WEBVTT - Former NFL Star Brandon Copeland: Success Beyond Sports

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<v Speaker 1>Hey, hey, hey, we're back. We're black, we're brown and

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<v Speaker 1>ambition ambisition and ambusition, ambition. I felt like I lost

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<v Speaker 1>my voice five years ago. I never got it back.

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<v Speaker 2>Well, that little scratchy scratch, that little grit, you know

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<v Speaker 2>what I mean. I love it. It makes you you.

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<v Speaker 2>It probably makes people unfortunately take you more seriously and

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<v Speaker 2>me not seriously at all.

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<v Speaker 1>Better voice. I'm like, I'm like, damn, I can't. No,

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<v Speaker 1>I know it's nothing.

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<v Speaker 2>Once again, your decision to sing the song. It's been

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<v Speaker 2>nine years. We're the boss, but we love it. I

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<v Speaker 2>loved My favorite thing is seeing the guest's face when

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<v Speaker 2>they're like, yeah, she's singing, it's happening.

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<v Speaker 1>We all freedom like, yes, we do not well, but

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<v Speaker 1>we do have a guest. We're extra black in the

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<v Speaker 1>suit today. We have a brother in the stew and yeah,

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<v Speaker 1>I met Brandon some years ago, Brandon Copland aka Cope.

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<v Speaker 1>If you guys are football fans.

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<v Speaker 2>He's professor Cope.

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<v Speaker 1>Yeah, yeah, so so many things. So man's gonna do

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<v Speaker 1>his bio. But yeah, I can't wait to talk to

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<v Speaker 1>to to someone who's had so many different careers.

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<v Speaker 2>Yeah, r a b A fan. So we have some company.

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<v Speaker 2>As we said, company is in the house. Ever been

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<v Speaker 2>beyond your best behavior? We're gonna welcome in our company.

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<v Speaker 2>Brandon Copeland. Professor Cope is a ten year NFL veteran.

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<v Speaker 2>Are you our first NFL player on the show? I

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<v Speaker 2>can't try to think. I think yeah, I think so.

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<v Speaker 2>We're you know, brand ambition, not our target demo. But

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<v Speaker 2>but we love having you on the show. Just don't

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<v Speaker 2>We're not gonna like talk about sports, are We're just

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<v Speaker 2>gonna like keep it money okay cool. Professor Cope is

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<v Speaker 2>a ten year NFL veteran, the a, the author of

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<v Speaker 2>the new book Your Money play Book, and the co

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<v Speaker 2>founder of athletes dot org, which is the player association

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<v Speaker 2>for college athletes. He's also a member of the esteemed

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<v Speaker 2>CNBC Global Financial Wellness Council, and he's been dedicated to

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<v Speaker 2>financial education, as well as being the first NFL player

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<v Speaker 2>to double as an IVY League professor. At No Big,

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<v Speaker 2>No Biggie like U, penn It's fine city of Pennsylvania, Brandon,

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<v Speaker 2>Professor Cope, brother, welcome to the show.

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<v Speaker 3>Thank you, thank you for having me. I love the

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<v Speaker 3>music intro. I will say you know, we were down

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<v Speaker 3>in Florida. We're down near the storm and so we

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<v Speaker 3>my wife and I were supposed to go to the

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<v Speaker 3>Usher concert and it got canceled because of the storm.

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<v Speaker 4>You know, obviously safety first.

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<v Speaker 3>But you know, I've been around the house practicing my

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<v Speaker 3>my high notes over there.

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<v Speaker 4>I was about to join. I don't want to. I

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<v Speaker 4>don't want to, you know what I'm saying.

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<v Speaker 1>Okay, you know, oh dang, yeah, the Usher concert. I've

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<v Speaker 1>seen Ushering. He's excellent. So you guys will get a chance.

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<v Speaker 2>See that's that third kid energy, Like, yeah, we just

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<v Speaker 2>had a baby, but let's go see Usher. You know

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<v Speaker 2>what I mean. It's fine.

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<v Speaker 1>Yeah, we just found out that coach just had his

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<v Speaker 1>third only one month old. So boy it was a boy, right,

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<v Speaker 1>a boy?

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<v Speaker 4>Yep, yep, baby boy. Three boys. I was trying to

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<v Speaker 4>get that girl. I was trying to get that girl.

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<v Speaker 4>But you know, hey, oh I thought you had girls.

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<v Speaker 2>Okay, they're all boys.

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<v Speaker 3>Yeah, all boys. I love the boys, don't get me wrong.

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<v Speaker 3>You know it's growing up. That was the dream come true.

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<v Speaker 3>But then after two of them, you start to realize, like, hey, y'all, y'all.

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<v Speaker 4>Y'all, go to y'all mom a lot y'all, not me. Yeah.

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<v Speaker 3>Wait, if I need somebody to look after me, you know,

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<v Speaker 3>I'm like, oh yeah, so anyway, but I know wife,

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<v Speaker 3>she'll be taking care of She's.

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<v Speaker 1>Gonna have a oh yeah for sure. But yeah, girls,

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<v Speaker 1>my dad is set for life. He's like, I don't

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<v Speaker 1>I don't lift the finger with girls, right, boys be like,

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<v Speaker 1>who's that that guy?

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<v Speaker 2>I'm ready and my boys different. They're going to be caregivers.

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<v Speaker 2>They're going to love to just give and be generous.

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<v Speaker 2>All right, But professor Cope, talk to you. You left

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<v Speaker 2>the NFL. What would decide a little over a year ago?

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<v Speaker 4>Yep?

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<v Speaker 2>And what was that transition?

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<v Speaker 4>Like, how the transition? Yeah, the transition was.

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<v Speaker 3>I mean for most people they talk about how tough

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<v Speaker 3>the transition is, and I am no different. The transition

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<v Speaker 3>is tough. Is different not playing a sport that I've played.

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<v Speaker 3>I've built my foundation off of my life, off of

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<v Speaker 3>my schedule, around my livelihood, around for the last twenty

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<v Speaker 3>four years of my life.

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<v Speaker 4>Right.

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<v Speaker 3>I started playing football in fourth grade just to you know,

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<v Speaker 3>one get a lot of energy out to My grandfather

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<v Speaker 3>played eleven years in the NFL as well too, so

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<v Speaker 3>he was my hero. And you know, how do I

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<v Speaker 3>continue to make him proud?

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<v Speaker 4>So to speak?

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<v Speaker 3>But you know, to have that part of your identity

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<v Speaker 3>regardless of what you're doing off the field, it's a

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<v Speaker 3>challenge just to change.

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<v Speaker 4>You know. I didn't shrink when I left the NFL.

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<v Speaker 4>So you know, people still like, hey, you play for somebody,

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<v Speaker 4>you know, not anymore?

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<v Speaker 3>Not anymore, you know, right so every time that wound opens.

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<v Speaker 3>But I think, you know, the biggest thing for me

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<v Speaker 3>was one talking to a lot of folks who, in

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<v Speaker 3>my eyes, have successfully made the transition about Hey, what's next?

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<v Speaker 3>How do you deal with this? How do you deal

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<v Speaker 3>with that? How do you set a schedule?

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<v Speaker 4>Now?

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<v Speaker 3>How do you start to understand what's for you and

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<v Speaker 3>what's not for you? Because as an NFL player, there's

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<v Speaker 3>a lot of things that you can you can take

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<v Speaker 3>on because it's fun.

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<v Speaker 4>To do in your free time. Right now, it's different.

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<v Speaker 3>Everything that you choose to do is you know, needs

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<v Speaker 3>to be taken extremely seriously, right with your time and

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<v Speaker 3>so and also things that a lot of folks don't

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<v Speaker 3>necessarily think about or consider. I've always been extremely present.

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<v Speaker 3>My family has always stayed with me when I'm doing

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<v Speaker 3>you know, going to city to city or team the team,

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<v Speaker 3>But there is a certain amount of reconnection that you

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<v Speaker 3>have to do with your family as well in order

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<v Speaker 3>to really be able to sit down, spend time be present.

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<v Speaker 3>Because for ten years of my life everything was about me.

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<v Speaker 3>When I came into the NFL, my agent and the

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<v Speaker 3>veterans in the locker room said, cope, in order to

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<v Speaker 3>make it here and stay here, you got to be selfish.

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<v Speaker 3>You can't spend time wasting energy thinking about other people's problems.

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<v Speaker 3>You got to focus on making the team and sticking here,

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<v Speaker 3>and everybody will thank you because of it. Now you

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<v Speaker 3>get out of the NFL, and now you got to

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<v Speaker 3>go back and pour back into everyone else who's sacrificed

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<v Speaker 3>in order for you to have the time, the freedom

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<v Speaker 3>of mind to be able to be successful in the

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<v Speaker 3>NFL for so long.

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<v Speaker 2>So yeah, and like marriage is last, you get that

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<v Speaker 2>kind of peptile what And I'm like, as a wife,

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<v Speaker 2>I'm like, that's that's huge, but I understand it. It's

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<v Speaker 2>like also it's a give and take. It's very rare

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<v Speaker 2>to have that like perfect fifty to fifty partnership. So

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<v Speaker 2>thanks for being transparent about that, because I love that.

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<v Speaker 2>They were like it was no bullshit, It's just like, yeah,

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<v Speaker 2>this is how it's going to be. So a year in,

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<v Speaker 2>what does success a successful transition? What were you what

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<v Speaker 2>were you hoping for and envisioning? And like did you

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<v Speaker 2>start that transition even before you left, because I mean,

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<v Speaker 2>you've got a book that doesn't happen overnight.

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<v Speaker 4>Yeah, it definitely doesn't happen overnight.

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<v Speaker 3>I think for me, I was always prepared for the

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<v Speaker 3>day football ended.

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<v Speaker 4>When I came into the NFL.

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<v Speaker 3>I got fired like five times in my first season

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<v Speaker 3>in the NFL, so I always knew I was I

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<v Speaker 3>went to UPenn and in the spring when twenty thirteen

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<v Speaker 3>they had the draft, and the Baltimore Ravens didn't call

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<v Speaker 3>me during the draft. They called me right after and

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<v Speaker 3>they signed me to an undrafted free agency deal three

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<v Speaker 3>years one point four to five million dollar contracts. So

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<v Speaker 3>I'm sitting there on a college campus and you know,

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<v Speaker 3>to most people, I'm a millionaire. I've made it right.

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<v Speaker 3>I fortunately understood the path my grandfather took, and so

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<v Speaker 3>I knew that the work was just beginning. But I

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<v Speaker 3>only saw twenty four thousand of those dollars before being

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<v Speaker 3>fired for the first time, and so for me, everything

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<v Speaker 3>was like, oh, you guys, can you can take all

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<v Speaker 3>of this away. So I need to make sure that

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<v Speaker 3>I'm hoarding money and saving as much as possible and

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<v Speaker 3>then eventually let me take that and put it into

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<v Speaker 3>things that make me money. But that also meant that

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<v Speaker 3>I know that this platform will be taken away from

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<v Speaker 3>me at some point. So how do I go out

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<v Speaker 3>and connect with people and try different things and meet

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<v Speaker 3>different mentors that I can leverage as I transition from

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<v Speaker 3>the game. And I think a successful transition. Obviously everybody's

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<v Speaker 3>version looks different depending on their life, but for me,

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<v Speaker 3>it was one getting over football right.

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<v Speaker 4>And what I mean when I.

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<v Speaker 3>Say that, you know, depending on how you leave the

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<v Speaker 3>game will determine in how you look at the game

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<v Speaker 3>for the rest of your life. I fortunately got everything

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<v Speaker 3>that I could have gotten out of football in my

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<v Speaker 3>ten years. I started with my hometown team in Baltimore,

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<v Speaker 3>I got fired from them and went to five other teams,

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<v Speaker 3>and I came back to them ten years later and

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<v Speaker 3>finished my career in Baltimore with the Ravens. And my

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<v Speaker 3>goal coming in was for my kids to see me

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<v Speaker 3>play and for me to be able to make more

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<v Speaker 3>money off the field than on the field. Did it,

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<v Speaker 3>done it, happy, proud of myself. But to be able

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<v Speaker 3>to walk away like that and not walk away with hey,

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<v Speaker 3>you're not good enough, kid, or get out of here

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<v Speaker 3>or whatever, right, that can make me look at the

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<v Speaker 3>game for the rest of my life through like scarred eyes.

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<v Speaker 3>And frankly, you know, I realized in my first few games,

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<v Speaker 3>you know, I'm a competitor, which to be a competitor,

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<v Speaker 3>you got to kind of be a hater. Right, I'm

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<v Speaker 3>going to call a spade of space. So when I'm

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<v Speaker 3>looking at the game, I'm kind of like, man, I

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<v Speaker 3>could do that for a million I could do that, right,

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<v Speaker 3>And I didn't want that negative lens to affect my

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<v Speaker 3>children's love of the game because the game is also

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<v Speaker 3>provided so much for me, and so for me it

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<v Speaker 3>was forgive and let go of hating football to reconnect

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<v Speaker 3>them with my kids and getting to know them better

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<v Speaker 3>because as you all know, you know, kids are different.

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<v Speaker 3>You know you think you can treat them all the same,

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<v Speaker 3>No you can't.

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<v Speaker 4>They they different.

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<v Speaker 3>And then also starting to explore what things I was

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<v Speaker 3>truly interested in professionally beyond the game was the most

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<v Speaker 3>important making sure that I'm sticking true to the goals

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<v Speaker 3>I set up to my for myself going into the

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<v Speaker 3>NFL is like, when I leave, my goal is to

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<v Speaker 3>do what I want to do whenever I want to

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<v Speaker 3>do it, period. And that's in work, that's in business,

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<v Speaker 3>that's with family, and so making sure that I'm really

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<v Speaker 3>identifying what those things actually are.

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<v Speaker 1>So how far into your NFL career did you start

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<v Speaker 1>as an as an IVY League professor? At you Paying

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<v Speaker 1>So that's the school you w into. That was your

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<v Speaker 1>undergrad Yeah, so that how did that happened?

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<v Speaker 4>Yeah? So that was a number of experiences.

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<v Speaker 3>A number of those experiences actually helped develop your money

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<v Speaker 3>playbook and also help develop just my own mindset for

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<v Speaker 3>like how do we scale financial education. But I started

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<v Speaker 3>teaching in twenty nineteen spring of twenty nineteen, so that

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<v Speaker 3>was six years, my sixth, sixth year in the NFL.

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<v Speaker 3>I was with the New York Jets at the time,

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<v Speaker 3>so fortunately I was able to make a drive back

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<v Speaker 3>and forth to Philly and the off seasons, so I'd

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<v Speaker 3>literally be in Ota' spring training and then on Mondays

0:11:34.520 --> 0:11:37.280
<v Speaker 3>I'd be going over to Philly a night and teaching

0:11:37.320 --> 0:11:41.040
<v Speaker 3>a three hour lecture to at that time thirty students.

0:11:41.040 --> 0:11:42.720
<v Speaker 3>Now we have one hundred and twenty students each.

0:11:42.920 --> 0:11:43.640
<v Speaker 2>What did you teach?

0:11:44.480 --> 0:11:46.200
<v Speaker 4>So the course is called life one on one.

0:11:46.400 --> 0:11:49.400
<v Speaker 3>It is all the money decisions we make in life

0:11:49.440 --> 0:11:52.000
<v Speaker 3>that we don't talk about in school for some reason.

0:11:52.160 --> 0:11:54.720
<v Speaker 4>Right, so that's of our house. How to buy a car?

0:11:54.880 --> 0:11:58.840
<v Speaker 3>That three digit credit score? Well, how is it not perfect?

0:11:58.600 --> 0:12:01.079
<v Speaker 3>Don't I feel like I never messed up? I never

0:12:01.080 --> 0:12:03.280
<v Speaker 3>missed a bill, right, like all the things that we

0:12:03.320 --> 0:12:05.280
<v Speaker 3>actually deal with in life. Instead of us talking about

0:12:05.280 --> 0:12:07.760
<v Speaker 3>the tangent of a forty five degree angle, or hey,

0:12:07.800 --> 0:12:11.000
<v Speaker 3>compound interest, it's great. Instead of us worry about the formula,

0:12:11.080 --> 0:12:12.920
<v Speaker 3>let's just figure out what it is and how do

0:12:13.000 --> 0:12:14.240
<v Speaker 3>we use it for our lives.

0:12:14.240 --> 0:12:15.480
<v Speaker 4>And so there were a.

0:12:15.520 --> 0:12:17.679
<v Speaker 3>Number of experiences that I had in the league my

0:12:18.080 --> 0:12:23.040
<v Speaker 3>rookie year twenty thirteen, the NFLPA, the National Football League's

0:12:23.240 --> 0:12:26.960
<v Speaker 3>Players Association, our association, came and taught us about this

0:12:27.000 --> 0:12:29.400
<v Speaker 3>thing called a four to one K and hey, if

0:12:29.440 --> 0:12:32.440
<v Speaker 3>you are playing with this team long enough, you will

0:12:32.480 --> 0:12:34.920
<v Speaker 3>get put money into this thing. And they'll put money

0:12:34.920 --> 0:12:37.679
<v Speaker 3>into this thing. And I'm like, Dang, that sounded like

0:12:37.720 --> 0:12:38.240
<v Speaker 3>free money.

0:12:38.320 --> 0:12:39.680
<v Speaker 2>I might know they had a four to one K

0:12:39.760 --> 0:12:40.559
<v Speaker 2>in the NFL, but.

0:12:40.760 --> 0:12:43.000
<v Speaker 3>Yeah, they got some great benefits in the NFL. But

0:12:43.320 --> 0:12:45.079
<v Speaker 3>I also had to realize, like, all right, if I

0:12:45.080 --> 0:12:46.880
<v Speaker 3>don't make this team, if I don't make this tackle

0:12:46.920 --> 0:12:49.439
<v Speaker 3>of practice, none of this matters. Again, I was fired

0:12:49.440 --> 0:12:51.079
<v Speaker 3>a few times, so I was like, let me put

0:12:51.080 --> 0:12:51.760
<v Speaker 3>this in the back.

0:12:51.559 --> 0:12:52.839
<v Speaker 4>Of my pocket, my brain.

0:12:52.920 --> 0:12:54.959
<v Speaker 3>But I'm like, I had to make it to the

0:12:55.040 --> 0:12:57.000
<v Speaker 3>NFL to learn what a four to one K is, Like,

0:12:57.400 --> 0:12:58.360
<v Speaker 3>who is.

0:12:58.280 --> 0:12:59.960
<v Speaker 4>Going to teach my mom this? Who's gonna teach my

0:12:59.920 --> 0:13:00.840
<v Speaker 4>brother this? Right?

0:13:01.280 --> 0:13:03.840
<v Speaker 3>And then later on fast forward in twenty eighteen, my

0:13:03.880 --> 0:13:06.079
<v Speaker 3>wife and I we bought our first house townhouse now

0:13:06.080 --> 0:13:07.040
<v Speaker 3>it's a rental in.

0:13:06.960 --> 0:13:10.080
<v Speaker 4>New Jersey, and she called me.

0:13:10.120 --> 0:13:12.440
<v Speaker 3>I was in Detroit with the lines, went back to

0:13:12.440 --> 0:13:14.760
<v Speaker 3>see the home inspection and all that type of stuff

0:13:14.760 --> 0:13:16.679
<v Speaker 3>for a bye week, and then now we're closing. It's

0:13:16.679 --> 0:13:19.480
<v Speaker 3>December twenty sixteen. I'm sitting in my locker room and

0:13:19.520 --> 0:13:21.160
<v Speaker 3>they email me the closing package.

0:13:21.160 --> 0:13:22.160
<v Speaker 4>She's actually at.

0:13:22.280 --> 0:13:24.720
<v Speaker 3>The realtor's office and about to sign on the dot

0:13:24.720 --> 0:13:27.800
<v Speaker 3>of line and she's like, hey, hey, babe, Hey, does

0:13:27.840 --> 0:13:30.679
<v Speaker 3>everything look right? You know, I'm supposed to be the

0:13:30.679 --> 0:13:33.120
<v Speaker 3>Wharton Business School guy. You know, I've enterned on Wall

0:13:33.120 --> 0:13:35.800
<v Speaker 3>Street at Heads Fund. I'm looking and it's one hundred

0:13:35.840 --> 0:13:37.560
<v Speaker 3>and six pages of closing disclosures.

0:13:37.640 --> 0:13:39.520
<v Speaker 2>I'm like, I got how are you looking at it?

0:13:39.800 --> 0:13:42.200
<v Speaker 2>Not there? That's a huge stack of paper.

0:13:42.520 --> 0:13:44.520
<v Speaker 4>Oh no, I know. But I'm sitting literally in my

0:13:44.600 --> 0:13:46.839
<v Speaker 4>locker on my phone, open up the PDF, and I'm

0:13:46.880 --> 0:13:47.640
<v Speaker 4>just scrolling.

0:13:47.520 --> 0:13:51.720
<v Speaker 2>Us zooming in that exhibit. Jesus.

0:13:51.880 --> 0:13:54.760
<v Speaker 3>Yeah, I'm like, I have no idea whether this thing

0:13:54.840 --> 0:13:56.679
<v Speaker 3>is right or not, and I'm about to sign over

0:13:56.760 --> 0:13:57.800
<v Speaker 3>thirty years of my life.

0:13:57.880 --> 0:13:59.680
<v Speaker 4>And instead of us talking about this.

0:14:00.679 --> 0:14:03.000
<v Speaker 3>Which we all want to do at some point, whether

0:14:03.040 --> 0:14:07.079
<v Speaker 3>it's rent own, we all want to have shelter, we

0:14:07.080 --> 0:14:09.560
<v Speaker 3>were talking about things that I will never use in

0:14:09.600 --> 0:14:12.560
<v Speaker 3>my life again. And so all those things made me decide,

0:14:12.679 --> 0:14:15.600
<v Speaker 3>let's start a course for people use the platform of

0:14:15.640 --> 0:14:17.760
<v Speaker 3>the NFL, and then let's also figure out how to

0:14:17.800 --> 0:14:19.960
<v Speaker 3>scale it. And so now we have high school kids

0:14:19.960 --> 0:14:22.160
<v Speaker 3>who take it and get credit and things of that nature,

0:14:22.360 --> 0:14:24.200
<v Speaker 3>and we're continuing to build it out.

0:14:25.560 --> 0:14:28.680
<v Speaker 2>Oh that's amazing, Tiffany. That's like Kindred spirits over here,

0:14:28.720 --> 0:14:31.680
<v Speaker 2>right with your curriculum in Jersey.

0:14:32.000 --> 0:14:32.200
<v Speaker 4>Yeah.

0:14:32.400 --> 0:14:35.440
<v Speaker 1>No, that's amazing because I mean to do both at

0:14:35.440 --> 0:14:38.400
<v Speaker 1>the same time. I can't even imagine the amount of

0:14:38.440 --> 0:14:41.680
<v Speaker 1>work that that took. But I'm sure because you developed

0:14:41.720 --> 0:14:44.760
<v Speaker 1>these kind of like interests off the field, it helped

0:14:44.800 --> 0:14:47.239
<v Speaker 1>with the transition. So it wasn't like you just transitioned

0:14:47.280 --> 0:14:49.240
<v Speaker 1>to nothing. It was like, well, I was already teaching,

0:14:49.920 --> 0:14:52.080
<v Speaker 1>you know. And I know you have a nonprofit organization,

0:14:52.240 --> 0:14:53.520
<v Speaker 1>right yep, yep.

0:14:54.000 --> 0:14:56.800
<v Speaker 3>So my wife and I we have a well one.

0:14:56.920 --> 0:14:58.600
<v Speaker 3>Like you said, I guess before I even go to that,

0:14:58.920 --> 0:15:01.800
<v Speaker 3>I always trying to make sure I speaking, we and

0:15:01.960 --> 0:15:04.440
<v Speaker 3>hour a lot because I've been very blessed to have

0:15:04.480 --> 0:15:08.120
<v Speaker 3>an amazing team, amazing people who believe in the mission,

0:15:08.160 --> 0:15:10.160
<v Speaker 3>believe in the vision of what we're trying to do,

0:15:10.240 --> 0:15:13.280
<v Speaker 3>whether it's with Athletes dot Org or Beyond the Basics

0:15:13.360 --> 0:15:16.160
<v Speaker 3>or Life one on one, which is the course, and

0:15:17.040 --> 0:15:20.360
<v Speaker 3>they pour into it and make me much better than

0:15:20.400 --> 0:15:21.840
<v Speaker 3>I ever would be without them.

0:15:21.880 --> 0:15:25.120
<v Speaker 4>So shout out to the team. Keep you know, I

0:15:25.120 --> 0:15:25.920
<v Speaker 4>appreciate y'all.

0:15:26.960 --> 0:15:28.840
<v Speaker 3>And on top of that, I think you know, my

0:15:28.880 --> 0:15:31.120
<v Speaker 3>wife and I we start a foundation beyond the basics

0:15:31.160 --> 0:15:35.880
<v Speaker 3>inc our goal is to help young people realize their

0:15:35.920 --> 0:15:41.720
<v Speaker 3>potential earlier, right, and the reason being, I'm not in

0:15:41.760 --> 0:15:44.920
<v Speaker 3>the seat I'm in if I don't have a grandfather

0:15:44.960 --> 0:15:46.840
<v Speaker 3>and a mother who take the blinders off of me

0:15:46.880 --> 0:15:50.960
<v Speaker 3>and just expose me to where my ambition can take me. Right,

0:15:51.600 --> 0:15:54.680
<v Speaker 3>There's so many young people who are in neighborhoods that

0:15:54.800 --> 0:15:58.760
<v Speaker 3>they only see the four blocks between their house and

0:15:58.800 --> 0:16:02.440
<v Speaker 3>their school, and they don't see big cities and money

0:16:02.480 --> 0:16:04.680
<v Speaker 3>and all these other things where now, if they had

0:16:04.720 --> 0:16:06.880
<v Speaker 3>that ambition, they can see WHOA hold.

0:16:06.680 --> 0:16:08.920
<v Speaker 4>Up, I could do that over there.

0:16:08.960 --> 0:16:13.280
<v Speaker 3>So our foundation we do some amazing, unique, once in

0:16:13.320 --> 0:16:17.760
<v Speaker 3>the lifetime experiences, and we also focus on helping take

0:16:17.800 --> 0:16:21.520
<v Speaker 3>those blinders off of young people through exposure, through mentors

0:16:21.640 --> 0:16:23.359
<v Speaker 3>and shadow opportunities.

0:16:24.160 --> 0:16:24.520
<v Speaker 4>We have.

0:16:26.000 --> 0:16:29.160
<v Speaker 3>One of our biggest event actually coming up for the holidays,

0:16:29.320 --> 0:16:32.160
<v Speaker 3>which is December to remember, we take kids around the

0:16:32.200 --> 0:16:33.760
<v Speaker 3>country shopping.

0:16:33.320 --> 0:16:34.160
<v Speaker 4>For the holidays.

0:16:34.200 --> 0:16:38.600
<v Speaker 3>All these kids underserved, amazing young folks who come into

0:16:38.840 --> 0:16:41.560
<v Speaker 3>a Target or Walmart thinking that they're going to do

0:16:41.600 --> 0:16:45.520
<v Speaker 3>community service and when they get there they get to

0:16:45.600 --> 0:16:48.600
<v Speaker 3>meet one of their favorite NFL players from the local team.

0:16:48.680 --> 0:16:50.640
<v Speaker 3>But then they also get two hundred bucks that they

0:16:50.640 --> 0:16:54.240
<v Speaker 3>can go and spending the store. And the beautiful thing

0:16:54.240 --> 0:16:56.680
<v Speaker 3>about it is most of them spend more money on

0:16:56.760 --> 0:17:00.920
<v Speaker 3>other people than themselves. So it's been a experience. We've

0:17:00.920 --> 0:17:03.440
<v Speaker 3>been doing it for eight years now and just been

0:17:03.480 --> 0:17:05.720
<v Speaker 3>fortunate again to have players around the league. One of

0:17:05.800 --> 0:17:08.040
<v Speaker 3>the good things about getting cut so much and going

0:17:08.040 --> 0:17:10.040
<v Speaker 3>to six different teams, I guess was you make a

0:17:10.080 --> 0:17:12.600
<v Speaker 3>lot of friends around the league that want to continue

0:17:12.600 --> 0:17:14.560
<v Speaker 3>to support different initiatives as well.

0:17:14.640 --> 0:17:17.119
<v Speaker 2>So I was wondering about that because how, you know,

0:17:17.200 --> 0:17:20.159
<v Speaker 2>I think about the importance of listen. I'm not even

0:17:20.240 --> 0:17:23.240
<v Speaker 2>like try Mandy, do not try to say anything about sports,

0:17:23.240 --> 0:17:27.360
<v Speaker 2>because you really don't know. But with a team, there's

0:17:27.400 --> 0:17:30.280
<v Speaker 2>so many sports metaphors in business. I mean, people love

0:17:30.280 --> 0:17:32.600
<v Speaker 2>a sports metaphor. So much of the language that we

0:17:32.640 --> 0:17:34.800
<v Speaker 2>speak around money is around it is like what the

0:17:34.800 --> 0:17:37.160
<v Speaker 2>sports tend to at the team element and all of that.

0:17:37.760 --> 0:17:41.399
<v Speaker 2>But when you're moving so frequently, Yeah, how what was

0:17:41.440 --> 0:17:43.760
<v Speaker 2>it like being the new kid so many times? And

0:17:43.920 --> 0:17:44.760
<v Speaker 2>what grounded you?

0:17:45.520 --> 0:17:49.800
<v Speaker 3>Yeah, that is a phenomenal question, you know, I think

0:17:49.840 --> 0:17:56.160
<v Speaker 3>that for me, you have to hone in on who

0:17:56.280 --> 0:17:59.080
<v Speaker 3>you are and what your identity is some of the

0:17:59.119 --> 0:18:03.359
<v Speaker 3>greatest plays talk about the fundamentals, the fundamentals like of

0:18:03.400 --> 0:18:07.680
<v Speaker 3>the sport. So, you know, Lebron James is amazing. Obviously

0:18:07.960 --> 0:18:11.119
<v Speaker 3>he's God has put a little extra on it, right,

0:18:11.160 --> 0:18:13.040
<v Speaker 3>he said, you know what you Lebron, right, But he

0:18:13.200 --> 0:18:17.199
<v Speaker 3>also is like extremely consistent in all the details of

0:18:17.240 --> 0:18:18.040
<v Speaker 3>what makes him great.

0:18:18.160 --> 0:18:18.760
<v Speaker 4>His diet.

0:18:19.080 --> 0:18:21.080
<v Speaker 3>The years ago, he was at a little high school

0:18:21.119 --> 0:18:24.120
<v Speaker 3>game and they were like, Lebron James got billions of dollars.

0:18:24.160 --> 0:18:26.720
<v Speaker 3>You know, he's a billionaire now and he's eating you know,

0:18:27.080 --> 0:18:29.760
<v Speaker 3>trail mix out of a ziploc bag. Well, most people

0:18:29.800 --> 0:18:31.880
<v Speaker 3>are like, you know, oh, like he's trying to save

0:18:31.960 --> 0:18:33.880
<v Speaker 3>money and not go to the concession stand. No, he's

0:18:33.880 --> 0:18:36.560
<v Speaker 3>more so just protecting his health and his body as

0:18:36.640 --> 0:18:39.719
<v Speaker 3>big as asset. He's focused on the fundamentals of what

0:18:39.760 --> 0:18:42.040
<v Speaker 3>it takes for him to be great. For me, I

0:18:42.240 --> 0:18:45.159
<v Speaker 3>was always focused on my standard being my standard. So

0:18:45.240 --> 0:18:48.520
<v Speaker 3>when I go into any room, any locker room, you know,

0:18:48.560 --> 0:18:50.440
<v Speaker 3>one of the best pieces of advice was like, don't

0:18:50.480 --> 0:18:53.360
<v Speaker 3>try to fit in with everybody, stand out.

0:18:53.320 --> 0:18:54.200
<v Speaker 4>Be you right.

0:18:54.520 --> 0:18:56.840
<v Speaker 3>And so whether I was on the Jets, the Baltimore

0:18:56.920 --> 0:19:00.320
<v Speaker 3>Ravens New England Patriots, the Falcons, whatever it was.

0:19:00.480 --> 0:19:04.920
<v Speaker 4>I'm brand. Yes, I did play from Atlanta out there

0:19:04.920 --> 0:19:05.600
<v Speaker 4>we go, there we go.

0:19:05.880 --> 0:19:08.639
<v Speaker 2>Was it a good time or like? Listen, you know,

0:19:08.680 --> 0:19:12.840
<v Speaker 2>I mean the paycheck those are some big you weren't.

0:19:12.960 --> 0:19:14.439
<v Speaker 2>I mean, I know you said you got fired, but

0:19:14.480 --> 0:19:17.200
<v Speaker 2>it wasn't like you didn't get hired by some great teams. Yeah,

0:19:17.240 --> 0:19:19.240
<v Speaker 2>I mean those are some incredible teams.

0:19:19.480 --> 0:19:21.719
<v Speaker 4>Yeah, No, I was. I was, like I said, I

0:19:21.760 --> 0:19:22.240
<v Speaker 4>was fortunate.

0:19:22.240 --> 0:19:25.320
<v Speaker 3>I mean, you know, the average NFL you know, career

0:19:25.560 --> 0:19:31.159
<v Speaker 3>is two years now and whoa and you know I

0:19:31.280 --> 0:19:34.360
<v Speaker 3>was fortunate to play for ten and so yeah, by

0:19:35.359 --> 0:19:37.520
<v Speaker 3>by my own standards. You know, when we went out there,

0:19:37.520 --> 0:19:39.720
<v Speaker 3>I made mom a proud you know, I made my

0:19:39.720 --> 0:19:43.200
<v Speaker 3>wife proud. You know that they were proud of who

0:19:43.200 --> 0:19:45.040
<v Speaker 3>I am and who I was. But yeah, it was

0:19:45.080 --> 0:19:47.200
<v Speaker 3>not an easy feed at all. But as you mentioned,

0:19:47.200 --> 0:19:50.640
<v Speaker 3>it's locking on who I am, locking on my fundamentals,

0:19:50.680 --> 0:19:52.640
<v Speaker 3>and I go into my locker room and I'm gonna

0:19:52.680 --> 0:19:55.640
<v Speaker 3>make it better, right, And you have to drown out

0:19:55.640 --> 0:19:58.720
<v Speaker 3>the noise and you have to really know who you

0:19:58.760 --> 0:20:03.040
<v Speaker 3>are because a lot of young players do, especially, and

0:20:03.400 --> 0:20:04.840
<v Speaker 3>I was no.

0:20:06.400 --> 0:20:07.280
<v Speaker 4>I wasn't above it.

0:20:07.720 --> 0:20:09.280
<v Speaker 3>But what a lot of young players do is they

0:20:09.760 --> 0:20:12.640
<v Speaker 3>become a chameleon to the locker room that they're in. Right,

0:20:12.640 --> 0:20:15.120
<v Speaker 3>you're twenty two years old, twenty one, twenty two years old,

0:20:15.200 --> 0:20:19.240
<v Speaker 3>You're around money for the first time. You're around veterans who,

0:20:19.920 --> 0:20:22.479
<v Speaker 3>on paper you think that they're doing it the right way,

0:20:22.560 --> 0:20:25.480
<v Speaker 3>some of which are some of which aren't right, and

0:20:25.880 --> 0:20:28.840
<v Speaker 3>you start to take notes from the wrong people, and

0:20:28.920 --> 0:20:31.600
<v Speaker 3>that can also, you know, lead to your derailment. So

0:20:31.640 --> 0:20:33.359
<v Speaker 3>I've just been fortunate to be around the right people,

0:20:33.440 --> 0:20:35.960
<v Speaker 3>take notes from the right folks, and just you know,

0:20:36.240 --> 0:20:39.120
<v Speaker 3>be strong enough to be who I am in every

0:20:39.160 --> 0:20:40.960
<v Speaker 3>locker room, whether people liked it or not.

0:20:43.920 --> 0:20:46.240
<v Speaker 2>Now, you said that one of your biggest goals was

0:20:46.280 --> 0:20:48.840
<v Speaker 2>to as far as a transition, and what success looked

0:20:48.880 --> 0:20:50.960
<v Speaker 2>like was to make more money out of the NFL

0:20:51.160 --> 0:20:54.160
<v Speaker 2>than in it. So then you became a teacher. So

0:20:54.640 --> 0:20:58.719
<v Speaker 2>I'm just like what I mean, I know you were

0:20:58.720 --> 0:21:04.080
<v Speaker 2>a professor at school, but make it make sense. What

0:21:04.080 --> 0:21:05.600
<v Speaker 2>does that look like for you? What are your like

0:21:05.680 --> 0:21:09.280
<v Speaker 2>income streams post or is it a work in progress?

0:21:09.600 --> 0:21:11.159
<v Speaker 2>Like we get we get there, we go there on

0:21:11.200 --> 0:21:12.120
<v Speaker 2>Brown ambition.

0:21:12.359 --> 0:21:15.400
<v Speaker 3>No, No, that's these are the conversations we should be having.

0:21:15.440 --> 0:21:18.280
<v Speaker 3>I think that you know what everyone needs to do.

0:21:18.359 --> 0:21:21.879
<v Speaker 3>So when I took my first role at PEN, I

0:21:22.040 --> 0:21:24.560
<v Speaker 3>was not paid a dollar, that was not paid a

0:21:24.640 --> 0:21:27.840
<v Speaker 3>cent to be there and to show up, and they

0:21:27.840 --> 0:21:29.840
<v Speaker 3>paid for my travel back and forth. I would go

0:21:29.920 --> 0:21:32.880
<v Speaker 3>to for Lauderdale to train, I would fly back up

0:21:33.200 --> 0:21:35.240
<v Speaker 3>in the off season, things of that nature. So they

0:21:35.280 --> 0:21:38.440
<v Speaker 3>did that, but for me, I understood that the opportunity

0:21:38.480 --> 0:21:41.320
<v Speaker 3>to take that and leverage it into so many other ways.

0:21:42.160 --> 0:21:44.359
<v Speaker 3>I'm I'm a hustler. We're gonna figure it out. And

0:21:44.359 --> 0:21:47.040
<v Speaker 3>so I think that you know, for the Brown Ambition audience,

0:21:47.040 --> 0:21:50.000
<v Speaker 3>there's sometimes where there's things that aren't giving you the

0:21:50.080 --> 0:21:52.960
<v Speaker 3>value that you think you deserve at that point in time.

0:21:53.320 --> 0:21:55.480
<v Speaker 3>But you have to be smart enough to ring that

0:21:55.560 --> 0:21:58.439
<v Speaker 3>towel out and get every ounce of value that you

0:21:58.560 --> 0:22:02.239
<v Speaker 3>can out of it well on your own. So from that,

0:22:02.480 --> 0:22:08.159
<v Speaker 3>for example, we've created partnerships with brokerage platforms and with

0:22:08.440 --> 0:22:11.800
<v Speaker 3>education companies that have been able to pay me, been

0:22:11.800 --> 0:22:13.399
<v Speaker 3>able to pay my team, been able to pay my

0:22:13.440 --> 0:22:16.880
<v Speaker 3>production team. But also I've been able to get equity

0:22:17.119 --> 0:22:18.560
<v Speaker 3>in those companies as well.

0:22:18.640 --> 0:22:20.840
<v Speaker 4>Right, we are now.

0:22:20.720 --> 0:22:24.600
<v Speaker 3>At the point where we're launching, like we launched financial

0:22:24.680 --> 0:22:28.560
<v Speaker 3>literacy courses on college campuses now with partners like Robinhood. Right,

0:22:28.600 --> 0:22:31.840
<v Speaker 3>so I'm going to Howard next week. Actually, we're launching

0:22:32.080 --> 0:22:36.080
<v Speaker 3>money drills of a financial literacy course on Howard's campus

0:22:36.480 --> 0:22:38.960
<v Speaker 3>for all those universities for all of those students, which

0:22:38.960 --> 0:22:41.520
<v Speaker 3>I'm extremely excited about as well too. So we've been

0:22:41.520 --> 0:22:47.040
<v Speaker 3>able to leverage something. It's speaking, it's building courses, it's consulting.

0:22:47.800 --> 0:22:53.320
<v Speaker 3>We help certain companies better basically make their employees more productive,

0:22:53.400 --> 0:22:56.800
<v Speaker 3>because if their employees understand their finances better, then you

0:22:56.840 --> 0:22:59.360
<v Speaker 3>can come in more productive, you can come in happier

0:22:59.760 --> 0:23:01.680
<v Speaker 3>as opposed to just being like, man, I don't know

0:23:01.720 --> 0:23:04.040
<v Speaker 3>how gonna keep the lights on two weeks from now, right,

0:23:04.840 --> 0:23:07.760
<v Speaker 3>So that's one leg We've also, I'm very big in

0:23:07.800 --> 0:23:10.840
<v Speaker 3>the real estate. We've done a show on Netflix, top ten,

0:23:10.960 --> 0:23:13.359
<v Speaker 3>top ten show. You know what I'm saying, Tiffany, I'm up,

0:23:13.800 --> 0:23:17.080
<v Speaker 3>you know, up there with Tiffany on the Netflix crew

0:23:17.160 --> 0:23:19.399
<v Speaker 3>and everything like that. But it was called by my house.

0:23:19.440 --> 0:23:21.920
<v Speaker 3>It was Shark Tank, but instead of people pitching businesses,

0:23:21.920 --> 0:23:25.199
<v Speaker 3>they were pitching their homes to me. Pam Leeman, the

0:23:25.240 --> 0:23:28.919
<v Speaker 3>CEO of the Corcoran Group, Blane Kellman, the CEO of

0:23:28.960 --> 0:23:33.080
<v Speaker 3>Redfinn and Denisia Wrights. They're an amazing investor and entrepreneur

0:23:33.119 --> 0:23:35.040
<v Speaker 3>out of Los Angeles, and so you know, we've been

0:23:35.080 --> 0:23:37.359
<v Speaker 3>able to leverage those things. You know, I had my

0:23:37.400 --> 0:23:39.439
<v Speaker 3>own trailer. I'm like, hold up.

0:23:44.560 --> 0:23:48.120
<v Speaker 4>This was right before we It launched the year after

0:23:48.200 --> 0:23:50.479
<v Speaker 4>I was with the Falcons, but I remember shooting it

0:23:50.560 --> 0:23:53.040
<v Speaker 4>right before going to training camp with the Falcons in

0:23:53.080 --> 0:23:55.879
<v Speaker 4>twenty twenty one. But anyway, so we've done that. We

0:23:55.960 --> 0:23:57.160
<v Speaker 4>do real estate as well too.

0:23:57.200 --> 0:23:59.640
<v Speaker 3>So I started doing flips when I was in Detroit

0:23:59.680 --> 0:24:04.720
<v Speaker 3>with the talking you know, thirty two thousand dollars auction properties.

0:24:04.760 --> 0:24:06.920
<v Speaker 4>Things you walk into. I got videos. I'll show y'all

0:24:06.920 --> 0:24:09.040
<v Speaker 4>one day if you ever interested. Things you walk into.

0:24:09.040 --> 0:24:11.399
<v Speaker 3>And my property manager like literally going through and just

0:24:11.440 --> 0:24:14.560
<v Speaker 3>like hearing stuff moving and like, yeah, cope, I love you,

0:24:14.640 --> 0:24:16.760
<v Speaker 3>but f this, I'm out of here, and like getting

0:24:16.800 --> 0:24:19.359
<v Speaker 3>out of the joint right, turning it around, putting in

0:24:19.640 --> 0:24:22.200
<v Speaker 3>forty thousand into it and flipping it for one twenty

0:24:22.280 --> 0:24:25.160
<v Speaker 3>eight thirty seven and just doing that over and over

0:24:25.160 --> 0:24:27.840
<v Speaker 3>and over again. And now we're at the point where

0:24:27.920 --> 0:24:30.960
<v Speaker 3>you know, we're doing multi family buildings. We got a

0:24:31.000 --> 0:24:35.119
<v Speaker 3>eighty eight unit in California. We got a couple affordable

0:24:35.119 --> 0:24:38.240
<v Speaker 3>housing projects in Newark, New Jersey. Looking forward to those

0:24:38.240 --> 0:24:40.720
<v Speaker 3>things coming online as well too. And then now we're

0:24:40.720 --> 0:24:44.600
<v Speaker 3>also doing land development down in the Florida area, but

0:24:44.640 --> 0:24:48.360
<v Speaker 3>also Texas as well too, So now you're talking tenants more.

0:24:48.440 --> 0:24:51.640
<v Speaker 3>So you know, a couple hundred acres. You got other

0:24:51.720 --> 0:24:53.280
<v Speaker 3>NFL players involved as well too.

0:24:53.320 --> 0:24:54.280
<v Speaker 4>But now you got.

0:24:54.440 --> 0:24:59.560
<v Speaker 3>Literally Target and Walmart competing for a spot. And I

0:24:59.600 --> 0:25:02.960
<v Speaker 3>think we just accepted a LOI from Lows. You got

0:25:03.080 --> 0:25:06.880
<v Speaker 3>Chase Bank, Starbucks, et cetera. So just kind of I'll say,

0:25:06.880 --> 0:25:10.240
<v Speaker 3>for me, I've always been extremely curious, Kevin Hart says

0:25:10.920 --> 0:25:12.800
<v Speaker 3>in his podcast Heart the Heart.

0:25:12.600 --> 0:25:14.439
<v Speaker 4>With an interview with Jay Z.

0:25:14.640 --> 0:25:17.440
<v Speaker 3>Always says, you know, people will let him into the room,

0:25:17.760 --> 0:25:19.840
<v Speaker 3>but then there be a door, and you know, they

0:25:19.880 --> 0:25:21.840
<v Speaker 3>let him behind one door, and then there be another door,

0:25:21.880 --> 0:25:24.800
<v Speaker 3>and most people get excited about being in that room, right.

0:25:24.680 --> 0:25:26.920
<v Speaker 4>And You're just like, yeah, I'm here, I'm on Netflix.

0:25:27.040 --> 0:25:29.720
<v Speaker 3>Yeah, you know, but I'm kind of like, now, like

0:25:29.760 --> 0:25:31.000
<v Speaker 3>what's behind there?

0:25:31.080 --> 0:25:32.120
<v Speaker 4>Like just just.

0:25:32.040 --> 0:25:37.560
<v Speaker 3>In that curiosity for me also eventually leads to some action,

0:25:37.960 --> 0:25:41.280
<v Speaker 3>and fortunately our actions have been good thus far.

0:25:41.480 --> 0:25:44.720
<v Speaker 4>So pray for you boy a lot.

0:25:45.400 --> 0:25:49.320
<v Speaker 1>I just had my team, my team meeting this morning,

0:25:49.640 --> 0:25:53.040
<v Speaker 1>two hour long. I like start strategic planning, and you know,

0:25:53.119 --> 0:25:54.960
<v Speaker 1>you look at all the stuff, You're like, ha ha,

0:25:55.920 --> 0:25:59.280
<v Speaker 1>these all our projects and so I understand the pray

0:25:59.320 --> 0:26:02.359
<v Speaker 1>for your girl part. So then, so how did this

0:26:02.480 --> 0:26:04.960
<v Speaker 1>lead to? So you're doing all of this and somehow

0:26:05.000 --> 0:26:07.840
<v Speaker 1>you managed to write a book? Yeah you know, Okay,

0:26:07.840 --> 0:26:09.359
<v Speaker 1>tell us more about your book. Who is it for?

0:26:10.240 --> 0:26:10.480
<v Speaker 4>Yeah?

0:26:10.480 --> 0:26:12.040
<v Speaker 1>How did you even find the time to like to

0:26:12.160 --> 0:26:12.800
<v Speaker 1>get to it?

0:26:13.160 --> 0:26:13.440
<v Speaker 4>Yeah?

0:26:13.480 --> 0:26:16.920
<v Speaker 3>So it started as we started the book, and I say,

0:26:16.960 --> 0:26:19.040
<v Speaker 3>we get my team because you know, like you said,

0:26:19.040 --> 0:26:22.320
<v Speaker 3>you got to expand yourself. But we started the book

0:26:22.520 --> 0:26:25.760
<v Speaker 3>three years ago now, and it was really started as

0:26:25.800 --> 0:26:29.760
<v Speaker 3>forty pages just for our class, because for every semester,

0:26:30.320 --> 0:26:33.520
<v Speaker 3>you know, with the curriculum for the course, the syllabus,

0:26:33.520 --> 0:26:36.399
<v Speaker 3>plus the assignments and the homework assignments, you're pointing them

0:26:36.480 --> 0:26:39.080
<v Speaker 3>to other books. I'm pointing them to Everyday Millionaires and

0:26:39.160 --> 0:26:41.679
<v Speaker 3>rich Dad, Poor Dad and this YouTube video and stuff

0:26:41.720 --> 0:26:44.080
<v Speaker 3>like that. And eventually you get to the point where like,

0:26:44.080 --> 0:26:46.400
<v Speaker 3>all right, well, I'm going to establish my own set

0:26:46.400 --> 0:26:49.000
<v Speaker 3>of rules and standards here that you.

0:26:48.920 --> 0:26:51.240
<v Speaker 4>Can all that are evergreen, that you all can can

0:26:51.400 --> 0:26:53.200
<v Speaker 4>use in your own lives and go ahead, share it

0:26:53.200 --> 0:26:55.080
<v Speaker 4>with your friends, share it with your family, et cetera.

0:26:55.520 --> 0:26:59.520
<v Speaker 4>And so after the first semester of doing that, one

0:26:59.600 --> 0:27:01.240
<v Speaker 4>of the things I was thinking was like, Yo, this

0:27:01.320 --> 0:27:04.720
<v Speaker 4>is cool. But yeah, I'm my biggest critic.

0:27:05.119 --> 0:27:09.520
<v Speaker 3>Typically this is cool, but is anybody walking away with

0:27:09.640 --> 0:27:12.719
<v Speaker 3>something that they can actually like go sit down and

0:27:12.760 --> 0:27:16.120
<v Speaker 3>build their actual plan with or are they walking away

0:27:16.119 --> 0:27:18.240
<v Speaker 3>with a bunch of tips and a bunch of advice

0:27:18.520 --> 0:27:20.280
<v Speaker 3>and what is a four to one K and why

0:27:20.280 --> 0:27:21.240
<v Speaker 3>it's important what.

0:27:21.280 --> 0:27:24.120
<v Speaker 4>You can find anywhere? No offense? Right? Like, but but.

0:27:24.200 --> 0:27:27.680
<v Speaker 3>Ultimately, are you actually giving me Okay, this is the

0:27:28.520 --> 0:27:30.920
<v Speaker 3>this is the play call. I'm gonna go football for

0:27:31.080 --> 0:27:33.080
<v Speaker 3>saying this is the play call. This is how you

0:27:33.119 --> 0:27:36.280
<v Speaker 3>actually executed. This is how you executed in your life.

0:27:36.800 --> 0:27:40.639
<v Speaker 3>For example, third third child, third baby boy, we just

0:27:40.640 --> 0:27:44.359
<v Speaker 3>set up his roth Ira in about six minutes this morning,

0:27:44.520 --> 0:27:47.199
<v Speaker 3>like fresh hot off the presses, right, he already in

0:27:47.240 --> 0:27:48.639
<v Speaker 3>my you know what I'm.

0:27:48.480 --> 0:27:51.560
<v Speaker 1>Saying, babe off, Yeah, he got on.

0:27:53.240 --> 0:27:55.240
<v Speaker 4>You know, they're all looking at me like, I can't

0:27:55.280 --> 0:27:58.840
<v Speaker 4>wait so we can get a bag. I'm like, no, no, no, no, no,

0:28:00.080 --> 0:28:00.720
<v Speaker 4>my downfall.

0:28:01.119 --> 0:28:03.159
<v Speaker 2>You know they got to be on the payroll.

0:28:02.840 --> 0:28:06.879
<v Speaker 3>Right, Yes they are. They models. I get them in everything.

0:28:06.880 --> 0:28:08.040
<v Speaker 4>I get every single thing.

0:28:09.760 --> 0:28:12.800
<v Speaker 3>But again, but now taking that process that I did

0:28:12.840 --> 0:28:15.280
<v Speaker 3>for that and also putting it into the playbook, so

0:28:15.400 --> 0:28:18.359
<v Speaker 3>now you as an individual can take it and actually

0:28:18.400 --> 0:28:19.120
<v Speaker 3>apply to your life.

0:28:19.160 --> 0:28:20.159
<v Speaker 4>And one of the.

0:28:20.040 --> 0:28:25.320
<v Speaker 3>Best pieces of feedback I've gotten. It's been a couple

0:28:25.400 --> 0:28:28.000
<v Speaker 3>of them, but one in particular my one of the guys,

0:28:28.040 --> 0:28:31.360
<v Speaker 3>Danny Mac who goes around with me sometimes and he's

0:28:31.359 --> 0:28:36.040
<v Speaker 3>shooting things and again making me look better than I am.

0:28:36.760 --> 0:28:37.639
<v Speaker 4>One of the things he said, he.

0:28:37.680 --> 0:28:38.960
<v Speaker 3>Was like, man, I tried to read your book, but

0:28:39.320 --> 0:28:42.160
<v Speaker 3>it wasn't no easy read. This wasn't no no sit

0:28:42.200 --> 0:28:45.040
<v Speaker 3>down and like just nonchalantly read it.

0:28:45.080 --> 0:28:47.880
<v Speaker 4>Like I had to break out my own notebook and

0:28:47.960 --> 0:28:50.880
<v Speaker 4>like write out my goals and and write out my

0:28:50.960 --> 0:28:53.640
<v Speaker 4>plan and all this stuff. And I was like, that's

0:28:53.640 --> 0:28:55.840
<v Speaker 4>what I'm talking about, That's exactly what I want. Like

0:28:56.120 --> 0:28:58.240
<v Speaker 4>when you leave this thing, you leave it better.

0:28:58.400 --> 0:29:01.040
<v Speaker 3>And I got a d M from a friend that

0:29:01.120 --> 0:29:03.880
<v Speaker 3>I used to train with. He ran track and uh,

0:29:04.000 --> 0:29:06.080
<v Speaker 3>you know, tried to make the Olympic team and unfortunately

0:29:06.160 --> 0:29:08.360
<v Speaker 3>fell a little bit short. And one of the things

0:29:08.400 --> 0:29:10.040
<v Speaker 3>he said, he was like, man, I had to thanks

0:29:10.080 --> 0:29:11.880
<v Speaker 3>for holding me accountable this morning. I had to go

0:29:11.920 --> 0:29:16.080
<v Speaker 3>back and read the fourth quarter about blank blank blank

0:29:16.080 --> 0:29:18.280
<v Speaker 3>blank blank to make sure I'm buttoning up this stuff

0:29:18.280 --> 0:29:18.840
<v Speaker 3>with my legacy.

0:29:18.880 --> 0:29:20.160
<v Speaker 4>He just had his second.

0:29:20.240 --> 0:29:23.640
<v Speaker 3>Child as well too, so so anyway, that to me

0:29:24.400 --> 0:29:27.640
<v Speaker 3>is what was missing years ago. And so we went back,

0:29:28.000 --> 0:29:30.640
<v Speaker 3>retooled it and tried to make sure that every single

0:29:30.720 --> 0:29:32.640
<v Speaker 3>time you go through a quarter, what we call a

0:29:32.720 --> 0:29:36.760
<v Speaker 3>quarter because of the football realms, you know what I'm saying,

0:29:37.480 --> 0:29:38.200
<v Speaker 3>you know, trying.

0:29:38.000 --> 0:29:41.000
<v Speaker 4>To make sure I'm bringing.

0:29:41.440 --> 0:29:44.440
<v Speaker 2>Twenty percent of the game is a quarter. I do

0:29:44.560 --> 0:29:46.880
<v Speaker 2>know that, you know.

0:29:47.080 --> 0:29:49.440
<v Speaker 3>We tried to make sure that that you can walk

0:29:49.480 --> 0:29:52.200
<v Speaker 3>away from that quarter with something that, if you put

0:29:52.240 --> 0:29:54.880
<v Speaker 3>in the work, you can actually go and apply to

0:29:54.920 --> 0:29:57.560
<v Speaker 3>your life. You walk away with that playbook and that blueprint,

0:29:57.560 --> 0:29:58.560
<v Speaker 3>which was important to me.

0:29:59.480 --> 0:30:02.760
<v Speaker 2>Okay, Yeah, who do you think the book is for? Yeah, like,

0:30:02.760 --> 0:30:04.720
<v Speaker 2>who's your ideal reader? Are they younger?

0:30:05.440 --> 0:30:07.200
<v Speaker 4>Yeah? Young adults, young adults.

0:30:07.200 --> 0:30:10.000
<v Speaker 3>I think I truly think that everybody can find something

0:30:10.000 --> 0:30:11.920
<v Speaker 3>in it for sure, because I mean, I'm sure as

0:30:11.960 --> 0:30:15.400
<v Speaker 3>you both know, right, like, financial education is not something

0:30:15.400 --> 0:30:19.520
<v Speaker 3>that anybody has been formally taught for the most part, right, So,

0:30:19.600 --> 0:30:22.800
<v Speaker 3>like there's people in their forties fifties who just never

0:30:22.920 --> 0:30:26.520
<v Speaker 3>had these lessons, right, and now instead of them necessarily

0:30:26.560 --> 0:30:28.480
<v Speaker 3>potentially using it for them, they may use it for

0:30:28.520 --> 0:30:32.160
<v Speaker 3>their children or how they you know, engage with their children.

0:30:32.200 --> 0:30:35.000
<v Speaker 3>But for me, it was originally as for young adults,

0:30:35.000 --> 0:30:38.360
<v Speaker 3>that college age, that college graduate, who's really like going

0:30:38.400 --> 0:30:42.400
<v Speaker 3>out and really planning a strong financial life and a

0:30:42.440 --> 0:30:43.560
<v Speaker 3>strong financial future.

0:30:44.440 --> 0:30:46.560
<v Speaker 2>Perfect. We get that question a lot, and I think

0:30:46.600 --> 0:30:49.360
<v Speaker 2>it's not a one size fit all answer, but talk

0:30:49.440 --> 0:30:52.040
<v Speaker 2>to us. You mentioned the roth iray for your baby

0:30:52.160 --> 0:30:56.520
<v Speaker 2>whose belly buttons still ain't fallen off. Personally, I was like,

0:30:56.560 --> 0:30:58.120
<v Speaker 2>you can might tell my husband you can catch it.

0:30:58.160 --> 0:31:01.840
<v Speaker 2>I don't want to touch, but like talk about like

0:31:01.880 --> 0:31:05.440
<v Speaker 2>if you were going to give parents of small children

0:31:05.520 --> 0:31:08.440
<v Speaker 2>or any age child really some tips on setting them

0:31:08.480 --> 0:31:11.200
<v Speaker 2>up for financial success just from your personal experience, what

0:31:11.240 --> 0:31:12.080
<v Speaker 2>would you say.

0:31:12.400 --> 0:31:15.320
<v Speaker 3>Yeah, yeah, and sorry, you talked about the belly button

0:31:15.480 --> 0:31:17.880
<v Speaker 3>and this is probably something my wife will will kill me.

0:31:17.920 --> 0:31:18.200
<v Speaker 1>For him.

0:31:18.320 --> 0:31:22.520
<v Speaker 2>So that's fine, you don't put it in the jar

0:31:22.560 --> 0:31:23.040
<v Speaker 2>and keep it.

0:31:24.320 --> 0:31:28.200
<v Speaker 4>Yeah yeah, we eat it now it's.

0:31:28.080 --> 0:31:30.600
<v Speaker 2>Like dehydrated, and polarize it and wear it in a

0:31:30.640 --> 0:31:31.320
<v Speaker 2>little necklace.

0:31:33.760 --> 0:31:36.960
<v Speaker 3>I will say this, and this is you know, maybe

0:31:36.960 --> 0:31:39.880
<v Speaker 3>I'm naive, you know, but my wife and I, you know,

0:31:39.920 --> 0:31:42.720
<v Speaker 3>we planned for our first child in terms of the pregnancy.

0:31:42.760 --> 0:31:43.680
<v Speaker 4>We had a doula in there.

0:31:43.720 --> 0:31:46.800
<v Speaker 3>Who's my wife's best friend, shout out the YACHTI her

0:31:46.840 --> 0:31:49.800
<v Speaker 3>best friend and the godmother of our first child. But

0:31:49.840 --> 0:31:52.280
<v Speaker 3>nobody told me about the placent the bag. All right,

0:31:52.560 --> 0:31:54.720
<v Speaker 3>so I know this. I'm not trying to get you

0:31:54.760 --> 0:31:56.200
<v Speaker 3>all in a different rating category.

0:31:57.320 --> 0:32:00.800
<v Speaker 2>Oh let's go there. Female anatomy we do know about.

0:32:01.320 --> 0:32:03.640
<v Speaker 4>Yeah, well yeah, I'm sitting there. You know.

0:32:03.880 --> 0:32:06.120
<v Speaker 3>You know, baby boys start crying. The first one, you

0:32:06.160 --> 0:32:08.960
<v Speaker 3>the Bryson is his names twenty nineteen. He started crying,

0:32:08.960 --> 0:32:10.760
<v Speaker 3>and then I, for the I ain't gonna lie, I

0:32:10.760 --> 0:32:13.640
<v Speaker 3>started crying, you know, I started. I said, oh oh snap,

0:32:13.680 --> 0:32:18.240
<v Speaker 3>it got real, oh real responsibilities, okay, and then they

0:32:18.240 --> 0:32:21.040
<v Speaker 3>start pulling and I was just like, what's.

0:32:22.520 --> 0:32:23.320
<v Speaker 2>What else is in there?

0:32:24.280 --> 0:32:24.440
<v Speaker 1>Oh?

0:32:25.720 --> 0:32:30.680
<v Speaker 3>Yeah, but nobody, lady, nobody told me that that was

0:32:31.560 --> 0:32:34.840
<v Speaker 3>a part of the process. Right, So anyway, that's just

0:32:35.000 --> 0:32:37.880
<v Speaker 3>one thing for any of the fellas listening going into

0:32:37.880 --> 0:32:41.280
<v Speaker 3>that situation, just know that there's it's not over once

0:32:41.360 --> 0:32:42.200
<v Speaker 3>the baby comes out.

0:32:42.200 --> 0:32:43.960
<v Speaker 2>He went south of the border, and I don't think

0:32:44.120 --> 0:32:45.480
<v Speaker 2>a lot of men even do that. You know what,

0:32:46.600 --> 0:32:49.440
<v Speaker 2>you put yourself in that position. Congratulations, You please yourself.

0:32:49.640 --> 0:32:51.400
<v Speaker 1>Men will little pass out? You're like, come on now,

0:32:51.440 --> 0:32:53.480
<v Speaker 1>we've got to focus on this lady over here passing down.

0:32:54.320 --> 0:32:56.320
<v Speaker 2>No one told you, well.

0:32:57.720 --> 0:33:01.320
<v Speaker 3>You know, but uh yeah, so anyway that nobody tell me.

0:33:01.360 --> 0:33:06.600
<v Speaker 3>But your question, well, I ever forgot your question about.

0:33:06.320 --> 0:33:08.120
<v Speaker 1>Like new parents, Like, so if you're a new parent,

0:33:08.280 --> 0:33:10.080
<v Speaker 1>you have because that does come up a lot, like

0:33:10.120 --> 0:33:13.120
<v Speaker 1>I have a kid or you know, like you know,

0:33:13.120 --> 0:33:15.360
<v Speaker 1>maybe that kid's a little older. What are some tips

0:33:15.400 --> 0:33:17.320
<v Speaker 1>And you're like, oh, now you're on your third and

0:33:17.320 --> 0:33:19.640
<v Speaker 1>you're like, like you said, baby by name, even fall

0:33:19.720 --> 0:33:22.240
<v Speaker 1>off you already got a roth ira for your child,

0:33:22.320 --> 0:33:23.720
<v Speaker 1>Like what are some things that you're like, Oh, now

0:33:23.760 --> 0:33:25.720
<v Speaker 1>that I'm third, third kid in this is what I

0:33:25.760 --> 0:33:27.520
<v Speaker 1>know my financial steps for this kid.

0:33:27.800 --> 0:33:30.680
<v Speaker 3>Yeah, so my my plan for every child is I

0:33:30.720 --> 0:33:33.760
<v Speaker 3>set them up with four accounts, right, and it may

0:33:33.920 --> 0:33:36.200
<v Speaker 3>differ for whoever you are and all that type of stuff.

0:33:36.200 --> 0:33:39.080
<v Speaker 3>But savings account, how your savings account its number one

0:33:39.240 --> 0:33:40.760
<v Speaker 3>thing I set up. As soon as I get the

0:33:40.760 --> 0:33:43.000
<v Speaker 3>SOLI security card. Go to for me, I go to Ally.

0:33:43.080 --> 0:33:45.000
<v Speaker 3>You can go wherever you want it. I'm not plugged

0:33:45.040 --> 0:33:46.960
<v Speaker 3>by Allied. I don't pay me nothing like that. I'm

0:33:47.000 --> 0:33:48.960
<v Speaker 3>just telling you what I do, so don't sue me

0:33:49.960 --> 0:33:53.880
<v Speaker 3>Allied too. I set up an investment account, a brokerage account.

0:33:54.040 --> 0:33:55.960
<v Speaker 3>Don't need my kids saving up a lot of money,

0:33:56.040 --> 0:33:59.280
<v Speaker 3>especially not that young. I need their money working for them.

0:33:59.320 --> 0:33:59.560
<v Speaker 4>Three.

0:33:59.600 --> 0:34:03.280
<v Speaker 3>I set them up with a roth Ira because although

0:34:03.440 --> 0:34:07.360
<v Speaker 3>I battle in my head a lot about the wroth Ira,

0:34:07.720 --> 0:34:13.520
<v Speaker 3>the wroth iray is an amazing tool tax free growth and wealth,

0:34:13.760 --> 0:34:16.120
<v Speaker 3>you know what I'm saying, that can be generated. I also,

0:34:16.280 --> 0:34:19.160
<v Speaker 3>you know, I'm putting away money, you know, literally from

0:34:19.160 --> 0:34:21.400
<v Speaker 3>my one month old for when he's fifty nine and

0:34:21.400 --> 0:34:24.600
<v Speaker 3>a half. And sometimes I'm like, you know, hey, if

0:34:24.600 --> 0:34:27.520
<v Speaker 3>he's in a buying at thirty three, you know, obviously

0:34:27.520 --> 0:34:30.000
<v Speaker 3>he can pull on some of that stuff. And the

0:34:30.080 --> 0:34:33.279
<v Speaker 3>rules may change and differ, but it always, you know,

0:34:33.880 --> 0:34:37.520
<v Speaker 3>I'm always balancing between the regular investment account and the

0:34:37.560 --> 0:34:39.839
<v Speaker 3>wroth IRA and then finally a five to twenty nine

0:34:39.840 --> 0:34:44.000
<v Speaker 3>account five to twenty nine account to try to make

0:34:44.040 --> 0:34:48.920
<v Speaker 3>sure that as they are continuing to grow and start

0:34:48.960 --> 0:34:53.920
<v Speaker 3>to have more education expenses, now there's a pool of

0:34:53.960 --> 0:34:58.040
<v Speaker 3>money that we can tap into specific for them. And

0:34:58.120 --> 0:35:01.759
<v Speaker 3>so however you end up making it work. You know,

0:35:02.040 --> 0:35:04.960
<v Speaker 3>that's what's worked for me. I do pay my kids

0:35:05.000 --> 0:35:07.560
<v Speaker 3>from the business, you know, I don't don't hide from

0:35:07.560 --> 0:35:10.600
<v Speaker 3>that day. You you see them promoting the book, They

0:35:10.680 --> 0:35:12.880
<v Speaker 3>out there working, They out there. If you look on

0:35:12.920 --> 0:35:14.120
<v Speaker 3>my account, look like.

0:35:15.000 --> 0:35:17.839
<v Speaker 2>So does does Bryson is a Bryson LLC. And then

0:35:17.880 --> 0:35:19.120
<v Speaker 2>you pay him. How does that work?

0:35:19.440 --> 0:35:22.120
<v Speaker 3>So they get paid as an independent contractor on my

0:35:22.600 --> 0:35:25.960
<v Speaker 3>from my company. So for them their models on my company.

0:35:26.000 --> 0:35:29.160
<v Speaker 3>So I've had Bryson do TV shows with me. Actually

0:35:29.640 --> 0:35:32.520
<v Speaker 3>he's come on TV shows, Brailn. He'll do promo videos

0:35:32.560 --> 0:35:34.960
<v Speaker 3>and things like that. Bryson is the oldest one. Braylan

0:35:35.080 --> 0:35:36.839
<v Speaker 3>is the youngest one. Brendan he's a little too young

0:35:36.920 --> 0:35:37.799
<v Speaker 3>right now. But he's going to.

0:35:39.920 --> 0:35:41.400
<v Speaker 2>Why don't you do that to yourself?

0:35:41.960 --> 0:35:47.960
<v Speaker 1>Because he said, what's your wife?

0:35:48.200 --> 0:35:57.000
<v Speaker 3>What's your wife's Dave brishetta now joking, Yeah, her name,

0:35:57.200 --> 0:35:59.520
<v Speaker 3>her name is Taylors. I offered, I'm like, you want

0:35:59.520 --> 0:36:03.440
<v Speaker 3>to tea something in there, but I know for a

0:36:03.600 --> 0:36:06.040
<v Speaker 3>fact you guys are like stumbling over your words in

0:36:06.040 --> 0:36:06.520
<v Speaker 3>that house.

0:36:07.840 --> 0:36:09.560
<v Speaker 1>I was gonna say that because you know you're getting

0:36:09.600 --> 0:36:10.440
<v Speaker 1>that boy.

0:36:10.480 --> 0:36:14.520
<v Speaker 2>You here, it's number one, number two, number three, You

0:36:14.560 --> 0:36:15.560
<v Speaker 2>gotta you gotta do that.

0:36:16.520 --> 0:36:19.200
<v Speaker 3>I literally literally had that moment this weekend. I called

0:36:19.200 --> 0:36:23.440
<v Speaker 3>my second like, you know, two different names. I'm sixty,

0:36:23.800 --> 0:36:26.680
<v Speaker 3>and I'm like I literally turned on, like this is

0:36:26.719 --> 0:36:27.399
<v Speaker 3>the rest of all?

0:36:28.000 --> 0:36:30.759
<v Speaker 2>And sure, so question so.

0:36:30.719 --> 0:36:34.720
<v Speaker 1>That that that is that a custodial account, the investment

0:36:34.760 --> 0:36:35.160
<v Speaker 1>account that.

0:36:35.200 --> 0:36:38.160
<v Speaker 3>Yeah, yeah, yep, yep, all of them are custodio accounts.

0:36:38.239 --> 0:36:41.520
<v Speaker 3>And yeah again when they when they do things to

0:36:41.719 --> 0:36:45.239
<v Speaker 3>earn from the business and they'll get paid directly from

0:36:45.239 --> 0:36:46.080
<v Speaker 3>the business.

0:36:45.960 --> 0:36:47.399
<v Speaker 1>And you don't have to be taxes if you keep

0:36:47.400 --> 0:36:49.880
<v Speaker 1>it under a certain amount. I think it's like twelve

0:36:49.960 --> 0:36:52.920
<v Speaker 1>or thirteen thousand dollars for the year, then you know

0:36:53.080 --> 0:36:56.080
<v Speaker 1>they don't occur income tax because it's too low. So

0:36:56.120 --> 0:36:58.240
<v Speaker 1>I do the same type of step daughter I give her.

0:36:58.680 --> 0:37:01.279
<v Speaker 1>She does like social media for me because she's eighteen now,

0:37:01.920 --> 0:37:04.200
<v Speaker 1>but for the last she's been like fourteen or fifteen.

0:37:04.680 --> 0:37:07.239
<v Speaker 1>I just I you know, she has social media, and

0:37:07.280 --> 0:37:09.839
<v Speaker 1>then I pay her whatever the max is for the

0:37:09.920 --> 0:37:13.160
<v Speaker 1>four one k like this year is like seven thousand dollars.

0:37:13.800 --> 0:37:16.399
<v Speaker 2>And you have to be earning an income to yes,

0:37:16.520 --> 0:37:19.000
<v Speaker 2>to put money, have to be putting money in for

0:37:19.200 --> 0:37:22.000
<v Speaker 2>your yeah, child. So like for someone who's working nine

0:37:22.040 --> 0:37:24.799
<v Speaker 2>to five, is there a way for them to take

0:37:24.880 --> 0:37:26.120
<v Speaker 2>get access to that as well?

0:37:27.080 --> 0:37:29.160
<v Speaker 3>Well, I would say you got to be creative, start

0:37:29.200 --> 0:37:31.880
<v Speaker 3>an LLC. Yeah, I mean you got to have a business.

0:37:31.880 --> 0:37:36.120
<v Speaker 3>Listen in case the you know listening, I'm telling you

0:37:36.160 --> 0:37:38.560
<v Speaker 3>straight up pay your taxes and pay it on time.

0:37:38.719 --> 0:37:39.800
<v Speaker 4>Don't you ever run.

0:37:39.560 --> 0:37:40.720
<v Speaker 2>We endorse this message?

0:37:41.080 --> 0:37:42.399
<v Speaker 4>Yeah, exactly right.

0:37:43.680 --> 0:37:46.920
<v Speaker 3>But I think that you know again, Ultimately, as as

0:37:46.960 --> 0:37:50.959
<v Speaker 3>I started learning about as I started prepping to teach

0:37:51.000 --> 0:37:54.200
<v Speaker 3>the course, because my biggest fear was was getting in

0:37:54.200 --> 0:37:56.640
<v Speaker 3>front of these students and then somebody calling you out

0:37:56.680 --> 0:37:59.240
<v Speaker 3>for something you don't know. Right, So I'm very comfortable

0:37:59.320 --> 0:38:01.880
<v Speaker 3>saying hey, I don't know that. I'm very comfortable. We

0:38:01.920 --> 0:38:04.000
<v Speaker 3>bring the subject matter experts all the time. But one

0:38:04.040 --> 0:38:05.160
<v Speaker 3>of the biggest.

0:38:07.000 --> 0:38:11.160
<v Speaker 4>Discoveries I had was taxes and tax strategy and how

0:38:11.200 --> 0:38:15.640
<v Speaker 4>all the wealthy people talk about tax.

0:38:14.120 --> 0:38:16.520
<v Speaker 3>In real estate and depreciation and all this stuff, and

0:38:16.600 --> 0:38:20.360
<v Speaker 3>so going into it, you find out that most folks

0:38:20.520 --> 0:38:25.600
<v Speaker 3>get extremely, extremely proactive when they're trying to find ways

0:38:25.680 --> 0:38:29.840
<v Speaker 3>to save as much money as possible via strong tax strategy.

0:38:30.080 --> 0:38:32.319
<v Speaker 3>So I guess that's my long window way of saying,

0:38:32.360 --> 0:38:33.760
<v Speaker 3>if you have a nine to five.

0:38:33.920 --> 0:38:35.239
<v Speaker 4>You should at least consider it.

0:38:35.239 --> 0:38:38.120
<v Speaker 3>You should consult with a tax advisor accountant and consider

0:38:38.320 --> 0:38:44.319
<v Speaker 3>are there any opportunities for you to keep money in

0:38:44.360 --> 0:38:47.040
<v Speaker 3>your last name? Taxes are your biggest bill, and so

0:38:47.200 --> 0:38:50.359
<v Speaker 3>if I can keep money in little brus names, I'm

0:38:50.400 --> 0:38:52.840
<v Speaker 3>always going to do that as opposed to giving it

0:38:52.880 --> 0:38:53.800
<v Speaker 3>over to a pothole.

0:38:54.200 --> 0:38:56.600
<v Speaker 1>And it's other tax benefits, Like you're five twenty nine,

0:38:56.680 --> 0:38:57.920
<v Speaker 1>you don't need to have a business to have to

0:38:57.960 --> 0:39:01.800
<v Speaker 1>do and that's a tax advantage. H Also the HSA,

0:39:02.120 --> 0:39:05.520
<v Speaker 1>right is HSA? Yes? Right? That's like tax that who

0:39:05.560 --> 0:39:09.080
<v Speaker 1>does stand for Health Savings account Ye? Right? So like

0:39:09.560 --> 0:39:13.800
<v Speaker 1>there there are that's a really great tax benefits for

0:39:13.880 --> 0:39:16.320
<v Speaker 1>the HSA because I think you can put money into it,

0:39:16.360 --> 0:39:18.719
<v Speaker 1>save taxes, you can pull money out, don't have to

0:39:18.719 --> 0:39:20.080
<v Speaker 1>pay taxes and then if you don't use it, I

0:39:20.120 --> 0:39:23.000
<v Speaker 1>believe you can roll it over into like a retirement account.

0:39:23.000 --> 0:39:24.879
<v Speaker 1>I believe. So that's so there are other ways even

0:39:24.880 --> 0:39:27.040
<v Speaker 1>if you never start a business. There are other tax

0:39:27.040 --> 0:39:29.680
<v Speaker 1>advantage accounts. Maxing out your four O one K or

0:39:29.760 --> 0:39:33.440
<v Speaker 1>are traditional IRA. You know, you'll save taxes now and

0:39:33.480 --> 0:39:35.279
<v Speaker 1>then pay taxes later when you pull the money out.

0:39:35.320 --> 0:39:37.960
<v Speaker 1>So I mean, yes, starting a business is one of

0:39:37.960 --> 0:39:41.279
<v Speaker 1>the best ways to navigate taxes. But even real estate

0:39:41.320 --> 0:39:44.600
<v Speaker 1>to your point about buying real estate and depreciating, you know,

0:39:45.080 --> 0:39:48.080
<v Speaker 1>and when it comes to real estate, there's a way

0:39:48.120 --> 0:39:51.000
<v Speaker 1>to save taxes. So yes, I mean not everyone's built

0:39:51.040 --> 0:39:52.920
<v Speaker 1>to start a business because it's not just so simple

0:39:52.920 --> 0:39:57.160
<v Speaker 1>as sign up at LLC. You know, there's taxes, there's staff,

0:39:57.480 --> 0:40:02.959
<v Speaker 1>there's hr child, it's a man now. And then.

0:40:04.880 --> 0:40:06.759
<v Speaker 2>So I mean you went to Wharton Business School, is

0:40:06.800 --> 0:40:10.120
<v Speaker 2>that right? So like when you set up your business,

0:40:10.160 --> 0:40:13.160
<v Speaker 2>like as you were adding new you have these nonprofits

0:40:13.360 --> 0:40:15.640
<v Speaker 2>like how many is it all? Like Brandon Copeland Inc.

0:40:15.680 --> 0:40:17.399
<v Speaker 2>At the top, Like how have you structured it?

0:40:17.719 --> 0:40:17.919
<v Speaker 4>Yeah?

0:40:17.960 --> 0:40:21.160
<v Speaker 3>I have a holding company, okay, and then underneath that

0:40:21.239 --> 0:40:25.319
<v Speaker 3>I have the different businesses and So for real estate,

0:40:25.360 --> 0:40:28.560
<v Speaker 3>for example, I have certain businesses, there's certain properties that

0:40:28.600 --> 0:40:30.960
<v Speaker 3>I have that are in their own LLCs that you

0:40:31.000 --> 0:40:33.040
<v Speaker 3>just do to make sure that nobody can slip and

0:40:33.040 --> 0:40:37.040
<v Speaker 3>fall at one house and then try to take everything,

0:40:37.320 --> 0:40:40.640
<v Speaker 3>you know, your whole life's work. So there's just an

0:40:40.760 --> 0:40:44.719
<v Speaker 3>umbrella organization that is now structured out all of these

0:40:44.760 --> 0:40:47.680
<v Speaker 3>different things, and I keep the nonprofit completely separate.

0:40:47.840 --> 0:40:48.720
<v Speaker 4>There's some people who.

0:40:48.560 --> 0:40:51.120
<v Speaker 3>Would probably tell me you put it underneath, and there's

0:40:51.120 --> 0:40:53.680
<v Speaker 3>benefits of that, but I just never want anybody ever

0:40:53.719 --> 0:40:58.759
<v Speaker 3>even questioning what happens with the nonprofit money or think

0:40:58.760 --> 0:41:00.799
<v Speaker 3>that that's to benefit me, because I don't.

0:41:01.239 --> 0:41:02.960
<v Speaker 4>That's not the case at all.

0:41:03.200 --> 0:41:04.440
<v Speaker 2>What's your advisor stack?

0:41:04.640 --> 0:41:04.759
<v Speaker 4>Like?

0:41:05.000 --> 0:41:07.160
<v Speaker 2>How many When I say advisor stack, I mean like

0:41:07.200 --> 0:41:09.080
<v Speaker 2>how many do you have accountants? You say your team?

0:41:09.200 --> 0:41:12.680
<v Speaker 2>But who is managing your property? Stuff? Like just to

0:41:12.680 --> 0:41:14.799
<v Speaker 2>give a breakdown and let a little bit behind the

0:41:14.840 --> 0:41:17.720
<v Speaker 2>curtain of how the sausage gets made.

0:41:17.840 --> 0:41:20.800
<v Speaker 3>Yeah, yeah, So for me, So I went my first

0:41:20.920 --> 0:41:23.680
<v Speaker 3>nine years in the NFL with no financial advisor at all,

0:41:23.719 --> 0:41:26.200
<v Speaker 3>and in year ten, I decided, you know, I need

0:41:26.239 --> 0:41:29.879
<v Speaker 3>to have somebody who's thinking about this all day, every day.

0:41:29.920 --> 0:41:31.879
<v Speaker 4>The same way that I at that time thought about

0:41:31.880 --> 0:41:33.560
<v Speaker 4>football or real estate or whatever.

0:41:33.640 --> 0:41:37.520
<v Speaker 3>Right, And so now I have an accountant, I have

0:41:37.800 --> 0:41:40.520
<v Speaker 3>a general financial advisor who is a.

0:41:41.600 --> 0:41:43.719
<v Speaker 4>Generalist and can understand.

0:41:43.840 --> 0:41:46.840
<v Speaker 3>He understands real estate, he understands venture capital, he understands

0:41:46.880 --> 0:41:49.200
<v Speaker 3>all these things, and he doesn't have a skew on

0:41:49.320 --> 0:41:52.120
<v Speaker 3>him of like please invest your money in these things

0:41:52.200 --> 0:41:55.120
<v Speaker 3>because I get commission or bonus off of that stuff.

0:41:55.280 --> 0:41:57.520
<v Speaker 4>So that's kind of like my overarching lift.

0:41:58.880 --> 0:42:02.279
<v Speaker 2>Fiduciary A fiduciary, So financial planning.

0:42:02.120 --> 0:42:03.560
<v Speaker 4>Good, okay exactly.

0:42:03.680 --> 0:42:07.319
<v Speaker 3>And then I have a financial advisor that is with

0:42:07.640 --> 0:42:10.839
<v Speaker 3>a brokerage firm that you've all probably heard of as

0:42:10.880 --> 0:42:14.880
<v Speaker 3>well too, and they give me great advice and all

0:42:14.920 --> 0:42:16.360
<v Speaker 3>that type of stuff. And what I do now is

0:42:16.360 --> 0:42:20.120
<v Speaker 3>I set up quarterly financial meetings. Do I need quarterly?

0:42:20.160 --> 0:42:24.520
<v Speaker 3>Probably not? But I do quarterly financial meetings because the

0:42:24.520 --> 0:42:26.279
<v Speaker 3>reason why I said do I need quarterly, probably not

0:42:26.360 --> 0:42:28.839
<v Speaker 3>is because I have my own money anxiety that I

0:42:28.880 --> 0:42:33.480
<v Speaker 3>am just always constantly looking checking, reevaluating, reevaluating. My wife

0:42:33.520 --> 0:42:37.200
<v Speaker 3>and I we started last year doing our own family

0:42:37.440 --> 0:42:39.759
<v Speaker 3>board meeting so that we can be planning out what

0:42:39.800 --> 0:42:42.839
<v Speaker 3>we want twenty twenty five to look like, because as

0:42:42.880 --> 0:42:44.840
<v Speaker 3>you both know, as you continue to get older, you

0:42:44.920 --> 0:42:48.840
<v Speaker 3>continue to get pulled in different directions. One you lose

0:42:50.120 --> 0:42:52.440
<v Speaker 3>you may lose sight of the vision and the dreams

0:42:52.480 --> 0:42:55.440
<v Speaker 3>that you set out for as a kid, or that

0:42:55.520 --> 0:42:58.440
<v Speaker 3>you want and have for yourself because other people's ambitions,

0:42:58.880 --> 0:43:03.120
<v Speaker 3>other people's brown ambitions are pulling in their direction. So

0:43:03.400 --> 0:43:06.120
<v Speaker 3>that's how my team looks. And then my wife, she's

0:43:06.880 --> 0:43:10.480
<v Speaker 3>effectively our CFO. She actually works at Google and she

0:43:10.680 --> 0:43:13.720
<v Speaker 3>manages their money and their books, and she's the CFO

0:43:13.840 --> 0:43:17.759
<v Speaker 3>for a portion or the creative arm of Google, so

0:43:17.960 --> 0:43:18.960
<v Speaker 3>she can manage their stuff.

0:43:19.280 --> 0:43:23.280
<v Speaker 4>I mean you're married, Well yeah, I sugar mama.

0:43:23.320 --> 0:43:27.480
<v Speaker 1>That's that's like Ross Mack. It's bunch. Because people be

0:43:27.480 --> 0:43:28.680
<v Speaker 1>looking at him. I'm like, do you know who his

0:43:28.719 --> 0:43:29.120
<v Speaker 1>wife is?

0:43:29.200 --> 0:43:32.879
<v Speaker 4>All? Do your Google exactly? You thank?

0:43:33.880 --> 0:43:37.360
<v Speaker 3>I mean for them for the ways people walt.

0:43:37.719 --> 0:43:41.200
<v Speaker 1>His wife is there there? You know, well remember Lusters

0:43:41.200 --> 0:43:41.920
<v Speaker 1>you know pink oil?

0:43:42.920 --> 0:43:44.040
<v Speaker 2>Yeah yeah, right, Luster?

0:43:44.120 --> 0:43:46.319
<v Speaker 1>So Ross Mack's wife, they hit their family is the

0:43:46.320 --> 0:43:48.759
<v Speaker 1>founder of Luster, so all the Lusters products. All the

0:43:49.239 --> 0:43:50.799
<v Speaker 1>people look at Ross like, oh, You're a big deal.

0:43:50.840 --> 0:43:54.800
<v Speaker 2>I'm like not really, baby husband.

0:43:56.239 --> 0:44:01.360
<v Speaker 3>Behind every great woman, there's a little man. I'm sorry, Ross,

0:44:01.400 --> 0:44:05.399
<v Speaker 3>don't call me brother. I love you man, but yeah,

0:44:05.440 --> 0:44:08.319
<v Speaker 3>and then also i'd be remiss. My brother has been

0:44:08.400 --> 0:44:10.120
<v Speaker 3>key to me. One of the reasons why I mean,

0:44:10.160 --> 0:44:14.400
<v Speaker 3>Tiffany we spoke about it before the show, but I

0:44:14.440 --> 0:44:18.280
<v Speaker 3>got the amazing opportunity to work with Tiffany's sister Tracy

0:44:19.080 --> 0:44:23.840
<v Speaker 3>for our book and the public relations around it and

0:44:23.840 --> 0:44:26.560
<v Speaker 3>everything like that. And one of the reasons why I

0:44:26.600 --> 0:44:28.640
<v Speaker 3>felt so strongly about that is because this was a

0:44:28.719 --> 0:44:32.200
<v Speaker 3>sister sister duo, and I have a dynamic duo with

0:44:32.280 --> 0:44:35.800
<v Speaker 3>my brother Chad, who's been my business partner since twenty nineteen.

0:44:35.840 --> 0:44:38.400
<v Speaker 3>He's been my brother forever obviously, but he's a younger

0:44:38.440 --> 0:44:40.480
<v Speaker 3>brother by a couple of years. But you know, to

0:44:40.600 --> 0:44:46.840
<v Speaker 3>have somebody who truly, truly wants your best interests that

0:44:47.000 --> 0:44:52.440
<v Speaker 3>can also stand his own ground in all these rooms,

0:44:52.680 --> 0:44:54.960
<v Speaker 3>you know, I've had a lot of people who say, like,

0:44:55.040 --> 0:44:57.319
<v Speaker 3>you know, when football player told me, man, I want

0:44:57.360 --> 0:44:59.439
<v Speaker 3>you to speak to my brother, They're like, oh, man,

0:45:02.560 --> 0:45:05.000
<v Speaker 3>But you know, when he walks in the room, they

0:45:05.200 --> 0:45:05.560
<v Speaker 3>kind of.

0:45:05.480 --> 0:45:08.400
<v Speaker 4>Like, oh, okay, right, and they can see it.

0:45:08.440 --> 0:45:12.160
<v Speaker 3>And so he's been also just extremely effective at managing

0:45:12.880 --> 0:45:16.719
<v Speaker 3>the people that helped bring these visions to life.

0:45:17.640 --> 0:45:18.320
<v Speaker 1>That's amazing.

0:45:19.000 --> 0:45:20.960
<v Speaker 2>Well, thank you for the transparency. This was a really

0:45:20.960 --> 0:45:21.759
<v Speaker 2>great conversation.

0:45:21.840 --> 0:45:25.360
<v Speaker 1>I j I don't know the guys that I like. Finally,

0:45:27.040 --> 0:45:30.239
<v Speaker 1>the three guys that listen, see we'd be having y'all

0:45:30.280 --> 0:45:31.520
<v Speaker 1>back sometimes.

0:45:32.040 --> 0:45:33.760
<v Speaker 4>And now they know about the placenta bags.

0:45:36.560 --> 0:45:38.360
<v Speaker 2>I don't even know how you found a way to

0:45:38.400 --> 0:45:40.200
<v Speaker 2>talk about that. You must have come into the show

0:45:40.320 --> 0:45:40.840
<v Speaker 2>wanted to.

0:45:41.040 --> 0:45:43.040
<v Speaker 1>It's only been a bandy, she said.

0:45:42.880 --> 0:45:51.160
<v Speaker 2>Was belly button. You can never unsee it. So you

0:45:51.200 --> 0:45:52.560
<v Speaker 2>never had a cat when you were a kid, never

0:45:52.560 --> 0:45:54.319
<v Speaker 2>watched your cat give birth on your mom's bed and

0:45:54.360 --> 0:45:57.160
<v Speaker 2>had her placenta. That was me. That was my villain

0:45:57.200 --> 0:45:57.880
<v Speaker 2>origin story.

0:45:59.080 --> 0:46:00.080
<v Speaker 4>Yeah you knew.

0:46:01.880 --> 0:46:05.920
<v Speaker 2>Well. I mean, good luck with the the mustard poop

0:46:05.960 --> 0:46:10.640
<v Speaker 2>stage of newborn life. Sometimes I will make a sandwich

0:46:10.680 --> 0:46:14.120
<v Speaker 2>and it brings me right back to the pellette stage.

0:46:15.120 --> 0:46:18.279
<v Speaker 2>When's the pellet? When they start solids, that's more like

0:46:18.320 --> 0:46:20.359
<v Speaker 2>a river, like a thick, muddy river.

0:46:20.600 --> 0:46:24.360
<v Speaker 3>You know, oh man, and you're well, and it doesn't

0:46:24.400 --> 0:46:26.040
<v Speaker 3>smell as much, you know what I'm saying.

0:46:26.040 --> 0:46:28.120
<v Speaker 2>I didn't think it did either. People thought I was crazy.

0:46:28.160 --> 0:46:30.960
<v Speaker 2>When I said that, I'm like, something, this space is

0:46:31.000 --> 0:46:31.880
<v Speaker 2>all good, you know?

0:46:32.000 --> 0:46:32.319
<v Speaker 1>Right now?

0:46:32.640 --> 0:46:34.239
<v Speaker 2>Does your five year old wipe zone butt? Though?

0:46:34.880 --> 0:46:35.160
<v Speaker 1>Yeah?

0:46:35.200 --> 0:46:35.800
<v Speaker 4>Yeah yeah.

0:46:36.080 --> 0:46:38.399
<v Speaker 2>I try to get you trustworthy about it, though, Like.

0:46:40.480 --> 0:46:44.480
<v Speaker 3>Do you trust my five year old is pretty pretty incredible,

0:46:44.520 --> 0:46:47.319
<v Speaker 3>I will say, But my three year old, he's the

0:46:47.320 --> 0:46:48.920
<v Speaker 3>one you gotta watch. I got a video on my

0:46:48.960 --> 0:46:51.080
<v Speaker 3>three year old where I put him. He's two and

0:46:51.080 --> 0:46:53.239
<v Speaker 3>a half. I put him on the toilet. I haven't

0:46:53.239 --> 0:46:55.880
<v Speaker 3>posted this because that's trying not to scar and embarrass

0:46:55.920 --> 0:46:58.200
<v Speaker 3>his tale. But I put him on the little the

0:46:58.239 --> 0:47:00.200
<v Speaker 3>toilet and little seat and all that stuff. And I

0:47:00.239 --> 0:47:03.000
<v Speaker 3>walk out of the bathroom and I come back and

0:47:03.040 --> 0:47:05.400
<v Speaker 3>he's sitting on the seat and it's poop on the ground.

0:47:05.440 --> 0:47:08.760
<v Speaker 1>And I'm just like, man, he said, not in this toilet.

0:47:08.480 --> 0:47:08.879
<v Speaker 2>But here.

0:47:10.040 --> 0:47:12.960
<v Speaker 4>I'm like what And then he just sit there and

0:47:12.960 --> 0:47:15.120
<v Speaker 4>look at me and smile. I'm like, oh.

0:47:16.200 --> 0:47:19.040
<v Speaker 1>See, I'm kid number two. They take you for the loop.

0:47:20.680 --> 0:47:23.000
<v Speaker 4>Yeah, they know, they know. They like, I'm gonna push

0:47:23.040 --> 0:47:23.560
<v Speaker 4>every button.

0:47:26.960 --> 0:47:29.319
<v Speaker 1>But where if people want to fight one, where can

0:47:29.360 --> 0:47:30.719
<v Speaker 1>they find money? Playbook?

0:47:31.120 --> 0:47:31.359
<v Speaker 4>Yep?

0:47:31.560 --> 0:47:34.200
<v Speaker 3>If they go to Brandon Copeland dot com, they can

0:47:34.200 --> 0:47:37.400
<v Speaker 3>find all information on me. They can find your money playbook,

0:47:37.440 --> 0:47:40.040
<v Speaker 3>they can find a class if they want to, and

0:47:40.040 --> 0:47:42.080
<v Speaker 3>then you can also connect with me if they want

0:47:42.120 --> 0:47:45.440
<v Speaker 3>to talk further. So www dot Brandoncopland dot com. On

0:47:45.520 --> 0:47:47.960
<v Speaker 3>socials b Cope fifty one, b c O p E

0:47:48.120 --> 0:47:48.600
<v Speaker 3>five to one.

0:47:49.480 --> 0:47:51.160
<v Speaker 2>We'll put it all in the show notes b A

0:47:51.320 --> 0:47:55.120
<v Speaker 2>fam Brandon Copeland. So much fun talking.

0:47:54.880 --> 0:47:56.719
<v Speaker 1>To Yeah, do you have your book with you? Can

0:47:56.719 --> 0:47:57.480
<v Speaker 1>you hold it up for us?

0:47:57.880 --> 0:47:58.439
<v Speaker 2>It's right there?

0:47:59.040 --> 0:48:00.600
<v Speaker 1>No, well, you know it's like you know how it

0:48:00.640 --> 0:48:05.359
<v Speaker 1>is with the little Oh yeah, yes'll cover. I love

0:48:05.400 --> 0:48:07.279
<v Speaker 1>to go to Brown and Barnes and Nobles and see

0:48:07.280 --> 0:48:10.120
<v Speaker 1>how many books now don't just have white men's faces

0:48:10.120 --> 0:48:10.440
<v Speaker 1>on it.

0:48:11.320 --> 0:48:12.200
<v Speaker 2>Who is your publisher?

0:48:13.600 --> 0:48:16.640
<v Speaker 4>Ben Bella? Ben Bella and they do stuff through.

0:48:16.560 --> 0:48:21.680
<v Speaker 1>Pengmin Okay, the what if I think called me? It's

0:48:21.680 --> 0:48:23.920
<v Speaker 1>like Penguin is a book publisher.

0:48:23.440 --> 0:48:28.680
<v Speaker 2>Than imprint in print, okay, in print awesome? That is exciting.

0:48:28.880 --> 0:48:31.120
<v Speaker 2>Do you feel that accomplishment in your hand? Like you're

0:48:31.200 --> 0:48:35.000
<v Speaker 2>just someone who collects accolades and achievements, but does it

0:48:35.040 --> 0:48:37.279
<v Speaker 2>feel like you achieved something that's a that's a whole

0:48:37.400 --> 0:48:39.680
<v Speaker 2>person's dream right in your hand? Yeah?

0:48:39.800 --> 0:48:43.200
<v Speaker 3>Yeah, I think yes, I will say yes, it does.

0:48:43.239 --> 0:48:45.560
<v Speaker 3>I don't want to sound ungrateful or anything like that.

0:48:45.640 --> 0:48:51.200
<v Speaker 3>This is this is amazing. I think was more rewarding

0:48:51.440 --> 0:48:54.560
<v Speaker 3>is when people talk about how they've used it or

0:48:55.320 --> 0:48:59.920
<v Speaker 3>what they've gotten from it. This is really cool, you know,

0:49:00.200 --> 0:49:02.680
<v Speaker 3>like you said, I have a few awards. I will say,

0:49:02.840 --> 0:49:06.239
<v Speaker 3>and God has been good. This is cool because this

0:49:06.640 --> 0:49:08.480
<v Speaker 3>is one of those things like being a professor that

0:49:08.520 --> 0:49:11.560
<v Speaker 3>I would have never ever ever thought I when y'all

0:49:11.640 --> 0:49:14.200
<v Speaker 3>saw me in detention, you know, growing up and all

0:49:14.200 --> 0:49:17.000
<v Speaker 3>that stuff, you're like, not this guy, right, and so

0:49:17.160 --> 0:49:21.000
<v Speaker 3>to be able to be doing things like this, yeah,

0:49:21.000 --> 0:49:22.360
<v Speaker 3>this is pretty incredible.

0:49:22.600 --> 0:49:23.320
<v Speaker 1>That's incredible.

0:49:23.680 --> 0:49:24.640
<v Speaker 2>But the trouble maker too.

0:49:24.920 --> 0:49:27.520
<v Speaker 1>I was a trumble maker. It was well a Nigerian

0:49:27.520 --> 0:49:30.000
<v Speaker 1>trouble maker, which means you know, talking back. We're not

0:49:30.040 --> 0:49:32.160
<v Speaker 1>talking back, but talking a lot and getting See that's

0:49:32.160 --> 0:49:33.680
<v Speaker 1>a Nigerian trouk because you were not allowed.

0:49:33.480 --> 0:49:33.960
<v Speaker 4>To do too much.

0:49:33.960 --> 0:49:36.239
<v Speaker 1>It's like oh no, no, no, no, no, you would

0:49:36.280 --> 0:49:38.840
<v Speaker 1>have lived right, Okay, there's no sex, drugs rocking roll

0:49:38.920 --> 0:49:41.319
<v Speaker 1>up in here, you know. But it was just like

0:49:41.440 --> 0:49:49.040
<v Speaker 1>I see, all right that game, Yes.

0:49:48.880 --> 0:49:52.200
<v Speaker 2>Go take a nap or go just let your wife

0:49:52.200 --> 0:49:53.200
<v Speaker 2>take a nap or something.

0:49:53.719 --> 0:49:58.239
<v Speaker 3>Yeah, yeah, I appreciate y'all first, and I really also

0:49:58.320 --> 0:50:00.520
<v Speaker 3>wanted to say thank you for having me because I've

0:50:00.520 --> 0:50:02.480
<v Speaker 3>been following you guys for a long time. I've been

0:50:02.520 --> 0:50:05.080
<v Speaker 3>listening to the show. I actually literally genuinely have been

0:50:05.120 --> 0:50:05.920
<v Speaker 3>listening to the show.

0:50:06.320 --> 0:50:07.040
<v Speaker 4>Well, you know.

0:50:07.239 --> 0:50:09.759
<v Speaker 3>Again, appreciate you guys for having me and taking the time,

0:50:09.840 --> 0:50:12.600
<v Speaker 3>and also thank you for a dope conversation as well

0:50:12.640 --> 0:50:14.520
<v Speaker 3>to whoever thought we could talk about.

0:50:14.239 --> 0:50:16.960
<v Speaker 4>For one K's Plas sent the bags and belly.

0:50:16.640 --> 0:50:25.360
<v Speaker 2>Buttons we did. Thank you all right, Bye Brandon