1 00:00:01,160 --> 00:00:05,360 Speaker 1: Welcome to fearlessly Failing Hot Seat. In this EPP, I 2 00:00:05,480 --> 00:00:06,600 Speaker 1: fire rapid. 3 00:00:06,360 --> 00:00:09,440 Speaker 2: Questions at one of our fearlessly failing guests. 4 00:00:10,360 --> 00:00:10,879 Speaker 1: Ps. 5 00:00:10,960 --> 00:00:12,400 Speaker 2: I'm gonna be answ with you. I'm not so good 6 00:00:12,400 --> 00:00:14,680 Speaker 2: at the rapid part. I get too intrigued by the 7 00:00:14,720 --> 00:00:17,960 Speaker 2: awesome answers. Now a new EPP is going to drop 8 00:00:18,000 --> 00:00:23,280 Speaker 2: every Wednesday, so enjoy this shortest style episode of Fearlessly 9 00:00:23,400 --> 00:00:24,560 Speaker 2: Failing Hot. 10 00:00:24,360 --> 00:00:28,560 Speaker 1: Seat hot Seed. 11 00:00:29,080 --> 00:00:32,880 Speaker 3: Full name Victoria Catherine, divine, beautiful. 12 00:00:33,159 --> 00:00:33,800 Speaker 1: Favorite meal? 13 00:00:34,159 --> 00:00:36,920 Speaker 3: Oh, my favorite meal far out? Do you know what 14 00:00:36,960 --> 00:00:39,840 Speaker 3: it would be? Mashed potato with tomato sauce. Oh my god, 15 00:00:39,880 --> 00:00:43,120 Speaker 3: just so Aussie, just like mashed potato, but only my 16 00:00:43,200 --> 00:00:44,360 Speaker 3: mum's mashed potatoes. 17 00:00:44,400 --> 00:00:47,120 Speaker 1: Yeah, but you got to add that Mardi sauce. Yeah, exactly. 18 00:00:47,200 --> 00:00:48,240 Speaker 1: Do you have a favorite song? 19 00:00:48,600 --> 00:00:51,280 Speaker 3: I do it is? I have two? Am I allowed 20 00:00:51,320 --> 00:00:54,600 Speaker 3: to course? So September by Earth Wind and Fire okay 21 00:00:54,760 --> 00:00:56,960 Speaker 3: and the Luckiest by Ben Folds. 22 00:00:57,200 --> 00:00:58,160 Speaker 1: Oh I don't know either. 23 00:00:58,240 --> 00:00:59,600 Speaker 3: Oh my gosh, I'll play them for you later. 24 00:00:59,680 --> 00:01:02,120 Speaker 1: Thank you, thank you. What's the bravest thing you've done? 25 00:01:03,560 --> 00:01:04,880 Speaker 3: Oh? Start a podcast? 26 00:01:05,640 --> 00:01:07,520 Speaker 1: Oh yeah, but you're nailing it, mate. 27 00:01:07,319 --> 00:01:09,640 Speaker 3: Thank you. But I'm still scared. I'm still scared. 28 00:01:09,760 --> 00:01:11,399 Speaker 1: No, you're a natural. 29 00:01:12,920 --> 00:01:15,200 Speaker 2: If you weren't doing what you're doing now. So if 30 00:01:15,200 --> 00:01:16,640 Speaker 2: you weren't a financial advisor. 31 00:01:16,880 --> 00:01:18,840 Speaker 3: Oh, you're going to take that away from me too. 32 00:01:19,040 --> 00:01:20,160 Speaker 1: Yeah, what would you be? 33 00:01:20,920 --> 00:01:23,200 Speaker 3: Do you know what? I don't know, but I think 34 00:01:23,240 --> 00:01:25,959 Speaker 3: it would be in medicine. I would love to be 35 00:01:26,000 --> 00:01:29,200 Speaker 3: a doctor, Like I day dream about going back to 36 00:01:29,240 --> 00:01:31,440 Speaker 3: med school, but I also know it's never going to 37 00:01:31,480 --> 00:01:34,319 Speaker 3: happen because there is no way I could park myself 38 00:01:34,360 --> 00:01:36,560 Speaker 3: at university for another six years minimum. 39 00:01:36,600 --> 00:01:41,280 Speaker 2: Oh yeah, it's an investment of time. Biggest fear, failure, 40 00:01:42,040 --> 00:01:42,880 Speaker 2: biggest failure. 41 00:01:44,520 --> 00:01:46,920 Speaker 3: Do you know what? I don't know if I have 42 00:01:47,080 --> 00:01:49,440 Speaker 3: had a failure. I know that your podcast is all 43 00:01:49,440 --> 00:01:51,280 Speaker 3: about it, but I really would like to think that 44 00:01:51,320 --> 00:01:53,960 Speaker 3: each and every time I fail, it's not really a fail, 45 00:01:54,000 --> 00:01:57,520 Speaker 3: it's a learning. I really do genuinely believe that it's 46 00:01:57,520 --> 00:02:00,800 Speaker 3: either a lesson or a blessing, like there's no no 47 00:02:00,880 --> 00:02:04,600 Speaker 3: difference to either, Like they're both gifts. But look, I've 48 00:02:04,640 --> 00:02:08,240 Speaker 3: failed at a lot of things growing up. I failed school, 49 00:02:08,360 --> 00:02:11,320 Speaker 3: I failed Yeah, literally everything. I can't even think of 50 00:02:11,360 --> 00:02:12,399 Speaker 3: something off the top of my head. 51 00:02:12,440 --> 00:02:14,799 Speaker 2: I'm being honest, it look to me. I love failure 52 00:02:14,800 --> 00:02:17,280 Speaker 2: because it comes with growth. So yeah, a lot of 53 00:02:18,040 --> 00:02:18,840 Speaker 2: failure as vellue. 54 00:02:18,919 --> 00:02:20,720 Speaker 3: Yeah, and I feel like there's nothing that I would 55 00:02:20,720 --> 00:02:22,239 Speaker 3: be like, Oh my gosh, I failed at that. It 56 00:02:22,360 --> 00:02:25,200 Speaker 3: was the worst thing ever. Like I've stood on stages 57 00:02:25,240 --> 00:02:27,200 Speaker 3: and been completely blank for words. 58 00:02:28,040 --> 00:02:29,280 Speaker 1: I am seeing an event. 59 00:02:30,040 --> 00:02:31,919 Speaker 3: Fine, but do you know what I mean? Like I've 60 00:02:31,960 --> 00:02:33,600 Speaker 3: done those things. But it was a learning and it 61 00:02:33,680 --> 00:02:36,040 Speaker 3: worked out and it was fine. And everything that I've 62 00:02:36,080 --> 00:02:37,639 Speaker 3: done has brought me to hear, so we're good. 63 00:02:38,000 --> 00:02:40,480 Speaker 1: I love it. What would your spirit animal be? 64 00:02:40,800 --> 00:02:44,720 Speaker 3: A fox? Oh? Little foxy boy, like not a sexy one, 65 00:02:44,800 --> 00:02:47,560 Speaker 3: like a little kind of like weird one gets around 66 00:02:47,639 --> 00:02:48,080 Speaker 3: the bush. 67 00:02:48,160 --> 00:02:51,800 Speaker 1: I love the preface, weird fox that gets around the bush? Awesome. 68 00:02:52,080 --> 00:02:53,240 Speaker 1: Do you have a favorite book? 69 00:02:53,960 --> 00:02:54,840 Speaker 3: Do I have a favorite? 70 00:02:54,880 --> 00:02:56,360 Speaker 1: It doesn't have to be yeah, I do. 71 00:02:57,040 --> 00:02:59,640 Speaker 3: I do. It is called On the Jelly Coo Road 72 00:02:59,800 --> 00:03:02,760 Speaker 3: by Melinda Marshadder and I have loved it since I 73 00:03:02,880 --> 00:03:04,000 Speaker 3: was probably fourteen. 74 00:03:04,160 --> 00:03:04,680 Speaker 1: Is it fiction? 75 00:03:04,919 --> 00:03:05,519 Speaker 3: It is fiction? 76 00:03:05,720 --> 00:03:08,920 Speaker 1: Oh great, Okay, sign me up. Okay, this is a 77 00:03:08,960 --> 00:03:09,320 Speaker 1: weird one. 78 00:03:09,360 --> 00:03:11,680 Speaker 2: This is just because I have a really weird obsession 79 00:03:11,760 --> 00:03:12,799 Speaker 2: with movie scores. 80 00:03:12,960 --> 00:03:17,040 Speaker 3: Is there so bad a movie, are you? Yeah, like, 81 00:03:17,240 --> 00:03:19,640 Speaker 3: I don't have a favorite movie, so don't you go? 82 00:03:19,960 --> 00:03:20,560 Speaker 3: Will okay? 83 00:03:21,200 --> 00:03:22,440 Speaker 1: Forget the score questions? 84 00:03:22,480 --> 00:03:23,920 Speaker 3: No, no, no, I go for it. I want to hear it. 85 00:03:23,960 --> 00:03:27,079 Speaker 1: Well, no favorite movies, Like some people know their movie scores, 86 00:03:27,120 --> 00:03:28,799 Speaker 1: but you would not be one of those people. 87 00:03:29,639 --> 00:03:32,960 Speaker 3: No clue. I'm sorry, really unhelpful. In fact, every time 88 00:03:33,000 --> 00:03:35,880 Speaker 3: I've flown so literally this week I flew back from 89 00:03:36,040 --> 00:03:38,600 Speaker 3: LA didn't watch one movie. I just can't do it. 90 00:03:38,640 --> 00:03:41,200 Speaker 3: What did you watch? I just listened to podcasts. 91 00:03:41,880 --> 00:03:43,720 Speaker 1: Oh way, I listened. 92 00:03:43,480 --> 00:03:46,680 Speaker 2: To podcasts and like I did, I did that same 93 00:03:47,200 --> 00:03:49,840 Speaker 2: seven days before you, and I can tell you exactly 94 00:03:49,880 --> 00:03:50,400 Speaker 2: what I watched. 95 00:03:50,760 --> 00:03:52,600 Speaker 1: Who composed every movie that I wrot? 96 00:03:52,720 --> 00:03:53,280 Speaker 3: No chance? 97 00:03:53,480 --> 00:03:56,280 Speaker 1: Wow? Amazing? Have you a a skydive? 98 00:03:56,560 --> 00:04:01,080 Speaker 3: I have? I did it overloud Ladder Brunen in Switzerland, 99 00:04:01,120 --> 00:04:04,920 Speaker 3: which is the place for that hire world to skyd beautiful? 100 00:04:04,960 --> 00:04:05,480 Speaker 3: Oh my gosh. 101 00:04:05,560 --> 00:04:05,720 Speaker 1: Yeah. 102 00:04:05,760 --> 00:04:07,480 Speaker 3: The video is actually on YouTube if you want to 103 00:04:07,480 --> 00:04:10,040 Speaker 3: look up. If you just look up skydiving Victoria Devine, 104 00:04:10,080 --> 00:04:10,640 Speaker 3: it's all there. 105 00:04:10,800 --> 00:04:12,360 Speaker 1: Amazing though, ten out of ten. 106 00:04:12,480 --> 00:04:14,640 Speaker 3: Stunning, ten out of ten would do it again. 107 00:04:15,160 --> 00:04:16,839 Speaker 1: Same. I love skydiving so much. 108 00:04:16,920 --> 00:04:19,520 Speaker 3: It's funny because I paid for the video. You know, 109 00:04:19,560 --> 00:04:21,120 Speaker 3: when you get they're like, oh, do you want to 110 00:04:21,120 --> 00:04:22,560 Speaker 3: pay for the video? I was like yeah, because I'm 111 00:04:22,560 --> 00:04:24,839 Speaker 3: never doing this again. And I assumed it would be 112 00:04:24,960 --> 00:04:28,200 Speaker 3: me being terrified. It's just me being like this is sick. 113 00:04:28,440 --> 00:04:30,000 Speaker 3: At the end, they're like, would you do it again? 114 00:04:30,000 --> 00:04:33,840 Speaker 3: I'm like absolutely, like yeah, you probably will, you probably will. 115 00:04:34,440 --> 00:04:36,360 Speaker 1: Okay, have your swim with sharks? 116 00:04:36,560 --> 00:04:40,840 Speaker 3: I have? Oh my god, am I doing all right? 117 00:04:41,080 --> 00:04:41,640 Speaker 1: What kind? 118 00:04:41,720 --> 00:04:43,560 Speaker 3: And where on the Great Barrier? 119 00:04:43,640 --> 00:04:43,839 Speaker 1: Reef? 120 00:04:44,279 --> 00:04:47,240 Speaker 3: We went and did like a shark swim, like like 121 00:04:47,360 --> 00:04:49,200 Speaker 3: reef shark? Yeah, yea, yeah, reef sharks. 122 00:04:49,680 --> 00:04:50,679 Speaker 1: Like what you're cool? 123 00:04:50,960 --> 00:04:53,760 Speaker 3: Not a great white no chance favorite? 124 00:04:53,880 --> 00:04:54,920 Speaker 1: Oh yeah that we don't want that. 125 00:04:55,000 --> 00:04:56,400 Speaker 3: Maybe I have, but I just didn't know. 126 00:04:56,880 --> 00:04:57,520 Speaker 1: Surprised. 127 00:04:58,440 --> 00:05:00,240 Speaker 2: Do you have a fashion icon? I know you're like, 128 00:05:00,560 --> 00:05:04,520 Speaker 2: you've got really nice style and off all day. 129 00:05:04,720 --> 00:05:07,480 Speaker 3: Thank you. That is very kind. I've tried the Hailey 130 00:05:07,520 --> 00:05:09,200 Speaker 3: biber glass doughnut vibe. 131 00:05:09,320 --> 00:05:10,320 Speaker 1: I feel like that's weird. 132 00:05:10,400 --> 00:05:14,480 Speaker 3: Yeah. See, I'm influenced by everything on Instagram. I don't 133 00:05:14,520 --> 00:05:16,919 Speaker 3: know if I have a style icon. I'd say someone 134 00:05:16,960 --> 00:05:19,440 Speaker 3: like Megan Markle. Is that too young people? At the moment, 135 00:05:19,560 --> 00:05:22,479 Speaker 3: I feel because I'm quite corporate, but I'm also like 136 00:05:22,560 --> 00:05:25,279 Speaker 3: want to be cool girl, but I'm definitely not cool. 137 00:05:25,760 --> 00:05:26,400 Speaker 3: You are cool. 138 00:05:26,520 --> 00:05:28,320 Speaker 1: You are cool. Would you call yourself an introvert or 139 00:05:28,320 --> 00:05:28,880 Speaker 1: an extrovert. 140 00:05:28,920 --> 00:05:33,279 Speaker 3: I'm very introverted, so like extroverted in the sense where 141 00:05:33,320 --> 00:05:35,280 Speaker 3: if you put a microphone in front of me, I 142 00:05:35,360 --> 00:05:37,520 Speaker 3: know how to do what I need to do, but 143 00:05:37,640 --> 00:05:40,200 Speaker 3: it takes all my time and all my energy, and 144 00:05:40,400 --> 00:05:43,480 Speaker 3: like my my preference is actually being on my own 145 00:05:46,440 --> 00:05:48,479 Speaker 3: like like we're good at it right, But it's also 146 00:05:48,560 --> 00:05:52,080 Speaker 3: like my recovery time is individual. Like my perfect Friday 147 00:05:52,160 --> 00:05:54,599 Speaker 3: night would be my partner a night and a bottle 148 00:05:54,600 --> 00:05:55,760 Speaker 3: of red wine on the couch. 149 00:05:55,920 --> 00:05:57,760 Speaker 1: Like it's just if you say. 150 00:05:57,600 --> 00:05:59,919 Speaker 3: We're going to a party, I'll be like, have one, babe. Similar. 151 00:06:00,400 --> 00:06:02,520 Speaker 1: It was my birthday yesterday and my boyfriend was like, 152 00:06:02,560 --> 00:06:03,440 Speaker 1: what do you want to do? What do you want 153 00:06:03,480 --> 00:06:03,560 Speaker 1: to do? 154 00:06:03,560 --> 00:06:06,320 Speaker 3: When I was like nothing, Oh I love that, And 155 00:06:06,360 --> 00:06:08,840 Speaker 3: people are like, oh my god, she's being so dramatic. 156 00:06:08,960 --> 00:06:11,920 Speaker 3: She said nothing. No, literally, I don't want to do anything. 157 00:06:12,000 --> 00:06:12,200 Speaker 1: Yeah. 158 00:06:12,360 --> 00:06:13,279 Speaker 3: That people reward. 159 00:06:13,760 --> 00:06:16,160 Speaker 1: People get it are the same person that they're like, 160 00:06:16,240 --> 00:06:17,279 Speaker 1: do know what? We're the same? 161 00:06:17,640 --> 00:06:21,640 Speaker 2: Okay, final bit single piece of advice for someone that 162 00:06:21,760 --> 00:06:24,280 Speaker 2: is younger than us, that is trying to get on 163 00:06:24,279 --> 00:06:26,599 Speaker 2: top of their savings or just wants to understand their 164 00:06:26,640 --> 00:06:27,240 Speaker 2: finance bit more. 165 00:06:27,279 --> 00:06:28,120 Speaker 1: Would you say budget? 166 00:06:28,320 --> 00:06:31,000 Speaker 3: So I would actually say take the pressure off. Stop 167 00:06:31,080 --> 00:06:34,560 Speaker 3: expecting too much from yourself at a young age, like 168 00:06:34,839 --> 00:06:37,560 Speaker 3: right now, life is to be lived. I think that 169 00:06:37,640 --> 00:06:41,520 Speaker 3: there is something really liberating about someone giving you permission 170 00:06:41,600 --> 00:06:43,840 Speaker 3: to do that as well. Yeah, Like I remember being 171 00:06:43,880 --> 00:06:46,560 Speaker 3: at university and always being stressed about money, and then 172 00:06:46,600 --> 00:06:48,880 Speaker 3: I remember being at union seeing those girls who would 173 00:06:48,920 --> 00:06:52,000 Speaker 3: always save heaps, like, yeah, they might have gotten a 174 00:06:52,040 --> 00:06:54,000 Speaker 3: little bit ahead, but it's about the journey. It's not 175 00:06:54,080 --> 00:06:56,520 Speaker 3: just the destination, and I think we need to enjoy 176 00:06:56,560 --> 00:06:59,240 Speaker 3: it along the way and take the pressure off. Yeah. 177 00:06:59,279 --> 00:07:01,960 Speaker 3: Because also when you're like earning forty grand a year 178 00:07:02,000 --> 00:07:04,440 Speaker 3: because you're working your butt off and working full time 179 00:07:04,560 --> 00:07:06,720 Speaker 3: and doing UNI full time, like do you know what, 180 00:07:06,839 --> 00:07:10,240 Speaker 3: sometimes you just don't have the capacity to save. Acknowledge 181 00:07:10,320 --> 00:07:12,280 Speaker 3: that and go do you know what, It's just a journey. 182 00:07:12,280 --> 00:07:14,800 Speaker 3: It's just a season of my life. At some point 183 00:07:14,840 --> 00:07:17,160 Speaker 3: that will change. So I think it's really take the 184 00:07:17,200 --> 00:07:17,800 Speaker 3: pressure off. 185 00:07:17,880 --> 00:07:20,240 Speaker 2: Do you know, I have my best financial lessons like 186 00:07:20,280 --> 00:07:23,360 Speaker 2: early twenties and I didn't pay the insurance on my car. 187 00:07:23,480 --> 00:07:25,360 Speaker 2: My mom gave me a calf my eighteenth bets when 188 00:07:25,360 --> 00:07:28,200 Speaker 2: I was eighteen, actually eighteenth birthday. She goes, he's your 189 00:07:28,240 --> 00:07:31,119 Speaker 2: birthday president got me a car. She goes, I've paid 190 00:07:31,160 --> 00:07:33,040 Speaker 2: the insurance. I thought was the family car. She goes, 191 00:07:33,040 --> 00:07:34,800 Speaker 2: the insurance is going to run out in three months, 192 00:07:34,920 --> 00:07:36,720 Speaker 2: or you need to worry about I got into a 193 00:07:36,760 --> 00:07:39,320 Speaker 2: three car smash, no one of it. One of it 194 00:07:39,400 --> 00:07:42,800 Speaker 2: was with a telstravan so a big corporation, and she said. 195 00:07:42,560 --> 00:07:44,800 Speaker 1: You're on your own. And I had to march out 196 00:07:44,840 --> 00:07:46,680 Speaker 1: to legal aid every week. 197 00:07:46,920 --> 00:07:48,680 Speaker 3: Oh no, and it was great. 198 00:07:48,720 --> 00:07:50,560 Speaker 2: The lawyer like talked me through it. I had to 199 00:07:50,600 --> 00:07:52,360 Speaker 2: borrow money to pay it all back. It was the 200 00:07:52,360 --> 00:07:56,280 Speaker 2: best lesson. Yeah, I felt you so independent. And I 201 00:07:56,280 --> 00:07:58,080 Speaker 2: always said, Mom, and that is the best gift that 202 00:07:58,080 --> 00:07:59,920 Speaker 2: you gave me, And she's like, doesn't sound like a 203 00:08:00,000 --> 00:08:01,360 Speaker 2: gift for sounds. 204 00:08:01,120 --> 00:08:03,160 Speaker 3: Terrible, but at least you learn early. 205 00:08:04,040 --> 00:08:06,080 Speaker 2: Another one was my dad gave me a credit card 206 00:08:06,120 --> 00:08:09,440 Speaker 2: for university textbooks, and I quickly figured out that I 207 00:08:09,440 --> 00:08:09,920 Speaker 2: could buy. 208 00:08:10,240 --> 00:08:12,760 Speaker 3: More than textbooks on that credit card, and I was 209 00:08:12,800 --> 00:08:14,720 Speaker 3: good at that too. Don't worry when. 210 00:08:14,520 --> 00:08:16,280 Speaker 1: He figured it out. I got home one day and 211 00:08:16,320 --> 00:08:18,680 Speaker 1: he goes give me the credit card. Oh no, did 212 00:08:18,720 --> 00:08:19,960 Speaker 1: he chop it up in front of me? 213 00:08:20,120 --> 00:08:20,560 Speaker 2: No? 214 00:08:22,160 --> 00:08:23,400 Speaker 1: Like, how good to learn that? 215 00:08:23,600 --> 00:08:26,080 Speaker 2: Like eighteen and twenty, and then you don't f around 216 00:08:26,080 --> 00:08:28,119 Speaker 2: with money anymore because the rest of it's your own. 217 00:08:28,200 --> 00:08:31,360 Speaker 3: You're well, this is sucky, but it's so good. 218 00:08:31,400 --> 00:08:35,120 Speaker 2: Like I've treated both my parents as hardcore as that sounds. 219 00:08:35,679 --> 00:08:36,959 Speaker 1: Loved those persons. 220 00:08:37,000 --> 00:08:40,360 Speaker 3: I mean at the time, you probably didn't like hindsight though, 221 00:08:40,840 --> 00:08:41,960 Speaker 3: roast into glasses. 222 00:08:42,040 --> 00:08:42,840 Speaker 1: That's so helpful. 223 00:08:43,600 --> 00:08:47,200 Speaker 2: Yeah. Anyway, there there's my little taste. You have been 224 00:08:47,240 --> 00:08:50,000 Speaker 2: on real and I'm so honored to have you on 225 00:08:50,080 --> 00:08:50,400 Speaker 2: the pod. 226 00:08:50,440 --> 00:08:52,360 Speaker 3: Thank you for having me. I love it. 227 00:08:52,400 --> 00:08:54,439 Speaker 1: What a fun time and I can't wait to get 228 00:08:54,440 --> 00:08:55,360 Speaker 1: into your new book as well. 229 00:08:55,440 --> 00:08:57,800 Speaker 3: Come with me on my pod soon. We're talking about 230 00:08:57,840 --> 00:08:58,440 Speaker 3: money stories. 231 00:08:58,480 --> 00:09:01,440 Speaker 1: Oh my god, sign am I allowed to put myself. 232 00:09:01,120 --> 00:09:03,640 Speaker 3: Forward from Come on Down, Come on down. 233 00:09:04,120 --> 00:09:04,560 Speaker 1: Thank you. 234 00:09:12,280 --> 00:09:12,319 Speaker 3: M