1 00:00:00,680 --> 00:00:04,920 Speaker 1: Hello, my name's Santasha Nabananga Bamblet. I'm a proud yor 2 00:00:04,960 --> 00:00:08,680 Speaker 1: the Order Kerni Whoalbury and a waddery woman. And before 3 00:00:08,680 --> 00:00:11,160 Speaker 1: we get started on She's on the Money podcast, I 4 00:00:11,160 --> 00:00:14,319 Speaker 1: would like to acknowledge the traditional custodians of the land 5 00:00:14,400 --> 00:00:17,680 Speaker 1: of which this podcast is recorded on a wondery country, 6 00:00:18,120 --> 00:00:22,240 Speaker 1: acknowledging the elders, the ancestors and the next generation coming 7 00:00:22,320 --> 00:00:26,960 Speaker 1: through as this podcast is about connecting, empowering, knowledge sharing 8 00:00:27,080 --> 00:00:30,120 Speaker 1: and the storytelling of you to make a difference for 9 00:00:30,240 --> 00:00:32,720 Speaker 1: today and lasting impact for tomorrow. 10 00:00:33,320 --> 00:00:34,120 Speaker 2: Let's get into it. 11 00:00:34,760 --> 00:00:38,960 Speaker 3: She's on the Money, She's on the Money. 12 00:00:58,160 --> 00:01:00,720 Speaker 4: Hello, and welcome to She's on the Money, the podcast 13 00:01:00,760 --> 00:01:04,120 Speaker 4: for millennials who want financial freedom. My name is Beckside 14 00:01:04,160 --> 00:01:07,120 Speaker 4: and Jessica Ricky. It joins me today because it is Friday, 15 00:01:07,160 --> 00:01:09,760 Speaker 4: and today we celebrate you, the incredible Shees on the 16 00:01:09,760 --> 00:01:12,919 Speaker 4: Money community. Today we'll be sharing our favorite money wins, 17 00:01:13,240 --> 00:01:16,200 Speaker 4: sharing some broque tips. We'll also be helping to answer 18 00:01:16,360 --> 00:01:19,399 Speaker 4: juicy money dilemma, which this week is all about keeping 19 00:01:19,400 --> 00:01:21,959 Speaker 4: your budget in line or getting bargains at the end 20 00:01:22,000 --> 00:01:25,199 Speaker 4: of financial sales, and we unpack something that you slid 21 00:01:25,240 --> 00:01:27,399 Speaker 4: into our DMS, about which this week is all about 22 00:01:27,600 --> 00:01:30,480 Speaker 4: resetting your headspace after a toxic workplace. 23 00:01:30,520 --> 00:01:31,800 Speaker 5: So Jessica, Ricky, how are you? 24 00:01:31,959 --> 00:01:32,759 Speaker 6: I'm good? 25 00:01:32,840 --> 00:01:34,399 Speaker 5: How are you good? 26 00:01:35,160 --> 00:01:38,240 Speaker 6: We have doubled the team this week, so it's not 27 00:01:38,360 --> 00:01:40,720 Speaker 6: just the two of us, We've got four because you 28 00:01:40,760 --> 00:01:44,520 Speaker 6: guys loved when we had Salina the Two Broke Chicks 29 00:01:44,600 --> 00:01:46,880 Speaker 6: a couple of weeks ago and they were down in 30 00:01:46,920 --> 00:01:49,600 Speaker 6: Melbourne and we were like, besties, please let us squeeze 31 00:01:49,640 --> 00:01:53,080 Speaker 6: you in person, so welcome. Of course the Twin Flames 32 00:01:53,120 --> 00:01:56,360 Speaker 6: Sally McMullan and Alex Herrigan aka the Two Bow. 33 00:01:56,240 --> 00:02:01,640 Speaker 7: Chicks as back Caddle in person. 34 00:02:02,680 --> 00:02:04,840 Speaker 6: We were so stoic that you can find to see 35 00:02:04,880 --> 00:02:07,000 Speaker 6: what you guys were down and you're obviously about talking 36 00:02:07,040 --> 00:02:10,400 Speaker 6: about your new book, which is so exciting. Congratulations on 37 00:02:10,440 --> 00:02:10,960 Speaker 6: the launch. 38 00:02:11,080 --> 00:02:12,080 Speaker 2: Thank you so much. 39 00:02:12,400 --> 00:02:15,040 Speaker 8: Writing Finding your people has definitely been like the highlight 40 00:02:15,120 --> 00:02:17,600 Speaker 8: of our career. So it's just been crazy every time 41 00:02:17,639 --> 00:02:19,360 Speaker 8: we passed the books, like, let's get. 42 00:02:19,720 --> 00:02:23,760 Speaker 9: Yeah, the novelty has not run off yet. 43 00:02:23,919 --> 00:02:25,880 Speaker 6: Have you started walking around with a sharpie so you 44 00:02:25,880 --> 00:02:27,840 Speaker 6: can just like pop in and sign one every now and. 45 00:02:27,760 --> 00:02:36,960 Speaker 10: Again, like hey, and be like like it needs to 46 00:02:37,000 --> 00:02:38,360 Speaker 10: be something all day, like that. 47 00:02:38,400 --> 00:02:39,320 Speaker 2: Chick from Harry Potter. 48 00:02:39,600 --> 00:02:43,400 Speaker 5: Yeah, just like in a bookstore in what are those 49 00:02:43,440 --> 00:02:44,080 Speaker 5: ones called. 50 00:02:44,000 --> 00:02:44,320 Speaker 4: The d. 51 00:02:47,320 --> 00:02:50,080 Speaker 9: Get three times? 52 00:02:51,280 --> 00:02:52,959 Speaker 5: Can you stop writing on my book please? 53 00:02:53,040 --> 00:02:58,320 Speaker 7: Yeah, we can have like Britta memoir that's not yours. 54 00:02:58,360 --> 00:03:01,600 Speaker 9: Well, she's out of stake in this. This is important 55 00:03:01,639 --> 00:03:02,240 Speaker 9: to me as well. 56 00:03:03,320 --> 00:03:06,560 Speaker 5: She's my people. Exactly. 57 00:03:07,000 --> 00:03:07,720 Speaker 9: How's your week been? 58 00:03:07,800 --> 00:03:10,639 Speaker 6: Apart from just absolutely chaos with all the book stuff. 59 00:03:10,639 --> 00:03:11,680 Speaker 2: It's been really good. 60 00:03:11,760 --> 00:03:14,280 Speaker 8: We went out on the weekend and then basically wrote 61 00:03:14,320 --> 00:03:16,760 Speaker 8: ourselves off after that and that was like, let's go 62 00:03:16,919 --> 00:03:21,080 Speaker 8: celebrate that. I was like, I'm dead for this, but 63 00:03:21,120 --> 00:03:23,680 Speaker 8: it was really nice, and like Melbourne's so beautiful, Like, yeah, 64 00:03:23,880 --> 00:03:25,720 Speaker 8: definitely the prettiest city. 65 00:03:25,840 --> 00:03:27,480 Speaker 2: I'm probably gonna get rid for that. 66 00:03:27,919 --> 00:03:31,600 Speaker 8: I think, So your CBD is definitely prettier than. 67 00:03:32,840 --> 00:03:34,560 Speaker 6: We're biased, But I think Melbourne's the best city in 68 00:03:34,560 --> 00:03:36,520 Speaker 6: the world. And I mean that least agreed like six 69 00:03:36,640 --> 00:03:40,840 Speaker 6: years in a row, so exactly exactly, little city. 70 00:03:40,880 --> 00:03:42,200 Speaker 5: How we're humble. 71 00:03:42,720 --> 00:03:45,240 Speaker 6: Absolutely, it's not humble. 72 00:03:45,360 --> 00:03:51,240 Speaker 4: Oh yeah, my week has been a series of unfortunate events, 73 00:03:52,520 --> 00:03:56,000 Speaker 4: but it's also been like really good in a funny way, 74 00:03:56,080 --> 00:03:58,720 Speaker 4: like my car was broken into and my partner's laptop 75 00:03:58,800 --> 00:04:01,240 Speaker 4: was stolen, just like a few and so it's just 76 00:04:01,280 --> 00:04:04,000 Speaker 4: been like a hectic few days, just like trying to 77 00:04:04,520 --> 00:04:07,240 Speaker 4: suss out without like it's kind of like it's good. 78 00:04:07,320 --> 00:04:10,080 Speaker 4: The silver lining is that I'm getting work. I'm getting 79 00:04:10,080 --> 00:04:12,720 Speaker 4: freelance work, which means that I need a laptop, which 80 00:04:12,760 --> 00:04:16,440 Speaker 4: also means that I must find a laptop. But it's 81 00:04:16,480 --> 00:04:18,960 Speaker 4: all sorted. It always works itself out in a way, 82 00:04:19,000 --> 00:04:21,760 Speaker 4: doesn't it. I guess my only the only uncomfortable thing 83 00:04:21,760 --> 00:04:23,960 Speaker 4: in the pit of my stomach is that, like, there 84 00:04:23,960 --> 00:04:26,720 Speaker 4: are people out there that have my girlfriend's laptop and 85 00:04:27,200 --> 00:04:29,120 Speaker 4: no one's doing anything about it. They're just like getting 86 00:04:29,160 --> 00:04:32,520 Speaker 4: away with it. Yeah, I get like they have justice. 87 00:04:32,839 --> 00:04:33,800 Speaker 4: There's a justice. 88 00:04:33,880 --> 00:04:39,160 Speaker 2: This is your vigilante. Error become a vigilante after this, 89 00:04:39,360 --> 00:04:39,600 Speaker 2: I know. 90 00:04:39,640 --> 00:04:41,279 Speaker 4: I literally went to the place because you know, you 91 00:04:41,279 --> 00:04:42,800 Speaker 4: can track it with your friend, and so I went 92 00:04:42,839 --> 00:04:43,240 Speaker 4: to the place. 93 00:04:43,240 --> 00:04:44,880 Speaker 5: I went to the address. It was a car wash. 94 00:04:44,960 --> 00:04:46,280 Speaker 4: So I was like, Okay, I can't do much here, 95 00:04:46,480 --> 00:04:49,120 Speaker 4: but it's basically I think we do need to take 96 00:04:49,120 --> 00:04:53,640 Speaker 4: the work. It Still it's not trackable anymore, but it 97 00:04:53,800 --> 00:04:56,120 Speaker 4: was on for that day like watching it, like and 98 00:04:56,160 --> 00:04:57,800 Speaker 4: I was like, someone do something. 99 00:04:58,080 --> 00:05:00,680 Speaker 8: My brother did that and he showed up to the 100 00:05:00,680 --> 00:05:03,160 Speaker 8: person's house and he was like cause it was some 101 00:05:03,279 --> 00:05:06,640 Speaker 8: little sixteen year old yeah phone, and he was like, 102 00:05:06,640 --> 00:05:08,760 Speaker 8: you've got my phone. And my boyfriend's brother was like 103 00:05:08,760 --> 00:05:10,680 Speaker 8: six foot five and he was like, you got my phone. 104 00:05:10,720 --> 00:05:12,479 Speaker 8: He was like no, no, no, and he was like, 105 00:05:13,200 --> 00:05:15,400 Speaker 8: my phone is here, just go get it. And then 106 00:05:15,640 --> 00:05:17,680 Speaker 8: this angel like went up the day has got it 107 00:05:17,720 --> 00:05:18,960 Speaker 8: and I had to give it back and I was like 108 00:05:19,000 --> 00:05:19,840 Speaker 8: I'm embarrassing. 109 00:05:19,960 --> 00:05:20,719 Speaker 2: Yeah, oh my god. 110 00:05:21,279 --> 00:05:22,240 Speaker 9: It was so funny. 111 00:05:22,279 --> 00:05:24,240 Speaker 8: But yeah, my mum also did it. She like went 112 00:05:24,279 --> 00:05:26,440 Speaker 8: and got her like Apple Watch, it's the best feature. 113 00:05:26,480 --> 00:05:28,120 Speaker 8: If you don't have to find my phone on you 114 00:05:28,160 --> 00:05:29,239 Speaker 8: need to. 115 00:05:29,560 --> 00:05:30,479 Speaker 5: Yeah, totally. 116 00:05:30,760 --> 00:05:32,359 Speaker 6: People listened to the show, not that I did that 117 00:05:32,400 --> 00:05:34,080 Speaker 6: with an uber, Like I left my phone in the 118 00:05:34,160 --> 00:05:36,520 Speaker 6: uber and they tried to say that they didn't have it, 119 00:05:36,600 --> 00:05:39,240 Speaker 6: and so I drove. I tracked it, drove like all 120 00:05:39,279 --> 00:05:41,400 Speaker 6: over the place to find this thing. Knocked on this 121 00:05:41,440 --> 00:05:43,600 Speaker 6: guy's window he was about to pull out of a 122 00:05:43,680 --> 00:05:47,679 Speaker 6: KFC and I blocked him in with and like knocked 123 00:05:47,680 --> 00:05:49,240 Speaker 6: on the window and he rolled and he was so 124 00:05:49,279 --> 00:05:51,000 Speaker 6: confused he did not recognize me. I was like, Hi, like, 125 00:05:51,040 --> 00:05:52,520 Speaker 6: I'm the person who spoke to yesterday. You said you 126 00:05:52,520 --> 00:05:53,920 Speaker 6: were going to bring my phone back. You never did 127 00:05:53,920 --> 00:05:55,640 Speaker 6: and he was like, oh, the phone, the phone. I 128 00:05:55,640 --> 00:05:57,719 Speaker 6: was like, I know that you have my phone in there, 129 00:05:58,320 --> 00:06:02,479 Speaker 6: and he literally just was like okay, and like you 130 00:06:02,560 --> 00:06:04,599 Speaker 6: just did not know what to do, which, in hindsight 131 00:06:04,720 --> 00:06:05,360 Speaker 6: so dangerous. 132 00:06:05,440 --> 00:06:08,960 Speaker 9: But I felt like I got it. 133 00:06:09,120 --> 00:06:10,160 Speaker 2: Did you go by yourself? 134 00:06:10,279 --> 00:06:10,640 Speaker 9: I did? 135 00:06:11,600 --> 00:06:12,760 Speaker 7: I done that. 136 00:06:13,120 --> 00:06:15,040 Speaker 4: I was at least I felt safe in a public 137 00:06:15,120 --> 00:06:21,560 Speaker 4: k I have never felt safe for anywhere in the 138 00:06:21,560 --> 00:06:23,000 Speaker 4: world than in a KFC parking lot. 139 00:06:25,640 --> 00:06:28,320 Speaker 5: Face, I'm so proud of you. That's bad us. 140 00:06:28,360 --> 00:06:29,760 Speaker 9: But if I had a car wash, there would have been 141 00:06:29,720 --> 00:06:30,120 Speaker 9: in a car. 142 00:06:30,279 --> 00:06:32,720 Speaker 6: So you should get the car wash camera footage because 143 00:06:32,720 --> 00:06:34,599 Speaker 6: maybe you'll be able to identify the current. 144 00:06:34,640 --> 00:06:35,800 Speaker 2: Take it to the vigilante. 145 00:06:37,240 --> 00:06:39,280 Speaker 6: That's a great idea if anyone needs something sorted. I 146 00:06:39,279 --> 00:06:41,320 Speaker 6: feel like everyone at this table are just the people 147 00:06:41,360 --> 00:06:41,920 Speaker 6: to make it. 148 00:06:43,279 --> 00:06:47,320 Speaker 5: A Yes, totally, But enough about me. How was your week? 149 00:06:47,600 --> 00:06:48,279 Speaker 9: It was good. 150 00:06:48,520 --> 00:06:51,200 Speaker 6: I chipped something off my bucket list this week. I 151 00:06:51,240 --> 00:06:55,680 Speaker 6: went to Laru, which was incredible. We roset amazing experience. 152 00:06:55,760 --> 00:06:58,640 Speaker 6: I was so lucky. Version of just launched flats and 153 00:06:58,640 --> 00:07:01,800 Speaker 6: I got invited to go to celebrate, and it was 154 00:07:02,279 --> 00:07:05,960 Speaker 6: just I'm not a super spiritual person, it's not really 155 00:07:05,960 --> 00:07:09,279 Speaker 6: who I am, but there was some kind of energy 156 00:07:09,640 --> 00:07:13,040 Speaker 6: there that just was unlike anything I've ever experienced before. 157 00:07:13,080 --> 00:07:16,240 Speaker 6: It was incredible, and it's something I wanted to do 158 00:07:16,280 --> 00:07:17,880 Speaker 6: since I was a kid and had just never had 159 00:07:17,880 --> 00:07:21,000 Speaker 6: the opportunity to. So I had the best week ever 160 00:07:21,240 --> 00:07:23,400 Speaker 6: because I you know, when you do something you've always 161 00:07:23,400 --> 00:07:25,240 Speaker 6: wanted to, you just go, oh my god, this is 162 00:07:25,240 --> 00:07:29,400 Speaker 6: what life is for You feel like spec on a 163 00:07:29,520 --> 00:07:33,200 Speaker 6: rug living my life because you stand next toy and 164 00:07:33,240 --> 00:07:36,320 Speaker 6: it's so it's bigger than the Eiffel Tower, or taller 165 00:07:36,360 --> 00:07:39,920 Speaker 6: than the Eiffel Tower. The amount of things that I 166 00:07:39,960 --> 00:07:41,880 Speaker 6: learned that I didn't know was crazy. I had a 167 00:07:41,880 --> 00:07:44,160 Speaker 6: little of an existential like out of forty moment where 168 00:07:44,160 --> 00:07:45,960 Speaker 6: I was like, I am just in a meeba on 169 00:07:46,080 --> 00:07:50,680 Speaker 6: the life. That was good to have Kitty grounded. 170 00:07:51,240 --> 00:07:53,080 Speaker 2: I love when you have this beck on the Rock week, 171 00:07:53,440 --> 00:07:54,640 Speaker 2: when it's always. 172 00:07:54,360 --> 00:07:56,040 Speaker 8: At the time when like I'm supposed to be happy 173 00:07:56,240 --> 00:08:00,800 Speaker 8: with my period, it's like the week after and I'm like, ah. 174 00:08:00,560 --> 00:08:02,320 Speaker 2: We're just on the big floating rock. 175 00:08:02,400 --> 00:08:06,840 Speaker 8: And then like two weeks are like everything zags the whole. 176 00:08:08,680 --> 00:08:11,800 Speaker 6: Yes, yes, anyone who following me on Instagram got absolutely 177 00:08:11,840 --> 00:08:13,600 Speaker 6: spammed this week, and I'm really sorry, but also I'm 178 00:08:13,600 --> 00:08:14,640 Speaker 6: not so. 179 00:08:16,240 --> 00:08:16,560 Speaker 9: Through you. 180 00:08:17,880 --> 00:08:20,840 Speaker 6: But I do have some excellent money wins to share 181 00:08:20,880 --> 00:08:23,440 Speaker 6: with everybody, because I obviously was still kicking around in 182 00:08:23,480 --> 00:08:26,360 Speaker 6: the group despite being away. Please let me share with 183 00:08:26,400 --> 00:08:28,800 Speaker 6: you guys what I pulled out. So firstly, I'm going 184 00:08:28,840 --> 00:08:30,920 Speaker 6: to start with a loss, but it's in my mind 185 00:08:31,000 --> 00:08:33,960 Speaker 6: still a win from Rochelle. She said, I used my 186 00:08:34,080 --> 00:08:37,320 Speaker 6: emergency account for the first time ever. I had set 187 00:08:37,320 --> 00:08:38,600 Speaker 6: it up at the start of the year, and I 188 00:08:38,600 --> 00:08:41,760 Speaker 6: had slowly accumulated money. I just went to the dentist 189 00:08:41,880 --> 00:08:44,080 Speaker 6: after a little scare, and I was proud to note 190 00:08:44,120 --> 00:08:46,400 Speaker 6: that I didn't have to scramble for money when I 191 00:08:46,480 --> 00:08:49,400 Speaker 6: was told the cost. I also have no guilt because 192 00:08:49,400 --> 00:08:50,640 Speaker 6: that's what the money is for. 193 00:08:51,000 --> 00:08:51,880 Speaker 9: What a good feeling. 194 00:08:52,559 --> 00:08:54,080 Speaker 2: I wouldn't say that's a loss at all. 195 00:08:54,520 --> 00:08:57,000 Speaker 6: It's a win because you were prepared, well done, Rochelle. 196 00:08:57,000 --> 00:08:58,520 Speaker 6: It's such a good feeling. 197 00:08:58,520 --> 00:08:59,600 Speaker 2: And you went to the dentist. 198 00:08:59,640 --> 00:09:04,440 Speaker 6: That's how enough of conversation in our workplace because two 199 00:09:04,520 --> 00:09:06,839 Speaker 6: of us are people who have been very, very scared 200 00:09:06,880 --> 00:09:08,880 Speaker 6: that in just for a long time and left it 201 00:09:09,040 --> 00:09:13,199 Speaker 6: kind of an arguably disgusting amount of it. And it's 202 00:09:13,240 --> 00:09:14,480 Speaker 6: like one of those things where it's like you go 203 00:09:14,520 --> 00:09:15,679 Speaker 6: and you get there and you get it done, and 204 00:09:15,679 --> 00:09:17,679 Speaker 6: if you find a good dentist, you're, oh, it's actually 205 00:09:17,720 --> 00:09:20,760 Speaker 6: not that bad. But it's the mental hurdle, Isn't. 206 00:09:20,559 --> 00:09:22,360 Speaker 5: It very expensive? 207 00:09:22,920 --> 00:09:25,480 Speaker 8: There's actually a place called I don't know if it's 208 00:09:25,559 --> 00:09:28,200 Speaker 8: there's some in New South Wales. I'm sure there should 209 00:09:28,240 --> 00:09:30,200 Speaker 8: be some in melbournecause I think there's some in Brisbane. 210 00:09:30,520 --> 00:09:33,480 Speaker 8: But it's called Dentist or Dental ninety nine and it's 211 00:09:33,480 --> 00:09:34,840 Speaker 8: like a ninety nine dollars dentist. 212 00:09:34,920 --> 00:09:37,280 Speaker 2: So for like a check up and clean it costs 213 00:09:37,280 --> 00:09:38,400 Speaker 2: maybe they should be a money whin. 214 00:09:39,640 --> 00:09:42,280 Speaker 8: It's like ninety nine dollars and then for like a 215 00:09:42,320 --> 00:09:45,040 Speaker 8: lot of their other treatments, it is quite on the 216 00:09:45,080 --> 00:09:46,920 Speaker 8: audordable side of the spectrum. 217 00:09:47,080 --> 00:09:47,840 Speaker 9: That's awesome. 218 00:09:48,240 --> 00:09:55,240 Speaker 8: Their prices may have gone up a little bit inflation vibes. Yeah, 219 00:09:55,320 --> 00:09:56,880 Speaker 8: but like I went and I think I had to 220 00:09:56,880 --> 00:09:57,960 Speaker 8: have a check up, and I had to have like 221 00:09:58,000 --> 00:10:00,800 Speaker 8: one feeling because I left it a discuss team out. Yeah, 222 00:10:01,120 --> 00:10:03,080 Speaker 8: and yeah, I think it was like two hundred bucks, 223 00:10:03,080 --> 00:10:04,240 Speaker 8: which I was like, that's awesome. 224 00:10:04,360 --> 00:10:05,559 Speaker 2: It was like a bit of a relief. 225 00:10:05,600 --> 00:10:10,200 Speaker 6: Yeah, hopefully that's the money win for somebody. Yeah, that's incredible. Next, 226 00:10:10,200 --> 00:10:13,120 Speaker 6: I've got one from Courtney, who said she had five 227 00:10:13,559 --> 00:10:17,960 Speaker 6: thousand dollars of fines wiped after applying through the special 228 00:10:18,000 --> 00:10:21,160 Speaker 6: Circumstances route. She said there was a lot of mucking around, 229 00:10:21,240 --> 00:10:24,600 Speaker 6: but after four very long months she heard back that 230 00:10:24,679 --> 00:10:26,520 Speaker 6: the entire debt had been cleared. 231 00:10:26,679 --> 00:10:28,160 Speaker 9: Sick, and she said she's so happy. 232 00:10:28,200 --> 00:10:31,200 Speaker 6: She advocated herself that one's for you, and you're ten 233 00:10:31,240 --> 00:10:33,160 Speaker 6: thousand of parking. Fine, I know I'm. 234 00:10:33,080 --> 00:10:34,719 Speaker 5: Thinking about that as you're saying that, But I like 235 00:10:34,800 --> 00:10:35,240 Speaker 5: to try once. 236 00:10:35,280 --> 00:10:37,240 Speaker 4: We would just try again, they said, So we can't 237 00:10:37,240 --> 00:10:38,920 Speaker 4: wipe it, but there's like nine thousand dollars worth of 238 00:10:39,040 --> 00:10:39,480 Speaker 4: finds it. 239 00:10:39,520 --> 00:10:40,960 Speaker 5: But I just like, am I just try? 240 00:10:41,120 --> 00:10:42,040 Speaker 2: Where are we parking? 241 00:10:43,000 --> 00:10:44,640 Speaker 5: Got anywhere. 242 00:10:46,320 --> 00:10:46,760 Speaker 8: Anywhere? 243 00:10:47,160 --> 00:10:47,720 Speaker 5: All the time? 244 00:10:47,960 --> 00:10:51,400 Speaker 4: Yeah, basically, so you never know if you don't give 245 00:10:51,400 --> 00:10:54,480 Speaker 4: it a go. Exactly took her ages, but it worked out. 246 00:10:54,480 --> 00:10:55,800 Speaker 4: That's awesome, Courtney. 247 00:10:56,040 --> 00:10:57,640 Speaker 6: Next, I've got a win from Sarah, who said she 248 00:10:57,720 --> 00:11:01,160 Speaker 6: thought her husband needed brand new headphone, but instead he 249 00:11:01,240 --> 00:11:04,160 Speaker 6: just needed new headphone covers. She saved herself around two 250 00:11:04,240 --> 00:11:06,520 Speaker 6: hundred and thirty dollars just by buying like a couple 251 00:11:06,559 --> 00:11:08,280 Speaker 6: of little foamy things for his birthday. 252 00:11:08,360 --> 00:11:09,040 Speaker 5: Oh nice. 253 00:11:09,280 --> 00:11:10,920 Speaker 6: You can also wash them a lot of the time, 254 00:11:10,920 --> 00:11:13,880 Speaker 6: depending what they are like. I've seen people talking about 255 00:11:13,920 --> 00:11:16,280 Speaker 6: the AirPod maxes and how they get growth. You can 256 00:11:16,480 --> 00:11:19,720 Speaker 6: wash those, but yeah, apparently eBay, you can grab yourself 257 00:11:19,720 --> 00:11:22,960 Speaker 6: some new little foami inserts and turn your crusty, dusty 258 00:11:23,000 --> 00:11:25,480 Speaker 6: old one who how good into something. 259 00:11:25,320 --> 00:11:26,160 Speaker 9: A little fresher. 260 00:11:26,760 --> 00:11:28,640 Speaker 6: And then, lastly, for this week, I've got a money 261 00:11:28,640 --> 00:11:32,040 Speaker 6: win from Hayley, who said she was comparing travel insurances 262 00:11:32,080 --> 00:11:34,640 Speaker 6: and she read the pds and realized that one company 263 00:11:34,720 --> 00:11:38,560 Speaker 6: had a much higher limit for phones than the other 264 00:11:38,600 --> 00:11:41,280 Speaker 6: company that she was looking into. She said the lower 265 00:11:41,280 --> 00:11:43,400 Speaker 6: one was only one thousand dollars, which doesn't even cover 266 00:11:43,440 --> 00:11:45,760 Speaker 6: the cost of an iPhone these days. So she rang 267 00:11:45,920 --> 00:11:49,160 Speaker 6: the insurance which had a much higher level of cover 268 00:11:49,800 --> 00:11:51,880 Speaker 6: and asked if they could do anything for her. They 269 00:11:52,000 --> 00:11:54,520 Speaker 6: dropped it by thirty five percent, from four hundred and 270 00:11:54,520 --> 00:11:57,439 Speaker 6: fifty to two hundred and ninety, and so what was 271 00:11:57,559 --> 00:12:01,400 Speaker 6: the most expensive and comprehensive cover came the most affordable. 272 00:12:01,559 --> 00:12:03,680 Speaker 6: Oh sick, I didn't even know that you could do that. 273 00:12:03,720 --> 00:12:05,040 Speaker 6: You can bring around and get them to drop the 274 00:12:05,040 --> 00:12:08,240 Speaker 6: pass on it. So do your research. She said, it 275 00:12:08,320 --> 00:12:11,040 Speaker 6: pays to read the fine print, and I couldn't agree more. 276 00:12:11,080 --> 00:12:12,080 Speaker 5: That's really really good. 277 00:12:12,240 --> 00:12:13,520 Speaker 9: Now, not to put you guys on the spot. 278 00:12:13,720 --> 00:12:15,599 Speaker 6: I know you you brought some last time, but do 279 00:12:15,640 --> 00:12:17,800 Speaker 6: you have any fresh money wins or losses to share 280 00:12:17,800 --> 00:12:18,599 Speaker 6: with everybody? 281 00:12:18,760 --> 00:12:19,080 Speaker 2: Sure? 282 00:12:19,600 --> 00:12:23,280 Speaker 7: My money win was initially a money loss as well. 283 00:12:23,360 --> 00:12:24,400 Speaker 9: Oh a journey. We love that. 284 00:12:25,240 --> 00:12:30,760 Speaker 7: And it's a reminder to always look at your recurring bills. 285 00:12:31,480 --> 00:12:34,760 Speaker 7: I don't know if anybody is like me, but whenever, 286 00:12:34,880 --> 00:12:38,160 Speaker 7: like the electricity bill comes, they're like, oh, I know 287 00:12:38,200 --> 00:12:40,000 Speaker 7: I have to pay it, but I just don't even want. 288 00:12:39,880 --> 00:12:41,400 Speaker 9: To look at it or look at the details. 289 00:12:41,520 --> 00:12:43,520 Speaker 6: Yeah, I'll just see how much and I'll just pay it. 290 00:12:43,559 --> 00:12:45,320 Speaker 9: I don't even like question it. 291 00:12:46,280 --> 00:12:48,800 Speaker 7: And then my partner and I knew that our rates 292 00:12:49,000 --> 00:12:51,680 Speaker 7: had gone up, but we were like, surely not by 293 00:12:51,760 --> 00:12:56,080 Speaker 7: this much, but we paid the first quarter anyway, then 294 00:12:56,120 --> 00:12:58,720 Speaker 7: it happened again and it was even more expensive, and 295 00:12:58,720 --> 00:13:02,199 Speaker 7: we were like, no way. So we called our provider 296 00:13:02,280 --> 00:13:04,760 Speaker 7: and they were like, oh, sorry, we've been overcharging you 297 00:13:06,000 --> 00:13:10,360 Speaker 7: crazy amounts for the last two quarters. And because we 298 00:13:10,400 --> 00:13:12,920 Speaker 7: followed it up, we got an eight hundred. 299 00:13:12,600 --> 00:13:18,119 Speaker 6: Dollars you would have just kept. 300 00:13:18,920 --> 00:13:20,200 Speaker 9: Yeah. Oh my god. 301 00:13:20,320 --> 00:13:23,040 Speaker 6: The corporations truly just don't care. I know about the 302 00:13:23,040 --> 00:13:27,080 Speaker 6: little man at all. It's the lazy tax. It completely is. 303 00:13:27,520 --> 00:13:29,920 Speaker 6: It's hard with electricity and stuff because you go, oh, like, 304 00:13:30,120 --> 00:13:31,480 Speaker 6: how do you quantify that? 305 00:13:31,800 --> 00:13:32,040 Speaker 4: Yeah? 306 00:13:32,600 --> 00:13:34,559 Speaker 6: You, oh, winter, I had the heater on, Summer I 307 00:13:34,600 --> 00:13:35,320 Speaker 6: had the air got on. 308 00:13:35,559 --> 00:13:36,040 Speaker 9: Exactly. 309 00:13:36,240 --> 00:13:37,960 Speaker 7: Well that's kind of what we were thinking. And then 310 00:13:38,760 --> 00:13:41,320 Speaker 7: we were like there's no way. Yeah, because we had 311 00:13:41,480 --> 00:13:45,079 Speaker 7: made a real conscious effort not to use as much electricity, 312 00:13:45,120 --> 00:13:47,760 Speaker 7: and we were like, something has gone wrong. 313 00:13:47,960 --> 00:13:49,160 Speaker 9: Yeah, but yeah, they're. 314 00:13:49,000 --> 00:13:51,800 Speaker 6: Not going to call you being like oopsie, no, never 315 00:13:51,840 --> 00:13:54,680 Speaker 6: in history ever has a wait for you to make 316 00:13:54,720 --> 00:13:55,199 Speaker 6: that call. 317 00:13:55,400 --> 00:13:59,720 Speaker 9: So make the call. Well done, good advice, picking. 318 00:13:59,520 --> 00:13:59,920 Speaker 2: Up the phone. 319 00:14:00,400 --> 00:14:01,240 Speaker 5: It's really really good. 320 00:14:01,679 --> 00:14:02,079 Speaker 2: Okay. 321 00:14:02,280 --> 00:14:04,400 Speaker 8: So in my early twenties, I was like, why would 322 00:14:04,400 --> 00:14:06,680 Speaker 8: I use a tax agent? Because tax time and a 323 00:14:06,720 --> 00:14:09,680 Speaker 8: financial year and we're all like, yeah, tax return right. 324 00:14:10,600 --> 00:14:14,240 Speaker 8: I never used a tax accountant until maybe like four 325 00:14:14,440 --> 00:14:16,760 Speaker 8: years ago. I'm gonna say, give or take little asterix. 326 00:14:16,800 --> 00:14:20,200 Speaker 8: I can't remember anything. However, we did a mid year 327 00:14:20,240 --> 00:14:23,200 Speaker 8: money reset episode on Two Broke Chicks and we pulled 328 00:14:23,240 --> 00:14:25,760 Speaker 8: in this statistic which I was like, this has just 329 00:14:25,760 --> 00:14:28,680 Speaker 8: justified tax accountants for me for the rest of my life. 330 00:14:29,080 --> 00:14:31,960 Speaker 8: So on average, you get a bigger tax refund if 331 00:14:32,000 --> 00:14:34,880 Speaker 8: you use an accountant. So, according to hr Bloc who 332 00:14:34,920 --> 00:14:37,760 Speaker 8: did their own tax, people who did their own tax 333 00:14:37,840 --> 00:14:40,800 Speaker 8: received a refund of two thousand, five hundred and seventy 334 00:14:40,840 --> 00:14:42,840 Speaker 8: six on average in twenty twenty two. 335 00:14:43,440 --> 00:14:45,480 Speaker 2: However, people who. 336 00:14:45,320 --> 00:14:48,440 Speaker 8: Used a tax agent received an average of three thousand, 337 00:14:48,520 --> 00:14:51,560 Speaker 8: five hundred and fifty. So the average cost of a 338 00:14:51,560 --> 00:14:54,600 Speaker 8: tax agent in New South Wales ranges from one hundred 339 00:14:54,640 --> 00:14:57,720 Speaker 8: and two hundred and sixty. So using this example, even 340 00:14:57,760 --> 00:15:00,160 Speaker 8: if you paid two hundred and sixty you would still 341 00:15:00,200 --> 00:15:02,760 Speaker 8: get an additional seven hundred and fourteen back if you 342 00:15:02,800 --> 00:15:03,120 Speaker 8: did it. 343 00:15:03,080 --> 00:15:03,560 Speaker 2: On your own. 344 00:15:03,960 --> 00:15:06,240 Speaker 8: And I swear every year I'll go and I'll look 345 00:15:06,680 --> 00:15:09,160 Speaker 8: if I just do it on my own, and then 346 00:15:09,200 --> 00:15:12,280 Speaker 8: I do it with like an accountant, and it's definitely 347 00:15:12,440 --> 00:15:15,560 Speaker 8: a big difference, and I just think it's so much 348 00:15:15,600 --> 00:15:17,560 Speaker 8: it's just worth it, and you don't have to do it. 349 00:15:17,640 --> 00:15:20,480 Speaker 2: You save the time as well. Yeah, because tax is tricky. 350 00:15:20,840 --> 00:15:23,320 Speaker 6: It is so complicated, and I mean like the system 351 00:15:23,360 --> 00:15:26,120 Speaker 6: is set up well that if you know you can't 352 00:15:26,120 --> 00:15:28,400 Speaker 6: afford to go to a tax accountant, the system is 353 00:15:28,400 --> 00:15:29,520 Speaker 6: in place for you to be able to do it 354 00:15:29,520 --> 00:15:31,440 Speaker 6: by yourself. But I remember the first time I saw 355 00:15:31,480 --> 00:15:34,920 Speaker 6: an accountant, which was probably three years ago. I sat 356 00:15:35,000 --> 00:15:37,120 Speaker 6: down and the list of things that she was She 357 00:15:37,200 --> 00:15:38,960 Speaker 6: was like, you can claim like part of your house 358 00:15:39,000 --> 00:15:40,600 Speaker 6: and you can claim this. Do you like that? I 359 00:15:40,640 --> 00:15:43,280 Speaker 6: was like, oh my gosh, like I've been giving the 360 00:15:43,320 --> 00:15:46,560 Speaker 6: government so much free money for the house however long 361 00:15:46,680 --> 00:15:48,680 Speaker 6: because you just don't know what you don't know. 362 00:15:48,880 --> 00:15:49,960 Speaker 2: You can also pay. 363 00:15:49,800 --> 00:15:52,320 Speaker 8: Them through your tax return, so they like will pull 364 00:15:52,320 --> 00:15:54,400 Speaker 8: out their payment through that and then next year you 365 00:15:54,440 --> 00:15:58,200 Speaker 8: can claim tax accountant on tax as well as I'm. 366 00:15:58,000 --> 00:16:00,720 Speaker 5: Like, oh my god, yeah cool, I didn't know that. 367 00:16:00,760 --> 00:16:04,560 Speaker 7: And also travel to your accountant as well, petrol or 368 00:16:04,560 --> 00:16:05,320 Speaker 7: public transport. 369 00:16:05,400 --> 00:16:09,520 Speaker 6: Yeah, save the receipts, all the receipts, yeah, created receipts. 370 00:16:09,600 --> 00:16:11,640 Speaker 6: It's a good reminder actually to book in to see 371 00:16:11,680 --> 00:16:13,200 Speaker 6: if you are going to go see someone, book it 372 00:16:13,200 --> 00:16:14,960 Speaker 6: in now, because my I booked it the other day 373 00:16:14,960 --> 00:16:17,520 Speaker 6: and they were already booked out till September. So get 374 00:16:17,560 --> 00:16:20,240 Speaker 6: in early because everyone's trying to get that refund as 375 00:16:20,240 --> 00:16:21,120 Speaker 6: soon as possible. 376 00:16:21,840 --> 00:16:23,920 Speaker 8: Then if you're like one month late, the fine is 377 00:16:23,920 --> 00:16:26,760 Speaker 8: like over three hundred dollars. Yeah, it's crazy really, yeah, 378 00:16:27,120 --> 00:16:29,280 Speaker 8: but like every month, so I was telling me. And 379 00:16:29,320 --> 00:16:31,800 Speaker 8: then if you're like two months late to do your tags, 380 00:16:32,080 --> 00:16:34,960 Speaker 8: it's like six hundred dollars. It's like three hundred dollars 381 00:16:35,000 --> 00:16:37,120 Speaker 8: every twenty eight days. 382 00:16:36,720 --> 00:16:38,600 Speaker 4: That god. 383 00:16:39,120 --> 00:16:39,600 Speaker 8: Yeah. 384 00:16:39,600 --> 00:16:39,880 Speaker 4: Wow. 385 00:16:41,080 --> 00:16:43,000 Speaker 6: You get a lot longer though, if you have someone 386 00:16:43,040 --> 00:16:46,680 Speaker 6: doing it professionally, the time, the window for submission is 387 00:16:46,720 --> 00:16:49,080 Speaker 6: a lot longer individual, isn't it. 388 00:16:49,160 --> 00:16:50,800 Speaker 9: Yeah yeah, Whereas if you do it on your own, 389 00:16:50,840 --> 00:16:52,600 Speaker 9: it's until the thirty first of October. 390 00:16:52,760 --> 00:16:53,000 Speaker 2: Yeah. 391 00:16:53,280 --> 00:16:58,640 Speaker 7: So so if you like to put it off, also get. 392 00:16:57,760 --> 00:16:59,840 Speaker 6: Not that I'm advising that, No, this is not fun, 393 00:17:00,920 --> 00:17:01,920 Speaker 6: just a friendly recommendation. 394 00:17:02,280 --> 00:17:05,560 Speaker 4: Living is so expensive, hence why we have a broke 395 00:17:05,680 --> 00:17:08,760 Speaker 4: Tip segment to help you get through, to help you 396 00:17:08,760 --> 00:17:12,639 Speaker 4: get by. As always, we have one for myself. We 397 00:17:12,760 --> 00:17:14,720 Speaker 4: usually have a couple from the community. But what are 398 00:17:14,720 --> 00:17:16,280 Speaker 4: we going to do is I'm just going to give 399 00:17:16,320 --> 00:17:18,359 Speaker 4: one from the community, and you guys, if you happen 400 00:17:18,440 --> 00:17:21,560 Speaker 4: to have a broke tip, combined or separate, we'd love 401 00:17:21,600 --> 00:17:23,800 Speaker 4: to hear it. So I'll start with the one from 402 00:17:23,800 --> 00:17:25,920 Speaker 4: the community. The one from the community actually comes from 403 00:17:25,960 --> 00:17:29,119 Speaker 4: my good friend. We've both been kind of hustling. We 404 00:17:29,160 --> 00:17:30,840 Speaker 4: just went to Japan recently. We came back. 405 00:17:30,880 --> 00:17:32,160 Speaker 5: We both broke. 406 00:17:32,760 --> 00:17:35,239 Speaker 4: It was really really irresponsible to go to Japan. But 407 00:17:35,280 --> 00:17:46,600 Speaker 4: like live love laugh. They said, that's that's powerful, and 408 00:17:46,680 --> 00:17:50,200 Speaker 4: so basically her, you know, I think last I'm not 409 00:17:50,240 --> 00:17:51,640 Speaker 4: sure if you remember this, yest, but like a few 410 00:17:51,680 --> 00:17:55,280 Speaker 4: weeks ago I mentioned free Cash's like this dumb game 411 00:17:55,359 --> 00:17:58,160 Speaker 4: and app. So she's found a few more ways since then. 412 00:17:58,280 --> 00:18:00,840 Speaker 4: I think the most recent one is if you go 413 00:18:00,880 --> 00:18:03,680 Speaker 4: on eBay. I'm sure there's so many people that knows already, 414 00:18:03,840 --> 00:18:06,520 Speaker 4: but like if you just like suss out what is 415 00:18:06,560 --> 00:18:09,040 Speaker 4: trending right now, what's making good money, and just like 416 00:18:09,240 --> 00:18:11,240 Speaker 4: random things that you might already have in your home 417 00:18:11,520 --> 00:18:14,520 Speaker 4: right now. It's like I think she found a few books, 418 00:18:14,520 --> 00:18:16,520 Speaker 4: maybe some baby books. I can't remember exactly what ones 419 00:18:16,560 --> 00:18:18,919 Speaker 4: I'm so sorry for those listening and really wanting to 420 00:18:18,920 --> 00:18:20,840 Speaker 4: know what I'm talking about. But you can find these 421 00:18:20,840 --> 00:18:23,199 Speaker 4: in op shops and you can buy them for like 422 00:18:23,400 --> 00:18:25,880 Speaker 4: four dollars at the op shop and then sell them 423 00:18:25,960 --> 00:18:29,360 Speaker 4: on eBay for one hundred or several hundred dollars. So 424 00:18:29,440 --> 00:18:31,520 Speaker 4: if you just like suss out what's trending on eBay 425 00:18:31,800 --> 00:18:34,280 Speaker 4: and then go out into the world, go find them 426 00:18:34,320 --> 00:18:36,440 Speaker 4: on either gum Tree. Everyone forgot about gum Tree. Gum 427 00:18:36,440 --> 00:18:38,120 Speaker 4: Tree is still a thing, and it's for people who 428 00:18:38,280 --> 00:18:39,880 Speaker 4: don't know the value of things. 429 00:18:42,720 --> 00:18:43,800 Speaker 5: Or you know, marketplace. 430 00:18:43,800 --> 00:18:47,080 Speaker 4: Of course, you can go through hard rubbish, op shops, 431 00:18:47,080 --> 00:18:50,320 Speaker 4: all these things. Just hustle, hustle, hustle, find out what's 432 00:18:50,320 --> 00:18:53,479 Speaker 4: trending and then go and find it real cheap and 433 00:18:53,520 --> 00:18:54,360 Speaker 4: sell it on eBay. 434 00:18:54,680 --> 00:18:59,880 Speaker 5: eBay is so good. Anyway, when I sponsored, are we by? 435 00:19:00,000 --> 00:19:01,640 Speaker 6: Maybe I should look into it. 436 00:19:01,720 --> 00:19:02,600 Speaker 9: Just isn't that clear? 437 00:19:04,720 --> 00:19:06,600 Speaker 4: Just like the amount of times said Eva that lasts 438 00:19:06,600 --> 00:19:09,720 Speaker 4: like thirty seconds. But anyway, so that's from the community 439 00:19:09,840 --> 00:19:13,159 Speaker 4: aka my friend and my personal one. I'm not sure 440 00:19:13,160 --> 00:19:15,320 Speaker 4: if you guys heard of this, but you know, dupes 441 00:19:15,359 --> 00:19:17,520 Speaker 4: have been like kind of trending or recently, it's like 442 00:19:17,320 --> 00:19:19,280 Speaker 4: it's a big thing, like maybe you'll find like a 443 00:19:19,320 --> 00:19:21,680 Speaker 4: really good perfume or like a really good jacket or whatever. 444 00:19:22,080 --> 00:19:23,000 Speaker 9: Mc beauty of it all. 445 00:19:23,400 --> 00:19:26,960 Speaker 4: Yeah, so it's all this TikTok. And it was this 446 00:19:27,280 --> 00:19:29,919 Speaker 4: woman who was saying that it's a little bit controversial. 447 00:19:29,960 --> 00:19:33,040 Speaker 4: But if you're an interior designer, if you're looking for 448 00:19:33,160 --> 00:19:35,600 Speaker 4: maybe like really good quality furniture or things for your home, 449 00:19:35,920 --> 00:19:37,000 Speaker 4: if you just type. 450 00:19:36,760 --> 00:19:39,399 Speaker 5: In I believe the front of any ur l. 451 00:19:39,520 --> 00:19:42,720 Speaker 4: Let's say that you've opened up an IR lounge or 452 00:19:42,760 --> 00:19:45,479 Speaker 4: something like that. In front of that URL, you're right 453 00:19:45,600 --> 00:19:50,359 Speaker 4: dupe dot com, and it will search the internet for 454 00:19:50,600 --> 00:19:55,120 Speaker 4: that exact lounge cheaper versions of it. So it could 455 00:19:55,119 --> 00:19:57,399 Speaker 4: be like less quality. I will preface it with that. 456 00:19:57,440 --> 00:19:59,120 Speaker 4: It could be like the quality is not as good. 457 00:19:59,480 --> 00:20:03,000 Speaker 4: Maybe they're slightly the shape is slightly different, but it 458 00:20:03,040 --> 00:20:05,560 Speaker 4: will search the internet for you or scour the internet 459 00:20:05,600 --> 00:20:08,360 Speaker 4: for you to find that exact I'll try and find 460 00:20:08,359 --> 00:20:09,240 Speaker 4: the TikTok. 461 00:20:08,880 --> 00:20:10,200 Speaker 5: And maybe we can put it somewhere. 462 00:20:10,280 --> 00:20:10,639 Speaker 9: Yeah. 463 00:20:10,680 --> 00:20:12,440 Speaker 4: But yeah, in the comments, I could see people were 464 00:20:12,440 --> 00:20:14,800 Speaker 4: like kind of arguing, like, oh, interior designers spend a 465 00:20:14,840 --> 00:20:17,000 Speaker 4: lot of time and effer and things. 466 00:20:17,000 --> 00:20:18,399 Speaker 5: And I'm like, I totally get that. 467 00:20:18,440 --> 00:20:21,040 Speaker 4: Like, if you're like an artist and you've created this 468 00:20:21,080 --> 00:20:23,359 Speaker 4: beautiful couch and someone else's like kind of ripped it 469 00:20:23,359 --> 00:20:25,840 Speaker 4: off and like selling it cheaper, I totally understand that. 470 00:20:26,200 --> 00:20:29,480 Speaker 4: I guess it's for those people who just like literally 471 00:20:29,520 --> 00:20:32,080 Speaker 4: will never be able to afford a four thousand dollars 472 00:20:32,119 --> 00:20:34,000 Speaker 4: single seater couch, you know. 473 00:20:34,600 --> 00:20:36,040 Speaker 5: So give it a go. 474 00:20:36,320 --> 00:20:40,280 Speaker 4: But also if you can afford to support artists, local artists, 475 00:20:40,359 --> 00:20:43,919 Speaker 4: interior designers and these kind of people, please do. But 476 00:20:43,960 --> 00:20:47,640 Speaker 4: if you are like me and maybe won't be able 477 00:20:47,680 --> 00:20:51,800 Speaker 4: to spend four thousand dollars the same thing, then give 478 00:20:51,840 --> 00:20:53,040 Speaker 4: it a go. Why not? 479 00:20:53,320 --> 00:20:53,760 Speaker 2: Why not? 480 00:20:54,119 --> 00:20:54,199 Speaker 1: Do? 481 00:20:54,359 --> 00:20:57,399 Speaker 6: Culture is so interesting because I think I completely agree 482 00:20:57,400 --> 00:21:00,600 Speaker 6: there are some things like the artistic license, the ownership 483 00:21:00,640 --> 00:21:03,639 Speaker 6: of the IP and all that, Like, I completely agree 484 00:21:03,640 --> 00:21:06,520 Speaker 6: that we should be respecting those things. Yes, but sometimes 485 00:21:06,560 --> 00:21:09,639 Speaker 6: it's like you're paying five hundred dollars for a T 486 00:21:09,800 --> 00:21:11,600 Speaker 6: shirt with a logo on it or a T shirt 487 00:21:11,600 --> 00:21:14,199 Speaker 6: with a design during me, And so it's interesting to 488 00:21:14,240 --> 00:21:17,439 Speaker 6: think about I guess the markup or the value that 489 00:21:17,480 --> 00:21:21,480 Speaker 6: you put on something for someone's you know, creation or 490 00:21:21,520 --> 00:21:23,159 Speaker 6: whatever I'm trying to find a way to say this 491 00:21:23,240 --> 00:21:26,119 Speaker 6: delicately and not upset anybody. But there's also just a 492 00:21:26,160 --> 00:21:29,120 Speaker 6: markup that you pay sometimes for a big corporation being like, well, 493 00:21:29,119 --> 00:21:30,800 Speaker 6: what are you going to do? Like where else are 494 00:21:30,800 --> 00:21:31,399 Speaker 6: you going to get it? 495 00:21:31,600 --> 00:21:32,800 Speaker 5: Yes? So true. 496 00:21:32,880 --> 00:21:35,800 Speaker 8: I think shopping jups is really identifying where your value 497 00:21:35,840 --> 00:21:38,040 Speaker 8: sit because it is a spectrum because you know, there 498 00:21:38,080 --> 00:21:40,040 Speaker 8: is a cost of living crisis and people do need 499 00:21:40,080 --> 00:21:43,000 Speaker 8: to find affordable options, and sometimes that's just gets called 500 00:21:43,000 --> 00:21:43,399 Speaker 8: a jupe. 501 00:21:43,480 --> 00:21:45,080 Speaker 2: Yeah, like an affordable option. 502 00:21:45,119 --> 00:21:47,000 Speaker 8: It might not be a direct copy, it might not 503 00:21:47,080 --> 00:21:50,160 Speaker 8: be that, and that gets deemed a dupe because that's 504 00:21:50,200 --> 00:21:52,879 Speaker 8: the affordable option. We've always said that a jupe is 505 00:21:52,920 --> 00:21:56,680 Speaker 8: something that serves the same purpose at the same quality, yes, 506 00:21:56,880 --> 00:22:00,439 Speaker 8: and it's more affordable. Whereas like there's things I'm like, 507 00:22:00,520 --> 00:22:03,520 Speaker 8: I just wouldn't get the dupe because I bought it. 508 00:22:03,600 --> 00:22:05,639 Speaker 8: For example, like furniture was one of those things that 509 00:22:05,720 --> 00:22:08,600 Speaker 8: I went really really cheap on and it came and it. 510 00:22:08,560 --> 00:22:12,960 Speaker 2: Was the size of a children's couch and my dad 511 00:22:13,000 --> 00:22:13,840 Speaker 2: came over and he was. 512 00:22:13,800 --> 00:22:15,400 Speaker 9: Like, what did you do? And I was like no, no, no, 513 00:22:15,640 --> 00:22:16,040 Speaker 9: don't ask. 514 00:22:16,080 --> 00:22:17,840 Speaker 2: Question was did you measure it, and I was like, 515 00:22:17,920 --> 00:22:18,879 Speaker 2: look big in the photo. 516 00:22:20,880 --> 00:22:24,880 Speaker 8: Yeah, but it's like you can find more affordable options, 517 00:22:25,440 --> 00:22:28,840 Speaker 8: save purpose and have the same quality. Yes, but yeah, 518 00:22:28,920 --> 00:22:33,040 Speaker 8: sometimes I think when you cut corners it bites you 519 00:22:33,080 --> 00:22:35,280 Speaker 8: in the bum. But then sometimes when you find something 520 00:22:35,320 --> 00:22:38,280 Speaker 8: that's really good quality and affordable, you're like, yes, that's it. 521 00:22:38,480 --> 00:22:41,240 Speaker 6: I love that, like people sharing when they found something 522 00:22:41,280 --> 00:22:44,359 Speaker 6: that he is a really good dupe or a real alternative. 523 00:22:43,760 --> 00:22:47,320 Speaker 4: To something so true and also just really quickly, I 524 00:22:47,359 --> 00:22:49,240 Speaker 4: didn't realize that dupe was spelt this way, So I 525 00:22:49,320 --> 00:22:51,639 Speaker 4: just want for anyone who's listening and doesn't in my 526 00:22:51,840 --> 00:22:53,920 Speaker 4: mind it was j op for so long. 527 00:22:57,280 --> 00:23:03,480 Speaker 8: I wish it was spelled like's have a rebrand. 528 00:23:03,320 --> 00:23:07,080 Speaker 4: Yes seriously, but for those listening and don't know, it 529 00:23:07,200 --> 00:23:11,000 Speaker 4: is d u pe d u p e okayo. 530 00:23:11,160 --> 00:23:12,600 Speaker 2: People can here about them again. 531 00:23:16,359 --> 00:23:20,440 Speaker 4: Trying to So it's just for me twelve thousand searches. 532 00:23:20,560 --> 00:23:24,600 Speaker 4: Tube's really coming back. And now do you guys happen 533 00:23:24,640 --> 00:23:28,080 Speaker 4: to have any brook tips one or two or how 534 00:23:28,080 --> 00:23:30,320 Speaker 4: many of you want to share. I'll give a quick. 535 00:23:30,119 --> 00:23:33,760 Speaker 7: One and it's a shameless plug because it's end of 536 00:23:33,800 --> 00:23:38,760 Speaker 7: financial year, sales season and for every sale event, Alex 537 00:23:38,800 --> 00:23:42,359 Speaker 7: and I make a cheat sheet, which is a spreadsheet 538 00:23:42,400 --> 00:23:44,560 Speaker 7: with all of the sales that are happening so that 539 00:23:44,600 --> 00:23:46,320 Speaker 7: you can see them all and compare them all in 540 00:23:46,320 --> 00:23:46,919 Speaker 7: one place. 541 00:23:47,600 --> 00:23:49,320 Speaker 9: So definitely check that out. 542 00:23:49,359 --> 00:23:51,960 Speaker 7: It will be on our Instagram, check out our TikTok 543 00:23:52,040 --> 00:23:54,400 Speaker 7: we'll have all the links. But yeah, if you're doing 544 00:23:54,400 --> 00:23:56,760 Speaker 7: your end of financial year sales, check out the cheat 545 00:23:56,760 --> 00:23:59,320 Speaker 7: sheet so that you don't. The worst thing is when 546 00:23:59,320 --> 00:24:01,800 Speaker 7: you go and buy some from somewhere and you're like, yes, 547 00:24:01,800 --> 00:24:03,399 Speaker 7: I got a good deal, and then you say it 548 00:24:03,400 --> 00:24:07,320 Speaker 7: somewhere else even cheaper, and you're like, oh yy plus, 549 00:24:07,359 --> 00:24:09,199 Speaker 7: then you can also say and be like can I 550 00:24:09,240 --> 00:24:11,040 Speaker 7: price match here and do that? 551 00:24:13,040 --> 00:24:15,800 Speaker 6: Yeah, so good. I've seen the list. They're actually epic. 552 00:24:15,840 --> 00:24:20,960 Speaker 6: I can't imagine how long it takes you, So please 553 00:24:20,960 --> 00:24:21,720 Speaker 6: go watch the video. 554 00:24:23,040 --> 00:24:24,840 Speaker 4: Okay, I reckon, let's go to a really quick break 555 00:24:24,840 --> 00:24:26,280 Speaker 4: and on the flip side, we're going to be helping 556 00:24:26,280 --> 00:24:28,560 Speaker 4: to answer a juicy money dilemma, which this week is 557 00:24:28,560 --> 00:24:30,920 Speaker 4: all about keeping your budget in line or getting bargains 558 00:24:30,920 --> 00:24:33,000 Speaker 4: at the end of financial us sale. And then after 559 00:24:33,040 --> 00:24:35,399 Speaker 4: that we're unpacking something that you slid into our dms, 560 00:24:35,400 --> 00:24:38,160 Speaker 4: about which this week is all about resetting your headspace 561 00:24:38,200 --> 00:24:40,480 Speaker 4: after a toxic workplace and don't go anywhere. 562 00:24:45,040 --> 00:24:47,560 Speaker 6: Welcome back, everybody. Let's take a listen to this week's 563 00:24:47,600 --> 00:24:48,520 Speaker 6: money dilemma. 564 00:24:50,920 --> 00:24:53,280 Speaker 3: Hi, there, have you got a money dilemma you just 565 00:24:53,320 --> 00:24:55,840 Speaker 3: can't solve. The Chese on the Money team is here 566 00:24:55,880 --> 00:24:59,120 Speaker 3: to help. Every week we tackle your dilemmas, both big 567 00:24:59,160 --> 00:25:01,879 Speaker 3: and small, to so you're most burning money, career and 568 00:25:01,920 --> 00:25:05,120 Speaker 3: life questions. To get involved, simply head to our website 569 00:25:05,160 --> 00:25:07,280 Speaker 3: and leave us a short voice recording and you might 570 00:25:07,320 --> 00:25:09,879 Speaker 3: just find yourself on the show. Now, let's take a 571 00:25:09,920 --> 00:25:13,440 Speaker 3: listen to this week's money dilemma. 572 00:25:13,600 --> 00:25:14,760 Speaker 9: I need some help. 573 00:25:14,840 --> 00:25:18,320 Speaker 11: It's early June and I've already spent my entire budget 574 00:25:18,440 --> 00:25:21,520 Speaker 11: for the month on the extras and fun stuff I. 575 00:25:21,560 --> 00:25:23,800 Speaker 2: Set aside because it was my birthday. 576 00:25:24,440 --> 00:25:27,720 Speaker 11: But with all these big end of financial year sales 577 00:25:27,800 --> 00:25:30,600 Speaker 11: coming up, I'm a little bit stuck. I need a 578 00:25:30,640 --> 00:25:33,800 Speaker 11: new hair dryer and things like running shoes. But I'm 579 00:25:33,800 --> 00:25:37,280 Speaker 11: wondering do I prioritize getting these at a discount now 580 00:25:37,680 --> 00:25:40,560 Speaker 11: and going over my budget for the month, or do 581 00:25:40,640 --> 00:25:44,240 Speaker 11: I spend likely more money on them after the sales 582 00:25:44,280 --> 00:25:47,800 Speaker 11: are over but not going out of my budget. I 583 00:25:47,840 --> 00:25:49,200 Speaker 11: am stressing. Please help. 584 00:25:49,359 --> 00:25:50,800 Speaker 5: Oh that's a good question. 585 00:25:51,000 --> 00:25:54,800 Speaker 2: Okay, I know how you feel. 586 00:25:57,600 --> 00:26:00,480 Speaker 8: But I think like after doing because I was a 587 00:26:00,480 --> 00:26:03,760 Speaker 8: shopping journalist before sal and I did Two Broke Chicks together, 588 00:26:03,800 --> 00:26:05,639 Speaker 8: So I was a shopping journalist for like five years. 589 00:26:06,119 --> 00:26:06,359 Speaker 2: Yeah. 590 00:26:06,400 --> 00:26:08,639 Speaker 8: It was a great charm and so I wear like 591 00:26:08,760 --> 00:26:11,840 Speaker 8: so shopping focused too as well. But the one thing 592 00:26:11,880 --> 00:26:14,560 Speaker 8: I've learned doing that job is that there is always 593 00:26:14,600 --> 00:26:17,359 Speaker 8: another sale. There are so many sale events in the 594 00:26:17,440 --> 00:26:20,880 Speaker 8: year that I would probably say, as tempting as it 595 00:26:20,960 --> 00:26:22,439 Speaker 8: is to you know, get a really good. 596 00:26:22,320 --> 00:26:23,880 Speaker 2: Deal and the things that you're shopping. 597 00:26:23,520 --> 00:26:28,399 Speaker 8: For now, it will probably be two months max before 598 00:26:28,600 --> 00:26:32,639 Speaker 8: there's another sale that you could be shopping again that 599 00:26:32,920 --> 00:26:35,080 Speaker 8: I don't know if it's weather going over your budget. 600 00:26:35,280 --> 00:26:36,560 Speaker 2: And did she say it was her birthday? 601 00:26:37,080 --> 00:26:38,480 Speaker 9: Yeah, she said she blew her budget. 602 00:26:38,520 --> 00:26:39,919 Speaker 6: I think a little bit this month because she's just 603 00:26:39,920 --> 00:26:40,880 Speaker 6: had her birthday. 604 00:26:41,680 --> 00:26:43,280 Speaker 2: Can we make a birthday wish list? Can we get 605 00:26:43,280 --> 00:26:46,159 Speaker 2: a hairdry some vouchers? 606 00:26:46,240 --> 00:26:48,480 Speaker 8: Maybe, because I'm like, if you can get some vouchers 607 00:26:48,520 --> 00:26:50,840 Speaker 8: and put that towards it, then I'm like, slay that 608 00:26:50,880 --> 00:26:51,440 Speaker 8: doesn't count. 609 00:26:51,440 --> 00:26:53,399 Speaker 2: It's free money. There's always another sale. 610 00:26:53,640 --> 00:26:57,960 Speaker 8: It's not worth going over your budget for because there's 611 00:26:58,000 --> 00:27:00,560 Speaker 8: always going to be a good deal, going to be 612 00:27:00,560 --> 00:27:02,239 Speaker 8: a really good deal. Like we see dice in air 613 00:27:02,280 --> 00:27:05,080 Speaker 8: apps going on sale so much every year, like Black 614 00:27:05,080 --> 00:27:08,040 Speaker 8: Friday last year, they're in the four hundreds. So it's like, 615 00:27:08,160 --> 00:27:11,800 Speaker 8: I just don't think you need to because yeah, they're 616 00:27:11,840 --> 00:27:13,280 Speaker 8: pretty pretty reoccurring. 617 00:27:13,520 --> 00:27:17,120 Speaker 7: Yeah, especially for in her case, running shoes and hair 618 00:27:17,200 --> 00:27:20,320 Speaker 7: dryers like those are things that regularly go on sale 619 00:27:20,440 --> 00:27:22,880 Speaker 7: pretty much every sale event, whereas if it was something 620 00:27:23,040 --> 00:27:26,480 Speaker 7: like furniture or white goods, then I would say, okay, 621 00:27:26,560 --> 00:27:29,399 Speaker 7: well that's when you typically do see the better sales. 622 00:27:29,240 --> 00:27:30,960 Speaker 9: Around and a financial year. 623 00:27:31,800 --> 00:27:34,240 Speaker 7: But you'll be able to get these things on sale 624 00:27:35,000 --> 00:27:38,240 Speaker 7: during After Payday, which is in August, or Click Frenzy 625 00:27:38,280 --> 00:27:42,200 Speaker 7: again in November, or Black Friday of course in November. 626 00:27:42,320 --> 00:27:43,080 Speaker 9: So yeah, I. 627 00:27:43,040 --> 00:27:45,639 Speaker 7: Don't think it's worth blowing the budget either because another 628 00:27:45,680 --> 00:27:49,639 Speaker 7: opportunity will come round. But keep those particular items if 629 00:27:49,720 --> 00:27:53,480 Speaker 7: you really know what you want in your car, and 630 00:27:53,600 --> 00:27:55,280 Speaker 7: keep an eye out on when they do go on 631 00:27:55,359 --> 00:27:58,360 Speaker 7: sale so that when your budget does allow for it. 632 00:27:58,240 --> 00:27:59,320 Speaker 9: You're going to be ready to go. 633 00:27:59,560 --> 00:28:00,200 Speaker 5: Yes. 634 00:28:00,400 --> 00:28:02,680 Speaker 6: The way that these sales work is by making you 635 00:28:02,720 --> 00:28:05,640 Speaker 6: think that that deal is never gonna happen again, which 636 00:28:05,680 --> 00:28:07,560 Speaker 6: I think you guys do a lot of documenting on 637 00:28:07,600 --> 00:28:10,040 Speaker 6: your page of the different sales of the different sale period, 638 00:28:10,080 --> 00:28:12,760 Speaker 6: which I think is awesome. Like they literally it's a 639 00:28:12,800 --> 00:28:16,200 Speaker 6: psychology that they feed into to create this frenzied mindset, 640 00:28:16,200 --> 00:28:17,800 Speaker 6: which I think is so hilarious that they call it 641 00:28:17,840 --> 00:28:20,400 Speaker 6: click frenzy because they're kind of exposing themselves. 642 00:28:20,480 --> 00:28:21,560 Speaker 2: Twice a year as well. 643 00:28:21,720 --> 00:28:23,840 Speaker 8: I mean, I read it for filth, but like the 644 00:28:23,960 --> 00:28:27,120 Speaker 8: sales are pretty decent, especially towards the end of the year. 645 00:28:27,240 --> 00:28:28,000 Speaker 9: Oh absolutely. 646 00:28:28,080 --> 00:28:30,159 Speaker 8: We've done a whole thing on like impulse shopping and 647 00:28:30,200 --> 00:28:32,520 Speaker 8: how it'll be like twenty four hours only or not 648 00:28:32,600 --> 00:28:35,440 Speaker 8: to be restocked, and like these are all marketing tactics, 649 00:28:36,359 --> 00:28:39,360 Speaker 8: like you to click at cut and check out within 650 00:28:39,400 --> 00:28:41,120 Speaker 8: an hour, because if it goes over an hour, then 651 00:28:41,120 --> 00:28:43,880 Speaker 8: you're like, oh, do I need it? And then you're 652 00:28:43,920 --> 00:28:46,600 Speaker 8: like twenty four hours, you're like, oh, probably not. How 653 00:28:46,640 --> 00:28:48,320 Speaker 8: good is that feeling when you're like I'm glad I 654 00:28:48,320 --> 00:28:49,360 Speaker 8: didn't buy that thing yet? 655 00:28:49,400 --> 00:28:50,840 Speaker 2: About the money back in my pocket. 656 00:28:51,000 --> 00:28:52,840 Speaker 6: I started keeping a list of things that I wanted, 657 00:28:52,960 --> 00:28:54,800 Speaker 6: and I forgot about it, and I found it in 658 00:28:54,840 --> 00:28:56,440 Speaker 6: my notes a couple weeks ago, and I was looking 659 00:28:56,520 --> 00:28:58,760 Speaker 6: at just things that I wanted, you know, four months ago, 660 00:28:58,800 --> 00:29:01,160 Speaker 6: five months ago, So many things on the list. 661 00:29:01,160 --> 00:29:01,720 Speaker 2: I'm like, oh, I. 662 00:29:01,640 --> 00:29:03,920 Speaker 6: Don't care about that nail. Yeah, So it's crazy that 663 00:29:03,960 --> 00:29:06,520 Speaker 6: twenty four hour mindset, even you know, such a short 664 00:29:06,560 --> 00:29:09,640 Speaker 6: period can really be the circuit breakup between falling for 665 00:29:09,680 --> 00:29:11,320 Speaker 6: the marketing and not. The other thing I'd say is 666 00:29:11,400 --> 00:29:15,160 Speaker 6: reassess your definition of need. Potentially, you say you need 667 00:29:15,200 --> 00:29:17,360 Speaker 6: a new hair dry Is that because yours broken you 668 00:29:17,400 --> 00:29:19,880 Speaker 6: physically do not own one, or is it because you're 669 00:29:19,960 --> 00:29:21,960 Speaker 6: using the same one you had? You know when you're 670 00:29:21,960 --> 00:29:23,960 Speaker 6: in high school and you're like, oh, she's been ugly. 671 00:29:24,000 --> 00:29:25,560 Speaker 6: She doesn't do the job the best, but she does 672 00:29:25,640 --> 00:29:26,200 Speaker 6: do the job. 673 00:29:26,400 --> 00:29:30,520 Speaker 2: I'm sitting right here, me to. 674 00:29:30,520 --> 00:29:32,960 Speaker 6: Me because I desperately want the new Peek dice and 675 00:29:33,040 --> 00:29:36,280 Speaker 6: air up instead of my six year old hot pink one. 676 00:29:36,520 --> 00:29:38,320 Speaker 2: I have the old one too, and I still love her. 677 00:29:38,560 --> 00:29:39,719 Speaker 2: I'm like, she's still kicking. 678 00:29:39,920 --> 00:29:40,160 Speaker 8: Yeah. 679 00:29:40,320 --> 00:29:41,640 Speaker 2: My Facebook marketplace. 680 00:29:41,800 --> 00:29:43,680 Speaker 6: Yeah, I got mine, I think in a sale and 681 00:29:43,760 --> 00:29:46,080 Speaker 6: it was really cheap, but it's the short barrels along back. 682 00:29:46,120 --> 00:29:46,600 Speaker 9: But do you know what I mean? 683 00:29:46,640 --> 00:29:49,200 Speaker 6: Like, does it still dry my hair? Absolutely? 684 00:29:49,320 --> 00:29:49,560 Speaker 1: It does. 685 00:29:49,600 --> 00:29:51,920 Speaker 8: It's always going to be updated as well, yeah, to 686 00:29:52,040 --> 00:29:53,600 Speaker 8: be like, oh I need the new, Like look at 687 00:29:53,680 --> 00:29:54,360 Speaker 8: us with iPhones. 688 00:29:54,480 --> 00:29:56,000 Speaker 9: Yeah yeah, I'm literally my. 689 00:29:56,080 --> 00:29:57,960 Speaker 8: Dad being like, look at a buying phone. 690 00:29:58,120 --> 00:29:59,040 Speaker 9: I buy it every year. 691 00:30:01,240 --> 00:30:02,400 Speaker 2: Phones don't work. 692 00:30:03,120 --> 00:30:07,160 Speaker 4: Where often made so much better because no one like 693 00:30:07,160 --> 00:30:09,520 Speaker 4: thought about planet obsolescence when they were making old products. 694 00:30:09,520 --> 00:30:10,040 Speaker 9: You know what I mean? 695 00:30:10,120 --> 00:30:12,520 Speaker 4: Now, like an iPhone will be like it will die 696 00:30:12,560 --> 00:30:14,800 Speaker 4: in a year because that's what it's meant to do 697 00:30:14,880 --> 00:30:22,840 Speaker 4: by design, by design, damn you seriously. 698 00:30:23,440 --> 00:30:25,640 Speaker 5: I think that's pretty great advice. 699 00:30:25,680 --> 00:30:28,480 Speaker 4: And like, you know me, I wouldn't take you know, 700 00:30:28,560 --> 00:30:30,720 Speaker 4: this kind of advice for myself because I would be 701 00:30:30,800 --> 00:30:32,880 Speaker 4: like immediately, I was like, you gotta get it. You 702 00:30:32,920 --> 00:30:35,320 Speaker 4: got to get those bargains, babe. But you guys had 703 00:30:35,360 --> 00:30:37,760 Speaker 4: some really solid advice, so I would probably go with that. 704 00:30:38,360 --> 00:30:40,560 Speaker 4: If you're listening to this, do not listen to me. 705 00:30:42,200 --> 00:30:44,840 Speaker 4: Are you guys ready for a juicy money dilemma? 706 00:30:45,160 --> 00:30:47,680 Speaker 5: I'm kind of like shaking, I'm gagging for it, So 707 00:30:48,080 --> 00:30:50,160 Speaker 5: let's get into it. Here's this week's DM. 708 00:30:50,600 --> 00:30:53,320 Speaker 4: Hey girls, I'm on the job hunt after leaving a 709 00:30:53,360 --> 00:30:56,480 Speaker 4: toxic workplace and and feeling so relieved to be out 710 00:30:56,480 --> 00:30:59,200 Speaker 4: of there, but also needing to get something soon. But 711 00:30:59,240 --> 00:31:01,560 Speaker 4: I'm a bit terrifed by my headspace right now. I've 712 00:31:01,560 --> 00:31:04,320 Speaker 4: pretty much been in an abusive workplace for two years 713 00:31:04,360 --> 00:31:07,160 Speaker 4: and feel a bit broken, like after a bad breakup, 714 00:31:07,360 --> 00:31:09,360 Speaker 4: and I'm worried I'm not putting my best foot forward 715 00:31:09,400 --> 00:31:12,040 Speaker 4: because it stripped my confidence away. Any help you can 716 00:31:12,080 --> 00:31:15,520 Speaker 4: give to reframe and refresh my thinking would be so appreciated. 717 00:31:16,000 --> 00:31:18,080 Speaker 2: Oh, I just want to give. 718 00:31:20,920 --> 00:31:24,000 Speaker 5: Yeah, seriously. Yeah, it is a real tough one. 719 00:31:24,040 --> 00:31:26,880 Speaker 4: But just like an abusive relationship, I know, it's a 720 00:31:26,920 --> 00:31:28,800 Speaker 4: bit harder because you like, you know, obviously need money. 721 00:31:28,840 --> 00:31:30,200 Speaker 5: You need pay bills and things like that. 722 00:31:30,520 --> 00:31:33,440 Speaker 4: I totally get that, but just like an abusive relationship, 723 00:31:33,440 --> 00:31:35,520 Speaker 4: you do need to give yourself time to heal. It's 724 00:31:35,560 --> 00:31:36,840 Speaker 4: a bit of a catch sween too, because I was 725 00:31:36,880 --> 00:31:39,440 Speaker 4: going to like suggest therapy, but to pay for therapy 726 00:31:39,480 --> 00:31:42,000 Speaker 4: you need a job sort of things. So I would say, 727 00:31:42,120 --> 00:31:44,440 Speaker 4: just strip it all the way back down, you know, 728 00:31:44,640 --> 00:31:48,080 Speaker 4: try and get a job. That's really chill, really not easy. 729 00:31:48,120 --> 00:31:50,120 Speaker 4: At all by any means, but just like something that 730 00:31:50,160 --> 00:31:52,280 Speaker 4: you can just leave at the at the door, you know, 731 00:31:52,400 --> 00:31:55,720 Speaker 4: like maybe, for example, I love being a kitchen hand, 732 00:31:55,760 --> 00:31:58,600 Speaker 4: genuinely love being a dishy. So if I was in 733 00:31:58,600 --> 00:32:00,360 Speaker 4: this position, I'll be like, I'm just gonna get a 734 00:32:00,400 --> 00:32:02,240 Speaker 4: really fun dishy job. I'm going to like go to 735 00:32:02,280 --> 00:32:04,880 Speaker 4: like cafes and pubs and be like, what looks like 736 00:32:04,880 --> 00:32:06,720 Speaker 4: a good team, these guys look cool. I might just 737 00:32:06,760 --> 00:32:08,720 Speaker 4: like see if they have a dishy job available. You 738 00:32:08,760 --> 00:32:10,400 Speaker 4: can just like go in. You don't have to think 739 00:32:10,440 --> 00:32:12,520 Speaker 4: about anything. You have some fun, and you leave like 740 00:32:12,560 --> 00:32:15,280 Speaker 4: something that's so easy. Don't jump straight back into something 741 00:32:15,560 --> 00:32:20,000 Speaker 4: that's high stress, potentially high stress, potentially toxic. Again, just 742 00:32:20,040 --> 00:32:22,360 Speaker 4: take your time, just try and find something to bring 743 00:32:22,360 --> 00:32:24,880 Speaker 4: money in, maybe go to therapy if you can afford it, 744 00:32:25,320 --> 00:32:28,880 Speaker 4: and let yourself heal, Let yourself he really take it 745 00:32:28,920 --> 00:32:31,000 Speaker 4: as though it's an abusive relationship that you just got 746 00:32:31,000 --> 00:32:33,080 Speaker 4: out of and you must heal before going back into 747 00:32:33,120 --> 00:32:33,520 Speaker 4: a new one. 748 00:32:33,600 --> 00:32:33,760 Speaker 8: You know. 749 00:32:34,160 --> 00:32:36,240 Speaker 9: Yeah, one of my friends actually did that. 750 00:32:36,360 --> 00:32:40,080 Speaker 7: She was in like a really intense industry for probably 751 00:32:40,160 --> 00:32:42,240 Speaker 7: ten years, like ever since we left High Score. 752 00:32:42,800 --> 00:32:43,720 Speaker 9: And then a. 753 00:32:43,640 --> 00:32:46,560 Speaker 7: Series of unfortunate events happened to her as well, and 754 00:32:46,600 --> 00:32:48,120 Speaker 7: she was like, I'm quitting this job. 755 00:32:48,880 --> 00:32:51,680 Speaker 6: And then she was lucky enough that she was able to, you. 756 00:32:51,640 --> 00:32:54,360 Speaker 7: Know, move back to our hometown and live with her 757 00:32:54,400 --> 00:32:57,080 Speaker 7: family to take some of that financial pressure off, which 758 00:32:57,120 --> 00:33:00,120 Speaker 7: I know everybody doesn't have the opportunity to do. But 759 00:33:00,160 --> 00:33:03,479 Speaker 7: she went and worked in a bar for a few months, 760 00:33:03,760 --> 00:33:05,480 Speaker 7: and she said it was the best thing that she 761 00:33:05,600 --> 00:33:08,440 Speaker 7: ever did because it gave her, you know, a little 762 00:33:08,440 --> 00:33:11,240 Speaker 7: bit of money to fall back on and continue to save, 763 00:33:11,320 --> 00:33:13,640 Speaker 7: so she wasn't just digging into her savings, which would 764 00:33:13,640 --> 00:33:17,080 Speaker 7: have been stressful. But also it was just a completely 765 00:33:17,120 --> 00:33:20,400 Speaker 7: different workplace and headspace to what she'd been in previously, 766 00:33:20,800 --> 00:33:23,520 Speaker 7: and she was actually able to switch off when she 767 00:33:23,640 --> 00:33:26,440 Speaker 7: left work, which she could never do before. And then 768 00:33:26,480 --> 00:33:28,960 Speaker 7: she also used some of that money to put towards 769 00:33:29,240 --> 00:33:32,280 Speaker 7: therapy as well, which I think really helped her and 770 00:33:32,360 --> 00:33:35,160 Speaker 7: helped build her confidence back up again. But I think 771 00:33:35,160 --> 00:33:38,080 Speaker 7: it's a good reminder as well that if this person 772 00:33:38,360 --> 00:33:40,200 Speaker 7: decides that they don't want to take, you know, maybe 773 00:33:40,240 --> 00:33:42,720 Speaker 7: a career break, and they want to continue in the 774 00:33:42,760 --> 00:33:46,880 Speaker 7: industry that they're in. When you're going into interviews, remember 775 00:33:46,880 --> 00:33:50,280 Speaker 7: that the people that are interviewing you want you to 776 00:33:50,360 --> 00:33:53,640 Speaker 7: succeed because they want to fill this position and they 777 00:33:53,680 --> 00:33:56,040 Speaker 7: want you to be great. They're not waiting for you 778 00:33:56,120 --> 00:33:58,480 Speaker 7: to come in and be like, all right, what's her baggage? 779 00:33:59,280 --> 00:34:01,280 Speaker 7: Like you know, so what's she going to do to 780 00:34:01,320 --> 00:34:05,680 Speaker 7: stuff up? Or they're not waiting for you to make mistakes. 781 00:34:05,720 --> 00:34:08,560 Speaker 7: They want you to do well. And I think if 782 00:34:08,560 --> 00:34:11,000 Speaker 7: you go into it with that mindset like, oh, they 783 00:34:11,000 --> 00:34:13,120 Speaker 7: don't know about all of this stuff that I've been through, 784 00:34:13,160 --> 00:34:16,799 Speaker 7: They don't know about perhaps these confidence issues that I have. 785 00:34:17,280 --> 00:34:19,560 Speaker 9: They just see all of the great things. 786 00:34:19,320 --> 00:34:21,880 Speaker 7: That I've got on my resume and in my coverletta, 787 00:34:22,040 --> 00:34:23,279 Speaker 7: and that's what they see me for. 788 00:34:23,880 --> 00:34:25,239 Speaker 9: Because I think sometimes you go in. 789 00:34:25,200 --> 00:34:27,359 Speaker 7: And they're like, Okay, they're going to know that I'm 790 00:34:27,360 --> 00:34:29,640 Speaker 7: a fraud, or they're going to know that I'm not confident, 791 00:34:29,719 --> 00:34:30,640 Speaker 7: but they don't know that. 792 00:34:30,920 --> 00:34:31,080 Speaker 2: No. 793 00:34:31,600 --> 00:34:34,960 Speaker 8: Also reminding yourself that when someone's pushing confidence issues on you, 794 00:34:35,080 --> 00:34:38,600 Speaker 8: that's often a reflection of them, Like this toxic workplace, 795 00:34:38,760 --> 00:34:44,280 Speaker 8: which sounds horrible, was probably reflecting themselves inwardly, like everyone 796 00:34:44,320 --> 00:34:48,680 Speaker 8: deals with imposter syndrome and confidence issues, and remembering that 797 00:34:48,760 --> 00:34:51,680 Speaker 8: it was their issue, not yours. Can sometimes be the 798 00:34:51,719 --> 00:34:53,680 Speaker 8: thing that can push you to do the thing that 799 00:34:53,719 --> 00:34:54,880 Speaker 8: you're nervous about doing. 800 00:34:55,160 --> 00:34:56,560 Speaker 2: It's so okay to be nervous. 801 00:34:56,600 --> 00:34:58,920 Speaker 8: It's so okay to you know, want to just like 802 00:34:59,040 --> 00:35:01,400 Speaker 8: curl up on the couch to watch bridget Ten because same, 803 00:35:02,120 --> 00:35:05,640 Speaker 8: but it's you're gonna hold yourself back for too long 804 00:35:05,680 --> 00:35:08,600 Speaker 8: if you're not doing the thing that's scary because you 805 00:35:08,640 --> 00:35:10,839 Speaker 8: know it's the same as like if you go through 806 00:35:10,880 --> 00:35:13,480 Speaker 8: a bad breakup and then you're getting back into dating, 807 00:35:13,560 --> 00:35:15,399 Speaker 8: that's gonna be scary. If you go through a bad 808 00:35:15,440 --> 00:35:17,840 Speaker 8: workplace and getting back into a workplace, that's going to 809 00:35:17,920 --> 00:35:20,640 Speaker 8: be scary. But if you don't give yourself the opportunity, 810 00:35:20,880 --> 00:35:23,080 Speaker 8: you'll never find the thing that's good too, if you're 811 00:35:23,080 --> 00:35:25,680 Speaker 8: scared that everything's going to be bad. So I think 812 00:35:26,000 --> 00:35:29,160 Speaker 8: definitely what you said is like people want you to succeed. 813 00:35:29,239 --> 00:35:31,800 Speaker 8: Like whenever Sale and I are nervous about something, people 814 00:35:31,840 --> 00:35:32,560 Speaker 8: want to see you win. 815 00:35:32,560 --> 00:35:34,160 Speaker 2: They don't want to see you fall on your face. 816 00:35:34,560 --> 00:35:37,799 Speaker 8: So remembering that and just remembering that it's okay to 817 00:35:37,840 --> 00:35:40,600 Speaker 8: be nervous, and sometimes writing down a list of things 818 00:35:40,600 --> 00:35:44,000 Speaker 8: you can control and things you can't control. Is really helpful, 819 00:35:44,320 --> 00:35:46,520 Speaker 8: especially if you're going to go into an interview as well. 820 00:35:46,520 --> 00:35:47,640 Speaker 8: That can really help with nerves. 821 00:35:47,840 --> 00:35:50,960 Speaker 6: Yeah, I think as well. Have you guys seen that graph? 822 00:35:51,640 --> 00:35:54,480 Speaker 6: It shows the way that the people you interact with 823 00:35:54,560 --> 00:35:56,040 Speaker 6: the amount of time that you spend with them, the 824 00:35:56,080 --> 00:35:58,760 Speaker 6: influence that they have on you and your perception of things. 825 00:35:58,800 --> 00:36:01,680 Speaker 6: And as time goes on, we you know, at our 826 00:36:01,840 --> 00:36:03,520 Speaker 6: midpoint of our lives where I think a lot of 827 00:36:03,560 --> 00:36:05,680 Speaker 6: our community kind of sit. We spend so much time 828 00:36:05,719 --> 00:36:08,759 Speaker 6: with our co workers and potentially like less at the 829 00:36:08,800 --> 00:36:12,280 Speaker 6: time with our friends, and so we really become a reflection. 830 00:36:12,440 --> 00:36:14,759 Speaker 6: We internalize and take on a lot of those things 831 00:36:14,760 --> 00:36:17,359 Speaker 6: from the people around us. And I know a big 832 00:36:17,400 --> 00:36:19,239 Speaker 6: part of your new book is about finding like the 833 00:36:19,360 --> 00:36:22,160 Speaker 6: right people to surround yourselves with, and obviously you're talking 834 00:36:22,160 --> 00:36:25,480 Speaker 6: about friendship, but I think that is very applicable to 835 00:36:25,560 --> 00:36:29,040 Speaker 6: a workplace as well, and finding the right fit for you. 836 00:36:29,120 --> 00:36:31,400 Speaker 6: And as someone who has worked many a job and 837 00:36:31,480 --> 00:36:33,839 Speaker 6: has lived quite a few career lives before I kind 838 00:36:33,840 --> 00:36:37,680 Speaker 6: of found my footing, it is okay to go into somewhere, 839 00:36:38,280 --> 00:36:41,359 Speaker 6: assess it, settle in, and decide that it's not right 840 00:36:41,440 --> 00:36:43,640 Speaker 6: for you, Like I think there is a bit of 841 00:36:43,680 --> 00:36:45,960 Speaker 6: a mindset that you need to find exactly the right 842 00:36:45,960 --> 00:36:47,239 Speaker 6: thing and you have to be there for ten years 843 00:36:47,239 --> 00:36:50,000 Speaker 6: and you have to do if you get there and 844 00:36:50,040 --> 00:36:52,360 Speaker 6: by you know, three or six months and you go, 845 00:36:52,880 --> 00:36:55,640 Speaker 6: the vibe is not the vibe. You can leave and 846 00:36:55,680 --> 00:36:57,879 Speaker 6: that is okay, and that's not going to be held 847 00:36:57,920 --> 00:37:01,400 Speaker 6: against you. And I think that they're so much value 848 00:37:01,440 --> 00:37:04,200 Speaker 6: in finding not only a career that you find fulfilling 849 00:37:04,239 --> 00:37:06,680 Speaker 6: in a job that you actually like doing, but also 850 00:37:06,800 --> 00:37:09,719 Speaker 6: just a group of people because you spend so much 851 00:37:09,800 --> 00:37:13,000 Speaker 6: time with them and it's really important that you can 852 00:37:13,040 --> 00:37:14,960 Speaker 6: feel like you have a relationship with them and that 853 00:37:15,120 --> 00:37:17,360 Speaker 6: a bit you know, a friendship on some level because 854 00:37:17,640 --> 00:37:21,279 Speaker 6: you're spending that much time together, that how they make 855 00:37:21,400 --> 00:37:24,640 Speaker 6: you feel will have a direct impact on your self worth. 856 00:37:24,719 --> 00:37:26,600 Speaker 6: It will have a direct impact on your day to 857 00:37:26,680 --> 00:37:28,080 Speaker 6: day happiness. 858 00:37:27,960 --> 00:37:28,600 Speaker 2: Thousand per cent. 859 00:37:28,640 --> 00:37:30,200 Speaker 8: We do actually talk about this in the book and 860 00:37:30,200 --> 00:37:32,120 Speaker 8: how you can find your people in the workplace, because 861 00:37:32,160 --> 00:37:33,040 Speaker 8: that's how Sala and I met. 862 00:37:33,200 --> 00:37:34,880 Speaker 2: Yeah, we met through working together. 863 00:37:35,440 --> 00:37:38,319 Speaker 8: And I think as well, especially if you're working at 864 00:37:38,320 --> 00:37:39,759 Speaker 8: a big team, there's always going to be people you 865 00:37:39,800 --> 00:37:41,839 Speaker 8: don't like oh completely, that's just going to happen. But 866 00:37:41,880 --> 00:37:43,480 Speaker 8: if you do have your people, then you do have 867 00:37:43,520 --> 00:37:45,879 Speaker 8: your friends there or people that you can rely on. 868 00:37:46,320 --> 00:37:47,640 Speaker 8: It means that at the end of the day you 869 00:37:47,640 --> 00:37:50,719 Speaker 8: can like go bitch about the fucking water cooler or 870 00:37:50,719 --> 00:37:53,280 Speaker 8: whatever you want to do and just be like, Okay, 871 00:37:53,480 --> 00:37:55,719 Speaker 8: that wasn't the best, but at least I've got this 872 00:37:55,800 --> 00:37:56,680 Speaker 8: to fall back. 873 00:37:56,520 --> 00:37:58,000 Speaker 2: On, and they can kind of lift you up and 874 00:37:58,040 --> 00:37:59,400 Speaker 2: you can lean on them when you need it. 875 00:37:59,640 --> 00:37:59,960 Speaker 9: Yeah. 876 00:38:00,200 --> 00:38:02,440 Speaker 2: Yeah, I just won't give them a heart. 877 00:38:03,280 --> 00:38:06,520 Speaker 6: Ultimately, it's not about you, Like I just can't say enough. 878 00:38:06,600 --> 00:38:09,960 Speaker 6: It is not your fault. It is a failure in management. 879 00:38:10,239 --> 00:38:12,880 Speaker 2: Of managers, and it does do that. 880 00:38:12,920 --> 00:38:16,040 Speaker 8: Like I went to therapy due to a manager, so 881 00:38:16,080 --> 00:38:20,080 Speaker 8: I can really understand how she felt and the work 882 00:38:20,160 --> 00:38:26,319 Speaker 8: actually sent me to the therapy because this is your fault, like. 883 00:38:26,400 --> 00:38:27,959 Speaker 2: Eap come through king. 884 00:38:29,680 --> 00:38:33,800 Speaker 6: Yeah, but also just time, yeah, time, give yourself space. 885 00:38:33,880 --> 00:38:35,840 Speaker 6: What did everybody else kind of think about the situation? 886 00:38:35,960 --> 00:38:37,480 Speaker 5: Okay, so this is what everyone else had to say? 887 00:38:38,120 --> 00:38:41,400 Speaker 4: One person said, report bad bosses, report income theft, report 888 00:38:41,440 --> 00:38:44,400 Speaker 4: it all. Yes, queen, get it, which is good because 889 00:38:44,400 --> 00:38:47,680 Speaker 4: like that means the next person won't have the same journey. 890 00:38:47,960 --> 00:38:50,200 Speaker 6: Fair work covers that kind of stuff too, just for 891 00:38:50,200 --> 00:38:52,160 Speaker 6: anyone wondering. I know when we think about fair work, 892 00:38:52,160 --> 00:38:54,399 Speaker 6: a lot of the time we think about like, yeah, 893 00:38:54,520 --> 00:38:57,200 Speaker 6: not being paid correctly, super not being done. Fair work 894 00:38:57,280 --> 00:38:59,440 Speaker 6: is actually there to ensure that there is a safe 895 00:39:00,280 --> 00:39:03,800 Speaker 6: environment for you, and that includes mental health and mental stability. 896 00:39:03,840 --> 00:39:06,120 Speaker 6: And so if you have a HR, I think HR 897 00:39:06,160 --> 00:39:08,400 Speaker 6: is probably a better and closer first step. But if 898 00:39:08,440 --> 00:39:10,919 Speaker 6: you work for maybe a smaller business or something like that, 899 00:39:11,200 --> 00:39:13,279 Speaker 6: fair work does exist to help make sure that you 900 00:39:13,320 --> 00:39:15,680 Speaker 6: as an employee are looked after. True, and so that's 901 00:39:15,680 --> 00:39:16,799 Speaker 6: someway that you can report to you. 902 00:39:17,040 --> 00:39:18,000 Speaker 5: Yeah, good call. 903 00:39:18,560 --> 00:39:20,880 Speaker 4: The next one says it can be a good lesson 904 00:39:20,920 --> 00:39:23,360 Speaker 4: on how to not behave if you move into leadership 905 00:39:23,400 --> 00:39:25,239 Speaker 4: slash people facing roles, which I think is a really 906 00:39:25,280 --> 00:39:28,279 Speaker 4: good point obviously, Like I'm sure this person's probably know 907 00:39:28,680 --> 00:39:30,759 Speaker 4: healing right now, so he isn't thinking about that, But 908 00:39:31,280 --> 00:39:34,360 Speaker 4: it is really good to just like keep under your belt, 909 00:39:34,880 --> 00:39:37,840 Speaker 4: keep in your pocket for if you exactly want not 910 00:39:37,880 --> 00:39:39,640 Speaker 4: to do how to not treat someone. I think we 911 00:39:39,719 --> 00:39:42,800 Speaker 4: do like if we find ourselves in a leadership role someday, 912 00:39:43,000 --> 00:39:45,120 Speaker 4: it is good to go through these experiences because. 913 00:39:44,960 --> 00:39:47,799 Speaker 5: Like, Okay, I know that I will not be like this. 914 00:39:48,760 --> 00:39:52,240 Speaker 4: Another person said, remind yourself of who you were before 915 00:39:52,280 --> 00:39:52,959 Speaker 4: the crap job. 916 00:39:53,000 --> 00:39:55,400 Speaker 8: You're still that person. That's really sweet, And it's not 917 00:39:55,520 --> 00:39:58,560 Speaker 8: a good reminder that you aren't your job. No, you 918 00:39:58,600 --> 00:40:01,359 Speaker 8: have other things that you like about yourself. Your entire 919 00:40:01,400 --> 00:40:03,280 Speaker 8: success does not rely on your workplace. 920 00:40:03,320 --> 00:40:05,759 Speaker 4: With your career, yeah, someone else said, and this is 921 00:40:05,760 --> 00:40:07,520 Speaker 4: not really advice, but it is so true. We spend 922 00:40:07,560 --> 00:40:09,440 Speaker 4: so much time at work. It's not healthy to be 923 00:40:09,600 --> 00:40:13,160 Speaker 4: so exposed toxic energy. That's so true. Someone else said, 924 00:40:13,200 --> 00:40:15,239 Speaker 4: it is always worth it to leave and don't put 925 00:40:15,280 --> 00:40:17,400 Speaker 4: pressure on yourself to get over it quickly. 926 00:40:18,120 --> 00:40:19,240 Speaker 5: That is so true. 927 00:40:19,280 --> 00:40:21,960 Speaker 4: And because exactly as this person said, exactly as I 928 00:40:21,960 --> 00:40:24,520 Speaker 4: was saying before, Like it literally is an abusive situation, 929 00:40:24,520 --> 00:40:27,640 Speaker 4: abusive toxic workplace that you must heal from, So give 930 00:40:27,680 --> 00:40:29,640 Speaker 4: yourself time. So I think this is a really good 931 00:40:29,680 --> 00:40:31,480 Speaker 4: one to leave it on. It is so hard to 932 00:40:31,480 --> 00:40:34,120 Speaker 4: spot bad culture. But don't feel bad about job hopping 933 00:40:34,200 --> 00:40:35,480 Speaker 4: until you find your people. 934 00:40:36,680 --> 00:40:43,840 Speaker 5: So true, beautiful, I think that's so true. 935 00:40:43,880 --> 00:40:46,200 Speaker 4: I think just yeah, job hop find your people, heal, 936 00:40:46,280 --> 00:40:48,680 Speaker 4: take your time, do whatever you gotta do, just make 937 00:40:48,680 --> 00:40:51,200 Speaker 4: sure you remember who you were before. 938 00:40:50,920 --> 00:40:52,800 Speaker 6: You started and who you want to be, like you 939 00:40:52,880 --> 00:40:55,360 Speaker 6: want to still change, you can still adapt and shift 940 00:40:55,480 --> 00:40:56,040 Speaker 6: like yes. 941 00:40:56,000 --> 00:40:58,479 Speaker 4: Life is so long, despite what people say, life long. 942 00:40:58,760 --> 00:41:01,759 Speaker 4: You can change, you can shape shift whatever you want 943 00:41:01,760 --> 00:41:01,920 Speaker 4: to do. 944 00:41:02,200 --> 00:41:04,920 Speaker 6: And speaking of finding your people, guys, thank you so 945 00:41:05,000 --> 00:41:07,000 Speaker 6: much for joining us. Do you want to tell everyone 946 00:41:07,040 --> 00:41:09,080 Speaker 6: a little bit about the book and where they can 947 00:41:09,080 --> 00:41:10,120 Speaker 6: find it and what it is? 948 00:41:10,440 --> 00:41:13,080 Speaker 8: Of course, So like we said before, this is kind 949 00:41:13,080 --> 00:41:16,239 Speaker 8: of like our little friendship baby. So we have been 950 00:41:16,239 --> 00:41:18,000 Speaker 8: doing two Broach Chicks for you know, the last two 951 00:41:18,080 --> 00:41:20,520 Speaker 8: years and probably the most common question we get is 952 00:41:20,560 --> 00:41:23,160 Speaker 8: how do I make friends as an adult? And according 953 00:41:23,160 --> 00:41:25,120 Speaker 8: to a State of the Nation report in twenty twenty three, 954 00:41:25,160 --> 00:41:28,280 Speaker 8: one in three Australians feel lonely some or at all times, 955 00:41:28,320 --> 00:41:31,200 Speaker 8: which is just wild and huge because we don't. 956 00:41:31,040 --> 00:41:31,680 Speaker 2: Talk about it. 957 00:41:31,680 --> 00:41:33,279 Speaker 8: We don't talk about how hard it is to make 958 00:41:33,320 --> 00:41:36,080 Speaker 8: friends because it is a little bit you know, overwhelming, 959 00:41:36,080 --> 00:41:38,880 Speaker 8: and we might find it embarrassing and that's okay. So 960 00:41:38,920 --> 00:41:40,880 Speaker 8: we kind of wrote this book to be like a 961 00:41:40,920 --> 00:41:43,080 Speaker 8: bit of a best friend to people to help them 962 00:41:43,120 --> 00:41:48,280 Speaker 8: find friendship within themselves. Cut off toxic relationships and also 963 00:41:48,320 --> 00:41:49,200 Speaker 8: to find their people. 964 00:41:50,239 --> 00:41:53,200 Speaker 9: And you can shop at wherever all good books are sold. 965 00:41:53,520 --> 00:41:57,040 Speaker 7: So you know all the usuals booked Opia, demn Mix, Kmart, 966 00:41:57,080 --> 00:42:00,560 Speaker 7: big w. We also did an audio book That's your 967 00:42:00,560 --> 00:42:03,800 Speaker 7: thing too, so that's available on Spotify Audible. 968 00:42:04,400 --> 00:42:06,000 Speaker 9: Just give it a Google and you'll find it. 969 00:42:06,160 --> 00:42:09,240 Speaker 6: Amazing and we might remember but obviously give a plug 970 00:42:09,239 --> 00:42:11,520 Speaker 6: for your socials just in case anyone miss the last episode. 971 00:42:11,760 --> 00:42:12,760 Speaker 9: Oh yes, of course. 972 00:42:13,200 --> 00:42:16,640 Speaker 7: So you can follow us on Instagram at two Broke Chicks, 973 00:42:16,680 --> 00:42:19,960 Speaker 7: on TikTok at two Broke Chicks Underscore, and check out 974 00:42:20,000 --> 00:42:21,800 Speaker 7: our podcast two bread Chicks. 975 00:42:22,040 --> 00:42:23,279 Speaker 9: You made it nice and easy for a. 976 00:42:25,480 --> 00:42:26,480 Speaker 5: Thank you guys so much. 977 00:42:26,520 --> 00:42:28,680 Speaker 4: It has been such a pleasure and please come back 978 00:42:28,680 --> 00:42:30,400 Speaker 4: again anytime. 979 00:42:31,400 --> 00:42:34,040 Speaker 2: So it's been so nice doing it in person this time. 980 00:42:34,400 --> 00:42:40,080 Speaker 6: Yes, so much better, isn't that when you can just feel? 981 00:42:41,560 --> 00:42:43,640 Speaker 4: And that also means that we can all now go 982 00:42:43,640 --> 00:42:46,439 Speaker 4: get a coffee. Okay, guys, Victoria will see you bright 983 00:42:46,480 --> 00:42:50,080 Speaker 4: and early Monday morning. Until then, have a great weekend. 984 00:42:49,760 --> 00:42:51,440 Speaker 6: By guys, bye bye. 985 00:43:00,080 --> 00:43:02,520 Speaker 3: Did buy shared on She's on the Money is general 986 00:43:02,600 --> 00:43:06,440 Speaker 3: in nature and does not consider your individual circumstances. She's 987 00:43:06,480 --> 00:43:09,880 Speaker 3: on the Money exists purely for educational purposes and should 988 00:43:09,960 --> 00:43:13,120 Speaker 3: not be relied upon to make an investment or financial decision. 989 00:43:13,520 --> 00:43:15,960 Speaker 3: If you do choose to buy a financial product, read 990 00:43:16,000 --> 00:43:20,160 Speaker 3: the PDS TMD and obtain appropriate financial advice tailored towards 991 00:43:20,160 --> 00:43:23,440 Speaker 3: your needs. Victoria Divine and She's on the Money are 992 00:43:23,520 --> 00:43:28,520 Speaker 3: authorized representatives of Money. Shepper Pty Ltd ABN three two 993 00:43:28,560 --> 00:43:31,560 Speaker 3: one IS six four nine two seven seven zero eight 994 00:43:31,840 --> 00:43:36,560 Speaker 3: AFSL four five one two eight nine