1 00:00:00,960 --> 00:00:10,960 Speaker 1: Big bank DJ scream bring you Big Facts. 2 00:00:08,720 --> 00:00:10,480 Speaker 2: Line for Revolse Studios and the Atail. 3 00:00:10,520 --> 00:00:13,400 Speaker 3: It's time for big facts, big bankers here, DJ Scream 4 00:00:13,520 --> 00:00:15,760 Speaker 3: up here. We got some special guests in the building 5 00:00:15,760 --> 00:00:18,160 Speaker 3: today to talk everything financial literacy. 6 00:00:18,840 --> 00:00:21,760 Speaker 4: Yeah, I missed the six ways I teach families how 7 00:00:21,800 --> 00:00:25,840 Speaker 4: to build generational wealth by breaking generational curses through financial 8 00:00:25,880 --> 00:00:27,920 Speaker 4: literacy and social emotional and intelligence. 9 00:00:29,360 --> 00:00:32,000 Speaker 2: So, man, what's going on, y'all? I'm doctor Justin Lee Senior, 10 00:00:32,120 --> 00:00:35,120 Speaker 2: also in this development doctor. I'm a licensed developer, So 11 00:00:35,479 --> 00:00:37,760 Speaker 2: I teach people how to take stuff from rock grass 12 00:00:37,920 --> 00:00:42,000 Speaker 2: and building two businesses, housing for people, whatever you could 13 00:00:42,000 --> 00:00:44,080 Speaker 2: possibly think about. We're taking it from grass and turn 14 00:00:44,120 --> 00:00:46,800 Speaker 2: it into whatever you're looking for. Most importantly, doing it 15 00:00:46,840 --> 00:00:50,600 Speaker 2: with your dollars. Look what with zero dollars? 16 00:00:51,520 --> 00:00:59,480 Speaker 5: Hear that I know a lot of it with dollars. 17 00:01:01,880 --> 00:01:05,720 Speaker 1: I'm Aristotle Investments. I'm a famous investor. I have a 18 00:01:05,800 --> 00:01:09,280 Speaker 1: large community, but I'm stepping into real estate and app development. 19 00:01:09,360 --> 00:01:11,720 Speaker 1: So you know, I'm just pretty much taking my money 20 00:01:11,760 --> 00:01:13,840 Speaker 1: and doing that. But really I teach people how to 21 00:01:13,880 --> 00:01:15,960 Speaker 1: invest and how to keep your money moving. 22 00:01:16,160 --> 00:01:16,759 Speaker 2: You know what I'm saying. 23 00:01:17,959 --> 00:01:21,679 Speaker 3: How did you get financially literate. Where did it start? 24 00:01:21,920 --> 00:01:23,840 Speaker 3: What's the journey? Like, what was that day when you 25 00:01:23,920 --> 00:01:26,520 Speaker 3: was like, all right, I gotta, I gotta, I gotta 26 00:01:26,560 --> 00:01:31,280 Speaker 3: try something different because this ain't working out. 27 00:01:31,760 --> 00:01:34,600 Speaker 2: Go ahead, all right? Cool for me? 28 00:01:34,840 --> 00:01:36,400 Speaker 6: You know what I'm saying. I was in the Army. 29 00:01:37,480 --> 00:01:40,760 Speaker 1: I joined when I was eighteen years old, and I 30 00:01:40,800 --> 00:01:43,280 Speaker 1: picked up a trade on the side, which was cutting hair, 31 00:01:43,800 --> 00:01:47,160 Speaker 1: and I was saving money on the side. But from 32 00:01:47,160 --> 00:01:49,560 Speaker 1: my perspective, I was like, Okay, I joined the Army 33 00:01:49,600 --> 00:01:52,280 Speaker 1: at eighteen, and I'm kind of comparing myself just being 34 00:01:52,320 --> 00:01:55,840 Speaker 1: real to the people that also you know, they also 35 00:01:55,880 --> 00:01:57,760 Speaker 1: went to college. So I took the army, but everybody 36 00:01:57,760 --> 00:02:00,040 Speaker 1: I went to high school and kind of went to college. 37 00:02:00,200 --> 00:02:01,960 Speaker 1: So I was like, you know, I got to figure 38 00:02:02,000 --> 00:02:04,160 Speaker 1: out a way to kind of catch up with them, 39 00:02:04,520 --> 00:02:06,720 Speaker 1: because you know, I'm thinking they about to be ahead 40 00:02:06,760 --> 00:02:09,960 Speaker 1: of me. So I'm like, you know, I'm I'm in 41 00:02:10,000 --> 00:02:12,000 Speaker 1: the army, I'm cutting hair on the side. I'm making 42 00:02:12,040 --> 00:02:14,840 Speaker 1: like two K a month from the army, but I 43 00:02:14,880 --> 00:02:17,120 Speaker 1: was making three k a month cutting hair. So I 44 00:02:17,160 --> 00:02:20,240 Speaker 1: lived off my army money and investing my barber money. 45 00:02:20,240 --> 00:02:22,160 Speaker 1: Because at first, I was kind of taking that five 46 00:02:22,240 --> 00:02:24,880 Speaker 1: k and just balling out with it doing whatever you think, 47 00:02:25,240 --> 00:02:27,120 Speaker 1: buying a nice car, buying shoes. 48 00:02:27,240 --> 00:02:29,160 Speaker 6: And I just cut down my living expenses. 49 00:02:29,680 --> 00:02:33,800 Speaker 1: I cut off cable, I cut off eating out, I 50 00:02:33,840 --> 00:02:36,639 Speaker 1: cut off anything you could think of shopping. I cut 51 00:02:36,680 --> 00:02:39,079 Speaker 1: off video games. And I was like, you know what 52 00:02:39,680 --> 00:02:41,639 Speaker 1: I'm This was when I was twenty years old. I'm 53 00:02:41,639 --> 00:02:43,840 Speaker 1: thirty now. I was like, look, if I want to 54 00:02:43,840 --> 00:02:45,760 Speaker 1: get rich one day, I have to come up with 55 00:02:45,800 --> 00:02:48,760 Speaker 1: a plan. So I was like, Okay, I'm gonna live 56 00:02:48,760 --> 00:02:51,360 Speaker 1: off my army money, invest my barber money. So I 57 00:02:51,360 --> 00:02:53,120 Speaker 1: would take the three k a month I made from 58 00:02:53,120 --> 00:02:55,639 Speaker 1: cutting hair because we lived in the barracks and it's 59 00:02:55,680 --> 00:02:59,000 Speaker 1: basically like a hotel full of soldier so I had 60 00:02:59,040 --> 00:03:00,080 Speaker 1: the whole bit. 61 00:03:00,840 --> 00:03:03,040 Speaker 6: Coming to me. So that's why I was making that 62 00:03:03,080 --> 00:03:03,880 Speaker 6: three k a month. 63 00:03:04,520 --> 00:03:06,560 Speaker 1: So I was like, well, shit, if the soldiers can 64 00:03:06,639 --> 00:03:08,639 Speaker 1: live off two k month, I need to humble myself 65 00:03:08,639 --> 00:03:11,840 Speaker 1: and do the same thing. But I was living off, honestly, 66 00:03:11,919 --> 00:03:15,080 Speaker 1: maybe nine hundred dollars a month, and I was investing 67 00:03:15,160 --> 00:03:17,560 Speaker 1: the rest into the stock market. Every I was all 68 00:03:17,600 --> 00:03:19,520 Speaker 1: money in because I was listening to NIP at the time. 69 00:03:19,960 --> 00:03:21,760 Speaker 1: I was like, you know what I need to, you know, 70 00:03:22,480 --> 00:03:24,959 Speaker 1: live below my means and put all money into the 71 00:03:25,000 --> 00:03:26,560 Speaker 1: stock market and keep my money moving. 72 00:03:27,480 --> 00:03:30,840 Speaker 6: And then after a while everybody wanted to hear from me. Soldiers. 73 00:03:30,960 --> 00:03:32,600 Speaker 6: Was it started with me trying. 74 00:03:32,360 --> 00:03:35,000 Speaker 1: To teach soldiers, and I wrote a book because I 75 00:03:35,040 --> 00:03:37,440 Speaker 1: couldn't get to everybody in that book sold out. I 76 00:03:37,440 --> 00:03:40,520 Speaker 1: sold a five dollars e book back in twenty seventeen, 77 00:03:41,480 --> 00:03:44,280 Speaker 1: and I probably made like five K, so I sold 78 00:03:44,280 --> 00:03:46,760 Speaker 1: a thousand copies. And then that's kind of how the 79 00:03:46,840 --> 00:03:50,840 Speaker 1: journey started, just me wanting to not you know, I 80 00:03:50,880 --> 00:03:52,920 Speaker 1: didn't want to be left behind. I thought to everybody, 81 00:03:52,960 --> 00:03:54,680 Speaker 1: about to leave me behind because I'm in the army, 82 00:03:54,840 --> 00:03:55,480 Speaker 1: you know what I'm saying. 83 00:03:55,520 --> 00:03:57,400 Speaker 7: So let me ask you something before we go to 84 00:03:57,440 --> 00:04:00,200 Speaker 7: the next person. What's the sacrifices you had to make? 85 00:04:00,280 --> 00:04:00,520 Speaker 2: Though? 86 00:04:00,640 --> 00:04:03,360 Speaker 7: Like, like cause we got the young crew of him, 87 00:04:03,360 --> 00:04:06,320 Speaker 7: and they like, what what's the sacrifice is? What's the 88 00:04:06,440 --> 00:04:08,760 Speaker 7: before you even made the decision to go to the army, Like, 89 00:04:08,760 --> 00:04:11,320 Speaker 7: what's the sacrifice of being fucked up? Like you know 90 00:04:11,360 --> 00:04:13,840 Speaker 7: what I'm saying, Like telling them the sacrifice of not 91 00:04:13,880 --> 00:04:16,599 Speaker 7: having nothing, like and trying to turn something into something 92 00:04:16,600 --> 00:04:20,040 Speaker 7: like things you had to endure like for us people 93 00:04:20,120 --> 00:04:22,120 Speaker 7: saying you doing different shit. You know what I'm saying 94 00:04:22,120 --> 00:04:24,159 Speaker 7: that when you're trying to do it best for you, 95 00:04:24,160 --> 00:04:24,479 Speaker 7: you know what. 96 00:04:24,480 --> 00:04:27,599 Speaker 1: I'm saying, For sure, this is really that's a great question. 97 00:04:28,520 --> 00:04:31,479 Speaker 1: So I had when I was in the army. It 98 00:04:31,600 --> 00:04:33,279 Speaker 1: was also a lot of men and my age in 99 00:04:33,320 --> 00:04:36,839 Speaker 1: the army, and they all wanted to party on the 100 00:04:36,839 --> 00:04:40,000 Speaker 1: weekends and everything. The whole thing was just sleeping with 101 00:04:40,040 --> 00:04:43,240 Speaker 1: girls and partying, you know what I mean. And I 102 00:04:43,279 --> 00:04:45,919 Speaker 1: had to sacrifice partying every weekend and hanging out with 103 00:04:45,960 --> 00:04:50,120 Speaker 1: the bros to lock in, read books, study investments. Then 104 00:04:50,160 --> 00:04:51,560 Speaker 1: I had to sack because you know, you got to 105 00:04:51,560 --> 00:04:53,039 Speaker 1: go out to eat with your boys. You gotta go 106 00:04:53,160 --> 00:04:55,400 Speaker 1: hunt for girls with your boys. I had to stop 107 00:04:55,440 --> 00:04:57,599 Speaker 1: all that, and I had to be called are you 108 00:04:57,720 --> 00:04:59,560 Speaker 1: doing too much? Or you don't want to come it up, 109 00:04:59,640 --> 00:05:02,080 Speaker 1: or you had lane you act a different or you 110 00:05:02,080 --> 00:05:03,599 Speaker 1: you know what I'm saying, Like, man, that shit ain't 111 00:05:03,600 --> 00:05:05,640 Speaker 1: gonna work. I'm hearing all that, but I'm like, look 112 00:05:05,880 --> 00:05:08,000 Speaker 1: at the end of the day, this is my life. 113 00:05:08,560 --> 00:05:09,960 Speaker 6: I'm gonna die in this casket a loan. 114 00:05:10,120 --> 00:05:12,600 Speaker 1: So y'all not chasing well, but I'm gonna chase it 115 00:05:13,200 --> 00:05:15,400 Speaker 1: and eventually it paid off. But if I had to 116 00:05:15,400 --> 00:05:17,599 Speaker 1: give advice to the young men, because young men watching 117 00:05:17,640 --> 00:05:21,800 Speaker 1: this crowd, you're going to have to stray away from 118 00:05:21,839 --> 00:05:23,960 Speaker 1: some people and you're gonna have to do what's best 119 00:05:24,000 --> 00:05:25,920 Speaker 1: for you. And you're gonna have to isolate one day 120 00:05:26,320 --> 00:05:28,600 Speaker 1: because everybody not gonna see your vision. And then your 121 00:05:28,640 --> 00:05:30,840 Speaker 1: homeboy is not gonna see your vision. You gotta understand 122 00:05:30,880 --> 00:05:34,080 Speaker 1: something too. The only reason y'all know each other is 123 00:05:34,120 --> 00:05:38,279 Speaker 1: because of proximity, like not because think about it. Your 124 00:05:38,320 --> 00:05:40,920 Speaker 1: parents move where his parents move, so you know him 125 00:05:40,960 --> 00:05:43,560 Speaker 1: based off that. So when you get older, you kind 126 00:05:43,560 --> 00:05:46,359 Speaker 1: of gotta realize that and be like, man, I wouldn't 127 00:05:46,360 --> 00:05:48,760 Speaker 1: even fuck with you for real, if you get what 128 00:05:48,800 --> 00:05:51,560 Speaker 1: I'm saying. If our parents weren't just by we only 129 00:05:51,600 --> 00:05:53,280 Speaker 1: know each other because our parents said, are in the 130 00:05:53,320 --> 00:05:55,599 Speaker 1: same area, not because we align on purposes. 131 00:05:56,000 --> 00:05:56,600 Speaker 6: You know what I mean. 132 00:05:58,400 --> 00:06:01,080 Speaker 2: I mean for me, man, I really started really learning 133 00:06:01,080 --> 00:06:05,280 Speaker 2: about money in fifth grade, right, so I'll take it back. 134 00:06:05,400 --> 00:06:07,760 Speaker 2: I'm from New Orleans, right, I was seven years old. 135 00:06:07,800 --> 00:06:11,200 Speaker 2: Katrina came and that was when I really understood what 136 00:06:11,240 --> 00:06:14,120 Speaker 2: money looked like and what it didn't right, getting caught 137 00:06:14,120 --> 00:06:17,159 Speaker 2: in that hurricane, going to Alabama, sleeping on church pews, 138 00:06:17,440 --> 00:06:19,520 Speaker 2: is coming there, then moving to the a you know 139 00:06:19,520 --> 00:06:22,280 Speaker 2: what I mean, and uh, just being teased because like, 140 00:06:22,360 --> 00:06:24,160 Speaker 2: we ain't had nothing, you feel me. We just had 141 00:06:24,160 --> 00:06:26,200 Speaker 2: what we had on our back. So we're asking for 142 00:06:26,240 --> 00:06:28,400 Speaker 2: donations and stuff and got teased. I'm like, damn, this 143 00:06:28,440 --> 00:06:31,240 Speaker 2: shit ain't what it's supposed to be. So from there, 144 00:06:31,279 --> 00:06:33,440 Speaker 2: at seven, it was a struggle. My mom was a 145 00:06:33,440 --> 00:06:35,400 Speaker 2: single mom. My dad was in the streets. He dropped 146 00:06:35,440 --> 00:06:38,640 Speaker 2: out seventh grade, you know what I mean. So I 147 00:06:38,680 --> 00:06:41,239 Speaker 2: had my mom, my grandparents, and my older brother. Older 148 00:06:41,279 --> 00:06:43,920 Speaker 2: brother did the same thing in the streets. I've seen 149 00:06:44,000 --> 00:06:46,080 Speaker 2: him going to jail on the news. Hogh, speed chase 150 00:06:46,400 --> 00:06:48,520 Speaker 2: back and forth. So I'm like, I don't want to 151 00:06:48,520 --> 00:06:51,479 Speaker 2: do that, you know what I mean. So I started 152 00:06:51,520 --> 00:06:55,720 Speaker 2: doing technology, fixing phones, computers, you know, flipping stuff I 153 00:06:55,800 --> 00:06:57,799 Speaker 2: learned on YouTube, bro, Like, I just sat on YouTube 154 00:06:57,800 --> 00:07:00,160 Speaker 2: and learned how to fix phones and started hustling all 155 00:07:00,160 --> 00:07:02,520 Speaker 2: that my little screens and stuff from China and started 156 00:07:02,520 --> 00:07:05,800 Speaker 2: making money. Because even when we kind of got situated, 157 00:07:05,839 --> 00:07:08,000 Speaker 2: my mom was very big on, like, I'm gonna get 158 00:07:08,000 --> 00:07:10,640 Speaker 2: you what you need, not what you want. You gotta 159 00:07:10,680 --> 00:07:13,200 Speaker 2: go get what you want. You feel me. We might 160 00:07:13,240 --> 00:07:15,680 Speaker 2: have food, we got bologney sandwiches in the fridge. I 161 00:07:15,680 --> 00:07:17,800 Speaker 2: don't want that seven days a week. So I had 162 00:07:17,840 --> 00:07:22,200 Speaker 2: to learn how to hustle, right. So middle school it 163 00:07:22,320 --> 00:07:24,960 Speaker 2: kind of got critical for me. So I stopped fixing 164 00:07:25,000 --> 00:07:28,000 Speaker 2: phones and try to you know, doing other stuff. Probably 165 00:07:28,000 --> 00:07:31,560 Speaker 2: shouldn't have been doing that. And I see myself falling 166 00:07:31,600 --> 00:07:33,520 Speaker 2: into the trap of everybody else. Like I knew I 167 00:07:33,560 --> 00:07:36,520 Speaker 2: was always smart, but being smart wasn't cool, you feel me? 168 00:07:36,680 --> 00:07:39,520 Speaker 2: So now I go from being a cool guy in 169 00:07:39,520 --> 00:07:41,440 Speaker 2: school to being land because I want to go study 170 00:07:41,480 --> 00:07:44,680 Speaker 2: and run about act. So I bounced around. I went 171 00:07:44,720 --> 00:07:48,080 Speaker 2: to six schools in middle school. Bro, six you feel 172 00:07:48,120 --> 00:07:50,640 Speaker 2: me and my mom, and that moved me to Texas. 173 00:07:51,000 --> 00:07:53,320 Speaker 2: I went to Texas. It was a different world in Houston, 174 00:07:53,720 --> 00:07:55,800 Speaker 2: like them schools was big, Like you're talking about three 175 00:07:55,880 --> 00:07:59,400 Speaker 2: hundred people in your ninth grade class. I didn't go 176 00:07:59,440 --> 00:08:02,160 Speaker 2: to school though. There I started joining this game called 177 00:08:02,200 --> 00:08:06,400 Speaker 2: cream Kicks. Threw everything around me, and uh, that was 178 00:08:06,440 --> 00:08:08,840 Speaker 2: my biggest turning point. I'm like, okay, these dudes were 179 00:08:08,840 --> 00:08:11,200 Speaker 2: in ninth grade. We're really not doing nothing. It really 180 00:08:11,240 --> 00:08:13,280 Speaker 2: was a matter of just going ride, right, we wanna 181 00:08:13,320 --> 00:08:15,400 Speaker 2: go rob somebody jump them and take their shoes, take 182 00:08:15,440 --> 00:08:17,800 Speaker 2: their jewelry. I'm like this kind of lame though, Like 183 00:08:18,120 --> 00:08:19,720 Speaker 2: what am I gonna take something from this man for 184 00:08:20,160 --> 00:08:21,960 Speaker 2: just because he won't know how you got it? Who 185 00:08:21,960 --> 00:08:23,880 Speaker 2: got it? Fun for? Somebody went to work for it. 186 00:08:24,560 --> 00:08:27,320 Speaker 2: So I'm like, this don't make sense. We get caught up. 187 00:08:27,800 --> 00:08:30,559 Speaker 2: Of course, I get put out of school. During that time, 188 00:08:30,800 --> 00:08:33,320 Speaker 2: they had real rules out there. It wasn't like New 189 00:08:33,440 --> 00:08:35,920 Speaker 2: Orleans where nobody didn't carefully went to school. We go 190 00:08:35,960 --> 00:08:38,480 Speaker 2: to Truncy Court. The judge tell me, like, you have 191 00:08:38,520 --> 00:08:40,439 Speaker 2: to go to school. We're gonna put you on house 192 00:08:40,520 --> 00:08:43,240 Speaker 2: arrest if you don't. Woo woo. I took that time. 193 00:08:43,280 --> 00:08:44,520 Speaker 2: It was like, man, I didn't want to beat there. 194 00:08:44,559 --> 00:08:46,400 Speaker 2: I wanted to go back to New Orleans, but was 195 00:08:46,400 --> 00:08:49,480 Speaker 2: bond by the court. That year, I skipped I skipped 196 00:08:49,520 --> 00:08:51,360 Speaker 2: two grades because I ain't had nothing to do. I 197 00:08:51,360 --> 00:08:53,880 Speaker 2: was stuck inside, so I studied. I skipped two grades. 198 00:08:54,200 --> 00:08:55,839 Speaker 2: I went back to New Orleans graduate at the top 199 00:08:55,880 --> 00:08:58,960 Speaker 2: of my class. Bro at fifteen you feel me. So 200 00:08:59,040 --> 00:09:01,679 Speaker 2: I took what going Seeing this lady telling me what 201 00:09:01,720 --> 00:09:03,840 Speaker 2: was about to go on to I'm about to go 202 00:09:03,920 --> 00:09:06,160 Speaker 2: lock in and change. So I studied bro I went 203 00:09:06,160 --> 00:09:08,400 Speaker 2: to college. You got a full ride to Moorhouse, change 204 00:09:08,400 --> 00:09:12,480 Speaker 2: my life. That when I learned about like how school 205 00:09:12,480 --> 00:09:15,400 Speaker 2: can pay you. I was making thirty thousand a semester 206 00:09:15,600 --> 00:09:19,680 Speaker 2: morehouse to my pocket. You feel me, scholarships and grants, 207 00:09:20,000 --> 00:09:24,400 Speaker 2: so by it's coming from no non scholarships and grants. 208 00:09:24,559 --> 00:09:26,840 Speaker 2: I don't have no student loans. So the way it 209 00:09:26,880 --> 00:09:31,040 Speaker 2: works shit having broke parents work out. So when you 210 00:09:31,120 --> 00:09:33,560 Speaker 2: do this thing called fast for, they apply, they see 211 00:09:33,640 --> 00:09:36,719 Speaker 2: how much money you can qualify for. And this thing 212 00:09:36,760 --> 00:09:39,240 Speaker 2: called parent plus we parents don't have good credit, you 213 00:09:39,240 --> 00:09:42,240 Speaker 2: don't qualify for that either. To get a pail grant 214 00:09:42,440 --> 00:09:44,920 Speaker 2: that's a grant from the government. So then I started 215 00:09:45,000 --> 00:09:47,559 Speaker 2: understanding how the schools and how that stuff really work. 216 00:09:47,800 --> 00:09:49,440 Speaker 2: So I'm like, okay, cool, I can go here to 217 00:09:49,480 --> 00:09:52,760 Speaker 2: this school, have a free room, free food, and get 218 00:09:52,760 --> 00:09:54,400 Speaker 2: paid to come to school and be around all these 219 00:09:54,400 --> 00:09:58,040 Speaker 2: girls that spell me the clark. I'm there, you feel me. 220 00:09:58,280 --> 00:10:01,440 Speaker 2: So I started it's my jug and I started taking 221 00:10:01,440 --> 00:10:04,719 Speaker 2: my money from the scholarships in person property, You feel me. 222 00:10:04,720 --> 00:10:07,559 Speaker 2: I personed my first property at eighteen in New Orleans. 223 00:10:07,600 --> 00:10:09,960 Speaker 2: It was a gutted house from Katrina, got it from 224 00:10:09,960 --> 00:10:12,600 Speaker 2: the auction for the low and just was flipping it. 225 00:10:12,720 --> 00:10:15,560 Speaker 2: Using that my scholarship money, got my first credit card. 226 00:10:15,720 --> 00:10:17,719 Speaker 2: That's how I say, with no money, everybody got a 227 00:10:17,720 --> 00:10:21,160 Speaker 2: social Security number, Everybody entitled to credit. Most people go 228 00:10:21,240 --> 00:10:23,680 Speaker 2: get clothing, shoes and cards that they can't afford. Why 229 00:10:23,720 --> 00:10:27,440 Speaker 2: not swipe that same card at home depot? You feel me? 230 00:10:28,520 --> 00:10:31,360 Speaker 2: I started doing that making rent income in college. You 231 00:10:31,400 --> 00:10:33,360 Speaker 2: feel me so? I had three K coming to month 232 00:10:33,360 --> 00:10:35,760 Speaker 2: residually from renting out houses on Section eight in New 233 00:10:35,840 --> 00:10:39,640 Speaker 2: Orleans before I graduated. Graduated at twenty from college, I 234 00:10:39,679 --> 00:10:41,560 Speaker 2: said I'm gonna go get my master's and work corporate. 235 00:10:41,600 --> 00:10:43,559 Speaker 2: I worked corporate, took that bag and ran it up. 236 00:10:43,880 --> 00:10:47,600 Speaker 2: By twenty one, I had a million liquid. You feel me? So, 237 00:10:47,679 --> 00:10:50,360 Speaker 2: now I'm twenty eight, I hadn't made forty million. You 238 00:10:50,400 --> 00:10:54,040 Speaker 2: feel me? I make eight figures a year comfortably, and 239 00:10:54,240 --> 00:10:57,520 Speaker 2: it's just from literally taking what I'd seen, stopped being 240 00:10:58,400 --> 00:11:02,640 Speaker 2: cool right, going in school, skipping school, chasing girls, and 241 00:11:02,679 --> 00:11:05,760 Speaker 2: locked in and study because that activated the money that 242 00:11:05,760 --> 00:11:07,600 Speaker 2: I would have never seen if I didn't sit down 243 00:11:07,600 --> 00:11:08,240 Speaker 2: and really study. 244 00:11:08,840 --> 00:11:11,640 Speaker 5: So that's basically that's your ground. Like, that's that's staying out. 245 00:11:11,720 --> 00:11:15,120 Speaker 7: Your ground was to make yourself smart enough to do 246 00:11:15,160 --> 00:11:18,200 Speaker 7: what you're doing. Yeah, like, niggas don't understand that. It's 247 00:11:18,240 --> 00:11:21,320 Speaker 7: different type of grounds. People be feeling like shit, bro, 248 00:11:21,960 --> 00:11:24,920 Speaker 7: that shit that gonna take too long. But look how 249 00:11:24,960 --> 00:11:27,960 Speaker 7: much time you fucking up with the ship that ain't 250 00:11:27,960 --> 00:11:29,920 Speaker 7: gonna never be right. And then you look up, you 251 00:11:30,000 --> 00:11:32,559 Speaker 7: got them thirty five for it and you ain't made that, 252 00:11:32,720 --> 00:11:33,240 Speaker 7: not this shit. 253 00:11:34,360 --> 00:11:35,720 Speaker 5: So which one to talk too long? 254 00:11:36,600 --> 00:11:39,000 Speaker 2: Bro? My mama told me this, She said, time gonna pass, 255 00:11:39,400 --> 00:11:41,720 Speaker 2: whether you doing some or you not. That your niggas 256 00:11:41,720 --> 00:11:44,520 Speaker 2: sitting in jail or that time gonna pass. It's also 257 00:11:44,520 --> 00:11:46,400 Speaker 2: a man sitting in the match, and like me and Aristotle, 258 00:11:46,640 --> 00:11:48,720 Speaker 2: where the time passed and it just looked a lot different. 259 00:11:49,200 --> 00:11:52,679 Speaker 4: Really shit, So I'll say for me, my story is 260 00:11:52,679 --> 00:11:57,120 Speaker 4: a little bit different. Honestly, I really didn't know much 261 00:11:57,160 --> 00:11:59,760 Speaker 4: about credit, and I thought I had bad credit and 262 00:11:59,840 --> 00:12:03,680 Speaker 4: I didn't. I paid somebody to take increase off my 263 00:12:03,720 --> 00:12:07,079 Speaker 4: credit report. I paid them three hundred dollars. I ended 264 00:12:07,160 --> 00:12:11,040 Speaker 4: up like learning about it myself, getting a mentorship, and 265 00:12:11,120 --> 00:12:13,600 Speaker 4: I ended up doing it myself before the person even didn't. 266 00:12:14,480 --> 00:12:17,560 Speaker 4: And then I'm like, if I don't know credit, I 267 00:12:17,600 --> 00:12:20,440 Speaker 4: know my daughter don't know credit. I know that a 268 00:12:20,440 --> 00:12:22,160 Speaker 4: lot of kids don't know credit. So it was more 269 00:12:22,280 --> 00:12:25,000 Speaker 4: so opening the door for her more so than opening 270 00:12:25,040 --> 00:12:27,880 Speaker 4: the door for me. So what I realized was how 271 00:12:27,920 --> 00:12:31,720 Speaker 4: many people in the black community don't know financial literacy. 272 00:12:32,000 --> 00:12:34,240 Speaker 4: Like they just said, they're buying shoes, they're buying clothes. 273 00:12:34,320 --> 00:12:37,160 Speaker 4: They on section eight, but every kid in the house 274 00:12:37,320 --> 00:12:39,840 Speaker 4: got on the newest Jay's that came out. So I'm like, 275 00:12:40,200 --> 00:12:43,520 Speaker 4: how do I build generational wealth? Most people think generational 276 00:12:43,559 --> 00:12:45,760 Speaker 4: wealth is the money you pass down, but it's the wisdom. 277 00:12:46,320 --> 00:12:48,680 Speaker 4: So I'm like, I'm gonna stop buying my daughter everything 278 00:12:48,679 --> 00:12:51,760 Speaker 4: I didn't know and start teaching her everything I didn't know. 279 00:12:52,480 --> 00:12:55,040 Speaker 4: And that took me to a point where, you know, 280 00:12:55,160 --> 00:12:58,000 Speaker 4: me and her started working together, being able to build 281 00:12:58,000 --> 00:13:01,600 Speaker 4: a bond together and create these books for these kids 282 00:13:01,600 --> 00:13:05,480 Speaker 4: to understand credit at their level, understanding investing at their level. 283 00:13:05,679 --> 00:13:07,400 Speaker 4: Because a lot of people are like, well, they can 284 00:13:07,480 --> 00:13:09,160 Speaker 4: learn in high school, they can learn in middle school. 285 00:13:09,160 --> 00:13:12,280 Speaker 4: That's already too late. Like he said, scholarships grants. A 286 00:13:12,320 --> 00:13:14,320 Speaker 4: lot of us got guidance counsels, but we never talked 287 00:13:14,360 --> 00:13:16,319 Speaker 4: to them. Them the people that's gonna give you the back, 288 00:13:17,000 --> 00:13:19,800 Speaker 4: or we feel like, you know, oh, that's laying And 289 00:13:19,800 --> 00:13:22,160 Speaker 4: then I realize, I'm like yo, coming from where I 290 00:13:22,240 --> 00:13:25,520 Speaker 4: come from, credit and funding. It's what the scam is doing, 291 00:13:25,559 --> 00:13:26,839 Speaker 4: but they don't know that they can do it I 292 00:13:26,920 --> 00:13:30,880 Speaker 4: legal way. They know everything about the bank, everything about 293 00:13:30,880 --> 00:13:33,680 Speaker 4: the bank, but it's people out here like he just said, 294 00:13:33,679 --> 00:13:35,839 Speaker 4: that's trying to go invest in these properties that's actually 295 00:13:35,840 --> 00:13:37,760 Speaker 4: gonna pay the bank back and give you a percentage 296 00:13:37,760 --> 00:13:40,280 Speaker 4: of it. So why would I go and try to 297 00:13:40,280 --> 00:13:42,600 Speaker 4: go to the illegal route when every illegal route has 298 00:13:42,600 --> 00:13:44,920 Speaker 4: a legal route. People just don't study and learn them. 299 00:13:45,160 --> 00:13:48,040 Speaker 7: Damn no facts right now because the niggas still doing 300 00:13:48,080 --> 00:13:49,920 Speaker 7: it like you if you call them folks and treating 301 00:13:49,920 --> 00:13:51,800 Speaker 7: them folk to change somebody else shit to your ship 302 00:13:52,040 --> 00:13:53,120 Speaker 7: and get some money out of there. 303 00:13:53,160 --> 00:13:54,080 Speaker 5: But you can hear it. 304 00:13:54,160 --> 00:13:55,600 Speaker 2: You can get you some regular. 305 00:13:55,320 --> 00:14:00,240 Speaker 4: Money yourself, brok smart, but the niggas will be yeah, 306 00:14:00,440 --> 00:14:02,760 Speaker 4: like you said them nigga smartest fuck Like I'm just 307 00:14:02,760 --> 00:14:04,920 Speaker 4: looking like them folks, is not finna gey folks. The 308 00:14:05,080 --> 00:14:06,640 Speaker 4: money they coming out. 309 00:14:06,800 --> 00:14:09,719 Speaker 5: They coming out there with it. But you could get 310 00:14:09,720 --> 00:14:10,520 Speaker 5: that shit in your name. 311 00:14:11,200 --> 00:14:13,640 Speaker 4: But even with the traphouses, think about that, that's real estate. 312 00:14:14,120 --> 00:14:16,840 Speaker 4: Instead of getting trap houses, go buy the houses, put 313 00:14:16,840 --> 00:14:17,480 Speaker 4: somebody in them. 314 00:14:17,520 --> 00:14:19,680 Speaker 5: See, now that's a different langue where niggna get money 315 00:14:19,680 --> 00:14:21,080 Speaker 5: to buy some houses that that fucked up. 316 00:14:21,560 --> 00:14:23,840 Speaker 4: Now you got tax tks and credit. 317 00:14:25,200 --> 00:14:26,960 Speaker 7: I'm just thinking from how I used to think it, like, 318 00:14:27,080 --> 00:14:29,720 Speaker 7: it's like credit. That shit sounds foreign, Like, man, fuck, 319 00:14:29,760 --> 00:14:30,760 Speaker 7: my name ain't worth shit. 320 00:14:30,960 --> 00:14:32,160 Speaker 5: How a nigga think bang? 321 00:14:32,280 --> 00:14:33,920 Speaker 2: Let me ask you this, why do you think everybody 322 00:14:33,960 --> 00:14:37,360 Speaker 2: in the world won't become an American citizen? Why do 323 00:14:37,400 --> 00:14:39,120 Speaker 2: you think everybody in the world wants to become an 324 00:14:39,120 --> 00:14:41,280 Speaker 2: American citizen? Credit? You know what we got that nowhere 325 00:14:41,280 --> 00:14:43,160 Speaker 2: else really has credit? Credit? 326 00:14:43,640 --> 00:14:45,360 Speaker 6: Break it down to him, all right. 327 00:14:45,480 --> 00:14:48,880 Speaker 2: So the way it works, everybody that's American born has 328 00:14:48,960 --> 00:14:51,680 Speaker 2: a Social Security number. That social Security number that you 329 00:14:51,800 --> 00:14:54,840 Speaker 2: have entitles you to money. So if you notice anytime 330 00:14:55,160 --> 00:14:56,760 Speaker 2: you grow up, you might know somebody like damn, my 331 00:14:56,800 --> 00:14:58,480 Speaker 2: mom gonna put a capability of my name and that's 332 00:14:58,560 --> 00:15:00,960 Speaker 2: my credit up and I wasn't even eighteen. It's because 333 00:15:01,000 --> 00:15:03,560 Speaker 2: that's money. Your soci security name, your social Security number 334 00:15:03,640 --> 00:15:08,800 Speaker 2: is money. So in America it's built on debt. Everybody 335 00:15:08,920 --> 00:15:10,760 Speaker 2: kind of grew up in the hood thinking, oh credit, 336 00:15:10,840 --> 00:15:12,440 Speaker 2: laying on, buying none on credit. If you ain't got 337 00:15:12,520 --> 00:15:12,840 Speaker 2: cast on. 338 00:15:12,920 --> 00:15:14,040 Speaker 5: Doing cashing out on my shit. 339 00:15:14,480 --> 00:15:19,280 Speaker 2: Yeah, yeah, stupid, but I'm gonna say that it depends 340 00:15:19,280 --> 00:15:19,760 Speaker 2: on what's going on. 341 00:15:20,000 --> 00:15:23,040 Speaker 7: Nah man, that shit stupid credit. I know's some nigga 342 00:15:23,080 --> 00:15:24,600 Speaker 7: with credit living like a motherfucker. 343 00:15:24,880 --> 00:15:26,440 Speaker 4: And that's what I tell people all the time when 344 00:15:26,480 --> 00:15:28,600 Speaker 4: people talk about credit. I'm like, I could take a 345 00:15:28,680 --> 00:15:30,800 Speaker 4: homeless person and turn them into one hundred thousand dollars 346 00:15:30,880 --> 00:15:33,400 Speaker 4: million dollar men, just straight off the street because they 347 00:15:33,440 --> 00:15:35,560 Speaker 4: got a social Security number. They probably ain't never had 348 00:15:35,600 --> 00:15:37,200 Speaker 4: none in their name. I go get them a startup 349 00:15:37,240 --> 00:15:39,840 Speaker 4: credit card or whatever, and then I build on it 350 00:15:40,240 --> 00:15:42,200 Speaker 4: and they just going because once you know the system 351 00:15:42,280 --> 00:15:44,920 Speaker 4: of credit and fundy, it's simple. You can go to 352 00:15:45,000 --> 00:15:46,960 Speaker 4: this bank, you can go to this credit union, you 353 00:15:47,040 --> 00:15:49,240 Speaker 4: can go to this area and all I'm giving you 354 00:15:49,320 --> 00:15:51,960 Speaker 4: a bad twenty five fifty thirty, you know what I'm saying. 355 00:15:52,040 --> 00:15:54,440 Speaker 4: So once you understand it, and you don't understand how 356 00:15:54,480 --> 00:15:56,800 Speaker 4: relationships work. It's all the same. 357 00:15:56,920 --> 00:15:59,320 Speaker 7: All right, let's let we're gonna start since because all 358 00:15:59,360 --> 00:16:00,920 Speaker 7: three of y'all do some different but a lot of 359 00:16:00,960 --> 00:16:03,200 Speaker 7: similar shit. Right, Yeah, we're gonna start. Like a nigga 360 00:16:03,200 --> 00:16:04,920 Speaker 7: who ain't got a nimber hit dicking the gun, what 361 00:16:05,080 --> 00:16:05,560 Speaker 7: do he do. 362 00:16:07,040 --> 00:16:07,080 Speaker 4: Me? 363 00:16:07,360 --> 00:16:09,360 Speaker 5: Yeah? If a nigga ain't got today, all I got 364 00:16:09,480 --> 00:16:11,520 Speaker 5: is my dick and my gun. What do I do? 365 00:16:11,640 --> 00:16:15,240 Speaker 5: If I want to make some money beside rock? 366 00:16:17,240 --> 00:16:19,440 Speaker 1: If I'm being all the way honest, first thing you 367 00:16:19,520 --> 00:16:22,560 Speaker 1: gotta do is build up, so a starter resume of 368 00:16:22,720 --> 00:16:25,760 Speaker 1: just getting you something like you know, learn the trade, 369 00:16:25,880 --> 00:16:29,560 Speaker 1: go to trade school, become a welder, a plumber or something. 370 00:16:29,600 --> 00:16:31,440 Speaker 1: To just get you something, you gotta grind first. I 371 00:16:31,520 --> 00:16:33,480 Speaker 1: had to go to the army. He had to go 372 00:16:33,560 --> 00:16:35,480 Speaker 1: to college, He had to get a nine to five. 373 00:16:35,560 --> 00:16:38,360 Speaker 1: At one point. You got to start first of all. 374 00:16:38,640 --> 00:16:41,400 Speaker 1: And I would personally say, you know, you can do it. 375 00:16:41,480 --> 00:16:44,360 Speaker 1: Legal I went to the army. All I can do 376 00:16:44,480 --> 00:16:46,920 Speaker 1: is tell a man what I did. I'm in the army, 377 00:16:47,080 --> 00:16:49,440 Speaker 1: So that's my first resume builder. And then I was 378 00:16:49,680 --> 00:16:52,200 Speaker 1: I was going there for it. So I was going 379 00:16:52,280 --> 00:16:55,480 Speaker 1: to be a twenty five brovo, which is information technology. 380 00:16:55,520 --> 00:16:58,600 Speaker 1: Why I was that information technology specialist, and I, to 381 00:16:58,720 --> 00:17:01,800 Speaker 1: me is the fastest or quick way to make six figures. 382 00:17:01,920 --> 00:17:04,800 Speaker 1: You just need a security plus shirt and a clearance. 383 00:17:04,840 --> 00:17:07,119 Speaker 1: But you really just need those certifications, so you study 384 00:17:07,160 --> 00:17:09,200 Speaker 1: for those. You don't even need a cars degree and 385 00:17:09,280 --> 00:17:12,160 Speaker 1: you can go get you a six figure to I say, 386 00:17:12,200 --> 00:17:14,560 Speaker 1: a sixty K to six figure job. So that's first 387 00:17:14,600 --> 00:17:16,879 Speaker 1: and foremost. Build up a little small resume, Go get 388 00:17:16,920 --> 00:17:19,560 Speaker 1: you a nice job, and then be studying while you're 389 00:17:19,600 --> 00:17:22,320 Speaker 1: at home. Because it's twenty four hours in a day. 390 00:17:23,359 --> 00:17:25,240 Speaker 1: You go to work for eight hours, that's a thirty 391 00:17:25,280 --> 00:17:27,680 Speaker 1: your day. When I was in the military, they took 392 00:17:27,800 --> 00:17:30,360 Speaker 1: half of my day. So when people like I don't 393 00:17:30,400 --> 00:17:32,320 Speaker 1: have time, I'm like, I had less time than you, 394 00:17:32,560 --> 00:17:34,880 Speaker 1: and I still became a millionaire. I had a million 395 00:17:34,920 --> 00:17:37,080 Speaker 1: dollars before I even left the army. I was a 396 00:17:37,160 --> 00:17:40,600 Speaker 1: soldier in the army with a million dollars with cars, 397 00:17:40,880 --> 00:17:42,679 Speaker 1: and I bought a mansion a moment I got out 398 00:17:42,720 --> 00:17:45,800 Speaker 1: the army and I bought t I's manager mansion, Jason Jeter. 399 00:17:46,359 --> 00:17:49,480 Speaker 1: I bought his and famous people live in the house 400 00:17:49,520 --> 00:17:53,680 Speaker 1: I stayed in young dro lived in my house Fantasia 401 00:17:54,200 --> 00:17:58,000 Speaker 1: omar Elks from Juice and loving basketball. Y'all might be 402 00:17:58,080 --> 00:18:00,040 Speaker 1: too young to know that. Y'all know that is you 403 00:18:00,040 --> 00:18:03,480 Speaker 1: know what I mean? And then you know So I 404 00:18:03,520 --> 00:18:05,080 Speaker 1: would say, that's the first thing you need to do 405 00:18:05,560 --> 00:18:06,120 Speaker 1: and then. 406 00:18:07,520 --> 00:18:08,399 Speaker 5: Get up. 407 00:18:08,600 --> 00:18:11,840 Speaker 1: But see, for me, I was flipping my own cash 408 00:18:11,920 --> 00:18:15,879 Speaker 1: to get rich. These guys leverage, so I kind of 409 00:18:15,920 --> 00:18:20,480 Speaker 1: did it the the real grassroot hustle away. They really 410 00:18:20,600 --> 00:18:24,000 Speaker 1: did it the American way, which is leverage, credit and 411 00:18:24,080 --> 00:18:25,760 Speaker 1: all of that. And me, I'm straight hustling. You know 412 00:18:25,800 --> 00:18:27,960 Speaker 1: what I'm saying. I'm taking my three thousand a month. 413 00:18:28,000 --> 00:18:29,639 Speaker 1: But remember I got book sales and stuff. 414 00:18:29,680 --> 00:18:30,359 Speaker 2: So in the army. 415 00:18:30,640 --> 00:18:33,080 Speaker 1: By the time I left the Army, I was making 416 00:18:33,160 --> 00:18:37,000 Speaker 1: about a quarter million a month. March twenty or twenty twenty, 417 00:18:37,640 --> 00:18:39,240 Speaker 1: I was making about a quarter million a month. 418 00:18:39,800 --> 00:18:43,800 Speaker 5: Hey, let me ask you something. We move on. So, 419 00:18:44,480 --> 00:18:47,000 Speaker 5: so you do the trading, right, Yeah, the trading is 420 00:18:47,200 --> 00:18:47,800 Speaker 5: like gambling. 421 00:18:49,840 --> 00:18:51,000 Speaker 2: No, No, that's a great question. 422 00:18:51,880 --> 00:18:56,399 Speaker 5: So might not even know it's like really playing video games. 423 00:18:56,560 --> 00:19:01,360 Speaker 1: I would say trading money trading is sort of like gambling. 424 00:19:02,040 --> 00:19:04,560 Speaker 1: Investing is not yeah, okay, So if I had to 425 00:19:04,600 --> 00:19:07,400 Speaker 1: break down the two I was investing when I first 426 00:19:08,119 --> 00:19:12,639 Speaker 1: was doing it, which is I'm looking for companies. So 427 00:19:12,720 --> 00:19:14,600 Speaker 1: if I had to break it down, it's something called 428 00:19:14,600 --> 00:19:17,359 Speaker 1: the S and P five hundred Standard and Poors five hundred, 429 00:19:17,880 --> 00:19:20,479 Speaker 1: and it's an ETF called SPY. If you look up 430 00:19:20,640 --> 00:19:24,880 Speaker 1: Spy stock on Google, you'll see that it's the ETF 431 00:19:25,080 --> 00:19:28,000 Speaker 1: and the ETF is an exchange traded fund and it's 432 00:19:28,080 --> 00:19:31,240 Speaker 1: comprised of a lot of stocks. So this is the 433 00:19:31,400 --> 00:19:37,879 Speaker 1: benchmark of basically the entire stock market. We're talking about Apple, Google, Meta, 434 00:19:38,760 --> 00:19:41,760 Speaker 1: the video. If you guys heard of that and what 435 00:19:41,960 --> 00:19:42,560 Speaker 1: Spy is? 436 00:19:42,880 --> 00:19:44,239 Speaker 2: No, you have heard? All right? 437 00:19:44,320 --> 00:19:50,200 Speaker 1: So right, So so basically every day I have to 438 00:19:50,320 --> 00:19:55,400 Speaker 1: watch this particular stock because everything moves off this particular 439 00:19:55,800 --> 00:19:59,439 Speaker 1: stock or ETF, which is SPY. So if Spy is up, 440 00:20:00,119 --> 00:20:03,040 Speaker 1: then most of the top ten stocks are going to 441 00:20:03,080 --> 00:20:06,040 Speaker 1: be generally up. If Spy is down, then most of 442 00:20:06,280 --> 00:20:09,840 Speaker 1: the worldly known companies are going to be generally down. 443 00:20:10,359 --> 00:20:13,560 Speaker 1: So there's a thing called a bear market, and there's 444 00:20:13,560 --> 00:20:16,520 Speaker 1: a thing called a bull market. A bear market is 445 00:20:16,680 --> 00:20:20,000 Speaker 1: a prolonged period of increased prices. A bull market is 446 00:20:20,040 --> 00:20:24,040 Speaker 1: a twenty percent decline from the high. So Spire is 447 00:20:24,119 --> 00:20:27,879 Speaker 1: at five hundred dollars and it declines one hundred dollars. 448 00:20:28,400 --> 00:20:31,399 Speaker 1: That is a twenty percent decline. And we're now in 449 00:20:31,520 --> 00:20:33,879 Speaker 1: what is called a bear market. So that is the 450 00:20:34,000 --> 00:20:38,160 Speaker 1: best time to buy on in bear markets. So throughout 451 00:20:38,200 --> 00:20:40,480 Speaker 1: any history, and you guys have heard of it, the 452 00:20:40,600 --> 00:20:42,800 Speaker 1: two thousand and eight real estate market crash. Some of 453 00:20:42,840 --> 00:20:45,240 Speaker 1: you were probably born in oh wait, looking at y'all. 454 00:20:46,160 --> 00:20:47,520 Speaker 4: Initially, so. 455 00:20:49,160 --> 00:20:51,440 Speaker 6: The stock market crashed in the stop market crash in 456 00:20:51,480 --> 00:20:52,199 Speaker 6: two thousand and one. 457 00:20:52,320 --> 00:20:54,960 Speaker 2: That was a dot com bubble. The stock market. 458 00:20:54,800 --> 00:20:57,480 Speaker 6: Crash in two thousand. 459 00:20:57,560 --> 00:20:59,560 Speaker 1: So after two thousand and eight, it ran ten years, 460 00:20:59,600 --> 00:21:02,040 Speaker 1: and it when Trump came to office, and that was 461 00:21:02,119 --> 00:21:04,960 Speaker 1: the trade war. Then it crashed again in twenty twenty 462 00:21:05,000 --> 00:21:08,200 Speaker 1: two and that was the inflation that was in Biden 463 00:21:08,320 --> 00:21:12,160 Speaker 1: was president. And then it crashed recently in twenty twenty five, 464 00:21:12,640 --> 00:21:14,240 Speaker 1: and that was a twenty percent decline. 465 00:21:14,320 --> 00:21:15,160 Speaker 2: That was a trade war. 466 00:21:15,680 --> 00:21:19,280 Speaker 1: And I was able to make I would say, five 467 00:21:19,400 --> 00:21:21,680 Speaker 1: million off the last two crashes. 468 00:21:22,600 --> 00:21:25,719 Speaker 7: See that shit sounded like foreign lank right, all right, 469 00:21:25,760 --> 00:21:28,200 Speaker 7: But you have to basically what I'm saying that, so 470 00:21:28,280 --> 00:21:29,080 Speaker 7: you have to study. 471 00:21:29,359 --> 00:21:30,760 Speaker 5: If you want to get into it, you gotta go 472 00:21:30,920 --> 00:21:32,359 Speaker 5: check it out so you can know this lingo. 473 00:21:32,680 --> 00:21:34,560 Speaker 1: And I'll give y'all word to start if you want 474 00:21:34,600 --> 00:21:36,960 Speaker 1: to get I want to start all right, if you 475 00:21:37,000 --> 00:21:39,200 Speaker 1: want to get into the stock market, here's what you 476 00:21:39,320 --> 00:21:40,000 Speaker 1: need to study. 477 00:21:40,240 --> 00:21:42,320 Speaker 6: And you guys can write this down do whatever you do. 478 00:21:43,440 --> 00:21:47,119 Speaker 1: First thing you need to study is technical analysis if 479 00:21:47,160 --> 00:21:49,479 Speaker 1: you want to learn trading, but fundamental analysis too. 480 00:21:49,800 --> 00:21:51,240 Speaker 6: I would say fundamental analysis. 481 00:21:51,280 --> 00:21:55,480 Speaker 1: So fundamental analysis is the study of the balance sheets 482 00:21:55,520 --> 00:21:59,960 Speaker 1: and income statements. So when you IPO, that's called initial 483 00:22:00,160 --> 00:22:04,080 Speaker 1: public offering. So space X just ip O, right, and 484 00:22:04,640 --> 00:22:07,880 Speaker 1: the people who own Claude and chat CBT are going 485 00:22:07,920 --> 00:22:11,439 Speaker 1: to IPO. So when you go public, you are forced 486 00:22:11,520 --> 00:22:15,080 Speaker 1: to show all of your financials, right. So that's why 487 00:22:15,200 --> 00:22:18,000 Speaker 1: companies go public so they can get more funding, they 488 00:22:18,040 --> 00:22:20,879 Speaker 1: can get more exposed, more exposure and things like that. 489 00:22:21,520 --> 00:22:24,359 Speaker 1: So whenever anything is on the stock market is because 490 00:22:24,400 --> 00:22:27,879 Speaker 1: it's IPO, it went public. And when something is private, 491 00:22:28,000 --> 00:22:30,680 Speaker 1: like twitter X is a private company, so you and 492 00:22:30,800 --> 00:22:33,240 Speaker 1: I cannot see how much they make per year because 493 00:22:33,240 --> 00:22:37,720 Speaker 1: they're private. Discord right now is a private company. Revote 494 00:22:37,840 --> 00:22:41,439 Speaker 1: is a private company. They're not IPO, but they may 495 00:22:41,560 --> 00:22:44,119 Speaker 1: have to. They have they may have private shareholders have 496 00:22:44,200 --> 00:22:47,360 Speaker 1: to report their earnings to a group your trustees, he knows. 497 00:22:47,920 --> 00:22:51,600 Speaker 1: So there's ways of doing this. So I'm trading publicly 498 00:22:52,119 --> 00:22:54,040 Speaker 1: traded companies. So what I do is I go on 499 00:22:54,119 --> 00:22:56,960 Speaker 1: this thing called Yahoo Finance, and I like to go 500 00:22:57,119 --> 00:22:59,600 Speaker 1: see their revenue so I can see how much they 501 00:22:59,720 --> 00:23:03,720 Speaker 1: make per quarter, because companies are forced to report their 502 00:23:03,800 --> 00:23:08,720 Speaker 1: quarterly earnings in their yearly earnings. So if I see 503 00:23:08,760 --> 00:23:11,840 Speaker 1: that you're making revenue year over year and you're making 504 00:23:11,960 --> 00:23:14,800 Speaker 1: net profit year over year, and you have what's called 505 00:23:14,880 --> 00:23:16,960 Speaker 1: cash flow, I want to look at your cash flow statements. 506 00:23:17,400 --> 00:23:20,200 Speaker 1: But your stock is down, so you're making more money, 507 00:23:20,680 --> 00:23:23,560 Speaker 1: and then you're netting more money because everybody knows this 508 00:23:23,720 --> 00:23:25,280 Speaker 1: is I don't care this the trap. I don't care 509 00:23:25,320 --> 00:23:28,480 Speaker 1: what this is. At your trap house, you got revenue 510 00:23:28,600 --> 00:23:31,240 Speaker 1: and then you got a net profit. Correct, That's what 511 00:23:31,400 --> 00:23:34,240 Speaker 1: I make after all expenses, after I pay the plug, 512 00:23:34,359 --> 00:23:35,320 Speaker 1: after I paid whatever. 513 00:23:35,440 --> 00:23:37,480 Speaker 6: Right, So that's the same with the stock market. 514 00:23:37,520 --> 00:23:40,480 Speaker 1: After they pay everybody, they net So if I see 515 00:23:40,520 --> 00:23:42,960 Speaker 1: that you're making more money year over year and you're 516 00:23:43,040 --> 00:23:45,480 Speaker 1: netting more money, you're over year, what your stock is down, 517 00:23:46,040 --> 00:23:48,679 Speaker 1: I'm interested in buying you on the dip because now 518 00:23:48,800 --> 00:23:51,840 Speaker 1: I have the thought process that you can return to 519 00:23:52,080 --> 00:23:54,959 Speaker 1: highs and that is how I make the money exactly 520 00:23:55,000 --> 00:23:57,560 Speaker 1: what you know what I'm saying, because you have a 521 00:23:57,640 --> 00:23:58,320 Speaker 1: track record of. 522 00:23:58,359 --> 00:24:02,200 Speaker 6: Making more money net and revenue and cash flow. 523 00:24:02,720 --> 00:24:05,760 Speaker 1: So but your stock is down, so now I want 524 00:24:05,800 --> 00:24:07,000 Speaker 1: to buy you on a dep So that's one of 525 00:24:07,040 --> 00:24:09,760 Speaker 1: the easiest ways I can tell people to invest is 526 00:24:09,840 --> 00:24:10,480 Speaker 1: looking at that. 527 00:24:12,320 --> 00:24:13,720 Speaker 5: From now diicking the gun. 528 00:24:15,040 --> 00:24:18,760 Speaker 4: Yeah, I go digging the gun right, So I'm gonna 529 00:24:18,840 --> 00:24:22,280 Speaker 4: keep it all the way street. I'm gonna sell my gun. 530 00:24:22,520 --> 00:24:24,720 Speaker 4: I'm gonna go get a phone. The phone is the 531 00:24:24,720 --> 00:24:27,000 Speaker 4: biggest thing that's gonna make you money. Here's the thing. 532 00:24:27,520 --> 00:24:29,200 Speaker 4: If you're from the hood, you know what a good 533 00:24:29,240 --> 00:24:32,399 Speaker 4: product is. Y'all know what a good product is. So 534 00:24:32,560 --> 00:24:34,560 Speaker 4: instead of me going and trying to make some money 535 00:24:34,600 --> 00:24:37,920 Speaker 4: and use my own money or use leverage, I'm gonna 536 00:24:37,960 --> 00:24:41,200 Speaker 4: leverage ther companies around me. I'm gonna go to these companies. Hey, 537 00:24:41,960 --> 00:24:44,639 Speaker 4: if I can get people in here, can I get 538 00:24:44,680 --> 00:24:47,880 Speaker 4: a piece you start with? Hey, if I get five 539 00:24:47,880 --> 00:24:49,919 Speaker 4: people to come in today, just give me two fifty. 540 00:24:50,560 --> 00:24:52,240 Speaker 4: Next time, if I get ten people to come in 541 00:24:52,240 --> 00:24:55,000 Speaker 4: here today, give me five hundred. Now I want to 542 00:24:55,520 --> 00:24:58,240 Speaker 4: I want a percentage. So now I'm gonna go to 543 00:24:58,280 --> 00:25:00,520 Speaker 4: your company and say, hey, look how many people I 544 00:25:00,600 --> 00:25:03,400 Speaker 4: brought you. I need five percent of that. Then I'm 545 00:25:03,400 --> 00:25:05,320 Speaker 4: gonna go to the next company. I'm gonna do the 546 00:25:05,400 --> 00:25:08,040 Speaker 4: same thing. It's just like the streets. You know who 547 00:25:08,119 --> 00:25:11,119 Speaker 4: got the good work, you know who got trash. You 548 00:25:11,280 --> 00:25:13,400 Speaker 4: find the companies and the places that got the good work. 549 00:25:13,840 --> 00:25:15,960 Speaker 4: Then once you make your money in it, you go 550 00:25:16,400 --> 00:25:17,879 Speaker 4: and take a little bit of that money and you 551 00:25:17,960 --> 00:25:20,040 Speaker 4: go to the next company and you buy some of 552 00:25:20,119 --> 00:25:23,000 Speaker 4: that stuff and resell it. Now you're gonna started making 553 00:25:23,040 --> 00:25:25,040 Speaker 4: you some type of money. See, people think that you 554 00:25:25,119 --> 00:25:27,760 Speaker 4: gotta go in all these big lanes when money is 555 00:25:27,800 --> 00:25:30,280 Speaker 4: easily be made, especially with kids. And here's the thing 556 00:25:30,320 --> 00:25:32,160 Speaker 4: about y'all that y'all can really make it back from 557 00:25:32,200 --> 00:25:34,520 Speaker 4: with no money. No, y'all shouldn't even have a gun. 558 00:25:35,040 --> 00:25:37,720 Speaker 4: All y'all got is I ain't gonna say that part either, 559 00:25:38,119 --> 00:25:43,399 Speaker 4: But what y'all really got is TikTok, Instagram, all these 560 00:25:43,440 --> 00:25:46,560 Speaker 4: social media platforms, Snapchat. Do you know that there's people 561 00:25:46,600 --> 00:25:49,280 Speaker 4: out here right now making ten, fifteen, twenty thousand dollars 562 00:25:49,840 --> 00:25:52,040 Speaker 4: just by running somebody's social media so they can get views. 563 00:25:52,200 --> 00:25:53,639 Speaker 4: But I'm gonna give you a better game because you 564 00:25:53,680 --> 00:25:55,439 Speaker 4: go to these Mama pop restaurants, you go to these 565 00:25:55,480 --> 00:25:57,879 Speaker 4: mom and pop stores, they're not knowing the people that 566 00:25:57,960 --> 00:26:00,240 Speaker 4: we know that we're paying. So if they got a 567 00:26:00,320 --> 00:26:02,640 Speaker 4: hundred followers and you gonna make a viral TikTok dance 568 00:26:02,640 --> 00:26:04,720 Speaker 4: in front of their store and not everybody going to 569 00:26:04,800 --> 00:26:07,760 Speaker 4: their store, hey I need you give me three thousand. 570 00:26:08,880 --> 00:26:11,280 Speaker 4: Now you're running your bag. You're doing it anyway. You 571 00:26:11,400 --> 00:26:16,080 Speaker 4: TikTok dancing, your Instagram talking, you're vlogging. Now, you in 572 00:26:16,160 --> 00:26:18,240 Speaker 4: any lane you want to be in because your social 573 00:26:18,280 --> 00:26:22,000 Speaker 4: media and see people talk about our credit, y'all generation, 574 00:26:22,880 --> 00:26:26,840 Speaker 4: y'all name, y'all brand is everything. Think about these companies. 575 00:26:26,840 --> 00:26:30,720 Speaker 4: It's called nil for a reason. Name, image, likeness. You 576 00:26:30,800 --> 00:26:32,680 Speaker 4: ain't gotta go to the league. You ain't gotta be 577 00:26:32,720 --> 00:26:34,760 Speaker 4: an athlete to have that because it's a lot of 578 00:26:34,800 --> 00:26:36,960 Speaker 4: these kids out here that's viral for TikTok dancing. There's 579 00:26:36,960 --> 00:26:38,639 Speaker 4: a lot of these kids out here viral because they 580 00:26:38,680 --> 00:26:40,160 Speaker 4: know all the news. There's a lot of these kids 581 00:26:40,200 --> 00:26:42,480 Speaker 4: out here vlogging. The people that's making the most money 582 00:26:42,560 --> 00:26:44,080 Speaker 4: right now is the ones in front of the camera. 583 00:26:44,200 --> 00:26:47,959 Speaker 4: Ka I show speed. They literally living their life every day. 584 00:26:48,000 --> 00:26:49,800 Speaker 4: And I tell people, they think that you gotta go 585 00:26:49,840 --> 00:26:52,480 Speaker 4: get in these big industries. People love watching people do 586 00:26:52,560 --> 00:26:53,240 Speaker 4: what they love to do. 587 00:26:53,520 --> 00:26:56,160 Speaker 7: Why you think people that that be afraid to step 588 00:26:56,240 --> 00:26:58,840 Speaker 7: outside of that, like just just the perception of other 589 00:26:58,880 --> 00:27:00,919 Speaker 7: people thinking it's corningh. 590 00:27:00,320 --> 00:27:02,680 Speaker 5: Now, this nigga want to be a TikTok nigga? 591 00:27:02,720 --> 00:27:02,840 Speaker 2: Know that? 592 00:27:02,920 --> 00:27:06,200 Speaker 7: How a nigga think knowing that you the funniest nigga around, 593 00:27:06,280 --> 00:27:07,960 Speaker 7: or you the coolest nigga around or. 594 00:27:07,960 --> 00:27:09,159 Speaker 5: Whatever, But you don't want to do it. 595 00:27:09,200 --> 00:27:11,440 Speaker 7: You want to step into that zone because you're afraid 596 00:27:11,480 --> 00:27:13,400 Speaker 7: with a nigga who ain't finna give you shit never, 597 00:27:13,920 --> 00:27:16,320 Speaker 7: they ain't gonna give a bloona sound. You're afraid he's saying, Oh, 598 00:27:16,359 --> 00:27:18,200 Speaker 7: that nigga laying because he doing it in there, or 599 00:27:18,240 --> 00:27:21,080 Speaker 7: that nigga laning that nigga tip top nigga. Nigga know 600 00:27:21,200 --> 00:27:24,040 Speaker 7: you got the potential being that, but no, I'm gonna 601 00:27:24,040 --> 00:27:25,359 Speaker 7: try to persuade you not to do it because you're 602 00:27:25,359 --> 00:27:25,920 Speaker 7: gonna suck around. 603 00:27:26,000 --> 00:27:27,000 Speaker 5: Be great, But go ahead, my bead. 604 00:27:27,200 --> 00:27:30,359 Speaker 4: No, I was just finished piggyback on that. The thing is, 605 00:27:30,480 --> 00:27:33,159 Speaker 4: it's like, what y'all don't realize is a nigga know 606 00:27:33,240 --> 00:27:35,600 Speaker 4: your potential. Fact, So a nigga know your potential. Once 607 00:27:35,640 --> 00:27:38,160 Speaker 4: you reach your potential, guess what he left. Nigga don't 608 00:27:38,160 --> 00:27:40,320 Speaker 4: want to be left behind because everybody here. Once you 609 00:27:40,440 --> 00:27:42,560 Speaker 4: leave the hood, most people don't come back. Why the 610 00:27:42,640 --> 00:27:44,440 Speaker 4: hell am I coming back for? You had the opportunity 611 00:27:44,440 --> 00:27:45,720 Speaker 4: to do it with me. You could have been my 612 00:27:45,800 --> 00:27:48,000 Speaker 4: camera man, you could have been my right hand, you 613 00:27:48,040 --> 00:27:49,840 Speaker 4: could have been getting my bookings. But no, you just 614 00:27:49,920 --> 00:27:51,480 Speaker 4: wanted to be in the hood. So if you want 615 00:27:51,520 --> 00:27:52,560 Speaker 4: to be in the hood, I'll leave you in the 616 00:27:52,600 --> 00:27:55,439 Speaker 4: hood because it's only two outcomes out of there, prison 617 00:27:56,520 --> 00:27:58,800 Speaker 4: or you're gonna be dead, So why not get a back. 618 00:27:59,000 --> 00:28:01,080 Speaker 4: Y'all want to laugh at me, corny TikTok, dude, but 619 00:28:01,840 --> 00:28:04,560 Speaker 4: I'm in a ferrari and you're still catching the bus. 620 00:28:04,880 --> 00:28:05,919 Speaker 4: Who's the loser. 621 00:28:07,240 --> 00:28:09,200 Speaker 5: Digging the gun? We're trying to get some of the 622 00:28:09,240 --> 00:28:10,960 Speaker 5: credit money in an American way? How we do it? 623 00:28:11,000 --> 00:28:11,600 Speaker 5: The Merrion way. 624 00:28:11,880 --> 00:28:12,040 Speaker 4: Man. 625 00:28:12,119 --> 00:28:14,800 Speaker 2: Honestly, I say this, if all I got is my 626 00:28:14,920 --> 00:28:18,120 Speaker 2: dick and my gun, I ain't got shit. I'm getting 627 00:28:18,160 --> 00:28:20,080 Speaker 2: out of the rooms i'm in. You feel me because 628 00:28:20,080 --> 00:28:23,480 Speaker 2: a lot of the times it's not about really what 629 00:28:23,680 --> 00:28:26,000 Speaker 2: you knows, who you know. And if all I got 630 00:28:26,080 --> 00:28:27,720 Speaker 2: is my gun and my dick, I don't know nobody 631 00:28:27,760 --> 00:28:30,240 Speaker 2: I need to know. So what I would say is, man, 632 00:28:30,440 --> 00:28:33,639 Speaker 2: the American way right. America is brought up on school 633 00:28:33,800 --> 00:28:36,520 Speaker 2: education right. All our tax dollars, the majority of it 634 00:28:36,680 --> 00:28:40,440 Speaker 2: go to education, but we're taught to run away from it. So, 635 00:28:40,600 --> 00:28:42,600 Speaker 2: like Aristotle said, I can only tell a man what 636 00:28:42,680 --> 00:28:45,120 Speaker 2: I did. I went to school. So I think that 637 00:28:45,280 --> 00:28:48,760 Speaker 2: going to school you'll learn really quickly. A black man 638 00:28:48,840 --> 00:28:50,880 Speaker 2: running to a school is like a kid in the 639 00:28:50,920 --> 00:28:52,960 Speaker 2: candy store. They can't wait to see you coming. It's 640 00:28:53,000 --> 00:28:55,880 Speaker 2: just we never come. A black woman will go with 641 00:28:56,040 --> 00:28:58,640 Speaker 2: black men. Were on the corner. We trapping, we scamming, 642 00:28:59,040 --> 00:29:01,880 Speaker 2: we rapping. We're not really trying to go to school, 643 00:29:01,880 --> 00:29:04,120 Speaker 2: but we'll go to the studio. You feel me. So 644 00:29:04,240 --> 00:29:07,000 Speaker 2: it's like I would tell a man, look, go to school, bro, 645 00:29:07,480 --> 00:29:09,120 Speaker 2: no matter how old you are, no matter what you're 646 00:29:09,120 --> 00:29:11,640 Speaker 2: doing there is a school that is out there for you. Right, 647 00:29:11,760 --> 00:29:13,440 Speaker 2: so I sit on the border. Trust he's for at 648 00:29:13,480 --> 00:29:16,520 Speaker 2: Lanta Technical College. It's a trade school for adults. Right. 649 00:29:16,600 --> 00:29:19,320 Speaker 2: These people are thirty five forty, some of them eighteen, 650 00:29:19,400 --> 00:29:21,480 Speaker 2: some of them sixteen if they drop out of high school. Right, 651 00:29:22,160 --> 00:29:24,840 Speaker 2: grants to come in there, and they got pipelines, right 652 00:29:25,000 --> 00:29:27,000 Speaker 2: that get you a job. They get you to search. 653 00:29:27,080 --> 00:29:30,120 Speaker 2: Like Aristotle said, so we have similar passages different but 654 00:29:30,200 --> 00:29:32,640 Speaker 2: the same thing he said was true. You need a certification. 655 00:29:32,720 --> 00:29:35,600 Speaker 2: You need a degree. That cert activate one hundred thousand 656 00:29:35,600 --> 00:29:38,440 Speaker 2: dollars job they waiting for you for these big companies 657 00:29:38,520 --> 00:29:40,320 Speaker 2: got they got to check a box. I need ten 658 00:29:40,400 --> 00:29:42,920 Speaker 2: black guys check box. Right. As long as you got 659 00:29:42,960 --> 00:29:46,240 Speaker 2: the paperwork, you good. So I would say, man me, 660 00:29:46,520 --> 00:29:48,520 Speaker 2: it would be to run to a school right and 661 00:29:48,600 --> 00:29:51,680 Speaker 2: get situated with that. The second thing would be taxes 662 00:29:51,880 --> 00:29:56,280 Speaker 2: and credit. So the thing that everybody gets confused about 663 00:29:56,320 --> 00:29:59,880 Speaker 2: with credit and taxes is that one thing right with taxes. 664 00:30:00,000 --> 00:30:02,520 Speaker 2: People think that the RS is a bad thing. It's like, 665 00:30:02,520 --> 00:30:03,640 Speaker 2: I don't want to see the RS. I don want 666 00:30:03,680 --> 00:30:06,400 Speaker 2: to see them. I'm running to them. Once I learned 667 00:30:06,480 --> 00:30:09,320 Speaker 2: that the more you claim, the more you can get 668 00:30:10,280 --> 00:30:11,680 Speaker 2: is when I really understood the game. 669 00:30:11,760 --> 00:30:19,320 Speaker 7: See yeah, so look real quick, so'll all. 670 00:30:19,280 --> 00:30:20,840 Speaker 2: Right, let me see this is a good way to 671 00:30:20,880 --> 00:30:24,440 Speaker 2: break it down. Everybody, y'all heard the PPP. He was 672 00:30:24,480 --> 00:30:28,880 Speaker 2: getting money based off projected tax returns. So it's a projection, right. 673 00:30:29,200 --> 00:30:31,160 Speaker 2: They want to see that tax return to see what 674 00:30:31,280 --> 00:30:34,560 Speaker 2: are you projecting this business to make this year. And 675 00:30:34,680 --> 00:30:36,480 Speaker 2: if your business are like it's gonna make money, they 676 00:30:36,600 --> 00:30:39,560 Speaker 2: lend you money based on your projections. But that's how 677 00:30:39,640 --> 00:30:43,360 Speaker 2: real business work. So if you file your taxes, that's 678 00:30:43,400 --> 00:30:45,280 Speaker 2: the thing that you need to buy a house to 679 00:30:45,400 --> 00:30:47,880 Speaker 2: get real funding, you know what I'm saying, to get 680 00:30:47,920 --> 00:30:50,760 Speaker 2: business loans from the SBA and stuff like that. So 681 00:30:51,440 --> 00:30:54,840 Speaker 2: these programs, we are programmed to run away from them 682 00:30:54,880 --> 00:30:56,760 Speaker 2: because we don't want to file our taxes. Like I 683 00:30:56,800 --> 00:30:58,280 Speaker 2: want to hide my money. I ain't going to the bank. 684 00:30:58,320 --> 00:31:00,880 Speaker 2: I got in the ice box. But it's like you 685 00:31:01,000 --> 00:31:03,520 Speaker 2: got no FBI C insurance, the house burned down, you 686 00:31:03,640 --> 00:31:07,200 Speaker 2: hit yeah, traphouse, get broken into money gone, you know 687 00:31:07,240 --> 00:31:07,640 Speaker 2: what I'm saying. 688 00:31:07,720 --> 00:31:08,280 Speaker 5: So same base. 689 00:31:08,320 --> 00:31:10,240 Speaker 7: If you show the FO you capable to get money, 690 00:31:10,280 --> 00:31:11,959 Speaker 7: You able to have the money they'll have to get 691 00:31:12,000 --> 00:31:12,520 Speaker 7: some more up. 692 00:31:12,760 --> 00:31:15,280 Speaker 2: Man what they ten exit. So every dollar you get 693 00:31:15,320 --> 00:31:17,280 Speaker 2: you can walk into another bank like the scammeras do 694 00:31:17,680 --> 00:31:19,680 Speaker 2: and bust it down and take it. They just taking 695 00:31:19,760 --> 00:31:22,760 Speaker 2: profiles of people like us who actually file taxes and 696 00:31:22,840 --> 00:31:25,640 Speaker 2: have good credit. So what I would say is, if 697 00:31:25,680 --> 00:31:27,360 Speaker 2: you don't have no money, you don't got nothing going on, 698 00:31:27,800 --> 00:31:29,920 Speaker 2: you never file taxes. I would go file the last 699 00:31:29,920 --> 00:31:32,080 Speaker 2: two years of taxes right go to the nearest H 700 00:31:32,120 --> 00:31:34,600 Speaker 2: and R block wherever you want. Two things gonna happen. 701 00:31:35,280 --> 00:31:37,120 Speaker 2: If you file taxes, say you made let's say you 702 00:31:37,120 --> 00:31:38,880 Speaker 2: made one hundred and fifty thousand this year. For the 703 00:31:38,960 --> 00:31:42,200 Speaker 2: last two years right now, you're like a person who's 704 00:31:42,280 --> 00:31:45,120 Speaker 2: making over ten k a month, to the business, to 705 00:31:45,200 --> 00:31:47,200 Speaker 2: the bank, to wherever you want to go. Now you 706 00:31:47,240 --> 00:31:49,400 Speaker 2: all of a sudden can qualify for so many things 707 00:31:49,960 --> 00:31:52,800 Speaker 2: because the r rest never runs to a person who's 708 00:31:52,880 --> 00:31:55,640 Speaker 2: running to them. They run after the person who ran 709 00:31:55,760 --> 00:31:57,800 Speaker 2: from them. You feel me, So that two year tax 710 00:31:57,880 --> 00:32:00,200 Speaker 2: returns opens up funding. That's how you get to one 711 00:32:00,240 --> 00:32:02,800 Speaker 2: hundred and fifty hundred k of funding because you got 712 00:32:02,920 --> 00:32:04,840 Speaker 2: tax returns for two years is what they want to see. 713 00:32:05,120 --> 00:32:08,160 Speaker 2: That ain't cost you nothing to do your credit score right, 714 00:32:08,240 --> 00:32:10,720 Speaker 2: your soci Security number. Most people don't use their credit, 715 00:32:10,760 --> 00:32:12,760 Speaker 2: they don't have no credit. But the good part about 716 00:32:12,800 --> 00:32:15,280 Speaker 2: that is you can go get funded at any time. 717 00:32:15,320 --> 00:32:17,960 Speaker 2: They give you a car with a fifty percent interest rate, 718 00:32:18,480 --> 00:32:20,680 Speaker 2: they give you closed with a forty percent interest rate 719 00:32:20,720 --> 00:32:22,800 Speaker 2: when you go into the different stores. I would go 720 00:32:22,920 --> 00:32:26,760 Speaker 2: get me a car, I would go to the tax person, 721 00:32:26,800 --> 00:32:29,320 Speaker 2: and I would go to school. Those three things open 722 00:32:29,400 --> 00:32:31,520 Speaker 2: up a million dollars for even a year. I literally 723 00:32:31,640 --> 00:32:34,440 Speaker 2: just took an eighteen year old in January. He got 724 00:32:34,560 --> 00:32:38,120 Speaker 2: four houses, bro eighteen, you feel me? He just went 725 00:32:38,200 --> 00:32:41,400 Speaker 2: cyber truck last month. I got a twenty one year 726 00:32:41,400 --> 00:32:42,960 Speaker 2: old who picked up a seventy eight k back in 727 00:32:43,400 --> 00:32:46,200 Speaker 2: three months ago, and he on his second flip using 728 00:32:46,240 --> 00:32:47,800 Speaker 2: the same strategy. I'm telling you all you need is 729 00:32:47,840 --> 00:32:50,000 Speaker 2: the Social Security number and understand the taxes and credit 730 00:32:50,320 --> 00:32:50,520 Speaker 2: you got. 731 00:32:50,680 --> 00:32:53,160 Speaker 7: I think you gotta be willing to sacrifice the shit 732 00:32:53,200 --> 00:32:55,960 Speaker 7: that you think is cool for your deston. 733 00:32:56,000 --> 00:32:56,480 Speaker 5: You know what I'm saying. 734 00:32:56,480 --> 00:32:59,600 Speaker 7: I think you gotta be willing to learn something different too. 735 00:33:00,040 --> 00:33:01,680 Speaker 7: Get comfortablecause I've been that nigga before. 736 00:33:01,760 --> 00:33:01,880 Speaker 2: Too. 737 00:33:01,960 --> 00:33:04,440 Speaker 4: Like that should take it too long? 738 00:33:05,800 --> 00:33:06,320 Speaker 5: Let me mind. 739 00:33:06,360 --> 00:33:08,960 Speaker 7: Now I'd have been that nigga, but but it's it's 740 00:33:09,160 --> 00:33:11,480 Speaker 7: way easier now, Like y'all need to getting rich off 741 00:33:11,800 --> 00:33:14,320 Speaker 7: of phones and your mind will go ahead screen. 742 00:33:16,960 --> 00:33:19,960 Speaker 3: I was gonna say, so how important? How important do 743 00:33:19,960 --> 00:33:22,800 Speaker 3: you think it is? Like your circle when you're just 744 00:33:23,120 --> 00:33:24,960 Speaker 3: kind of making these transitions, you know what I'm saying, 745 00:33:24,960 --> 00:33:27,240 Speaker 3: because like he's saying, you might have that person in 746 00:33:27,320 --> 00:33:29,880 Speaker 3: that partner, like and say this take too long, or 747 00:33:29,920 --> 00:33:31,560 Speaker 3: we can go do this and get this money today, 748 00:33:31,600 --> 00:33:33,000 Speaker 3: what we're going to wait a month or two or 749 00:33:33,040 --> 00:33:35,560 Speaker 3: three months or this that? And the third how important 750 00:33:35,600 --> 00:33:37,560 Speaker 3: it is? You know what I'm saying for y'all journeys 751 00:33:37,600 --> 00:33:39,520 Speaker 3: and just speaking to other people, like to have the 752 00:33:39,640 --> 00:33:41,840 Speaker 3: right people around you to motivate you to try something 753 00:33:42,240 --> 00:33:44,840 Speaker 3: that's a little more stable, stable in the long run. 754 00:33:45,360 --> 00:33:48,120 Speaker 1: I'll say, like back to the point I made the 755 00:33:48,200 --> 00:33:51,040 Speaker 1: first time, is sometimes you're not gonna find them at first, 756 00:33:51,560 --> 00:33:54,320 Speaker 1: and sometimes you got to isolate and allow the law 757 00:33:54,440 --> 00:33:57,040 Speaker 1: of attraction to put the right people in your life. 758 00:33:57,680 --> 00:33:59,880 Speaker 6: Because that's what I had to do. 759 00:34:00,480 --> 00:34:03,240 Speaker 1: Like all my homes wanted to party, drink and chill, 760 00:34:03,360 --> 00:34:06,400 Speaker 1: so I had to isolate and then as I'm building 761 00:34:06,960 --> 00:34:10,800 Speaker 1: And to his point too, he's correct. You social media 762 00:34:10,880 --> 00:34:13,920 Speaker 1: to build an audience. An audience is very important because 763 00:34:13,960 --> 00:34:19,880 Speaker 1: you gotta think that's how I was able, Like I sold. 764 00:34:20,120 --> 00:34:22,600 Speaker 1: I looked at my analytics. I sold a product to 765 00:34:23,320 --> 00:34:26,759 Speaker 1: one hundred and fifty thousand people and I have one 766 00:34:26,800 --> 00:34:29,920 Speaker 1: point four million followers, so I only was able to get. 767 00:34:30,160 --> 00:34:31,600 Speaker 2: About a ten percent to buy. 768 00:34:32,480 --> 00:34:36,239 Speaker 1: So you gotta also understand that game too, is yes, 769 00:34:36,600 --> 00:34:40,040 Speaker 1: your social media presence is everything because back in the day, 770 00:34:40,440 --> 00:34:42,920 Speaker 1: you wanted to get your product seen, you had to 771 00:34:43,040 --> 00:34:46,000 Speaker 1: be on TV, do a billboard, pass out flyers, you 772 00:34:46,080 --> 00:34:48,680 Speaker 1: had to do all these things. Your social media is 773 00:34:48,800 --> 00:34:55,520 Speaker 1: now you're free advertising, so building an audience, getting leveraging credit, 774 00:34:55,640 --> 00:34:56,359 Speaker 1: all of those things. 775 00:34:56,400 --> 00:35:00,680 Speaker 6: But like you said, man, separate yourself, isolate and really 776 00:35:01,040 --> 00:35:01,279 Speaker 6: have this. 777 00:35:01,480 --> 00:35:04,120 Speaker 1: I don't give a fuck what another man thinks about me, 778 00:35:04,480 --> 00:35:05,880 Speaker 1: because at the end of the day, I gotta die 779 00:35:05,880 --> 00:35:08,960 Speaker 1: in this casket alone. Until you get that mentality, if 780 00:35:09,000 --> 00:35:10,840 Speaker 1: you always got this, I gotta save my bros. I 781 00:35:10,880 --> 00:35:13,320 Speaker 1: gotta save my bros. Think about it. If you're on 782 00:35:13,360 --> 00:35:15,320 Speaker 1: an airplane, you gotta put your mask on first to 783 00:35:15,360 --> 00:35:17,640 Speaker 1: save somebody. If you a lifeguard, you gotta know how 784 00:35:17,680 --> 00:35:20,360 Speaker 1: to swim before you can save somebody from drowning. So 785 00:35:20,440 --> 00:35:23,040 Speaker 1: you gotta save yourself first, and then you can reach 786 00:35:23,120 --> 00:35:24,240 Speaker 1: back and help all your partners. 787 00:35:26,239 --> 00:35:28,880 Speaker 4: So I'll go next. I'm gonna actually do an opposite. 788 00:35:29,680 --> 00:35:32,040 Speaker 4: I say, look at the circle around you. One of 789 00:35:32,080 --> 00:35:34,040 Speaker 4: the things that made me change wasn't the fact of 790 00:35:34,160 --> 00:35:36,279 Speaker 4: me getting around the right people. It was the fact 791 00:35:36,320 --> 00:35:38,520 Speaker 4: of me losing the people I love the most. I 792 00:35:38,600 --> 00:35:41,120 Speaker 4: lost both of my best friends the gun violence. Then 793 00:35:41,160 --> 00:35:43,560 Speaker 4: I look at my father, he was incarcerated twenty six 794 00:35:43,640 --> 00:35:46,200 Speaker 4: years of my life. I look at the dudes in 795 00:35:46,200 --> 00:35:48,120 Speaker 4: my neighborhood, most of them strung out on drugs. And 796 00:35:48,160 --> 00:35:50,400 Speaker 4: here's the thing about a lot of these big quote 797 00:35:50,440 --> 00:35:52,200 Speaker 4: unquote drug dealers when you're in the hood, if they 798 00:35:52,280 --> 00:35:55,560 Speaker 4: still in the hood, they not that big. They not 799 00:35:56,000 --> 00:35:57,799 Speaker 4: because they don't want to be out there. It's too hot. 800 00:35:58,120 --> 00:36:01,279 Speaker 4: If they really getting money money, they somewhere ducked off. 801 00:36:01,880 --> 00:36:03,520 Speaker 4: So when you look at the dudes that you're looking 802 00:36:03,600 --> 00:36:05,560 Speaker 4: up to and you see them, what do they got 803 00:36:05,600 --> 00:36:08,239 Speaker 4: to their name? What do they have them? The same 804 00:36:08,320 --> 00:36:11,280 Speaker 4: dudes is doing to go fundme to to bury somebody. 805 00:36:11,920 --> 00:36:14,120 Speaker 4: So so what money they got so for me, it 806 00:36:14,239 --> 00:36:15,880 Speaker 4: was like looking at who I'm around and I'm like, bro, 807 00:36:16,880 --> 00:36:19,919 Speaker 4: do I want to end up like this? So once 808 00:36:20,000 --> 00:36:21,960 Speaker 4: you realize, like like he said, you get into the 809 00:36:22,040 --> 00:36:25,000 Speaker 4: isolation mode. I had a child, So when I lost 810 00:36:25,239 --> 00:36:28,080 Speaker 4: my first best friend, I'm messaging my pops on Cortlings. 811 00:36:28,880 --> 00:36:31,160 Speaker 4: He already know what time my mom. He like, don't 812 00:36:31,160 --> 00:36:33,200 Speaker 4: even go that route. It's like the best thing you 813 00:36:33,239 --> 00:36:35,640 Speaker 4: can do for that man, Mama is be there for us. 814 00:36:35,680 --> 00:36:35,919 Speaker 5: Mama. 815 00:36:36,120 --> 00:36:37,759 Speaker 4: See a lot of us think it's about getting to 816 00:36:37,800 --> 00:36:40,239 Speaker 4: get back. But here's the thing, that's just another mother crime. 817 00:36:40,440 --> 00:36:42,080 Speaker 4: And if you ever heard a mother crime, that's one 818 00:36:42,080 --> 00:36:43,680 Speaker 4: of the worst feelings you can ever hear in your life. 819 00:36:43,880 --> 00:36:45,160 Speaker 4: You could tell her you can get all to get 820 00:36:45,239 --> 00:36:46,719 Speaker 4: back in the world. She ain't trying to hear that 821 00:36:46,719 --> 00:36:48,840 Speaker 4: because that still don't bring her son back. But what 822 00:36:48,960 --> 00:36:51,520 Speaker 4: you can do is, hey, Mama, how many wants you 823 00:36:51,560 --> 00:36:52,000 Speaker 4: get to smoke? 824 00:36:53,280 --> 00:36:58,000 Speaker 5: They go do it some more. 825 00:36:58,600 --> 00:37:00,759 Speaker 4: But the thing is you get stuff who's taking care 826 00:37:00,800 --> 00:37:05,080 Speaker 4: of I don't understand. It's yeah, I get what you're 827 00:37:05,080 --> 00:37:07,200 Speaker 4: saying from where you're sending. You know what I'm saying 828 00:37:07,239 --> 00:37:09,400 Speaker 4: not saying that, But I just I just know the mentality. 829 00:37:09,719 --> 00:37:11,839 Speaker 4: And then that's the thing too. If that mama's thinking 830 00:37:11,920 --> 00:37:14,120 Speaker 4: like that, think about it. She set y'all off for filled. 831 00:37:14,840 --> 00:37:17,920 Speaker 4: Let's be real, because if she's living at if she's 832 00:37:17,960 --> 00:37:20,120 Speaker 4: telling you that, look at the lifstyle she's living, what 833 00:37:20,320 --> 00:37:22,960 Speaker 4: is she doing? So so the thing is for me, 834 00:37:23,080 --> 00:37:24,880 Speaker 4: it's like, all right, the best thing I could do 835 00:37:25,000 --> 00:37:27,400 Speaker 4: for y'all is provide y'all a different way. So if 836 00:37:27,600 --> 00:37:29,279 Speaker 4: the best thing for me, I didn't get the Jewey, 837 00:37:29,360 --> 00:37:31,120 Speaker 4: I didn't get the cars, I went back to the 838 00:37:31,200 --> 00:37:33,000 Speaker 4: Toyota because I said, Yo, that's what they said. The 839 00:37:33,080 --> 00:37:35,200 Speaker 4: rich people was dropped right, But I could use that 840 00:37:35,280 --> 00:37:37,120 Speaker 4: money to go take care of their kids. So when 841 00:37:37,200 --> 00:37:41,080 Speaker 4: Father's Day come around, I'm giving some of the Christmas holidays, 842 00:37:41,160 --> 00:37:44,040 Speaker 4: Like that's what fulfills me. It's like, Yo, my man's 843 00:37:44,080 --> 00:37:46,520 Speaker 4: got two kids. My other man's got one, other man's 844 00:37:46,560 --> 00:37:49,439 Speaker 4: got Hey, I got y'all, let me send them some money. 845 00:37:49,800 --> 00:37:51,359 Speaker 4: You feel what I'm saying, Because that's the best way 846 00:37:51,400 --> 00:37:53,520 Speaker 4: to take care of your people. And see, that's the thing. 847 00:37:53,880 --> 00:37:55,400 Speaker 4: You got, your dick and your gun. When you go 848 00:37:55,520 --> 00:37:58,200 Speaker 4: to jail, that's all you got. So you about to 849 00:37:58,200 --> 00:38:00,800 Speaker 4: sit behind that wall to throw the book at you 850 00:38:00,840 --> 00:38:03,560 Speaker 4: cause you got a public defender. You doing fifteen to 851 00:38:03,600 --> 00:38:06,920 Speaker 4: twenty might be doing life off off of basic charge. 852 00:38:07,560 --> 00:38:09,320 Speaker 4: Well I can go do the same things legally. And 853 00:38:09,400 --> 00:38:10,960 Speaker 4: that's the thing that y'all got to look at. Get 854 00:38:11,000 --> 00:38:13,879 Speaker 4: out the circle and understand what the outside circle is doing. 855 00:38:14,360 --> 00:38:17,280 Speaker 4: So if you scamming and you see this dude on Instagram, 856 00:38:17,360 --> 00:38:19,839 Speaker 4: look it up like you say, business funding, I can 857 00:38:19,880 --> 00:38:21,640 Speaker 4: tell you right now we're getting ten to fifteen percent, 858 00:38:21,719 --> 00:38:23,960 Speaker 4: depending on the company for business funding. So what he 859 00:38:24,040 --> 00:38:25,839 Speaker 4: just said one hundred thousand dollars is ten thousand dollars 860 00:38:25,880 --> 00:38:27,200 Speaker 4: in my pocket. Just why me going to get it 861 00:38:27,280 --> 00:38:30,640 Speaker 4: for you? Less risk? Because y'all doing checks and stuff, 862 00:38:30,640 --> 00:38:32,759 Speaker 4: maybe twenty five hundred. Some of them get the big ones. 863 00:38:32,800 --> 00:38:34,520 Speaker 4: Some of them get the big ones. But I get 864 00:38:34,560 --> 00:38:36,600 Speaker 4: some of the big clients too. I get somebody five 865 00:38:36,680 --> 00:38:39,160 Speaker 4: hundred thousand because they got the tax returns. It's ballgame. 866 00:38:39,320 --> 00:38:41,360 Speaker 4: We get happy on my side when we see somebody 867 00:38:41,440 --> 00:38:44,600 Speaker 4: with tax returns five hundred m. You get an m 868 00:38:44,719 --> 00:38:46,320 Speaker 4: I got ten percent of that. You just gave me 869 00:38:46,360 --> 00:38:48,239 Speaker 4: one hundred thousand. All I did was introduce you to 870 00:38:48,320 --> 00:38:51,319 Speaker 4: a banker. And connect the dots real. 871 00:38:51,800 --> 00:38:53,480 Speaker 3: The other thing to look at too, Like let's say 872 00:38:53,520 --> 00:38:55,880 Speaker 3: you might've messed around and got some priors or some 873 00:38:55,920 --> 00:38:57,560 Speaker 3: stuff on your record. A lot of the young people 874 00:38:57,680 --> 00:38:59,360 Speaker 3: be like, man, I can't go do this or do 875 00:38:59,440 --> 00:39:02,279 Speaker 3: that because record and stuff. But the record can't stop 876 00:39:02,320 --> 00:39:04,720 Speaker 3: you from opening those stock account and no investment account. 877 00:39:04,719 --> 00:39:06,960 Speaker 3: Ain't no excuses for that. Like you said, all you 878 00:39:07,080 --> 00:39:08,719 Speaker 3: need is a phone. You know what I'm saying. 879 00:39:08,920 --> 00:39:12,279 Speaker 5: Niggas don't know that. You don't call a cage like shit, 880 00:39:12,360 --> 00:39:13,440 Speaker 5: you're thinking your life of it. 881 00:39:13,840 --> 00:39:15,560 Speaker 7: I'm saying like a lot of people feel like their 882 00:39:15,640 --> 00:39:18,200 Speaker 7: life over once they don't into this system. Like man, 883 00:39:18,239 --> 00:39:21,000 Speaker 7: I got the folks all making it puzzy. It's just 884 00:39:21,080 --> 00:39:23,040 Speaker 7: a mind fuck. You get what I'm saying. But that's 885 00:39:23,080 --> 00:39:24,600 Speaker 7: why we're all here to let it be known. Like, 886 00:39:24,680 --> 00:39:26,640 Speaker 7: bro it ain't never too late long you're still on 887 00:39:26,719 --> 00:39:27,239 Speaker 7: this side of them. 888 00:39:27,239 --> 00:39:28,359 Speaker 6: So I want to say something too. 889 00:39:28,440 --> 00:39:31,320 Speaker 1: It's like, you know how like today is popular to 890 00:39:31,400 --> 00:39:35,279 Speaker 1: show a bunch of cash money in our world that's broke, 891 00:39:35,719 --> 00:39:38,080 Speaker 1: Like we gonna watch you got money on the floor 892 00:39:38,120 --> 00:39:40,080 Speaker 1: and all that, and I'm like, his money ain't moving. 893 00:39:40,719 --> 00:39:44,359 Speaker 1: His money's standing still is depreciating. Cash is really an 894 00:39:44,440 --> 00:39:47,600 Speaker 1: appreciating asset. It can get stolen. You can get robb 895 00:39:47,719 --> 00:39:50,440 Speaker 1: for you put in an investment account. You can put 896 00:39:50,480 --> 00:39:52,680 Speaker 1: this in a high yield savings account and still get 897 00:39:52,719 --> 00:39:54,960 Speaker 1: four percent off of it. If you put one hundred 898 00:39:55,000 --> 00:39:57,600 Speaker 1: thousand into a high yield by the end of the year, 899 00:39:57,640 --> 00:40:01,200 Speaker 1: you're gonna have what four thousand at minimum, you have 900 00:40:01,280 --> 00:40:02,759 Speaker 1: one hundred thousand cash in one year. 901 00:40:02,800 --> 00:40:04,160 Speaker 2: You still got one hundred thousand cash. 902 00:40:05,080 --> 00:40:07,400 Speaker 7: And that ship shot from your sister and your cousin 903 00:40:07,480 --> 00:40:11,239 Speaker 7: everybody around to be a setting when you get. 904 00:40:11,160 --> 00:40:11,919 Speaker 2: Back to God. 905 00:40:13,719 --> 00:40:16,919 Speaker 5: I thought I told you everybody to get that money. 906 00:40:17,520 --> 00:40:19,799 Speaker 5: You've been in my hour, motherfucker. Yeah. 907 00:40:22,320 --> 00:40:24,400 Speaker 3: What about on another level, Like, what's some of the 908 00:40:24,520 --> 00:40:26,279 Speaker 3: music I listened to to motivate y'all? You know what 909 00:40:26,280 --> 00:40:29,120 Speaker 3: I'm saying, to keep y'all your mindset and your frequency 910 00:40:29,200 --> 00:40:32,320 Speaker 3: right when you're thinking about hustling and investing every morning. 911 00:40:32,520 --> 00:40:36,440 Speaker 1: So I listened to Larry I like big Chrit Nipsey Hustle, 912 00:40:36,560 --> 00:40:41,279 Speaker 1: Larry Jones, Oh little baby see y'all. 913 00:40:42,360 --> 00:40:46,640 Speaker 2: Yeah, mm hmm. I Like my favorite artist is really 914 00:40:46,760 --> 00:40:49,520 Speaker 2: Rod Wave. I listened to him because I respect his grind, 915 00:40:49,760 --> 00:40:51,520 Speaker 2: Like when I was grinding, he was grinding, was going 916 00:40:51,560 --> 00:40:54,400 Speaker 2: through similar things at similar times. But I realized, like, 917 00:40:55,320 --> 00:40:57,120 Speaker 2: what are you talking about? He's not talking about killing 918 00:40:57,200 --> 00:40:59,719 Speaker 2: and robbing. He talking about the grind and how it 919 00:40:59,800 --> 00:41:01,800 Speaker 2: hurts to get to the top and how sometime it's lonely, 920 00:41:01,880 --> 00:41:05,279 Speaker 2: real life, relatable things Outside of that, I listen to 921 00:41:05,400 --> 00:41:08,920 Speaker 2: instrumental jazz, Like when I'm really sitting down reading and researching, 922 00:41:08,960 --> 00:41:12,680 Speaker 2: I listening to instrumental jazz because for one, it puts 923 00:41:12,680 --> 00:41:15,000 Speaker 2: you in a good mood, but two, you can think 924 00:41:15,040 --> 00:41:17,200 Speaker 2: a lot clearer when you're not listening to lyrics. You 925 00:41:17,239 --> 00:41:19,280 Speaker 2: feel me just listening to the beat, to the vibe 926 00:41:20,239 --> 00:41:23,399 Speaker 2: and uh. I listened to podcasts too, Like I listened 927 00:41:23,400 --> 00:41:27,480 Speaker 2: to a lot of podcasts like who Bigger Pockets. Bigger 928 00:41:27,520 --> 00:41:29,359 Speaker 2: Pockets was one that was big for me because when 929 00:41:29,360 --> 00:41:31,239 Speaker 2: I was trying to learn real estate and developing, that 930 00:41:31,400 --> 00:41:36,720 Speaker 2: is Bigger Pockets podcast. Yeah, so it's like Bigger Pockets. 931 00:41:36,719 --> 00:41:40,279 Speaker 2: Even like in social media it's like really fed up. 932 00:41:40,320 --> 00:41:41,359 Speaker 2: But I don't either. 933 00:41:41,640 --> 00:41:42,719 Speaker 5: They ain't listen to my ship. 934 00:41:44,400 --> 00:41:48,560 Speaker 2: So you can listen to like Robert Kiyosaki. People know 935 00:41:48,640 --> 00:41:50,719 Speaker 2: him as Rich Dad, poor dad. Yeah right, he's known 936 00:41:50,800 --> 00:41:53,320 Speaker 2: for that book, but he got a podcast. Oh so 937 00:41:53,440 --> 00:41:55,839 Speaker 2: they talk about the real life investment. They talk about 938 00:41:55,840 --> 00:41:58,360 Speaker 2: how to not pay taxes. Like I always listen for 939 00:41:58,400 --> 00:42:00,560 Speaker 2: stuff that can help me because it's like everybody want 940 00:42:00,560 --> 00:42:02,120 Speaker 2: to get rich, but then when you got another problem. 941 00:42:02,160 --> 00:42:04,640 Speaker 2: When you get rich, you still got no taxes. You 942 00:42:04,719 --> 00:42:07,040 Speaker 2: had to move to Puerto Rico. I had to buy 943 00:42:07,320 --> 00:42:10,160 Speaker 2: one hundred houses to avoid paying taxes. Right, So you 944 00:42:10,239 --> 00:42:13,239 Speaker 2: got to choose a route or you just pay either way. 945 00:42:13,280 --> 00:42:15,560 Speaker 2: But you gotta figure out a way, right. So I 946 00:42:15,719 --> 00:42:19,960 Speaker 2: learned on podcasts about appreciation and cost segregation, which is 947 00:42:20,000 --> 00:42:22,680 Speaker 2: how we finess and not pay taxes legally. You know 948 00:42:22,719 --> 00:42:24,840 Speaker 2: what I mean. So I would say that's big. I 949 00:42:24,840 --> 00:42:27,880 Speaker 2: would listen to podcasts, listen to instrumentals, and then you 950 00:42:27,960 --> 00:42:29,440 Speaker 2: listen to a rat when you're in that vibe, but 951 00:42:29,480 --> 00:42:30,799 Speaker 2: when you grind it, you need to listen to something 952 00:42:30,800 --> 00:42:34,000 Speaker 2: that's gonna teach you. Take every moment to learn something that. 953 00:42:34,320 --> 00:42:38,680 Speaker 4: Always feel your brain. Yeah, I would say for me, Luci, 954 00:42:39,840 --> 00:42:44,120 Speaker 4: there is that sean. I'll say rod waves and then 955 00:42:44,160 --> 00:42:47,440 Speaker 4: if I'm really locked blocked in, because it'll probably be gospel, 956 00:42:47,600 --> 00:42:50,880 Speaker 4: just because my profession, because I'm a motivational speaker. So 957 00:42:51,640 --> 00:42:53,760 Speaker 4: like being able to get in those modes and understand 958 00:42:53,800 --> 00:42:56,200 Speaker 4: what I come from and understand who I'm doing it for, 959 00:42:56,719 --> 00:42:58,920 Speaker 4: that's what really motivates me to keep locking in. So 960 00:42:58,960 --> 00:43:01,200 Speaker 4: when I'm hearing certain song, it's like, all right, I 961 00:43:01,239 --> 00:43:02,880 Speaker 4: want to hear that type of music. You know what 962 00:43:02,920 --> 00:43:05,760 Speaker 4: I'm saying, you know, just stuff like that little popper 963 00:43:05,960 --> 00:43:08,640 Speaker 4: like people like that makes me like, all right, it's 964 00:43:08,719 --> 00:43:09,440 Speaker 4: time get right. 965 00:43:10,440 --> 00:43:11,120 Speaker 2: I said this too. 966 00:43:11,400 --> 00:43:13,719 Speaker 1: Like what helped me too because when I once I 967 00:43:13,800 --> 00:43:16,640 Speaker 1: started making money, I didn't want to read books no more. 968 00:43:17,080 --> 00:43:19,440 Speaker 1: So I started to listen to audio books and then 969 00:43:19,480 --> 00:43:22,000 Speaker 1: I kind of broke it down. So when you work out, 970 00:43:22,080 --> 00:43:25,000 Speaker 1: you work out for about an hour if you I 971 00:43:25,120 --> 00:43:28,160 Speaker 1: cut my own hair, so it takes me an hour 972 00:43:28,239 --> 00:43:28,600 Speaker 1: to do it. 973 00:43:29,120 --> 00:43:31,560 Speaker 6: So I started to listen to audiobooks. 974 00:43:31,680 --> 00:43:34,719 Speaker 1: Audiobooks only three hour long, So if I go to 975 00:43:34,800 --> 00:43:37,720 Speaker 1: the gym out of three days, I read this audio 976 00:43:37,800 --> 00:43:40,200 Speaker 1: book in three days, and it would have took me, 977 00:43:41,719 --> 00:43:45,239 Speaker 1: god damn a week, this seven hundred page book. So 978 00:43:45,360 --> 00:43:47,320 Speaker 1: I tell you all the audiobooks that I listened to 979 00:43:47,920 --> 00:43:50,480 Speaker 1: that really helped me. And I had to learn these things. 980 00:43:50,560 --> 00:43:52,879 Speaker 1: So when you when you start getting money, start moving, 981 00:43:53,200 --> 00:43:53,560 Speaker 1: you need a. 982 00:43:53,600 --> 00:43:54,399 Speaker 2: Few audio books. 983 00:43:54,440 --> 00:43:56,920 Speaker 1: You need one for mental health self stor Art of 984 00:43:57,000 --> 00:44:00,719 Speaker 1: Not Giving a Fuck was my audio book. You need 985 00:44:00,840 --> 00:44:02,640 Speaker 1: to learn how to not give a fore just how 986 00:44:02,680 --> 00:44:05,200 Speaker 1: I'm telling y'all earlier. I see I keep saying, Hey man, 987 00:44:05,239 --> 00:44:09,200 Speaker 1: I gotta save myself first. You gotta learn that. That's 988 00:44:09,320 --> 00:44:13,000 Speaker 1: that's a mental health book. Then you need what he said. 989 00:44:13,120 --> 00:44:15,480 Speaker 1: I think everybody should read or listen to the Rich 990 00:44:15,560 --> 00:44:18,080 Speaker 1: Dad for that audiobook, and it's for free. You go 991 00:44:18,160 --> 00:44:21,799 Speaker 1: on YouTube search free Rich Dad for that audiobook free 992 00:44:21,880 --> 00:44:24,920 Speaker 1: Sulster Art of Not Giving the full audiobook. And it 993 00:44:25,080 --> 00:44:27,520 Speaker 1: was one more that I read that was pretty dope. 994 00:44:27,719 --> 00:44:31,520 Speaker 1: Oh forty eight Laws of Power. So this right here 995 00:44:31,800 --> 00:44:34,360 Speaker 1: is going to teach you the art of men because 996 00:44:35,120 --> 00:44:39,040 Speaker 1: it's it's you need to learn that all men are 997 00:44:39,080 --> 00:44:40,239 Speaker 1: trying to rise to the top. 998 00:44:40,680 --> 00:44:42,520 Speaker 6: That's the first and foremost thing. I don't care if 999 00:44:42,560 --> 00:44:44,000 Speaker 6: it's the hood, I don't care if it's the jail, 1000 00:44:44,040 --> 00:44:45,359 Speaker 6: I don't care if it's the business world. 1001 00:44:45,880 --> 00:44:50,080 Speaker 1: All men, even in the animal kingdom, the fucking lion 1002 00:44:50,200 --> 00:44:57,719 Speaker 1: trying to take out the lion. So even in the 1003 00:44:57,760 --> 00:45:01,520 Speaker 1: Animal Kingdom, the lot. You know, they trying to take 1004 00:45:01,560 --> 00:45:03,680 Speaker 1: them out, you know what I mean? So they just 1005 00:45:03,719 --> 00:45:06,120 Speaker 1: how I go, man, before they loss a power audio book? 1006 00:45:07,160 --> 00:45:08,680 Speaker 1: And remember what's long number one? 1007 00:45:08,800 --> 00:45:09,480 Speaker 2: Y'all know what it is. 1008 00:45:09,800 --> 00:45:11,000 Speaker 6: Don't outshine your masters. 1009 00:45:12,040 --> 00:45:15,799 Speaker 2: You know what I mean? Y'all talk about I. 1010 00:45:15,840 --> 00:45:18,160 Speaker 3: Was gonna say, talk about like it's always good to 1011 00:45:18,200 --> 00:45:19,640 Speaker 3: talk about your wins, you know what I'm saying, and 1012 00:45:19,719 --> 00:45:22,200 Speaker 3: being successful to talk just about maybe one of them 1013 00:45:22,200 --> 00:45:23,839 Speaker 3: times when he took one of them losses, with one 1014 00:45:23,840 --> 00:45:25,920 Speaker 3: of the biggest losses y'all might have took, and how 1015 00:45:25,960 --> 00:45:26,960 Speaker 3: y'all bounced back from it. 1016 00:45:27,800 --> 00:45:28,600 Speaker 5: Like they ain't taking them. 1017 00:45:33,560 --> 00:45:35,680 Speaker 3: I like it because he posts some of his head like, hey, man, 1018 00:45:36,800 --> 00:45:37,160 Speaker 3: what it is. 1019 00:45:37,480 --> 00:45:39,239 Speaker 4: I ain't gonna lie. When I first got some money, 1020 00:45:39,760 --> 00:45:43,080 Speaker 4: I jumped into stock market and I lost fifty thousand 1021 00:45:43,440 --> 00:45:46,000 Speaker 4: just I was gambling. I ain't gonna lie. I was 1022 00:45:46,040 --> 00:45:49,040 Speaker 4: doing how you doing shit? Tesla shit I'm putting in there? 1023 00:45:49,120 --> 00:45:51,720 Speaker 4: Fuck it, let's go up. That bitch went down twenty 1024 00:45:51,800 --> 00:45:54,000 Speaker 4: twenty five. What he was talking about, Man, I lost 1025 00:45:54,000 --> 00:45:56,839 Speaker 4: fifty thousand quick, and I just had to realize, like, yo, 1026 00:45:56,920 --> 00:45:59,200 Speaker 4: this stock market stuff, it ain't no, just simple thing 1027 00:45:59,360 --> 00:46:02,239 Speaker 4: like you gotta study, you gotta know the news. It's 1028 00:46:02,320 --> 00:46:03,920 Speaker 4: so many things that you got to pay attention to. 1029 00:46:03,960 --> 00:46:05,640 Speaker 4: Because I'm looking at it from like credit and fun, 1030 00:46:05,760 --> 00:46:08,160 Speaker 4: I'm like, yo, this was simple. This gotta be simple too. 1031 00:46:08,640 --> 00:46:10,560 Speaker 3: It was not easy about that when we walked in 1032 00:46:10,640 --> 00:46:12,759 Speaker 3: and I said, he play with that stop market if 1033 00:46:12,760 --> 00:46:13,040 Speaker 3: you want. 1034 00:46:13,120 --> 00:46:15,319 Speaker 4: But yeah, you would get for the week. Yeah you'll 1035 00:46:15,360 --> 00:46:17,920 Speaker 4: get burnt quick you you check it. You can go 1036 00:46:18,000 --> 00:46:20,719 Speaker 4: to the bathroom long and being an option if you 1037 00:46:20,760 --> 00:46:21,040 Speaker 4: want to. 1038 00:46:21,280 --> 00:46:24,879 Speaker 1: Yeah, it's turning back investing in gambling. But I mean, 1039 00:46:25,600 --> 00:46:30,080 Speaker 1: trading is a form of gambling. But what I didn't 1040 00:46:30,120 --> 00:46:33,800 Speaker 1: mention is there's things called high probability setups, which is 1041 00:46:33,840 --> 00:46:36,200 Speaker 1: a little bit better than the casino. It's just unfortunately 1042 00:46:36,239 --> 00:46:39,480 Speaker 1: in the black community, we don't spread these setups to 1043 00:46:39,600 --> 00:46:42,120 Speaker 1: each other, so everybody is just winging it. If that 1044 00:46:42,280 --> 00:46:45,520 Speaker 1: makes sense, Like there's ways to make money, like today, 1045 00:46:45,840 --> 00:46:49,000 Speaker 1: I only made about four thousand, like trading because I 1046 00:46:49,080 --> 00:46:50,480 Speaker 1: had I know, I had to prepare for this and 1047 00:46:50,560 --> 00:46:53,279 Speaker 1: do all these other things. But you know, and then 1048 00:46:53,440 --> 00:46:55,920 Speaker 1: of course on the investing side, when the market goes up, 1049 00:46:56,560 --> 00:46:58,600 Speaker 1: I go up or down two hundred and three hundred 1050 00:46:58,640 --> 00:47:02,400 Speaker 1: thousand a day because I got so much money investing too. 1051 00:47:03,160 --> 00:47:05,560 Speaker 6: But I would say the biggest loss I ever took. 1052 00:47:06,719 --> 00:47:09,080 Speaker 1: I mean easily when the stop mark win to win 1053 00:47:09,120 --> 00:47:12,720 Speaker 1: the market crash, I'm down like seven hundred thousand million dollars. 1054 00:47:13,440 --> 00:47:15,120 Speaker 1: But when they go back up, I'm back up to 1055 00:47:15,360 --> 00:47:16,960 Speaker 1: three million, you know what I mean. But yeah, like 1056 00:47:17,040 --> 00:47:19,239 Speaker 1: I've definitely anxiety. 1057 00:47:19,640 --> 00:47:21,479 Speaker 3: Give your anxiety right here thinking about this shit. 1058 00:47:21,640 --> 00:47:25,600 Speaker 1: Yeah, I went down, you know, I had a nice 1059 00:47:25,600 --> 00:47:27,800 Speaker 1: little draw down with for about five hundred racks. 1060 00:47:28,320 --> 00:47:28,839 Speaker 8: You know what I mean. 1061 00:47:29,120 --> 00:47:31,279 Speaker 4: And then it's people not knowing like you say that 1062 00:47:31,760 --> 00:47:34,080 Speaker 4: even stay in sometimes, like you will see your money 1063 00:47:34,120 --> 00:47:37,080 Speaker 4: going so quick you would just jump out. Next thing, 1064 00:47:37,120 --> 00:47:39,080 Speaker 4: you know, it reversed. 1065 00:47:38,920 --> 00:47:41,440 Speaker 6: And bad business deal like a nigga come to you. 1066 00:47:41,560 --> 00:47:43,759 Speaker 1: Hey, bro, I got this business idea and then he 1067 00:47:43,880 --> 00:47:46,880 Speaker 1: had your ass investment to it, and then he fucked 1068 00:47:46,960 --> 00:47:47,839 Speaker 1: he fucked the money up. 1069 00:47:47,960 --> 00:47:50,600 Speaker 6: We don't all been through that man like that. 1070 00:47:51,960 --> 00:47:54,840 Speaker 2: So my biggest l was three hundred and fifty thousand 1071 00:47:55,480 --> 00:47:58,239 Speaker 2: pass right. So I went against my grain, you know 1072 00:47:58,280 --> 00:48:00,320 Speaker 2: what I mean. So I'm a low key person. I 1073 00:48:00,360 --> 00:48:02,919 Speaker 2: got rich off the internet, the corporate route shaking hands, 1074 00:48:02,960 --> 00:48:06,440 Speaker 2: kissing babies. Right, you know that's how I got my money. 1075 00:48:06,520 --> 00:48:08,239 Speaker 2: So of course when you get on the internet, you 1076 00:48:08,280 --> 00:48:11,320 Speaker 2: start seeing the digital age. So I always flipped houses 1077 00:48:11,320 --> 00:48:13,080 Speaker 2: and made money with that. So I want to go 1078 00:48:13,080 --> 00:48:15,279 Speaker 2: out and do a new construction because that's what people 1079 00:48:15,320 --> 00:48:17,920 Speaker 2: on Instagram were saying was cool. Wasn't no money in 1080 00:48:18,000 --> 00:48:20,560 Speaker 2: that dog? So I went out built this beautiful house 1081 00:48:21,040 --> 00:48:23,279 Speaker 2: from the ground up in New Orleans. It was cool, 1082 00:48:23,840 --> 00:48:26,960 Speaker 2: the numbers was there. Then It's like I learned a 1083 00:48:27,000 --> 00:48:31,000 Speaker 2: hard lesson right, even as a license broken real estate agent. Right, 1084 00:48:31,560 --> 00:48:34,440 Speaker 2: it's a difference between the praise value, meaning with the 1085 00:48:34,560 --> 00:48:38,040 Speaker 2: store wont versus somebody willing to buy for right. So 1086 00:48:38,160 --> 00:48:40,160 Speaker 2: I got stuck. I built something and literally got three 1087 00:48:40,200 --> 00:48:42,279 Speaker 2: hundred fifty thousand stuck in it because a game. I 1088 00:48:42,320 --> 00:48:45,240 Speaker 2: went against my own system. I make one hundred thousand 1089 00:48:45,280 --> 00:48:48,239 Speaker 2: on the house in seventy seventy to eighty days. Bro 1090 00:48:48,680 --> 00:48:50,960 Speaker 2: on repeating, I'd be doing to lose three fifty on 1091 00:48:51,040 --> 00:48:54,040 Speaker 2: it though, because again the appraise value is what I 1092 00:48:54,120 --> 00:48:56,239 Speaker 2: built based on. I say, okay, it's gonna be worth 1093 00:48:56,280 --> 00:48:59,080 Speaker 2: seven fifty eight hundred, Okay. When I went to sell it, 1094 00:48:59,200 --> 00:49:01,040 Speaker 2: the appraise value was only like three eighty. 1095 00:49:01,760 --> 00:49:05,160 Speaker 6: How'd you get those? How did you miss that number 1096 00:49:05,200 --> 00:49:05,320 Speaker 6: at that? 1097 00:49:05,400 --> 00:49:06,560 Speaker 5: Who blew them numbers up? 1098 00:49:07,960 --> 00:49:10,400 Speaker 2: So a bank is gonna compare and give you what 1099 00:49:10,480 --> 00:49:12,160 Speaker 2: you call a a praise on a property and say, okay, 1100 00:49:12,440 --> 00:49:16,520 Speaker 2: it's worth this right, So up front, what I didn't 1101 00:49:16,600 --> 00:49:20,200 Speaker 2: think about was although it's worth that, who has this 1102 00:49:20,360 --> 00:49:23,320 Speaker 2: money in New Orleans? How many buyers do you have? 1103 00:49:24,520 --> 00:49:26,760 Speaker 2: So now you got to think about who can afford 1104 00:49:26,840 --> 00:49:29,759 Speaker 2: what I'm buying. So a game, it's two ways with 1105 00:49:29,840 --> 00:49:32,080 Speaker 2: the numbers that get critical. If you're trying to do 1106 00:49:32,160 --> 00:49:34,200 Speaker 2: a finesse and do a cash out refive, you don't 1107 00:49:34,200 --> 00:49:36,799 Speaker 2: care who actually buying it because you're keeping it right. 1108 00:49:37,200 --> 00:49:38,759 Speaker 2: But when you're actually trying to sell and get your 1109 00:49:38,800 --> 00:49:41,080 Speaker 2: money back for a flip, you care about how many 1110 00:49:41,120 --> 00:49:43,600 Speaker 2: buyers you have. So I learned the game of like, man, 1111 00:49:43,640 --> 00:49:45,680 Speaker 2: you gotta study. But really it was because these two 1112 00:49:45,719 --> 00:49:48,279 Speaker 2: young dudes came to me. I was out there working 1113 00:49:48,320 --> 00:49:50,360 Speaker 2: on my apartments. I bought a whole block in New Orleans. 1114 00:49:50,560 --> 00:49:52,239 Speaker 2: They put up on me like every day. I'm like, 1115 00:49:52,239 --> 00:49:53,640 Speaker 2: all right, man, let me see what they talking about. 1116 00:49:54,400 --> 00:49:56,440 Speaker 2: I invested in them, like he said, I ain't really 1117 00:49:56,520 --> 00:49:58,880 Speaker 2: checked too much. I seen the appraisal. Cool, let's go. 1118 00:49:59,640 --> 00:50:01,440 Speaker 2: I'm all right, bet worst case, I'm gonna lose a 1119 00:50:01,480 --> 00:50:03,439 Speaker 2: couple hundred, I would I don't feel that. You feel 1120 00:50:03,480 --> 00:50:06,960 Speaker 2: me so from a tax perspective, I wrote it off. 1121 00:50:07,040 --> 00:50:10,560 Speaker 2: So it's a blessing. But still three fifty is three fifty. 1122 00:50:10,680 --> 00:50:12,839 Speaker 2: That's still three I could have in my pocket. Yeah, 1123 00:50:13,880 --> 00:50:15,600 Speaker 2: but I mean it come with the game. Though, it 1124 00:50:15,719 --> 00:50:18,920 Speaker 2: comes with it, and I mean, honestly, it's my biggest 1125 00:50:19,160 --> 00:50:21,239 Speaker 2: l but it's my biggest blessing because I'm like man like. 1126 00:50:22,440 --> 00:50:24,680 Speaker 2: I never thought, honestly, from where I'm from, the I'll 1127 00:50:24,719 --> 00:50:27,480 Speaker 2: be able to lose a three fifty and not be tripping, 1128 00:50:27,560 --> 00:50:28,840 Speaker 2: not hurt. I didn't think I was gonna make a 1129 00:50:28,880 --> 00:50:29,360 Speaker 2: three fifty. 1130 00:50:30,000 --> 00:50:31,320 Speaker 6: I don't care goddamn what. 1131 00:50:32,160 --> 00:50:32,920 Speaker 2: I didn't even feel it. 1132 00:50:33,040 --> 00:50:35,440 Speaker 1: I feel like, no matter what throw And this is 1133 00:50:35,480 --> 00:50:38,239 Speaker 1: the honest truth, if you trying to get them ms, 1134 00:50:38,520 --> 00:50:40,959 Speaker 1: you just gonna keep taking losses along the way. There's 1135 00:50:41,000 --> 00:50:43,880 Speaker 1: no avoiding losses. You just gotta keep going. But you 1136 00:50:44,080 --> 00:50:47,520 Speaker 1: just gotta one thing. I say, and this, even the streets, 1137 00:50:47,520 --> 00:50:49,160 Speaker 1: I don't care where you're from, you never give a 1138 00:50:49,239 --> 00:50:51,480 Speaker 1: man more than what you're willing to lose. Never bet 1139 00:50:51,560 --> 00:50:54,520 Speaker 1: everything you got on anybody but yourself. If you're gonna 1140 00:50:54,560 --> 00:50:56,759 Speaker 1: lose it, lose it on yourself, on your brain and 1141 00:50:56,840 --> 00:50:59,759 Speaker 1: your ideas. So let's just say, y'all trust me right, 1142 00:51:00,400 --> 00:51:02,520 Speaker 1: don't don't give a man like me everything you have, 1143 00:51:02,719 --> 00:51:05,279 Speaker 1: no matter what. And that's something I had to learn too, 1144 00:51:05,880 --> 00:51:07,759 Speaker 1: you know what I mean? Because you trust me, that 1145 00:51:07,840 --> 00:51:09,640 Speaker 1: shit can fail, and it will, I'm telling you. 1146 00:51:10,040 --> 00:51:12,640 Speaker 4: And I'll piggyback off that real quick because I want 1147 00:51:12,680 --> 00:51:15,239 Speaker 4: to speak on something that we all probably can relate to. 1148 00:51:15,920 --> 00:51:18,480 Speaker 4: Y'all gotta understand the mindset games when y'all are trying 1149 00:51:18,480 --> 00:51:20,759 Speaker 4: to learn this stuff because everybody gonna want to teach 1150 00:51:20,800 --> 00:51:22,919 Speaker 4: you and they gonna tell you to use your last 1151 00:51:23,000 --> 00:51:25,080 Speaker 4: dollar they go and invest with them because they gonna 1152 00:51:25,080 --> 00:51:28,279 Speaker 4: make you the money back. These people on the entrepreneur side, 1153 00:51:28,400 --> 00:51:31,399 Speaker 4: corporate side is just like the streets. I done said 1154 00:51:31,440 --> 00:51:33,680 Speaker 4: this multiple times and I'll say it again. They're doing 1155 00:51:33,760 --> 00:51:36,200 Speaker 4: the same games. You think they ain't cutting off the plug. 1156 00:51:36,600 --> 00:51:38,799 Speaker 4: What theyre doing is telling so they can get their job. 1157 00:51:39,239 --> 00:51:41,600 Speaker 4: If you think they ain't moving and maneuvering, like how 1158 00:51:41,680 --> 00:51:43,560 Speaker 4: dudes in the streets and you gotta watch them. You 1159 00:51:43,680 --> 00:51:46,719 Speaker 4: got the coworker that's talking to you talking about lunch. Yeah, 1160 00:51:46,760 --> 00:51:47,200 Speaker 4: they telling it. 1161 00:51:47,760 --> 00:51:50,760 Speaker 1: They come with a good faith, Yeah, with the pencil, 1162 00:51:50,840 --> 00:51:53,680 Speaker 1: you know it wor the corporate world more gangster than 1163 00:51:53,760 --> 00:51:57,160 Speaker 1: the streets way and the entrepreneurs world. 1164 00:51:57,239 --> 00:52:00,440 Speaker 4: Yeah, the entrepreneurship world is treacherous. I can tell you 1165 00:52:00,560 --> 00:52:02,360 Speaker 4: that now, Like, yeah, I didn't even talk about the 1166 00:52:02,400 --> 00:52:05,279 Speaker 4: losses on that many mentorships. Some of them teen, some 1167 00:52:05,360 --> 00:52:08,200 Speaker 4: of them twenty five ain't learned shit. They ain't know 1168 00:52:08,239 --> 00:52:10,839 Speaker 4: what he was doing. Yeah, and you have to get 1169 00:52:11,239 --> 00:52:13,080 Speaker 4: get caught because it's like I'm trying to get better 1170 00:52:13,080 --> 00:52:15,279 Speaker 4: at what I'm doing. I may need marketing, I may 1171 00:52:15,400 --> 00:52:17,560 Speaker 4: need you know, what I'm saying, how to speak better, 1172 00:52:17,680 --> 00:52:19,719 Speaker 4: or you know, I want to get in the stock. 1173 00:52:19,880 --> 00:52:23,080 Speaker 4: So you buying these people stuff and manipulating your brain 1174 00:52:23,680 --> 00:52:25,680 Speaker 4: and so they getting you to use your last dollar 1175 00:52:25,760 --> 00:52:27,719 Speaker 4: thinking that they about to set you up, and they 1176 00:52:27,760 --> 00:52:28,760 Speaker 4: put you in the worst position. 1177 00:52:29,800 --> 00:52:40,080 Speaker 2: Anybody got any questions? Yeah, come on, you want to have. 1178 00:52:41,880 --> 00:52:44,760 Speaker 5: Made you look at start like we're like what's starts 1179 00:52:44,800 --> 00:52:45,160 Speaker 5: in general? 1180 00:52:45,280 --> 00:52:46,440 Speaker 4: Like what's the whole meaning of us? 1181 00:52:46,440 --> 00:52:46,640 Speaker 2: Start? 1182 00:52:46,719 --> 00:52:48,279 Speaker 5: Like when I be looking at me lines and like 1183 00:52:49,200 --> 00:52:50,840 Speaker 5: no sense, like what made you do stock? Like what 1184 00:52:50,960 --> 00:52:51,120 Speaker 5: is that? 1185 00:52:51,920 --> 00:52:52,279 Speaker 2: All? Right? 1186 00:52:52,520 --> 00:52:55,520 Speaker 6: So what made me do stocks was I had cash 1187 00:52:56,000 --> 00:52:58,160 Speaker 6: and iur was so before. 1188 00:52:58,000 --> 00:53:00,760 Speaker 1: Niggas having had money on the floor back in twenty seventeen, 1189 00:53:01,440 --> 00:53:04,200 Speaker 1: but it was from Barber. So what I wanted was 1190 00:53:04,320 --> 00:53:07,799 Speaker 1: I wanted my cash to move right, even if it's 1191 00:53:07,840 --> 00:53:11,279 Speaker 1: moving slow. Slow motions better than no motion. So what 1192 00:53:11,440 --> 00:53:14,680 Speaker 1: I the whole mindset came from. If I got ten 1193 00:53:14,760 --> 00:53:17,600 Speaker 1: thousand dollars and I can get at least ten percent 1194 00:53:17,680 --> 00:53:20,040 Speaker 1: of this shit to move up in the right direct, 1195 00:53:20,080 --> 00:53:23,560 Speaker 1: that's eleven you know, that's an extra thousand. But if 1196 00:53:23,640 --> 00:53:26,400 Speaker 1: I have cash, it's not moving. So the whole mindset 1197 00:53:26,520 --> 00:53:28,920 Speaker 1: came from me wanting this shit to move right. 1198 00:53:29,200 --> 00:53:31,600 Speaker 7: I think I think he's saying, like how did you 1199 00:53:31,719 --> 00:53:34,919 Speaker 7: even know to do the shit? Like a great question, 1200 00:53:35,120 --> 00:53:41,960 Speaker 7: like yeah, can I answer for you? Yeah, He's saying 1201 00:53:42,040 --> 00:53:45,040 Speaker 7: basic shit like this, like now he just gave you 1202 00:53:45,080 --> 00:53:47,000 Speaker 7: the website to where you can go learn it from 1203 00:53:47,120 --> 00:53:49,560 Speaker 7: from home, Like bro, go check into this ship because 1204 00:53:49,600 --> 00:53:51,520 Speaker 7: it gonna look like some foreign If you ain't never 1205 00:53:51,600 --> 00:53:53,640 Speaker 7: seen nothing before, you never for sure time you heard 1206 00:53:53,640 --> 00:53:54,359 Speaker 7: about it through him. 1207 00:53:54,640 --> 00:53:57,880 Speaker 1: So I give y'all a free beginner's course after everybody 1208 00:53:57,960 --> 00:53:59,120 Speaker 1: like free begin and he'll. 1209 00:53:58,960 --> 00:54:00,719 Speaker 7: Tell you what to go, look at what to do, 1210 00:54:00,880 --> 00:54:02,640 Speaker 7: and then you start from now as you start. The 1211 00:54:03,200 --> 00:54:05,400 Speaker 7: bottom line is you got to educate yourself anything. 1212 00:54:06,000 --> 00:54:09,839 Speaker 4: And I say this your question too. I say this too, 1213 00:54:09,920 --> 00:54:13,320 Speaker 4: so you can understand better too. You a Nike, you 1214 00:54:13,400 --> 00:54:16,040 Speaker 4: got I phone. They all got companies that you can 1215 00:54:16,120 --> 00:54:19,400 Speaker 4: buy into. So the stock market is pretty much a 1216 00:54:19,480 --> 00:54:23,359 Speaker 4: bunch of companies that you probably wear, live see every day. 1217 00:54:24,280 --> 00:54:26,239 Speaker 4: They own it that that you can be a part 1218 00:54:26,280 --> 00:54:26,960 Speaker 4: of that ownership. 1219 00:54:27,200 --> 00:54:28,000 Speaker 6: You can own a share. 1220 00:54:28,280 --> 00:54:29,680 Speaker 4: Yeah, so you own a share and think. 1221 00:54:29,600 --> 00:54:32,880 Speaker 5: About how how much money it takes it don't it. 1222 00:54:32,880 --> 00:54:33,480 Speaker 4: Don't take a lot? 1223 00:54:33,520 --> 00:54:37,280 Speaker 6: So Apple is a great company. 1224 00:54:37,360 --> 00:54:40,320 Speaker 1: But then it's also about different things like Trump is 1225 00:54:40,360 --> 00:54:43,600 Speaker 1: in office right now, right, and he's calling out certain 1226 00:54:43,760 --> 00:54:46,640 Speaker 1: tickers that are going to move the market, Like right now, 1227 00:54:46,800 --> 00:54:51,160 Speaker 1: he just called out quantum right, So quantum computing is 1228 00:54:51,239 --> 00:54:55,320 Speaker 1: the new hot thing. If I'm telling somebody as a 1229 00:54:55,360 --> 00:54:58,080 Speaker 1: beginner or where to invest, I'm. 1230 00:54:58,000 --> 00:55:00,960 Speaker 6: Going to say et S right and the ETF. 1231 00:55:01,560 --> 00:55:03,919 Speaker 1: So put it like this, if you instead of buying 1232 00:55:04,000 --> 00:55:08,000 Speaker 1: certain stocks, you can buy a quantum ETF that tracks 1233 00:55:08,400 --> 00:55:12,840 Speaker 1: the quantum market if I am interested in memory stocks 1234 00:55:13,680 --> 00:55:17,600 Speaker 1: like that was hot recently. You you probably heard a 1235 00:55:17,680 --> 00:55:21,400 Speaker 1: saying this whenever somebody put a SD card into it, 1236 00:55:21,480 --> 00:55:24,520 Speaker 1: it'll set that company saying this on it. Right there 1237 00:55:24,840 --> 00:55:29,399 Speaker 1: there they went hot. Micron technology went hot. But they're 1238 00:55:29,520 --> 00:55:33,160 Speaker 1: a part of this ETF called d RAM, right, which 1239 00:55:33,200 --> 00:55:35,400 Speaker 1: is which is going hot right now? So quantum is 1240 00:55:35,440 --> 00:55:40,200 Speaker 1: what Trump just mentioned. Uh, I would say software is 1241 00:55:40,280 --> 00:55:42,520 Speaker 1: the is the one that I'm personally invested in right now, 1242 00:55:42,560 --> 00:55:44,120 Speaker 1: because you did ask me what am I looking at 1243 00:55:44,200 --> 00:55:48,480 Speaker 1: right now? Software is down and they're profitable, and I 1244 00:55:48,680 --> 00:55:54,919 Speaker 1: just bought some leaps on software CRM. Now what else 1245 00:55:54,960 --> 00:55:57,520 Speaker 1: I bought? I'm waiting on p l TR to go 1246 00:55:57,640 --> 00:55:59,359 Speaker 1: down a little bit more and I'm gonna buy them. 1247 00:56:01,560 --> 00:56:04,360 Speaker 1: But yes, that's what it's about, bro. It's about tracking 1248 00:56:04,400 --> 00:56:07,040 Speaker 1: the market, tracking the news. And if you want good 1249 00:56:07,120 --> 00:56:11,320 Speaker 1: news sites to look at Yahoo, Finance, Seeking Alpha, c 1250 00:56:11,719 --> 00:56:15,480 Speaker 1: NBC are the top three news sites. 1251 00:56:15,520 --> 00:56:17,560 Speaker 6: I would say go to to look at that. But 1252 00:56:17,680 --> 00:56:19,279 Speaker 6: I will give you guys all a. 1253 00:56:19,360 --> 00:56:22,680 Speaker 1: Free beginner's course, like completely free and just watch and 1254 00:56:22,760 --> 00:56:25,319 Speaker 1: it's gonna be six videos, and I broke it down 1255 00:56:25,400 --> 00:56:27,319 Speaker 1: to where a fifth grader could understand it. 1256 00:56:28,840 --> 00:56:28,920 Speaker 2: Like. 1257 00:56:31,760 --> 00:56:33,759 Speaker 5: When you don't know what even the lingo is, like 1258 00:56:33,880 --> 00:56:34,440 Speaker 5: I break. 1259 00:56:34,360 --> 00:56:36,480 Speaker 6: I break it all the way down because I understand. 1260 00:56:36,520 --> 00:56:37,960 Speaker 6: You know what I'm saying. I'm from a lot of 1261 00:56:38,000 --> 00:56:38,720 Speaker 6: them from Cleveland. 1262 00:56:38,760 --> 00:56:40,799 Speaker 1: As I grew up there. I played for Rosa fan. 1263 00:56:41,280 --> 00:56:43,719 Speaker 1: My grandma lived on Cleveland since the eighties. Like we 1264 00:56:44,160 --> 00:56:46,080 Speaker 1: my family old school Cleveland. I used to go to 1265 00:56:46,200 --> 00:56:48,239 Speaker 1: my grandma house to buy the cigarettes and the beer 1266 00:56:48,680 --> 00:56:49,279 Speaker 1: back in the day. 1267 00:56:49,400 --> 00:56:51,560 Speaker 6: You know what I'm saying. My dad's still dope on Cleveland, 1268 00:56:51,920 --> 00:56:52,440 Speaker 6: you know what I mean? 1269 00:56:52,560 --> 00:56:53,840 Speaker 2: So anybody else. 1270 00:56:55,160 --> 00:56:58,719 Speaker 5: He needs shy nah ass man, come on, somebody, come 1271 00:56:58,719 --> 00:57:02,719 Speaker 5: on you. You asked right there. 1272 00:57:02,719 --> 00:57:06,400 Speaker 1: If you want to, huh, I guess y'all can ask him. 1273 00:57:06,400 --> 00:57:09,000 Speaker 1: He'll repeat the question. If you try to come up here, 1274 00:57:09,640 --> 00:57:10,040 Speaker 1: what is that? 1275 00:57:11,480 --> 00:57:12,040 Speaker 2: What do you say? 1276 00:57:13,640 --> 00:57:15,120 Speaker 5: You changing? Just what the question is? 1277 00:57:15,200 --> 00:57:15,279 Speaker 8: Bro. 1278 00:57:15,360 --> 00:57:16,440 Speaker 5: You ain't gotta be ashamed. 1279 00:57:16,520 --> 00:57:20,640 Speaker 2: Real I say this like for y'all young is right. 1280 00:57:21,240 --> 00:57:22,760 Speaker 2: I gotta think about it like this, Right, y'all in 1281 00:57:22,800 --> 00:57:24,880 Speaker 2: a room a millionaires? How often do y'all get in 1282 00:57:24,960 --> 00:57:28,800 Speaker 2: these rooms? Never? So you scared? I ain't gonna say scared, 1283 00:57:28,840 --> 00:57:30,960 Speaker 2: but you might be you know, second guess and asking 1284 00:57:31,000 --> 00:57:31,640 Speaker 2: the question. 1285 00:57:31,920 --> 00:57:34,160 Speaker 6: Ask anything, ask us how the hell you can get rich? 1286 00:57:34,480 --> 00:57:36,360 Speaker 2: But you'll go stand in the corner, go running the 1287 00:57:36,400 --> 00:57:39,320 Speaker 2: tramp house and get shot at that don't make sense? 1288 00:57:39,880 --> 00:57:43,280 Speaker 1: Shut real talk, I mean what so so we could 1289 00:57:43,320 --> 00:57:48,080 Speaker 1: just drop game like y'all sixteen fourteen, all of those things. 1290 00:57:48,160 --> 00:57:51,760 Speaker 6: Man, The best advice I can give you, guys is. 1291 00:57:51,760 --> 00:57:54,959 Speaker 1: For one, don't think that life is over and don't 1292 00:57:55,000 --> 00:57:58,680 Speaker 1: think that crashing out is the way, because at the 1293 00:57:58,800 --> 00:58:01,320 Speaker 1: end of the day, these guys are gonna abandon y'all. 1294 00:58:01,320 --> 00:58:04,040 Speaker 1: When y'all go to prison. That girlfriend you got, he's 1295 00:58:04,080 --> 00:58:06,840 Speaker 1: gonna be sleeping, or when you go to prison, real shit, 1296 00:58:07,600 --> 00:58:10,400 Speaker 1: and they gonna and now the new thing and everybody 1297 00:58:10,520 --> 00:58:14,240 Speaker 1: telling so yo, so your homie don't don't want. 1298 00:58:14,080 --> 00:58:14,760 Speaker 2: To think about this. 1299 00:58:15,720 --> 00:58:18,120 Speaker 1: How many niggas wanna not have a cell phone and 1300 00:58:18,240 --> 00:58:20,200 Speaker 1: not get no pussy for twenty years? 1301 00:58:20,920 --> 00:58:22,920 Speaker 6: How many people not want to travel? So that's why 1302 00:58:23,000 --> 00:58:23,680 Speaker 6: you're gonna tell. 1303 00:58:24,400 --> 00:58:24,800 Speaker 2: That's why. 1304 00:58:25,040 --> 00:58:27,520 Speaker 1: And I'm not and I'm being honest, I'm not saying y'allches, 1305 00:58:27,560 --> 00:58:29,600 Speaker 1: but a lot of y'all gonna tell for that reason. 1306 00:58:30,520 --> 00:58:30,919 Speaker 2: Real shit. 1307 00:58:31,000 --> 00:58:33,920 Speaker 1: Because you're gonna realize within five years, I can't get 1308 00:58:34,000 --> 00:58:37,960 Speaker 1: no pussy, I can't get I can't travel, and somebody 1309 00:58:38,040 --> 00:58:38,680 Speaker 1: fucking my girl. 1310 00:58:39,400 --> 00:58:40,560 Speaker 4: Ain' ain't nobody checking on me. 1311 00:58:40,640 --> 00:58:42,760 Speaker 6: Ain't nobody at putting no money. 1312 00:58:42,560 --> 00:58:43,120 Speaker 2: On my book. 1313 00:58:43,480 --> 00:58:45,640 Speaker 6: I see any you niggas, you're gonna be like, man, 1314 00:58:45,640 --> 00:58:47,520 Speaker 6: I'm telling real shit. 1315 00:58:47,840 --> 00:58:51,120 Speaker 4: So I'm gonaa I'm gonna give y'all another piece on 1316 00:58:51,200 --> 00:58:51,880 Speaker 4: that real quick. 1317 00:58:52,920 --> 00:58:54,760 Speaker 2: Not that part. I think it's funny. It's the truth 1318 00:58:54,760 --> 00:58:55,320 Speaker 2: you gonna tell me. 1319 00:58:55,320 --> 00:58:57,400 Speaker 4: But I'm gonna talk to the I'm gonna talk to 1320 00:58:57,440 --> 00:58:58,280 Speaker 4: the fellas real quick. 1321 00:58:58,360 --> 00:58:58,480 Speaker 2: Right. 1322 00:58:59,440 --> 00:59:01,360 Speaker 4: So he went in the more house. 1323 00:59:01,960 --> 00:59:02,080 Speaker 2: Right. 1324 00:59:02,840 --> 00:59:05,920 Speaker 4: I went to school in South Carolina called USC Upstate. Right. 1325 00:59:06,640 --> 00:59:09,000 Speaker 4: So here's the thing that people don't realize about college. 1326 00:59:09,440 --> 00:59:11,320 Speaker 4: That's the quickest way to get a bad I don't 1327 00:59:11,360 --> 00:59:13,760 Speaker 4: care what you do legal, it's the quickest way to 1328 00:59:13,760 --> 00:59:16,120 Speaker 4: get it back. Why, because you're in front of your client. 1329 00:59:16,400 --> 00:59:18,080 Speaker 4: They get what we call a refund check. Like what 1330 00:59:18,200 --> 00:59:20,560 Speaker 4: he was just talking about. The let's say you selling shirts, 1331 00:59:21,160 --> 00:59:22,960 Speaker 4: you normally show your shirts to twenty dollars at the 1332 00:59:23,000 --> 00:59:26,680 Speaker 4: beginning of the semester. Both semesters, people get refund checks. 1333 00:59:27,000 --> 00:59:29,880 Speaker 4: What that mean. Most people aren't financially literate. So if 1334 00:59:29,920 --> 00:59:31,960 Speaker 4: you selling your shirts forty dollars a pop, I got 1335 00:59:32,040 --> 00:59:34,440 Speaker 4: a two thousand dollars refund checks. I'm flexing that. Let 1336 00:59:34,480 --> 00:59:37,800 Speaker 4: me get six on. You ain't gonna be able to 1337 00:59:37,840 --> 00:59:39,600 Speaker 4: get clients like that. The only time you get clients 1338 00:59:39,640 --> 00:59:42,360 Speaker 4: like that in the streets is when them taxes come back. 1339 00:59:43,600 --> 00:59:45,160 Speaker 4: You get this twice, not once. 1340 00:59:45,240 --> 00:59:45,560 Speaker 2: Twice. 1341 00:59:46,640 --> 00:59:49,960 Speaker 4: Then your connections because you're easier to go viral in 1342 00:59:50,080 --> 00:59:52,800 Speaker 4: college than you are anywhere else because you're forced to 1343 00:59:52,840 --> 00:59:56,479 Speaker 4: be around people like a classroom. Here's the other thing, y'all, 1344 00:59:56,600 --> 01:00:00,360 Speaker 4: Like ladies, the best ones go to college. So when 1345 01:00:00,400 --> 01:00:02,880 Speaker 4: you coming to that party, you and your little hood homeboys, 1346 01:00:03,240 --> 01:00:08,360 Speaker 4: you're gonna have some Greek fellas. So you're gonna have 1347 01:00:08,560 --> 01:00:11,120 Speaker 4: us coming here. You're gonna be mad because we're gonna 1348 01:00:11,120 --> 01:00:11,760 Speaker 4: take your girl. 1349 01:00:13,240 --> 01:00:13,439 Speaker 2: Girl. 1350 01:00:15,120 --> 01:00:20,360 Speaker 4: Oh god, if you had money, though, I just I 1351 01:00:20,520 --> 01:00:20,720 Speaker 4: like what. 1352 01:00:20,800 --> 01:00:22,920 Speaker 7: You said the aristarter. It ain't over, bro, you know 1353 01:00:22,960 --> 01:00:24,920 Speaker 7: what I'm saying. Niggas gotta know that cause a nigga 1354 01:00:25,560 --> 01:00:27,880 Speaker 7: a fall short of seat shit around them and feel 1355 01:00:27,960 --> 01:00:30,120 Speaker 7: like shit. Just be over it, like like this ship, y'all. 1356 01:00:30,160 --> 01:00:32,040 Speaker 7: Niggas saying, Okay, we see y'all did it, But man, 1357 01:00:32,120 --> 01:00:34,880 Speaker 7: that shit don't happen. Niggas gotta know that shit can happen, 1358 01:00:34,960 --> 01:00:36,320 Speaker 7: bro Like, it's possible. 1359 01:00:36,360 --> 01:00:36,560 Speaker 2: That's what. 1360 01:00:36,720 --> 01:00:39,000 Speaker 7: That's the same thing I'm saying, like all three of 1361 01:00:39,040 --> 01:00:41,880 Speaker 7: y'all was once one of these kids, no matter what, 1362 01:00:42,080 --> 01:00:45,160 Speaker 7: yong with, no with nothing. You know what I'm saying, 1363 01:00:45,200 --> 01:00:48,520 Speaker 7: Niggas once that. But people gotta understand that it's possible, 1364 01:00:48,640 --> 01:00:49,840 Speaker 7: bro like, because. 1365 01:00:49,640 --> 01:00:51,080 Speaker 5: The ship is so easy to do. 1366 01:00:51,200 --> 01:00:51,920 Speaker 2: It's easy to do. 1367 01:00:52,120 --> 01:00:54,439 Speaker 5: That's just because I come from it, So this shit 1368 01:00:54,560 --> 01:00:58,200 Speaker 5: easier to do. Uh you say what, Oh, you gotta 1369 01:00:58,280 --> 01:00:59,320 Speaker 5: question what was So. 1370 01:00:59,440 --> 01:01:03,160 Speaker 4: The first thing first, it's mapping out banks. Good question 1371 01:01:03,720 --> 01:01:05,840 Speaker 4: mapping out banks or people don't realize when it come 1372 01:01:05,880 --> 01:01:08,400 Speaker 4: to money in the banks, it's relationships. I tell everybody 1373 01:01:08,440 --> 01:01:11,000 Speaker 4: when it come to fund and it's like dating. You 1374 01:01:11,240 --> 01:01:13,600 Speaker 4: got to invest some time into that bank. The bank 1375 01:01:13,680 --> 01:01:16,080 Speaker 4: want to see that you're working with them, right. But 1376 01:01:16,160 --> 01:01:17,440 Speaker 4: the other thing that a lot of people do, and 1377 01:01:17,520 --> 01:01:19,960 Speaker 4: I'm glad he talk about we think it's over, we 1378 01:01:20,120 --> 01:01:22,640 Speaker 4: going to bank with our hand out. I don't never 1379 01:01:22,720 --> 01:01:24,080 Speaker 4: go in the bank with my hand out. I ain't 1380 01:01:24,080 --> 01:01:25,680 Speaker 4: never going in the bank with no suit on. I 1381 01:01:25,720 --> 01:01:28,440 Speaker 4: ain't never coming in that super professional. Why because I 1382 01:01:28,560 --> 01:01:31,760 Speaker 4: realize how the other side comes into a bank. They 1383 01:01:31,840 --> 01:01:34,320 Speaker 4: do not shop right away. If they're a million dollar person, 1384 01:01:34,360 --> 01:01:35,479 Speaker 4: they do not shop right away. 1385 01:01:35,640 --> 01:01:36,160 Speaker 5: How do I know? 1386 01:01:36,240 --> 01:01:38,120 Speaker 4: I worked in corporate. I worked for Verizon. I was 1387 01:01:38,200 --> 01:01:40,400 Speaker 4: on the business side. When I first got into business, 1388 01:01:40,640 --> 01:01:42,919 Speaker 4: I was working with clients with one hundred employees or better. 1389 01:01:43,800 --> 01:01:46,080 Speaker 4: If you came to us asking for a phone, we 1390 01:01:46,240 --> 01:01:48,640 Speaker 4: automatically felt like he was a scammer because most of 1391 01:01:48,680 --> 01:01:50,680 Speaker 4: those businesses it takes three months to close a deal. 1392 01:01:51,560 --> 01:01:53,840 Speaker 4: People don't realize that. So when you go on the bank, 1393 01:01:53,840 --> 01:01:56,200 Speaker 4: you're asking, you're getting asked questions. You don't know how 1394 01:01:56,240 --> 01:01:58,080 Speaker 4: to answer them. Here's the thing, But if you go 1395 01:01:58,120 --> 01:02:00,480 Speaker 4: on the bank and ask them questions, they're not gonna 1396 01:02:00,480 --> 01:02:02,800 Speaker 4: ask you questions because now you know what you're talking about. 1397 01:02:03,160 --> 01:02:04,560 Speaker 4: So what I do with the banks is I go 1398 01:02:04,600 --> 01:02:05,840 Speaker 4: in the bank and I'd be like, let's say I'm 1399 01:02:05,840 --> 01:02:08,120 Speaker 4: going to Wells Fargo. Hey, I'm banking with Chase. I'm 1400 01:02:08,160 --> 01:02:09,840 Speaker 4: not even banking with Chase. They don't know, they can't 1401 01:02:09,880 --> 01:02:12,920 Speaker 4: prove it. What can y'all do? Differently? Now they got 1402 01:02:13,040 --> 01:02:15,040 Speaker 4: to show you value instead of you having to show 1403 01:02:15,040 --> 01:02:15,880 Speaker 4: your value. 1404 01:02:18,000 --> 01:02:19,800 Speaker 5: Sell them to you instead of selling yourself. 1405 01:02:19,920 --> 01:02:22,120 Speaker 4: Exactly. That's how they're looking because they're looking at you 1406 01:02:22,120 --> 01:02:25,120 Speaker 4: and they're already formulating their opinions about you and who 1407 01:02:25,240 --> 01:02:27,080 Speaker 4: you are and what you do. So I'm a buck 1408 01:02:27,160 --> 01:02:28,800 Speaker 4: on them. I ain't trying to get y'all right now, 1409 01:02:29,360 --> 01:02:30,280 Speaker 4: what y'all got to offer? 1410 01:02:30,720 --> 01:02:31,600 Speaker 5: What I need to get it? 1411 01:02:32,000 --> 01:02:33,640 Speaker 4: And then once you know they numbers, once you know 1412 01:02:33,720 --> 01:02:36,160 Speaker 4: the statistics, because they gonna tell you what you need 1413 01:02:36,240 --> 01:02:38,600 Speaker 4: to qualify. Once I know what I need to qualify, 1414 01:02:38,920 --> 01:02:41,360 Speaker 4: I make my stuff look that way. Tell them I 1415 01:02:41,400 --> 01:02:43,080 Speaker 4: don't want to talk to them. Then I might come 1416 01:02:43,120 --> 01:02:44,760 Speaker 4: back in a week open the account. I don't buy 1417 01:02:44,840 --> 01:02:47,880 Speaker 4: nothing yet I come back a month later. I need 1418 01:02:47,960 --> 01:02:50,600 Speaker 4: everything because I'm gonna get it because you already told 1419 01:02:50,600 --> 01:02:52,360 Speaker 4: me what I need. Then, on top of that, because 1420 01:02:52,360 --> 01:02:54,360 Speaker 4: you open a bank account and didn't get a product. Hey, 1421 01:02:54,440 --> 01:02:57,400 Speaker 4: mister Anthony, we're just checking in with you. We just 1422 01:02:57,480 --> 01:02:59,200 Speaker 4: have offered this new product. You want to come by 1423 01:02:59,200 --> 01:03:01,920 Speaker 4: and check it out. They're looking for you. They get 1424 01:03:02,000 --> 01:03:04,360 Speaker 4: paid from this stuff. That's what people don't realize. Bankers 1425 01:03:04,400 --> 01:03:08,320 Speaker 4: get commissions off of applications, but people don't realize that. 1426 01:03:08,440 --> 01:03:11,080 Speaker 4: So you build a relationship, you get connected to bankers. 1427 01:03:11,160 --> 01:03:14,440 Speaker 4: Now you know all right, they gave me fifty reps. Hey, cuzo, 1428 01:03:14,640 --> 01:03:16,919 Speaker 4: I can get you fifty reps. Just give me teen. 1429 01:03:17,840 --> 01:03:20,920 Speaker 4: They don't know, say list, do this, do this, do this, 1430 01:03:21,000 --> 01:03:23,080 Speaker 4: because that's what y'all doing. When you scam me, they 1431 01:03:23,200 --> 01:03:25,400 Speaker 4: go in, they get the same thing. Now you just 1432 01:03:25,480 --> 01:03:28,680 Speaker 4: keep circulating. It's easy to make fifty one hundred thousand 1433 01:03:28,680 --> 01:03:32,240 Speaker 4: dollars in credit and funding because people need money. But 1434 01:03:32,360 --> 01:03:35,160 Speaker 4: people don't realize it. People don't understand what credit can 1435 01:03:35,240 --> 01:03:36,920 Speaker 4: do for you. Credit can change your life and it 1436 01:03:36,920 --> 01:03:38,840 Speaker 4: can change your family's life. So when it comes to 1437 01:03:38,880 --> 01:03:41,400 Speaker 4: banking and relationships, just be in the mindset of life. 1438 01:03:42,240 --> 01:03:43,960 Speaker 4: How can I fin It's just like dating a girl. 1439 01:03:44,640 --> 01:03:45,760 Speaker 4: How can I get her to like me? 1440 01:03:46,520 --> 01:03:47,520 Speaker 6: But can I say this too? 1441 01:03:47,600 --> 01:03:50,560 Speaker 1: Bro? So it's like, because we got to have this 1442 01:03:50,680 --> 01:03:54,040 Speaker 1: conversation too. Don't forget you got to pay the folks back. Yes, 1443 01:03:54,080 --> 01:03:57,000 Speaker 1: they ain't just got enough free money because we always 1444 01:03:57,000 --> 01:03:58,440 Speaker 1: talking about this how you get money. This is how 1445 01:03:58,480 --> 01:04:00,760 Speaker 1: you get money. This's how you get money. But if 1446 01:04:00,800 --> 01:04:04,560 Speaker 1: you're gonna use that money to go buy shoes, go flex, 1447 01:04:05,200 --> 01:04:08,080 Speaker 1: go stack, you know, whatever you're trying to do, actually 1448 01:04:08,160 --> 01:04:10,600 Speaker 1: have a real business playing with it. Actually before you 1449 01:04:10,760 --> 01:04:13,920 Speaker 1: even go get this fund and think exactly what you're 1450 01:04:14,000 --> 01:04:17,200 Speaker 1: gonna do with it. And also don't be afraid to 1451 01:04:17,320 --> 01:04:19,840 Speaker 1: lose it on trying to get more money, but don't 1452 01:04:19,880 --> 01:04:22,120 Speaker 1: lose it on bullshit flexing and doing all that. 1453 01:04:22,840 --> 01:04:24,720 Speaker 6: Lose it on actually trying some ship. 1454 01:04:25,160 --> 01:04:27,720 Speaker 7: You know what I'm saying, like relationship, get your money, 1455 01:04:28,560 --> 01:04:30,160 Speaker 7: stop be your mouth. 1456 01:04:30,120 --> 01:04:34,400 Speaker 2: Like get that car, like that, all that ship. 1457 01:04:34,480 --> 01:04:38,240 Speaker 1: But like you know, spend a thousand, Go get you 1458 01:04:38,360 --> 01:04:42,240 Speaker 1: some pineapple, spiritual kool Aid, go sell that. Hey you 1459 01:04:42,360 --> 01:04:44,680 Speaker 1: feel me like like it's so many hustles. And he 1460 01:04:44,800 --> 01:04:48,880 Speaker 1: also made an interesting point in the beginning, add value 1461 01:04:49,360 --> 01:04:52,200 Speaker 1: in areas, because that's what I personally would do, like 1462 01:04:52,320 --> 01:04:54,400 Speaker 1: he said, marketing for restaurants. 1463 01:04:56,360 --> 01:04:58,800 Speaker 6: Like I said, I added value at a time. What 1464 01:04:58,960 --> 01:05:02,240 Speaker 6: you're looking for is a void and you go feel 1465 01:05:02,320 --> 01:05:05,160 Speaker 6: that void or create the demand for that board. 1466 01:05:05,560 --> 01:05:07,880 Speaker 1: So like right now, the kool Aid pineapples are hot, 1467 01:05:08,600 --> 01:05:10,720 Speaker 1: but that may not be so hot in in a 1468 01:05:10,800 --> 01:05:14,760 Speaker 1: few so and during my time, nobody knew the stock market. 1469 01:05:14,880 --> 01:05:17,240 Speaker 1: So I filled a void. So you gotta ar so 1470 01:05:17,280 --> 01:05:19,320 Speaker 1: you gotta just sit back and think. And you know, 1471 01:05:19,440 --> 01:05:21,480 Speaker 1: I see a lot of y'all smoke. Smoke that's to 1472 01:05:21,520 --> 01:05:24,520 Speaker 1: help me think. Open up my mind, start thinking about business. 1473 01:05:24,520 --> 01:05:27,360 Speaker 1: When you hit that blunt, real ship, so I think 1474 01:05:27,400 --> 01:05:30,280 Speaker 1: about because it's gonna span your mind for real. And 1475 01:05:31,120 --> 01:05:32,520 Speaker 1: when you when you hit that blunt or what not, 1476 01:05:32,680 --> 01:05:34,600 Speaker 1: just be thinking, like, man, when I go get this funding, 1477 01:05:35,080 --> 01:05:36,479 Speaker 1: what the fuck I'm gonna do with this money? 1478 01:05:37,240 --> 01:05:38,320 Speaker 5: What I know how to do best? 1479 01:05:40,720 --> 01:05:42,640 Speaker 4: The piggyback. Y'all want to get rich. Y'all want to 1480 01:05:42,640 --> 01:05:44,840 Speaker 4: the quickest way to get rich. It's alve a laziest 1481 01:05:44,840 --> 01:05:47,840 Speaker 4: person's problem. That's how all the rich people got rich. 1482 01:05:47,920 --> 01:05:49,280 Speaker 2: With rich people problems. 1483 01:05:49,560 --> 01:05:53,320 Speaker 4: But think about think about I'm gonna say the lazy person, 1484 01:05:53,320 --> 01:05:55,800 Speaker 4: I'm gonna give you two companies. What is door dash? 1485 01:05:56,920 --> 01:05:59,240 Speaker 4: I don't want to go pick up food like people 1486 01:05:59,280 --> 01:06:00,920 Speaker 4: don't think that simple about stuff. 1487 01:06:01,160 --> 01:06:02,520 Speaker 5: I do not want to go pick up this. 1488 01:06:02,600 --> 01:06:07,680 Speaker 4: Food over eat same thing. Even if you think about Tesla, 1489 01:06:07,840 --> 01:06:09,680 Speaker 4: some people don't like to smell of gas on their hands. 1490 01:06:10,160 --> 01:06:12,640 Speaker 4: I'm gonna get an electric car. But we think so 1491 01:06:12,800 --> 01:06:15,200 Speaker 4: complex about these businesses that are at the top, but 1492 01:06:15,360 --> 01:06:17,120 Speaker 4: most of these businesses are at the top, are solving 1493 01:06:17,160 --> 01:06:19,120 Speaker 4: a lazy person problem. How do we know what it's 1494 01:06:19,200 --> 01:06:22,880 Speaker 4: ai right now, y'all doing your homework with it, were 1495 01:06:22,960 --> 01:06:24,960 Speaker 4: using it for marketing and all kinds of other stuff. 1496 01:06:25,280 --> 01:06:27,320 Speaker 4: So we ain't got to hire certain people. It's a 1497 01:06:27,440 --> 01:06:30,120 Speaker 4: lazy person's problem. So when you figure out something that 1498 01:06:30,280 --> 01:06:33,720 Speaker 4: is a lazy person's problem, you become You become rich 1499 01:06:34,000 --> 01:06:36,560 Speaker 4: because it's something that somebody doesn't want to do that 1500 01:06:36,720 --> 01:06:37,960 Speaker 4: you are giving them a way out. 1501 01:06:39,040 --> 01:06:39,200 Speaker 2: Man. 1502 01:06:39,240 --> 01:06:41,400 Speaker 1: I drive, and I got tired of clutching at the 1503 01:06:41,440 --> 01:06:43,760 Speaker 1: gas station. See real shit, I'll you know what. 1504 01:06:43,920 --> 01:06:46,280 Speaker 6: I don only like these type of cars, but I'm 1505 01:06:46,360 --> 01:06:46,760 Speaker 6: just tied of. 1506 01:06:46,760 --> 01:06:49,600 Speaker 1: Clutching every time I'm bringing the RAR to the gas 1507 01:06:49,640 --> 01:06:51,320 Speaker 1: station on the south side, and I'm like, I can't. 1508 01:06:51,600 --> 01:06:53,800 Speaker 6: I'm god damn patling my pocket hole in the. 1509 01:06:53,840 --> 01:06:58,400 Speaker 2: Gas man like man, So look, I'm gonna give youyall 1510 01:06:58,400 --> 01:07:01,000 Speaker 2: some game on real estate as well. That's construction, right, 1511 01:07:01,200 --> 01:07:06,200 Speaker 2: So real estate I know sounds abroad, but everything in 1512 01:07:06,360 --> 01:07:09,080 Speaker 2: life is real estate. This building is owned by somebody. 1513 01:07:09,160 --> 01:07:11,720 Speaker 2: This real estate. All y'all live in a house, apartment, 1514 01:07:12,280 --> 01:07:14,960 Speaker 2: or somewhere that's owned by somebody. So there's a lot 1515 01:07:15,000 --> 01:07:17,640 Speaker 2: of people that take part in that transaction. There's a 1516 01:07:17,760 --> 01:07:20,200 Speaker 2: lender who worked for the bank, like bro is saying, 1517 01:07:20,200 --> 01:07:22,800 Speaker 2: they getting paid a commission when you close. There's the 1518 01:07:22,840 --> 01:07:25,240 Speaker 2: appraiser who say what it's going to be worth. There's 1519 01:07:25,240 --> 01:07:28,360 Speaker 2: a real estate agent. I first started to getting my 1520 01:07:28,360 --> 01:07:30,400 Speaker 2: money in real estate was I was a real estate agent. 1521 01:07:31,160 --> 01:07:34,360 Speaker 2: That class is a two hundred and fifty dollars class 1522 01:07:34,680 --> 01:07:37,360 Speaker 2: and it takes four weeks. You don't need a degree, 1523 01:07:37,920 --> 01:07:39,680 Speaker 2: you don't need to do nothing besides sitting in the 1524 01:07:39,760 --> 01:07:44,800 Speaker 2: class and study for a test. That license activates you. Right, 1525 01:07:44,800 --> 01:07:47,640 Speaker 2: two hundred fifty dollars allows you for anything you buy, 1526 01:07:48,080 --> 01:07:50,680 Speaker 2: you make three percent. So if I go to Aristotle 1527 01:07:50,720 --> 01:07:53,280 Speaker 2: and say, yo, bro, go buy a building, right, he 1528 01:07:53,400 --> 01:07:56,000 Speaker 2: buy that building? I make three percent? No I did. 1529 01:07:56,240 --> 01:07:59,280 Speaker 1: He bought six million on the building cash. He made 1530 01:07:59,360 --> 01:08:01,680 Speaker 1: three percent off that. Then I bought the land, the 1531 01:08:01,800 --> 01:08:03,720 Speaker 1: next door neighborland for two million. 1532 01:08:04,880 --> 01:08:07,840 Speaker 2: That so now you're talking about two fifty. 1533 01:08:08,320 --> 01:08:10,120 Speaker 5: And Henna, he's gonna redesign it. 1534 01:08:10,160 --> 01:08:12,760 Speaker 1: Oh yeah, and he's building and buildings for me, and 1535 01:08:13,160 --> 01:08:15,480 Speaker 1: the parking lots and all that, and he's gonna make 1536 01:08:15,560 --> 01:08:17,360 Speaker 1: the real estate course for my other. 1537 01:08:17,840 --> 01:08:20,400 Speaker 2: So we're breaking a lot of bread together. And it 1538 01:08:20,479 --> 01:08:23,000 Speaker 2: starts with me just having something to bring to the table. 1539 01:08:23,320 --> 01:08:25,599 Speaker 2: That two hundred and fifty dollar class and that four 1540 01:08:25,600 --> 01:08:28,240 Speaker 2: weeks of time that was gonna pass regardless got me 1541 01:08:28,360 --> 01:08:30,840 Speaker 2: to the table. Right. So that's one thing you guys 1542 01:08:30,880 --> 01:08:33,360 Speaker 2: can do, y'all in Atlanta. Y'all can look up anywhere 1543 01:08:33,360 --> 01:08:35,080 Speaker 2: in the world. Really, anybody can look up Keller Williams 1544 01:08:35,120 --> 01:08:38,200 Speaker 2: Real Estate School. That's international. I've been seeing them all 1545 01:08:38,240 --> 01:08:41,040 Speaker 2: around too. You can go there. They'll actually give you 1546 01:08:41,120 --> 01:08:43,840 Speaker 2: the class for free. You just have to sign with them. 1547 01:08:44,160 --> 01:08:47,280 Speaker 2: Don't trip though, Go get the class, get the knowledge, 1548 01:08:47,640 --> 01:08:49,519 Speaker 2: and get your license. Once you got the license, you 1549 01:08:49,520 --> 01:08:51,360 Speaker 2: can leave and do what you want to do. The 1550 01:08:51,520 --> 01:08:55,960 Speaker 2: second thing is being a general contractor, right, So as 1551 01:08:56,000 --> 01:08:58,479 Speaker 2: I started really thinking about the streets and how you 1552 01:08:58,680 --> 01:09:01,559 Speaker 2: manage in the streets, right, you fronting people, You got 1553 01:09:01,640 --> 01:09:03,880 Speaker 2: your list, you're looking at who owe you? You're paying 1554 01:09:03,920 --> 01:09:07,000 Speaker 2: the plug A contract is the same thing. I don't 1555 01:09:07,040 --> 01:09:09,400 Speaker 2: get dirty, I don't swing no hammers, I don't do nothing. 1556 01:09:09,439 --> 01:09:12,960 Speaker 2: I manage people and I managed work. I flip legal bricks. Right, 1557 01:09:13,080 --> 01:09:15,400 Speaker 2: So I have electrician, I got a plumb, I got 1558 01:09:15,439 --> 01:09:18,559 Speaker 2: an h back man. Right, everything he do, I'm gonna 1559 01:09:18,600 --> 01:09:21,840 Speaker 2: make twenty thirty forty percent on top for literally just 1560 01:09:22,000 --> 01:09:25,599 Speaker 2: controlling the motion. It's another class that's five hundred dollars. 1561 01:09:25,680 --> 01:09:28,000 Speaker 8: Bro, what do I. 1562 01:09:30,320 --> 01:09:30,560 Speaker 3: We go? 1563 01:09:33,600 --> 01:09:35,040 Speaker 2: Now? This is a route that you can get to 1564 01:09:35,120 --> 01:09:38,559 Speaker 2: real bad. And here's why in America we program as 1565 01:09:38,600 --> 01:09:41,120 Speaker 2: black men that we are negative, that we can't be nothing. 1566 01:09:41,360 --> 01:09:44,960 Speaker 2: But in construction, you are the power. These two industries 1567 01:09:45,000 --> 01:09:47,639 Speaker 2: really sat in the construction of white male dominated industries. 1568 01:09:48,080 --> 01:09:49,800 Speaker 2: If you get into the industry and you go get 1569 01:09:49,800 --> 01:09:52,280 Speaker 2: your license and make yourself official, right, you go take 1570 01:09:52,320 --> 01:09:55,880 Speaker 2: that test that everybody running from that five hundreds class 1571 01:09:55,880 --> 01:09:58,799 Speaker 2: that everybody running from you now become a licensed professional. 1572 01:09:58,880 --> 01:10:02,440 Speaker 2: Now you're legit. That opens up the doors to government contracts. 1573 01:10:02,680 --> 01:10:05,639 Speaker 2: That opens up the doors to Atlanta public schools, Chase Banks, 1574 01:10:05,880 --> 01:10:10,160 Speaker 2: Athlete's foot AMC movie theaters, all the restaurants y'all can 1575 01:10:10,200 --> 01:10:15,599 Speaker 2: think about around Atlanta, Prime On Patree, the Boiler, Sugar Baby, Man, 1576 01:10:15,680 --> 01:10:18,280 Speaker 2: it's so many of them, Southern Fire. You feel me 1577 01:10:18,400 --> 01:10:20,720 Speaker 2: that I built, right, But it's based on me going 1578 01:10:20,800 --> 01:10:24,000 Speaker 2: and having something to present and make myself valuable. Now, 1579 01:10:24,040 --> 01:10:26,880 Speaker 2: the other side of it is construction is the easy 1580 01:10:26,960 --> 01:10:30,719 Speaker 2: industry to become a millionaire because think about it, everything costs. 1581 01:10:31,160 --> 01:10:34,360 Speaker 2: As Trump is increasing these teriffs, lumber prices go up, 1582 01:10:34,439 --> 01:10:36,680 Speaker 2: material go up, but that means that the price the 1583 01:10:36,720 --> 01:10:39,760 Speaker 2: consumer pays go up. Right, You're being paid for your 1584 01:10:39,880 --> 01:10:42,880 Speaker 2: mind in your time. So you could easily go out 1585 01:10:42,920 --> 01:10:45,320 Speaker 2: and get contracts like me with the Lanta Public schools 1586 01:10:45,320 --> 01:10:48,560 Speaker 2: and the government and become a millionaire quickly. As I 1587 01:10:48,680 --> 01:10:52,120 Speaker 2: got into contracting. To be honest, I never had to advertise. 1588 01:10:52,240 --> 01:10:54,280 Speaker 2: I never really ran ass. I still knew how to 1589 01:10:54,360 --> 01:10:58,080 Speaker 2: round ass. I got twenty thousand follows on Instagram. I 1590 01:10:58,160 --> 01:11:00,200 Speaker 2: gotta sit out and figure it out. But it's like 1591 01:11:00,800 --> 01:11:04,680 Speaker 2: from doing the contract that you did. I learned it 1592 01:11:04,720 --> 01:11:06,640 Speaker 2: from the old out. 1593 01:11:06,920 --> 01:11:08,600 Speaker 4: People said, you said you think it could be, you 1594 01:11:08,680 --> 01:11:10,960 Speaker 4: think it can expand, but you just said you went 1595 01:11:11,000 --> 01:11:13,400 Speaker 4: online and got damn tried to do that investment. 1596 01:11:13,080 --> 01:11:16,160 Speaker 7: Shit or stick to do what you're doing, bro exactly? Yeah, yeah, 1597 01:11:16,320 --> 01:11:18,080 Speaker 7: can't you soon you try to remix that shit that 1598 01:11:18,160 --> 01:11:19,280 Speaker 7: when this shit fuck up doing? 1599 01:11:19,680 --> 01:11:21,639 Speaker 2: Yeah, And I'll just say, brother, like getting your lane 1600 01:11:21,680 --> 01:11:23,360 Speaker 2: and stay in it. And be confident in it, you 1601 01:11:23,439 --> 01:11:26,360 Speaker 2: feel me, and expanding your lane. So we own our 1602 01:11:26,439 --> 01:11:28,640 Speaker 2: own real estate brokeers. My wife run that. We got 1603 01:11:28,680 --> 01:11:30,960 Speaker 2: our construction company, I'll run it. We got our own 1604 01:11:30,960 --> 01:11:33,720 Speaker 2: plumbing company, my cousin running. You feel me. So it's 1605 01:11:33,800 --> 01:11:36,880 Speaker 2: like we deployed each other from with. Then you know, 1606 01:11:37,080 --> 01:11:39,320 Speaker 2: I got my own mortage company. My little cousin run that. 1607 01:11:39,600 --> 01:11:41,720 Speaker 2: Cause all these different trades is what got us rich. 1608 01:11:42,200 --> 01:11:44,920 Speaker 2: It wasn't just going to school, it was the trades. 1609 01:11:45,240 --> 01:11:47,080 Speaker 2: And people think that it's so hard to become a 1610 01:11:47,120 --> 01:11:49,040 Speaker 2: real estate agent, so hard to be a GC. We're 1611 01:11:49,080 --> 01:11:52,040 Speaker 2: talking about four weeks in three four hundred dollars that 1612 01:11:52,240 --> 01:11:53,519 Speaker 2: if you go somewhere there, give it to you. 1613 01:11:53,560 --> 01:11:54,840 Speaker 6: For free, all right? Know what they want to know? 1614 01:11:54,920 --> 01:11:56,160 Speaker 6: How easy is that class? 1615 01:11:56,360 --> 01:11:58,360 Speaker 1: Like in your opinion, like your real estate class and 1616 01:11:58,439 --> 01:12:00,600 Speaker 1: the contracting class, Like do they really have to be 1617 01:12:01,360 --> 01:12:05,200 Speaker 1: extremely book smart? And what kind of resources study material 1618 01:12:05,240 --> 01:12:08,000 Speaker 1: would you tell them that they should get if they 1619 01:12:09,240 --> 01:12:10,320 Speaker 1: aren't as book smart? 1620 01:12:10,520 --> 01:12:12,479 Speaker 2: If that makes sense? Man. The beautiful part about it 1621 01:12:12,760 --> 01:12:15,760 Speaker 2: is this, the construction test is an open book test dog. 1622 01:12:16,560 --> 01:12:19,880 Speaker 2: It's open book. We just don't never open a book 1623 01:12:19,960 --> 01:12:21,840 Speaker 2: to see what the requirements. 1624 01:12:21,280 --> 01:12:23,519 Speaker 6: Are about open book. You mean I could bring my 1625 01:12:23,640 --> 01:12:24,559 Speaker 6: book to the test, Bro. 1626 01:12:24,640 --> 01:12:26,240 Speaker 2: I pull it up to the test with a suitcase 1627 01:12:26,280 --> 01:12:29,040 Speaker 2: of books, and you're able to sit there. The class 1628 01:12:29,120 --> 01:12:31,200 Speaker 2: isn't even a class about learning the rules and laws 1629 01:12:31,200 --> 01:12:33,439 Speaker 2: of construction. It's a class about knowing where to find 1630 01:12:33,439 --> 01:12:36,200 Speaker 2: the codes out in each book. So you're studying what's 1631 01:12:36,280 --> 01:12:39,240 Speaker 2: and what book you can study? Music and lyrics you 1632 01:12:39,360 --> 01:12:41,240 Speaker 2: easily can study all right, I remember this book is this? 1633 01:12:41,360 --> 01:12:43,120 Speaker 2: This book is that? So that's why I said it 1634 01:12:43,120 --> 01:12:44,280 Speaker 2: only take four weeks. 1635 01:12:44,200 --> 01:12:50,479 Speaker 5: That the answers, bro and niggas know people, Man, they 1636 01:12:50,600 --> 01:12:51,800 Speaker 5: selling the answers to this ship. 1637 01:12:51,840 --> 01:12:54,400 Speaker 1: You pull up because I heard some people be giving 1638 01:12:54,760 --> 01:12:57,200 Speaker 1: people like fast tracking real estate tests. 1639 01:12:57,280 --> 01:12:59,200 Speaker 2: Is that true too? That's true too, So you really 1640 01:12:59,240 --> 01:13:02,360 Speaker 2: could do it in too, because the real estate class 1641 01:13:02,640 --> 01:13:06,160 Speaker 2: is really thirty six hours. So that means you sitting there, 1642 01:13:06,240 --> 01:13:08,080 Speaker 2: are you doing it online? Whatever you gotta do, but 1643 01:13:08,160 --> 01:13:10,000 Speaker 2: you can fast track it and get to the back quick. 1644 01:13:10,439 --> 01:13:12,960 Speaker 2: So again, if you sit down and take the time 1645 01:13:13,040 --> 01:13:15,439 Speaker 2: to do it, the test and stuff are not hard. Well. 1646 01:13:15,479 --> 01:13:18,479 Speaker 2: My motivation was always was that if somebody did it, 1647 01:13:18,520 --> 01:13:20,600 Speaker 2: why can't I. They stand up in peaches like me. 1648 01:13:20,680 --> 01:13:23,080 Speaker 2: They're gonna beat red just like me. What's the difference 1649 01:13:23,080 --> 01:13:23,519 Speaker 2: in you and me? 1650 01:13:24,000 --> 01:13:29,600 Speaker 1: Question for you too? These three trades plumbing, electricians, and 1651 01:13:29,840 --> 01:13:31,320 Speaker 1: uh what was the other trade I wanted? 1652 01:13:32,479 --> 01:13:34,920 Speaker 2: Yeah, so would you? 1653 01:13:35,560 --> 01:13:38,479 Speaker 6: Is that industry still in demand especially for young black 1654 01:13:38,520 --> 01:13:38,840 Speaker 6: men too? 1655 01:13:38,880 --> 01:13:41,920 Speaker 2: In your opinion, bro, that those three industries right now 1656 01:13:42,280 --> 01:13:45,960 Speaker 2: are the most demanding industries. And the problem not the problem. 1657 01:13:46,200 --> 01:13:49,320 Speaker 2: The reason why is that AI cannot replace somebody getting 1658 01:13:49,400 --> 01:13:52,280 Speaker 2: six feet in a hole and unclogging the sewer. AI 1659 01:13:52,400 --> 01:13:56,280 Speaker 2: can't replace a filter. AI cannot change a panel for 1660 01:13:56,360 --> 01:13:59,080 Speaker 2: electrical Right, these are things you gotta have your hands 1661 01:13:59,280 --> 01:14:02,200 Speaker 2: in boots on it. As I look through my expenses, 1662 01:14:02,520 --> 01:14:04,800 Speaker 2: my biggest expenses is that we spent about four million 1663 01:14:04,880 --> 01:14:08,360 Speaker 2: of our revenue two mechanical, electric and plumbing contractors. Right. 1664 01:14:09,520 --> 01:14:12,240 Speaker 2: The reason why I thought about it so deep was that, man, 1665 01:14:12,479 --> 01:14:13,960 Speaker 2: as I looked at where I spend my money, I'm like, 1666 01:14:14,000 --> 01:14:15,960 Speaker 2: how can I get into this? So I then got 1667 01:14:16,040 --> 01:14:17,960 Speaker 2: on the board of trust. He's for Atlanta Technical College 1668 01:14:18,200 --> 01:14:20,880 Speaker 2: where I got the pipeline. That pipeline of people are 1669 01:14:21,160 --> 01:14:24,559 Speaker 2: just like y'all dudes that don't have no high school diploma. 1670 01:14:24,600 --> 01:14:27,839 Speaker 2: They went ged and went trade. These dudes making six figures. 1671 01:14:28,000 --> 01:14:30,760 Speaker 2: Then the union they're coming out making sixty an hour. 1672 01:14:31,400 --> 01:14:33,880 Speaker 1: You literally gonna make more than a teacher going to 1673 01:14:34,040 --> 01:14:37,120 Speaker 1: a trade school and becoming a plumber, electrician or x 1674 01:14:37,200 --> 01:14:41,599 Speaker 1: back but fits in acs, fitsing plumbing, doing electricity. That's 1675 01:14:41,640 --> 01:14:44,080 Speaker 1: what I when people were like, what should I do first, 1676 01:14:44,360 --> 01:14:46,280 Speaker 1: I was saying, go get you one of those trades, 1677 01:14:46,400 --> 01:14:49,000 Speaker 1: Get you, because think about it, you can work off 1678 01:14:49,080 --> 01:14:52,080 Speaker 1: that income. You got money coming in now, and now 1679 01:14:52,280 --> 01:14:54,880 Speaker 1: you can get into credit, you can get into real estate, 1680 01:14:55,120 --> 01:14:57,600 Speaker 1: you can get into the stock market based off that. 1681 01:14:57,760 --> 01:15:01,400 Speaker 1: The bench smart first is getting that baseline that they first, 1682 01:15:01,560 --> 01:15:02,400 Speaker 1: that first income. 1683 01:15:02,960 --> 01:15:03,839 Speaker 2: You get what I'm saying. 1684 01:15:06,600 --> 01:15:12,880 Speaker 4: Back here right there, he said, Dad to let him 1685 01:15:13,000 --> 01:15:14,200 Speaker 4: use security. 1686 01:15:14,960 --> 01:15:16,800 Speaker 5: Okay, so let's come. 1687 01:15:17,439 --> 01:15:19,719 Speaker 4: So one of the things I'll say when it comes 1688 01:15:19,760 --> 01:15:24,160 Speaker 4: to that is understanding question understanding what it can do. 1689 01:15:24,360 --> 01:15:24,479 Speaker 2: Right. 1690 01:15:25,200 --> 01:15:26,800 Speaker 4: So one of the things that people don't think about. 1691 01:15:26,800 --> 01:15:28,680 Speaker 4: And I'm gonna go to real estate route and I 1692 01:15:28,920 --> 01:15:30,760 Speaker 4: and this is an idea that I thought about that 1693 01:15:31,320 --> 01:15:34,200 Speaker 4: I'm definitely gonna try when my daughter turns eighteen. Right, 1694 01:15:34,560 --> 01:15:38,120 Speaker 4: first of all, you gotta understand when you can use it. 1695 01:15:38,600 --> 01:15:41,000 Speaker 4: So right now, the only thing you can really do 1696 01:15:41,160 --> 01:15:43,320 Speaker 4: is be added to somebody's credit card to build on 1697 01:15:43,439 --> 01:15:43,880 Speaker 4: your credit. 1698 01:15:44,120 --> 01:15:44,240 Speaker 5: Right. 1699 01:15:44,920 --> 01:15:48,560 Speaker 4: Some companies based off how long that person had the 1700 01:15:48,560 --> 01:15:51,320 Speaker 4: credit card. That's your age, right. So when I got 1701 01:15:51,360 --> 01:15:53,120 Speaker 4: American Express, my mom already had it. 1702 01:15:53,520 --> 01:15:53,680 Speaker 3: Right. 1703 01:15:54,160 --> 01:15:57,360 Speaker 4: My mom, like I said, I didn't come from you know, 1704 01:15:57,600 --> 01:16:00,479 Speaker 4: perfect beginnings or nothing like that. My mom got locked 1705 01:16:00,560 --> 01:16:03,639 Speaker 4: up filing banngros. She built her credit back up. She said, 1706 01:16:03,680 --> 01:16:06,680 Speaker 4: we wasn't gonna go through that, right, So what she 1707 01:16:06,760 --> 01:16:08,960 Speaker 4: did was she added all her kids to her card. 1708 01:16:09,120 --> 01:16:11,680 Speaker 4: So that's the first thing. Make sure somebody got good 1709 01:16:11,720 --> 01:16:13,599 Speaker 4: credit and they got a credit card they're not using, 1710 01:16:14,200 --> 01:16:16,800 Speaker 4: and add you to it build your credit. We talked 1711 01:16:16,840 --> 01:16:22,800 Speaker 4: about college, right, Most colleges allow you to stay off 1712 01:16:22,880 --> 01:16:24,000 Speaker 4: campus your first year. 1713 01:16:24,080 --> 01:16:24,559 Speaker 2: Some don't. 1714 01:16:24,920 --> 01:16:27,280 Speaker 4: I'm gonna tell you straight up, some don't. But what 1715 01:16:27,400 --> 01:16:30,040 Speaker 4: most people don't think about when you go to college, 1716 01:16:30,400 --> 01:16:34,679 Speaker 4: everybody pays room and board. So instead of you paying 1717 01:16:34,800 --> 01:16:37,840 Speaker 4: room and board, you got good credit. Hopefully somebody around 1718 01:16:37,840 --> 01:16:40,679 Speaker 4: you have good credit. Y'all go get a property, rent 1719 01:16:40,720 --> 01:16:43,120 Speaker 4: out the other three rooms. Now you're not even paying 1720 01:16:44,240 --> 01:16:47,880 Speaker 4: for your room. Now you have an investment vehicle. What 1721 01:16:48,080 --> 01:16:50,800 Speaker 4: that means is now for your next four years, you're 1722 01:16:50,800 --> 01:16:53,400 Speaker 4: renting out three other other rooms and you're making money 1723 01:16:53,439 --> 01:16:55,720 Speaker 4: from it. Then what happens when we usually get out 1724 01:16:55,720 --> 01:16:59,000 Speaker 4: of college, we either stay in that city or we move. Right. So, 1725 01:16:59,160 --> 01:17:00,800 Speaker 4: now let's say you do you have student loans there. 1726 01:17:00,880 --> 01:17:02,640 Speaker 4: Let's say you didn't have the scholarships. Let's say you 1727 01:17:02,640 --> 01:17:04,960 Speaker 4: didn't have all of that stuff. One thing about land, 1728 01:17:05,000 --> 01:17:08,040 Speaker 4: they're not making no more. It's just not possible. Right. 1729 01:17:08,520 --> 01:17:11,839 Speaker 4: So now as I'm tend in four years, that property's 1730 01:17:11,840 --> 01:17:12,760 Speaker 4: gonna praise for hire. 1731 01:17:13,120 --> 01:17:13,280 Speaker 6: Right. 1732 01:17:13,560 --> 01:17:15,519 Speaker 4: So now you take that same property that you and 1733 01:17:15,600 --> 01:17:18,599 Speaker 4: your family just got, sell it or rent it out, 1734 01:17:18,600 --> 01:17:20,160 Speaker 4: whichever way you want to do it. But if you 1735 01:17:20,280 --> 01:17:22,240 Speaker 4: sell it, now you pay off your student loans, and 1736 01:17:22,280 --> 01:17:24,200 Speaker 4: now you're coming out of college debt free. Now you 1737 01:17:24,280 --> 01:17:26,960 Speaker 4: can start fixing and flipping or whatever he's telling y'all 1738 01:17:27,040 --> 01:17:29,640 Speaker 4: to go do, because you have capital now to do that. 1739 01:17:30,000 --> 01:17:31,880 Speaker 4: So what I tell people all the time, the most 1740 01:17:31,920 --> 01:17:35,240 Speaker 4: successful people aren't the hardest working. They're just the most innovative. 1741 01:17:35,680 --> 01:17:40,400 Speaker 4: They're the thinkers, they're the creative people. So just create strategy. 1742 01:17:40,520 --> 01:17:42,360 Speaker 4: So what I would tell you to tell your dad 1743 01:17:42,520 --> 01:17:44,880 Speaker 4: is like all right. This is the thing about credit 1744 01:17:45,000 --> 01:17:46,880 Speaker 4: compared to that wid of money that he said, you 1745 01:17:47,000 --> 01:17:48,680 Speaker 4: get ribbed for one hundred thousand dollars? Do you have 1746 01:17:48,720 --> 01:17:52,760 Speaker 4: one hundred thousand dollars? You snatch my credit card? I'm 1747 01:17:52,800 --> 01:17:55,200 Speaker 4: gonna laugh at you because you're goofy. I'm gonna call 1748 01:17:55,200 --> 01:17:56,640 Speaker 4: as soon as I get to wherever I need to 1749 01:17:56,640 --> 01:17:58,720 Speaker 4: go to lock it down. They gonna send me another one. 1750 01:17:58,760 --> 01:18:01,439 Speaker 4: And guess what I still got. I still got that 1751 01:18:01,479 --> 01:18:02,760 Speaker 4: one hundred thousand dollars limit. 1752 01:18:02,880 --> 01:18:04,040 Speaker 2: All of course. I let me. 1753 01:18:04,200 --> 01:18:05,200 Speaker 5: Let me say this to nephew. 1754 01:18:05,240 --> 01:18:07,720 Speaker 7: I think the way you convince your daddy is learn 1755 01:18:07,840 --> 01:18:10,519 Speaker 7: how to maneuver the credit and show him how to 1756 01:18:10,560 --> 01:18:13,519 Speaker 7: fix his ship. Fact like you going to mother and learn, 1757 01:18:13,640 --> 01:18:15,720 Speaker 7: like like what they saying, learn how to do this shit. 1758 01:18:16,120 --> 01:18:19,000 Speaker 7: Listen to what they saying, going there, Google, Google AI. 1759 01:18:19,160 --> 01:18:21,920 Speaker 7: They'll t oh, I'll give it and walk your dad 1760 01:18:22,000 --> 01:18:23,519 Speaker 7: in the bank or whatever. Hey, man, going in and 1761 01:18:24,000 --> 01:18:26,280 Speaker 7: build a relationship like he was saying, build relationship and 1762 01:18:26,280 --> 01:18:27,160 Speaker 7: once you see it, shit work. 1763 01:18:27,200 --> 01:18:28,080 Speaker 5: You know what you're talking about. 1764 01:18:28,240 --> 01:18:30,000 Speaker 4: So I'm gonna tell you, I'm gonna give you another key. 1765 01:18:30,920 --> 01:18:32,800 Speaker 4: You remember we was talking about podcasts and stuff. 1766 01:18:32,840 --> 01:18:32,960 Speaker 2: Like that. 1767 01:18:33,640 --> 01:18:35,479 Speaker 4: The game is in bits and pieces of most of 1768 01:18:35,520 --> 01:18:38,040 Speaker 4: these people that do entrepreneurship, because all it is is 1769 01:18:38,080 --> 01:18:41,280 Speaker 4: their their course broken down in the pieces. That's number one. 1770 01:18:41,680 --> 01:18:44,160 Speaker 4: Number two you got CHATGBT and you got claude. So 1771 01:18:44,240 --> 01:18:46,040 Speaker 4: all you gotta do is say what are the laws 1772 01:18:46,120 --> 01:18:48,840 Speaker 4: around credit or the f c A, f c r 1773 01:18:48,960 --> 01:18:51,160 Speaker 4: A laws or whatever you want to use. Right then 1774 01:18:51,200 --> 01:18:53,360 Speaker 4: you say, hey, I'm about to upload my dad's credit report. 1775 01:18:53,439 --> 01:18:55,479 Speaker 4: Can you tell me what I need to do. It's 1776 01:18:55,560 --> 01:18:57,599 Speaker 4: gonna break down the letters for you to send out. 1777 01:18:58,160 --> 01:18:59,880 Speaker 4: You just mail those letters out for that. And then 1778 01:19:00,240 --> 01:19:02,960 Speaker 4: let's say they respond with something. You upload that into chat, 1779 01:19:03,080 --> 01:19:05,400 Speaker 4: GBT and cloud and say how do you respond to this? 1780 01:19:06,280 --> 01:19:07,760 Speaker 4: That's gonna show you how to do it without you 1781 01:19:07,840 --> 01:19:10,200 Speaker 4: doing any work. Then after you got dead credit, right, 1782 01:19:10,200 --> 01:19:13,240 Speaker 4: you go get them that credit. Hey, I'm gonna need some. 1783 01:19:13,520 --> 01:19:18,320 Speaker 5: Too, now you dad, how is showing to get some money? 1784 01:19:18,320 --> 01:19:19,639 Speaker 5: They don't need to know he telling me they get 1785 01:19:19,640 --> 01:19:19,960 Speaker 5: this money. 1786 01:19:20,400 --> 01:19:22,200 Speaker 4: I can't tell you how many people call me big 1787 01:19:22,280 --> 01:19:24,760 Speaker 4: bro that's way older than me, and I'll just be like, bro, 1788 01:19:24,880 --> 01:19:25,640 Speaker 4: I'm not your big bro. 1789 01:19:26,080 --> 01:19:29,160 Speaker 1: And how easy is it for them to uh put 1790 01:19:29,240 --> 01:19:32,360 Speaker 1: their kids on authorized user. Could you break that down, 1791 01:19:32,439 --> 01:19:35,040 Speaker 1: like the steps to make telling their parents to make 1792 01:19:35,120 --> 01:19:36,000 Speaker 1: them an authorized on. 1793 01:19:36,120 --> 01:19:38,200 Speaker 4: So literally all you're doing is calling that company and say, hey, 1794 01:19:38,240 --> 01:19:40,600 Speaker 4: I want to add authorized user. Most of them are 1795 01:19:40,720 --> 01:19:42,280 Speaker 4: just gonna ask for the name and the social Some 1796 01:19:42,479 --> 01:19:45,000 Speaker 4: may ask for the birthday. Most of them really don't. 1797 01:19:45,080 --> 01:19:46,920 Speaker 4: They ask for the name and the social then they 1798 01:19:47,040 --> 01:19:49,000 Speaker 4: just attached that name to a car. A good card 1799 01:19:49,040 --> 01:19:52,400 Speaker 4: for that is Discover. That's a great card that you 1800 01:19:52,439 --> 01:19:54,960 Speaker 4: could get on American Express. Here's another thing about credit cards. 1801 01:19:55,240 --> 01:19:57,240 Speaker 4: You want to talk to dead. Here's another thing about 1802 01:19:57,280 --> 01:19:59,760 Speaker 4: going to college. Right, Discover actually has what we call 1803 01:19:59,800 --> 01:20:02,160 Speaker 4: it credit card, so they know that y'all don't have 1804 01:20:02,240 --> 01:20:04,760 Speaker 4: good credit yet they're going to give your first credit card. 1805 01:20:04,800 --> 01:20:06,080 Speaker 4: But here's the other thing. They have about what we 1806 01:20:06,160 --> 01:20:08,799 Speaker 4: call an honor system, so they give you a credit 1807 01:20:09,320 --> 01:20:12,320 Speaker 4: every semester for good grades. So you're getting paid to 1808 01:20:12,439 --> 01:20:13,280 Speaker 4: have a credit card. 1809 01:20:14,960 --> 01:20:18,080 Speaker 7: But we got to talk about first generation hustler. We 1810 01:20:18,160 --> 01:20:20,120 Speaker 7: can't talk about like my dad ain't got no credit 1811 01:20:20,120 --> 01:20:22,000 Speaker 7: case shit either. That's what we telling from that point 1812 01:20:22,000 --> 01:20:24,759 Speaker 7: of view, Like I got first generation, Like I'm finna 1813 01:20:24,760 --> 01:20:27,000 Speaker 7: help to show my family how to turn my family around. 1814 01:20:27,680 --> 01:20:29,720 Speaker 7: Most of these kids in here like that, like it's 1815 01:20:29,800 --> 01:20:32,240 Speaker 7: all on me. So we got to talk about the 1816 01:20:32,320 --> 01:20:34,439 Speaker 7: niggas who it's all on me. It's shit start up 1817 01:20:34,479 --> 01:20:34,680 Speaker 7: right here. 1818 01:20:34,680 --> 01:20:36,680 Speaker 5: I ain't got nobody. Ain't nobody going to ask me 1819 01:20:36,720 --> 01:20:37,120 Speaker 5: to nothing? 1820 01:20:37,439 --> 01:20:40,400 Speaker 2: All right? So boom that's my niche I like taking 1821 01:20:40,439 --> 01:20:42,920 Speaker 2: someone from nothing and turns into something. Do I go 1822 01:20:43,080 --> 01:20:45,760 Speaker 2: zero to one hundred thousand and a hundred days? Right? 1823 01:20:46,120 --> 01:20:48,360 Speaker 2: I did that sixteen times this year with random people, 1824 01:20:48,479 --> 01:20:51,760 Speaker 2: starting at eighteen. So what he said was critical if 1825 01:20:51,800 --> 01:20:53,680 Speaker 2: y'all was listening. When you actually get AD as an 1826 01:20:53,680 --> 01:20:56,439 Speaker 2: authorized user, they asks for your name and your social 1827 01:20:56,880 --> 01:20:59,800 Speaker 2: Nobody asks for your birthday. So I got my first 1828 01:20:59,800 --> 01:21:03,160 Speaker 2: credit card at sixteen from best Buy and really a 1829 01:21:03,240 --> 01:21:05,479 Speaker 2: dude from Morehouse was the guy. He was getting his commission. 1830 01:21:05,520 --> 01:21:08,000 Speaker 2: I was trying to buy a MacBook zero percent interest 1831 01:21:08,080 --> 01:21:10,360 Speaker 2: eighteen months. I'm like, I don't got twelve hundred, but 1832 01:21:10,400 --> 01:21:13,920 Speaker 2: I could do one hundred dollars a month, right. He 1833 01:21:14,160 --> 01:21:17,960 Speaker 2: changed the last two dates on my birthday so it 1834 01:21:18,040 --> 01:21:20,599 Speaker 2: looked like I was eighteen. So then a credit card 1835 01:21:20,680 --> 01:21:23,880 Speaker 2: got issued. Some of y'all parents, I unfortunately know, have 1836 01:21:24,000 --> 01:21:26,360 Speaker 2: put cable bills and power bills in y'all name, that 1837 01:21:26,520 --> 01:21:30,040 Speaker 2: is that not for a though technically it is all. 1838 01:21:29,880 --> 01:21:33,040 Speaker 4: Okay, should get it off, but a lot of them 1839 01:21:33,080 --> 01:21:34,719 Speaker 4: don't even know they got it till they turn eighteen. 1840 01:21:34,760 --> 01:21:38,479 Speaker 2: They don't know they got it. So with your penalties, 1841 01:21:38,520 --> 01:21:41,160 Speaker 2: if you get caught though nothing, you just simply provide 1842 01:21:41,200 --> 01:21:42,840 Speaker 2: that I was not eighteen at the time. This has 1843 01:21:42,880 --> 01:21:45,200 Speaker 2: to come off. That's the finesse. It's the legal rights, 1844 01:21:45,360 --> 01:21:47,640 Speaker 2: the rules and regulations she was talking about. But if 1845 01:21:47,680 --> 01:21:49,840 Speaker 2: you're starting out the mud, if you don't have no 1846 01:21:50,000 --> 01:21:53,519 Speaker 2: credit right, I'm telling you the game. It was a typo. 1847 01:21:53,840 --> 01:21:55,639 Speaker 2: I'm not born in ninety seven. I might be born 1848 01:21:55,720 --> 01:21:58,800 Speaker 2: ninety five, ninety four, whatever makes you eighteen. You can 1849 01:21:58,920 --> 01:22:01,720 Speaker 2: then go to these banks until the stores and get 1850 01:22:01,760 --> 01:22:04,400 Speaker 2: you a zero percent interest credit card. So stores that 1851 01:22:04,439 --> 01:22:06,320 Speaker 2: would give you a credit card with zero percent that 1852 01:22:06,439 --> 01:22:08,679 Speaker 2: means that yes. 1853 01:22:09,000 --> 01:22:10,960 Speaker 5: So you going to the Mason gave me when I 1854 01:22:11,040 --> 01:22:15,400 Speaker 5: was Polo and fuck Cam, I get this later. 1855 01:22:17,040 --> 01:22:20,160 Speaker 2: Go on to the retails. So retail stores like Macy's 1856 01:22:20,240 --> 01:22:23,479 Speaker 2: pay American Express discovered card a master card to give 1857 01:22:23,920 --> 01:22:26,360 Speaker 2: predatory lending. Essentially, the people that they know are not 1858 01:22:26,520 --> 01:22:28,920 Speaker 2: going to pay it back, but it's okay because it 1859 01:22:29,000 --> 01:22:31,519 Speaker 2: helps them to build the big company. Gonna write off you, 1860 01:22:31,680 --> 01:22:33,120 Speaker 2: not paying it back like a loss, like I rode 1861 01:22:33,160 --> 01:22:35,840 Speaker 2: up that three fifty. Right. But the game for you 1862 01:22:36,040 --> 01:22:38,439 Speaker 2: is this. You get that zero percent entest credit card 1863 01:22:38,720 --> 01:22:40,479 Speaker 2: for eighteen to twenty four months. That means that you 1864 01:22:40,520 --> 01:22:43,080 Speaker 2: don't have to pay them nothing extra for eighteen to 1865 01:22:43,200 --> 01:22:46,320 Speaker 2: twenty four months. Right, You take that money. Now, the 1866 01:22:46,400 --> 01:22:48,559 Speaker 2: stores that you can actually buy and spend stuff are 1867 01:22:48,600 --> 01:22:51,160 Speaker 2: gonna be co branded label cards. Don't get just the 1868 01:22:51,240 --> 01:22:53,960 Speaker 2: Macy's card if it's just Macy's. You want the Macy's AMX, 1869 01:22:54,200 --> 01:22:56,800 Speaker 2: the Macy's Visa, the Maze's master Card, because you can 1870 01:22:56,920 --> 01:23:01,080 Speaker 2: use that card anywhere. Now, you get more money from 1871 01:23:01,240 --> 01:23:03,519 Speaker 2: retail partners instead of a regular If you go straight 1872 01:23:03,560 --> 01:23:05,880 Speaker 2: to AMX, it'll give you less. If you go to Macy's, 1873 01:23:05,880 --> 01:23:07,840 Speaker 2: they'll give you more because Macy's paid them to give 1874 01:23:07,880 --> 01:23:10,360 Speaker 2: you more. You follow me. So at that point you 1875 01:23:10,439 --> 01:23:14,400 Speaker 2: take that money, you could go to a store. You 1876 01:23:14,439 --> 01:23:16,400 Speaker 2: would go to a check cashing place wherever you want 1877 01:23:16,439 --> 01:23:18,840 Speaker 2: to go right and do what you call in advance. 1878 01:23:19,080 --> 01:23:22,280 Speaker 2: It's not a cash advance. You're telling them, hey, I 1879 01:23:22,360 --> 01:23:26,519 Speaker 2: want to use your merchant processing to liquidate my cards. 1880 01:23:27,439 --> 01:23:30,200 Speaker 2: Now you take this credit card that got ten thousand 1881 01:23:30,240 --> 01:23:32,880 Speaker 2: on it was zero percent for two years, and you 1882 01:23:33,040 --> 01:23:35,920 Speaker 2: take it off. They charge you three percent. Right, you 1883 01:23:36,000 --> 01:23:37,800 Speaker 2: get them they three hundred dollars. Now you have nine 1884 01:23:38,200 --> 01:23:42,439 Speaker 2: seven hundred dollars cash right to invest. Now, like he said, 1885 01:23:42,479 --> 01:23:44,920 Speaker 2: getting thirty forty fifty thousand is easy. You could do 1886 01:23:45,000 --> 01:23:47,920 Speaker 2: that in two three days. You take all that money, 1887 01:23:48,040 --> 01:23:50,839 Speaker 2: you go buy you a flip the way you do flips. 1888 01:23:50,920 --> 01:23:53,519 Speaker 2: You don't need any tax returns, you don't need anything 1889 01:23:53,600 --> 01:23:56,439 Speaker 2: to do this. It's called private money. You guys. All 1890 01:23:56,520 --> 01:23:59,960 Speaker 2: they care about is the property and your credit score 1891 01:24:00,720 --> 01:24:02,640 Speaker 2: and really just having the money. If the property is 1892 01:24:02,640 --> 01:24:04,280 Speaker 2: good enough to give you higher interest rate and give you. 1893 01:24:04,280 --> 01:24:06,439 Speaker 6: The money, would you recommend wholesaling to them or not? 1894 01:24:06,880 --> 01:24:09,360 Speaker 2: I would say whole selling is another route too, because 1895 01:24:09,400 --> 01:24:12,400 Speaker 2: whole selling doesn't require any money. Whole selling require time, 1896 01:24:12,439 --> 01:24:15,160 Speaker 2: which is what all y'all have in the phone. If 1897 01:24:15,200 --> 01:24:17,439 Speaker 2: you're in the y'all in the I'm assuming in the trenches, 1898 01:24:17,840 --> 01:24:20,000 Speaker 2: that's the best place. The hood is good, right, that's 1899 01:24:20,040 --> 01:24:22,920 Speaker 2: what we buy out our real estate because gentrification happened. 1900 01:24:22,920 --> 01:24:25,519 Speaker 2: When y'all see the white, the white paint, the blue doors, 1901 01:24:25,560 --> 01:24:28,120 Speaker 2: the red doors, that mean they're coming and gentrifying the area. 1902 01:24:28,400 --> 01:24:31,479 Speaker 2: So if you know somebody who unfortunately grandma just passed away, 1903 01:24:31,680 --> 01:24:35,160 Speaker 2: brought and got locked up or killed. Either way, what 1904 01:24:35,280 --> 01:24:37,639 Speaker 2: y'all gonna do with the house? You feel me? Then 1905 01:24:37,680 --> 01:24:39,479 Speaker 2: you call somebody like me. I'm happy he said that, 1906 01:24:39,640 --> 01:24:41,479 Speaker 2: anybody here find me a dal I got ten thousand 1907 01:24:41,520 --> 01:24:43,880 Speaker 2: for you. For each deal you find me ten thousand, 1908 01:24:44,680 --> 01:24:46,400 Speaker 2: I will buy them and I got cash. I close 1909 01:24:46,439 --> 01:24:48,000 Speaker 2: it quick. So if you know somebody in the hood 1910 01:24:48,040 --> 01:24:51,240 Speaker 2: that grandmother died, they bought a wholesaling behind on taxes. 1911 01:24:51,560 --> 01:24:53,400 Speaker 2: You go to them and say, hey, grandma, you look 1912 01:24:53,439 --> 01:24:55,240 Speaker 2: on your phone. You go on Zillo. Zillo will tell 1913 01:24:55,240 --> 01:24:56,880 Speaker 2: you a rough estimate of what the house is worth. 1914 01:24:57,479 --> 01:24:59,760 Speaker 2: You tell them like thirty percent less. You feel me. 1915 01:25:00,000 --> 01:25:02,240 Speaker 2: So if it's worth a hundred thousand, be like Grahams, 1916 01:25:02,280 --> 01:25:05,240 Speaker 2: I get you seventy thousand for the crib. They'd be like, yeah, 1917 01:25:06,240 --> 01:25:08,880 Speaker 2: you didn't give them a contract. Anybody that from this 1918 01:25:09,080 --> 01:25:11,880 Speaker 2: today and watch this episode that DMS meet the word 1919 01:25:11,920 --> 01:25:14,280 Speaker 2: whole set, I will send y'all a free contract that 1920 01:25:14,400 --> 01:25:17,600 Speaker 2: you give to the actual seller. Now that you have 1921 01:25:17,720 --> 01:25:20,280 Speaker 2: this piece of paper, if you pay seventy thousand four 1922 01:25:20,280 --> 01:25:21,800 Speaker 2: and it's worth one hundred, you can turn around and 1923 01:25:21,800 --> 01:25:24,000 Speaker 2: go sell it to somebody for eighty five ninety and 1924 01:25:24,080 --> 01:25:26,760 Speaker 2: they'll buy it quick. And now, how much did you 1925 01:25:26,920 --> 01:25:31,000 Speaker 2: just make fifteen to twenty? How much did you spend? 1926 01:25:32,360 --> 01:25:34,200 Speaker 2: You spent nothing time. 1927 01:25:34,720 --> 01:25:36,519 Speaker 4: So I'm gonna say something too, and I want you 1928 01:25:36,600 --> 01:25:36,880 Speaker 4: to do that. 1929 01:25:37,360 --> 01:25:39,160 Speaker 1: Come on, wait, I got a teen for you right now, 1930 01:25:39,560 --> 01:25:41,840 Speaker 1: and dm me trade for my free beginner's course. 1931 01:25:41,880 --> 01:25:44,800 Speaker 2: I got yall, but another thing I want to send 1932 01:25:44,840 --> 01:25:46,000 Speaker 2: a team right now we're doing. 1933 01:25:46,800 --> 01:25:50,840 Speaker 4: I was gonna say another thing, I know, going back 1934 01:25:50,880 --> 01:25:53,280 Speaker 4: to that conversation about the authorized using and stuff like that, 1935 01:25:53,320 --> 01:25:54,880 Speaker 4: I want you to think about something else, because, like 1936 01:25:54,920 --> 01:25:56,680 Speaker 4: you said, what if you ain't got nobody with that? 1937 01:25:57,120 --> 01:25:59,759 Speaker 4: Remember I told y'all relationships and y'all add value matters. 1938 01:26:00,960 --> 01:26:02,880 Speaker 4: I'm quite sure some people the same way he said, 1939 01:26:02,960 --> 01:26:05,080 Speaker 4: knock on the doors for the whole selling. Go knock 1940 01:26:05,120 --> 01:26:07,639 Speaker 4: on the doors or some grandmas. Look, I know three 1941 01:26:07,640 --> 01:26:09,439 Speaker 4: people right now. Because here's the thing. People that need 1942 01:26:09,520 --> 01:26:12,320 Speaker 4: real estate, they gotta boost their credit first. 1943 01:26:12,360 --> 01:26:12,479 Speaker 2: Thing. 1944 01:26:12,479 --> 01:26:14,559 Speaker 4: They going to do is get authorized users. There's authorized 1945 01:26:14,600 --> 01:26:17,400 Speaker 4: usual websites. This is not any illegal thing that you 1946 01:26:17,680 --> 01:26:17,880 Speaker 4: can do. 1947 01:26:18,160 --> 01:26:18,759 Speaker 2: This is legal. 1948 01:26:19,000 --> 01:26:20,960 Speaker 4: People pay to get added the credit cards to boost 1949 01:26:21,000 --> 01:26:23,559 Speaker 4: their scores. I need to be added to somebody already. 1950 01:26:23,640 --> 01:26:25,360 Speaker 4: I tell people all the time the best job is 1951 01:26:25,400 --> 01:26:27,879 Speaker 4: the middleman's job. Or people don't think about the middleman. 1952 01:26:28,080 --> 01:26:29,920 Speaker 4: So if I know I need to be added, yo, 1953 01:26:30,520 --> 01:26:33,200 Speaker 4: I know this person charging let's say two fifty. Let's 1954 01:26:33,200 --> 01:26:34,680 Speaker 4: say you don't even they don't even know how much 1955 01:26:34,680 --> 01:26:36,680 Speaker 4: they want to charge. Right, Hey, what if I get 1956 01:26:36,680 --> 01:26:39,240 Speaker 4: you two people that pay you two fifty apiece, you 1957 01:26:39,400 --> 01:26:42,160 Speaker 4: just give me fifty dollars an add me to. You 1958 01:26:42,400 --> 01:26:45,000 Speaker 4: just made money with them because you brought value to them. 1959 01:26:45,320 --> 01:26:47,840 Speaker 4: People don't understand that relationships are everything. And here's the 1960 01:26:47,880 --> 01:26:50,360 Speaker 4: other thing for y'all. Shit, here's the other thing for y'all. 1961 01:26:50,680 --> 01:26:53,200 Speaker 4: Y'all know about the water boys y'all in the a. 1962 01:26:53,840 --> 01:26:55,920 Speaker 4: You know why people buy water from a water boy 1963 01:26:56,200 --> 01:26:59,559 Speaker 4: or somebody y'all age compared to us. They don't want 1964 01:26:59,560 --> 01:27:01,439 Speaker 4: to see y'all go down the routes that we took 1965 01:27:01,720 --> 01:27:03,960 Speaker 4: or the routes that we could have took, the things 1966 01:27:04,000 --> 01:27:06,080 Speaker 4: that we've dealt with. So let's say you do got 1967 01:27:06,160 --> 01:27:07,400 Speaker 4: a business idea, you ain't got to do none of 1968 01:27:07,439 --> 01:27:09,479 Speaker 4: the stuff that we talking about. All you gotta do 1969 01:27:09,560 --> 01:27:12,240 Speaker 4: is have away with your words, not go to that 1970 01:27:12,360 --> 01:27:15,519 Speaker 4: mam and pop restaurant. Hey, my name is John. I 1971 01:27:15,560 --> 01:27:16,920 Speaker 4: don't want to be in the streets. I want to 1972 01:27:16,920 --> 01:27:20,040 Speaker 4: provide another life for my family. I just created this book. 1973 01:27:20,120 --> 01:27:21,719 Speaker 4: I'm just trying to sell in front of your store, 1974 01:27:21,960 --> 01:27:24,160 Speaker 4: even if you could just buy one or let me 1975 01:27:24,240 --> 01:27:26,400 Speaker 4: get ten. I don't want to see you in the 1976 01:27:26,439 --> 01:27:29,439 Speaker 4: streets either. But see, y'all don't understand the value of children. 1977 01:27:29,479 --> 01:27:32,439 Speaker 4: That's why I started the business with my daughter, because 1978 01:27:32,479 --> 01:27:35,080 Speaker 4: of the fact that we understand that children have much 1979 01:27:35,240 --> 01:27:37,840 Speaker 4: just as much value as adults. People always talk about business. 1980 01:27:37,880 --> 01:27:40,720 Speaker 4: When you've grown, y'all can run businesses. Now my daughter 1981 01:27:40,800 --> 01:27:42,600 Speaker 4: is twelve years old and have been on one of 1982 01:27:42,600 --> 01:27:44,840 Speaker 4: the biggest stations that most adults wish they could be on, 1983 01:27:44,880 --> 01:27:46,880 Speaker 4: which is a ted stage. Me and her did a 1984 01:27:46,920 --> 01:27:49,920 Speaker 4: TEDx talk together. Why because of the fact that I 1985 01:27:50,000 --> 01:27:52,599 Speaker 4: knew the value of my daughter. Y'all gotta understand y'all value. 1986 01:27:52,720 --> 01:27:54,880 Speaker 4: See people look at it as my parents and this 1987 01:27:55,000 --> 01:27:57,320 Speaker 4: and that no, you have the most power that we 1988 01:27:57,439 --> 01:27:59,680 Speaker 4: could ever have. Imagine one of y'all taking this course, 1989 01:27:59,720 --> 01:28:02,360 Speaker 4: become one of his mentees and learn how to sales stocks. 1990 01:28:02,720 --> 01:28:03,160 Speaker 5: You know what I mean. 1991 01:28:03,200 --> 01:28:05,160 Speaker 4: The adults who buy from y'all before they buy from him, 1992 01:28:05,400 --> 01:28:08,680 Speaker 4: knowing is worth because you're a challeng They believe in 1993 01:28:08,720 --> 01:28:10,400 Speaker 4: you more than they gonna believe in us, because they 1994 01:28:10,400 --> 01:28:11,960 Speaker 4: don't want to see you go down the wrong roads. 1995 01:28:12,240 --> 01:28:14,439 Speaker 4: So y'all can tax on stuff that we can't tax on. 1996 01:28:14,479 --> 01:28:16,479 Speaker 4: I tell people all the time, if I got eliminatede 1997 01:28:16,520 --> 01:28:18,479 Speaker 4: stand and my daughter got eliminate stand, you don't know 1998 01:28:18,520 --> 01:28:20,559 Speaker 4: the price of either one. Y'all gonna go to her first, 1999 01:28:20,760 --> 01:28:23,320 Speaker 4: her eliminated nasty and she's charging it for twenty dollars. 2000 01:28:23,760 --> 01:28:26,519 Speaker 4: Oh she's so cute. Let me get one. They gonna 2001 01:28:26,520 --> 01:28:27,920 Speaker 4: look at you like why that grown man over there 2002 01:28:27,960 --> 01:28:32,800 Speaker 4: selling lemonade? So understand y'all value. So whatever business ideas 2003 01:28:32,880 --> 01:28:35,200 Speaker 4: y'all got, this is what we didn't talk about. Business 2004 01:28:35,240 --> 01:28:38,160 Speaker 4: plans and understand how the right one go on cloud 2005 01:28:38,240 --> 01:28:40,040 Speaker 4: chat GBT, I don't care if you want to sell shirts, 2006 01:28:40,080 --> 01:28:42,160 Speaker 4: you want to sell shoes, you want to sell graphics, 2007 01:28:42,200 --> 01:28:44,280 Speaker 4: you want to sell beats. Go on there, Hey, create 2008 01:28:44,360 --> 01:28:47,559 Speaker 4: me a business plan, Then create me a proposal. Now 2009 01:28:47,640 --> 01:28:50,120 Speaker 4: you go study this proposal like a rap lyric. You 2010 01:28:50,200 --> 01:28:52,479 Speaker 4: study this proposal that you go to different businesses and say, hey, 2011 01:28:52,760 --> 01:28:53,479 Speaker 4: this is my business. 2012 01:28:53,520 --> 01:28:54,160 Speaker 5: This is what I want to do. 2013 01:28:54,240 --> 01:28:55,680 Speaker 4: This is what I am planning. A converts the's on 2014 01:28:55,720 --> 01:28:58,800 Speaker 4: my projection. I just need somebody to investing me. I 2015 01:28:58,960 --> 01:29:01,719 Speaker 4: just need somebody to believe in me. It's that easy. 2016 01:29:01,720 --> 01:29:03,240 Speaker 4: And you're gonna get bag at the bag at the back. 2017 01:29:03,320 --> 01:29:06,880 Speaker 4: Now here's the other thing, because yeah, I see a 2018 01:29:06,920 --> 01:29:08,599 Speaker 4: lot of y'all be outside of that Walmart with them 2019 01:29:08,640 --> 01:29:11,880 Speaker 4: AAU little flying something about y'all got a AU team, 2020 01:29:11,920 --> 01:29:13,120 Speaker 4: the same thing them boys doing. 2021 01:29:13,400 --> 01:29:16,080 Speaker 5: It's the same thing. That's the same thing. 2022 01:29:16,360 --> 01:29:17,240 Speaker 2: You legit. 2023 01:29:17,520 --> 01:29:19,719 Speaker 4: I got that nineteen years old with the helmet. Nigga, 2024 01:29:19,760 --> 01:29:23,240 Speaker 4: you don't play no foot. You can do the same 2025 01:29:23,320 --> 01:29:27,000 Speaker 4: ship with somebody chat she this shit sounds too good? Yeah, 2026 01:29:27,040 --> 01:29:29,439 Speaker 4: hey man, instead of it like no, you're right and 2027 01:29:29,560 --> 01:29:31,320 Speaker 4: I and I'll give y'all my formula because I am 2028 01:29:31,400 --> 01:29:34,200 Speaker 4: a speaker, I call it laugh cry by. What does 2029 01:29:34,280 --> 01:29:37,800 Speaker 4: that mean? You entertain somebody? First? Well, most people don't 2030 01:29:37,800 --> 01:29:40,000 Speaker 4: realize when people look at somebody that's doing sales. They're 2031 01:29:40,080 --> 01:29:41,680 Speaker 4: looking for you to sell to them. When I was 2032 01:29:41,720 --> 01:29:43,000 Speaker 4: in sales and I was a top I was a 2033 01:29:43,120 --> 01:29:46,080 Speaker 4: number one salesperson in Verizon. When I first started working 2034 01:29:46,080 --> 01:29:48,479 Speaker 4: for Verizon. This is a Fortune fifteen company. At the time, 2035 01:29:48,760 --> 01:29:50,479 Speaker 4: I was in a predominantly white area and I was 2036 01:29:50,520 --> 01:29:52,400 Speaker 4: a number one sales rep in the entire country of 2037 01:29:52,479 --> 01:29:55,200 Speaker 4: a Fortune fifteen company. Why Because I knew how to 2038 01:29:55,280 --> 01:29:57,720 Speaker 4: sell to people. Laugh cry by what I do. When 2039 01:29:57,720 --> 01:29:59,680 Speaker 4: you come in, I'm entertaining you. I'm making it fun. 2040 01:29:59,760 --> 01:30:03,360 Speaker 4: I you know, entertaining. Right, then I go into this 2041 01:30:03,479 --> 01:30:05,120 Speaker 4: method what I call cry, which I tell you my 2042 01:30:05,240 --> 01:30:07,680 Speaker 4: story and why I'm doing what I'm doing. Now you're 2043 01:30:07,720 --> 01:30:09,479 Speaker 4: more inclined to buy from me because I took your 2044 01:30:09,520 --> 01:30:11,280 Speaker 4: guard down and now you're actually thinking about what I 2045 01:30:11,360 --> 01:30:13,280 Speaker 4: went through. Think about it like it's a homeless person 2046 01:30:13,320 --> 01:30:15,160 Speaker 4: that's playing an instrument compared to a homeless person just 2047 01:30:15,200 --> 01:30:17,080 Speaker 4: with change. Who are you going to get your money to? 2048 01:30:17,800 --> 01:30:19,680 Speaker 4: You entertain the person. And then when that homeless person 2049 01:30:19,720 --> 01:30:22,479 Speaker 4: that's playing that instrument says, hey, I moved out here 2050 01:30:22,520 --> 01:30:25,200 Speaker 4: to play this instrument. I lost my family, I lost everything, 2051 01:30:25,520 --> 01:30:27,680 Speaker 4: I believed in myself, and I invested myself. You got 2052 01:30:27,720 --> 01:30:29,760 Speaker 4: somebody giving them one hundred dollars compared to the person 2053 01:30:29,760 --> 01:30:32,960 Speaker 4: that's getting pennies, so understand the laugh cry. And then 2054 01:30:33,000 --> 01:30:35,040 Speaker 4: that person's gonna buy from you because they believe in 2055 01:30:35,120 --> 01:30:37,120 Speaker 4: your story. But first you gotta let them get their 2056 01:30:37,120 --> 01:30:38,600 Speaker 4: guard down. So you going to that store and like 2057 01:30:38,800 --> 01:30:40,960 Speaker 4: you do your little TikTok NaNs. They're like, what you're doing? 2058 01:30:41,000 --> 01:30:43,679 Speaker 4: You laughing? I'm just trying to get on. I would 2059 01:30:43,680 --> 01:30:45,920 Speaker 4: love the market for your business, though. I just want 2060 01:30:45,960 --> 01:30:47,120 Speaker 4: to make some money so I can take care of 2061 01:30:47,200 --> 01:30:48,920 Speaker 4: my siblings. I don't want to go to the streets, 2062 01:30:48,960 --> 01:30:50,360 Speaker 4: and I don't want to try. I don't want to 2063 01:30:50,400 --> 01:30:52,679 Speaker 4: go to jail like everybody else. I got five hundred 2064 01:30:52,680 --> 01:30:55,679 Speaker 4: followers on TikTok. These people got twenty, so they looking 2065 01:30:55,680 --> 01:30:57,080 Speaker 4: at you. Oh my gosh, you got five hundred. 2066 01:30:57,160 --> 01:30:57,320 Speaker 2: Yeah. 2067 01:30:57,320 --> 01:30:58,880 Speaker 4: I just did a thousand views on my little dance. 2068 01:30:59,000 --> 01:31:00,920 Speaker 4: All you gotta know is a trending song. You're gonna 2069 01:31:00,920 --> 01:31:03,800 Speaker 4: go viral anyway. Now they see a thousand people, they like, 2070 01:31:03,800 --> 01:31:06,200 Speaker 4: oh yeah, we'll support you. You say you want to 2071 01:31:06,200 --> 01:31:07,720 Speaker 4: stay out of the streets, if you promise me to 2072 01:31:07,720 --> 01:31:08,400 Speaker 4: stay out of the streets. 2073 01:31:08,439 --> 01:31:08,720 Speaker 5: I got you. 2074 01:31:08,880 --> 01:31:10,920 Speaker 4: How many times have we heard that if you stay 2075 01:31:11,160 --> 01:31:12,880 Speaker 4: as we was growing up, Hey, man, if you just 2076 01:31:12,920 --> 01:31:15,160 Speaker 4: go this way, I got you. We just ain't taken 2077 01:31:15,160 --> 01:31:17,320 Speaker 4: advantage of it. This is y'all time to take advantage 2078 01:31:17,360 --> 01:31:19,800 Speaker 4: of it. Don't be like everybody else and be behind 2079 01:31:19,880 --> 01:31:21,840 Speaker 4: the wall. Be in front of it telling them not 2080 01:31:21,920 --> 01:31:24,479 Speaker 4: to get behind the wall. That's how we got here 2081 01:31:24,520 --> 01:31:27,000 Speaker 4: because we realized which route we could take. We all 2082 01:31:27,080 --> 01:31:29,320 Speaker 4: have options. But people feel like, oh, because so and 2083 01:31:29,400 --> 01:31:31,000 Speaker 4: so doing this because of my environment. 2084 01:31:31,200 --> 01:31:31,800 Speaker 5: I come from this. 2085 01:31:31,920 --> 01:31:33,960 Speaker 4: I come from that. Look I didn't tell y'all my story. 2086 01:31:34,080 --> 01:31:35,920 Speaker 4: I graduated high school with a two point zero, but 2087 01:31:36,000 --> 01:31:38,040 Speaker 4: I also graduated at the age of sixteen. So when 2088 01:31:38,040 --> 01:31:39,680 Speaker 4: I tell people I graduated at the a sixteen, Oh, 2089 01:31:39,720 --> 01:31:41,360 Speaker 4: you're so smart. No, I graduated two point oh. I 2090 01:31:41,400 --> 01:31:42,599 Speaker 4: think they really tried to get me out of there. 2091 01:31:42,840 --> 01:31:44,840 Speaker 4: Then I get to college, I think I'm smart. I 2092 01:31:44,920 --> 01:31:47,720 Speaker 4: graduated college with a two point oh, same thing, but 2093 01:31:47,800 --> 01:31:49,800 Speaker 4: I got an NBA and I'm working on my second 2094 01:31:49,840 --> 01:31:52,000 Speaker 4: master's in social work right now. So you can't say 2095 01:31:52,040 --> 01:31:53,600 Speaker 4: that somebody's gonna tell you what you can and what 2096 01:31:53,640 --> 01:31:56,000 Speaker 4: you can't do you got the pin you write your story. 2097 01:31:56,640 --> 01:31:58,920 Speaker 2: Man, let me full a circle, he said. So you 2098 01:31:58,960 --> 01:32:00,600 Speaker 2: know how you say you go to this stove and 2099 01:32:00,720 --> 01:32:02,759 Speaker 2: you consistently go and ask them for help and stuff. 2100 01:32:03,600 --> 01:32:06,519 Speaker 2: So what I left out was when I got to Morehouse, 2101 01:32:06,560 --> 01:32:08,120 Speaker 2: I used to have a high tied fade coming like, man, 2102 01:32:08,120 --> 01:32:10,400 Speaker 2: I'm I'm gonna go kid and play in market. Right, 2103 01:32:11,240 --> 01:32:13,720 Speaker 2: So I sold closing shoes. I realized that dudes and 2104 01:32:13,760 --> 01:32:16,160 Speaker 2: Mause was rich. So I'm like, they wear these joints 2105 01:32:16,200 --> 01:32:17,479 Speaker 2: one time and they like, I'm gonna get the new ones. 2106 01:32:17,520 --> 01:32:19,599 Speaker 2: I'm gonna sell them. So I started flipping shoes, going 2107 01:32:19,600 --> 01:32:22,240 Speaker 2: to sneaker conventions and stuff like that. Right, look, how 2108 01:32:22,479 --> 01:32:25,400 Speaker 2: full circle this didn't come? I'm a freshman with a 2109 01:32:25,479 --> 01:32:28,240 Speaker 2: high tip fade, kid and play two steps. I go 2110 01:32:28,400 --> 01:32:31,120 Speaker 2: to a store on Peter Street. I went tomorrowse on 2111 01:32:31,200 --> 01:32:34,680 Speaker 2: Peter Street called Fly Kick Shout off Fly. Look how 2112 01:32:34,760 --> 01:32:35,479 Speaker 2: full circle had come? 2113 01:32:35,560 --> 01:32:35,680 Speaker 8: Now? 2114 01:32:36,880 --> 01:32:40,000 Speaker 2: I go to the store so much selling shoes, right, 2115 01:32:40,080 --> 01:32:43,639 Speaker 2: I'm like, man who own the store is fly? Right? 2116 01:32:44,720 --> 01:32:48,160 Speaker 2: Me as A was sixteen brou as A as a 2117 01:32:48,200 --> 01:32:51,280 Speaker 2: freshman in college, hustling, doing nothing to do. I was 2118 01:32:51,360 --> 01:32:53,400 Speaker 2: so consistent I'm like, bro, when the owner gonna be here, 2119 01:32:53,520 --> 01:32:54,800 Speaker 2: they'll be like, oh, he traveling, he's doing it. I 2120 01:32:54,840 --> 01:32:57,760 Speaker 2: had no idea who Fly was, didn't know what he 2121 01:32:57,800 --> 01:32:59,400 Speaker 2: had going. I thought he just sold shoes. I'm trying 2122 01:32:59,400 --> 01:33:00,880 Speaker 2: to get the plug you feel me and telling them 2123 01:33:00,920 --> 01:33:02,160 Speaker 2: I look, I'll be your plub. But I don't got 2124 01:33:02,240 --> 01:33:04,320 Speaker 2: enough money to buy all the shoes from other kids. 2125 01:33:04,520 --> 01:33:07,840 Speaker 2: If you front me, I'll go do woo woo. So 2126 01:33:07,920 --> 01:33:09,720 Speaker 2: I just kept folling up. Cap found on capt found up. 2127 01:33:09,920 --> 01:33:12,560 Speaker 2: I ended up meeting Fly. Still don't know who Fly is. 2128 01:33:12,600 --> 01:33:15,160 Speaker 2: Still don't know at this time this twenty fourteen rich 2129 01:33:15,240 --> 01:33:17,880 Speaker 2: homie Trinidad. They lick. I'm like, I don't know who 2130 01:33:17,920 --> 01:33:20,640 Speaker 2: Fly is though, I'm just a kid in college. Right. 2131 01:33:20,800 --> 01:33:23,360 Speaker 2: So by me doing what you said going to that 2132 01:33:23,439 --> 01:33:25,160 Speaker 2: store following the found up, I built the bridge with 2133 01:33:25,280 --> 01:33:28,080 Speaker 2: Fly and Flyers is a real nigga that reached back, right, 2134 01:33:28,680 --> 01:33:31,040 Speaker 2: So we just continued to build and grow. When I 2135 01:33:31,080 --> 01:33:33,080 Speaker 2: started getting in real estate, Flyer was the first one 2136 01:33:33,160 --> 01:33:35,719 Speaker 2: to really support me. Right. You talked about rooming housing, 2137 01:33:35,800 --> 01:33:38,280 Speaker 2: getting college houses and renting your rooms out. I got 2138 01:33:38,400 --> 01:33:41,600 Speaker 2: forty of them right down in college on a Palmetto 2139 01:33:41,840 --> 01:33:44,160 Speaker 2: and fly one hundred and fifty behind me on Parsons. 2140 01:33:44,520 --> 01:33:48,920 Speaker 2: He put me onto that play right, me talking to him. Mentorship, Right, 2141 01:33:48,960 --> 01:33:51,439 Speaker 2: it grew. You grow a relationship, right, you tell somebody 2142 01:33:51,520 --> 01:33:53,760 Speaker 2: what it is, Hey Fly, I'm working corporate, I just 2143 01:33:53,800 --> 01:33:55,320 Speaker 2: had a baby. I'm gonna get in real estate. 2144 01:33:55,400 --> 01:33:55,880 Speaker 3: Woo woo. 2145 01:33:56,200 --> 01:33:58,080 Speaker 2: I want to start selling. He tell me what to do. 2146 01:33:58,200 --> 01:34:00,840 Speaker 2: He plugged me in with people, right, he me Aristotle, 2147 01:34:00,920 --> 01:34:03,160 Speaker 2: that's the point of mentorship. So somebody I met in 2148 01:34:03,240 --> 01:34:05,679 Speaker 2: twenty sixteen from a cold college, just pulling up, knocking 2149 01:34:05,720 --> 01:34:07,599 Speaker 2: on the door, like when the owner gonna be here, 2150 01:34:07,920 --> 01:34:11,040 Speaker 2: adding the value I'm coming selling shoes. It turns full 2151 01:34:11,120 --> 01:34:14,680 Speaker 2: circle because a game. As we grew, our relationship grew. 2152 01:34:15,040 --> 01:34:16,880 Speaker 2: I never knew that this man was a big record 2153 01:34:16,920 --> 01:34:19,640 Speaker 2: label owner, and you know, people can't never get to him. 2154 01:34:19,640 --> 01:34:21,599 Speaker 2: And I'm just talking to him collins Fall, like, what's 2155 01:34:21,680 --> 01:34:23,800 Speaker 2: up it, bro, Like you trying to get these force 2156 01:34:23,880 --> 01:34:24,400 Speaker 2: ones from you? 2157 01:34:25,000 --> 01:34:25,639 Speaker 6: Like not knowing. 2158 01:34:25,680 --> 01:34:28,160 Speaker 2: But he didn't chump me off. He vied with me 2159 01:34:28,240 --> 01:34:31,599 Speaker 2: and built with me. So over time I grew as 2160 01:34:31,680 --> 01:34:34,880 Speaker 2: I grew, he grew right. In twenty twenty one, my 2161 01:34:34,960 --> 01:34:37,920 Speaker 2: grandma passed away and I had told Fly like, man, 2162 01:34:37,960 --> 01:34:40,080 Speaker 2: I really want to get into this and expand he 2163 01:34:40,160 --> 01:34:42,280 Speaker 2: sent me to Grant car Down real estate conference, flew 2164 01:34:42,320 --> 01:34:43,920 Speaker 2: me to Vegas pay for everything like two three days 2165 01:34:43,920 --> 01:34:45,720 Speaker 2: after my grandma died, and was like, Bro, you go 2166 01:34:45,800 --> 01:34:47,639 Speaker 2: to the ten X convention. It's gonna help me understand. 2167 01:34:47,960 --> 01:34:49,439 Speaker 2: That's how I realized, like, oh, I need to get 2168 01:34:49,439 --> 01:34:52,320 Speaker 2: a real estate company, construction, I need to do lending, 2169 01:34:52,479 --> 01:34:54,600 Speaker 2: all of that right. It took for somebody to be 2170 01:34:54,880 --> 01:34:58,160 Speaker 2: real and invest with me. Also not being scared to 2171 01:34:58,280 --> 01:34:59,960 Speaker 2: be consistent. That man told me he was a la 2172 01:35:00,360 --> 01:35:03,439 Speaker 2: for three weeks. I got to count the reminder on 2173 01:35:03,600 --> 01:35:07,320 Speaker 2: three weeks in two hours, you'll fly going on. He 2174 01:35:07,439 --> 01:35:10,000 Speaker 2: might not answer for six months, but I follow up 2175 01:35:10,040 --> 01:35:11,720 Speaker 2: every time. And he said, young nigga, you the most 2176 01:35:11,720 --> 01:35:14,200 Speaker 2: consistent nigga I ever met. If I tell you I'm 2177 01:35:14,200 --> 01:35:17,200 Speaker 2: coming back tomorrow in two days, you calling me, you 2178 01:35:17,280 --> 01:35:20,000 Speaker 2: feel me answer or not, I still call, I still 2179 01:35:20,040 --> 01:35:24,680 Speaker 2: show up. So through mentorship and guidance, it connects you. 2180 01:35:25,160 --> 01:35:27,920 Speaker 2: He connected me and Aristotle three years ago. This is 2181 01:35:28,000 --> 01:35:32,200 Speaker 2: my best friend, bro, like we connected kawto fly, I say, Fly, like, honestly, Bro, 2182 01:35:32,920 --> 01:35:34,320 Speaker 2: I want to kind of get out there a lot more. 2183 01:35:34,360 --> 01:35:36,360 Speaker 2: I ran up a bag, but I don't really have 2184 01:35:36,479 --> 01:35:38,840 Speaker 2: no real people I'm dealing with like that, because as 2185 01:35:38,880 --> 01:35:40,840 Speaker 2: I started to get real money and start making millions 2186 01:35:40,840 --> 01:35:43,880 Speaker 2: of dollars, the circle got smaller. Nigga start getting envious. 2187 01:35:44,080 --> 01:35:45,519 Speaker 2: They don't want to do the work you're doing, but 2188 01:35:45,560 --> 01:35:47,600 Speaker 2: they won't hate on you. So I'm like, man, I 2189 01:35:47,680 --> 01:35:50,240 Speaker 2: want you know who is young I'm twenty five at 2190 01:35:50,280 --> 01:35:52,360 Speaker 2: the time, Like, who is there around me that you 2191 01:35:52,400 --> 01:35:53,760 Speaker 2: know what I'm saying? Could get with it? He said, Man, 2192 01:35:53,760 --> 01:35:56,400 Speaker 2: I've been to this other young nigga, that Aristotle. He 2193 01:35:56,479 --> 01:35:58,120 Speaker 2: got a million follows. I didn't know who he was 2194 01:35:58,520 --> 01:36:01,719 Speaker 2: because I'm not on Instagram like that. I'm in corporate rooms, 2195 01:36:01,760 --> 01:36:04,400 Speaker 2: I'm at the courthouse, I'm at you know, city hall 2196 01:36:04,479 --> 01:36:08,240 Speaker 2: talking to commissioners and stuff. So he plugged us in 2197 01:36:08,520 --> 01:36:12,519 Speaker 2: right now to turn it all the way full a circle, right, 2198 01:36:12,880 --> 01:36:16,040 Speaker 2: miss man, travel the world. We raise our kids together, 2199 01:36:16,160 --> 01:36:17,719 Speaker 2: you know what I'm saying, And we get money together, 2200 01:36:17,960 --> 01:36:20,559 Speaker 2: and it comes from starting off knocking on the door 2201 01:36:20,760 --> 01:36:23,640 Speaker 2: and saying, hey, I want opportunity, me adding the value. Right, 2202 01:36:24,439 --> 01:36:26,360 Speaker 2: So now what he didn't create it in this world 2203 01:36:26,600 --> 01:36:28,400 Speaker 2: nobody even know about it. But I was like, you know, 2204 01:36:28,439 --> 01:36:31,320 Speaker 2: we're gonna talk about it today. Yeah, the exact reason we. 2205 01:36:31,400 --> 01:36:33,240 Speaker 5: Hear and man shut. 2206 01:36:34,640 --> 01:36:38,719 Speaker 6: For sure, y'all to my favorite OJS in Atlanta, lou. 2207 01:36:38,680 --> 01:36:41,680 Speaker 5: Solid man, and he ain't trying to even like he 2208 01:36:41,800 --> 01:36:45,800 Speaker 5: probably be cring and looking at it, like, man, he. 2209 01:36:45,800 --> 01:36:47,920 Speaker 6: Don't want no money from you, don't want none from it? 2210 01:36:48,400 --> 01:36:48,559 Speaker 1: Nah? 2211 01:36:49,280 --> 01:36:52,280 Speaker 6: Well, I definitely uh uh. I want to see how 2212 01:36:52,360 --> 01:36:52,840 Speaker 6: I met fly. 2213 01:36:53,080 --> 01:36:56,640 Speaker 1: It was from buying TEI's manager house, Jason Jeter, and 2214 01:36:56,720 --> 01:37:00,360 Speaker 1: the real estate agent her name was Keisha, and she 2215 01:37:00,640 --> 01:37:02,840 Speaker 1: just really and it's funny because this is a real 2216 01:37:02,880 --> 01:37:05,320 Speaker 1: funny story, how I bought that house. I ain't have 2217 01:37:05,600 --> 01:37:08,559 Speaker 1: no credit, no nothing. I had a million dollars, no credit, 2218 01:37:09,360 --> 01:37:13,000 Speaker 1: nothing nothing. So I told this lady, I said, look, 2219 01:37:13,240 --> 01:37:16,360 Speaker 1: I'm young. I bought the house at twenty four years old, 2220 01:37:17,080 --> 01:37:21,840 Speaker 1: six hundred thousand, and basically she just really was like 2221 01:37:22,000 --> 01:37:24,920 Speaker 1: confused as how this young nigga got a two hundred 2222 01:37:24,960 --> 01:37:26,519 Speaker 1: thousand dollars doamn payment right now. 2223 01:37:26,960 --> 01:37:28,280 Speaker 6: She was just really intrigued by me. 2224 01:37:28,400 --> 01:37:30,000 Speaker 1: She was like, I don't even want to sell you 2225 01:37:30,120 --> 01:37:32,360 Speaker 1: the house because you don't got no credit or no 2226 01:37:32,520 --> 01:37:35,600 Speaker 1: tax return, but you got a million dollar cash. But 2227 01:37:35,960 --> 01:37:37,880 Speaker 1: but I told her, look, I really love his house. 2228 01:37:37,920 --> 01:37:41,240 Speaker 1: Trying to move back home or whatnot. Make a full circle. 2229 01:37:41,800 --> 01:37:43,960 Speaker 1: She was like, I really want you to meet Fly, 2230 01:37:44,160 --> 01:37:46,479 Speaker 1: tell him so much about you. And then how I 2231 01:37:46,600 --> 01:37:50,360 Speaker 1: met you was I was telling Fly, O G. I'm 2232 01:37:50,439 --> 01:37:52,120 Speaker 1: trying to make money. 2233 01:37:51,960 --> 01:37:53,880 Speaker 6: Offline because I'm tired of his online shit. 2234 01:37:54,280 --> 01:37:57,519 Speaker 1: You get what I'm saying. It's like putting yourself out there. 2235 01:37:57,600 --> 01:38:00,200 Speaker 1: It's not type of guy. Really was really just trying 2236 01:38:00,240 --> 01:38:02,439 Speaker 1: to get some money and take care of my family. 2237 01:38:03,000 --> 01:38:04,760 Speaker 1: And he was like, I know a young man just 2238 01:38:04,880 --> 01:38:09,479 Speaker 1: like you who is making millions without the internet. And 2239 01:38:09,600 --> 01:38:11,920 Speaker 1: then the crazy thing is he was telling him he 2240 01:38:12,000 --> 01:38:16,040 Speaker 1: trying to make millions online. So Fly was like, man, 2241 01:38:16,120 --> 01:38:18,160 Speaker 1: look just trust me on this ya. 2242 01:38:19,000 --> 01:38:20,040 Speaker 2: He said he know. 2243 01:38:20,120 --> 01:38:25,160 Speaker 1: He brought us to Atlanta Fish Market in bucket. He said, 2244 01:38:25,240 --> 01:38:30,479 Speaker 1: y'all to sit down and talk. And I explained to 2245 01:38:30,520 --> 01:38:34,120 Speaker 1: Fly my idea with what we're building now in twenty 2246 01:38:34,240 --> 01:38:36,719 Speaker 1: twenty one, I said, O G. He said he'll invest 2247 01:38:36,800 --> 01:38:38,080 Speaker 1: in it, but I was like, OG, I ain't gonna 2248 01:38:38,120 --> 01:38:40,560 Speaker 1: ask you for that. Ain't my style. I want to 2249 01:38:40,640 --> 01:38:42,040 Speaker 1: prove to you that I can you know what I'm saying. 2250 01:38:42,520 --> 01:38:45,920 Speaker 1: But anyways, this is the guy building the dream that 2251 01:38:46,080 --> 01:38:49,240 Speaker 1: I gave fly that why but like so I got 2252 01:38:49,360 --> 01:38:51,360 Speaker 1: to get him his flowers on his podcast. And even 2253 01:38:51,439 --> 01:38:54,479 Speaker 1: then for you letting me even be here the numerous 2254 01:38:54,520 --> 01:38:56,680 Speaker 1: time you invited me into your platform without charging me. 2255 01:38:56,720 --> 01:38:59,200 Speaker 1: I appreciate that too, like and even the stuff we've 2256 01:38:59,200 --> 01:39:02,320 Speaker 1: been talking about behind the scenes of you like just 2257 01:39:02,520 --> 01:39:04,639 Speaker 1: you know what I'm saying. I tell her all the time, 2258 01:39:04,760 --> 01:39:07,120 Speaker 1: like ban can fly my top two ojis in the 2259 01:39:07,200 --> 01:39:10,200 Speaker 1: eighth day, that all the time, for all the time. 2260 01:39:10,800 --> 01:39:12,800 Speaker 5: That just love, man, we appreciate y'all pulling up man, 2261 01:39:12,800 --> 01:39:17,479 Speaker 5: I don't learn get them tens. Hey, how y'all feeling? 2262 01:39:17,520 --> 01:39:17,640 Speaker 7: Man? 2263 01:39:17,640 --> 01:39:20,599 Speaker 5: Anybody got any more question? You got one? 2264 01:39:20,800 --> 01:39:21,240 Speaker 2: What it is? 2265 01:39:21,320 --> 01:39:23,759 Speaker 5: Oh? 2266 01:39:24,200 --> 01:39:26,559 Speaker 8: You know our kids that we deal with, right, our 2267 01:39:26,720 --> 01:39:29,000 Speaker 8: kids we did come straight after the bud. 2268 01:39:31,160 --> 01:39:35,400 Speaker 9: So we're not just dealing with the physical money, were 2269 01:39:35,400 --> 01:39:37,639 Speaker 9: dealing with the memoto becomes our kids. 2270 01:39:37,720 --> 01:39:40,120 Speaker 2: So you got a kid and you're already on probation. 2271 01:39:41,520 --> 01:39:45,240 Speaker 8: Uh, you'll already got kicked out of school Dad. It 2272 01:39:45,320 --> 01:39:49,240 Speaker 8: might be locked up, Mama might be struggling, or we 2273 01:39:49,360 --> 01:39:54,920 Speaker 8: might got a kid already up put out uh hotel, hotel, 2274 01:39:55,600 --> 01:39:59,160 Speaker 8: Mama getting a business. So we brought these kids here, 2275 01:40:00,000 --> 01:40:02,479 Speaker 8: said you because it's the exposure card. 2276 01:40:03,600 --> 01:40:07,160 Speaker 9: Like if you only saw the hood, then you can't 2277 01:40:07,280 --> 01:40:08,599 Speaker 9: strive for something else. 2278 01:40:09,120 --> 01:40:11,120 Speaker 2: It's going to go out of what you saw. 2279 01:40:12,040 --> 01:40:15,400 Speaker 8: So some of these kids probably never been around millionaire before. 2280 01:40:16,280 --> 01:40:18,200 Speaker 6: Some of the dults that came probably. 2281 01:40:18,000 --> 01:40:21,519 Speaker 9: Never been around millionaire more mentor, so we brought them 2282 01:40:21,560 --> 01:40:23,960 Speaker 9: him for the exposure. One thing you got with our program, 2283 01:40:24,400 --> 01:40:27,080 Speaker 9: we got a shot take. Well, the kids have to 2284 01:40:27,160 --> 01:40:30,439 Speaker 9: picture of business. They have to come and present a business, 2285 01:40:30,479 --> 01:40:33,599 Speaker 9: and we have like judges Judd. The first place wanted 2286 01:40:33,640 --> 01:40:36,479 Speaker 9: to get a thousand dollars, the second place want to 2287 01:40:36,520 --> 01:40:39,720 Speaker 9: get seven fifty, and the third place going to get 2288 01:40:39,760 --> 01:40:43,360 Speaker 9: five hundred and everybody who just do something. We try 2289 01:40:43,400 --> 01:40:46,120 Speaker 9: to give them something. At the end of the summer program, 2290 01:40:46,960 --> 01:40:49,760 Speaker 9: we take them on the truck. Last year we went 2291 01:40:49,800 --> 01:40:50,839 Speaker 9: to Family College. 2292 01:40:51,600 --> 01:40:52,479 Speaker 2: We went down there. 2293 01:40:52,520 --> 01:40:55,840 Speaker 8: They was able to go to the college, heat into 2294 01:40:55,960 --> 01:40:57,400 Speaker 8: college with the kids. 2295 01:40:58,439 --> 01:40:59,880 Speaker 6: So that's how exposed TRUP. 2296 01:41:00,760 --> 01:41:03,920 Speaker 9: This is my question, though there's no possible way I 2297 01:41:04,000 --> 01:41:07,560 Speaker 9: can't ask this question with all this money and the 2298 01:41:07,640 --> 01:41:10,320 Speaker 9: question we struggled with. 2299 01:41:10,640 --> 01:41:15,439 Speaker 8: The Sharp Tank money and the exposure trip. We then 2300 01:41:15,920 --> 01:41:17,000 Speaker 8: told them about it. 2301 01:41:17,320 --> 01:41:17,800 Speaker 2: When is it? 2302 01:41:18,560 --> 01:41:22,680 Speaker 9: So my sharp tank and our exposure trip is at 2303 01:41:22,680 --> 01:41:26,040 Speaker 9: the end of the song program, so the short tank 2304 01:41:26,520 --> 01:41:30,400 Speaker 9: is right before the program ends, and then we do 2305 01:41:30,520 --> 01:41:33,560 Speaker 9: the short tank. Damn that following a week we do 2306 01:41:33,840 --> 01:41:36,240 Speaker 9: exposure TRUP and then we come back and do the. 2307 01:41:36,240 --> 01:41:37,720 Speaker 5: Graphical Oh we're definitely gonna be. 2308 01:41:39,200 --> 01:41:41,360 Speaker 2: Yeah, me and my wife are sponsored the Shark Team. 2309 01:41:42,320 --> 01:41:45,479 Speaker 9: I got five thousand, So answer the answer because you're 2310 01:41:45,479 --> 01:41:47,719 Speaker 9: look answer where answer. 2311 01:41:47,520 --> 01:41:54,559 Speaker 4: Will come back in and I want to I want 2312 01:41:54,600 --> 01:41:56,400 Speaker 4: to give you some extra game on that real quick. 2313 01:41:57,040 --> 01:41:59,960 Speaker 4: So with y'all have in this company and what your 2314 01:42:00,040 --> 01:42:02,320 Speaker 4: y all are doing, I'm gonna give you a gym 2315 01:42:02,400 --> 01:42:04,960 Speaker 4: for y'all because you want this exposure. And so the 2316 01:42:05,040 --> 01:42:07,000 Speaker 4: same way you know you're coming to us with this, 2317 01:42:07,320 --> 01:42:09,479 Speaker 4: I'm gonna go back to this cloud of chat GBT thing. 2318 01:42:09,840 --> 01:42:12,640 Speaker 4: Take everything you just said say, create this into a 2319 01:42:12,800 --> 01:42:15,640 Speaker 4: LinkedIn message, and I want you to reach out to 2320 01:42:15,720 --> 01:42:18,160 Speaker 4: the same people he said, how you kiss babies and 2321 01:42:18,439 --> 01:42:20,920 Speaker 4: you know, shake hands. It's a lot of people that 2322 01:42:21,000 --> 01:42:23,360 Speaker 4: are in high positions that are on LinkedIn. We don't 2323 01:42:23,479 --> 01:42:27,240 Speaker 4: use it the way the other side uses LinkedIn. We 2324 01:42:27,400 --> 01:42:29,000 Speaker 4: use Facebook, Instagram, and TikTok. 2325 01:42:29,240 --> 01:42:29,760 Speaker 2: Here's the thing. 2326 01:42:30,040 --> 01:42:32,080 Speaker 4: Imagine if you are to DM, get one of these 2327 01:42:32,160 --> 01:42:35,080 Speaker 4: kids so they can learn this. They DM fifty people 2328 01:42:35,160 --> 01:42:38,000 Speaker 4: a day that are in high positions in Atlanta, whether 2329 01:42:38,040 --> 01:42:40,160 Speaker 4: they're a CEO of a company, a district manager of 2330 01:42:40,240 --> 01:42:43,479 Speaker 4: a company, a regional banker, all of these different people. 2331 01:42:43,760 --> 01:42:45,720 Speaker 4: This sent a message, Hey, we have this going on. 2332 01:42:46,240 --> 01:42:49,920 Speaker 4: We're looking for sponsors. Once you and here's the other thing. Hey, 2333 01:42:50,040 --> 01:42:51,920 Speaker 4: we'll put your name out there on you know, stuff 2334 01:42:51,960 --> 01:42:54,280 Speaker 4: we do or whatever the case may be. The money 2335 01:42:54,320 --> 01:42:56,680 Speaker 4: we could give you is cool, but you should be 2336 01:42:56,680 --> 01:42:59,439 Speaker 4: getting way more than that. So the thing is is 2337 01:42:59,680 --> 01:43:01,639 Speaker 4: the same where you could come to us with that message, 2338 01:43:01,640 --> 01:43:04,360 Speaker 4: whether you know whatever we make it or not. You 2339 01:43:04,520 --> 01:43:06,560 Speaker 4: gotta go to these people that's not only gonna fund you, 2340 01:43:06,560 --> 01:43:08,599 Speaker 4: They're gonna feed you. They're gonna buy you that bus, 2341 01:43:08,800 --> 01:43:10,599 Speaker 4: They're gonna do all these How do I know because 2342 01:43:10,640 --> 01:43:12,400 Speaker 4: my family did that back home. We did it with 2343 01:43:12,479 --> 01:43:14,160 Speaker 4: a box of jil My uncle had a car lot. 2344 01:43:14,320 --> 01:43:16,240 Speaker 4: We got them a whole end, just because we saw 2345 01:43:16,520 --> 01:43:18,760 Speaker 4: the kids come from where we come from. So these 2346 01:43:18,840 --> 01:43:21,519 Speaker 4: people that are in these higher positions, some of them 2347 01:43:21,600 --> 01:43:23,519 Speaker 4: come from where we come from. So when you have 2348 01:43:23,680 --> 01:43:25,760 Speaker 4: that conversation with them on LinkedIn, it's a different type 2349 01:43:25,760 --> 01:43:30,080 Speaker 4: of dynamic where everybody respond LinkedIn, get on it. 2350 01:43:30,280 --> 01:43:33,880 Speaker 2: So bring back the village. It takes a community to 2351 01:43:33,960 --> 01:43:36,559 Speaker 2: raise a child. You in the community, we. 2352 01:43:36,680 --> 01:43:37,160 Speaker 4: Missed like. 2353 01:43:39,160 --> 01:43:42,000 Speaker 8: The neighbor and school. 2354 01:43:46,160 --> 01:43:46,880 Speaker 2: That's how. 2355 01:43:48,720 --> 01:43:51,960 Speaker 6: The village. I mean, I just feel like, you know, so, 2356 01:43:52,800 --> 01:43:55,160 Speaker 6: we we got so many niggas in Atlanta with money. 2357 01:43:55,320 --> 01:43:57,599 Speaker 1: We just need to figure out how we can help 2358 01:43:57,640 --> 01:44:01,360 Speaker 1: the community and bring our money together because he could 2359 01:44:01,400 --> 01:44:03,280 Speaker 1: easily give y'all are all of us can get y'all 2360 01:44:03,360 --> 01:44:05,439 Speaker 1: reck right now? That's fine, you know what I'm saying. 2361 01:44:05,520 --> 01:44:08,200 Speaker 6: Like, so I feel like even then, like sh it 2362 01:44:08,280 --> 01:44:11,120 Speaker 6: ain't nothing for us niggas with money to just you know. 2363 01:44:11,280 --> 01:44:13,320 Speaker 7: That's what we're starting today, were starting right Here's not 2364 01:44:13,439 --> 01:44:16,360 Speaker 7: even with this program, with our programs, it has to 2365 01:44:16,400 --> 01:44:19,400 Speaker 7: be put like so much other ship is put in 2366 01:44:19,479 --> 01:44:21,320 Speaker 7: the forefront. This shit gotta be put in the forefront 2367 01:44:21,439 --> 01:44:24,519 Speaker 7: just for a nigga to know. Everybody can win off 2368 01:44:24,600 --> 01:44:26,600 Speaker 7: this ship, like the kids can gain something just by 2369 01:44:26,680 --> 01:44:29,480 Speaker 7: even seeing and actually, you know what I'm saying, helping 2370 01:44:29,520 --> 01:44:32,880 Speaker 7: the foundation and I'm gaining something too, just by being here. 2371 01:44:32,960 --> 01:44:35,519 Speaker 5: You know what I'm saying, just by being here filling 2372 01:44:35,560 --> 01:44:37,760 Speaker 5: the energy of this ship that while we're here, is 2373 01:44:37,840 --> 01:44:39,880 Speaker 5: here what it is? You did have it, You got it, 2374 01:44:40,000 --> 01:44:40,519 Speaker 5: so you had it. 2375 01:44:42,240 --> 01:44:43,320 Speaker 2: You got it, so you had it. 2376 01:44:43,400 --> 01:44:45,519 Speaker 7: Niggas, all you gotta do is, like you said, had 2377 01:44:45,560 --> 01:44:47,800 Speaker 7: an idea. Once you get the idea, it's gonna come. 2378 01:44:47,960 --> 01:44:50,320 Speaker 4: And and I think that that's what he's saying. Like 2379 01:44:50,560 --> 01:44:52,120 Speaker 4: you know how you saying, take a village. We gotta 2380 01:44:52,160 --> 01:44:55,080 Speaker 4: change our mindset. So if we got a mindset where 2381 01:44:55,600 --> 01:44:57,200 Speaker 4: you know, I don't know how we're gonna get it, 2382 01:44:57,320 --> 01:44:59,000 Speaker 4: first of all, we got to be in the mindset 2383 01:44:59,040 --> 01:45:00,840 Speaker 4: of how we are going get it. See, that's what 2384 01:45:00,960 --> 01:45:03,080 Speaker 4: most people don't do when it comes to investment as 2385 01:45:03,080 --> 01:45:05,880 Speaker 4: a whole. It's never I hate when people come to 2386 01:45:05,920 --> 01:45:07,559 Speaker 4: me with credit fundy, Well, how long is on take? 2387 01:45:07,800 --> 01:45:09,360 Speaker 4: If you asking me that you already didn't have a 2388 01:45:09,400 --> 01:45:12,080 Speaker 4: plan for it. So the plan is to get yourself 2389 01:45:12,120 --> 01:45:14,639 Speaker 4: into those rooms because your shark tank is even better 2390 01:45:14,680 --> 01:45:17,320 Speaker 4: when you got companies that invest and you're looking at 2391 01:45:17,320 --> 01:45:19,200 Speaker 4: it from just getting a couple thousand dollars. It's people 2392 01:45:19,240 --> 01:45:21,800 Speaker 4: that will give scholarship. It's people that will go and 2393 01:45:21,840 --> 01:45:25,080 Speaker 4: put the money behind whatever ideas they got and will 2394 01:45:25,120 --> 01:45:25,519 Speaker 4: take off. 2395 01:45:25,560 --> 01:45:26,040 Speaker 5: How do I know. 2396 01:45:26,160 --> 01:45:28,479 Speaker 4: I'm a motivational speaker. I speak in schools all the time. 2397 01:45:28,640 --> 01:45:30,720 Speaker 4: I went to New Jersey and they literally have a 2398 01:45:30,880 --> 01:45:34,160 Speaker 4: team full of investors, not just people coming to do 2399 01:45:34,240 --> 01:45:36,639 Speaker 4: the Shark Tank. These are investors that are looking at 2400 01:45:36,720 --> 01:45:39,799 Speaker 4: these kids and saying, hey, I got twenty five thousand 2401 01:45:39,800 --> 01:45:42,360 Speaker 4: on his idea. I got fifty thousand on his idea. 2402 01:45:42,479 --> 01:45:43,920 Speaker 4: So you ain't even got to give them the money. 2403 01:45:44,040 --> 01:45:45,519 Speaker 4: If you get the white people in the room that 2404 01:45:45,680 --> 01:45:48,400 Speaker 4: have business, they're going to give that money. I guarantee 2405 01:45:48,400 --> 01:45:49,720 Speaker 4: you if some of new kids came to any of 2406 01:45:49,800 --> 01:45:52,640 Speaker 4: us with an idea and it's fire, we know how 2407 01:45:52,680 --> 01:45:54,759 Speaker 4: to make money, So we gonna go behind that idea 2408 01:45:55,600 --> 01:45:57,720 Speaker 4: and we gonna triple, quad, driple. We're gonna put whatever 2409 01:45:57,800 --> 01:45:59,600 Speaker 4: we need to put behind it to make sure that 2410 01:45:59,760 --> 01:46:02,160 Speaker 4: money come back. So you gotta be in the mindset 2411 01:46:02,200 --> 01:46:03,920 Speaker 4: of who can I get in front of that's not 2412 01:46:04,040 --> 01:46:05,760 Speaker 4: only gonna just give them a couple thousand dollars, but 2413 01:46:05,920 --> 01:46:08,720 Speaker 4: it's gonna come every year and support this. Everybody that's 2414 01:46:08,840 --> 01:46:09,720 Speaker 4: politicians that. 2415 01:46:09,800 --> 01:46:10,719 Speaker 5: Gotta be on cameras. 2416 01:46:11,000 --> 01:46:13,519 Speaker 4: They gotta be in the villages. That's how they get 2417 01:46:13,560 --> 01:46:15,800 Speaker 4: the votes. So when you go reach out to those people, 2418 01:46:15,840 --> 01:46:17,880 Speaker 4: those people are going to give you everything that you need. 2419 01:46:18,600 --> 01:46:21,080 Speaker 4: Don't just think about us, think about everything around you. 2420 01:46:21,320 --> 01:46:23,560 Speaker 4: It does take a village. Atlanta's a village. I'm not 2421 01:46:23,600 --> 01:46:25,680 Speaker 4: from Atlanta. I live in Houston. So it's like when 2422 01:46:25,680 --> 01:46:27,720 Speaker 4: you think about this area, you gotta get in front 2423 01:46:27,720 --> 01:46:31,679 Speaker 4: of those rappers. The community leaders going to these commission boards. 2424 01:46:32,800 --> 01:46:36,160 Speaker 4: But the commission people, they yeah, they have meetings. They 2425 01:46:36,240 --> 01:46:37,360 Speaker 4: have meetings all the time. 2426 01:46:38,000 --> 01:46:39,120 Speaker 5: We just don't go to them. 2427 01:46:40,280 --> 01:46:44,320 Speaker 2: I know, Top Sweat Pass, I don't know where to 2428 01:46:44,360 --> 01:46:45,240 Speaker 2: find I'm just like him. 2429 01:46:45,240 --> 01:46:46,519 Speaker 6: I don't know where to find the folks. 2430 01:46:48,320 --> 01:46:50,200 Speaker 4: It'd be crazy because we just don't think about it. 2431 01:46:50,280 --> 01:46:52,960 Speaker 4: They're on event right, They're having commission meetings and stuff 2432 01:46:53,000 --> 01:46:56,000 Speaker 4: like that that we're invited to. Don't you just don't look. 2433 01:46:56,120 --> 01:46:56,679 Speaker 5: We don't look. 2434 01:46:57,400 --> 01:46:58,160 Speaker 4: We know who we know. 2435 01:47:00,600 --> 01:47:01,640 Speaker 2: I appreciate y'all man. 2436 01:47:01,640 --> 01:47:17,560 Speaker 7: We picked up a lot today, but y'all all days. 2437 01:47:12,560 --> 01:47:17,559 Speaker 2: To go ahead, you get for the camera, We're gonna 2438 01:47:17,560 --> 01:47:19,880 Speaker 2: go ahead on and just dropped something for y'all man. 2439 01:47:20,000 --> 01:47:22,720 Speaker 2: So This is that conversation. Is really what we've been 2440 01:47:22,760 --> 01:47:25,800 Speaker 2: thinking about for the last three years. And we ain't 2441 01:47:25,840 --> 01:47:28,639 Speaker 2: told nobody. This ain't on social media, this ain't nowhere. 2442 01:47:29,040 --> 01:47:31,040 Speaker 2: This is just what we've been sitting down planning. You 2443 01:47:31,080 --> 01:47:35,080 Speaker 2: know what I'm saying. As Aristotle from the South Side, 2444 01:47:35,200 --> 01:47:36,840 Speaker 2: you feel me he wants to bring something like this, 2445 01:47:37,280 --> 01:47:39,559 Speaker 2: But these kids in here for people that want to learn, 2446 01:47:39,680 --> 01:47:41,680 Speaker 2: they have nowhere to go, and it's hard to learn 2447 01:47:41,720 --> 01:47:43,400 Speaker 2: from somebody don't look like you that haven't been through 2448 01:47:43,400 --> 01:47:47,160 Speaker 2: what you've been through. Right, So Aristotle had an amazing 2449 01:47:47,240 --> 01:47:50,679 Speaker 2: idea to create a financial literacy museum. It's the first 2450 01:47:50,720 --> 01:47:53,360 Speaker 2: time that's ever been released anywhere publicly. Man, we're doing 2451 01:47:53,400 --> 01:47:53,920 Speaker 2: it with y'all. 2452 01:47:54,360 --> 01:47:56,680 Speaker 6: No, I said, I will already pattern the name were good. 2453 01:47:57,120 --> 01:48:00,920 Speaker 5: Everything I say, crazy, show you how to, how to, 2454 01:48:01,840 --> 01:48:03,000 Speaker 5: just the origin of money. 2455 01:48:03,400 --> 01:48:10,320 Speaker 1: But yeah, so I spent. I'm I'm gonna tell y'all 2456 01:48:10,400 --> 01:48:13,720 Speaker 1: some real shit. I spent seven million dollars of my 2457 01:48:13,920 --> 01:48:14,599 Speaker 1: cash money. 2458 01:48:15,360 --> 01:48:16,160 Speaker 6: I could have went. 2459 01:48:16,960 --> 01:48:21,840 Speaker 1: Private jet, Gucci, down stack, some money, flexing on the gram, 2460 01:48:21,960 --> 01:48:24,280 Speaker 1: all that shit, right, But I told God, if I 2461 01:48:24,439 --> 01:48:28,640 Speaker 1: ever was to amount wealth, I would reach back to 2462 01:48:28,760 --> 01:48:32,000 Speaker 1: my community. The south side of Atlanta and help people, 2463 01:48:32,880 --> 01:48:36,000 Speaker 1: especially y'all, like y'all, really the people I'm. 2464 01:48:35,840 --> 01:48:37,320 Speaker 6: Talking about, like y'all young men. 2465 01:48:37,880 --> 01:48:38,559 Speaker 2: I was y'all. 2466 01:48:38,760 --> 01:48:42,479 Speaker 1: I was lost and God gave me away. So because 2467 01:48:42,520 --> 01:48:44,960 Speaker 1: of that, I have to give y'all the way. And 2468 01:48:45,600 --> 01:48:50,560 Speaker 1: my mission is to bring all the hustlers in the 2469 01:48:50,640 --> 01:48:53,280 Speaker 1: A and we're gonna community. We're gonna make this shit 2470 01:48:53,320 --> 01:48:55,880 Speaker 1: a community effort, and we're going to not only invest 2471 01:48:56,240 --> 01:48:58,800 Speaker 1: in our community ideas, but teach y'all how to get 2472 01:48:59,479 --> 01:49:02,080 Speaker 1: get money, credit, real estate, all of that in the 2473 01:49:02,240 --> 01:49:02,880 Speaker 1: history of money. 2474 01:49:02,920 --> 01:49:04,639 Speaker 2: And we're gonna host lots of conferences. 2475 01:49:04,680 --> 01:49:07,400 Speaker 1: I'm building a conference center this to it in the hotel, 2476 01:49:07,800 --> 01:49:08,920 Speaker 1: and I'm building the museum. 2477 01:49:09,040 --> 01:49:10,760 Speaker 2: And He's the one building all of that for me. 2478 01:49:11,439 --> 01:49:16,160 Speaker 1: And I've been planning this for about four years and 2479 01:49:16,240 --> 01:49:19,160 Speaker 1: I'm already seven million deep into it of my own money. 2480 01:49:20,320 --> 01:49:21,600 Speaker 6: And I, like I said, I could have did a 2481 01:49:21,640 --> 01:49:22,719 Speaker 6: lot of other shit with that money. 2482 01:49:23,240 --> 01:49:23,760 Speaker 2: You get what I mean. 2483 01:49:24,840 --> 01:49:27,400 Speaker 7: Come to play that shit, though, it's like from from 2484 01:49:27,479 --> 01:49:29,160 Speaker 7: seed the plant, bro. I ain't showing you how to 2485 01:49:29,240 --> 01:49:31,720 Speaker 7: get all. You walk out of there and don't don't 2486 01:49:31,720 --> 01:49:32,400 Speaker 7: go get you no money. 2487 01:49:32,439 --> 01:49:33,120 Speaker 5: You're playing. 2488 01:49:35,000 --> 01:49:37,680 Speaker 3: That's what it is, man financial literacy, one on one. 2489 01:49:37,760 --> 01:49:40,160 Speaker 3: It takes a village and all that. Check us out 2490 01:49:40,160 --> 01:49:42,599 Speaker 3: at Triple W dot big faxpod dot com. 2491 01:49:42,880 --> 01:49:46,920 Speaker 6: Salute catch a Big Facts audio experience on Ihearts Black 2492 01:49:46,960 --> 01:49:51,120 Speaker 6: Effect on Tuesdays, revote on Wednesdays, and revote YouTube channel 2493 01:49:51,160 --> 01:49:51,799 Speaker 6: on Thursdays. 2494 01:49:51,920 --> 01:49:54,800 Speaker 2: Visit our website now bigfaxpod dot com