1 00:00:00,840 --> 00:00:01,800 Speaker 1: And radio. 2 00:00:03,920 --> 00:00:05,920 Speaker 2: She's on The Money Radio Show. 3 00:00:07,400 --> 00:00:08,639 Speaker 1: With Victoria Divine. 4 00:00:08,880 --> 00:00:11,240 Speaker 2: Starts now, Hello and welcome to that. 5 00:00:11,280 --> 00:00:13,960 Speaker 3: She's on The Money Radio Show podcast, the radio show 6 00:00:14,000 --> 00:00:17,279 Speaker 3: podcast for millennials who want financial freedom. And I'm going 7 00:00:17,360 --> 00:00:20,240 Speaker 3: to start this one right now by asking Victoria Devine, 8 00:00:20,239 --> 00:00:21,919 Speaker 3: what's the naughtiest thing you did this year? 9 00:00:21,960 --> 00:00:22,160 Speaker 2: Oh? 10 00:00:22,200 --> 00:00:27,160 Speaker 4: Wow, we're really going that. I don't know, spending too 11 00:00:27,240 --> 00:00:27,880 Speaker 4: much on my wedding. 12 00:00:27,920 --> 00:00:28,320 Speaker 5: Probably? 13 00:00:28,480 --> 00:00:28,800 Speaker 2: Probably. 14 00:00:31,480 --> 00:00:35,080 Speaker 1: I had a double cheeseburger the other night about eleven o'clock. 15 00:00:35,159 --> 00:00:35,360 Speaker 1: And that. 16 00:00:37,240 --> 00:00:40,400 Speaker 5: Is that what we constitute as naughty in my eyes? 17 00:00:40,479 --> 00:00:41,720 Speaker 1: Yeah, my doctor would be happy. 18 00:00:41,880 --> 00:00:43,880 Speaker 5: Would you like to hear what I did last week? 19 00:00:43,920 --> 00:00:48,160 Speaker 4: Then? I have recently found an obsession with bubble tea 20 00:00:49,120 --> 00:00:52,880 Speaker 4: and I don't want to be without bubble tea. 21 00:00:53,320 --> 00:00:54,560 Speaker 5: I get it from Gong Chart. 22 00:00:54,640 --> 00:00:55,600 Speaker 2: Oh my gosh. You know what. 23 00:00:55,640 --> 00:00:58,840 Speaker 3: Whenever I see that, I always think, don't you wish 24 00:00:58,880 --> 00:00:59,880 Speaker 3: your girlfriend was? 25 00:01:00,760 --> 00:01:01,040 Speaker 5: You know what? 26 00:01:01,080 --> 00:01:04,240 Speaker 4: Now I'm never going to be able to vote. 27 00:01:04,720 --> 00:01:07,280 Speaker 5: Yeah, but I get the QQ passion for green tea with. 28 00:01:08,280 --> 00:01:13,240 Speaker 4: Pearls standards, sometimes the minimal sugar, but like the standard pearls. 29 00:01:13,319 --> 00:01:16,360 Speaker 5: And it comes with the like lichy coconut bits, which. 30 00:01:16,240 --> 00:01:18,960 Speaker 1: Is less, get less ice because then you have more. 31 00:01:19,319 --> 00:01:21,640 Speaker 4: I order it with no ice at all because it's 32 00:01:21,680 --> 00:01:23,600 Speaker 4: on Uber Eats, and then I just pop it in 33 00:01:23,640 --> 00:01:25,360 Speaker 4: my fridge and then I put it in my sippy 34 00:01:25,400 --> 00:01:25,920 Speaker 4: cup later. 35 00:01:26,200 --> 00:01:28,240 Speaker 5: You're smart, very thanks to you. Thank you. 36 00:01:28,280 --> 00:01:30,680 Speaker 4: But do you know how expensive that is to have 37 00:01:30,720 --> 00:01:33,840 Speaker 4: a new found obsession with bubble tea when bubble tea 38 00:01:33,920 --> 00:01:36,160 Speaker 4: is so expensive anyway? 39 00:01:36,280 --> 00:01:36,959 Speaker 5: It's a lot. 40 00:01:37,000 --> 00:01:39,640 Speaker 4: So if that's what we're constituting is actually naughty, then 41 00:01:39,680 --> 00:01:41,080 Speaker 4: it is my addiction to bubble tea. 42 00:01:41,120 --> 00:01:42,840 Speaker 5: Now I actually don't sponsor us. 43 00:01:42,880 --> 00:01:43,800 Speaker 2: I love yeah, please do. 44 00:01:44,000 --> 00:01:47,240 Speaker 3: I love actually asking kids that because they freak out 45 00:01:47,280 --> 00:01:48,960 Speaker 3: and they go, oh my god, concern to hear me. 46 00:01:49,040 --> 00:01:49,559 Speaker 1: It is the. 47 00:01:49,520 --> 00:01:51,680 Speaker 5: Actual best to saw you. 48 00:01:51,760 --> 00:01:54,400 Speaker 4: So if you did it like heruity nose, babe, I 49 00:01:54,400 --> 00:01:55,360 Speaker 4: know it's the greatest. 50 00:01:55,400 --> 00:01:57,480 Speaker 1: And can I just say, for those who listen this year, 51 00:01:57,600 --> 00:02:00,200 Speaker 1: thank you. I know this is victorious community, but DEO 52 00:02:00,280 --> 00:02:01,320 Speaker 1: Show's true. 53 00:02:01,360 --> 00:02:03,800 Speaker 5: Everybody's yeah. We love everybody, you. 54 00:02:03,880 --> 00:02:06,480 Speaker 1: Love love and we love you and it's been such 55 00:02:06,480 --> 00:02:08,400 Speaker 1: a fun year, and thank you for listening everyone. This 56 00:02:08,480 --> 00:02:10,800 Speaker 1: is the last show in the last podcast for twenty twenty. 57 00:02:10,520 --> 00:02:12,880 Speaker 4: Two, and the thing that all not last podcast sorry, 58 00:02:12,960 --> 00:02:16,240 Speaker 4: last radio podcasts are working through Christmas. 59 00:02:16,280 --> 00:02:19,760 Speaker 3: And it's not you too, mummy, it's not actually I'm 60 00:02:19,840 --> 00:02:22,880 Speaker 3: working all of the hours with me, not with you. 61 00:02:23,120 --> 00:02:24,520 Speaker 2: Anyway. I love this. 62 00:02:24,680 --> 00:02:26,919 Speaker 3: The thing about this podcast top that we do all 63 00:02:26,919 --> 00:02:29,760 Speaker 3: the time is I've really tried to think we've all 64 00:02:29,800 --> 00:02:31,920 Speaker 3: tried and done a very good job of just going no, 65 00:02:32,000 --> 00:02:33,400 Speaker 3: we're not going to do our radio thing. We're just 66 00:02:33,440 --> 00:02:35,480 Speaker 3: going to talk about the things that we actually talk 67 00:02:35,520 --> 00:02:39,240 Speaker 3: about off air and throw yeah, go chat and this 68 00:02:39,320 --> 00:02:40,360 Speaker 3: is basically it. 69 00:02:40,440 --> 00:02:42,079 Speaker 2: So it's like a nice little wonder if. 70 00:02:42,040 --> 00:02:44,040 Speaker 5: I've been saying that wrong this whole episode. 71 00:02:44,280 --> 00:02:47,560 Speaker 1: Yeah, no, I think it's right. It's right, gon Cha. 72 00:02:47,639 --> 00:02:49,799 Speaker 5: Okay, that that seems pretty self expandage. 73 00:02:49,840 --> 00:02:51,600 Speaker 2: I can still hear the pussy Cat Dolls log in 74 00:02:51,600 --> 00:02:51,960 Speaker 2: my head. 75 00:02:52,040 --> 00:02:58,120 Speaker 4: It's the Gona wish your girlfriend was hot, Gona No no, no, no, no, 76 00:02:58,440 --> 00:03:02,000 Speaker 4: Goncha is gonna get me bubuty. 77 00:03:01,560 --> 00:03:05,519 Speaker 2: No sto Yes. 78 00:03:05,919 --> 00:03:09,079 Speaker 4: Coming in twenty twenty three, she's on the money show tune. 79 00:03:09,960 --> 00:03:13,000 Speaker 3: We're gonna be making some cash off that, all right, Hey, 80 00:03:13,200 --> 00:03:14,360 Speaker 3: if you want to save some cash. 81 00:03:14,400 --> 00:03:16,080 Speaker 2: We actually had some really great tips. 82 00:03:16,400 --> 00:03:18,280 Speaker 4: You know, I have so many more tips that I 83 00:03:18,280 --> 00:03:20,840 Speaker 4: couldn't get through because we obviously have certain amounts of 84 00:03:20,840 --> 00:03:22,519 Speaker 4: time that we have to get through in the breaks. 85 00:03:22,760 --> 00:03:26,000 Speaker 4: So definitely check out our socials over the next couple 86 00:03:26,040 --> 00:03:28,760 Speaker 4: of weeks because I have so many things when it 87 00:03:28,760 --> 00:03:32,680 Speaker 4: comes to saving and especially saving for kids around Christmas. Like, 88 00:03:32,800 --> 00:03:34,800 Speaker 4: I was talking to one of my school teacher friends 89 00:03:34,800 --> 00:03:36,920 Speaker 4: and she said, this year, she's making her kids a 90 00:03:37,040 --> 00:03:40,680 Speaker 4: kitchen setup. So you look confused. I get that. But 91 00:03:40,720 --> 00:03:45,320 Speaker 4: she's been saving like cereal boxes and yoga containers and 92 00:03:45,480 --> 00:03:47,680 Speaker 4: washing them out and taping them up, so the kids 93 00:03:47,680 --> 00:03:50,600 Speaker 4: are getting a little supermarket of their own with like 94 00:03:50,880 --> 00:03:53,840 Speaker 4: rice bubbles boxes and like a yogurt container and stuff 95 00:03:53,880 --> 00:03:56,000 Speaker 4: so that they can go shopping and play house. How 96 00:03:56,040 --> 00:03:58,680 Speaker 4: genius is that because that's what in your house. 97 00:03:58,760 --> 00:04:01,800 Speaker 6: Yeah, that's awesome, And you know, gus speaking of it's 98 00:04:01,840 --> 00:04:05,480 Speaker 6: my community. Sorry, that's credit speaking of things that you've 99 00:04:05,520 --> 00:04:07,640 Speaker 6: already got in your house. We're also talking about, you know, 100 00:04:07,680 --> 00:04:09,360 Speaker 6: those toys that you had as a kid, and you're like, 101 00:04:09,400 --> 00:04:12,960 Speaker 6: oh my god, these things are actually worth I can 102 00:04:13,000 --> 00:04:13,840 Speaker 6: say ship tons here. 103 00:04:13,840 --> 00:04:16,880 Speaker 2: Can't done. 104 00:04:18,560 --> 00:04:20,560 Speaker 1: Michet around the bush here? 105 00:04:20,600 --> 00:04:24,440 Speaker 4: Sorry, guys, and who listen in the car to this 106 00:04:24,640 --> 00:04:27,000 Speaker 4: podcast and that is quite rude. 107 00:04:27,040 --> 00:04:28,920 Speaker 5: I mean, we'll leave it, but we'll get we'll get 108 00:04:28,960 --> 00:04:29,800 Speaker 5: tried to put a bpo. 109 00:04:31,760 --> 00:04:34,640 Speaker 3: No, but like that are worth ship tons like tamagotchi' 110 00:04:34,640 --> 00:04:37,080 Speaker 3: is a worth three thousand bucks. And also you know 111 00:04:37,160 --> 00:04:39,600 Speaker 3: sometimes you go, I'd love to buy some Lego, it's 112 00:04:39,640 --> 00:04:42,640 Speaker 3: my obsession or whatever it is, but you know I 113 00:04:42,680 --> 00:04:45,359 Speaker 3: probably shouldn't. I should probably put it into stocks or 114 00:04:45,360 --> 00:04:51,240 Speaker 3: something like that. No, No Lego, Lego smart Smart. 115 00:04:51,480 --> 00:04:54,680 Speaker 4: We're not investing in Lego unless you're buying shares in 116 00:04:54,800 --> 00:04:55,720 Speaker 4: Lego one. 117 00:04:55,680 --> 00:05:00,000 Speaker 3: Hundred times six hundred percent sorry returns on some Lego sets? 118 00:05:00,040 --> 00:05:01,520 Speaker 2: Are you going to get that with your play of shares? 119 00:05:01,560 --> 00:05:02,960 Speaker 5: Well about the rest of your Lego. 120 00:05:04,160 --> 00:05:07,320 Speaker 1: Trave thought bitcoin with just Lego coins. The poor thing 121 00:05:07,360 --> 00:05:09,200 Speaker 1: has been investing in another wrong bit. 122 00:05:10,160 --> 00:05:12,839 Speaker 3: I've been investing in those chocolate coins and anyway, I 123 00:05:12,920 --> 00:05:13,640 Speaker 3: love those. 124 00:05:13,920 --> 00:05:16,480 Speaker 1: Enjoy the show, everyone, last show. 125 00:05:16,000 --> 00:05:18,640 Speaker 3: She's on the Money radio show starts right now right 126 00:05:18,640 --> 00:05:21,000 Speaker 3: across the country for your Saturday morning. It's She's on 127 00:05:21,040 --> 00:05:24,280 Speaker 3: the Money Radio show with Australia's number one finance podcast 128 00:05:24,600 --> 00:05:26,080 Speaker 3: in Vogue magazine as well. 129 00:05:26,400 --> 00:05:27,920 Speaker 2: Victoria Devine sit over there. 130 00:05:28,200 --> 00:05:30,240 Speaker 4: Vogue is very cool. But do you know what I 131 00:05:30,279 --> 00:05:34,080 Speaker 4: want to talk about today? What Furby's polypockets. 132 00:05:33,760 --> 00:05:35,880 Speaker 1: Furbies is that's that kink right that you're into in 133 00:05:35,920 --> 00:05:37,279 Speaker 1: the bedroom with. 134 00:05:37,279 --> 00:05:39,320 Speaker 5: This ste I want to talk about the toys. 135 00:05:39,320 --> 00:05:42,600 Speaker 1: Oh, the toys. We're talking about this in the songs, guys. 136 00:05:42,680 --> 00:05:44,920 Speaker 1: So I was on TikTok and I saw this trend. 137 00:05:44,960 --> 00:05:47,160 Speaker 1: People were showing the kids toys because everyone in the 138 00:05:47,240 --> 00:05:49,400 Speaker 1: US has been back to their parents' homes for Thanksgiving, 139 00:05:49,520 --> 00:05:51,680 Speaker 1: so a lot of people were going through their old wardrobes, 140 00:05:51,720 --> 00:05:55,120 Speaker 1: finding their childhood toys and then googling them realize that 141 00:05:55,160 --> 00:05:58,440 Speaker 1: they're now worth hundreds, if not thousands of dollars. So 142 00:05:58,560 --> 00:06:00,960 Speaker 1: I actually had this experience a couple years ago. I 143 00:06:01,000 --> 00:06:03,200 Speaker 1: remember I went home for a couple of weeks. A 144 00:06:03,240 --> 00:06:05,600 Speaker 1: house from my apartment was being renovated, and I went 145 00:06:05,640 --> 00:06:07,320 Speaker 1: to bed and I'm not joking. In the middle of 146 00:06:07,360 --> 00:06:12,240 Speaker 1: the night, I hear and I thought, there's a polter 147 00:06:12,360 --> 00:06:15,599 Speaker 1: geist in the room. Nada, just my childhood tickle me 148 00:06:15,600 --> 00:06:17,880 Speaker 1: Elmo still powering through the Jurroselle batteries. 149 00:06:17,960 --> 00:06:21,280 Speaker 5: How did those batteries last? Like, shouldn't they have leaked acid? 150 00:06:21,279 --> 00:06:22,080 Speaker 5: By now? 151 00:06:22,160 --> 00:06:25,279 Speaker 1: Nineteen ninety five jurizel Buddy still going anyway. So I 152 00:06:25,320 --> 00:06:27,200 Speaker 1: pulled it out and this tickle me Elmo, I googled 153 00:06:27,240 --> 00:06:29,880 Speaker 1: it is worth at least four hundred dollars and one. 154 00:06:29,880 --> 00:06:32,560 Speaker 5: Hundred bucks through Timielmo. That's four hundred dollars. 155 00:06:32,560 --> 00:06:34,479 Speaker 4: Like I will buy them A dupe version of a 156 00:06:34,480 --> 00:06:36,160 Speaker 4: tickle totally can that exists. 157 00:06:36,640 --> 00:06:37,799 Speaker 5: I make dupes of toys. 158 00:06:37,880 --> 00:06:38,719 Speaker 2: It's called Felmo. 159 00:06:39,000 --> 00:06:41,239 Speaker 5: Oh yeah, Helmo, It's. 160 00:06:41,080 --> 00:06:44,160 Speaker 1: Called mikeel me Melmo. I also did some more research. 161 00:06:44,200 --> 00:06:46,000 Speaker 1: I thought, what else is out there that is more 162 00:06:46,000 --> 00:06:48,520 Speaker 1: expensive than when you could actually buy And you're right, Ferbies. 163 00:06:48,640 --> 00:06:50,920 Speaker 1: So the original Ferby in its box, if you haven't 164 00:06:50,960 --> 00:06:53,159 Speaker 1: opened it and you haven't poured milk into its mouth 165 00:06:53,200 --> 00:06:55,240 Speaker 1: like I did as a kid, you can get them 166 00:06:55,279 --> 00:06:57,680 Speaker 1: for nine hundred dollars is. 167 00:06:57,680 --> 00:06:58,360 Speaker 5: A money win. 168 00:06:58,600 --> 00:07:00,520 Speaker 4: So way back in the day, when I was in 169 00:07:00,560 --> 00:07:03,320 Speaker 4: grade nine, I had a casual job at Target and 170 00:07:03,440 --> 00:07:06,120 Speaker 4: I used to work on the returns desk, which obviously 171 00:07:06,200 --> 00:07:08,080 Speaker 4: introduced me to a number of colorful people. 172 00:07:08,160 --> 00:07:12,160 Speaker 5: But that story aside. We one year had someone return a. 173 00:07:12,400 --> 00:07:14,880 Speaker 4: Ferby because there used to be a rule where if 174 00:07:14,920 --> 00:07:17,080 Speaker 4: you had the receipt and the item was unopened. You 175 00:07:17,080 --> 00:07:19,160 Speaker 4: could return it at any point. There wasn't like thirty 176 00:07:19,200 --> 00:07:21,760 Speaker 4: days or ninety days. It was like if you return it. 177 00:07:22,080 --> 00:07:24,440 Speaker 4: So she returned it with the receipt. It was unopened 178 00:07:24,440 --> 00:07:26,160 Speaker 4: in the box, so we had to accept it. 179 00:07:26,360 --> 00:07:27,000 Speaker 5: We gave her. 180 00:07:27,120 --> 00:07:30,480 Speaker 4: Full refund and then when we scanned the Ferby that 181 00:07:30,560 --> 00:07:32,040 Speaker 4: she returned five cents. 182 00:07:32,160 --> 00:07:32,840 Speaker 5: So I bought it. 183 00:07:33,040 --> 00:07:34,800 Speaker 4: And so I bought a five cent Ferby and it's 184 00:07:34,800 --> 00:07:36,320 Speaker 4: the biggest money win of my entire life. 185 00:07:36,360 --> 00:07:40,280 Speaker 1: People around Australia, check your parents' wardrobes. Lastly, Temagotchipendram. 186 00:07:40,480 --> 00:07:43,160 Speaker 5: Not doing that, ye'll. 187 00:07:42,560 --> 00:07:44,720 Speaker 1: Find you'll find very different toys that will scar you 188 00:07:44,760 --> 00:07:45,200 Speaker 1: for life. 189 00:07:45,200 --> 00:07:48,040 Speaker 4: You're not gonna find a Ferby my friend, or if 190 00:07:48,120 --> 00:07:51,000 Speaker 4: you do, it probably isn't one that's worth nine hundred. 191 00:07:51,040 --> 00:07:53,360 Speaker 1: You'll find out that your dad tickles you, Mum, Mike Elmo, 192 00:07:53,400 --> 00:07:56,880 Speaker 1: but in a very different way. Tamagotchi, just the original Tamagotchi, 193 00:07:56,920 --> 00:07:58,720 Speaker 1: by the way, which was like twelve dollars back in 194 00:07:58,720 --> 00:08:01,360 Speaker 1: the nineties. Three grand. Also, of course, the Pokemon cards. 195 00:08:01,360 --> 00:08:03,240 Speaker 1: You can get upwards of ten grand for Pokemon cards. 196 00:08:03,280 --> 00:08:05,280 Speaker 5: That's what cards made this list. 197 00:08:05,560 --> 00:08:08,560 Speaker 1: Yeah, Pokemon cards really, See he's not listening. A mink 198 00:08:08,640 --> 00:08:11,960 Speaker 1: condition Charhizad hollow card from the first edition, which would 199 00:08:11,960 --> 00:08:14,120 Speaker 1: have been way back in like ninety ninety three, ninety four. 200 00:08:14,880 --> 00:08:17,040 Speaker 1: Now five thousand dollars for one card. 201 00:08:17,080 --> 00:08:18,400 Speaker 5: See, I didn't see this coming. 202 00:08:18,440 --> 00:08:20,360 Speaker 4: Do you remember when beanie kids were a thing and 203 00:08:20,440 --> 00:08:22,360 Speaker 4: everybody would go and buy them. I used to beg 204 00:08:22,400 --> 00:08:25,320 Speaker 4: my parents for them, and everyone used to say that 205 00:08:25,400 --> 00:08:27,400 Speaker 4: they would be worth so much in the future, and 206 00:08:27,440 --> 00:08:27,960 Speaker 4: now they're not. 207 00:08:28,040 --> 00:08:30,440 Speaker 1: It's my mum had a Princess Diana beanie kid. It 208 00:08:30,480 --> 00:08:31,800 Speaker 1: was creepy, if anything. 209 00:08:31,840 --> 00:08:33,520 Speaker 3: So I think the moral of the story is check 210 00:08:33,559 --> 00:08:35,800 Speaker 3: your toys, check your cupboards, everything when you go to 211 00:08:35,800 --> 00:08:38,080 Speaker 3: your parents' house. Speaking of parents, if you're a parent 212 00:08:38,160 --> 00:08:39,800 Speaker 3: looking at your kids, going oh my god, how am 213 00:08:39,840 --> 00:08:42,360 Speaker 3: I going to entertain you for free? 214 00:08:42,480 --> 00:08:43,640 Speaker 2: We've got you covered next. 215 00:08:43,960 --> 00:08:45,880 Speaker 5: All right, Mitch, do you're not what parents love the most? 216 00:08:45,960 --> 00:08:49,320 Speaker 4: They love unsolicited parenting advice from people who aren't parents yet. 217 00:08:49,320 --> 00:08:50,960 Speaker 5: So that's what the three of us are here to 218 00:08:51,040 --> 00:08:51,560 Speaker 5: do today. 219 00:08:51,640 --> 00:08:54,800 Speaker 4: Yeah, And it is coming up to school holidays and 220 00:08:54,960 --> 00:08:57,120 Speaker 4: in my community, lots of people are asking lots of 221 00:08:57,200 --> 00:08:59,679 Speaker 4: questions about what to do with their kids on school 222 00:08:59,679 --> 00:09:02,559 Speaker 4: holiday days. Given everyone's feeling the pinch a little bit 223 00:09:02,559 --> 00:09:05,120 Speaker 4: more when it comes to finances. So today we are 224 00:09:05,160 --> 00:09:07,520 Speaker 4: going to talk through a few hot tips that you 225 00:09:07,559 --> 00:09:10,640 Speaker 4: could take into consideration when trying to plan what to 226 00:09:10,640 --> 00:09:13,320 Speaker 4: do with your grandmlins or children or whatever you actually. 227 00:09:13,000 --> 00:09:13,360 Speaker 5: Have it on. 228 00:09:13,600 --> 00:09:15,640 Speaker 1: Well, it's also like the most expensive time of you 229 00:09:15,720 --> 00:09:18,319 Speaker 1: to travel, Like this is when everyone has time off 230 00:09:18,320 --> 00:09:19,640 Speaker 1: to travel. It's just not fair. 231 00:09:19,920 --> 00:09:22,040 Speaker 5: It isn't fair. I feel like travel. 232 00:09:22,160 --> 00:09:24,640 Speaker 4: It's a privilege, absolutely, but it's also going to be 233 00:09:24,679 --> 00:09:26,640 Speaker 4: out of some people's budgets this year. 234 00:09:26,800 --> 00:09:28,680 Speaker 1: Well listen, I mean I've got things that will cost 235 00:09:28,720 --> 00:09:30,640 Speaker 1: you absolutely nothing. And this is something that I did 236 00:09:30,760 --> 00:09:33,200 Speaker 1: last week with my boyfriend. We had our four year 237 00:09:33,200 --> 00:09:34,640 Speaker 1: anniversary pause for a plause. 238 00:09:34,720 --> 00:09:38,560 Speaker 5: You got a boyfriend, Thank you boyfriend, and you down 239 00:09:38,640 --> 00:09:40,280 Speaker 5: for that long. I'm so impressed with. 240 00:09:44,200 --> 00:09:44,280 Speaker 1: You. 241 00:09:44,320 --> 00:09:45,959 Speaker 5: Are you are batting my friend? 242 00:09:46,160 --> 00:09:48,520 Speaker 1: Anyway, So we had a staycation for a four year 243 00:09:48,520 --> 00:09:51,440 Speaker 1: anniversary because we thought, pa, no, no, we did go 244 00:09:51,640 --> 00:09:54,880 Speaker 1: to a cheap hotel. But what we did was we 245 00:09:54,920 --> 00:09:57,800 Speaker 1: went on Groupon and we got a group on coupon 246 00:09:57,880 --> 00:10:00,280 Speaker 1: code for this hotel and then we just had room 247 00:10:00,280 --> 00:10:03,400 Speaker 1: service and We went for a walk around Sydney and 248 00:10:03,440 --> 00:10:05,640 Speaker 1: we just caught the tram. We walked around the CBD. 249 00:10:05,760 --> 00:10:08,800 Speaker 1: We did some Black Friday shopping. Costs us next to nothing, 250 00:10:08,960 --> 00:10:10,480 Speaker 1: and we didn't have to travel anywhere. It didn't have to 251 00:10:10,480 --> 00:10:13,200 Speaker 1: get on a boring train or a boring plane, drive anywhere. 252 00:10:13,240 --> 00:10:16,720 Speaker 1: We got one ten minute uber staycation. Do it this Christmas. 253 00:10:16,720 --> 00:10:18,840 Speaker 1: It was so cheap. Now here's my last little throwaway. 254 00:10:19,000 --> 00:10:20,959 Speaker 1: The budgets are tight. You know, go to your local 255 00:10:21,000 --> 00:10:23,280 Speaker 1: museum or an art gallery. Go get cultured people in 256 00:10:23,280 --> 00:10:25,679 Speaker 1: your local area. There's so much more around you than 257 00:10:25,720 --> 00:10:27,880 Speaker 1: you know that you can do for free. Do a 258 00:10:27,920 --> 00:10:30,280 Speaker 1: movie day, set up like a mattress. If you've got 259 00:10:30,280 --> 00:10:32,160 Speaker 1: a tent that you normally go camping with, set that 260 00:10:32,240 --> 00:10:34,280 Speaker 1: up in the backyard. You know, like just should do 261 00:10:34,360 --> 00:10:35,199 Speaker 1: backyard camping. 262 00:10:35,480 --> 00:10:37,200 Speaker 4: I like all those ideas, But do you know what 263 00:10:37,240 --> 00:10:39,320 Speaker 4: I did. I asked my community what we should be 264 00:10:39,320 --> 00:10:42,040 Speaker 4: doing with our kids during school holidays, and guess what, 265 00:10:42,200 --> 00:10:44,840 Speaker 4: I have some very hot tips for you guys that 266 00:10:45,000 --> 00:10:47,760 Speaker 4: are all free. So first things first, we're going to 267 00:10:47,760 --> 00:10:49,559 Speaker 4: get a big cardboard box and we're going to tell 268 00:10:49,559 --> 00:10:52,120 Speaker 4: the kids we're putting together a costume box. And then 269 00:10:52,120 --> 00:10:55,040 Speaker 4: you're going to go around your house and find items 270 00:10:55,080 --> 00:10:56,760 Speaker 4: that could go in the costume box. 271 00:10:56,760 --> 00:10:57,760 Speaker 5: So it could be old. 272 00:10:57,600 --> 00:11:01,760 Speaker 4: Jewelry that mum has lying around, those big pearl necklaces 273 00:11:02,320 --> 00:11:05,000 Speaker 4: two thousand and five that cost five dollars at details. 274 00:11:06,480 --> 00:11:09,720 Speaker 4: You could have purses, bags, coats, a sheet because we 275 00:11:09,760 --> 00:11:12,560 Speaker 4: all want to dress up as a go. You put 276 00:11:12,679 --> 00:11:14,960 Speaker 4: so many things in there and let your kids be creative. 277 00:11:15,240 --> 00:11:17,560 Speaker 4: Call your local white goods company. Do you know what 278 00:11:17,600 --> 00:11:20,000 Speaker 4: they have? Big boxes? Do you know what you can 279 00:11:20,040 --> 00:11:24,040 Speaker 4: do with big boxes? Create cowby houses? Honestly, you could 280 00:11:24,040 --> 00:11:26,440 Speaker 4: get a fridge box without buying a fridge, just by 281 00:11:26,440 --> 00:11:28,760 Speaker 4: calling someone. And what you can do is cut out 282 00:11:28,760 --> 00:11:30,719 Speaker 4: the holes so it's safe for kids and let them 283 00:11:30,760 --> 00:11:32,079 Speaker 4: decorate it themselves and. 284 00:11:32,040 --> 00:11:35,400 Speaker 5: Have hours of fun. And the other thing I want 285 00:11:35,480 --> 00:11:36,760 Speaker 5: you to think about doing. 286 00:11:36,720 --> 00:11:38,480 Speaker 4: Just to make it a little bit more magic for 287 00:11:38,520 --> 00:11:41,640 Speaker 4: the kids you mentioned before, go to the museum or 288 00:11:41,640 --> 00:11:44,760 Speaker 4: the art gallery. Go on Canva, get a free template 289 00:11:44,800 --> 00:11:47,720 Speaker 4: for a ticket, make up tickets to that free event 290 00:11:47,800 --> 00:11:50,640 Speaker 4: for your kids and give them the tickets one morning 291 00:11:50,640 --> 00:11:53,840 Speaker 4: as if it's some big exciting adventure and they've gotten 292 00:11:54,080 --> 00:11:56,280 Speaker 4: special tickets or special passes. 293 00:11:56,440 --> 00:11:59,200 Speaker 5: They don't need to know. What an exciting idea. 294 00:11:58,840 --> 00:12:01,440 Speaker 2: What an amazing group of people, your community. 295 00:12:01,280 --> 00:12:02,800 Speaker 5: So creative I never would have thought of. 296 00:12:02,840 --> 00:12:04,800 Speaker 3: If any you have any tips you want to share, 297 00:12:04,840 --> 00:12:07,040 Speaker 3: you can hit us up anytime. Just so she's on 298 00:12:07,080 --> 00:12:09,319 Speaker 3: the money anywhere on socials, or you might have a 299 00:12:09,400 --> 00:12:12,560 Speaker 3: money dilemma that you need answered, just like Kylie has done. 300 00:12:12,600 --> 00:12:14,480 Speaker 3: She's got a dilemma about a prenup. 301 00:12:15,920 --> 00:12:18,240 Speaker 1: This is she's on the Money radio show. 302 00:12:18,360 --> 00:12:18,920 Speaker 2: Let's do this. 303 00:12:20,720 --> 00:12:22,720 Speaker 1: Yeah, so every week on the show, we bring someone's 304 00:12:22,720 --> 00:12:25,320 Speaker 1: financial story on air to get Victoria's advice on what 305 00:12:25,360 --> 00:12:28,120 Speaker 1: they should do. We call them out cash mabbies, so 306 00:12:28,160 --> 00:12:30,280 Speaker 1: these are able to cash babies that want to get 307 00:12:30,320 --> 00:12:33,160 Speaker 1: some advice in Victoria. Kylie send us a DM about 308 00:12:33,160 --> 00:12:36,440 Speaker 1: a prenup agreement. So see, I know she's hy ve. 309 00:12:36,559 --> 00:12:38,920 Speaker 1: I'm a little bit rattled. My partner approached me recently 310 00:12:38,960 --> 00:12:41,760 Speaker 1: with the proposition of a prenuptial agreement. Try to say 311 00:12:41,800 --> 00:12:44,839 Speaker 1: that three times we've been together for seven months. Oh 312 00:12:44,920 --> 00:12:48,520 Speaker 1: that's early. I believe his parents have encouraged this. This 313 00:12:48,640 --> 00:12:51,600 Speaker 1: is juicy. So she says, I'm not wealthy, he comes 314 00:12:51,600 --> 00:12:54,600 Speaker 1: from great wealth. The other part of me is offended, 315 00:12:54,640 --> 00:12:56,840 Speaker 1: she says, So she understands it, but she is offended. 316 00:12:56,960 --> 00:12:59,520 Speaker 1: What should I do? Should she seek legal advice? But 317 00:12:59,600 --> 00:13:01,400 Speaker 1: she feels guilty if she were to do that. How 318 00:13:01,400 --> 00:13:03,480 Speaker 1: does she speak to the partner about this without turning 319 00:13:03,559 --> 00:13:04,559 Speaker 1: into an argument? 320 00:13:04,640 --> 00:13:06,920 Speaker 4: Wow, viva Ah, this is such a spicy topic, and 321 00:13:06,960 --> 00:13:09,080 Speaker 4: I love talking about it because I actually think pre 322 00:13:09,200 --> 00:13:12,040 Speaker 4: nups are really really important, and if his parents have 323 00:13:12,120 --> 00:13:14,400 Speaker 4: brought it up with him, it kind of makes sense. 324 00:13:14,400 --> 00:13:16,920 Speaker 4: They're trying to protect the wealth that they have created. 325 00:13:17,120 --> 00:13:20,199 Speaker 4: And I don't think anyone should be offended in this circumstance. 326 00:13:20,559 --> 00:13:23,040 Speaker 4: In fact, I think we need to kind of step 327 00:13:23,080 --> 00:13:24,760 Speaker 4: back and go, Wow, that would have been a really 328 00:13:24,760 --> 00:13:27,160 Speaker 4: hard topic, or hopefully it should have been a really 329 00:13:27,160 --> 00:13:29,040 Speaker 4: hard topic for your partner to bring up with you. 330 00:13:29,520 --> 00:13:32,200 Speaker 4: I mean, from my perspective, it's probably a really good 331 00:13:32,240 --> 00:13:34,320 Speaker 4: sign that after seven months he's like, I really wanted 332 00:13:34,360 --> 00:13:35,160 Speaker 4: to sign a prenup. 333 00:13:35,200 --> 00:13:36,199 Speaker 1: Like I kind of like this. 334 00:13:36,640 --> 00:13:38,520 Speaker 5: I see her sticking around. This is going to be 335 00:13:38,559 --> 00:13:39,360 Speaker 5: a long term thing. 336 00:13:39,480 --> 00:13:40,160 Speaker 1: It's a compliment. 337 00:13:40,280 --> 00:13:43,280 Speaker 4: Absolutely, it's a compliment. So I wouldn't get offended. I 338 00:13:43,400 --> 00:13:46,880 Speaker 4: also don't think seeking legal advice is offensive. At all, 339 00:13:47,000 --> 00:13:48,959 Speaker 4: because if they're going to put a contract in front 340 00:13:49,000 --> 00:13:50,800 Speaker 4: of you, are you a lawyer? Do you understand how 341 00:13:50,840 --> 00:13:53,640 Speaker 4: to read and and respond to that appropriately? No? 342 00:13:53,840 --> 00:13:54,480 Speaker 5: Absolutely not. 343 00:13:54,559 --> 00:13:56,560 Speaker 4: And if they're putting a pre nup in front of you, 344 00:13:56,600 --> 00:13:58,680 Speaker 4: they've already seen a lawyer to put it together, so 345 00:13:58,720 --> 00:14:00,920 Speaker 4: it's only fair that you also get to be on 346 00:14:01,040 --> 00:14:04,000 Speaker 4: the same page and seek legal advice. I would have 347 00:14:04,040 --> 00:14:06,640 Speaker 4: a chat about how that is going to be paid for. 348 00:14:06,760 --> 00:14:09,079 Speaker 4: Do you need to pay for that legal advice? Or 349 00:14:09,120 --> 00:14:10,959 Speaker 4: if they really want you to sign that, are they 350 00:14:11,040 --> 00:14:13,800 Speaker 4: happy to pay for you to get independent legal advice 351 00:14:13,840 --> 00:14:17,000 Speaker 4: so you're not worse off having signed that agreement, because 352 00:14:17,040 --> 00:14:18,920 Speaker 4: if you sign that agreement and go and pay a 353 00:14:18,960 --> 00:14:21,480 Speaker 4: lawyer one thousand dollars to review that, you're a thousand 354 00:14:21,520 --> 00:14:24,640 Speaker 4: dollars worse off because of a decision that protects them. 355 00:14:24,960 --> 00:14:27,760 Speaker 4: I would be genuinely asking, you know, okay, are you 356 00:14:27,800 --> 00:14:29,960 Speaker 4: going to be paying for my legal independent advice so 357 00:14:30,040 --> 00:14:31,960 Speaker 4: that I can be in the best possible position and 358 00:14:32,160 --> 00:14:34,880 Speaker 4: you can too. So I think that's a little bit 359 00:14:34,960 --> 00:14:37,240 Speaker 4: left field, And then I would speak to your partner 360 00:14:37,280 --> 00:14:41,480 Speaker 4: really pragmatically about it. So put your relationship aside and 361 00:14:41,720 --> 00:14:44,360 Speaker 4: for a hot second, pretend you are negotiating this for 362 00:14:44,440 --> 00:14:47,760 Speaker 4: a friend, a friend or maybe your future child that 363 00:14:47,840 --> 00:14:50,400 Speaker 4: does have wealth. I can see where they're coming from. 364 00:14:50,520 --> 00:14:53,360 Speaker 4: I can see what that means. But I would genuinely 365 00:14:53,400 --> 00:14:55,360 Speaker 4: just say, okay, cool, if that's what you want me 366 00:14:55,440 --> 00:14:56,880 Speaker 4: to sign, where are the pros? 367 00:14:56,920 --> 00:14:59,520 Speaker 5: Where are the cons? Why would I sign this? 368 00:15:00,120 --> 00:15:02,400 Speaker 4: We're not trying to take someone for fifty percent of 369 00:15:02,440 --> 00:15:04,880 Speaker 4: everything that they're worth, but we are trying to make 370 00:15:04,920 --> 00:15:07,520 Speaker 4: sure that it doesn't put you in a compromised position, 371 00:15:07,800 --> 00:15:10,240 Speaker 4: and that means looking at it from all angles and 372 00:15:10,320 --> 00:15:13,320 Speaker 4: if possible, putting your emotions to the side, which I 373 00:15:13,400 --> 00:15:14,920 Speaker 4: know is harder done than said. 374 00:15:15,040 --> 00:15:15,200 Speaker 6: Well. 375 00:15:15,200 --> 00:15:17,760 Speaker 1: Also, like this works for Kylie scenario. But God, if 376 00:15:17,800 --> 00:15:20,080 Speaker 1: your boyfriend your partner has a PS five they don't 377 00:15:20,080 --> 00:15:22,280 Speaker 1: want to lose in the breakup, don't sign a goddamn prenup. 378 00:15:22,320 --> 00:15:24,720 Speaker 1: You know I give you a multimillionaire leaving in a mcmanson. 379 00:15:24,920 --> 00:15:26,120 Speaker 1: Sign the damn prenup, but. 380 00:15:26,080 --> 00:15:27,720 Speaker 5: Don't find you cheating on me. 381 00:15:27,920 --> 00:15:30,120 Speaker 4: I'm gonna throw your PS five out of a second 382 00:15:30,160 --> 00:15:30,840 Speaker 4: story window. 383 00:15:30,920 --> 00:15:32,760 Speaker 2: Guarantee you are savage. 384 00:15:32,800 --> 00:15:34,760 Speaker 5: You can then keep that in our little. 385 00:15:34,520 --> 00:15:38,000 Speaker 3: Divorce guys, let's save some people some money with this. 386 00:15:38,800 --> 00:15:42,120 Speaker 1: Simper Saves Saturday. Yes, for the very last time in 387 00:15:42,160 --> 00:15:44,560 Speaker 1: twenty twenty two, we're doing a Super Savior Saturday. So 388 00:15:44,640 --> 00:15:46,600 Speaker 1: Victoria gives us some sneaky tips on how to keep 389 00:15:46,640 --> 00:15:49,320 Speaker 1: more bucks in your bank account. And obviously Christmas is 390 00:15:49,360 --> 00:15:52,320 Speaker 1: a very expensive time for a lot of people, so 391 00:15:52,400 --> 00:15:55,440 Speaker 1: it's very hard to find a cheap things, a presence 392 00:15:55,480 --> 00:15:57,520 Speaker 1: for everyone that doesn't break the bank, and to keep 393 00:15:57,520 --> 00:16:00,440 Speaker 1: your buddy, children and your partner's entertained. So the'se got 394 00:16:00,440 --> 00:16:02,520 Speaker 1: a long list. She looks like Santa Claus. She's been 395 00:16:02,600 --> 00:16:04,280 Speaker 1: making a list, she's been checking. 396 00:16:05,040 --> 00:16:07,440 Speaker 5: She grew a beard. That's my hormones. Can we not 397 00:16:07,440 --> 00:16:08,280 Speaker 5: talk about that on air? 398 00:16:08,440 --> 00:16:09,840 Speaker 1: Sorry? Sorry, sorry, don't tell her? 399 00:16:10,560 --> 00:16:10,920 Speaker 5: Heuck? 400 00:16:11,400 --> 00:16:13,560 Speaker 1: All right, what's in your list? 401 00:16:13,760 --> 00:16:14,360 Speaker 5: Number one? 402 00:16:14,640 --> 00:16:16,680 Speaker 4: I found this tip and I thought it was really 403 00:16:16,680 --> 00:16:19,240 Speaker 4: helpful because coming up to the festive season, we are 404 00:16:19,360 --> 00:16:20,720 Speaker 4: all run off our feet. 405 00:16:20,880 --> 00:16:23,000 Speaker 5: And that is this is not sponsored. As we've said before, 406 00:16:23,040 --> 00:16:25,160 Speaker 5: We're just not big enough to have a sponsor of this. 407 00:16:25,600 --> 00:16:26,640 Speaker 5: None of these sponsored. 408 00:16:26,680 --> 00:16:28,480 Speaker 4: This is just me finding stuff on the internet and going, 409 00:16:28,560 --> 00:16:30,280 Speaker 4: you know what, I'll share that with my fan. So 410 00:16:30,680 --> 00:16:33,880 Speaker 4: Woolli's actually now has free delivery on groceries when you 411 00:16:33,880 --> 00:16:36,000 Speaker 4: spend a minimum of fifty bucks. And I can't remember 412 00:16:36,040 --> 00:16:38,040 Speaker 4: the last time I went to the supermarket during the 413 00:16:38,040 --> 00:16:41,400 Speaker 4: festive season and spent less than fifty bucks. So you 414 00:16:41,440 --> 00:16:44,760 Speaker 4: could organize it all so that on Christmas Day or 415 00:16:44,880 --> 00:16:47,880 Speaker 4: just before Christmas Day, all your groceries delivered to your 416 00:16:47,880 --> 00:16:50,119 Speaker 4: house so you don't need to do that big Christmas 417 00:16:50,120 --> 00:16:51,240 Speaker 4: shop for free. 418 00:16:51,280 --> 00:16:52,160 Speaker 5: That's a money than. 419 00:16:52,680 --> 00:16:56,400 Speaker 4: The second is talk to your family now about having 420 00:16:56,440 --> 00:16:58,920 Speaker 4: a Christmas where you implement a rule, where the rule 421 00:16:59,040 --> 00:17:03,520 Speaker 4: is the gifts have to be homemade, handmade, or second hand. 422 00:17:04,800 --> 00:17:06,919 Speaker 4: So it means that they either have to find a 423 00:17:07,000 --> 00:17:10,560 Speaker 4: handmade gift, which is harder to find and therefore requires 424 00:17:10,560 --> 00:17:13,600 Speaker 4: a bit more thought second hand, or they have to 425 00:17:13,640 --> 00:17:17,280 Speaker 4: make it themselves. And I feel like that's really wholesome. 426 00:17:17,680 --> 00:17:21,040 Speaker 4: Sets expectations so that you know, Mitch isn't going out 427 00:17:21,080 --> 00:17:23,159 Speaker 4: and buying me a brand new PS five and I 428 00:17:23,200 --> 00:17:26,639 Speaker 4: made a card. But also I just think that you 429 00:17:26,720 --> 00:17:29,160 Speaker 4: get better gifts. So last year I made a whole 430 00:17:29,160 --> 00:17:33,000 Speaker 4: heap of handmade shortbread. People love bread, people do it 431 00:17:33,160 --> 00:17:36,400 Speaker 4: so good. Christmas crack is another one that I am 432 00:17:36,440 --> 00:17:38,200 Speaker 4: going to be sharing on our social media. 433 00:17:38,359 --> 00:17:39,440 Speaker 1: Very Christmas crack. 434 00:17:39,560 --> 00:17:42,240 Speaker 4: Oh my gosh, Christmas crack is the best thing. Kids 435 00:17:42,400 --> 00:17:45,600 Speaker 4: love it. I love it. It's basically Salada's hear me 436 00:17:45,680 --> 00:17:49,560 Speaker 4: out a really thick, great caramel sauce with melted chocolate 437 00:17:49,600 --> 00:17:51,719 Speaker 4: on top. You break it all up, wrap it up 438 00:17:51,760 --> 00:17:54,200 Speaker 4: and give it as gifts and I promise everyone will be. 439 00:17:54,160 --> 00:17:59,080 Speaker 1: Asking corner and you don't chew it. But anyway, that's 440 00:17:59,320 --> 00:18:02,000 Speaker 1: I love a good Well, my tip V is not 441 00:18:02,160 --> 00:18:04,520 Speaker 1: as wholesome, but this is actually something that everyone can 442 00:18:04,560 --> 00:18:07,200 Speaker 1: relate to. Who set up their Christmas tree, Victoria? Is 443 00:18:07,240 --> 00:18:08,320 Speaker 1: your tree erected? No? 444 00:18:08,359 --> 00:18:10,120 Speaker 4: I don't even have a tree at this point in time, 445 00:18:10,160 --> 00:18:12,280 Speaker 4: But do you know what to all the people who 446 00:18:12,400 --> 00:18:15,200 Speaker 4: set up their Christmas trees before December? 447 00:18:15,280 --> 00:18:15,880 Speaker 5: What are you doing? 448 00:18:16,040 --> 00:18:17,439 Speaker 1: Yeah? I know what psychotic behavior? 449 00:18:17,440 --> 00:18:20,280 Speaker 4: You are setting the expectations too high? And also where 450 00:18:20,280 --> 00:18:21,160 Speaker 4: are you finding this time? 451 00:18:21,280 --> 00:18:23,720 Speaker 1: I completely agree. Well, my one hack and my tip 452 00:18:23,800 --> 00:18:27,480 Speaker 1: is the biggest pain of the festive season is finally 453 00:18:27,520 --> 00:18:30,359 Speaker 1: turning on your Christmas tree lights and then having to 454 00:18:30,440 --> 00:18:32,359 Speaker 1: put your arm around the back of the tree like 455 00:18:32,440 --> 00:18:34,600 Speaker 1: you twine them up around the tree and the plug 456 00:18:34,680 --> 00:18:36,520 Speaker 1: is always behind the tree and then you've got to 457 00:18:36,560 --> 00:18:38,240 Speaker 1: go behind and a lean in and your arm gets 458 00:18:38,240 --> 00:18:40,160 Speaker 1: pricked by the prickles. Anyway, my hack. 459 00:18:40,080 --> 00:18:42,600 Speaker 5: Is nineteen dollars every single year. 460 00:18:42,720 --> 00:18:45,640 Speaker 1: Okay, we'll get a smart wall outlet plug from Amazon. 461 00:18:45,680 --> 00:18:48,080 Speaker 1: A pack of two is nineteen dollars. You plug it in, 462 00:18:48,160 --> 00:18:50,080 Speaker 1: then you plug your plug in, you connect that to 463 00:18:50,160 --> 00:18:52,320 Speaker 1: Wi Fi and then you can control it from your 464 00:18:52,359 --> 00:18:55,199 Speaker 1: phone or if you've got smart speaker integration in. 465 00:18:55,280 --> 00:18:58,240 Speaker 4: My house, my Christmas tree on with a remote, No 466 00:18:58,359 --> 00:19:04,400 Speaker 4: with your voice v Hey, sirihself. I've got so many 467 00:19:04,400 --> 00:19:06,880 Speaker 4: ideas throughout my entire house. We will talk about this later. 468 00:19:07,280 --> 00:19:08,560 Speaker 1: Listen. That's us done, isn't it right? 469 00:19:09,200 --> 00:19:11,760 Speaker 5: Wrap it up. We are off to be festive. 470 00:19:12,040 --> 00:19:15,520 Speaker 3: Thank you so much everybody for listening. We will be 471 00:19:15,600 --> 00:19:17,760 Speaker 3: back in twenty twenty three. We're going to take a 472 00:19:17,760 --> 00:19:20,480 Speaker 3: little bit of a short break now over Christmas. Until then, 473 00:19:20,920 --> 00:19:23,240 Speaker 3: you can catch up with us anytime on socials just 474 00:19:23,280 --> 00:19:26,120 Speaker 3: really that's where I lift. She's on the money. Make 475 00:19:26,160 --> 00:19:27,760 Speaker 3: sure you stick around there. Make sure you're going to 476 00:19:27,760 --> 00:19:29,000 Speaker 3: do the Life on Carts show next right. 477 00:19:29,080 --> 00:19:30,960 Speaker 1: Yes, I'll be around guys, and I love you both. 478 00:19:31,000 --> 00:19:32,160 Speaker 1: Thank you for a great year. 479 00:19:32,119 --> 00:19:33,640 Speaker 5: And Christmas friends. 480 00:19:33,840 --> 00:19:34,920 Speaker 1: See you guys in the year. 481 00:19:35,240 --> 00:19:36,240 Speaker 5: Bye bye,