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Speaker 1: She's on the Money.

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Speaker 2: She's on the Money.

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Speaker 3: Hello, and welcome to She's on the Money, the podcast

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Speaker 3: for millennials who want financial freedom. Welcome back to another

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Speaker 3: one of our Friday Drinks episodes where our team get

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Speaker 3: to celebrate the money wins from our She's on the

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Speaker 3: Money community. As always, we are joined by Tony Lodge

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Speaker 3: and she is going to kick us off with what

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Speaker 3: happened on our Monday money Diary.

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Speaker 1: So our money diary this week is twenty six trans

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Speaker 1: and preparing for gender affirmation surgery.

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Speaker 3: It was such a cool money diary.

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Speaker 1: It was really cool and the awesome thing about it

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Speaker 1: was that and we mentioned this on the pod as well,

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Speaker 1: that Victoria and our money darist had actually been chatting

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Speaker 1: for quite some time through Instagram. They got hooked up

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Speaker 1: together and.

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Speaker 3: Split into each other's dance yeah, which is really cool to.

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Speaker 1: Kind of have the inside scoop on it when normally

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Speaker 1: it's all so anonymous. But we spoke with them and

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Speaker 1: they gave us a really great insight into the costs

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Speaker 1: associated and the language we should use when when chatting

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Speaker 1: to people, and it was it was really really good.

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Speaker 1: So I definitely employ you to have a listen. I

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Speaker 1: know I say that, ever, I.

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Speaker 3: Literally loved them. Yeah, I do know. We always say

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Speaker 3: our money dary it was the best one yet.

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Speaker 4: Yeah.

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Speaker 3: I felt like I learned so much and it felt

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Speaker 3: a little bit pervy at times. I was like, Oh,

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Speaker 3: is it all right if I ask you this? And

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Speaker 3: they were like yeah, like that's why I'm here, isn't it.

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Speaker 3: And I was like, oh, yeah, cool, thanks, because you know,

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Speaker 3: it kind of went beyond money a little bit, because

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Speaker 3: you were like, oh, I'm asking about your personal life

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Speaker 3: beyond just your financial situation. So I was really grateful

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Speaker 3: that they were so open and honest with us, like

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Speaker 3: it was just an epic conversation. And I know that

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Speaker 3: there are a fair few people in our community that

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Speaker 3: would really resonate with that, and I just loved being

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Speaker 3: but to add it to our little money Diary Elite crew, And.

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Speaker 1: Also, if you're kind of not really sure on how

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Speaker 1: to best behave like an ally, it's probably a really

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Speaker 1: good thing to listen to get a little bit of

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Speaker 1: insight into you know, what to do if you do

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Speaker 1: misgender someone, and if you're looking for any resources on

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Speaker 1: that topic as well. There were heaps in the show

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Speaker 1: notes like a hundred things that are stacked it for Yeah,

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Speaker 1: that our money dire is sent through, so definitely have

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Speaker 1: a look.

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Speaker 3: Yeah, loved it all right, Straight onto the wonderful Georgia King.

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Speaker 3: Georgia King. What did we speak about on Wednesday? In

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Speaker 3: a deep do?

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Speaker 5: This Wednesday was a fun one. What they're always they always?

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Speaker 5: We spoke about the costs of moving out for the

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Speaker 5: very first time, So the costs you need to factor

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Speaker 5: in before you move out, and then the costs that

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Speaker 5: come up when you're actually out of home, and if

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Speaker 5: you haven't done it before, like a lot creeps up.

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Speaker 6: Is it a wild generalization to say it's always way

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Speaker 6: more than you think?

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Speaker 4: Oh, absolutely, you've.

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Speaker 5: Got your bond your first month rant dishwasher tablet, dishwasher

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Speaker 5: tablets four dollar booze.

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Speaker 4: I tell you.

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Speaker 6: The weird one is when there's stuff at your parents' house,

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Speaker 6: like in the back of the cupboard, that you'd never

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Speaker 6: think to actually buy, but when you just need like

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Speaker 6: just a pinch of salt when you move out, you

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Speaker 6: don't have just those random things in the pantry and

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Speaker 6: buying a whole big thing of those.

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Speaker 3: So expensive to stuff. They are olive oil, good olive oil,

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Speaker 3: Like what is that?

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Speaker 4: That's a mortgage, that's what happens?

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Speaker 3: Than wine like that is not on? And then all

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Speaker 3: of the herbs and spices. Are you meant to buy

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Speaker 3: every single tiny little jarp?

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Speaker 1: Do you need smoked and sweet paprika?

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Speaker 3: I think you do?

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Speaker 1: Apparently I've got both.

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Speaker 3: Yeah, well you're a proper adult, so that makes sense. Ryan,

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Speaker 3: have you got some money with yep?

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Speaker 6: And I will get ready to do the wins with

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Speaker 6: my Mattzo's ginger beer.

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Speaker 4: Just what have you gone?

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Speaker 7: I've also got a Matzo's. We'd love the mat soos,

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Speaker 7: don't we. I've got a Lemon.

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Speaker 3: I've also got a Lemon Tony and I we're bougie today.

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Speaker 1: We've got a Brookies Byron dry gin and tonic with

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Speaker 1: native a lime which rolls off the tongue.

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Speaker 3: It was bougie and to be honest, when we looked

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Speaker 3: at it, not that you should be looking at the

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Speaker 3: calories of your drink. They're sugar free, which.

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Speaker 1: Was to us very impressive because it's hard to get

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Speaker 1: a good gin and tonic that's sugar free.

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Speaker 4: Yeah.

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Speaker 3: Like, we're not sponsored by them, but we have been

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Speaker 3: drinking them in the office. We've been drinking them while recording,

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Speaker 3: like it's been pretty good. But we were surprised because

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Speaker 3: tonic is one of those silent killers when it comes

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Speaker 3: to sugar.

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Speaker 6: Yes to satirifice as well tonic water. If you get

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Speaker 6: a good tonic, they can cost just as much as

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Speaker 6: the the fever tree.

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Speaker 3: Ya, you're expensive. I just buy sweeps when it's on sale.

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Speaker 1: Oh my god, I buy coal's brawn. Not relatable contay.

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Speaker 3: Sorry, money wins.

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Speaker 1: Money wins.

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Speaker 4: All right, here we go, money wins this week.

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Speaker 6: Now, this might seem like the simplest money win we've

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Speaker 6: ever had, but so many people responded with, oh, I

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Speaker 6: feel that it is genuinely a win. Simone says money

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Speaker 6: win for the whole month. I didn't tran for money

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Speaker 6: back from my savings into my everyday a camp. That

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Speaker 6: is impressive, very, to which Polly just replied, I feel

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Speaker 6: this deeply.

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Speaker 3: Yeah, that's relatable content.

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Speaker 6: I mean, that's not sweps. Is that the difference vi

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Speaker 6: between what intentions and reality? We put five hundred bucks

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Speaker 6: at the month on payday or whatever our amount is,

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Speaker 6: go yep, five hundred months saving and then four hundred

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Speaker 6: and ninety six just makes its way back across when

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Speaker 6: a bill comes in or something.

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Speaker 3: That's when you set unrealistic expectations for yourself. And that's

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Speaker 3: really easy to do, but really hard to undo. And

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Speaker 3: that's why I preach, literally preach about having a budget

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Speaker 3: that's realistic and not just an aspirational budget. It's actually

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Speaker 3: what you're spending and actually what's coming into your account,

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Speaker 3: because if you're not doing that, you're just going to

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Speaker 3: shoot yourself in the foot and have to dip into

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Speaker 3: savings regardless of what you're spending.

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Speaker 4: Yep.

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Speaker 6: Now, Melissa says, five figure tax refund coming my way

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Speaker 6: money when quarter will go to paying off the rest

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Speaker 6: of my HEXTEBT, which means I am now completely debt

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Speaker 6: free in every.

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Speaker 3: Aspect of my life.

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Speaker 4: Well done, well done.

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Speaker 6: Now, Aisha applied for a scholarship through university. The application

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Speaker 6: took about ten minutes, and within a few weeks I

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Speaker 6: was advised my application was successful and I've just received

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Speaker 6: fourteen thousand dollars from my university.

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Speaker 3: Now I've got is that per hour? If she's said

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Speaker 3: it only took ten minutes.

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Speaker 6: Let's ask our financial advisor, Hey ask goodbye? Rosie says

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Speaker 6: money win made my first one thousand dollars in rays.

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Speaker 6: He's out to one thousand dollars just through round Us,

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Speaker 6: So she's pretty stoked. Without now Annie, Annie is a

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Speaker 6: unicorn because this never happens. This is very very rare,

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Speaker 6: she said. I just got an email from work saying

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Speaker 6: that my salary has increased two point five percent from

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Speaker 6: the start of this financial year. I only just started

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Speaker 6: with the company. I wasn't sure if they did increases

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Speaker 6: or if I had to negotiate after one year.

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Speaker 4: They just did it.

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Speaker 3: That's super cool.

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Speaker 6: Usually, and this is why I say, you have to

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Speaker 6: ask and then you follow them up and they say, oh,

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Speaker 6: we'll think about it. My boss will go to his boss,

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Speaker 6: go to her bossass and it just takes years and years.

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Speaker 6: The fact that they just ticked it, like she didn't

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Speaker 6: even have to ask, they just did it.

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Speaker 3: It's like government.

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Speaker 7: I think government roles have a set increase per year,

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Speaker 7: like you go up like one point five percent.

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Speaker 3: And they have airpicks super as well. Instead of having

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Speaker 3: them now ten percent super that we have, they have

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Speaker 3: I think a minimum of fourteen point five which has

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Speaker 3: probably just scorn up to fifteen percent super, which is

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Speaker 3: a money win. Like I remember back in my org

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Speaker 3: Psyite days having a client that was a university. Obviously

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Speaker 3: I can't tell you who they were, but they had

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Speaker 3: people in admin roles that had been there for yongks,

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Speaker 3: like thirty plus years, just doing these roles because that

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Speaker 3: was just their job, and they'd got their two point

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Speaker 3: five percent every single year, so they were on like

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Speaker 3: one hundred thousand dollars plus income admin roles that if

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Speaker 3: they were to advertise them obviously would go for less

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Speaker 3: than that. But then they also had these really big

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Speaker 3: long service leave packages and like if they were made redundant,

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Speaker 3: it would have cost that university hundreds of thousands of dollars.

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Speaker 3: So it's kind of like rock in a hard place

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Speaker 3: for them. But money win for these people with the

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Speaker 3: job definitely, because they're like, we're never believing little cash

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Speaker 3: cow exactly.

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Speaker 6: Jema said, I had to spend five hundred dollars on

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Speaker 6: textbooks and I've just started doing YouTube and I've got

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Speaker 6: my first five hundred dollars in ad sense revenue from

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Speaker 6: our YouTube channel, which means the YouTube paid for the textbooks,

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Speaker 6: so she doesn't have to pay a cent.

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Speaker 2: She said.

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Speaker 6: Whilst it's the same money win, I say that's two

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Speaker 6: money wins, right, yeah, money yeah, sure, right, And.

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Speaker 3: There's so much money in YouTube that I just didn't

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Speaker 3: know was there.

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Speaker 6: Yeah. I think this is one of the great manifests

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Speaker 6: of the year.

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Speaker 3: And it's not coming from Jessica my favorites.

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Speaker 6: But well it's come via Jess's aura by putting manifesting

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Speaker 6: into people's manifests.

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Speaker 4: So here we go, the community does it.

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Speaker 6: Together, Vanessa, I was on my way to kmart to

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Speaker 6: buy a clothes rack classic I found the exact same

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Speaker 6: clothes rack on the side of the road.

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Speaker 3: Yeah, that is so that is what we're here for.

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Speaker 3: That would be like a dream, like you know how

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Speaker 3: that stuff happens in your dreams. I'd be like, and she's.

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Speaker 7: Recycling as well. That person hasn't had to take it

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Speaker 7: to like yeah, the dump. It's like saved it from

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Speaker 7: landfille and she got it for free, Like that's amazing.

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Speaker 3: So well, actually someone was actually a moving house and

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Speaker 3: it was mind and moving. Yeah, she picked it up

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Speaker 3: on the way through.

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Speaker 6: And finally, actually I've got two more. But finally, Tamika,

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Speaker 6: can you just tell me the grab that see the

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Speaker 6: pictures on there?

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Speaker 4: Can you just tell me what you can see.

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Speaker 3: Oh, he hasn't splashed out with color prints.

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Speaker 4: It is so much better in color.

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Speaker 3: Sorry a kitchen bench, No, it's not. It's an entertainment unit.

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Speaker 4: So what happened is maybe if it was in color.

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Speaker 6: Well, this is actually interesting because Ta Meeka bought it

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Speaker 6: for ten dollars from Facebook marketplace. And you can see

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Speaker 6: the one on the left, who Tony's got. Now it's

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Speaker 6: it's done up right, she's covering half. So she spent

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Speaker 6: ten dollars on it, refurbished it, sold it for three

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Speaker 6: hundred and forty dollars.

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Speaker 1: Wow.

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Speaker 4: So the one on the right is like.

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Speaker 6: That before she's cut it in half, polished it up,

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Speaker 6: and sold it for a profit of three hundred and thirty.

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Speaker 3: Dollars much and she's like yes, a hot yeah.

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Speaker 1: And now it's like a little bureau kind of thing

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Speaker 1: that what.

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Speaker 7: Reason touch bro hutches the cupboards on the bottom, shelves

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Speaker 7: on the top, which was really common in like I'm

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Speaker 7: going to say seventies eighty.

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Speaker 1: And then bureau or like a console buckett all.

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Speaker 7: The same thing is like just like the flat unit.

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Speaker 1: Sorry that you don't know anything about hon decor how

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Speaker 1: embarrassing sorry.

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Speaker 3: I have an Ikea calyx as my TV and I'm

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Speaker 3: not changing.

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Speaker 6: All right, one final money win and do you guys

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Speaker 6: mind if I just make a quick call.

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Speaker 3: Yeah, of course, I'm excited.

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Speaker 4: Okay, hang on here.

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Speaker 3: When they don't answer, Hello.

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Speaker 6: Hello is this guy? Oh yeah, Welcome to the She's

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Speaker 6: on the Money Friday Drinks episode.

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Speaker 4: My name is Ryan.

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Speaker 6: I'm here with Victoria, Tony George, and Jess HALLI Hi. Now,

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Speaker 6: first of all, I just need to apologize because I

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Speaker 6: realized I just slipped into your DMS and said, Hi,

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Speaker 6: my name's Ryan.

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Speaker 4: What's your number? So I'm just sorry that was weird.

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Speaker 3: You're marriage? Yeah, I was a little bit sus not

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Speaker 3: gonna lie.

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Speaker 4: Yeah, sorry, I am yeah.

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Speaker 3: Sorry, I see that.

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Speaker 6: I know I see it because I've kind of just

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Speaker 6: reread what I've written and I'm like, this would look sus.

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Speaker 4: But I'm sorry about that.

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Speaker 6: So, uh, did you post any comments in the She's

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Speaker 6: on the Money Facebook group in the last week?

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Speaker 4: Yes?

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Speaker 3: I did?

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Speaker 4: What did you post?

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Speaker 2: I commented on the Queen.

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Speaker 4: Jar the Queener?

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Speaker 3: Did you now? My friends?

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Speaker 6: So last week I was doing spring cleaning because we're

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Speaker 6: in lockdown, nothing else to do. Literally tidying up and

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Speaker 6: I found this big bunch of coins and it ended

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Speaker 6: up being I know right. I mean, if I had

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Speaker 6: have known it now, I wouldn't have said I'll give

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Speaker 6: it away because.

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Speaker 4: But the correct.

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Speaker 6: Answer was one hundred and nine dollars and fifty cents,

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Speaker 6: and sky, you correctly guess that.

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Speaker 4: Money is yours. Well done. That's so fun.

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Speaker 6: Now can I just add that some your guess was

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Speaker 6: a one hundred nine dollars and fifty cents. Someone else

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Speaker 6: guessed one hundred nine dollars and forty five cents, and

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Speaker 6: some was ten cents. Over there was two point four

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Speaker 6: thousand guesses.

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Speaker 3: Wow, this is crazy, This is crazy. That is so fun.

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Speaker 3: And in our team. Obviously I couldn't enter. And I

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Speaker 3: thought that it was going to be so much more dramatic,

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Speaker 3: like that's a hundred bucks. I thought there was like

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Speaker 3: three hundred dollars in there.

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Speaker 4: I just couldn't it for you. Sorry, I thought we'd

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Speaker 4: also scoy. I'm so sorry to show changes.

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Speaker 3: Sorry, but I also thought we could give it the masterclass,

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Speaker 3: like that's fun too.

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Speaker 6: Why would you also like a masterclass? And assigned copy

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Speaker 6: of Victoria's book?

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Speaker 3: Oh my god, that would be she can have all

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Speaker 3: of it. It's a real price, which is like building it.

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Speaker 3: What else have we got? What can we give Scott?

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Speaker 6: All right, Scott, I will DM you later with the details.

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Speaker 6: Please respond and I know, like a weird old guy. Yeah,

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Speaker 6: actually maybe I'll get just to do it from the

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Speaker 6: she in the money account just looks official.

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Speaker 4: You're Scott. Thanks being part of the community.

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Speaker 3: Have the best night. I love that. What are the

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Speaker 3: surprises if you got for us?

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Speaker 4: Seriously, I justmed her and was like, hey, can you

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Speaker 4: tell me number?

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Speaker 3: And she gave it to What a trusting person. There's

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Speaker 3: no way if you DMed me and I hadn't met you,

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Speaker 3: that I'd give you my number.

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Speaker 1: Absolutely, I would you verified you?

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Speaker 3: All right? So we are back and I was going

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Speaker 3: to take credit for this because we kind of did

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Speaker 3: something similar last year, but I really can't because Tony

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Speaker 3: are Yeah, like it sounds like I am because I

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Speaker 3: Toats did it, But no, we did it last year.

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Speaker 3: We called it Accountability August, but it definitely didn't have

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Speaker 3: the same structure that Tony pitched us. We've just used

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Speaker 3: the same name because it was kind of catchy and

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Speaker 3: it's really hard to come up with catchy names. So

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Speaker 3: we've just used the same name, but it's different premise, Tony,

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Speaker 3: what are we doing this August?

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Speaker 1: So a couple of months ago, we chatted on Friday

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Speaker 1: drinks about someone in our community set up a no

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Speaker 1: spend month and all these other community met like the

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Speaker 1: post went off and all these people were talking about

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Speaker 1: how they weren't spending any money, and we thought, wouldn't

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Speaker 1: it be so funny if we could set up a

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Speaker 1: challenge month for the community so everyone could take part.

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Speaker 1: We would all be taking part, And we thought, well,

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Speaker 1: a no spend month, isn't you know, is maybe setting

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Speaker 1: a bar a little bit high, and we want it

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Speaker 1: to be easy for everybody. So we're starting da da

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Speaker 1: da accountability August yay. So basically we thought it be

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Speaker 1: really really fun if all of us came up with

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Speaker 1: a little goal that we wanted to meet over August.

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Speaker 1: So if you say, oh, I really want to cut

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Speaker 1: back on buying coffee, then over August you could try

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Speaker 1: and not buy any coffee and see if you make

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Speaker 1: it to the end of the month.

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Speaker 6: And so do we have to say this out loud? Hence, yeah,

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Speaker 6: the accountability.

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Speaker 3: You have to say it out loud, but you have

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Speaker 3: to share it with the community. So we'll have a

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Speaker 3: thread and we'll be checking in with you, and we're

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Speaker 3: going to have some really fun social tiles that you

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Speaker 3: can fill in and like post on your stories and stuff.

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Speaker 3: And I'm really excited about it because you know, if

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Speaker 3: I said let's cut back on coffee and not do

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Speaker 3: that for the month, like that's not relatable to everybody,

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Speaker 3: like just doesn't drink coffee. Some people would be like, well,

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Speaker 3: I've been making it at home for ages. I can't participate.

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Speaker 3: So you guys are going to choose what you want

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Speaker 3: to be held accountable for, and we all as a

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Speaker 3: team have different accountability challenges that we're going to take

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Speaker 3: on and we're just going to hold each other accountable.

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Speaker 3: So August is really productive and we all end it

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Speaker 3: on high, which I'm super stoked about. But to get

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Speaker 3: the wall rolling and give you guys a little bit

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Speaker 3: of inspiration, jess, what's your accountability August goal?

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Speaker 7: Well Tony suggested a no spend and I was like,

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Speaker 7: who do you think I am? Not someone with that

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Speaker 7: much self control?

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Speaker 3: That's it. I like it because it's relatable.

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Speaker 7: Hard no for me. I would love to, but unfortunately

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Speaker 7: it's just not practical. That's fine, So I decided to

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Speaker 7: go the other way, and I'm going to try to

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Speaker 7: make some money.

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Speaker 3: And you're going to try and spend more money.

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Speaker 7: I could definitely succeed at that, but no, like I

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Speaker 7: over lockdown. I'm sure I've said this before as the

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Speaker 7: money in, but over lockdown, I was cleaning out my closet.

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Speaker 7: I had a bunch of extra stuff, and we did

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Speaker 7: that really fun campaign with gum Tree last month as well,

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Speaker 7: where we learned that statistically, the average person has like

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Speaker 7: twenty seven unused items in their house. That's a lot

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Speaker 7: of that's a lot of items. So I thought, I'm

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Speaker 7: going to set myself the goal. I don't know if

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Speaker 7: this is way too ambitious because I sell things for

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Speaker 7: like five dollars, but I'm going to try to hit

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Speaker 7: five hundred dollars. Oh, you can totally do that month

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Speaker 7: of August. So Wardrobe's cute guys, I would buy her stuff.

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Speaker 3: Check me out on deep up, help me out.

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Speaker 1: The thing that I'm worried about though, with Jess is

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Speaker 1: that she's already started selling already ahead of us.

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Speaker 3: No no, no, no.

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Speaker 1: No, no no, August hasn't started.

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Speaker 4: Bad luck, mate, so none of it.

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Speaker 1: So none of the money she's made so far counts.

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Speaker 3: But don't go to my detop until August.

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Speaker 4: First, I have a question.

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Speaker 6: Victoria just said that she likes a lot of the

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Speaker 6: stuff in your wardrobe and she might buy it.

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Speaker 4: Is that awkward?

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Speaker 6: Because Victoria has already bought it, You've borrowed it from

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Speaker 6: her and now yourself.

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Speaker 3: It's just like a really great life cycle between that

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00:17:34,359 --> 00:17:36,680
Speaker 3: happens in our office a fair bit. We're like, oh, Tony,

401
00:17:36,840 --> 00:17:42,560
Speaker 3: nice earrings, will you be wearing them next Friday? All right, Georgia,

402
00:17:42,680 --> 00:17:44,080
Speaker 3: what are you going to bring to the table?

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Speaker 5: Okay, so you both brought up this example before, Oh

404
00:17:47,400 --> 00:17:49,639
Speaker 5: did we? I'm going to ditch the hot bruise.

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Speaker 1: Yeah, it's such a good one.

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Speaker 5: Yeah, I've found, especially through lockdown. We've just come out

407
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Speaker 5: of a couple of weeks of that coffee every day

408
00:17:58,000 --> 00:18:00,800
Speaker 5: was my one thing, but now the plenty of other.

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Speaker 1: Joy in the world.

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Speaker 5: So I'm going to like seeing in person precisely, Yeah, exactly.

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Speaker 5: Do you think a coffee like no coffee at all

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Speaker 5: or maybe no.

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Speaker 3: Perchase week day? Okay, So like you can make it

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Speaker 3: at home. I think that's fine.

415
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Speaker 6: Some people could spend not much, make it at home

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Speaker 6: and save a fortune on the five dollars a day

417
00:18:18,480 --> 00:18:20,520
Speaker 6: going to a cafe, like to make it one single

418
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Speaker 6: coffee at home be way less than a dollar. So

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Speaker 6: if you're going to drive yourself insane by having no coffee,

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Speaker 6: I mean that's a physical challenge.

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Speaker 3: Buy some coffee. Yeah, yeah, someone can buy your coffee.

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00:18:31,320 --> 00:18:33,920
Speaker 3: That's like a loophole. Half. I can just like buy

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Speaker 3: all your coffee.

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Speaker 6: If you see someone in Carlton North just loitering around

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Speaker 6: a cafe, then you are going to finish finisher.

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Speaker 3: No, I want to take it a step further because like,

427
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Speaker 3: not buying coffees is one half of it. But like Ryan,

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Speaker 3: you actually have to do some money. So you have

429
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Speaker 3: to like work out how much on average you were

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Speaker 3: spending on coffee last month, and I want you to

431
00:18:55,320 --> 00:18:57,399
Speaker 3: each week put that in a savings account so that

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Speaker 3: at the end of the month you have something to

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Speaker 3: show for it stead of just depriving yourself and maybe

434
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Speaker 3: having spent it on something else. Like we want to

435
00:19:04,640 --> 00:19:07,120
Speaker 3: get to the end of the month and have an outcome,

436
00:19:07,520 --> 00:19:09,640
Speaker 3: not go well, I just didn't have a coffee. Where

437
00:19:09,680 --> 00:19:10,280
Speaker 3: that money go?

438
00:19:10,520 --> 00:19:11,200
Speaker 5: Pay myself?

439
00:19:11,520 --> 00:19:11,920
Speaker 4: All right?

440
00:19:11,920 --> 00:19:12,120
Speaker 5: Cool?

441
00:19:12,560 --> 00:19:15,160
Speaker 6: My accountability August. And this is going to be really

442
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Speaker 6: hard because not only is it about the money, but

443
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Speaker 6: I actually just love it.

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Speaker 4: I'm not going to do Uber eats for a whole month,

445
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Speaker 4: a month, the whole month of August.

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Speaker 3: Whoats?

447
00:19:24,800 --> 00:19:26,040
Speaker 4: So where the money's going to work?

448
00:19:26,080 --> 00:19:29,119
Speaker 3: In breakfast radio? And you're saying, no.

449
00:19:29,400 --> 00:19:33,520
Speaker 4: Oh, that is tricky. I'll make Jason pay for is.

450
00:19:33,480 --> 00:19:35,560
Speaker 3: The loophole here that Bridget does the Uber ey?

451
00:19:35,720 --> 00:19:36,080
Speaker 4: No?

452
00:19:36,080 --> 00:19:38,280
Speaker 6: No, I just don't want Uber eats for the month.

453
00:19:38,680 --> 00:19:40,760
Speaker 6: But what I will do is I'll figure oh, this

454
00:19:40,840 --> 00:19:43,159
Speaker 6: is awful. I'll figure out how much I've spent on

455
00:19:43,240 --> 00:19:45,879
Speaker 6: Uber eats through July and June, and then the money

456
00:19:45,880 --> 00:19:47,560
Speaker 6: I haven't spent. I'll be able to see the difference

457
00:19:47,600 --> 00:19:48,120
Speaker 6: between the two.

458
00:19:48,160 --> 00:19:48,920
Speaker 1: And that's good.

459
00:19:49,240 --> 00:19:50,640
Speaker 4: Could be confronting.

460
00:19:51,280 --> 00:19:53,359
Speaker 3: I like that. Could you please share that with the

461
00:19:53,440 --> 00:19:57,200
Speaker 3: team later, Tony Lodge, what have you got for us?

462
00:19:57,359 --> 00:20:00,080
Speaker 1: Okay, I'm gonna give it a red hot go and

463
00:20:00,119 --> 00:20:03,159
Speaker 1: I'm going to try and do a no spend month

464
00:20:03,320 --> 00:20:03,960
Speaker 1: for August.

465
00:20:04,280 --> 00:20:07,920
Speaker 3: Yet it quick like a no discretionary month or she's

466
00:20:07,920 --> 00:20:08,800
Speaker 3: not buying groceries.

467
00:20:09,040 --> 00:20:13,960
Speaker 1: I'm just going to not pay rand. So the way

468
00:20:14,000 --> 00:20:15,800
Speaker 1: that I'm going to figure out how much money I've

469
00:20:15,840 --> 00:20:18,880
Speaker 1: saved is every time I go to buy something like say,

470
00:20:18,880 --> 00:20:20,800
Speaker 1: go to buy lunch, go to buy a coffee, or

471
00:20:20,880 --> 00:20:23,080
Speaker 1: like a sports membership, might I don't know, just trying

472
00:20:23,080 --> 00:20:25,840
Speaker 1: to sound relatable. Then I'm going to go, all right,

473
00:20:25,880 --> 00:20:28,160
Speaker 1: well that would be twenty five dollars, and then I'm

474
00:20:28,160 --> 00:20:30,840
Speaker 1: going to put that twenty five dollars into another account.

475
00:20:30,920 --> 00:20:34,879
Speaker 1: So I'm still going to spend the money, but it'll

476
00:20:34,880 --> 00:20:38,480
Speaker 1: just go to that instead of yeah, how much you

477
00:20:38,760 --> 00:20:39,520
Speaker 1: would have spent.

478
00:20:39,720 --> 00:20:39,840
Speaker 3: Ye.

479
00:20:40,720 --> 00:20:41,959
Speaker 1: So I believe in you.

480
00:20:41,960 --> 00:20:42,439
Speaker 3: You can do it.

481
00:20:42,480 --> 00:20:44,840
Speaker 1: Thank you. I'm very scared, but I'm really excited. I

482
00:20:44,840 --> 00:20:47,280
Speaker 1: think it'll be a good exercise. Yes, what do you

483
00:20:47,320 --> 00:20:48,520
Speaker 1: do on v okay?

484
00:20:48,720 --> 00:20:52,560
Speaker 3: So I have committed and I committed to this because

485
00:20:52,640 --> 00:20:54,560
Speaker 3: over the last six months, I feel like you've heard

486
00:20:54,600 --> 00:20:57,040
Speaker 3: it on my Confessions a number of times. I'm not

487
00:20:57,119 --> 00:20:59,679
Speaker 3: that good at bringing lunch to work. I'm not going

488
00:20:59,760 --> 00:21:02,199
Speaker 3: to buy lunch at work any of those days, and

489
00:21:02,240 --> 00:21:05,680
Speaker 3: I'm going to bring packed lunch and like plan my meals.

490
00:21:05,480 --> 00:21:07,440
Speaker 4: Pack by a restaurant with Uber Eats.

491
00:21:07,520 --> 00:21:11,800
Speaker 3: No Uber eats for lunch. No eating out for lunch

492
00:21:11,920 --> 00:21:13,480
Speaker 3: unless it's like a celebration.

493
00:21:14,080 --> 00:21:15,840
Speaker 6: If we're both not doing uberats, what are we going

494
00:21:15,920 --> 00:21:17,200
Speaker 6: to do when the two of us are together.

495
00:21:17,320 --> 00:21:20,119
Speaker 3: Oh, we'll start will be really hungry, know what we do?

496
00:21:20,160 --> 00:21:22,800
Speaker 3: If we're we're actually going to be really thin by

497
00:21:22,840 --> 00:21:23,800
Speaker 3: the end of the month.

498
00:21:24,000 --> 00:21:25,040
Speaker 4: Let's not make too high.

499
00:21:25,040 --> 00:21:28,959
Speaker 3: Predictably, I'll be packing enough snacks. I'll be like, oh,

500
00:21:29,000 --> 00:21:31,560
Speaker 3: I'm just eating this corn for lunch, Tony, and you'll

501
00:21:31,560 --> 00:21:36,520
Speaker 3: feel like, why are we committed? I guess yeah. So

502
00:21:36,560 --> 00:21:38,760
Speaker 3: I'm going to bring my lunch every single day to

503
00:21:38,880 --> 00:21:40,919
Speaker 3: work that I go to work, and I'm not going

504
00:21:40,960 --> 00:21:43,080
Speaker 3: to order uber eats if I'm working from home, which

505
00:21:43,160 --> 00:21:46,399
Speaker 3: I have fallen back on during lockdown because that's easy.

506
00:21:46,680 --> 00:21:49,560
Speaker 3: So I think that that for me is it's genuinely

507
00:21:49,640 --> 00:21:53,040
Speaker 3: going to be challenging. But I'm actually really excited and

508
00:21:53,080 --> 00:21:55,120
Speaker 3: I feel like I'm really excited to see what everybody

509
00:21:55,119 --> 00:21:56,919
Speaker 3: else does. And I think I'm going to end up

510
00:21:56,960 --> 00:21:59,320
Speaker 3: with FOMO because I know the second that thread comes out,

511
00:21:59,320 --> 00:22:01,160
Speaker 3: people are going to have better ideas than I had.

512
00:22:01,320 --> 00:22:04,639
Speaker 1: So there's that, but hopefully some of our ideas have

513
00:22:04,680 --> 00:22:06,800
Speaker 1: given you a little bit of inspiration and I'll get

514
00:22:06,880 --> 00:22:08,639
Speaker 1: Jess to pop up a little thread and you can

515
00:22:08,680 --> 00:22:11,760
Speaker 1: all talk about what you're going to do, and hopefully, yeah,

516
00:22:11,800 --> 00:22:13,240
Speaker 1: it's like the kick that you need to do a

517
00:22:13,240 --> 00:22:15,520
Speaker 1: little bit of a challenge. Because as well, we've seen

518
00:22:15,560 --> 00:22:17,560
Speaker 1: lots of people talking in the group about being in

519
00:22:17,680 --> 00:22:21,640
Speaker 1: lockdown and going, I'm just spending so much money because.

520
00:22:21,359 --> 00:22:25,320
Speaker 3: I feel crap about being a home. It's so easy

521
00:22:25,359 --> 00:22:26,359
Speaker 3: to feel awful when.

522
00:22:26,240 --> 00:22:28,880
Speaker 1: You're home and do that little naughty Uber eats order

523
00:22:28,920 --> 00:22:30,840
Speaker 1: because you go, oh, I could make a coffee, but

524
00:22:30,880 --> 00:22:32,520
Speaker 1: I really like the one down the road, and then

525
00:22:32,520 --> 00:22:36,400
Speaker 1: you Uber eats ring coffee, Uber eats ring, Uber eats

526
00:22:36,560 --> 00:22:39,920
Speaker 1: eats a no bring whatever, and then spend.

527
00:22:39,920 --> 00:22:41,000
Speaker 4: August has really got to your head.

528
00:22:41,080 --> 00:22:45,440
Speaker 1: Yeah, I can't take any money already.

529
00:22:46,040 --> 00:22:49,560
Speaker 3: All right, that is enough about accountability, August. Let's do

530
00:22:49,680 --> 00:22:52,840
Speaker 3: some money wins and confessions before we wrap this up

531
00:22:52,920 --> 00:22:55,359
Speaker 3: and get out of here. Let's throw it straight to

532
00:22:55,440 --> 00:22:58,840
Speaker 3: Georgia King. All right, what have you got a confession?

533
00:23:00,520 --> 00:23:03,000
Speaker 3: You just staring at me being like, don't do it.

534
00:23:03,640 --> 00:23:04,399
Speaker 3: We'll get it over with.

535
00:23:05,200 --> 00:23:09,080
Speaker 5: So, as I just said before, lockdown meant that I

536
00:23:09,119 --> 00:23:11,840
Speaker 5: spent a lot of money on coffee, and it also

537
00:23:11,920 --> 00:23:14,520
Speaker 5: meant that I spent a lot of time on social media.

538
00:23:14,680 --> 00:23:16,760
Speaker 5: And as you guys know, that's not my jam.

539
00:23:16,840 --> 00:23:17,960
Speaker 1: That's not usual, George.

540
00:23:18,240 --> 00:23:19,359
Speaker 4: It doesn't sound like you know.

541
00:23:19,560 --> 00:23:22,919
Speaker 5: I've been scrolling. I've been looking at things, clicking, liking.

542
00:23:22,840 --> 00:23:24,680
Speaker 1: Commenting the basic premises.

543
00:23:26,480 --> 00:23:30,320
Speaker 5: But I found in doing so that I want more,

544
00:23:30,520 --> 00:23:35,560
Speaker 5: I really want, and I've been buying things and I shouldn't.

545
00:23:35,560 --> 00:23:39,240
Speaker 5: And we always say she's on the money. To unsubscribe

546
00:23:39,280 --> 00:23:42,720
Speaker 5: from the marketing emails, unfollow those pages that make you

547
00:23:42,760 --> 00:23:45,200
Speaker 5: want to buy, and I just like it following.

548
00:23:45,200 --> 00:23:47,240
Speaker 3: I say not as we do for the podcast.

549
00:23:47,320 --> 00:23:50,440
Speaker 5: You know, I've just really noticed it, like I've never

550
00:23:50,480 --> 00:23:52,439
Speaker 5: really did this.

551
00:23:52,560 --> 00:23:55,880
Speaker 3: Jumper jumpers a lot.

552
00:23:56,000 --> 00:23:57,080
Speaker 5: I saw many jumps.

553
00:23:57,080 --> 00:23:59,320
Speaker 3: I don't need anyone do. I feel like you.

554
00:23:59,400 --> 00:24:03,600
Speaker 1: Always jumpers, really jumpers and coffee.

555
00:24:04,440 --> 00:24:07,000
Speaker 5: But I'm going to like unsubscribe and unfollow and try

556
00:24:07,040 --> 00:24:08,080
Speaker 5: and be more zen.

557
00:24:08,480 --> 00:24:10,960
Speaker 1: I've been doing that a lot lately, muting a lot

558
00:24:10,960 --> 00:24:13,399
Speaker 1: of Instagrams because I still want to support them with

559
00:24:13,440 --> 00:24:15,720
Speaker 1: the follows because it's like a brand that I like.

560
00:24:15,800 --> 00:24:17,560
Speaker 1: But I just go, oh, you know what, I can't

561
00:24:17,640 --> 00:24:20,879
Speaker 1: really look at you right now, and it actually makes

562
00:24:20,920 --> 00:24:22,080
Speaker 1: so much of a different really.

563
00:24:22,320 --> 00:24:25,679
Speaker 3: Yeah, all right, Jess, you are awfully quiet. What have

564
00:24:25,760 --> 00:24:26,399
Speaker 3: you got for us?

565
00:24:26,520 --> 00:24:29,119
Speaker 7: I have a win ya, but it's a loss because

566
00:24:29,119 --> 00:24:31,720
Speaker 7: it's a deep up win, like a week too soon.

567
00:24:33,359 --> 00:24:35,000
Speaker 7: But it's really fun because, as I said, I've been

568
00:24:35,000 --> 00:24:36,680
Speaker 7: cleaning stuff out, putting them on deep up selling a

569
00:24:36,680 --> 00:24:39,080
Speaker 7: few bits and bobs, and a.

570
00:24:38,680 --> 00:24:40,240
Speaker 3: Girl purchased a couple of items.

571
00:24:40,240 --> 00:24:41,720
Speaker 7: And I do this thing where like, if a person

572
00:24:41,760 --> 00:24:43,840
Speaker 7: purchases like a bundle of items, I'll usually do them

573
00:24:43,880 --> 00:24:46,760
Speaker 7: a cheeky like discount, and normally people will ask that

574
00:24:46,840 --> 00:24:49,240
Speaker 7: because we all love our bargains when we're shopping second

575
00:24:49,240 --> 00:24:52,720
Speaker 7: haand online. I do it too, totally guilty. But she

576
00:24:52,800 --> 00:24:54,320
Speaker 7: didn't ask, and I was like, oh, hey, like I've

577
00:24:54,359 --> 00:24:56,520
Speaker 7: knocked five bucks off because you've purchased a couple of things.

578
00:24:56,640 --> 00:24:58,200
Speaker 7: And she was like, oh my gosh, thank you so much.

579
00:24:58,280 --> 00:24:59,879
Speaker 7: I'm going to count. This is a money win for

580
00:25:00,280 --> 00:25:03,960
Speaker 7: the much it was Margaret from the community, and I

581
00:25:03,960 --> 00:25:04,920
Speaker 7: got so excited.

582
00:25:05,080 --> 00:25:07,720
Speaker 3: So that is literally sunny win.

583
00:25:08,040 --> 00:25:08,560
Speaker 1: Life win.

584
00:25:08,840 --> 00:25:10,560
Speaker 3: Margaret. I'd love a photo of you in the clothes

585
00:25:10,960 --> 00:25:14,760
Speaker 3: cheers Maggie, But like, oh that is so cute. I

586
00:25:14,880 --> 00:25:17,560
Speaker 3: love that so so much. Can I do my money

587
00:25:17,600 --> 00:25:17,960
Speaker 3: win now?

588
00:25:18,040 --> 00:25:18,240
Speaker 4: Yeah?

589
00:25:18,280 --> 00:25:19,320
Speaker 3: I have two? Are you ready?

590
00:25:19,440 --> 00:25:19,800
Speaker 4: Yeah?

591
00:25:19,920 --> 00:25:22,840
Speaker 3: Okay, So the first one is actually related to jess is.

592
00:25:23,000 --> 00:25:25,520
Speaker 3: There was this dress that I really wanted and couldn't

593
00:25:25,520 --> 00:25:27,560
Speaker 3: find it. It sold out really quickly, and it sold

594
00:25:27,600 --> 00:25:30,239
Speaker 3: out really quickly. It probably didn't it was just too

595
00:25:30,280 --> 00:25:32,879
Speaker 3: expensive for me to justify at the time. Founded on

596
00:25:32,880 --> 00:25:36,719
Speaker 3: Facebook marketplace, but for rent, and I was like, oh, like,

597
00:25:36,920 --> 00:25:38,439
Speaker 3: I don't want to rent it. I actually want to

598
00:25:38,480 --> 00:25:40,600
Speaker 3: buy it because I want to wear it more regularly

599
00:25:40,640 --> 00:25:42,520
Speaker 3: than that. So I messaged the girl and said, hey,

600
00:25:42,840 --> 00:25:45,639
Speaker 3: totally no, it's up for rent, but I'd love to

601
00:25:45,640 --> 00:25:47,520
Speaker 3: buy it when you're done with it, like let me know.

602
00:25:47,840 --> 00:25:50,080
Speaker 3: She was like, oh, I only have like one more

603
00:25:50,080 --> 00:25:52,399
Speaker 3: booking left on it. You can actually buy it from me.

604
00:25:52,520 --> 00:25:55,720
Speaker 3: After that all counted as a money win. She was

605
00:25:55,760 --> 00:25:59,600
Speaker 3: also from the community, and that's so bad. But I

606
00:25:59,720 --> 00:26:02,040
Speaker 3: nearly forgot about that as a money win and it

607
00:26:02,119 --> 00:26:04,440
Speaker 3: was literally the best thing ever. She's like, oh my god,

608
00:26:04,520 --> 00:26:07,440
Speaker 3: I'll package it all up after you know it comes back.

609
00:26:07,480 --> 00:26:09,080
Speaker 3: I'll dry clean it for you. And I'm like, do

610
00:26:09,160 --> 00:26:10,399
Speaker 3: I need to pay you more for that like, I

611
00:26:10,440 --> 00:26:12,720
Speaker 3: will cover all of it. I just want the dress. Yeah,

612
00:26:12,760 --> 00:26:15,399
Speaker 3: and yeah, it was like I paid I think twenty

613
00:26:15,400 --> 00:26:17,879
Speaker 3: five percent of the original price, which is a money

614
00:26:17,920 --> 00:26:21,960
Speaker 3: win for a dress, and I'm like, seventy five percent off.

615
00:26:21,880 --> 00:26:23,960
Speaker 7: Yes, And it's like seeing the community in the wild,

616
00:26:24,160 --> 00:26:26,440
Speaker 7: Like it's so fun when I like bump into someone

617
00:26:26,520 --> 00:26:28,679
Speaker 7: or if someone sees this and SA's high, I'm like, oh.

618
00:26:28,560 --> 00:26:31,720
Speaker 3: My god, you're an actual busy No, it's so fun,

619
00:26:31,760 --> 00:26:33,960
Speaker 3: Like you guys are faking. This is so weird.

620
00:26:34,600 --> 00:26:35,119
Speaker 1: I love it.

621
00:26:35,160 --> 00:26:38,359
Speaker 3: And then my actual money win, which is a big

622
00:26:38,480 --> 00:26:42,840
Speaker 3: money win slash money loss. I bought a car, which

623
00:26:43,280 --> 00:26:46,120
Speaker 3: I'm very excited about because it's been a long time

624
00:26:46,119 --> 00:26:48,000
Speaker 3: in the making and I think our team are a

625
00:26:48,000 --> 00:26:51,800
Speaker 3: bit sick of the car that I have right now because.

626
00:26:51,440 --> 00:26:53,960
Speaker 1: We don't all fit in it.

627
00:26:53,960 --> 00:26:56,040
Speaker 3: It's like a small two door coupe. It was the

628
00:26:56,080 --> 00:26:58,760
Speaker 3: first car that I purchased when I could afford to

629
00:26:58,760 --> 00:27:01,320
Speaker 3: buy a car for myself, and I still love it,

630
00:27:01,400 --> 00:27:04,040
Speaker 3: like I haven't sold it yet because I literally love it.

631
00:27:04,080 --> 00:27:05,320
Speaker 3: And I'm like, oh, I have to go to a

632
00:27:05,320 --> 00:27:07,600
Speaker 3: good owner. Like I love her. I've looked after her

633
00:27:07,840 --> 00:27:08,600
Speaker 3: very very.

634
00:27:08,440 --> 00:27:10,040
Speaker 6: Well, but when I'm in the front seat and then

635
00:27:10,080 --> 00:27:12,200
Speaker 6: Tony's on my lap and then the dog's on Tony's lap.

636
00:27:12,520 --> 00:27:18,919
Speaker 3: Yeah, it's like like awner and it's got like the

637
00:27:19,000 --> 00:27:22,200
Speaker 3: squishiest little back seat. And now with Lucy the dog,

638
00:27:22,280 --> 00:27:25,439
Speaker 3: I needed something bigger, right, So obviously if you upgraded

639
00:27:25,480 --> 00:27:28,600
Speaker 3: your car because of the dog, like it was a factor,

640
00:27:29,000 --> 00:27:29,560
Speaker 3: is that bad?

641
00:27:29,920 --> 00:27:30,440
Speaker 1: Nah?

642
00:27:32,200 --> 00:27:34,440
Speaker 4: Thread on this? Did you upgrade your car for your dog?

643
00:27:34,520 --> 00:27:35,080
Speaker 4: Put a threat?

644
00:27:35,480 --> 00:27:36,600
Speaker 1: I think a lot of people.

645
00:27:38,800 --> 00:27:42,600
Speaker 4: Style make a thread I reckon lots of people.

646
00:27:42,880 --> 00:27:44,960
Speaker 3: Yeah, so I needed a bigger car, right, But in

647
00:27:45,040 --> 00:27:46,680
Speaker 3: true she's on the money form. There is no way

648
00:27:46,720 --> 00:27:49,840
Speaker 3: I was purchasing a brand new one. And with current

649
00:27:50,040 --> 00:27:52,760
Speaker 3: car prices, there was also no way I was purchasing

650
00:27:52,760 --> 00:27:56,560
Speaker 3: something secondhand in my state because they're all really overpriced,

651
00:27:56,600 --> 00:27:59,600
Speaker 3: like COVID pricing is wild. And so I was also

652
00:27:59,640 --> 00:28:01,840
Speaker 3: happy put this purchase off for ages because I was like,

653
00:28:01,840 --> 00:28:04,240
Speaker 3: all right, like, it's no worry to me. I don't

654
00:28:04,240 --> 00:28:07,200
Speaker 3: want to be stooge on a bad deal. Yeah, anyway,

655
00:28:07,400 --> 00:28:11,159
Speaker 3: found one interstate. It was over in Perth Perth car

656
00:28:11,240 --> 00:28:16,280
Speaker 3: Market preserve, yes, but it wasn't nearly as overpriced as

657
00:28:16,359 --> 00:28:19,000
Speaker 3: what the cars in Melbourne were and I got in

658
00:28:19,000 --> 00:28:21,280
Speaker 3: contact with them. It was like a wholesale dealer, so

659
00:28:21,440 --> 00:28:23,480
Speaker 3: you know, to be owned by someone else before, which

660
00:28:23,480 --> 00:28:26,040
Speaker 3: I clearly was okay with. And they were like, yup, cool,

661
00:28:26,080 --> 00:28:27,919
Speaker 3: Like we can ship it over to you really easily.

662
00:28:28,000 --> 00:28:29,119
Speaker 3: It was all included.

663
00:28:29,200 --> 00:28:30,680
Speaker 1: It did your process.

664
00:28:30,920 --> 00:28:34,200
Speaker 3: Yes, but like I got a secondhand car for literally

665
00:28:34,320 --> 00:28:38,160
Speaker 3: like twenty percent less by buying it inter state than

666
00:28:38,160 --> 00:28:39,160
Speaker 3: I did by buying it in.

667
00:28:39,120 --> 00:28:41,920
Speaker 6: Melbourne, and even the cost of shipping it over still

668
00:28:41,960 --> 00:28:42,480
Speaker 6: way cheaper.

669
00:28:42,560 --> 00:28:45,520
Speaker 3: Yep, still way cheaper. So I obviously did my numbers,

670
00:28:45,560 --> 00:28:48,200
Speaker 3: had a spreadsheet the cost of shipping it over, paying

671
00:28:48,200 --> 00:28:51,760
Speaker 3: for registration in Victoria, and the insurance and all of

672
00:28:51,760 --> 00:28:53,520
Speaker 3: the stuff that goes along with that, because you also

673
00:28:53,600 --> 00:28:55,280
Speaker 3: need to get like a road worthy and there were

674
00:28:55,320 --> 00:28:58,880
Speaker 3: a few hoops much cheaper, still more than twenty percent cheaper.

675
00:28:59,040 --> 00:29:01,480
Speaker 3: And I'm very very excited about it because now I

676
00:29:01,480 --> 00:29:03,760
Speaker 3: can fit my whole team in the car and my dog.

677
00:29:03,840 --> 00:29:06,160
Speaker 7: We can go and get nuggets, we can go through

678
00:29:06,240 --> 00:29:09,960
Speaker 7: drive through as the person always relegated to the backseat.

679
00:29:10,000 --> 00:29:16,480
Speaker 3: I'm very excited to a door a the going will

680
00:29:16,480 --> 00:29:17,280
Speaker 3: be a luxury.

681
00:29:17,680 --> 00:29:19,080
Speaker 4: Can you get the lever for me, I'm still in

682
00:29:19,080 --> 00:29:19,560
Speaker 4: the back here.

683
00:29:19,440 --> 00:29:23,280
Speaker 3: Again, Tony. What is your money win or confession?

684
00:29:23,800 --> 00:29:27,760
Speaker 1: I have a confession. So over the past week, my

685
00:29:27,800 --> 00:29:29,480
Speaker 1: boyfriend and I have been moving house, and I know

686
00:29:29,520 --> 00:29:31,240
Speaker 1: that I've talked about it a lot. So this is

687
00:29:31,280 --> 00:29:35,200
Speaker 1: I promise the last time. And we got a cleaner

688
00:29:35,280 --> 00:29:38,360
Speaker 1: in to do all the last bits and pieces, and

689
00:29:38,360 --> 00:29:40,360
Speaker 1: they were like, the real estate agent came back with

690
00:29:40,400 --> 00:29:43,160
Speaker 1: a couple of things and they said, there's a few

691
00:29:43,200 --> 00:29:44,960
Speaker 1: more things that you've got to do. Would you do

692
00:29:44,960 --> 00:29:46,280
Speaker 1: you want to just come in and do them? And

693
00:29:46,360 --> 00:29:49,680
Speaker 1: I said, no, please, just get another cleaner and I'll

694
00:29:49,720 --> 00:29:52,360
Speaker 1: just don't pay them. No, it's too.

695
00:29:52,280 --> 00:29:58,640
Speaker 4: Late, I know. And they probably cleaned it himself. The

696
00:29:58,640 --> 00:30:00,080
Speaker 4: real estate agent probably took your.

697
00:30:01,520 --> 00:30:03,800
Speaker 3: I can't believe you didn't get Jess to call them

698
00:30:03,840 --> 00:30:07,280
Speaker 3: and like query about she would be so sassy on

699
00:30:07,320 --> 00:30:09,240
Speaker 3: the phone. It would have worked out in your favor

700
00:30:09,600 --> 00:30:11,200
Speaker 3: and you could have just bought her a hot chocolate

701
00:30:11,360 --> 00:30:11,760
Speaker 3: or something.

702
00:30:11,840 --> 00:30:14,560
Speaker 1: Yeah, but well, for the sanity, it was a bit lazy,

703
00:30:14,600 --> 00:30:16,880
Speaker 1: but a bit of a confession that there's there goes

704
00:30:16,880 --> 00:30:18,880
Speaker 1: a bit in there, a little bit of cash which

705
00:30:18,880 --> 00:30:20,800
Speaker 1: I probably could have hung on to, but I just

706
00:30:20,840 --> 00:30:22,000
Speaker 1: won't spend it next month.

707
00:30:22,080 --> 00:30:24,880
Speaker 4: Yeah, I love that. Ryan.

708
00:30:24,920 --> 00:30:27,120
Speaker 3: If you got something you'd like to share with the group.

709
00:30:27,200 --> 00:30:27,960
Speaker 4: I'm an idiot.

710
00:30:28,320 --> 00:30:30,200
Speaker 1: Oh okay, well could you tell us.

711
00:30:30,080 --> 00:30:33,320
Speaker 4: Something we do? And I also have a confession.

712
00:30:34,440 --> 00:30:39,479
Speaker 6: I lost my car keys again one so I lot

713
00:30:39,560 --> 00:30:41,200
Speaker 6: of car keys a while ago, but I've only now

714
00:30:41,320 --> 00:30:43,520
Speaker 6: got around to replacing them because I've been using the

715
00:30:43,520 --> 00:30:46,040
Speaker 6: spare keys and it's one of the you know, I

716
00:30:46,040 --> 00:30:47,440
Speaker 6: don't want to say proper ones, but.

717
00:30:47,400 --> 00:30:50,240
Speaker 3: You know, but like the electric ones are really expensive to.

718
00:30:50,480 --> 00:30:52,520
Speaker 1: Especially when you drive a Volkswagen.

719
00:30:52,800 --> 00:30:56,520
Speaker 6: Well, speaking of Volkswagen, it comes from Germany. The actual key.

720
00:30:56,560 --> 00:30:58,480
Speaker 6: They're like, oh, we have to call Germany to order it.

721
00:30:59,000 --> 00:31:02,360
Speaker 1: Prog I don't think called hey Germany, how are you?

722
00:31:02,760 --> 00:31:03,840
Speaker 4: How about those Olympics we beat you?

723
00:31:03,960 --> 00:31:04,160
Speaker 3: Yeah?

724
00:31:04,240 --> 00:31:06,640
Speaker 6: Yeah, classic, I assumed, and I knew they weren't going

725
00:31:06,680 --> 00:31:08,120
Speaker 6: to be like cheap cheap, but I thought I'd go

726
00:31:08,120 --> 00:31:10,480
Speaker 6: into the place that does the service, mister minute, and

727
00:31:10,520 --> 00:31:11,440
Speaker 6: they would just open the.

728
00:31:11,480 --> 00:31:12,840
Speaker 4: Drawer and go, yeah, cool.

729
00:31:12,600 --> 00:31:14,960
Speaker 3: Mate, here it is another one. Is that not the case?

730
00:31:15,040 --> 00:31:17,240
Speaker 6: It takes five weeks, they have to order it from Germany.

731
00:31:17,240 --> 00:31:19,120
Speaker 6: Then you take your car and you didn't have a spare,

732
00:31:21,560 --> 00:31:22,120
Speaker 6: and they're.

733
00:31:21,880 --> 00:31:25,440
Speaker 1: Like, maybe hey, gone, guys, locksmith's sort of thing like probably.

734
00:31:25,720 --> 00:31:27,680
Speaker 3: Get in the car, but like you couldn't drive it.

735
00:31:27,760 --> 00:31:29,800
Speaker 3: And if that's the case, I'd pay a locksmith like

736
00:31:29,840 --> 00:31:32,000
Speaker 3: a couple of hundred dollars because I feel like Ryan's

737
00:31:32,000 --> 00:31:34,719
Speaker 3: about to tell us what his key cost.

738
00:31:34,480 --> 00:31:37,160
Speaker 6: Four week weight from Germany. Then they have to program

739
00:31:37,200 --> 00:31:39,120
Speaker 6: it in the computer and it's going to cost over

740
00:31:39,240 --> 00:31:40,800
Speaker 6: three hundred and fifty dollars.

741
00:31:41,000 --> 00:31:42,479
Speaker 1: That's how much my cleaner was.

742
00:31:42,880 --> 00:31:44,600
Speaker 4: Oh my god, we're both as dumb as each We

743
00:31:44,640 --> 00:31:45,200
Speaker 4: are idiots.

744
00:31:45,760 --> 00:31:46,560
Speaker 2: No, you are not.

745
00:31:46,880 --> 00:31:50,200
Speaker 3: We all have money, wins and confessions for a lost key.

746
00:31:50,240 --> 00:31:53,640
Speaker 7: Can a locksmith make a key based on it? No,

747
00:31:53,720 --> 00:31:54,720
Speaker 7: that's probably really only thing.

748
00:31:54,800 --> 00:31:55,760
Speaker 4: Well it's for a computer.

749
00:31:56,080 --> 00:31:58,479
Speaker 7: No, But like does your car door not have in

750
00:31:58,520 --> 00:32:00,480
Speaker 7: addition to the book, like a key?

751
00:32:00,680 --> 00:32:02,600
Speaker 3: For sure?

752
00:32:02,760 --> 00:32:03,600
Speaker 4: Like normally they.

753
00:32:03,520 --> 00:32:05,840
Speaker 7: Do, because what happens if you're like battery dies when

754
00:32:05,840 --> 00:32:06,360
Speaker 7: you're out.

755
00:32:06,640 --> 00:32:07,959
Speaker 1: New fancy cars don't have that.

756
00:32:08,680 --> 00:32:12,000
Speaker 3: Old apparently, yeah, we're definitely like, my new car doesn't

757
00:32:12,000 --> 00:32:12,440
Speaker 3: even have that.

758
00:32:12,880 --> 00:32:15,200
Speaker 7: Okay, Ryan, that's been nice.

759
00:32:15,680 --> 00:32:16,440
Speaker 4: It's an old car.

760
00:32:16,720 --> 00:32:22,280
Speaker 3: Oh it's a Volkswagen, very nice. So once again, Ryan's

761
00:32:22,320 --> 00:32:25,040
Speaker 3: just letting us know how rich he is. That's actually

762
00:32:25,040 --> 00:32:26,440
Speaker 3: all I want to talk about right now.

763
00:32:26,680 --> 00:32:29,479
Speaker 6: It was actually my wife't car that she owns. I

764
00:32:29,520 --> 00:32:30,040
Speaker 6: lost turkey.

765
00:32:30,200 --> 00:32:31,120
Speaker 4: You married rich.

766
00:32:33,000 --> 00:32:36,479
Speaker 3: Money. You're not getting out of this. But as always,

767
00:32:36,520 --> 00:32:39,200
Speaker 3: that is all we have time for today. So just

768
00:32:39,240 --> 00:32:41,560
Speaker 3: before we head off, we'd like to acknowledge and pay

769
00:32:41,600 --> 00:32:45,240
Speaker 3: respect to Australia's Aboriginal and torrest Rait island of People's.

770
00:32:45,520 --> 00:32:48,840
Speaker 3: They're the traditional custodians of the lands, the waterways and

771
00:32:48,880 --> 00:32:52,360
Speaker 3: the skies all across Australia. We thank you for sharing

772
00:32:52,400 --> 00:32:54,280
Speaker 3: and the caring for the land on which we are

773
00:32:54,400 --> 00:32:57,760
Speaker 3: able to learn. We pay respects to elders past and present,

774
00:32:57,800 --> 00:33:00,240
Speaker 3: and we share our friendship and our kindness.

775
00:33:00,320 --> 00:33:02,760
Speaker 5: And remember, guys that the advice shared on She's on

776
00:33:02,800 --> 00:33:05,200
Speaker 5: the Money is general in nature and does not consider

777
00:33:05,280 --> 00:33:09,000
Speaker 5: your individual circumstances. She's on the Money exists purely for

778
00:33:09,200 --> 00:33:12,000
Speaker 5: educational purposes and should not be relied upon to make

779
00:33:12,040 --> 00:33:15,880
Speaker 5: an investment or a financial decision, and we promise Victoria

780
00:33:15,920 --> 00:33:19,760
Speaker 5: Devine is an authorized representative of Australia Pacific Funds Management

781
00:33:20,000 --> 00:33:26,400
Speaker 5: Proprietarily Limited A what is it g Proprietary Limited a

782
00:33:26,520 --> 00:33:29,040
Speaker 5: BN three four one three two four six three two

783
00:33:29,040 --> 00:33:31,760
Speaker 5: five seven AFSL three three nine one.

784
00:33:32,040 --> 00:33:34,760
Speaker 3: Now quick question, Georgia, did you forget that that was

785
00:33:34,800 --> 00:33:37,600
Speaker 3: your job and scrambled for your act? Yeah, okay, I

786
00:33:37,640 --> 00:33:40,840
Speaker 3: saw that you found it in record times. But yeah,

787
00:33:40,880 --> 00:33:42,880
Speaker 3: as always, if you want to find us on socials,

788
00:33:42,920 --> 00:33:45,200
Speaker 3: come and be friends in our Facebook group where we

789
00:33:45,240 --> 00:33:48,640
Speaker 3: share money tips and tricks every single day free of judgment.

790
00:33:48,760 --> 00:33:51,200
Speaker 3: So so she's on the money on Facebook and join

791
00:33:51,360 --> 00:33:53,560
Speaker 3: us and we'll see you next week guys.

792
00:33:53,280 --> 00:33:55,080
Speaker 1: And make sure hang on, make sure that you jump

793
00:33:55,160 --> 00:33:56,040
Speaker 1: into the group and tell us

794
00:33:56,080 --> 00:34:06,920
Speaker 3: What your oh yeah, hey,