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Speaker 1: Already, and this is the Daily This is the Daily

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Speaker 1: ohs oh, now it makes sense. Good morning, and welcome

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Speaker 1: to the Daily OS. It's Wednesday, the thirtieth of April.

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Speaker 1: I'm Billy fit Simon's.

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Speaker 2: I'm Zara Seidler.

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Speaker 1: We are now just me days away from the federal election.

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Speaker 1: I can almost taste that democracy sausage sizzle. And today

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Speaker 1: we're talking about what voters have said is the biggest

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Speaker 1: issue influencing their vote this election. No surprises, it is

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Speaker 1: the cost of living. In fact, nearly two thirds of

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Speaker 1: young people listed costs of living as their main concern

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Speaker 1: at this election when asked by TDA in a resolve whole,

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Speaker 1: So what are the parties proposing to do about it?

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Speaker 1: We're breaking down exactly that in today's podcast.

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Speaker 2: Now, Billy, this is one of those policy areas that

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Speaker 2: I don't necessarily feel like we need to explain the

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Speaker 2: idea behind. I think anyone who.

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Speaker 1: Who has a bank account, yeah, who has.

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Speaker 2: A bank account, who has to pay for anything, look

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Speaker 2: at prices. We're all aware that for the last couple

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Speaker 2: of years, and certainly as we are today, we are

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Speaker 2: in a cost of living crisis. Prices have gone up.

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Speaker 2: Everything is very expensive, and so all sides of politics

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Speaker 2: have really come to this election to say we are

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Speaker 2: the right people to lead us through this crisis and

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Speaker 2: to get us out the other end. I want to start, though,

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Speaker 2: with the two major parties, And the interesting thing on

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Speaker 2: this is that they actually agree on quite a bit

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Speaker 2: when it comes to cost of living, which is rare

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Speaker 2: but it is happening.

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Speaker 1: Yeah, they do agree on quite a lot, and I

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Speaker 1: think that's where we should start, is what do they

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Speaker 1: agree on before we get to what they disagree on.

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Speaker 1: So these are policies that are going to happen no

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Speaker 1: matter who wins government because both of the major parties

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Speaker 1: have agreed that they should happen. So as long as

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Speaker 1: they keep their promises to say happen, I.

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Speaker 2: Mean that is a big point. We can't over that.

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Speaker 2: They do need to fulfill their commitments, but hey, we'll

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Speaker 2: put our beliefs in them for now.

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Speaker 1: Let's start with supermarket price gouging, which is the practice

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Speaker 1: of supermarkets charging unreasonably high prices for products. I feel

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Speaker 1: like over the past couple of years we've heard a

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Speaker 1: lot about this because ten podcasts, because Coals and wool

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Speaker 1: Well's the two bigger supermarkets in Australia have both been

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Speaker 1: accused of price gouging. Important to note that they have

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Speaker 1: denied those accusations and said that it doesn't happen, but

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Speaker 1: nevertheless the accusations were still mounted against them. There was

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Speaker 1: an investigation into these accusations by the consumer watchdog, which

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Speaker 1: is called the a Triple C and they actually found

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Speaker 1: no evidence of price gouging by either supermarket. They did

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Speaker 1: find that Australia's supermarkets are amongst the most profitable in

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Speaker 1: the world, which is quite interesting, but they said that

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Speaker 1: that's not because of unreasonably high prices being put onto consumers. Nevertheless,

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Speaker 1: the main parties have both promised to ban price gouging

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Speaker 1: to make sure that it never happens, gotcha. Another thing

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Speaker 1: that they agree on is giving everyone one hundred and

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Speaker 1: fifty dollars of energy bill relief until the end of

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Speaker 1: this year, and so that will be automatically applied to

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Speaker 1: our electricity bills that come every quarter usually, and so

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Speaker 1: it will be seventy five dollars per bill. One more

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Speaker 1: thing that they both agree on is they both want

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Speaker 1: to triple the number of GP visits that are currently

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Speaker 1: being bulk billed. I feel like that's a term that

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Speaker 1: you hear a lot, but if you've never been bulk bills,

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Speaker 1: then you might not know what it means. So it's

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Speaker 1: basically when the patient has no out of pocket costs

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Speaker 1: because their visit is covered by Medicare. Some people say

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Speaker 1: it's free, it's not technically free because it is covered

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Speaker 1: by Life is a very very good point. So at

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Speaker 1: the moment, if a GP sees children under sixteen or

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Speaker 1: concession holders, then the government provides GPS with an extra

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Speaker 1: payment which is called an incentive payment, and you can

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Speaker 1: kind of think of it as like this bonus that

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Speaker 1: the government gives GPS for fully billing their patients. Now,

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Speaker 1: what Labor announced and the Coalition agreed to match is

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Speaker 1: to expand that incentive payment so that it can be

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Speaker 1: accessed by GPS for all Australians. So, like I said,

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Speaker 1: at the moment it's for those under sixteen or concession holders,

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Speaker 1: under this policy that both major parties have agreed to,

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Speaker 1: it will now be open for all Australians. So that

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Speaker 1: should mean that everyone should see more of their visits

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Speaker 1: to the GP being bulk billed, And like I said before,

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Speaker 1: that means that you won't hopefully have any out of

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Speaker 1: pocket cost when you go to your GP.

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Speaker 2: Super interesting to hear about those areas where Labor and

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Speaker 2: the Coalition actually agree. It goes to something you said

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Speaker 2: earlier in the week about the fact that we do

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Speaker 2: have these parties really near the center of the political spectrum,

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Speaker 2: so much so that they can agree on what potentially

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Speaker 2: is good policy. However, we don't want to overstate this

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Speaker 2: bipartisanship both sides agreeing, because there is a lot that

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Speaker 2: they disagree on. So now I want to move to

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Speaker 2: what both parties are putting forward that's different when it

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Speaker 2: comes to the cost of living crisis. Let's start with labor.

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Speaker 2: And I'm laughing because in our notes for this episode,

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Speaker 2: you told me we were going to start with alphabetical order,

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Speaker 2: because I think you think that I'm not thinking. So anyway,

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Speaker 2: We're gonna start with labor.

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Speaker 1: To be fair, Labor is alphabetically before the Liberal Party.

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Speaker 2: Excellent, we've referred to as the Coalition this.

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Speaker 1: Whole time, before the Coalition.

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Speaker 2: Okay, great, So Labor okay.

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Speaker 1: So one of their key policies is a tax cut

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Speaker 1: for every single tax payer in Australia starting in July

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Speaker 1: twenty twenty six, so July next year. Now, Labor has

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Speaker 1: actually already legislated this policy, so they rushed that through

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Speaker 1: very quickly they did. And so the plan is to

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Speaker 1: decrease the lowest tax threshold from sixteen cents for every

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Speaker 1: dollar to fifteen cents from July next year, and then

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Speaker 1: that would also drop again to fourteen cents in twenty

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Speaker 1: twenty seven. If I've lost you fair enough, because that

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Speaker 1: was a whole lot of numbers. Basically, what you need

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Speaker 1: to know is that from next year, anyone earning above

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Speaker 1: forty five thousand dollars would receive a tax cut of

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Speaker 1: two hundred and sixty eight dollars, and then from twenty

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Speaker 1: twenty seven that would increase to five hundred and thirty

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Speaker 1: six dollars per year. Following, how are your dollars going? Yeah?

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Speaker 2: Absolutely, following probably helps that we have heard this on

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Speaker 2: repeat in every debate and every time the Prime Minister

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Speaker 2: gets up. That's not the only part of their cost

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Speaker 2: of living commitment though, right.

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Speaker 1: No, so Zara, you know, at the end of every

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Speaker 1: financial year when you need to do your tax you're

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Speaker 1: familiar with that process.

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Speaker 2: I wasn't sure if that was going to be a

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Speaker 2: hard question. Yeah, I'm across.

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Speaker 1: That, and so no if I do it well, yes,

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Speaker 1: and so part of what that usually entails is telling

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Speaker 1: the ATO any work related expenses you may have accumulated

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Speaker 1: over the year, and then the ATO, if they agree

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Speaker 1: that those world work related expenses, will then usually deduct

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Speaker 1: that from your pre tax income and it means that

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Speaker 1: you could be eligible for a tax return. Now, Labor

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Speaker 1: has announced that all Australian workers will be eligible for

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Speaker 1: a tax deduction of one thousand dollars for work related expenses,

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Speaker 1: so that again will just reduce how much tax you pay. Now,

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Speaker 1: my understanding of how this works is it basically applies

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Speaker 1: to you if you are not claiming more than one

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Speaker 1: thousand dollars of work related expenses. So if usually your

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Speaker 1: only claim under that, then what this means is you

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Speaker 1: can just tick a box and you don't need to

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Speaker 1: find all of the receipts that you usually would need

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Speaker 1: to provide to the ATO to claim these deductions. So

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Speaker 1: if you choose that option, that means that you'd be

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Speaker 1: eligible for that tax deduction. You don't need again any evidence. However,

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Speaker 1: if you are claiming more than one thousand dollars of

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Speaker 1: work related expenses. Then you'd still need to go through

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Speaker 1: the usual process, find all of your receipts and claim

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Speaker 1: it to the ATO.

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Speaker 2: Very very I must say from personal experience. All right, Billy.

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Speaker 2: The last thing I just want to touch on with laborers,

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Speaker 2: and we've spoken about it many times on this podcast before,

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Speaker 2: but Labor is proposing to cut hex debts right.

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Speaker 1: Yeah, exactly, and I'll go through this one quickly. So

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Speaker 1: Labor plans to cut all student debts by twenty percent,

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Speaker 1: which is estimated to wipe about sixteen billion dollars off loans.

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Speaker 1: And for the average student loan that we'll see about

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Speaker 1: five five hundred and twenty dollars cut from the student loan.

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Speaker 2: Okay, so that's what Labor is proposing to do. Can

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Speaker 2: we shift gears now and talk about the coalition's plan.

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Speaker 1: Yeah, So the Coalition has said that it would offer

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Speaker 1: a one off tax cut in the twenty twenty five

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Speaker 1: twenty six tax return, which, for those playing along at home,

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Speaker 1: is the upcoming financial year. Now, under this plan, anyone

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Speaker 1: earning up to one hundred and forty four thousand dollars

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Speaker 1: would be eligible for a tax cut. Now, to explain

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Speaker 1: this properly, there are so many numbers, and for the

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Speaker 1: audio platform, I don't think it benefits anyone by just

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Speaker 1: listing salary listening. But basically this would be a tax

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Speaker 1: cut for anyone earning below one hundred and forty four

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Speaker 1: thousand dollars and anyone earning above that wouldn't be eligible

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Speaker 1: for it.

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Speaker 2: Gotcha. And so a tax cut is one part of

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Speaker 2: their policy platform. I feel like the one that I've

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Speaker 2: heard Peter Dudden as leader speaking about the most though,

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Speaker 2: is the Coalition's plan to cut the fuel excise. We

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Speaker 2: did touch on it a bit earlier this week. Can

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Speaker 2: you really quickly, though, just rehash what is the Coalition's

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Speaker 2: plan to cut the fuel excise.

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Speaker 1: I feel like every single day I wake up and

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Speaker 1: I see a new photo of someone in the Coalition

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Speaker 1: at a petrol station. Yeah, this is and all.

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Speaker 2: Their signs us right outside petrol stations, and it says

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Speaker 2: the Coalition will cut your petrol.

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Speaker 1: This is one of their really big policies. And basically

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Speaker 1: it means that for every single leter of petrol that

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Speaker 1: you buy, it will be twenty five cents cheaper under

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Speaker 1: the Coalition's plan.

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Speaker 2: I want to move now to something that kind of

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Speaker 2: overlaps with health a bit, but is still about the

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Speaker 2: cost of living, and that it's the cost of seeking

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Speaker 2: help of mental health care. Specifically, the Coalition has announced

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Speaker 2: that it will increase the number of subsidized mental health

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Speaker 2: sessions from ten to twenty. It was twenty during COVID

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Speaker 2: but then got cut back down to ten. What's their policy.

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Speaker 1: Here, Yeah, so if you don't know anyone who has

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Speaker 1: a mental health plan which you can get from a GP,

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Speaker 1: can access up to ten subsidized mental health sessions a year.

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Speaker 1: So that means that you can see a psychologist for

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Speaker 1: a cheaper price for up to ten sessions because Medicare

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Speaker 1: will cover most of the fee, like you just said, Zara,

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Speaker 1: during the pandemic, when the Coalition was in government, they

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Speaker 1: increased the number of subsidized sessions you can access per

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Speaker 1: year from ten up to twenty per year. Then when

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Speaker 1: Labor got into government, it went back down to ten.

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Speaker 1: Now the Coalition is saying that if they get into

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Speaker 1: government again, they would increase it back up to twenty,

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Speaker 1: and Labor wouldn't and Labor would have brought that out

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Speaker 1: yet exactly, So what it means is that if Coalition

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Speaker 1: gets into government, you'd be able to access twenty sessions

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Speaker 1: with a psychologist per year at a much cheaper rate.

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Speaker 2: All right, So we've got a very wide array of

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Speaker 2: policies here, from fuel to mental health to tax cuts.

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Speaker 2: Kind of got everything really under the side. Supermarkets, supermarkets exactly.

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Speaker 2: So that's what the major parties are kind of bringing

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Speaker 2: to the table really really quickly. Though. What about the Greens,

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Speaker 2: the biggest minor party in our parliament.

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Speaker 1: Yeah, go through three of their policies that relate to

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Speaker 1: cost of living. The first thing they want to do

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Speaker 1: is introduce universal dental into Medicare. They also want to

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Speaker 1: wipe all student debts, canceling the current help and Hex

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Speaker 1: loans being paid off by graduates. And on top of that,

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Speaker 1: they want to make university and tafe free for everyone,

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Speaker 1: so there would be no fee for you to go

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Speaker 1: to university.

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Speaker 2: Which used to be the case.

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Speaker 1: It did used to be the case. The last one

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Speaker 1: that the Greens spoke about is that they also want

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Speaker 1: to introduce fifty cent public transport around Australia. That would

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Speaker 1: be a flat rate for you to travel on public transport.

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Speaker 2: Yeah. Interesting, that's something we've seen at a state level

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Speaker 2: in queens In Queensland, yeah so certainly haven't heard it

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Speaker 2: at a federal level, but an interesting one to keep

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Speaker 2: an eye on. Well, Billy, thank you so much for

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Speaker 2: taking us through all the proposals to make life a

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Speaker 2: little bit cheaper for all Ozzies. Depending on what happens

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Speaker 2: on May third, we might have our fuel cut, or

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Speaker 2: we might all get a tax cup. We don't know,

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Speaker 2: wait and find out. Thank you for joining us for

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Speaker 2: another episode of politics one oh one. We'll be back

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Speaker 2: tomorrow with another explainer of how our political system works.

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Speaker 2: But until then, have a great day.

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Speaker 3: My name is Lily Madden and I'm a proud Arunda

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Speaker 3: bunge Lung Chalcotin woman from Gadighl Country. The Daily oz

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Speaker 3: acknowledges that this podcast is recorded on the lands of

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Speaker 3: the Gadighl people and pays respect to all Aboriginal and

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Speaker 3: Torres Strait Island and nations. We pay our respects to

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Speaker 3: the first peoples of these countries, both past and present.

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Speaker 1: This