Speaker 1: Hello, my name's Santasha Nabananga Bamblet. I'm a proud yr
Speaker 1: the Order, Kerney Whoalbury and a waddery woman. And before
Speaker 1: we get started on She's on the Money podcast, I
Speaker 1: would like to acknowledge the traditional custodians of the land
Speaker 1: of which this podcast is recorded on a wondery country,
Speaker 1: acknowledging the elders, the ancestors and the next generation coming
Speaker 1: through as this podcast is about connecting, empowering, knowledge sharing
Speaker 1: and the storytelling of you to make a difference for
Speaker 1: today and lasting impact for tomorrow.
Speaker 2: Let's get into it.
Speaker 3: She's on the Money. She's on the Money.
Speaker 2: Hello, and welcome to She's on the Money the podcast
Speaker 2: and millennials who want financial freedom. Today, my friends, it
Speaker 2: is Friday again, which means it is time to get
Speaker 2: our team together and celebrate you ow incredible. She's on
Speaker 2: the Money community. Today, we're gonna be sharing our favorite
Speaker 2: money wins or jesseic Gric she is. I'm going to
Speaker 2: be sharing Bexbroke tips because she is a way today
Speaker 2: and we'll be helping to answer a juicy money dilemma,
Speaker 2: which this week is all about job hopping and whether
Speaker 2: it's safe to do so with the current job market,
Speaker 2: I feel like you've got a lot to say about this, Jessica.
Speaker 2: We're also going to be unpacking something that you slid
Speaker 2: into our DMS about this week. We're debating whether it
Speaker 2: is ethical to lie on your rental application to increase
Speaker 2: your chances of securing a property, which I also think
Speaker 2: given you worked in recruitment and then you worked in
Speaker 2: real estate, You're gonna be spicy today, Miss Jessic Breech.
Speaker 4: We you have got thoughts on everything.
Speaker 5: All right?
Speaker 2: Well tell me first thought of the week. How has
Speaker 2: your week been?
Speaker 4: It's so good? Guess what what.
Speaker 3: We're in yours?
Speaker 4: How is that not? Right? This second? We're pre recording
Speaker 4: because I think because we're not idiots when this dropped,
Speaker 4: so we will be on a plane.
Speaker 2: We're gonna been flying to New York while you're listening
Speaker 2: to this so excited, I don't hold on hold on
Speaker 2: the upgrade, Jessic Goricci.
Speaker 4: Guys, we flew business.
Speaker 2: We're flying business thanks to our friends at Virgin and Velocity.
Speaker 2: They have helped us hack our points, so we have
Speaker 2: flown business class.
Speaker 4: The whole team were over like two weeks ago when
Speaker 4: I flew on my first business class flight ever.
Speaker 2: Now you're doing your first international business class. Who are you?
Speaker 2: I am dying of excitement if you are a woman
Speaker 2: with really hard expectations to meet moving forward.
Speaker 4: Oh my god, am I ever? I'm so palmmed. We're
Speaker 4: gonna have the best time. It's gonna be like a
Speaker 4: big bestie sleepover. We're gonna have so much fun.
Speaker 2: We're obviously going to share it all on socials. So
Speaker 2: if you're one of those people that voted no when
Speaker 2: Jess said should we share more of our personal lives
Speaker 2: on social media, not sorry, mute us for a week,
Speaker 2: because we will be sharing a lot of it and
Speaker 2: that's I think, really really fun. But yeah, I feel
Speaker 2: like we've had a really busy week, apart from the
Speaker 2: fact that flew to New York. Because I swear all
Speaker 2: of us, even though this wasn't what we tried to do,
Speaker 2: we've been trying to pack in like a five day
Speaker 2: week into three days so that we can get everything
Speaker 2: done because we flew out on Thursday at lunchtime. So
Speaker 2: I feel like that has been a lot.
Speaker 4: It's been chaos, and you've had heaps of stuff from
Speaker 4: your book and.
Speaker 2: Just lots and lots of book pr lots of Like.
Speaker 2: We did a really cool recording this week with AGL.
Speaker 2: I did a whole video series with them, which I'm
Speaker 2: really excited about, which is kind of like tips and
Speaker 2: tricks on how to save money on energy, which I
Speaker 2: think aligns perfectly to our community. And then yeah, there's
Speaker 2: just been a lot this week. And I swear I
Speaker 2: don't know it yet because we're not on the flight yet,
Speaker 2: but I'm pretty sure that business class life flat seat
Speaker 2: is going to get the biggest workout of its life.
Speaker 4: I'm just going to sleep for all twenty two hours.
Speaker 2: Yeah, Like, oh look at you, and we'll be like
Speaker 2: we're sitting next to each other. I muscle song.
Speaker 4: Yeah. Literally, I was gonna say, I can't wait for
Speaker 4: someone's gonna have a mustache drawn on their face or something.
Speaker 4: I don't know what's gonna happen, but it's gonna be funny.
Speaker 2: Oh I love it. I'm so so excited. All right, Well,
Speaker 2: let's jump straight into it, Jess. I want to hear
Speaker 2: what have been our community money wins this week.
Speaker 4: My first money win this week comes from Sarah, who
Speaker 4: said I found out Ikia off us spare parts for free.
Speaker 4: I bought a second hand dining table for thirty dollars
Speaker 4: which was missing a very important bolt, and I ordered
Speaker 4: a replacement bolt free of charge thanks to Ikea. I
Speaker 4: made a TikTok about this a while ago.
Speaker 2: Maybe I didn't watch your TikTok Out's all right, that's
Speaker 2: fine about that.
Speaker 4: We love a supportive queen. What you watch and save
Speaker 4: so many that you've probably just forgotten?
Speaker 2: I actually just can I tell the truth on here?
Speaker 4: Is that not?
Speaker 2: Okay? Sometimes I don't watch your videos because like I
Speaker 2: don't have time. Also, I've been with you twenty four seven,
Speaker 2: so I like save them. I send them to the
Speaker 2: sheese on the money account. I like them and I
Speaker 2: comment on them even though I haven't watched them.
Speaker 4: But we love a supportive question just like get that engagement.
Speaker 4: I appreciate it. But it's such a good little hack.
Speaker 4: You can do it on the website. I did the
Speaker 4: same thing when I bought a couch. It was like
Speaker 4: two pieces that were not connected and.
Speaker 2: I had no idea.
Speaker 4: They post stood out to you don't even have to
Speaker 4: go pick it up. Oh gosh, that's actually a money win,
Speaker 4: huge money win. Next I've got one from Sophie who
Speaker 4: said I discovered that I could claim my psychology sessions
Speaker 4: on my private health this week. I know private health
Speaker 4: insurance is absolutely a privilege, but I'd be so lost
Speaker 4: without it.
Speaker 2: Obviously a privileged, yes, but for a lot of people,
Speaker 2: especially if you see a regular psychologist or psychiatrist, or
Speaker 2: even if you have regular physio appointments, it's honestly worth
Speaker 2: sitting down doing the maths and working out if paying
Speaker 2: a monthly private health fee is going to work out
Speaker 2: for you. There's obviously lots of other features and benefits,
Speaker 2: but I'm in the circumstance where it just makes sense
Speaker 2: for me to have private health, Like I end up
Speaker 2: saving so much money each year because of it. But
Speaker 2: then I've also got friends that are like, I am
Speaker 2: in fit and perfect health, Victoria, this is yeah. You know,
Speaker 2: I'm in my like thirties now and I'm pregnant. So
Speaker 2: I think it's just make your own decision. But also
Speaker 2: it can actually be a bit of a money win,
Speaker 2: especially if you're finding that your psych appointments are really
Speaker 2: at it up or like something that's getting overwhelming, and
Speaker 2: check your inclusions.
Speaker 4: I just honestly would never have thought to look for
Speaker 4: mental health stuff on my private health, which is dumb
Speaker 4: of me.
Speaker 2: No, it's not.
Speaker 4: Thank you for the reminder, Sophie. Next, I've got a
Speaker 4: money win from Brianna, who said I locked into my
Speaker 4: shop back account and I found one hundred bucks cash
Speaker 4: sitting in there from all purchases six months ago. Slay
Speaker 4: love that big, very many. If you want ten dollars
Speaker 4: the code SotM, we'll pop that straight in your shop.
Speaker 2: Back account exactly genius.
Speaker 4: Next, I've got a money win from me who said
Speaker 4: I went to my local Bunnings. Turns out they've closed
Speaker 4: and Kohala now uses the warehouse for their factory seconds.
Speaker 4: I scored a four hundred and fifty dollars office chair
Speaker 4: for one hundred dollars, basically brand new.
Speaker 2: I have questions, Jessica about impulse spending. Did you go
Speaker 2: to Bunnings to buy plants and then buy an office
Speaker 2: chair instead?
Speaker 4: I mean it's irrelevant. It's a relevant question. Motion needed
Speaker 4: an office chair. It's relatable in which case, huge money
Speaker 4: in in the other case, why were you looking at Buttings?
Speaker 4: True that. Next, I've got a win from Stacy who
Speaker 4: said I looked up that This Girl can events in
Speaker 4: my area. I'll be doing a beginner's rowing lesson on
Speaker 4: Wednesday for free and a self defense class next Monday
Speaker 4: for only five dollars extra bonus. I found five dollars
Speaker 4: on the ground yesterday, so I'm using that to pay
Speaker 4: for the self defense class.
Speaker 2: Cute. I love this very fun.
Speaker 4: This Girl County is a great It was a little initiative, yeah,
Speaker 4: which is really I think it's based around encouraging women
Speaker 4: intellect sports and athletic type things. So and self defense
Speaker 4: and self defense which I think jounting such a good one.
Speaker 4: And then lucky last, I have a money win from Britt,
Speaker 4: who said, not really a money win, but I closed
Speaker 4: two of my buy now, pay later accounts by staying
Speaker 4: on track with my budget and spending. I have been
Speaker 4: super mindful of my moods and feelings, as I tend
Speaker 4: to spend a lot when I am stressed, tired, or bored.
Speaker 4: And Britt, that is totally a money win. That's a
Speaker 4: huge money I amazing.
Speaker 2: I love that.
Speaker 4: We're so proud of you. Is that all you've got,
Speaker 4: That's all I've got, That's all you've got?
Speaker 2: All Right? Well, I'm going to channel my best back
Speaker 2: energy and your bb my bb yep, and I'm going
Speaker 2: to bring you some community broke tips.
Speaker 4: Oh I'm excited.
Speaker 2: I forgot to ask back for her broke tips. So
Speaker 2: next time she's on the show, I'm going to make
Speaker 2: her do too.
Speaker 4: Love it.
Speaker 2: So no pressure, all right, Jess. This first broke tip
Speaker 2: it comes from Lee. They say last year, I wasn't
Speaker 2: working full time and couldn't afford a gym membership, so
Speaker 2: instead I did thirty day trials at all the different
Speaker 2: gyms in my area. A lot of them were free
Speaker 2: or really cheap. I did it for twelve whole months,
Speaker 2: and I saved a lot of money and did a
Speaker 2: lot of different type of exercises that I didn't think
Speaker 2: i'd ever enjoy.
Speaker 4: I actually highly rate her. That's so smart, totally ethical
Speaker 4: because the trial the trial totally and she's right. There's
Speaker 4: like so many different things that you can do. I
Speaker 4: think about like even yoga classes. All my pilates place
Speaker 4: they do like a really cheap like your first two
Speaker 4: weeks is twenty dollars or something. She's so cheap genies
Speaker 4: just trial that just tape around.
Speaker 2: I think that's so smart at what point, Jess, do
Speaker 2: you think that Lee could go back to a certain
Speaker 2: gym with a different email address sign up?
Speaker 4: I reckon like twelve months.
Speaker 2: I reckonize once every time I reckon nine months in
Speaker 2: you could then go and be like, oh, I was
Speaker 2: thinking about this like star a heep of months ago.
Speaker 2: Now I'm just I'm gonna try and get back until
Speaker 2: let me do the trial see what it's like, because
Speaker 2: surely after nine months they haven't remembered your face.
Speaker 4: That's stay would eat so many people.
Speaker 2: Yeah, yep, genius. I love that all right. So the
Speaker 2: second broke tip we have this week is from Lindsay.
Speaker 2: Lindsay says, I have started cleaning out my fridge every Sunday.
Speaker 2: Rather than letting fresh produce rot I either cook it
Speaker 2: up in a stir fry that night, genius, or just
Speaker 2: I chop it up and I freeze it. I'll also
Speaker 2: go through my cupboard and my freezer to see what
Speaker 2: I have and plan my meals for the rest of
Speaker 2: the week. You'll be surprised at how much you can
Speaker 2: save on groceries when you make more of the food
Speaker 2: you have and don't just let.
Speaker 1: It go bad.
Speaker 4: I love a frozen like anything like if your meat
Speaker 4: expires in two days, step in the freezer. No it doesn't,
Speaker 4: Like I think that is so smart. Chop up your
Speaker 4: garlic or your veggies. Can you put them in a
Speaker 4: little soup and freeze the soup.
Speaker 2: I think it's so smart. When I cook, I often
Speaker 2: double the recipes. So if I'm making like a pasta
Speaker 2: sauce or something, I'll double it, and later I feel
Speaker 2: like a genius because I have double the stuff and
Speaker 2: I can be like, ah, well, Steve, you could just
Speaker 2: get out that pasta sauce I made and defrust it.
Speaker 2: Because I'm a really good wife.
Speaker 4: I did all of this hard.
Speaker 2: I did this hard work. And also I do love
Speaker 2: everything sturfry not gonna lie a door as a sturfry
Speaker 2: that just is full of everything.
Speaker 4: And sometimes you find something like if you're like, oh,
Speaker 4: I just have these random like this odd vegetable that
Speaker 4: I'd normally never put in a sturfry, but it's gonna
Speaker 4: go about and not throw it in, and then you
Speaker 4: realize it's actually delicious.
Speaker 2: Yeah, and you do it all the time and then
Speaker 2: you buy more of that. All right, let's go to
Speaker 2: a really quick break on the flip side. We're going
Speaker 2: to be talking about job hopping and whether it's safe
Speaker 2: to do that in the current market. We're then going
Speaker 2: to be answering a question that you slid into our
Speaker 2: DMS about, and it's whether you can lie on your
Speaker 2: rental application to increase your chances of securing a property.
Speaker 2: So do not go anywhere, my friends.
Speaker 4: Welcome back everybody. Let's take a listen to this week's
Speaker 4: money dilemma.
Speaker 2: Hi. There, have you got a money dilemma you just
Speaker 2: can't solve? The She's on the Money team is here
Speaker 2: to help. Every week we tackle your dilemmas, both big
Speaker 2: and small, to answer your most burning money, career and
Speaker 2: life questions. To get involved, simply head to our website
Speaker 2: and leave us a short voice recording and you might
Speaker 2: just find yourself on the show. Now, let's take a
Speaker 2: listen to this week's money dilemma.
Speaker 6: Hi, guys, I had a question regarding job hopping. So
Speaker 6: in the past two years, I've held two positions and
Speaker 6: I've just started a new one. So I usually keep
Speaker 6: my positions for about a year two year and a
Speaker 6: half and then I try to upscull and find a
Speaker 6: better job for better pay. Obviously, So from last year
Speaker 6: to this year, my pay has gone up by about
Speaker 6: thirty five to forty k I just want to know
Speaker 6: what this looks like to her potential employer and whether
Speaker 6: chasing money is really everything, but also keeping in mind
Speaker 6: the economy is not doing well, I would love to
Speaker 6: know your opinion. Thank you guys so much, love your podcast.
Speaker 4: Ah queen, pop Off, pop Off.
Speaker 2: Your income's gone up thirty five to forty thousand dollars.
Speaker 4: That's a huge I would leave my job too.
Speaker 5: Yeah.
Speaker 4: Literally, Ye, genius catcher, I have a nice day. Yeah,
Speaker 4: nice knowing you.
Speaker 2: Yeah, I'm so sorry to see you go bye, kick
Speaker 2: you on the way out. I find that such a
Speaker 2: good question, especially in this economy, Jessica. Yeah, so first
Speaker 2: things first, I wish you had told me what areas working,
Speaker 2: because obviously some industries are more impacted than others. Like
Speaker 2: if you're talking about let's say, healthcare, that's universal, like
Speaker 2: regardless of the I guess economy, that's going to be
Speaker 2: a necessity. And obviously job hopping can be quite hard.
Speaker 2: It sounds like she's quite smart with it, because obviously
Speaker 2: she's a bit more planned than the average bear. And
Speaker 2: I'm assuming that you're interviewing for jobs and not quitting
Speaker 2: your job and then finding a new one. I feel
Speaker 2: like I've said this on the pod before, but like,
Speaker 2: it always pays to have a conversation. I can always
Speaker 2: say no, like if that job offers you a role, Jess,
Speaker 2: and you go, I'm not really keen on that you
Speaker 2: can do that. But it's always a good idea to
Speaker 2: have the conversation because you might learn that the grass
Speaker 2: is really greener where you order it, yeah, or maybe
Speaker 2: you get offered a job opportunity. If neither of those
Speaker 2: things are happening, you're getting experience interviewing, and that's a
Speaker 2: slagh like. I think all of those are really important.
Speaker 2: Do I think that job hopping is a bad thing. No,
Speaker 2: I don't. If you're job hopping to upskill, then that's great.
Speaker 2: I do think that there's a cap on it, though, Jess.
Speaker 2: So like, I think at some point you're not going
Speaker 2: to have those thirty five to forty thousand dollars increases
Speaker 2: every single time. Like, I can completely see how you
Speaker 2: might go from like sixty to like ninety, but I
Speaker 2: feel like once you get to like ninety, it's much
Speaker 2: harder to get one hundred and one hundred and ten
Speaker 2: and so on and so forth. Like these things don't
Speaker 2: grow in the same ways as they might at the
Speaker 2: start of your career. So I totally see where you're going.
Speaker 2: I also think that you need to be a little
Speaker 2: bit more I guess mindful when job hopping, Like are
Speaker 2: you leaving an opportunity where you're like, look, I can
Speaker 2: see the grass is greener on the other side and
Speaker 2: it's more expensive, But are you moving on over to
Speaker 2: another job where you're starting from scratch and you actually
Speaker 2: could have had more career progression and experience if you've
Speaker 2: stayed as a certain location longer. Like I mean, I
Speaker 2: look at you, Jess, for example, because like you're an employee,
Speaker 2: and I go, well, I don't know if you would
Speaker 2: have been able to hop into the role that you have,
Speaker 2: But you got the role that you have because of
Speaker 2: the experience and how long you work with cheese on
Speaker 2: the money and like how I knew your capability was there.
Speaker 2: But if you'd applied for that having not had the experience,
Speaker 2: I don't know if it would have worked. So I
Speaker 2: think it just it really depends what are your thoughts.
Speaker 2: I think that once every twelve months is totally fine.
Speaker 2: Like I wouldn't consider that frequent job hopping. I know
Speaker 2: that by older standards that probably you know, when people
Speaker 2: like you stayed a job for twenty years, ah, that
Speaker 2: would be really frequent. Once a year I don't think
Speaker 2: is the worst. I completely agree that.
Speaker 4: I think you'll hit a cap where it perhaps is
Speaker 4: not as appealing because you're not having such a significant
Speaker 4: change in income as a result of the job hop
Speaker 4: But I mean from like a recruitment perspective, I think
Speaker 4: if you can explain that change, I say, oh, I
Speaker 4: left job A because at job B I stepped into
Speaker 4: a role where I had an opportunity to manage a team.
Speaker 4: And I left job B because when I went to
Speaker 4: job C, I then also got to be involved in,
Speaker 4: you know, a different side of the business. I think
Speaker 4: if you can easily explain those things, once a year
Speaker 4: is definitely not the worst. But I do think, as
Speaker 4: you said, you'll stop seeing such significant changes in the
Speaker 4: amount of money that you receive. And as you said,
Speaker 4: there is value sometimes in staying in one company if
Speaker 4: that company is willing to invest in you, or if
Speaker 4: you find a really good company culture, because those companies
Speaker 4: are not as common as you like them to be.
Speaker 4: So I think that as long as you're weighing up
Speaker 4: what you're giving up against what you're gaining, and if
Speaker 4: it makes sense for you, I think that it's fine
Speaker 4: if you are, I guess, in a role which is
Speaker 4: more expendable. That's the other thing that it sounds like
Speaker 4: you would want a factor in, and it sounds like
Speaker 4: she is factoring that in. You know, if you are
Speaker 4: a really niche if you're like I draw pictures of
Speaker 4: animals in my job. That's my job and it's very specific,
Speaker 4: and there's only so many companies that would want you
Speaker 4: drawing those pictures of animals. Is it something that could
Speaker 4: be impacted by the economy potentially if there are companies
Speaker 4: winding back their budgets, maybe they've got less budget to
Speaker 4: offer for a new role. Maybe there's a higher risk
Speaker 4: of redundancy. You know, I don't know why is that example?
Speaker 4: That was an example?
Speaker 2: That was a great example. I just let you roll
Speaker 2: with it.
Speaker 4: I was like, this is fantastic. I was trying to
Speaker 4: think of something niche and nothing was coming to mind.
Speaker 2: Niche. It is if not niche illustrator, if you're an
Speaker 2: illustrated but only of animals that I was trying to
Speaker 2: think of something like Australian animals.
Speaker 4: Or is it like if you specialize in Australia or something.
Speaker 4: I don't know. I'm sure someone at home can think
Speaker 4: of a much better niche vise.
Speaker 2: I was thinking about all of that while you were.
Speaker 4: Attention to animal drawings.
Speaker 2: And I think as an employer, I will absolutely look
Speaker 2: at your resume and be like, oh, she was there
Speaker 2: for a year, she was there for a year, and
Speaker 2: they were there for another year.
Speaker 1: Right.
Speaker 2: What I'm actually looking for is the progression in role,
Speaker 2: So like, if you write a good resume, you're going
Speaker 2: to be able to articulate to me the gained skills
Speaker 2: and experiences that you had in those roles and the
Speaker 2: increase in I guess responsibility in your next role. I'm
Speaker 2: also looking for gaps, so whether there was like three
Speaker 2: or four months between your last job and this job,
Speaker 2: that tells me a lot more than you just job hopping.
Speaker 2: So I think that there's a I guess a story
Speaker 2: that a resume tells, and when you're putting your resume together,
Speaker 2: you've got to think of that story, Like what am
Speaker 2: I putting in front of the employer, and what are
Speaker 2: they going to think of that? Like, you know, if
Speaker 2: I'm finishing in April, but I don't have another role
Speaker 2: until August, Like, are they going to question that gap?
Speaker 2: In my experience? I am, because I'm going to go, well,
Speaker 2: why was that? Like you know the major red flag
Speaker 2: is there?
Speaker 4: Unemployable?
Speaker 2: Yeah, like did you get fired after twelve months because
Speaker 2: it just wasn't working out? Or did you have to
Speaker 2: take leave because of you know, whatever was going on?
Speaker 2: And I think it's just they're reasonable questions to be asking.
Speaker 2: But do I think it is safe to job hop
Speaker 2: in the current market? Depends on your job and it
Speaker 2: also depends on what you're taking on. I don't think
Speaker 2: it is a bad thing, but I also think you
Speaker 2: need to be super aware that, yeah, there's going to
Speaker 2: be a cap on what you can earn.
Speaker 4: And what The other thing I would throw in there
Speaker 4: is what business are you hopping too? Because, for example,
Speaker 4: in an unstable economy, startup life can be higher risk
Speaker 4: for roles. You know, if it's a business that doesn't
Speaker 4: have a really stable cash flow or really stable customer base,
Speaker 4: those are the businesses that might struggle a bit more.
Speaker 4: Small businesses as well might feel the impacts of a
Speaker 4: potential recession or of economic disjointment more than a large
Speaker 4: corp would. And so it also depends, I guess, on
Speaker 4: where you're going to and what you're doing as well.
Speaker 2: Yeah, and it also depends at what level you're performing.
Speaker 2: So you mentioned like redundancies before, and I was having
Speaker 2: this conversation the other day at my husband's B and
Speaker 2: F dinner with somebody and they were talking about like, oh, well,
Speaker 2: I have this grad job, and like, I'm really nervous
Speaker 2: because I've only worked here for three or four months.
Speaker 2: And at the end of the day they're talking. You know,
Speaker 2: there's whispers in the business about redundancy, and their immediate
Speaker 2: assumption was lasting first out. Yeah, and so like if
Speaker 2: you were last into the business, like they're going to
Speaker 2: kick you out the first And I was like, babe,
Speaker 2: like you work as a graduate, your salary is down here,
Speaker 2: they're going to actually keep you and probably get rid
Speaker 2: of the higher consultants, because that's more in corporate life,
Speaker 2: that's usually how it happens. They're not going to shoot
Speaker 2: themselves in the foot and get rid of the really
Speaker 2: cheap labor. But I think in some businesses that is true.
Speaker 2: In some businesses it's not. And I can't just sweepingly say, oh, well,
Speaker 2: if you're lasting, you're first out, like it's something that
Speaker 2: lots of people might say, but I think you need
Speaker 2: to just understand the environment and how that works. So
Speaker 2: there's like lots to it. Ultimately, No, I don't think
Speaker 2: it's a bad thing if you are calculated and researched.
Speaker 4: Yeah, completely agree.
Speaker 2: All right, miss Jess GRICI, we have a DM. Are
Speaker 2: you ready?
Speaker 4: I'm excited to talk about this ram.
Speaker 2: I know, I feel like today's episode was literally curated
Speaker 2: for your interests. All right, so a DM this week
Speaker 2: sounded identical to this. Yess, Hello, I have a community
Speaker 2: call out that relents to renting with a cat. It's
Speaker 2: kind of one of those am I the asshole situations.
Speaker 2: I'm applying for my dream job and it involves a
Speaker 2: short term relocation to Melbourne for training. I'll be there
Speaker 2: for about six or eight months, after which I would
Speaker 2: return back to Sydney. I have a six year old
Speaker 2: indoor princess. We're talking about a cat here because she's
Speaker 2: putting brackets. The cat emoji who is perfectly house trained.
Speaker 2: And while I know landlords can't refuse a pet application
Speaker 2: without a good reason, it is highly likely they'll give
Speaker 2: preference to somebody without a pet. I'm considering not declaring
Speaker 2: her on applications and just keeping her hidden from the
Speaker 2: landlord just so I can secure a place to live
Speaker 2: for the time frame. What would others recommend?
Speaker 1: Oh?
Speaker 4: This is so hard? Can I see both sides of
Speaker 4: the story.
Speaker 2: Let's start with our community questions then, and then we
Speaker 2: can overlay our opinion. Because we as in Jesse, Rici
Speaker 2: and I are both rented with Cats Team. So question
Speaker 2: number one, or we asked the community was if this
Speaker 2: was you, would you keep the cat a secret? Thirty
Speaker 2: nine percent of you said yep, they won't find out anyway,
Speaker 2: Like Ballsy, sixty one percent of you said no, I'd
Speaker 2: be nervous if the consequences, which is Jess and I.
Speaker 2: The next question we asked was have you missed out
Speaker 2: on a rental before because of pets? Forty one percent
Speaker 2: of you said yes and fifty nine percent of you
Speaker 2: said no. And then we said, if yes, would you
Speaker 2: consider hiding the pet next time? Fifty one percent of
Speaker 2: you said yes, which I think is you know you've
Speaker 2: been burned before. Then we said, if you or someone
Speaker 2: you know is a landlord, are applications without pets more favorable?
Speaker 2: Sixty one percent of you said, yep, absolutely, one hundred
Speaker 2: percent profer noo pets. Seeing I don't like people, Jessica.
Speaker 4: It's really hard, I think because as a current renter
Speaker 4: with two cats, you know, I would hate to think
Speaker 4: that that would impact an application for me because I
Speaker 4: know that I'm a great tenant, Like we have never
Speaker 4: ever missed a rent payment. We always leave the house
Speaker 4: in fantastic condition, like our listener, my cat's are really
Speaker 4: well trained.
Speaker 1: You know.
Speaker 4: I have lived with people where the cats have caused damage.
Speaker 4: But then part of my brain says, well, that's what.
Speaker 2: Your bond is for.
Speaker 4: But I think it's tricky because you know, pets are
Speaker 4: for companionship, and I would hate to think that if
Speaker 4: someone was a really great tenant or applicant that they
Speaker 4: would be denied as a result of that. On the
Speaker 4: flip side of that, I can see as a landlord,
Speaker 4: you have a right to have your property respected and
Speaker 4: treated in the way that you want it to be treated.
Speaker 4: You know, if that is a hard and fast rule
Speaker 4: for you. If you said, I own this property and
Speaker 4: I really don't want to have pets in it. Maybe
Speaker 4: you have an allergy to cats, and you're like, I
Speaker 4: don't want to if I want to live back in in.
Speaker 2: Two years and have to replace the carpets because there's
Speaker 2: cats are in there.
Speaker 4: Yeah, So like I kind of also understand how you know,
Speaker 4: as a landlord, you've invested your money and you do
Speaker 4: have a right to manage it in the way that
Speaker 4: you see fit. I feel like if it was me,
Speaker 4: if anything, if I was gonna be a bit dodgy,
Speaker 4: I would apply without listing the pet, and then as
Speaker 4: soon as I moved in submit a pet application. So
Speaker 4: that because I don't I don't think you can live there.
Speaker 4: I don't think you can live there without telling them.
Speaker 4: I think that's hard. I think it's rude. I think, like,
Speaker 4: what if you know, as well trained as your cat are,
Speaker 4: my cats have been sick before. Like, you can't control
Speaker 4: every variable. So I feel like, if anything, like if
Speaker 4: you really are stressing, if you're finding that you can't
Speaker 4: get a rental, particularly Victoria where we do have those
Speaker 4: laws that are in favor of the tenant regarding pets,
Speaker 4: I would say apply and then like move in and
Speaker 4: literally like that week, apply for a pet.
Speaker 2: Yeah, I can't disagree with that. I think that, you know,
Speaker 2: the rental market is incredibly challenging, so I don't want
Speaker 2: to be like, don't do don't. Yes, I think that
Speaker 2: respect is actually a two way street. So if you're saying, hey,
Speaker 2: I'm considering lying to my landlord, okay, no worries.
Speaker 4: It makes me feel a bit icky.
Speaker 2: No, no, but like, would you be okay if your
Speaker 2: landlord lied to you about something? So why do you
Speaker 2: think that you get to lie and they don't? So
Speaker 2: I think that yeah, that's my answer is like I
Speaker 2: wouldn't lie.
Speaker 4: Yeah.
Speaker 2: I think it's also very fair to be wary of pets,
Speaker 2: right because I have seen nightmare dogs. I seen nightmare cats,
Speaker 2: Like I had had past tense a friend who had
Speaker 2: a cat that would rip the hell out of the carpet.
Speaker 2: She'd just be like, Oh, he's just so funny, and
Speaker 2: I'd be like, what the heck, Like my cats would
Speaker 2: never do that. And I know you're exactly the same,
Speaker 2: Like we are psychos with our pets, Like we.
Speaker 4: Picked a house that was all floorboards, because we're like, well,
Speaker 4: then it's not an issue.
Speaker 2: I'm completely on that page. We like put so many
Speaker 2: more floorboards in the only place in my house that
Speaker 2: has carpet is my bedroom. Because I was like, okay,
Speaker 2: that's fine. But then also like I've gone to the
Speaker 2: extent of like I hate cat litter, hate it. I've
Speaker 2: had a cat lit as system plumbed into my house.
Speaker 2: Yeah I'm crazy, but how does your landlord know that
Speaker 2: you're getting a Victoria in a Jess or somebody else
Speaker 2: who doesn't care so much? So for me, when I
Speaker 2: was renting with pets, I put in a little pet resume,
Speaker 2: so I rode up. At the time, I only had Bailey,
Speaker 2: one cat, and I wrote him up a resume. I
Speaker 2: added some pictures because I do have a Tonkinese cat,
Speaker 2: so like he does look a little bit different and
Speaker 2: he's a little bit of a special boy, like he's
Speaker 2: a bit of a princess. So I added his little
Speaker 2: PRINCESSI photos, and then I just did a bio of like, hey,
Speaker 2: here's Bailey's health stats. This is what he gets up
Speaker 2: to during the day, just so you know, like we
Speaker 2: really don't like litter tracking. What we do is we
Speaker 2: vacuum three or four times a week because of that,
Speaker 2: and I think that that is what ultimately got us
Speaker 2: our last rental, because they had such clarity on who
Speaker 2: was moving in. Like I have always been an above
Speaker 2: and beyond person when it comes to applying for things,
Speaker 2: like if it was a job, like I would make
Speaker 2: sure that everything on my resume and cover letter was
Speaker 2: super tailored. I know not everyone is like that, and
Speaker 2: K you might go, well, I shouldn't have to do that.
Speaker 2: Don't then, like, I'm just trying to put myself ahead
Speaker 2: of the competition, if I'm being honest, And so I
Speaker 2: always had a bio on me, a bio on my
Speaker 2: husband at the time who I was moving in with,
Speaker 2: and a bio on the cat and am I was
Speaker 2: told by our real estate agent, that's why you got it,
Speaker 2: because they had immediate clarity on like this is Steve,
Speaker 2: this is Victoria, this is their cat Bailey, this is
Speaker 2: what this looks like. Yeah, and they were really happy
Speaker 2: with that. So I think that just the added level
Speaker 2: of transparency really helped our situation. Yeah, and I can
Speaker 2: put it on stories. We'll put our little cat resume
Speaker 2: up so that you guys can copy it. But it
Speaker 2: was lame, so lame. But I think that's what made
Speaker 2: them laugh because jess as I said, I like to
Speaker 2: be prepared every open for inspection. I went to I
Speaker 2: took my little folder of printed out applications, my printed
Speaker 2: out resumes, photo copies of my license and passports, so
Speaker 2: I could be like, hi, kin, so here's my pre
Speaker 2: prepared applications. Put me above and beyond everybody else. They
Speaker 2: actually put Bailey's resume on their fridge at work. That's
Speaker 2: so coy, and it had his little reference. So I
Speaker 2: had the last rental property manager that he lived in
Speaker 2: a property with, and I also put his bet.
Speaker 4: I feel it was that's actually a great It's not
Speaker 4: I feel like putting if you have rented with this
Speaker 4: cat somewhere else, I reckon having having a note on
Speaker 4: that a previous landlord or somebody who can say, oh, yeah,
Speaker 4: like the cat lived here. It was a total non issue.
Speaker 4: I think would go a very long way.
Speaker 2: Because there are cats that climb curtains, there are cats
Speaker 2: that climb windows and doors, and there are dogs that
Speaker 2: scratch the hell out of a back door to the
Speaker 2: point where it needs to be replaced. So I think
Speaker 2: we need to address the fact that those are the
Speaker 2: things that your landlord is concerned about, and being able
Speaker 2: to say, oh, by the way, Jess, this is the
Speaker 2: pet that would live here specifically might alleviate some of
Speaker 2: their concerns. So for me, I'm definitely in the camp
Speaker 2: of complete transparency because it's worked for me historically. But
Speaker 2: also that's why I needed to give you so much
Speaker 2: context and be like, yeah, it's worked for me historically, Jess.
Speaker 2: But also I have been one of those above and
Speaker 2: beyond people who like kind of did the crazy application
Speaker 2: because I did want the house. I remember when I
Speaker 2: went to the open for inspection for our last rental
Speaker 2: property before we bought, and there were like sixty people there.
Speaker 2: I left, there's no chance, yeah, Exac.
Speaker 4: And so I understand how it can be stressful for
Speaker 4: our listener, but I think, yeah, like I wouldn't go
Speaker 4: the full keep it a secret, like, I just don't
Speaker 4: think it'll work. And I think if you get busted,
Speaker 4: is that grounds potentially for you to be I think
Speaker 4: it definitely is ground which is to be kicked out.
Speaker 4: But I also just look at it and I go,
Speaker 4: you would expect your landlord and your real estate agent,
Speaker 4: do not lie to you, So why do you think
Speaker 4: it's okay to do it? In vice versa, like there
Speaker 4: might be a leak or something in the laundry and
Speaker 4: they're like, oh, they might not want the house because
Speaker 4: of that, let's just not tell them.
Speaker 2: That's not okay. So why is it okay for you
Speaker 2: to do it? I'm also a very black and white person,
Speaker 2: like in my head, there's a right and a wrong,
Speaker 2: and it's got me into a lot of trouble historic
Speaker 2: So what did everybody else think? Honestly, there were so
Speaker 2: many diverse responses. Yes, so first things first, someone said,
Speaker 2: we have no issues with animals renting our properties. It's
Speaker 2: more the people renting that destroy it.
Speaker 1: Yeah.
Speaker 2: Someone else said I'll take a cat over a toddler
Speaker 2: any day.
Speaker 4: Honestly, super relevant. Yes, don't have a opposable thumbs, No,
Speaker 4: landa drawn on the wall.
Speaker 1: No.
Speaker 2: As someone who's about to have a baby and looking
Speaker 2: around her house going I think it needs babyproofing, I'm like,
Speaker 2: where do people keep crayons and stuff in the future,
Speaker 2: because I'm you know, if I leave crayons out, like,
Speaker 2: my cat's not going to draw on the wall. Yeah,
Speaker 2: you know, who's going to draw on the wall?
Speaker 4: Baby?
Speaker 2: Yep, bam. Anyway, next they said apply, then advise that
Speaker 2: you have a cat after the rental has been accepted,
Speaker 2: because they shouldn't be declining it anyway. Someone said controversial,
Speaker 2: but if there is carpet, you can't get that smell out. Sorry, ladies,
Speaker 2: I would disagree. This is a weird thing, yeah for me,
Speaker 2: if your cat on the well carpet. Yeah, But like Jess,
Speaker 2: do you walk into my house and smell my pets?
Speaker 2: I hope not. I hope it smells like domestos.
Speaker 4: I would argue that dogs, but I'm not a dog irness.
Speaker 1: I don't know.
Speaker 4: If that's just because I have cat, I don't know.
Speaker 2: But also, like, look at my dog. She's technically one
Speaker 2: of those hyperalergenic dogs. She doesn't drop any fur. It
Speaker 2: means that we have to brush her all the damn time.
Speaker 2: But like that's very different to having a German shepherd
Speaker 2: who does drop further might get caught in the carpets, right,
Speaker 2: That's so true. Again, different horses for different courses. Someone said,
Speaker 2: I'd be super welcoming to renters with dogs cats know,
Speaker 2: due to allergies and other Landlord experiences.
Speaker 4: Can't people be allergic to dogs too?
Speaker 2: Totally?
Speaker 4: But interesting bias.
Speaker 2: Everyone gets an opinion. Someone else said, I know they
Speaker 2: can't legally refuse pets without a valid reason, but I've
Speaker 2: seen contracts once accepted that then say no pets. Someone
Speaker 2: said again, want to reiterate, I'd take pets over kids
Speaker 2: any day.
Speaker 4: They're really hammering that home.
Speaker 2: I see you. Someone said, in New Zealand, people can
Speaker 2: get a pet after moving into the rental and they
Speaker 2: don't have to tell their landlord.
Speaker 4: That's an interesting rule.
Speaker 2: What a conundrum. Someone said, try and see if you
Speaker 2: can get it first. If no luck after a set period,
Speaker 2: change your narrative to what lying about having a pet? Oh?
Speaker 2: I see, and then I've got two more. Someone said
Speaker 2: I wouldn't approve a dog as my IP is a flat.
Speaker 2: I think IP means investment property, which means there's not
Speaker 2: enough space. But I'd definitely approve someone with a cat,
Speaker 2: which makes sense.
Speaker 4: I think there's also the narrative or the assumption. And
Speaker 4: as someone who rents like I can admit that I
Speaker 4: have felt this way sometimes that all landlords are just
Speaker 4: so particular and they only want a really particular type
Speaker 4: of person and then their property, and it can feel
Speaker 4: really hard to if you don't fit that standard. Yeah,
Speaker 4: but there are some out there, as we're seeing in
Speaker 4: these comments, of people who don't mind, or who are
Speaker 4: maybe really reasonable and really level headed, and if you
Speaker 4: showed them the right you know, the pet resume and
Speaker 4: the references and all of those kinds of things, then
Speaker 4: maybe it would turn out totally fine.
Speaker 1: Yeah.
Speaker 2: And then this last person that I'm going to read
Speaker 2: out says, I'm a landlord. It actually depends on the pet.
Speaker 2: I'm happy with pets like cats and small dogs in
Speaker 2: our small rental property. So again, I think that clarity
Speaker 2: situation where you go, hey, actually, this is my pet,
Speaker 2: this is what they act like, this is their behavior here,
Speaker 2: and maybe some references. I totally get that there are
Speaker 2: people out there that gon go Victoria, I shouldn't have
Speaker 2: to do that, or you shouldn't, but you know what,
Speaker 2: there are people out there who are doing it. And
Speaker 2: I can almost guarantee that if I one day become
Speaker 2: a landlord and I look at Jess's application that has
Speaker 2: I have one cat, and then Jess's application that has
Speaker 2: I have one cat, here's a whole heap of information
Speaker 2: about them. I am going to go with the more
Speaker 2: educated decision because it makes me feel more confident as
Speaker 2: somebody who's lasing out that property also tells me a
Speaker 2: fair bit about that person's I guess comment, commitment, personality.
Speaker 2: I'm like, wow, they really have gone above and beyond
Speaker 2: so as much as you shouldn't have to if there
Speaker 2: are other people out there doing it, the probability of
Speaker 2: you getting picked when honestly there's a better option on
Speaker 2: the table, Like I think, we do need to put
Speaker 2: in the effort, especially if we want to have our
Speaker 2: pet sleep with us, and that's what we all want.
Speaker 2: We want our little ferry friends. Yeah, true, true, All right,
Speaker 2: before I get all emotional about puppies and kittens and
Speaker 2: honestly looking at otto videos on TikTok, we need to go.
Speaker 2: It has been a wonderful Friday recap with you, Jessica.
Speaker 2: I'll see you guys on Monday, bright and early for
Speaker 2: pre recorded money diaries, because don't forget jess and I
Speaker 2: we're in New York. No, y'all, Yes, that's terrible. Goodbye
Speaker 2: off you guys.
Speaker 4: I'm trying to think of a song.
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