1 00:00:01,480 --> 00:00:08,639 Speaker 1: Radio. She's on The Money Radio Show with Victoria Divine 2 00:00:08,880 --> 00:00:11,520 Speaker 1: starts now, Hello and welcome to that. She's on The 3 00:00:11,520 --> 00:00:15,200 Speaker 1: Money Radio Show podcast, The radio show podcast for millennials 4 00:00:15,200 --> 00:00:16,840 Speaker 1: who want financial freedom. 5 00:00:16,880 --> 00:00:19,640 Speaker 2: Hello, v good morning, my friends. 6 00:00:19,800 --> 00:00:24,000 Speaker 3: Hello, Mitch, Hello, trav Hello you listen here? Yes, I 7 00:00:24,040 --> 00:00:26,800 Speaker 3: will do a down to Abbey impression for the entire podcast. 8 00:00:26,880 --> 00:00:28,960 Speaker 2: How did you win Presenter of the Year. 9 00:00:29,080 --> 00:00:33,000 Speaker 3: Honestly, I don't know. 10 00:00:33,840 --> 00:00:35,680 Speaker 2: We're as confused as you are, my friends. 11 00:00:35,720 --> 00:00:38,360 Speaker 3: Maybe they just it was a la la land Oscar's moment. 12 00:00:38,400 --> 00:00:40,959 Speaker 3: Ben Fordham announced my award and the accidentally called out 13 00:00:40,960 --> 00:00:42,720 Speaker 3: the person in her which is me, and I didn't 14 00:00:42,720 --> 00:00:43,159 Speaker 3: actually win. 15 00:00:43,280 --> 00:00:44,240 Speaker 1: Sounds like ben Fordham. 16 00:00:44,320 --> 00:00:46,360 Speaker 2: Nah, he would absolutely have meant you even if you 17 00:00:46,400 --> 00:00:47,800 Speaker 2: didn't win, he still gave it to you. 18 00:00:48,000 --> 00:00:50,360 Speaker 3: I was going to say something there, be polite, please, 19 00:00:50,400 --> 00:00:52,479 Speaker 3: But isn't it crazy. We've got award winning Victoria Divine, 20 00:00:52,840 --> 00:00:55,160 Speaker 3: the award winning Mitch Jury, and then we also have 21 00:00:55,200 --> 00:00:55,920 Speaker 3: trevorro Bucket. 22 00:00:55,920 --> 00:00:56,880 Speaker 2: It's just award giving. 23 00:00:58,240 --> 00:01:00,480 Speaker 1: Oh god, the v I. 24 00:01:00,440 --> 00:01:03,240 Speaker 3: Will say, no, Travis very giving. Victoria. Did he show 25 00:01:03,280 --> 00:01:04,880 Speaker 3: you a photo of the vibrator that lives in his house? 26 00:01:05,520 --> 00:01:09,120 Speaker 2: He did? He did if you're listening, you have been outed. 27 00:01:10,840 --> 00:01:12,360 Speaker 1: Showed you a little cheeky plugs. You might get a 28 00:01:12,400 --> 00:01:13,039 Speaker 1: new one for free. 29 00:01:13,160 --> 00:01:19,200 Speaker 2: Yeah today, all right, moving on, we had a great show. 30 00:01:19,319 --> 00:01:21,240 Speaker 2: We had a really good show this week. Well, we 31 00:01:21,360 --> 00:01:23,720 Speaker 2: talked about Black Friday. Turns out I shouldn't have even 32 00:01:23,720 --> 00:01:26,400 Speaker 2: come because you guys already knew exactly what Black Friday 33 00:01:26,480 --> 00:01:27,520 Speaker 2: is and what was going on. 34 00:01:28,520 --> 00:01:31,639 Speaker 1: Turned out she was saltier than those Sultan vinegar chips 35 00:01:31,680 --> 00:01:34,160 Speaker 1: on the table that she is smashing down right now. 36 00:01:34,240 --> 00:01:36,920 Speaker 1: When I told her, guess correctly where I thought Black 37 00:01:36,959 --> 00:01:37,839 Speaker 1: Friday came from. 38 00:01:37,959 --> 00:01:42,600 Speaker 2: I am actually very salty, a little bit vinegary, But honestly, 39 00:01:42,680 --> 00:01:46,120 Speaker 2: there's not a better combo coconut sugar and a bag 40 00:01:46,160 --> 00:01:46,559 Speaker 2: of cheese. 41 00:01:46,560 --> 00:01:48,200 Speaker 1: Are you still doing that lime stuff that you're putting 42 00:01:48,240 --> 00:01:49,200 Speaker 1: into mate, by the way. 43 00:01:49,120 --> 00:01:51,880 Speaker 2: Yeah, true lime brought that in. I have this like 44 00:01:51,960 --> 00:01:53,920 Speaker 2: lime powder. It does look kind of creepy when I 45 00:01:53,960 --> 00:01:55,840 Speaker 2: ripped the tab off and put it in my coke, 46 00:01:55,920 --> 00:01:57,800 Speaker 2: But I'm on lime flavored coke. It's elite. 47 00:01:57,960 --> 00:01:58,200 Speaker 3: Yeah. 48 00:01:58,240 --> 00:02:00,960 Speaker 1: But no Black Friday sales we were talking about, because 49 00:02:01,000 --> 00:02:03,080 Speaker 1: you know, you always sit there and you're like, oh 50 00:02:03,080 --> 00:02:04,880 Speaker 1: my god, I'm going to save so much money, and 51 00:02:04,880 --> 00:02:06,240 Speaker 1: then I sit there and I go, I can't find 52 00:02:06,280 --> 00:02:08,280 Speaker 1: anything decent, like what's going on here? 53 00:02:08,400 --> 00:02:10,359 Speaker 2: And then you get foma because you think you've missed out. 54 00:02:10,400 --> 00:02:13,320 Speaker 2: And then like later at a dinner or something, someone says, oh, yeah, 55 00:02:13,320 --> 00:02:14,760 Speaker 2: I got this on Black Friday, and you're like, oh, 56 00:02:14,800 --> 00:02:16,600 Speaker 2: I wish I got that on Black Friday. 57 00:02:16,680 --> 00:02:19,480 Speaker 1: Well, we solve that for you because you have some leaks. 58 00:02:19,560 --> 00:02:21,280 Speaker 1: I was going to say, some sneaky little tips, but 59 00:02:21,320 --> 00:02:24,480 Speaker 1: that's what we do. In the Super Savis Saturday segment. 60 00:02:24,760 --> 00:02:26,880 Speaker 1: Founs some sale leaks we did. 61 00:02:27,000 --> 00:02:29,760 Speaker 2: We've rounded them up and shown you our best ones, 62 00:02:30,080 --> 00:02:32,639 Speaker 2: from active wear to buying a kettle. I think we've 63 00:02:32,639 --> 00:02:33,880 Speaker 2: got everything in between as well. 64 00:02:33,960 --> 00:02:35,520 Speaker 1: I was going to say, not only with the Black 65 00:02:35,520 --> 00:02:37,760 Speaker 1: Friday sales, guys, we are going to show you where 66 00:02:37,800 --> 00:02:40,560 Speaker 1: you can get free underwear as well, because we played 67 00:02:40,560 --> 00:02:44,679 Speaker 1: a little Yeah remember with the uh chosen not to remember. 68 00:02:45,000 --> 00:02:47,440 Speaker 1: Tell them they're dreaming they were forty dollars. 69 00:02:47,560 --> 00:02:52,080 Speaker 2: That's expensive, Oh the next one. See kay, But you 70 00:02:52,120 --> 00:02:53,960 Speaker 2: do have to out yourself. Yeah, you have to out 71 00:02:54,000 --> 00:02:55,160 Speaker 2: yourself to get your nickers back. 72 00:02:55,360 --> 00:02:58,720 Speaker 1: Thank you for coming to rehearsals. A little bit earlier, 73 00:02:58,760 --> 00:03:01,480 Speaker 1: Victoria Divine, that'll sound lovely. Will we edits together? But no, 74 00:03:02,120 --> 00:03:04,280 Speaker 1: I think we're pretty much done here. Mitch, you even 75 00:03:04,280 --> 00:03:07,360 Speaker 1: still here? Make you seem like you're there? He is. 76 00:03:09,840 --> 00:03:10,360 Speaker 2: I'm done. 77 00:03:10,480 --> 00:03:10,919 Speaker 3: I'm done. 78 00:03:11,000 --> 00:03:12,040 Speaker 2: Let's get into the show. 79 00:03:13,320 --> 00:03:16,959 Speaker 1: Want more friends? 80 00:03:17,840 --> 00:03:18,400 Speaker 2: We don't? 81 00:03:19,160 --> 00:03:20,040 Speaker 3: We really don't? 82 00:03:20,320 --> 00:03:23,680 Speaker 2: You keep it because a trend going around TikTok at 83 00:03:23,720 --> 00:03:26,600 Speaker 2: the moment that says, if someone got your nudes, like 84 00:03:26,680 --> 00:03:29,400 Speaker 2: what would they hold them ransom for and spread them? 85 00:03:29,400 --> 00:03:33,120 Speaker 2: They're not gonna be that good. It's like when people 86 00:03:33,120 --> 00:03:35,040 Speaker 2: ask for a ransom for me. She's like, keep it. 87 00:03:35,160 --> 00:03:38,680 Speaker 1: Honestly, Wait before we go into the podcast. 88 00:03:38,960 --> 00:03:42,280 Speaker 3: The radio show, we have an exclusive optics hacker is 89 00:03:42,320 --> 00:03:47,320 Speaker 3: called through. 90 00:03:48,640 --> 00:03:51,280 Speaker 2: You're canceled, Mitch Duri, you are canceled. Let's get on 91 00:03:51,480 --> 00:03:55,120 Speaker 2: the show that was terrible. Next week, guys, let's. 92 00:03:54,880 --> 00:03:58,200 Speaker 1: Start the She's on the Money radio show right now, 93 00:03:58,800 --> 00:04:01,400 Speaker 1: Saturday morning, right across the country. It's She's on the 94 00:04:01,400 --> 00:04:05,080 Speaker 1: Money radio show with Australia's number one finance podcaster, Victoria 95 00:04:05,120 --> 00:04:08,360 Speaker 1: Divine mixtury as well, and guys, this Friday got to 96 00:04:08,360 --> 00:04:11,200 Speaker 1: be excited about this Black Friday sale stuff. 97 00:04:11,280 --> 00:04:14,240 Speaker 2: I am not excited. Should I be excited about a 98 00:04:14,280 --> 00:04:16,679 Speaker 2: sale where people spend money they didn't need to spend? 99 00:04:16,760 --> 00:04:16,839 Speaker 3: Oh? 100 00:04:16,880 --> 00:04:17,240 Speaker 1: Good point? 101 00:04:17,240 --> 00:04:19,320 Speaker 3: Maybe y yeah. Hold on, I'm the one that brings 102 00:04:19,360 --> 00:04:21,640 Speaker 3: the excitement because I'm the one that's a stupid spender. 103 00:04:21,680 --> 00:04:24,119 Speaker 3: Big She's never going to be excited about this, Trav, 104 00:04:24,240 --> 00:04:27,359 Speaker 3: because I'm the one who spends my money nothing in savings. 105 00:04:27,400 --> 00:04:29,480 Speaker 3: I ord uber eats every second night, and of course 106 00:04:29,520 --> 00:04:31,000 Speaker 3: I'm staying up till the crack of dawn on the 107 00:04:31,000 --> 00:04:31,520 Speaker 3: twenty fifth. 108 00:04:31,560 --> 00:04:33,360 Speaker 2: Do you guys actually know why Black Friday is called 109 00:04:33,360 --> 00:04:33,920 Speaker 2: Black Friday? 110 00:04:34,000 --> 00:04:35,919 Speaker 1: I think it might be something to do within the 111 00:04:36,000 --> 00:04:37,240 Speaker 1: black money wise? 112 00:04:37,480 --> 00:04:38,880 Speaker 2: What does in the black money wise mean? 113 00:04:39,000 --> 00:04:41,560 Speaker 1: When you're in the red you owe money or you've 114 00:04:41,600 --> 00:04:44,320 Speaker 1: lost money, and when you're in the black you gain money. 115 00:04:44,480 --> 00:04:47,080 Speaker 2: Yeah okay, and what about you me sure you reckon? 116 00:04:48,160 --> 00:04:49,200 Speaker 1: That's so funny. 117 00:04:49,520 --> 00:04:52,679 Speaker 3: I think it's because black credit cards mean you're rich. 118 00:04:52,800 --> 00:04:56,200 Speaker 3: So it's oh yeah, what does it mean? What's the 119 00:04:56,240 --> 00:04:56,719 Speaker 3: real history? 120 00:04:56,760 --> 00:04:58,839 Speaker 2: Well, I'm actually a little bit salty because Trav was 121 00:04:58,920 --> 00:05:03,440 Speaker 2: literally on the money. Come on, So I'm very sulshy 122 00:05:03,480 --> 00:05:05,680 Speaker 2: because I was like, oh, like, you shouldn't have got that. 123 00:05:06,160 --> 00:05:09,320 Speaker 2: So who's on the money. It's not she, it's he. 124 00:05:09,320 --> 00:05:10,200 Speaker 2: He's on the money. 125 00:05:10,320 --> 00:05:11,840 Speaker 1: One win for the boys, Mitchie. 126 00:05:11,880 --> 00:05:13,840 Speaker 2: But we also do have some hot tips today because 127 00:05:13,880 --> 00:05:16,440 Speaker 2: I think it's one thing to have a Black Friday sale, 128 00:05:16,560 --> 00:05:19,160 Speaker 2: but another to actually make hay while the sun is 129 00:05:19,200 --> 00:05:21,440 Speaker 2: shining and go all right, well what did I need 130 00:05:21,480 --> 00:05:23,800 Speaker 2: to buy? Have I got my Christmas licks written and 131 00:05:23,920 --> 00:05:26,279 Speaker 2: checked twice? Am I actually going to the shops for 132 00:05:26,360 --> 00:05:28,600 Speaker 2: things I need? Or am I just buying into the 133 00:05:28,680 --> 00:05:30,400 Speaker 2: hype that things are going to be discounted and I 134 00:05:30,400 --> 00:05:33,039 Speaker 2: don't want to miss out? So we don't want FOMO 135 00:05:33,200 --> 00:05:35,320 Speaker 2: at this point of the year. We actually want to 136 00:05:35,320 --> 00:05:39,120 Speaker 2: be really planning out and structuring our purchases if we're 137 00:05:39,120 --> 00:05:41,160 Speaker 2: planning on making them, because who doesn't want to save 138 00:05:41,240 --> 00:05:43,480 Speaker 2: money on purchases you were already going to have to make? 139 00:05:43,560 --> 00:05:45,000 Speaker 3: No? I agree, I know. I just think the most 140 00:05:45,040 --> 00:05:48,000 Speaker 3: important thing is to research right, buy one thing, and 141 00:05:48,000 --> 00:05:49,679 Speaker 3: then I reckon tap out, don't you think? 142 00:05:49,880 --> 00:05:51,880 Speaker 2: I one hundred percent agree. I feel like we can 143 00:05:51,920 --> 00:05:54,560 Speaker 2: really buy into the hype, though emotionally you're like, oh 144 00:05:54,640 --> 00:05:55,000 Speaker 2: my god. 145 00:05:55,040 --> 00:05:55,120 Speaker 1: No. 146 00:05:55,279 --> 00:05:57,359 Speaker 2: You might go to like Chadstin or something and do 147 00:05:57,400 --> 00:05:59,560 Speaker 2: some shopping and your friend's like, oh, I'm done, Do 148 00:05:59,560 --> 00:06:00,960 Speaker 2: you want to go home? And you're kind of like 149 00:06:01,040 --> 00:06:03,040 Speaker 2: getting that fomo of like maybe you didn't get a 150 00:06:03,040 --> 00:06:05,599 Speaker 2: good enough discount or maybe you didn't buy enough stuff, 151 00:06:05,640 --> 00:06:07,800 Speaker 2: And I just think we really want to avoid that 152 00:06:07,920 --> 00:06:10,520 Speaker 2: this year by making sure that one we have a budget, 153 00:06:10,560 --> 00:06:13,119 Speaker 2: we're sticking to it, we have the things in mind 154 00:06:13,160 --> 00:06:15,920 Speaker 2: that we are purchasing. Writing a list can really help. 155 00:06:16,080 --> 00:06:18,560 Speaker 2: I know that going to the shops, you probably already 156 00:06:18,600 --> 00:06:20,920 Speaker 2: know what you're gonna buy because you've been thinking about 157 00:06:20,920 --> 00:06:23,760 Speaker 2: it for ages. But a guarantee writing it down is 158 00:06:23,800 --> 00:06:25,599 Speaker 2: going to mean that when you walk straight out of 159 00:06:25,600 --> 00:06:27,839 Speaker 2: one shop instead of diving into the next one that 160 00:06:27,880 --> 00:06:30,120 Speaker 2: has the biggest red balloons out the front, you're gonna go, 161 00:06:30,160 --> 00:06:31,479 Speaker 2: all right, well, I do need to go to this 162 00:06:31,560 --> 00:06:33,840 Speaker 2: next shop because that's the thing that we're buying next, 163 00:06:33,920 --> 00:06:36,039 Speaker 2: or that's the thing that we're doing. Sticking to a 164 00:06:36,040 --> 00:06:39,400 Speaker 2: budget really important, but make a reasonable one. Google the 165 00:06:39,440 --> 00:06:43,080 Speaker 2: product beforehand, and what your hopeful discount is going to be. 166 00:06:43,560 --> 00:06:45,960 Speaker 2: Kind of have a cutoff zone, so like if it's 167 00:06:45,960 --> 00:06:49,000 Speaker 2: not discounted by X, I'm not going to buy it. 168 00:06:49,320 --> 00:06:51,919 Speaker 2: So say you're hoping for a twenty percent discount and 169 00:06:51,960 --> 00:06:54,599 Speaker 2: it's only discounted by five Are we actually still buying 170 00:06:54,600 --> 00:06:56,160 Speaker 2: that or are you in the moment just going to 171 00:06:56,480 --> 00:06:58,479 Speaker 2: be a bit trigger happy and go oh whatever, I'll 172 00:06:58,520 --> 00:07:01,359 Speaker 2: just get it. Sign up to the email lists of 173 00:07:01,400 --> 00:07:03,880 Speaker 2: the companies that you are planning on buying from, because 174 00:07:03,880 --> 00:07:06,680 Speaker 2: you might CONNECTRA five percent, or you might get an 175 00:07:06,680 --> 00:07:09,520 Speaker 2: early release so they might go oh, to all our 176 00:07:09,560 --> 00:07:11,760 Speaker 2: email subscribers. We're going to let you know about the 177 00:07:11,800 --> 00:07:14,320 Speaker 2: discount code early so you don't have to get up, 178 00:07:14,360 --> 00:07:15,840 Speaker 2: you don't have to be involved in the rush. You 179 00:07:15,880 --> 00:07:17,440 Speaker 2: can put your order in and put your feet up 180 00:07:17,440 --> 00:07:18,239 Speaker 2: on Black Friday. 181 00:07:18,280 --> 00:07:20,040 Speaker 1: And to help you with that coming up in Super 182 00:07:20,040 --> 00:07:23,640 Speaker 1: Saver Saturday, we found some sales that have actually leaked early. 183 00:07:23,640 --> 00:07:25,120 Speaker 1: We're going to tell you what the best ones are. 184 00:07:25,720 --> 00:07:29,600 Speaker 1: Let's get involved in this dream. 185 00:07:30,040 --> 00:07:31,880 Speaker 3: Guys. I know we've all done this. We've all been 186 00:07:31,920 --> 00:07:34,840 Speaker 3: there listening in your cars or listening at home on iHeartRadio. 187 00:07:34,920 --> 00:07:37,160 Speaker 3: I know you've had this experience. Even if you're not 188 00:07:37,200 --> 00:07:40,200 Speaker 3: a Facebook marketplace shopper. You're scrolling through Facebook and you 189 00:07:40,240 --> 00:07:43,120 Speaker 3: get the ads for random marketplace items. It's like a 190 00:07:43,160 --> 00:07:45,320 Speaker 3: gum tree. Everyone sells on Facebook marketplaces, and one of 191 00:07:45,360 --> 00:07:47,440 Speaker 3: our favorite things to do here on the show is 192 00:07:47,480 --> 00:07:49,440 Speaker 3: to tell their dreaments. 193 00:07:49,920 --> 00:07:53,240 Speaker 2: We've got some screamers today. Honestly, I am glad we 194 00:07:53,320 --> 00:07:54,960 Speaker 2: haven't done this in a few weeks because I feel 195 00:07:55,000 --> 00:07:56,880 Speaker 2: like we've built up the best of the best for this. 196 00:07:57,160 --> 00:07:59,400 Speaker 3: Well, we just get stupid things that people have sold 197 00:07:59,440 --> 00:08:01,840 Speaker 3: and tell them that dreaming because the money they ask 198 00:08:01,920 --> 00:08:05,040 Speaker 3: for these items are ludicrous. I'll start. This is listed 199 00:08:05,080 --> 00:08:08,320 Speaker 3: over a week ago in Dunedin. It's a photo of 200 00:08:08,640 --> 00:08:10,280 Speaker 3: how many are there? One to eleven? 201 00:08:10,680 --> 00:08:11,400 Speaker 2: Eleven so far? 202 00:08:14,520 --> 00:08:17,680 Speaker 3: Eleven there's naturally shared cat whiskers fifty cents each of 203 00:08:17,840 --> 00:08:20,000 Speaker 3: five dollars for the lot. I didn't realize there was 204 00:08:20,000 --> 00:08:20,920 Speaker 3: a market for them. 205 00:08:21,240 --> 00:08:24,680 Speaker 2: I'm unaware of a market for that. I feel uncomfortable 206 00:08:24,720 --> 00:08:27,240 Speaker 2: about it because one, we don't even know what the 207 00:08:27,240 --> 00:08:29,800 Speaker 2: cat looks like. We don't know if he consents to 208 00:08:29,840 --> 00:08:32,560 Speaker 2: his whiskers being sold. Does he financially benefit from this 209 00:08:32,679 --> 00:08:34,920 Speaker 2: or no? Like is it going to his retirement fund? Like? 210 00:08:35,000 --> 00:08:35,959 Speaker 2: What is happening to the cat? 211 00:08:36,000 --> 00:08:37,960 Speaker 3: Who is going to his super exactly? 212 00:08:38,040 --> 00:08:38,920 Speaker 2: Is somebody else? 213 00:08:39,000 --> 00:08:43,480 Speaker 3: This could also be pubes yea honestly, but speaking more human. 214 00:08:43,400 --> 00:08:45,760 Speaker 2: I have two cats. I do find these around my 215 00:08:45,840 --> 00:08:48,280 Speaker 2: house on occasion. Usually I just sucked them up with 216 00:08:48,320 --> 00:08:50,480 Speaker 2: the vacuum cleaner, like I would say every other normal 217 00:08:50,480 --> 00:08:54,880 Speaker 2: person does. But maybe there's people who collect cat whiskers. 218 00:08:55,120 --> 00:08:58,040 Speaker 3: Right, you slide into Dunedin's a DM, I will, I will, I've. 219 00:08:57,880 --> 00:08:59,480 Speaker 2: Got another one for you. And I think you guys 220 00:08:59,559 --> 00:09:02,719 Speaker 2: might actually get a kick out of this. I went 221 00:09:02,720 --> 00:09:05,360 Speaker 2: to Score in the morning to Peninsula bush Land, very fun. 222 00:09:06,080 --> 00:09:07,680 Speaker 2: There were lots of you know what a cicada is 223 00:09:07,760 --> 00:09:08,400 Speaker 2: or a cicata? 224 00:09:08,559 --> 00:09:08,640 Speaker 1: Is? 225 00:09:08,679 --> 00:09:10,000 Speaker 2: There an argument gonna. 226 00:09:09,800 --> 00:09:10,880 Speaker 1: Ensue grasshopper thing? 227 00:09:10,960 --> 00:09:13,040 Speaker 2: Yeah, little grasshopper thing. But do you remember they used 228 00:09:13,040 --> 00:09:14,520 Speaker 2: to shed their shells and. 229 00:09:14,480 --> 00:09:16,360 Speaker 3: You used to put them on your shirt like a bruch. 230 00:09:16,559 --> 00:09:20,600 Speaker 2: Yes, exactly. So some adult has going with this corn 231 00:09:20,720 --> 00:09:25,760 Speaker 2: and collected all of the cicada shells and they have 232 00:09:25,920 --> 00:09:28,719 Speaker 2: made a Christmas wreath out of it. So it is 233 00:09:28,760 --> 00:09:31,400 Speaker 2: a wreath bug art and you could put it on 234 00:09:31,440 --> 00:09:34,079 Speaker 2: your door coming up to this festive season. How much 235 00:09:34,080 --> 00:09:37,280 Speaker 2: would you pay for a wreath of cicada shells? I 236 00:09:37,360 --> 00:09:40,160 Speaker 2: honestly would estimate that there's more than one hundred cicada 237 00:09:40,360 --> 00:09:41,920 Speaker 2: shells on this wreath. 238 00:09:42,040 --> 00:09:44,960 Speaker 3: My sucker for Australiana. I paid twenty five dollars no more. 239 00:09:45,240 --> 00:09:48,719 Speaker 2: Oh, I'm really excited about this. Fifty bucks. What are 240 00:09:48,720 --> 00:09:51,200 Speaker 2: money in? It's actually unlocked a really good memory for 241 00:09:51,280 --> 00:09:54,960 Speaker 2: me of being traumatized during my childhood. Speaking of traumatized 242 00:09:55,000 --> 00:09:57,199 Speaker 2: from a childhood, Mitch, what is your next Facebook? Mark 243 00:09:57,240 --> 00:09:57,880 Speaker 2: the place find? 244 00:09:58,440 --> 00:10:01,160 Speaker 3: That's a Seaguay God. She's married and all of a 245 00:10:01,160 --> 00:10:02,839 Speaker 3: sudden she's a whipping out of the gear. All right, 246 00:10:02,880 --> 00:10:06,040 Speaker 3: So this is from you know those pop funk Co dolls. 247 00:10:06,040 --> 00:10:08,880 Speaker 3: They're begging like zing and eb games, and they're like 248 00:10:08,920 --> 00:10:10,920 Speaker 3: little characters of pop culture icons. 249 00:10:11,000 --> 00:10:12,480 Speaker 1: It's kind of like little bobbleheads. 250 00:10:12,640 --> 00:10:14,199 Speaker 3: Yeah, the little bubble head. You get them in the 251 00:10:14,200 --> 00:10:16,280 Speaker 3: little box and you can collect them, right, And this 252 00:10:16,320 --> 00:10:19,480 Speaker 3: one is a pop vinyl of my dad. That's the description, 253 00:10:19,600 --> 00:10:22,319 Speaker 3: and of course the box is empty. There's no one 254 00:10:22,360 --> 00:10:24,680 Speaker 3: in there because the dad was just going out for 255 00:10:24,720 --> 00:10:27,880 Speaker 3: smokes and never returned. So that's fifteen dollars they're asking. 256 00:10:28,040 --> 00:10:30,199 Speaker 3: That's funny. That almost seems like a practical joke. I 257 00:10:30,240 --> 00:10:31,880 Speaker 3: actually would pay that just for that game. 258 00:10:31,760 --> 00:10:33,880 Speaker 2: To be honest. I think it's quite funny. It's the 259 00:10:33,920 --> 00:10:36,000 Speaker 2: present you could get someone when they said, don't worry 260 00:10:36,000 --> 00:10:37,160 Speaker 2: about getting me a present for. 261 00:10:37,160 --> 00:10:39,400 Speaker 1: Christmas, just like the dad who probably went out for 262 00:10:39,440 --> 00:10:40,360 Speaker 1: smokes paying for nothing. 263 00:10:40,480 --> 00:10:42,760 Speaker 2: Oh nice, this. 264 00:10:42,920 --> 00:10:44,880 Speaker 1: Is She's on the Money radio show. 265 00:10:46,679 --> 00:10:49,160 Speaker 3: Yeah, Victoria Devine to the rescue. Every week we bring 266 00:10:49,200 --> 00:10:52,240 Speaker 3: a sugar Babies financial story on air, we get Victoria's 267 00:10:52,280 --> 00:10:55,000 Speaker 3: advice on what they should do. So Sarah sent us 268 00:10:55,000 --> 00:10:57,720 Speaker 3: a dm She wants to know about the seven streams 269 00:10:57,720 --> 00:11:00,520 Speaker 3: of incomes to become a millionaire, which victory is like 270 00:11:00,559 --> 00:11:02,080 Speaker 3: a thing. People are talking about things right. 271 00:11:02,280 --> 00:11:05,880 Speaker 2: They say that the average millionaire has seven different streams 272 00:11:05,880 --> 00:11:08,160 Speaker 2: of money coming into their account. So they might have 273 00:11:08,400 --> 00:11:11,520 Speaker 2: a job, a side hustle, you know, an investment portfolio. 274 00:11:11,880 --> 00:11:14,440 Speaker 2: It's lots of different places, lots of different money coming in. 275 00:11:14,480 --> 00:11:17,000 Speaker 2: It's not just one stream of income that's a million dollars. 276 00:11:17,120 --> 00:11:19,800 Speaker 3: Yeah. Anyway, we have Sarah who asks, hi, V, I've 277 00:11:19,800 --> 00:11:22,280 Speaker 3: always heard that the average millionaire has around seven streams 278 00:11:22,280 --> 00:11:24,880 Speaker 3: of income. I currently have free my salary from two 279 00:11:25,040 --> 00:11:27,360 Speaker 3: jobs and a side hustle. They take up a lot 280 00:11:27,360 --> 00:11:29,880 Speaker 3: of my time, and while I do love to work hard, 281 00:11:30,120 --> 00:11:32,680 Speaker 3: I know it's important to have a little work life balance. 282 00:11:32,679 --> 00:11:34,240 Speaker 3: So I'm trying to add at least one or two 283 00:11:34,320 --> 00:11:36,920 Speaker 3: more in the next year, but they seem so unachievable. 284 00:11:36,960 --> 00:11:39,360 Speaker 3: She's currently got twenty k in savings, an average of 285 00:11:39,400 --> 00:11:42,920 Speaker 3: around eight hundred to one thousand per month indisposable income. 286 00:11:43,120 --> 00:11:45,920 Speaker 3: How can I realistically add my streams of income and 287 00:11:45,960 --> 00:11:48,120 Speaker 3: what would be the most achievable stream to focus on 288 00:11:48,160 --> 00:11:49,160 Speaker 3: in my current situation. 289 00:11:49,280 --> 00:11:51,680 Speaker 2: I feel like this is a good question, but trav 290 00:11:51,760 --> 00:11:53,680 Speaker 2: is looking at me like he knows I'm about to 291 00:11:53,720 --> 00:11:58,760 Speaker 2: go row, which is not wrong because I am. It 292 00:11:58,840 --> 00:12:01,720 Speaker 2: really sits not that well with me to say you 293 00:12:01,800 --> 00:12:04,080 Speaker 2: need seven different streams of income, because I feel like 294 00:12:04,120 --> 00:12:07,840 Speaker 2: that's really unachievable. And I also don't believe in spreading 295 00:12:07,840 --> 00:12:10,679 Speaker 2: yourself so thin that maybe you're only subpar at seven 296 00:12:10,720 --> 00:12:13,200 Speaker 2: different things instead of absolutely killing it one or two. 297 00:12:13,640 --> 00:12:15,920 Speaker 2: It just gives me the wrong idea because the second 298 00:12:15,920 --> 00:12:17,880 Speaker 2: I say to you, guys, Mitch, like you're one of 299 00:12:17,920 --> 00:12:20,160 Speaker 2: the biggest tussles I know, like you're on every single 300 00:12:20,160 --> 00:12:23,160 Speaker 2: bloody radio show under the sun. But I would argue 301 00:12:23,160 --> 00:12:25,800 Speaker 2: that you don't even have seven income streams and it's 302 00:12:25,920 --> 00:12:29,120 Speaker 2: just really unachievable, Like it feels like that's so far away, 303 00:12:29,559 --> 00:12:32,360 Speaker 2: whereas we can actually achieve financial freedom and become a 304 00:12:32,360 --> 00:12:34,360 Speaker 2: millionaire if you want to become one, if you start 305 00:12:34,400 --> 00:12:36,679 Speaker 2: early enough. Because there's a stat that I roll out 306 00:12:36,720 --> 00:12:38,560 Speaker 2: on my podcast all the time, and it might not 307 00:12:38,600 --> 00:12:41,320 Speaker 2: be that relatable. Obviously, the stakes are going to change 308 00:12:41,360 --> 00:12:43,360 Speaker 2: depending on your age. But if you are twenty one 309 00:12:43,440 --> 00:12:46,280 Speaker 2: years old and start investing five hundred dollars each and 310 00:12:46,320 --> 00:12:48,920 Speaker 2: every single month at an average rate of return of 311 00:12:49,040 --> 00:12:52,520 Speaker 2: seven point five percent, would be about three hundred and 312 00:12:52,559 --> 00:12:55,880 Speaker 2: sixty thousand dollars, which sounds good, But if you'd invested it, 313 00:12:55,880 --> 00:12:59,320 Speaker 2: it's one point three five million dollars. That's a million 314 00:12:59,360 --> 00:13:02,360 Speaker 2: dollars of money that your money made for you just 315 00:13:02,400 --> 00:13:05,360 Speaker 2: by investing. So you can become a millionaire without adding 316 00:13:05,400 --> 00:13:08,520 Speaker 2: an additional stream. And I really feel like here the 317 00:13:08,559 --> 00:13:12,920 Speaker 2: additional stream should be investing because it's actually accessible to everybody. 318 00:13:13,160 --> 00:13:15,920 Speaker 2: It's not something that is only accessible to the reach anymore. 319 00:13:15,960 --> 00:13:17,640 Speaker 2: I feel like that's a very old school way of 320 00:13:17,640 --> 00:13:21,040 Speaker 2: looking at it nowadays. I'm not promoting Chaisey's I have 321 00:13:21,080 --> 00:13:23,640 Speaker 2: worked with them, let's just be very very clear about that. 322 00:13:23,760 --> 00:13:26,679 Speaker 2: But Chezy is an investment platform where you can invest 323 00:13:26,960 --> 00:13:29,200 Speaker 2: with as little as one cent, because there are a 324 00:13:29,200 --> 00:13:30,880 Speaker 2: lot of other platforms where they're like, oh, you need 325 00:13:30,920 --> 00:13:32,480 Speaker 2: to start with five hundred dollars, or you need to 326 00:13:32,480 --> 00:13:34,600 Speaker 2: start with fifteen one hundred dollars, or to see a 327 00:13:34,640 --> 00:13:37,600 Speaker 2: financial advisor could cost you thousands. And I feel like 328 00:13:37,640 --> 00:13:39,360 Speaker 2: that has locked a lot of people out of the 329 00:13:39,400 --> 00:13:43,400 Speaker 2: market right. But nowadays one cent you can start investing 330 00:13:43,400 --> 00:13:45,280 Speaker 2: and say that you're investor in the share market and 331 00:13:45,320 --> 00:13:48,160 Speaker 2: actually start getting ahead. So if you want some advice 332 00:13:48,200 --> 00:13:50,880 Speaker 2: on where you should be going, I think making sure 333 00:13:50,920 --> 00:13:52,960 Speaker 2: that you're making your money work as hard as you 334 00:13:53,040 --> 00:13:55,240 Speaker 2: are for it is the important thing. And Sarah, it 335 00:13:55,280 --> 00:13:57,520 Speaker 2: sounds like you are working really hard for it, but 336 00:13:57,559 --> 00:13:59,920 Speaker 2: they're not putting your money to work. And that's where 337 00:14:00,040 --> 00:14:02,160 Speaker 2: I would be focusing it instead of going I need 338 00:14:02,200 --> 00:14:05,200 Speaker 2: another side hustle because what we want is more time 339 00:14:05,400 --> 00:14:08,240 Speaker 2: with more return, not less time on our plate, because 340 00:14:08,280 --> 00:14:11,680 Speaker 2: life isn't just about money, mic drop, Okay, see you later. 341 00:14:11,720 --> 00:14:13,320 Speaker 2: So I get to be done. I've got half a 342 00:14:13,360 --> 00:14:15,600 Speaker 2: pack of so many and ship. You're sitting on this desk, 343 00:14:15,679 --> 00:14:17,080 Speaker 2: but I would love to smash through. 344 00:14:17,240 --> 00:14:21,200 Speaker 1: We've got another fifteen minutes. Super Saver Saturday is coming 345 00:14:21,280 --> 00:14:26,240 Speaker 1: up next. Black Friday Sales start this Friday, Simper Saves Saturday. 346 00:14:26,480 --> 00:14:28,000 Speaker 3: So we do this every week. It's how we end 347 00:14:28,080 --> 00:14:30,160 Speaker 3: the show. Like to send you off on a good note. 348 00:14:30,360 --> 00:14:33,080 Speaker 3: Super Savers Saturday is tips you can you can apply 349 00:14:33,120 --> 00:14:36,720 Speaker 3: to your everyday spend routine and save some cash. This week, 350 00:14:36,720 --> 00:14:39,640 Speaker 3: we're talking Black Friday sales because it's happening next Friday. 351 00:14:39,680 --> 00:14:42,040 Speaker 3: Black Friday, which is a very American thing, but I 352 00:14:42,080 --> 00:14:44,840 Speaker 3: feel over the years it's infiltrated to the Australian market 353 00:14:44,840 --> 00:14:46,560 Speaker 3: and we will save v Rapel Calloween. 354 00:14:46,920 --> 00:14:48,880 Speaker 2: Do you guys know none of this is sponsor. We're 355 00:14:48,920 --> 00:14:51,240 Speaker 2: not that big. We are giving free promo to literally 356 00:14:51,320 --> 00:14:53,640 Speaker 2: anyone who's going to give our community a good discount. 357 00:14:53,840 --> 00:14:56,240 Speaker 2: So I'll be hitting up Mayer because apparently they've got 358 00:14:56,320 --> 00:14:59,040 Speaker 2: up to fifty percent off a whole heap of stuff. 359 00:14:59,280 --> 00:15:02,080 Speaker 2: One of my other favorites is the iconic thirty percent 360 00:15:02,120 --> 00:15:04,000 Speaker 2: off Mitch, what have you got your eyes on? 361 00:15:04,360 --> 00:15:06,360 Speaker 3: Listen? I love tech and I also love a good 362 00:15:06,360 --> 00:15:09,640 Speaker 3: clothing shop. So I have heard through the grapevine that 363 00:15:09,680 --> 00:15:13,080 Speaker 3: Amazon Australia are doing twenty percent off air pods and 364 00:15:13,160 --> 00:15:14,320 Speaker 3: I live with my AirPods. 365 00:15:14,440 --> 00:15:15,440 Speaker 2: Oh that's a good deal. 366 00:15:15,520 --> 00:15:17,920 Speaker 3: Actually, they're good for when you just like on walks 367 00:15:18,120 --> 00:15:20,000 Speaker 3: or keep them in your pocket and when someone calls 368 00:15:20,040 --> 00:15:21,480 Speaker 3: you throughout the day, pop me in your ears and 369 00:15:21,560 --> 00:15:23,560 Speaker 3: you can still drive, You can still do things. Love 370 00:15:23,600 --> 00:15:26,240 Speaker 3: my AirPods. So twenty percent off on Amazon Australia, and 371 00:15:26,240 --> 00:15:29,400 Speaker 3: that apparently thirty percent off a range of GHD products, 372 00:15:29,400 --> 00:15:31,640 Speaker 3: which is hair like I've got a GHD blow dryer. 373 00:15:32,240 --> 00:15:34,880 Speaker 2: That's not bad at all. I know that UDI is 374 00:15:34,920 --> 00:15:36,960 Speaker 2: having up to fifty percent off and I've always wanted 375 00:15:37,000 --> 00:15:40,360 Speaker 2: an Udy do not have andv no, I don't it's crazy. 376 00:15:40,680 --> 00:15:43,920 Speaker 2: But also LSKD, which is an active web brand that 377 00:15:44,000 --> 00:15:46,640 Speaker 2: I am obsessed with. I basically own everything that they 378 00:15:46,640 --> 00:15:49,360 Speaker 2: have released. They have announced that they are having a 379 00:15:49,360 --> 00:15:51,240 Speaker 2: really big sale and they say that their discounts so 380 00:15:51,280 --> 00:15:53,560 Speaker 2: good that they haven't told us yet, So I mean 381 00:15:53,640 --> 00:15:56,080 Speaker 2: that better be worth the hype LSKD because I literally 382 00:15:56,080 --> 00:15:58,320 Speaker 2: put you on radio to talk about it. But the 383 00:15:58,440 --> 00:16:00,320 Speaker 2: other thing I wanted to plug here before is a 384 00:16:00,320 --> 00:16:02,440 Speaker 2: platform that we've talked about a million times before that 385 00:16:02,520 --> 00:16:05,920 Speaker 2: already has the iconic adore added ass Maya. It has 386 00:16:05,960 --> 00:16:09,000 Speaker 2: basically everything you want on it shop Back. So if 387 00:16:09,040 --> 00:16:11,400 Speaker 2: you're not using shop back during this period of time 388 00:16:11,440 --> 00:16:13,440 Speaker 2: and you are shopping online, my friend, you have rocks 389 00:16:13,440 --> 00:16:15,720 Speaker 2: in your head because they are going to not only 390 00:16:15,720 --> 00:16:17,920 Speaker 2: give you access to these discounts which you could already 391 00:16:17,920 --> 00:16:19,960 Speaker 2: get on their websites, that's okay, they're going to give 392 00:16:19,960 --> 00:16:22,800 Speaker 2: you further cash back or rewards. And they've also announced 393 00:16:22,960 --> 00:16:25,680 Speaker 2: that they are going to give some people one hundred 394 00:16:25,760 --> 00:16:27,640 Speaker 2: percent cash backs. How good's that? 395 00:16:28,200 --> 00:16:28,680 Speaker 3: What does that mean? 396 00:16:28,800 --> 00:16:32,040 Speaker 2: Means basically be free just by using their platform? 397 00:16:32,600 --> 00:16:34,560 Speaker 3: A free That is the way to my heart. I'll 398 00:16:34,560 --> 00:16:34,920 Speaker 3: tell you what. 399 00:16:35,080 --> 00:16:38,520 Speaker 2: Honestly, I am ten out of ten there again, not sponsored, 400 00:16:38,840 --> 00:16:41,160 Speaker 2: just good. I've worked with shot Back for a number 401 00:16:41,240 --> 00:16:42,920 Speaker 2: of years now. Not on the radio. We'll try for 402 00:16:42,920 --> 00:16:44,600 Speaker 2: that for twenty twenty three when we shot Back. But 403 00:16:44,920 --> 00:16:47,160 Speaker 2: I feel like they deserve that shout out because it's 404 00:16:47,200 --> 00:16:49,800 Speaker 2: going to save so many people, so much more money 405 00:16:49,840 --> 00:16:51,720 Speaker 2: than just what you'll get on the actual sales. 406 00:16:51,880 --> 00:16:54,280 Speaker 3: Agreed also last one forty percent off added ass which 407 00:16:54,280 --> 00:16:55,119 Speaker 3: are my natural. 408 00:16:55,040 --> 00:16:57,040 Speaker 2: We can get that tracksuit, the matching. 409 00:16:56,720 --> 00:16:59,240 Speaker 3: Tracksuit I got. Oh, we're got to get the ones, Okay, 410 00:16:59,280 --> 00:17:02,080 Speaker 3: Victoria Trapp and me. We all get the matching track 411 00:17:02,160 --> 00:17:05,880 Speaker 3: suits with the pops on the side. When the show ends, 412 00:17:05,880 --> 00:17:07,320 Speaker 3: we just we pop them off. 413 00:17:07,440 --> 00:17:10,480 Speaker 2: You've been doing you've been doing magic Mike dancing classes, 414 00:17:10,480 --> 00:17:12,200 Speaker 2: so you can show us how to use the Mitch. 415 00:17:12,359 --> 00:17:16,239 Speaker 1: Mate. Let's practice for that right now because we do 416 00:17:16,359 --> 00:17:17,959 Speaker 1: have to get out of here. It is the end 417 00:17:18,000 --> 00:17:18,840 Speaker 1: of the show. 418 00:17:19,520 --> 00:17:22,359 Speaker 3: Until notice, Victoria. Sorry, how Trav didn't say yes? He 419 00:17:22,560 --> 00:17:23,520 Speaker 3: just wrapped us up. 420 00:17:23,560 --> 00:17:25,119 Speaker 2: He's just it. 421 00:17:25,280 --> 00:17:27,160 Speaker 1: No, Well, I mean, I'm just trying to be nice 422 00:17:27,160 --> 00:17:30,000 Speaker 1: to you, mate. But anyway, if you have a question 423 00:17:30,080 --> 00:17:31,879 Speaker 1: and you want any advice, you can hit us up 424 00:17:31,920 --> 00:17:35,480 Speaker 1: anywhere on socials just search. She's on the money. Mate. 425 00:17:35,520 --> 00:17:37,399 Speaker 1: You've got to stick around, Mitch Cherry. You're doing the 426 00:17:37,440 --> 00:17:40,520 Speaker 1: Life Uncut show next. Victoria and I are going to 427 00:17:40,600 --> 00:17:42,399 Speaker 1: go dance our little heart sounds. 428 00:17:43,760 --> 00:17:45,960 Speaker 2: Imagine tracksuits right, Yes, I see you then. But