1 00:00:01,120 --> 00:00:05,360 Speaker 1: Welcome to Fearlessly Failing Hot Seat. In this EPP, I 2 00:00:05,480 --> 00:00:10,840 Speaker 1: fire rapid questions at one of our fearlessly failing guests. Ps, 3 00:00:10,960 --> 00:00:12,520 Speaker 1: I'm gonna be answing you. I'm not so good at 4 00:00:12,520 --> 00:00:15,560 Speaker 1: the rapid part. I get too intrigued by the awesome answers. 5 00:00:16,320 --> 00:00:18,880 Speaker 1: Now a new EPP is going to drop every Wednesday, 6 00:00:19,440 --> 00:00:24,560 Speaker 1: so enjoy this shortest style episode of Fearlessly Failing Hot. 7 00:00:24,360 --> 00:00:33,800 Speaker 2: Seat hot Seed. Full name Victoria Catherine, divine, beautiful favorite meal? 8 00:00:34,159 --> 00:00:36,920 Speaker 3: Oh, my favorite meal far out? Do you know what 9 00:00:36,920 --> 00:00:38,920 Speaker 3: it would be? Mashed potato with tomato sauce. 10 00:00:39,360 --> 00:00:42,440 Speaker 4: Oh my god, just so Aussie, just like mashed potato, 11 00:00:42,560 --> 00:00:44,320 Speaker 4: but only my mum's mashed potatoes. 12 00:00:44,400 --> 00:00:46,479 Speaker 2: Yeah, is that you got to add that Marti sauce? 13 00:00:46,560 --> 00:00:47,159 Speaker 3: Yeah, exactly. 14 00:00:47,200 --> 00:00:48,200 Speaker 2: Do you have a favorite song? 15 00:00:48,600 --> 00:00:49,919 Speaker 3: I do it is? 16 00:00:50,240 --> 00:00:51,880 Speaker 2: I have two? Am I allowed to course? 17 00:00:51,960 --> 00:00:55,280 Speaker 4: So September by Earth Wind and Fire okay and the 18 00:00:55,360 --> 00:00:56,760 Speaker 4: Luckiest by Ben Folds. 19 00:00:57,160 --> 00:00:58,160 Speaker 2: Oh I don't know either. 20 00:00:58,240 --> 00:00:59,600 Speaker 3: Oh my gosh, I'll play them for you later. 21 00:00:59,640 --> 00:01:02,040 Speaker 2: Thank you, thank you. What's the bravest thing you've done? 22 00:01:03,560 --> 00:01:03,760 Speaker 3: Oh? 23 00:01:03,920 --> 00:01:07,520 Speaker 2: Start a podcast? Oh yeah, but you're nailing it, mate. 24 00:01:07,280 --> 00:01:07,720 Speaker 3: Thank you. 25 00:01:07,760 --> 00:01:10,959 Speaker 2: But I'm still scared. I'm still scared. No, you're a natural. 26 00:01:12,880 --> 00:01:15,280 Speaker 1: If you weren't doing what you're doing now, if you 27 00:01:15,319 --> 00:01:16,640 Speaker 1: weren't a financial advisor. 28 00:01:16,840 --> 00:01:18,800 Speaker 3: Oh, you're going to take that away from me too. 29 00:01:19,040 --> 00:01:20,160 Speaker 2: Yeah, what would you be? 30 00:01:20,920 --> 00:01:23,200 Speaker 3: Do you know what? I don't know, but I think 31 00:01:23,200 --> 00:01:24,360 Speaker 3: it would be in medicine. 32 00:01:25,000 --> 00:01:27,800 Speaker 4: I would love to be a doctor, Like I day 33 00:01:27,959 --> 00:01:30,600 Speaker 4: dream about going back to med school, but I also 34 00:01:30,680 --> 00:01:32,640 Speaker 4: know it's never going to happen because there is no 35 00:01:32,720 --> 00:01:35,680 Speaker 4: way I could park myself at university for another six 36 00:01:35,760 --> 00:01:36,560 Speaker 4: years minimum. 37 00:01:36,560 --> 00:01:41,240 Speaker 1: Oh yeah, it's an investment of time. Biggest fear, failure, 38 00:01:42,040 --> 00:01:42,880 Speaker 1: biggest failure. 39 00:01:44,480 --> 00:01:45,040 Speaker 3: Do you know what? 40 00:01:45,720 --> 00:01:48,280 Speaker 4: I don't know if I have had a failure. I 41 00:01:48,320 --> 00:01:50,120 Speaker 4: know that your podcast is all about it, but I 42 00:01:50,200 --> 00:01:52,160 Speaker 4: really would like to think that each and every time 43 00:01:52,400 --> 00:01:54,680 Speaker 4: I fail, it's not really a fail, it's a learning. 44 00:01:55,200 --> 00:01:58,240 Speaker 4: I really do genuinely believe that it's either a lesson 45 00:01:58,320 --> 00:02:01,760 Speaker 4: or a blessing, like there's no no difference to either, 46 00:02:01,800 --> 00:02:05,120 Speaker 4: Like they're both gifts. But look, I've failed at a 47 00:02:05,160 --> 00:02:09,720 Speaker 4: lot of things growing up. I failed school, I failed Yeah, 48 00:02:09,760 --> 00:02:11,760 Speaker 4: literally everything. I can't even think of something off the 49 00:02:11,800 --> 00:02:14,000 Speaker 4: top of my head. I'm being honest, It look to me. 50 00:02:14,080 --> 00:02:16,080 Speaker 4: I love failure because it comes with growth. 51 00:02:16,200 --> 00:02:18,840 Speaker 2: So yeah, a lot of see failure as vellue. 52 00:02:18,919 --> 00:02:20,679 Speaker 4: Yeah, and I feel like there's nothing that I would 53 00:02:20,720 --> 00:02:22,240 Speaker 4: be like, Oh my gosh, I failed at that. It 54 00:02:22,320 --> 00:02:25,200 Speaker 4: was the worst thing ever. Like I've stood on stages 55 00:02:25,240 --> 00:02:27,200 Speaker 4: and been completely blank for words. 56 00:02:28,000 --> 00:02:29,280 Speaker 2: I'm seeing an event. 57 00:02:30,040 --> 00:02:31,919 Speaker 4: Fine, but do you know what I mean? Like, I've 58 00:02:31,919 --> 00:02:33,600 Speaker 4: done those things. But it was a learning and it 59 00:02:33,639 --> 00:02:36,040 Speaker 4: worked out and it was fine. And everything that I've 60 00:02:36,040 --> 00:02:37,639 Speaker 4: done has brought me to hear, so we're good. 61 00:02:37,960 --> 00:02:40,480 Speaker 2: I love it. What would your spirit animal be? 62 00:02:40,800 --> 00:02:41,280 Speaker 3: A fox? 63 00:02:41,760 --> 00:02:42,560 Speaker 2: Oh? 64 00:02:42,840 --> 00:02:44,959 Speaker 4: Little foxy boy, like not a sexy one, like a 65 00:02:44,960 --> 00:02:48,040 Speaker 4: little kind of like weird one, not gets around the bush. 66 00:02:48,160 --> 00:02:51,760 Speaker 2: I love the preface. Weird fox that gets around the bush? Awesome. 67 00:02:52,080 --> 00:02:54,840 Speaker 2: Do you have a favorite book? Do I have a favorite? 68 00:02:54,880 --> 00:02:56,360 Speaker 2: It doesn't have to be yeah, I do. 69 00:02:57,040 --> 00:02:57,399 Speaker 3: I do. 70 00:02:57,600 --> 00:03:00,400 Speaker 4: It is called On the Jelly Coo Road by Linda 71 00:03:00,400 --> 00:03:03,960 Speaker 4: Marshadder and I have loved it since I was probably fourteen. 72 00:03:04,160 --> 00:03:07,120 Speaker 2: Is it fiction? It is fiction? Oh great, Okay, sign 73 00:03:07,200 --> 00:03:09,320 Speaker 2: me up. Okay, this is a weird one. 74 00:03:09,360 --> 00:03:11,680 Speaker 1: This is just because I have a really weird obsession 75 00:03:11,760 --> 00:03:12,799 Speaker 1: with movie scores. 76 00:03:12,960 --> 00:03:15,200 Speaker 3: Is there so bad at movie. 77 00:03:15,520 --> 00:03:16,040 Speaker 2: Are you? 78 00:03:16,160 --> 00:03:19,400 Speaker 4: Yeah, like, I don't have a favorite movie, so don't 79 00:03:19,440 --> 00:03:22,400 Speaker 4: you know, well you pay forget the score questions? 80 00:03:22,480 --> 00:03:23,239 Speaker 2: No, no, no, go for it. 81 00:03:23,280 --> 00:03:23,880 Speaker 3: I want to hear it. 82 00:03:23,960 --> 00:03:25,000 Speaker 2: Well, no favorite movies. 83 00:03:25,040 --> 00:03:27,840 Speaker 1: Like some people know their movie scores, but you would 84 00:03:27,840 --> 00:03:30,040 Speaker 1: not be one of those people with no clue. 85 00:03:30,040 --> 00:03:31,360 Speaker 3: I'm sorry, really unhelpful. 86 00:03:31,760 --> 00:03:35,000 Speaker 4: In fact, every time I've flown so literally this week 87 00:03:35,040 --> 00:03:37,680 Speaker 4: I flew back from LA didn't watch one movie. 88 00:03:37,720 --> 00:03:38,560 Speaker 3: I just can't do it. 89 00:03:38,640 --> 00:03:39,320 Speaker 2: What did you watch? 90 00:03:39,400 --> 00:03:41,200 Speaker 3: I just listened to podcasts. 91 00:03:41,880 --> 00:03:43,680 Speaker 2: Oh way, I listened. 92 00:03:43,440 --> 00:03:46,680 Speaker 1: To podcasts and like I did, I did that same 93 00:03:47,200 --> 00:03:49,840 Speaker 1: seven days before you, and I can tell you exactly 94 00:03:49,840 --> 00:03:50,400 Speaker 1: what I watched. 95 00:03:50,760 --> 00:03:54,839 Speaker 2: Who composed every movie that I wrot? No chance? Wow? Amazing? 96 00:03:55,280 --> 00:03:56,280 Speaker 2: Have you aver skydive? 97 00:03:56,560 --> 00:03:57,000 Speaker 3: I have? 98 00:03:57,400 --> 00:04:01,400 Speaker 4: I did it overlap ladder Bruinen in Switzerland, which is 99 00:04:01,440 --> 00:04:04,920 Speaker 4: the place for that hire world to skydie beautiful? 100 00:04:04,960 --> 00:04:05,720 Speaker 3: Oh my gosh. Yeah. 101 00:04:05,720 --> 00:04:07,480 Speaker 4: The video is actually on YouTube if you want to 102 00:04:07,480 --> 00:04:10,040 Speaker 4: look up. If you just look up skydiving Victoria Devine, 103 00:04:10,080 --> 00:04:12,920 Speaker 4: it's all there. Amazing though, ten out of ten stunning, 104 00:04:13,000 --> 00:04:14,640 Speaker 4: ten out of ten would do it again. 105 00:04:15,160 --> 00:04:16,839 Speaker 2: Same. I love skydiving so much. 106 00:04:16,880 --> 00:04:19,520 Speaker 4: It's funny because I paid for the video, you know 107 00:04:19,560 --> 00:04:21,040 Speaker 4: when you did, and they're like, oh, do you want 108 00:04:21,040 --> 00:04:22,360 Speaker 4: to pay for the video? I was like yeah, because 109 00:04:22,400 --> 00:04:24,760 Speaker 4: I'm never doing this again. And I assumed it would 110 00:04:24,760 --> 00:04:27,560 Speaker 4: be me being terrified. It's just me being like this 111 00:04:27,720 --> 00:04:29,560 Speaker 4: is sick. At the end, they're like, would you. 112 00:04:29,560 --> 00:04:29,960 Speaker 2: Do it again? 113 00:04:30,000 --> 00:04:33,840 Speaker 4: I'm like absolutely, like yeah, you probably will, you probably will. 114 00:04:34,440 --> 00:04:36,360 Speaker 2: Okay, have your swim with sharks? 115 00:04:36,520 --> 00:04:36,960 Speaker 3: I have? 116 00:04:37,279 --> 00:04:40,400 Speaker 2: Oh my good, am I doing? 117 00:04:40,440 --> 00:04:40,800 Speaker 3: All right? 118 00:04:41,040 --> 00:04:43,840 Speaker 2: What kind and where on the Great Barrier? Reef? 119 00:04:44,240 --> 00:04:47,240 Speaker 4: We went and did like a shark swim, like like 120 00:04:47,320 --> 00:04:49,200 Speaker 4: reef sharks. Yeah, yeah, yeah, reef sharks. 121 00:04:49,640 --> 00:04:53,800 Speaker 2: Like what you're cool? Not a great white no chance favorite? 122 00:04:53,880 --> 00:04:54,880 Speaker 2: Oh yeah that we don't want that. 123 00:04:55,000 --> 00:04:56,440 Speaker 3: Maybe I have. I just didn't know. 124 00:04:56,880 --> 00:05:00,200 Speaker 2: Surprised. Do you have a fashion icon? I know you're like, 125 00:05:00,520 --> 00:05:04,520 Speaker 2: you've got really nice style and I've been off all day. 126 00:05:04,720 --> 00:05:05,080 Speaker 3: Thank you. 127 00:05:05,200 --> 00:05:08,119 Speaker 4: That is very kind. I've tried the Hailey biber Glass 128 00:05:08,360 --> 00:05:10,800 Speaker 4: donut vibe. I feel like that's what you're Yeah. See, 129 00:05:10,800 --> 00:05:14,800 Speaker 4: I'm influenced by everything on Instagram. I don't know if 130 00:05:14,839 --> 00:05:17,440 Speaker 4: I have a style icon. I'd say someone like Megan 131 00:05:17,520 --> 00:05:20,320 Speaker 4: Markle is that too cheap? People at the moment because 132 00:05:20,320 --> 00:05:22,840 Speaker 4: I'm quite a corporate, but I'm also like want to 133 00:05:22,880 --> 00:05:25,240 Speaker 4: be cool girl, but I'm definitely not cool. 134 00:05:25,720 --> 00:05:27,640 Speaker 2: You are cool. You are cool. Would you call yourself 135 00:05:27,640 --> 00:05:28,880 Speaker 2: an introvert or an extrovert. 136 00:05:28,880 --> 00:05:33,279 Speaker 4: I'm very introverted, so like extroverted in the sense where 137 00:05:33,279 --> 00:05:35,240 Speaker 4: if you put a microphone in front of me, I 138 00:05:35,320 --> 00:05:37,479 Speaker 4: know how to do what I need to do, but 139 00:05:37,600 --> 00:05:40,200 Speaker 4: it takes all my time and all my energy, and 140 00:05:40,360 --> 00:05:43,440 Speaker 4: like my my preference is actually being on my own, 141 00:05:46,440 --> 00:05:48,479 Speaker 4: like like we're good at it right, But it's also 142 00:05:48,520 --> 00:05:52,080 Speaker 4: like my recovery time is individual. Like my perfect Friday 143 00:05:52,160 --> 00:05:54,560 Speaker 4: night would be my partner a night and a bottle 144 00:05:54,600 --> 00:05:57,120 Speaker 4: of red wine on the couch. Like it's just if 145 00:05:57,160 --> 00:05:58,800 Speaker 4: you say we're going to a party, I'll be like, 146 00:05:58,839 --> 00:05:59,479 Speaker 4: have one, babe. 147 00:05:59,520 --> 00:05:59,919 Speaker 2: Similar. 148 00:06:00,360 --> 00:06:02,520 Speaker 1: It was my birthday yesterday and my boyfriend was like, 149 00:06:02,520 --> 00:06:03,080 Speaker 1: what do you want to do? 150 00:06:03,120 --> 00:06:03,520 Speaker 2: What do you want to do? 151 00:06:03,560 --> 00:06:06,320 Speaker 4: When I was like nothing, Oh I love that, And 152 00:06:06,320 --> 00:06:08,839 Speaker 4: people are like, oh my god, she's being so dramatic. 153 00:06:08,920 --> 00:06:11,920 Speaker 3: She said nothing. No, literally, I don't want to do anything. 154 00:06:12,000 --> 00:06:13,280 Speaker 2: Yeah, that's a reward. 155 00:06:13,560 --> 00:06:16,599 Speaker 4: If people get it are the same person, They're like no, no, what, 156 00:06:16,640 --> 00:06:21,000 Speaker 4: We're the same Okay, final bit, single piece of advice 157 00:06:21,080 --> 00:06:23,920 Speaker 4: for someone that is younger than us that is trying 158 00:06:23,920 --> 00:06:25,640 Speaker 4: to get on top of their savings or just wants 159 00:06:25,680 --> 00:06:28,080 Speaker 4: to understand their finance bit more. Would you say budget, 160 00:06:28,640 --> 00:06:31,560 Speaker 4: I would actually say take the pressure off. Stop expecting 161 00:06:31,640 --> 00:06:35,359 Speaker 4: too much from yourself at a young age, like right now, 162 00:06:35,560 --> 00:06:38,479 Speaker 4: life is to be lived. I think that there is 163 00:06:38,560 --> 00:06:41,880 Speaker 4: something really liberating about someone giving you permission to do 164 00:06:41,920 --> 00:06:44,480 Speaker 4: that as well. Yeah, Like I remember being at university 165 00:06:44,520 --> 00:06:47,040 Speaker 4: and always being stressed about money, and then I remember 166 00:06:47,040 --> 00:06:51,160 Speaker 4: being at union seeing those girls who would always save heaps, like, yeah, 167 00:06:51,160 --> 00:06:52,960 Speaker 4: they might have gotten a little bit ahead, but it's 168 00:06:52,960 --> 00:06:55,320 Speaker 4: about the journey. It's not just the destination, and I 169 00:06:55,320 --> 00:06:57,599 Speaker 4: think we need to enjoy it along the way and 170 00:06:57,720 --> 00:06:58,800 Speaker 4: take the pressure off. 171 00:06:59,080 --> 00:06:59,240 Speaker 1: Yeah. 172 00:06:59,240 --> 00:07:01,960 Speaker 4: Because also when you're like earning forty grand a year 173 00:07:02,000 --> 00:07:04,440 Speaker 4: because you're working your butt off and working full time 174 00:07:04,560 --> 00:07:06,720 Speaker 4: and doing UNI full time, like do you know what, 175 00:07:06,839 --> 00:07:10,240 Speaker 4: sometimes you just don't have the capacity to save. Acknowledge 176 00:07:10,280 --> 00:07:12,240 Speaker 4: that and go do you know what, It's just a journey. 177 00:07:12,280 --> 00:07:14,720 Speaker 4: It's just a season of my life. At some point 178 00:07:14,840 --> 00:07:17,960 Speaker 4: that will change. So I think it's really take the pressure. 179 00:07:17,600 --> 00:07:18,160 Speaker 2: Off, do you know. 180 00:07:18,160 --> 00:07:21,320 Speaker 1: I have my best financial lessons, like early twenties, and 181 00:07:21,400 --> 00:07:23,760 Speaker 1: I didn't pay the insurance on my car. My mom 182 00:07:23,760 --> 00:07:25,880 Speaker 1: gave me a calf my eighteenth bets when I was eighteen, 183 00:07:25,920 --> 00:07:29,280 Speaker 1: actually eighteenth birthday. She goes, he's your birthday present. Got 184 00:07:29,280 --> 00:07:31,800 Speaker 1: me a car. She goes, I've paid the insurance. I 185 00:07:31,840 --> 00:07:33,680 Speaker 1: thought was the family cash. She goes, the insurance is 186 00:07:33,680 --> 00:07:35,280 Speaker 1: going to run out in three months, or you need 187 00:07:35,280 --> 00:07:37,600 Speaker 1: to worry about I got into a three car smash, 188 00:07:37,800 --> 00:07:39,600 Speaker 1: no one of it. One of it was with a 189 00:07:39,640 --> 00:07:42,840 Speaker 1: Telstravan so a big corporation, and she said, you're on 190 00:07:42,880 --> 00:07:43,240 Speaker 1: your own. 191 00:07:43,680 --> 00:07:46,680 Speaker 2: And I had to march out to legal aid every week. 192 00:07:46,920 --> 00:07:49,800 Speaker 1: Oh no, and it was great. The lawyer like talked 193 00:07:49,800 --> 00:07:51,720 Speaker 1: me through it. I had to borrow money to pay 194 00:07:51,720 --> 00:07:54,000 Speaker 1: it all back. Was the best lesson. I felt you 195 00:07:54,080 --> 00:07:57,320 Speaker 1: so independent. And I always said, Mom, and that is 196 00:07:57,320 --> 00:07:59,040 Speaker 1: the best gift that you gave me, And she's like, 197 00:07:59,160 --> 00:08:01,920 Speaker 1: doesn't sound like a sounds terrible, but at. 198 00:08:01,920 --> 00:08:03,120 Speaker 3: Least you learn early. 199 00:08:04,000 --> 00:08:06,040 Speaker 1: Another one was my dad gave me a credit card 200 00:08:06,120 --> 00:08:09,400 Speaker 1: for university textbooks, and I quickly figured out that I 201 00:08:09,400 --> 00:08:09,920 Speaker 1: could buy. 202 00:08:10,200 --> 00:08:12,760 Speaker 4: More than textbooks on that credit card, and I was 203 00:08:12,800 --> 00:08:13,440 Speaker 4: good at that too. 204 00:08:13,480 --> 00:08:15,760 Speaker 1: Don't worry when he figured it out. I got home 205 00:08:15,800 --> 00:08:17,360 Speaker 1: one day and he goes give me the credit card. 206 00:08:17,560 --> 00:08:19,960 Speaker 1: Oh no, did he chop it up in front of me? 207 00:08:21,920 --> 00:08:23,440 Speaker 2: But like, how good to learn that? 208 00:08:23,560 --> 00:08:26,040 Speaker 1: Like eighteen and twenty and then you don't f around 209 00:08:26,080 --> 00:08:28,040 Speaker 1: with money anymore because the rest of it's your own. 210 00:08:28,200 --> 00:08:31,320 Speaker 2: You're well, this is sucky, but it's so good. 211 00:08:31,400 --> 00:08:34,960 Speaker 1: Like I'd treated both my parents as hardcore as that sounds. 212 00:08:35,679 --> 00:08:36,920 Speaker 2: Loved those lessons. 213 00:08:37,000 --> 00:08:40,319 Speaker 4: I mean at the time, you probably didn't like hindsight though, 214 00:08:40,800 --> 00:08:41,960 Speaker 4: roast into glasses. 215 00:08:42,040 --> 00:08:42,800 Speaker 2: That's so helpful. 216 00:08:43,600 --> 00:08:47,240 Speaker 1: Yeah, anyway, there's my little taste. You have been on 217 00:08:47,480 --> 00:08:50,360 Speaker 1: real and I'm so honored to have you on the pod. 218 00:08:50,440 --> 00:08:51,400 Speaker 3: Thank you for having me. 219 00:08:51,640 --> 00:08:52,360 Speaker 2: I love it. 220 00:08:52,400 --> 00:08:54,439 Speaker 4: What a fun time and I can't wait to get 221 00:08:54,440 --> 00:08:57,200 Speaker 4: into new book as well. On my pod soon we're 222 00:08:57,360 --> 00:08:58,440 Speaker 4: talking about money stories. 223 00:08:58,480 --> 00:09:01,080 Speaker 2: Oh my god, sign am I allowed to put myself 224 00:09:01,080 --> 00:09:04,560 Speaker 2: forward from come on Down, Come on Down. Thank you, 225 00:09:07,720 --> 00:09:07,760 Speaker 2: M 226 00:09:12,280 --> 00:09:12,319 Speaker 3: M.