Speaker 1: Hello, my name's Santasha Nabananga Bamblet. I'm a proud yr
Speaker 1: the Order Kerni Whoalbury and a waddery woman. And before
Speaker 1: we get started on She's on the Money podcast, I
Speaker 1: would like to acknowledge the traditional custodians of the land
Speaker 1: of which this podcast is recorded on a wondery country,
Speaker 1: acknowledging the elders, the ancestors and the next generation coming
Speaker 1: through as this podcast is about connecting, empowering, knowledge sharing
Speaker 1: and the storytelling of you to make a difference for
Speaker 1: today and lasting impact for tomorrow.
Speaker 2: Let's get into it.
Speaker 3: She's on the Money. She's on the Money.
Speaker 2: Hello, and welcome to She's on the Money, the podcast
Speaker 2: for millennials who want financial freedom. Today, my friends, it's
Speaker 2: no surprise it is Friday, which means it is time
Speaker 2: to get our little team together and celebrate you, our
Speaker 2: incredible She's on the Money community today, mister, she is
Speaker 2: going to be sharing her favorite money wins. Beck is
Speaker 2: going to be sharing her best broke tips, and we'll
Speaker 2: be helping to answer a juicy money dilemma, which this
Speaker 2: week is all about reframing your skills and getting yourself
Speaker 2: out there. We also get the opportunity to unpack something
Speaker 2: that you slid into our DMS, about which this week
Speaker 2: we're talking splitting cleaning costs after a party, which I
Speaker 2: think got a little bit spicy in our DMS.
Speaker 4: Jess, Oh it sure did.
Speaker 2: All right, let's check in with the team before we
Speaker 2: go any further. Beck, you're coming to us from the
Speaker 2: Sydney Popcast studio.
Speaker 4: You're with a girl.
Speaker 5: This is so weird.
Speaker 2: Hey, it is very strange. What are you doing in Sydney.
Speaker 2: You've got a big dog career moment.
Speaker 6: Yeah. Actually, I don't know if you know it, but
Speaker 6: I'm like rich and faith famous, so pretty much is
Speaker 6: traveling for work. No, I'm actually traveling to see my
Speaker 6: family and friends. No friends, actually just my family, and
Speaker 6: I'm kind of coming to this in the office just
Speaker 6: to meet my team some for the very first time ever.
Speaker 6: So I thought, you know, may as well just give
Speaker 6: it a go midyear, right after payday was kind of
Speaker 6: the perfect timing. But yeah, this is very strange. I
Speaker 6: kind of like it though. I kind of like it.
Speaker 2: It's actually triggering me a little bit, Jess, from when
Speaker 2: we would have to record Yeah, every single episode remotely,
Speaker 2: like I just I loved it because it was what
Speaker 2: I guess kept me going throughout COVID, being to record
Speaker 2: and hang out with you guys online. But oh my gosh,
Speaker 2: having you on riverside, which is like our online platform,
Speaker 2: you could say, for recording podcasts remotely, I'm just like, what.
Speaker 5: Got fomo?
Speaker 6: I can't even see Jess anyway. We'll bring her over.
Speaker 6: I'll bring her over.
Speaker 2: She can sit next to me and you can see her,
Speaker 2: Jess as your week being just as colorful. What have
Speaker 2: you been up to?
Speaker 4: Oh, it's been a good week. I went on a
Speaker 4: little weekend get away on the weekend. I saw that
Speaker 4: very fun, arguably.
Speaker 2: The most aesthetic weekend get away I've seen in my life.
Speaker 2: Where did you go? What did you do us?
Speaker 4: We went to Castle, Maine, which I'd never been to before.
Speaker 4: I'm working with Visit Victoria to showcase some regional little spots,
Speaker 4: which was really fun. And I got to go with
Speaker 4: my bestie and have a little girl's weekend and it
Speaker 4: was just super wholesome, Like we went antiquing and had
Speaker 4: a picnic and I fed a duck from my hand,
Speaker 4: a wild duck, a wild duck. Yes, And before anyone
Speaker 4: comes to me. I didn't feed it bread. I feeded
Speaker 4: a grape cut in half sweet would be easily digestible.
Speaker 2: I love that you know that we're at that stage
Speaker 2: where people are going to come for you for feeding
Speaker 2: the duck. Who bread? Yes, I didn't even know that
Speaker 2: was the thing, but the way you prefaced it tells
Speaker 2: me it's absolutely an issue.
Speaker 4: There is lots of discourse online, so do Okay, I
Speaker 4: did my research.
Speaker 2: Okay, thank you for feeding the duck grapes. Grapes are
Speaker 2: expensive at the moment, so that was a very big
Speaker 2: sacrifice made by you.
Speaker 4: Locally sourced organic grapes that we bought at the market
Speaker 4: as well.
Speaker 2: Okay, well, little wholesome aesthetic life over there, who is Louise,
Speaker 2: Let's get into it. Though. I really like ducks. I
Speaker 2: want a pet duck. I feel like that would be
Speaker 2: but those like what are they called, like runner ducks,
Speaker 2: like the big white ones with the orange beaks that
Speaker 2: look like Jemima puddle duckling. Yes, I need one of
Speaker 2: those ones.
Speaker 4: The market where I got the grapes, they sold chickens,
Speaker 4: and I very nearly like baby chicks because it's like
Speaker 4: a regional area and people have farms. I thought you were.
Speaker 2: About to tell me they sold picking duck. Different.
Speaker 7: No.
Speaker 4: I nearly brought home a little pet chicken, but I
Speaker 4: thought better of it, and it's restrained myself.
Speaker 2: That's very good restraint.
Speaker 4: Why didn't you buy one? Because I have two cats
Speaker 4: and I just feel like that might not work.
Speaker 2: Oh, I see you can make anything work. You can
Speaker 2: it work. I would make it work, all right, Jess.
Speaker 2: I want to know that would have been a money loss.
Speaker 2: But I want to know what our community have as
Speaker 2: your favorite money wins of the week. What have you
Speaker 2: wrapped up for us?
Speaker 4: So my first money when this week comes from a
Speaker 4: chantal who said I had my annual pay review, received
Speaker 4: a ten k per year pay rise, plus an extra
Speaker 4: week of annual leave per year. Also, I'm moving in
Speaker 4: with my partner in two weeks, so my costs will
Speaker 4: be cut in half. We've had a lot of discourse
Speaker 4: lately around the pay rise, where Victoria put a video
Speaker 4: or two on the internet and we're still getting comments.
Speaker 2: Oh my gosh. Beck and I were recording a deep
Speaker 2: dive earlier today and we were talking about that. I
Speaker 2: was like, it's a hallmark, right, like going viral. It's
Speaker 2: not just about views, it's about how many abusive comments
Speaker 2: you can collect in your comments section and your dms,
Speaker 2: of which I had a plethora.
Speaker 4: Yes, thank you for that. Lovely random people on the internet.
Speaker 2: It was literally my favorite. Like I just laugh at
Speaker 2: them like it doesn't do anything and just tells me
Speaker 2: that you're insecure, like it's true, pop off this. Thanks
Speaker 2: for the engagement.
Speaker 5: We're going to come for you for that one, here cha.
Speaker 4: My next moment comes from Grace, who said I was
Speaker 4: looking online for a new book to read, potentially spending
Speaker 4: thirty plus dollars. Then I stopped and remembered my financial goals,
Speaker 4: so I drove to the library and got three books
Speaker 4: out instead. All I paid was it dollar thirty in
Speaker 4: park money you want.
Speaker 2: That's so wholesome and also reminds me that libraries do
Speaker 2: indeed exist and I should utilize them and I don't.
Speaker 4: Someone told me, I remember how a week or two
Speaker 4: ago we were talking about how I want to learn
Speaker 4: how to sew. Someone told me libraries have maker studios
Speaker 4: where you can go in and access sewing machines, embroidery machines,
Speaker 4: things like that for free. I think it's only in
Speaker 4: larger CBD libraries primarily, but I got on Google and
Speaker 4: there's a couple in Melbourne, and I would imagine there
Speaker 4: would be a few in other states. So if you
Speaker 4: want to sew but you don't want to spend on
Speaker 4: a sewing machine.
Speaker 2: Shape, you can borrow my sewing machine.
Speaker 4: I appreciate.
Speaker 2: I was going to have Jess over Beck and I
Speaker 2: was going to teach her all of the basic skills
Speaker 2: because I actually did get this you twelve textiles, wow,
Speaker 2: because I just really wanted to bring my score down
Speaker 2: because obviously the gets get marched down. Yeah, it turns
Speaker 2: out I can actually sew wholesome sewing day at good.
Speaker 2: I think it's good, but like you're going to get
Speaker 2: what you get and you don't get upset.
Speaker 5: Or how that is very cute, very wholesome, better than
Speaker 5: where I am.
Speaker 2: I can do a kits stitch.
Speaker 4: I don't even know where that is, so you already
Speaker 4: thanks a kitoy. My next money when it comes from
Speaker 4: Lauren who said I complained about a faulty product and
Speaker 4: I got myself a refund. When ended up with one
Speaker 4: hundred dollars. It took me ages to get around to
Speaker 4: doing it, But in the end it was reasonably easy
Speaker 4: and the customer service person was really helpful.
Speaker 2: Love what else have you got?
Speaker 4: Jess from Angela, I have a money in that says
Speaker 4: I had a punctuary my tire and I went to
Speaker 4: the place around the corner from my house thinking it
Speaker 4: would be fifty bucks. Roughly they ended up fixing it
Speaker 4: for money win.
Speaker 2: I thought they were going to go the other way.
Speaker 4: That's what I thought. We always comment on how mechanics
Speaker 4: sometimes do a bit of a dodge when you're a
Speaker 4: woman in these cars.
Speaker 2: See you're broken tire. We definitely can't fix you have
Speaker 2: to buy four brand new ones. It's what I expected.
Speaker 5: Yeah, in fact, your whole engine has falled out.
Speaker 2: That's so weird.
Speaker 4: Love that. And lastly, I have a money win from
Speaker 4: Sasha who says I got this stunning vintage wooden rocking
Speaker 4: horse for free on Facebook marketplace. Me and my three
Speaker 4: year old daughter are very happy and she put in
Speaker 4: a photo and I just love it when people put
Speaker 4: photos their money. It's really cute.
Speaker 2: Please litter our money wins thread each and every single
Speaker 2: week with your photos. And if you don't have a photo,
Speaker 2: just like post a selfie or something. I'm so here for.
Speaker 4: Picture of your cat. I'd love a picture of your mouth.
Speaker 2: Yes, cat tax. I believe that's called cat tax.
Speaker 4: We love a cat. There's a group chat with me,
Speaker 4: Gabby and Victoria called pet appreciation for him, and I'm
Speaker 4: not allowed to send a text until I send a
Speaker 4: photo of my pet first.
Speaker 2: Yeah, like through chat. You need something for work, great,
Speaker 2: send a picture of your cat and then we'll address
Speaker 2: your concern.
Speaker 6: Sorry, just we're not listening. Yeah, can't he We're not
Speaker 6: listening until I see photo.
Speaker 4: I'll come hold a photo in front of the camera
Speaker 4: for you back one second.
Speaker 2: That is actually it, Like, that's actually what happens. And
Speaker 2: I'm not sorry about it. It's just how our business works.
Speaker 5: I wouldn't have it any other way personally me neither.
Speaker 2: Is that all you've got this week, Jessica, that's everything?
Speaker 2: Oh my gosh, Well you know what that means. We
Speaker 2: get to very subtly segue straight into Beck's broke tips.
Speaker 2: Oh my gosh, what have you got this week? I've
Speaker 2: got a couple this week.
Speaker 6: I feel as though something's biting you on the leg.
Speaker 6: So if I seem distracted, I'm so sorry.
Speaker 2: And Alisa get out from under the tailor.
Speaker 6: Ali through again, she's actually in my studio, not yours.
Speaker 6: Don't let the truth get in the way of a
Speaker 6: good story. Well that's what I was so shocked about,
Speaker 6: because she's not even here and.
Speaker 2: She's still biting on a leg. I don't understand all
Speaker 2: the time.
Speaker 6: Okay, So my first broke tip of this week comes
Speaker 6: from Laura, who says that they take a small bottle
Speaker 6: of water. It seems like quite a simple one, but
Speaker 6: basically you fill up your water bottle at work, which
Speaker 6: is a money win. Because I'm sorry, a broke tip. Sorry, Jess,
Speaker 6: I'm trying to ste your job again.
Speaker 5: It is a broke tip.
Speaker 6: Because it doesn't seem first of all, it's great for
Speaker 6: the environment, and it doesn't seem like it costs a
Speaker 6: lot of money. But a dollar two dollars, three dollars
Speaker 6: for a bottle of water. Every time you're, like, you know,
Speaker 6: out and about, or you're on the road, or you're
Speaker 6: going to work, it adds up. It's bad for the environment.
Speaker 6: Just take yourself a reusable bottle of water and you'll
Speaker 6: save so much money in the long run and the environment.
Speaker 6: Single use plastic is so twenty twenty three January.
Speaker 4: Okay.
Speaker 6: The next broke tip for this week is from Amy,
Speaker 6: who says that in the winter, whenever she cooks something,
Speaker 6: she leaves the oven door slightly open or cracked all
Speaker 6: the way open after she's finished cooking, because then it
Speaker 6: warms up the whole kitchen. Maybe even if you have
Speaker 6: an open plan living area, you'll.
Speaker 2: Heat up the whole loud room, the whole kitchen cold.
Speaker 5: Dim very great idea. Don't even chuck the heater on.
Speaker 5: You just open up your oven when you're done, so
Speaker 5: you cook your dinner. You got a dinner there, and
Speaker 5: you open up the oven, you heat the whole place.
Speaker 6: That's a great idea, that's very intelligent. I genuinely never
Speaker 6: would have thought about that. And I literally in the
Speaker 6: winter sometimes stand in front of my oven with my
Speaker 6: hands over the top of it because I'm cold. So
Speaker 6: clearly I have been using it as a source of
Speaker 6: heat for not just food, but I never would have
Speaker 6: dragged it out into actually being I guess responsible.
Speaker 4: Very smart, just been mindful of small children and pet please.
Speaker 5: Ah, that's very true.
Speaker 6: Yes, that's a really good caveat use safety first goal.
Speaker 6: I do not even think about that unofficial you know.
Speaker 2: What, I reckon jair Spec When she was at primary school,
Speaker 2: she was that kid who dabbed on all the other
Speaker 2: kids for not wearing their hats at recess.
Speaker 4: I was not, but I definitely was a bit of
Speaker 4: a teachers pet.
Speaker 5: I'm not shocked by that. I've got to be honest.
Speaker 6: I don't think anybody I'm not shocked, but yeah, no,
Speaker 6: it feels like a big waist of hot air if
Speaker 6: you're just closing the Ovens Street after you don't. But anyway,
Speaker 6: so my personal brute tip for this week. Honestly, it's
Speaker 6: not gonna be changing the world. It's not groundbreaking, but
Speaker 6: I basically just wanted to talk about how sometimes when
Speaker 6: I literally have like eleven dollars left to last me
Speaker 6: the week and I've got to pay for food, food
Speaker 6: is my main priority. If anyone wants me to pay
Speaker 6: them back for dinner, or if EastLink come at me
Speaker 6: with a toll invoice, I'm sorry, I just I'm not.
Speaker 5: I'm not doing that right now. But what I will
Speaker 5: tell you is that.
Speaker 6: A cheap way to kind of make your money last,
Speaker 6: or you know, get as much food as you can
Speaker 6: for a very little amount of money. I would say,
Speaker 6: obviously home brand white bread that is about a dollar.
Speaker 2: Beck, you have used this on the podcast. I was
Speaker 2: going to say, you cannot tell me that you're going
Speaker 2: to make sandwiches because you got sorry white bread?
Speaker 4: All right? Gotchak?
Speaker 5: Did I say something about sandwich?
Speaker 2: I thought she was like full broke tipping her broke
Speaker 2: tips by reusing a broke tip.
Speaker 4: Yeah, definitely. I feel like was that maybe the first one.
Speaker 4: We've definitely had.
Speaker 2: The sandwiches and you can make toast. Where are you
Speaker 2: going with this?
Speaker 4: Beck?
Speaker 5: No, this one wasn't about sandwiches. This is like more
Speaker 5: of a list.
Speaker 2: A grocery right a, right, Sorry, Sorry, I didn't mean
Speaker 2: you are sorry.
Speaker 4: That's it.
Speaker 2: I might actually be reusing it now. I want to
Speaker 2: hear it. I'll savage it when you're done, let me
Speaker 2: know it.
Speaker 6: If this sounds too familiar. And then I was going
Speaker 6: to say everything's homebrand. Let's always as humor and say
Speaker 6: I'm using home brand. Yeah, bag of white rice one kilogram.
Speaker 6: If you do have capacity, get one of those ten
Speaker 6: kilogram ones will lasts you a long time. I'm also
Speaker 6: saying bassa fill it. It's a very cheap, very delicious,
Speaker 6: very nutritional piece of white fish. It's like often six
Speaker 6: dollars a kilo if you get one two three fillts
Speaker 6: that if you cut the fillin in half, I'm saying,
Speaker 6: you're gonna be hungry all week. But that very cheap
Speaker 6: fish that is also filling, also tasty, also good for you,
Speaker 6: will last you the week, and it will not cost
Speaker 6: you that much money.
Speaker 2: That's really smart. And bassa when it's frozen is even cheaper,
Speaker 2: and ye's still good when you defrust it.
Speaker 6: Yes, don't ask me why it's cheap. I don't want
Speaker 6: to know why it's cheap. But it is so cheap
Speaker 6: all the time. I don't think it's even gone up
Speaker 6: in price since I was a baby.
Speaker 2: Let's not even question that. No people in our DMS,
Speaker 2: they can worry about that.
Speaker 4: I don't want to hear why the fish is cheap.
Speaker 2: I don't want to don't yuck. Sometimes we're asking for feedback,
Speaker 2: sometimes we're not. This time, we're not guarantee people still like.
Speaker 2: I know you said you didn't want to know, but
Speaker 2: I just know.
Speaker 4: It's going to be that gives me the heavy genies
Speaker 4: and keeps me up at night.
Speaker 5: So you will ruin fish. You will, and you'll also
Speaker 5: ruin my budget for the week. So and but.
Speaker 6: Then the next thing was going to be literally just
Speaker 6: like the biggest bag of frozen veggies you can get.
Speaker 6: This is I'm only talking about if you're like a
Speaker 6: single person.
Speaker 2: What because single people they're the only ones that eat
Speaker 2: frozen vegetables. Back oh that too.
Speaker 6: But also if your child's like, you know, the only
Speaker 6: thing they eat is nuggets, Like, I'm not condoning that
Speaker 6: at all, but you can honestly buy big, giant home
Speaker 6: brand bags of frozen nuggets.
Speaker 5: Just everything frozen. Frozen is cheap. I don't you know.
Speaker 5: There's obviously reasons why it's cheap. It's probably not the
Speaker 5: best for you, but frozen is cheap.
Speaker 6: Bassa phil, it's cheap white rice, get all the home
Speaker 6: brand cheap you know, things that you know, anything that's
Speaker 6: feeling you just want to survive is what I'm trying
Speaker 6: to say.
Speaker 2: You just which is a really good tip when you
Speaker 2: say your child will only eat frozen nuggets. So you're
Speaker 2: talking about our co host jessicot Rici, Yes, yeah, that's
Speaker 2: what I thought. Can I bandwagon onto this broke tip section?
Speaker 2: Because I actually have a really cheap recipe. But do
Speaker 2: you know what I will put in the newsletter for today.
Speaker 2: It will be my unsolicited recommendation because you didn't ask
Speaker 2: for Victoria's broke tip, but you're getting it, And that
Speaker 2: is a recipe for dull. Dull is one of my
Speaker 2: favorite foods because it is just so tasty. It's basically
Speaker 2: like an Indian style curry that is made with lentils,
Speaker 2: and if you buy dried lentils, they are honestly cheap
Speaker 2: as chips, and it can be so well seasoned and
Speaker 2: you can have that with bread, You could have it
Speaker 2: with some rice, you could have it with some frozen
Speaker 2: mashed potato into the Irish squacamole like.
Speaker 4: Irish Irish coca mole.
Speaker 2: What what is it not Irish squacamole.
Speaker 4: Oh my god, that's the funniest thing I've ever heard.
Speaker 4: I've never heard.
Speaker 2: Do you know what that tells me? Beck I didn't
Speaker 2: read it, doesn't read my newsletters.
Speaker 4: I haven't heard you say it before.
Speaker 2: Yeah, well, if Irish gotam olt mashed potato. Anyway, moving on,
Speaker 2: a dahl is such an easy recipe to make, and
Speaker 2: you can scale it up and down for very cheap.
Speaker 2: I'm pretty sure a recipe of dahl each serve is
Speaker 2: less than fifty cents. As you guys know if you
Speaker 2: read my newsletter each and every single time I put
Speaker 2: a recipe in, I like, literally do all of the
Speaker 2: breakdown of the ingredients, how much it'll cost. Last week,
Speaker 2: when I recommended muffins that they're collect, I broke down
Speaker 2: what it would cost you at Cole's and it will
Speaker 2: lose because like I was like, well, what if you
Speaker 2: shop at a different place, You're can need these like you're
Speaker 2: going to need this information. And then I didn't want
Speaker 2: people to cut me off and be like, you didn't
Speaker 2: account for the cinnamon, And so guess.
Speaker 4: What I didn't Just you didn't.
Speaker 2: Yeah, I calculated how much cinnamon I used that It
Speaker 2: was zero point four cents oh word for cinnamon in
Speaker 2: my muffins last week. But you best believe I accounted
Speaker 2: for that, because I swear every time I cook something
Speaker 2: on the internet and I'm like, oh, yep, it's just
Speaker 2: a quick three ingredients this they're like, you didn't account
Speaker 2: from the spices, and the spices they're for the privileged.
Speaker 2: I'm like that bowl, that bowl you had to buy
Speaker 2: the bowl. Oh you used muffin liners with your muffins.
Speaker 2: That wasn't accounted to sit down.
Speaker 4: Okay, well, we try theero point four cents of cinnamon
Speaker 4: into our.
Speaker 2: Budget for that and we are all having at some
Speaker 2: point in the next week. Victoria's recipe for Dahl McCarney
Speaker 2: because it's basically like a buttered chicken style dull. So
Speaker 2: it tastes like buttered chicken, but there's no chicken because
Speaker 2: that's not what I would put in my recipe. And
Speaker 2: it's cheap as chips, and it tastes really good and
Speaker 2: you can have it with rice, and it's honestly a
Speaker 2: ten out of ten meal. I say it's Victoria's dahlma
Speaker 2: carney recipe because I know that good Dahl McCarney recipes exist.
Speaker 2: This isn't it cany it. It's my budget hacked up
Speaker 2: even cheaper version.
Speaker 4: Amazing.
Speaker 5: I love that. I love that Tudka.
Speaker 6: Anyway, you're the only person on the team that's allowed
Speaker 6: to make that joke.
Speaker 5: I am. I am no joke. I'll make you a
Speaker 5: dumb tudga one.
Speaker 2: Day, thank you. I'm in for it all right with that,
Speaker 2: let's go to a really quick break. On the flip side,
Speaker 2: we're going to be talking about reframing your skills to
Speaker 2: get yourself out there, and a spicy topic that has
Speaker 2: been blowing up our dms this week about splitting cleaning
Speaker 2: costs after you host a party so guys don't go anywhere.
Speaker 4: Welcome back, everybody. Let's listen to this week's money dilemma.
Speaker 7: Hi, love Lies, I'm hoping you can help me. I
Speaker 7: have five K in credit card debt that I want cleared,
Speaker 7: but I'm struggling to make any progress on my eighty
Speaker 7: three K salary due to all the cost of living
Speaker 7: increases and constantly increasing mortgage repayments. I know I need
Speaker 7: a second income stream, but am at a loss what
Speaker 7: to do? Do you have any suggestions on side hustles
Speaker 7: for a personal assistant slash admin professional. I have twenty
Speaker 7: years experience and am very good at my job, but
Speaker 7: for some reason, I lose all confidence in myself when
Speaker 7: I think about what skills I have to offer and
Speaker 7: whether anyone out there would hire me. Any advice would
Speaker 7: be greatly appreciated.
Speaker 2: Oh my gosh, I want to hugue you.
Speaker 4: That makes my heart sad that you're doubting yourself and
Speaker 4: your skills, and you've obviously got so many years of
Speaker 4: experience behind you. And to be quite frank, lots of
Speaker 4: people with zero experience are making what's money on the internet.
Speaker 4: So if they can do it, so can you.
Speaker 2: Yeah. Like, that's basically the entire segment. Thank you for coming.
Speaker 2: Like there is a quote, and it's not a nice quote,
Speaker 2: but we're going to put it on the podcast anyway.
Speaker 2: There are dumber people doing smarter things than you are. Yeah,
Speaker 2: there go literally and it always motivates me. I'm like, yeah,
Speaker 2: you're right, there's no reason why I couldn't do anything
Speaker 2: that I'm putting my mind to because I feel like
Speaker 2: so many of the skills the employers look for are
Speaker 2: not something that is I guess as measurable as I
Speaker 2: guess a technical skill. So like, I want you to
Speaker 2: be on time, I want you to be polite, I
Speaker 2: want you to be kind, I want you to have
Speaker 2: a really high attention to detail. None of those things
Speaker 2: come from your level of intelligence, but more from your
Speaker 2: ability to apply yourself. And I feel like this is
Speaker 2: the theme of the week, so I'm going to repeat
Speaker 2: it again because I basically want to drill it into
Speaker 2: everybody's brains. But Beck and I were recording earlier this
Speaker 2: week a deep dive, and I said it on there,
Speaker 2: so we're going to say it again. That will come
Speaker 2: out in a couple of weeks and it will make
Speaker 2: sense to you. But having a low opinion of yourself
Speaker 2: is not humble. It is actually self destruction. And I
Speaker 2: think that by reframing our thoughts, you could change yourself
Speaker 2: into anyone you want to be. You stay at home, mum, Jess, great,
Speaker 2: you're out of the workforce for twenty years. You're probably
Speaker 2: looking at that going far out. I have no tangible skills.
Speaker 2: Your project management skills illite. Your time management, oh my gosh, amazing.
Speaker 2: You can manage multiple priorities. That's fantastic. There are so
Speaker 2: many things that you do that you need to be
Speaker 2: able to see to get other people to see. And
Speaker 2: if you can't see your own value, it clouds the
Speaker 2: value that other people able to see in you. So
Speaker 2: it is really at your own detriment if you're not
Speaker 2: seeing yourself as valuable, because I promise you are. Like,
Speaker 2: reframing things is so important, But sitting down and going well,
Speaker 2: what do I do and your job description might be
Speaker 2: a little bit helpful, but I guarantee it's not about
Speaker 2: what's on the list. It's about the things that go
Speaker 2: beyond that that are the selling points, right Like Jess,
Speaker 2: for example, if I take your job descriptions for Partnerships
Speaker 2: manager at She's on the money. There are all these
Speaker 2: tick boxes. But if you then flipped it and said, Victoria,
Speaker 2: what do you like about what I do it, she's
Speaker 2: on the money you already know.
Speaker 4: But tell me anyway, absolutely, but.
Speaker 2: It's not that you fulfill your job description. It's that
Speaker 2: you're a client human and that our clients really like
Speaker 2: interacting with you. And you've got the ability to manage
Speaker 2: multiple priorities and still maintain a hit about you. There
Speaker 2: are so many different things that to me are really
Speaker 2: important and the reason you have the job, yeah, you
Speaker 2: do the job like that's you know, let's say a
Speaker 2: hygiene factor. But I think to be able to see
Speaker 2: these things about yourself, that's when you are able to
Speaker 2: reframe your skills and put yourself out there a bit more.
Speaker 2: And I guess you know there are those silly quotes
Speaker 2: where you know, sillier people are doing smarter things like yes,
Speaker 2: because do you know what silly people have audacity?
Speaker 4: Yeah, for sure.
Speaker 2: In a while, I'm gonna throw my own dad under
Speaker 2: the bus literally right now, guys, Dad, I love you.
Speaker 2: But this is just a really good example. Guys.
Speaker 6: Look at this screenshot of a text message that my
Speaker 6: dad sent inspirational messages from eric device today.
Speaker 2: It's a picture of an old guy. It's a painting,
Speaker 2: and it says on it, when you're dead, you know
Speaker 2: that you're dead. The pain it's felt by others. The
Speaker 2: same thing happens when you're stupid.
Speaker 4: Oh my gosh, Dad, that's a very dad esque But
Speaker 4: it's I'm not calling anybody stupid.
Speaker 2: I just think it's all about reframing like, you're a
Speaker 2: smart human being and we need to see ourselves as such.
Speaker 2: Like you have so much value I promise you do
Speaker 2: at the end of the day. Like you genuinely are
Speaker 2: smarter than most people that do your job because you've
Speaker 2: been doing it for so long and there's so much
Speaker 2: value in that as well. You've seen the peaks and
Speaker 2: the truughs of your industry. You have experienced lots of
Speaker 2: different challenging circumstances. You've probably had to manage multiple priorities.
Speaker 2: You've probably had to go through a lot to get
Speaker 2: where you are today, and I think it's just so
Speaker 2: important to be able to point that out. I think
Speaker 2: from my perspective, that feels like a lot to swallow.
Speaker 2: So if I were you, and that's what my ultimate
Speaker 2: goal was to, I guess, put myself out there and
Speaker 2: get more work and you know, change things, I would
Speaker 2: actually start with so fluffy, but a little bit of
Speaker 2: self work, Like how don't you sit down and talk
Speaker 2: to yourself about this, Like write a list of the
Speaker 2: things that you think you're good at. Like you can
Speaker 2: burn the list later because you might be embarrassed of
Speaker 2: all things that you're writing down because you're like, oh
Speaker 2: my gosh, I feel like I've got so many tickets
Speaker 2: for myself by writing this. But write a list of
Speaker 2: the things that you're good at. Are you good at communicating?
Speaker 2: Are you really good at project management and time management?
Speaker 2: Are you really good at, you know, maybe whipping together
Speaker 2: in Excel spreadsheet. It depends on who you are and
Speaker 2: what you do. But write down all of those things
Speaker 2: so that you can see them. Because the more you
Speaker 2: believe in yourself, the easier it is for other people
Speaker 2: to buy into that belief.
Speaker 4: Yeah, for sure.
Speaker 2: What are the tips and tricks have you guys got?
Speaker 4: I would say, just to her question about what side
Speaker 4: hustle she could do that were kind of admin based
Speaker 4: or focused, I would suggest getting on platforms like fiver
Speaker 4: or air tasker, because you can pick up really simple
Speaker 4: once off tasks. I think, especially if you're just starting
Speaker 4: to side hustle and you're fitting it in around a
Speaker 4: full time job, it can be tricky to juggle priorities,
Speaker 4: especially when you've got other just life general things that
Speaker 4: you have to attend to. So taking on once off
Speaker 4: jobs here and there when you've got the time and
Speaker 4: the capacity is a really straightforward way to kind of
Speaker 4: make it work for you. And those platforms are really great.
Speaker 4: Like I remember once someone had paid me five bucks
Speaker 4: to save something to a PDF, like there is some
Speaker 4: no they didn't like, you know, And if you have
Speaker 4: any skills like video editing, I've done a lot of
Speaker 4: just like thank you ble no, but it's you know,
Speaker 4: people who need just a video cut together, and it's
Speaker 4: a really straightforward thing if you've got the skill set
Speaker 4: or lots of times there'll be people who just need
Speaker 4: a little bit of assistance with maybe some admin management,
Speaker 4: some email management, templating for resumes and copywriting very frequently
Speaker 4: asked for, so you can pick up once off jobs
Speaker 4: and then maybe once you build a bit of momentum
Speaker 4: up you can offer it as a niche skill. Maybe
Speaker 4: you set up a website, but obviously that's a bit
Speaker 4: more investment and time. So getting on platforms that already
Speaker 4: exist makes it easy. You can pick and choose what
Speaker 4: you do. You can build up a bit of an
Speaker 4: existing client base and some recommendations, and then down the
Speaker 4: track if you want to do more, you can kind
Speaker 4: of leverage off of that.
Speaker 2: Yeah, and you can kind of price yourself cheaper at
Speaker 2: the start to get some reviews, and as you get
Speaker 2: better and better reviews, you can increase your process because
Speaker 2: you become a trusted member of that platform. Like so
Speaker 2: many times I'll be like, oh, they're charging X for
Speaker 2: that and they have no reviews. No, But if you
Speaker 2: get a few reviews behind you, you're more likely to
Speaker 2: get that momentum in I guess picking up clients, and
Speaker 2: it's a very smart way of I guess side hustling
Speaker 2: and bringing in a little bit of extra income and
Speaker 2: also It can build your confidence as well, because if
Speaker 2: you price yourself at a point where you go, yeah,
Speaker 2: I know that job is providing value to somebody else.
Speaker 2: I'm getting a little bit of income from it. It's
Speaker 2: going to give me a really good review. They give
Speaker 2: you a review. You're increasing your confidence and wow, like
Speaker 2: I can do that.
Speaker 6: I'm going to charge five dollars more, and over time
Speaker 6: that compounds and then you're charging exactly what every other
Speaker 6: freelancer would and you're feeling confident about it.
Speaker 2: So I think that that's really smart.
Speaker 4: Beck.
Speaker 2: Where would you start? What would you do?
Speaker 6: Yeah, that's a really tough one and such a struggle
Speaker 6: that I feel like everyone you know a lot, well
Speaker 6: not everyone, but I feel like a lot of people
Speaker 6: can relate to right now. And it's very sad that
Speaker 6: that's the situation, having to, you know, take more time
Speaker 6: out of your regular life that you want to live
Speaker 6: because you can't afford to pay for mortgage or rental
Speaker 6: or whatever the case may be. But honestly, I would
Speaker 6: just say hang in there. It's really really poor advice,
Speaker 6: Like I don't have advice on how to start a
Speaker 6: side hustle and kind of like get back into an
Speaker 6: industry or into an industry, but I just as.
Speaker 5: A little confidence boost. You can do this, and you.
Speaker 6: Got this, and it's really, really, really sucks, and I'm
Speaker 6: proud of you for being like, you know, I will
Speaker 6: just get a side hustle and you know that it's
Speaker 6: going to take a lot a chunk out of your
Speaker 6: free spare time. But proud of you if you're doing that.
Speaker 6: And I think that hopefully eventually everything will be okay.
Speaker 5: I'm sorry, that's very useless.
Speaker 2: Good pep talk back. I think that that hits the
Speaker 2: nail on the head. I think just getting started, just
Speaker 2: try it out, just try it out. I mean, at
Speaker 2: the end of the day, I feel like you're right back.
Speaker 2: Lots of people in our community are struggling with paying
Speaker 2: their mortgage, the spiraling cost of living, and I think,
Speaker 2: just put yourself out there, like you're clearly a well articulated,
Speaker 2: smart person and I can tell that just from a
Speaker 2: voicemail you left us, so I have no doubt that
Speaker 2: your clients would be really happy to hear from you.
Speaker 2: It's honestly, it's about confidence.
Speaker 6: Hopefully someone reaches out after listening to this and be like, hey,
Speaker 6: I've got this little thing that you can do or
Speaker 6: you know, I agree.
Speaker 2: All right, speaking of a little thing you can do.
Speaker 2: We had a community dilemma this week that was a
Speaker 2: little bit spicy and very one sided when it came
Speaker 2: to the responses from our community, which I thought was
Speaker 2: really funny because twenty percent of you said yes to
Speaker 2: this and eighty percent said absolutely not. So here is
Speaker 2: our community dilemma. This week. We got a message and
Speaker 2: it sounded a little like this, Hey, girls, I really
Speaker 2: need your opinion. My friend had a big group of
Speaker 2: girls over to her house for drinks on the weekend.
Speaker 2: There were about fifteen to twenty of us, which was
Speaker 2: super fun. However, she's now messaged everyone asking us to
Speaker 2: transfer her money in brackets immediately to help hire a
Speaker 2: professional to clean her house. She said that there were
Speaker 2: drinks built on the carpet and in the kitchen, and
Speaker 2: that the living area and the bathroom are now really
Speaker 2: dirty and she felt like we didn't respect her space.
Speaker 2: I don't think I should have to pay, as it
Speaker 2: was her choice to host us all knowing the consequences
Speaker 2: of the house getting dirty, and I low key feel
Speaker 2: like she's using this to get a free house clean
Speaker 2: it's not really in my budget for this week to
Speaker 2: pay her, but a lot of my friends have said
Speaker 2: they're happy to transfer. And now I feel like I'm
Speaker 2: being the bad guy. What do I do? How do
Speaker 2: I say I would rather not without making this friendship awkward?
Speaker 2: Vacon Jess, what are your thoughts? What happens if I
Speaker 2: hosted a little house party and then sent you a
Speaker 2: message after and said, hey, Jess, ho bet, can you
Speaker 2: please transfer me thirty bucks because you used my house
Speaker 2: and now it's messy, and yeah, I would like to
Speaker 2: hire a professional cleaner instead of cleaning it myself.
Speaker 6: This is really a tough one because if there is
Speaker 6: genuine like red wine stains on a white rug or
Speaker 6: something in like someone just like really came in and
Speaker 6: didn't respect your house and like broke some glasses and
Speaker 6: did all this stuff, like really destroyed it, or several people,
Speaker 6: I guess it's hard to kind of narrow down who
Speaker 6: the person was or the people were that kind of
Speaker 6: did this, But.
Speaker 5: It still feels a bit like not Okay, I don't know,
Speaker 5: I don't know.
Speaker 6: I guess if they just came in and made a mess,
Speaker 6: a regular, normal mess, one that you might find after
Speaker 6: any gathero or house party or whatever, then definitely don't
Speaker 6: pay for that, just clean it. I don't know, it
Speaker 6: does get a little bit complicated if there's like real
Speaker 6: stains on, like really expensive furniture and things.
Speaker 4: I just feel like if I went to a party
Speaker 4: and I was respectful of the space and I did
Speaker 4: all the right things, and then someone expected me to
Speaker 4: cover someone else's damage, I'd be pissed off. Like if
Speaker 4: you're like, if if one person in the group got
Speaker 4: real messy, really drunk.
Speaker 2: You need to take it up with them.
Speaker 4: Yeah, do you know what I mean? And as Beck said,
Speaker 4: I know that it's hard to narrow it down, but
Speaker 4: I would kind of being well, if I did all
Speaker 4: of the right things, why on earth should I be
Speaker 4: held responsible for the actions of somebody else? And I
Speaker 4: feel like from what she said, you know, mess in
Speaker 4: the bathroom, mess in the kitchen, that is a very
Speaker 4: standard thing if you're hosting, you know, an evening where
Speaker 4: people are perhaps partaking in a beverage, a bee or yeah,
Speaker 4: you know, stuff spilled on the carpet is another thing.
Speaker 4: But I also think that there are ways to clean
Speaker 4: that as well, Like have you said, hey, like have
Speaker 4: you just tried cleaning it? Have you, Stane rub Have
Speaker 4: you maybe messaged the group and said, hey, guys, like
Speaker 4: someone spilled something on the floor, did anyone have any
Speaker 4: ideas on how I could clean it? Maybe someone you
Speaker 4: would hope if they're good people, would they someone would say, oh,
Speaker 4: it was me, I'm so sorry, let me help you.
Speaker 4: I can pay for it. Like, I just don't think
Speaker 4: it's reasonable to put that expectation on everybody unless everyone
Speaker 4: was going crazy and as Beck said, like absolutely trashing
Speaker 4: the place. But in that case, why would you kind
Speaker 4: of host to begin with? I don't know. I don't
Speaker 4: want a victim blame here, but I just think that
Speaker 4: there's probably better ways to go around it than just
Speaker 4: immediately saying, hey, everybody, you have to put in for
Speaker 4: this expect that you didn't expect, when on some level,
Speaker 4: cleanup is an expected part of hosting.
Speaker 2: I feel icky about this one because obviously it's an
Speaker 2: unexpected cost that if I hosted a house party and
Speaker 2: then you messed up my house, I think it's on me,
Speaker 2: not on you. But also, what friends are you having over?
Speaker 2: Did you know that they would act like this?
Speaker 1: Like?
Speaker 2: Yeah, I have a fair few different friends from lots
Speaker 2: of different walks of life, and there are a few
Speaker 2: friends that I would be like, absolutely not are they
Speaker 2: coming to my house to have a house party, because
Speaker 2: they will trash this place if they, you know, have
Speaker 2: a few too many bevrashiash And by me offering to
Speaker 2: host them, I'm opening myself up to that risk. And
Speaker 2: if you don't want to host, and you don't want
Speaker 2: to have your house essentially trashed, one, why you're hosting
Speaker 2: a party where that could get so out of hand,
Speaker 2: Like maybe don't offer.
Speaker 4: Your space to do that, or maybe call out the behavior,
Speaker 4: like if someone's being out that was really really truc
Speaker 4: and they're there and you're like, oh my gosh, I
Speaker 4: can see things happening. I can see that you're going crazy.
Speaker 4: Maybe just nicely says them, Hey, can I get you
Speaker 4: a cab to get you home? Like I'm just a
Speaker 4: bit worried about you, or I just think maybe you
Speaker 4: need to sleep it off. Can I organize a lift
Speaker 4: for you or help you get home in some way?
Speaker 2: I totally agree with you. I also feel like the
Speaker 2: way this read to me was like fifteen to twenty people,
Speaker 2: that's a pretty well sized house party, Like you were
Speaker 2: planning on having a house party where everyone was drinking.
Speaker 2: I'm assuming it wasn't like a quaint dinner party where
Speaker 2: we're all sitting around the table having out bevraginos with
Speaker 2: a like cheese platter right like by the way she
Speaker 2: was like, oh, there was like drinks on the carpet
Speaker 2: in the kitchen, in the living area and the bathroom,
Speaker 2: Like yeah, I don't know what type of like dinner
Speaker 2: party or a house party you're having where the bathroom
Speaker 2: gets absolutely filthy, Like I've never had that. And as
Speaker 2: you know, Beck and Jess note, I love entertaining, like
Speaker 2: I love having people over, and I feel like everyone's
Speaker 2: always respected my space, like I've never been like yeah,
Speaker 2: in the bathroom's disgusting, Like what are you doing in
Speaker 2: the bathroom of somebody else house to make it disgusting?
Speaker 2: So I feel like you kind of do open yourself
Speaker 2: up to that. Again, if it was completely out of hand,
Speaker 2: I think approaching it in the same way that you
Speaker 2: did Jess, where you're like, maybe you should take the
Speaker 2: conversation to the group, not make the decision, and then
Speaker 2: go by the way you owe me money Because if
Speaker 2: you're young, it's very unlikely that having the amount of
Speaker 2: money in your bank account to share in a professional
Speaker 2: cleaner is a fair assumption. Like, you're probably having house
Speaker 2: parties because if you're anything like young Victoria, you had
Speaker 2: a house parties because you couldn't afford to go out.
Speaker 8: Yeah, Like, if you're over at my house, it's usually
Speaker 8: a budget decision, Jess, Yeah, for sure, Like it's not Yeah,
Speaker 8: Like I mean, I also love having people over for
Speaker 8: dinner parties, but it's if we're having house party.
Speaker 2: It's because it's way too expensive to like go to
Speaker 2: a venue per se. Anyway, do we have any thoughts
Speaker 2: before we go to what the community said?
Speaker 4: No, I want to hear what everybody else had to say,
Speaker 4: because we've all been very one sided.
Speaker 2: Yeah. So that eighty twenty split that I dropped before
Speaker 2: that was to the question do you think it's reasonable
Speaker 2: for the host to ask people to transfer her Twenty
Speaker 2: percent said yes, eighty percent of you said no.
Speaker 4: Yeap.
Speaker 2: We asked, whose responsibility is it to pay for the cleaning?
Speaker 2: A ninety one percent of you said the person who
Speaker 2: hosted the drinks agreed. Then we asked, if you were
Speaker 2: in this situation, would you be happy to pay, twenty
Speaker 2: four percent of you said yeah, and seventy six percent
Speaker 2: of you said no, absolutely not.
Speaker 4: Twenty four percent of you are better people than I am.
Speaker 4: Just to be like get in the bin, I'd be like,
Speaker 4: I'll come and scrub on my hands and knees and
Speaker 4: help you.
Speaker 2: But if I would actually offered them, if I like,
Speaker 2: help you clean up, I don't want to pay. Yeah,
Speaker 2: Like if that happened in a group chat and they
Speaker 2: were like, hey, the house is literally a bomb site.
Speaker 2: It's so much worse than i'd ever anticipated. Is anyone
Speaker 2: free to help me? I'll be there. That was jop
Speaker 2: me to bring my dyson. I've got a dyson. Yeah,
Speaker 2: really like showing it off, like I'll be there. I
Speaker 2: have done that for friends in the past where they're
Speaker 2: like moving into a house and it wasn't as clean
Speaker 2: as they thought it was going to be, And I
Speaker 2: was like, oh, I got your girl. I'm really good
Speaker 2: with a toothbrush.
Speaker 4: You took the toilet seed off. I remember that.
Speaker 2: Yes, I'm very good at that. Anyway, moving forward to
Speaker 2: what the community said, someone said, ask for picks of
Speaker 2: the mess and offer to help her clean, which rank
Speaker 2: is good? Someone said I've hosted parties and had plenty
Speaker 2: of mess to clean up. That's the risk you're taking
Speaker 2: when you decide to host. Someone said, if it's a
Speaker 2: really reasonable amount, I don't see the issue in paying.
Speaker 2: Demanding it, though, is not an okay thing to do.
Speaker 2: Someone said, I've had parties and accepted cleanup is just
Speaker 2: a part of it. My friends helped tardy on the
Speaker 2: night of though, after a finished partying, which was more
Speaker 2: than enough help.
Speaker 4: Yeah, my friends do that too.
Speaker 6: I feel like I would never leave somebody's home without
Speaker 6: being like, oh, let me help stuck the dishwasher, let
Speaker 6: me like wipe down the venture. Like, I don't know,
Speaker 6: maybe we're just different people cut from it.
Speaker 4: I mean again, maybe if you're trashed, like I'm thinking
Speaker 4: back to like nineteen twenty, when you're like stumbling out
Speaker 4: of a house party and you don't know, yeah, you
Speaker 4: know you're an Arthur or a Martha. But like, it's
Speaker 4: one of those things where I think that if that's
Speaker 4: the case, again, there's just a nicer way to go
Speaker 4: about it like this, it feels very aggressive.
Speaker 2: It does feel aggressive. Yeah, Someone said, if you're hosting
Speaker 2: and then expecting any type of compensation, you need to
Speaker 2: be clear to everybody before you invite them and they
Speaker 2: turn up to your house.
Speaker 6: Yep.
Speaker 2: A few other people said, no way host pays. Someone
Speaker 2: else said it sounds like the guests were completely disrespectful
Speaker 2: to warrant a cleaning, which is totally fair. Girl, that
Speaker 2: friend needs to pull their head in, is what someone
Speaker 2: else is to. Honestly, if you're disrespecting someone's space when
Speaker 2: you go into it, what are you doing? Like I
Speaker 2: get getting really drunk, but like drunk me, Yeah, she's
Speaker 2: not messing up your house.
Speaker 6: I've never been so drunk that I've forgotten all my
Speaker 6: morals and no, yeah, like I would definitely still be
Speaker 6: cleaning up after myself. Well, if it's a house party,
Speaker 6: I certainly bounce, but yeah, I would never be, you know,
Speaker 6: trying to disrespect someone's space.
Speaker 2: I get that. And someone else said, if I was
Speaker 2: the one who spelled alcohol in a carp I would
Speaker 2: one hundred percent offer to pay for cleaning the carpet.
Speaker 2: And I guess that goes the flip way where it's like,
Speaker 2: if you know that that person is the one that's
Speaker 2: spilled the red wine, I feel like that's who you
Speaker 2: should be having a chat to not necessarily Jess and Beck,
Speaker 2: who were very respectful of your space and didn't do
Speaker 2: anything and were therefore like going to be a bit like, oh,
Speaker 2: I don't want to come to your next house party.
Speaker 2: That was a really awkward, weird situation, Like, yeah, I'd
Speaker 2: prefer to not be involved next time, like which I
Speaker 2: think would be a fair outcome, Like if I bill
Speaker 2: you after coming to my house party, you're gonna be
Speaker 2: like come back and not coming back. Let's probably end
Speaker 2: it there, because I feel like this is a done
Speaker 2: and dusted topic.
Speaker 4: Everyone seems to be an agreement.
Speaker 2: In agreement, but also a bit like we needed more context.
Speaker 2: In more context, I don't know. Between fifteen to twenty people,
Speaker 2: is it five bucks per head or is it fifty
Speaker 2: dollars per yere?
Speaker 4: I don't know. She's a person. A professional clean would
Speaker 4: run you between one hundred and fifty and three hundred dollars,
Speaker 4: I would say for an average like carpet clean, depending
Speaker 4: on the space.
Speaker 2: It would be such a good star hustle.
Speaker 4: It would be a really good side hustle. There, you
Speaker 4: got one away for later the person who read it earlier.
Speaker 2: Yeah, Junior, so cleanup after your party for three hundred bucks.
Speaker 4: Absolutely money win.
Speaker 2: All right, that is me. I am done. I'm going
Speaker 2: to spend the weekend planning my new side hustles. Guys,
Speaker 2: we hope you have the best weekend ever and we'll
Speaker 2: see you for a money diary on Monday.
Speaker 5: Bye guys.
Speaker 2: The advice shared on She's on the Money is general
Speaker 2: in nature and does not consider your individual circumstances. She's
Speaker 2: on the Money exists purely for educational purposes and should
Speaker 2: not be relied upon to make an investment or financial decision.
Speaker 2: If you do choose to buy a financial product.
Speaker 9: Read the PDS TMD and obtain appropriate financial advice.
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Speaker 9: Victoria Divine and She's on the Money are authorized representatives
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