1
00:00:01,480 --> 00:00:01,760
Speaker 1: Radio.

2
00:00:03,880 --> 00:00:05,880
Speaker 2: She's on The Money Radio Show.

3
00:00:07,400 --> 00:00:08,639
Speaker 3: With Victoria Divine.

4
00:00:09,600 --> 00:00:12,360
Speaker 1: Now, Hello and welcome to that. She's on The Money

5
00:00:12,480 --> 00:00:20,680
Speaker 1: Radio Show podcast, the podcast for millennials who want financial freedom.

6
00:00:20,800 --> 00:00:24,720
Speaker 3: I'm just not giving you anything, Travels. I heard everything

7
00:00:24,760 --> 00:00:27,520
Speaker 3: you said.

8
00:00:28,360 --> 00:00:30,800
Speaker 4: Yeah, okay, yeah, that's all you get this week, Cold

9
00:00:30,920 --> 00:00:31,320
Speaker 4: Dead Air.

10
00:00:31,400 --> 00:00:33,720
Speaker 2: We've had a very We've.

11
00:00:33,520 --> 00:00:35,280
Speaker 4: Been busy, we're tie.

12
00:00:35,120 --> 00:00:39,599
Speaker 1: Ye're exhaust say, we've had a show this week where

13
00:00:39,600 --> 00:00:40,280
Speaker 1: we we.

14
00:00:40,159 --> 00:00:42,760
Speaker 2: Love each other, don't lie.

15
00:00:42,840 --> 00:00:46,160
Speaker 1: I feel like it's probably something that Victoria has made

16
00:00:46,240 --> 00:00:48,879
Speaker 1: us put in our drinks before I have.

17
00:00:49,280 --> 00:00:51,920
Speaker 4: So I've been spending a lot of time this week

18
00:00:52,000 --> 00:00:55,240
Speaker 4: because I have been traveling on TikTok, right, And when

19
00:00:55,320 --> 00:00:57,360
Speaker 4: you're traveling, you're exhausted, so you spend a lot of

20
00:00:57,400 --> 00:01:01,240
Speaker 4: time mindlessly scrolling. And I have found myself Mormon TikTok,

21
00:01:01,520 --> 00:01:06,320
Speaker 4: which arguably is my favorite place on TikTok to find myself. No, literally,

22
00:01:06,360 --> 00:01:09,440
Speaker 4: the drama in that community is wild. It's like someone's

23
00:01:09,520 --> 00:01:11,680
Speaker 4: cheating on someone else and like, I just it's wild.

24
00:01:11,680 --> 00:01:14,560
Speaker 4: Now they're getting divorced, and like obviously in Utah that's

25
00:01:14,600 --> 00:01:17,280
Speaker 4: like so frowned upon. Anyway, I am so deep. It

26
00:01:17,319 --> 00:01:20,559
Speaker 4: is not funny, but when you're a Mormon, you don't

27
00:01:20,600 --> 00:01:23,240
Speaker 4: drink coffee or tea or any kind of alcohol, and

28
00:01:23,319 --> 00:01:26,280
Speaker 4: up until recently, you weren't even allowed to drink any

29
00:01:26,360 --> 00:01:29,960
Speaker 4: drinks with caffeine in them. But now coke is accepted.

30
00:01:30,400 --> 00:01:33,600
Speaker 4: So all of the Mormon mums on TikTok are going

31
00:01:33,680 --> 00:01:36,679
Speaker 4: wild for diet coke, and all through Utah they have

32
00:01:36,760 --> 00:01:40,320
Speaker 4: these soda shops. Right, and I have recently discovered a

33
00:01:40,360 --> 00:01:42,600
Speaker 4: thing called true lime. This is not sponsored, it is

34
00:01:42,680 --> 00:01:44,959
Speaker 4: just good. In fact, it's a really bad money loss

35
00:01:44,959 --> 00:01:47,240
Speaker 4: because I had to import it from the US, But

36
00:01:47,319 --> 00:01:52,240
Speaker 4: I bought these little sachets of crystallized lime. Not don't like,

37
00:01:52,640 --> 00:01:55,080
Speaker 4: let me hear out that full sentence before you cut

38
00:01:55,080 --> 00:01:58,360
Speaker 4: me off, but a crystallized lime and you pop it

39
00:01:58,440 --> 00:02:01,240
Speaker 4: in your drink tastes exactly like fresh lime. So I

40
00:02:01,240 --> 00:02:03,320
Speaker 4: have been carrying that everywhere. I've been putting it in

41
00:02:03,320 --> 00:02:05,360
Speaker 4: my water, in my mineral water, I've been putting it

42
00:02:05,400 --> 00:02:08,320
Speaker 4: in my diet cokes. And it's changed my life. So

43
00:02:08,400 --> 00:02:10,720
Speaker 4: that's my big money tip this week. Waste your money

44
00:02:10,720 --> 00:02:11,679
Speaker 4: on crystallized lime.

45
00:02:12,040 --> 00:02:15,280
Speaker 3: Okay, story is also wearing a Mormon girdle, and I

46
00:02:15,320 --> 00:02:20,360
Speaker 3: wonder how your undergarment. Sorry, it really actually suits you

47
00:02:20,400 --> 00:02:20,840
Speaker 3: the one I.

48
00:02:20,840 --> 00:02:23,640
Speaker 4: Really really I am quite deep on Mormon TikTok. So

49
00:02:23,680 --> 00:02:26,040
Speaker 4: if people would like to send me videos on TikTok

50
00:02:26,280 --> 00:02:28,679
Speaker 4: that are not related to Mormon TikTok so I can

51
00:02:28,800 --> 00:02:31,000
Speaker 4: find my way out of there, that would be great.

52
00:02:31,280 --> 00:02:32,720
Speaker 3: I'm on daytalk. I'm going to send you some.

53
00:02:33,639 --> 00:02:35,480
Speaker 4: If you could send me gaytalk videos, that would be

54
00:02:35,560 --> 00:02:36,480
Speaker 4: a better place for me.

55
00:02:36,960 --> 00:02:37,520
Speaker 3: What are you getting?

56
00:02:37,520 --> 00:02:44,240
Speaker 1: You're getting cow trap took right, I'm getting amish one, mate, amish.

57
00:02:42,800 --> 00:02:45,520
Speaker 4: I really like you know, there's high land cows and

58
00:02:45,600 --> 00:02:46,720
Speaker 4: on that TikTok too.

59
00:02:46,919 --> 00:02:48,480
Speaker 2: I don't know what happens with that.

60
00:02:48,560 --> 00:02:54,040
Speaker 1: Anyway, you were talking about wasting money on things. We're

61
00:02:54,040 --> 00:02:55,760
Speaker 1: going to save you some money. We're going to talk

62
00:02:55,800 --> 00:03:00,920
Speaker 1: about whether private school versus public school is any good. Also, Divine,

63
00:03:00,960 --> 00:03:03,120
Speaker 1: you've got a pretty damn good tip that I am

64
00:03:03,200 --> 00:03:05,320
Speaker 1: not going to tell people just yet because they've got

65
00:03:05,320 --> 00:03:05,760
Speaker 1: to listen.

66
00:03:06,240 --> 00:03:08,720
Speaker 4: I always have good tips if you like entertainment.

67
00:03:08,960 --> 00:03:11,639
Speaker 1: This is going to be a tip for you. All right,

68
00:03:11,720 --> 00:03:14,000
Speaker 1: let's get into the show. She's on the Money radio

69
00:03:14,120 --> 00:03:18,440
Speaker 1: starts right now. We thought we'd do this this Saturday morning,

70
00:03:18,680 --> 00:03:19,400
Speaker 1: let me work.

71
00:03:21,960 --> 00:03:23,600
Speaker 3: Yeah, I want to talk about flipping. I don't know

72
00:03:23,639 --> 00:03:26,000
Speaker 3: where you stand on flipping, Victoria, but I know.

73
00:03:26,120 --> 00:03:27,440
Speaker 4: You're currently doing flips, no.

74
00:03:29,440 --> 00:03:30,880
Speaker 2: Wheels, fling the bird.

75
00:03:31,000 --> 00:03:33,000
Speaker 4: Okay, yeah, I can flip the bird. I can flip

76
00:03:33,000 --> 00:03:33,440
Speaker 4: a cud of.

77
00:03:33,400 --> 00:03:35,640
Speaker 3: The Master of Flipping off. Yeah, but I'm talking about

78
00:03:35,680 --> 00:03:38,080
Speaker 3: house flipping. I watched The Block. The Block is back.

79
00:03:38,160 --> 00:03:40,800
Speaker 3: They're like, we're doing their eighteenth hundredth season with Scott

80
00:03:40,840 --> 00:03:43,240
Speaker 3: cam and Shelley Krabb and all. I always watched that

81
00:03:43,240 --> 00:03:45,040
Speaker 3: show when I get so inspired, I want to flip

82
00:03:45,040 --> 00:03:46,840
Speaker 3: because it seems like you get such a good return

83
00:03:47,200 --> 00:03:49,880
Speaker 3: on investment. And I know you're currently flipping or are

84
00:03:49,920 --> 00:03:51,120
Speaker 3: you flipping or you're just renovating.

85
00:03:51,320 --> 00:03:54,320
Speaker 4: No, no, no, we're not flipping. We are renovating because the

86
00:03:54,360 --> 00:03:57,520
Speaker 4: house we bought was definitely not as livable as it

87
00:03:57,560 --> 00:03:59,320
Speaker 4: could have been. So when we bought it, we moved

88
00:03:59,400 --> 00:04:01,600
Speaker 4: straight in, even though it was like a little bit

89
00:04:01,640 --> 00:04:04,560
Speaker 4: worse for wear because one we couldn't afford to renovate

90
00:04:04,640 --> 00:04:07,640
Speaker 4: straight away we had to save some coin, but two

91
00:04:07,760 --> 00:04:08,920
Speaker 4: we were like, you know what, we're just going to

92
00:04:09,000 --> 00:04:11,760
Speaker 4: make do. So now we're renovating and we'll move back

93
00:04:11,840 --> 00:04:14,000
Speaker 4: into the house and hopefully we will live there for

94
00:04:14,040 --> 00:04:15,240
Speaker 4: a fair few years to come.

95
00:04:15,640 --> 00:04:17,840
Speaker 2: She's flipping with the other three houses that she owns me.

96
00:04:18,040 --> 00:04:20,520
Speaker 4: I don't own any other properties. If I'm being honest,

97
00:04:20,800 --> 00:04:22,279
Speaker 4: I would love to think that one day I'll be

98
00:04:22,320 --> 00:04:25,360
Speaker 4: baller enough. Who knows you're the one that's so. I

99
00:04:25,360 --> 00:04:26,960
Speaker 4: don't know why we're calling me out.

100
00:04:27,800 --> 00:04:28,880
Speaker 2: Let's just move on from that.

101
00:04:29,720 --> 00:04:32,840
Speaker 1: But apparently all these celebrities are doing it is definitely

102
00:04:33,200 --> 00:04:34,920
Speaker 1: the cool thing to be doing now, and it does

103
00:04:34,960 --> 00:04:35,800
Speaker 1: look so easy.

104
00:04:35,839 --> 00:04:38,760
Speaker 4: But well, the block makes it look easy. People on

105
00:04:38,960 --> 00:04:41,960
Speaker 4: Instagram makes it look easy. I follow these girls on

106
00:04:42,000 --> 00:04:45,000
Speaker 4: Instagram who I'm obsessed with three birds. They make it

107
00:04:45,040 --> 00:04:47,600
Speaker 4: look like a dream. My house is not going to

108
00:04:47,640 --> 00:04:49,400
Speaker 4: look anything like that, but that's okay.

109
00:04:49,720 --> 00:04:51,640
Speaker 1: Is there anything you thought was going to look amazing

110
00:04:51,680 --> 00:04:54,560
Speaker 1: and then it looked absolutely rubbish? Or did your partner

111
00:04:54,560 --> 00:04:57,640
Speaker 1: Steve O like accidentally put a sledgehammer through the wall, Like,

112
00:04:57,720 --> 00:04:59,120
Speaker 1: have you experienced.

113
00:04:58,640 --> 00:04:59,160
Speaker 3: Something like that?

114
00:04:59,240 --> 00:05:02,080
Speaker 4: No, nothing thing yet. They have only gone through the

115
00:05:02,120 --> 00:05:05,159
Speaker 4: demo stage, so the point was actually to put things

116
00:05:05,160 --> 00:05:07,560
Speaker 4: through the wall. I'll be a little bit more concerned

117
00:05:07,600 --> 00:05:09,400
Speaker 4: if we get like a slab of marble in there

118
00:05:09,440 --> 00:05:12,320
Speaker 4: and someone breaks that because I'll be a little bit salty.

119
00:05:12,720 --> 00:05:15,640
Speaker 4: But our budget has completely blown out because trades are

120
00:05:15,680 --> 00:05:18,480
Speaker 4: so much more expensive. So that's why it's kept getting

121
00:05:18,480 --> 00:05:20,560
Speaker 4: pushed off and off. Like I bought this house and

122
00:05:20,600 --> 00:05:23,080
Speaker 4: announced on Instagram to at that point in time like

123
00:05:23,120 --> 00:05:25,839
Speaker 4: my four followers, that I was going to renovate my house,

124
00:05:25,920 --> 00:05:29,640
Speaker 4: and it's actually another eight months past that because everything

125
00:05:29,640 --> 00:05:32,800
Speaker 4: has been blowing out. Trades are hard to secure. You know,

126
00:05:32,920 --> 00:05:35,520
Speaker 4: all of the things that we're purchasing are like thirty

127
00:05:35,560 --> 00:05:39,120
Speaker 4: percent more expensive, which is meant We've rejigged the budget

128
00:05:39,160 --> 00:05:41,279
Speaker 4: a bit to cut it back and changed the way

129
00:05:41,279 --> 00:05:43,359
Speaker 4: that we're doing it because I just can't justify it

130
00:05:43,400 --> 00:05:44,279
Speaker 4: if I'm being honest.

131
00:05:44,560 --> 00:05:45,520
Speaker 2: No, hang on a second.

132
00:05:45,800 --> 00:05:47,560
Speaker 1: You were telling me about a SPA that you were

133
00:05:47,560 --> 00:05:48,800
Speaker 1: putting in, mister viral, All.

134
00:05:48,760 --> 00:05:49,520
Speaker 2: Right, what happens?

135
00:05:49,640 --> 00:05:52,240
Speaker 4: Right? I don't need to be called out on national radio.

136
00:05:52,360 --> 00:05:53,560
Speaker 2: You're doing that at about it?

137
00:05:54,080 --> 00:05:54,960
Speaker 3: What's happening with the SPA.

138
00:05:56,000 --> 00:05:58,479
Speaker 4: I know we're not because it was going to be

139
00:05:58,520 --> 00:06:02,039
Speaker 4: too hard. So I wanted a SPA because I have

140
00:06:02,160 --> 00:06:05,120
Speaker 4: learned from Richie, who is one of our producers that

141
00:06:05,160 --> 00:06:07,760
Speaker 4: you can buy SPA's secondhand on Facebook Marketplace for a

142
00:06:07,880 --> 00:06:10,120
Speaker 4: very good deal. I was like, this is a great idea.

143
00:06:10,480 --> 00:06:13,480
Speaker 4: Turns out the house I have doesn't have any back

144
00:06:13,520 --> 00:06:16,080
Speaker 4: access and we have you know, power lines and stuff

145
00:06:16,080 --> 00:06:18,000
Speaker 4: out the front of the house. So when I asked

146
00:06:18,080 --> 00:06:20,640
Speaker 4: my builder, you know, can we get a SPA through

147
00:06:20,680 --> 00:06:22,520
Speaker 4: the back, and then he was like, yeah, of course.

148
00:06:22,640 --> 00:06:24,240
Speaker 4: So what we'll need to do is get a helicopter

149
00:06:24,320 --> 00:06:27,040
Speaker 4: and have it lifted up and over. And I was like, ah,

150
00:06:27,200 --> 00:06:29,919
Speaker 4: I wish I never asked. So found a five hundred

151
00:06:29,920 --> 00:06:32,480
Speaker 4: dollars one that you can buy from Targets inflatable probably

152
00:06:32,480 --> 00:06:33,040
Speaker 4: going to go with that.

153
00:06:33,120 --> 00:06:36,360
Speaker 3: I've got that, Victoria. Have you actually every night? Oh

154
00:06:36,360 --> 00:06:37,920
Speaker 3: my god, I'm doing the show from it right now.

155
00:06:38,080 --> 00:06:42,160
Speaker 4: O my Well, I just need an inflatable one then,

156
00:06:42,160 --> 00:06:44,680
Speaker 4: because there is no chance that I am going to

157
00:06:44,760 --> 00:06:47,560
Speaker 4: pay for a helicopter to lift one into my garden.

158
00:06:47,680 --> 00:06:50,120
Speaker 2: Not another one. I mean, want to tell you the one.

159
00:06:50,360 --> 00:06:54,040
Speaker 3: I was going to say, the one that takes you

160
00:06:54,080 --> 00:06:56,000
Speaker 3: to the radio station every weekend to do the show.

161
00:06:56,040 --> 00:06:58,680
Speaker 4: Can we're talking about that? Let's just open up the lines.

162
00:06:58,720 --> 00:06:59,320
Speaker 4: What do you reckon?

163
00:06:59,400 --> 00:07:00,480
Speaker 5: Mitch? Yeah?

164
00:07:00,520 --> 00:07:02,840
Speaker 2: I reckon we do thirteen one oh six five.

165
00:07:02,920 --> 00:07:05,120
Speaker 1: We want to know from you right now, if you're

166
00:07:05,160 --> 00:07:09,160
Speaker 1: renovating or if you have renovated reno blowouts, what were

167
00:07:09,160 --> 00:07:12,720
Speaker 1: you expecting? How much did it actually cost you? And

168
00:07:12,760 --> 00:07:16,040
Speaker 1: we want to hear those absolute crazy stories.

169
00:07:16,480 --> 00:07:20,920
Speaker 4: Because let me work kid down six.

170
00:07:21,000 --> 00:07:23,440
Speaker 3: All right, we're talking renolds and when the budget blew

171
00:07:23,440 --> 00:07:26,720
Speaker 3: out because Victoria apparently there wasn't enough concrete in the

172
00:07:26,760 --> 00:07:29,440
Speaker 3: state of Victoria to build her helipad. So she's got

173
00:07:29,480 --> 00:07:32,320
Speaker 3: a headache after headache after headache. She's currently trying to

174
00:07:32,320 --> 00:07:35,120
Speaker 3: slip her house. So we want to know reno blowouts,

175
00:07:35,120 --> 00:07:37,960
Speaker 3: when expectations verse reality, when it goes wrong, when the

176
00:07:37,960 --> 00:07:40,160
Speaker 3: budget blows out. Thirteen one oh six five.

177
00:07:40,160 --> 00:07:43,240
Speaker 1: Who do we have, trav We have got Jarlene, who

178
00:07:43,240 --> 00:07:45,240
Speaker 1: I kind of want to sing like that Dolly Parton song,

179
00:07:45,360 --> 00:07:49,160
Speaker 1: je Joe, Jarlie, Jarlene.

180
00:07:48,520 --> 00:07:51,080
Speaker 2: What happened? Mate? Talk to us about your reno blowouts.

181
00:07:51,200 --> 00:07:54,520
Speaker 5: So we bought an older house about five years ago,

182
00:07:54,880 --> 00:07:58,400
Speaker 5: and we decided to get married that year and we

183
00:07:58,480 --> 00:08:00,000
Speaker 5: had a lot of Rehninno's to do at the same time.

184
00:08:00,040 --> 00:08:02,880
Speaker 5: Time is the wedding and a week out from the

185
00:08:02,880 --> 00:08:04,800
Speaker 5: wedding really couldn't pay some of the bills because we

186
00:08:04,800 --> 00:08:05,720
Speaker 5: didn't really think it's through that.

187
00:08:05,760 --> 00:08:10,400
Speaker 4: Well, ah, you are leaving my worst nightmare. We literally

188
00:08:10,520 --> 00:08:13,520
Speaker 4: our like official move in date is like literally the

189
00:08:13,640 --> 00:08:16,840
Speaker 4: day before our wedding, because obviously I like cutting things

190
00:08:16,840 --> 00:08:20,600
Speaker 4: fine and that that gives me mad anxiety. Charlie. I

191
00:08:20,640 --> 00:08:22,760
Speaker 4: think that's really rude of you to call and give

192
00:08:22,840 --> 00:08:24,720
Speaker 4: that information to me at this point in time.

193
00:08:24,720 --> 00:08:26,360
Speaker 2: I know about that.

194
00:08:26,880 --> 00:08:29,520
Speaker 3: Do you give you this time, Charlie, Charlie, why don't

195
00:08:29,560 --> 00:08:33,720
Speaker 3: you just cancel the wedding venue a house and do

196
00:08:33,800 --> 00:08:35,600
Speaker 3: a house wedding. See trave and I are on the

197
00:08:35,600 --> 00:08:37,840
Speaker 3: same page. That is cost Maybe it's he's on the

198
00:08:37,840 --> 00:08:39,800
Speaker 3: money because just have the wedding at home.

199
00:08:39,960 --> 00:08:42,360
Speaker 5: Yeah, no, the wedding was at home, so we were

200
00:08:42,440 --> 00:08:44,360
Speaker 5: running for the wedding to be at home.

201
00:08:44,440 --> 00:08:45,680
Speaker 6: So I wanted everything to look.

202
00:08:45,800 --> 00:08:48,200
Speaker 2: You know, I'm kind of getting that.

203
00:08:48,280 --> 00:08:50,520
Speaker 1: You know, I think is at friends when Ross marries

204
00:08:50,559 --> 00:08:51,439
Speaker 1: the English chick and.

205
00:08:51,360 --> 00:08:54,240
Speaker 2: They're going that like really dilapidated building. Is that what

206
00:08:54,280 --> 00:08:56,280
Speaker 2: it was like, Charlie.

207
00:08:56,679 --> 00:08:57,240
Speaker 3: It was.

208
00:08:58,840 --> 00:09:00,280
Speaker 2: You got to make do with what you've got, you know,

209
00:09:00,960 --> 00:09:02,640
Speaker 2: That's what my house looks like. And that's what she

210
00:09:02,679 --> 00:09:06,640
Speaker 2: said about her husband as well. Anyway, get your calls

211
00:09:06,679 --> 00:09:09,880
Speaker 2: on thirty one or six five talking reddo blowouts. What

212
00:09:09,960 --> 00:09:10,520
Speaker 2: happened to you?

213
00:09:10,640 --> 00:09:11,680
Speaker 3: Laza? I love?

214
00:09:11,800 --> 00:09:12,040
Speaker 4: Hey?

215
00:09:12,440 --> 00:09:13,280
Speaker 6: How are you good?

216
00:09:13,280 --> 00:09:13,840
Speaker 2: Mane? How are you?

217
00:09:13,880 --> 00:09:14,360
Speaker 3: What happens?

218
00:09:14,520 --> 00:09:18,280
Speaker 6: Gosh? This was all the beginning of COVID. So we

219
00:09:18,520 --> 00:09:20,520
Speaker 6: found up we're pregnant. So we decided that we're going

220
00:09:20,520 --> 00:09:22,240
Speaker 6: to have to extend the house, and we decided to

221
00:09:22,559 --> 00:09:25,800
Speaker 6: include two new bathrooms and add an extra bedroom upstairs.

222
00:09:26,000 --> 00:09:26,960
Speaker 4: That's exciting.

223
00:09:27,240 --> 00:09:28,640
Speaker 6: It was either that or move house.

224
00:09:29,640 --> 00:09:31,400
Speaker 2: It's probably a bit easier option, if I'm.

225
00:09:31,320 --> 00:09:33,960
Speaker 6: On us looking back now, I wish we did. But

226
00:09:34,920 --> 00:09:37,600
Speaker 6: not only was that pregnant and quite hormonal, but also

227
00:09:37,960 --> 00:09:41,000
Speaker 6: very conscious of money given that COVID was happening. And

228
00:09:41,559 --> 00:09:45,080
Speaker 6: so we engage these two carpenters and we signed a

229
00:09:45,080 --> 00:09:50,120
Speaker 6: contract for thirty five thousand dollars. Okay, And I've always thought,

230
00:09:50,200 --> 00:09:51,800
Speaker 6: you know, you've always have a bit of a buffer,

231
00:09:51,840 --> 00:09:53,960
Speaker 6: and my parents have always said, you know, whatever you

232
00:09:54,000 --> 00:09:56,839
Speaker 6: get quoted always at about ten to fifteen percent. So

233
00:09:57,120 --> 00:09:59,320
Speaker 6: we had that buffer and it was all going to

234
00:09:59,320 --> 00:10:00,720
Speaker 6: be taken out of them mortgage as well.

235
00:10:00,840 --> 00:10:03,040
Speaker 4: That's some valued in the property too, So not the

236
00:10:03,040 --> 00:10:03,720
Speaker 4: worst idea.

237
00:10:03,960 --> 00:10:06,880
Speaker 6: Not the worst idea, I guess. But then you know

238
00:10:06,960 --> 00:10:10,280
Speaker 6: they started to work one day, one of the treaties

239
00:10:10,320 --> 00:10:13,920
Speaker 6: has decided not to turn up. Oh good, So I'm calling,

240
00:10:14,040 --> 00:10:18,360
Speaker 6: I'm calling, I'm texting. He basically texted back about maybe

241
00:10:18,400 --> 00:10:21,160
Speaker 6: eight hours later to say, oh, I'm not coming back.

242
00:10:21,400 --> 00:10:22,600
Speaker 4: Why though, my brain?

243
00:10:22,679 --> 00:10:23,959
Speaker 3: Why why?

244
00:10:24,440 --> 00:10:27,160
Speaker 6: Well? That was my question and the only text I

245
00:10:27,160 --> 00:10:31,000
Speaker 6: got back was job seeker is far more lucrative to me.

246
00:10:34,880 --> 00:10:36,480
Speaker 3: Because there's a lot to unpack here.

247
00:10:36,640 --> 00:10:38,760
Speaker 1: Hang a novel of Hang on a second, are you

248
00:10:38,880 --> 00:10:41,760
Speaker 1: telling me, Laza that trades are lazy?

249
00:10:42,080 --> 00:10:43,360
Speaker 2: What are you talking about?

250
00:10:43,480 --> 00:10:45,600
Speaker 3: This country is built on tradees guys.

251
00:10:45,800 --> 00:10:47,599
Speaker 2: So it might take a little bit longer Mitch, but

252
00:10:47,640 --> 00:10:48,439
Speaker 2: it is built on him.

253
00:10:48,480 --> 00:10:50,800
Speaker 3: Yes, my heart, my heart bleeds.

254
00:10:50,840 --> 00:10:51,120
Speaker 5: All right.

255
00:10:51,280 --> 00:10:53,280
Speaker 4: I have an idea we move on because I feel

256
00:10:53,320 --> 00:10:54,760
Speaker 4: like this is dangerous territory.

257
00:10:54,800 --> 00:10:56,760
Speaker 2: Hey, I'm a decent mechanic by trade. I'm allowed to

258
00:10:56,800 --> 00:10:57,760
Speaker 2: say that anyway.

259
00:10:57,800 --> 00:10:59,319
Speaker 1: If you've got yourself for money's a lemma, and you

260
00:10:59,320 --> 00:11:00,800
Speaker 1: want us to help you, just search.

261
00:11:00,840 --> 00:11:03,160
Speaker 2: She's on the money on socials this week.

262
00:11:03,200 --> 00:11:05,920
Speaker 1: I believe it's well, it says Andrea, but I think

263
00:11:05,960 --> 00:11:08,640
Speaker 1: we can all agree it's pronounced Andrea.

264
00:11:08,679 --> 00:11:10,200
Speaker 3: I know we'll probably get her on and she'll be like,

265
00:11:10,240 --> 00:11:13,760
Speaker 3: it's pronounced on one's advice. Andrea wants to know private

266
00:11:13,880 --> 00:11:16,880
Speaker 3: or public school for secondary education? Victoria, I know you've

267
00:11:16,920 --> 00:11:19,680
Speaker 3: got opinions on this. I do too. We'll unpack it. Next.

268
00:11:21,000 --> 00:11:23,319
Speaker 3: This is she's on the Money radio show.

269
00:11:23,440 --> 00:11:25,719
Speaker 1: We've got ourselves a money Jelemma guy. So it's time

270
00:11:25,800 --> 00:11:26,360
Speaker 1: to do this.

271
00:11:28,000 --> 00:11:30,720
Speaker 3: All right? Each week we bring someone's financial story on

272
00:11:30,760 --> 00:11:33,600
Speaker 3: the ED again Victoria's advice on what they should do.

273
00:11:33,679 --> 00:11:36,880
Speaker 3: So Andrea has sent us a DM. She wants to

274
00:11:36,920 --> 00:11:40,240
Speaker 3: know private versus public secondary education and if it's worth

275
00:11:40,240 --> 00:11:42,760
Speaker 3: coughing up the money for private school. So she says, Hello, Vi,

276
00:11:43,200 --> 00:11:45,600
Speaker 3: I've been arguing with my husband about whether we should

277
00:11:45,600 --> 00:11:49,120
Speaker 3: send out three children to a private or public secondary school.

278
00:11:49,559 --> 00:11:51,120
Speaker 3: He was a private school boy, and he's on a

279
00:11:51,120 --> 00:11:53,680
Speaker 3: big tradition. Even if it means we'll have to make

280
00:11:53,800 --> 00:11:57,200
Speaker 3: huge sacrifices. He won't budge. I went to a public

281
00:11:57,200 --> 00:11:59,920
Speaker 3: school and she turned out. Okay, we've been quoted fees

282
00:12:00,040 --> 00:12:02,200
Speaker 3: to the private school the one that he wants. It

283
00:12:02,240 --> 00:12:06,640
Speaker 3: will cost them thirty k per year, get this per child?

284
00:12:07,160 --> 00:12:08,920
Speaker 3: She just feels like, I know the money could be

285
00:12:08,920 --> 00:12:11,800
Speaker 3: spent better elsewhere. Do you think this is for UV?

286
00:12:11,880 --> 00:12:14,320
Speaker 3: It would be irresponsible to spend this much money? Or

287
00:12:14,400 --> 00:12:15,920
Speaker 3: is private school the way to go?

288
00:12:16,120 --> 00:12:19,240
Speaker 4: Do you know what parents want? Unsolicited opinions from people

289
00:12:19,240 --> 00:12:22,560
Speaker 4: who aren't parents yet, So I'm glad you asked. So

290
00:12:22,920 --> 00:12:25,880
Speaker 4: what's gas in mind? I just think it's such a

291
00:12:25,880 --> 00:12:28,560
Speaker 4: personal decision, right, Like, if you've got three kids at

292
00:12:28,559 --> 00:12:31,560
Speaker 4: thirty grand each, that's ninety thousand dollars a year that

293
00:12:31,720 --> 00:12:35,240
Speaker 4: is actually higher than the average salary and Australian makes

294
00:12:35,280 --> 00:12:37,400
Speaker 4: each you. So like, if you've got the funds and

295
00:12:37,440 --> 00:12:40,200
Speaker 4: that's aligned to your values, then you do you. But

296
00:12:40,240 --> 00:12:42,760
Speaker 4: I also think it's really dependent on who the child

297
00:12:43,000 --> 00:12:46,480
Speaker 4: is and what they thrive with or not. You know,

298
00:12:46,600 --> 00:12:48,840
Speaker 4: I went to a Catholic school, so it wasn't private,

299
00:12:49,000 --> 00:12:51,200
Speaker 4: but it also wasn't public. I kind of was in

300
00:12:51,240 --> 00:12:53,840
Speaker 4: the middle ground. But I'm also like, let's be honest,

301
00:12:53,880 --> 00:12:55,959
Speaker 4: like I'm probably the biggest nerd you've ever met. I'm

302
00:12:56,000 --> 00:12:59,480
Speaker 4: the finance podcaster. So I feel like someone like me,

303
00:13:00,000 --> 00:13:02,800
Speaker 4: if probably was going to thrive inside or outside public

304
00:13:02,880 --> 00:13:05,200
Speaker 4: school or private school. Like, I don't think it really

305
00:13:05,200 --> 00:13:08,959
Speaker 4: mattered because I was one teeing up friendships with the

306
00:13:09,040 --> 00:13:13,120
Speaker 4: librarian and to asking questions from grade seven about how

307
00:13:13,160 --> 00:13:15,760
Speaker 4: to apply to be the debating team captain. So I

308
00:13:15,960 --> 00:13:19,480
Speaker 4: just feel like my career, yeah, I just feel like

309
00:13:19,559 --> 00:13:23,720
Speaker 4: my experience when it comes to education was probably very

310
00:13:23,760 --> 00:13:26,360
Speaker 4: different to you know, other kids who might be really

311
00:13:26,400 --> 00:13:30,080
Speaker 4: interested in trades, or really interested in working with their hands,

312
00:13:30,240 --> 00:13:33,080
Speaker 4: or actually need a lot more discipline and guidance. So

313
00:13:33,440 --> 00:13:35,160
Speaker 4: to be honest, I feel like this is a really

314
00:13:35,240 --> 00:13:37,960
Speaker 4: personal decision. But I also want to look on the

315
00:13:37,960 --> 00:13:40,400
Speaker 4: flip side of wealth creation and go, if you've got

316
00:13:40,559 --> 00:13:43,800
Speaker 4: ninety thousand dollars a year to spend, because that's post

317
00:13:43,880 --> 00:13:47,320
Speaker 4: tax too, that's so much money. If you've got that money,

318
00:13:47,559 --> 00:13:50,679
Speaker 4: would it actually be better to be investing that or

319
00:13:50,720 --> 00:13:53,560
Speaker 4: even buying a home in a different location where the

320
00:13:53,640 --> 00:13:56,640
Speaker 4: public school is better. I don't feel like the question

321
00:13:56,640 --> 00:13:58,959
Speaker 4: I'm being asked right now is Victoria, do you think

322
00:13:59,000 --> 00:14:01,400
Speaker 4: public or private edge ducation is better? Because, like, to me,

323
00:14:01,640 --> 00:14:04,560
Speaker 4: that's a very deep question to ask. But if you're

324
00:14:04,600 --> 00:14:07,160
Speaker 4: in the financial circumstance where like we can afford this,

325
00:14:07,520 --> 00:14:10,440
Speaker 4: I think we actually should be looking at whether you

326
00:14:10,520 --> 00:14:13,040
Speaker 4: want to afford that or there are other luxuries in

327
00:14:13,080 --> 00:14:15,160
Speaker 4: life that you would like to afford your children, right,

328
00:14:15,240 --> 00:14:17,600
Speaker 4: Like we're ninety grand a year and then going to

329
00:14:17,720 --> 00:14:20,640
Speaker 4: public school. Look at the holidays you could have, or

330
00:14:20,680 --> 00:14:23,200
Speaker 4: even maybe that means that you know you as a

331
00:14:23,240 --> 00:14:25,800
Speaker 4: parent could actually go back to part time work to

332
00:14:25,840 --> 00:14:28,680
Speaker 4: be more present. Like there are just so many options

333
00:14:28,920 --> 00:14:31,840
Speaker 4: when it comes to finance. And yeah, it's just such

334
00:14:31,840 --> 00:14:32,720
Speaker 4: a personal question.

335
00:14:32,960 --> 00:14:35,560
Speaker 3: It's tough. I also think school is more for socializing

336
00:14:35,600 --> 00:14:38,160
Speaker 3: than it really is for learning, especially high school, like

337
00:14:38,160 --> 00:14:41,040
Speaker 3: go to university to actually learn your specialty. But for me,

338
00:14:41,200 --> 00:14:43,800
Speaker 3: I went to a public school, and all.

339
00:14:43,520 --> 00:14:46,320
Speaker 4: In our case, we probably should be looking at private.

340
00:14:48,200 --> 00:14:50,360
Speaker 3: Wow. I was about to get up on my soapbox

341
00:14:50,640 --> 00:14:53,400
Speaker 3: and preach, but because I'm not private school educated, I

342
00:14:53,440 --> 00:14:54,200
Speaker 3: don't know how to do that.

343
00:14:54,280 --> 00:14:57,200
Speaker 1: I think as well, it's more about sometimes the parents

344
00:14:57,360 --> 00:14:59,640
Speaker 1: just kind of saying, hey, look my kids go to

345
00:14:59,680 --> 00:15:02,400
Speaker 1: private school. It's like buying that flashy car or whatever.

346
00:15:02,480 --> 00:15:05,000
Speaker 1: It's all about it it's more for jay kids.

347
00:15:05,080 --> 00:15:07,880
Speaker 4: Yeah, and to me, if you really need to look

348
00:15:07,880 --> 00:15:10,080
Speaker 4: at what the kids are going to thrive in and

349
00:15:10,160 --> 00:15:13,280
Speaker 4: also the reason why you're making those decisions, because as

350
00:15:13,320 --> 00:15:13,840
Speaker 4: I also.

351
00:15:13,760 --> 00:15:15,600
Speaker 3: Can I just say, the school uniform suck and your

352
00:15:15,640 --> 00:15:18,000
Speaker 3: kids will look ugly. It's always like some sort of

353
00:15:18,000 --> 00:15:21,240
Speaker 3: World War two jacket and these awful pants and boots.

354
00:15:21,720 --> 00:15:24,280
Speaker 4: I got really lucky the school I went to. The

355
00:15:24,360 --> 00:15:26,560
Speaker 4: colors were navy and white, so I feel like that

356
00:15:26,680 --> 00:15:30,320
Speaker 4: was quite complimentary. But as yeah, I know right like,

357
00:15:30,360 --> 00:15:32,720
Speaker 4: I just went with my vibe. I liked the aesthetic.

358
00:15:32,840 --> 00:15:33,640
Speaker 2: Do you know what? I think?

359
00:15:33,680 --> 00:15:37,600
Speaker 1: We've actually saved Andrea and her husband ninety thousand dollars

360
00:15:37,640 --> 00:15:39,920
Speaker 1: a year, because that's how good we are right here

361
00:15:40,040 --> 00:15:41,040
Speaker 1: at she's on the money.

362
00:15:41,160 --> 00:15:42,720
Speaker 4: I don't say we don't do anything for you.

363
00:15:44,160 --> 00:15:47,080
Speaker 1: Our favorite segment of all times coming up right now,

364
00:15:47,880 --> 00:15:51,400
Speaker 1: since the same Saturday every week, Victoria, you give us

365
00:15:51,440 --> 00:15:53,720
Speaker 1: a sneaky couple of little tips and how we can

366
00:15:53,840 --> 00:15:55,640
Speaker 1: keep more money in our bank account, which you got

367
00:15:55,640 --> 00:15:56,440
Speaker 1: for us this week to vite.

368
00:15:56,480 --> 00:15:59,080
Speaker 4: Well, this week, I'm going to go first, but Mitch

369
00:15:59,120 --> 00:15:59,920
Speaker 4: said he has a.

370
00:16:00,280 --> 00:16:02,240
Speaker 2: Good Do you remember what happened last week when we

371
00:16:02,440 --> 00:16:03,760
Speaker 2: said this, okay.

372
00:16:03,360 --> 00:16:05,640
Speaker 4: Look, just because we don't trust him doesn't mean we

373
00:16:05,640 --> 00:16:06,520
Speaker 4: shouldn't hear him out.

374
00:16:06,600 --> 00:16:08,560
Speaker 3: The amount of bullying I face on this show. This

375
00:16:08,640 --> 00:16:11,800
Speaker 3: is a good tip life do the show.

376
00:16:11,920 --> 00:16:13,440
Speaker 4: You can take that to HR later.

377
00:16:13,720 --> 00:16:14,000
Speaker 3: Wow.

378
00:16:14,120 --> 00:16:16,920
Speaker 4: All right, so here's my tip. All right, So you

379
00:16:16,960 --> 00:16:18,960
Speaker 4: guys might not like this, because Mitch, I don't think

380
00:16:18,960 --> 00:16:20,840
Speaker 4: that you would ever part with anything in your wardrobe,

381
00:16:20,840 --> 00:16:22,440
Speaker 4: but it is time to do a bit of a

382
00:16:22,480 --> 00:16:25,040
Speaker 4: spring clean. And while you are there, you can either

383
00:16:25,200 --> 00:16:28,400
Speaker 4: sell some stuff that you're not using or donate it

384
00:16:28,600 --> 00:16:30,880
Speaker 4: or put it to better use. I have recently gone

385
00:16:30,920 --> 00:16:33,680
Speaker 4: through my wardrobe and pulled out a few dresses that

386
00:16:33,760 --> 00:16:35,840
Speaker 4: were from last summer that I was saving for this

387
00:16:35,920 --> 00:16:37,960
Speaker 4: summer that I just know I'm not going to wear,

388
00:16:38,240 --> 00:16:41,520
Speaker 4: and I've chucked them on Facebook marketplace. Wham bam, thank you.

389
00:16:41,600 --> 00:16:44,480
Speaker 4: Ma'm fifty bucks each dress. I've gotten rid of a few,

390
00:16:44,600 --> 00:16:46,120
Speaker 4: and now I can go on by another one.

391
00:16:46,200 --> 00:16:49,080
Speaker 3: You want to post them? Or did your pa post them?

392
00:16:49,920 --> 00:16:52,920
Speaker 4: Do you know what? What's your tip? Mitch? So I

393
00:16:52,960 --> 00:16:54,200
Speaker 4: can cut it straight down?

394
00:16:54,320 --> 00:16:56,440
Speaker 1: I was going to say, Mitch, you look amazing in

395
00:16:56,480 --> 00:16:58,080
Speaker 1: those summer dresses as well, Mate.

396
00:16:57,880 --> 00:17:00,320
Speaker 3: You look thank you. I went to linkraft and got

397
00:17:00,320 --> 00:17:02,320
Speaker 3: about three meters of linen and just cut a hole

398
00:17:02,360 --> 00:17:08,679
Speaker 3: in it. All right, Just washing my fat guy. Honey,

399
00:17:08,800 --> 00:17:11,040
Speaker 3: listen to you guys. Let's write more ammunition for HR

400
00:17:11,119 --> 00:17:14,080
Speaker 3: after the show in the corner. My tip is fantastic.

401
00:17:14,280 --> 00:17:18,919
Speaker 3: I think we should all grow our vegetables. Let me

402
00:17:18,960 --> 00:17:23,000
Speaker 3: finish in our own home garden. So you get some

403
00:17:23,160 --> 00:17:28,560
Speaker 3: soil from Bunnings. Lettuce was eleven dollars recently, but actually would.

404
00:17:28,440 --> 00:17:30,720
Speaker 4: Drive me to try and grow my own vegetables.

405
00:17:30,760 --> 00:17:33,000
Speaker 3: And yeah, you got a Bunnies, you get your own

406
00:17:33,040 --> 00:17:35,320
Speaker 3: seed links. Now it's a nine to eighteen week process.

407
00:17:35,359 --> 00:17:37,760
Speaker 3: Of course, for the growing, it's a long game. It's

408
00:17:37,800 --> 00:17:38,800
Speaker 3: an investment.

409
00:17:40,480 --> 00:17:41,800
Speaker 4: Commitment exactly.

410
00:17:41,840 --> 00:17:43,840
Speaker 3: It's a nine to eighteen weeks and you'll have your

411
00:17:43,840 --> 00:17:46,440
Speaker 3: own lettuce by that time. Let us will have already

412
00:17:46,440 --> 00:17:47,840
Speaker 3: skyrocketed to one hundred dollars.

413
00:17:47,680 --> 00:17:51,320
Speaker 4: So you can sell it on Facebook Marketplace. You don't

414
00:17:51,320 --> 00:17:53,399
Speaker 4: have anything in your wardrobe. You can just sell the

415
00:17:53,440 --> 00:17:54,520
Speaker 4: lettuces you just grew.

416
00:17:54,720 --> 00:17:57,119
Speaker 3: Thank you very much. There you go. That's called cross collaboration.

417
00:17:57,200 --> 00:17:59,560
Speaker 3: And yeah, you could do carrots, you can do turmeric root.

418
00:18:00,840 --> 00:18:01,680
Speaker 4: That's a great tip.

419
00:18:01,720 --> 00:18:01,880
Speaker 6: Mitch.

420
00:18:01,920 --> 00:18:04,160
Speaker 4: We're in your apartment. Are you putting your reggie guards?

421
00:18:04,160 --> 00:18:06,560
Speaker 2: We're in your west apartment. Are you doing this?

422
00:18:06,640 --> 00:18:10,080
Speaker 3: Mate, I have to get counsel approvement approval, but it's coming,

423
00:18:10,119 --> 00:18:12,080
Speaker 3: it's coming. I'll send you photos of my cucumbers.

424
00:18:12,480 --> 00:18:13,919
Speaker 4: Right, how much are you going to spend on like

425
00:18:14,000 --> 00:18:16,800
Speaker 4: seedlings and all of that, Like how much it'll be free?

426
00:18:16,800 --> 00:18:19,199
Speaker 3: It'll be spun con with me in Bunning's warehouse.

427
00:18:19,320 --> 00:18:21,960
Speaker 4: Oh right, yeah, okay, I'll hit them up. I'll let

428
00:18:22,000 --> 00:18:24,080
Speaker 4: them know if they're looking for a new influencer. It

429
00:18:24,160 --> 00:18:27,720
Speaker 4: is million dollar Mitch. Al right, So I actually I'm

430
00:18:27,760 --> 00:18:30,359
Speaker 4: just moving on. I have no comment. I have another

431
00:18:30,359 --> 00:18:32,880
Speaker 4: tip for you guys, and I remember this one from

432
00:18:32,920 --> 00:18:37,080
Speaker 4: primary school, triv you're probably too old you would remember

433
00:18:37,080 --> 00:18:40,440
Speaker 4: it from maybe like your teenage years. Yeah, yeah, yeah.

434
00:18:40,600 --> 00:18:44,000
Speaker 4: Do you remember the entertainment books? You don't remember entertaining?

435
00:18:45,040 --> 00:18:48,359
Speaker 4: Remember you just choosing to be a pest? Okay? So

436
00:18:48,400 --> 00:18:51,399
Speaker 4: the entertainment books were books that you got and you

437
00:18:51,440 --> 00:18:53,680
Speaker 4: could buy them. And I remember they used to sell

438
00:18:53,720 --> 00:18:56,479
Speaker 4: them in the office at my primary school. You go

439
00:18:56,560 --> 00:18:59,040
Speaker 4: and get them, and they had all these coupons in it,

440
00:18:59,119 --> 00:19:01,560
Speaker 4: so like Coop for the movies, and it might be

441
00:19:01,680 --> 00:19:04,840
Speaker 4: like take two friends and the popcorns free. And they

442
00:19:04,840 --> 00:19:08,760
Speaker 4: were jam packed full of value and obviously that's gone

443
00:19:08,760 --> 00:19:11,160
Speaker 4: a little bit out of trend. It's not in vogue anymore.

444
00:19:11,160 --> 00:19:13,120
Speaker 4: But you know what is an app? So they've made

445
00:19:13,160 --> 00:19:17,080
Speaker 4: an app amazing. So now you get the Entertainment Book.

446
00:19:16,880 --> 00:19:20,000
Speaker 4: They haven't updated that. It's called the Entertainment Book, but

447
00:19:20,040 --> 00:19:22,240
Speaker 4: it's an app now. So it's full of like a

448
00:19:22,320 --> 00:19:25,679
Speaker 4: whole heap of really good discounts and different deals like

449
00:19:25,720 --> 00:19:29,160
Speaker 4: they do everything from restaurants to experiences, to weekends away

450
00:19:29,400 --> 00:19:30,879
Speaker 4: to free popcorn at the movies.

451
00:19:30,920 --> 00:19:32,240
Speaker 2: It's money we now do you.

452
00:19:32,200 --> 00:19:34,520
Speaker 1: Have to I remember you bought the Entertainment Book? Do

453
00:19:34,560 --> 00:19:36,760
Speaker 1: you can you buy a subscription?

454
00:19:37,119 --> 00:19:37,360
Speaker 3: Is it?

455
00:19:37,440 --> 00:19:37,520
Speaker 5: Like?

456
00:19:37,760 --> 00:19:39,760
Speaker 4: I don't know how it works, to be honest, I

457
00:19:39,840 --> 00:19:42,560
Speaker 4: just know it exists and I was impressed. Share it

458
00:19:42,640 --> 00:19:45,200
Speaker 4: with the reunity. Yeah, that's all I've got.

459
00:19:45,280 --> 00:19:47,119
Speaker 1: So anyone can tell us how it works to hit

460
00:19:47,240 --> 00:19:49,320
Speaker 1: us up at sees on the money anywhere on social

461
00:19:49,359 --> 00:19:49,720
Speaker 1: is that.

462
00:19:49,640 --> 00:19:51,879
Speaker 4: The contribution is still better than Mitch's.

463
00:19:51,960 --> 00:19:55,200
Speaker 1: It is one hey speaking that we are going to

464
00:19:55,240 --> 00:19:57,119
Speaker 1: get out of here for your Saturday morning. Mitch, you've

465
00:19:57,119 --> 00:19:59,640
Speaker 1: got to stick around. That's your punishment for bringing crap tips.

466
00:19:59,680 --> 00:20:03,080
Speaker 1: You've got do another show, The Life on Cut with

467
00:20:03,240 --> 00:20:05,040
Speaker 1: britt Hockley and Laura Burn.

468
00:20:05,200 --> 00:20:07,160
Speaker 2: That is coming up with you next Yeah, I don't mind.

469
00:20:07,200 --> 00:20:08,920
Speaker 3: I mean, you know, I'll have ninety K send my

470
00:20:09,000 --> 00:20:10,919
Speaker 3: kids to private school with all the shows that I do,

471
00:20:10,960 --> 00:20:14,080
Speaker 3: so and I'll do it. Maybe I'll see you next week.

472
00:20:14,119 --> 00:20:15,280
Speaker 2: Everybody, all right, see you bye,