WEBVTT - FRIDAY DRINKS: Accountability August! 0:00:00.200 --> 0:00:02.000 She's on the Money. 0:00:02.160 --> 0:00:19.400 She's on the Money. 0:00:23.120 --> 0:00:26.759 Hello, and welcome to She's on the Money, the podcast 0:00:26.800 --> 0:00:30.920 for millennials who want financial freedom. Welcome back to another 0:00:30.920 --> 0:00:33.760 one of our Friday Drinks episodes where our team get 0:00:33.840 --> 0:00:36.120 to celebrate the money wins from our She's on the 0:00:36.159 --> 0:00:40.120 Money community. As always, we are joined by Tony Lodge 0:00:40.159 --> 0:00:42.360 and she is going to kick us off with what 0:00:42.560 --> 0:00:44.600 happened on our Monday money Diary. 0:00:45.000 --> 0:00:49.120 So our money diary this week is twenty six trans 0:00:49.200 --> 0:00:51.519 and preparing for gender affirmation surgery. 0:00:51.560 --> 0:00:53.320 It was such a cool money diary. 0:00:53.400 --> 0:00:55.920 It was really cool and the awesome thing about it 0:00:56.040 --> 0:00:58.360 was that and we mentioned this on the pod as well, 0:00:58.520 --> 0:01:01.560 that Victoria and our money darist had actually been chatting 0:01:01.640 --> 0:01:04.200 for quite some time through Instagram. They got hooked up 0:01:04.200 --> 0:01:04.759 together and. 0:01:04.920 --> 0:01:07.800 Split into each other's dance yeah, which is really cool to. 0:01:07.959 --> 0:01:10.160 Kind of have the inside scoop on it when normally 0:01:10.240 --> 0:01:14.600 it's all so anonymous. But we spoke with them and 0:01:14.800 --> 0:01:17.279 they gave us a really great insight into the costs 0:01:17.319 --> 0:01:21.039 associated and the language we should use when when chatting 0:01:21.080 --> 0:01:23.399 to people, and it was it was really really good. 0:01:23.480 --> 0:01:25.560 So I definitely employ you to have a listen. I 0:01:25.560 --> 0:01:26.479 know I say that, ever, I. 0:01:26.440 --> 0:01:28.319 Literally loved them. Yeah, I do know. We always say 0:01:28.319 --> 0:01:30.360 our money dary it was the best one yet. 0:01:30.560 --> 0:01:30.760 Yeah. 0:01:30.920 --> 0:01:33.520 I felt like I learned so much and it felt 0:01:33.520 --> 0:01:35.280 a little bit pervy at times. I was like, Oh, 0:01:35.360 --> 0:01:37.039 is it all right if I ask you this? And 0:01:37.040 --> 0:01:39.560 they were like yeah, like that's why I'm here, isn't it. 0:01:39.600 --> 0:01:42.080 And I was like, oh, yeah, cool, thanks, because you know, 0:01:42.120 --> 0:01:44.559 it kind of went beyond money a little bit, because 0:01:44.560 --> 0:01:46.679 you were like, oh, I'm asking about your personal life 0:01:47.080 --> 0:01:50.520 beyond just your financial situation. So I was really grateful 0:01:50.560 --> 0:01:52.880 that they were so open and honest with us, like 0:01:53.160 --> 0:01:55.600 it was just an epic conversation. And I know that 0:01:55.640 --> 0:01:57.400 there are a fair few people in our community that 0:01:57.400 --> 0:01:59.840 would really resonate with that, and I just loved being 0:02:00.040 --> 0:02:03.960 but to add it to our little money Diary Elite crew, And. 0:02:04.000 --> 0:02:07.200 Also, if you're kind of not really sure on how 0:02:07.280 --> 0:02:11.040 to best behave like an ally, it's probably a really 0:02:11.080 --> 0:02:13.040 good thing to listen to get a little bit of 0:02:13.040 --> 0:02:15.320 insight into you know, what to do if you do 0:02:15.400 --> 0:02:17.960 misgender someone, and if you're looking for any resources on 0:02:18.000 --> 0:02:19.799 that topic as well. There were heaps in the show 0:02:19.840 --> 0:02:22.600 notes like a hundred things that are stacked it for Yeah, 0:02:22.600 --> 0:02:24.840 that our money dire is sent through, so definitely have 0:02:24.880 --> 0:02:25.120 a look. 0:02:25.320 --> 0:02:29.040 Yeah, loved it all right, Straight onto the wonderful Georgia King. 0:02:29.400 --> 0:02:32.520 Georgia King. What did we speak about on Wednesday? In 0:02:32.520 --> 0:02:33.280 a deep do? 0:02:33.960 --> 0:02:39.400 This Wednesday was a fun one. What they're always they always? 0:02:40.080 --> 0:02:43.320 We spoke about the costs of moving out for the 0:02:43.400 --> 0:02:45.600 very first time, So the costs you need to factor 0:02:45.639 --> 0:02:48.160 in before you move out, and then the costs that 0:02:48.240 --> 0:02:51.079 come up when you're actually out of home, and if 0:02:51.080 --> 0:02:53.320 you haven't done it before, like a lot creeps up. 0:02:53.440 --> 0:02:56.160 Is it a wild generalization to say it's always way 0:02:56.200 --> 0:02:56.880 more than you think? 0:02:56.960 --> 0:02:58.560 Oh, absolutely, you've. 0:02:58.360 --> 0:03:02.639 Got your bond your first month rant dishwasher tablet, dishwasher 0:03:02.760 --> 0:03:05.040 tablets four dollar booze. 0:03:05.200 --> 0:03:05.560 I tell you. 0:03:05.639 --> 0:03:08.200 The weird one is when there's stuff at your parents' house, 0:03:08.240 --> 0:03:09.720 like in the back of the cupboard, that you'd never 0:03:09.760 --> 0:03:11.480 think to actually buy, but when you just need like 0:03:11.919 --> 0:03:14.120 just a pinch of salt when you move out, you 0:03:14.160 --> 0:03:16.480 don't have just those random things in the pantry and 0:03:16.520 --> 0:03:18.320 buying a whole big thing of those. 0:03:19.320 --> 0:03:23.480 So expensive to stuff. They are olive oil, good olive oil, 0:03:23.960 --> 0:03:25.160 Like what is that? 0:03:25.160 --> 0:03:26.320 That's a mortgage, that's what happens? 0:03:27.520 --> 0:03:30.440 Than wine like that is not on? And then all 0:03:30.480 --> 0:03:32.359 of the herbs and spices. Are you meant to buy 0:03:32.440 --> 0:03:33.920 every single tiny little jarp? 0:03:34.240 --> 0:03:36.200 Do you need smoked and sweet paprika? 0:03:36.480 --> 0:03:37.160 I think you do? 0:03:37.520 --> 0:03:38.680 Apparently I've got both. 0:03:39.680 --> 0:03:42.800 Yeah, well you're a proper adult, so that makes sense. Ryan, 0:03:42.800 --> 0:03:44.119 have you got some money with yep? 0:03:44.120 --> 0:03:46.320 And I will get ready to do the wins with 0:03:46.360 --> 0:03:47.760 my Mattzo's ginger beer. 0:03:47.920 --> 0:03:48.760 Just what have you gone? 0:03:48.800 --> 0:03:50.839 I've also got a Matzo's. We'd love the mat soos, 0:03:50.880 --> 0:03:52.200 don't we. I've got a Lemon. 0:03:52.440 --> 0:03:55.720 I've also got a Lemon Tony and I we're bougie today. 0:03:56.080 --> 0:03:59.280 We've got a Brookies Byron dry gin and tonic with 0:03:59.440 --> 0:04:01.800 native a lime which rolls off the tongue. 0:04:01.880 --> 0:04:04.160 It was bougie and to be honest, when we looked 0:04:04.200 --> 0:04:05.840 at it, not that you should be looking at the 0:04:05.880 --> 0:04:08.960 calories of your drink. They're sugar free, which. 0:04:08.840 --> 0:04:12.080 Was to us very impressive because it's hard to get 0:04:12.120 --> 0:04:14.080 a good gin and tonic that's sugar free. 0:04:14.240 --> 0:04:14.480 Yeah. 0:04:14.680 --> 0:04:16.800 Like, we're not sponsored by them, but we have been 0:04:16.920 --> 0:04:19.920 drinking them in the office. We've been drinking them while recording, 0:04:20.000 --> 0:04:23.200 like it's been pretty good. But we were surprised because 0:04:23.920 --> 0:04:26.360 tonic is one of those silent killers when it comes 0:04:26.400 --> 0:04:27.159 to sugar. 0:04:27.200 --> 0:04:31.000 Yes to satirifice as well tonic water. If you get 0:04:31.000 --> 0:04:32.600 a good tonic, they can cost just as much as 0:04:32.600 --> 0:04:34.040 the the fever tree. 0:04:34.440 --> 0:04:38.679 Ya, you're expensive. I just buy sweeps when it's on sale. 0:04:38.800 --> 0:04:43.560 Oh my god, I buy coal's brawn. Not relatable contay. 0:04:43.880 --> 0:04:45.360 Sorry, money wins. 0:04:45.080 --> 0:04:45.520 Money wins. 0:04:46.960 --> 0:04:48.760 All right, here we go, money wins this week. 0:04:48.839 --> 0:04:51.360 Now, this might seem like the simplest money win we've 0:04:51.400 --> 0:04:54.600 ever had, but so many people responded with, oh, I 0:04:54.680 --> 0:04:57.839 feel that it is genuinely a win. Simone says money 0:04:57.839 --> 0:05:00.599 win for the whole month. I didn't tran for money 0:05:00.720 --> 0:05:04.240 back from my savings into my everyday a camp. That 0:05:04.400 --> 0:05:09.320 is impressive, very, to which Polly just replied, I feel 0:05:09.320 --> 0:05:09.839 this deeply. 0:05:10.200 --> 0:05:12.160 Yeah, that's relatable content. 0:05:12.400 --> 0:05:14.880 I mean, that's not sweps. Is that the difference vi 0:05:15.040 --> 0:05:18.000 between what intentions and reality? We put five hundred bucks 0:05:18.040 --> 0:05:19.800 at the month on payday or whatever our amount is, 0:05:19.880 --> 0:05:22.559 go yep, five hundred months saving and then four hundred 0:05:22.600 --> 0:05:24.480 and ninety six just makes its way back across when 0:05:24.520 --> 0:05:25.800 a bill comes in or something. 0:05:25.600 --> 0:05:28.839 That's when you set unrealistic expectations for yourself. And that's 0:05:28.960 --> 0:05:32.359 really easy to do, but really hard to undo. And 0:05:32.400 --> 0:05:36.159 that's why I preach, literally preach about having a budget 0:05:36.160 --> 0:05:40.120 that's realistic and not just an aspirational budget. It's actually 0:05:40.160 --> 0:05:42.960 what you're spending and actually what's coming into your account, 0:05:43.080 --> 0:05:45.039 because if you're not doing that, you're just going to 0:05:45.040 --> 0:05:47.280 shoot yourself in the foot and have to dip into 0:05:47.320 --> 0:05:49.240 savings regardless of what you're spending. 0:05:49.560 --> 0:05:49.760 Yep. 0:05:49.880 --> 0:05:54.440 Now, Melissa says, five figure tax refund coming my way 0:05:54.839 --> 0:05:58.080 money when quarter will go to paying off the rest 0:05:58.120 --> 0:06:00.799 of my HEXTEBT, which means I am now completely debt 0:06:00.800 --> 0:06:01.919 free in every. 0:06:01.720 --> 0:06:03.680 Aspect of my life. 0:06:04.120 --> 0:06:05.280 Well done, well done. 0:06:05.440 --> 0:06:09.240 Now, Aisha applied for a scholarship through university. The application 0:06:09.320 --> 0:06:11.880 took about ten minutes, and within a few weeks I 0:06:12.200 --> 0:06:15.839 was advised my application was successful and I've just received 0:06:16.080 --> 0:06:19.280 fourteen thousand dollars from my university. 0:06:20.120 --> 0:06:22.280 Now I've got is that per hour? If she's said 0:06:22.279 --> 0:06:23.760 it only took ten minutes. 0:06:23.520 --> 0:06:29.400 Let's ask our financial advisor, Hey ask goodbye? Rosie says 0:06:29.560 --> 0:06:33.200 money win made my first one thousand dollars in rays. 0:06:33.240 --> 0:06:35.280 He's out to one thousand dollars just through round Us, 0:06:35.800 --> 0:06:38.880 So she's pretty stoked. Without now Annie, Annie is a 0:06:38.960 --> 0:06:43.360 unicorn because this never happens. This is very very rare, 0:06:43.640 --> 0:06:45.680 she said. I just got an email from work saying 0:06:45.720 --> 0:06:48.520 that my salary has increased two point five percent from 0:06:48.560 --> 0:06:51.440 the start of this financial year. I only just started 0:06:51.440 --> 0:06:53.440 with the company. I wasn't sure if they did increases 0:06:53.520 --> 0:06:55.120 or if I had to negotiate after one year. 0:06:56.000 --> 0:06:56.720 They just did it. 0:06:57.160 --> 0:06:58.200 That's super cool. 0:06:58.440 --> 0:07:01.200 Usually, and this is why I say, you have to 0:07:01.279 --> 0:07:03.680 ask and then you follow them up and they say, oh, 0:07:03.760 --> 0:07:05.839 we'll think about it. My boss will go to his boss, 0:07:05.960 --> 0:07:08.400 go to her bossass and it just takes years and years. 0:07:08.520 --> 0:07:10.960 The fact that they just ticked it, like she didn't 0:07:10.960 --> 0:07:12.200 even have to ask, they just did it. 0:07:12.200 --> 0:07:12.960 It's like government. 0:07:13.040 --> 0:07:15.720 I think government roles have a set increase per year, 0:07:16.040 --> 0:07:18.040 like you go up like one point five percent. 0:07:18.080 --> 0:07:21.520 And they have airpicks super as well. Instead of having 0:07:21.560 --> 0:07:24.440 them now ten percent super that we have, they have 0:07:24.520 --> 0:07:26.560 I think a minimum of fourteen point five which has 0:07:26.560 --> 0:07:29.200 probably just scorn up to fifteen percent super, which is 0:07:29.240 --> 0:07:32.760 a money win. Like I remember back in my org 0:07:32.760 --> 0:07:35.880 Psyite days having a client that was a university. Obviously 0:07:35.880 --> 0:07:38.000 I can't tell you who they were, but they had 0:07:38.040 --> 0:07:41.040 people in admin roles that had been there for yongks, 0:07:41.040 --> 0:07:44.080 like thirty plus years, just doing these roles because that 0:07:44.200 --> 0:07:46.040 was just their job, and they'd got their two point 0:07:46.120 --> 0:07:48.360 five percent every single year, so they were on like 0:07:48.520 --> 0:07:52.720 one hundred thousand dollars plus income admin roles that if 0:07:52.720 --> 0:07:55.640 they were to advertise them obviously would go for less 0:07:55.680 --> 0:07:58.200 than that. But then they also had these really big 0:07:58.240 --> 0:08:02.000 long service leave packages and like if they were made redundant, 0:08:02.040 --> 0:08:05.200 it would have cost that university hundreds of thousands of dollars. 0:08:05.240 --> 0:08:07.000 So it's kind of like rock in a hard place 0:08:07.000 --> 0:08:09.280 for them. But money win for these people with the 0:08:09.600 --> 0:08:14.119 job definitely, because they're like, we're never believing little cash 0:08:14.160 --> 0:08:15.360 cow exactly. 0:08:15.680 --> 0:08:17.920 Jema said, I had to spend five hundred dollars on 0:08:18.040 --> 0:08:22.200 textbooks and I've just started doing YouTube and I've got 0:08:22.240 --> 0:08:25.240 my first five hundred dollars in ad sense revenue from 0:08:25.280 --> 0:08:29.040 our YouTube channel, which means the YouTube paid for the textbooks, 0:08:29.080 --> 0:08:30.560 so she doesn't have to pay a cent. 0:08:30.800 --> 0:08:31.160 She said. 0:08:31.200 --> 0:08:33.000 Whilst it's the same money win, I say that's two 0:08:33.040 --> 0:08:35.760 money wins, right, yeah, money yeah, sure, right, And. 0:08:35.679 --> 0:08:37.760 There's so much money in YouTube that I just didn't 0:08:37.760 --> 0:08:38.280 know was there. 0:08:38.679 --> 0:08:41.959 Yeah. I think this is one of the great manifests 0:08:41.960 --> 0:08:42.400 of the year. 0:08:43.480 --> 0:08:46.679 And it's not coming from Jessica my favorites. 0:08:46.520 --> 0:08:50.440 But well it's come via Jess's aura by putting manifesting 0:08:50.840 --> 0:08:52.000 into people's manifests. 0:08:52.080 --> 0:08:53.760 So here we go, the community does it. 0:08:53.720 --> 0:08:58.040 Together, Vanessa, I was on my way to kmart to 0:08:58.080 --> 0:09:01.360 buy a clothes rack classic I found the exact same 0:09:01.400 --> 0:09:03.280 clothes rack on the side of the road. 0:09:05.080 --> 0:09:09.080 Yeah, that is so that is what we're here for. 0:09:09.160 --> 0:09:10.800 That would be like a dream, like you know how 0:09:10.840 --> 0:09:14.040 that stuff happens in your dreams. I'd be like, and she's. 0:09:13.920 --> 0:09:16.679 Recycling as well. That person hasn't had to take it 0:09:16.720 --> 0:09:18.559 to like yeah, the dump. It's like saved it from 0:09:18.640 --> 0:09:20.840 landfille and she got it for free, Like that's amazing. 0:09:21.080 --> 0:09:23.360 So well, actually someone was actually a moving house and 0:09:23.400 --> 0:09:27.120 it was mind and moving. Yeah, she picked it up 0:09:27.120 --> 0:09:27.680 on the way through. 0:09:28.679 --> 0:09:31.840 And finally, actually I've got two more. But finally, Tamika, 0:09:32.480 --> 0:09:34.680 can you just tell me the grab that see the 0:09:34.840 --> 0:09:35.680 pictures on there? 0:09:35.760 --> 0:09:37.440 Can you just tell me what you can see. 0:09:37.640 --> 0:09:39.920 Oh, he hasn't splashed out with color prints. 0:09:40.480 --> 0:09:41.680 It is so much better in color. 0:09:41.720 --> 0:09:46.800 Sorry a kitchen bench, No, it's not. It's an entertainment unit. 0:09:47.040 --> 0:09:50.400 So what happened is maybe if it was in color. 0:09:52.080 --> 0:09:55.040 Well, this is actually interesting because Ta Meeka bought it 0:09:55.080 --> 0:09:57.840 for ten dollars from Facebook marketplace. And you can see 0:09:57.840 --> 0:09:59.880 the one on the left, who Tony's got. Now it's 0:10:00.080 --> 0:10:02.839 it's done up right, she's covering half. So she spent 0:10:02.920 --> 0:10:05.840 ten dollars on it, refurbished it, sold it for three 0:10:05.920 --> 0:10:07.320 hundred and forty dollars. 0:10:07.520 --> 0:10:08.000 Wow. 0:10:08.360 --> 0:10:09.640 So the one on the right is like. 0:10:09.600 --> 0:10:11.600 That before she's cut it in half, polished it up, 0:10:11.640 --> 0:10:14.000 and sold it for a profit of three hundred and thirty. 0:10:13.760 --> 0:10:17.920 Dollars much and she's like yes, a hot yeah. 0:10:18.000 --> 0:10:20.199 And now it's like a little bureau kind of thing 0:10:20.240 --> 0:10:20.760 that what. 0:10:20.720 --> 0:10:26.240 Reason touch bro hutches the cupboards on the bottom, shelves 0:10:26.240 --> 0:10:28.400 on the top, which was really common in like I'm 0:10:28.400 --> 0:10:32.239 going to say seventies eighty. 0:10:31.280 --> 0:10:36.000 And then bureau or like a console buckett all. 0:10:35.920 --> 0:10:37.960 The same thing is like just like the flat unit. 0:10:38.120 --> 0:10:41.680 Sorry that you don't know anything about hon decor how 0:10:41.720 --> 0:10:43.000 embarrassing sorry. 0:10:43.160 --> 0:10:46.800 I have an Ikea calyx as my TV and I'm 0:10:46.880 --> 0:10:47.640 not changing. 0:10:48.760 --> 0:10:51.800 All right, one final money win and do you guys 0:10:51.880 --> 0:10:53.040 mind if I just make a quick call. 0:10:53.760 --> 0:10:55.520 Yeah, of course, I'm excited. 0:10:55.840 --> 0:10:56.560 Okay, hang on here. 0:11:00.360 --> 0:11:04.760 When they don't answer, Hello. 0:11:04.520 --> 0:11:07.720 Hello is this guy? Oh yeah, Welcome to the She's 0:11:07.720 --> 0:11:09.160 on the Money Friday Drinks episode. 0:11:09.200 --> 0:11:09.760 My name is Ryan. 0:11:09.800 --> 0:11:14.520 I'm here with Victoria, Tony George, and Jess HALLI Hi. Now, 0:11:14.640 --> 0:11:16.360 first of all, I just need to apologize because I 0:11:16.400 --> 0:11:18.560 realized I just slipped into your DMS and said, Hi, 0:11:18.640 --> 0:11:19.199 my name's Ryan. 0:11:19.240 --> 0:11:21.560 What's your number? So I'm just sorry that was weird. 0:11:21.640 --> 0:11:24.560 You're marriage? Yeah, I was a little bit sus not 0:11:24.600 --> 0:11:25.160 gonna lie. 0:11:25.640 --> 0:11:27.560 Yeah, sorry, I am yeah. 0:11:27.920 --> 0:11:28.760 Sorry, I see that. 0:11:29.120 --> 0:11:30.440 I know I see it because I've kind of just 0:11:30.480 --> 0:11:32.400 reread what I've written and I'm like, this would look sus. 0:11:32.440 --> 0:11:33.480 But I'm sorry about that. 0:11:33.760 --> 0:11:38.160 So, uh, did you post any comments in the She's 0:11:38.160 --> 0:11:39.800 on the Money Facebook group in the last week? 0:11:40.400 --> 0:11:40.640 Yes? 0:11:40.679 --> 0:11:41.040 I did? 0:11:41.360 --> 0:11:42.280 What did you post? 0:11:43.040 --> 0:11:47.199 I commented on the Queen. 0:11:47.000 --> 0:11:48.760 Jar the Queener? 0:11:51.440 --> 0:11:53.920 Did you now? My friends? 0:11:54.080 --> 0:11:56.640 So last week I was doing spring cleaning because we're 0:11:56.679 --> 0:11:59.320 in lockdown, nothing else to do. Literally tidying up and 0:11:59.360 --> 0:12:01.760 I found this big bunch of coins and it ended 0:12:01.800 --> 0:12:04.080 up being I know right. I mean, if I had 0:12:04.080 --> 0:12:05.920 have known it now, I wouldn't have said I'll give 0:12:05.920 --> 0:12:06.760 it away because. 0:12:08.440 --> 0:12:10.000 But the correct. 0:12:09.600 --> 0:12:13.720 Answer was one hundred and nine dollars and fifty cents, 0:12:13.840 --> 0:12:15.959 and sky, you correctly guess that. 0:12:15.960 --> 0:12:22.559 Money is yours. Well done. That's so fun. 0:12:22.760 --> 0:12:25.520 Now can I just add that some your guess was 0:12:25.559 --> 0:12:28.000 a one hundred nine dollars and fifty cents. Someone else 0:12:28.040 --> 0:12:31.280 guessed one hundred nine dollars and forty five cents, and 0:12:31.440 --> 0:12:34.959 some was ten cents. Over there was two point four 0:12:35.120 --> 0:12:36.240 thousand guesses. 0:12:36.360 --> 0:12:41.080 Wow, this is crazy, This is crazy. That is so fun. 0:12:41.120 --> 0:12:43.760 And in our team. Obviously I couldn't enter. And I 0:12:43.840 --> 0:12:45.920 thought that it was going to be so much more dramatic, 0:12:46.000 --> 0:12:47.920 like that's a hundred bucks. I thought there was like 0:12:47.920 --> 0:12:49.120 three hundred dollars in there. 0:12:49.240 --> 0:12:52.120 I just couldn't it for you. Sorry, I thought we'd 0:12:52.200 --> 0:12:54.600 also scoy. I'm so sorry to show changes. 0:12:54.760 --> 0:12:57.600 Sorry, but I also thought we could give it the masterclass, 0:12:58.080 --> 0:12:59.200 like that's fun too. 0:12:59.480 --> 0:13:02.000 Why would you also like a masterclass? And assigned copy 0:13:02.120 --> 0:13:02.920 of Victoria's book? 0:13:03.520 --> 0:13:05.679 Oh my god, that would be she can have all 0:13:05.720 --> 0:13:10.080 of it. It's a real price, which is like building it. 0:13:10.360 --> 0:13:12.880 What else have we got? What can we give Scott? 0:13:13.320 --> 0:13:16.480 All right, Scott, I will DM you later with the details. 0:13:16.480 --> 0:13:20.320 Please respond and I know, like a weird old guy. Yeah, 0:13:20.320 --> 0:13:21.520 actually maybe I'll get just to do it from the 0:13:21.520 --> 0:13:23.200 she in the money account just looks official. 0:13:24.320 --> 0:13:26.280 You're Scott. Thanks being part of the community. 0:13:26.400 --> 0:13:32.960 Have the best night. I love that. What are the 0:13:33.000 --> 0:13:34.240 surprises if you got for us? 0:13:34.280 --> 0:13:36.079 Seriously, I justmed her and was like, hey, can you 0:13:36.080 --> 0:13:36.640 tell me number? 0:13:37.800 --> 0:13:42.400 And she gave it to What a trusting person. There's 0:13:42.480 --> 0:13:45.000 no way if you DMed me and I hadn't met you, 0:13:45.040 --> 0:13:46.040 that I'd give you my number. 0:13:46.080 --> 0:13:48.559 Absolutely, I would you verified you? 0:13:54.559 --> 0:13:57.480 All right? So we are back and I was going 0:13:57.520 --> 0:13:59.480 to take credit for this because we kind of did 0:13:59.559 --> 0:14:02.360 something similar last year, but I really can't because Tony 0:14:03.080 --> 0:14:06.560 are Yeah, like it sounds like I am because I 0:14:06.640 --> 0:14:09.240 Toats did it, But no, we did it last year. 0:14:09.280 --> 0:14:11.719 We called it Accountability August, but it definitely didn't have 0:14:11.840 --> 0:14:14.360 the same structure that Tony pitched us. We've just used 0:14:14.400 --> 0:14:16.200 the same name because it was kind of catchy and 0:14:16.240 --> 0:14:18.600 it's really hard to come up with catchy names. So 0:14:18.640 --> 0:14:21.880 we've just used the same name, but it's different premise, Tony, 0:14:22.000 --> 0:14:23.360 what are we doing this August? 0:14:23.600 --> 0:14:25.800 So a couple of months ago, we chatted on Friday 0:14:25.880 --> 0:14:28.920 drinks about someone in our community set up a no 0:14:29.120 --> 0:14:32.080 spend month and all these other community met like the 0:14:32.120 --> 0:14:34.720 post went off and all these people were talking about 0:14:34.720 --> 0:14:37.280 how they weren't spending any money, and we thought, wouldn't 0:14:37.280 --> 0:14:38.840 it be so funny if we could set up a 0:14:38.920 --> 0:14:42.080 challenge month for the community so everyone could take part. 0:14:42.160 --> 0:14:44.400 We would all be taking part, And we thought, well, 0:14:44.440 --> 0:14:47.600 a no spend month, isn't you know, is maybe setting 0:14:47.600 --> 0:14:49.920 a bar a little bit high, and we want it 0:14:49.960 --> 0:14:53.480 to be easy for everybody. So we're starting da da 0:14:53.520 --> 0:15:00.280 da accountability August yay. So basically we thought it be 0:15:00.280 --> 0:15:02.760 really really fun if all of us came up with 0:15:02.840 --> 0:15:05.920 a little goal that we wanted to meet over August. 0:15:06.760 --> 0:15:09.000 So if you say, oh, I really want to cut 0:15:09.040 --> 0:15:12.680 back on buying coffee, then over August you could try 0:15:12.720 --> 0:15:14.840 and not buy any coffee and see if you make 0:15:14.880 --> 0:15:16.120 it to the end of the month. 0:15:16.320 --> 0:15:19.680 And so do we have to say this out loud? Hence, yeah, 0:15:19.760 --> 0:15:21.280 the accountability. 0:15:20.600 --> 0:15:21.960 You have to say it out loud, but you have 0:15:22.000 --> 0:15:23.960 to share it with the community. So we'll have a 0:15:24.000 --> 0:15:26.160 thread and we'll be checking in with you, and we're 0:15:26.160 --> 0:15:28.440 going to have some really fun social tiles that you 0:15:28.480 --> 0:15:31.200 can fill in and like post on your stories and stuff. 0:15:31.200 --> 0:15:34.280 And I'm really excited about it because you know, if 0:15:34.320 --> 0:15:36.800 I said let's cut back on coffee and not do 0:15:36.920 --> 0:15:39.400 that for the month, like that's not relatable to everybody, 0:15:39.440 --> 0:15:41.840 like just doesn't drink coffee. Some people would be like, well, 0:15:41.840 --> 0:15:44.600 I've been making it at home for ages. I can't participate. 0:15:45.000 --> 0:15:47.080 So you guys are going to choose what you want 0:15:47.120 --> 0:15:50.160 to be held accountable for, and we all as a 0:15:50.160 --> 0:15:53.000 team have different accountability challenges that we're going to take 0:15:53.040 --> 0:15:55.880 on and we're just going to hold each other accountable. 0:15:55.920 --> 0:15:58.880 So August is really productive and we all end it 0:15:58.920 --> 0:16:02.560 on high, which I'm super stoked about. But to get 0:16:02.600 --> 0:16:04.480 the wall rolling and give you guys a little bit 0:16:04.480 --> 0:16:08.240 of inspiration, jess, what's your accountability August goal? 0:16:08.720 --> 0:16:10.880 Well Tony suggested a no spend and I was like, 0:16:11.120 --> 0:16:13.200 who do you think I am? Not someone with that 0:16:13.240 --> 0:16:13.960 much self control? 0:16:14.040 --> 0:16:17.880 That's it. I like it because it's relatable. 0:16:17.520 --> 0:16:19.960 Hard no for me. I would love to, but unfortunately 0:16:20.000 --> 0:16:22.400 it's just not practical. That's fine, So I decided to 0:16:22.400 --> 0:16:24.080 go the other way, and I'm going to try to 0:16:24.160 --> 0:16:25.440 make some money. 0:16:27.280 --> 0:16:30.440 And you're going to try and spend more money. 0:16:30.520 --> 0:16:34.600 I could definitely succeed at that, but no, like I 0:16:34.680 --> 0:16:36.280 over lockdown. I'm sure I've said this before as the 0:16:36.280 --> 0:16:38.520 money in, but over lockdown, I was cleaning out my closet. 0:16:38.560 --> 0:16:40.280 I had a bunch of extra stuff, and we did 0:16:40.320 --> 0:16:43.080 that really fun campaign with gum Tree last month as well, 0:16:43.120 --> 0:16:45.600 where we learned that statistically, the average person has like 0:16:45.640 --> 0:16:48.200 twenty seven unused items in their house. That's a lot 0:16:48.240 --> 0:16:50.640 of that's a lot of items. So I thought, I'm 0:16:50.640 --> 0:16:52.240 going to set myself the goal. I don't know if 0:16:52.240 --> 0:16:54.640 this is way too ambitious because I sell things for 0:16:54.760 --> 0:16:57.120 like five dollars, but I'm going to try to hit 0:16:57.200 --> 0:17:00.160 five hundred dollars. Oh, you can totally do that month 0:17:00.200 --> 0:17:03.200 of August. So Wardrobe's cute guys, I would buy her stuff. 0:17:03.280 --> 0:17:04.760 Check me out on deep up, help me out. 0:17:05.480 --> 0:17:07.440 The thing that I'm worried about though, with Jess is 0:17:07.480 --> 0:17:10.719 that she's already started selling already ahead of us. 0:17:10.760 --> 0:17:11.600 No no, no, no. 0:17:11.640 --> 0:17:13.520 No, no no, August hasn't started. 0:17:13.800 --> 0:17:15.399 Bad luck, mate, so none of it. 0:17:15.760 --> 0:17:17.879 So none of the money she's made so far counts. 0:17:17.920 --> 0:17:19.879 But don't go to my detop until August. 0:17:19.920 --> 0:17:22.000 First, I have a question. 0:17:22.320 --> 0:17:24.000 Victoria just said that she likes a lot of the 0:17:24.000 --> 0:17:25.920 stuff in your wardrobe and she might buy it. 0:17:25.960 --> 0:17:26.440 Is that awkward? 0:17:26.440 --> 0:17:28.720 Because Victoria has already bought it, You've borrowed it from 0:17:28.760 --> 0:17:29.600 her and now yourself. 0:17:30.640 --> 0:17:34.240 It's just like a really great life cycle between that 0:17:34.359 --> 0:17:36.680 happens in our office a fair bit. We're like, oh, Tony, 0:17:36.840 --> 0:17:42.560