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Speaker 1: Hello, my name's Santasha Nabananga Bamblet. I'm a proud Order

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Speaker 1: Order Kerney Whoalbury and a waddery woman. And before we

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Speaker 1: get started on She's on the Money podcast, I would

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Speaker 1: like to acknowledge the traditional custodians of the land of

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Speaker 1: which this podcast is recorded on a wondery country, acknowledging

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Speaker 1: the elders, the ancestors and the next generation coming through

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Speaker 1: as this podcast is about connecting, empowering, knowledge sharing and

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Speaker 1: the storytelling of you to make a difference for today

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Speaker 1: and lasting impactful tomorrow. Let's get into it.

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Speaker 2: She's on the Money, She's on the Money.

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Speaker 3: Hello, and welcome to She's on the Money podcast that

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Speaker 3: is here to give your wallet a glow up and

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Speaker 3: your mindset a complete makeover. Ever noticed how some people

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Speaker 3: just seem to have a knack for building wealth while

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Speaker 3: others stay stuck in exactly the same spot. Sure, a

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Speaker 3: very high paying job and a little bit of luck

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Speaker 3: do play a role, but the real game changer isn't

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Speaker 3: actually about what you earn. It's about your mindset, your

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Speaker 3: actions and the habits that you're able to create. My friends,

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Speaker 3: my name is Victoria Devine. I am the one with

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Speaker 3: the spucky pompoms cheering you on on your journey to

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Speaker 3: financial freedom. I recently asked you our community what you'd

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Speaker 3: like to hear in these solo Saturday episodes, and Krly,

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Speaker 3: one of our community members suggested diving into the habits

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Speaker 3: and the mindsets of high net worth people. I loved

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Speaker 3: this so much and started ariting a list of habits

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Speaker 3: that led to my own success. So today is all

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Speaker 3: about everyday actions and mindsets that set successful individuals apart.

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Speaker 3: The first one is backed by psychology, surprise, and it's

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Speaker 3: something that successful people actively practice and that's backing their

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Speaker 3: limiting beliefs. These are the sneaky thoughts that tell you

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Speaker 3: what you can't do or why you're not good enough

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Speaker 3: to handle your finances. Maybe you've thought, I'm just not

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Speaker 3: very good with money or investing. It's just too risky

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Speaker 3: for me. These aren't facts. These are just thoughts that

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Speaker 3: have taken root. Studies show that our beliefs significantly impact

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Speaker 3: our financial behaviors. Research published in the Journal of Behavioral

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Speaker 3: and Experimental Finance found that people with a growth mindset

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Speaker 3: who can improve their skills through effort and learning, are

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Speaker 3: significantly more likely to engage in positive financial actions like saving, investing,

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Speaker 3: and budgeting effectively. This mindset shift allows individuals to view

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Speaker 3: their financial situation as something that they can actively improve,

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Speaker 3: rather than a fixed outcome based on luck or circumstances.

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Speaker 3: With a growth mindset, you're more open to setting financial goals,

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Speaker 3: taking on some challenges, and seeking learning opportunities, which can

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Speaker 3: lead to building wealth. On the flip side of that,

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Speaker 3: people with a fixed mindset believe that their skills and

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Speaker 3: intelligence are set in stone and they can't be changed

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Speaker 3: no matter what they do. A mindset like this will

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Speaker 3: often lead you to see money management as something that

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Speaker 3: you're just not naturally good at, causing you to shy

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Speaker 3: away from taking control of your finances. This mindset can

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Speaker 3: lead to missed opportunities and a cycle of financial inaction.

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Speaker 3: The takeaway here shifting to a growth mindset can profoundly

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Speaker 3: impact your financial behaviors by turning self doubt into confidence

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Speaker 3: and action. To start, recognize that you're limiting beliefs they're

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Speaker 3: just thoughts, not truths. Each time you set yourself up

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Speaker 3: for small financial wins like negotiating a better deal on

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Speaker 3: your bills, paying down some debt, consistently or even investing

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Speaker 3: a small amount, you're reinforcing the belief that you can

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Speaker 3: achieve financial success. Each small step builds confidence and then

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Speaker 3: rewires your mindset, helping you see opportunities instead of obstacles.

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Speaker 3: Financial success isn't just about the numbers. It's about believing

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Speaker 3: that you personally are capable of getting there. One thing

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Speaker 3: that successful people know is that time is your most

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Speaker 3: valuable resource. You can make more money, but you can't

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Speaker 3: get back lost time. Managing your time well directly impacts

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Speaker 3: your success. Being an ADHD girly, I have a few

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Speaker 3: hacks up my sleeve, and one of my favorites is

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Speaker 3: the Pomodoro technique. If you haven't heard of the Pomodoro technique, no,

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Speaker 3: it's not a tomato. It is designed to boost productivity

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Speaker 3: and maintain focus by breaking work into manageable intervals. Typically,

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Speaker 3: what you do is you work for twenty five minutes

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Speaker 3: known as pomodoro, followed by a short five minute break.

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Speaker 3: After completing four pomodoros, you take a longer break of

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Speaker 3: fifteen to thirty minutes. This technique capitalizes on our brain's

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Speaker 3: natural attention span, making it easier to maintain high levels

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Speaker 3: of concentration without feeling overwhelmed or burnt out. By working

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Speaker 3: in these focused bursts, you can reduce the impact of distractions,

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Speaker 3: keep your mind sharp, and make conceal progress on tasks.

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Speaker 3: The Pomodoro technique not only helps you get more done

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Speaker 3: in less time, but also trains your brain to see

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Speaker 3: work as a series of really manageable tasks, turning what

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Speaker 3: might seem like a really daunting project into super actionable steps.

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Speaker 3: It's a simple, yet very powerful way to protect your

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Speaker 3: time and treat it like the valuable resource it is,

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Speaker 3: helping you stay aligned with your goals and then maximizing

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Speaker 3: your productivity. But managing time, my friend, Let's be honest,

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Speaker 3: it's just half the battle. Let's take a quick break,

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Speaker 3: and when we come back, I'll show you how to

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Speaker 3: guard your focus like a pro. Because nothing derails success

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Speaker 3: faster than distractions. Will be right back, and my friends,

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Speaker 3: we are back. Now that you know how to own

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Speaker 3: your time's time to talk focus, because distractions, they're everywhere,

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Speaker 3: and they're costing you much more than you think. According

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Speaker 3: to a study by the University of California, every single

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Speaker 3: time you get distracted, it takes it's an average of

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Speaker 3: twenty three minutes and fifteen seconds to regain focus on

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Speaker 3: your original task. That's a very valuable time loss to

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Speaker 3: unnecessary interruptions, time that you simply can't afford to waste

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Speaker 3: if you want to stay on track with your goals.

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Speaker 3: One of the biggest things that you can do to

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Speaker 3: keep yourself on track is by managing your notifications. Things

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Speaker 3: like your emails and your social media can be constant

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Speaker 3: distractions that pull you away from your priorities. I know

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Speaker 3: they do mine. By turning off non essential notifications, setting

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Speaker 3: specific times to check your emails, and creating really clear

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Speaker 3: boundaries around your work, you can protect your focus and

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Speaker 3: then maintain your productivity. Another way to protect your time

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Speaker 3: is to remember saying no to others is saying yes

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Speaker 3: to yourself. Successful people will know that every time you

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Speaker 3: say no to something that doesn't align with your goals,

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Speaker 3: you're prioritizing your own time and your own energy. It's

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Speaker 3: not about being selfish, it's about being strategic. So start

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Speaker 3: time blocking your calendar and protecting your focus. When you

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Speaker 3: protect your time, you're protecting your path to financial freedom.

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Speaker 3: Keeping on the topic of time, one very important thing

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Speaker 3: successful people know is that solely trading it for money

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Speaker 3: is a very sure fire way to limit your earning potential.

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Speaker 3: If you think the only way to make money is

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Speaker 3: by working more hours, you're cappying your potential. My friend,

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Speaker 3: time is finite, but your income it doesn't have to be.

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Speaker 3: That's why I am so wildly passionate about investing. It's

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Speaker 3: one of the best ways to make your money work

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Speaker 3: for you and create a future where your income isn't

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Speaker 3: limited by your time. Investing opens the doors to financial

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Speaker 3: freedom by allowing your assets to grow and generate returns

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Speaker 3: even when you're not actively working. Your money's making money

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Speaker 3: while you're sleeping. Your call to action here. Start exploring

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Speaker 3: ways to create income streams that aren't directly tied to

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Speaker 3: the hours that you put in. Consider investing in a

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Speaker 3: rental property, renting out items that you already own, or

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Speaker 3: creating a digital product that can sell on autopilot. If

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Speaker 3: you're offering one on one services, think about scaling up

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Speaker 3: to a group coaching program to maximize your impact without

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Speaker 3: multiplying your hours. The goal is to focus on opportunities

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Speaker 3: that grow independently, giving you more freedom and more financial security.

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Speaker 3: It's all about working smarter, not harder, and building a

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Speaker 3: financial future where your income isn't capped by the hours

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Speaker 3: that you have in a day. And finally, there is

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Speaker 3: that famous saying, you are the average of the five

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Speaker 3: people that you spend the most time with. For me,

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Speaker 3: I found that this isn't just a saying, it's actually

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Speaker 3: a very powerful truth. The people around you influence your mindset,

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Speaker 3: your habits, and ultimately your success. If you're surrounded by

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Speaker 3: people who settle for less or complain without taking action,

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Speaker 3: it's really easy to get stuck. But if you're around

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Speaker 3: go getters, their ambition and drive is going to rub

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Speaker 3: off on you. When you're around people already living a

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Speaker 3: life you'll aspire to, it normalizes those goals. Suddenly, what

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Speaker 3: seemed out of reach feels possible, even inevitable. So get

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Speaker 3: in the right rooms, join the right communities, and learn

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Speaker 3: from those who inspire you. By joining our Shees on

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Speaker 3: the Money community, you're already taking a very powerful step

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Speaker 3: towards surrounding yourself with ambitious and supportive people. You're putting

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Speaker 3: yourself in a space where financial dreams turn into actionable plans,

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Speaker 3: and where every step forward is celebrated. This was my

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Speaker 3: goal when creating this community, to build a space where

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Speaker 3: your financial journey is championed, not judged. A place where

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Speaker 3: like minded individuals lift each other up, share their wins,

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Speaker 3: and push one another to keep reaching higher. If you

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Speaker 3: aren't a member of our Facebook family yet, I'll link

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Speaker 3: it in our show notes, come join us, Come connect

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Speaker 3: with others who are just as committed to smashing their

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Speaker 3: financial goals, and let's keep the momentum going together. So,

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Speaker 3: as I wrap up today's episode, remember that building wealth

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Speaker 3: isn't just about numbers, luck or having a really high

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Speaker 3: paying job. It's about the mindset that you're able to cultivate,

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Speaker 3: the habits that you commit to and the people you

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Speaker 3: surround yourself with. You, my friends, have the power to

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Speaker 3: shift your beliefs. You're able to protect your time and

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Speaker 3: set yourself up for success by making intentional choices that

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Speaker 3: align with your goals. Thank you for joining me today.

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Speaker 3: If you love this episode, share it with someone who

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Speaker 3: might need a little nudge towards building the habits and

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Speaker 3: mindset of success. The advice shared on She's on the

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Speaker 3: Money is general in nature and does not consider your

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Speaker 3: individual circumstances. She's on the money exists purely for educational

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Speaker 3: purposes and should not be relied upon to make an

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Speaker 3: investment or financial decision. If you do choose to buy

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Speaker 3: a financial product, read the PDS TMD and obtain appropriate

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Speaker 3: financial advice tailored towards your needs. Victoria Divine and She's

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Speaker 3: on the Money are authorized representatives of money. Shirper Pty

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Speaker 3: five one two eight nine