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Speaker 1: Hello, and welcome to She's on the Money, the podcast

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Speaker 1: for millennials who want financial freedom. Today is of course Friday.

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Speaker 1: Happy Friday to everyone listening. My name is Georgia King.

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Speaker 1: I'm a copywriter and journalism student and joining me today.

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Speaker 1: It's just just Ricky. It's the dream team. How are you, doll?

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Speaker 1: I'm good? How are you good? It does it's different,

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Speaker 1: it's different, but I'm excited.

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Speaker 2: I feel like, maybe not you probably, but I'm not

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Speaker 2: the person that people come here for.

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Speaker 1: I'm like, there's a lot of pressure. I don't think

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Speaker 1: anyone comes here for me either, Doll. Let's be real.

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Speaker 1: Do you want to explain where Ryan and Victoria are today?

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Speaker 2: They both got sick the same week. One of the

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Speaker 2: chances mysterious. You better believe that I'm debt holing everything

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Speaker 2: within a five meter radius of me in the office

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Speaker 2: at the moment. COVID negative. Yeah, of course, we love.

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Speaker 2: But both of them have no voice.

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Speaker 1: Yeah, it's you're getting our dolls at toe exactly right.

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Speaker 1: So you're very welcome everyone. I was also away last week,

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Speaker 1: which everyone's probably I'm the last man stand here. Ye,

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Speaker 1: So Jess may not be with us next week, but

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Speaker 1: who knows. Sorry, see how we go? So how does

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Speaker 1: this podcast usually start, because it's it's usually Victoria and

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Speaker 1: then we go around the confessions talk to me the table.

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Speaker 1: Can you guys tell that we don't know what we're doing.

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Speaker 2: We're flying by the seat app. We're making it up

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Speaker 2: as we go. We're going rogue and that is fine.

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Speaker 2: We're going to start with money, wins and confessions.

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Speaker 1: Do you want to kick usself? Fire? But it's fine,

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Speaker 1: it's fine.

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Speaker 2: My one this week is something that I've seen in

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Speaker 2: the group before. It's a little life hack. Petrol went

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Speaker 2: up to a dollar seventy from a dollar twenty.

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Speaker 1: Gee.

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Speaker 2: Yeah, that's too many dollars rough on the bank account,

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Speaker 2: Absolutely very rough on the bank account. So as soon

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Speaker 2: as I saw that it went up, I jumped on

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Speaker 2: the seven to eleven app. And you can lock the

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Speaker 2: fuel price.

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Speaker 1: So if people have always been big fans of that.

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Speaker 2: In space grip, once upon a time, you used to

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Speaker 2: have to upload or like put money onto it and

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Speaker 2: it would lock it and then you would use that

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Speaker 2: money to pay and I wasn't into that, but now

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Speaker 2: you can just lock the fuel price, so locked it

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Speaker 2: in a dollar twenty a week later when I went

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Speaker 2: to fill up, everyone else is paying a dollar.

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Speaker 1: Seventy and I'm paying one and twenty. That is genius. Huge.

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Speaker 1: How does it actually work though?

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Speaker 2: Do you go exactly cashier and you're like, yeah, yeah,

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Speaker 2: you just show them I think they I think there's

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Speaker 2: a barcode and they scan it and it yeah, just

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Speaker 2: locks the price, yep. But it scans everywhere. And top

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Speaker 2: tip if you're like us and you may be work

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Speaker 2: in the city and live you know a little further out,

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Speaker 2: checking both places because sometimes it's cheaper like further out

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Speaker 2: or in the city, because it does it like based

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Speaker 2: on a geo location to gotcha.

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Speaker 1: Yeah, big money win you as well. My friends here,

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Speaker 1: money win from me. Look, it's kind of a money win.

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Speaker 1: And you're going to laugh at me because as Jess knows,

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Speaker 1: as everyone listening probably knows, the Internet and George not

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Speaker 1: the best of friends. So TikTok pasta. I know. So

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Speaker 1: I'm about eight weeks late, but it's this gorgeous feta

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Speaker 1: dish and basically you will all know what I'm talking about.

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Speaker 1: But I made it and it was cost effective and delicious.

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Speaker 1: So are we calling that a money win? I'm calling

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Speaker 1: that a money win.

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Speaker 2: Is it cheaper than like a normal pasta dish? Well,

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Speaker 2: I mean it depends if you may pasta Yeah, yeah,

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Speaker 2: she's going to a restaurant.

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Speaker 1: It looks really good too.

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Speaker 2: I feel like if you pull that out at a dinner,

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Speaker 2: especially with older people who maybe haven't seen it on

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Speaker 2: TikTok before.

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Speaker 1: True, that's it. That's a crowd pleaser.

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Speaker 2: Yeah.

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Speaker 1: I would have been impressed because because we're.

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Speaker 2: Easily apparently so, it's been a big week here, she's

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Speaker 2: on the money hq T king. We on Monday had

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Speaker 2: a money diary from a student. Say, I could say

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Speaker 2: sixty grand, which as someone who's been a student, you

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Speaker 2: are still technically currently a student.

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Speaker 1: Yeah, yeah, I am.

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Speaker 2: You're getting close to the end. But like Pavo's student,

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Speaker 2: feels like that's pretty impressive. Wednesday's episode, we had Rebecca

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Speaker 2: Pritch out come on We Do is an angel in

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Speaker 2: her own right, but also is a mother. I'm currently

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Speaker 2: expecting but number two, and she was perfectly placed to

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Speaker 2: talk all things baby with us. We've had so many

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Speaker 2: requests about pregnancy, the cost of having a baby, Matt leave,

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Speaker 2: all those good things. So part one of that true

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Speaker 2: part I guess you could call it a mini series

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Speaker 2: went up on Wednesday all about the costs of having

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Speaker 2: a baby, and the much awaited Matt Leave episode is

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Speaker 2: coming soon. We get regular dms about it. We heard you,

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Speaker 2: We're listening, it's coming.

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Speaker 1: Yet excited. That was such a fun episode to record.

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Speaker 1: It was so nice having a guest in the studio

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Speaker 1: because usually it is just F and I. But Beck, Yeah,

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Speaker 1: she was just a little rate of sunshine in the

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Speaker 1: studio and so articulate, and she just had so many

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Speaker 1: hot tips for saving So.

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Speaker 2: If she said, yeah, she has that really interesting we

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Speaker 2: you call an experiment or like a like her recording

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Speaker 2: of every dollar round. Yeah.

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Speaker 1: Yeah, So she recorded literally every cent she spent throughout

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Speaker 1: her pregnancy and the first three months I think of

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Speaker 1: having the bubba, and she ended up spending about seventeen

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Speaker 1: grand not cheap, not cheap, but it was like one hundred. Yeah.

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Speaker 2: There's like no statistics on that really, like you and

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Speaker 2: the estimations, like they give you a range on like

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Speaker 2: how much it costs, and it's a pretty big difference.

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Speaker 1: I think the start we threw out was between three

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Speaker 1: thousand and seventeen thousand, so that is a huge. That's

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Speaker 1: helpful at not helpful, not helpful, but our chat with

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Speaker 1: Beck definitely was helpful. So if you are planning a family,

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Speaker 1: or you're just interested as I am, in how much

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Speaker 1: that actually costs, then that is a really good episode

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Speaker 1: to have a listen to. Moving on here, Jessicarr, should

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Speaker 1: we talk about money wins and confessions from the community

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Speaker 1: that stood out to us this week?

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Speaker 2: Oh? Absolutely, there's no Ryan John here to play us

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Speaker 2: the funky background music. We didn't really plan for this,

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Speaker 2: We didn't do. You want to kick us off cheeking

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Speaker 2: with your first money win?

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Speaker 1: Sure? Okay, what have I got here? I've taken down

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Speaker 1: a few? Okay, this one was my favorite. This is

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Speaker 1: from Sarah who has a money loss, but it kind

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Speaker 1: of turns into a money win. So she broke her

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Speaker 1: wrist roller skating on Friday. So sad for you, Sarah.

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Speaker 1: I hope you're okay. But that cost her four hundred

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Speaker 1: and thirty dollars in unexpected medical expenses, and she also

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Speaker 1: lost her weekend of wages. Obviously obviously she works casually,

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Speaker 1: couldn't go into work. Yeah, so that sucks, But the

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Speaker 1: money win of that is that she's saving money on

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Speaker 1: petrol for the next six weeks because she can't drive,

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Speaker 1: so it's kind of Bunny's money win. Yeah, you're gonna

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Speaker 1: be passive in these times, Sarah. I hope you're back

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Speaker 1: on the skates soon. Bloodio legend.

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Speaker 2: My first win is from Hannah, and she said, not

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Speaker 2: so much a win as a temptation win. But I'm

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Speaker 2: going to account this as a money win because I

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Speaker 2: recently did this for Victoria.

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Speaker 1: She said.

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Speaker 2: She unsubscribed from a whole bunch of promotional emails to

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Speaker 2: stop her inbox and getting so cluttered. But the side

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Speaker 2: benefit is that she's not going to be bombarded by

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Speaker 2: emails making her want to purchase things, which such a

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Speaker 2: smart proteb. I've done this for myself, like I said,

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Speaker 2: I did it for v recently because her inbox, you guys,

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Speaker 2: a nightmare, and like just removing that temptation those sale things,

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Speaker 2: like the targeted marketing that you get these days. There's

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Speaker 2: a really good doco on Netflix called The Social Dilemma,

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Speaker 2: which talks a lot about the psychology of marketing and

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Speaker 2: how companies are kind of I don't want to use

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Speaker 2: the word exploiting, but like utilizing that to get us

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Speaker 2: to buy and get us to spend. So unsubscribing is

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Speaker 2: a really great way to remove temptation.

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Speaker 1: Oh one hundred percent. It is like anytime I'm in

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Speaker 1: my emails, there's always that promotions tab and yeah, all

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Speaker 1: every time, and I always click on them, and I'm like, gee,

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Speaker 1: what are you doing? And then you want things that

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Speaker 1: five minutes ago you didn't correct because they're not in

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Speaker 1: your face when you're not subscribe to them.

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Speaker 2: One hundred scents, So recommend that great there from Hannah.

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Speaker 2: Next one from Ujking.

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Speaker 1: Okay, so this one is from Jazz who has some

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Speaker 1: amazing friends. Get this chess. So she went out for

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Speaker 1: breakfast with some girlfriends. She ordered something little to keep

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Speaker 1: the costs down and she's trying to be frugal. The

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Speaker 1: cafe didn't split bills, so her friend paid for hers

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Speaker 1: and she wouldn't let her pay her back. That's the

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Speaker 1: first one. And then the second part of this is

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Speaker 1: that she caught up with another friend on Sunday at

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Speaker 1: a distillery gorgeous love a bit of gin. She happened

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Speaker 1: to know the bartender and got a free cocktail, and

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Speaker 1: then her friend paid for their tasting flights. That's like

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Speaker 1: a flight of all of the variations of gin and

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Speaker 1: then she was invited back to her parents place for dinner,

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Speaker 1: so free meals, drinks galore.

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Speaker 2: I love that for her, I know, I feel like

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Speaker 2: it's a really nice thing too, Like, sometimes you're not

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Speaker 2: in the position to afford to catch up with friends,

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Speaker 2: and sometimes you might be in a position where you

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Speaker 2: are a little bit more free with your money, You're

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Speaker 2: in a slightly better financial place, and I think it's

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Speaker 2: really nice sometimes to just be like, hey, like I've

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Speaker 2: got it.

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Speaker 1: If you're like, just like a little pay it forward

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Speaker 1: leaves you with such a nice feeling, and you're exactly right.

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Speaker 1: Jazz was stressing out about those social events because she

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Speaker 1: was strapped for cash. So yeah, really nice. Over to you,

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Speaker 1: my friend, all right.

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Speaker 2: My next one is from Marni, who has two big

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Speaker 2: moving money wins.

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Speaker 1: Moving is expensive.

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Speaker 2: I did it not that long ago, and it is

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Speaker 2: not cheap. What are we talking so moving house specifically,

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Speaker 2: and she instead of hiring a truck, bode a ute.

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Speaker 2: So she said it added three or four hours to

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Speaker 2: the move because she had to do multiple trips instead

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Speaker 2: of just the one load you'd do in a big truck.

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Speaker 2: But saved her a couple hundred bucks. Good girl, I stress,

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Speaker 2: I feel like as well. Driving a truck can be stressful.

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Speaker 1: Have you gotten behind the big wheel?

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Speaker 2: I attempted it once and I used to drive a

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Speaker 2: Missi Micraft, so a little bit. The jump from a

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Speaker 2: micro to a truck is kind of wow. But then

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Speaker 2: the second part of that is that instead of paying

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Speaker 2: three hundred dollars for an end of lease clean they

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Speaker 2: did it all themselves, and they did it better than

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Speaker 2: they feel like the cleaners would have, and that saved

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Speaker 2: them another three hundred dollars. Well done, So huge big

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Speaker 2: money wins there from Marny.

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Speaker 1: Just to make it about Georgia once again, we my

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Speaker 1: old housemates and I spent two days cleaning our house. Yeah, scrubbing,

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Speaker 1: getting down on those knees and scrubbing. As I said,

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Speaker 1: we thought we'd now dis Yeah, and then we get

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Speaker 1: a call from our grumpy agents saying, of course you

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Speaker 1: have not cleaned this a property, spelling your ears. But

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Speaker 1: we had to pay four hundred and fifty dollars to

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Speaker 1: clean the whole place. It's so expensive.

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Speaker 2: So here's a fun fact for you guys. Did you

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Speaker 2: know at least in Victoria, the rental laws state that

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Speaker 2: you're only required to leave it in a reasonable cleanly condition,

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Speaker 2: Like they can't actually penalize you from having like a

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Speaker 2: few streaks on the shower or whatever. Like. The law

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Speaker 2: states that it just has to be in like reasonable

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Speaker 2: condition and cleanliness. Oh my god, as definitely was reasonable

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Speaker 2: real estate, and like rental property managers will sometimes like

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Speaker 2: obviously they want to do the best they can for

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Speaker 2: their investment owners, leave your rental property clean. Don't get

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Speaker 2: clean up after yourself. But it doesn't have to be

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Speaker 2: speaking span and you don't have to spend all of

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Speaker 2: those hundreds of dollars speaking anyway, I've.

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Speaker 1: Got a few years, ol choose just one last one

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Speaker 1: as with this one is from Jane, who was inspired

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Speaker 1: by Victoria's call on the podcast to get a cheaper

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Speaker 1: phone plan. Remember that a few weeks ago. Oh my god,

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Speaker 1: not even for a dollar. That was the best. He

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Speaker 1: was great and the little nurse Rey rhymes in the

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Speaker 1: background playing on the t BES. Yeah, it was gorgeous. Anyway,

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Speaker 1: Jane called up Optus. She got them to give her

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Speaker 1: the thirty nine dollars ten gigabyte plan for nineteen dollars

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Speaker 1: with an extra five gigabyte. All she said was she

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Speaker 1: wanted a cheaper plan as she could see better deals elsewhere,

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Speaker 1: and that's what they gave to her. Amazing.

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Speaker 2: If you haven't, there's a script on the website. Check

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Speaker 2: it out, get yourself a better deal. I know we

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Speaker 2: plug it a lot, but the amount of money you

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Speaker 2: can save on just like you're recurring general bills. Reading

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Speaker 2: the Facebook group, people are dating hundreds.

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Speaker 1: Yeah, yeah, exactly right. Just finish us off with our

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Speaker 1: final money win of the week.

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Speaker 2: All right, My last win is a goodie from Natalie.

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Speaker 2: She says they scored a baby tag along.

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Speaker 1: She's one of those cute little like a tricycle.

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Speaker 2: It in clothes that you put a baby in on

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Speaker 2: the back of the bike, so it's like a trailer.

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Speaker 1: Look the trailer.

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Speaker 2: Yeah, put the baby in the trailer, put the trailer

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Speaker 2: on your bike and you pedal around and they get

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Speaker 2: to sit in the back. Amazing, much more safe than

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Speaker 2: a trailer obviously specifically designed to hold children. But she

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Speaker 2: got a tag along for free because they noticed their

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Speaker 2: neighbors had it sitting in.

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Speaker 1: Their yard and they stole it.

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Speaker 2: Look, I mean potential money and perhaps a league lost no,

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Speaker 2: but they asked if they could purchase it, and then

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Speaker 2: the neighbor gave it to.

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Speaker 1: Them for free.

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Speaker 2: Stop.

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Speaker 1: I feel like that's such.

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Speaker 2: A nice thing to do again, the pay it forward yeahtality, yeap,

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Speaker 2: very into that. And there's a really cute pick of here.

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Speaker 2: Let me turn it around so you can stand my

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Speaker 2: poor description. Look, buddy, Yeah, there's things that there's like

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Speaker 2: three kids.

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Speaker 1: In there as well. That's a decent The best friends

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Speaker 1: ride and they stuff.

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Speaker 2: All right. Well, Now, normally we'd have a bit more

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Speaker 2: back and forth and discussion because they'd be double the people.

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Speaker 1: They'd be double the people.

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Speaker 2: So I thought, let's just chat some fun stuff from

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Speaker 2: the group. One of my favorite parts of my job

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Speaker 2: is the fact that I'm in the group every day,

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Speaker 2: like reading things and commenting on things, and we just

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Speaker 2: have so many fantastic discussions. So like, not at all subtle, plug.

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Speaker 2: If you're listening to the pot and not in the

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Speaker 2: Facebook group, get amongst it. There's a lot going on.

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Speaker 2: I wanted to kick it off with something that popped off.

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Speaker 2: We had a thread posted just kind of asking a

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Speaker 2: few general questions about the gender pay gap yep, and

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Speaker 2: a lot of people expectedly talking about what they had experienced,

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Speaker 2: the fact that they feel like it's real. I just

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Speaker 2: wanted to ask George, like, what do you feel like

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Speaker 2: there is a gender pay gap? What is your personal

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Speaker 2: experience in this area. I know it's a big it's

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Speaker 2: a big one to tackle, but I feel like it's

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Speaker 2: it's worth talking about.

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Speaker 1: Oh, definitely, definitely. See it's it's hard to know because

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Speaker 1: you and I, Jess, we're still quite young, so it's

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Speaker 1: hard to know because we It's hard to say this

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Speaker 1: because we're talking about she's on the money.

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Speaker 2: Like, we're in a privileged position where we work for

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Speaker 2: a business that really values it the employees. There are

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Speaker 2: very open discussions around money. Yep. Like it's all very transparent,

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Speaker 2: but most people aren't that fortunate. Yes, which makes it tricky.

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Speaker 1: I feel like, no, one hundred percent. So obviously you

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Speaker 1: and Digests have it pretty good at she's on the money,

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Speaker 1: So this isn't something that I've been directly affected by. Yeah,

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Speaker 1: we're very lucky that our boss is a financial advisor

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Speaker 1: and we're having these discussions every single day, and we're

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Speaker 1: seeing them in the community and we can engage with them.

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Speaker 1: But at the same time, it is still such a

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Speaker 1: huge issue and it's something that kind of needs to

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Speaker 1: be addressed, but I don't really know what the answer is.

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Speaker 2: Like, it's a tough one, isn't it. Yeah, there is

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Speaker 2: interesting along this lines. There was an interesting post on

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Speaker 2: some proposed laws that would mandate pay transparency and things

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Speaker 2: like that. So at the moment, it's legal for there

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Speaker 2: to be a clause in your contract that says you

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Speaker 2: cannot discuss your salary with another employee, which I think

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Speaker 2: is an absolute joke because that's how businesses leverage, you know, secrecy.

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Speaker 2: If you don't know what If I don't know what

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Speaker 2: you're earning and you don't know what I'm earning, then

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Speaker 2: how can you ever find out the difference exactly right?

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Speaker 2: And that's where I guess that gender pay gap comes in.

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Speaker 2: If there are males that are earning more, maybe you're

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Speaker 2: not aware of it or you're not confident enough to

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Speaker 2: discuss it. Have you ever had this in a passwordplace?

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Speaker 1: Yes and no.

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Speaker 2: So I don't want to get too specific here, but

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Speaker 2: in a role that I worked previously, I was doing

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Speaker 2: something very comparable to a male counterpart, and it was

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Speaker 2: in an industry that is definitely, I would say Mayle

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Speaker 2: will dominate it. We were really good friends and I

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Speaker 2: knew that he was earning more than me, and there

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Speaker 2: were a few new answers to it, Like it wasn't

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Speaker 2: super clear cut, but I just remember thinking that, like

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Speaker 2: I didn't know how to address it. I didn't really

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Speaker 2: know how to bring up that feeling of oh, like

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Speaker 2: I think I'm working just as hard as you, and

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Speaker 2: I'm doing just as much as you, but you're earning,

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Speaker 2: you know, fifteen thousand dollars more than me. It's just

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Speaker 2: very it can be very overwhelming, I think, and I

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Speaker 2: feel like what we were seeing on this thread in

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Speaker 2: the group is a lot of people talking about times

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Speaker 2: that they had been given really poor reasons for why

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Speaker 2: they were perhaps earning less, like women are less confident,

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Speaker 2: or women are doing less in the workplace, or they

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Speaker 2: have less ambition, and that's why your male counterpart is

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Speaker 2: earning more. And to be honest, I never got to

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Speaker 2: that point because I never felt comfortable to have that conversation.

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Speaker 2: And that's on me a hundred percent. But yeah, it's

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Speaker 2: a really tough one. And I think like having those

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Speaker 2: conversations like what happened in the group. Opening up people's

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Speaker 2: eyes and just being more open in gen which is

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Speaker 2: what we talk about too much on the pod, is

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Speaker 2: a really good step forward to kind of challenging those ideals.

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Speaker 1: Have you ever spoken with your mates that cho's on

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Speaker 1: the money or in previous workplaces about your pay, because

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Speaker 1: that is a really difficult.

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Speaker 2: Yeah, not so much. At other workplaces, she's on the money. Like,

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Speaker 2: I'm pretty across it, and like we're all very open

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Speaker 2: and that's like a huge change for me. But even

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Speaker 2: strangely in my close friendship group, like it's never really

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Speaker 2: been a conversation that's been had. Which I was speaking

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Speaker 2: to a friend recently and it came up kind of organically,

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Speaker 2: and I was very happy and open to share my

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Speaker 2: salary because, like I said, like, we have such an

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Speaker 2: open environment here that it's kind of just second nature now.

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Speaker 1: Yeah, and I.

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Speaker 2: Like I did it, and then there was this brief

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Speaker 2: second where I was like, oh my god, like what

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Speaker 2: did I just do? And then obviously everything was fine,

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Speaker 2: like we just continued on the conversation. But yeah, I

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Speaker 2: don't know how about you are your are your friends

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Speaker 2: the same? Ah?

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Speaker 1: Yeah, Similarly, it's not something that we really discuss like

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Speaker 1: I think for a few of them, money is still

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Speaker 1: something that makes them quite anxious, and it's just not

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Speaker 1: an area they feel comfortable wandering into.

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Speaker 2: Yeah, which, of course, if you're not comfortable, we're not

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Speaker 2: saying you need to be screaming things from really not. No,

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Speaker 2: you do you make sure that you're comfortable. But if

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Speaker 2: you are able to facilitate those conversations or if maybe

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Speaker 2: she's on the money, is a good you know, a

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Speaker 2: nice opening or a nice segue for you to kind

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Speaker 2: of start having those discussions. I think it's really powerful

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Speaker 2: because knowledge is power.

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Speaker 1: Did any other posts kind of stand out to you

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Speaker 1: this week? I know that there was one about sugar

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Speaker 1: daddies that kind of popped.

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Speaker 2: Off about face, but yeah, that one was so popular, random,

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Speaker 2: super random.

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Speaker 1: We actually it was interesting because I.

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Speaker 2: Do a lot of the moderation, as I'm sure a

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Speaker 2: lot of people know in the group, and that particular

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00:18:57,800 --> 00:19:03,720
Speaker 2: post was reported times lots of times, and we kept

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00:19:03,720 --> 00:19:06,720
Speaker 2: it up because in case you aren't aware, like, we

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Speaker 2: are very sex Can I say sex or is it

404
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Speaker 2: going to get like?

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Speaker 1: Does that make that sex is fun?

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Speaker 2: Yeah? We are very sex work positive. He are at

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Speaker 2: this podcast. We believe all work is relevant work. We

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Speaker 2: are supportive of you. As long as you are safe

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Speaker 2: and you are happy, that is all that we care about.

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Speaker 2: And so it was just a really kind of fun conversation.

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Speaker 2: Really it was a few people jumped in with their

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Speaker 2: opinions on what they thought was and wasn't right. At

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Speaker 2: the end of the day, I personally think it's a

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Speaker 2: personal decision that only you can make for yourself.

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Speaker 1: But it's also kind.

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Speaker 2: Of crazy to hear how much money people have spent

417
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Speaker 2: on what Like one guy dropped a couple of grand

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Speaker 2: for pictures of someone's feet, and no judgment, I'll send

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Speaker 2: you three grad for a photo of your foot. I'd

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Speaker 2: be like, have ten foot kidding you can both fee.

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Speaker 1: You know the price? That is crazy.

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Speaker 2: Yeah, it's wild. Look to each their own, no judgment

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Speaker 2: from me, but it was a really interesting threat to

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Speaker 2: kind of read and see what some people's experiences were.

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Speaker 1: So just search sugar Daddy in the group friends and

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Speaker 1: it will come up and you can have a little

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Speaker 1: trawl of what everyone had to say. My favorite comment

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Speaker 1: on that thread, Jess was from Anne, who wrote, I

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Speaker 1: am a seventy two year old woman and this has

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Speaker 1: been the most interesting thread I followed all year. Oh

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Speaker 1: my god, queen, Yes, girl, love that she's in the community. Ah, welcome, welcome,

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Speaker 1: and all right, guys, we will leave today's incredibly rogue

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Speaker 1: show there. I hope you enjoyed it. If you've made

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Speaker 1: it this far, we appreciate you. Before we do head off, though,

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Speaker 1: we'd like to acknowledge and pay respect to Australia's Aboriginal

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Speaker 1: and torrest rate Alan to people's the traditional custodians of

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Speaker 1: the lands, the waterways and the skies right across Australia.

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Speaker 1: We thank you for sharing and caring for the land

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Speaker 1: on which we are able to learn. We pay our

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Speaker 1: respects to elder's past present, and we share our friendship

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Speaker 1: and our kindness.

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Speaker 2: Now, the advice shared on She's on the Money is

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Speaker 2: generally nature and does not consider it individual circumstances. She's

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Speaker 2: on the money exists purely for educational purposes and should

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Speaker 2: not be relied upon to making an investment or financial decision.

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Speaker 2: And we promise Victorias aren't.

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Speaker 1: I didn't even get to the numbers, and.

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Speaker 2: We promise Victoria Divine is an authorized representative of Australia

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Speaker 2: Pacific Funds Management Proprietary Limited, ABM three four one three

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Speaker 2: two four six three two five seven AFSL three three

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Speaker 2: nine one five one, And of course, thank you to

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Speaker 2: our dream team of producers for pulling the episode together.

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Speaker 1: Stunning stuff you nail that. We don't know if we

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Speaker 1: need that disclaim because Victoria is not here and there

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Speaker 1: wasn't a lot of financial advice that happened between the

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Speaker 1: two of us. But hey, we hope you have a

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Speaker 1: wonderful week and we will see you on Monday for

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Speaker 1: Money Diaries. Bye guys, Bye,