1 00:00:00,160 --> 00:00:02,360 Speaker 1: Hello, and welcome to She's on the Money. It's the 2 00:00:02,360 --> 00:00:05,640 Speaker 1: podcast for millennials who want financial freedom. 3 00:00:05,720 --> 00:00:06,560 Speaker 2: I'm traveling for. 4 00:00:06,640 --> 00:00:07,440 Speaker 3: Everybody else to. 5 00:00:07,720 --> 00:00:10,000 Speaker 4: Oh, it is just a really catchy tagline. 6 00:00:10,039 --> 00:00:13,080 Speaker 1: Well you've written a mate. Remember whatever you write on 7 00:00:13,200 --> 00:00:18,200 Speaker 1: the teleprompter. Trav Roebuck will say, I am travel. 8 00:00:18,360 --> 00:00:19,280 Speaker 3: Is really pretty. 9 00:00:19,520 --> 00:00:21,639 Speaker 5: Yeah, why don't you. 10 00:00:21,600 --> 00:00:24,720 Speaker 2: Say that, Trav Mitch Churry is really pretty? She put 11 00:00:24,720 --> 00:00:26,279 Speaker 2: a mark on the end of it. 12 00:00:26,560 --> 00:00:28,680 Speaker 5: I don't say I wouldn't say I'm pretty, would you, Victoria? 13 00:00:28,680 --> 00:00:31,640 Speaker 4: I had more say I think you're handsome's handsome stuff? 14 00:00:31,760 --> 00:00:33,320 Speaker 3: Thank you pretty though. 15 00:00:33,320 --> 00:00:35,240 Speaker 4: Like you have nice hair, like you know how some 16 00:00:35,280 --> 00:00:38,600 Speaker 4: people they're like, oh they're just like rugged handsome, like 17 00:00:38,600 --> 00:00:41,680 Speaker 4: like you've got soft hair, like you clearly care about it. 18 00:00:41,800 --> 00:00:43,760 Speaker 5: Yeah, you know how some people sweat and it's hot 19 00:00:43,800 --> 00:00:45,400 Speaker 5: when I sweat. It's discussing. 20 00:00:45,440 --> 00:00:46,840 Speaker 3: We don't have to list. 21 00:00:47,040 --> 00:00:48,680 Speaker 2: You've got a lovely glow about you. 22 00:00:48,800 --> 00:00:52,440 Speaker 3: Victoria, exactly make me so nervous. Let's move on. 23 00:00:52,560 --> 00:00:55,080 Speaker 1: You know, if we were in a relationship, we probably 24 00:00:55,120 --> 00:00:57,520 Speaker 1: wouldn't need to start talking about it wouldn't be though. 25 00:00:57,720 --> 00:00:59,840 Speaker 1: I know, but how much money I'm trying to do? 26 00:01:00,280 --> 00:01:00,920 Speaker 1: What we call. 27 00:01:01,800 --> 00:01:02,800 Speaker 2: Yeah, that sounds good. 28 00:01:02,920 --> 00:01:03,880 Speaker 5: Guys would be ale. 29 00:01:04,200 --> 00:01:06,520 Speaker 1: When do we start talking about how much money we 30 00:01:06,640 --> 00:01:07,800 Speaker 1: have and what we want. 31 00:01:07,680 --> 00:01:09,480 Speaker 2: To do with it if we're a thrupple. 32 00:01:09,240 --> 00:01:09,560 Speaker 4: I don't know. 33 00:01:09,720 --> 00:01:10,560 Speaker 5: That's tough. 34 00:01:11,000 --> 00:01:13,679 Speaker 4: That's Mitch's job. Your job is to make me cups 35 00:01:13,720 --> 00:01:15,039 Speaker 4: of tea and bring me my wheat pack. 36 00:01:15,720 --> 00:01:18,360 Speaker 3: And Mitch, what's my job? I order the Uber eats. 37 00:01:18,640 --> 00:01:20,840 Speaker 5: Yes, I'm not even joking. 38 00:01:20,880 --> 00:01:21,000 Speaker 4: Guy. 39 00:01:21,040 --> 00:01:24,199 Speaker 5: I wasn't going to say anything, but just as as 40 00:01:24,240 --> 00:01:28,080 Speaker 5: we were recording, I might ordered. I ordered gozamet. 41 00:01:28,120 --> 00:01:30,919 Speaker 4: Oh, some cheeky morning Mexican. 42 00:01:30,680 --> 00:01:34,240 Speaker 1: And exception has an exception that is so damned selfish 43 00:01:34,280 --> 00:01:36,160 Speaker 1: of you, mate, because the studio is not going to 44 00:01:36,200 --> 00:01:38,800 Speaker 1: be inhabitable Mate in a couple of hours thanks to you. 45 00:01:38,800 --> 00:01:39,920 Speaker 3: You're kind of food, Mitch. 46 00:01:40,280 --> 00:01:41,880 Speaker 5: Why is that? Why is it not inhabitable? 47 00:01:41,959 --> 00:01:44,800 Speaker 2: Mexican? And Mitch, cherry does not equal pleasant smell. 48 00:01:44,920 --> 00:01:47,640 Speaker 4: And also just low key. Do you remember Trev being 49 00:01:47,680 --> 00:01:49,240 Speaker 4: asked if you'd like some Mexican? 50 00:01:50,280 --> 00:01:51,760 Speaker 3: I don't remember being offered. 51 00:01:52,040 --> 00:01:54,920 Speaker 1: That silence was me trying to remember and know the 52 00:01:54,960 --> 00:01:56,440 Speaker 1: answer is Mexic. 53 00:01:56,600 --> 00:01:58,000 Speaker 5: Check your phones. I text you while I was in 54 00:01:58,040 --> 00:01:58,800 Speaker 5: the bathroom. 55 00:01:59,520 --> 00:02:02,360 Speaker 3: Let's still about this radio show. How did it go 56 00:02:02,440 --> 00:02:03,040 Speaker 3: this week? 57 00:02:03,360 --> 00:02:05,120 Speaker 5: I thought it was a great show. We did more 58 00:02:05,360 --> 00:02:08,680 Speaker 5: marketplace fines. What deal did you get? A marketplace all 59 00:02:08,680 --> 00:02:11,760 Speaker 5: stem from the fact that I'm a marketplace genius and 60 00:02:11,840 --> 00:02:14,120 Speaker 5: we got an interesting one to have Richard called through 61 00:02:14,160 --> 00:02:16,359 Speaker 5: and he got a deal which I actually think we 62 00:02:16,360 --> 00:02:17,839 Speaker 5: should have. 63 00:02:17,320 --> 00:02:20,400 Speaker 4: Never honestly, I want to fact check that. Rich Sorry, 64 00:02:20,400 --> 00:02:23,320 Speaker 4: if you're listening, how does anybody spend eight thousand dollars 65 00:02:23,360 --> 00:02:24,600 Speaker 4: on one reclined. 66 00:02:24,320 --> 00:02:25,919 Speaker 5: I'm going to google it time you wake it. 67 00:02:26,320 --> 00:02:29,200 Speaker 4: No, maybe it's like designer from like King Living or something. 68 00:02:29,240 --> 00:02:31,919 Speaker 5: And he claims what did he claim? He got four 69 00:02:31,960 --> 00:02:33,520 Speaker 5: thousand dollars chairs? Two of them? 70 00:02:33,639 --> 00:02:34,120 Speaker 3: Two of them? 71 00:02:34,200 --> 00:02:34,280 Speaker 6: No? 72 00:02:34,400 --> 00:02:35,400 Speaker 3: When they eight grandeep? 73 00:02:35,520 --> 00:02:37,920 Speaker 1: No? No, no, two for eight grand and he pays 74 00:02:38,080 --> 00:02:39,679 Speaker 1: eight hundred dollars for them. 75 00:02:39,760 --> 00:02:42,280 Speaker 5: Hold on a lazy Boy online. I've just checked it 76 00:02:42,320 --> 00:02:45,600 Speaker 5: can go for two nine nine. 77 00:02:45,639 --> 00:02:49,680 Speaker 2: And what about the chair version, Mitch, you're just looking 78 00:02:49,720 --> 00:02:50,720 Speaker 2: feet Well. 79 00:02:50,680 --> 00:02:54,280 Speaker 4: We're renovating at the moment, and it's making me really 80 00:02:54,440 --> 00:02:56,639 Speaker 4: requestion the furniture that's in my house. 81 00:02:56,680 --> 00:02:58,080 Speaker 2: What does the ghost think about your house? 82 00:02:58,120 --> 00:02:58,320 Speaker 7: Oh? 83 00:02:58,360 --> 00:03:01,080 Speaker 4: Look, I don't know the ghost, you know, how she's 84 00:03:01,120 --> 00:03:03,480 Speaker 4: turning off and on the kitchen lights at the moment. 85 00:03:03,639 --> 00:03:04,680 Speaker 5: She how do you know it's a she? 86 00:03:06,320 --> 00:03:09,560 Speaker 4: Oh, this makes me sound crazy because I heard her voice. 87 00:03:09,960 --> 00:03:13,200 Speaker 4: I'm convinced she talks to me. What But it's okay, 88 00:03:13,240 --> 00:03:15,760 Speaker 4: it's all right. But it's making me requestion all of 89 00:03:15,800 --> 00:03:18,600 Speaker 4: my furniture in my house right because the furniture in 90 00:03:18,639 --> 00:03:21,080 Speaker 4: my house is like from when I was at Uni. 91 00:03:21,120 --> 00:03:22,320 Speaker 3: I just haven't updated it. 92 00:03:22,600 --> 00:03:25,239 Speaker 4: Like I have these chairs that I actually did buy 93 00:03:25,280 --> 00:03:28,160 Speaker 4: on Facebook market Place no gum Tree. Sorry, well the 94 00:03:28,160 --> 00:03:30,680 Speaker 4: one gum Tree ages ago, and I think it was 95 00:03:30,760 --> 00:03:31,400 Speaker 4: like six of. 96 00:03:31,360 --> 00:03:33,080 Speaker 3: Them for like one hundred dollars or something. They were 97 00:03:33,080 --> 00:03:33,720 Speaker 3: getting rid of them. 98 00:03:33,760 --> 00:03:35,560 Speaker 4: They weren't good to begin with, and now they're like 99 00:03:35,720 --> 00:03:39,760 Speaker 4: real terrible. But I'm looking at buying new ones. What 100 00:03:39,800 --> 00:03:41,720 Speaker 4: do you mean eight hundred dollars a chair for something 101 00:03:41,760 --> 00:03:44,760 Speaker 4: that's reasonably looking? Like, I just don't understand why things 102 00:03:44,760 --> 00:03:45,640 Speaker 4: are so expensive. 103 00:03:46,000 --> 00:03:47,960 Speaker 1: And you're worried now that the ghost is going to 104 00:03:48,080 --> 00:03:50,320 Speaker 1: judge your furniture. But the good thing is she's turning 105 00:03:50,320 --> 00:03:50,880 Speaker 1: off your life. 106 00:03:51,000 --> 00:03:53,160 Speaker 4: No, I'm worried that I'm going to build a new 107 00:03:53,240 --> 00:03:55,640 Speaker 4: kitchen and then have ugly furniture in the house. 108 00:03:56,880 --> 00:03:58,840 Speaker 2: Honestly, that's all right. 109 00:03:58,880 --> 00:04:00,720 Speaker 1: Well, you know what, we are going to save you 110 00:04:00,760 --> 00:04:03,600 Speaker 1: some cash so you can put towards some beautiful furniture 111 00:04:03,640 --> 00:04:04,640 Speaker 1: for your brand new house. 112 00:04:05,080 --> 00:04:06,080 Speaker 2: Your tips are amazing. 113 00:04:06,160 --> 00:04:07,440 Speaker 3: I'm working on a Saturday. 114 00:04:07,640 --> 00:04:10,160 Speaker 1: Yeah, let's get straight into the radio show to find 115 00:04:10,160 --> 00:04:12,720 Speaker 1: out exactly how you can do it. It's She's on the 116 00:04:12,760 --> 00:04:14,440 Speaker 1: Money radio show right now. 117 00:04:14,680 --> 00:04:16,679 Speaker 5: Enjoy it radio. 118 00:04:18,839 --> 00:04:20,839 Speaker 2: She's on the Money Radio show. 119 00:04:22,279 --> 00:04:23,560 Speaker 5: With Victoria Divine. 120 00:04:23,760 --> 00:04:27,359 Speaker 1: Starts see Saturday morning right across the country. She's on 121 00:04:27,400 --> 00:04:30,600 Speaker 1: the Money Radio Show with Australia's number one finance podcaster 122 00:04:30,800 --> 00:04:33,039 Speaker 1: Victoria Divine and Mixtury as well. 123 00:04:33,080 --> 00:04:33,720 Speaker 2: Guys, we are. 124 00:04:33,600 --> 00:04:36,560 Speaker 1: Doing all thanks to Budget Direct, winner of Can Stars 125 00:04:36,680 --> 00:04:40,480 Speaker 1: Insurer of the Year Award twenty twenty two Budget Direct 126 00:04:40,920 --> 00:04:43,800 Speaker 1: Insurance Soul See. 127 00:04:43,320 --> 00:04:45,120 Speaker 3: It's a good tagline. 128 00:04:45,160 --> 00:04:46,360 Speaker 5: It's a great tag Li's. 129 00:04:46,120 --> 00:04:50,080 Speaker 4: Like a mystery tagline like crime podcasting really in so 130 00:04:50,200 --> 00:04:51,640 Speaker 4: like maybe they're playing off on that. 131 00:04:51,960 --> 00:04:54,480 Speaker 3: Have you seen their ads? They're like little detective dude. 132 00:04:54,560 --> 00:04:56,320 Speaker 5: Oh my god. That ads are like a little little 133 00:04:56,360 --> 00:04:56,719 Speaker 5: movie that. 134 00:04:56,839 --> 00:04:58,760 Speaker 4: Really would That's why we're working with them. 135 00:04:59,200 --> 00:04:59,960 Speaker 5: We love your budget Direct. 136 00:05:00,160 --> 00:05:03,880 Speaker 1: Now, speaking of TV, obviously you're a huge Kimmy Kay 137 00:05:04,040 --> 00:05:06,600 Speaker 1: and Pete Davison fan, Victoria, But. 138 00:05:06,800 --> 00:05:08,719 Speaker 3: What about me made that obvious? 139 00:05:08,920 --> 00:05:11,919 Speaker 1: Well, the fact that you always watch every reality show 140 00:05:12,080 --> 00:05:13,920 Speaker 1: under the sun as we and I only ever. 141 00:05:13,800 --> 00:05:15,040 Speaker 3: Wear skims and easy. 142 00:05:15,440 --> 00:05:17,400 Speaker 5: Well, that Chanel bag that you've got next to you, 143 00:05:17,480 --> 00:05:19,760 Speaker 5: that's very kardashi down, sir. 144 00:05:19,920 --> 00:05:22,960 Speaker 4: We are trying to be relatable. That was a splurch 145 00:05:24,040 --> 00:05:25,080 Speaker 4: that I still feel good. 146 00:05:24,920 --> 00:05:26,920 Speaker 5: Itself moment, and you've deserved it. 147 00:05:26,960 --> 00:05:29,600 Speaker 1: But I'm thinking, okay, because obviously Kim kardashily and got 148 00:05:29,600 --> 00:05:31,680 Speaker 1: a heap of money. Pete Davidson got his own money 149 00:05:31,720 --> 00:05:34,440 Speaker 1: as well. But when is that perfect time? And how 150 00:05:34,440 --> 00:05:37,400 Speaker 1: do you start bringing up money with a brand new partner? 151 00:05:37,640 --> 00:05:39,400 Speaker 4: Is Kim k really the one that we have this 152 00:05:39,480 --> 00:05:41,680 Speaker 4: conversation about, Like that is so unrelatable? 153 00:05:41,800 --> 00:05:43,080 Speaker 5: She's a billionaire, do you reckon? 154 00:05:43,120 --> 00:05:45,279 Speaker 4: They get to check out at like the supermarket on 155 00:05:45,279 --> 00:05:47,240 Speaker 4: a Thursday evening, They're like, oh, we'll cook this for 156 00:05:47,279 --> 00:05:48,920 Speaker 4: dinner when we get home, and then they like argue 157 00:05:48,920 --> 00:05:50,679 Speaker 4: with their cards like every other mormal. 158 00:05:50,880 --> 00:05:52,520 Speaker 5: Oh it's a kind sorry, it's fine. 159 00:05:53,040 --> 00:05:54,520 Speaker 2: Billions. On the other line, I. 160 00:05:54,440 --> 00:05:58,680 Speaker 4: Didn't transfer any cash over Oh no, sorry, but that's different, right, 161 00:05:59,320 --> 00:06:01,840 Speaker 4: Their level of wealth is so significantly different. 162 00:06:01,880 --> 00:06:03,920 Speaker 3: But it is kind of awkward talking about money if 163 00:06:03,960 --> 00:06:04,400 Speaker 3: you're in a. 164 00:06:04,320 --> 00:06:07,400 Speaker 4: Couple or you're like dating somebody new, because you can't 165 00:06:07,400 --> 00:06:08,520 Speaker 4: just put your hand up and be like, what do 166 00:06:08,520 --> 00:06:08,839 Speaker 4: you earn? 167 00:06:09,200 --> 00:06:09,719 Speaker 3: That's weird. 168 00:06:09,920 --> 00:06:11,000 Speaker 5: Could you do it on the first date? 169 00:06:11,120 --> 00:06:11,320 Speaker 6: Nah? 170 00:06:11,440 --> 00:06:13,280 Speaker 5: Now you could. I would do it on the first date. 171 00:06:13,400 --> 00:06:13,800 Speaker 2: Would you go? 172 00:06:13,920 --> 00:06:15,159 Speaker 3: How would you ask pitch? 173 00:06:15,279 --> 00:06:17,560 Speaker 5: It's a if you were making a good amount of money, 174 00:06:17,600 --> 00:06:18,840 Speaker 5: you would, But if you weren't making good money, you 175 00:06:18,839 --> 00:06:20,200 Speaker 5: wouldn't bring it up. That's the difference. 176 00:06:20,760 --> 00:06:22,800 Speaker 4: Yeah, But like, I just want to know what your 177 00:06:22,800 --> 00:06:24,640 Speaker 4: money story is and how it works, and I guess 178 00:06:24,640 --> 00:06:26,080 Speaker 4: that's what we'll get into today, right. 179 00:06:26,040 --> 00:06:28,560 Speaker 1: Yeah, And what kind of questions shouldn't you ask your 180 00:06:28,560 --> 00:06:29,120 Speaker 1: new partner? 181 00:06:29,240 --> 00:06:31,800 Speaker 4: Look, obviously I am, she's on the money and I 182 00:06:31,880 --> 00:06:34,359 Speaker 4: talk about this all the time. And I used to 183 00:06:34,400 --> 00:06:37,279 Speaker 4: be so awkward about money. Like when I met my partner, 184 00:06:37,360 --> 00:06:40,000 Speaker 4: I was in some pretty significant credit card debt and 185 00:06:40,080 --> 00:06:43,680 Speaker 4: personal debt because I was basically a genius. So it 186 00:06:43,800 --> 00:06:46,159 Speaker 4: got really awkward talking about money. But I think that 187 00:06:46,200 --> 00:06:48,599 Speaker 4: when you talk about it, we actually need to remove 188 00:06:48,640 --> 00:06:51,159 Speaker 4: ourselves from the here and now of what you earn 189 00:06:51,200 --> 00:06:53,640 Speaker 4: and what you're spending and actually just talk about like 190 00:06:53,800 --> 00:06:56,960 Speaker 4: money stories, which sounds a little bit fluffy, but I 191 00:06:57,080 --> 00:06:59,800 Speaker 4: promise it leans harder into fully. 192 00:06:59,560 --> 00:07:01,200 Speaker 3: Understand what's going on. 193 00:07:01,320 --> 00:07:04,320 Speaker 4: Right, Like, think about your mate who's always that stinge, 194 00:07:04,360 --> 00:07:07,440 Speaker 4: Like you know that guy, Yeah, but you go to 195 00:07:07,520 --> 00:07:10,120 Speaker 4: dumplings and they're like, well, actually I ate one less dumplings, 196 00:07:10,160 --> 00:07:12,840 Speaker 4: so iow fourteen dollars forty and else. 197 00:07:12,960 --> 00:07:14,760 Speaker 3: Yeah, okay, well poor Steve. 198 00:07:15,560 --> 00:07:19,200 Speaker 4: Anyway, that guy, let's like reframe it for a hot 199 00:07:19,240 --> 00:07:21,480 Speaker 4: second and go, well, maybe he's actually just frugal with 200 00:07:21,520 --> 00:07:23,480 Speaker 4: money because he grew up and he didn't have a 201 00:07:23,480 --> 00:07:25,520 Speaker 4: lot of it, and money makes him really anxious, and 202 00:07:25,560 --> 00:07:27,760 Speaker 4: he's actually just trying to, you know, deal with his 203 00:07:27,800 --> 00:07:29,280 Speaker 4: own anxieties around money. 204 00:07:29,440 --> 00:07:31,720 Speaker 3: That then makes you feel a bit of a mean person, 205 00:07:33,360 --> 00:07:34,000 Speaker 3: Thank you, mate. 206 00:07:34,040 --> 00:07:35,960 Speaker 2: So I think it's about sorry, Steve. 207 00:07:35,800 --> 00:07:37,880 Speaker 4: I think it's about understanding where you've come from, and like, 208 00:07:38,040 --> 00:07:41,120 Speaker 4: did you grow up talking about money, like not necessarily 209 00:07:41,160 --> 00:07:43,600 Speaker 4: asking what they earn or how much they should spend 210 00:07:43,600 --> 00:07:46,760 Speaker 4: on things, but rather hey, how did you speak about 211 00:07:46,760 --> 00:07:49,160 Speaker 4: money growing up? Well, if we're in a relationship, like 212 00:07:49,200 --> 00:07:51,440 Speaker 4: should we be fifty to fifty or should we be 213 00:07:51,440 --> 00:07:54,520 Speaker 4: splitting expenses based on what we earn? Like Trav obviously 214 00:07:54,600 --> 00:07:56,720 Speaker 4: earned so much more than I Joe. Yeah, so should 215 00:07:56,760 --> 00:07:58,680 Speaker 4: he be paying more of the bills? If we're in 216 00:07:58,680 --> 00:08:01,040 Speaker 4: a quote equitable relationship? And then we could try a 217 00:08:01,080 --> 00:08:03,880 Speaker 4: real big debate about equity versus equality in a relationship. 218 00:08:03,960 --> 00:08:05,880 Speaker 5: Yes, Itch Trap buys me a coffee before the show 219 00:08:05,880 --> 00:08:07,520 Speaker 5: every Saturday morning, So I don't know what's going on 220 00:08:07,560 --> 00:08:08,520 Speaker 5: with you, Victoria. 221 00:08:08,200 --> 00:08:10,360 Speaker 1: But no, But I think no matter what it is, 222 00:08:10,400 --> 00:08:12,400 Speaker 1: the most important thing that a lot of people don't 223 00:08:12,400 --> 00:08:15,040 Speaker 1: think about when they get into a relationship is just 224 00:08:15,080 --> 00:08:16,080 Speaker 1: being on the same page. 225 00:08:16,120 --> 00:08:16,800 Speaker 2: That's all it is. 226 00:08:16,960 --> 00:08:18,040 Speaker 5: Yeah, I just. 227 00:08:18,000 --> 00:08:20,720 Speaker 4: Want to open honest conversation, Like you don't need to 228 00:08:20,760 --> 00:08:23,160 Speaker 4: dive into the first date and be like, all right, 229 00:08:23,200 --> 00:08:24,960 Speaker 4: well who's paying for this and that and how does 230 00:08:25,000 --> 00:08:27,400 Speaker 4: it all work? But I think that money can actually 231 00:08:27,400 --> 00:08:30,000 Speaker 4: be really empowering, Like at the end of the day, 232 00:08:30,120 --> 00:08:33,240 Speaker 4: flip it, think about your partner, like you have no 233 00:08:33,360 --> 00:08:36,920 Speaker 4: idea what your new partner's financial circumstances are, and by 234 00:08:37,000 --> 00:08:39,520 Speaker 4: just talking about it kind of takes the pressure off. 235 00:08:39,760 --> 00:08:41,439 Speaker 4: If we're going on dates, like do they always have 236 00:08:41,480 --> 00:08:43,800 Speaker 4: to be fancy or do you really like dates where 237 00:08:43,840 --> 00:08:45,640 Speaker 4: we described pizza and eat it on the couch watching 238 00:08:45,720 --> 00:08:49,400 Speaker 4: movies like oh yeah yeah, so easy to lean into 239 00:08:49,559 --> 00:08:52,440 Speaker 4: trying to impress your new flame really early, and like 240 00:08:52,480 --> 00:08:53,679 Speaker 4: they might not even like that. 241 00:08:54,120 --> 00:08:59,640 Speaker 1: They might like spending their time on Facebook Marketplace either selling. 242 00:08:59,360 --> 00:09:00,720 Speaker 2: Oh yeah, or buying. 243 00:09:00,840 --> 00:09:01,960 Speaker 5: And you're talking my language. 244 00:09:02,000 --> 00:09:03,480 Speaker 3: Yeah that's where you met your partner. 245 00:09:03,600 --> 00:09:05,240 Speaker 1: I was hoping you weren't going to say that you 246 00:09:05,280 --> 00:09:12,440 Speaker 1: bought your partner of Facebook Tinder guys, are you on facetbook? 247 00:09:15,960 --> 00:09:18,040 Speaker 2: You need second friends? 248 00:09:20,000 --> 00:09:20,280 Speaker 6: All right? 249 00:09:20,320 --> 00:09:22,080 Speaker 1: On thirteen one six y five, we want to know 250 00:09:22,160 --> 00:09:25,120 Speaker 1: what did you score on Facebook Marketplace and how much 251 00:09:25,160 --> 00:09:25,880 Speaker 1: did you save? 252 00:09:26,040 --> 00:09:27,840 Speaker 2: Mitch, what do you reckon? The best thing you've scored is. 253 00:09:27,840 --> 00:09:29,079 Speaker 5: Many a thing. I'll tell you what. If I could 254 00:09:29,160 --> 00:09:31,360 Speaker 5: order food on Facebook Marketplace and I could all get 255 00:09:31,360 --> 00:09:34,520 Speaker 5: petrol on Facebook Marketplace, I would never be off Facebook Marketplace. 256 00:09:34,520 --> 00:09:37,240 Speaker 5: But recently I bought a milkroffer. I was actually telling you, Victoria, 257 00:09:37,240 --> 00:09:39,440 Speaker 5: I think we're talking about, like, oh, what what's the 258 00:09:39,440 --> 00:09:41,880 Speaker 5: best milk froffit again? On the Smeg. 259 00:09:43,320 --> 00:09:45,679 Speaker 4: Meg milk crotherer and I really like it. But the 260 00:09:45,720 --> 00:09:48,640 Speaker 4: real question here is why is Mitch Jury trying to 261 00:09:48,640 --> 00:09:52,080 Speaker 4: buy a milk frotherer that he can quite clearly afford. Instead, 262 00:09:52,320 --> 00:09:55,800 Speaker 4: you want someone's dank second to hand one with dry 263 00:09:55,880 --> 00:09:56,880 Speaker 4: brown milk in the place. 264 00:09:58,000 --> 00:10:01,199 Speaker 5: It's character happened, It's not, it's this is not character. 265 00:10:01,240 --> 00:10:04,080 Speaker 5: It's dried congealed milk in the corner. And I said, 266 00:10:04,320 --> 00:10:06,080 Speaker 5: is this hused? Because I had to zoom in and 267 00:10:06,080 --> 00:10:08,199 Speaker 5: see that you barely barely. 268 00:10:08,400 --> 00:10:11,600 Speaker 4: No, you can clean that like mine is pristine. Just 269 00:10:11,640 --> 00:10:13,760 Speaker 4: so you know if you come over, you can borrow it, 270 00:10:13,960 --> 00:10:14,240 Speaker 4: give it. 271 00:10:14,240 --> 00:10:15,640 Speaker 5: A little trial next, think you. 272 00:10:15,720 --> 00:10:18,880 Speaker 4: But like for a dude who spent seventeen thousand dollars 273 00:10:18,960 --> 00:10:20,599 Speaker 4: last year three. 274 00:10:20,720 --> 00:10:23,000 Speaker 3: Every show we do, it's all I've got. 275 00:10:23,120 --> 00:10:24,840 Speaker 4: We could also bring up the fact that you were 276 00:10:24,840 --> 00:10:26,600 Speaker 4: the cash coock one time, which wow. 277 00:10:26,440 --> 00:10:28,559 Speaker 5: Yeah, Okayjo're gonna start talk about your poo habits again. 278 00:10:28,600 --> 00:10:30,600 Speaker 1: No, no, no, because we need to ask people on thirteen 279 00:10:30,640 --> 00:10:33,679 Speaker 1: one o six five, what have you scored on Facebook Marketplace? 280 00:10:33,720 --> 00:10:36,240 Speaker 1: And how much have you saved? Richard's called us mate, 281 00:10:36,280 --> 00:10:36,880 Speaker 1: what did you score? 282 00:10:36,960 --> 00:10:37,080 Speaker 7: Well? 283 00:10:37,120 --> 00:10:40,840 Speaker 6: I scored two Recliner cheers and saved myself a fortune, all. 284 00:10:40,800 --> 00:10:42,559 Speaker 2: Right, Joey And what's a recliner? 285 00:10:42,960 --> 00:10:43,200 Speaker 1: Yeah? 286 00:10:43,600 --> 00:10:46,240 Speaker 6: They say, well, actually, I'm a therapist, so I use 287 00:10:46,280 --> 00:10:48,360 Speaker 6: it to counsel people so they kind of go back 288 00:10:48,360 --> 00:10:49,880 Speaker 6: and think about their mother or something like. 289 00:10:49,800 --> 00:10:51,680 Speaker 5: That as well. 290 00:10:52,280 --> 00:10:54,520 Speaker 4: Off, did you get an invoice like are you going 291 00:10:54,559 --> 00:10:55,760 Speaker 4: to claim it on tax as well? 292 00:10:56,120 --> 00:10:58,840 Speaker 6: Yeah, got an invoice that's also text seductible. 293 00:10:59,200 --> 00:11:01,080 Speaker 5: How much did you pay these two chairs? Richard? 294 00:11:01,320 --> 00:11:03,920 Speaker 6: So they were eight hundred dollars and they were as 295 00:11:04,000 --> 00:11:05,600 Speaker 6: new and they would have been eight thousand dollars. 296 00:11:05,800 --> 00:11:08,080 Speaker 2: What a grade for a chair? Wow? 297 00:11:08,280 --> 00:11:10,360 Speaker 4: Oh you know what I've seen that My nana is 298 00:11:10,400 --> 00:11:14,559 Speaker 4: totally into those. Lazy boy what about the chairs? 299 00:11:14,760 --> 00:11:15,680 Speaker 3: Absolutely raw? 300 00:11:15,920 --> 00:11:16,319 Speaker 5: Yeah? 301 00:11:16,360 --> 00:11:21,120 Speaker 1: Well yeah, all right, take it to your calls. Thirday 302 00:11:21,120 --> 00:11:23,800 Speaker 1: one A six five? What's the best bargain you've scored 303 00:11:23,840 --> 00:11:26,520 Speaker 1: on Facebook? Marketplace? Now? Z, you're a seller? What are 304 00:11:26,559 --> 00:11:27,040 Speaker 1: you selling? 305 00:11:27,480 --> 00:11:27,640 Speaker 2: So? 306 00:11:27,800 --> 00:11:30,560 Speaker 7: I sold a mobile phone on Marketplace? 307 00:11:31,000 --> 00:11:31,240 Speaker 5: Yeah? 308 00:11:31,400 --> 00:11:33,280 Speaker 3: Was it the iPhone six last week? 309 00:11:35,559 --> 00:11:38,200 Speaker 7: It was an iPhone eleven? And I made a profit 310 00:11:38,240 --> 00:11:40,800 Speaker 7: on it because I sold it for more than what 311 00:11:40,920 --> 00:11:42,760 Speaker 7: my payout was when I upgraded. 312 00:11:43,160 --> 00:11:47,400 Speaker 4: Oh yes, how did you work out the payout though? 313 00:11:47,559 --> 00:11:47,640 Speaker 6: Like? 314 00:11:47,720 --> 00:11:49,520 Speaker 4: Did you just calculate it and then chuck it on 315 00:11:49,559 --> 00:11:50,840 Speaker 4: Facebook Marketplace for more. 316 00:11:51,360 --> 00:11:53,839 Speaker 7: No, so I already had to pay my phone out 317 00:11:53,880 --> 00:11:55,720 Speaker 7: so I could upgrade, And then I had this spare 318 00:11:55,760 --> 00:11:58,920 Speaker 7: phone that I wasn't doing anything with, so I chucked 319 00:11:58,960 --> 00:12:01,640 Speaker 7: it on Marketplace for what it was worth in the 320 00:12:01,720 --> 00:12:04,400 Speaker 7: market at the time. And that was You know, you didn't. 321 00:12:04,200 --> 00:12:07,240 Speaker 3: Even stooge anyone. You are an angel, my friend. 322 00:12:07,600 --> 00:12:10,839 Speaker 4: Is it annoying? Fielding so many questions from people like, oh, 323 00:12:10,960 --> 00:12:12,920 Speaker 4: is it an iPhone? Can I have another photo of 324 00:12:12,960 --> 00:12:13,640 Speaker 4: your iPhone? 325 00:12:13,840 --> 00:12:15,160 Speaker 3: Because I feel like that's what they do. 326 00:12:15,320 --> 00:12:16,800 Speaker 7: I got to ask the things like can you send 327 00:12:16,840 --> 00:12:20,360 Speaker 7: me photos of what your battery health is? And does 328 00:12:20,440 --> 00:12:23,440 Speaker 7: the speaker on the phone work? And just really and 329 00:12:23,480 --> 00:12:26,440 Speaker 7: I had some scammers try and say I'm sending it 330 00:12:26,440 --> 00:12:28,400 Speaker 7: to my son that studying abroad. 331 00:12:28,760 --> 00:12:30,880 Speaker 5: Of course they. 332 00:12:31,480 --> 00:12:33,720 Speaker 4: Did you learn how to use the block button real quick? 333 00:12:33,840 --> 00:12:35,160 Speaker 3: Because I would have Oh. 334 00:12:35,040 --> 00:12:36,760 Speaker 5: Yeah, did you block a user by the name of 335 00:12:36,760 --> 00:12:39,720 Speaker 5: Mitch Cherry by any chance? Because I feel like I 336 00:12:39,760 --> 00:12:40,520 Speaker 5: probably would. 337 00:12:40,280 --> 00:12:42,880 Speaker 2: Have had also Hitch Murray as well. 338 00:12:43,320 --> 00:12:44,920 Speaker 5: Okay, thanks for the call. We got to end. Now 339 00:12:44,920 --> 00:12:47,520 Speaker 5: we're over to great to chat chat. 340 00:12:48,120 --> 00:12:49,480 Speaker 2: Hey, that was actually really fun. 341 00:12:49,600 --> 00:12:51,240 Speaker 4: Let's do more of that because I actually want to 342 00:12:51,280 --> 00:12:54,800 Speaker 4: hear more about people's blunders on Facebook marketplace. I also 343 00:12:54,920 --> 00:12:57,000 Speaker 4: really would like it if you guys blow up our 344 00:12:57,120 --> 00:13:01,240 Speaker 4: inbox with screenshots of terrible conversation you've had with people. 345 00:13:01,360 --> 00:13:03,360 Speaker 5: Yes, yes, perfect, and you. 346 00:13:03,320 --> 00:13:05,440 Speaker 4: Say yes and then they say thank you sir, like 347 00:13:05,559 --> 00:13:06,840 Speaker 4: I just want all of that. 348 00:13:07,040 --> 00:13:08,839 Speaker 5: Or Victoria. They could go, I've got this side and 349 00:13:08,920 --> 00:13:11,240 Speaker 5: I want to sell, but I don't have any experience. Mitch, 350 00:13:11,320 --> 00:13:16,200 Speaker 5: can you help me sid for maximum price? Yeah, and 351 00:13:16,200 --> 00:13:17,440 Speaker 5: I'll only take a fifty percent cut. 352 00:13:17,480 --> 00:13:19,320 Speaker 3: That's that is such a good win. 353 00:13:19,800 --> 00:13:22,640 Speaker 2: This is She's on the Money radio show. Guys, it 354 00:13:22,720 --> 00:13:23,600 Speaker 2: is time to do this. 355 00:13:25,600 --> 00:13:27,240 Speaker 5: Oh my god. The caller that we just had, we 356 00:13:27,280 --> 00:13:28,880 Speaker 5: should have asked if we could borrow I think it 357 00:13:28,920 --> 00:13:31,240 Speaker 5: was Richard his therapy chairs. Because this is kind of 358 00:13:31,240 --> 00:13:32,560 Speaker 5: like a little bit of therapy on the show. 359 00:13:32,720 --> 00:13:36,120 Speaker 1: We should get therapy chairs and get the microphones hanging down. 360 00:13:36,160 --> 00:13:37,520 Speaker 2: So we do it hanging down. 361 00:13:38,840 --> 00:13:40,960 Speaker 4: Bean bags, but they make too much noise, I'd. 362 00:13:40,840 --> 00:13:43,400 Speaker 5: Probably Yeah, not good for a radio show anyway. 363 00:13:43,440 --> 00:13:44,360 Speaker 3: Really get out of them. 364 00:13:46,000 --> 00:13:46,320 Speaker 6: Yeah. 365 00:13:46,480 --> 00:13:48,120 Speaker 5: I've just spent the night in a bean bag one 366 00:13:48,160 --> 00:13:49,760 Speaker 5: night because I couldn't get out. I just had to 367 00:13:49,800 --> 00:13:50,640 Speaker 5: commit to it. 368 00:13:50,640 --> 00:13:51,120 Speaker 2: It's Finney. 369 00:13:51,120 --> 00:13:53,880 Speaker 1: You know, we all have our problems, just like Sophie, 370 00:13:53,880 --> 00:13:55,439 Speaker 1: who sent us a message Mitch. 371 00:13:55,480 --> 00:13:57,200 Speaker 5: Yeah, Sophie hit us up on this. She's on the 372 00:13:57,200 --> 00:14:00,920 Speaker 5: money Instagram and she needed advice from Victoria. So she's asked. 373 00:14:01,200 --> 00:14:03,400 Speaker 5: My dad passed away six months ago, and I've just 374 00:14:03,440 --> 00:14:06,040 Speaker 5: recently discovered that he's left me a much bigger inheritance 375 00:14:06,040 --> 00:14:08,080 Speaker 5: than i'd expected. How good? That's good? 376 00:14:08,480 --> 00:14:08,920 Speaker 6: All up? 377 00:14:09,200 --> 00:14:12,800 Speaker 5: It's almost a million dollars. A bit nervous about what 378 00:14:12,880 --> 00:14:15,240 Speaker 5: to do with it rightly? So there are always new 379 00:14:15,320 --> 00:14:17,959 Speaker 5: stories of people getting a massive sum of money and 380 00:14:18,000 --> 00:14:20,640 Speaker 5: wasting and I really want to be wise with this inheritance. 381 00:14:20,680 --> 00:14:22,080 Speaker 5: What do I need to do? 382 00:14:22,200 --> 00:14:22,680 Speaker 2: Victoria? 383 00:14:22,760 --> 00:14:23,360 Speaker 5: Hell lash? 384 00:14:23,360 --> 00:14:25,240 Speaker 4: Do you know how common it is to actually blow 385 00:14:25,280 --> 00:14:27,920 Speaker 4: all that cash when you get an inheritance on what though, 386 00:14:28,040 --> 00:14:31,160 Speaker 4: on what life like? It just adds up so quickly. 387 00:14:31,240 --> 00:14:33,400 Speaker 4: Like imagine me if I turned around and said he's 388 00:14:33,440 --> 00:14:35,320 Speaker 4: a million barks, you'd be like, sweet, I'm going to 389 00:14:35,360 --> 00:14:37,000 Speaker 4: buy myself a house. I'm going to buy any yah, 390 00:14:37,280 --> 00:14:39,920 Speaker 4: going to take my friends overseas, Like there's so many 391 00:14:40,040 --> 00:14:43,600 Speaker 4: things that easily easily get over a million dollars, even 392 00:14:43,640 --> 00:14:46,000 Speaker 4: though that sounds like an incomprehensible amount of money. 393 00:14:46,200 --> 00:14:48,120 Speaker 3: And I say that because, as you. 394 00:14:48,040 --> 00:14:52,080 Speaker 4: Guys know, more legit financial advisor like legit as you say, 395 00:14:52,320 --> 00:14:54,040 Speaker 4: I mean you can actually you can look me up 396 00:14:54,040 --> 00:14:56,920 Speaker 4: on the financial advisor register and they'll tell you I'm legit. 397 00:14:57,200 --> 00:14:59,600 Speaker 4: But that's actually what I specialize in. So I do 398 00:14:59,640 --> 00:15:02,600 Speaker 4: a lot of lump some investment and inheritance advice. And 399 00:15:02,640 --> 00:15:04,400 Speaker 4: the number one thing I would say is sit on it, 400 00:15:04,560 --> 00:15:07,400 Speaker 4: don't make any decision, don't make any purchase, just. 401 00:15:07,320 --> 00:15:09,320 Speaker 2: Wait, put it high insurance. 402 00:15:09,880 --> 00:15:11,960 Speaker 3: What are you talking about? High insurance? 403 00:15:12,640 --> 00:15:17,800 Speaker 5: High interest, babe, And that's why you're the money expert. 404 00:15:18,800 --> 00:15:23,280 Speaker 4: Insurance always recommended. But I would absolutely be sitting on 405 00:15:23,320 --> 00:15:25,800 Speaker 4: it and taking a really big deep breath and going, 406 00:15:25,840 --> 00:15:28,640 Speaker 4: what do I actually want to achieve? Because so many 407 00:15:28,680 --> 00:15:31,680 Speaker 4: of us would just see this as big flashing lights 408 00:15:31,720 --> 00:15:33,440 Speaker 4: and go, oh my gosh. 409 00:15:33,040 --> 00:15:34,680 Speaker 3: I can afford to buy a house. 410 00:15:34,480 --> 00:15:37,800 Speaker 4: Outright, money win. You no longer have a mortgage, But 411 00:15:37,840 --> 00:15:39,400 Speaker 4: do you know what you have to do? You still 412 00:15:39,400 --> 00:15:41,040 Speaker 4: have to go to work each and every single day 413 00:15:41,040 --> 00:15:43,320 Speaker 4: to put table and pay the bills and do all 414 00:15:43,360 --> 00:15:46,240 Speaker 4: of those things you have whilst alleviating the fact that 415 00:15:46,240 --> 00:15:48,520 Speaker 4: you now don't have to pay rent or a mortgage, 416 00:15:48,560 --> 00:15:51,000 Speaker 4: you still have to have money coming in. So we 417 00:15:51,080 --> 00:15:54,160 Speaker 4: need to be looking at alternative investments. Because if we 418 00:15:54,280 --> 00:15:56,920 Speaker 4: flipped this right and said, all right, instead of buying 419 00:15:56,920 --> 00:15:59,400 Speaker 4: a property with your million bucks, we are going to 420 00:15:59,440 --> 00:16:02,440 Speaker 4: invest that really safely, really securely, at an average rate 421 00:16:02,480 --> 00:16:04,760 Speaker 4: of return of about seven and a half percent, which 422 00:16:04,760 --> 00:16:07,160 Speaker 4: is pretty conservative. Right, Yeah, thirty years from now, you're 423 00:16:07,160 --> 00:16:10,240 Speaker 4: going to have nearly ten million dollars. Oh Jesus, with 424 00:16:10,400 --> 00:16:12,680 Speaker 4: that ten million dollars, do you know what we could do. 425 00:16:13,040 --> 00:16:15,000 Speaker 4: We could pay off a mortgage, We could pay our 426 00:16:15,040 --> 00:16:19,040 Speaker 4: rent forever and never be constrained financially. Whereas if we 427 00:16:19,080 --> 00:16:21,680 Speaker 4: make short term decisions like going and buying a house 428 00:16:21,720 --> 00:16:23,800 Speaker 4: outright cause we're like, oh, we don't want to pay interest, 429 00:16:23,800 --> 00:16:26,040 Speaker 4: we don't want to pay that mortgage you go, is 430 00:16:26,080 --> 00:16:28,320 Speaker 4: that actually putting you in the best possible position. So 431 00:16:28,360 --> 00:16:31,280 Speaker 4: we need to look at what that looks like holistically, 432 00:16:31,680 --> 00:16:34,720 Speaker 4: at the same time as being back to Victoria divine 433 00:16:34,720 --> 00:16:38,480 Speaker 4: fluffy mode, being really respectful of that money, Like your 434 00:16:38,600 --> 00:16:41,360 Speaker 4: dad he wants to be here, you want him to 435 00:16:41,360 --> 00:16:43,920 Speaker 4: be here. We would easily trade a million bucks to 436 00:16:43,920 --> 00:16:45,920 Speaker 4: get your dad back in a heartbeat. But this is 437 00:16:45,960 --> 00:16:48,360 Speaker 4: the next best thing, right, how do we honor that 438 00:16:48,600 --> 00:16:51,400 Speaker 4: and create the life that you deserve to live to 439 00:16:51,480 --> 00:16:54,680 Speaker 4: make sure he's still I guess living via legacy through you, 440 00:16:55,120 --> 00:16:57,320 Speaker 4: and I think that that's where we really need to 441 00:16:57,320 --> 00:16:58,920 Speaker 4: think about it. And it goes back to the advice 442 00:16:58,960 --> 00:17:01,680 Speaker 4: of just sit on it, don't make any rush decisions, 443 00:17:01,920 --> 00:17:03,520 Speaker 4: make a decision that works for you. 444 00:17:03,640 --> 00:17:06,520 Speaker 5: Welcome to the Church of Victoria, Divine Preacher, Baby. That 445 00:17:06,600 --> 00:17:10,960 Speaker 5: was good advice. Is their food and oh. 446 00:17:10,920 --> 00:17:13,080 Speaker 4: Yeah, absolutely, but like bigger cups. 447 00:17:12,760 --> 00:17:15,119 Speaker 1: Bigger I mean I was in until you said you 448 00:17:15,160 --> 00:17:17,880 Speaker 1: were going to see But for those of us who 449 00:17:18,000 --> 00:17:21,280 Speaker 1: haven't inherited a million bucks, how about we do Super 450 00:17:21,280 --> 00:17:24,600 Speaker 1: Savior Saturday with Victoria. You can give us some sneaky 451 00:17:24,600 --> 00:17:26,600 Speaker 1: tips on how to keep more bucks in our bank account. 452 00:17:26,720 --> 00:17:26,959 Speaker 3: We can. 453 00:17:27,080 --> 00:17:31,920 Speaker 5: It's tax edition and of financial year, so last. 454 00:17:31,680 --> 00:17:33,639 Speaker 4: Week because I had too many tax tips, so hopefully 455 00:17:33,640 --> 00:17:35,080 Speaker 4: I can get at least three out this day. 456 00:17:35,400 --> 00:17:38,040 Speaker 2: This is She's on the Money radio show. Guys. 457 00:17:38,080 --> 00:17:40,080 Speaker 1: It's our favorite time of the week because it's time 458 00:17:40,119 --> 00:17:43,480 Speaker 1: for this Saturday tax edition. 459 00:17:44,680 --> 00:17:49,159 Speaker 5: First, everyone saying happy. Are your first everybody the end 460 00:17:49,160 --> 00:17:53,040 Speaker 5: of financial year for the rest of June this well, 461 00:17:53,240 --> 00:17:55,760 Speaker 5: she's on the Money radio show about right, we're going 462 00:17:55,800 --> 00:17:58,200 Speaker 5: to be giving you tax tips to help you save 463 00:17:58,280 --> 00:18:00,840 Speaker 5: some money ahead of the end of finance You last year, 464 00:18:00,880 --> 00:18:03,120 Speaker 5: Trav and I got the cobweb started to grow Victoria 465 00:18:03,160 --> 00:18:05,840 Speaker 5: when on a rant. So many tips, let's make them 466 00:18:05,880 --> 00:18:07,000 Speaker 5: fun tips, be nice. 467 00:18:07,520 --> 00:18:08,639 Speaker 3: All my tips are fun. 468 00:18:08,960 --> 00:18:10,800 Speaker 5: You're right, you're right, and give us a tip. Stump 469 00:18:10,800 --> 00:18:11,640 Speaker 5: me to tip number one. 470 00:18:11,800 --> 00:18:12,119 Speaker 3: All right. 471 00:18:12,240 --> 00:18:15,600 Speaker 4: Tax tip number one for this week is absolutely the 472 00:18:15,640 --> 00:18:19,080 Speaker 4: episome of twenty twenty one twenty twenty two financial year, 473 00:18:19,520 --> 00:18:23,040 Speaker 4: and that is the government announced in February that COVID 474 00:18:23,119 --> 00:18:26,520 Speaker 4: nineteen testing expenses are now tax deductible for tests that 475 00:18:26,600 --> 00:18:27,600 Speaker 4: are required for you. 476 00:18:27,560 --> 00:18:28,120 Speaker 3: To go to work. 477 00:18:28,240 --> 00:18:32,560 Speaker 5: Good like rats, yeah, rats, rats a tip I can 478 00:18:32,560 --> 00:18:33,919 Speaker 5: get around Victoria. 479 00:18:33,800 --> 00:18:37,800 Speaker 4: Exactly and the next obviously very twenty twenty one cost 480 00:18:37,960 --> 00:18:41,640 Speaker 4: edition tax tips home and office expenses. So if you're 481 00:18:41,720 --> 00:18:43,919 Speaker 4: working from home, which is ninety nine point ninety five 482 00:18:43,920 --> 00:18:46,880 Speaker 4: percent of us, you can actually claim some of the 483 00:18:46,920 --> 00:18:50,240 Speaker 4: office expenses that you incurred, like internet and your electricity 484 00:18:50,280 --> 00:18:52,960 Speaker 4: and the heating because like through winter and we're all 485 00:18:53,000 --> 00:18:55,560 Speaker 4: in iso at home trying to keep warm. At least 486 00:18:55,560 --> 00:18:56,800 Speaker 4: you're going to get some of that back. 487 00:18:56,960 --> 00:18:58,760 Speaker 2: You'd so be an uti kind of girl with the 488 00:18:58,760 --> 00:18:59,479 Speaker 2: heater craked up. 489 00:18:59,560 --> 00:19:01,320 Speaker 4: I'm not alady kind of goal. Do you know what 490 00:19:01,359 --> 00:19:04,400 Speaker 4: type of galley am though? The electric throw blanket? 491 00:19:04,640 --> 00:19:07,359 Speaker 2: Oh yeah, get it? 492 00:19:08,160 --> 00:19:08,720 Speaker 5: I love it. 493 00:19:08,960 --> 00:19:11,000 Speaker 4: I don't want to have to redo my heat. Weat 494 00:19:11,040 --> 00:19:13,560 Speaker 4: packing the microwave for three minutes every hour. 495 00:19:13,480 --> 00:19:15,000 Speaker 2: Let's be honest. Steve does that your partner? 496 00:19:15,080 --> 00:19:16,280 Speaker 3: Yeah, chop, chop back to it. 497 00:19:16,680 --> 00:19:19,280 Speaker 4: The other one is work clothing, So if you've had 498 00:19:19,320 --> 00:19:23,040 Speaker 4: to buy repair, higher purchase, foot beare, whatever it is 499 00:19:23,280 --> 00:19:25,960 Speaker 4: for your job that is related to your uniform, you 500 00:19:26,000 --> 00:19:27,440 Speaker 4: could very well claim that. 501 00:19:27,760 --> 00:19:30,240 Speaker 3: And then also just being a little bit selfless. 502 00:19:30,760 --> 00:19:34,040 Speaker 4: Is it selfless when you claim your charitable donations? 503 00:19:34,280 --> 00:19:34,520 Speaker 1: Yeah? 504 00:19:34,600 --> 00:19:36,000 Speaker 2: Facts, that's a dog act. 505 00:19:36,080 --> 00:19:38,720 Speaker 4: Yeah, I mean you can do it anything about two dollars. 506 00:19:38,840 --> 00:19:41,000 Speaker 4: You can actually pop on your tax return and get 507 00:19:41,000 --> 00:19:43,720 Speaker 4: a cheeky little cash back. But I'm like, what kind 508 00:19:43,760 --> 00:19:45,600 Speaker 4: of person gives money away to then claim it. 509 00:19:45,600 --> 00:19:46,119 Speaker 3: On tax now? 510 00:19:46,119 --> 00:19:48,000 Speaker 5: Because the money all still goes to the charity. The 511 00:19:48,040 --> 00:19:49,959 Speaker 5: charity don't give any of it back. It's just the government. 512 00:19:50,000 --> 00:19:52,760 Speaker 4: That's okay, we will take the government's money. Then. Also, 513 00:19:53,240 --> 00:19:55,800 Speaker 4: day everything that just showing everybody that I'm like, not 514 00:19:55,960 --> 00:19:58,040 Speaker 4: rich rich, because if you're rich, Riach, you do make 515 00:19:58,080 --> 00:20:01,639 Speaker 4: taxable deductions and like donation in line with tax and 516 00:20:01,680 --> 00:20:02,600 Speaker 4: I'm like, I'm not there yet. 517 00:20:02,640 --> 00:20:04,600 Speaker 3: I made like five dollars to the Salvos. 518 00:20:04,960 --> 00:20:06,439 Speaker 1: I don't know about you, Mitch, but I thought it 519 00:20:06,480 --> 00:20:08,439 Speaker 1: was going to be super boring tax stuff. 520 00:20:08,480 --> 00:20:10,080 Speaker 2: But this is stuff I would actually use. 521 00:20:10,200 --> 00:20:12,520 Speaker 4: Can you please let me get back into it though. Also, 522 00:20:12,560 --> 00:20:15,320 Speaker 4: if you're a landlord and you do like home improvements 523 00:20:15,359 --> 00:20:17,919 Speaker 4: and stuff, do you know what is categorized according to 524 00:20:17,920 --> 00:20:20,720 Speaker 4: the ATO as a home improvement? Yeah, putting a gnome 525 00:20:20,800 --> 00:20:22,040 Speaker 4: in the front garden. 526 00:20:21,880 --> 00:20:23,879 Speaker 2: Nome way, you are joking me. 527 00:20:25,920 --> 00:20:27,879 Speaker 5: We need to start selling She's on the money names 528 00:20:28,160 --> 00:20:30,200 Speaker 5: on the website nomes. 529 00:20:30,359 --> 00:20:32,840 Speaker 4: Let everybody know that you have like your little emergency 530 00:20:32,840 --> 00:20:35,200 Speaker 4: fund set up and that you don't send as much 531 00:20:35,200 --> 00:20:38,760 Speaker 4: as Mitchea the porcelain faces. 532 00:20:38,840 --> 00:20:42,119 Speaker 1: I only going to be doing it. Available on Facebook 533 00:20:42,200 --> 00:20:45,680 Speaker 1: market Play. Yes, Hey, we got to get out of here. 534 00:20:45,720 --> 00:20:46,800 Speaker 2: We'll catch you next week. 535 00:20:46,880 --> 00:20:50,200 Speaker 1: Until then, you can catch up with us anytime on socials, 536 00:20:50,359 --> 00:20:52,359 Speaker 1: just search she's on the money.