1
00:00:00,200 --> 00:00:13,320
Speaker 1: She's on the Money. She's on the Money.

2
00:00:17,120 --> 00:00:20,079
Speaker 2: Hello, and welcome to She's on the Money, the podcast

3
00:00:20,120 --> 00:00:24,080
Speaker 2: for millennials who want financial freedom. While the period tax

4
00:00:24,200 --> 00:00:27,160
Speaker 2: was finally abolished a couple of years ago, now those

5
00:00:27,200 --> 00:00:29,360
Speaker 2: of us who bleed are still having to shell out

6
00:00:29,440 --> 00:00:31,920
Speaker 2: a lot of coin when it comes that time of

7
00:00:31,960 --> 00:00:34,960
Speaker 2: the month. So how can we reduce the impact of

8
00:00:35,000 --> 00:00:37,879
Speaker 2: sanitary products on our wallets as well as the planet?

9
00:00:38,240 --> 00:00:40,960
Speaker 2: And should we even have to pay for these items

10
00:00:41,000 --> 00:00:44,319
Speaker 2: in the first place. My name is Georgia King. I'm

11
00:00:44,320 --> 00:00:47,880
Speaker 2: a copywriter and journalism student, and joining me to help

12
00:00:47,920 --> 00:00:53,320
Speaker 2: answer these questions is financial advisor slash author miss Victoria

13
00:00:53,520 --> 00:00:55,400
Speaker 2: to buy and who bleeds?

14
00:00:55,760 --> 00:00:59,240
Speaker 3: Victoria right by stray into it?

15
00:00:59,360 --> 00:01:01,480
Speaker 2: Yeah, but I've all so never been introduced. Is that

16
00:01:01,520 --> 00:01:03,480
Speaker 2: so I'm just going to start as an ulcerer, as

17
00:01:03,520 --> 00:01:06,119
Speaker 2: a person who bleeds? Oh both? I think that's here

18
00:01:06,120 --> 00:01:08,360
Speaker 2: we go, ticking off the firsts today.

19
00:01:08,160 --> 00:01:11,039
Speaker 3: Ticking off the first be call his important to one another.

20
00:01:11,920 --> 00:01:14,319
Speaker 2: Let's get into it, though, V how much are we

21
00:01:14,400 --> 00:01:16,319
Speaker 2: actually paying for sanitary items?

22
00:01:16,319 --> 00:01:19,560
Speaker 3: The answer is too much, Georgia King, far far too much.

23
00:01:19,880 --> 00:01:22,440
Speaker 3: In fact, I did some research before this and there

24
00:01:22,480 --> 00:01:24,400
Speaker 3: was a study out of the UK that was done

25
00:01:24,400 --> 00:01:26,479
Speaker 3: a couple of years ago, because turns out there hasn't

26
00:01:26,480 --> 00:01:29,800
Speaker 3: been one done in Australia. This study involved two thousand women.

27
00:01:29,959 --> 00:01:32,880
Speaker 3: Now I'm not gonna lie. We have more than that

28
00:01:32,959 --> 00:01:36,280
Speaker 3: many people in our community, and I would argue that

29
00:01:36,319 --> 00:01:39,720
Speaker 3: we could get bigger numbers than that and parguably become

30
00:01:40,200 --> 00:01:43,679
Speaker 3: the biggest female study in Australia. I'm just saying, like

31
00:01:43,760 --> 00:01:47,000
Speaker 3: I keep talking about more data, more collective data, like

32
00:01:47,040 --> 00:01:49,120
Speaker 3: how do we have an impact? You know, how we

33
00:01:49,160 --> 00:01:51,000
Speaker 3: have an impact We start jumping up and down and

34
00:01:51,040 --> 00:01:53,200
Speaker 3: actually use our voices for good. So yeah, maybe we

35
00:01:53,280 --> 00:01:55,880
Speaker 3: do that. But back to the survey that somebody else did.

36
00:01:56,320 --> 00:01:59,680
Speaker 3: They found that we're spending just shy of twenty dollars

37
00:02:00,480 --> 00:02:03,960
Speaker 3: per month on period products like tampons and pads, which

38
00:02:04,040 --> 00:02:07,200
Speaker 3: over the course of a lifetime of bleeding. We've assumed

39
00:02:07,240 --> 00:02:10,640
Speaker 3: here that that's between the ages of twelve and fifty two.

40
00:02:11,160 --> 00:02:15,720
Speaker 3: That equates to nine three hundred and seventy nine dollars Georgia.

41
00:02:15,760 --> 00:02:18,120
Speaker 2: That's a lot. It's a car. That's a car.

42
00:02:18,280 --> 00:02:22,000
Speaker 3: That's a car, that's an investment portfolio that is in

43
00:02:22,040 --> 00:02:26,440
Speaker 3: my vagina. Like what Yeah, anyway, I'm not gonna lie.

44
00:02:26,520 --> 00:02:28,959
Speaker 3: That does sound exuberant when you add it up, but

45
00:02:29,000 --> 00:02:31,840
Speaker 3: it does sound about right to me. I would say

46
00:02:32,040 --> 00:02:33,440
Speaker 3: some of us are going to spend more than that,

47
00:02:33,520 --> 00:02:36,440
Speaker 3: some of us less. But the point is having your period.

48
00:02:36,600 --> 00:02:38,080
Speaker 2: It's not cheap. Don don't come cheap.

49
00:02:38,160 --> 00:02:40,960
Speaker 3: No, they don't, which absolutely sucks because they are absolutely

50
00:02:41,040 --> 00:02:43,320
Speaker 3: not the most pleasant thing to go through each month.

51
00:02:43,480 --> 00:02:45,600
Speaker 3: So adding an expense on top of something that we

52
00:02:45,720 --> 00:02:48,680
Speaker 3: already need to do ads, I guess another blow.

53
00:02:48,760 --> 00:02:50,400
Speaker 2: Well, it's like a double blow. It's like a double blow.

54
00:02:50,760 --> 00:02:53,160
Speaker 2: Kick me while I'm down, mate, exactly right.

55
00:02:53,240 --> 00:02:54,919
Speaker 3: But at the end of the day, these products are

56
00:02:55,000 --> 00:02:57,000
Speaker 3: essential for people who bleed, and it's not an option

57
00:02:57,160 --> 00:03:00,399
Speaker 3: for you to just not buy them unfortunately. Now let's

58
00:03:00,400 --> 00:03:03,560
Speaker 3: contextualize that a little bit, because this is a money podcast. Obviously,

59
00:03:03,600 --> 00:03:06,520
Speaker 3: we said before that three hundred and seventy nine dollars

60
00:03:06,520 --> 00:03:08,960
Speaker 3: on average is what we're spending on period products throughout

61
00:03:09,000 --> 00:03:09,919
Speaker 3: our life.

62
00:03:10,440 --> 00:03:13,040
Speaker 2: Hypothetically, George, talk to me. We like stats.

63
00:03:13,120 --> 00:03:15,079
Speaker 3: We like to know what that would look like in

64
00:03:15,200 --> 00:03:19,120
Speaker 3: investment world. Yeah, that's who I am. If we'd invested

65
00:03:19,160 --> 00:03:21,919
Speaker 3: that upfront. Let's call it around ten thousand dollars if

66
00:03:21,919 --> 00:03:23,720
Speaker 3: you had that upfront, which not many of us do.

67
00:03:23,800 --> 00:03:25,760
Speaker 3: At the very start of our period. We're twelve years old,

68
00:03:25,800 --> 00:03:30,400
Speaker 3: so probably not reasonable. You would have invested over forty years.

69
00:03:30,400 --> 00:03:32,400
Speaker 3: That's the period of time that you have your period

70
00:03:32,880 --> 00:03:35,000
Speaker 3: one hundred and ninety eight thousand dollars Georgia.

71
00:03:35,080 --> 00:03:36,400
Speaker 2: That's nearly two hundred.

72
00:03:36,120 --> 00:03:38,520
Speaker 3: Thousand dollars if you'd invested ten grand.

73
00:03:38,720 --> 00:03:41,400
Speaker 2: And we're spending it on pads and with handbodes.

74
00:03:41,480 --> 00:03:44,080
Speaker 3: But let's be really realistic for a hot second, because

75
00:03:44,080 --> 00:03:45,440
Speaker 3: at the end of the day, it's not like you

76
00:03:45,480 --> 00:03:47,400
Speaker 3: gay period and people are like, oh my gosh, here's

77
00:03:47,400 --> 00:03:49,520
Speaker 3: ten grand to spend on all of your period products

78
00:03:49,520 --> 00:03:51,400
Speaker 3: that you need for the rest of your life. We

79
00:03:51,520 --> 00:03:53,840
Speaker 3: start shelling out about twenty bucks. Your parent or your

80
00:03:53,840 --> 00:03:55,920
Speaker 3: guardian might be paying for them at the very start

81
00:03:55,960 --> 00:03:58,520
Speaker 3: of that journey, and then you know, it becomes your thing.

82
00:03:58,560 --> 00:04:00,440
Speaker 3: But let's say if you were putting that twelve bucks

83
00:04:00,480 --> 00:04:03,800
Speaker 3: away every single month instead of having it at the start,

84
00:04:04,280 --> 00:04:07,480
Speaker 3: you'd still end up with a sixty thousand dollars investment portfolio.

85
00:04:07,640 --> 00:04:08,960
Speaker 2: Nothing to be sneezed at.

86
00:04:08,960 --> 00:04:11,880
Speaker 3: No, absolutely not. But don't sneeze in your period. It's

87
00:04:11,920 --> 00:04:12,680
Speaker 3: not a good time.

88
00:04:12,760 --> 00:04:14,920
Speaker 2: Don't do that. Not a good time. That was a

89
00:04:14,960 --> 00:04:17,680
Speaker 2: good one, thank you. It wasn't even a joke. It's legit.

90
00:04:17,760 --> 00:04:19,799
Speaker 2: Don't think well it is. Things will happen.

91
00:04:19,800 --> 00:04:23,159
Speaker 3: One out of ten do not recommend now.

92
00:04:23,240 --> 00:04:25,960
Speaker 2: As I mentioned at the top, there, guys, the ten

93
00:04:26,000 --> 00:04:29,120
Speaker 2: percent tax assies were paying for these products were scrapped

94
00:04:29,160 --> 00:04:31,320
Speaker 2: a couple of years ago. Money win. I think that

95
00:04:31,480 --> 00:04:33,640
Speaker 2: was like, it was a very long time coming. But

96
00:04:33,720 --> 00:04:36,760
Speaker 2: also can you imagine if the Fellers had to pay

97
00:04:36,839 --> 00:04:40,400
Speaker 2: tax on an essential item like that, I think the

98
00:04:40,440 --> 00:04:43,120
Speaker 2: tax would have been abolished a very long time ago,

99
00:04:43,440 --> 00:04:46,640
Speaker 2: resisted in the first place. Let's put that aside, though.

100
00:04:47,000 --> 00:04:48,760
Speaker 3: I mean, I'm not going to get up in arms

101
00:04:48,800 --> 00:04:50,520
Speaker 3: and say, oh my gosh, well why isn't there a

102
00:04:50,600 --> 00:04:51,719
Speaker 3: tax on condoms?

103
00:04:52,480 --> 00:04:52,560
Speaker 1: What?

104
00:04:53,080 --> 00:04:58,960
Speaker 3: I guess people could argue that's a shared cost. Yeah, yeah,

105
00:04:59,080 --> 00:04:59,440
Speaker 3: we'll get to that.

106
00:04:59,440 --> 00:05:01,479
Speaker 2: We're actually going to talk about contraception a little later

107
00:05:01,520 --> 00:05:04,159
Speaker 2: on in the Papa Juicy, but also to have on

108
00:05:04,279 --> 00:05:05,799
Speaker 2: with the kids in the car exact today.

109
00:05:06,000 --> 00:05:08,440
Speaker 3: In fact, you know what I RUNI it is about

110
00:05:08,480 --> 00:05:11,160
Speaker 3: this stuff. Let's make it normal, exactly right. One percent

111
00:05:11,240 --> 00:05:12,000
Speaker 3: carry on, Jodge us.

112
00:05:12,000 --> 00:05:15,320
Speaker 2: So my question is, do you think we're still playing

113
00:05:15,360 --> 00:05:16,440
Speaker 2: too much for these products?

114
00:05:16,640 --> 00:05:19,240
Speaker 3: I would say yes, yeah, because there are businesses that

115
00:05:19,320 --> 00:05:22,359
Speaker 3: are absolutely profiting off it, and I think that, you know,

116
00:05:22,400 --> 00:05:24,960
Speaker 3: the government should be stepping in and either regulating it

117
00:05:25,080 --> 00:05:28,680
Speaker 3: or providing a base level of these sanatory items. On

118
00:05:28,720 --> 00:05:31,159
Speaker 3: the surface, it doesn't seem like that much money, but

119
00:05:31,200 --> 00:05:32,960
Speaker 3: I think that we need to acknowledge that there's an

120
00:05:32,960 --> 00:05:36,120
Speaker 3: immense amount of privilege that comes with that way of

121
00:05:36,160 --> 00:05:38,720
Speaker 3: thinking and saying, oh, well, twenty bucks a month isn't

122
00:05:38,760 --> 00:05:41,440
Speaker 3: March like. It's actually, we are so lucky to be

123
00:05:41,480 --> 00:05:44,000
Speaker 3: able to say that. Now we know that in Australia

124
00:05:44,000 --> 00:05:47,640
Speaker 3: there are actually a significant number of people experiencing homelessness,

125
00:05:48,000 --> 00:05:51,520
Speaker 3: and people who bleed often have left extremely difficult home

126
00:05:51,600 --> 00:05:55,400
Speaker 3: lives where they've been in domestic or financial abusive situations.

127
00:05:55,800 --> 00:05:58,240
Speaker 3: And when you're all the straight sanitary products on a

128
00:05:58,240 --> 00:06:00,960
Speaker 3: priority because you just don't have that twenty bucks to

129
00:06:01,000 --> 00:06:03,440
Speaker 3: spend a month on those things. And that's where amazing

130
00:06:03,520 --> 00:06:06,000
Speaker 3: organizations like our Friends that Share the Dignity come in,

131
00:06:06,040 --> 00:06:08,920
Speaker 3: and these guys are working to end period proverty, which

132
00:06:09,240 --> 00:06:11,920
Speaker 3: I adore. Like, how special is that? Like that's a

133
00:06:11,960 --> 00:06:15,680
Speaker 3: base need, like we deserve that at a minimum requirement.

134
00:06:16,000 --> 00:06:18,400
Speaker 3: And they believe, as we obviously do as well, that

135
00:06:18,520 --> 00:06:21,680
Speaker 3: period products are a right, not a privilege, and that

136
00:06:21,800 --> 00:06:24,720
Speaker 3: no person should ever have to be choosing between period

137
00:06:24,720 --> 00:06:27,680
Speaker 3: products or a meal. And our friends at Moddibody, who

138
00:06:27,720 --> 00:06:31,120
Speaker 3: are actually today's show partners, also do really really well

139
00:06:31,160 --> 00:06:33,040
Speaker 3: in this space, and they have their give a Pair

140
00:06:33,120 --> 00:06:36,040
Speaker 3: program which is aimed at ending period proverty as well.

141
00:06:36,200 --> 00:06:39,480
Speaker 3: So for every pair of period undies Amodibody customer buys,

142
00:06:39,720 --> 00:06:43,080
Speaker 3: a percentage of that fee goes towards providing products directly

143
00:06:43,080 --> 00:06:45,839
Speaker 3: into the hands of women in need. And at the moment,

144
00:06:45,880 --> 00:06:48,400
Speaker 3: they've donated more than twenty three thousand pairs of Muddy

145
00:06:48,400 --> 00:06:49,080
Speaker 3: Body undies.

146
00:06:49,120 --> 00:06:49,880
Speaker 2: That's amazing.

147
00:06:50,080 --> 00:06:53,560
Speaker 3: That's actually so cool, and the idea that it's reusable

148
00:06:53,640 --> 00:06:56,880
Speaker 3: as well becomes a little bit more sustainable for people

149
00:06:56,880 --> 00:07:00,280
Speaker 3: who do experience period poverty. Now, that's also another level

150
00:07:00,279 --> 00:07:02,720
Speaker 3: of privilege that I don't think we've spoken about before.

151
00:07:02,960 --> 00:07:05,839
Speaker 3: And when I actually got deep into conversation with with

152
00:07:05,920 --> 00:07:08,520
Speaker 3: someone once because someone said to me, well, why don't

153
00:07:08,520 --> 00:07:11,480
Speaker 3: you just give everybody period cups and be done with it?

154
00:07:11,800 --> 00:07:14,160
Speaker 3: And that's assuming that we have safe and clean spaces,

155
00:07:14,200 --> 00:07:15,680
Speaker 3: it just change this period.

156
00:07:15,720 --> 00:07:16,840
Speaker 2: That could be a whole hygie.

157
00:07:16,840 --> 00:07:20,160
Speaker 3: That's a whole hyagen, exactly, whole health and hygiene issue

158
00:07:20,160 --> 00:07:22,600
Speaker 3: that we hadn't covered. And I think that for us

159
00:07:22,640 --> 00:07:24,440
Speaker 3: to go, okay, well, that's great, you just change it

160
00:07:24,440 --> 00:07:26,840
Speaker 3: in the shower, that again, is not a privilege that

161
00:07:26,960 --> 00:07:29,400
Speaker 3: is extended to everybody in our community at this point

162
00:07:29,440 --> 00:07:32,840
Speaker 3: in time. So I think that disposable sanitary products, as

163
00:07:32,920 --> 00:07:35,760
Speaker 3: much as so many of us are advocating towards moving

164
00:07:35,760 --> 00:07:39,080
Speaker 3: towards them, and absolutely nothing against our sponsor of today's show,

165
00:07:39,120 --> 00:07:41,600
Speaker 3: like you and I have been loving these products recently

166
00:07:41,680 --> 00:07:44,680
Speaker 3: because we're in the situation where this works for our lifestyle. Ye,

167
00:07:44,960 --> 00:07:48,480
Speaker 3: but I don't see disposable sanitary products going anywhere soon,

168
00:07:48,880 --> 00:07:51,520
Speaker 3: hopefully because they're actually a service center product that is

169
00:07:51,600 --> 00:07:54,400
Speaker 3: really useful, especially to people who are bleeding and homeless

170
00:07:54,480 --> 00:07:56,119
Speaker 3: and can't get access to these things.

171
00:07:56,280 --> 00:07:59,480
Speaker 2: Yeah, well, how very lucky are we that we don't

172
00:07:59,480 --> 00:08:02,760
Speaker 2: have to think think twice about paying for these products?

173
00:08:02,760 --> 00:08:03,600
Speaker 2: One hundred percent?

174
00:08:03,640 --> 00:08:05,240
Speaker 3: And I think I say that all the time, and

175
00:08:05,280 --> 00:08:08,000
Speaker 3: I'm really genuine when I say that, I'm really grateful

176
00:08:08,160 --> 00:08:10,440
Speaker 3: for these things, and I think that, you know, as

177
00:08:10,440 --> 00:08:13,480
Speaker 3: a community, we seem to have cultivated this mindset of

178
00:08:13,560 --> 00:08:15,960
Speaker 3: being grateful for the small things, because the small things

179
00:08:15,960 --> 00:08:18,240
Speaker 3: they're not that small in the grand scheme of things.

180
00:08:18,240 --> 00:08:21,119
Speaker 3: They are the big things that matter. And I think that, yeah,

181
00:08:21,160 --> 00:08:23,760
Speaker 3: we're really lucky. And I will always continue to keep

182
00:08:23,920 --> 00:08:27,560
Speaker 3: talking about gratefulness and being lucky and being thankful for

183
00:08:27,640 --> 00:08:30,440
Speaker 3: the situation we're in because we are really lucky.

184
00:08:30,640 --> 00:08:33,760
Speaker 2: But let's wrap it back up to where we were before, Georgia.

185
00:08:33,800 --> 00:08:35,800
Speaker 3: The point I'm really trying to drive home here is

186
00:08:35,840 --> 00:08:37,679
Speaker 3: that it is wild that we pay what we do

187
00:08:37,760 --> 00:08:40,120
Speaker 3: for these products, and ultimately, I think there should be

188
00:08:40,200 --> 00:08:43,120
Speaker 3: much greater access to the essentials than they're currently is.

189
00:08:43,160 --> 00:08:45,720
Speaker 3: And period products just shouldn't be something that women hesitate

190
00:08:45,760 --> 00:08:48,800
Speaker 3: to buy because of the price. Like, that's not something

191
00:08:48,840 --> 00:08:50,400
Speaker 3: any of us should experience.

192
00:08:50,559 --> 00:08:53,360
Speaker 2: No, and no one should have to choose between eating

193
00:08:53,640 --> 00:08:58,840
Speaker 2: and like their hygiene. Its it's really sad, which is

194
00:08:58,840 --> 00:09:00,560
Speaker 2: why I'm really glad that we're talking talking about it

195
00:09:00,600 --> 00:09:03,480
Speaker 2: and that we're working with Modibody, who are doing such

196
00:09:03,480 --> 00:09:07,840
Speaker 2: great work in this space. Yeah, it's okay, So extending

197
00:09:07,840 --> 00:09:10,920
Speaker 2: this beyond just periods fee, are there any other things

198
00:09:10,920 --> 00:09:13,520
Speaker 2: you'd flag as being a little unfair when it comes

199
00:09:13,520 --> 00:09:14,680
Speaker 2: to being a person who bleeds?

200
00:09:15,360 --> 00:09:17,560
Speaker 3: Absolutely? And there's so many and we're about to have

201
00:09:17,559 --> 00:09:20,319
Speaker 3: a chat about them. And this episode was actually really

202
00:09:20,360 --> 00:09:21,560
Speaker 3: hard to bring together, wasn't it.

203
00:09:21,600 --> 00:09:24,199
Speaker 2: G Well, there's a lot going on. Yeah, Like we.

204
00:09:24,120 --> 00:09:25,719
Speaker 3: Sat down and we were like, what do we want

205
00:09:25,760 --> 00:09:27,480
Speaker 3: to talk about this week? Like, we really want to

206
00:09:27,480 --> 00:09:29,800
Speaker 3: talk about the real cost of periods, But then so

207
00:09:29,920 --> 00:09:32,760
Speaker 3: much happened, and then our entire office ended up in

208
00:09:32,760 --> 00:09:35,280
Speaker 3: a debate about the gender pay gap and how it

209
00:09:35,400 --> 00:09:36,960
Speaker 3: wasn't fair but how do we amend it?

210
00:09:37,000 --> 00:09:37,480
Speaker 2: And it was.

211
00:09:37,600 --> 00:09:39,640
Speaker 3: It was really fun the boys and girls involved in

212
00:09:39,720 --> 00:09:41,920
Speaker 3: this as well. Wasn't just you and I having a

213
00:09:41,920 --> 00:09:44,480
Speaker 3: bit of a band in the library. But at the

214
00:09:44,559 --> 00:09:46,959
Speaker 3: end of the day, contraception often also falls into the

215
00:09:47,040 --> 00:09:50,040
Speaker 3: hands of being the female's responsibility, and I'm sure a

216
00:09:50,120 --> 00:09:53,160
Speaker 3: lot of people would agree, and that can actually be

217
00:09:53,400 --> 00:09:57,960
Speaker 3: really expensive. The pill, condoms, iud's marinas, even the morning

218
00:09:57,960 --> 00:10:00,880
Speaker 3: after pill. None of these options ever come at cheaply.

219
00:10:01,320 --> 00:10:03,480
Speaker 3: And I genuinely believe that we should be sharing that

220
00:10:03,520 --> 00:10:06,720
Speaker 3: load with our partner so that we aren't paying ridiculous amounts,

221
00:10:06,720 --> 00:10:08,320
Speaker 3: because at the end of the day, isn't it about

222
00:10:08,360 --> 00:10:10,880
Speaker 3: shared responsibility. I don't know about you, Georgia, ah, but

223
00:10:11,040 --> 00:10:14,480
Speaker 3: like I did attend sex hered at school. I did

224
00:10:14,520 --> 00:10:17,640
Speaker 3: talk to my mum, who taught me a lot, sometimes

225
00:10:17,640 --> 00:10:20,520
Speaker 3: more than I wanted to hear at the time. But

226
00:10:20,520 --> 00:10:23,000
Speaker 3: from what I've heard, actually takes two to tango.

227
00:10:23,120 --> 00:10:24,400
Speaker 2: Did you know that? WHOA?

228
00:10:24,960 --> 00:10:28,400
Speaker 3: I know when it comes to pregnancy, nsdis it's actually

229
00:10:28,440 --> 00:10:30,240
Speaker 3: not just you and not just me, like you have

230
00:10:30,320 --> 00:10:32,520
Speaker 3: to come together to do it. So why isn't that

231
00:10:32,600 --> 00:10:33,880
Speaker 3: a shared responsible cost?

232
00:10:33,960 --> 00:10:35,520
Speaker 2: It's really weird, isn't it.

233
00:10:35,760 --> 00:10:38,720
Speaker 3: Yeah, I just I get where it's come from, Like

234
00:10:38,760 --> 00:10:44,080
Speaker 3: I can understand the underlying reason why women take this

235
00:10:44,160 --> 00:10:47,800
Speaker 3: responsibility on themselves. But my friends, it is twenty twenty one,

236
00:10:47,960 --> 00:10:50,080
Speaker 3: cough up for half my pill or half my marina.

237
00:10:50,240 --> 00:10:52,559
Speaker 3: I don't even have my marina anymore. Got that taken out?

238
00:10:52,600 --> 00:10:54,120
Speaker 3: That was expensive, that was scored.

239
00:10:54,559 --> 00:10:58,200
Speaker 2: But also it's kind of an ordeal, like just beyond

240
00:10:58,240 --> 00:11:02,120
Speaker 2: the payment of these things like marinas, that's quite invasive.

241
00:11:02,480 --> 00:11:05,720
Speaker 2: Ireud's invasive. The pill messes with your hormones.

242
00:11:05,880 --> 00:11:08,560
Speaker 3: I totally was and I'm really open about talking about

243
00:11:08,559 --> 00:11:11,360
Speaker 3: these things. Obviously in the office, everybody knows about my

244
00:11:11,440 --> 00:11:14,000
Speaker 3: contraception of choice, and that was for a very long

245
00:11:14,040 --> 00:11:16,360
Speaker 3: time the marina until I had some issues with it,

246
00:11:16,400 --> 00:11:18,040
Speaker 3: and in the last few weeks I've had to have

247
00:11:18,080 --> 00:11:19,760
Speaker 3: that removed back.

248
00:11:19,559 --> 00:11:21,640
Speaker 2: On the old trust deep Hill. What a dream.

249
00:11:22,120 --> 00:11:24,640
Speaker 3: But in saying that, I was really lucky that I

250
00:11:24,679 --> 00:11:28,720
Speaker 3: had access to private healthcare which made my marina really cheap.

251
00:11:29,160 --> 00:11:31,920
Speaker 3: So over the course of five years, my marina actually

252
00:11:31,920 --> 00:11:35,120
Speaker 3: only cost me Georgia a total of thirty two dollars

253
00:11:35,160 --> 00:11:38,840
Speaker 3: to have in. That's crazy, thirty two dollars for five

254
00:11:38,920 --> 00:11:40,120
Speaker 3: years worth of contraception.

255
00:11:40,679 --> 00:11:43,280
Speaker 2: That is cheaper than the eighty dollars I pay for

256
00:11:43,480 --> 00:11:44,960
Speaker 2: three months three months supply.

257
00:11:45,200 --> 00:11:47,280
Speaker 3: Yeah, and that's where I'm at at the moment. Yeah,

258
00:11:47,720 --> 00:11:50,040
Speaker 3: I'm just not quite ready to have a marina ye

259
00:11:50,160 --> 00:11:52,560
Speaker 3: put in again because it is really invasive. But at

260
00:11:52,600 --> 00:11:54,480
Speaker 3: the end of the day, at that point, I thought

261
00:11:54,480 --> 00:11:56,400
Speaker 3: that that was a really good option for me, But

262
00:11:56,440 --> 00:11:58,079
Speaker 3: after five years, I needed.

263
00:11:57,800 --> 00:11:59,280
Speaker 2: To get it out anyway.

264
00:11:59,480 --> 00:12:03,280
Speaker 3: Beyond intraception and talking about Victoria Devine's bodily functions, there

265
00:12:03,400 --> 00:12:05,240
Speaker 3: is also everything we covered in the.

266
00:12:05,200 --> 00:12:06,120
Speaker 2: Pink Tax episode.

267
00:12:06,160 --> 00:12:09,320
Speaker 3: Georgia, all of those simple things that are marketed towards

268
00:12:09,320 --> 00:12:13,760
Speaker 3: women that have prices jacked up, like razors, plain t shirts, pins, perfume,

269
00:12:13,960 --> 00:12:18,440
Speaker 3: literally everything we covered that can we also categorize general

270
00:12:18,520 --> 00:12:21,400
Speaker 3: body maintenance into this absolutely, Like.

271
00:12:21,440 --> 00:12:22,640
Speaker 2: There's so much more.

272
00:12:22,440 --> 00:12:25,320
Speaker 3: Pressure on us to maintain all of those superficial things

273
00:12:25,320 --> 00:12:28,440
Speaker 3: that most men don't actually spend any money on, and

274
00:12:28,520 --> 00:12:30,760
Speaker 3: these things can actually be really expensive when you break

275
00:12:30,760 --> 00:12:33,440
Speaker 3: down a beauty routine, like, I don't want someone to

276
00:12:33,440 --> 00:12:34,880
Speaker 3: come in and break down my beauty routine.

277
00:12:35,559 --> 00:12:39,600
Speaker 2: Speno, Georgia, it is speno, And that's not something I

278
00:12:39,640 --> 00:12:43,600
Speaker 2: think girls can own as being something they want. Holy Like,

279
00:12:43,800 --> 00:12:45,679
Speaker 2: I guess I'm trying to say that that is very

280
00:12:45,720 --> 00:12:49,400
Speaker 2: much an external pressure, whether that's been internalized or us.

281
00:12:49,480 --> 00:12:52,600
Speaker 3: Yeah, it's totally an internalized pressure. And we're having this

282
00:12:52,720 --> 00:12:55,760
Speaker 3: conversation in the office before and someone from our office

283
00:12:55,800 --> 00:12:58,839
Speaker 3: Georgia was actually saying like, sorry, I don't care if

284
00:12:58,840 --> 00:13:00,560
Speaker 3: you guys wear make cup or shit of your legs,

285
00:13:00,559 --> 00:13:03,480
Speaker 3: Like that doesn't worry me at all, And he was genuine,

286
00:13:03,520 --> 00:13:05,320
Speaker 3: like I know he wasn't just saying that because that's

287
00:13:05,360 --> 00:13:06,280
Speaker 3: just the kind of guy he is.

288
00:13:06,640 --> 00:13:08,760
Speaker 2: You do it for you great, but we.

289
00:13:08,679 --> 00:13:12,480
Speaker 3: Internalize that and even though I know I don't have

290
00:13:12,559 --> 00:13:16,480
Speaker 3: to shave my legs, I still do. I feel good,

291
00:13:16,679 --> 00:13:18,920
Speaker 3: I feel nice. But like, if I break that down

292
00:13:18,960 --> 00:13:22,240
Speaker 3: even further, it probably comes back to some internalized stuff

293
00:13:22,280 --> 00:13:24,720
Speaker 3: about wanting to be feminine or who knows. Like, it's

294
00:13:24,960 --> 00:13:26,800
Speaker 3: kind of sad when you start to break it down

295
00:13:26,800 --> 00:13:31,360
Speaker 3: that these differences actually exist and they're inherently ingrained in us,

296
00:13:31,400 --> 00:13:33,400
Speaker 3: as opposed to going like, oh, hey, g I see

297
00:13:33,440 --> 00:13:36,079
Speaker 3: that you are wax your arms. Oh yeah, cool, well

298
00:13:36,120 --> 00:13:38,200
Speaker 3: I die my arm here's pink. Like, it's not just

299
00:13:38,240 --> 00:13:40,320
Speaker 3: a choice that you make. You're doing that.

300
00:13:40,280 --> 00:13:42,080
Speaker 2: For those reasons. Yeah, I don't know.

301
00:13:42,160 --> 00:13:43,680
Speaker 3: It kind of makes me sad the more that you

302
00:13:43,720 --> 00:13:46,400
Speaker 3: get into it. So let's move on from the beauty

303
00:13:46,440 --> 00:13:48,840
Speaker 3: part and talk about that good old thing, the r

304
00:13:48,880 --> 00:13:52,280
Speaker 3: GEN to pay gap, which is still very very much

305
00:13:52,320 --> 00:13:55,480
Speaker 3: a thing and definitely something that we should be talking

306
00:13:55,480 --> 00:13:57,000
Speaker 3: about more on Sheese on the money.

307
00:13:57,160 --> 00:13:59,640
Speaker 2: Yeah, because I think that so many people.

308
00:13:59,400 --> 00:14:03,760
Speaker 3: Just don't understand what the gender pay gap actually is

309
00:14:03,800 --> 00:14:06,000
Speaker 3: and how it works. Now, I'm not saying that everyone

310
00:14:06,040 --> 00:14:09,800
Speaker 3: that's listening is silly, but we are talking like, for

311
00:14:10,280 --> 00:14:12,679
Speaker 3: like jobs. We aren't saying like, oh, on average, men

312
00:14:12,720 --> 00:14:15,440
Speaker 3: get paid more than women. Yes, absolutely they do, and

313
00:14:15,480 --> 00:14:18,000
Speaker 3: they do because at the end of the day, more

314
00:14:18,080 --> 00:14:22,680
Speaker 3: men are taking higher roles. That's another issue on itself.

315
00:14:23,080 --> 00:14:25,360
Speaker 3: But at the end of the day, like for like jobs,

316
00:14:25,480 --> 00:14:29,720
Speaker 3: women on average Georgia in twenty twenty one are earning

317
00:14:29,760 --> 00:14:33,880
Speaker 3: thirteen point four percent less than men, which equals two

318
00:14:33,960 --> 00:14:37,960
Speaker 3: hundred and forty two dollars per week. That's crazy, that

319
00:14:38,120 --> 00:14:41,360
Speaker 3: is crazy, that's insane. So the average full time income

320
00:14:41,400 --> 00:14:44,160
Speaker 3: for females in twenty twenty one is fifteen hundred and

321
00:14:44,200 --> 00:14:46,600
Speaker 3: sixty two dollars and for men it's eighteen hundred and

322
00:14:46,600 --> 00:14:47,200
Speaker 3: four dollars.

323
00:14:47,360 --> 00:14:51,040
Speaker 2: They don't even have to buy pads. How rude, exactly,

324
00:14:51,400 --> 00:14:51,920
Speaker 2: how rude.

325
00:14:52,000 --> 00:14:54,760
Speaker 3: And to just further that, the disparity is wide and

326
00:14:54,920 --> 00:14:58,080
Speaker 3: further for women of color and non binary people, which

327
00:14:58,080 --> 00:15:01,280
Speaker 3: we don't even have good comprehensive data about, which is

328
00:15:01,320 --> 00:15:04,080
Speaker 3: offensive in itself, and that pieces me off that we

329
00:15:04,280 --> 00:15:07,600
Speaker 3: haven't actually segregated that even further so that we can

330
00:15:07,640 --> 00:15:10,920
Speaker 3: further understand these people. Again, going back to she's on

331
00:15:10,920 --> 00:15:13,160
Speaker 3: the money surveys, like we really should start this and

332
00:15:13,200 --> 00:15:16,000
Speaker 3: start collecting our data so that we can be really powerful.

333
00:15:16,560 --> 00:15:18,840
Speaker 2: What is your opinion on how we fix that gender

334
00:15:18,880 --> 00:15:21,880
Speaker 2: pay gap be Look, I think it is really really hard,

335
00:15:21,920 --> 00:15:24,920
Speaker 2: and coming into COVID, I think the stats are going

336
00:15:24,960 --> 00:15:26,720
Speaker 2: to be a bit off for a little while.

337
00:15:26,920 --> 00:15:30,720
Speaker 3: During the GFC, we actually saw the gender pay gap

338
00:15:30,800 --> 00:15:34,920
Speaker 3: widen by two percent, which doesn't sound like much, but

339
00:15:35,120 --> 00:15:37,360
Speaker 3: it took us ten years to fix that after the

340
00:15:37,720 --> 00:15:40,400
Speaker 3: scene in two thousand and nine. So if we're looking

341
00:15:40,480 --> 00:15:42,880
Speaker 3: at what COVID's impact is over the long term, like,

342
00:15:42,920 --> 00:15:45,440
Speaker 3: we can't predict that, we don't want what that means,

343
00:15:46,160 --> 00:15:49,320
Speaker 3: but it is really safe to say that more women

344
00:15:49,440 --> 00:15:53,000
Speaker 3: work in service based industries than men do. We're talking

345
00:15:53,000 --> 00:15:57,040
Speaker 3: like restaurants and retail, etc. And to me, I just

346
00:15:57,080 --> 00:16:01,040
Speaker 3: think it will potentially inevitably in again, which is a

347
00:16:01,040 --> 00:16:04,160
Speaker 3: bit sad, but I think it's just advocating for ourselves,

348
00:16:04,360 --> 00:16:06,800
Speaker 3: putting ourselves in positions where we go you know what,

349
00:16:07,200 --> 00:16:09,440
Speaker 3: this is going to take ages, Like there is a

350
00:16:09,480 --> 00:16:11,720
Speaker 3: stat out there that says it's going to take another

351
00:16:11,960 --> 00:16:15,280
Speaker 3: hundred years for us to be equally paid to men.

352
00:16:16,280 --> 00:16:20,320
Speaker 3: What kid, one hundred years before we have equal pay?

353
00:16:20,600 --> 00:16:22,920
Speaker 3: I'm not going to be around then, arguably, my kids

354
00:16:22,920 --> 00:16:23,800
Speaker 3: aren't even going to.

355
00:16:23,720 --> 00:16:26,280
Speaker 2: Be the world will probably have melted or be under

356
00:16:26,280 --> 00:16:26,920
Speaker 2: the water exactly.

357
00:16:27,320 --> 00:16:29,560
Speaker 3: So I think that if we just leave things the

358
00:16:29,560 --> 00:16:31,640
Speaker 3: way they are and not put our hands up and

359
00:16:31,680 --> 00:16:35,680
Speaker 3: start talking about equality and actually advocating for ourselves, which

360
00:16:35,960 --> 00:16:37,640
Speaker 3: arguably we shouldn't have to do, it should just be

361
00:16:37,680 --> 00:16:40,800
Speaker 3: a given. But unfortunately we are so far behind that

362
00:16:41,400 --> 00:16:43,160
Speaker 3: now it's our turn to be like, you know what,

363
00:16:43,280 --> 00:16:45,600
Speaker 3: this isn't actually good enough. I want what men get

364
00:16:45,720 --> 00:16:47,360
Speaker 3: if I do your job. I want to be paid

365
00:16:47,400 --> 00:16:49,360
Speaker 3: exactly what you get paid. And I've seen it all

366
00:16:49,400 --> 00:16:52,320
Speaker 3: too often more recently with friends and people that I

367
00:16:52,440 --> 00:16:56,160
Speaker 3: know who have recently found out that they're male colleagues

368
00:16:56,320 --> 00:16:58,960
Speaker 3: for exactly the same job are being paid more than

369
00:16:58,960 --> 00:17:02,560
Speaker 3: fifteen thousand dollars more more than them, and arguably my

370
00:17:02,680 --> 00:17:06,239
Speaker 3: female friend has been in that role for longer and

371
00:17:06,480 --> 00:17:08,320
Speaker 3: has more responsibility than that person.

372
00:17:08,320 --> 00:17:11,520
Speaker 2: It's ridiculous. It's rude, isn't it very rude?

373
00:17:11,600 --> 00:17:14,600
Speaker 3: And it's really disrespectful, and it actually really upsets me

374
00:17:14,680 --> 00:17:18,240
Speaker 3: because it plays further into looking at big corporate culture,

375
00:17:18,240 --> 00:17:20,320
Speaker 3: and often it is in the big corporates that this

376
00:17:20,440 --> 00:17:24,240
Speaker 3: happens because usually it's it's easier to hide because most

377
00:17:24,280 --> 00:17:26,879
Speaker 3: people don't talk about their salaries or their pays or

378
00:17:26,880 --> 00:17:30,199
Speaker 3: what they take home, and that makes it easier for

379
00:17:30,240 --> 00:17:32,080
Speaker 3: the company to kind of talk about it. But they

380
00:17:32,119 --> 00:17:35,600
Speaker 3: also have like gender equality committees and talk about all

381
00:17:35,680 --> 00:17:37,440
Speaker 3: of this. But then at the base level they're still

382
00:17:37,480 --> 00:17:39,920
Speaker 3: not doing the right thing. But you best believe they

383
00:17:39,960 --> 00:17:41,640
Speaker 3: celebrated International Women's Day.

384
00:17:41,880 --> 00:17:45,800
Speaker 2: Yeah, get in the bin. Yeah, honestly, you obviously work

385
00:17:45,880 --> 00:17:50,120
Speaker 2: in a heavily male dominated industry that I do. My friend,

386
00:17:50,240 --> 00:17:52,800
Speaker 2: what does the gender pay gap look like for financial

387
00:17:52,800 --> 00:17:54,679
Speaker 2: advisors and people in the finance in gustry?

388
00:17:54,760 --> 00:17:57,399
Speaker 3: Oh my gosh, we were talking about this before, so

389
00:17:57,520 --> 00:18:00,680
Speaker 3: this is definitely something that you've brought up. I'm assuming

390
00:18:00,760 --> 00:18:03,639
Speaker 3: because I was ranting about it. Yeah, now we know

391
00:18:03,880 --> 00:18:08,479
Speaker 3: that the finance industry arguably is very male dominated. I

392
00:18:08,520 --> 00:18:11,720
Speaker 3: know it's male dominated most conferences I go to its

393
00:18:11,800 --> 00:18:15,439
Speaker 3: rooms of men and a few women. I don't know

394
00:18:15,680 --> 00:18:19,560
Speaker 3: nearly as many female financial advisors as I do male

395
00:18:19,640 --> 00:18:20,480
Speaker 3: financial advisors.

396
00:18:20,480 --> 00:18:22,760
Speaker 2: Also, if you female financial advisor, can we be friends?

397
00:18:22,840 --> 00:18:25,280
Speaker 2: Let's slide into my days more advisor friends.

398
00:18:25,280 --> 00:18:32,080
Speaker 3: Honestly, But the difference in average total remuneration for a

399
00:18:32,520 --> 00:18:35,600
Speaker 3: female versus a male in the financial and insurance services

400
00:18:35,600 --> 00:18:39,480
Speaker 3: sector Georgia. Talk to me, twenty seven point eight percent, no,

401
00:18:39,800 --> 00:18:42,240
Speaker 3: like for like, that is a difference or a difference

402
00:18:42,280 --> 00:18:46,600
Speaker 3: of total average remuneration of forty five, four hundred and

403
00:18:46,800 --> 00:18:48,080
Speaker 3: eighty seven dollars.

404
00:18:48,359 --> 00:18:49,119
Speaker 2: What the devil.

405
00:18:49,520 --> 00:18:52,639
Speaker 3: And the next one under that is construction and that

406
00:18:52,760 --> 00:18:57,000
Speaker 3: total remuneration differentiation is twenty six point one percent, which

407
00:18:57,040 --> 00:18:59,720
Speaker 3: is a difference in average total remuneration of thirty six

408
00:18:59,800 --> 00:19:01,600
Speaker 3: hours than three hundred and sixty one dollars.

409
00:19:02,000 --> 00:19:04,280
Speaker 2: Oh my hat. That is a lot of money.

410
00:19:04,320 --> 00:19:08,320
Speaker 3: That is literally someone's full time wage in average differences.

411
00:19:08,560 --> 00:19:11,080
Speaker 2: And just to clarify, that's not because there are fewer

412
00:19:11,119 --> 00:19:12,399
Speaker 2: women in these industries.

413
00:19:12,520 --> 00:19:15,879
Speaker 3: That's just like for like, got is different outay like

414
00:19:15,920 --> 00:19:18,840
Speaker 3: for like, difference in pay, And I think that that's

415
00:19:18,880 --> 00:19:21,440
Speaker 3: what people start to get confused with. I'm not saying

416
00:19:21,480 --> 00:19:23,800
Speaker 3: that we don't understand it. We totally understand it. But

417
00:19:23,880 --> 00:19:26,399
Speaker 3: I'm so sick of getting into these arguments, which I

418
00:19:26,400 --> 00:19:29,879
Speaker 3: get into all the time because it's me And I

419
00:19:29,920 --> 00:19:32,560
Speaker 3: think Ryan was joking the other day actually in Georgia.

420
00:19:32,600 --> 00:19:33,879
Speaker 3: I think you were in the were we in the

421
00:19:33,960 --> 00:19:37,119
Speaker 3: Kiss Studios when we're having this joke, Ryan said, her

422
00:19:37,119 --> 00:19:38,760
Speaker 3: first book is going to be called Cheese on the Money,

423
00:19:38,800 --> 00:19:41,520
Speaker 3: which is no brainer because I've just announced that I'm

424
00:19:41,520 --> 00:19:43,800
Speaker 3: publishing it. But he said, my second book is going

425
00:19:43,840 --> 00:19:45,920
Speaker 3: to be called oh Bite, and it's all stories of

426
00:19:46,040 --> 00:19:49,600
Speaker 3: how Victoria just gets in arguments with people because she

427
00:19:49,680 --> 00:19:51,960
Speaker 3: just gets up in arms, especially about women's issues.

428
00:19:52,000 --> 00:19:53,040
Speaker 2: You're a passionate woman.

429
00:19:53,200 --> 00:19:56,360
Speaker 3: Yeah, so my next book coming out probably twenty twenty two,

430
00:19:56,400 --> 00:19:58,720
Speaker 3: it's called oh Bite.

431
00:19:59,640 --> 00:20:01,960
Speaker 2: Anyway, Yes, it is like for like.

432
00:20:02,040 --> 00:20:04,639
Speaker 3: It is absolutely not me saying okay, well, you know

433
00:20:04,800 --> 00:20:08,400
Speaker 3: this woman works in administration in finance, and we're comparing

434
00:20:08,440 --> 00:20:09,840
Speaker 3: her to a financial advisor.

435
00:20:09,920 --> 00:20:11,040
Speaker 2: Like that is not what's happening.

436
00:20:11,040 --> 00:20:14,879
Speaker 3: We are comparing like for like, same job, same remuneration,

437
00:20:15,040 --> 00:20:18,680
Speaker 3: or should be same remuneration. And just to actually give

438
00:20:18,720 --> 00:20:21,639
Speaker 3: a little bit more context to that, if we look

439
00:20:21,640 --> 00:20:23,720
Speaker 3: at the gender pay gap in the most heavily female

440
00:20:23,720 --> 00:20:26,919
Speaker 3: dominated industry, which is healthcare and social assistance.

441
00:20:27,320 --> 00:20:29,119
Speaker 2: No surprises because everybody.

442
00:20:28,760 --> 00:20:31,159
Speaker 3: In our community is so kind, but even in this

443
00:20:31,280 --> 00:20:35,080
Speaker 3: female dominated industry Georgia, the pay gap is fifteen point

444
00:20:35,160 --> 00:20:40,679
Speaker 3: seven percent wow, or sixteen seven hundred a year, what like,

445
00:20:40,840 --> 00:20:44,359
Speaker 3: even in that industry where you won't get up in

446
00:20:44,480 --> 00:20:46,520
Speaker 3: arms and jump on my high horse even though I'm

447
00:20:46,560 --> 00:20:50,120
Speaker 3: like four, Like I'm probably four horses high. Now, that

448
00:20:50,320 --> 00:20:53,320
Speaker 3: is a female dominated industry and more often than not,

449
00:20:53,359 --> 00:20:56,480
Speaker 3: and we're not playing into general stereotypes here, but people assume,

450
00:20:57,400 --> 00:20:59,919
Speaker 3: because stereotyping is a thing, that women are better at

451
00:21:00,080 --> 00:21:02,760
Speaker 3: that industry because we're more caring, which is bullshit. Men

452
00:21:02,840 --> 00:21:05,639
Speaker 3: can do that just as well. Even then we're underpaid,

453
00:21:06,040 --> 00:21:09,240
Speaker 3: even when more often than not people are overvaluing females

454
00:21:09,240 --> 00:21:11,120
Speaker 3: in that industry. And I'm not saying that we are

455
00:21:11,160 --> 00:21:13,960
Speaker 3: overvalued or undervalued. I think I'm just really pissed off

456
00:21:14,280 --> 00:21:16,920
Speaker 3: that this is the case that we aren't being treated

457
00:21:16,960 --> 00:21:19,880
Speaker 3: as equals. And I think that that's the main thing

458
00:21:19,960 --> 00:21:22,200
Speaker 3: when it comes to this podcast. It's talking about having

459
00:21:22,280 --> 00:21:25,520
Speaker 3: equal opportunity, equal rights, equal access to things, and we're

460
00:21:25,560 --> 00:21:27,520
Speaker 3: talking about you know, obviously.

461
00:21:27,080 --> 00:21:28,160
Speaker 2: The cost of periods.

462
00:21:28,600 --> 00:21:31,200
Speaker 3: But we're already earning less than men, and we have

463
00:21:31,320 --> 00:21:34,399
Speaker 3: more expenses that we actually have to incur whether we

464
00:21:34,520 --> 00:21:36,040
Speaker 3: like it or not. Like you don't get to be like,

465
00:21:36,080 --> 00:21:37,280
Speaker 3: oh hey, this month, I can't.

466
00:21:37,119 --> 00:21:37,760
Speaker 2: Really afford it.

467
00:21:37,760 --> 00:21:40,399
Speaker 3: Ah, huh, just going to skip my period? You go

468
00:21:40,400 --> 00:21:43,240
Speaker 3: out for drinks without me, Like, that's not how it works.

469
00:21:43,320 --> 00:21:45,880
Speaker 3: Like we don't have a choice in these things. And

470
00:21:46,200 --> 00:21:49,399
Speaker 3: that's where this feminist debate comes in as well, because

471
00:21:49,440 --> 00:21:53,000
Speaker 3: so often people assume that when you're a feminist, you

472
00:21:53,080 --> 00:21:54,080
Speaker 3: want to be better than men.

473
00:21:54,400 --> 00:21:55,920
Speaker 2: No, I just want what they've got.

474
00:21:56,320 --> 00:21:59,200
Speaker 3: I want to have exactly the same opportunity as every

475
00:21:59,240 --> 00:22:02,000
Speaker 3: male in my inn so that if that gets offered

476
00:22:02,000 --> 00:22:03,199
Speaker 3: to him, and to be offered to me, if I

477
00:22:03,200 --> 00:22:04,680
Speaker 3: have the same credentials, well.

478
00:22:04,560 --> 00:22:07,119
Speaker 2: That's it, right, The definition of feminist.

479
00:22:06,840 --> 00:22:10,800
Speaker 3: Is actually opportunity in correct, right exactly. I just want

480
00:22:10,920 --> 00:22:14,199
Speaker 3: what other people get access to. And I'm not asking

481
00:22:14,240 --> 00:22:16,720
Speaker 3: for a leg up. I'm not asking for anything else.

482
00:22:16,800 --> 00:22:19,000
Speaker 3: I will do all of the qualifications, I will do

483
00:22:19,080 --> 00:22:22,000
Speaker 3: everything necessary, but when push comes to shove, I want

484
00:22:22,000 --> 00:22:24,600
Speaker 3: to be afforded exactly the same opportunities as a male.

485
00:22:24,760 --> 00:22:27,240
Speaker 2: All right, we will be back after a very short

486
00:22:27,280 --> 00:22:29,600
Speaker 2: break to chat about the solutions and the ways we

487
00:22:29,640 --> 00:22:32,719
Speaker 2: can start paying a less for our periods. But first,

488
00:22:32,760 --> 00:22:43,280
Speaker 2: a message from the partners of today's show. Alrighty guys,

489
00:22:43,280 --> 00:22:46,840
Speaker 2: if you are loving today's a period chat, you best

490
00:22:46,880 --> 00:22:49,520
Speaker 2: believe this isn't the only place that we have it's

491
00:22:49,520 --> 00:22:50,120
Speaker 2: a BIKI day.

492
00:22:50,600 --> 00:22:53,479
Speaker 3: Look, it's the only place I've had it today.

493
00:22:55,119 --> 00:22:57,359
Speaker 2: But Okay, I phrased that incorrectly. What I meant to

494
00:22:57,359 --> 00:23:01,280
Speaker 2: say was we're having conversations about women and money and

495
00:23:01,400 --> 00:23:05,200
Speaker 2: equality every single day on our Facebook page as well

496
00:23:05,240 --> 00:23:07,640
Speaker 2: as our Instagram page. Yeah, yeah, you know what I'm saying.

497
00:23:07,680 --> 00:23:09,639
Speaker 3: At the time, especially in our Facebook group, there are

498
00:23:09,680 --> 00:23:13,439
Speaker 3: threads after threads about reusable period products, like there are

499
00:23:13,520 --> 00:23:16,200
Speaker 3: hundreds of comments on these things. That's where actually discovered

500
00:23:16,280 --> 00:23:19,000
Speaker 3: mahdibody because our community was like, hey, these guys are great.

501
00:23:19,080 --> 00:23:22,640
Speaker 2: I'm like, hey, who were they? So that's kind of cool. Absolutely,

502
00:23:22,680 --> 00:23:25,480
Speaker 2: it's cool. So check it out if you are not

503
00:23:25,640 --> 00:23:28,479
Speaker 2: there all already. My friends, VI, this is a bit

504
00:23:28,480 --> 00:23:31,399
Speaker 2: of a side step from the cost of a period,

505
00:23:31,400 --> 00:23:33,720
Speaker 2: but I guess we were also side stepping before, so

506
00:23:33,720 --> 00:23:37,080
Speaker 2: so shoot us we're dancing today. I think something that

507
00:23:37,160 --> 00:23:44,040
Speaker 2: really impacts women is our propensity for shopping and for

508
00:23:44,359 --> 00:23:47,520
Speaker 2: using after pay. So did a little d me. We

509
00:23:47,560 --> 00:23:49,560
Speaker 2: didn't want to listen to this podcast today to be

510
00:23:49,600 --> 00:23:52,760
Speaker 2: attacked by Georgia King. No, hey, hey, hey, it's it's

511
00:23:52,760 --> 00:23:57,680
Speaker 2: not me just saying attacked by me. No judgment here,

512
00:23:58,000 --> 00:24:00,560
Speaker 2: but Roy Morgan did do some research in this space

513
00:24:00,600 --> 00:24:03,160
Speaker 2: back in twenty nineteen and they found that women are

514
00:24:03,160 --> 00:24:05,800
Speaker 2: more likely to use buy now, pay later payment services

515
00:24:06,040 --> 00:24:08,600
Speaker 2: compared to men, and that over one in ten women,

516
00:24:08,800 --> 00:24:11,760
Speaker 2: or eleven point six percent, report using a buy now,

517
00:24:11,840 --> 00:24:14,320
Speaker 2: pay later service in the last year, compared to only

518
00:24:14,440 --> 00:24:18,359
Speaker 2: five point five percent of men. That's double more women

519
00:24:18,720 --> 00:24:21,280
Speaker 2: in this space than men. What I want to ask

520
00:24:21,520 --> 00:24:25,439
Speaker 2: V is how much this is impacting our finances And

521
00:24:25,640 --> 00:24:28,120
Speaker 2: if you think there is an external pressure for us

522
00:24:28,119 --> 00:24:30,399
Speaker 2: to be maintaining our appearances and keeping up with the

523
00:24:30,400 --> 00:24:32,640
Speaker 2: trends and doing all third.

524
00:24:32,560 --> 00:24:36,600
Speaker 3: Percent, the cost of comparison is a real like we

525
00:24:36,800 --> 00:24:40,200
Speaker 3: are open to so much more criticism and so much

526
00:24:40,280 --> 00:24:43,200
Speaker 3: more feedback that we don't even ask for. Well, having

527
00:24:43,200 --> 00:24:45,760
Speaker 3: this discussion before in the office again, our office is

528
00:24:45,760 --> 00:24:48,159
Speaker 3: full of life, really good conversation. It's like it's a

529
00:24:48,200 --> 00:24:50,640
Speaker 3: wonder how we actually get any work done at all.

530
00:24:51,080 --> 00:24:54,120
Speaker 3: But we were even talking about that pressure that exists

531
00:24:54,160 --> 00:24:56,080
Speaker 3: to have a new dress or outfit whenever you go

532
00:24:56,119 --> 00:24:58,679
Speaker 3: to an event, Like boys don't have that, They just

533
00:24:58,760 --> 00:25:01,240
Speaker 3: wear a suit and it's well and good and fine.

534
00:25:01,359 --> 00:25:04,040
Speaker 3: Like my part owns two suits. He just like, yeah,

535
00:25:04,040 --> 00:25:06,520
Speaker 3: that's the weddings, and yeah, that's the suit I wear

536
00:25:06,560 --> 00:25:09,360
Speaker 3: to the more casual weddings. And I'm like, great, fantastic,

537
00:25:09,480 --> 00:25:12,600
Speaker 3: here's my entire wardrobe of dresses. And you know, I

538
00:25:12,640 --> 00:25:15,920
Speaker 3: am actually someone who feels very confident wearing a dress.

539
00:25:15,960 --> 00:25:16,280
Speaker 2: Again.

540
00:25:16,480 --> 00:25:19,000
Speaker 3: I feel like I wasn't always that way. I've definitely

541
00:25:19,040 --> 00:25:21,240
Speaker 3: embraced it because I'm like, you know what, I bought

542
00:25:21,240 --> 00:25:23,520
Speaker 3: that dress because I'm going to wear it at every opportunity.

543
00:25:23,560 --> 00:25:25,800
Speaker 3: And I think that more of us need to embrace

544
00:25:25,800 --> 00:25:27,520
Speaker 3: that and go no, no, no. I bought that dress

545
00:25:27,560 --> 00:25:29,840
Speaker 3: because I feel really good in it. I feel like

546
00:25:29,880 --> 00:25:32,120
Speaker 3: I look good. It gives me confidence. And if you've

547
00:25:32,119 --> 00:25:34,520
Speaker 3: got that dress my friend, wear that until it's worn

548
00:25:34,560 --> 00:25:35,760
Speaker 3: out and share that.

549
00:25:35,760 --> 00:25:36,399
Speaker 2: With your friends.

550
00:25:36,480 --> 00:25:38,800
Speaker 3: Let them wear it were your friend's dresses. Like, there's

551
00:25:38,800 --> 00:25:42,320
Speaker 3: something really attractive about embracing it instead of going like, oh,

552
00:25:42,359 --> 00:25:44,640
Speaker 3: I guess I'll just wear something i've already got. Wear

553
00:25:44,680 --> 00:25:46,879
Speaker 3: something you've already got because it looks good on you,

554
00:25:47,040 --> 00:25:51,240
Speaker 3: my friends. But I think it's also so interesting how

555
00:25:51,320 --> 00:25:54,399
Speaker 3: much Instagram culture impacts us and We've spoken about this

556
00:25:54,520 --> 00:25:57,280
Speaker 3: on the Cost of Comparison episode, which if you haven't

557
00:25:57,280 --> 00:25:59,280
Speaker 3: listened to you, I'd recommend going and having a listen to.

558
00:25:59,640 --> 00:26:03,320
Speaker 3: But it's actually wild how much societal pressure gets put

559
00:26:03,359 --> 00:26:06,080
Speaker 3: on us and how we feel when we're scrolling through

560
00:26:06,080 --> 00:26:08,919
Speaker 3: our Instagram feeds. And you know, Georgie, you've spoken to

561
00:26:08,960 --> 00:26:11,719
Speaker 3: me about this before about you know, not really liking

562
00:26:11,840 --> 00:26:15,040
Speaker 3: Instagram because you just don't like what comes up on

563
00:26:15,080 --> 00:26:16,360
Speaker 3: your feed ninety percent of.

564
00:26:16,320 --> 00:26:18,520
Speaker 2: The time, which is why you avoid it. And we're

565
00:26:18,520 --> 00:26:19,400
Speaker 2: totally for that.

566
00:26:19,680 --> 00:26:21,719
Speaker 3: I mean, I'll be mean to you and tag you

567
00:26:21,720 --> 00:26:25,199
Speaker 3: in Instagram anyway, but I think it's really important to

568
00:26:25,280 --> 00:26:28,440
Speaker 3: acknowledge that the societal pressure that is placed on women

569
00:26:28,520 --> 00:26:30,600
Speaker 3: is I would deem completely unreasonable.

570
00:26:31,640 --> 00:26:35,280
Speaker 2: What do you reckon? Ah one? I agree. I asked

571
00:26:35,280 --> 00:26:38,199
Speaker 2: the question knowing what you would say, Oh, did you

572
00:26:38,280 --> 00:26:39,920
Speaker 2: know the event? I was just about to go. I

573
00:26:40,040 --> 00:26:42,240
Speaker 2: knew it word for I am.

574
00:26:42,200 --> 00:26:44,959
Speaker 3: Like a broken record, but I'm just so sick of

575
00:26:45,119 --> 00:26:49,119
Speaker 3: everything that is expected of us, and as women, we

576
00:26:49,440 --> 00:26:51,800
Speaker 3: just deserve better. And it doesn't matter like we're talking

577
00:26:51,840 --> 00:26:54,080
Speaker 3: about the gender pay gap. If you don't want to work,

578
00:26:54,280 --> 00:26:58,640
Speaker 3: don't work. But we're talking about having equal access to opportunity.

579
00:26:58,760 --> 00:27:02,720
Speaker 3: We're talking about having the same expectations put on us

580
00:27:02,800 --> 00:27:05,480
Speaker 3: that are put on the opposite gender to us.

581
00:27:05,520 --> 00:27:06,840
Speaker 2: We're not talking about.

582
00:27:06,560 --> 00:27:09,359
Speaker 3: Going, Oh, we want to be you know, looked after

583
00:27:09,520 --> 00:27:12,120
Speaker 3: and have less pressure, Like I just want one other

584
00:27:12,119 --> 00:27:15,000
Speaker 3: people get and I want to feel empowered and not

585
00:27:15,240 --> 00:27:17,359
Speaker 3: like I have to dress up for a work meeting.

586
00:27:17,520 --> 00:27:19,399
Speaker 3: I just don't want to feel like I have to

587
00:27:19,440 --> 00:27:21,600
Speaker 3: turn up as somebody that maybe I'm not.

588
00:27:21,760 --> 00:27:25,080
Speaker 2: In saying that I am currently sitting It's three pm,

589
00:27:25,200 --> 00:27:27,600
Speaker 2: and I'm sitting in exercise clothes that I wore to

590
00:27:27,640 --> 00:27:30,359
Speaker 2: the gym this morning at six am. Nobody judges, so

591
00:27:30,400 --> 00:27:34,200
Speaker 2: there's no judgment it. She's on the money yourself, you're

592
00:27:34,240 --> 00:27:34,439
Speaker 2: in that.

593
00:27:34,600 --> 00:27:36,760
Speaker 3: I make a pair of high heels and a pair

594
00:27:36,800 --> 00:27:39,600
Speaker 3: of white geens. I think someone else in the office

595
00:27:39,640 --> 00:27:42,000
Speaker 3: is in a full suit because they've got meetings. Yeah,

596
00:27:42,400 --> 00:27:45,000
Speaker 3: we really embrace the dress for your day.

597
00:27:44,920 --> 00:27:48,720
Speaker 2: Mentality exactly right. The other day I was chatting to

598
00:27:48,800 --> 00:27:51,439
Speaker 2: someone v who I won't name on this podcast, but

599
00:27:51,560 --> 00:27:54,280
Speaker 2: I mentioned that we would be having this chat and

600
00:27:54,320 --> 00:27:57,119
Speaker 2: they were like, I just don't support you having that

601
00:27:57,200 --> 00:28:00,880
Speaker 2: conversation because to me, that is creating a further animosity

602
00:28:01,240 --> 00:28:03,960
Speaker 2: between men and women. And there's already so much going on,

603
00:28:04,240 --> 00:28:06,920
Speaker 2: as we've seen in Australia, particularly over the last couple

604
00:28:06,920 --> 00:28:09,760
Speaker 2: of months. Things are a mess. Why make them worse?

605
00:28:09,800 --> 00:28:12,119
Speaker 2: And I was like, mate, what, Yeah? I was like,

606
00:28:12,160 --> 00:28:15,680
Speaker 2: these conversations are where change starts. Like look, my voice

607
00:28:15,680 --> 00:28:19,880
Speaker 2: is like breaking. You're angry, as I may be really angry.

608
00:28:19,920 --> 00:28:21,919
Speaker 2: And I wanted to bring that to the podcast and

609
00:28:21,960 --> 00:28:22,960
Speaker 2: see what you had to say about it.

610
00:28:23,000 --> 00:28:25,040
Speaker 3: And I think that that is a really privileged position

611
00:28:25,080 --> 00:28:27,040
Speaker 3: for a male to sit in because it doesn't impact

612
00:28:27,119 --> 00:28:31,360
Speaker 3: them exactly, doesn't have any impact. And I'm assuming they're male, yeah, yeah,

613
00:28:33,160 --> 00:28:35,520
Speaker 3: And I'm assuming that that would be a position that

614
00:28:35,560 --> 00:28:37,679
Speaker 3: they're in where they're not actually able to check their

615
00:28:37,680 --> 00:28:42,160
Speaker 3: own privilegency what luxuries their gender has actually afforded them

616
00:28:42,360 --> 00:28:45,720
Speaker 3: when it comes to conversations like this. But change starts

617
00:28:45,720 --> 00:28:49,440
Speaker 3: with conversation, Change starts with a decision being made. Change

618
00:28:49,480 --> 00:28:52,080
Speaker 3: isn't silent. It is really loud, and it yells, and

619
00:28:52,120 --> 00:28:54,280
Speaker 3: it jumps up and down and at rallies. And that's

620
00:28:54,320 --> 00:28:58,160
Speaker 3: why everything that has actually happened for women has had

621
00:28:58,200 --> 00:29:01,240
Speaker 3: to happen in that way. We couldn't vote, how did

622
00:29:01,280 --> 00:29:03,080
Speaker 3: we vote? We jumped up and down about it until

623
00:29:03,120 --> 00:29:05,520
Speaker 3: it happened. We couldn't do so many other things. We

624
00:29:05,640 --> 00:29:07,600
Speaker 3: jump up and down about it until it happens. And

625
00:29:07,640 --> 00:29:10,280
Speaker 3: I think that as much as that is not what

626
00:29:10,480 --> 00:29:13,840
Speaker 3: should happen, it is what happens. And I'll yell and

627
00:29:13,880 --> 00:29:17,200
Speaker 3: scream good yeah, like I will not put up with it.

628
00:29:17,400 --> 00:29:19,320
Speaker 3: There's this idea in the back of my head that

629
00:29:19,400 --> 00:29:23,040
Speaker 3: one day I'll have a daughter and her gender will

630
00:29:23,080 --> 00:29:25,880
Speaker 3: be something that holds her back. Like that really makes

631
00:29:25,920 --> 00:29:30,720
Speaker 3: me sad and upset, And I feel incredibly privileged to

632
00:29:30,840 --> 00:29:33,440
Speaker 3: have been brought up by the parents that I've been

633
00:29:33,480 --> 00:29:36,160
Speaker 3: brought up with, because they never let that get in

634
00:29:36,240 --> 00:29:39,360
Speaker 3: my way and never let me see that or assume that.

635
00:29:39,440 --> 00:29:41,680
Speaker 3: So growing up, my mum was always like no, like

636
00:29:42,040 --> 00:29:43,920
Speaker 3: you can do whatever you set your heart too, Like

637
00:29:44,040 --> 00:29:45,760
Speaker 3: all you have to do is put your head down

638
00:29:45,840 --> 00:29:49,040
Speaker 3: and work really hard. And that wasn't ever a luxury

639
00:29:49,080 --> 00:29:51,400
Speaker 3: that was afforded to my mum. For example, because she

640
00:29:51,440 --> 00:29:54,320
Speaker 3: grew up in a small town in Tasmania. It wasn't

641
00:29:54,360 --> 00:29:56,840
Speaker 3: through nobody wanting the best for her. Because everybody wanted

642
00:29:56,840 --> 00:30:00,160
Speaker 3: the best for her, but their mentality was definitely a

643
00:30:00,160 --> 00:30:04,120
Speaker 3: small town mentality in the middle of Tasmania that definitely

644
00:30:04,240 --> 00:30:07,680
Speaker 3: wasn't as progressive as what you or I are today Georgia,

645
00:30:08,040 --> 00:30:11,240
Speaker 3: and so growing up, she never wanted me to experience

646
00:30:11,280 --> 00:30:14,080
Speaker 3: that or you know, have expectations put on me because

647
00:30:14,120 --> 00:30:16,600
Speaker 3: I am female. And that's probably why I'm nearly thirty,

648
00:30:16,920 --> 00:30:19,880
Speaker 3: not married, don't have kids, and am following my passions

649
00:30:19,880 --> 00:30:22,400
Speaker 3: and am really proud of everything that I've done. I

650
00:30:22,400 --> 00:30:24,320
Speaker 3: would say it goes back to my mum being like, nah,

651
00:30:24,360 --> 00:30:25,920
Speaker 3: you can do whatever you want. Oh, you want to

652
00:30:25,920 --> 00:30:27,840
Speaker 3: be a rocket, so I just let's do it. Yeah.

653
00:30:27,840 --> 00:30:30,320
Speaker 3: She never made me think anything of it, and I

654
00:30:30,440 --> 00:30:32,640
Speaker 3: genuinely believe that it was only once I got to

655
00:30:32,760 --> 00:30:36,040
Speaker 3: university that I started to see that gender divide and

656
00:30:36,080 --> 00:30:40,320
Speaker 3: I started to see that, ah, it's easier for the boys.

657
00:30:40,760 --> 00:30:42,840
Speaker 3: And when I got my grad job, I was like, oh,

658
00:30:42,840 --> 00:30:45,760
Speaker 3: my gosh, it's so much easier for the boys because

659
00:30:46,120 --> 00:30:51,040
Speaker 3: I wasn't just being brought into meetings where I had,

660
00:30:51,280 --> 00:30:53,680
Speaker 3: you know, expertise. I had as much expertise as the

661
00:30:53,720 --> 00:30:56,960
Speaker 3: graduate sitting beside me, but the added pressure of me

662
00:30:57,000 --> 00:30:59,760
Speaker 3: having to prove myself before people would even listen to me.

663
00:31:00,840 --> 00:31:05,920
Speaker 3: And I just hadn't really understood that until I actually

664
00:31:05,960 --> 00:31:08,880
Speaker 3: got into the workforce and was faced with it, when

665
00:31:09,120 --> 00:31:10,880
Speaker 3: people would make me prove myself.

666
00:31:11,200 --> 00:31:13,160
Speaker 2: And that still exists. Oh I better does I you

667
00:31:13,240 --> 00:31:17,120
Speaker 2: as a financial advisor who's pretty cute and like, wear's

668
00:31:17,160 --> 00:31:20,040
Speaker 2: great clothes. But I feel like the boys would be like, oh, Victoria,

669
00:31:20,120 --> 00:31:21,440
Speaker 2: like she doesn't know anything?

670
00:31:21,560 --> 00:31:24,080
Speaker 3: Yeah, and you know, and it's assumed. And I'm not

671
00:31:24,160 --> 00:31:26,000
Speaker 3: saying that this is a good or a bad thing.

672
00:31:26,240 --> 00:31:28,920
Speaker 3: But I walk into a room when I do have

673
00:31:29,360 --> 00:31:31,600
Speaker 3: not new clients, because I'd never take on clients that

674
00:31:31,680 --> 00:31:35,160
Speaker 3: treat me like this. But historically, I'd walk into meetings

675
00:31:35,600 --> 00:31:38,640
Speaker 3: knowing that the first part of that meeting would be

676
00:31:38,920 --> 00:31:42,440
Speaker 3: me having to prove my credibility, me having to prove

677
00:31:42,560 --> 00:31:45,520
Speaker 3: my intelligence and prove that I'm the right person to

678
00:31:45,560 --> 00:31:48,719
Speaker 3: be in that room with them, whereas a male in

679
00:31:48,800 --> 00:31:51,160
Speaker 3: exactly the same position as me. And I'm speaking from

680
00:31:51,200 --> 00:31:54,480
Speaker 3: experience here, I'm not speaking from you know, oh say

681
00:31:54,520 --> 00:31:57,880
Speaker 3: this or that. I literally would see men walk into

682
00:31:57,880 --> 00:31:59,600
Speaker 3: the same meeting and I take them ten minutes and

683
00:31:59,640 --> 00:32:05,320
Speaker 3: it takes me an hour or days. Wow, It's insane

684
00:32:05,440 --> 00:32:07,800
Speaker 3: how much back and forth I would end up having

685
00:32:07,840 --> 00:32:09,840
Speaker 3: to have to prove to people that.

686
00:32:10,000 --> 00:32:11,120
Speaker 2: No, I'm a right person.

687
00:32:11,320 --> 00:32:14,720
Speaker 3: Like people never questioned the boys. They'd be like, oh, hey, cool,

688
00:32:14,720 --> 00:32:16,920
Speaker 3: we've got your survey results here, and they'd be great.

689
00:32:17,120 --> 00:32:19,560
Speaker 3: And then I'd say exactly the same email to a

690
00:32:19,600 --> 00:32:21,880
Speaker 3: client and be like, hey, here's your survey results, and

691
00:32:21,880 --> 00:32:23,520
Speaker 3: they'll be like, oh, okay, cool, could you please just

692
00:32:23,600 --> 00:32:25,560
Speaker 3: check whether the he's a right and that is right?

693
00:32:25,760 --> 00:32:27,600
Speaker 3: And where did this data come from and how did

694
00:32:27,600 --> 00:32:29,480
Speaker 3: this work? And I would have to know everything back

695
00:32:29,520 --> 00:32:32,000
Speaker 3: to front before I even sent a document to a client,

696
00:32:32,120 --> 00:32:34,479
Speaker 3: because I knew I'd be flooded with questions and I

697
00:32:34,600 --> 00:32:38,360
Speaker 3: could not comprehend why I was the only one getting questions.

698
00:32:38,560 --> 00:32:42,360
Speaker 3: And then that made me question my capability and my

699
00:32:42,520 --> 00:32:44,920
Speaker 3: ability to actually perform, because I'd be like, oh, my gosh,

700
00:32:44,960 --> 00:32:47,200
Speaker 3: have I not explained it in the first place. Yeah,

701
00:32:47,320 --> 00:32:49,960
Speaker 3: I genuinely believe that it was because of my gender,

702
00:32:50,120 --> 00:32:52,080
Speaker 3: not because of anything else. Because I'm going to be

703
00:32:52,080 --> 00:32:53,840
Speaker 3: pretty blunt and say I feel like I knew the

704
00:32:53,840 --> 00:32:56,280
Speaker 3: most out of everyone in my cohort there, Wow, Like

705
00:32:56,480 --> 00:32:58,840
Speaker 3: I studied to a t, like they were the ones

706
00:32:58,880 --> 00:32:59,760
Speaker 3: asking me how.

707
00:32:59,680 --> 00:33:03,160
Speaker 2: To feel things. God, it's so that.

708
00:33:03,440 --> 00:33:06,520
Speaker 3: Really upset me, but it really showed me that, you know,

709
00:33:06,560 --> 00:33:09,800
Speaker 3: we can grow up really naive to these gender biases,

710
00:33:09,840 --> 00:33:12,080
Speaker 3: and we can grow up having not experienced them, but

711
00:33:12,120 --> 00:33:15,360
Speaker 3: it does not mean they don't exist, and it doesn't

712
00:33:15,400 --> 00:33:16,840
Speaker 3: mean it won't ever impact us.

713
00:33:17,560 --> 00:33:19,680
Speaker 2: Yeah, So what would you say? The solution to that

714
00:33:19,840 --> 00:33:22,480
Speaker 2: is just backing yourself more putting yourself out there, maybe

715
00:33:22,520 --> 00:33:25,040
Speaker 2: not being self deprecating like I am. A long time I.

716
00:33:25,160 --> 00:33:27,800
Speaker 3: Say, I think it's about having our own backs, because

717
00:33:28,120 --> 00:33:30,080
Speaker 3: if you're not going to have your own back, who.

718
00:33:29,920 --> 00:33:32,120
Speaker 2: Is going to have your back? Yeah? Like you are

719
00:33:32,160 --> 00:33:34,920
Speaker 2: you and that's kind of all you get in this life.

720
00:33:35,000 --> 00:33:38,320
Speaker 3: And I know that that seems really negative and sad,

721
00:33:38,360 --> 00:33:41,000
Speaker 3: and you know that she's on the money community absolutely

722
00:33:41,040 --> 00:33:42,760
Speaker 3: has your back. And the amount of people that reach

723
00:33:42,760 --> 00:33:44,600
Speaker 3: out to me like oh I need a hand with Xyz,

724
00:33:45,000 --> 00:33:45,520
Speaker 3: I am there.

725
00:33:45,560 --> 00:33:46,480
Speaker 2: I am here for you.

726
00:33:46,960 --> 00:33:49,120
Speaker 3: But at the end of the day, like you're the

727
00:33:49,120 --> 00:33:51,000
Speaker 3: one that you go to bed with every night, You're

728
00:33:51,040 --> 00:33:53,040
Speaker 3: the one that you're caring for, and you should be

729
00:33:53,040 --> 00:33:56,040
Speaker 3: grateful for you, like you is doing a good job.

730
00:33:56,120 --> 00:34:00,760
Speaker 2: Friend, girl. This has such strong Brene Brown energy, and

731
00:34:00,800 --> 00:34:06,000
Speaker 2: I'm all, yes, love her, She's vulnerability baby, Yes, but.

732
00:34:06,040 --> 00:34:08,440
Speaker 3: I also just feel awful that all my own podcast,

733
00:34:08,520 --> 00:34:10,920
Speaker 3: I'm like, we need to advocate for ourselves more, when

734
00:34:10,960 --> 00:34:12,880
Speaker 3: in reality we shouldn't have to it all, but we

735
00:34:13,000 --> 00:34:16,040
Speaker 3: have to. Yeah, we don't have another option otherwise it

736
00:34:16,120 --> 00:34:17,759
Speaker 3: is going to take that one hundred years for us

737
00:34:17,800 --> 00:34:21,120
Speaker 3: to even become equal with men. And I just don't

738
00:34:21,200 --> 00:34:22,439
Speaker 3: I don't want that. I want that now.

739
00:34:22,640 --> 00:34:25,040
Speaker 2: Yeah, And if you are a fellow listening, help your

740
00:34:25,080 --> 00:34:28,359
Speaker 2: sisters out, help push us up, advocate for us as well, be.

741
00:34:28,560 --> 00:34:31,640
Speaker 3: Good allies exactly. And I think that that's what it's about.

742
00:34:31,719 --> 00:34:36,839
Speaker 3: And this extends to you know, our LGBTQUI plus community.

743
00:34:37,120 --> 00:34:40,400
Speaker 3: They need allies, they need people there. It's not about

744
00:34:40,680 --> 00:34:44,440
Speaker 3: you know, just saying, oh, I'm an ally, I don't mind, Like,

745
00:34:44,480 --> 00:34:46,480
Speaker 3: I don't give a shit if you mind, talk about it,

746
00:34:46,680 --> 00:34:49,520
Speaker 3: Advocate for them, stand up for them, stand up for

747
00:34:49,560 --> 00:34:51,960
Speaker 3: everything and what you believe in. Because at the end

748
00:34:52,000 --> 00:34:54,680
Speaker 3: of the day, if you don't like you're letting the

749
00:34:54,760 --> 00:34:56,239
Speaker 3: gender bias happen.

750
00:34:56,360 --> 00:34:59,160
Speaker 2: Call it out, simple as that. Okay, I am going

751
00:34:59,160 --> 00:35:01,040
Speaker 2: to get us back on track much as I had

752
00:35:01,120 --> 00:35:04,320
Speaker 2: don't want to be on track. I know it's so good.

753
00:35:04,719 --> 00:35:09,719
Speaker 2: But back to the subject of today's episode, vaginas. Some

754
00:35:09,800 --> 00:35:11,640
Speaker 2: of us them, some of us have them, some of

755
00:35:11,719 --> 00:35:14,160
Speaker 2: us don't, but a lot of us spend money on

756
00:35:14,360 --> 00:35:17,160
Speaker 2: cleaning products for our bits, which is very Gwyneth Paltrow.

757
00:35:17,160 --> 00:35:19,160
Speaker 2: It's very goofy. The old jade egg.

758
00:35:19,320 --> 00:35:22,000
Speaker 3: Shove it up your juts it you know, I didn't

759
00:35:22,000 --> 00:35:24,520
Speaker 3: even know that was a thing, the jade egg. I

760
00:35:24,560 --> 00:35:28,520
Speaker 3: didn't even know that was it until recently, and it's terrifying.

761
00:35:28,800 --> 00:35:30,560
Speaker 2: They got whacked with it. I think it was one

762
00:35:30,640 --> 00:35:34,759
Speaker 2: hundred and fifty thousand dollars. Who don't know what a

763
00:35:34,840 --> 00:35:35,600
Speaker 2: JD egg is?

764
00:35:35,800 --> 00:35:37,120
Speaker 3: Could you just explain?

765
00:35:37,440 --> 00:35:39,319
Speaker 2: Well, I think I did. It's an egg that you

766
00:35:39,320 --> 00:35:40,760
Speaker 2: stick up your juts.

767
00:35:41,280 --> 00:35:45,200
Speaker 3: Leak, but it's made of jade, right, It's literally a rock.

768
00:35:45,320 --> 00:35:47,839
Speaker 2: But it was meant to like cleanse you. It's an

769
00:35:47,880 --> 00:35:48,560
Speaker 2: actual joke.

770
00:35:48,719 --> 00:35:51,400
Speaker 3: But at the end of the day, we are absolutely

771
00:35:51,440 --> 00:35:53,920
Speaker 3: not health professionals, and we absolutely shouldn't be, you know,

772
00:35:54,000 --> 00:35:57,160
Speaker 3: talking about these things. But health professionals are going to

773
00:35:57,200 --> 00:36:00,799
Speaker 3: be with us on this that vaginas they're actually self

774
00:36:00,840 --> 00:36:04,000
Speaker 3: cleaning little queens and one thing I know for sure

775
00:36:04,480 --> 00:36:06,400
Speaker 3: is that we are not meant to interfere with their

776
00:36:06,440 --> 00:36:09,080
Speaker 3: natural balance of things down there. And usually if you

777
00:36:09,200 --> 00:36:12,760
Speaker 3: are doing that, it's more harmful.

778
00:36:12,360 --> 00:36:14,320
Speaker 2: Than good for you. Well, it can be really dangerous,

779
00:36:14,440 --> 00:36:14,719
Speaker 2: can be.

780
00:36:14,800 --> 00:36:19,279
Speaker 3: They're exponitely unnecessary, just leave alone and expensive exactly. So

781
00:36:19,400 --> 00:36:24,120
Speaker 3: all of these, like vaginal health care products unnecessary. And

782
00:36:24,200 --> 00:36:27,120
Speaker 3: if you're worried about something down there, don't head to

783
00:36:27,160 --> 00:36:29,960
Speaker 3: the woolies aisle and get a vagina product, head to

784
00:36:30,080 --> 00:36:32,000
Speaker 3: the doctor and talk to them.

785
00:36:32,080 --> 00:36:34,600
Speaker 2: Correct. There is a really good article on this very

786
00:36:34,640 --> 00:36:36,839
Speaker 2: subject by kin Fertility, which I am going to link

787
00:36:36,920 --> 00:36:39,200
Speaker 2: into the show notes because that goes into the nitty grip.

788
00:36:39,239 --> 00:36:39,680
Speaker 3: I really like.

789
00:36:39,760 --> 00:36:41,680
Speaker 2: It's not a good idea. They're also, aren't they.

790
00:36:41,719 --> 00:36:44,279
Speaker 3: I'm going to try slide into their DM why I

791
00:36:44,320 --> 00:36:45,279
Speaker 3: can work with them too.

792
00:36:45,440 --> 00:36:46,000
Speaker 2: I like them.

793
00:36:46,080 --> 00:36:48,600
Speaker 3: Let's work with everything in let's be friends. Now.

794
00:36:48,640 --> 00:36:51,080
Speaker 2: The final thing I wanted to touch on here V is,

795
00:36:51,120 --> 00:36:54,319
Speaker 2: of course, the issue of sustainability that does arise when

796
00:36:54,360 --> 00:36:57,720
Speaker 2: we talk about disposable hygiene products. Yeah. Absolutely, what actually

797
00:36:57,760 --> 00:36:59,759
Speaker 2: happens to our pads and tampons once we finish up

798
00:36:59,800 --> 00:36:59,960
Speaker 2: with them?

799
00:37:00,120 --> 00:37:01,960
Speaker 3: Oh my gosh, you are not ready for this. We've

800
00:37:02,000 --> 00:37:04,480
Speaker 3: already been on our high horses. We're gonna here's more

801
00:37:04,520 --> 00:37:06,759
Speaker 3: stuff for you guys to be mad about. So it

802
00:37:06,840 --> 00:37:10,759
Speaker 3: is estimated on average that during our lifetime we use

803
00:37:10,800 --> 00:37:15,600
Speaker 3: between ten thousand and fifteen thousand pads and tampons, and

804
00:37:16,040 --> 00:37:19,319
Speaker 3: when we're done with them, they end up in landfill.

805
00:37:20,000 --> 00:37:22,880
Speaker 3: And that is a lot of waste for one little person.

806
00:37:23,000 --> 00:37:25,440
Speaker 3: But we also need to consider the packaging our products

807
00:37:25,480 --> 00:37:28,520
Speaker 3: coming too, because they usually wrapped in plastic, and most

808
00:37:28,560 --> 00:37:33,000
Speaker 3: times these plastics aren't biodegradable, and unfortunately, these disposible products

809
00:37:33,040 --> 00:37:36,200
Speaker 3: definitely aren't good for the environment, which is exactly why

810
00:37:36,200 --> 00:37:38,719
Speaker 3: I'm a really big advocate for more sustainable options like

811
00:37:38,760 --> 00:37:42,560
Speaker 3: period undieas and menstrual cups, because I'm pretty sure it

812
00:37:42,640 --> 00:37:45,560
Speaker 3: takes more than fifty years for a pad.

813
00:37:45,160 --> 00:37:48,960
Speaker 2: To start to degrade. Your kidding, It's disgusting, isn't it.

814
00:37:49,080 --> 00:37:52,359
Speaker 2: That is a long time. So the pads that I

815
00:37:52,400 --> 00:37:55,520
Speaker 2: was using when I first got my parents, they're still

816
00:37:55,560 --> 00:37:56,760
Speaker 2: talking around somewhere.

817
00:37:56,960 --> 00:37:59,560
Speaker 3: Whiles. Did you come to Cheese on the Money to

818
00:37:59,640 --> 00:38:00,879
Speaker 3: learn about money or.

819
00:38:00,840 --> 00:38:03,320
Speaker 2: Just be disgusted? Well, you've come to the right place

820
00:38:03,360 --> 00:38:06,800
Speaker 2: for both. My friends. What an episode. Today's been huge.

821
00:38:06,840 --> 00:38:08,960
Speaker 3: It's been a journey, it's been being a ride.

822
00:38:09,080 --> 00:38:11,799
Speaker 2: It didn't go where we expected, but I'm glad about that.

823
00:38:12,120 --> 00:38:14,080
Speaker 2: I liked it. I liked it too.

824
00:38:14,160 --> 00:38:16,840
Speaker 3: Come back next week for more branch by Georgia and Victoria.

825
00:38:16,960 --> 00:38:18,760
Speaker 3: You'll both get angry about women's issues.

826
00:38:18,880 --> 00:38:21,960
Speaker 2: Exactly right. To wrap up the show. Though periods are

827
00:38:22,000 --> 00:38:25,799
Speaker 2: really expensive, we can almost guarantee they wouldn't be so

828
00:38:25,920 --> 00:38:29,160
Speaker 2: expensive if men had to endure them and investing in

829
00:38:29,239 --> 00:38:35,719
Speaker 2: alternative it's so it's so true. But also investing in

830
00:38:35,800 --> 00:38:38,680
Speaker 2: alternative options like cups and undies could be a very

831
00:38:38,680 --> 00:38:41,840
Speaker 2: good idea, not only for our wallets, but for the planet.

832
00:38:42,280 --> 00:38:43,960
Speaker 2: V I think that is all we have time.

833
00:38:44,040 --> 00:38:46,920
Speaker 3: Can before you try to usher me off, can I

834
00:38:46,920 --> 00:38:50,799
Speaker 3: ask a really important question. Bodibody actually sent us some

835
00:38:50,880 --> 00:38:52,080
Speaker 3: of their undies to try.

836
00:38:52,200 --> 00:38:55,319
Speaker 2: Did you like them? Mate? I was so excited for

837
00:38:55,360 --> 00:38:58,280
Speaker 2: my period to come last month, and I can confirm

838
00:38:58,400 --> 00:38:59,400
Speaker 2: they were gorgeous.

839
00:38:59,520 --> 00:39:02,240
Speaker 3: They were, And I'm only asking you one because obviously

840
00:39:02,239 --> 00:39:04,759
Speaker 3: they're sponsors of today's show, which is why they have

841
00:39:04,840 --> 00:39:05,760
Speaker 3: the sponsored segment.

842
00:39:05,840 --> 00:39:07,480
Speaker 2: Yeah, like they are actually.

843
00:39:07,080 --> 00:39:12,280
Speaker 3: Good as they were really coffee, really nice to wear. Definitely, definitely,

844
00:39:12,320 --> 00:39:15,120
Speaker 3: keeping would recommend. Yeah, I'm ordering more so that we've

845
00:39:15,120 --> 00:39:15,520
Speaker 3: got more.

846
00:39:15,640 --> 00:39:19,000
Speaker 2: Absolutely, yeah, a couple that is true. The ones that

847
00:39:19,080 --> 00:39:22,040
Speaker 2: I had were high waisted, which I loved because obviously

848
00:39:22,239 --> 00:39:24,400
Speaker 2: that time of the month you're very bloated, not feeling

849
00:39:24,520 --> 00:39:26,920
Speaker 2: they'll come fu slender, so comfy. I just felt like

850
00:39:26,920 --> 00:39:27,400
Speaker 2: it was all in.

851
00:39:28,520 --> 00:39:30,720
Speaker 3: I love Thank you for sharing that about You're so welcome.

852
00:39:30,760 --> 00:39:31,480
Speaker 2: I love everyone.

853
00:39:31,560 --> 00:39:33,799
Speaker 3: So, just before we actually head off, we'd like to

854
00:39:33,840 --> 00:39:37,320
Speaker 3: acknowledge and pay respect to Australia's Aboriginal and Torrestrate island

855
00:39:37,320 --> 00:39:40,680
Speaker 3: of peoples, the traditional custodians of the lands, the waterways

856
00:39:40,680 --> 00:39:43,719
Speaker 3: and the skies all across Australia. We thank you for

857
00:39:43,760 --> 00:39:45,680
Speaker 3: sharing and for caring on the land which we are

858
00:39:45,719 --> 00:39:48,640
Speaker 3: able to learn. Together. We pay respects to eldest past

859
00:39:48,719 --> 00:39:51,280
Speaker 3: and present, and we share our friendship and our kindness.

860
00:39:51,440 --> 00:39:53,960
Speaker 2: And remember, guys that the advice sheared on cheese on

861
00:39:53,960 --> 00:39:56,360
Speaker 2: the money is general in nature and does not consider

862
00:39:56,360 --> 00:40:00,239
Speaker 2: out your individual circumstances. She's on the money exists for

863
00:40:00,360 --> 00:40:03,200
Speaker 2: educational purposes and should not be relied upon to make

864
00:40:03,239 --> 00:40:07,040
Speaker 2: an investment or a financial decision. And we promise Victoria

865
00:40:07,120 --> 00:40:10,880
Speaker 2: Devine is an authorized representative of Australia Pacific Funds Management

866
00:40:11,040 --> 00:40:13,960
Speaker 2: for Briety Limited ABN three four one three two four

867
00:40:14,040 --> 00:40:16,799
Speaker 2: six three two five seven AFSL three three nine one

868
00:40:16,880 --> 00:40:20,080
Speaker 2: five one And a big thank you to Ryan John

869
00:40:20,160 --> 00:40:22,920
Speaker 2: and the team of audio engineers for putting together today's

870
00:40:22,960 --> 00:40:26,640
Speaker 2: podcast Absolute Legends. Now it wouldn't be the end of it.

871
00:40:26,680 --> 00:40:29,280
Speaker 3: She's on the Money podcast unless we directed you straight

872
00:40:29,320 --> 00:40:30,840
Speaker 3: into our Facebook group.

873
00:40:30,719 --> 00:40:33,520
Speaker 2: So if you haven't joined us yet, our community.

874
00:40:33,040 --> 00:40:36,320
Speaker 3: Shares money tips and tricks every single day, free of judgment.

875
00:40:36,360 --> 00:40:38,600
Speaker 3: So she's on the Money on Facebook and join us

876
00:40:38,760 --> 00:40:40,840
Speaker 3: if Facebook does not you think. We're also on Instagram.

877
00:40:40,920 --> 00:40:43,360
Speaker 3: I'm kind of cool on Instagram post memes and stuff.

878
00:40:43,520 --> 00:40:44,799
Speaker 3: That's what the cool hip kids do.

879
00:40:44,960 --> 00:40:47,640
Speaker 2: Absolutely. Also, we've got a book, so use the link

880
00:40:47,719 --> 00:40:50,040
Speaker 2: in our show notes to order your pre coffee today.

881
00:40:50,320 --> 00:40:52,560
Speaker 2: Thank you so much for listening, guys, and we will

882
00:40:52,560 --> 00:40:53,680
Speaker 2: see you on Friday.

883
00:40:53,840 --> 00:40:56,919
Speaker 3: Bye, guys.

884
00:41:00,640 --> 00:41:05,600
Speaker 2: The