WEBVTT - Is there time for a second job?

0:00:03.200 --> 0:00:06.400
<v Speaker 1>Welcome to Before Breakfast, a production of I Heart Radio.

0:00:09.039 --> 0:00:13.480
<v Speaker 1>Good Morning. This is Laura, Welcome to the Before Breakfast podcast.

0:00:14.040 --> 0:00:17.480
<v Speaker 1>Today's tip is based on a listener question about how

0:00:17.480 --> 0:00:20.200
<v Speaker 1>to figure out if her schedule can accommodate a second job.

0:00:21.200 --> 0:00:24.080
<v Speaker 1>The listener writes that she listens to Before Breakfast almost

0:00:24.160 --> 0:00:27.200
<v Speaker 1>every morning since I listened to your podcast, she says,

0:00:27.240 --> 0:00:29.400
<v Speaker 1>I have realized how much time I have on my

0:00:29.480 --> 0:00:33.080
<v Speaker 1>hands compared to other people my age. I'm thirty seven,

0:00:33.280 --> 0:00:36.360
<v Speaker 1>single and without the responsibility of a child. She says,

0:00:37.080 --> 0:00:39.360
<v Speaker 1>I work a lot, and I love my full time job.

0:00:39.920 --> 0:00:42.840
<v Speaker 1>Sometimes I think if I had those responsibilities, I would

0:00:42.840 --> 0:00:45.519
<v Speaker 1>have come home earlier than eight pm. I work that

0:00:45.680 --> 0:00:48.159
<v Speaker 1>late now because I want to advance my projects as

0:00:48.240 --> 0:00:50.760
<v Speaker 1>much as I can. It helps me to advance in

0:00:50.800 --> 0:00:53.559
<v Speaker 1>my career as well. I have my eyes on a

0:00:53.600 --> 0:00:56.720
<v Speaker 1>step higher on my company's ladder. I try not to

0:00:56.760 --> 0:00:59.360
<v Speaker 1>overdo it, but I live alone and my family lives

0:00:59.360 --> 0:01:02.000
<v Speaker 1>in a different tree. In my free time, I go

0:01:02.080 --> 0:01:04.680
<v Speaker 1>to the gym and meet up with friends. But still,

0:01:05.200 --> 0:01:07.080
<v Speaker 1>our listener felt like she had a fair amount of

0:01:07.120 --> 0:01:10.920
<v Speaker 1>open space. Furthermore, I feel when I have a lot

0:01:11.000 --> 0:01:13.360
<v Speaker 1>to do, I am more productive as well. She writes,

0:01:13.920 --> 0:01:18.319
<v Speaker 1>I plan better because I know that time is limited. Moreover,

0:01:18.640 --> 0:01:21.480
<v Speaker 1>I need constant mental challenges or I get bored with

0:01:21.520 --> 0:01:25.279
<v Speaker 1>my life quickly. So she'd been considering filling this time

0:01:25.800 --> 0:01:29.520
<v Speaker 1>with a second job. She felt there would be financial upsides.

0:01:30.120 --> 0:01:31.920
<v Speaker 1>I have been in school for a long time and

0:01:31.959 --> 0:01:34.560
<v Speaker 1>I have almost no savings, she wrote, I have just

0:01:34.720 --> 0:01:37.600
<v Speaker 1>finished paying my student debt. If I want to work

0:01:37.640 --> 0:01:40.000
<v Speaker 1>more in order to save and invest, this is the

0:01:40.080 --> 0:01:43.080
<v Speaker 1>right period of my life. She thought this was especially

0:01:43.080 --> 0:01:45.040
<v Speaker 1>true if she did wind up having a family in

0:01:45.080 --> 0:01:47.600
<v Speaker 1>the next ten years, which she thought would change the

0:01:47.640 --> 0:01:51.080
<v Speaker 1>time equation a lot. However, when this listener shared the

0:01:51.120 --> 0:01:53.960
<v Speaker 1>idea of a second job with her friends, they thought

0:01:54.000 --> 0:01:56.760
<v Speaker 1>this was a bad idea. They refer to how much

0:01:56.800 --> 0:01:58.560
<v Speaker 1>I work at my full time job and how much

0:01:58.560 --> 0:02:01.000
<v Speaker 1>I need the weekend and nights after work to rest

0:02:01.040 --> 0:02:03.960
<v Speaker 1>and focus on my well being. I agree, of course,

0:02:04.000 --> 0:02:06.640
<v Speaker 1>with the necessity of creating a work life balance, but

0:02:06.720 --> 0:02:08.280
<v Speaker 1>I think there must be a way to create it,

0:02:08.320 --> 0:02:11.359
<v Speaker 1>she said, even with the second job. So what did

0:02:11.400 --> 0:02:14.240
<v Speaker 1>I think? I think this is a great question. Her

0:02:14.280 --> 0:02:17.040
<v Speaker 1>friends aren't wrong that our listener was already working hard,

0:02:17.480 --> 0:02:20.400
<v Speaker 1>and adding something else wasn't going to be easy. But

0:02:20.480 --> 0:02:22.840
<v Speaker 1>on the other hand, earning more money is a great

0:02:22.880 --> 0:02:26.320
<v Speaker 1>way to boost savings fast. Sometimes it feels more doable

0:02:26.480 --> 0:02:29.800
<v Speaker 1>than cutting expenses dramatically, which tends to be no fun.

0:02:30.880 --> 0:02:33.480
<v Speaker 1>I suggested our listener try tracking her time to see

0:02:33.520 --> 0:02:35.560
<v Speaker 1>just how many hours she was putting in at her

0:02:35.560 --> 0:02:38.400
<v Speaker 1>full time job. No doubt the number was high, but

0:02:38.520 --> 0:02:41.080
<v Speaker 1>even if it was, I doubted it hits seventy with

0:02:41.160 --> 0:02:45.239
<v Speaker 1>any regularity. Most likely she was probably working fifty five

0:02:45.280 --> 0:02:48.640
<v Speaker 1>to sixty hours a week. This leaves between fifty two

0:02:48.680 --> 0:02:51.720
<v Speaker 1>and fifty seven waking non working hours each week for

0:02:51.800 --> 0:02:55.000
<v Speaker 1>other things. She could probably work five to ten in

0:02:55.040 --> 0:02:58.880
<v Speaker 1>there while still getting to the gym. While relaxation is great,

0:02:58.960 --> 0:03:01.440
<v Speaker 1>I also think that we be energized by doing things

0:03:01.480 --> 0:03:04.639
<v Speaker 1>we enjoy. If our listener chose her second job right,

0:03:04.960 --> 0:03:09.600
<v Speaker 1>it could definitely be something energizing and enjoyable. That said,

0:03:09.919 --> 0:03:13.120
<v Speaker 1>there are a few caveats with such a big first job.

0:03:13.400 --> 0:03:16.440
<v Speaker 1>Her second job would need to be flexible. She mentioned

0:03:16.440 --> 0:03:18.959
<v Speaker 1>doing some consulting on the side, and indeed she already

0:03:18.960 --> 0:03:21.880
<v Speaker 1>had some offers there, so that was probably the way

0:03:21.919 --> 0:03:24.560
<v Speaker 1>to go. If there weren't specific prohibitions against this. With

0:03:24.639 --> 0:03:28.079
<v Speaker 1>her first job, anything that would require her to always

0:03:28.120 --> 0:03:31.360
<v Speaker 1>be some specific place at a specific time would be

0:03:31.400 --> 0:03:35.200
<v Speaker 1>a problem. She would need to negotiate all consulting projects

0:03:35.240 --> 0:03:38.280
<v Speaker 1>such that she would dictate her hours, and she should

0:03:38.320 --> 0:03:40.760
<v Speaker 1>also set her rates high enough that she would be

0:03:40.800 --> 0:03:44.960
<v Speaker 1>excited about putting in the extra work. Of course, she

0:03:45.000 --> 0:03:47.520
<v Speaker 1>wouldn't have to go this route. If she wanted to

0:03:47.560 --> 0:03:50.080
<v Speaker 1>boost savings. She might also figure out how soon she

0:03:50.160 --> 0:03:52.440
<v Speaker 1>was due for a raise in a promotion and really

0:03:52.480 --> 0:03:56.640
<v Speaker 1>apply herself toward that goal. The financial outcome might be

0:03:56.720 --> 0:04:00.840
<v Speaker 1>the same. She might also consider other life oles. She

0:04:00.920 --> 0:04:03.120
<v Speaker 1>had mentioned wanting to meet someone and potentially have a

0:04:03.160 --> 0:04:05.960
<v Speaker 1>family in the near future, and part of meeting someone

0:04:06.120 --> 0:04:09.320
<v Speaker 1>is putting time and effort into this project. While there

0:04:09.360 --> 0:04:12.000
<v Speaker 1>certainly is enough time in fifty two to fifty seven

0:04:12.000 --> 0:04:14.480
<v Speaker 1>hours per week to consult for five to ten hours

0:04:14.760 --> 0:04:17.320
<v Speaker 1>and go on a first date or two, she'd probably

0:04:17.320 --> 0:04:19.240
<v Speaker 1>want to plan her time carefully to make sure that

0:04:19.279 --> 0:04:22.000
<v Speaker 1>both were options. But as long as she was thinking

0:04:22.040 --> 0:04:24.720
<v Speaker 1>about all her life goals, I thought there was really

0:04:24.760 --> 0:04:27.719
<v Speaker 1>no harm in trying, especially since she already had some

0:04:27.800 --> 0:04:31.080
<v Speaker 1>interest for her consulting services. When we truly want to

0:04:31.120 --> 0:04:33.719
<v Speaker 1>do something. We often find we have more time in

0:04:33.760 --> 0:04:35.840
<v Speaker 1>the hundred sixty eight hours we all have each week

0:04:36.000 --> 0:04:38.960
<v Speaker 1>than we think. Have you made space for a second

0:04:39.000 --> 0:04:41.839
<v Speaker 1>job or a side hustle? How did you set your schedule?

0:04:42.520 --> 0:04:45.640
<v Speaker 1>You can let me know at Before Breakfast podcast at

0:04:45.640 --> 0:04:49.520
<v Speaker 1>iHeart Media dot com. In the meantime, this is Laura.

0:04:50.080 --> 0:04:52.719
<v Speaker 1>Thanks for listening, and here's to making the most of

0:04:52.720 --> 0:05:02.640
<v Speaker 1>our time. Hey, everybody, I'd love to hear from you.

0:05:02.640 --> 0:05:05.520
<v Speaker 1>You can send me your tips, your questions, or anything else.

0:05:06.279 --> 0:05:09.840
<v Speaker 1>Just connect with me on Twitter, Facebook and Instagram at

0:05:09.880 --> 0:05:14.760
<v Speaker 1>Before Breakfast pod that's b E the number four, then

0:05:14.800 --> 0:05:18.200
<v Speaker 1>Breakfast p o D. You can also shoot me an

0:05:18.240 --> 0:05:22.440
<v Speaker 1>email at Before Breakfast podcast at i heeart media dot com.

0:05:22.480 --> 0:05:25.000
<v Speaker 1>That Before Breakfast is spelled out with all the letters.

0:05:25.600 --> 0:05:27.679
<v Speaker 1>Thanks so much, I look forward to staying in touch.

0:05:33.520 --> 0:05:36.600
<v Speaker 1>Before Breakfast is a production of I Heart Radio. For

0:05:36.720 --> 0:05:39.760
<v Speaker 1>more podcasts from my Heart Radio, visit the I Heart

0:05:39.800 --> 0:05:43.200
<v Speaker 1>Radio app, Apple Podcasts, or wherever you listen to your

0:05:43.200 --> 0:05:43.920
<v Speaker 1>favorite shows.