WEBVTT - Would police brutality drop drastically if every officer had to be licensed and insured?

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<v Speaker 2>People don't realize that this police brutality or police misconduct

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<v Speaker 2>issue is a financial issue that impact tax payers. And

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<v Speaker 2>you saying about the E and O insurance thousands and

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<v Speaker 2>that I had thought because I'm like, okay, well, as

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<v Speaker 2>a financial advisor, I had to have E and O

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<v Speaker 2>insurance errors and omission assurance because I might make a mistake.

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<v Speaker 2>I might recommend something to you. It's just by accident.

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<v Speaker 2>I'm not trying to scam you, but I might make

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<v Speaker 2>a mistake in recommending something to you that potentially could

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<v Speaker 2>cost you money. And then you could end up suing

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<v Speaker 2>the company. So then that's up to my errors and

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<v Speaker 2>omissions policy to pay out twenty thousand dollars that you

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<v Speaker 2>may have lost in bad advice that was given. Right.

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<v Speaker 2>Or like you said, doctors have medical mal assurance where

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<v Speaker 2>if they do something by accident and they cause a

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<v Speaker 2>permanent scar, right now, you can sue the hospital, sue

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<v Speaker 2>the doctor, and then their insurance will cover that, right,

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<v Speaker 2>even if it's by accident. So it's like, okay, well,

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<v Speaker 2>why not hold police officers to that same thing and

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<v Speaker 2>have them have individual errors and omission policy. Right. So now,

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<v Speaker 2>even if it's you're paying one hundred dollars a month,

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<v Speaker 2>fifty dollars a month, whatever you're paying, right, seventy five

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<v Speaker 2>dollars a month from millions of people adds up, right,

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<v Speaker 2>So now you have hundreds of millions of dollars. Now

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<v Speaker 2>that's how insurance works. Where now, okay, if I have

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<v Speaker 2>to pay twenty million, it's not coming from X, Y

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<v Speaker 2>and Z taxpayer, is coming from the police department, which

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<v Speaker 2>they should be responsible for. Right, So talk about that

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<v Speaker 2>because that's a national This is kind of a national

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<v Speaker 2>issue that you're championing, right, so talk about like really

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<v Speaker 2>drill that home, how that really impacts people's pockets, and

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<v Speaker 2>how when we talk about police reform, that's not really

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<v Speaker 2>talked about a lot. We talk about police reform, we

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<v Speaker 2>talk about less guns, but we don't really talk about

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<v Speaker 2>the financial aspects of police reform.

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<v Speaker 3>So it's an exact perfect point, and it is a

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<v Speaker 3>national issue because just if you think about municipal budgets,

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<v Speaker 3>and we started off talking about the importance of local elections,

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<v Speaker 3>you'll have your municipal budget and there'll be a certain

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<v Speaker 3>amount earmarked for your police department, and then most of

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<v Speaker 3>them have their general fund, and your general fund will

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<v Speaker 3>be where any surplus, any additional money that you didn't

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<v Speaker 3>budget for, has to be used to pay and it

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<v Speaker 3>could be lawsuits, could be police misconduct. If you now

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<v Speaker 3>take all of the money that is previously budgeted tax

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<v Speaker 3>money that is either put in a line item for settlements,

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<v Speaker 3>because they have line items for settlements, and then if

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<v Speaker 3>you're not drawing on your general fund to pay for

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<v Speaker 3>the conduct of bad police officers, that's additional money that

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<v Speaker 3>could go to senior programs. That's additional money that could

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<v Speaker 3>go to housing. That's additional money that could be used

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<v Speaker 3>for parks, youth programming, mental health initiatives. There are all

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<v Speaker 3>of these things that could be redirected. And to your point,

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<v Speaker 3>there is a big pot of money right now. Most

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<v Speaker 3>of the municipalities, up to a certain point are self insured.

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<v Speaker 3>New York City is self insured. So, using New York

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<v Speaker 3>City as an example, the millions of dollars that they

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<v Speaker 3>are now paying out for police misconduct, and let's add

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<v Speaker 3>to the equation that that doesn't change the system. None

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<v Speaker 3>of these payouts have changed the way that the police

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<v Speaker 3>operated in the United States. The George Floyd settlement twenty

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<v Speaker 3>seven million dollars still didn't change the way that municipalities

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<v Speaker 3>are policing. So the fact that when you have this

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<v Speaker 3>money that is being spent, sixty to sixty three percent

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<v Speaker 3>of most local budgets goes to the school districts, which

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<v Speaker 3>people don't even realize. In most instances, sixty three percent

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<v Speaker 3>of your taxes, your local taxes, are going to a

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<v Speaker 3>school district. Most people couldn't tell you how many people

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<v Speaker 3>are on the school board, who the individuals are. And

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<v Speaker 3>I don't know in any other arrangement where we would

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<v Speaker 3>allow sixty percent of our money to be spent by

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<v Speaker 3>someone who we can identify and not know what they're

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<v Speaker 3>spending it on. So why would we do that in

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<v Speaker 3>the context of our tax dollars. So to go back

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<v Speaker 3>to the policing, if you had a overall if it's

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<v Speaker 3>Geico Nationwide and their regional insurance companies, where they had

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<v Speaker 3>an entire database of officers, and we're selling these policies one,

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<v Speaker 3>you would have them interested because it's a new product.

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<v Speaker 3>It's a new insurance product for them to sell to

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<v Speaker 3>the individual officers. If you now were reallocating all of

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<v Speaker 3>that money won that was previously spent for paying out

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<v Speaker 3>for bad police conduct to all of the other aforementioned

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<v Speaker 3>programs across the country, think of what that impact looks

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<v Speaker 3>like if you now have all of these officers not

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<v Speaker 3>persuaded by Black Lives Matter, not persuaded by what the

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<v Speaker 3>National Action Network or any other cause is doing, but

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<v Speaker 3>solely their self interest. Thinking about Adam Smith and his principle,

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<v Speaker 3>the economic principle that people being self interested generally benefits

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<v Speaker 3>the whole. If you have police officers across the country

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<v Speaker 3>that are singularly focused on I don't want my premiums

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<v Speaker 3>to rise or I don't want my premium to be

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<v Speaker 3>canceled with I would no longer be able to be

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<v Speaker 3>a police officer and lose my pension. Think of the

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<v Speaker 3>significant reduction in the cases of police brutality that we

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<v Speaker 3>would have across the country. Think about the billions of

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<v Speaker 3>dollars that would be saved by municipal government that could

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<v Speaker 3>be reallocated to other resources that they didn't have to

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<v Speaker 3>pay on the backs of the tax payers.

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<v Speaker 1>You mentioned a lot of that is looking inside and

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<v Speaker 1>having transparency when it comes to policing and the financing.

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<v Speaker 1>But we know when you brought up the PBA. Anytime

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<v Speaker 1>there's an incident, they come and they stand together. It's

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<v Speaker 1>a band of brothers. It's a cold of blue that

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<v Speaker 1>they live by. How can we improve relationships, I guess one,

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<v Speaker 1>between the community and policing, and how do we improve

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<v Speaker 1>transparency when it comes to police in general.

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<v Speaker 3>Local elections and having mayors, town supervisors and legislators that

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<v Speaker 3>are one going to hold the police accountable, two that

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<v Speaker 3>are going to make the amount that they are spending

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<v Speaker 3>on the police readily available to the police. Even in

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<v Speaker 3>the district attorney's office, the way that it's currently constructed.

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<v Speaker 3>Now it's like a black box. If you wanted to

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<v Speaker 3>know who's being prosecuted, what they're being charged with, their

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<v Speaker 3>demographic information, that information is not readily available. But your

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<v Speaker 3>tax dollars are going to pay the salaries of the

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<v Speaker 3>people employed in that office. Shouldn't be You should be

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<v Speaker 3>able to jump on wherever you live, jump onto the

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<v Speaker 3>website of your local district attorney's office or your local

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<v Speaker 3>police department and find out exactly what the work is

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<v Speaker 3>that they're doing in your name, if they're supposed to

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<v Speaker 3>be serving the people. I think that the recruitment efforts,

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<v Speaker 3>recruiting individuals who come from the communities where they are

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<v Speaker 3>actually going to police is extremely important because if you

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<v Speaker 3>can see in an individual that you may have a

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<v Speaker 3>street encounter with someone that looks like your cousin, looks

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<v Speaker 3>like your brother, your nephew, it changes the lens generally

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<v Speaker 3>in which you interact with that person. I think about

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<v Speaker 3>the Kyle Rittenhouse, the dude that was in I believe

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<v Speaker 3>he was in Illinois that shot the Black Lives Matter protesters,

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<v Speaker 3>and I was always struck by the way that the

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<v Speaker 3>judge was interacting with him throughout that trial, and it

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<v Speaker 3>was clear to me that he saw his grandson in there,

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<v Speaker 3>and he was treating him in a way that if

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<v Speaker 3>it was a black or brown person, I doubt that

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<v Speaker 3>he would have had the compassion and treated him the

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<v Speaker 3>way that he was treating him. So we need to

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<v Speaker 3>make sure that our police force reflects the communities that

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<v Speaker 3>they're going to serve. If you have people that are

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<v Speaker 3>coming in from outside of your community an hour away,

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<v Speaker 3>it's not per for them. They're not looking to try

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<v Speaker 3>to develop this bond with you. They're offer an occupying force.

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<v Speaker 3>I think another piece to it, and I've said this

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<v Speaker 3>to the leadership in the Mount Vernon Police Department, is

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<v Speaker 3>that if they truly want to heal the relationship between

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<v Speaker 3>communities of color and the police, they need to approach

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<v Speaker 3>it the way that somebody who starts dating someone who's

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<v Speaker 3>been the victim of domestic violence or someone who's been

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<v Speaker 3>subject to infidelity. At the beginning phase of that relationship,

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<v Speaker 3>there's going to be a lot that you have to

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<v Speaker 3>overcome with your partner is not going to trust you,

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<v Speaker 3>and you're going to bear the brunt of the trauma

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<v Speaker 3>that someone that is not you has put upon that person.

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<v Speaker 3>And if you genuinely care, you work through it. You

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<v Speaker 3>don't take it personally. You recognize that this person is

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<v Speaker 3>going through a healing process. The police need to do

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<v Speaker 3>the same thing if they are serious and sincere about

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<v Speaker 3>developing a stronger relationship with community of color. Yes, there

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<v Speaker 3>are gonna be times where people are gonna be loud,

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<v Speaker 3>they're going to be boisterous, they're going to curse, and

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<v Speaker 3>they are not going to say good afternoon, mister or missus, officer,

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<v Speaker 3>happy to see you, because there's trauma. If you understand

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<v Speaker 3>the history of policing in this country and what it

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<v Speaker 3>has been for black and brown communities, that has often

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<v Speaker 3>been a very contentious relationship. So again backing up to

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<v Speaker 3>where we started with the discussion, if you have police professionals,

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<v Speaker 3>it is a licensed profession people who are educated, and

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<v Speaker 3>I'm not against paying them more because offsetting the savings

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<v Speaker 3>from all of the police brutality that I believe would

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<v Speaker 3>be addressed. If you have people who are more qualified,

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<v Speaker 3>people who are better educated, people who are licensed and

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<v Speaker 3>have their own insurance policy in place, then you can

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<v Speaker 3>afford to pay the police officers more because now they

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<v Speaker 3>are being treated like professionals and not just the job

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<v Speaker 3>that you're in for twenty years. And I think that

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<v Speaker 3>when you put better quality the individuals in police forces,

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<v Speaker 3>that's going to have a direct impact on the quality

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<v Speaker 3>of policing. And it'll be easier to engage members of

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<v Speaker 3>the community because they're now working with police professionals, not

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<v Speaker 3>somebody that's doing a job because it was the family

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<v Speaker 3>business and they're thinking, how can I do my twenty

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<v Speaker 3>and get to my pension.

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<v Speaker 4>An illegal alien from Guatemala charged with raping a child

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<v Speaker 4>in Massachusetts. An MS thirteen gang member from Al Salvador

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<v Speaker 4>accused of murdering a Texas man of Venezuelan charged with

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<v Speaker 4>filming and selling child pornography in Michigan. These are just

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<v Speaker 4>some of the heinous migrant criminals caught because of President

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<v Speaker 4>Donald J. Trump's leadership. I'm Christy Noman, the United States

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<v Speaker 4>Secretary of Homeland Security. Under President Trump, attempted illegal border

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<v Speaker 4>crossings are at the lowest levels ever recorded, and over

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<v Speaker 4>one hundred thousand illegal aliens have been arrested. If you

0:12:53.800 --> 0:12:57.680
<v Speaker 4>are here illegally, your next you will be fine nearly

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<v Speaker 4>one thousand dollars a day, imprisoned and deported. You will

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<v Speaker 4>never return. But if you register using our CBP home

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<v Speaker 4>app and leave now, you could be allowed to return legally.

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<v Speaker 4>Do what's right, leave now. Under President Trump America's laws,

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<v Speaker 4>border and families will be protected.

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<v Speaker 3>Sponsored by the United States Department of Homeland Security,