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Speaker 1: Hello, my name's Santasha Nabananga Bamblet. I'm a proud yr

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Speaker 1: the Order, Kerney Whoalbury and a waddery woman. And before

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Speaker 1: we get started on She's on the Money podcast, I

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Speaker 1: would like to acknowledge the traditional custodians of the land

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Speaker 1: of which this podcast is recorded on a wondery country,

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Speaker 1: acknowledging the elders, the ancestors and the next generation coming

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Speaker 1: through as this podcast is about connecting, empowering, knowledge sharing

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Speaker 1: and the storytelling of you to make a difference for

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Speaker 1: today and lasting impact for tomorrow.

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Speaker 2: Let's get into it.

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Speaker 3: She's on the Money. She's on the Money.

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Speaker 4: Hello, and welcome to She's on the Money the podcast

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Speaker 4: and millennials who want financial freedom. Today, my friends, it

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Speaker 4: is Friday again, which means it is time to get

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Speaker 4: our team together and celebrate you ow incredible.

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Speaker 2: She's on the Money community.

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Speaker 4: Today, we're gonna be sharing our favorite money wins or

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Speaker 4: Jesseic grit she is. I'm going to be sharing Bexbroke

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Speaker 4: tips because she is a way today and we'll be

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Speaker 4: helping to answer a juicy money dilemma, which this week

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Speaker 4: is all about job hopping and whether it's safe to

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Speaker 4: do so with the current job market, I feel like

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Speaker 4: you've got a lot to say about this, Jessica. We're

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Speaker 4: also going to be unpacking something that you slid into

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Speaker 4: our DMS about this week. We're debating whether it is

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Speaker 4: ethical to lie on your rental application to increase your

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Speaker 4: chances of securing a property, which I also think given

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Speaker 4: you worked in recruitment and then you worked in real estate,

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Speaker 4: You're gonna be spicy today, Miss Jessic Breech. We youuld

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Speaker 4: have got thoughts on everything? All right?

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Speaker 2: Well, tell me first thought of the week. How has

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Speaker 2: your week been? It's so good?

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Speaker 5: Guess what what.

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Speaker 3: We're in yours?

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Speaker 4: How is that not?

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Speaker 5: Right? This second? We're pre recording because I think because

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Speaker 5: we're not idiots when this dropped, so we will be

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Speaker 5: on a plane.

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Speaker 4: We're gonna been flying to New York while you're listening

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Speaker 4: to this so excited, I don't hold on hold on

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Speaker 4: the upgrade, Jessic Goricci.

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Speaker 5: Guys, we flew business.

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Speaker 4: We're flying business thanks to our friends at Virgin and Velocity.

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Speaker 4: They have helped us hack our points, so we have

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Speaker 4: flown business class the whole team.

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Speaker 5: We're like two weeks ago when I flew on my

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Speaker 5: first business class flight ever.

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Speaker 2: Now you're doing your first international business class. Who are you?

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Speaker 5: I am dying of excitement.

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Speaker 4: You are a woman with really hard expectations to meet

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Speaker 4: moving forward.

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Speaker 5: Oh my god, am I ever? I'm so palmmed. We're

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Speaker 5: gonna have the best time. It's gonna be like a

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Speaker 5: big bestie sleepover. We're gonna have so much fun.

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Speaker 4: We're obviously going to share it all on socials. So

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Speaker 4: if you're one of those people that voted no when

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Speaker 4: Jess said should we share more of our personal lives

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Speaker 4: on social media, not sorry, mute us for a.

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Speaker 2: Week, because we will be sharing a lot.

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Speaker 4: Of it and that's I think, really really fun. But yeah,

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Speaker 4: I feel like we've had a really busy week, apart

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Speaker 4: from the fact that flew to New York. Because I

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Speaker 4: swear all of us, even though this wasn't what we

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Speaker 4: tried to do, we've been trying to pack in like

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Speaker 4: a five day week into three days so that we

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Speaker 4: can get everything done because we flew out on Thursday

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Speaker 4: at lunchtime.

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Speaker 2: So I feel like that has been a lot.

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Speaker 5: It's been chaos, and you've had heaps of stuff from

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Speaker 5: your book and.

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Speaker 4: Just lots and lots of book pr lots of Like.

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Speaker 4: We did a really cool recording this week with AGL.

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Speaker 4: I did a whole video series with them, which I'm

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Speaker 4: really excited about, which is kind of like tips and

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Speaker 4: tricks on how to save money on energy, which I

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Speaker 4: think aligns perfectly to our community. And then yeah, there's

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Speaker 4: just been a lot this week. And I swear I

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Speaker 4: don't know it yet because we're not on the flight yet,

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Speaker 4: but I'm pretty sure that business class life flat seat

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Speaker 4: is going to get the biggest workout of its life.

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Speaker 5: I'm just going to sleep for all twenty two hours.

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Speaker 4: Yeah, Like, oh look at you, and we'll be like

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Speaker 4: we're sitting next to each other.

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Speaker 2: I muscle song.

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Speaker 5: Yeah. Literally, I was gonna say, I can't wait for

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Speaker 5: someone's gonna have a mustache drawn on their face or something.

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Speaker 5: I don't know what's gonna happen, but it's gonna be funny.

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Speaker 4: Oh I love it. I'm so so excited. All right, Well,

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Speaker 4: let's jump straight into it, Jess. I want to hear

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Speaker 4: what have been our community money wins this week.

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Speaker 5: My first money win this week comes from Sarah, who

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Speaker 5: said I found out Ikia off our spare parts for free.

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Speaker 5: I bought a second hand dining table for thirty dollars

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Speaker 5: which was missing a very important bolt, and I ordered

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Speaker 5: a replacement bolt free of charge thanks to Ikea. I

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Speaker 5: made a TikTok about this a while ago.

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Speaker 2: Maybe I didn't watch your Tiktokut's all right, that's fine

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Speaker 2: about that.

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Speaker 5: We love a supportive queen. What you watch and save

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Speaker 5: so many that you've probably just forgotten?

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Speaker 2: I actually just can I tell the truth on here?

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Speaker 5: Is that not? Okay?

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Speaker 4: Sometimes I don't watch your videos because like I don't

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Speaker 4: have time. Also, I've been with you twenty four seven,

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Speaker 4: so I like save them. I send them to the

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Speaker 4: sheese on the money account. I like them and I

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Speaker 4: comment on them even though I haven't watched them.

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Speaker 5: But we love a supportive question just like get that engagement.

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Speaker 5: I appreciate it. But it's such a good little hack.

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Speaker 5: You can do it on the website. I did the

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Speaker 5: same thing when I bought a couch. It was like

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Speaker 5: two pieces that were not connected and.

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Speaker 2: I had no idea.

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Speaker 5: They post stood out to you don't even have to

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Speaker 5: go pick it up. Oh gosh, that's actually a money win,

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Speaker 5: huge money win. Next I've got one from Sophie who

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Speaker 5: said I discovered that I could claim my psychology sessions

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Speaker 5: on my private health this week. I know private health

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Speaker 5: insurance is absolutely a privilege, but I'd be so lost

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Speaker 5: without it.

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Speaker 4: Obviously a privileged, yes, but for a lot of people,

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Speaker 4: especially if you see a regular psychologist or psychiatrist, or

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Speaker 4: even if you have regular physio appointments, it's honestly worth

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Speaker 4: sitting down doing the maths and working out if paying

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Speaker 4: a monthly private health fee is going to work out

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Speaker 4: for you. There's obviously lots of other features and benefits,

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Speaker 4: but I'm in the circumstance where it just makes sense

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Speaker 4: for me to have private health, Like I end up

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Speaker 4: saving so much money each year because of it. But

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Speaker 4: then I've also got friends that are like, I am

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Speaker 4: in fit and perfect health, Victoria, this is yeah. You know,

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Speaker 4: I'm in my like thirties now and I'm pregnant. So

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Speaker 4: I think it's just make your own decision.

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Speaker 2: But also it can actually be a bit of a

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Speaker 2: money win, especially if you're finding that your psych appointments

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Speaker 2: are really at it up or like something that's getting overwhelming,

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Speaker 2: and check your inclusions.

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Speaker 5: I just honestly would never have thought to look for

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Speaker 5: mental health stuff on my private health, which is dumb

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Speaker 5: of me.

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Speaker 2: No, it's not.

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Speaker 5: Thank you for the reminder, Sophie. Next, I've got a

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Speaker 5: money win from Brianna, who said I locked into my

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Speaker 5: shop back account and I found one hundred bucks cash

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Speaker 5: sitting in there from all purchases six months ago. Slay

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Speaker 5: love that big, very many. If you want ten dollars

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Speaker 5: the code SotM, we'll pop that straight in your shop.

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Speaker 2: Back account exactly genius.

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Speaker 5: Next, I've got a money win from me who said

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Speaker 5: I went to my local Bunnings. Turns out they've closed

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Speaker 5: and Kohala now uses the warehouse for their factory seconds.

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Speaker 5: I scored a four hundred and fifty dollars office chair

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Speaker 5: for one hundred dollars, basically brand new.

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Speaker 2: I have questions, Jessica about impulse spending. Did you go

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Speaker 2: to Bunnings to buy plants and then buy an office

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Speaker 2: chair instead?

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Speaker 5: I mean, it's irrelevant. It's a relevant question motion she

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Speaker 5: needed an office chair. It's relatable in which case, huge

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Speaker 5: money in in the other case, why were you looking

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Speaker 5: at Buttings?

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Speaker 2: True that.

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Speaker 5: Next, I've got a win from Stacy who said I

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Speaker 5: looked up that this Girl can events in my area.

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Speaker 5: I'll be doing a beginner's rowing lesson on Wednesday for

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Speaker 5: free and a self defense class next Monday for only

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Speaker 5: five dollars extra bonus. I found five dollars on the

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Speaker 5: ground yesterday, so I'm using that to pay for the

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Speaker 5: self defense class.

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Speaker 2: Cute. I love this very fun.

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Speaker 5: This Girl County is a great It was a little initiative, yeah,

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Speaker 5: which is really I think it's based around encouraging women

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Speaker 5: intellect sports and athletic type things. So and self defense

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Speaker 5: and self defense which I think jounting such a good one.

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Speaker 5: And then lucky last, I have a money win from Britt,

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Speaker 5: who said, not really a money win, but I closed

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Speaker 5: two of my buy now, pay later accounts by staying

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Speaker 5: on track with my budget and spending. I have been

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Speaker 5: super mindful of my moods and feelings, as I tend

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Speaker 5: to spend a lot when I am stressed, tired, or bored.

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Speaker 5: And Britt that is totally a money win. That's a

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Speaker 5: huge money I amazing. I love that We're so proud

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Speaker 5: of you. Is that all you've got, That's all I've got,

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Speaker 5: That's all you've got? All right?

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Speaker 4: Well, I'm going to channel my best back energy and

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Speaker 4: bb my bb yep, and I'm going.

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Speaker 2: To bring you some community broke tips.

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Speaker 5: Oh I'm excited.

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Speaker 2: I forgot to ask back for her broke tips. So

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Speaker 2: next time she's on the show, I'm going to make

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Speaker 2: her do too.

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Speaker 5: Love it.

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Speaker 4: So no pressure, all right, Jess. This first broke tip

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Speaker 4: it comes from Lee. They say last year, I wasn't

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Speaker 4: working full time and couldn't afford a gym membership, so

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Speaker 4: instead I did thirty day trials at all the different

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Speaker 4: gyms in my area.

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Speaker 2: A lot of them were free or really cheap.

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Speaker 4: I did it for twelve whole months, and I saved

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Speaker 4: a lot of money and did a lot of different

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Speaker 4: type of exercises that I didn't think I'd ever enjoy.

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Speaker 5: I actually highly rate her. That's so smart, totally ethical

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Speaker 5: because the trial the trial totally and she's right. There's

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Speaker 5: like so many different things that you can do. I

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Speaker 5: think about like even yoga classes. All my pilates place

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Speaker 5: they do like a really cheap like your first two

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Speaker 5: weeks is twenty dollars or something. She's so cheap.

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Speaker 4: Genies just trial that just tapes around. I think that's

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Speaker 4: so smart. At what point, Jess, do you think that

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Speaker 4: Lee could go back to a certain gym with a

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Speaker 4: different email address sign up.

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Speaker 5: I reckon like twelve months, I reckonize once every time

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Speaker 5: I reckon.

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Speaker 4: Nine months in you could then go and be like, oh,

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Speaker 4: I was thinking about this like star a sep months ago.

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Speaker 2: Now I'm just I'm gonna try and get.

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Speaker 4: Back until let me do the trial see what it's like,

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Speaker 4: because surely after nine months they haven't remembered your face.

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Speaker 5: That's theayou tease ho many people?

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Speaker 4: Yeah, yep, genius, I love that all right. So the

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Speaker 4: second broke tip we have this week is from Lindsay.

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Speaker 4: Lindsay says, I have started cleaning out my fridge every Sunday.

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Speaker 4: Rather than letting fresh produce rot I either cook it

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Speaker 4: up in a stir fry that night, genius, or just

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Speaker 4: I chop it up and I freeze it. I'll also

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Speaker 4: go through my cupboard and my freezer to see what

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Speaker 4: I have and plan my meals for the rest of

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Speaker 4: the week. You'll be surprised at how much you can

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Speaker 4: save on groceries when you make more of the food

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Speaker 4: you have and don't just let it go bad.

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Speaker 5: I love a frozen like anything like if your meat

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Speaker 5: expires in two days, step in the freezer. No it doesn't,

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Speaker 5: Like I think that is so smart. Chop up your

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Speaker 5: garlic or your veggies, can you put them in a

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Speaker 5: little soup and freeze the soup. I think it's so smart.

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Speaker 5: When I cook, I often double the recipes. So if

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Speaker 5: I'm making like a pasta sauce or something, I'll double it,

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Speaker 5: and later I feel like a genius because I have

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Speaker 5: double the stuff and I can be like, ah, well, Steve,

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Speaker 5: you could just get out that past the sauce I

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Speaker 5: made and defrust it. Because I'm a really good wife.

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Speaker 5: I did all of this hard.

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Speaker 2: I did this hard work.

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Speaker 4: And also I do love everything sturfry not gonna lie

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Speaker 4: ador as a sturfry that just is full of everything.

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Speaker 4: And sometimes you find something like if you're like, oh,

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Speaker 4: I just have these random like this odd vegetable that

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Speaker 4: I'd normally never put in a sturfry, but it's gonna

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Speaker 4: go about and not throw it in, and then you

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Speaker 4: realize it's actually delicious. Yeah, and you do it all

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Speaker 4: the time and then you buy more of that. All right,

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Speaker 4: let's go to a really quick break on the flip side,

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Speaker 4: we're going to be talking about job hopping and whether

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Speaker 4: it's safe to do that in the current market. We're

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Speaker 4: then going to be answering a question that you slid

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Speaker 4: into our DMS about, and it's whether you can lie

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Speaker 4: on your rental application to increase your chances of securing

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Speaker 4: a property. So do not go anywhere, my friends.

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Speaker 5: Welcome back everybody. Let's take a listen to this week's

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Speaker 5: money dilemma.

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Speaker 2: Hi.

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Speaker 4: There, have you got a money dilemma you just can't solve?

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Speaker 4: The She's on the Money team is here to help.

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Speaker 4: Every week we tackle your dilemmas, both big and small,

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Speaker 4: to answer your most burning money, career and life questions.

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Speaker 4: To get involved, simply head to our website and leave

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Speaker 4: us a short voice recording and you might just find

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Speaker 4: yourself on the show. Now, let's take a listen to

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Speaker 4: this week's money dilemma.

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Speaker 6: Hi, guys, I had a question regarding job hopping. So

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Speaker 6: in the past two years, I've held two positions and

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Speaker 6: I've just started a new one. So I usually keep

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Speaker 6: my positions for about a year two year and a

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Speaker 6: half and then I try to upscull and find a

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Speaker 6: better job for better pay obviously, So from last year

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Speaker 6: to this year, my pay has gone up by about

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Speaker 6: thirty five to forty k I just want to know

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Speaker 6: what this looks like to her potential employer and whether

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Speaker 6: chasing money is really everything, but also keeping in mind

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Speaker 6: the economy is not doing well, I would love to

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Speaker 6: know your opinion. Thank you guys so much, love your podcast.

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Speaker 5: Ah queen, pop Off, pop Off.

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Speaker 4: Your income's gone up thirty five to forty thousand dollars.

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Speaker 5: That's a huge I would.

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Speaker 2: Leave my job too.

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Speaker 5: Yeah, literally, fie genius catcher, I have a nice day. Yeah,

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Speaker 5: nice knowing you.

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Speaker 2: Yeah, I'm so sorry to see you go bye, kick

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Speaker 2: you on the way out. I find that.

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Speaker 4: Such a good question, especially in this economy, Jessica. Yeah,

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Speaker 4: so first things first, I wish you had told me

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Speaker 4: what areas working, because obviously some industries are more impacted

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Speaker 4: than others. Like if you're talking about let's say, healthcare,

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Speaker 4: that's universal, like regardless of the I guess economy, that's

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Speaker 4: going to be a necessity. And obviously job hopping can

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Speaker 4: be quite hard. It sounds like she's quite smart with it,

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Speaker 4: because obviously she's a bit more planned than the average bear.

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Speaker 4: And I'm assuming that you're interviewing for jobs and not

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Speaker 4: quitting your job and then finding a new one. I

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Speaker 4: feel like I've said this on the pod before, but

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Speaker 4: like it always pays to have a conversation if you

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Speaker 4: always say no, Like if that job offers you a role, Jess,

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Speaker 4: and you go, I'm not really keen on that you

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Speaker 4: can do that, but it's always a good idea to

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Speaker 4: have the conversation because you might learn that the grass

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Speaker 4: is really greener where you order it, yeah, or maybe

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Speaker 4: you get offered a job opportunity. If neither of those

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Speaker 4: things are happening, you're getting experience interviewing, and that's a

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Speaker 4: slagh like. I think all of those are really important.

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Speaker 4: Do I think that job hopping is a bad thing. No,

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Speaker 4: I don't. If your job hopping to upskill, then that's great.

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Speaker 4: I do think that there's a cap on it, though, Jess.

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Speaker 4: So like, I think at some point you're not going

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Speaker 4: to have those thirty five to forty thousand dollars increases

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Speaker 4: every single time. Like, I can completely see how you

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Speaker 4: might go from like sixty to like ninety, but I

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Speaker 4: feel like once you get to like ninety, it's much

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Speaker 4: harder to get one hundred and one hundred and ten

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Speaker 4: and so on and so forth. Like these things don't

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Speaker 4: grow in the same ways as they might.

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Speaker 2: At the start of your career. So I totally see

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Speaker 2: where you're going.

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Speaker 4: I also think that you need to be a little

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Speaker 4: bit more I guess mindful when job hopping, Like are

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Speaker 4: you leaving an opportunity where you're like, look, I can

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Speaker 4: see the grass is greener on the other side and

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Speaker 4: it's more expensive, But are you moving on over to

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Speaker 4: another job where you're starting from scratch and you actually

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Speaker 4: could have had more career progression and experience if you've

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Speaker 4: stayed as a certain location longer. Like I mean, I

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Speaker 4: look at you, Jess, for example, because like you're an employee,

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Speaker 4: and I go, well, I don't know if you would

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Speaker 4: have been able to hop into the role that you have,

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Speaker 4: But you got the role that you have because of

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Speaker 4: the experience and how long you work with cheese on

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Speaker 4: the money and like how I knew your capability was there.

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Speaker 4: But if you'd applied for that having not had the experience,

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Speaker 4: I don't know if it would have worked. So I

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Speaker 4: think it just it really depends what are your thoughts.

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Speaker 4: I think that once every twelve months is totally fine.

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Speaker 4: Like I wouldn't consider that frequent job hopping. I know

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Speaker 4: that by older standards that probably you know, when people

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Speaker 4: like you stayed a job for twenty years, ah, that

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Speaker 4: would be really frequent. Once a year I don't think

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Speaker 4: is the worst. I completely agree that.

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Speaker 5: I think you'll hit a cap where it perhaps is

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Speaker 5: not as appealing because you're not having such a significant

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Speaker 5: change in income as a result of the job hop.

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Speaker 5: But I mean from like a recruitment perspective, I think

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Speaker 5: if you can explain that change, I say, oh, I

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Speaker 5: left job A because at job B I stepped into

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Speaker 5: a role where I had an opportunity to manage a team.

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Speaker 5: And I left job B because when I went to

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Speaker 5: job C, I then also got to be involved in,

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Speaker 5: you know, a different side of the business. I think,

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Speaker 5: if you can easily explain those things, once a year

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Speaker 5: is definitely not the worst. But I do think, as

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Speaker 5: you said, you'll stop seeing such significant changes in the

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Speaker 5: amount of money that you receive. And as you said,

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Speaker 5: there is value sometimes in staying in one company if

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Speaker 5: that company is willing to invest in you, or if

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Speaker 5: you find a really good company culture, because those companies

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Speaker 5: are not as common as you like them to be.

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Speaker 5: So I think that as long as you're weighing up

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Speaker 5: what you're giving up against what you're gaining, and if

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Speaker 5: it makes sense for you, I think that it's fine

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Speaker 5: if you are, I guess, in a role which is

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Speaker 5: more expendable. That's the other thing that it sounds like

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Speaker 5: you would want a factor in, and it sounds like

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Speaker 5: she is factoring that in. You know, if you are

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Speaker 5: a really niche if you're like I draw pictures of

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Speaker 5: animals in my job. That's my job and it's very specific,

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Speaker 5: and there's only so many companies that would want you

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Speaker 5: drawing those pictures of animals. Is it something that could

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Speaker 5: be impacted by the economy potentially if there are companies

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Speaker 5: winding back their budgets, maybe they've got less budget to

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Speaker 5: offer for a new role. Maybe there's a higher risk

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Speaker 5: of redundancy. You know, I don't know why is that example?

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Speaker 5: That was an example?

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Speaker 2: That was a great example. I just let you roll

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Speaker 2: with it.

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Speaker 5: I was like, this is fantastic. I was trying to

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Speaker 5: think of something niche and nothing was coming to mind.

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Speaker 6: Niche.

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Speaker 5: It is if not niche illustrator if you're an illustrated

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Speaker 5: but only of animals that I was trying to think

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Speaker 5: of something like Australian animals or is it like if

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Speaker 5: you specialize in Australia or something. I don't know. I'm

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Speaker 5: sure someone at home can think of a much better

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Speaker 5: niche vise.

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Speaker 2: I was thinking about all of that while you were

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Speaker 2: at to animal drawings, and I think as an employer,

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Speaker 2: I will absolutely look at your resume and be like, oh,

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Speaker 2: she was there for a year, she was there for

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Speaker 2: a year, and they were there for another year.

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Speaker 5: Right.

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Speaker 4: What I'm actually looking for is the progression in role,

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Speaker 4: So like, if you write a good resume, you're going

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Speaker 4: to be able to articulate to me the gained skills

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Speaker 4: and experiences that you had in those roles and the

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Speaker 4: increase in I guess responsibility in your next role. I'm

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Speaker 4: also looking for gaps, so whether there was like three

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Speaker 4: or four months between your last job and this job.

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Speaker 4: That tells me a lot more than you just job hopping.

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Speaker 4: So I think that there's a I guess a story

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Speaker 4: that a resume tells, and when you're putting your resume together,

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Speaker 4: you've got to think of that story, Like what am

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Speaker 4: I putting in front of the employer, and what are

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Speaker 4: they going to think of that? Like, you know, if

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Speaker 4: I'm finishing in April, but I don't have another role

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Speaker 4: until August, Like, are they going to question that gap?

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Speaker 4: In my experience? I am, because I'm going to go, well,

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Speaker 4: why was that? Like you know the major red flag

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Speaker 4: is there?

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Speaker 5: Unemployable?

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Speaker 4: Yeah, like did you get fired after twelve months because

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Speaker 4: it just wasn't working out? Or did you have to

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Speaker 4: take leave because of you know, whatever was going on?

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Speaker 4: And I think it's just they're reasonable questions to be asking.

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Speaker 4: But do I think it is safe to job hop

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Speaker 4: in the current market? Depends on your job and it

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Speaker 4: also depends on what you're taking on. I don't think

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Speaker 4: it is a bad thing, but I also think you

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Speaker 4: need to be super aware that, yeah, there's going to

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Speaker 4: be a cap on what you can earn.

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Speaker 5: And what The other thing I would throw in there

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Speaker 5: is what business are you hopping too? Because, for example,

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Speaker 5: in an unstable economy, startup life can be higher.

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Speaker 2: Risk for roles.

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Speaker 5: You know, if it's a business that doesn't have a

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Speaker 5: really stable cash flow or really stable customer base, those

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Speaker 5: are the businesses that might struggle a bit more. Small

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Speaker 5: businesses as well might feel the impacts of a potential

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Speaker 5: recession or of economic disjointment more than a large corp would.

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Speaker 5: And so it also depends, I guess, on where you're

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Speaker 5: going to and what you're.

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Speaker 2: Doing as well.

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Speaker 4: Yeah, and it also depends at what level you're performing.

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Speaker 4: So you mentioned like redundancies before, and I was having

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Speaker 4: this conversation the other day at my husband's B and

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Speaker 4: F dinner with somebody and they were talking about like, oh, well,

441
00:18:45,640 --> 00:18:48,240
Speaker 4: I have this grad job, and like, I'm really nervous

442
00:18:48,240 --> 00:18:50,240
Speaker 4: because I've only worked here for three or four months.

443
00:18:50,280 --> 00:18:52,000
Speaker 2: And at the end of the day they're talking. You know,

444
00:18:52,040 --> 00:18:53,480
Speaker 2: there's whispers in the business.

445
00:18:53,200 --> 00:18:59,320
Speaker 4: About redundancy, and their immediate assumption was lasting first out. Yeah,

446
00:18:59,359 --> 00:19:01,520
Speaker 4: and so like if you were last into the business,

447
00:19:01,600 --> 00:19:02,960
Speaker 4: like they're going to kick you out the first And

448
00:19:03,000 --> 00:19:06,240
Speaker 4: I was like, babe, like you work as a graduate,

449
00:19:06,359 --> 00:19:08,760
Speaker 4: your salary is down here, they're going to actually keep

450
00:19:08,800 --> 00:19:11,359
Speaker 4: you and probably get rid of the higher consultants, because

451
00:19:11,359 --> 00:19:13,760
Speaker 4: that's more in corporate life, that's usually how it happens.

452
00:19:13,760 --> 00:19:15,520
Speaker 4: They're not going to shoot themselves in the foot and

453
00:19:15,520 --> 00:19:17,920
Speaker 4: get rid of the really cheap labor. But I think

454
00:19:18,320 --> 00:19:20,879
Speaker 4: in some businesses that is true. In some businesses it's not.

455
00:19:21,000 --> 00:19:22,760
Speaker 4: And I can't just sweepingly say.

456
00:19:22,640 --> 00:19:25,760
Speaker 2: Oh, well, if you're lasting, you're first out.

457
00:19:25,440 --> 00:19:28,600
Speaker 4: Like it's something that lots of people might say, but

458
00:19:28,640 --> 00:19:30,959
Speaker 4: I think you need to just understand the environment and

459
00:19:30,960 --> 00:19:31,600
Speaker 4: how that works.

460
00:19:31,600 --> 00:19:32,760
Speaker 2: So there's like lots to it.

461
00:19:33,200 --> 00:19:35,040
Speaker 4: Ultimately, No, I don't think it's a bad thing if

462
00:19:35,080 --> 00:19:36,520
Speaker 4: you are calculated and researched.

463
00:19:36,680 --> 00:19:37,919
Speaker 5: Yeah, completely agree.

464
00:19:38,160 --> 00:19:41,560
Speaker 2: All right, miss Jess GRICI, we have a DM. Are

465
00:19:41,600 --> 00:19:42,080
Speaker 2: you ready?

466
00:19:42,320 --> 00:19:44,040
Speaker 5: I'm excited to talk about this ram.

467
00:19:44,200 --> 00:19:47,080
Speaker 4: I know, I feel like today's episode was literally curated

468
00:19:47,119 --> 00:19:48,040
Speaker 4: for your interests.

469
00:19:48,560 --> 00:19:49,720
Speaker 2: All right, so a.

470
00:19:49,720 --> 00:19:54,399
Speaker 4: DM this week sounded identical to this. Yess, Hello, I

471
00:19:54,440 --> 00:19:57,800
Speaker 4: have a community call out that relents to renting with

472
00:19:57,920 --> 00:20:00,480
Speaker 4: a cat. It's kind of one of those am I

473
00:20:00,600 --> 00:20:04,520
Speaker 4: the asshole situations. I'm applying for my dream job and

474
00:20:04,560 --> 00:20:07,359
Speaker 4: it involves a short term relocation to Melbourne for training.

475
00:20:07,400 --> 00:20:09,720
Speaker 4: I'll be there for about six or eight months, after

476
00:20:09,760 --> 00:20:12,280
Speaker 4: which I would return back to Sydney. I have a

477
00:20:12,359 --> 00:20:15,760
Speaker 4: six year old indoor princess. We're talking about a cat

478
00:20:15,800 --> 00:20:18,520
Speaker 4: here because she's putting brackets. The cat emoji who is

479
00:20:18,760 --> 00:20:22,240
Speaker 4: perfectly house trained. And while I know landlords can't refuse

480
00:20:22,280 --> 00:20:25,320
Speaker 4: a pet application without a good reason, it is highly

481
00:20:25,480 --> 00:20:28,680
Speaker 4: likely they'll give preference to somebody without a pet. I'm

482
00:20:28,720 --> 00:20:31,719
Speaker 4: considering not declaring her on applications and just keeping her

483
00:20:31,800 --> 00:20:34,439
Speaker 4: hidden from the landlord just so I can secure a

484
00:20:34,480 --> 00:20:39,119
Speaker 4: place to live for the time frame. What would others recommend? Oh?

485
00:20:39,160 --> 00:20:40,920
Speaker 5: This is so hard? Can I see both sides of

486
00:20:40,960 --> 00:20:41,320
Speaker 5: the story.

487
00:20:41,440 --> 00:20:43,520
Speaker 4: Let's start with our community questions then, and then we

488
00:20:43,560 --> 00:20:47,479
Speaker 4: can overlay our opinion. Because we as in Jesse, RICI

489
00:20:47,600 --> 00:20:49,480
Speaker 4: and I have both rented with cats.

490
00:20:50,200 --> 00:20:53,120
Speaker 2: So question number one, or we asked.

491
00:20:52,960 --> 00:20:55,520
Speaker 4: The community was if this was you, would you keep

492
00:20:55,560 --> 00:20:58,840
Speaker 4: the cat a secret? Thirty nine percent of you said yep,

493
00:20:59,080 --> 00:21:00,840
Speaker 4: they won't find out anyway.

494
00:21:01,000 --> 00:21:03,520
Speaker 2: Like Ballsy, sixty one percent of you.

495
00:21:03,520 --> 00:21:06,480
Speaker 4: Said no, I'd be nervous if the consequences, which is

496
00:21:06,560 --> 00:21:09,119
Speaker 4: Jess and I. The next question we asked was have

497
00:21:09,240 --> 00:21:12,159
Speaker 4: you missed out on a rental before because of pets?

498
00:21:12,440 --> 00:21:14,919
Speaker 4: Forty one percent of you said yes and fifty nine

499
00:21:14,960 --> 00:21:17,480
Speaker 4: percent of you said no. And then we said, if yes,

500
00:21:17,520 --> 00:21:20,800
Speaker 4: would you consider hiding the pet next time? Fifty one

501
00:21:20,800 --> 00:21:24,280
Speaker 4: percent of you said yes, which I think is you

502
00:21:24,320 --> 00:21:27,800
Speaker 4: know you've been burned before. Then we said, if you

503
00:21:28,040 --> 00:21:31,480
Speaker 4: or someone you know is a landlord, are applications without

504
00:21:31,480 --> 00:21:36,200
Speaker 4: pets more favorable. Sixty one percent of you said yep, absolutely,

505
00:21:36,320 --> 00:21:42,080
Speaker 4: one hundred percent proferno pets. Seeing I don't like people, Jessica.

506
00:21:42,480 --> 00:21:46,160
Speaker 5: It's really hard, I think because as a current renter

507
00:21:46,359 --> 00:21:49,160
Speaker 5: with two cats, you know, I would hate to think

508
00:21:49,160 --> 00:21:51,280
Speaker 5: that that would impact an application for me because I

509
00:21:51,320 --> 00:21:53,000
Speaker 5: know that I'm a great tenant, Like we have never

510
00:21:53,040 --> 00:21:54,800
Speaker 5: ever missed a rent payment. We always leave the house

511
00:21:54,840 --> 00:21:58,000
Speaker 5: in fantastic condition, like our listener. My cat's are really

512
00:21:58,000 --> 00:21:58,640
Speaker 5: well trained.

513
00:21:59,119 --> 00:21:59,280
Speaker 1: You know.

514
00:21:59,359 --> 00:22:01,800
Speaker 5: I have lived with people where the cats have caused damage.

515
00:22:01,840 --> 00:22:03,479
Speaker 5: But then part of my brain says, well, that's what

516
00:22:03,520 --> 00:22:06,760
Speaker 5: your bond is for. But I think it's tricky because

517
00:22:07,200 --> 00:22:09,760
Speaker 5: you know, pets are for companionship, and I would hate

518
00:22:09,760 --> 00:22:11,879
Speaker 5: to think that if someone was a really great tenant

519
00:22:12,320 --> 00:22:15,160
Speaker 5: or applicant that they would be denied as a result

520
00:22:15,200 --> 00:22:17,280
Speaker 5: of that. On the flip side of that, I can

521
00:22:17,359 --> 00:22:20,199
Speaker 5: see as a landlord, you have a right to have

522
00:22:20,240 --> 00:22:22,639
Speaker 5: your property respected and treated in the way that you

523
00:22:22,680 --> 00:22:25,080
Speaker 5: want it to be treated. You know, if that is

524
00:22:25,119 --> 00:22:27,000
Speaker 5: a hard and fast rule for you if you said,

525
00:22:27,080 --> 00:22:28,639
Speaker 5: I own this property and I really don't want to

526
00:22:28,640 --> 00:22:30,520
Speaker 5: have pets in it. Maybe you have an allergy to cats,

527
00:22:30,560 --> 00:22:32,200
Speaker 5: and you're like, I don't want to if I want to.

528
00:22:32,119 --> 00:22:34,080
Speaker 4: Live back in in two years and have to replace

529
00:22:34,119 --> 00:22:35,640
Speaker 4: the carpets because there's cats are in there.

530
00:22:35,800 --> 00:22:39,320
Speaker 5: Yeah, So like I kind of also understand how you know,

531
00:22:39,400 --> 00:22:41,399
Speaker 5: as a landlord, you've invested your money and you do

532
00:22:41,520 --> 00:22:43,080
Speaker 5: have a right to manage it in the way that

533
00:22:43,119 --> 00:22:46,040
Speaker 5: you see fit. I feel like if it was me,

534
00:22:46,280 --> 00:22:49,920
Speaker 5: if anything, if I was gonna be a bit dodgy,

535
00:22:50,520 --> 00:22:54,280
Speaker 5: I would apply without listing the pet, and then as

536
00:22:54,320 --> 00:22:57,479
Speaker 5: soon as I moved in submit a pet application. So

537
00:22:57,560 --> 00:22:59,880
Speaker 5: that because I don't I don't think you can live there.

538
00:23:00,520 --> 00:23:02,199
Speaker 5: I don't think you can live there without telling them.

539
00:23:02,560 --> 00:23:05,800
Speaker 5: I think that's hard. I think it's rude. I think, like,

540
00:23:05,880 --> 00:23:08,200
Speaker 5: what if you know, as well trained as your cat are,

541
00:23:08,520 --> 00:23:10,960
Speaker 5: my cats have been sick before. Like, you can't control

542
00:23:11,160 --> 00:23:14,199
Speaker 5: every variable. So I feel like, if anything, like if

543
00:23:14,240 --> 00:23:16,280
Speaker 5: you really are stressing, if you're finding that you can't

544
00:23:16,280 --> 00:23:18,720
Speaker 5: get a rental, particularly Victoria where we do have those

545
00:23:18,800 --> 00:23:21,600
Speaker 5: laws that are in favor of the tenant regarding pets,

546
00:23:22,000 --> 00:23:25,720
Speaker 5: I would say apply and then like move in and

547
00:23:25,720 --> 00:23:27,400
Speaker 5: literally like that week, apply for a pet.

548
00:23:27,600 --> 00:23:29,960
Speaker 4: Yeah, I can't disagree with that. I think that, you know,

549
00:23:30,000 --> 00:23:32,600
Speaker 4: the rental market is incredibly challenging, so I don't want

550
00:23:32,600 --> 00:23:33,960
Speaker 4: to be like, don't do don't.

551
00:23:34,560 --> 00:23:37,119
Speaker 2: Yes, I think that respect is actually a two way street.

552
00:23:37,400 --> 00:23:38,160
Speaker 5: So if you're.

553
00:23:38,000 --> 00:23:42,240
Speaker 4: Saying, hey, I'm considering lying to my landlord, okay, no worries.

554
00:23:41,960 --> 00:23:43,000
Speaker 5: It makes me feel a bit icky.

555
00:23:43,160 --> 00:23:44,760
Speaker 4: No, no, but like, would you be okay if your

556
00:23:44,800 --> 00:23:47,960
Speaker 4: landlord lied to you about something? So why do you

557
00:23:48,080 --> 00:23:50,560
Speaker 4: think that you get to lie and they don't? So

558
00:23:50,680 --> 00:23:53,760
Speaker 4: I think that yeah, that's my answer is like I

559
00:23:53,800 --> 00:23:54,480
Speaker 4: wouldn't lie.

560
00:23:54,800 --> 00:23:55,159
Speaker 5: Yeah.

561
00:23:55,200 --> 00:23:57,280
Speaker 2: I think it's also very.

562
00:23:57,000 --> 00:23:59,720
Speaker 4: Fair to be wary of pets, right because I have

563
00:23:59,760 --> 00:24:03,159
Speaker 4: seen nightmare dogs. I seen nightmare cats, Like I had

564
00:24:03,400 --> 00:24:06,320
Speaker 4: had past tense a friend who had a cat.

565
00:24:06,160 --> 00:24:08,719
Speaker 2: That would rip the hell out of the carpet.

566
00:24:08,960 --> 00:24:11,480
Speaker 4: She'd just be like, Oh, he's just so funny, and

567
00:24:11,520 --> 00:24:13,240
Speaker 4: I'd be like, what the heck, Like my.

568
00:24:13,240 --> 00:24:14,479
Speaker 2: Cats would never do that.

569
00:24:14,760 --> 00:24:16,959
Speaker 4: And I know you're exactly the same, Like we are

570
00:24:17,040 --> 00:24:18,560
Speaker 4: psychos with our pets, Like we.

571
00:24:18,480 --> 00:24:20,199
Speaker 5: Picked a house that was all floorboards because we're like well,

572
00:24:20,200 --> 00:24:21,080
Speaker 5: then it's not an issue.

573
00:24:21,960 --> 00:24:23,760
Speaker 2: I'm completely on that page.

574
00:24:23,880 --> 00:24:26,080
Speaker 4: We like put so many more floorboards in the only

575
00:24:26,119 --> 00:24:28,960
Speaker 4: place in my house that has carpet is my bedroom.

576
00:24:29,200 --> 00:24:30,840
Speaker 2: Because I was like, okay, that's fine.

577
00:24:30,920 --> 00:24:33,080
Speaker 4: But then also like I've gone to the extent of

578
00:24:33,119 --> 00:24:35,320
Speaker 4: like I hate cat litter, hate it. I've had a

579
00:24:35,320 --> 00:24:38,640
Speaker 4: cat lit as system plumbed into my house. Yeah, I'm crazy,

580
00:24:39,080 --> 00:24:41,480
Speaker 4: but how does your landlord know that you're getting a

581
00:24:41,520 --> 00:24:43,960
Speaker 4: Victoria in a jess or somebody else who doesn't care

582
00:24:44,000 --> 00:24:47,480
Speaker 4: so much? So for me, when I was renting with pets,

583
00:24:47,840 --> 00:24:51,119
Speaker 4: I put in a little pet resume, so I rode up.

584
00:24:51,240 --> 00:24:53,960
Speaker 4: At the time, I only had Bailey, one cat, and

585
00:24:54,040 --> 00:24:56,639
Speaker 4: I wrote him up a resume. I added some pictures

586
00:24:56,720 --> 00:24:59,199
Speaker 4: because I do have a Tonkinese cat, so like he

587
00:24:59,240 --> 00:25:01,200
Speaker 4: does look a little bit different and he's a little

588
00:25:01,240 --> 00:25:03,320
Speaker 4: bit of a special boy, Like he's a bit of

589
00:25:03,320 --> 00:25:06,520
Speaker 4: a princess. So I added his little PRINCESSI photos, and

590
00:25:06,560 --> 00:25:09,160
Speaker 4: then I just did a bio of like, hey, here's

591
00:25:09,160 --> 00:25:11,399
Speaker 4: Bailey's health stats. This is what he gets up to

592
00:25:11,520 --> 00:25:13,720
Speaker 4: during the day, just so you know, like we really

593
00:25:13,800 --> 00:25:16,600
Speaker 4: don't like litter tracking. What we do is we vacuum

594
00:25:16,640 --> 00:25:18,959
Speaker 4: three or four times a week because of that, and

595
00:25:19,000 --> 00:25:22,320
Speaker 4: I think that that is what ultimately got us our

596
00:25:22,400 --> 00:25:25,240
Speaker 4: last rental, because they had such clarity on who was

597
00:25:25,280 --> 00:25:28,000
Speaker 4: moving in. Like I have always been an above and

598
00:25:28,040 --> 00:25:30,399
Speaker 4: beyond person when it comes to applying for things, like

599
00:25:30,480 --> 00:25:32,920
Speaker 4: if it was a job, like I would make sure

600
00:25:32,920 --> 00:25:35,640
Speaker 4: that everything on my resume and cover letter was super tailored.

601
00:25:35,800 --> 00:25:37,600
Speaker 4: I know not everyone is like that, and knewmight go, well,

602
00:25:37,640 --> 00:25:39,920
Speaker 4: I shouldn't have to do that. Don't then, like, I'm

603
00:25:39,960 --> 00:25:42,159
Speaker 4: just trying to put myself ahead of the competition, if

604
00:25:42,240 --> 00:25:44,960
Speaker 4: I'm being honest, And so I always had a bio

605
00:25:45,040 --> 00:25:46,359
Speaker 4: on me, a bio on.

606
00:25:46,560 --> 00:25:48,480
Speaker 2: My husband at the time who I was moving in with.

607
00:25:48,480 --> 00:25:50,439
Speaker 4: And a bio on the cat and am I was

608
00:25:50,480 --> 00:25:53,480
Speaker 4: told by our real estate agent, that's why you got it,

609
00:25:53,640 --> 00:25:56,200
Speaker 4: because they had immediate clarity on like this is Steve,

610
00:25:56,280 --> 00:25:58,439
Speaker 4: this is Victoria, this is their cat Bailey, this is

611
00:25:58,440 --> 00:25:59,359
Speaker 4: what this looks like.

612
00:25:59,560 --> 00:26:01,240
Speaker 2: Yeah, and they were really happy with that.

613
00:26:01,720 --> 00:26:05,440
Speaker 4: So I think that just the added level of transparency

614
00:26:05,840 --> 00:26:07,240
Speaker 4: really helped our situation.

615
00:26:07,520 --> 00:26:08,840
Speaker 2: Yeah, and I can put it on stories.

616
00:26:08,840 --> 00:26:10,920
Speaker 4: We'll put our little cat resume up so that you

617
00:26:10,960 --> 00:26:14,200
Speaker 4: guys can copy it. But it was lame, so lame.

618
00:26:14,240 --> 00:26:17,120
Speaker 4: But I think that's what made them laugh because jess

619
00:26:17,160 --> 00:26:19,160
Speaker 4: as I said, I like to be prepared.

620
00:26:19,760 --> 00:26:21,720
Speaker 2: Every open for inspection.

621
00:26:21,760 --> 00:26:23,719
Speaker 4: I went to I took my little folder of printed

622
00:26:23,720 --> 00:26:27,399
Speaker 4: out applications, my printed out resumes, photo copies of my

623
00:26:27,520 --> 00:26:30,120
Speaker 4: license and passports, so I could be like, hi, kin,

624
00:26:30,240 --> 00:26:33,080
Speaker 4: so here's my pre prepared applications. Put me above and

625
00:26:33,080 --> 00:26:36,560
Speaker 4: beyond everybody else. They actually put Bailey's resume on their

626
00:26:36,560 --> 00:26:38,879
Speaker 4: fridge at work. That's so coy, and it had his

627
00:26:38,920 --> 00:26:42,240
Speaker 4: little reference. So I had the last rental property manager

628
00:26:42,600 --> 00:26:44,440
Speaker 4: that he lived in a property with, and I also

629
00:26:44,480 --> 00:26:45,159
Speaker 4: put his bet.

630
00:26:45,720 --> 00:26:47,600
Speaker 5: I feel it was that's actually a great It's not

631
00:26:48,080 --> 00:26:49,919
Speaker 5: I feel like putting if you have rented with this

632
00:26:50,040 --> 00:26:54,840
Speaker 5: cat somewhere else. I reckon having having a note on

633
00:26:54,880 --> 00:26:57,880
Speaker 5: that a previous landlord or somebody who can say, oh, yeah,

634
00:26:57,920 --> 00:27:00,000
Speaker 5: like the cat lived here. It was a total non issue.

635
00:27:00,119 --> 00:27:01,960
Speaker 5: I think would go a very long.

636
00:27:01,800 --> 00:27:04,520
Speaker 4: Way because there are cats that climb curtains, there are

637
00:27:04,600 --> 00:27:07,040
Speaker 4: cats that climb windows and doors, and there are dogs

638
00:27:07,080 --> 00:27:08,919
Speaker 4: that scratch the hell out of a back door to

639
00:27:08,960 --> 00:27:10,920
Speaker 4: the point where it needs to be replaced. So I

640
00:27:10,960 --> 00:27:13,479
Speaker 4: think we need to address the fact that those are

641
00:27:13,480 --> 00:27:16,480
Speaker 4: the things that your landlord is concerned about, and being

642
00:27:16,520 --> 00:27:18,960
Speaker 4: able to say, oh, by the way, Jess, this is

643
00:27:19,000 --> 00:27:22,159
Speaker 4: the pet that would live here specifically might alleviate some

644
00:27:22,240 --> 00:27:24,879
Speaker 4: of their concerns. So for me, I'm definitely in the

645
00:27:24,920 --> 00:27:29,199
Speaker 4: camp of complete transparency because it's worked for me historically.

646
00:27:29,520 --> 00:27:32,040
Speaker 4: But also that's why I needed to give you so

647
00:27:32,119 --> 00:27:34,840
Speaker 4: much context and be like, yeah, it's worked for me historically, Jess.

648
00:27:34,840 --> 00:27:37,560
Speaker 4: But also I have been one of those above and

649
00:27:37,600 --> 00:27:40,840
Speaker 4: beyond people who like kind of did the crazy application

650
00:27:40,920 --> 00:27:43,119
Speaker 4: because I did want the house. I remember when I

651
00:27:43,160 --> 00:27:45,359
Speaker 4: went to the open for inspection for our last rental

652
00:27:45,359 --> 00:27:48,040
Speaker 4: property before we bought, and there were like sixty people there.

653
00:27:48,400 --> 00:27:51,600
Speaker 4: I left, there's no chance, yeah, exac.

654
00:27:51,640 --> 00:27:54,119
Speaker 5: And so I understand how it can be stressful for

655
00:27:54,160 --> 00:27:57,080
Speaker 5: our listener, but I think, yeah, like I wouldn't go

656
00:27:57,200 --> 00:27:59,160
Speaker 5: the full keep it a secret, like, I just don't

657
00:27:59,200 --> 00:28:01,000
Speaker 5: think it'll work. And I think if you get busted,

658
00:28:01,080 --> 00:28:02,560
Speaker 5: is that grounds potentially.

659
00:28:02,160 --> 00:28:04,800
Speaker 4: For you to be I think it definitely is ground

660
00:28:04,840 --> 00:28:06,480
Speaker 4: which is to be kicked out. But I also just

661
00:28:06,520 --> 00:28:08,280
Speaker 4: look at it and I go, you would expect your

662
00:28:08,359 --> 00:28:10,600
Speaker 4: landlord and your real estate agent do not lie to you,

663
00:28:10,760 --> 00:28:12,399
Speaker 4: So why do you think it's okay to do it?

664
00:28:12,440 --> 00:28:14,480
Speaker 4: In vice versa, like there might be a leak or

665
00:28:14,480 --> 00:28:17,040
Speaker 4: something in the laundry and they're like, oh, they might

666
00:28:17,080 --> 00:28:18,760
Speaker 4: not want the house because of that, let's just not

667
00:28:18,840 --> 00:28:21,480
Speaker 4: tell them. That's not okay. So why is it okay

668
00:28:21,520 --> 00:28:23,680
Speaker 4: for you to do it? I'm also a very black

669
00:28:23,680 --> 00:28:25,760
Speaker 4: and white person, like in my head, there's a right

670
00:28:25,800 --> 00:28:27,280
Speaker 4: and a wrong, and it's got me into a lot

671
00:28:27,280 --> 00:28:28,000
Speaker 4: of trouble.

672
00:28:27,760 --> 00:28:30,840
Speaker 5: Historic So what did everybody else think?

673
00:28:30,960 --> 00:28:33,280
Speaker 2: Honestly, there were so many diverse responses.

674
00:28:33,359 --> 00:28:36,040
Speaker 4: Yes, so first things first, someone said, we have no

675
00:28:36,160 --> 00:28:39,400
Speaker 4: issues with animals renting our properties. It's the people renting

676
00:28:39,440 --> 00:28:40,200
Speaker 4: that destroy it.

677
00:28:40,480 --> 00:28:40,800
Speaker 5: Yeah.

678
00:28:40,960 --> 00:28:43,640
Speaker 4: Someone else said I'll take a cat over a toddler

679
00:28:43,680 --> 00:28:44,160
Speaker 4: any day.

680
00:28:44,640 --> 00:28:49,720
Speaker 5: Honestly, super relevant. Yes, don't have a opposable thumbs, No,

681
00:28:49,960 --> 00:28:50,880
Speaker 5: landa drawn on the wall.

682
00:28:51,000 --> 00:28:51,080
Speaker 1: No.

683
00:28:51,120 --> 00:28:52,960
Speaker 4: As someone who's about to have a baby and looking

684
00:28:53,040 --> 00:28:56,320
Speaker 4: around her house going I think it needs babyproofing, I'm like,

685
00:28:56,560 --> 00:28:58,520
Speaker 4: where do people keep crayons and stuff in the future,

686
00:28:58,560 --> 00:29:01,560
Speaker 4: because I'm you know, if I leave crayons out, like,

687
00:29:01,640 --> 00:29:03,040
Speaker 4: my cat's not going to draw on the wall.

688
00:29:03,120 --> 00:29:04,680
Speaker 2: Yeah, you know who's going to draw on the wall.

689
00:29:04,840 --> 00:29:06,280
Speaker 2: Baby yep, bam.

690
00:29:07,000 --> 00:29:10,600
Speaker 4: Anyway, next they said, apply, then advise that you have

691
00:29:10,640 --> 00:29:12,840
Speaker 4: a cat after the rental has been accepted, because they

692
00:29:12,840 --> 00:29:16,920
Speaker 4: shouldn't be declining it anyway. Someone said controversial, but if

693
00:29:16,960 --> 00:29:19,600
Speaker 4: there is carpet, you can't get that smell out.

694
00:29:19,880 --> 00:29:22,400
Speaker 2: Sorry, ladies, I would disagree.

695
00:29:22,480 --> 00:29:23,320
Speaker 5: This is a weird thing.

696
00:29:23,960 --> 00:29:27,320
Speaker 2: Yeah, I mean if your cat on the well carpet. Yeah,

697
00:29:27,360 --> 00:29:28,840
Speaker 2: But like, Jess, do you walk into my house and

698
00:29:28,880 --> 00:29:30,560
Speaker 2: smell my pets? I hope not. I hope it smells

699
00:29:30,560 --> 00:29:31,160
Speaker 2: like domestos.

700
00:29:31,160 --> 00:29:33,760
Speaker 5: I would argue that dogs, but I'm not a dog irness.

701
00:29:33,800 --> 00:29:35,040
Speaker 5: I don't know if that's just because I have cat,

702
00:29:35,320 --> 00:29:35,680
Speaker 5: I don't know.

703
00:29:35,800 --> 00:29:38,680
Speaker 4: But also, like, look at my dog. She's technically one

704
00:29:38,680 --> 00:29:41,080
Speaker 4: of those hyperalergenic dogs. She doesn't drop any fur. It

705
00:29:41,080 --> 00:29:43,040
Speaker 4: means that we have to brush her all the damn time.

706
00:29:43,360 --> 00:29:45,400
Speaker 4: But like that's very different to having a German shepherd

707
00:29:45,440 --> 00:29:48,360
Speaker 4: who does drop further might get caught in the carpets.

708
00:29:48,000 --> 00:29:51,520
Speaker 2: Right, That's so true. Again, different horses for different courses.

709
00:29:51,840 --> 00:29:55,360
Speaker 4: Someone said, I'd be super welcoming to renters with dogs cats, know,

710
00:29:55,640 --> 00:29:59,000
Speaker 4: due to allergies and other landlord experiences can't people be

711
00:29:59,040 --> 00:29:59,960
Speaker 4: allergic to dogs too?

712
00:30:00,520 --> 00:30:04,600
Speaker 2: Totally but interesting bias. Everyone gets an opinion.

713
00:30:05,160 --> 00:30:07,720
Speaker 4: Someone else said, I know they can't legally refuse pets

714
00:30:07,720 --> 00:30:10,600
Speaker 4: without a valid reason, but I've seen contracts once accepted

715
00:30:10,720 --> 00:30:15,080
Speaker 4: that then say no pets. Someone said again, want to reiterate,

716
00:30:15,080 --> 00:30:16,680
Speaker 4: I'd take pets over kids any day.

717
00:30:17,640 --> 00:30:19,080
Speaker 5: They're really hammering that home.

718
00:30:19,440 --> 00:30:20,240
Speaker 2: I see you.

719
00:30:21,000 --> 00:30:23,040
Speaker 4: Someone said, in New Zealand, people can get a pet

720
00:30:23,040 --> 00:30:25,000
Speaker 4: after moving into the rental and they don't have to

721
00:30:25,000 --> 00:30:28,400
Speaker 4: tell their landlord. That's an interesting rule. What a conundrum.

722
00:30:28,680 --> 00:30:30,440
Speaker 4: Someone said, try and see if you can get it first.

723
00:30:30,480 --> 00:30:33,000
Speaker 4: If no luck after a set period, change your narrative

724
00:30:34,120 --> 00:30:35,960
Speaker 4: to what lying about having a pet?

725
00:30:36,120 --> 00:30:36,840
Speaker 2: Oh?

726
00:30:36,840 --> 00:30:38,280
Speaker 5: I see, and.

727
00:30:38,240 --> 00:30:39,360
Speaker 2: Then I've got two more.

728
00:30:39,560 --> 00:30:42,400
Speaker 4: Someone said I wouldn't approve a dog as my IP

729
00:30:42,760 --> 00:30:46,760
Speaker 4: is a flat. I think IP means investment property, which

730
00:30:46,800 --> 00:30:47,920
Speaker 4: means there's not enough space.

731
00:30:47,920 --> 00:30:50,880
Speaker 2: But I'd definitely approve someone with a cat, which makes sense.

732
00:30:51,040 --> 00:30:53,239
Speaker 5: I think there's also the narrative or the assumption. And

733
00:30:53,280 --> 00:30:55,080
Speaker 5: as someone who rents like I can admit that I

734
00:30:55,120 --> 00:30:57,640
Speaker 5: have felt this way sometimes that all landlords are just

735
00:30:57,640 --> 00:30:59,720
Speaker 5: so particular and they only want a really particular type

736
00:30:59,720 --> 00:31:01,960
Speaker 5: of person. And then their property, and it can feel

737
00:31:02,000 --> 00:31:05,680
Speaker 5: really hard to if you don't fit that standard. Yeah,

738
00:31:05,720 --> 00:31:08,120
Speaker 5: but there are some out there, as we're seeing in

739
00:31:08,120 --> 00:31:10,400
Speaker 5: these comments, of people who don't mind, or who are

740
00:31:10,400 --> 00:31:12,880
Speaker 5: maybe really reasonable and really level headed, and if you

741
00:31:13,000 --> 00:31:15,280
Speaker 5: showed them the right you know, the pet resume and

742
00:31:15,320 --> 00:31:17,720
Speaker 5: the references and all of those kinds of things, then

743
00:31:17,720 --> 00:31:19,400
Speaker 5: maybe it would turn out totally fine.

744
00:31:19,600 --> 00:31:19,800
Speaker 1: Yeah.

745
00:31:19,840 --> 00:31:21,760
Speaker 4: And then this last person that I'm going to read

746
00:31:21,800 --> 00:31:24,640
Speaker 4: out says, I'm a landlord. It actually depends on the pet.

747
00:31:24,720 --> 00:31:27,120
Speaker 4: I'm happy with pets like cats and small dogs in

748
00:31:27,160 --> 00:31:31,160
Speaker 4: our small rental property. So again, I think that clarity

749
00:31:31,280 --> 00:31:34,000
Speaker 4: situation where you go, hey, actually, this is my pet,

750
00:31:34,080 --> 00:31:36,520
Speaker 4: this is what they act like, this is their behavior here,

751
00:31:36,560 --> 00:31:39,440
Speaker 4: and maybe some references. I totally get that there are

752
00:31:39,440 --> 00:31:41,480
Speaker 4: people out there that gonna go Victoria, I shouldn't have

753
00:31:41,480 --> 00:31:43,600
Speaker 4: to do that, or you shouldn't, but you know what,

754
00:31:43,720 --> 00:31:45,400
Speaker 4: there are people out there who are doing it. And

755
00:31:45,440 --> 00:31:48,040
Speaker 4: I can almost guarantee that if I one day become

756
00:31:48,080 --> 00:31:51,440
Speaker 4: a landlord and I look at Jess's application that has

757
00:31:51,600 --> 00:31:54,120
Speaker 4: I have one cat, and then Jess's application that has

758
00:31:54,440 --> 00:31:56,360
Speaker 4: I have one cat, here's a whole heap of information

759
00:31:56,400 --> 00:31:58,360
Speaker 4: about them. I am going to go with the more

760
00:31:58,520 --> 00:32:01,480
Speaker 4: educated decision because it makes me feel more confident as

761
00:32:01,680 --> 00:32:04,600
Speaker 4: somebody who's lasing out that property also tells me a

762
00:32:04,640 --> 00:32:09,360
Speaker 4: fair bit about that person's I guess, commitment, personality. I'm like, Wow,

763
00:32:09,400 --> 00:32:12,000
Speaker 4: they really have gone above and beyond so as much

764
00:32:12,000 --> 00:32:14,160
Speaker 4: as you shouldn't have to if there are other people

765
00:32:14,160 --> 00:32:16,880
Speaker 4: out there doing it, the probability of you getting picked

766
00:32:16,920 --> 00:32:19,760
Speaker 4: when honestly there's a better option on the table, Like

767
00:32:20,360 --> 00:32:21,800
Speaker 4: I think, we do need to put in the effort,

768
00:32:21,880 --> 00:32:24,360
Speaker 4: especially if we want to have our pet sleep with.

769
00:32:24,400 --> 00:32:26,240
Speaker 5: Us, and that's what we all want. We want our

770
00:32:26,240 --> 00:32:26,960
Speaker 5: little ferry friends.

771
00:32:27,040 --> 00:32:27,800
Speaker 2: Yeah, too true.

772
00:32:27,840 --> 00:32:30,360
Speaker 4: All right, before I get all emotional about puppies and

773
00:32:30,440 --> 00:32:32,840
Speaker 4: kittens and honestly looking at otto videos on.

774
00:32:32,800 --> 00:32:34,000
Speaker 2: TikTok, we need to go.

775
00:32:34,760 --> 00:32:38,000
Speaker 4: It has been a wonderful Friday recap with you, Jessica.

776
00:32:38,480 --> 00:32:40,760
Speaker 4: I'll see you guys on Monday, bright and early for

777
00:32:40,960 --> 00:32:43,760
Speaker 4: pre recorded money Diaries, because don't forget jess and I

778
00:32:44,000 --> 00:32:44,720
Speaker 4: we're in New York.

779
00:32:45,280 --> 00:32:49,120
Speaker 2: No yah, yes, that's terrible. Goodbye off you guys.

780
00:32:49,160 --> 00:32:50,160
Speaker 5: I'm trying to think of a song.

781
00:32:57,400 --> 00:33:00,000
Speaker 4: The advice shared on Cheese on the Money is generally

782
00:33:00,200 --> 00:33:03,960
Speaker 4: nature and does not consider your individual circumstances. She's on

783
00:33:04,000 --> 00:33:07,520
Speaker 4: the Money exists purely for educational purposes and should not

784
00:33:07,560 --> 00:33:10,560
Speaker 4: be relied upon to make an investment or financial decision.

785
00:33:10,920 --> 00:33:13,400
Speaker 4: If you do choose to buy a financial product, read

786
00:33:13,400 --> 00:33:17,560
Speaker 4: the PDS TMD and obtain appropriate financial advice tailored towards

787
00:33:17,600 --> 00:33:20,880
Speaker 4: your needs. Victoria Divine and She's on the Money are

788
00:33:20,920 --> 00:33:25,880
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789
00:33:25,960 --> 00:33:29,920
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790
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Speaker 4: four five one two eight nine