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Speaker 1: Jersey and Amanda jam Nation down to.

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Speaker 2: The Jonesy demand of arms for the pub test today.

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Speaker 2: Holiday insurance not covering you after a number of drinks?

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Speaker 2: Does this pass the pub test?

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Speaker 3: This is a very sad story. Woman from the Hunter

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Speaker 3: Valleys in a coma. She was in holiday in Thailand.

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Speaker 3: The family's trying to raise money to fly her home.

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Speaker 3: She had an accident, she tripped over and, as we said,

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Speaker 3: is now in a coma. The travel insurance company used

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Speaker 3: bar tabs and CCTV footage to determine that she was

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Speaker 3: too drunk and they will not cover her hospital bills.

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Speaker 3: They used those metrics to find out that they estimated

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Speaker 3: a point three to five blood alcohol level, and the

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Speaker 3: insurance company says it won't pay if an incident happens

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Speaker 3: to you and you're above zero point one to nine,

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Speaker 3: which I didn't know that there was this clause if

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Speaker 3: you're on holidays. Point one nine is forced down a

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Speaker 3: drinks for a female and five for a man.

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Speaker 2: Investigators looked at the bar tab it showed nine Long

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Speaker 2: Island iced teas Long Island ice teas.

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Speaker 3: What does that mean you shouldn't be covered? You think

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Speaker 3: your travel insurance covers you having said that, maybe you're right, Brendan,

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Speaker 3: Maybe it's personal responsibility. What do you think holiday insurance

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Speaker 3: not covering you after a number of drinks? Does it

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Speaker 3: passed the pub test? No, it doesn't pass as if

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Speaker 3: you get an actor. You know in Australia you're covered

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Speaker 3: by Medicare, you're covered by your health insurance.

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Speaker 2: Quite could have be any different when you're traveling undersea.

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Speaker 1: No, and traveling insurance companies are not even paying out

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Speaker 1: now in airlines canceling your flight, broughting five minutes out

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Speaker 1: from Brady.

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Speaker 2: Yeah, well the insurance companies are.

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Speaker 3: Doing it does pass the pub test given of the

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Speaker 3: day inspism.

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Speaker 2: Get out of jail freaker for people.

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Speaker 3: Doing that, they still have to take a bit of

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Speaker 3: personal responsibility. But be warned. You know, I wasn't aware

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Speaker 3: there was that clause.

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Speaker 2: Read the PDS. Thank you for all your calls.