WEBVTT - Victoria Devine's Christmas Traditions & Festive Budgeting Hacks

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<v Speaker 1>Welcome to a Very Outspoken Christmas. It's that time of

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<v Speaker 1>year to crank Mariah Carey in the car and begin

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<v Speaker 1>your Christmas shopping. Our names are Amy Kate and Sophie Torber.

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<v Speaker 1>We're identical triplets and during the festive season, we have

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<v Speaker 1>an identical opinion. Christmas is the most wonderful time of

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<v Speaker 1>the year. In this special series, we're discussing all things

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<v Speaker 1>Christmas with help from some influential Australians.

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<v Speaker 2>Far for you, Glen Colco, You go, Glen Cuco. And

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<v Speaker 2>when Santa squeezes his fat white ass down that Jimney Day,

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<v Speaker 2>He's gonna find the jolliest bunch of assholes this side

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<v Speaker 2>of the nuthouse.

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<v Speaker 1>Hello and welcome to episode two of A Very Outspoken Christmas. Today,

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<v Speaker 1>we're so excited to be joined by Victoria Devine from

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<v Speaker 1>the Sheese on the Money podcast. But before we get

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<v Speaker 1>into that chat, can you guys believe it's thirty six

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<v Speaker 1>sleeps till Christmas? Normally this would fill me with a

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<v Speaker 1>lot of excitement, but to be honest, I'm feeling pretty

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<v Speaker 1>down today. We have just found out we will be

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<v Speaker 1>going into a six day life in Adelaide. Now this

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<v Speaker 1>lockdown is the strictest I think anyone has experienced in

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<v Speaker 1>the world.

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<v Speaker 2>Yeah.

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<v Speaker 1>Well, the any reason we can leave the house is

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<v Speaker 1>really if we need to go to the supermarket. That

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<v Speaker 1>being said, I think that it's really good that we're

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<v Speaker 1>knuckling down and getting on top of this before Christmas.

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<v Speaker 1>The other thing that you forgot to mention, of course,

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<v Speaker 1>is that masks are going to be mandatory here in

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<v Speaker 1>South Australia. I must admit I did go on Amazon

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<v Speaker 1>and have a quick look for some Christmas themed masks

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<v Speaker 1>and whats it? A mask? Did you find? Because I

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<v Speaker 1>was imagining there would be like a Santa's beard mask. Well,

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<v Speaker 1>they did have some gingerbread man themed masks, and they

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<v Speaker 1>also had Santa on some masks, but the coolest one

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<v Speaker 1>I saw was a light up mask. Gosh, can you

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<v Speaker 1>imagine this time last year knowing that we would be

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<v Speaker 1>talking about Christmas masks. It is just bizarre, and I

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<v Speaker 1>think it is important to mention that we have actually

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<v Speaker 1>just found out about their new restrictions right now. We

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<v Speaker 1>were all at home working together, so we thought we'd

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<v Speaker 1>run up into the podcast room and record this intro

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<v Speaker 1>while we still have the chance. Yeah, the rules don't

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<v Speaker 1>go into effect until midnight tonight, so Tuesday's weekly episode

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<v Speaker 1>is going to sound a little bit different. We're still

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<v Speaker 1>working out how we're going to do it, but we

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<v Speaker 1>will definitely be bringing it to you. And we all

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<v Speaker 1>have been taking these rules very seriously because it is

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<v Speaker 1>such a scary time here in South Australia. We all

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<v Speaker 1>got COVID tests and thankfully we've got the all clear. Look,

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<v Speaker 1>let's look at it positively. At least we've got about

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<v Speaker 1>a week to catch up on all the Christmas movies

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<v Speaker 1>on Netflix. And I actually started my Christmas marathon on

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<v Speaker 1>Sunday night when I watched a Christmas Made to Order.

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<v Speaker 1>What I could not believe is the main actor in

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<v Speaker 1>the movie is Aaron Samuels from Mean Girls. And I

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<v Speaker 1>was like, sort of about fifteen minutes in and I

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<v Speaker 1>was trying to think who is he. Yeah, I've watched

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<v Speaker 1>the first five minutes of the movie and I said

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<v Speaker 1>to Brennan, who is that guy? I can't figure it out?

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<v Speaker 1>And he said, whoever it is looks constantly surprised. Yeah,

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<v Speaker 1>I thought the same thing. I quickly realized why he

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<v Speaker 1>had such a small part in Mean Girls, because not

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<v Speaker 1>to be rude, but he's not the best actor. One

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<v Speaker 1>other thing I loved in the movie was the fact

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<v Speaker 1>that the female actor her business was decorating people's houses

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<v Speaker 1>for Christmas, and this could be a great side hustle

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<v Speaker 1>for us. I mean, if we weren't in COVID Lockdown.

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<v Speaker 1>Wasn't her name also Gretchen, which is of course like

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<v Speaker 1>Gretchen wien is in meng Yeah. I was halfway through

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<v Speaker 1>the movie when I realized this, and it cracked me up. Anyway,

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<v Speaker 1>I really recommend watching it. Don't go in with huge expectations,

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<v Speaker 1>but it's a really cute Christmas movie. Also on the

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<v Speaker 1>Christmas theme, did anybody see Roxy Jusenko's amazing Christmas lights? Yeah?

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<v Speaker 1>I saw this on an Instagram story and I was

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<v Speaker 1>in awe of the fact that she actually had enough

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<v Speaker 1>money to employ people to put her Christmas lights up

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<v Speaker 1>out the front. Did that really surprise you? She is

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<v Speaker 1>very well for you. It didn't surprise me, but I

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<v Speaker 1>suppose it's quite aspirational to have enough money to employ

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<v Speaker 1>someone to do it. Gosh, the lights looked incredible, though.

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<v Speaker 1>I was just thinking about her children and how they

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<v Speaker 1>think that that's the norm to have that many Christmas lights. Like,

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<v Speaker 1>I kind of really love that that they think it's normal.

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<v Speaker 1>The only thing is it's a little bit sad that

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<v Speaker 1>they think it's normal to have like servants hanging the

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<v Speaker 1>Christmas lights. I mean, I have fond memories of Dad

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<v Speaker 1>hanging the Christmas lights with his bum crack hanging out.

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<v Speaker 1>On the topic of Christmas lights, we have to have

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<v Speaker 1>a special mention to our uncle Paul. Now, he was

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<v Speaker 1>quite upset that we didn't mention him in our first episode,

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<v Speaker 1>and we you know, it was a faux pa because

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<v Speaker 1>his Christmas lights are amazing and we really hope that

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<v Speaker 1>he sets up a display this year. Well yeah, because

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<v Speaker 1>he always competed against our dad, so it was always

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<v Speaker 1>great to go see Uncle Paul's display and then check

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<v Speaker 1>out Dad's. And it was also great because it meant

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<v Speaker 1>Dad would buy more Christmas lights to compete against him.

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<v Speaker 1>So I think I'm voting that Uncle Paul needs to

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<v Speaker 1>put them up this year. Look, we can't have this

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<v Speaker 1>Christmas Weekly wrap up without mentioning Kylie Jenner. Now she

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<v Speaker 1>has released a collaboration with The Grinch. Did anyone see

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<v Speaker 1>this on Instagram? Yeah?

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<v Speaker 3>I did.

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<v Speaker 1>I can't say I love the look of the products,

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<v Speaker 1>but I love the fact that it is Christmas related,

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<v Speaker 1>and I loved seeing Kylie dressed up as her own

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<v Speaker 1>kind of version of the Grinch. I really love the

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<v Speaker 1>attention to detail and commitment to this theme. Yeah, she

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<v Speaker 1>looked amazing. She was a very bougie Grinch. I mean,

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<v Speaker 1>I'm not sure how I feel about three different shades

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<v Speaker 1>of green eyeshadow in a palette, but I'm sure it

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<v Speaker 1>will sell out pretty quickly. I have a Christmas pullet.

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<v Speaker 1>Oh maybe a little bit of pud? Then, what a

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<v Speaker 1>bloody surprise. May you got a room for pud? You

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<v Speaker 1>love your pudding. There's always a little bit of room

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<v Speaker 1>for pud. Victoria, Welcome to a very outspoken Christmas. We're

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<v Speaker 1>so excited to have you as our first guest of

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<v Speaker 1>this series. So just how big of a Christmas tragic

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<v Speaker 1>are you?

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<v Speaker 3>Oh my gosh, thank you for having me. Friends. It

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<v Speaker 3>feels very strange to be on someone else's podcast instead

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<v Speaker 3>of running the show. But I'm probably the biggest Christmas

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<v Speaker 3>fan that there is. It's a bit tragic in a way. Actually,

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<v Speaker 3>I love.

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<v Speaker 1>That because we're also huge Christmas fans. Now, what's one

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<v Speaker 1>thing that you like to do at Christmas that people

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<v Speaker 1>might think is a little bit crazy.

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<v Speaker 3>Oh I am what. I'm twenty nine now and still

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<v Speaker 3>every Christmas Eve, my parents and I go driving around

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<v Speaker 3>our area looking at Christmas lights. Like that's what we do.

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<v Speaker 3>We get in the car after dinner on Christmas Eve.

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<v Speaker 3>And there's been a number of times where friends have

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<v Speaker 3>wanted to do like Christmas Eve drinks and stuff, and

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<v Speaker 3>I can't go because I've got to go look at

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<v Speaker 3>Christmas LI took my parents, So maybe that we don't

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<v Speaker 3>decorate the outside of the house, but we definitely go

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<v Speaker 3>pretty ham on the inside. I don't know if this

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<v Speaker 3>is embarrassing or not. Do we want to share this time?

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<v Speaker 1>That's not embarrassing at all. Our Christmas Eve tradition is

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<v Speaker 1>watching carols by candlelight with our parents. So we've also

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<v Speaker 1>turned Christmas Eve drinks down.

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<v Speaker 3>Yeah, it's after carols. It's after Carol's finished. So after

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<v Speaker 3>Carol's finished, you've got to have like dinner and watch

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<v Speaker 3>the carols as all of that happens. And when the

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<v Speaker 3>carols wrap up, it's quite late and we go for

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<v Speaker 3>a drive after all the little kids are in bed

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<v Speaker 3>to look at the lights. It's actually lame, and I

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<v Speaker 3>love it.

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<v Speaker 1>I feel like you revert back to a child at

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<v Speaker 1>Christmas time. You get to explore all those things you

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<v Speaker 1>did during childhood. So I don't think it's lame at all.

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<v Speaker 1>I love it. We'll talking about Christmas carols. Do you

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<v Speaker 1>have some favorite ones you'd love to share with us?

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<v Speaker 3>Or probably anything Boublet or Mariah Carey. I'm not gonna lie.

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<v Speaker 3>I'm not some kind of Christmas classics kind of person.

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<v Speaker 3>I'm tacky Christmas. My family don't like that about me,

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<v Speaker 3>but it's just you know what you deal with if

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<v Speaker 3>you're going to have me in your house at Christmas time.

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<v Speaker 1>We're all big fans of Maya here, so I'm totally

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<v Speaker 1>on board with that. Now, getting back into Christmas decorations,

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<v Speaker 1>when do you think it's an appropriate time to put

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<v Speaker 1>them up?

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<v Speaker 3>I think I put mine up at the start of December,

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<v Speaker 3>But this year I'm not going to have that opportunity

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<v Speaker 3>because I'm moving house, which is exciting and also terrifying,

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<v Speaker 3>but I'm not going to get to put it up

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<v Speaker 3>until like the twentieth of December, which, if I'm honest,

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<v Speaker 3>is probably the most heartbreaking thing about moving house, like,

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<v Speaker 3>not worried about leaving the house, just worried about the

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<v Speaker 3>fact that my house isn't going to be Christmas y

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<v Speaker 3>at Christmas time and I feel like I'm going to

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<v Speaker 3>waste a year of having the tree up. That's a

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<v Speaker 3>bit strange, but that's okay.

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<v Speaker 1>I'm in the same boat as you. I'm moving into

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<v Speaker 1>my new house on December fourteenth.

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<v Speaker 3>Oh my gosh, that's my day.

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<v Speaker 1>Oh my goal. Well and crazy. The first thing I

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<v Speaker 1>said is when am I going to put my Christmas

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<v Speaker 1>tree up? However, Reese's like, oh, yeah, we don't have

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<v Speaker 1>to put a Christmas tree up at all.

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<v Speaker 3>My partner actually talked to me and told me that

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<v Speaker 3>we're not putting the tree up before we leave. And

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<v Speaker 3>he literally had to make a point of it because

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<v Speaker 3>we were talking about just things that we had to move,

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<v Speaker 3>right and our Christmas tree is kept outside in the

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<v Speaker 3>shed and the new house that we're moving to doesn't

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<v Speaker 3>have as big as shed. So I was kind of like,

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<v Speaker 3>you know, what will happen with the Christmas tree? Well,

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<v Speaker 3>like where will we store it? Kind of thing? And

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<v Speaker 3>He's like, don't you even think about putting that up

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<v Speaker 3>before we leave? And I was like, oh, you know

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<v Speaker 3>me too well, so he warned me, I can't guarantee

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<v Speaker 3>that I won't.

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<v Speaker 1>Though every year we seemed to move out to a

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<v Speaker 1>new rental in December, and a few years ago it

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<v Speaker 1>was December night that we had to move out, and

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<v Speaker 1>we were so annoyed because we felt like we were

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<v Speaker 1>missing that lead up to Christmas too, So we put

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<v Speaker 1>our fate Christmas tree up. When we actually had to

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<v Speaker 1>pack it in the removalless van with all the decorations

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<v Speaker 1>on our Dad was so angry because he got stuck

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<v Speaker 1>trying to pull this thing out, like the decorations went everywhere.

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<v Speaker 1>So I probably would have not doing that.

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<v Speaker 3>That's genius, Like that's actually so smart. Here I am

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<v Speaker 3>thinking I'd have to decorate the tree and then undecorate

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<v Speaker 3>it and pack it up when I could just get

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<v Speaker 3>a really big roll of blad, wrap that stuff up

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<v Speaker 3>and then it's good to go at the next house. Like,

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<v Speaker 3>I think you guys might have just saved Christmas.

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<v Speaker 1>I've heard people actually do that each year, and I'm like,

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<v Speaker 1>part of the fun. I feel like it's decorating. How

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<v Speaker 1>weird is that?

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<v Speaker 3>It's kind of strange. I'm not gonna lie, but you

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<v Speaker 3>know what, each their own. If you want to gladier

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<v Speaker 3>at your tree, you glad you're at your tree.

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<v Speaker 1>Friends, Yeah, as long as you're putting one up, then

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<v Speaker 1>that's all right. Now, can we get into the specific

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<v Speaker 1>details of what sort of decorations you have on your tree?

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<v Speaker 1>Because I feel like you're a very stylish person. I

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<v Speaker 1>feel like you'd have a bit of a color theme going.

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<v Speaker 3>Okay, that's I feel a little bit attached by that

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<v Speaker 3>because I think that you guys know what's coming here.

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<v Speaker 3>But yeah, I have a very I'm an over the

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<v Speaker 3>top Christmas person and you best believe everything on that

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<v Speaker 3>tree matches. So this year it'll be a silver and

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<v Speaker 3>white theme again. But we have those really big flowers.

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<v Speaker 3>I don't know if you know what I'm talking about

0:09:54.360 --> 0:09:56.400
<v Speaker 3>when I say that we've got quite a tall tree.

0:09:56.440 --> 0:09:59.000
<v Speaker 3>So it's like a seven foot fake tree with like

0:09:59.040 --> 0:10:02.839
<v Speaker 3>a basket that I ordered online a couple of years

0:10:02.880 --> 0:10:06.000
<v Speaker 3>ago during Boxing Day sales. Obviously that's a great budget

0:10:06.040 --> 0:10:08.839
<v Speaker 3>tip and probably makes this episode really relevant that all

0:10:08.880 --> 0:10:11.360
<v Speaker 3>of the Christmas stuff goes on sale on Boxing Day

0:10:11.400 --> 0:10:13.960
<v Speaker 3>and you can get half priced, good quality Christmas trees.

0:10:14.400 --> 0:10:17.680
<v Speaker 3>But that's beside the point. We've got these big, beautiful

0:10:17.760 --> 0:10:21.520
<v Speaker 3>silver flowers and white flowers and a lot of glass decorations.

0:10:21.559 --> 0:10:24.600
<v Speaker 3>Actually it's very fancy, but everything that is on the tree,

0:10:24.640 --> 0:10:26.520
<v Speaker 3>I think I got it, like bed bath and table

0:10:26.840 --> 0:10:29.880
<v Speaker 3>for like sixty or seventy percent off, so it looks fancy,

0:10:29.920 --> 0:10:31.600
<v Speaker 3>but it wasn't too expensive.

0:10:32.040 --> 0:10:35.600
<v Speaker 1>I love bed bath and table. They have the best decorations.

0:10:35.800 --> 0:10:39.160
<v Speaker 3>They really do. Like it's actually really upsetting when you

0:10:39.240 --> 0:10:42.120
<v Speaker 3>go in the year after you've decorated your tree fully

0:10:42.280 --> 0:10:44.880
<v Speaker 3>and I'm like, oh, is it naughty to get more decorations?

0:10:44.920 --> 0:10:47.160
<v Speaker 3>I don't know, Like that's probably the biggest thing that

0:10:47.200 --> 0:10:50.120
<v Speaker 3>I spend money on at Christmas, to be honest. Growing up,

0:10:50.120 --> 0:10:53.400
<v Speaker 3>I had heaps of sentimental decorations and they're still on

0:10:53.480 --> 0:10:56.760
<v Speaker 3>my parents' tree. So my parents tree, they don't have

0:10:56.880 --> 0:11:00.120
<v Speaker 3>like a styled Christmas tree because they still have like

0:11:00.120 --> 0:11:02.920
<v Speaker 3>the toilet roll and paper plate kind of angel that

0:11:03.000 --> 0:11:05.080
<v Speaker 3>I made in pre school. I kid you not, they

0:11:05.120 --> 0:11:09.000
<v Speaker 3>still have that, and then mine because I don't have

0:11:09.120 --> 0:11:11.280
<v Speaker 3>kids and don't really have tradition, and I'd get in

0:11:11.320 --> 0:11:12.880
<v Speaker 3>a lot of trouble if I tried to take their

0:11:12.960 --> 0:11:15.840
<v Speaker 3>Christmas decorations. I've been able to style it, so I

0:11:15.880 --> 0:11:18.280
<v Speaker 3>reckon as time goes on and I do have kids,

0:11:18.400 --> 0:11:21.000
<v Speaker 3>and all of that starts to happen, my tree will

0:11:21.000 --> 0:11:23.839
<v Speaker 3>go from being very beautiful to maybe being a little

0:11:23.880 --> 0:11:26.280
<v Speaker 3>bit more eclectic, a bit crap.

0:11:26.400 --> 0:11:27.240
<v Speaker 1>Let's just be honest.

0:11:27.880 --> 0:11:30.200
<v Speaker 3>Yeah, let's call it eclectic, to get a little bit

0:11:30.240 --> 0:11:31.120
<v Speaker 3>classy about it.

0:11:32.240 --> 0:11:34.559
<v Speaker 1>I feel like we'll need to share a photo of

0:11:34.600 --> 0:11:37.120
<v Speaker 1>your Christmas tree in our group so people know what

0:11:37.200 --> 0:11:38.880
<v Speaker 1>everything looks like like the flowers.

0:11:38.960 --> 0:11:41.640
<v Speaker 3>All right, I'll post it, I promise, like I've got

0:11:41.800 --> 0:11:43.840
<v Speaker 3>a lot of I've got a lot of photos, and

0:11:43.920 --> 0:11:46.240
<v Speaker 3>I will post it. I also have a picture of

0:11:46.320 --> 0:11:49.679
<v Speaker 3>my cat as Santa Claus, which I'll you know, post

0:11:49.720 --> 0:11:52.240
<v Speaker 3>as well, because obviously that's the best part of Christmas,

0:11:52.280 --> 0:11:53.520
<v Speaker 3>when you get to dress your pets up.

0:11:53.559 --> 0:11:55.760
<v Speaker 1>Oh my god, I literally have that question down to

0:11:55.840 --> 0:11:59.080
<v Speaker 1>ask you about the beautiful cats Bailey and Henry. I

0:11:59.120 --> 0:12:00.960
<v Speaker 1>was gonna say, I I thought that you might be

0:12:00.960 --> 0:12:02.720
<v Speaker 1>someone who would dress them up. I know with my

0:12:02.840 --> 0:12:04.880
<v Speaker 1>cats they hate it, but how do yours go?

0:12:05.640 --> 0:12:08.200
<v Speaker 3>Mine just put up with it. Honestly, I think that

0:12:08.280 --> 0:12:11.440
<v Speaker 3>they are just so over living with me and so

0:12:11.640 --> 0:12:13.640
<v Speaker 3>used to it that they're just like here she goes again,

0:12:14.920 --> 0:12:17.160
<v Speaker 3>which I don't know makes me sound a little crazy,

0:12:17.280 --> 0:12:19.400
<v Speaker 3>and I am and I'm all right with that. I

0:12:19.440 --> 0:12:23.120
<v Speaker 3>am against innocent trees being cut down in their prime

0:12:23.200 --> 0:12:28.080
<v Speaker 3>and their corpses grotesquely dressed in like tensil and twinkly lates.

0:12:28.760 --> 0:12:30.319
<v Speaker 1>Now, just back to your tree, are we allowed to

0:12:30.320 --> 0:12:32.160
<v Speaker 1>ask how much you spent on it? Because the three

0:12:32.200 --> 0:12:34.439
<v Speaker 1>of us have been having a debate about how much

0:12:34.559 --> 0:12:37.320
<v Speaker 1>is socially acceptable to spend on a Christmas tree. So

0:12:37.360 --> 0:12:39.920
<v Speaker 1>if you wanted to spend one thousand dollars, okay.

0:12:39.760 --> 0:12:43.000
<v Speaker 3>I wouldn't spend one thousand dollars. That feels like a lot.

0:12:43.720 --> 0:12:47.760
<v Speaker 3>But I do remember buying mine from David Jones on sale,

0:12:48.360 --> 0:12:50.959
<v Speaker 3>and I think I paid Like this might not be correct,

0:12:51.040 --> 0:12:54.319
<v Speaker 3>and obviously, like we can't prove this anyway, so who knows,

0:12:54.520 --> 0:12:57.480
<v Speaker 3>But I think I paid about three hundred dollars, which

0:12:57.559 --> 0:12:59.200
<v Speaker 3>at the time I felt like with a lot of

0:12:59.200 --> 0:13:02.080
<v Speaker 3>money for a tree, but it was like sixty percent

0:13:02.120 --> 0:13:04.880
<v Speaker 3>off because I got it after Christmas, and so then

0:13:04.880 --> 0:13:06.920
<v Speaker 3>I had to wait an entire twLF months before I

0:13:06.920 --> 0:13:08.680
<v Speaker 3>could even use it. But I do think that that

0:13:08.800 --> 0:13:11.360
<v Speaker 3>was kind of a good money win, and I've had

0:13:11.360 --> 0:13:13.000
<v Speaker 3>it for at least five years now and it still

0:13:13.000 --> 0:13:16.440
<v Speaker 3>looks epic. We just bought like a really basic version

0:13:16.440 --> 0:13:19.600
<v Speaker 3>of one that had the most realistic looking like what

0:13:19.640 --> 0:13:24.880
<v Speaker 3>are they called like branches, and every year we kind

0:13:24.880 --> 0:13:27.240
<v Speaker 3>of just add a few more decorations or update the

0:13:27.280 --> 0:13:29.720
<v Speaker 3>color or something. I would love to do a gold tree,

0:13:29.880 --> 0:13:31.880
<v Speaker 3>but given how many silver decorations I have, I just

0:13:31.880 --> 0:13:34.480
<v Speaker 3>don't think that I can justify that at this point.

0:13:34.760 --> 0:13:36.280
<v Speaker 2>And I want to look them straight in the eye.

0:13:36.360 --> 0:13:38.280
<v Speaker 2>I don't want to tell them what a cheap, lying,

0:13:38.440 --> 0:13:41.760
<v Speaker 2>no good rotten for a blushing, low life snake locking,

0:13:41.840 --> 0:13:49.479
<v Speaker 2>dirt eating and bread over stuff, ignorant, blood sucking, dog kissing, brainless, dickless, hopeless, heartless,

0:13:49.480 --> 0:13:53.319
<v Speaker 2>fat ass, bug eyed stuffle like it's body lip. We're headed,

0:13:53.440 --> 0:13:58.319
<v Speaker 2>sack of monkey shit. He is hell, he loya, Holy.

0:13:58.160 --> 0:14:01.120
<v Speaker 1>Shit, they're going back to you. Childhood. We touched on

0:14:01.200 --> 0:14:03.520
<v Speaker 1>a little bit earlier as a kid growing up. Did

0:14:03.600 --> 0:14:05.640
<v Speaker 1>you have an advent calendar at all? Because I feel

0:14:05.640 --> 0:14:08.439
<v Speaker 1>like that's the first thing that really signifies that Christmas

0:14:08.520 --> 0:14:09.160
<v Speaker 1>is on its way.

0:14:09.400 --> 0:14:11.960
<v Speaker 3>Absolutely, we did, and I was really upset when I

0:14:12.000 --> 0:14:15.360
<v Speaker 3>stopped getting them, and if anyone in my team is

0:14:15.400 --> 0:14:18.960
<v Speaker 3>actually listening, my entire office gets an event calendar every

0:14:19.000 --> 0:14:22.160
<v Speaker 3>single year now too, So like we haven't lost the

0:14:22.200 --> 0:14:23.840
<v Speaker 3>advent calendar. It's going nowhere.

0:14:25.080 --> 0:14:28.000
<v Speaker 1>We need to start working at your workplace because.

0:14:27.760 --> 0:14:30.040
<v Speaker 3>Wow, you're all welcome now.

0:14:30.120 --> 0:14:33.120
<v Speaker 1>Just touching on Christmas traditions, what was it like for

0:14:33.160 --> 0:14:35.600
<v Speaker 1>you growing up with the concept of Father Christmas? Did

0:14:35.600 --> 0:14:37.680
<v Speaker 1>you believe in him for a long time? Did you

0:14:37.720 --> 0:14:40.120
<v Speaker 1>go and visit him at the shops? What sort of

0:14:40.120 --> 0:14:42.120
<v Speaker 1>things did you do in the lead up to Christmas?

0:14:42.560 --> 0:14:45.600
<v Speaker 3>We did, So this is actually an interesting story. I mean,

0:14:45.640 --> 0:14:49.520
<v Speaker 3>I think it's interesting because it's my story. But growing up,

0:14:49.760 --> 0:14:52.920
<v Speaker 3>we always had Santa, and I loved Santa. And I

0:14:53.000 --> 0:14:55.080
<v Speaker 3>have a little sister who's about three and a half

0:14:55.160 --> 0:14:59.560
<v Speaker 3>years younger than me, so she obviously believed in Santa

0:14:59.560 --> 0:15:02.440
<v Speaker 3>for a little longer than I did. And my mom

0:15:02.840 --> 0:15:05.160
<v Speaker 3>is a very big believer in not quote lying to

0:15:05.240 --> 0:15:08.680
<v Speaker 3>your children right, So whenever I would say to my mom,

0:15:08.960 --> 0:15:11.880
<v Speaker 3>Mom like is Santa real? Or come home from school

0:15:11.960 --> 0:15:14.240
<v Speaker 3>and just say, oh, someone's so said x ll and said,

0:15:14.720 --> 0:15:17.800
<v Speaker 3>and Mom would say, oh, well, do you believe this?

0:15:17.920 --> 0:15:20.200
<v Speaker 3>Santa is real, and I'd be like, well yeah, and

0:15:20.240 --> 0:15:23.240
<v Speaker 3>she'd just say, well, you know, if that's what you believe,

0:15:23.320 --> 0:15:26.920
<v Speaker 3>that's what you believe. So she never ever directly said

0:15:27.080 --> 0:15:30.720
<v Speaker 3>Santa is real to us. And one day I came home,

0:15:30.880 --> 0:15:32.640
<v Speaker 3>and I don't know the context of this, but I

0:15:32.720 --> 0:15:35.520
<v Speaker 3>came home and I was apparently a very furious eight

0:15:35.600 --> 0:15:37.720
<v Speaker 3>year old. So I said, you lied to me. Santa

0:15:37.840 --> 0:15:39.680
<v Speaker 3>isn't real. You told me he was real. And my

0:15:39.760 --> 0:15:42.360
<v Speaker 3>mom was just like, no, Victoria, Like, I've never told

0:15:42.400 --> 0:15:44.960
<v Speaker 3>you that Santa is real. Remember I always ask you

0:15:45.040 --> 0:15:47.200
<v Speaker 3>what do you believe? And I always tell you, well,

0:15:47.240 --> 0:15:50.560
<v Speaker 3>that must be enough. And so I was obviously upsets

0:15:50.560 --> 0:15:52.280
<v Speaker 3>and kind of went on about the Tooth Fairy and

0:15:52.320 --> 0:15:54.400
<v Speaker 3>the East Bunny and it all just came crashing down

0:15:54.480 --> 0:15:58.960
<v Speaker 3>for me that day. But my mom told me that day, Victoria,

0:15:59.200 --> 0:16:03.160
<v Speaker 3>if you tell your sister that Santa isn't real, that's

0:16:03.200 --> 0:16:07.320
<v Speaker 3>the day that Santa stops bringing Santa sax. And a

0:16:07.400 --> 0:16:10.880
<v Speaker 3>very big tradition in my family, is Santa Sax true

0:16:10.880 --> 0:16:13.920
<v Speaker 3>this day? Because I've upheld that promise, I still have

0:16:14.080 --> 0:16:16.680
<v Speaker 3>not told my parents that Santa isn't real, and we

0:16:16.720 --> 0:16:18.680
<v Speaker 3>don't believe in it, And I remember a couple of

0:16:18.760 --> 0:16:21.120
<v Speaker 3>years later when my little sister came to me and said, oh,

0:16:21.200 --> 0:16:23.000
<v Speaker 3>Vi Trua, did you know that Santa isn't really I

0:16:23.040 --> 0:16:24.800
<v Speaker 3>don't think it's real. I was like, Oh, you're going

0:16:24.880 --> 0:16:27.880
<v Speaker 3>to have to stop there, mate, like we need to

0:16:27.920 --> 0:16:32.160
<v Speaker 3>pretend it is. And up until very recently recently, as

0:16:32.200 --> 0:16:34.680
<v Speaker 3>in I've had a couple of Christmases overseas and not

0:16:34.760 --> 0:16:37.440
<v Speaker 3>been with my family to have it, we've always done

0:16:37.480 --> 0:16:40.000
<v Speaker 3>Santa sax And even as a twenty eight year old,

0:16:40.040 --> 0:16:43.280
<v Speaker 3>have had, you know, Christmases where I get into my parents'

0:16:43.360 --> 0:16:45.880
<v Speaker 3>room with my Santa Sack and open presence on their

0:16:45.880 --> 0:16:48.520
<v Speaker 3>bed in the morning, Like it's something that, oh, I

0:16:48.600 --> 0:16:51.680
<v Speaker 3>hope I do with my kids. But we still really

0:16:51.800 --> 0:16:54.120
<v Speaker 3>like we kind of get tea and toast and open

0:16:54.160 --> 0:16:56.680
<v Speaker 3>our Santa Sax and they're always just like small presents.

0:16:56.720 --> 0:16:58.960
<v Speaker 3>It's not like a massive thing for us, but it's

0:16:59.080 --> 0:17:01.800
<v Speaker 3>just like such a tradition that I adore it.

0:17:02.200 --> 0:17:04.480
<v Speaker 1>So do your parents go to the extent of writing

0:17:04.680 --> 0:17:06.480
<v Speaker 1>on the tag that it's from Santa? Still?

0:17:06.840 --> 0:17:09.639
<v Speaker 3>Yeah, And we have Santa Sacks that are actually hidden

0:17:09.640 --> 0:17:12.880
<v Speaker 3>and we only see them on Christmas. Day and like, yeah,

0:17:12.960 --> 0:17:16.439
<v Speaker 3>Santa leaves a specific type of lolly, and Santa actually

0:17:16.520 --> 0:17:19.760
<v Speaker 3>uses different wrapping paper than the wrapping paper that my

0:17:19.880 --> 0:17:22.120
<v Speaker 3>parents used to try and like really throw us off

0:17:22.160 --> 0:17:22.520
<v Speaker 3>the sand.

0:17:22.720 --> 0:17:24.359
<v Speaker 1>I love that that is so magical.

0:17:25.240 --> 0:17:27.480
<v Speaker 3>It is, it's so special, and like I think it's

0:17:27.480 --> 0:17:29.440
<v Speaker 3>actually it's so nice to talk to you guys about

0:17:29.480 --> 0:17:31.639
<v Speaker 3>this as well, because I think that we forget these

0:17:31.680 --> 0:17:34.679
<v Speaker 3>things that our parents did for us, and you know,

0:17:35.480 --> 0:17:38.360
<v Speaker 3>it takes time and energy and effort to create magic

0:17:38.600 --> 0:17:40.679
<v Speaker 3>like that, and the fact that it kind of stuck

0:17:40.800 --> 0:17:42.879
<v Speaker 3>is also really special. So it's nice to kind of

0:17:42.920 --> 0:17:45.919
<v Speaker 3>like reflect on that. Did you guys do Santa Sax?

0:17:45.960 --> 0:17:47.439
<v Speaker 3>Do you still do Santa Sex?

0:17:47.680 --> 0:17:49.720
<v Speaker 1>We've got our san We don't call them Santa Sax.

0:17:49.760 --> 0:17:52.560
<v Speaker 1>We've just got our big stockings that mum and our

0:17:52.600 --> 0:17:54.240
<v Speaker 1>mum and dad got us. That was for all of

0:17:54.240 --> 0:17:57.159
<v Speaker 1>our Santa presents and they still do. Right from Santra

0:17:57.240 --> 0:17:59.200
<v Speaker 1>on it. We go to the extent when we lived

0:17:59.200 --> 0:18:05.040
<v Speaker 1>at home of you're leaving our carrots and don't worry. Well,

0:18:05.240 --> 0:18:07.439
<v Speaker 1>I don't know is this a thing in Melbourne? Because

0:18:08.080 --> 0:18:11.760
<v Speaker 1>we we had a chimney, but our chimney wasn't connected

0:18:11.760 --> 0:18:14.439
<v Speaker 1>properly to the fireplace. So when we queried our parents

0:18:14.440 --> 0:18:16.800
<v Speaker 1>on that, they said, oh, don't worry, Santa's got an

0:18:16.840 --> 0:18:19.680
<v Speaker 1>ice key that he carries around in an ski to

0:18:19.720 --> 0:18:23.359
<v Speaker 1>get inside houses. How did your Santa get inside? Have

0:18:23.480 --> 0:18:24.879
<v Speaker 1>you heard of an ice key before?

0:18:25.640 --> 0:18:31.359
<v Speaker 3>I haven't heard enough key. That's actually quite impressive my parents,

0:18:31.440 --> 0:18:33.920
<v Speaker 3>I don't. I don't think we actually ever discussed it.

0:18:34.160 --> 0:18:36.720
<v Speaker 3>We've never had chimneys though, either, so I'm not sure

0:18:36.720 --> 0:18:40.320
<v Speaker 3>how I thought Fanta got into our house. Maybe he

0:18:40.440 --> 0:18:41.840
<v Speaker 3>just came through the front door.

0:18:42.040 --> 0:18:44.080
<v Speaker 1>But like a normal person, Yeah.

0:18:44.040 --> 0:18:46.040
<v Speaker 3>Just like a normal person just waltz is on in

0:18:46.080 --> 0:18:49.040
<v Speaker 3>as if we're totally okay with like some strange man

0:18:49.160 --> 0:18:52.040
<v Speaker 3>coming into our house at midnight, eating our food and

0:18:52.160 --> 0:18:56.240
<v Speaker 3>leaving weird presents. But no, like my parents have always

0:18:56.240 --> 0:18:58.760
<v Speaker 3>gone to a lot of effort to make those things

0:18:58.760 --> 0:19:02.120
<v Speaker 3>seem real though, Like when it came to Easter, we'd

0:19:02.119 --> 0:19:04.880
<v Speaker 3>get like the footprints across the back deck to make

0:19:04.920 --> 0:19:07.840
<v Speaker 3>sure that we thought that, you know, Easter Bunny had come.

0:19:07.880 --> 0:19:10.119
<v Speaker 3>And till this day, I still don't know how my

0:19:10.200 --> 0:19:13.040
<v Speaker 3>mom does that. Like I always look at it and

0:19:13.040 --> 0:19:15.560
<v Speaker 3>I'm like the outline of the footprints are always so

0:19:15.680 --> 0:19:18.399
<v Speaker 3>perfect in Flower that I'm like, how does she do it?

0:19:18.440 --> 0:19:21.200
<v Speaker 3>She must have a stencil or something and I've asked

0:19:21.240 --> 0:19:22.840
<v Speaker 3>and she's like, oh, it's just the magic of it.

0:19:22.880 --> 0:19:25.919
<v Speaker 3>And I'm like, how do I what? Like, I'm an adult,

0:19:26.080 --> 0:19:26.439
<v Speaker 3>tell me.

0:19:26.680 --> 0:19:28.359
<v Speaker 1>I feel like when you have kids, she'll have to

0:19:28.359 --> 0:19:29.840
<v Speaker 1>tell you so you can do it too.

0:19:30.240 --> 0:19:32.280
<v Speaker 3>Honestly, Or she will make me go to her house

0:19:32.320 --> 0:19:34.080
<v Speaker 3>and she'll be like, oh, well, east funny. Actually when

0:19:34.080 --> 0:19:36.080
<v Speaker 3>we comes to mind house, I have to head on

0:19:36.160 --> 0:19:36.880
<v Speaker 3>over here.

0:19:37.640 --> 0:19:40.240
<v Speaker 1>Gretchen switch sides with Katie. But I'm always on your left.

0:19:40.640 --> 0:19:42.320
<v Speaker 1>Well that was when there were three of us, and

0:19:42.359 --> 0:19:44.960
<v Speaker 1>now the tallest go in the middle. The whole dance

0:19:45.000 --> 0:19:45.720
<v Speaker 1>will be backwards.

0:19:45.920 --> 0:19:47.480
<v Speaker 3>I'm always on your left.

0:19:47.600 --> 0:19:49.440
<v Speaker 1>And right now you're getting on my last nerve.

0:19:49.760 --> 0:19:50.119
<v Speaker 3>Switch.

0:19:51.160 --> 0:19:53.160
<v Speaker 1>Now, moving on to Christmas Day, I know we're all

0:19:53.200 --> 0:19:56.080
<v Speaker 1>living with a bit of uncertainty with COVID around, but

0:19:56.160 --> 0:19:58.240
<v Speaker 1>how do you normally spend your Christmas Day?

0:19:58.480 --> 0:20:01.840
<v Speaker 3>So my family is a bit more spread out. So

0:20:02.119 --> 0:20:05.399
<v Speaker 3>my extended families, the cousins, aunts, uncles are all in

0:20:05.440 --> 0:20:09.560
<v Speaker 3>Tasmania and my parents are here. They're down the Mornington Pininsula,

0:20:09.760 --> 0:20:12.959
<v Speaker 3>so they're sadly outside of my twenty five kilometer bubble,

0:20:13.200 --> 0:20:15.040
<v Speaker 3>so I won't be able to visit them at the moment,

0:20:15.080 --> 0:20:18.320
<v Speaker 3>but hopefully all of that lifts by Christmas. But usually

0:20:18.359 --> 0:20:21.800
<v Speaker 3>on Christmas Day we head down there. My partners family

0:20:21.840 --> 0:20:25.240
<v Speaker 3>celebrate Christmas, but we often do it either Christmas Eve,

0:20:25.359 --> 0:20:28.080
<v Speaker 3>like the day of Christmas Eve, or Boxing Day or

0:20:28.080 --> 0:20:31.320
<v Speaker 3>a few days after with his family. But my family's

0:20:31.440 --> 0:20:35.280
<v Speaker 3>pretty set in having, you know, a lunch for Christmas.

0:20:35.720 --> 0:20:39.200
<v Speaker 3>But Christmas lunch for us actually looks a little bit different.

0:20:39.240 --> 0:20:42.000
<v Speaker 3>We don't do the big turkey, we don't do like

0:20:42.080 --> 0:20:45.240
<v Speaker 3>a big roast or anything because people in my family

0:20:45.280 --> 0:20:47.520
<v Speaker 3>just don't like it. Like my little sister and I

0:20:47.600 --> 0:20:50.760
<v Speaker 3>both don't eat meat. My mum loves seafood and my

0:20:50.840 --> 0:20:53.679
<v Speaker 3>dad just loves steak. And you know, we often have

0:20:53.920 --> 0:20:56.800
<v Speaker 3>a few other people joining on Christmas here and there.

0:20:57.240 --> 0:20:59.760
<v Speaker 3>It could be an aunt and uncle coming over from

0:21:00.119 --> 0:21:01.960
<v Speaker 3>he to has Christmas with us, or you know, some

0:21:02.119 --> 0:21:05.480
<v Speaker 3>years we've gone to Tasmania to have a big family Christmas.

0:21:05.600 --> 0:21:07.600
<v Speaker 3>But as everyone's gotten a bit older and we don't

0:21:07.640 --> 0:21:10.520
<v Speaker 3>have that many young kids in the family anymore, that's

0:21:10.800 --> 0:21:13.680
<v Speaker 3>more few and far between. But we actually do kind

0:21:13.720 --> 0:21:17.600
<v Speaker 3>of like a favorite Christmas where Mum asks everybody what

0:21:17.680 --> 0:21:21.119
<v Speaker 3>their favorite meal is and we make that. So my

0:21:21.240 --> 0:21:23.720
<v Speaker 3>dad always gets like chocolate ripple cake, which is his

0:21:23.920 --> 0:21:28.760
<v Speaker 3>absolute favorite. My Mum loves fresh pawns and like dipping

0:21:28.760 --> 0:21:32.600
<v Speaker 3>sauces and kind of like a fancy er ish, which

0:21:32.640 --> 0:21:34.639
<v Speaker 3>you say, it's like a kind of like Consisimon's basket,

0:21:34.680 --> 0:21:36.600
<v Speaker 3>would you say that? Like, I don't know if that's

0:21:36.640 --> 0:21:39.639
<v Speaker 3>that's it, But she just likes fresh seafood. My sister

0:21:39.680 --> 0:21:42.879
<v Speaker 3>and I love cherries and watermelon and like all of

0:21:42.920 --> 0:21:46.800
<v Speaker 3>the more expensive fresh fruits man goes through in season,

0:21:46.880 --> 0:21:49.119
<v Speaker 3>so we adore that. And we kind of just have

0:21:49.240 --> 0:21:52.320
<v Speaker 3>this like spread of kind of like eclectic food, but

0:21:52.440 --> 0:21:56.160
<v Speaker 3>like all our favorite things in one place. So that's,

0:21:56.240 --> 0:21:59.240
<v Speaker 3>I don't know, something that's always been special to us

0:21:59.400 --> 0:22:02.960
<v Speaker 3>and to whatever joins us for Christmas. For example, a

0:22:03.000 --> 0:22:05.439
<v Speaker 3>couple of years ago, we had I had an o

0:22:05.520 --> 0:22:08.280
<v Speaker 3>pair growing up who was from Japan. She and her

0:22:08.320 --> 0:22:10.960
<v Speaker 3>partner came and so Mum just made their favorite things

0:22:10.960 --> 0:22:13.240
<v Speaker 3>as well and added it. So everybody kind of just

0:22:13.359 --> 0:22:15.600
<v Speaker 3>felt really special and thought about on the day. It

0:22:15.640 --> 0:22:18.280
<v Speaker 3>wasn't just like, oh, we're having a roast. It was like,

0:22:18.280 --> 0:22:20.359
<v Speaker 3>we're going to have your favorite thing as well. So

0:22:20.720 --> 0:22:23.200
<v Speaker 3>that's really cool and I guess a little bit different

0:22:23.400 --> 0:22:23.960
<v Speaker 3>than most.

0:22:24.640 --> 0:22:27.040
<v Speaker 1>I feel like that's really good because a lot of

0:22:27.080 --> 0:22:29.280
<v Speaker 1>the food that we serve on Christmas Day, a lot

0:22:29.280 --> 0:22:31.199
<v Speaker 1>of people don't actually like, Like you think of all

0:22:31.240 --> 0:22:33.639
<v Speaker 1>of the fruitcakes, and it's very rich food.

0:22:34.240 --> 0:22:36.920
<v Speaker 3>Thet trifle, like do you guys eat trifle?

0:22:37.280 --> 0:22:39.840
<v Speaker 1>Oh see, our grandma used to make the best trifle,

0:22:39.920 --> 0:22:42.639
<v Speaker 1>so we'll make it now just because we love it.

0:22:42.880 --> 0:22:46.320
<v Speaker 3>Never is good, though, but it's like Grandma's trifle is

0:22:46.560 --> 0:22:48.399
<v Speaker 3>probably a ten out of ten. But when you make it,

0:22:48.480 --> 0:22:50.119
<v Speaker 3>you're like, oh, I could give it a pass.

0:22:50.160 --> 0:22:51.760
<v Speaker 1>That's the thing. I'll make it, but I don't really

0:22:51.800 --> 0:22:53.199
<v Speaker 1>like the taste of it, you know, when you just

0:22:53.200 --> 0:22:54.200
<v Speaker 1>do it out of tradition.

0:22:54.400 --> 0:22:58.320
<v Speaker 3>Yeah. Yes, And fruitcake to me is so gross. I'm

0:22:58.320 --> 0:23:00.639
<v Speaker 3>not gonna lie. It's like the one thing and I'm like,

0:23:00.760 --> 0:23:06.640
<v Speaker 3>I do not want Christmas fever. Pavlova amazing incredible, Like

0:23:06.680 --> 0:23:09.359
<v Speaker 3>my mum is probably the Queen of Pavlova. I don't

0:23:09.359 --> 0:23:12.600
<v Speaker 3>know how her wizard tricks turn like four eggs into

0:23:12.760 --> 0:23:16.280
<v Speaker 3>enough Pavlova to feed the entire country, but she manages

0:23:16.320 --> 0:23:16.800
<v Speaker 3>to do it.

0:23:16.800 --> 0:23:19.760
<v Speaker 1>It's because it's a suitable summer dessert, like eating rich

0:23:19.840 --> 0:23:22.200
<v Speaker 1>kind of fruit stuff is not a summer dessert.

0:23:22.240 --> 0:23:24.320
<v Speaker 4>For the next two months, your entire life, all your

0:23:24.359 --> 0:23:27.119
<v Speaker 4>music listen to is Christmas music. All the TV you

0:23:27.160 --> 0:23:30.320
<v Speaker 4>watch is Christmas TV. Your home dock, who is Christmas

0:23:30.359 --> 0:23:33.520
<v Speaker 4>home dacam your lifestyle changes.

0:23:34.800 --> 0:23:36.840
<v Speaker 1>Now, we wanted to pick your brains about some Christmas

0:23:36.880 --> 0:23:39.480
<v Speaker 1>budgeting advice. Do you have any hacks of people who

0:23:39.480 --> 0:23:41.560
<v Speaker 1>are trying to save money over the festive season.

0:23:42.320 --> 0:23:45.439
<v Speaker 3>I think it starts with just setting expectations at the start.

0:23:45.600 --> 0:23:45.800
<v Speaker 2>Right.

0:23:46.200 --> 0:23:50.000
<v Speaker 3>This year has been an absolutely undeniable ship storm, let's

0:23:50.040 --> 0:23:53.560
<v Speaker 3>be honest, and I think it's really unreasonable to have

0:23:53.600 --> 0:23:57.360
<v Speaker 3>the fame expectations on finances this year. And I think

0:23:57.400 --> 0:23:59.960
<v Speaker 3>it's really important that we remember that a lot of

0:24:00.119 --> 0:24:04.000
<v Speaker 3>people go through these things often quietly as well. So

0:24:04.200 --> 0:24:06.439
<v Speaker 3>if you feel like a family might not have suffered

0:24:06.480 --> 0:24:08.719
<v Speaker 3>as much as you know others because they haven't been

0:24:08.800 --> 0:24:11.320
<v Speaker 3>vocal about it, I think it's really important to just

0:24:11.400 --> 0:24:13.240
<v Speaker 3>reflect on that and going, you know what, let's see

0:24:13.240 --> 0:24:15.959
<v Speaker 3>what we can do here, and just be really budget

0:24:16.000 --> 0:24:18.240
<v Speaker 3>conscious this year, because I think it's a really respectful

0:24:18.280 --> 0:24:20.880
<v Speaker 3>thing to do across the board. But I think when

0:24:20.880 --> 0:24:25.520
<v Speaker 3>it comes to gifts, renegotiating what that looks like and

0:24:25.680 --> 0:24:28.960
<v Speaker 3>even just doing stuff like Chris Kringles Last year for Christmas,

0:24:28.960 --> 0:24:30.879
<v Speaker 3>it wasn't a budget thing. It was more just like

0:24:31.000 --> 0:24:35.080
<v Speaker 3>out of it made sense because the kids in our

0:24:35.080 --> 0:24:38.600
<v Speaker 3>family have more than enough presence and more than enough toys.

0:24:38.680 --> 0:24:43.960
<v Speaker 3>We actually did a second hand homemade gifting, so all

0:24:44.000 --> 0:24:46.880
<v Speaker 3>of our presence had to fit that criteria and if

0:24:46.880 --> 0:24:49.080
<v Speaker 3>it didn't, you couldn't give it. And then we set

0:24:49.119 --> 0:24:52.199
<v Speaker 3>a really strecch budget of fifty dollars per person and

0:24:52.280 --> 0:24:55.639
<v Speaker 3>did a Chris Kringle. But that's because in our family,

0:24:55.640 --> 0:24:58.400
<v Speaker 3>the gifts aren't what it's about. If that makes sense,

0:24:58.400 --> 0:25:00.320
<v Speaker 3>and I know that for a lot of families use

0:25:00.800 --> 0:25:03.879
<v Speaker 3>but then if that's the case, I'd be really working backwards.

0:25:04.280 --> 0:25:06.439
<v Speaker 1>Well, there is something nice about getting a gift that

0:25:06.520 --> 0:25:08.879
<v Speaker 1>someone has made for themselves. I've got a lot of

0:25:08.880 --> 0:25:11.040
<v Speaker 1>time and effort into instead of just running out and

0:25:11.040 --> 0:25:13.960
<v Speaker 1>buying something random for fifty dollars. What have you made

0:25:13.960 --> 0:25:15.880
<v Speaker 1>in the past, Victoria or is this just something new

0:25:15.920 --> 0:25:16.480
<v Speaker 1>that you're doing.

0:25:17.200 --> 0:25:21.560
<v Speaker 3>So last Christmas, I actually found online I think it

0:25:21.600 --> 0:25:24.639
<v Speaker 3>was like on gum Tree. We found a kid's kitchen.

0:25:24.720 --> 0:25:27.280
<v Speaker 3>So I have a niece and a nephew, Oscar and Georgia,

0:25:27.320 --> 0:25:31.919
<v Speaker 3>who are very very delightful children, and they had recently

0:25:31.960 --> 0:25:33.480
<v Speaker 3>got a cubby house or I think they were getting

0:25:33.520 --> 0:25:35.920
<v Speaker 3>a cubby house for Christmas, and my partner and I like,

0:25:36.240 --> 0:25:37.840
<v Speaker 3>how cool would it be to get them a kid's

0:25:37.920 --> 0:25:41.280
<v Speaker 3>kitchen to go in their cubby house. But these kids'

0:25:41.359 --> 0:25:43.639
<v Speaker 3>kitchens are honestly, they can be a couple of hundred

0:25:43.680 --> 0:25:46.480
<v Speaker 3>dollars upwards to like five hundred dollars, so we're like,

0:25:46.880 --> 0:25:49.840
<v Speaker 3>that's a lot. But we ended up finding one on

0:25:50.000 --> 0:25:54.040
<v Speaker 3>gum tree for like forty dollars or something. Secondhand. Had

0:25:54.040 --> 0:25:57.280
<v Speaker 3>been really well loved, really well looked after, but it

0:25:57.320 --> 0:25:59.760
<v Speaker 3>came with all the utensils in it as well, so

0:25:59.800 --> 0:26:01.760
<v Speaker 3>they got the pots, they got the pans, they got

0:26:01.800 --> 0:26:03.720
<v Speaker 3>the cups and the sauces and the kettle and like

0:26:03.840 --> 0:26:07.160
<v Speaker 3>literally everything to deck out their mini like cubbyhouse kitchen.

0:26:07.680 --> 0:26:09.760
<v Speaker 3>It was actually quite a funny story because we turned

0:26:09.840 --> 0:26:12.280
<v Speaker 3>up to pick up this little forty dollar kitchen thinking

0:26:12.359 --> 0:26:14.000
<v Speaker 3>bonus we'll chuck it in the back of the car

0:26:14.040 --> 0:26:15.560
<v Speaker 3>and then we'll go out to a dinner that we

0:26:15.640 --> 0:26:17.920
<v Speaker 3>had planned on the same side of the city. Then

0:26:17.960 --> 0:26:19.760
<v Speaker 3>it didn't fit in my car and I had to

0:26:19.880 --> 0:26:23.080
<v Speaker 3>drive home and swap my path on my partner's car

0:26:23.359 --> 0:26:25.480
<v Speaker 3>while he stood on the side of the road in

0:26:25.520 --> 0:26:29.720
<v Speaker 3>Fitzroy with a tiny kid's kitchen looking like kid found

0:26:29.720 --> 0:26:32.480
<v Speaker 3>some hard rubbish that he was trying to like pull

0:26:32.560 --> 0:26:36.919
<v Speaker 3>dims on at seven pm, which is probably not the

0:26:36.920 --> 0:26:38.960
<v Speaker 3>greatest time to be standing on the side of the road.

0:26:39.000 --> 0:26:42.239
<v Speaker 3>It was getting dark, But that was really great and

0:26:42.520 --> 0:26:45.680
<v Speaker 3>was something that they actually love. I still get photos

0:26:45.680 --> 0:26:47.800
<v Speaker 3>from my sister in law being like, hey, the kids

0:26:47.840 --> 0:26:50.000
<v Speaker 3>are in the covey. They've been in there for hours

0:26:50.040 --> 0:26:52.480
<v Speaker 3>with all their little friends from the street. They love

0:26:52.640 --> 0:26:55.520
<v Speaker 3>this kitchen and they've kind of created a little cafe

0:26:55.520 --> 0:26:58.080
<v Speaker 3>out of it, which is really sweet. But another thing

0:26:58.119 --> 0:27:03.320
<v Speaker 3>that I've made historically is your biscuits and now they're requested,

0:27:03.359 --> 0:27:07.399
<v Speaker 3>which I quite like. And caramel sauce, Like caramel sauce.

0:27:07.440 --> 0:27:12.040
<v Speaker 3>Who doesn't love like a really good fudgy caramel, especially

0:27:12.119 --> 0:27:14.119
<v Speaker 3>as a gift put on like ice cream or treats

0:27:14.200 --> 0:27:16.280
<v Speaker 3>or like, let's be honesty that like peanut butter with

0:27:16.280 --> 0:27:19.000
<v Speaker 3>a spoon. I just feel like getting a gift like

0:27:19.080 --> 0:27:21.320
<v Speaker 3>that makes you feel like you've been really thought of,

0:27:21.560 --> 0:27:23.760
<v Speaker 3>especially if it's a line to something that you really

0:27:23.840 --> 0:27:24.680
<v Speaker 3>enjoy consuming.

0:27:24.920 --> 0:27:26.359
<v Speaker 1>I think that's a great idea. I want to do

0:27:26.440 --> 0:27:29.960
<v Speaker 1>this with Kay and Sof and our partners because it's

0:27:29.960 --> 0:27:32.280
<v Speaker 1>sometimes awkward when you feel like you've got to get

0:27:32.359 --> 0:27:35.440
<v Speaker 1>everybody a present and then your budget can go out

0:27:35.440 --> 0:27:38.600
<v Speaker 1>the window. Do you have advice for I suppose when

0:27:38.800 --> 0:27:41.000
<v Speaker 1>I mean even for just your partner. Do you guys

0:27:41.000 --> 0:27:43.359
<v Speaker 1>set a budget that you can't go over.

0:27:43.880 --> 0:27:46.359
<v Speaker 3>I think this is actually such an interesting topic for

0:27:46.359 --> 0:27:48.679
<v Speaker 3>you guys to have brought me in on. Actually not

0:27:48.720 --> 0:27:51.080
<v Speaker 3>because I'm super good at budgeting, but I'm really left

0:27:51.080 --> 0:27:54.879
<v Speaker 3>field when it comes to present So my partner and

0:27:54.920 --> 0:28:00.000
<v Speaker 3>I actually do birthday and Christmas baskets. So we've decided

0:28:00.200 --> 0:28:04.320
<v Speaker 3>that we are quite lucky people. You know, we're quite

0:28:04.320 --> 0:28:07.160
<v Speaker 3>privileged when it comes to gifts, and if we need anything,

0:28:07.560 --> 0:28:10.680
<v Speaker 3>we will often find ourselves just purchasing it for ourselves.

0:28:10.720 --> 0:28:13.560
<v Speaker 3>So it's not as though there's anything at Christmas time

0:28:13.600 --> 0:28:16.359
<v Speaker 3>that we super need and we kind of feel like

0:28:16.400 --> 0:28:18.440
<v Speaker 3>it's a little bit wasteful to be like, oh well,

0:28:18.480 --> 0:28:20.879
<v Speaker 3>I guess we'll get bikes this Christmas. If it's not

0:28:20.920 --> 0:28:24.639
<v Speaker 3>something that we you know, really wanted and we're just

0:28:24.720 --> 0:28:26.480
<v Speaker 3>doing it for a token, Oh well, what are we

0:28:26.480 --> 0:28:29.199
<v Speaker 3>going to spend on each other for Christmas? So at

0:28:29.280 --> 0:28:33.159
<v Speaker 3>Christmas and Birthday is so lame. And I'm so glad

0:28:33.359 --> 0:28:35.560
<v Speaker 3>that you know this isn't on my podcast. So hopefully

0:28:35.600 --> 0:28:37.920
<v Speaker 3>you guys don't judge me to try and talk about

0:28:37.920 --> 0:28:40.480
<v Speaker 3>this again, try and talk about this publicly, I will

0:28:40.520 --> 0:28:45.200
<v Speaker 3>deny it. So we do these Christmas and Birthday baskets,

0:28:45.240 --> 0:28:47.000
<v Speaker 3>but we just feel it full of all of the

0:28:47.080 --> 0:28:50.600
<v Speaker 3>other person's favorite things. So my partner loves light and

0:28:50.680 --> 0:28:52.880
<v Speaker 3>tiny chips, so I put those in, and I put

0:28:52.920 --> 0:28:55.520
<v Speaker 3>a small bottle of his favorite alcohol, and I put

0:28:55.560 --> 0:28:57.880
<v Speaker 3>a book that I think he might enjoy. And we

0:28:57.960 --> 0:29:00.560
<v Speaker 3>don't spend that much. I would say that basket maybe

0:29:00.560 --> 0:29:02.880
<v Speaker 3>cost me like seventy five or one hundred dollars. It's

0:29:02.880 --> 0:29:05.960
<v Speaker 3>all of snacks and just small things. Last year I

0:29:06.040 --> 0:29:08.760
<v Speaker 3>put some pajamas in it. Like but on Christmas morning,

0:29:08.840 --> 0:29:11.200
<v Speaker 3>before we do the family thing, we kind of open

0:29:11.240 --> 0:29:14.520
<v Speaker 3>our baskets together and like, oh, I mine like fully

0:29:14.560 --> 0:29:16.560
<v Speaker 3>and he'll open his fully, and that's our gift to

0:29:16.640 --> 0:29:20.200
<v Speaker 3>each other. And both of us really enjoy that because

0:29:20.200 --> 0:29:22.640
<v Speaker 3>I think it also takes the pressure off gift giving,

0:29:22.840 --> 0:29:25.440
<v Speaker 3>like it's not about one upping. It's actually about how

0:29:25.480 --> 0:29:28.600
<v Speaker 3>many cute things can I put in this basket that

0:29:28.680 --> 0:29:31.200
<v Speaker 3>I know he'll love, Like, Hey, I bought my partner

0:29:31.360 --> 0:29:35.520
<v Speaker 3>light and tanging chips in Christment. But when it's all

0:29:35.520 --> 0:29:37.680
<v Speaker 3>wrapped up together, I think it's really fun. And like

0:29:37.760 --> 0:29:40.200
<v Speaker 3>last year, he's like, oh, I found these cute little

0:29:40.240 --> 0:29:42.360
<v Speaker 3>like vegan lip gloss for you, and I was just like,

0:29:42.600 --> 0:29:45.560
<v Speaker 3>how sweet is that? Like it was probably like five bucks,

0:29:45.960 --> 0:29:47.800
<v Speaker 3>But at the end of the day, it's the thought,

0:29:48.000 --> 0:29:50.480
<v Speaker 3>and like getting a whole basket of stuff that someone's

0:29:50.520 --> 0:29:53.720
<v Speaker 3>really thought about for you is really special.

0:29:53.840 --> 0:29:55.520
<v Speaker 1>I love that. I feel like so many more people

0:29:55.520 --> 0:29:57.400
<v Speaker 1>should do it, because you just end up wasting so

0:29:57.520 --> 0:29:59.560
<v Speaker 1>much money, as you said, on stuff that you really

0:29:59.560 --> 0:30:03.080
<v Speaker 1>don't need, like bikes, and as you touch on there

0:30:03.160 --> 0:30:06.040
<v Speaker 1>is that awkwardness of one upping someone because I don't know,

0:30:06.080 --> 0:30:08.680
<v Speaker 1>I've always feel so terrible if someone buys me something

0:30:08.680 --> 0:30:11.800
<v Speaker 1>that I know is more expensive. Victoria what would be

0:30:11.880 --> 0:30:15.480
<v Speaker 1>your advice for people who are perhaps in early stages

0:30:15.520 --> 0:30:17.800
<v Speaker 1>of a relationship and they don't know whether to buy

0:30:17.920 --> 0:30:19.160
<v Speaker 1>presents for the other person.

0:30:21.440 --> 0:30:24.480
<v Speaker 3>Yes, I've been there. I've gone to the point I

0:30:24.480 --> 0:30:27.640
<v Speaker 3>get so socially awkward in things like this where I've like,

0:30:27.840 --> 0:30:29.880
<v Speaker 3>I've been known like and this is not a good

0:30:29.960 --> 0:30:32.719
<v Speaker 3>budgeting tip, but I've been known to have a backup present,

0:30:33.320 --> 0:30:35.760
<v Speaker 3>like where I have like a candle or like a

0:30:35.800 --> 0:30:38.400
<v Speaker 3>box of chocolates or something all wrapped up and ready

0:30:38.440 --> 0:30:41.720
<v Speaker 3>to go in case they give me something and I'm like, oh,

0:30:41.600 --> 0:30:45.120
<v Speaker 3>I just bomb upstairs and grab yours to get out

0:30:45.160 --> 0:30:48.080
<v Speaker 3>of that situation, because I genuinely it gives me anxiety

0:30:48.120 --> 0:30:51.200
<v Speaker 3>thinking about it. But for those of you who aren't

0:30:51.240 --> 0:30:54.000
<v Speaker 3>as crazy as I am, I think it's actually just

0:30:54.000 --> 0:30:57.360
<v Speaker 3>about saying, hey, Christmas is coming. Like, if you're spending

0:30:57.400 --> 0:31:00.600
<v Speaker 3>time with them on Christmas Day, I think it would

0:31:00.640 --> 0:31:03.640
<v Speaker 3>be very appropriate to say, hey, like, am I expected

0:31:03.680 --> 0:31:06.960
<v Speaker 3>to bring presents? They're probably gonna say no, But I

0:31:06.960 --> 0:31:09.040
<v Speaker 3>think it's more, is there something small that I can

0:31:09.040 --> 0:31:12.360
<v Speaker 3>bring along just to show my appreciation? Parent presents are

0:31:12.400 --> 0:31:15.520
<v Speaker 3>always so strange, But when it comes to your partner,

0:31:16.040 --> 0:31:18.280
<v Speaker 3>I think it's just about, hey, Christmas is coming up,

0:31:18.320 --> 0:31:21.000
<v Speaker 3>are we doing gifts? Are we not doing gifts? And

0:31:21.040 --> 0:31:23.720
<v Speaker 3>I think it's about taking away the guilt. If you've

0:31:23.720 --> 0:31:25.959
<v Speaker 3>had that conversation and you've set a budget and your

0:31:26.000 --> 0:31:28.760
<v Speaker 3>partner goes over it, I think we need to forget

0:31:28.800 --> 0:31:31.480
<v Speaker 3>the financial side of things and just go how great,

0:31:31.680 --> 0:31:35.040
<v Speaker 3>Like I've put my time and energy into an like

0:31:35.120 --> 0:31:38.560
<v Speaker 3>into a gift that this person hopefully will love, and

0:31:38.680 --> 0:31:41.200
<v Speaker 3>that should be more than enough. And if they go

0:31:41.480 --> 0:31:44.200
<v Speaker 3>and you know, blow the budget, like that's really sweet,

0:31:44.520 --> 0:31:48.000
<v Speaker 3>but it's completely unnecessary and you can just be really

0:31:48.000 --> 0:31:50.520
<v Speaker 3>grateful for it, be like, wow, I'm so lucky, Like, look,

0:31:50.560 --> 0:31:53.280
<v Speaker 3>how spoiled I am. I didn't do that for you.

0:31:53.360 --> 0:31:57.160
<v Speaker 3>Obviously not expected. But I think when we start actually

0:31:57.200 --> 0:32:01.480
<v Speaker 3>one upping each other, it becomes really tormental, Like I

0:32:01.560 --> 0:32:04.840
<v Speaker 3>did that in my relationship at the start, and that's

0:32:04.920 --> 0:32:07.840
<v Speaker 3>essentially where our birthday baskets came from. It got to

0:32:07.880 --> 0:32:10.520
<v Speaker 3>a point where I was just like, look, this is ridiculous,

0:32:10.600 --> 0:32:13.640
<v Speaker 3>Like you don't need to impress me with really big presence.

0:32:13.720 --> 0:32:16.320
<v Speaker 3>I don't need, you know, an iPad, or I don't

0:32:16.400 --> 0:32:18.960
<v Speaker 3>need something massive from you. In fact, just hanging out

0:32:18.960 --> 0:32:20.760
<v Speaker 3>with you on Christmas is enough. The fact that you

0:32:20.920 --> 0:32:23.960
<v Speaker 3>let me play Mariah Carey. All I want for Christmas

0:32:24.120 --> 0:32:27.320
<v Speaker 3>is you, like multiple times a day in the lead

0:32:27.400 --> 0:32:30.720
<v Speaker 3>up to Christmas should be enough as well. But I

0:32:30.720 --> 0:32:35.480
<v Speaker 3>think it's just more about setting expectations and remembering that

0:32:35.560 --> 0:32:37.960
<v Speaker 3>it's not on you if the other person doesn't adhere

0:32:37.960 --> 0:32:40.000
<v Speaker 3>to that expectation. And I know that a lot of

0:32:40.000 --> 0:32:41.400
<v Speaker 3>guilt usually comes from that.

0:32:42.120 --> 0:32:44.480
<v Speaker 1>Yeah, this happened to me because the first year my

0:32:44.520 --> 0:32:47.800
<v Speaker 1>boyfriend and I were together. Hey, it sounds like we're

0:32:47.840 --> 0:32:50.160
<v Speaker 1>not together anymore. We are still together, but he brought

0:32:50.200 --> 0:32:53.840
<v Speaker 1>me mine. He brought me an eight hundred dollar necklace.

0:32:54.400 --> 0:32:56.520
<v Speaker 3>Oh god, I bought lucky Lady.

0:32:56.880 --> 0:32:59.040
<v Speaker 1>I know. But now it's set the bar. So I've

0:32:59.040 --> 0:33:00.760
<v Speaker 1>had to have the discussion with him and say, look,

0:33:00.960 --> 0:33:03.000
<v Speaker 1>because we live together now, I'm like, look, we needed

0:33:03.040 --> 0:33:05.040
<v Speaker 1>to set it at one hundred dollars. I think that's enough.

0:33:05.040 --> 0:33:07.840
<v Speaker 1>We're spending so much money on everyone in the baskets.

0:33:07.880 --> 0:33:09.560
<v Speaker 1>Maybe have to do the baskets. I do like that.

0:33:09.600 --> 0:33:09.760
<v Speaker 2>I do.

0:33:09.920 --> 0:33:13.160
<v Speaker 3>The baskets are honestly so fun, and I mean, if

0:33:13.160 --> 0:33:15.440
<v Speaker 3>it's in your budget, you can only sneak something else

0:33:15.480 --> 0:33:17.960
<v Speaker 3>in there. It's not uncommon of us to kind of

0:33:18.000 --> 0:33:20.400
<v Speaker 3>sneak like, you know, one hundred dollar pair of like

0:33:20.560 --> 0:33:22.920
<v Speaker 3>Chino's or something in there that I know we needed.

0:33:23.320 --> 0:33:25.840
<v Speaker 3>But like the idea that you have a birthday basket

0:33:25.880 --> 0:33:28.760
<v Speaker 3>is really fun and like it's kind of the anticipation

0:33:28.880 --> 0:33:30.640
<v Speaker 3>as well. It kind of takes it away from being

0:33:30.680 --> 0:33:32.960
<v Speaker 3>a gift more too. I wonder what's going to be

0:33:33.000 --> 0:33:35.680
<v Speaker 3>in my basket this year, and like sometimes we try

0:33:35.680 --> 0:33:38.800
<v Speaker 3>and find silly things, like silly things that we can add,

0:33:38.800 --> 0:33:42.160
<v Speaker 3>like silly lollies or American like treats that I've found

0:33:42.200 --> 0:33:44.120
<v Speaker 3>at like the American Lolly Shop that I'm like, oh,

0:33:44.160 --> 0:33:47.320
<v Speaker 3>he will love this, and i know it sounds really lame,

0:33:47.360 --> 0:33:48.960
<v Speaker 3>but at the end of the day, like it just

0:33:48.960 --> 0:33:51.760
<v Speaker 3>becomes a thing and we really like it.

0:33:52.080 --> 0:33:54.480
<v Speaker 1>Victoria, what do you think is some common Christmas budgeting

0:33:54.520 --> 0:33:57.120
<v Speaker 1>pitfalls that people get tripped up by along the.

0:33:57.120 --> 0:34:00.920
<v Speaker 3>Way forgetting that your Christmas budget is food, food and

0:34:01.040 --> 0:34:04.800
<v Speaker 3>drink and entertainment during the period. I think that something

0:34:04.840 --> 0:34:07.200
<v Speaker 3>that is really common is you know, you sit down

0:34:07.240 --> 0:34:08.520
<v Speaker 3>and you know, all right, well, I'm going to be

0:34:08.560 --> 0:34:11.960
<v Speaker 3>really good this Christmas and you budget for the gifts,

0:34:12.360 --> 0:34:15.200
<v Speaker 3>but you forget that during the Christmas period, it's really

0:34:15.200 --> 0:34:17.920
<v Speaker 3>common to go out for an additional drink with someone

0:34:18.120 --> 0:34:21.680
<v Speaker 3>or go to another Christmas party, and these things add up.

0:34:21.960 --> 0:34:23.960
<v Speaker 3>Like you might go to a party and have an

0:34:23.960 --> 0:34:27.080
<v Speaker 3>eighteen dollar cocktail here and there, but that stuff really

0:34:27.120 --> 0:34:30.440
<v Speaker 3>does eat into your larger budget. It's also like the

0:34:30.520 --> 0:34:33.400
<v Speaker 3>trimmings at Christmas time, right, Like it's the additional boxes

0:34:33.400 --> 0:34:35.600
<v Speaker 3>of chocolates that you're buying when you go to someone's

0:34:35.640 --> 0:34:37.520
<v Speaker 3>house for a drink or just to have a little

0:34:37.520 --> 0:34:41.080
<v Speaker 3>bit of a celebration. It's you know, the garnishes that

0:34:41.160 --> 0:34:44.680
<v Speaker 3>go in the drinks on Christmas Day. These things all

0:34:44.719 --> 0:34:47.000
<v Speaker 3>need to be accounted for, and that's why it's so

0:34:47.320 --> 0:34:51.000
<v Speaker 3>important to have a comprehensive Christmas budget that takes all

0:34:51.000 --> 0:34:54.040
<v Speaker 3>of these things, not just gifts, into consideration.

0:34:54.719 --> 0:34:57.320
<v Speaker 1>Do you think it's also important to have a strategic

0:34:57.719 --> 0:35:00.080
<v Speaker 1>plan ahead of you when you are going Christmas shopping

0:35:00.120 --> 0:35:02.680
<v Speaker 1>for not only presents, but also food, because I feel

0:35:02.680 --> 0:35:04.799
<v Speaker 1>like that's where people do slip up, Like, so, would

0:35:04.800 --> 0:35:08.120
<v Speaker 1>you recommend people looking for some of those sales dates,

0:35:08.160 --> 0:35:11.200
<v Speaker 1>like whether it's Black Friday or whether you are going

0:35:11.280 --> 0:35:13.160
<v Speaker 1>to purchase stuff in the boxing day sales.

0:35:13.640 --> 0:35:16.840
<v Speaker 3>Oh absolutely, And we've got Black Friday coming up, so

0:35:16.920 --> 0:35:19.600
<v Speaker 3>that's at the end of November, and I think if

0:35:19.600 --> 0:35:23.440
<v Speaker 3>you're prepared, and like spoiler guys, tomorrow's podcast is literally

0:35:23.480 --> 0:35:27.680
<v Speaker 3>on Christmas sales and making the most of them. But

0:35:28.400 --> 0:35:30.400
<v Speaker 3>I think in the lead up to Christmas, it's just

0:35:30.440 --> 0:35:32.560
<v Speaker 3>really important to plan, like if you're going to sit

0:35:32.600 --> 0:35:34.560
<v Speaker 3>down and for example, I want to get my sister

0:35:34.719 --> 0:35:37.440
<v Speaker 3>a gift for Christmas, and I know what that gift is.

0:35:38.120 --> 0:35:40.879
<v Speaker 3>I think finding the best way to purchase it and

0:35:40.920 --> 0:35:45.320
<v Speaker 3>not finding yourself going Christmas Eve shopping. Christmas Eve shopping

0:35:45.400 --> 0:35:48.080
<v Speaker 3>is a nightmare. You end up anxious and stressed. You

0:35:48.160 --> 0:35:50.200
<v Speaker 3>end up feeling a whole heap of pressure to get

0:35:50.200 --> 0:35:52.959
<v Speaker 3>a good present when maybe you've left it too late,

0:35:53.040 --> 0:35:56.279
<v Speaker 3>and we always always always end up overspending. So I

0:35:56.320 --> 0:35:59.160
<v Speaker 3>think it's important to plan these things out. And if

0:35:59.200 --> 0:36:02.160
<v Speaker 3>you know that Black Friday sales are going to come

0:36:02.360 --> 0:36:06.480
<v Speaker 3>up next week or next months, like plan for it.

0:36:06.520 --> 0:36:09.440
<v Speaker 3>Write your list. Like something that's been really helpful is

0:36:09.480 --> 0:36:12.360
<v Speaker 3>just like wish lists for me. I've been using Pinterest

0:36:12.760 --> 0:36:15.600
<v Speaker 3>and kind of like my eBay cart, like you know,

0:36:15.600 --> 0:36:17.920
<v Speaker 3>how you can add things to your watch list on eBay.

0:36:18.239 --> 0:36:21.640
<v Speaker 3>I've been doing that to keep track of gifts, and

0:36:21.680 --> 0:36:24.360
<v Speaker 3>I just feel like if you go into these sales

0:36:24.360 --> 0:36:28.080
<v Speaker 3>with a plan, you end up not overspending, you end

0:36:28.160 --> 0:36:30.640
<v Speaker 3>up actually just getting that dopamine hit that we all

0:36:30.680 --> 0:36:34.000
<v Speaker 3>get from shopping from things that we were planning to purchase.

0:36:34.040 --> 0:36:37.960
<v Speaker 1>Anyway, that's such good advice. Would you recommend people also,

0:36:38.480 --> 0:36:41.440
<v Speaker 1>you know, a year ahead, start planning, maybe have a

0:36:41.480 --> 0:36:44.480
<v Speaker 1>bank account, especially for Christmas, where you put in extra

0:36:44.560 --> 0:36:45.399
<v Speaker 1>money along the way.

0:36:45.960 --> 0:36:49.080
<v Speaker 3>I think it's really important when we're talking about budgeting

0:36:49.080 --> 0:36:51.360
<v Speaker 3>for Christmas that it is actually a year round event,

0:36:51.480 --> 0:36:54.520
<v Speaker 3>Like you can't expect to save five hundred dollars that

0:36:54.560 --> 0:36:57.520
<v Speaker 3>you need for gifts in the month lead up to Christmas.

0:36:57.560 --> 0:36:59.640
<v Speaker 3>Like this is something that we actually need to have

0:36:59.719 --> 0:37:02.480
<v Speaker 3>as a part of our more holistic budget and cash

0:37:02.480 --> 0:37:05.080
<v Speaker 3>flow plans. So like always having a budget and making

0:37:05.080 --> 0:37:07.719
<v Speaker 3>sure it's super comprehensive, and even if it's like your

0:37:07.760 --> 0:37:10.640
<v Speaker 3>car insurance and you know your car registration and your

0:37:10.640 --> 0:37:13.439
<v Speaker 3>ambulance cover and then your Christmas presence, and then having

0:37:13.440 --> 0:37:16.640
<v Speaker 3>your Christmas presence broken down into who you buy for

0:37:16.760 --> 0:37:19.719
<v Speaker 3>and on average what you pay for those gifts is

0:37:19.760 --> 0:37:22.680
<v Speaker 3>incredibly important because if you can plan it into your

0:37:22.680 --> 0:37:25.600
<v Speaker 3>cash flow and have that money going into a separate

0:37:25.600 --> 0:37:28.920
<v Speaker 3>account each and every single month, when Christmas comes, you

0:37:29.000 --> 0:37:32.000
<v Speaker 3>just go, Okay, fantastic, I've got the money sitting in

0:37:32.040 --> 0:37:34.399
<v Speaker 3>my account for my Christmas gifts. I'm going to pull

0:37:34.440 --> 0:37:36.840
<v Speaker 3>out what's in budget and go and spend it on

0:37:36.920 --> 0:37:40.440
<v Speaker 3>the thing that is intended for. It puts us in

0:37:40.480 --> 0:37:43.280
<v Speaker 3>a position where we actually feel empowered by our choices,

0:37:43.640 --> 0:37:45.720
<v Speaker 3>and it puts us in a position where we never

0:37:45.760 --> 0:37:49.080
<v Speaker 3>feel stressed about money or budgeting or cash flow, which

0:37:49.239 --> 0:37:51.640
<v Speaker 3>honestly is one of the most stressful things.

0:37:52.000 --> 0:37:55.960
<v Speaker 1>And Victoria, you have recently launched an amazing budgeting course

0:37:56.080 --> 0:37:59.120
<v Speaker 1>and you've kindly let our community have a discount code,

0:37:59.160 --> 0:38:01.080
<v Speaker 1>so we'll put in our show notes below. But can

0:38:01.120 --> 0:38:02.320
<v Speaker 1>you tell us a little bit about it and I

0:38:02.360 --> 0:38:04.080
<v Speaker 1>suppose what people can learn from it?

0:38:04.800 --> 0:38:09.000
<v Speaker 3>Yeah? Absolutely, So I hate plugging this stuff, So guys

0:38:09.120 --> 0:38:11.360
<v Speaker 3>just know that this is coming from a place where

0:38:11.680 --> 0:38:14.360
<v Speaker 3>I've created the master class because I genuinely think that

0:38:14.440 --> 0:38:17.319
<v Speaker 3>if you can get the foundations of your money side

0:38:17.320 --> 0:38:20.160
<v Speaker 3>of your life solidified, and that's your budget and your

0:38:20.200 --> 0:38:23.719
<v Speaker 3>cash flow, everything else will just fall into place. So

0:38:23.880 --> 0:38:26.520
<v Speaker 3>when I talk about the budgeting and cashlow master class,

0:38:26.520 --> 0:38:29.120
<v Speaker 3>to me, budgeting and cashlow are two different things, right.

0:38:29.120 --> 0:38:31.840
<v Speaker 3>A budget is like what you're spending and what's coming

0:38:31.840 --> 0:38:34.359
<v Speaker 3>in and just working out what that is. But the

0:38:34.400 --> 0:38:36.560
<v Speaker 3>cash flow side of things is the thing that I

0:38:36.600 --> 0:38:40.040
<v Speaker 3>think most people forget. So, like, we all get really motivated,

0:38:40.160 --> 0:38:41.800
<v Speaker 3>we write down our budget and we go rent you

0:38:41.880 --> 0:38:44.359
<v Speaker 3>so on thousand dollars and you know, my grocery bills

0:38:44.400 --> 0:38:47.080
<v Speaker 3>are one hundred and fifty dollars, and we write it down,

0:38:47.400 --> 0:38:50.600
<v Speaker 3>But like, what do we do after that? So this

0:38:50.840 --> 0:38:53.560
<v Speaker 3>kind of takes it to the next level. And I've

0:38:53.600 --> 0:38:57.200
<v Speaker 3>created a program inside the course that essentially tells you

0:38:57.320 --> 0:39:00.160
<v Speaker 3>what bank accounts to open, how to open them, what

0:39:00.320 --> 0:39:02.359
<v Speaker 3>to name them, and how much to each and every

0:39:02.400 --> 0:39:04.400
<v Speaker 3>single one put in them based on the budget that

0:39:04.400 --> 0:39:06.960
<v Speaker 3>you would provide me. So it's all automated and it

0:39:07.080 --> 0:39:10.480
<v Speaker 3>essentially does it for you. So instead of money being

0:39:10.640 --> 0:39:14.239
<v Speaker 3>overwhelming and uninspiring, it's something that you really feel empowered

0:39:14.280 --> 0:39:16.919
<v Speaker 3>by and you can always refer back to. So it's

0:39:16.920 --> 0:39:21.040
<v Speaker 3>not like it sounds really promotiony, but it's not just

0:39:21.200 --> 0:39:24.120
<v Speaker 3>that either. It's kind of your money story and how

0:39:24.120 --> 0:39:26.560
<v Speaker 3>to set goals and how to you know, understand your

0:39:26.640 --> 0:39:30.400
<v Speaker 3>values and create a strategy that actually puts you in

0:39:30.440 --> 0:39:33.919
<v Speaker 3>a better position. So it's quite comprehensive in that it's

0:39:33.920 --> 0:39:36.719
<v Speaker 3>like more than twenty videos that I've put together and

0:39:36.800 --> 0:39:39.839
<v Speaker 3>like forty different downloadables and the tool, like it's a

0:39:39.840 --> 0:39:42.759
<v Speaker 3>pretty big program. But the end of the day, it's

0:39:42.880 --> 0:39:45.440
<v Speaker 3>so that you can develop a super deep understanding of

0:39:45.480 --> 0:39:47.399
<v Speaker 3>your cash flow and make your money work for you,

0:39:47.640 --> 0:39:50.719
<v Speaker 3>which means when Christmas comes, everything is already planned for

0:39:50.840 --> 0:39:52.640
<v Speaker 3>and you kind of go, all right, well, I guess

0:39:52.640 --> 0:39:55.200
<v Speaker 3>in my cash hub, I have my Christmas money. I'll

0:39:55.239 --> 0:39:57.600
<v Speaker 3>pull that out and I'll spend it in line with

0:39:57.640 --> 0:40:01.480
<v Speaker 3>my values and goals. Because so many times we see

0:40:01.640 --> 0:40:04.640
<v Speaker 3>people sacrificing their savings, like you might be saving for

0:40:04.719 --> 0:40:08.080
<v Speaker 3>a home and Christmas comes, so you take a thousand

0:40:08.080 --> 0:40:10.600
<v Speaker 3>dollars out of that home goal because you forgot to

0:40:10.640 --> 0:40:14.120
<v Speaker 3>budget for Christmas, and that's just not that sexy. At

0:40:14.120 --> 0:40:15.680
<v Speaker 3>the end of the day, you just feel a little

0:40:15.680 --> 0:40:18.400
<v Speaker 3>bit flat, you feel a little bit behind, and there's

0:40:18.520 --> 0:40:21.920
<v Speaker 3>like there's nothing good about it. So essentially budgeting toush

0:40:21.920 --> 0:40:23.560
<v Speaker 3>flow is going to be the most important thing for

0:40:23.640 --> 0:40:25.840
<v Speaker 3>you to wrap your head around when it comes to money.

0:40:26.600 --> 0:40:29.560
<v Speaker 1>It's so good because I've been nagging my boyfriend to

0:40:29.680 --> 0:40:32.440
<v Speaker 1>start budgeting or setting up a budget, and it's going

0:40:32.480 --> 0:40:33.680
<v Speaker 1>to be so good because I feel like I'm going

0:40:33.719 --> 0:40:35.400
<v Speaker 1>to have all the tools to be able to like

0:40:35.960 --> 0:40:38.800
<v Speaker 1>get a smart ass towards him. So I'm excited to start.

0:40:39.520 --> 0:40:41.920
<v Speaker 3>Yes, And I've actually it sounds so lame, but I've

0:40:41.960 --> 0:40:44.480
<v Speaker 3>actually made two different tools inside of there. So if

0:40:44.480 --> 0:40:46.600
<v Speaker 3>you're single, this is the cash flow that you use,

0:40:46.800 --> 0:40:48.799
<v Speaker 3>and if you have a partner, this is the cash

0:40:48.840 --> 0:40:51.520
<v Speaker 3>flow that you'd use purely because like, once you bring

0:40:51.560 --> 0:40:55.239
<v Speaker 3>a partner into the conversation, like the conversation shifts and

0:40:55.320 --> 0:40:57.480
<v Speaker 3>it's not just one person you're relying on. It's not

0:40:57.560 --> 0:41:00.279
<v Speaker 3>just one person who has personal spending goals. It's true.

0:41:00.719 --> 0:41:03.320
<v Speaker 3>So I think it's a different conversation and to be

0:41:03.440 --> 0:41:06.919
<v Speaker 3>across that properly, like I think it's just I think

0:41:06.920 --> 0:41:10.240
<v Speaker 3>it's so empowering and creates a stronger relationship with your partner.

0:41:10.600 --> 0:41:15.160
<v Speaker 1>Okay, people, tomorrow morning, dam Santa's coming down.

0:41:16.360 --> 0:41:17.600
<v Speaker 3>Oh my god.

0:41:18.360 --> 0:41:20.479
<v Speaker 2>Santa here, I know him.

0:41:20.880 --> 0:41:23.760
<v Speaker 1>Now, let's wrap this up. With our quick fire Christmas quiz.

0:41:23.920 --> 0:41:24.919
<v Speaker 3>Oh I love this.

0:41:25.280 --> 0:41:26.959
<v Speaker 1>So I'm gonna give you two options, and you're gonna

0:41:27.000 --> 0:41:31.280
<v Speaker 1>choose which one. So yeah, okay? Tinsel or no tinsel

0:41:31.320 --> 0:41:38.880
<v Speaker 1>on a Christmas tree? No Tinseldy Jane's the one with

0:41:38.920 --> 0:41:41.360
<v Speaker 1>the garish Christmas tree? So hers has tinsel? No? I

0:41:41.360 --> 0:41:43.680
<v Speaker 1>actually didn't have tinsel last year? But anyway? What is

0:41:43.719 --> 0:41:45.280
<v Speaker 1>your go to Christmas movie?

0:41:45.680 --> 0:41:48.600
<v Speaker 3>A Christmas Story or Home Alone?

0:41:49.080 --> 0:41:50.080
<v Speaker 1>I love Home Alone?

0:41:50.640 --> 0:41:52.680
<v Speaker 3>Or else? How many Christmas Lamies can I have?

0:41:53.520 --> 0:41:54.960
<v Speaker 1>We'll give you?

0:41:56.160 --> 0:42:01.000
<v Speaker 3>Okay? Sorry? Also love Actually, I've changed my love actually

0:42:01.120 --> 0:42:01.840
<v Speaker 3>is the number one.

0:42:02.000 --> 0:42:04.560
<v Speaker 1>What about Lampoon's Christmas Vacation? You're a fan of that?

0:42:04.640 --> 0:42:07.280
<v Speaker 3>Ah, that's pretty good too. What about the holiday?

0:42:07.640 --> 0:42:08.920
<v Speaker 1>There's too many too.

0:42:09.960 --> 0:42:13.520
<v Speaker 3>I'm sorry, I'm sorry, I'm not very good at this

0:42:13.600 --> 0:42:16.560
<v Speaker 3>quick fire Quizzin what's your next question? I'll try to.

0:42:16.560 --> 0:42:18.280
<v Speaker 1>Get real tree or fake tree?

0:42:18.640 --> 0:42:19.320
<v Speaker 3>Fake tree?

0:42:19.920 --> 0:42:22.960
<v Speaker 1>Santa Claus? Do you call him Santa Claus or Father Christmas?

0:42:23.160 --> 0:42:26.759
<v Speaker 1>I call him Santa Cold custard or warm custard with

0:42:26.880 --> 0:42:27.600
<v Speaker 1>Christmas pudding?

0:42:28.280 --> 0:42:33.600
<v Speaker 3>Oh? Botha gross Christmas pudding, disgusting cold.

0:42:34.640 --> 0:42:38.279
<v Speaker 1>I feel like I know this answer already pudding or pavlova.

0:42:38.360 --> 0:42:41.920
<v Speaker 3>Everyone knows closer every day of the week, my friend.

0:42:42.200 --> 0:42:44.160
<v Speaker 1>Well, this one's a little bit more detailed. What is

0:42:44.200 --> 0:42:47.160
<v Speaker 1>the best Christmas gift you've ever received? And also the worst?

0:42:48.160 --> 0:42:53.040
<v Speaker 3>Oh gosh, the worst was from an ex partner's mum

0:42:53.480 --> 0:42:55.880
<v Speaker 3>who got me a candle that I gave her the

0:42:55.960 --> 0:43:00.920
<v Speaker 3>year before. And I think that best? What would the

0:43:01.000 --> 0:43:05.560
<v Speaker 3>best be? I'm not good bye? Yeah, I think I

0:43:05.600 --> 0:43:10.080
<v Speaker 3>think the baskets, like getting lots of little traits is

0:43:10.120 --> 0:43:14.600
<v Speaker 3>really special. I don't know. I feel like I've remembered

0:43:14.640 --> 0:43:17.320
<v Speaker 3>a lot, Like I don't remember gifts, well, I remember

0:43:17.400 --> 0:43:20.880
<v Speaker 3>experiences and I remember, you know, the way that I

0:43:20.960 --> 0:43:24.360
<v Speaker 3>felt on that Christmas, And like, yeah, I think it

0:43:24.360 --> 0:43:27.440
<v Speaker 3>would just be experiences with my family is probably the

0:43:27.440 --> 0:43:30.080
<v Speaker 3>best kind of Christmas present for me? Lame? That true?

0:43:30.400 --> 0:43:32.480
<v Speaker 1>Oh that's sweet. The other one is do you call

0:43:32.520 --> 0:43:34.520
<v Speaker 1>it a bonbon or a Christmas cracker?

0:43:35.320 --> 0:43:37.200
<v Speaker 3>Oh? I think I call it a bon bond. But

0:43:37.280 --> 0:43:40.000
<v Speaker 3>I've never thought deeply about this topic.

0:43:40.520 --> 0:43:41.960
<v Speaker 1>And I feel like you touched on it. But what

0:43:42.120 --> 0:43:43.680
<v Speaker 1>is your favorite Christmas song?

0:43:44.920 --> 0:43:48.560
<v Speaker 3>Oh, Mariah Carey, all I want for Christmas is you,

0:43:48.960 --> 0:43:52.440
<v Speaker 3>And I'm gonna unashamedly or in that like it's a

0:43:52.480 --> 0:43:57.120
<v Speaker 3>disgusting song, but I just feel like everybody knows it

0:43:57.320 --> 0:44:00.759
<v Speaker 3>and it's just it's just fun. I'm sorry, Oh it's

0:44:00.800 --> 0:44:03.800
<v Speaker 3>my favorite as well. I'm oh really yeah, good, Okay,

0:44:03.880 --> 0:44:05.960
<v Speaker 3>I'm glad. I thought I was gonna be savaged over

0:44:05.960 --> 0:44:06.920
<v Speaker 3>loving Mariah Carey.

0:44:07.200 --> 0:44:12.160
<v Speaker 1>I also love Hillary Duff's Christmas album Oh my gosh, yes, yeah.

0:44:11.840 --> 0:44:14.439
<v Speaker 3>All of her album, like it reminds me of being

0:44:14.560 --> 0:44:17.960
<v Speaker 3>like twelve thirteen, like having Christmas and thinking I was

0:44:18.080 --> 0:44:21.160
<v Speaker 3>much cooler and wearing glitter eyeshadow and hair gel.

0:44:22.360 --> 0:44:24.319
<v Speaker 1>Well, thank you so much for joining us on this

0:44:24.400 --> 0:44:27.440
<v Speaker 1>special Christmas episode. We do hope you have an amazing Christmas.

0:44:27.920 --> 0:44:30.440
<v Speaker 3>Thank you guys for having me. It is actually so

0:44:30.560 --> 0:44:33.520
<v Speaker 3>much fun to talk about Christmas stuff in a roundabout

0:44:33.520 --> 0:45:00.360
<v Speaker 3>budgety way