1 00:00:00,680 --> 00:00:04,920 Speaker 1: Hello, my name's Santasha Nabananga Bamblet. I'm a proud yr 2 00:00:04,960 --> 00:00:08,680 Speaker 1: the Order, Kerney Whoalbury and a waddery woman. And before 3 00:00:08,680 --> 00:00:11,160 Speaker 1: we get started on She's on the Money podcast, I 4 00:00:11,160 --> 00:00:14,319 Speaker 1: would like to acknowledge the traditional custodians of the land 5 00:00:14,400 --> 00:00:17,680 Speaker 1: of which this podcast is recorded on a wondery country, 6 00:00:18,120 --> 00:00:22,240 Speaker 1: acknowledging the elders, the ancestors and the next generation coming 7 00:00:22,320 --> 00:00:26,960 Speaker 1: through as this podcast is about connecting, empowering, knowledge sharing 8 00:00:27,080 --> 00:00:30,120 Speaker 1: and the storytelling of you to make a difference for 9 00:00:30,240 --> 00:00:32,640 Speaker 1: today and lasting impact for tomorrow. 10 00:00:33,320 --> 00:00:34,120 Speaker 2: Let's get into it. 11 00:00:34,800 --> 00:00:54,080 Speaker 3: She's on the Money, She's on the Money. 12 00:00:57,760 --> 00:01:00,560 Speaker 4: Hello, and welcome to She's on the Money, the podcast 13 00:01:00,600 --> 00:01:04,480 Speaker 4: Millennials who want Financial Freedom. We are two weeks into 14 00:01:04,480 --> 00:01:06,640 Speaker 4: the new year, which means I don't know about everybody else, 15 00:01:06,680 --> 00:01:09,919 Speaker 4: but I'm thinking hot and hard about my goals. Last 16 00:01:09,920 --> 00:01:13,000 Speaker 4: week we spoke all about setting up your investment goals 17 00:01:13,000 --> 00:01:14,840 Speaker 4: for the year, but this week I wanted to get 18 00:01:14,920 --> 00:01:17,440 Speaker 4: a little bit more personal because Victoria and I are 19 00:01:17,440 --> 00:01:21,119 Speaker 4: both super goal oriented people. Speaking which Victoria, I haven't 20 00:01:21,120 --> 00:01:22,080 Speaker 4: even said hello to you yet. 21 00:01:22,120 --> 00:01:24,560 Speaker 2: Hello, thanks for having me on your show. Jescah, You're 22 00:01:24,560 --> 00:01:27,959 Speaker 2: welcome anytime. I feel like this episode is a goodie 23 00:01:28,000 --> 00:01:30,600 Speaker 2: because I talked to so many people about goal setting 24 00:01:30,600 --> 00:01:32,600 Speaker 2: and I love a good goal. You love a good goal, 25 00:01:32,959 --> 00:01:36,840 Speaker 2: but they're not always that achievable for other people, right, Like, 26 00:01:37,160 --> 00:01:40,920 Speaker 2: goals are not something that absolutely everybody resonates with, which 27 00:01:40,920 --> 00:01:45,679 Speaker 2: is why today we're talking about intentions, because sometimes intentions 28 00:01:45,720 --> 00:01:48,600 Speaker 2: are just a softer way of setting yourself up for 29 00:01:48,640 --> 00:01:52,680 Speaker 2: a really successful year without having the overlying pressure of 30 00:01:52,680 --> 00:01:55,680 Speaker 2: a specific goal. Yep. It's also one of those things 31 00:01:55,720 --> 00:01:58,160 Speaker 2: where sometimes you just can't think of a goal. You're like, 32 00:01:58,200 --> 00:02:00,720 Speaker 2: I just I don't have anything right now, Victoria. My 33 00:02:00,720 --> 00:02:02,760 Speaker 2: life's at a place where it's just not you know, 34 00:02:02,840 --> 00:02:05,080 Speaker 2: working to set them. And I think that this content 35 00:02:05,160 --> 00:02:07,960 Speaker 2: is one for you guys who are setting goals and 36 00:02:08,000 --> 00:02:10,240 Speaker 2: are really excited about it and also want to overlay 37 00:02:10,240 --> 00:02:13,120 Speaker 2: an intention, because to Jess and I this is really important. 38 00:02:13,400 --> 00:02:16,000 Speaker 2: But also if you're not a goal setting kind of 39 00:02:16,080 --> 00:02:19,280 Speaker 2: goal maybe you can set an intention and pick a 40 00:02:19,320 --> 00:02:21,399 Speaker 2: word of the year and be a little bit more 41 00:02:21,480 --> 00:02:24,920 Speaker 2: intentional about things without the added pressure of having a 42 00:02:24,960 --> 00:02:27,280 Speaker 2: really structured list of goals. So we'll kind of touch 43 00:02:27,320 --> 00:02:28,079 Speaker 2: on both today. 44 00:02:28,320 --> 00:02:31,480 Speaker 4: Yeah, absolutely something that I did this time last year. 45 00:02:31,480 --> 00:02:33,880 Speaker 4: If anyone follows me on Instagram, is I spoke about 46 00:02:33,880 --> 00:02:36,480 Speaker 4: how I picked a word for the ya like. 47 00:02:36,400 --> 00:02:37,200 Speaker 2: You just mentioned. 48 00:02:37,280 --> 00:02:39,440 Speaker 4: And it was really fun because I got to put 49 00:02:39,480 --> 00:02:41,200 Speaker 4: up a question box and I asked everyone to kind 50 00:02:41,200 --> 00:02:42,640 Speaker 4: of if they did the same thing or if they 51 00:02:42,680 --> 00:02:44,800 Speaker 4: wanted to do the same thing, to share that word 52 00:02:44,840 --> 00:02:47,200 Speaker 4: with me. And it was one very inspirational I got 53 00:02:47,200 --> 00:02:49,600 Speaker 4: a list of words that I really really liked, and 54 00:02:49,639 --> 00:02:52,600 Speaker 4: I actually picked my word for this year from that list. 55 00:02:52,800 --> 00:02:56,680 Speaker 2: Us. So you used the community to pick your intentions, 56 00:02:56,720 --> 00:02:58,960 Speaker 2: so you didn't even set your own. You stole someone else's. 57 00:02:59,040 --> 00:03:01,000 Speaker 2: I copied their test, I'm on. 58 00:03:01,520 --> 00:03:04,960 Speaker 4: But I really enjoyed it because picking a word for 59 00:03:05,040 --> 00:03:08,640 Speaker 4: the year really helped me to kind of ground myself 60 00:03:08,680 --> 00:03:12,240 Speaker 4: when I was making decisions. So last year, people suggested 61 00:03:12,240 --> 00:03:15,440 Speaker 4: things like gracious or purpose or heal or serene, and 62 00:03:15,480 --> 00:03:18,200 Speaker 4: I ended up going with growth, And every time I 63 00:03:18,280 --> 00:03:20,239 Speaker 4: was making a choice or every time I wasn't sure 64 00:03:20,240 --> 00:03:21,960 Speaker 4: what to do, I would kind of come back to 65 00:03:22,000 --> 00:03:24,760 Speaker 4: that word and go, are the growth option? Yeah? Are 66 00:03:24,800 --> 00:03:27,640 Speaker 4: the decisions that I'm making helping me to grow in 67 00:03:27,720 --> 00:03:29,839 Speaker 4: some way? And that kind of I picked a word 68 00:03:29,840 --> 00:03:32,080 Speaker 4: because I wanted it to apply across the board, like 69 00:03:32,520 --> 00:03:35,240 Speaker 4: personally and professionally, in my career, in my social life, 70 00:03:35,240 --> 00:03:38,680 Speaker 4: in all different aspects. I wanted to grow and develop, 71 00:03:39,120 --> 00:03:41,560 Speaker 4: and I felt like having that word really centered me 72 00:03:41,680 --> 00:03:43,720 Speaker 4: when I was trying to make those tougher choices. 73 00:03:44,040 --> 00:03:46,400 Speaker 2: Did you do something similar? Yeah, as you guys know, 74 00:03:46,640 --> 00:03:48,440 Speaker 2: that is something that I have done for the last 75 00:03:48,520 --> 00:03:51,880 Speaker 2: few years and absolutely adored it. It's evading me literally 76 00:03:51,960 --> 00:03:53,840 Speaker 2: right now what my word was because I feel like 77 00:03:53,880 --> 00:03:56,120 Speaker 2: I've just spent so long picking the word that is 78 00:03:56,160 --> 00:03:58,920 Speaker 2: going to be twenty twenty three. So I'm a little 79 00:03:58,960 --> 00:04:02,000 Speaker 2: bit embarrassed to say that. Yes, that's where I'm at. Jess, 80 00:04:02,040 --> 00:04:04,240 Speaker 2: all right, well tell me about twenty twenty three. What 81 00:04:04,280 --> 00:04:08,400 Speaker 2: word have you picked? So I have spent a very 82 00:04:08,440 --> 00:04:12,080 Speaker 2: long time picking this, and I feel like it makes 83 00:04:12,120 --> 00:04:14,640 Speaker 2: a bit more sense if I give you a little 84 00:04:14,680 --> 00:04:18,640 Speaker 2: bit of context. So obviously, last year I had a 85 00:04:18,720 --> 00:04:22,240 Speaker 2: really big year, really big. I launched a book, I 86 00:04:22,279 --> 00:04:24,839 Speaker 2: did a whole heap of pr I was working my 87 00:04:24,920 --> 00:04:28,599 Speaker 2: butt off. We bought a mortgage broking firm. We started 88 00:04:28,600 --> 00:04:31,320 Speaker 2: a collaboration between Kate and I to run Zella Money 89 00:04:31,480 --> 00:04:34,279 Speaker 2: which was obviously in the background, far bigger than I 90 00:04:34,320 --> 00:04:37,320 Speaker 2: guess what you guys see on social media. I got married, 91 00:04:37,400 --> 00:04:39,679 Speaker 2: I went on a honeymoon, I did a europe trip 92 00:04:39,760 --> 00:04:43,159 Speaker 2: like I had it coming out my ears. But during 93 00:04:43,200 --> 00:04:47,000 Speaker 2: that period of time, I also wasn't being my best 94 00:04:47,000 --> 00:04:49,880 Speaker 2: self in a way. I wasn't putting myself in a 95 00:04:49,880 --> 00:04:52,120 Speaker 2: position where I was still putting myself out there even 96 00:04:52,160 --> 00:04:54,000 Speaker 2: though you guys see that. There are a lot of 97 00:04:54,080 --> 00:04:56,000 Speaker 2: things I wanted to do that I wasn't doing. So 98 00:04:56,040 --> 00:04:58,240 Speaker 2: I wanted to do more video content, but I wasn't 99 00:04:58,279 --> 00:05:01,400 Speaker 2: comfortable enough to do it. I couldn't find a way to, 100 00:05:02,200 --> 00:05:04,359 Speaker 2: you know, find the theme that I wanted to talk about. 101 00:05:04,360 --> 00:05:06,520 Speaker 2: I'd like scroll through TikTok and be like, oh my gosh, 102 00:05:06,520 --> 00:05:08,359 Speaker 2: I feel like I could have such an impact in 103 00:05:08,400 --> 00:05:11,120 Speaker 2: this space, but I haven't done it yet. So I 104 00:05:11,160 --> 00:05:14,200 Speaker 2: feel like giving you that context that as much as 105 00:05:14,240 --> 00:05:16,920 Speaker 2: I did achieve a lot of shiny things, that's not 106 00:05:17,120 --> 00:05:19,880 Speaker 2: really what I wanted for this year. I think it's 107 00:05:19,920 --> 00:05:22,760 Speaker 2: about being gritty for me. So I feel like somebody 108 00:05:22,760 --> 00:05:26,800 Speaker 2: who is gritty is someone who if they get knocked down, 109 00:05:26,839 --> 00:05:28,839 Speaker 2: they just get back up and try and try again. 110 00:05:28,960 --> 00:05:31,400 Speaker 2: They're not the type of person that are, you know, 111 00:05:31,720 --> 00:05:34,080 Speaker 2: worried about what other people thinks, because they've got grit 112 00:05:34,200 --> 00:05:36,440 Speaker 2: and they've got substance and they are actually the type 113 00:05:36,480 --> 00:05:38,479 Speaker 2: of person that will just go for it. And I 114 00:05:38,520 --> 00:05:41,039 Speaker 2: feel like I haven't been that person. I mean, it 115 00:05:41,080 --> 00:05:43,000 Speaker 2: sounds like I have, please don't get me wrong. Like 116 00:05:43,040 --> 00:05:45,240 Speaker 2: I mean, a book is really impressive, please don't get 117 00:05:45,279 --> 00:05:47,880 Speaker 2: me wrong. But also i'd written one before, so it 118 00:05:47,960 --> 00:05:51,080 Speaker 2: felt like a really safe option. It felt really comfortable 119 00:05:51,080 --> 00:05:52,800 Speaker 2: for me to do that because I kind of knew 120 00:05:52,800 --> 00:05:54,880 Speaker 2: what I was going to get. And this year, I 121 00:05:54,920 --> 00:05:56,960 Speaker 2: really want to try new things, but I don't want 122 00:05:57,000 --> 00:05:59,279 Speaker 2: it to be like new things. So I have chosen 123 00:05:59,320 --> 00:06:02,120 Speaker 2: the word grit this year, And so for me, it's 124 00:06:02,160 --> 00:06:04,560 Speaker 2: about being a bit more gritty and being who I 125 00:06:04,640 --> 00:06:07,359 Speaker 2: want to be and showing up as me on every 126 00:06:07,400 --> 00:06:10,400 Speaker 2: platform that I have and in person as the person 127 00:06:10,440 --> 00:06:12,520 Speaker 2: that I want to be, not necessarily the person that 128 00:06:12,600 --> 00:06:15,279 Speaker 2: other people expect me to be, if that makes sense. 129 00:06:15,440 --> 00:06:17,479 Speaker 4: I love that. That's a really good word and it 130 00:06:17,560 --> 00:06:20,960 Speaker 4: kind of like leans a similar path to mine as well. 131 00:06:21,200 --> 00:06:23,279 Speaker 4: Last year I chose growth, which I feel like served 132 00:06:23,279 --> 00:06:25,480 Speaker 4: me very well and for twenty twenty three, I have 133 00:06:25,600 --> 00:06:29,400 Speaker 4: chosen the word assertive. People who know me personally and 134 00:06:29,800 --> 00:06:31,880 Speaker 4: you would be the perfect example know that I'm a 135 00:06:31,880 --> 00:06:34,599 Speaker 4: little bit more introverted and a little bit more shy. 136 00:06:34,760 --> 00:06:36,760 Speaker 4: I always describe myself as a bit of a doormat, 137 00:06:37,200 --> 00:06:38,880 Speaker 4: and I really want to work on that for twenty 138 00:06:38,880 --> 00:06:42,440 Speaker 4: twenty three. In I guess my social life because I'm 139 00:06:42,440 --> 00:06:43,719 Speaker 4: always that friend who will like. 140 00:06:43,839 --> 00:06:47,440 Speaker 2: To be like professional Jess, real assertive part of any 141 00:06:47,480 --> 00:06:49,479 Speaker 2: of our clients listening to this, it can be like 142 00:06:49,760 --> 00:06:51,440 Speaker 2: Jess a doormat. 143 00:06:51,960 --> 00:06:52,360 Speaker 4: Oh nah. 144 00:06:52,760 --> 00:06:55,320 Speaker 2: But like when you said personal life, I was like, oh, 145 00:06:55,360 --> 00:06:58,800 Speaker 2: that makes sense because professional me and personal me they're 146 00:06:58,800 --> 00:07:01,400 Speaker 2: different people. So that makes it sends for you as well. Yeah, 147 00:07:01,400 --> 00:07:03,040 Speaker 2: and I want to apply it across the board. 148 00:07:03,080 --> 00:07:06,480 Speaker 4: It's not just socially, but I think that really focusing 149 00:07:06,560 --> 00:07:09,360 Speaker 4: on being confident in what I believe in or confident 150 00:07:09,360 --> 00:07:11,280 Speaker 4: in what I think is right and wrong, and not 151 00:07:11,320 --> 00:07:15,000 Speaker 4: necessarily defaulting to agreeing with people because it's the easy option. 152 00:07:15,080 --> 00:07:17,200 Speaker 4: I do not like conflict, and more often than not, 153 00:07:17,240 --> 00:07:20,240 Speaker 4: I find myself playing the peacekeeping role. And while there's 154 00:07:20,280 --> 00:07:21,840 Speaker 4: definitely something to be said for that, because I'm sure 155 00:07:21,840 --> 00:07:23,200 Speaker 4: a lot of people are listening to me saying this, 156 00:07:23,280 --> 00:07:25,520 Speaker 4: being like I'm a peacekeeper, Like I feel like that's 157 00:07:25,520 --> 00:07:28,200 Speaker 4: a good thing, and it absolutely is. I can be 158 00:07:28,560 --> 00:07:30,240 Speaker 4: it can be for sure. I think it's gotten to 159 00:07:30,320 --> 00:07:34,040 Speaker 4: a point though, where I'm not making choices or I'm 160 00:07:34,040 --> 00:07:36,400 Speaker 4: not doing things that would make me happiest because I'm 161 00:07:36,400 --> 00:07:39,640 Speaker 4: trying to avoid conflict. And so, just like everybody else, 162 00:07:39,680 --> 00:07:42,200 Speaker 4: I know that my thoughts in my opinions are valid, 163 00:07:42,240 --> 00:07:44,080 Speaker 4: and I think that they're good a lot of the time, 164 00:07:44,160 --> 00:07:46,520 Speaker 4: and I just want to be more confident and comfortable 165 00:07:46,920 --> 00:07:49,800 Speaker 4: sharing those with people in like all different settings. 166 00:07:50,000 --> 00:07:52,600 Speaker 2: I totally agree with that. And as much as you say, oh, 167 00:07:52,680 --> 00:07:55,360 Speaker 2: it can be good, it's actually a really big emotional 168 00:07:55,360 --> 00:07:57,560 Speaker 2: burden to carry to be the one that's always trying 169 00:07:57,560 --> 00:08:00,280 Speaker 2: to keep peace with everybody else, because it's like you're 170 00:08:00,320 --> 00:08:02,600 Speaker 2: trying to take both sides of the story and weigh 171 00:08:02,640 --> 00:08:04,960 Speaker 2: on that and carry that and feel as though maybe 172 00:08:04,960 --> 00:08:07,040 Speaker 2: that's Yeah, I just feel like that's a really big 173 00:08:07,040 --> 00:08:10,200 Speaker 2: burden to carry and it's not actually your responsibility. But 174 00:08:10,360 --> 00:08:12,240 Speaker 2: today we're going to actually put a thread in our 175 00:08:12,280 --> 00:08:15,440 Speaker 2: Facebook group because I actually want to hear exactly what 176 00:08:15,480 --> 00:08:18,120 Speaker 2: you guys are up to and what your intentions are 177 00:08:18,160 --> 00:08:20,880 Speaker 2: and what you're picking and what you maybe have picked before, 178 00:08:20,960 --> 00:08:23,880 Speaker 2: and like maybe if you're a little bit stumped, maybe 179 00:08:23,920 --> 00:08:26,240 Speaker 2: put some comments in there that are like, oh my gosh, 180 00:08:26,240 --> 00:08:27,960 Speaker 2: So I can't really pick a word, but these are 181 00:08:27,960 --> 00:08:29,720 Speaker 2: the types of things that I want to go for, 182 00:08:29,800 --> 00:08:32,440 Speaker 2: and we can all help each other find our intention 183 00:08:32,600 --> 00:08:34,880 Speaker 2: words for this year. I'm looking forward to picking next 184 00:08:34,960 --> 00:08:38,200 Speaker 2: year's year from this list, just like screenshot and save 185 00:08:38,240 --> 00:08:39,960 Speaker 2: them so that we don't have to do the hard 186 00:08:39,960 --> 00:08:41,800 Speaker 2: work next year. I think that's really clear. 187 00:08:42,280 --> 00:08:44,719 Speaker 4: Let's get into setting intentions for the year, because I 188 00:08:44,720 --> 00:08:47,600 Speaker 4: feel like not everybody wants to necessarily set a goal 189 00:08:47,600 --> 00:08:50,200 Speaker 4: it might feel a little bit overwhelming, where intentions are 190 00:08:50,200 --> 00:08:51,720 Speaker 4: a little bit easier to approach. 191 00:08:52,000 --> 00:08:54,160 Speaker 2: Where can we begin with that? All right, So first 192 00:08:54,240 --> 00:08:57,920 Speaker 2: let's define what an intention is, because it's something that 193 00:08:57,960 --> 00:09:00,319 Speaker 2: I feel like a lot of our community engage with 194 00:09:00,320 --> 00:09:03,400 Speaker 2: without realizing. It's kind of like a little bit subconscious, 195 00:09:03,520 --> 00:09:06,720 Speaker 2: but we can actually be really intentional with our intentions. 196 00:09:07,080 --> 00:09:10,200 Speaker 2: So essentially, an intention, JESS is more of a like 197 00:09:10,480 --> 00:09:13,480 Speaker 2: how to for making your life better, for making your 198 00:09:13,520 --> 00:09:15,720 Speaker 2: life the way you want it to be. For being 199 00:09:15,800 --> 00:09:19,240 Speaker 2: in a mindset more consistently that you enjoy and to 200 00:09:19,360 --> 00:09:23,280 Speaker 2: keep yourself accountable for that process. So while a resolution, 201 00:09:23,440 --> 00:09:25,040 Speaker 2: I feel like at the start of this year, everyone's 202 00:09:25,080 --> 00:09:27,000 Speaker 2: been talking about New Year and num like, let's set 203 00:09:27,040 --> 00:09:29,480 Speaker 2: resolutions for the new year. I'm not gonna. I am 204 00:09:29,559 --> 00:09:32,200 Speaker 2: gonna like. I just feel like that tethers you to 205 00:09:32,280 --> 00:09:35,920 Speaker 2: the future with absolutely no clear path forward. That it 206 00:09:36,000 --> 00:09:38,240 Speaker 2: puts you on a trajectory where you're like, I am 207 00:09:38,320 --> 00:09:41,240 Speaker 2: going to go to the gym every day, Like, okay, great. 208 00:09:41,360 --> 00:09:43,680 Speaker 2: If we change that from a resolution to more of 209 00:09:43,679 --> 00:09:47,360 Speaker 2: an intention, you could say, I want to be more healthy. 210 00:09:47,640 --> 00:09:51,080 Speaker 2: I want to make healthier decisions this year. So even 211 00:09:51,200 --> 00:09:53,000 Speaker 2: if you don't go to the gym every day, we 212 00:09:53,040 --> 00:09:56,440 Speaker 2: haven't failed that quote goal. We haven't failed that intention. 213 00:09:56,720 --> 00:09:58,920 Speaker 2: So I think it's more about, well, why do you 214 00:09:58,960 --> 00:10:00,440 Speaker 2: want to go to the gym every day day? And 215 00:10:00,480 --> 00:10:02,320 Speaker 2: as you know, she's on the money, we're all about 216 00:10:02,320 --> 00:10:06,080 Speaker 2: the deep lying issue rather than just like surface level things. 217 00:10:06,080 --> 00:10:07,760 Speaker 2: I want you to dig a little bit deeper. And 218 00:10:07,960 --> 00:10:10,160 Speaker 2: you know, I use gym as a good example because 219 00:10:10,160 --> 00:10:12,319 Speaker 2: I feel like it's the most stereotypical one. I don't 220 00:10:12,360 --> 00:10:14,400 Speaker 2: think people should go to the gym every dayes you 221 00:10:14,400 --> 00:10:16,880 Speaker 2: can jump literally in any type of lake if you 222 00:10:16,880 --> 00:10:18,560 Speaker 2: think that I am going to ever be the type 223 00:10:18,600 --> 00:10:21,840 Speaker 2: of person that does that. But I have been guilty 224 00:10:21,960 --> 00:10:24,240 Speaker 2: historically of setting a goal like that because I think 225 00:10:24,280 --> 00:10:26,720 Speaker 2: that's what's going to create me into this person that 226 00:10:26,760 --> 00:10:29,160 Speaker 2: I want to become, when in reality, I just want 227 00:10:29,280 --> 00:10:31,120 Speaker 2: to be a little bit more holistic. I want to 228 00:10:31,120 --> 00:10:33,360 Speaker 2: be a little bit healthier, and I want to consistently 229 00:10:33,400 --> 00:10:37,240 Speaker 2: make healthier decisions. So from my perspective, I think that 230 00:10:37,320 --> 00:10:40,920 Speaker 2: by setting an intention, you're taking the pressure off yourself 231 00:10:41,240 --> 00:10:44,079 Speaker 2: as opposed to a resolution that I think is quite bound. 232 00:10:44,559 --> 00:10:46,880 Speaker 2: So for me, I think that this is less black 233 00:10:46,920 --> 00:10:50,160 Speaker 2: and white, less do or die, and more Hey, this 234 00:10:50,360 --> 00:10:52,280 Speaker 2: is like the flow of where I would like to go, 235 00:10:52,440 --> 00:10:55,000 Speaker 2: and I can make decisions along the way that aligned 236 00:10:55,040 --> 00:10:57,960 Speaker 2: to that, because sometimes you just need to stay in 237 00:10:58,000 --> 00:11:00,360 Speaker 2: bed and you need to look after yourself, and you 238 00:11:00,440 --> 00:11:03,640 Speaker 2: might go oh far out, Like my intention was to 239 00:11:03,679 --> 00:11:06,840 Speaker 2: make healthier decisions. Oh, I'm feeling pretty flat today. The 240 00:11:06,920 --> 00:11:10,120 Speaker 2: healthy decision here is to give myself more rest. Whereas 241 00:11:10,120 --> 00:11:12,120 Speaker 2: if you had chosen to go to the gym every 242 00:11:12,160 --> 00:11:14,760 Speaker 2: single day and that was your resolution that might not 243 00:11:14,840 --> 00:11:17,800 Speaker 2: actually be the best holistic decision for you. All right, 244 00:11:17,880 --> 00:11:20,240 Speaker 2: sounds incredible. Sign me up, I'm ready to go. 245 00:11:20,520 --> 00:11:23,320 Speaker 4: How do I even begin about figuring out what intention 246 00:11:23,360 --> 00:11:23,880 Speaker 4: they want to set? 247 00:11:24,160 --> 00:11:26,160 Speaker 2: I feel like you've already done it. You've set your intention, 248 00:11:26,200 --> 00:11:28,000 Speaker 2: you've set your goal word. You'd be all over this. 249 00:11:28,320 --> 00:11:30,439 Speaker 2: But what I come equipped with that you didn't come 250 00:11:30,440 --> 00:11:33,360 Speaker 2: equipped with today, Jess is a laundry list. I love 251 00:11:33,360 --> 00:11:36,560 Speaker 2: a list. We love lists, not so much laundry. But 252 00:11:36,760 --> 00:11:40,280 Speaker 2: I think it's important to actually start working out. Let's 253 00:11:40,360 --> 00:11:42,440 Speaker 2: ma recondo this a little bit. We did an episode 254 00:11:42,440 --> 00:11:45,280 Speaker 2: a little while ago or maricondoing your Finances, which I'd 255 00:11:45,280 --> 00:11:49,960 Speaker 2: recommend going back to. But find what sparks joy, Find 256 00:11:50,040 --> 00:11:53,480 Speaker 2: the things that make you really happy. Have you heard 257 00:11:53,520 --> 00:11:56,520 Speaker 2: of the law of attraction? Yes, it says that by 258 00:11:56,720 --> 00:11:59,520 Speaker 2: focusing on the things that spark joy, you attract more 259 00:11:59,520 --> 00:12:01,880 Speaker 2: of it. So if we focus on the things that 260 00:12:01,920 --> 00:12:04,920 Speaker 2: we are really excited about, more of them are going 261 00:12:04,920 --> 00:12:07,199 Speaker 2: to happen, and you're going to bring more positive experience 262 00:12:07,240 --> 00:12:10,720 Speaker 2: into your life and actually put yourself in a better position. 263 00:12:11,360 --> 00:12:15,200 Speaker 2: And my favorite example of this is really lame. Are 264 00:12:15,240 --> 00:12:18,800 Speaker 2: you ready? My favorite analogy of this is actually an 265 00:12:18,800 --> 00:12:20,920 Speaker 2: inside joke that I'm going to share with you guys 266 00:12:20,920 --> 00:12:22,760 Speaker 2: that I have with a Milinadi who you guys might 267 00:12:22,800 --> 00:12:26,080 Speaker 2: know from the Property Playbook with Jazz, and it's a 268 00:12:26,200 --> 00:12:31,160 Speaker 2: yellow Honda Jazz, very specific, it is, right, but they're 269 00:12:31,200 --> 00:12:33,720 Speaker 2: like niche cars, right, Like when have you seen or 270 00:12:33,760 --> 00:12:37,240 Speaker 2: you would have seen a bright yellow Honda Jazz, but 271 00:12:37,960 --> 00:12:41,200 Speaker 2: they are so much more common when you're looking for them. 272 00:12:41,559 --> 00:12:44,920 Speaker 2: And Amy and I have this entire text message thread 273 00:12:45,200 --> 00:12:47,640 Speaker 2: of me taking a photo of every single Honda Jazz 274 00:12:47,679 --> 00:12:50,160 Speaker 2: that is yellow that I see and her doing the same, 275 00:12:50,240 --> 00:12:51,920 Speaker 2: and it's just like we might not have talked for 276 00:12:51,960 --> 00:12:53,880 Speaker 2: a few days, but then I'll send her a picture 277 00:12:53,920 --> 00:12:55,840 Speaker 2: of a Honda Jazz and she'd be like, what a beast? 278 00:12:56,120 --> 00:12:59,160 Speaker 2: That is a nice car because I just don't understand 279 00:12:59,160 --> 00:13:01,120 Speaker 2: that color. Do you want to be a mini taxi? 280 00:13:01,320 --> 00:13:03,960 Speaker 2: Like I don't. I don't get it, but it is 281 00:13:04,000 --> 00:13:08,040 Speaker 2: a car that before we started this little trend together, 282 00:13:08,440 --> 00:13:11,199 Speaker 2: I was like, they're never around, like I've I've ever 283 00:13:11,240 --> 00:13:15,240 Speaker 2: seen one? You have? You actually have? You just haven't 284 00:13:15,280 --> 00:13:18,240 Speaker 2: noticed it. And the reason I'm giving you this analogy 285 00:13:18,360 --> 00:13:20,440 Speaker 2: is because now Jess you're going to go home, You're 286 00:13:20,480 --> 00:13:22,080 Speaker 2: probably going to drive past one. You'd be like, oh, 287 00:13:22,160 --> 00:13:25,720 Speaker 2: yellow Honda Jazz. But the important thing about that is 288 00:13:25,760 --> 00:13:29,360 Speaker 2: actually law of attraction. You are looking for it and 289 00:13:29,480 --> 00:13:31,880 Speaker 2: you find what you are looking for. It's kind of like, 290 00:13:31,960 --> 00:13:34,120 Speaker 2: you know how you talk about manifestation a lot, and 291 00:13:34,160 --> 00:13:37,040 Speaker 2: this is really aligned to you know, something that you're about. 292 00:13:37,200 --> 00:13:40,080 Speaker 2: It's kind of like, if you're looking for something, you're 293 00:13:40,080 --> 00:13:42,800 Speaker 2: more likely to manifest it. And I guess that's where 294 00:13:43,040 --> 00:13:45,439 Speaker 2: the law of attraction kind of comes from, because you're 295 00:13:45,440 --> 00:13:47,640 Speaker 2: trying to attract something, and it's so much easier to 296 00:13:47,679 --> 00:13:50,400 Speaker 2: attract something you can see or something you're fully looking for. 297 00:13:50,679 --> 00:13:53,000 Speaker 2: It's kind of like when you go to the pantry 298 00:13:53,040 --> 00:13:55,240 Speaker 2: and you're looking for a snack but you're not really 299 00:13:55,280 --> 00:13:57,720 Speaker 2: sure what you want and how it works, you're probably 300 00:13:57,840 --> 00:14:00,559 Speaker 2: likely to not notice something that you would have been 301 00:14:00,559 --> 00:14:02,600 Speaker 2: interested in. And then later I'm on the couch with 302 00:14:02,640 --> 00:14:04,240 Speaker 2: Steve and he walks in with a packet of tim 303 00:14:04,280 --> 00:14:06,120 Speaker 2: Times or something. I'm like, what the hell, where'd you 304 00:14:06,160 --> 00:14:07,800 Speaker 2: get that from? He says, Oh, they were just in 305 00:14:07,800 --> 00:14:11,000 Speaker 2: the pantry. I didn't see them because I wasn't looking 306 00:14:11,040 --> 00:14:13,959 Speaker 2: for them. Specifically. So I think if you work out 307 00:14:14,000 --> 00:14:18,600 Speaker 2: what brings you joy and happiness and what gives you purpose, honestly, 308 00:14:19,240 --> 00:14:22,080 Speaker 2: you're going to be able to bring more of that 309 00:14:22,200 --> 00:14:24,760 Speaker 2: into your life and spark more of that joy more 310 00:14:24,760 --> 00:14:28,200 Speaker 2: consistently because you're actually really clear on what you're looking for. 311 00:14:28,560 --> 00:14:31,840 Speaker 2: So whether that is in your relationships or in your workplace, 312 00:14:31,960 --> 00:14:34,520 Speaker 2: or it is a dress that you really really want, 313 00:14:34,880 --> 00:14:37,040 Speaker 2: you're more likely to find it if that's what you're 314 00:14:37,040 --> 00:14:41,360 Speaker 2: looking for. So I think it's really about not just saying, oh, 315 00:14:41,400 --> 00:14:43,480 Speaker 2: here's this goal. It's like, well, what do I like? 316 00:14:44,000 --> 00:14:45,720 Speaker 2: Do I really like being healthy? 317 00:14:45,840 --> 00:14:46,000 Speaker 1: Oh? 318 00:14:46,000 --> 00:14:49,160 Speaker 2: I'm more likely to see healthy options. Do I really 319 00:14:49,200 --> 00:14:52,120 Speaker 2: want better friends? You're more likely to see traits in 320 00:14:52,240 --> 00:14:55,520 Speaker 2: people that you're really attracted to. So I think it's 321 00:14:55,560 --> 00:14:59,200 Speaker 2: about actually finding those things being aware of them. So 322 00:14:59,240 --> 00:15:02,000 Speaker 2: when we start looking like we're looking for yellow Honda 323 00:15:02,040 --> 00:15:04,120 Speaker 2: jazz is, honestly start blowing up my inbox with the 324 00:15:04,160 --> 00:15:07,840 Speaker 2: yellow Honda Jazz. I promise they are everywhere. Also, really 325 00:15:07,960 --> 00:15:10,480 Speaker 2: sorry if you drive a Honda Jazz and people start 326 00:15:10,520 --> 00:15:12,680 Speaker 2: taking photos of your car and you're a bit confused, 327 00:15:12,680 --> 00:15:13,400 Speaker 2: because that's me. 328 00:15:13,760 --> 00:15:15,920 Speaker 4: Yeah, that's why I really like mood boards is because 329 00:15:15,920 --> 00:15:18,680 Speaker 4: I feel like when you can visually see something, it's 330 00:15:18,720 --> 00:15:21,040 Speaker 4: like that reminder of like what you want. And I 331 00:15:21,040 --> 00:15:23,280 Speaker 4: feel like unless you want a specific item, like if 332 00:15:23,320 --> 00:15:25,680 Speaker 4: you want a schnellbag, like that's on my mood board 333 00:15:25,680 --> 00:15:27,800 Speaker 4: and you had Paris on your mood board last year, 334 00:15:27,920 --> 00:15:30,080 Speaker 4: and we will yeah, and we went. But it's one 335 00:15:30,080 --> 00:15:33,800 Speaker 4: of those things that if it's visual, you're more likely 336 00:15:33,880 --> 00:15:36,440 Speaker 4: to achieve it. And it's not true like I don't know, 337 00:15:36,600 --> 00:15:38,880 Speaker 4: I'm a bit of a manifestation skeptic. 338 00:15:38,960 --> 00:15:41,320 Speaker 2: I'm all about it. But the reason I'm all about 339 00:15:41,320 --> 00:15:44,240 Speaker 2: manifestation is because I genuinely believe that if you start 340 00:15:44,280 --> 00:15:45,640 Speaker 2: looking for something, you will find it. 341 00:15:45,880 --> 00:15:48,720 Speaker 4: Yeah, and that can be more abstract in concept as well. 342 00:15:48,760 --> 00:15:50,320 Speaker 4: It's kind of where I was going with that, because 343 00:15:50,320 --> 00:15:51,880 Speaker 4: you might not be able to find a photo of 344 00:15:51,960 --> 00:15:54,440 Speaker 4: wanting to be kinder, like how do you sum that 345 00:15:54,520 --> 00:15:56,040 Speaker 4: up in a photo? But I think if you build 346 00:15:56,080 --> 00:15:58,760 Speaker 4: out that life that you want and those things, and 347 00:15:59,080 --> 00:16:01,320 Speaker 4: maybe something reminds you have kindness or reminds you of 348 00:16:01,360 --> 00:16:02,680 Speaker 4: balance or whatever. 349 00:16:02,520 --> 00:16:04,720 Speaker 2: Can we do a mood board workshop. Oh my gosh, 350 00:16:04,720 --> 00:16:06,120 Speaker 2: that would be so cool. I don't know if she's 351 00:16:06,160 --> 00:16:07,440 Speaker 2: on the money. People want to do it, but I 352 00:16:07,480 --> 00:16:09,240 Speaker 2: want to do it with the team, and I think 353 00:16:09,240 --> 00:16:11,360 Speaker 2: that you're right. It's hard to visualize that, but you 354 00:16:11,360 --> 00:16:13,160 Speaker 2: can put words on your mood board, like you've got 355 00:16:13,200 --> 00:16:14,960 Speaker 2: words on your mood board. Last year you had the 356 00:16:14,960 --> 00:16:17,080 Speaker 2: word growth on your mood board, and I feel like 357 00:16:17,120 --> 00:16:18,960 Speaker 2: you could write it in a cool, fond stick it 358 00:16:19,040 --> 00:16:22,520 Speaker 2: front of mind, like kind great, chuck that on your 359 00:16:22,560 --> 00:16:25,680 Speaker 2: mood board, like a picture of someone laughing and being happy. 360 00:16:25,720 --> 00:16:27,880 Speaker 2: Maybe that's what you're looking for. But yeah, I know, like, 361 00:16:28,000 --> 00:16:29,840 Speaker 2: let's talk about this after the episode. I want to 362 00:16:29,840 --> 00:16:32,240 Speaker 2: do a mood board sash. Oh my gosh, sounds fun. 363 00:16:32,400 --> 00:16:33,760 Speaker 4: What is the second thing that we can do to 364 00:16:33,760 --> 00:16:35,880 Speaker 4: help us on our road to setting great intentions? 365 00:16:35,920 --> 00:16:40,440 Speaker 2: All right, so again I'm a little bit fluffy. We're 366 00:16:40,480 --> 00:16:44,360 Speaker 2: going to set a mantra, Jess. So I am very 367 00:16:44,400 --> 00:16:48,800 Speaker 2: big in the space of positive affirmations and what you 368 00:16:48,920 --> 00:16:52,320 Speaker 2: tell yourself you become. So if you think you are awful, 369 00:16:52,400 --> 00:16:55,320 Speaker 2: and your internal narrative is always that you are awful, 370 00:16:55,360 --> 00:16:57,800 Speaker 2: you are always going to feel awful. But if we 371 00:16:57,880 --> 00:17:02,160 Speaker 2: start coming up with mantras that are aligned to the 372 00:17:02,200 --> 00:17:04,919 Speaker 2: goal that we are setting you are more likely to 373 00:17:04,960 --> 00:17:07,320 Speaker 2: achieve that goal. So we want to make sure that 374 00:17:07,320 --> 00:17:09,240 Speaker 2: our mantra isn't just like a random one that just 375 00:17:09,280 --> 00:17:12,840 Speaker 2: sounds good. It's actually a mantra that you can say 376 00:17:12,920 --> 00:17:15,960 Speaker 2: either when you're meditating in the mornings or taking five 377 00:17:16,000 --> 00:17:19,120 Speaker 2: minutes or I do them when I'm curling my hair 378 00:17:19,480 --> 00:17:21,639 Speaker 2: because I have to use both hands and so therefore 379 00:17:21,640 --> 00:17:23,600 Speaker 2: can't play on my phone, caun't or anything else. Have 380 00:17:23,640 --> 00:17:25,920 Speaker 2: a whole heap of time with myself that I need 381 00:17:25,960 --> 00:17:30,399 Speaker 2: to use. But it's basically a daily self care practice 382 00:17:30,480 --> 00:17:34,080 Speaker 2: that I, you know, put into force to remind myself, 383 00:17:34,200 --> 00:17:36,680 Speaker 2: like I am happy, I'm healthy, I am kind and 384 00:17:36,760 --> 00:17:39,240 Speaker 2: those are the things that I want to be consistently, 385 00:17:39,280 --> 00:17:41,840 Speaker 2: and I want to remind myself of that, like I 386 00:17:41,880 --> 00:17:44,480 Speaker 2: am so grateful that I have a body that works 387 00:17:44,480 --> 00:17:48,600 Speaker 2: for me. And these things come from my history with eating, 388 00:17:48,720 --> 00:17:52,000 Speaker 2: my history with not being the kindest to myself, with 389 00:17:52,359 --> 00:17:54,640 Speaker 2: not being the person that I want to show up with. 390 00:17:55,119 --> 00:17:59,119 Speaker 2: I think that we can set mantras that become the reality. 391 00:17:59,440 --> 00:18:02,119 Speaker 2: So in my financial mantra, it could be a mantra 392 00:18:02,240 --> 00:18:05,639 Speaker 2: that is, I am great at budgeting, I am great 393 00:18:05,760 --> 00:18:09,400 Speaker 2: at finance, I am great at setting goals, and even 394 00:18:09,440 --> 00:18:11,920 Speaker 2: if you're not, you can start. If you tell yourself 395 00:18:12,000 --> 00:18:14,879 Speaker 2: enough times, you'll become that because you'll start believing that. 396 00:18:15,359 --> 00:18:18,119 Speaker 2: So if you can consistently remind yourself and your body 397 00:18:18,160 --> 00:18:21,080 Speaker 2: that you are good at something, you can actually change 398 00:18:21,080 --> 00:18:23,840 Speaker 2: your entire perception around what that looks like. Even if 399 00:18:23,960 --> 00:18:26,879 Speaker 2: historically you've not been good at budgeting, even if historically 400 00:18:26,880 --> 00:18:30,440 Speaker 2: you've never actually reached a savings goal like you keep 401 00:18:30,480 --> 00:18:32,919 Speaker 2: it front of mind and it absolutely will happen. 402 00:18:33,080 --> 00:18:33,240 Speaker 1: Well. 403 00:18:33,240 --> 00:18:35,159 Speaker 4: On that note, I would like everybody to know that 404 00:18:35,240 --> 00:18:38,000 Speaker 4: I am really wealthy, because that's what I would like 405 00:18:38,080 --> 00:18:39,760 Speaker 4: to attract into my YEAH this year. 406 00:18:40,200 --> 00:18:42,680 Speaker 2: But I love that though, but everyone can do that. 407 00:18:42,840 --> 00:18:45,440 Speaker 2: I'm healthy, wealthy, and kind incredible. 408 00:18:45,520 --> 00:18:47,119 Speaker 4: Let's go to a really quick break because when we 409 00:18:47,160 --> 00:18:49,040 Speaker 4: come back, I want to hear more about how I 410 00:18:49,080 --> 00:18:51,240 Speaker 4: make my dream life a reality. You don't go anywhere. 411 00:18:55,920 --> 00:18:58,960 Speaker 4: Welcome back everybody. Today we are talking all about setting 412 00:18:58,960 --> 00:18:59,760 Speaker 4: intentions for. 413 00:18:59,720 --> 00:19:01,600 Speaker 2: The new Yeah. Because I feel like we've all got 414 00:19:01,600 --> 00:19:04,520 Speaker 2: that positive vibe right now. New Yeah knew me. 415 00:19:04,720 --> 00:19:06,480 Speaker 4: I'm ready for it to be a good one. In 416 00:19:06,520 --> 00:19:09,760 Speaker 4: twenty twenty three, nothing's going to stand in my way, Victoria, 417 00:19:10,200 --> 00:19:11,679 Speaker 4: what is the next step I can take to make 418 00:19:11,720 --> 00:19:12,200 Speaker 4: that happen. 419 00:19:12,320 --> 00:19:16,280 Speaker 2: We are going to be so wildly optimistic that it 420 00:19:16,280 --> 00:19:18,560 Speaker 2: will make you sick. I love it. I'm probably not. 421 00:19:18,640 --> 00:19:20,359 Speaker 2: You won't love that, but that's all right. But we 422 00:19:20,400 --> 00:19:22,280 Speaker 2: are going to be optimistic. We are going to be 423 00:19:22,359 --> 00:19:25,600 Speaker 2: positive because too many times we keep telling ourselves that 424 00:19:25,640 --> 00:19:28,160 Speaker 2: they're I don't want to do this, I don't need 425 00:19:28,240 --> 00:19:30,240 Speaker 2: to do this, or like, oh I have to do this. 426 00:19:30,359 --> 00:19:34,240 Speaker 2: Like we get into this negative mind frame where I 427 00:19:34,440 --> 00:19:36,480 Speaker 2: just want to be healthier. Oh I have to eat 428 00:19:36,520 --> 00:19:39,840 Speaker 2: a healthy meal. No, baby, you get to eat a 429 00:19:39,840 --> 00:19:43,800 Speaker 2: healthy meal. We are going to change the narrative around 430 00:19:43,800 --> 00:19:46,720 Speaker 2: the stories that we tell ourselves to make them more positive. 431 00:19:46,840 --> 00:19:49,480 Speaker 2: And it would be crazy how many times a day 432 00:19:49,800 --> 00:19:52,359 Speaker 2: you talk to yourself in a negative way without noticing it. 433 00:19:52,720 --> 00:19:55,239 Speaker 2: So it's not oh I don't want to do that. 434 00:19:55,600 --> 00:19:58,800 Speaker 2: It's not aligned to my goals right now. So friend 435 00:19:58,880 --> 00:20:00,440 Speaker 2: invites you out and you're like, oh, I don't really 436 00:20:00,480 --> 00:20:02,480 Speaker 2: want to do that. No, no, no, it's not aligned 437 00:20:02,520 --> 00:20:04,320 Speaker 2: to my goals. It's not aligned to my values, or 438 00:20:04,359 --> 00:20:07,000 Speaker 2: it's not aligned to my budget. It's not a negative thing. 439 00:20:07,359 --> 00:20:10,480 Speaker 2: Not I don't want to, which can innately feel very 440 00:20:10,600 --> 00:20:13,320 Speaker 2: very negative. Instead of saying that you're not going to 441 00:20:13,359 --> 00:20:15,720 Speaker 2: live in fear, you'll just be like, I'm going to 442 00:20:15,800 --> 00:20:19,480 Speaker 2: trust things more freely this year. So changing the narrative 443 00:20:19,520 --> 00:20:22,200 Speaker 2: around the way we speak to ourselves is really important. 444 00:20:22,240 --> 00:20:25,000 Speaker 2: But it's also one of those things that it will 445 00:20:25,040 --> 00:20:27,280 Speaker 2: put you back in control and you are far more 446 00:20:27,359 --> 00:20:31,159 Speaker 2: likely to achieve far more things. Because I hate that 447 00:20:31,200 --> 00:20:33,639 Speaker 2: I do this so often, and the thing that I 448 00:20:33,640 --> 00:20:36,440 Speaker 2: do so often that I don't like is compare budgeting 449 00:20:36,520 --> 00:20:39,520 Speaker 2: with diets. But I feel like it's really relatable. 450 00:20:40,160 --> 00:20:40,400 Speaker 1: Jess. 451 00:20:40,440 --> 00:20:43,400 Speaker 2: If you ever put yourself on a diet once or twice, yeah, 452 00:20:43,400 --> 00:20:45,520 Speaker 2: I'm really good at it. I'm not proud of that, 453 00:20:45,560 --> 00:20:48,080 Speaker 2: but I used to do it all the time. The 454 00:20:48,080 --> 00:20:49,960 Speaker 2: first thing that you do when you put yourself on 455 00:20:50,000 --> 00:20:51,840 Speaker 2: a diet is like, oh, I can't have that. Why 456 00:20:51,880 --> 00:20:53,919 Speaker 2: do we focus on what we can't have as opposed 457 00:20:53,960 --> 00:20:56,919 Speaker 2: to what we can have instead of focusing on the 458 00:20:56,960 --> 00:20:59,160 Speaker 2: things that are being taken away from us When we're 459 00:20:59,200 --> 00:21:02,040 Speaker 2: setting a budget, why aren't we focusing on the big 460 00:21:02,080 --> 00:21:04,480 Speaker 2: goal of like, oh my gosh, I've just taken coffee 461 00:21:04,480 --> 00:21:07,960 Speaker 2: off myself. I can't have a coffee. I'm budgeting. That's negative. 462 00:21:08,400 --> 00:21:12,320 Speaker 2: That's not just saying something negative. It's making you feel 463 00:21:12,359 --> 00:21:15,040 Speaker 2: like you are suffering from the decision that you have made. 464 00:21:15,280 --> 00:21:17,840 Speaker 2: Instead of going like, oh, I'm not gonna do that 465 00:21:18,040 --> 00:21:20,960 Speaker 2: because I am saving for a car, a house, I 466 00:21:21,000 --> 00:21:24,399 Speaker 2: am saving my emergency fund, I'm doing something far greater. 467 00:21:25,200 --> 00:21:28,400 Speaker 2: It's not I can't do that or I don't get 468 00:21:28,440 --> 00:21:31,160 Speaker 2: to do that. It's like I get to do something different, 469 00:21:31,280 --> 00:21:33,520 Speaker 2: I get to put myself in a different position. So 470 00:21:33,560 --> 00:21:37,720 Speaker 2: I think it's really around changing our mindset from always 471 00:21:37,800 --> 00:21:41,120 Speaker 2: immediately being negative. And I guess this is why when 472 00:21:41,160 --> 00:21:43,240 Speaker 2: we talk about diets it makes a little bit more 473 00:21:43,280 --> 00:21:46,240 Speaker 2: sense because the second you tell me, Victoria, you have 474 00:21:46,240 --> 00:21:47,320 Speaker 2: to go on a diet, I'll be like, so you 475 00:21:47,359 --> 00:21:50,760 Speaker 2: can't cant eat macas chips, I can't have coke. I've 476 00:21:50,760 --> 00:21:52,679 Speaker 2: gotta have tight coke, do you know what I mean? Like, 477 00:21:52,920 --> 00:21:56,320 Speaker 2: you start thinking about the things that aren't really able 478 00:21:56,400 --> 00:21:58,840 Speaker 2: to be oxcessed right now, instead of being like, oh, well, 479 00:21:58,880 --> 00:22:01,560 Speaker 2: what can I have? What are the delicious options that 480 00:22:01,680 --> 00:22:03,840 Speaker 2: you know really align with my values so that you 481 00:22:03,880 --> 00:22:07,320 Speaker 2: could be excited about it. So keeping positive and keeping 482 00:22:07,359 --> 00:22:10,639 Speaker 2: optimistic is actually going to mean that you're one again 483 00:22:10,840 --> 00:22:14,000 Speaker 2: more likely to achieve this goal. But how much healthier 484 00:22:14,000 --> 00:22:15,440 Speaker 2: are you all going to be if we start really 485 00:22:15,440 --> 00:22:18,160 Speaker 2: focusing on the positive instead of focusing on what we're 486 00:22:18,160 --> 00:22:18,840 Speaker 2: missing out on. 487 00:22:19,119 --> 00:22:20,760 Speaker 4: Yeah, I feel like I have to as a like 488 00:22:20,920 --> 00:22:24,359 Speaker 4: nice little byproduct would make you just feel good, because 489 00:22:24,400 --> 00:22:27,399 Speaker 4: like feeling sad or like you're missing out on something 490 00:22:27,440 --> 00:22:30,680 Speaker 4: just isn't a good feeling in general, so as switching 491 00:22:30,720 --> 00:22:33,240 Speaker 4: that mindset might have a nice little flow on impact 492 00:22:33,280 --> 00:22:35,320 Speaker 4: of making you feel just better in general as well, 493 00:22:35,320 --> 00:22:35,960 Speaker 4: which is nice. 494 00:22:36,000 --> 00:22:39,160 Speaker 2: And I feel like there's this underlying narrative of this 495 00:22:39,240 --> 00:22:41,919 Speaker 2: episode that is kind of about positive self talk and 496 00:22:41,960 --> 00:22:44,960 Speaker 2: actually putting yourself in the best possible position by starting 497 00:22:44,960 --> 00:22:48,000 Speaker 2: with yourself. And that's not an accident. That's absolutely something 498 00:22:48,040 --> 00:22:51,600 Speaker 2: that I truly believe in, and it's really about starting 499 00:22:51,640 --> 00:22:54,240 Speaker 2: with yourself. I saw an Instagram quote the other day, 500 00:22:54,280 --> 00:22:57,359 Speaker 2: and obviously Instagram quotes the most legitimate jess and it 501 00:22:57,440 --> 00:23:00,320 Speaker 2: said try saying nothing negative about yourself for one day, 502 00:23:00,400 --> 00:23:02,320 Speaker 2: and then one week, and then one month and then 503 00:23:02,359 --> 00:23:04,960 Speaker 2: one year. And I feel like that was a really 504 00:23:04,960 --> 00:23:07,919 Speaker 2: good quote that resonated with me because you can't immediately 505 00:23:08,000 --> 00:23:09,960 Speaker 2: just not be a negative person. And I'm not saying 506 00:23:09,960 --> 00:23:12,040 Speaker 2: that everybody in our community is a negative person, but 507 00:23:12,040 --> 00:23:14,800 Speaker 2: I'm guilty of this too. Instead of focusing on a 508 00:23:14,800 --> 00:23:16,399 Speaker 2: part of my body or a part of me that 509 00:23:16,480 --> 00:23:18,960 Speaker 2: I don't particularly like, I should really focus on the 510 00:23:19,000 --> 00:23:21,320 Speaker 2: things that I am grateful for, Like I am happy, 511 00:23:21,640 --> 00:23:24,760 Speaker 2: I am healthy, Like I am in a very privileged 512 00:23:24,800 --> 00:23:26,720 Speaker 2: position at this point in my life, and I think 513 00:23:26,760 --> 00:23:29,320 Speaker 2: that I need to focus on those things instead of 514 00:23:29,359 --> 00:23:32,720 Speaker 2: always highlighting the negative things about myself. And we can 515 00:23:32,760 --> 00:23:35,199 Speaker 2: all do that, we can all shift our mindset. But 516 00:23:35,320 --> 00:23:39,520 Speaker 2: the more positive you are, what's your life change? Literally 517 00:23:39,800 --> 00:23:42,840 Speaker 2: from day one to one week, to one month to 518 00:23:42,920 --> 00:23:45,600 Speaker 2: one year, like your entire life will shift, and you 519 00:23:45,640 --> 00:23:49,760 Speaker 2: will become that glowy, happy person that everyone gravitates towards 520 00:23:49,760 --> 00:23:52,359 Speaker 2: because they can't help, but wonder, like, how is just 521 00:23:52,359 --> 00:23:56,840 Speaker 2: just so happy and healthy and glowy and accepting? Honestly, 522 00:23:56,920 --> 00:23:59,080 Speaker 2: It'll change your life. Oh my god, that sounds like 523 00:23:59,119 --> 00:24:01,479 Speaker 2: the dream. Sign me up for that one hundred percent. 524 00:24:01,920 --> 00:24:03,600 Speaker 2: I believe you might have one more thing on your 525 00:24:03,640 --> 00:24:06,280 Speaker 2: cheeky little laundry list for me, I do there is 526 00:24:06,359 --> 00:24:09,520 Speaker 2: one more hot tip you're gonna like this one. It's 527 00:24:09,760 --> 00:24:12,399 Speaker 2: recruit your friends. I'm not going to do this on 528 00:24:12,480 --> 00:24:16,560 Speaker 2: my own. I'm not gonna be positive well negative Nancy 529 00:24:16,560 --> 00:24:19,480 Speaker 2: across the tables. Being negative Nancy. That makes my life 530 00:24:19,520 --> 00:24:21,680 Speaker 2: way too hard. And I am in a position where 531 00:24:21,680 --> 00:24:23,760 Speaker 2: I want everything to be as easy as possible. I 532 00:24:23,800 --> 00:24:25,920 Speaker 2: want to be positive, but I also want to share 533 00:24:25,920 --> 00:24:28,760 Speaker 2: it with friends, and I feel like it's a really 534 00:24:28,840 --> 00:24:32,359 Speaker 2: good piece of reflection. Time to go, all right? Do 535 00:24:32,440 --> 00:24:34,520 Speaker 2: I have friends that support me? Do I have friends 536 00:24:34,520 --> 00:24:37,480 Speaker 2: that support my financial goals and my life goals? If 537 00:24:37,480 --> 00:24:39,520 Speaker 2: I'm planning on saving for a car, like why don't 538 00:24:39,560 --> 00:24:41,639 Speaker 2: I share that with my friends? If I'm saving up 539 00:24:41,680 --> 00:24:44,240 Speaker 2: for my emergency funds, like Jess. I know if I 540 00:24:44,280 --> 00:24:47,600 Speaker 2: said to you, oh, I'm gonna save my emergency you'd 541 00:24:47,600 --> 00:24:49,520 Speaker 2: be like, yeah, queen, let's do it. What's your plan? 542 00:24:49,600 --> 00:24:51,320 Speaker 2: What's your goal? How do we do this? You know, 543 00:24:51,400 --> 00:24:53,240 Speaker 2: come to my place, I'll make you a hot chocky 544 00:24:53,320 --> 00:24:55,760 Speaker 2: and we'll make a plan for it. Like I want 545 00:24:55,760 --> 00:24:57,560 Speaker 2: that type of friend in my life. I don't want 546 00:24:57,560 --> 00:24:59,199 Speaker 2: that type of friend that's like, oh, so does this 547 00:24:59,280 --> 00:25:01,360 Speaker 2: mean you can't go out for breakfast next? Saturday. Oh 548 00:25:01,400 --> 00:25:03,760 Speaker 2: the worst, literally the worst, Like I don't want that 549 00:25:03,840 --> 00:25:07,000 Speaker 2: negativity in my life. So not only are we sharing 550 00:25:07,040 --> 00:25:10,200 Speaker 2: things because if we share our accountabilities, it's more likely 551 00:25:10,200 --> 00:25:13,160 Speaker 2: that we're going to be held accountable, but also can 552 00:25:13,200 --> 00:25:15,600 Speaker 2: we find friends or mentors that are gonna have our 553 00:25:15,680 --> 00:25:18,679 Speaker 2: backs during this process? Like I know I'm not the 554 00:25:18,680 --> 00:25:21,840 Speaker 2: only one that has negative self talk? So Jess, why 555 00:25:21,840 --> 00:25:23,600 Speaker 2: don't you and I go all right, if I hear 556 00:25:23,680 --> 00:25:26,399 Speaker 2: you say one negative thing about you, I'm gonna slap 557 00:25:26,440 --> 00:25:29,080 Speaker 2: you silly and tell you to stop doing that. Does 558 00:25:29,119 --> 00:25:30,920 Speaker 2: that make sense? I think that we need to keep 559 00:25:30,920 --> 00:25:33,840 Speaker 2: ourselves accountable but also question it, and I think that 560 00:25:33,880 --> 00:25:36,320 Speaker 2: you need to actually give someone permission to do that. Right, 561 00:25:36,359 --> 00:25:38,480 Speaker 2: So if I said, Jess, I'm trying to save this year. 562 00:25:38,520 --> 00:25:40,960 Speaker 2: I want to save ten thousand dollars, Like, oh, I'm 563 00:25:41,000 --> 00:25:44,400 Speaker 2: finding it really hard. Can you help keep me accountable? Well, 564 00:25:44,640 --> 00:25:49,160 Speaker 2: that's you giving that person permission to kind of question you, like, Oh, Jess, 565 00:25:49,359 --> 00:25:51,399 Speaker 2: like I know that we did XYZ and you know 566 00:25:51,400 --> 00:25:53,560 Speaker 2: we've got this party coming up? Like do you really 567 00:25:53,640 --> 00:25:55,880 Speaker 2: need the new dress? Oh no, I don't. Like, let's 568 00:25:55,880 --> 00:25:58,800 Speaker 2: have a chat about staying accountable. But if I hadn't 569 00:25:58,800 --> 00:26:01,480 Speaker 2: been given permission to do that. Kind of inappropriate of 570 00:26:01,480 --> 00:26:05,080 Speaker 2: my friend to be like questioning your purchase here. Yeah, 571 00:26:05,080 --> 00:26:07,280 Speaker 2: like that's really weird. Yeah, it's a bit weird and 572 00:26:07,320 --> 00:26:09,280 Speaker 2: it's a bit rude, and it's none of their business. 573 00:26:09,440 --> 00:26:11,240 Speaker 2: But if I said to you, Jess, oh, I'm really 574 00:26:11,280 --> 00:26:14,680 Speaker 2: really trying, can you please help me stay accountable, I'm 575 00:26:14,680 --> 00:26:16,600 Speaker 2: alright with you giving me the feedback, and I might 576 00:26:16,640 --> 00:26:18,760 Speaker 2: be like, oh, yes, I budgeted for this, don't worry, 577 00:26:18,760 --> 00:26:20,879 Speaker 2: and you could be like, great, no worries, or it 578 00:26:20,960 --> 00:26:23,320 Speaker 2: might be a little bit of a reflection to remind 579 00:26:23,359 --> 00:26:26,280 Speaker 2: me of my bigger goal that I'm way more excited 580 00:26:26,280 --> 00:26:28,480 Speaker 2: about the new new dress for the weekend. Yeah. I 581 00:26:28,520 --> 00:26:29,080 Speaker 2: really like that. 582 00:26:29,119 --> 00:26:32,040 Speaker 4: I feel like there's strength in numbers, and especially if 583 00:26:32,080 --> 00:26:33,679 Speaker 4: you have a friend who's wanting to do the same thing, 584 00:26:33,720 --> 00:26:35,840 Speaker 4: you can help each other out and keep each other accountable, 585 00:26:36,240 --> 00:26:38,400 Speaker 4: and it's just a really nice way to do things 586 00:26:38,440 --> 00:26:39,480 Speaker 4: when you're not doing them alone. 587 00:26:39,520 --> 00:26:42,080 Speaker 2: I love it. Last point before we go, because I 588 00:26:42,119 --> 00:26:44,080 Speaker 2: know we're trying to wrap it up, is let's go. 589 00:26:44,280 --> 00:26:47,520 Speaker 2: Let's do it. We mentioned earlier this episode that we're 590 00:26:47,520 --> 00:26:49,560 Speaker 2: going to put a thread in a Facebook group about 591 00:26:49,640 --> 00:26:52,480 Speaker 2: setting your word for the year. Let's talk about intentions. 592 00:26:52,560 --> 00:26:54,159 Speaker 2: I want to know yours. I want to know your 593 00:26:54,200 --> 00:26:56,240 Speaker 2: word of the year because maybe it's better than mine 594 00:26:56,240 --> 00:26:58,200 Speaker 2: and I should swap. But I really want to start 595 00:26:58,200 --> 00:27:01,240 Speaker 2: this conversation because off and we struggle with this step 596 00:27:01,280 --> 00:27:04,200 Speaker 2: and often we struggle with finding our niche and finding 597 00:27:04,240 --> 00:27:06,320 Speaker 2: our group of people that are going to really support us. 598 00:27:06,600 --> 00:27:09,320 Speaker 2: Jess It's guaranteed She's on the Money community is going 599 00:27:09,359 --> 00:27:09,879 Speaker 2: to support you. 600 00:27:09,920 --> 00:27:11,960 Speaker 4: So share it there absolutely, And if you're not in 601 00:27:12,000 --> 00:27:14,359 Speaker 4: that Facebook group, please come and join us as over 602 00:27:14,440 --> 00:27:17,920 Speaker 4: two hundred and what is its sixty thousand people joking 603 00:27:18,160 --> 00:27:19,719 Speaker 4: search She's on the Money to find us. And if 604 00:27:19,720 --> 00:27:21,840 Speaker 4: Facebook's not your thing, we're on Instagram as well, where 605 00:27:21,840 --> 00:27:25,200 Speaker 4: it's She's on the Money aus. If you enjoyed the episode, 606 00:27:25,200 --> 00:27:27,119 Speaker 4: we would so appreciate it if you would leave us 607 00:27:27,119 --> 00:27:29,360 Speaker 4: a review. We would love to kick the year off 608 00:27:29,359 --> 00:27:31,919 Speaker 4: with some nice, little positive affirmations of our own and 609 00:27:31,960 --> 00:27:33,600 Speaker 4: that seems like a fun way to do it. 610 00:27:33,880 --> 00:27:36,360 Speaker 2: But I add a ten idea, Jessica, thank you so much. 611 00:27:36,400 --> 00:27:38,840 Speaker 2: Should we get out all off? Yeah, let's go set 612 00:27:38,840 --> 00:27:48,000 Speaker 2: our intentions? Bye? Guys, did buy shared? On She's on 613 00:27:48,040 --> 00:27:50,720 Speaker 2: the Money is general in nature and does not consider 614 00:27:50,760 --> 00:27:54,679 Speaker 2: your individual circumstances. She's on the Money exists purely for 615 00:27:54,840 --> 00:27:57,720 Speaker 2: educational purposes and should not be relied upon to make 616 00:27:57,760 --> 00:28:01,000 Speaker 2: an investment or financial decision. If you do choose to 617 00:28:01,000 --> 00:28:04,320 Speaker 2: buy a financial product, read the PDS TMD and obtain 618 00:28:04,359 --> 00:28:08,760 Speaker 2: appropriate financial advice tailored towards your needs. Victoria Divine and 619 00:28:08,880 --> 00:28:12,320 Speaker 2: She's on the Money are authorized representatives of money sherper 620 00:28:12,400 --> 00:28:15,040 Speaker 2: P T y lt D A b N three two 621 00:28:15,040 --> 00:28:18,800 Speaker 2: one six four nine two seven seven zero eight AFS 622 00:28:18,960 --> 00:28:23,200 Speaker 2: L four five one two eight nine