you track down the cheapest fuel across the board,
Speaker 5: not just with one company, so you can track down
Speaker 5: the cheapest fuel near you in basically two seconds. It's
Speaker 5: called Arevo. I think I'm saying that properly a Revo.
Speaker 5: It is by our ACV, so you know the it's legit.
Speaker 5: It's not some kind of sham app that's trying to
Speaker 5: scam me out of a whole heap of money. But
Speaker 5: it's the Urevo fuel Finder and it basically puts you
Speaker 5: in the driver's seat.
Speaker 4: When it comes to savings. And I bloody love that
Speaker 4: I've got that out.
Speaker 3: They're actually a really amazing public transport and things like that.
Speaker 4: Are you joking? Looks you? Actually he's showing me the
Speaker 4: app yet he's decided to never share it. And his
Speaker 4: savings tip this week was just to talk anywhere you
Speaker 4: had something better to share, and you chose to withhold it.
Speaker 4: That's disgrastersting.
Speaker 1: I can see too what they call the Obviously.
Speaker 4: I thought he said he'd never heard of grinder.
Speaker 1: Interesting, let's grind it right, Let's move on.
Speaker 4: I have another hot tip for you guys.
Speaker 5: Earlier, I promised that I could save you forty three
Speaker 5: thousand dollars on your mortgage, and I'm going to tell
Speaker 5: you right now how to do that.
Speaker 4: So, when it comes to mortgage repayments, sometimes you're like,
Speaker 4: should I pay more off my mortgage or not? Like,
Speaker 4: what does it mean? How does it work?
Speaker 5: And obviously, at this point in time, interest rates are
Speaker 5: very hot topic.
Speaker 4: However, I've done the maths.
Speaker 5: If you add an additional one hundred bucks each and
Speaker 5: every single week to your mortgage repayments over the life
Speaker 5: of your loan, you are going to say forty three grand,
Speaker 5: but you are going to get out of your mortgage.
Speaker 4: Seven years earlier. How's that for a money win?
Speaker 2: That's a win.
Speaker 5: Also, if you're not in a position where you can
Speaker 5: afford another hundred bucks each and every single week, because
Speaker 5: that's a pretty big stretch for a lot of families.
Speaker 5: Did you know that if you pay your mortgage weekly
Speaker 5: instead of monthly, you will save money because the interest
Speaker 5: is calculated on a daily basis, not a monthly one.
Speaker 3: See that's how we end the show with an absolute bang,
Speaker 3: Victoria Devine, I mean there was.
Speaker 5: You can automate it too by just setting up direct debits,
Speaker 5: and you're saving yourself some cash while still spending exactly
Speaker 5: the same amount of money.
Speaker 3: All Right, we got to get out of here. If
Speaker 3: you want to hit us up anytime, you can do it.
Speaker 3: Just search sheees on the Money on Socials, Mitch, you've
Speaker 3: got to stick around. You're doing the Life on Cut
Speaker 3: show with Laura Dern and is it snabby?
Speaker 2: Maybe?
Speaker 5: You know?
Speaker 1: I think it's Brett Hockley as well.
Speaker 4: Yeah, that guy's really smart.
Speaker 2: Yeah, no, what it is. It's two professional broadcasters, you
Speaker 2: know what they're doing. That's what I've got.
Speaker 5: Next to see how he said too, it's not one
Speaker 5: of them exactly.
Speaker 3: No, we are just kidding. The Life Uncut with Laura
Speaker 3: Burn and Brett Hockley coming up next